English: Can I say to the Member that I am most sympathetic to what he is going through and what his communities are going through at the moment? In my constituency of Clwyd South, I have just one bank remaining - just one bank. That's a Barclays bank. So, I've been through, over the past five years, repeated so-called consultations, which always conclude with the closure of a bank. I think it's absolutely essential that the Griggs review recommendations are implemented in full and that we move away from artificial consultations and to meaningful ones that could result in the retention of banking services. Insofar as what we as a Welsh Government, in addition to pressing for implementation of the recommendations of the Griggs review, can do, I think we need to make sure that post offices continue to provide banking facilities. At the moment, I believe something in the region of 95 per cent of customers can access their banking facilities through post offices, so it's vitally important that we support that network as well. I think it's absolutely imperative that NatWest listens not just to you but to, I'm sure, the people you will take to the bank, particularly business customers, because business customers often find it difficult to access the full range of services available from the post office that they expect to be able to access within their local branch. I'd be happy to meet with the Member to discuss any additional assistance that I could possibly give, but, again, the Member has my sympathy in this area and I would very much like to work with him to find solutions for the three communities affected by the NatWest decision.
Welsh: A gaf fi ddweud wrth yr Aelod fy mod yn cydymdeimlo â'i sefyllfa a sefyllfa ei gymunedau ar hyn o bryd? Yn fy etholaeth i, De Clwyd, un banc yn unig sydd ar ôl - un banc yn unig. Banc Barclays yw hwnnw. Felly, dros y pum mlynedd diwethaf, rwyf wedi bod drwy ymgynghoriadau, fel y'u gelwir, dro ar ôl tro, sydd bob amser yn gorffen gyda banc yn cau. Credaf ei bod yn hollol hanfodol fod argymhellion adolygiad Griggs yn cael eu rhoi ar waith a'n bod yn ymbellhau oddi wrth ymgynghoriadau artiffisial a thuag at ymgynghoriadau ystyrlon a allai arwain at gadw gwasanaethau bancio. O ran yr hyn y gallwn ei wneud fel Llywodraeth Cymru, yn ogystal â mynnu bod argymhellion adolygiad Griggs yn cael eu rhoi ar waith, credaf fod angen i ni sicrhau bod swyddfeydd post yn parhau i ddarparu cyfleusterau bancio. Ar hyn o bryd, credaf fod oddeutu 95 y cant o gwsmeriaid yn gallu cael mynediad at eu cyfleusterau bancio drwy swyddfeydd post, felly mae'n hanfodol bwysig ein bod yn cefnogi'r rhwydwaith hwnnw hefyd. Credaf ei bod yn hollol hanfodol fod NatWest yn gwrando nid yn unig arnoch chi, ond hefyd, rwy'n siŵr, ar y bobl y byddwch yn mynd â hwy i'r banc, yn enwedig cwsmeriaid busnes, gan fod cwsmeriaid busnes yn aml yn ei chael hi'n anodd cael gafael ar yr ystod lawn o wasanaethau sydd ar gael yn y swyddfa bost y maent yn disgwyl gallu cael mynediad atynt yn eu cangen leol. Byddwn yn fwy na pharod i gyfarfod â'r Aelod i drafod unrhyw gymorth ychwanegol y gallwn ei roi, ond unwaith eto, rwy'n cydymdeimlo â'r Aelod ynglŷn â hyn a byddwn fwy na pharod i weithio gydag ef i ddod o hyd i atebion ar gyfer y tair cymuned yr effeithiwyd arnynt gan benderfyniad NatWest.