English: I can't resist answering that one first because I'm familiar with the cafe, and I would like to congratulate them on their award - it's well deserved. My son put me in the knowledge on the cafe, and it is indeed a fantastic little place, for those people who haven't visited it yet. Italian cafes have played an enormous role in the growth of cafe culture in Wales for a very long time, in fact, and certainly in the village I grew up in, in north Swansea, the Moruzzis were very instrumental in both kindling my love of ice cream, which possibly wasn't as good for me as it might have been, which I continue to have, and also, actually, just in promoting cafe culture in general as a place to meet and often discuss really quite progressive politics. So, I'm grateful to them for that as well. And I think that they do make a big contribution to our economy, and I'm sure that the Cabinet Secretary for the economy will be taking that into account when he produces his action plan in the future. In terms of banking, I share the Member's concern about the closure of bank branches. I've had a number of meetings myself with a number of the big banks around their closure policy. They do produce statistics about the use of branch banking and so on, and a number of them do have good policies in terms of contacting older people and people with particular problems in mobility and so on about their banking. There is an arrangement in place with Post Office Counters, in actual fact, to do some banking, and we've made representations to them, I know, in my previous role, about ensuring that the Post Office Counters staff have the right training and that there are appropriate premises in which to conduct what might be a quite personal transaction in some cases for people who want to conduct banking transfers there. But I don't see any reason at all why we couldn't ask the Cabinet Secretary for the economy to make this Assembly's concerns known again.
Welsh: Ni allaf beidio ag ateb y cwestiwn yna yn gyntaf, gan fy mod i'n gyfarwydd â'r caffi, a hoffwn eu llongyfarch ar eu gwobr - mae'n gwbl haeddiannol. Fy mab ddywedodd wrthyf am y caffi, ac yn wir mae'n lle bach gwych, i'r rhai hynny nad ydynt wedi ymweld ag ef hyd yma. Mae caffis Eidalaidd wedi chwarae rhan enfawr yn nhwf diwylliant caffi yng Nghymru am gyfnod hir iawn, mewn gwirionedd, ac yn sicr yn y pentref lle cefais i fy magu, yng ngogledd Abertawe, roedd y Moruzzis yn rhan allweddol o feithrin fy hoffter o hufen iâ, nad yw o bosibl mor dda i mi ag y gallai fod wedi bod, ac rwyf yn parhau i'w gael, a hefyd, mewn gwirionedd, yn rhan o hyrwyddo diwylliant caffi yn gyffredinol fel lle i gyfarfod ac yn aml i drafod gwleidyddiaeth flaengar iawn. Felly, rwyf yn ddiolchgar iddyn nhw am hynny hefyd. A chredaf eu bod nhw'n gwneud cyfraniad mawr i'n heconomi, ac rwyf yn siŵr y bydd Ysgrifennydd y Cabinet dros yr economi yn ystyried hynny pan fydd yn llunio ei gynllun gweithredu yn y dyfodol. O ran bancio, rwy'n rhannu pryder yr Aelod ynghylch cau canghennau banc. Rwyf i wedi cael nifer o gyfarfodydd gyda nifer o'r banciau mawr ynghylch eu polisi cau. Maen nhw yn cynhyrchu ystadegau am y defnydd o fancio cangen ac ati, ac mae gan nifer ohonynt bolisïau da o ran cysylltu â phobl hŷn a phobl sydd â phroblemau penodol gyda symudedd ac ati, am eu bancio. Mae trefniant ar waith gyda gwasanaeth cownteri Swyddfa'r Post, mewn gwirionedd, i wneud peth bancio, ac rydym wedi gwneud sylwadau iddyn nhw, mi wn, yn fy swydd flaenorol, ynghylch sicrhau bod staff cownteri Swyddfa'r Post yn cael yr hyfforddiant cywir a bod yna safle priodol ar gyfer cynnal yr hyn a allai fod yn drafodiad eithaf personol mewn rhai achosion ar gyfer pobl sydd eisiau gwneud trosglwyddiadau banc yn y fan honno. Ond nid wyf yn gweld unrhyw reswm o gwbl pam na allwn ni ofyn i Ysgrifennydd y Cabinet dros yr economi fynegi pryderon y Cynulliad hwn unwaith eto.