English: Well, Llywydd, I don't agree with what the Member said. Wales has the most generous scheme of business rate support anywhere in the United Kingdom, and that isn't just at the moment, when Welsh businesses have had a year's guarantee of a holiday from business rates compared to the six months that they were offered in England, but that is at any time - 70 per cent of small businesses in Wales don't pay business rates at all. And we are committed - and I know the finance Minister has already made this clear - to using the consumer prices index, not the retail price index, as the way in which we will gear business rates in the future, and that will bring many tens of millions of pounds of relief to small businesses here in Wales. Where I will agree with what the Member has said, Llywydd, in his phrase, is the 'amazing persistence' of small businesses and the actions that they've taken to deal with the pandemic. On Friday last week, before going to Carmarthen, I was in Llanelli, Llywydd, and I visited Jenkins Bakery there to help celebrate their one hundredth anniversary; it's a firm established exactly 100 years ago this year. It was very heartening to hear from the company of the way in which, despite the real challenges that they faced at the height of the pandemic and the difficult decisions they'd had to make to keep their business afloat, by now they were reinvesting, rehiring, making a future for that business so that it will last well into the next century. That is a tribute to the amazing persistence of the people who run the company and the people who work for it, and I'm quite sure that that is emblematic of the way that so many small businesses in Wales have worked to keep going and find a future, despite the astonishing challenges we've all had to face.
Welsh: Wel, Llywydd, nid wyf i'n cytuno â'r hyn a ddywedodd yr Aelod. Cymru sydd â'r cynllun cymorth ardrethi busnes mwyaf hael yn unman yn y Deyrnas Unedig, ac nid dim ond ar hyn o bryd y mae hynny, pan fo busnesau Cymru wedi cael sicrwydd o flwyddyn o wyliau o ardrethi busnes o'i chymharu â'r chwe mis y cawson nhw ei gynnig yn Lloegr, ond mae hynny ar unrhyw adeg - nid yw 70 y cant o fusnesau bach yng Nghymru yn talu ardrethi busnes o gwbl. Ac rydym ni wedi ymrwymo - ac rwy'n gwybod bod y Gweinidog cyllid eisoes wedi gwneud hyn yn eglur - i ddefnyddio'r mynegai prisiau defnyddwyr, nid y mynegai prisiau manwerthu, fel y ffordd y byddwn ni'n pennu ardrethi busnes yn y dyfodol, a bydd hynny yn arwain at ddegau lawer o filiynau o bunnoedd o ryddhad i fusnesau bach yma yng Nghymru. Yr hyn y gwnaf i gytuno ag ef o'r hyn y mae'r Aelod wedi ei ddweud, Llywydd, o ran ei ymadrodd, yw 'dyfalbarhad anhygoel' busnesau bach a'r camau y maen nhw wedi eu cymryd i ymdrin â'r pandemig. Ddydd Gwener yr wythnos diwethaf, cyn mynd i Gaerfyrddin, bues i yn Llanelli, Llywydd, ac ymwelais â Jenkins Bakery yno i helpu i ddathlu eu canmlwyddiant; mae'n gwmni a gafodd ei sefydlu union 100 mlynedd yn ôl eleni. Roedd hi'n galonogol iawn clywed gan y cwmni am y ffordd yr oedden nhw, er gwaethaf yr heriau gwirioneddol iddyn nhw eu hwynebu ar anterth y pandemig a'r penderfyniadau anodd y bu'n rhaid iddyn nhw eu gwneud i gadw eu busnes yn fyw, bellach yn ail-fuddsoddi, yn ail-gyflogi, yn gwneud dyfodol i'r busnes hwnnw er mwyn iddo barhau ymhell i'r ganrif nesaf. Mae hynny yn deyrnged i ddyfalbarhad anhygoel y bobl sy'n rhedeg y cwmni a'r bobl sy'n gweithio iddo, ac rwy'n eithaf sicr bod hynny yn nodweddiadol o'r ffordd y mae cynifer o fusnesau bach yng Nghymru wedi gweithio i ddal ati a dod o hyd i ddyfodol, er gwaethaf yr heriau syfrdanol y bu'n rhaid i ni i gyd eu hwynebu.