English: Diolch, Dirprwy Lywydd. Of course, it's hard to realise, Minister, isn't it, that five years on from the Grenfell tragedy, residents in Wales are still facing the financial burden of cladding and other fire safety risks, because, I think, sometimes, the agenda has just been mentioning cladding, and you've rightly pointed out that there are other aspects of some buildings that are a risk in terms of fire safety. We now see people at risk of bankruptcy and potentially losing their homes. As you know, leaseholders have seen their service and insurance charges increase significantly. Only yesterday, I was e-mailed by someone outside of my constituency, who raised with me her concerns as a leaseholder owning an apartment, bought from Redrow, located in Cardiff. Residents there have recently witnessed service costs increase from £3,000 to nearly £7,800 annually, with reports indicating that building insurance premiums are increasing exponentially by up to 1,000 per cent. In contrast, if we look at the work the UK Government is doing, a package of measures to protect leaseholders from the financial costs of cladding remediation and other aspects have been introduced. As part of the measures announced, the UK Government put into law its own guarantee that no leaseholders living in medium or high-rise buildings would have to pay for the removal of this cladding. Furthermore, developers and the UK Government have reached an agreement to fund building safety repairs. Over 35 of the UK's biggest developers have pledged to remediate buildings they have built within the last 30 years. So, you can understand - . And it's a bit annoying when you politicise this by mentioning Plaid Cymru, because, at the end of the day, I honestly do believe that nobody has held you more to account on this than the Welsh Conservatives. So, our residents in Wales do need tangible funding options. Going back to your statement, you mentioned 258 expressions of interest from responsible persons who know or suspect their building may have fire safety defects, and that 161 buildings require further intrusive survey work. So, my first question is: how assured are you that you're really getting through to all those people affected? I understand that there are some responsible persons who have not engaged and still passing costs onto leaseholders. This is extremely disappointing, you say, and you urge any leaseholders in this situation who know or suspect their building is affected by fire safety issues to contact your officials. I suppose my biggest question there is: what will you do if they don't? Obviously, we're very grateful to see that you have put £375 million to cover the costs of remediating buildings, and that you've repeatedly stated publicly that leaseholders should not foot the bill for fire safety defects. But when I've seen other people concerned, who live in some of these properties, they really do feel on their own in terms of how do they know they're going to be included in your schemes if the people responsible for their buildings - maybe the management companies - don't actually approach you. So, you can understand the concerns there. Just basically, really, I see that the leaseholder support scheme opened yesterday for applications. Will you keep us updated on that, Minister? And I'll reiterate this again: the Welsh Conservatives are on your side when it comes to these developers, who have left these residents, these poor home owners in such a tragic position. So, I would say again: this shouldn't be politicised; I'm convinced that we have support from across all parties in this Chamber, but we really do need to make sure that not one householder is left behind when it comes to making sure that their homes are safe to live in. Diolch.
