English: Thank you, Mike. You know I've met with a number of the residents and yourself in the buildings affected in your constituency, and we're very anxious that those residents who've done the right thing are properly looked after in this scheme as well, so that's yet another complexity. You highlight the problem of the multiplicity of different arrangements. There is one building in my own constituency that you're very familiar with where absolutely everybody has gone bankrupt, including the designer, three lots of developers, the insurance companies - it's just an absolute disaster. And that's why we have to have a backstop for those people, because if we were relying on developers to do that, there is no such entity left in order to take that on. That's why the Welsh Government is prepared to put public money into doing it, because for some people there isn't anyone. The complexities of the single purpose vehicle building company that bears the name of a large corporation on it but actually, legally, is a separate company is one of the biggest issues that we've had to face. Rhys, I think, mentioned trying to stop people having further contracts and so on, but when you go into the legals of it, they're not the same company, and that's proved a real problem. So, we rely on the UK Government to change some of the law that isn't devolved to Wales around protections in those circumstances, in the Building Safety Act 2022 and other areas, so that we can do that. And we will be looking to improve the way that we enable people to apply and execute planning consent - sorry, I'm talking to two different people now here. Basically, what we're saying is a duplicate of what the English Government is looking at, which is to stop people being able to take advantage of a planning consent they already have if they have unremediated buildings bearing their corporate name. But it's more complicated than just saying, 'This company can't do it', because there is a multiplicity of them. So, I agree with all of that. I completely agree with the reform of leasehold, but as I said to Rhys, one of the things we have to do now is learn from the Scottish experience, because we had been very attracted to that, but actually they've had a number of problems with that system as well.
Welsh: Diolch, Mike. Rydych chi'n gwybod fy mod i wedi cwrdd â nifer o'r trigolion a chithau yn yr adeiladau sydd wedi'u heffeithio yn eich etholaeth chi, ac rydym ni'n awyddus iawn bod y trigolion hynny sydd wedi gwneud y peth iawn yn cael gofal priodol yn y cynllun hwn hefyd, felly mae hynny'n gymhlethdod arall eto. Rydych chi'n tynnu sylw at broblem lluosogrwydd gwahanol drefniadau. Mae un adeilad yn fy etholaeth i fy hun yr ydych chi'n gyfarwydd iawn ag ef lle mae pawb wedi mynd yn fethdalwr, gan gynnwys y dylunydd, tri grŵp o ddatblygwyr, y cwmnïau yswiriant - mae'n drychineb llwyr. A dyna pam y mae'n rhaid i ni gael ôl-stop i'r bobl hynny, oherwydd pe baem ni'n dibynnu ar ddatblygwyr i wneud hynny, nid oes endid o'r fath ar ôl er mwyn bwrw ymlaen â hynny. Dyna pam mae Llywodraeth Cymru yn barod i roi arian cyhoeddus i'w wneud, oherwydd i rai pobl nid oes unrhyw un. Cymhlethdodau'r cwmni adeiladu cyfrwng un pwrpas sy'n dwyn enw corfforaeth fawr arno ond mewn gwirionedd, yn gyfreithiol, mae'n gwmni ar wahân yw un o'r materion mwyaf y bu'n rhaid i ni ei wynebu. Soniodd Rhys, rwy'n credu, ynghylch ceisio atal pobl rhag cael contractau eraill ac yn y blaen, ond pan ewch chi i mewn i gyfraith y peth, nid ydyn nhw yr un cwmni, ac mae hynny wedi bod yn broblem wirioneddol. Felly, rydym ni'n dibynnu ar Lywodraeth y DU i newid rhywfaint o'r gyfraith nad yw wedi'i datganoli i Gymru o ran amddiffyniadau o dan yr amgylchiadau hynny, yn Neddf Diogelwch Adeiladu 2022 a meysydd eraill, fel y gallwn ni wneud hynny. A byddwn ni'n ceisio gwella'r ffordd yr ydym ni'n galluogi pobl i wneud cais a gweithredu caniatâd cynllunio - mae'n ddrwg gennyf i, rwy'n siarad â dau berson gwahanol yma nawr. Yn y bôn, yr hyn yr ydym ni'n ei ddweud yw dyblygu'r hyn y mae Llywodraeth Lloegr yn edrych arno, sef atal pobl rhag gallu manteisio ar ganiatâd cynllunio sydd ganddyn nhw eisoes os oes ganddyn nhw adeiladau heb eu hadfer sy'n dwyn eu henw corfforaethol. Ond mae'n fwy cymhleth na dim ond dweud, 'Ni all y cwmni hwn ei wneud', oherwydd mae lluosogrwydd ohonyn nhw. Felly, rwy'n cytuno â hynny i gyd. Rwy'n cytuno'n llwyr â diwygio lesddaliad, ond fel y dywedais i wrth Rhys, un o'r pethau y mae'n rhaid i ni ei wneud nawr yw dysgu o brofiad yr Alban, oherwydd roeddem ni wedi cael ein denu'n fawr at hynny, ond mewn gwirionedd maen nhw wedi cael nifer o broblemau gyda'r system honno hefyd.