English: I think any property that involves a shared ownership of different parties of the freehold will be excluded. This solely relates to single-ownership new housing. We all know that buying a property is the most significant financial decision most people will make, so it is vital that prospective purchasers understand the full implications and consequences of buying a leasehold property. So, in April last year, the all-party parliamentary group on leasehold reform called for leasehold houses to be banned, and for an end to onerous ground rents. And then, in a written statement in December 2017, the Secretary of State, Sajid Javid, announced a package of measures to crack down on unfair leasehold practices in England, including legislation banning new leaseholds. He said that 'It's clear that far too many new houses are being built and sold as leaseholds, exploiting homebuyers with unfair agreements and spiralling ground rents. Enough is enough. These practices are unjust, unnecessary and need to stop.' So, those are encouraging words. In Welsh Labour's 2017 manifesto, we also made our position clear that we will back those who own their homes, including leaseholders who are currently unprotected from rises in ground rents: 'A Labour Government will give leaseholders security from rip-off ground rents and end the routine use of leasehold houses in new developments.' In 2016, leasehold transactions accounted for 22 per cent of transactions of new-build properties. Responding again in a Westminster debate, the Minister for housing then noted that 'whether Wales abolishes leasehold is a devolved matter.' So, the power is in our hands. We have a Labour manifesto commitment to legislate, we have a Welsh Labour Government, we have general cross-party support for abolition, and whilst we cannot prevent every leasehold horror story that our constituents have to endure, we do have the competence to at least stop the problem going any larger. We have the ability to bring an end once and for all to any future uncertainty regarding leasehold houses. We can send a clear message to all developers and landowners, present and future, that leasehold tenure is no longer an acceptable housing option in Wales. We can lead the way on this issue, and also send a message to the rest of the UK - to property developers, to landowners, to all those foreign-owned companies who are considering investing in property in Wales and the UK - that leasehold for housing is a relic of the past, and by passing a simple piece of legislation, we can confine it to the dustbins of history.
Welsh: Credaf y byddai unrhyw eiddo sy'n cynnwys rhan-berchenogaeth partïon gwahanol ar y rhydd-ddaliad yn cael eu heithrio. Mae hyn yn ymwneud yn unig â pherchnogaeth unigol ar dai newydd. Mae pawb ohonom yn gwybod mai prynu eiddo yw'r penderfyniad ariannol mwyaf arwyddocaol y bydd y rhan fwyaf o bobl yn ei wneud, felly mae'n hanfodol fod darpar brynwyr yn deall goblygiadau a chanlyniadau llawn prynu eiddo lesddaliad. Felly, ym mis Ebrill y llynedd, galwodd y grŵp seneddol hollbleidiol ar ddiwygio lesddeiliadaeth am roi terfyn ar dai lesddaliad, a diwedd ar renti tir beichus. Ac yna, mewn datganiad ysgrifenedig ym mis Rhagfyr 2017, cyhoeddodd yr Ysgrifennydd Gwladol, Sajid Javid, becyn o fesurau i gyfyngu ar arferion lesddaliad annheg yn Lloegr, gan gynnwys deddfwriaeth yn gwahardd lesddaliadau newydd. Dywedodd: Mae'n glir fod llawer gormod o dai newydd yn cael eu hadeiladu a'u gwerthu fel lesddaliadau, gan gamfanteisio ar brynwyr tai â chytundebau annheg a rhenti tir cynyddol. Digon yw digon. Mae'r arferion hyn yn annheg, yn ddiangen ac mae angen rhoi'r gorau iddynt. Felly, mae'r rhain yn eiriau calonogol. Ym maniffesto Llafur Cymru yn 2017, gwnaethom ein safbwynt ninnau'n glir hefyd y byddwn yn cefnogi'r rhai sy'n berchen ar eu cartrefi, gan gynnwys lesddeiliaid sydd ar hyn o bryd heb amddiffyniad rhag cynnydd mewn rhenti tir: 'Bydd Llywodraeth Lafur yn rhoi sicrwydd i lesddeiliaid rhag rhenti tir twyllodrus ac yn rhoi terfyn ar y defnydd arferol o dai lesddaliadol mewn datblygiadau newydd.' Yn 2016, trafodion lesddaliadol oedd 22 y cant o drafodion eiddo a adeiladwyd o'r newydd. Wrth ymateb unwaith eto mewn dadl yn San Steffan, nododd y Gweinidog tai ar y pryd fod pa un a fydd Cymru'n diddymu lesddeiliadaeth yn fater sydd wedi'i ddatganoli. Felly, mae'r pŵer yn ein dwylo ni. Mae gennym ymrwymiad maniffesto Llafur i ddeddfu, mae gennym Lywodraeth Lafur Cymru, mae gennym gefnogaeth drawsbleidiol gyffredinol i ddiddymu, ac er na allwn atal pob stori arswyd lesddaliadol y bu'n rhaid i'n hetholwyr ei dioddef, mae gennym gymhwysedd o leiaf i atal y broblem rhag tyfu'n fwy. Mae gennym allu i roi terfyn unwaith ac am byth ar unrhyw ansicrwydd yn y dyfodol ynglŷn â thai lesddaliad. Gallwn anfon neges glir at yr holl ddatblygwyr a thirfeddianwyr yn awr ac yn y dyfodol nad yw lesddeiliadaeth yn opsiwn tai derbyniol yng Nghymru mwyach. Gallwn arwain y ffordd ar y mater hwn, ac anfon neges at weddill y DU - at ddatblygwyr eiddo, at dirfeddianwyr, at yr holl gwmnïau o dramor sy'n ystyried buddsoddi mewn eiddo yng Nghymru ac yn y DU - fod lesddaliad ar dai yn grair o'r gorffennol, a thrwy basio darn syml o ddeddfwriaeth, gallwn ei wneud yn rhywbeth sy'n perthyn i'r gorffennol.