Welsh: Diolch, Dirprwy Lywydd. Wrth gwrs, mae'n anodd sylweddoli, Gweinidog, on'd yw hi, bum mlynedd yn ddiweddarach wedi trasiedi Grenfell, fod trigolion yng Nghymru yn dal i wynebu baich ariannol cladin a risgiau diogelwch tân eraill, oherwydd, rwy'n credu, weithiau, mae'r agenda newydd fod yn sôn am gladin, ac rydych chi wedi tynnu sylw'n briodol at y ffaith bod agweddau eraill ar rai adeiladau sy'n risg o ran diogelwch tân. Rydym ni nawr yn gweld pobl mewn perygl o fethdaliad ac o bosibl yn colli eu cartrefi. Fel y gwyddoch chi, mae lesddeiliaid wedi gweld eu taliadau gwasanaeth ac yswiriant yn cynyddu'n sylweddol. Ddoe ddiwethaf, cefais i e-bost gan rywun y tu allan i fy etholaeth, a gododd gyda mi ei phryderon fel lesddeiliad yn berchen ar fflat, wedi'i phrynu gan Redrow, ac wedi'i lleoli yng Nghaerdydd. Yn ddiweddar, mae trigolion yno wedi gweld costau gwasanaethau'n cynyddu o £3,000 i bron £7,800 y flwyddyn, ac adroddiadau'n dangos bod premiymau yswiriant adeiladu yn cynyddu'n esbonyddol hyd at 1,000 y cant. I'r gwrthwyneb, os edrychwn ni ar y gwaith y mae Llywodraeth y DU yn ei wneud, mae pecyn o fesurau i ddiogelu lesddeiliaid rhag costau ariannol adfer cladin ac agweddau eraill wedi'i gyflwyno. Fel rhan o'r mesurau a gafodd eu cyhoeddi, gwnaeth Llywodraeth y DU roi mewn cyfraith ei gwarant ei hun, sef na fyddai'n rhaid i unrhyw lesddeiliaid sy'n byw mewn adeiladau canolig neu uchel dalu am gael gwared ar y cladin hwn. At hynny, mae datblygwyr a Llywodraeth y DU wedi dod i gytundeb i ariannu gwaith atgyweirio diogelwch adeiladau. Mae dros 35 o ddatblygwyr mwyaf y DU wedi addo adfer adeiladau y maen nhw wedi'u hadeiladu o fewn y 30 mlynedd diwethaf. Felly, gallwch chi ddeall - . Ac mae braidd yn annifyr pan fyddwch chi'n gwneud hyn yn wleidyddol drwy sôn am Blaid Cymru, oherwydd, yn y pen draw, rwy'n credu'n onest nad oes neb wedi eich dal i gyfrif am hyn fwn na'r Ceidwadwyr Cymreig. Felly, mae angen dewisiadau ariannu pendant ar ein trigolion yng Nghymru. Gan fynd yn ôl at eich datganiad, gwnaethoch chi sôn am 258 o ddatganiadau o ddiddordeb gan bobl gyfrifol sy'n gwybod neu'n amau bod gan eu hadeilad ddiffygion diogelwch tân, a bod angen gwaith arolygu ymwthiol arall ar 161 o adeiladau. Felly, fy nghwestiwn cyntaf yw: pa mor sicr ydych chi eich bod chi'n cyrraedd yr holl bobl hynny sydd wedi'u heffeithio mewn gwirionedd? Rwy'n deall bod rhai personau cyfrifol nad ydyn nhw wedi ymgysylltu ac sy'n dal i drosglwyddo costau i lesddeiliaid. Mae hyn yn siomedig iawn, rydych chi'n ei ddweud, ac rydych chi'n annog unrhyw lesddeiliaid yn y sefyllfa hon sy'n gwybod neu'n amau bod materion diogelwch tân yn effeithio ar eu hadeilad i gysylltu â'ch swyddogion. Mae'n debyg mai fy nghwestiwn mwyaf yw: beth fyddwch chi'n ei wneud os nad ydyn nhw? Yn amlwg, rydym ni'n ddiolchgar iawn o weld eich bod chi wedi rhoi £375 miliwn i dalu am gostau adfer adeiladau, a'ch bod chi wedi datgan yn gyhoeddus dro ar ôl tro na ddylai lesddeiliaid dalu'r bil am ddiffygion diogelwch tân. Ond pan fyddaf i wedi gweld pobl eraill dan sylw, sy'n byw yn rhai o'r eiddo hyn, maen nhw'n teimlo ar eu pennau eu hunain o ran sut y maen nhw'n gwybod y byddan nhw'n cael eu cynnwys yn eich cynlluniau os nad yw'r bobl sy'n gyfrifol am eu hadeiladau - efallai'r cwmnïau rheoli - yn cysylltu â chi mewn gwirionedd. Felly, gallwch chi ddeall y pryderon yno. Yn y bôn, mewn gwirionedd, gwelaf i fod y cynllun cymorth lesddeiliaid wedi agor ddoe ar gyfer ceisiadau. A wnewch roi'r wybodaeth ddiweddaraf i ni am hynny, Gweinidog? A gwnaf i ddweud hyn eto: mae'r Ceidwadwyr Cymreig ar eich ochr chi o ran y datblygwyr hyn, sydd wedi gadael y trigolion hyn, y perchnogion cartrefi tlawd hyn mewn sefyllfa mor drasig. Felly, byddwn i'n dweud eto: ni ddylai hyn gael ei wneud yn wleidyddol; rwy'n argyhoeddedig bod gennym ni gefnogaeth o bob plaid yn y Siambr hon, ond mae gwir angen i ni sicrhau nad oes yr un deiliad tŷ yn cael ei adael ar ôl pan ddaw'n fater o sicrhau bod eu cartrefi'n ddiogel i fyw ynddyn nhw. Diolch.