English: I am very pleased to speak in this very important debate, and I would like to congratulate the finance Secretary for his handling of these issues in the challenging circumstances that he referred to at the beginning of his introduction. I welcome the final budget and the additional revenue and capital funding that has been allocated, and I just wanted to speak briefly about a few of those additional areas today. I am particularly pleased that there is £6 million in additional revenue funding to help prevent homelessness. I think that one of the messages, certainly from the Finance Committee and from many of the discussions that we have had about how we plan our finances, is that we want to work on prevention. I think this is clearly an area where we have made great strides, and I think it is widely acknowledged that Wales is leading the way in the UK in preventing homelessness. I think this £6 million - although, obviously, not a huge amount - is certainly going to make a significant difference. It is important for us to remember that this is an area where we are making progress. There have been calls from homelessness charities for the UK Government to follow the example of Wales in its legislation, in placing a legal duty to help people in housing crisis, to prevent and relieve homelessness. I know that the statistics have shown that that is working. So, I think that the money that is given towards preventing homelessness is really putting money where it should go. So, I really want to very strongly welcome that money towards homelessness. Many speakers have mentioned the additional £10 million for social care, and how vitally important social care is. Mike Hedges, of course, referred to the long-term nature of social care, and this additional funding, I know, will help meet the extra cost of funding the national living wage, and is in addition to the extra £25 million announced in October. So, I think, again, it shows the priority that the Labour Government in Wales is giving to social care. I also want to take the opportunity to comment on the £1.7 million funding to provide financial support for people and their families with contaminated blood. Obviously, there is a consultation on payments for people infected with contaminated blood and their families, which is still ongoing until 20 January. So, I know that no decisions have yet been made about how this £1.7 million in funding will be distributed. I am very pleased that the Cabinet Secretary for health came along to the last meeting of the cross-party group, which I chair, to hear concerns and worries about the people who are hoping to benefit from this money. He was able to listen to the experiences of many of the families and people directly affected by this scandal, which of course dates back to the 1970s and 1980s. I wanted to mention that group in this budget debate because, obviously, the decisions that we make about money are of huge individual importance to all of those people who have suffered from this major tragedy. I am hopeful that we will be able to come forward with a solution that will help satisfy some of their greatest concerns. I think it is very important to remember that the families of those who have had hepatitis C and liver disease suffer greater financial hardship as a result of family members receiving contaminated blood, because they are penalised when it comes to getting loans and getting insurance. That has a massive detrimental effect on their financial stability. That's why they argue for ongoing support, rather than one-off payments. So, I wanted to make that point in the budget debate, although I know that decisions haven't yet been made. Finally, I'd just like to echo the good news about the progress that has been made about the financial stability that we hope will be obtained. I particularly welcome the idea of having the independent regulator, and I think that this is a final budget that is much to be applauded.
