English: Neil Hamilton and UKIP - soft on crime. You heard it here in this Assembly for the first time. Not supportive of policy to increase the number of bobbies on the beat, to increase the number of police officers in our communities. We've explained how this will be paid for - by reinstating the previous rate of capital gains tax. I do not see his point about pensioners losing out because of capital gains tax. I don't know if he's talking about inheritance tax or if he's got the two confused, but I do not see how that works. Capital gains tax affects those people with most money. It's only right that those people with most money are asked to pay more in order to fund our police officers on the street. There's never been a cheaper time to borrow money on the world financial markets. The Labour Government of the 1940s did this, built the health service, built the welfare state and rebuilt the British economy from a far worse position than the Tories did. Individuals know that if you want to buy a house, you have a mortgage. You pay that mortgage off over 20 to 30 years. You have an asset at the end of it that you're able to use as you want. They don't understand that in the Conservative Party. A lot of them, of course, never had mortgages. They don't know what the concept is. They get things given to them on a plate. So, from our perspective, we know the public understands that you borrow in order to create and asset that is then worth far more. That's worked for individuals, it'll work for Britain and that's the kind of vision we want - a vision that rebuilds Britain, not one that lets it drift.
Welsh: Neil Hamilton ac UKIP - ysgafn ar droseddu. Fe'i clywsoch yma yn y Cynulliad hwn am y tro cyntaf. Ddim yn cefnogi polisi i gynyddu nifer yr heddweision ar y strydoedd, i gynyddu nifer swyddogion yr heddlu yn ein cymunedau. Rydym ni wedi egluro sut y bydd hyn yn cael ei dalu amdano - trwy ailgyflwyno'r gyfradd flaenorol o dreth enillion cyfalaf. Nid wyf yn gweld ei bwynt am bensiynwyr yn colli allan oherwydd treth enillion cyfalaf. Nid wyf yn gwybod pa un a yw'n sôn am dreth etifeddiant, neu os yw wedi drysu rhwng y ddwy, ond nid wyf yn gweld sut mae hynny'n gweithio. Mae treth enillion cyfalaf yn effeithio ar y bobl hynny sydd â'r mwyaf o arian. Mae'n hollol iawn i ofyn i'r bobl hynny â'r mwyaf o arian i dalu mwy i ariannu ein swyddogion yr heddlu ar y stryd. Ni fu amser rhatach erioed i fenthyg arian ar farchnadoedd ariannol y byd. Gwnaeth Llywodraeth Lafur y 1940au hyn, gan adeiladu'r gwasanaeth iechyd, adeiladu'r wladwriaeth les ac ailadeiladu economi Prydain o sefyllfa lawer gwaeth na wnaeth y Torïaid. Mae unigolion yn gwybod os ydych chi eisiau prynu tŷ, mae gennych chi forgais. Rydych chi'n ad-dalu'r morgais hwnnw dros 20 i 30 mlynedd. Mae gennych chi ased ar ei ddiwedd y gallwch ei ddefnyddio fel y dymunwch. Nid ydynt yn deall hynny yn y Blaid Geidwadol. Ni fu gan lawer ohonynt forgeisi erioed, wrth gwrs. Nid ydynt yn gwybod beth yw'r cysyniad. Mae pethau'n cael eu rhoi iddyn nhw ar blât. Felly, o'n safbwynt ni, rydym ni'n gwybod bod y cyhoedd yn deall eich bod chi'n benthyg er mwyn creu ased sy'n werth llawer mwy wedyn. Mae hynny wedi gweithio i unigolion, bydd yn gweithio i Brydain a dyna'r math o weledigaeth yr ydym ni ei heisiau - gweledigaeth sy'n ailadeiladu Prydain, nid un sy'n gadael iddi lithro.