English: That is the point I'm following through and taking up. But it was important that I was able to raise that and get that response from the Minister. But I'm also aware that the Home Builders Federation has stated that they're working with their members to look at alternatives to leasehold, such as commonhold, using the right-to-manage legislation. I don't think that's been mentioned yet this afternoon. I also heard from the Minister that she'd like to see more right-to-manage companies being set up as they allow leaseholders to take control of the management of their buildings and free themselves from management companies that are not providing a professional and value-for-money service. I'm also aware of not-for-profit management companies that are being set up. Indeed, we have some examples of those in my constituency, but, of course, they require considerable voluntary skill and voluntary management capacity. I also understand, and I look forward to hearing from the Minister, that she's looking at the regulation of residential leasehold management companies as part of options for wider leasehold reform. But, as has been said, the Welsh Government is subsidising and supporting home buyers, particularly young home buyers, with Help to Buy, but there are disadvantages in the short and long-term leasehold arrangements being imposed on them. One of my constituents has said on behalf of her daughter in this position, 'There needs to be more information available about the hidden costs of leasehold to alert young buyers who are unaware of the pitfalls.' Mick Antoniw spelt this out very clearly in bringing forth this debate, in his opening speech on the inherent unfairness and complexity of the leasehold system. He asked the Minister for clarification over when she'll be making an announcement on this important matter - in line with our manifesto - which is disadvantaging many households in Wales. Could Wales learn from Scotland and lead the way in leasehold reform?
Welsh: Dyna'r pwynt rwy'n mynd ar ei drywydd. Ond roedd yn bwysig fy mod yn gallu crybwyll hynny a chael yr ymateb hwnnw gan y Gweinidog. Ond rwyf hefyd yn ymwybodol fod y Ffederasiwn Adeiladwyr Cartrefi wedi datgan eu bod yn gweithio gyda'u haelodau i edrych ar ddewisiadau eraill yn lle lesddaliadau, megis cyfunddaliadau, gan ddefnyddio'r ddeddfwriaeth hawl i reoli. Nid wyf yn credu bod hynny wedi'i grybwyll eto y prynhawn yma. Clywais hefyd gan y Gweinidog y byddai'n hoffi gweld rhagor o gwmnïau hawl i reoli yn cael eu sefydlu gan eu bod yn galluogi lesddeiliaid i gymryd rheolaeth dros reoli eu hadeiladau a rhyddhau eu hunain o afael y cwmnïau rheoli nad ydynt yn darparu gwasanaeth proffesiynol a gwerth am arian. Rwyf hefyd yn ymwybodol o gwmnïau rheoli dielw sy'n cael eu sefydlu. Yn wir, mae gennym rai enghreifftiau o'r rheini yn fy etholaeth i, ond wrth gwrs, maent yn galw am gryn fedr gwirfoddol a gallu rheoli gwirfoddol. Edrychaf ymlaen at glywed gan y Gweinidog gan fy mod yn deall hefyd ei bod yn edrych ar reoleiddio cwmnïau rheoli lesddaliadau preswyl fel rhan o'r opsiynau ar gyfer diwygio lesddaliadau yn ehangach. Ond fel y dywedwyd, mae Llywodraeth Cymru yn sybsideiddio ac cefnogi prynwyr cartrefi, yn enwedig prynwyr ifanc, gyda Cymorth i Brynu, ond mae anfanteision yn y trefniadau lesddaliadol tymor byr a hirdymor sy'n cael eu gosod arnynt. Mae un o fy etholwyr wedi dweud ar ran ei merch yn y sefyllfa hon, 'Mae angen mwy o wybodaeth am gostau cudd lesddaliadau i rybuddio prynwyr ifanc sydd ddim yn ymwybodol o'r peryglon.' Nododd Mick Antoniw hyn yn eglur iawn wrth gyflwyno'r ddadl hon, yn ei araith agoriadol ar annhegwch cynhenid a chymhlethdod y system lesddaliadau. Gofynnodd i'r Gweinidog am eglurhad ynglŷn â phryd y bydd hi'n gwneud cyhoeddiad ar y mater pwysig hwn - yn unol â'n maniffesto - sy'n rhoi llawer o aelwydydd yng Nghymru dan anfantais. A allai Cymru ddysgu oddi wrth yr Alban ac arwain y ffordd o ran diwygio lesddaliadau?