Welsh: Rwy'n falch iawn o gael siarad yn y ddadl bwysig iawn hon, a hoffwn longyfarch yr Ysgrifennydd Cyllid am y ffordd y mae wedi trin y materion hyn yn yr amgylchiadau heriol y cyfeiriodd atynt ar ddechrau ei gyflwyniad. Rwy'n croesawu'r gyllideb derfynol a'r refeniw ychwanegol a'r cyllid cyfalaf sydd wedi cael eu dyrannu, ac roeddwn i eisiau siarad yn fyr am rai o'r meysydd ychwanegol hynny heddiw. Rwy'n arbennig o falch bod £6 miliwn o arian refeniw ychwanegol ar gael i helpu i atal digartrefedd. Rwy'n credu mai un o'r negeseuon, yn sicr gan y Pwyllgor Cyllid ac o lawer o'r trafodaethau yr ydym wedi'u cael am y ffordd yr ydym yn cynllunio ein cyllid, yw ein bod eisiau gweithio ar atal digartrefedd. Rwy'n credu bod hwn yn amlwg yn faes lle'r ydym wedi cymryd camau breision, ac rwy'n credu ei fod yn cael ei gydnabod yn eang bod Cymru yn arwain y ffordd yn y DU o ran atal digartrefedd. Rwy'n meddwl bod y £6 miliwn hwn - er, yn amlwg, nid yw'n swm enfawr - yn sicr yn mynd i wneud gwahaniaeth sylweddol. Mae'n bwysig i ni gofio bod hwn yn faes lle'r ydym yn gwneud cynnydd. Bu galwadau gan elusennau digartrefedd i Lywodraeth y DU ddilyn esiampl Cymru yn ei deddfwriaeth, wrth osod dyletswydd gyfreithiol i helpu pobl mewn argyfwng tai, er mwyn atal a lleddfu digartrefedd. Gwn fod yr ystadegau wedi dangos bod hynny yn gweithio. Felly, rwy'n meddwl bod yr arian sy'n cael ei roi tuag at atal digartrefedd yn arian sy'n cael ei roi ble ddylai fynd o ddifrif. Felly, rwyf eisiau rhoi croeso mawr iawn i'r arian hwn sy'n mynd at ddigartrefedd. Mae llawer o siaradwyr wedi crybwyll y £10 miliwn ychwanegol ar gyfer gofal cymdeithasol, a pha mor hanfodol bwysig yw gofal cymdeithasol. Roedd Mike Hedges, wrth gwrs, yn cyfeirio at natur hirdymor gofal cymdeithasol, ac mae'r arian ychwanegol hwn, rwy'n gwybod, yn helpu i ddiwallu'r gost ychwanegol o ariannu'r cyflog byw cenedlaethol, ac mae'n ychwanegol at y £25 miliwn a gyhoeddwyd ym mis Hydref. Felly, rwy'n credu, unwaith eto, bod hyn yn dangos y flaenoriaeth y mae Llywodraeth Lafur yng Nghymru yn ei rhoi i ofal cymdeithasol. Rwyf hefyd am achub ar y cyfle i wneud sylwadau ar y cyllid £1.7 miliwn i roi cymorth ariannol i bobl hynny a'u teuluoedd sydd â gwaed halogedig. Yn amlwg, ceir ymgynghoriad ar daliadau i bobl sydd wedi'u heintio â gwaed halogedig a'u teuluoedd, ac mae hyn yn dal i fynd rhagddo tan 20 Ionawr. Felly, rwy'n gwybod nad oes unrhyw benderfyniadau wedi eu gwneud eto am sut y bydd y £1.7 miliwn hwn yn cael ei ddosbarthu. Rwy'n falch iawn bod Ysgrifennydd y Cabinet dros iechyd wedi dod draw i gyfarfod diwethaf y grŵp trawsbleidiol, yr wyf yn gadeirydd arno, i glywed am bryderon a gofidiau'r bobl sy'n gobeithio cael budd o'r arian hwn. Roedd yn gallu gwrando ar brofiadau llawer o'r teuluoedd a phobl yr effeithir arnynt yn uniongyrchol gan y sgandal hwn, sydd wrth gwrs yn dyddio'n ôl i'r 1970au a'r 1980au. Roeddwn i eisiau sôn am y grŵp hwnnw yn y ddadl ar y gyllideb hon oherwydd, yn amlwg, mae'r penderfyniadau a wnawn ynghylch arian o bwysigrwydd unigol aruthrol i bob un o'r bobl hynny sydd wedi dioddef o'r trychineb mawr hwn. Rwy'n obeithiol y byddwn yn gallu dod o hyd i ateb a fydd yn helpu i fodloni rhai o'u pryderon mwyaf. Rwy'n credu ei bod yn bwysig iawn cofio bod teuluoedd y rhai sydd wedi cael hepatitis C a chlefyd yr iau yn dioddef mwy o galedi ariannol o ganlyniad i'r ffaith fod aelodau o'r teulu wedi derbyn gwaed halogedig, oherwydd eu bod yn cael eu cosbi pan ddaw at gael benthyciadau a chael yswiriant. Mae hynny'n cael effaith niweidiol enfawr ar eu sefydlogrwydd ariannol. Dyna pam y maent yn dadlau dros gael cefnogaeth barhaus, yn hytrach na thaliadau untro. Felly, roeddwn yn awyddus i wneud y pwynt hwnnw yn y ddadl ar y gyllideb, er fy mod yn gwybod nad oes penderfyniadau wedi cael eu gwneud eto. Yn olaf, hoffwn i adleisio'r newyddion da am y cynnydd sydd wedi'i wneud am y sefydlogrwydd ariannol yr ydym yn gobeithio a ddaw. Rwy'n croesawu'r syniad o gael y rheoleiddiwr annibynnol, yn enwedig, a chredaf fod hon yn gyllideb derfynol sydd i'w chanmol yn fawr iawn.