English: Can I thank you, Minister, for the statements that you've made about Welsh Government's support for business? The details of these announcements, I'm sure, have been very comforting to the businesses in my constituency that have contacted me with their concerns, so I thank you also for the additional information you've set out today. However, you probably won't be surprised to hear that the greatest number of businesses that have contacted me around their concerns are individual, self-employed businesses, and that's really where I want to focus my question, as I know other areas have been covered in some detail. So, if I could just give you an example: I had a constituent who's a professional musician and a music teacher. He's been in touch with me to say that, in the last 24 hours, he's lost the majority of his upcoming business due to the current Government advice, and in truth, we can only see that advice imposing further restrictions in the weeks ahead. And I guess there'll be similar circumstances that will arise for a number of self-employed individuals, and I'm thinking of people like mobile hairdressers, for instance - those types of businesses, where, as we know, business rates are not an issue for them and probably bank loans are not an issue for them. So, any announcements around those areas of assistance wouldn't be of particular help in those circumstances. Given that, as you've quite rightly already pointed out, the UK Government hasn't made any Macron-type announcement of €300 billion of support to guarantee that no businesses go under, what kind of assurance can you give to people in the position of my constituent as to what support they can expect to receive over the months ahead, given that their sources of income have basically been cut off virtually overnight?
Welsh: A gaf i ddiolch i chi, Gweinidog, am y datganiadau a wnaethoch chi ynglŷn â chefnogaeth Llywodraeth Cymru i fusnes? Mae manylion y cyhoeddiadau hyn, rwy'n siŵr, wedi bod o gysur mawr i'r busnesau yn fy etholaeth i sydd wedi cysylltu â mi i fynegi eu pryderon nhw, ac felly rwy'n diolch ichi hefyd am yr wybodaeth ychwanegol a nodwyd gennych chi heddiw. Fodd bynnag, mae'n debyg na fyddwch chi'n synnu o glywed mai busnesau unigol, hunangyflogedig yw'r rhan fwyaf o fusnesau sydd wedi cysylltu â mi ynghylch eu pryderon, a dyna yw cnewyllyn fy nghwestiwn i mewn gwirionedd, gan fy mod i'n gwybod bod meysydd eraill wedi cael eu trafod gyda pheth manylder. Felly, os caf i roi enghraifft ichi: roedd yn o fy etholwyr yn gerddor proffesiynol ac yn athro cerdd. Mae ef wedi cysylltu â mi i ddweud, yn ystod y 24 awr ddiwethaf, ei fod wedi colli'r rhan fwyaf o'r gwaith dysgu sydd i ddod iddo oherwydd cyngor cyfredol y Llywodraeth, ac mewn gwirionedd ni allwn ni ond gweld y cyngor hwnnw'n gosod cyfyngiadau pellach yn ystod yr wythnosau nesaf. Ac rwy'n dyfalu y bydd amgylchiadau tebyg yn siŵr o godi ar gyfer nifer o unigolion hunangyflogedig, ac rwy'n sôn am bobl fel siopau trin gwallt symudol, er enghraifft - y mathau hynny o fusnesau, fel y gwyddom, nad yw ardrethi busnes yn fater iddyn nhw ac mae'n debyg nad yw benthyciadau banc yn fater iddyn nhw. Felly, ni fyddai unrhyw gyhoeddiadau ynghylch y meysydd hynny o unrhyw gymorth penodol iddyn nhw. O ystyried hynny, fel y nodwyd yn gywir gennych chi eisoes, nid yw Llywodraeth y DU wedi gwneud unrhyw gyhoeddiad fel y gwnaeth Macron o €300 biliwn o gefnogaeth i warantu na fydd unrhyw fusnesau yn mynd i'r wal, felly pa fath o sicrwydd y gallwch chi ei roi i bobl yn yr un sefyllfa a'm hetholwr i o ran y cymorth y gallan nhw ddisgwyl ei gael dros y misoedd nesaf, o gofio bod eu ffynonellau nhw o incwm yn y bôn wedi diflannu dros nos bron?