English: The crisis facing us is huge. Inflation is at its highest point for 40 years, and has shattered all predictions made by economists. Forecasts show that it will increase even further. Energy prices have increased to totally unsustainable levels for most people, and the increase in that price is reflected in the price of food, transportation and other prices. All this comes on top of decades of salaries failing to keep pace with inflation, 10 years of cruel austerity from the Tories in Westminster, and cuts in the benefits of the most vulnerable. According to the Bevan Foundation, around 180,000 households here in Wales now can't afford some of the basics of life: heat, food or hygiene products, never mind luxuries. We are calling this a cost-of-living crisis, but the truth is that it is an affording-to-live crisis. That's the crisis here; people can't afford to live. Put in these terms, we see the crisis for what it really is, namely that capital is prioritised over people's lives. There is plenty of food available, there is plenty of energy available, there are plenty of homes available, but people are dying and are suffering because free-market dogma says that the value of these things is greater than the value of people's lives. That's the reality of the situation. And before too long, this too will be a crisis for the free market as people see that the order isn't working on their behalves, and start to push back. In discussing this crisis and the inflation related to it, one central element to all of this that's hardly ever mentioned is the cost of putting a roof over our heads. I've grown tired of having to talk about this in the Chamber time and time again, but rents in Wales have increased more than in any other part of this unequal union, with people on the lowest incomes in Cardiff, for example, paying 35 per cent of their income on rent alone, and rent in this city has increased 36 per cent in just two years. A quarter of private tenants in Wales are concerned that they will lose their homes in the next three months, and this on top of the fact that they have seen huge increases in no-fault evictions already. And for those who are evicted or are looking for a home, then the opportunities to find appropriate properties are painfully rare. Today, the Bevan Foundation launched its report on the housing crisis, looking at the rental market in Wales over the last summer, and found, believe it or not, that only 60 properties were available throughout the whole of Wales at the local housing allowance rate, and that there were seven local authorities without a single property available at the LHA level. We know that the waiting list for social housing has increased by almost 50 per cent, and that list is somewhere in the region of 90,000. In light of this, we must take action as a matter of urgency. I'm pleased that Plaid Cymru's co-operation agreement with the Welsh Government is looking to introduce a White Paper that will include looking at rent caps, but we must take action prior to that. That is why we must look at freezing rents in the short term, and ensure that there is a pot of money available in order to compensate the social housing sector as they look to decarbonise their stock. Freezing rents would also mean that private landlords cannot profit on the back of the suffering of others during this difficult period. I thank Carolyn Thomas for raising this point earlier today, and I know that she speaks on behalf of the Labour movement in Wales in doing that. After all, we must bear in mind that the most vulnerable members of our society - those with disabilities, single parents and others - are most likely to go into debt and to fall into rent arrears because of low income levels. Such debts will have impacts on mental health and on the upbringing of children, and therefore taking action to prevent this will be an investment too in saving money for other departments of Government, ultimately. I therefore call on you in the Government to follow the example of the Scottish Government and to freeze rents here in order to enable the most vulnerable to survive this most difficult winter. I call on Members on the Labour backbenches to reject their own Government's amendment, and to keep true to those principles that convinced you to put your names forward as politicians, and support the Plaid Cymru motion today.
