English: But I'm just so frustrated that we're not working on a consensual basis, Deputy Presiding Officer. Come on, let's pull together at this particular time. I'm going to try now and go through my questions in a measured way. Yesterday, Minister, the Government obviously announced additional measures for business support. You said you will, I think, make an announcement later today, which I very, very much welcome because I do think that needs to be as quick as possible. I appreciate officials have got to work through those consequentials and details, but certainly the UK Government for England announced, regardless of the rateable value, that all businesses - whether they're pubs, whether they're music venues or theatres or restaurants - will have rate relief from 1 April completely. And I would hope, of course, that the Welsh Government can do the same here in Wales as soon as possible, and I think that it is important that that happens quickly because if that doesn't happen, then our inboxes fill up, and extra pressure is put on Business Wales with businesses asking the questions. So, it's really important that that happens as soon as possible. Of course, there's also the grant that's available that the UK Government announced - not a loan but a grant available to businesses, up from £3,000 to £10,000, and there will obviously be an area there for the Welsh Government to come forward with its own scheme. Again, I very much welcome the fact that you're able to do that, and if you're able to do that sooner than the UK Government is doing that in England for Welsh businesses, then that's great and you'll have my full support in that as well. In regard to Business Wales, you mentioned yesterday that that is the one-stop shop, and I very much welcome that, and you mentioned that it has got capacity, or has indicated that. I have to say that I've been pointing businesses to that line and they've been getting back to me to say that they've been for two days trying to get through. I've tried myself to contact Business Wales - I was in a queue for 30 minutes and at that point I gave up. That's not a criticism, that's to let you know what's going on in these unprecedented times, and also, the options available weren't relevant, I don't think, for the current crisis that we're in. There was no mention of the current position. Option 1 is, you know, 'Do you want to start a new business? Press 1.' I pressed the fifth option, which is 'other', so I do think that that needs to be looked at to make sure that businesses get through to speak to someone as soon as possible, as much as that can possibly be. There's also the issue, when it does come to business rates, of whether local authorities have sent out demands or not yet. But, of course, if that can be stopped or if businesses can universally be told, 'You will not be paying business rates', that will again take off pressure. There's an admin issue here for local authorities, where a lot of resource and time could be saved if we can work through some of these issues as quickly as possible before the beginning of the new financial year. And finally, the British Business Bank also provides funds, and I would just like some clarity, if possible - if not now then through a statement, perhaps, for Members - that the British development bank, for example, is providing funding to the whole of the UK for business support, and how does that correlate with the Development Bank of Wales? Can Welsh businesses go through both banks? And with that consequential, how does that work in terms of some areas of business support not coming through the Welsh Government, but coming through other means as well? It would be useful to understand that so that we can correctly give the right information to businesses as well. I remain committed to working with you on a non-partisan basis to help businesses across Wales, Minister.
