English: Thanks to the Conservatives for bringing today's debate on housing. We support the Conservative motion today; we think it's quite focused and concentrates on the need to increase housing supply. It's actually fairly flexible in the suggestions it makes as to how to increase that supply. The Labour amendment follows a particular pattern that we're getting quite used to in the Assembly, in that it basically states that the Welsh Government is doing enough. This is often what we get from Government amendments. And, of course, I appreciate that the Welsh Government is doing things in the field of housing, but the danger, of course, is one of complacency. If we look at the Conservative motion and the Labour amendment together, it is clear that there is a discrepancy between the two different targets for house building. I do think that Labour's target is fairly modest and that, even if it is achieved, it will not address the entirety of the demand for affordable homes in Wales. So, we in the UKIP group don't agree fully with the Labour amendment that, today, we oppose. I was going to say that the Plaid amendments raise issues with which we partially agree, but then, Leanne Wood made a very good case for the need to focus on social housing, which was backed up by statistics. So, I think we do need to look at what level of social housing we need to bring into play. Certainly, I think there is a need to focus on social housing to a large extent, but I don't think we should necessarily focus on social housing to the exclusion of all else. I think we do need a mixture of affordable new housing. Part of the Plaid amendments do deal at length with the issue of homelessness, which, of course, is a massive concern. I do think that there are so many elements of that, though, that perhaps those points require another debate to deal with them. Now, Labour have a target of 20,000 new affordable homes over a five-year term, which equals 4,000 homes a year. The Conservatives today state the target, referencing their earlier report, of 100,000 in a 10-year period, which equals 10,000 homes a year. We also have the figures from Dr Alan Holmans that suggested that Wales might need 12,000 new homes a year. So, if Dr Holmans is correct, the Conservatives' target seems more meaningful than the Labour one. The housing Minister here today will probably agree that no target is really meaningful unless it's achievable, but we do prefer the greater ambition of the Conservative target. Another problem is how to ensure that the homes built actually are affordable, and this is a big problem with a lot of private developments; when they come on the market, they simply aren't affordable for many people and there are also problems with the amount of affordable housing that is initially part of the planning agreements. Sometimes, this seems to get overridden in the process of the house builders actually developing their schemes. So, that, I think, does need looking at. That's a planning issue. I think there may be other ways of getting more affordable housing by utilising the private sector. For instance, we need to look more at modular housing, which is relatively cheap to build, can be erected quickly, and can help to create jobs. But building these kinds of houses does need different skills to traditional housing methods, so we do need to ensure that we have enough skilled people to work on these schemes. I know that the previous housing Minister, Rebecca Evans, was working to develop this sector, and I hope that her very capable successor will continue with this work. It does require an interactive approach between the Welsh Government, the private sector and further education colleges. We also need to encourage more infill development and small-scale housing developments, which will tend to be attractive not to the large house builders, but rather to the SMEs, which I do think need to play a bigger part in the house building industry in Wales. We could also do more to encourage brownfield development. There is also considerable demand from people wanting to build their own homes. According to opinion polls, some 53 per cent of people have expressed an interest in this, and rates of self-building are much higher in some western European countries than here in Wales - notably Austria, where 80 per cent of houses are self-built. In the UK, the figure is only 7 per cent to 10 per cent. So, I don't know if we can do anything in Wales to encourage this part of the housing sector. There are other things we can do to alleviate the - [ Interruption. ] Of course, yes.
