English: Well, thank you for that, David Rowlands. You made two points that I think require an answer - one of which was made by Mike Hedges and I neglected to mention it, which is the issue about the supply of social housing across Wales. You will know that since the removal of the cap on the housing revenue accounts in local government, not quite a year ago now, we've worked very hard with local government right across Wales to get their prudential borrowing into a position where they can build houses at pace and scale, and I'm very pleased to say that most authorities around Wales are stepping up to that ask from us with some alacrity, so we are now seeing quite an exponential increase, really, in the number of starts in social housing, and I expect to see that grow next year as well. You also mentioned the rental income - about it being a competitive rate. Well, just to be clear, this is at the local housing allowance rate. So, that local housing allowance is set by the UK Government. Previously, in a debate in this Senedd, I did say that Members should be aware that that was frozen in 2016 and hasn't been increased since. We do understand that the Government, before it called the election, was saying that they would review that situation next year, and I really hope that any Government that comes into power after the next election will do so, because, obviously, that's at a depressed level at the moment. But the offer is at the local housing allowance level. Just to be clear, Deputy Presiding Officer, we are not looking to subsidise rents in the private rented sector at this time.
Welsh: Wel, Diolch am hynny, David Rowlands. Fe wnaethoch chi ddau bwynt y credaf fod angen eu hateb - un ohonynt a wnaed gan Mike Hedges ac yr anghofiais ei grybwyll, sef y mater sy'n ymwneud â'r cyflenwad o dai cymdeithasol ledled Cymru. Byddwch yn gwybod, ers dileu'r cap ar gyfrifon refeniw tai mewn llywodraeth leol, bron i flwyddyn yn ôl bellach, rydym ni wedi gweithio'n galed iawn gyda llywodraeth leol ledled Cymru i gael eu benthyca darbodus i sefyllfa lle gallant adeiladu tai mewn niferoedd priodol ac yn gyflym, ac rwy'n falch iawn o ddweud bod y rhan fwyaf o awdurdodau ledled Cymru wedi mynd ati'n ddiymdroi i dorchi eu llewys yn sgil ein cais, felly rydym yn gweld mwy o gynnydd nawr, mewn gwirionedd, yn nifer y rhai sy'n dechrau ym maes tai cymdeithasol, a disgwyliaf weld hynny'n cynyddu'r flwyddyn nesaf hefyd. Fe wnaethoch chi sôn hefyd am yr incwm rhent - ynglŷn â'i fod yn gyfradd gystadleuol. Wel, dim ond i fod yn glir, mae hyn ar y gyfradd lwfans tai lleol. Felly, Llywodraeth y DU sy'n pennu'r lwfans tai lleol hwnnw. Yn y gorffennol, mewn dadl yn y Senedd hon, dywedais y dylai'r Aelodau fod yn ymwybodol bod hynny wedi'i rewi yn 2016 ac nad yw wedi cynyddu ers hynny. Deallwn fod y Llywodraeth, cyn iddi alw'r etholiad, yn dweud y byddai'n adolygu'r sefyllfa honno y flwyddyn nesaf, a gobeithiaf yn fawr y bydd unrhyw Lywodraeth a ddaw i rym ar ôl yr etholiad nesaf yn gwneud hynny, oherwydd, yn amlwg, mae ar lefel is ar hyn o bryd. Ond mae'r cynnig ar lefel y lwfans tai lleol. I fod yn glir, Dirprwy Lywydd, nid ydym yn bwriadu rhoi cymhorthdal ar gyfer rhenti yn y sector rhentu preifat ar hyn o bryd.