Welsh: Mae'r argyfwng sydd yn ein hwynebu ni yn un anferthol. Mae chwyddiant ar ei uchaf ers 40 mlynedd, ac wedi chwalu pob rhagamcan a gafwyd gan economegwyr, ac mae'r rhagolygon yn dangos y bydd o'n cynyddu hyd yn oed yn fwy. Mae prisiau ynni wedi chwyddo i lefelau cwbl anghynaliadwy i'r rhan fwyaf o bobl, ac mae'r cynnydd yn y pris ynni yn cael ei adlewyrchu yn y cynnydd ym mhris bwyd, pris trafnidiaeth a phrisiau pethau eraill. Mae hyn oll yn dod ar ben degawdau o gyflogau'n aros yn llonydd, neu yn methu cadw i fyny â chwyddiant, 10 mlynedd o gyni o du Torïaid ciaidd San Steffan, a chwtogi cyson ym mudd-daliadau rhai o'r pobl mwyaf bregus. Yn ôl Sefydliad Bevan, mae tua 180,000 o aelwydydd yma yng Nghymru bellach yn methu â fforddio rhai o bethau mwyaf elfennol bywyd: gwres, bwyd neu nwyddau ymolchi, heb sôn am bethau moethus. Gwn eu bod yn galw hwn yn argyfwng costau byw, ond y gwir ydy ei fod yn argyfwng fforddio byw. Y drasiedi ydy fod pobl yn methu fforddio byw. O'i roi yn y termau yma, rydyn ni'n gweld yr argyfwng am beth ydy o mewn gwirionedd, sef bod cyfalaf yn cael ei flaenoriaethu dros fywydau. Mae yna ddigon o fwyd yma, mae yna ddigon o ynni, mae yna ddigon o dai, ond mae pobl yn marw ac yn dioddef oherwydd bod dogma'r farchnad rydd yn dweud bod gwerth y pethau yma yn fwy na gwerth bywydau pobl. Dyna'r gwir. A chyn hir, bydd hwn hefyd yn argyfwng i'r farchnad rydd wrth i bobl weld nad ydy'r drefn yn gweithio o'u plaid, a gwthio yn ôl. Wrth drafod yr argyfwng yma a'r chwyddiant sydd ynghlwm iddi, yr un elfen sy'n ganolog i hyn oll ond sydd braidd byth yn cael sylw ydy'r costau o gael to uwch ein pennau. Rwy'n syrffedu ar orfod sôn am hyn yn y Siambr drosodd a thro, ond mae rhenti yng Nghymru wedi cynyddu yn fwy nag unrhyw ran arall o'r deyrnas anghyfartal yma, gyda'r bobl ar yr incwm isaf yng Nghaerdydd, er enghraifft, yn talu 35 y cant o'u hincwm ar rent yn unig, a'r rhent yn y ddinas hon wedi cynyddu 36 y cant mewn dwy flynedd. Mae chwarter tenantiaid preifat Cymru yn poeni eu bod nhw am golli eu tai yn y tri mis nesaf, a hyn ar ben y ffaith eu bod nhw wedi gweld cynnydd anferthol mewn troi allan di-fai yn barod. Ac i'r rhai hynny sy'n cael eu troi allan neu'n chwilio am gartref, yna mae'r cyfleoedd i ganfod eiddo addas yn boenus o brin. Heddiw, fe lansiodd Sefydliad Bevan eu hadroddiad ar yr argyfwng tai, gan edrych ar y farchnad rent yng Nghymru dros yr haf diwethaf, a chanfod, credwch neu beidio, mai dim ond 60 eiddo oedd ar gael trwy Gymru benbaladr ar raddfa lwfans tai lleol, a bod yna saith awdurdod lleol heb yr un eiddo ar gael ar y raddfa honno. Gwyddom fod y niferoedd ar y rhestr aros am dai cymdeithasol wedi cynyddu o bron i hanner, a bellach mae'r rhestr honno tua 90,000. Yn wyneb hyn, mae'n rhaid gweithredu, a hynny ar frys. Dwi'n falch fod cytundeb Plaid Cymru a Llywodraeth Cymru yn edrych i gyflwyno Papur Gwyn a fydd yn cynnwys edrych ar gapio rhenti, ond mae'n rhaid i ni weithredu cyn hynny. Dyna pam fod yn rhaid i ni edrych ar rewi rhenti dros y tymor byr yma, a sicrhau bod yna bot o bres ar gael i ddigolledu'r sector tai cymdeithasol wrth iddyn nhw edrych i ddadgarboneiddio eu stoc. Byddai rhewi rhenti hefyd yn sicrhau nad ydy landlordiaid preifat yn medru elwa ar gefn trallod eraill yn ystod y cyfnod anodd yma. Dwi'n diolch i Carolyn Thomas am godi'r pwynt yma yn gynharach heddiw, ac yn gwybod ei bod hi'n siarad ar ran y mudiad Llafur yng Nghymru trwy wneud hynny. Wedi'r cyfan, mae'n rhaid i ni gofio mai aelodau mwyaf bregus ein cymdeithas - pobl ag anableddau, rhieni sengl ac eraill - sydd yn fwyaf tebygol o fynd i ddyledion ar eu rhenti oherwydd lefelau incwm isel. Mae dyledion o'r fath yn effeithio ar iechyd meddwl ac ar fagwraeth plant, felly mae gweithredu ar atal hyn am fod yn fuddsoddiad hefyd, gan arbed pres i adrannau eraill o'r Llywodraeth yn y pen draw. Felly, dwi'n galw arnoch chi yn y Llywodraeth i ddilyn esiampl Llywodraeth yr Alban a rhewi'r rhenti yma er mwyn galluogi'r mwyaf bregus i oroesi'r gaeaf anodd iawn yma. A dwi'n galw ar yr Aelodau ar feinciau cefn y Blaid Lafur i wrthod gwelliant eu Llywodraeth eu hunain, ac i gadw'n driw at y daliadau hynny a oedd wedi'ch cyflyru chi i roi eich enwau ymlaen fel gwleidyddion, a chefnogi cynnig Plaid Cymru heddiw.