English: The Minister said in his statement that whilst a lot has been done, there's still a lot to do, and that's certainly true. The Government has effectively put most of the economy into a kind of medically induced coma and many businesses fear, with some justification, they're not going to come out of that coma alive, so it's vitally important that we start the gradual process of lifting restrictions as soon as we can and in the smartest way possible, so that we protect the public's health as well as the health of the economy. In Mid and West Wales, we've got huge dependence on farming, tourism, hospitality, et cetera, and a lot of these businesses are going to fall through the gaps, which have been mentioned already, in the various funds that are available to try to cope with the consequences of the lockdown. Farms, for example, are excluded from the economic resilience fund, as I understand it, because they are almost, by definition, in receipt of publicly funded grants through the common agricultural policy. And yet we've seen the dairy industry face a 25 to 30 per cent fall in demand for milk, we've seen the livestock sector similarly suffering with high-end high-value cuts of meat no longer being used by hotels, restaurants, et cetera. A lot of these businesses are going to be on the margins, and they can't be helped under the existing schemes. Similarly, I was very disappointed to hear that the reason for using the VAT threshold as a qualification for applications for the ERF was due to fraud. There are many, many ways of countering fraud apart from looking at the information that is available to the VAT authorities. So I hope that that's going to be reconsidered. Let me give you one example of a business that is certainly not fraudulent but is a microbusiness: the Penmaenpool toll bridge near Dolgellau isn't going anywhere and the people who own the bridge aren't going anywhere either, but they fall through all these gaps because they're not registered for VAT. They're wholly dependent on income from tourism to keep the bridge going. It's a tourist attraction. A lot of businesses like that are just going to go out of business unless some help reaches them pretty soon. So I hope that the Minister will take a more flexible view of this in his reconsideration of the existing rules and, in a couple of weeks' time, come up with some kind of more flexible discretionary scheme, whereby, because we won't cover every possible example in a set of rules, there'll be some kind of discretionary mechanism whereby businesses that fall through the gaps can be reconsidered.
Welsh: Dywedodd y Gweinidog yn ei ddatganiad, er bod llawer wedi'i wneud, fod llawer i'w wneud o hyd, ac mae hynny'n sicr yn wir. Mae'r Llywodraeth, i bob pwrpas, wedi rhoi'r rhan fwyaf o'r economi mewn math o goma wedi'i ysgogi'n feddygol ac mae llawer o fusnesau yn ofni, gyda pheth cyfiawnhad, nad ydynt yn mynd i ddod allan o'r coma hwnnw'n fyw, felly mae'n hanfodol bwysig ein bod yn dechrau'r broses raddol o godi cyfyngiadau cyn gynted ag y gallwn ac yn y ffordd fwyaf hirben, i ni allu diogelu iechyd y cyhoedd yn ogystal ag iechyd yr economi. Yng Nghanolbarth a Gorllewin Cymru, rydym yn dibynnu'n helaeth ar ffermio, twristiaeth, lletygarwch, ac ati, ac mae llawer o'r busnesau hyn yn mynd i ddisgyn drwy'r bylchau, fel y soniwyd eisoes, yn yr amrywiol gronfeydd sydd ar gael i geisio ymdopi â chanlyniadau'r cyfyngiadau symud. Mae ffermydd, er enghraifft, yn cael eu heithrio o'r gronfa cadernid economaidd yn ôl yr hyn a ddeallaf am eu bod bron drwy ddiffiniad yn derbyn grantiau a ariennir yn gyhoeddus drwy'r polisi amaethyddol cyffredin. Ac eto, rydym wedi gweld y diwydiant llaeth yn wynebu gostyngiad o 25 i 30 y cant yn y galw am laeth, rydym wedi gweld y sector da byw yn dioddef mewn modd tebyg am nad yw gwestai, bwytai ac ati'n defnyddio toriadau cig gwerth uchel ym mhen uchaf y farchnad mwyach. Mae llawer o'r busnesau hyn yn mynd i fod ar yr ymylon, ac ni ellir eu helpu o dan y cynlluniau presennol. Yn yr un modd, roeddwn yn siomedig iawn o glywed mai twyll oedd y rheswm dros ddefnyddio'r trothwy TAW fel cymhwyster ar gyfer ceisiadau i'r gronfa cadernid economaidd. Mae llawer iawn o ffyrdd o drechu twyll ar wahân i edrych ar y wybodaeth sydd ar gael i'r awdurdodau TAW. Felly rwy'n gobeithio bod hynny'n mynd i gael ei ailystyried. Gadewch imi roi un enghraifft ichi o fusnes nad yw'n dwyllodrus yn sicr, ond sy'n ficrofusnes: nid yw pont dollau Llynpenmaen ger Dolgellau yn mynd i unman ac nid yw'r bobl sy'n berchen ar y bont yn mynd i unman chwaith, ond maent yn disgyn drwy'r holl fylchau hyn am nad ydynt wedi'u cofrestru ar gyfer TAW. Maent yn dibynnu'n llwyr ar incwm o dwristiaeth i gadw'r bont i fynd. Mae'n atyniad twristaidd. Mae llawer o fusnesau o'r fath yn mynd i fynd i'r wal oni bai eu bod yn cael cymorth yn fuan iawn. Felly, rwy'n gobeithio y bydd y Gweinidog yn edrych yn fwy hyblyg ar hyn wrth ailystyried y rheolau presennol ac ymhen wythnos neu ddwy, yn cyflwyno rhyw fath o gynllun dewisol mwy hyblyg, ac oherwydd na fyddwn yn cynnwys pob enghraifft bosibl mewn set o reolau, bydd rhyw fath o fecanwaith dewisol ar waith i allu ailystyried busnesau sy'n disgyn drwy'r bylchau.