English: Two very important points indeed. In terms of the banks, it is something, as she's already acknowledged, that we've discussed frequently in the Assembly, and it is very disappointing that, despite affected communities and political representatives challenging the decisions - across the Chamber, actually; I think it's something we've all expressed concern about - the banks do continue to press ahead with their closure programme. And there's no doubt at all that many citizens, older citizens in particular, are not comfortable with online banking, and also small businesses in rural areas have a need for cash and there's a big problem about how long they travel and where they might get the cash from, and there's also a problem with the ATMs starting to close down as well, as people move to cashless systems. Ideally, we would like to see businesses and individuals across Wales having access to the banking facilities they want, and, where possible, mitigate the loss of any branch and cashpoint facility in Wales closing. But, unfortunately, we have some limited powers in this regard. However, we have been in discussion on the role of the post office in addressing banking needs. We recognise there are issues around that, and we've been working with them to discuss them, around the capacity, privacy, disability access and so on at the post office, but that's very much an ongoing part of the discussion about whether they can substitute for some bank branch services. And the other thing is that we're investigating the possibility of establishing a community banking model for Wales. We're in early dialogue with a range of stakeholders, promoting the idea of a community mutual bank for Wales, and that would be able to offer support appropriate to the level of development around Wales. I'll keep the Member informed as the proposals for that develop. In terms of Lyme disease, in Wales, as well as everywhere else in the UK, cases of laboratory-confirmed Lyme disease have been increasing in recent years. This is partly as a result of better reporting, increased testing and increased awareness by the public and healthcare professionals. The Member will be pleased to know that we've recently communicated a comprehensive guidance on Lyme disease to healthcare professionals across Wales, and the NHS has developed appropriate public awareness materials. And I'm very pleased to say that that's an ongoing programme of public awareness and medical awareness across the piece.
Welsh: Dau bwynt pwysig iawn yn wir. O ran y banciau, fel y mae hi eisoes wedi ei gydnabod, mae'n rhywbeth yr ydym wedi ei drafod yn aml yn y Cynulliad, ac mae'n siomedig iawn, er gwaethaf y cymunedau yr effeithir arnynt a chynrychiolwyr gwleidyddol sy'n herio'r penderfyniadau - ar draws y Siambr, mewn gwirionedd; credaf ei fod yn rhywbeth yr ydym ni i gyd wedi mynegi pryder amdano - mae'r banciau'n parhau i fwrw ymlaen â rhaglen i gau. Ac nid oes unrhyw amheuaeth bod llawer o ddinasyddion, dinasyddion hŷn yn enwedig, nad ydyn nhw'n gyfforddus â bancio ar-lein, a hefyd mae angen arian parod ar fusnesau bach mewn ardaloedd gwledig a cheir problem fawr o ran pa mor bell maen nhw'n teithio ac o ble maen nhw'n cael yr arian, a cheir problem gyda'r peiriannau ATM yn cau hefyd, wrth i bobl symud i systemau di-arian. Yn ddelfrydol, byddem ni'n hoffi gweld busnesau ac unigolion ledled Cymru yn gallu cael gafael ar y cyfleusterau bancio y maen nhw'n eu dymuno, gan liniaru'r golled o unrhyw gyfleuster peiriant ATM neu gangen yng Nghymru rhag pan fo hynny'n bosibl. Ond, yn anffodus, pwerau cyfyngedig sydd gennym ni yn hyn o beth. Er hynny, rydym wedi bod yn trafod rhan swyddfa'r post mewn mynd i'r afael ag anghenion bancio. Rydym ni'n cydnabod bod problemau ynghylch hynny, ac rydym wedi bod yn gweithio gyda nhw i'w trafod, o ran gallu, preifatrwydd, mynediad i bobl anabl ac ati yn swyddfa'r post, ond i raddau helaeth mae hynny'n rhan barhaus o'r drafodaeth ynghylch pa un a allan nhw gymryd lle rhai o wasanaethau'r gangen banc. A'r peth arall yw ein bod ni'n ymchwilio i'r posibilrwydd o sefydlu model bancio cymunedol ar gyfer Cymru. Rydym yn cynnal deialog cynnar gydag amrywiaeth o randdeiliaid, gan hyrwyddo'r syniad o fanc cydfuddiannol cymunedol i Gymru, a fyddai'n gallu cynnig cymorth priodol i lefel y datblygiad o amgylch Cymru. Byddaf yn hysbysu'r Aelod wrth i'r cynigion ddatblygu ar gyfer hynny. O ran clefyd Lyme, yng Nghymru, yn ogystal â phob man arall yn y DU, mae achosion o glefyd Lyme sy'n cael eu cadarnhau gan labordy wedi cynyddu yn ystod y blynyddoedd diwethaf. Mae hyn yn rhannol o ganlyniad i well cofnodi, mwy o brofion a mwy o ymwybyddiaeth ymhlith y cyhoedd a gweithwyr gofal iechyd proffesiynol. Bydd yr Aelod yn falch o wybod ein bod ni wedi cyflwyno canllawiau cynhwysfawr ar glefyd Lyme i weithwyr gofal iechyd proffesiynol ledled Cymru yn ddiweddar, ac mae'r GIG wedi datblygu deunyddiau ymwybyddiaeth priodol i'r cyhoedd. Ac rwyf yn falch iawn o ddweud bod honno'n rhaglen barhaus o ymwybyddiaeth y cyhoedd ac ymwybyddiaeth feddygol yn gyffredinol.