English: One of those additional suggestions was having a new council tax band for properties worth more than £10 million. Could I suggest, before bringing that in, we check to see whether there are any such properties in Wales? I share the Minister's discomfort about imprisoning people for not paying their council tax. She said we shouldn't imprison people for getting into debt, with which, I think, people would generally agree, but traditionally a distinction was drawn in terms of whether people could be imprisoned for not paying their taxes, and I just wonder, as the Minister looks at the level of arrears, what would happen in a scenario when someone just refuses, doesn't want to pay their council tax, doesn't respond to anything, they get fined, they don't pay the fine, if they get community service and they don't turn up to that. What ultimately can make people pay, particularly those who are recalcitrant rather than those for whom we may have more sympathy? You referred that the level of arrears have stabilised in Wales over the period since before council tax support was localised in 2013-14. Wasn't that an issue of localising it in England down to the local council level and didn't we instead in Wales bring in a national council tax reduction scheme? So, I'm a bit perplexed about the reference to localising this in respect of Wales. I wonder, when looking at these increases in arrears in England by 36 per cent, whether the Minister has any access to evidence of what types of schemes have worked well or not in different places in England and how those compare to her own council tax reduction scheme here. You say that's going to be £244 million again next year. Will the Minister confirm that that will represent a real-terms cut? In terms of the distribution of this money, clearly, representing south-east Wales, I welcome people in poorer council areas getting substantial support from Welsh Government. I just note, though, that some of those councils have the highest levels of council tax in Wales. Could there be any connection between those? If substantial numbers of people aren't having to pay council tax, does that reduce the democratic resistance to higher levels of council tax? And particularly in an area like, say, Blaenau Gwent, with very large proportions of council tax B band terraced housing, a lot of people in those houses, really struggling but perhaps are just above the level, are paying a lot higher council tax. Could there be any interrelationship between those two points? You referred to the standardised application processes for discounts and exemptions for people with a severe mental impairment. I infer from that that there isn't a standardised approach for others. If we have one national scheme for Wales, if the Minister has decided that there are not advantages to allowing councils to have their own scheme to reflect local circumstances, is there any advantage in having lots of different ways of applying for reductions for everyone else except those who have a mental impairment? The research reports made available to Members as they're published, I think those are regarding the different taxes that fall within your portfolio and these changes you want to set within the broader context of local government reform. Shouldn't we also set them in the broader context of tax devolution, and in particular the land transaction tax and the interrelationship, potentially, with that and council tax, when you're looking at these things in future? And can you clarify whether those references are different from the one later on, where you're talking about local services and how they should be funded for the future? And there, we're going to get the research reports all in autumn 2020 - is that a separate thing? And is that relating just to the council tax formula, potentially, or are you looking at wider issues of what the split should be between council tax, business rates and Government grant in terms of the financing of local authorities?