Welsh: Diolch i'r Ceidwadwyr am gyflwyno'r ddadl heddiw ar dai. Rydym yn cefnogi cynnig y Ceidwadwyr heddiw; rydym yn credu ei fod yn eithaf clir ac yn canolbwyntio ar yr angen i gynyddu'r cyflenwad tai. Mae'n weddol hyblyg mewn gwirionedd o ran yr awgrymiadau y mae'n eu gwneud ynglŷn â sut i gynyddu'r cyflenwad hwnnw. Mae gwelliant Llafur yn dilyn patrwm penodol rydym yn dod yn gwbl gyfarwydd ag ef yn y Cynulliad, yn yr ystyr ei fod yn datgan yn y bôn fod Llywodraeth Cymru yn gwneud digon. Yn aml, dyma a gawn gan welliannau'r Llywodraeth. Ac wrth gwrs, rwy'n derbyn bod Llywodraeth Cymru yn gwneud pethau ym maes tai, ond y perygl, wrth gwrs, yw hunanfodlonrwydd. Os edrychwn ar gynnig y Ceidwadwyr a gwelliant y Blaid Lafur gyda'i gilydd, mae'n amlwg fod anghysondeb rhwng y ddau darged gwahanol ar gyfer adeiladu tai. Rwy'n credu bod targed y Blaid Lafur yn weddol fach a hyd yn oed os caiff ei gyrraedd, ni fydd yn ateb y galw am dai fforddiadwy yng Nghymru yn llawn. Felly, nid ydym ni yng ngrŵp UKIP yn cytuno'n llwyr â'r gwelliant Llafur, a byddwn yn ei wrthwynebu heddiw. Roeddwn yn mynd i ddweud bod gwelliannau Plaid Cymru'n codi materion rydym yn cytuno â hwy'n rhannol, ond wedyn gwnaeth Leanne Wood achos da iawn dros yr angen i ganolbwyntio ar dai cymdeithasol, a chafodd hynny ei ategu gan ystadegau. Felly, rwy'n credu bod angen i ni edrych ar ba lefel o dai cymdeithasol y mae angen inni ei hystyried. Yn bendant, rwy'n credu bod angen canolbwyntio ar dai cymdeithasol i raddau helaeth, ond ni chredaf y dylem o reidrwydd ganolbwyntio ar dai cymdeithasol ac eithrio popeth arall. Credaf fod angen cymysgedd o dai newydd fforddiadwy. Mae rhan o welliannau Plaid Cymru yn ymdrin yn drylwyr â mater digartrefedd, sydd, wrth gwrs, yn destun pryder enfawr. Credaf fod cymaint o elfennau'n perthyn i'r mater er hynny, ac efallai fod angen dadl arall ar gyfer ymdrin â'r pwyntiau hynny. Nawr, mae gan Lafur darged o 20,000 o gartrefi fforddiadwy newydd dros gyfnod o bum mlynedd, sy'n cyfateb i 4,000 o gartrefi y flwyddyn. Heddiw, mae'r Ceidwadwyr yn datgan targed, gan gyfeirio at eu hadroddiad cynharach, o 100,000 mewn cyfnod o 10 mlynedd, sy'n cyfateb i 10,000 o gartrefi'r flwyddyn. Mae gennym ffigurau gan Dr Alan Holmans hefyd a oedd yn awgrymu y gallai Cymru fod angen 12,000 o gartrefi newydd y flwyddyn. Felly, os yw Dr Holmans yn gywir, mae targed y Ceidwadwyr i'w weld yn fwy ystyrlon nag un Llafur. Heddiw bydd y Gweinidog tai yma'n cytuno yn ôl pob tebyg nad oes unrhyw darged yn ystyrlon mewn gwirionedd oni bai ei fod yn gyraeddadwy, ond mae'n well gennym uchelgais ehangach y targed Ceidwadol. Problem arall yw sut i sicrhau bod y cartrefi a adeiladir yn fforddiadwy mewn gwirionedd, ac mae hon yn broblem fawr gyda llawer o ddatblygiadau preifat; pan fyddant yn dod ar y farchnad, nid ydynt yn fforddiadwy i lawer o bobl a cheir problemau hefyd o ran faint o dai fforddiadwy sy'n rhan o'r cytundebau cynllunio ar y cychwyn. Weithiau, ymddengys bod hyn yn cael ei ddiystyru pan fydd cwmnïau adeiladu tai'n datblygu eu cynlluniau. Felly, credaf fod angen edrych ar hynny. Mater cynllunio yw hynny. Rwy'n credu y gallai fod ffyrdd eraill o gael mwy o dai fforddiadwy drwy ddefnyddio'r sector preifat. Er enghraifft, mae angen inni edrych yn fanylach ar dai modiwlar, sy'n gymharol rhad i'w hadeiladu, yn bosibl eu codi'n gyflym, ac yn gallu helpu i greu swyddi. Ond mae adeiladu'r mathau hyn o dai yn galw am sgiliau gwahanol yn lle dulliau traddodiadol o adeiladu tai, felly mae angen inni sicrhau bod gennym ddigon o bobl fedrus i weithio ar y cynlluniau hyn. Gwn fod y Gweinidog tai blaenorol, Rebecca Evans, yn gweithio i ddatblygu'r sector hwn, a gobeithiaf y bydd ei holynydd galluog iawn yn parhau gyda'r gwaith hwn. Mae'n galw am ddull rhyngweithiol rhwng Llywodraeth Cymru, y sector preifat a cholegau addysg bellach. Hefyd, mae angen inni annog mwy o ddatblygiadau mewnlenwi a datblygiadau tai ar raddfa fach, sy'n tueddu i fod yn ddeniadol, nid i'r cwmnïau adeiladu mawr ond yn hytrach i'r busnesau bach a chanolig y credaf fod angen iddynt chwarae rhan fwy yn y diwydiant adeiladu tai yng Nghymru. Hefyd gallem wneud mwy i annog datblygu safleoedd tir llwyd. Ceir cryn dipyn o alw hefyd gan bobl sy'n awyddus i adeiladu eu cartrefi eu hunain. Yn ôl arolygon barn, mae oddeutu 53 y cant o bobl wedi mynegi diddordeb yn hyn, ac mae cyfraddau hunanadeiladu yn llawer uwch yn rhai o'r gwledydd Ewropeaidd gorllewinol nag yma yng Nghymru - yn arbennig Awstria, lle y mae 80 y cant o dai wedi'u hunanadeiladu. Yn y DU, y ffigur yw 7 y cant i 10 y cant yn unig. Felly, nid wyf yn gwybod a allwn wneud rhywbeth yng Nghymru i annog y rhan hon o'r sector tai. Mae yna bethau eraill y gallwn eu gwneud i liniaru'r - [ T orri ar draws. ] Wrth gwrs, iawn.