English: Research commissioned by Tai Pawb, Shelter Cymru and the Chartered Institute of Housing Cymru found that introducing the right to adequate housing would generate significant savings for the public purse. Indeed, the independent analysis identified benefits to the public purse worth £11.5 billion, against overall costs of £5 billion over a 30-year period. It's projected that those benefits could start to outweigh costs after just six years. It would save £5.5 billion in improving well-being, £2 billion from local council budgets, £1 billion for the NHS, £1 billion for the criminal justice system, and it would generate £1 billion in additional economic activity. By investing in adequate housing for all, through spending on social and affordable housing in Wales, you could make vital and significant savings in the long run. So, today, I'd like to urge the Welsh Government to think differently about spending decisions. A slight increase in the social housing grant is welcomed, but we need to see much more going into this pot if we're to achieve our ambitions. It's also disappointing to see funding to achieve quality housing decrease by some 7.5 per cent from the original February indicative budget, on top of the squeeze brought about by huge inflation in the housing sector. How can you hope to achieve your ambitions across the board if you don't properly fund the most basic of essentials, housing? In the short term, it's also disappointing that we've seen no increase in the housing support grant. We've heard this Government rightly make a lot of noise about the UK Government's failure to increase the local housing allowance, but these complaints ring very hollow when we see that this Government is giving a flat settlement, a real-terms cut, for the housing support grant here. This is something we can do here in Wales, and we should be doing. I note that the budget for building safety has been slashed by a third, from £9.5 million to £6 million, and I question whether that's a wise decision, and whether it's worth the risk and reputational damage for what is, in the grand scheme of things, a small amount.
Welsh: Yn ôl ymchwil a gomisiynwyd gan Tai Pawb, Shelter Cymru a'r Sefydliad Tai Siartredig Cymru byddai cyflwyno'r hawl i gartref digonol yn creu arbedion sylweddol i'r pwrs cyhoeddus. Yn wir, nododd y dadansoddiad annibynnol fuddion i'r pwrs cyhoeddus gwerth £11.5 biliwn, o'u cymharu â chostau cyffredinol o £5 biliwn dros gyfnod o 30 mlynedd. Rhagamcanir y gallai'r manteision hynny ddechrau gorbwyso costau ar ôl dim ond chwe blynedd. Byddai'n arbed £5.5 biliwn o ran gwella llesiant, £2 biliwn o gyllidebau cynghorau lleol, £1 biliwn i'r GIG, £1 biliwn i'r system cyfiawnder troseddol, a byddai'n cynhyrchu £1 biliwn mewn gweithgarwch economaidd ychwanegol. Trwy fuddsoddi mewn cartrefi digonol i bawb, drwy wario ar dai cymdeithasol a fforddiadwy yng Nghymru, gallech wneud arbedion hanfodol ac arwyddocaol yn y tymor hir. Felly heddiw, hoffwn annog Llywodraeth Cymru i feddwl yn wahanol am benderfyniadau gwario. Mae cynnydd bach yn y grant tai cymdeithasol i'w groesawu, ond mae angen i ni weld llawer mwy yn mynd i'r pot hwn os ydym am gyflawni ein huchelgeisiau. Mae'n siomedig hefyd gweld cyllid i sicrhau tai o ansawdd yn gostwng tua 7.5 y cant o gymharu â'r gyllideb ddangosol wreiddiol ym mis Chwefror, ar ben y wasgfa a ddaeth yn sgil chwyddiant enfawr yn y sector tai. Sut allwch chi obeithio cyflawni eich uchelgeisiau ar draws y bwrdd os nad ydych chi'n ariannu'r mwyaf sylfaenol o hanfodion, tai? Yn y tymor byr, mae hefyd yn siomedig nad ydym wedi gweld unrhyw gynnydd yn y grant cymorth tai. Rydym ni wedi clywed bod y Llywodraeth hon yn gwneud llawer o sŵn, yn briodol, am fethiant Llywodraeth y DU i gynyddu'r lwfans tai lleol, ond mae'r cwynion hyn fel geiriau gwag iawn pan welwn fod y Llywodraeth hon yn rhoi setliad gwastad, toriad mewn termau real, ar gyfer y grant cymorth tai yma. Mae hyn yn rhywbeth y gallwn ei wneud yma yng Nghymru, a dylem ni fod yn ei wneud. Nodaf fod y gyllideb ar gyfer diogelwch adeiladau wedi'i thorri o £9.5 miliwn i £6 miliwn, sef traean, ac rwy'n cwestiynu a yw hynny'n benderfyniad doeth, ac a yw'n werth y risg a'r niwed i enw da am yr hyn sydd, yn y cynllun mawr yn swm bach.