Welsh: Un o'r awgrymiadau ychwanegol hynny oedd cael band treth cyngor newydd ar gyfer eiddo gwerth mwy na £10 miliwn. A gaf i awgrymu, cyn cyflwyno hynny, ein bod yn edrych i weld a oes unrhyw eiddo o'r fath yng Nghymru? Rwy'n rhannu anesmwythder y Gweinidog ynghylch carcharu pobl am beidio â thalu eu treth gyngor. Dywedodd hi na ddylem ni garcharu pobl am fynd i ddyled, a byddai pobl yn cytuno â hynny yn gyffredinol, rwy'n credu, ond yn draddodiadol, gwahaniaethwyd o ran a ellid carcharu pobl am beidio â thalu eu trethi, a thybed, wrth i'r Gweinidog ystyried lefel yr ôl-ddyledion, beth fyddai'n digwydd mewn sefyllfa pan fydd rhywun yn gwrthod, ddim yn dymuno talu ei dreth gyngor, ddim yn ymateb i unrhyw beth, maen nhw'n cael dirwy, ond nid ydyn nhw'n talu'r ddirwy, os ydyn nhw'n cael gwasanaeth cymunedol ond nad ydyn nhw'n ei gyflawni. Beth yn y pen draw sy'n mynd i wneud i bobl dalu, yn enwedig y rhai sy'n gwrthod talu yn hytrach na'r rhai y gallem ni fod â mwy o gydymdeimlad drostyn nhw? Fe wnaethoch chi gyfeirio at y ffaith bod lefel yr ôl-ddyledion wedi sefydlogi yng Nghymru dros y cyfnod ers cyn gwneud cymorth y dreth gyngor yn fater lleol yn 2013-14. Onid oedd yn fater o'i wneud yn fater lleol yn Lloegr i lawr i lefel y cyngor lleol ac oni wnaethom ni yn lle hynny yng Nghymru gyflwyno cynllun gostyngiadau'r dreth gyngor yn genedlaethol? Felly, rwy'n drysu braidd ynglŷn â'r cyfeiriad at leoleiddio hyn mewn perthynas â Chymru. Tybed, wrth edrych ar y cynnydd hwn mewn ôl-ddyledion yn Lloegr o 36 y cant, a oes unrhyw dystiolaeth ar gael i'r Gweinidog o'r mathau o gynlluniau sydd wedi gweithio'n dda ai peidio mewn gwahanol fannau yn Lloegr a sut y mae'r rheini'n cymharu â'i chynllun gostyngiadau'r dreth gyngor ei hun yn y fan yma. Rydych chi'n dweud y bydd hynny yn £244 miliwn eto y flwyddyn nesaf. A wnaiff y Gweinidog gadarnhau y bydd hynny'n doriad mewn termau real? O ran dosbarthu'r arian hwn, yn amlwg, a minnau'n cynrychioli'r de-ddwyrain, croesawaf fod pobl mewn ardaloedd cyngor tlotach yn cael cymorth sylweddol gan Lywodraeth Cymru. Fodd bynnag, rwy'n sylwi mai gan rai o'r cynghorau hynny y mae'r lefelau uchaf o dreth gyngor yng Nghymru. A allai fod unrhyw gysylltiad rhwng y rheini? Os nad yw niferoedd sylweddol o bobl yn gorfod talu'r dreth gyngor, a yw hynny'n lleihau'r gwrthwynebiad democrataidd i lefelau uwch o dreth gyngor? Ac yn arbennig mewn ardal fel, dyweder, Blaenau Gwent, gyda chyfrannau mawr iawn o dai teras sydd ym mand B y dreth gyngor, mae llawer o bobl yn y tai hynny, sydd mewn trafferthion gwirioneddol, ond sydd efallai ychydig yn uwch na'r trothwy, yn talu treth gyngor lawer yn uwch. A allai fod unrhyw ryngberthynas rhwng y ddau bwynt hynny? Fe wnaethoch chi gyfeirio hefyd at y prosesau ymgeisio safonol ar gyfer gostyngiadau ac eithriadau ar gyfer pobl sydd â nam meddyliol difrifol. Rwy'n casglu o hynny nad oes dull safonol ar gyfer pobl eraill. Os oes gennym ni un cynllun cenedlaethol i Gymru, os yw'r Gweinidog wedi penderfynu nad oes manteision o ganiatáu i gynghorau gael eu cynlluniau eu hunain i adlewyrchu amgylchiadau lleol, a oes unrhyw fantais mewn cael llawer o wahanol ffyrdd o wneud cais am ostyngiadau ar gyfer pawb arall heblaw'r rhai sydd â nam meddyliol? Mae'r adroddiadau ymchwil a gyflwynwyd i Aelodau wrth iddyn nhw gael eu cyhoeddi, rwy'n credu bod y rheini yn ymwneud â'r gwahanol drethi sy'n dod o fewn eich portffolio a'r newidiadau hyn yr ydych chi eisiau eu gosod o fewn cyd-destun ehangach diwygio llywodraeth leol. A ddylem ni hefyd eu gosod yng nghyd-destun ehangach datganoli trethu, ac yn benodol y dreth trafodiadau tir a'r rhyngberthynas, o bosib, â hynny a'r dreth gyngor, pan fyddwch chi'n ystyried y pethau hyn yn y dyfodol? Ac a allwch chi egluro a yw'r cyfeiriadau hynny'n wahanol i'r un yn nes ymlaen, lle rydych chi'n sôn am wasanaethau lleol a sut y dylid eu hariannu ar gyfer y dyfodol? Ac o ran hynny, rydym ni'n mynd i gael yr adroddiadau ymchwil i gyd yn nhymor yr hydref 2020 - a yw hynny'n beth ar wahân? Ac a yw hynny'n ymwneud â fformiwla'r dreth gyngor yn unig, o bosib, neu a ydych chi'n edrych ar faterion ehangach o ran beth ddylai'r rhaniad fod rhwng y dreth gyngor, ardrethi busnes a grant y Llywodraeth o ran ariannu awdurdodau lleol?