Welsh: Ond rwyf mor rhwystredig nad ydym yn gweithio ar sail consensws, Ddirprwy Lywydd. Dewch, gadewch inni ddod at ein gilydd ar yr adeg hon. Rwy'n mynd i geisio mynd drwy fy nghwestiynau mewn ffordd bwyllog. Ddoe, Weinidog, cyhoeddodd y Llywodraeth fesurau ychwanegol ar gyfer cymorth i fusnesau. Fe ddywedoch chi y byddwch yn gwneud cyhoeddiad yn ddiweddarach heddiw, rwy'n credu, ac rwy'n croesawu hynny'n fawr iawn gan fy mod yn credu bod angen i hynny fod mor gyflym ag sy'n bosibl. Rwy'n sylweddoli bod swyddogion yn mynd i orfod gweithio drwy'r symiau canlyniadol a'r manylion hynny, ond yn sicr cyhoeddodd Llywodraeth y DU ar gyfer Lloegr, ni waeth beth yw'r gwerth ardrethol, fod pob busnes - boed yn dafarndai, yn lleoliadau cerddoriaeth neu'n theatrau neu'n fwytai - yn cael rhyddhad ardrethi o 1 Ebrill yn gyfan gwbl. A buaswn yn gobeithio, wrth gwrs, y gall Llywodraeth Cymru wneud yr un peth yma yng Nghymru cyn gynted â phosibl, a chredaf ei bod yn bwysig fod hynny'n digwydd yn gyflym oherwydd os na fydd yn digwydd, bydd ein mewnflychau'n llenwi, a bydd pwysau ychwanegol yn cael ei roi ar Busnes Cymru gyda busnesau'n gofyn y cwestiynau. Felly, mae'n bwysig iawn fod hynny'n digwydd cyn gynted ag y bo modd. Wrth gwrs, mae'r grant a gyhoeddwyd gan Lywodraeth y DU ar gael - nid benthyciad ond grant sydd ar gael i fusnesau, i fyny o £3,000 i £10,000, ac mae'n amlwg y bydd lle yno i Lywodraeth Cymru gyflwyno ei chynllun ei hun. Unwaith eto, rwy'n croesawu'n fawr y ffaith eich bod yn gallu gwneud hynny, ac os ydych chi'n gallu gwneud hynny'n gynt nag y mae Llywodraeth y DU yn ei wneud yn Lloegr ar gyfer busnesau Cymru, mae hynny'n wych ac fe gewch fy nghefnogaeth lwyr yn hynny hefyd. O ran Busnes Cymru, fe sonioch chi ddoe mai dyna yw'r siop un stop, ac rwy'n croesawu hynny'n fawr, ac fe ddywedoch chi fod ganddo gapasiti, neu ei fod wedi dynodi hynny. Mae'n rhaid i mi ddweud fy mod wedi bod yn cyfeirio busnesau at y llinell honno ac maent wedi dod yn ôl ataf i ddweud eu bod wedi bod yn ceisio mynd trwodd ers dau ddiwrnod. Rwyf wedi ceisio cysylltu â Busnes Cymru fy hun - roeddwn mewn ciw am 30 munud ac ar y pwynt hwnnw rhoddais y gorau iddi. Nid beirniadaeth yw hynny, dim ond rhoi gwybod i chi beth sy'n digwydd yn y cyfnod digyffelyb hwn, a hefyd, nid wyf yn credu bod yr opsiynau a oedd ar gael yn berthnasol i'r argyfwng presennol a wynebwn. Nid oedd unrhyw sôn am y sefyllfa bresennol. Opsiwn 1, wyddoch chi, yw 'A ydych chi eisiau dechrau busnes newydd? Pwyswch 1.' Pwysais y pumed opsiwn, sef 'arall', felly credaf fod angen edrych ar hynny er mwyn sicrhau bod busnesau'n mynd drwodd i siarad â rhywun cyn gynted â phosibl, gymaint ag y gellir. O ran ardrethi busnes, mae'n gwestiwn hefyd a yw awdurdodau lleol wedi anfon biliau allan ai peidio. Ond wrth gwrs, os gellir atal hynny neu os gellir dweud wrth fusnesau yn gyffredinol, 'Ni fyddwch yn talu ardrethi busnes', bydd hynny eto'n lleihau'r pwysau. Mater gweinyddol yw hwn i awdurdodau lleol, lle gellid arbed llawer o adnoddau ac amser os gallwn weithio drwy rai o'r problemau hyn cyn gynted â phosibl cyn dechrau'r flwyddyn ariannol newydd. Ac yn olaf, mae Banc Busnes Prydain hefyd yn darparu cyllid, a hoffwn gael rhywfaint o eglurder, os oes modd - os nad yn awr, drwy ddatganiad, efallai, i'r Aelodau - fod banc datblygu Prydain, er enghraifft, yn darparu cyllid i'r DU gyfan ar gyfer cymorth i fusnesau, a sut y mae hynny'n cydgysylltu â Banc Datblygu Cymru? A all busnesau Cymru fynd drwy'r ddau fanc? A chyda'r swm canlyniadol hwnnw, sut y mae hynny'n gweithio o ran y ffaith nad yw rhai agweddau ar gymorth busnes yn dod drwy Lywodraeth Cymru, ond eu bod yn dod drwy ddulliau eraill hefyd? Byddai'n ddefnyddiol deall hynny er mwyn inni allu rhoi'r wybodaeth gywir i fusnesau. Rwy'n dal i fod yn ymrwymedig i weithio gyda chi ar sail amhleidiol i helpu busnesau ledled Cymru, Weinidog.