techiaith/cofnodycynulliad_en-cy huggingface dataset:
English: Just one more question from me: what could the Welsh Government do to encourage or incentivise local authorities to strengthen Welsh-medium provision within their areas, particularly in relation to the English-medium sector?
Welsh: Un arall gen i: beth allai Llywodraeth Cymru ei wneud i annog neu gymell awdurdodau lleol i gryfhau'r ddarpariaeth cyfrwng Cymraeg yn eu hardaloedd, yn enwedig mewn perthynas â'r sector cyfrwng Saesneg?
English: Thank you, Meinir. We're in our final 10 minutes now, and I'm keen for Buffy Williams to be able to come in. Darren, was there anything, briefly, that you wanted to add to that?
Welsh: Diolch, Meinir. Rŷn ni i mewn i'n 10 munud olaf ni nawr, ac rwy'n awyddus i Buffy Williams allu dod mewn. Darren, oedd unrhyw beth, yn gryno, roeddech chi eisiau ychwanegu at hwnna?
English: No, nothing to add. I'm happy.
Welsh: Na, dim byd i'w ychwanegu. Dwi'n hapus.
English: Yes, certainly. In terms of those stakeholders, there is all kinds of engagement and consultation before the WESPs are drawn up and they are also involved in monitoring them too. The most apparent would be the Welsh in education forum that every local authority has, and it's important that that forum is fully representative of the authority in that we don't just go to the most prominent organisations, but that they do represent society as a whole. Certainly, in terms of engagement, an example here locally: we engaged with every school council before drawing up our WESPs in terms of the children and young people themselves, as well as the fora and as well as the public consultation that we undertook - all of those things are in place. But I think that, in terms of stakeholders, as we move forward, the key is to ensure that the language fora are broad and truly represent the communities within those local authorities and, as I said, are not a special interest group, perhaps, but that they do represent the whole scope of opinions.
Welsh: Ie, yn sicr. O ran y rhanddeiliaid hynny, mae pob math o ymgynghori ac ymgysylltu yn digwydd cyn creu'r cynlluniau strategol Cymraeg mewn addysg, ac yn rhan o'u monitro nhw hefyd. Y rhai mwyaf amlwg fyddai'r fforwm, yndê, y fforwm Cymraeg mewn addysg sydd gan bob awdurdod lleol, ac mae'n bwysig bod y fforwm yna'n gynrychioladol llwyr o'r awdurdodau hynny a'n bod ni ddim jest yn mynd at y mudiadau mwyaf amlwg i'n cynrychioli ni ar y fforymau, ond eu bod nhw'n cynrychioli'r gymdeithas gyfan ac yn ei hanfod. Yn sicr, o ran ymgysylltu, enghraifft fan hyn yn lleol: fe wnaethom ni ymgysylltu gyda phob cyngor ysgol cyn ysgrifennu'n cynllun addysg Gymraeg o ran y plant a phobl ifanc eu hunain yn ogystal â'r fforymau ac yn ogystal ag ymgysylltu ac ymgynghori cyhoeddus - mae'r pethau yna i gyd yn eu lle. Ond rwy'n credu, o ran rhanddeiliaid, wrth symud ymlaen, mai'r allwedd yw sicrhau bod y fforymau iaith yna yn wir eang ac yn wir gynrychioli cymunedau'r awdurdodau lleol hynny, ac fel roeddwn i'n dweud, efallai nid grŵp mwy cyfyng o bobl sydd â diddordeb penodol mewn maes, ond eu bod nhw'n cynrychioli'r cyfan.
English: I'll bring Meinir in - briefly, please, Meinir, because we've only got about six minutes left.
Welsh: Gwnaf i ddod â Meinir i mewn - yn gryno, os dwi'n gallu gofyn, Meinir, achos dim ond rhyw chwe munud sydd ar ôl gyda ni.
English: I totally agree with Councillor Price there. At its best, when we have changed the mediums of schools, we've worked with the menter iaith, with the family teams and family centres, and so on. So, that co-ordinated approach is very important in moving forward. And the certainty is, in fact, that some of our stakeholders in the third sector contribute to the WESPs and support the WESPs - that that is there in the conditions and terms of the grants in the third sector, in their crucial role in supporting the sector.
Welsh: Rwy'n cytuno'n llwyr â Chynghorydd Price fanna. Ar ei orau, pan rŷn ni wedi newid cyfryngau ysgolion, rŷn ni wedi cydweithio gyda'r menter iaith, gyda'r tîm o amgylch y teulu, gyda chanolfannau teulu, ac yn y blaen. Felly, mae'r ymagwedd gydlynus yna'n hollbwysig wrth symud ymlaen. Ac mae sicrwydd, mewn gwirionedd, bod rhai o'n rhanddeiliaid ni yn y trydydd sector - bod eu grantiau nhw yn cyfeirio at y CSCAau, at eu gwaith nhw yn cefnogi CSCAau a'i fod e i mewn yna yn amodau a thelerau'r grantiau yn y trydydd sector, eu rôl hanfodol nhw yn cefnogi.
English: Thank you. I think, as we mentioned before, this is important for the success of WESPs across Wales. We've spoken a lot about scrutiny, and of course, scrutiny on the Welsh Government's ability to deliver a supply of teachers who can speak Welsh is going to be central to the success of these WESPs, and I'm sure that you as a committee over the next year will keep an eye on that. We were talking earlier about the need for continuous and regular discussion between Welsh Government and local councils on how we go forward and deliver the targets. I think it's important that Members of the Senedd in general keep their eyes on the situation regarding the supply of teachers over the next few years, because without that, it won't succeed. That is clear to everybody, and therefore, those conversations and that scrutiny are going to be essential in moving forwards. Thank you.
Welsh: Diolch yn fawr. Rwy'n credu, fel rŷn ni wedi crybwyll yn gynt, mae'r [ Anghlywadwy.] yma'n hollbwysig i lwyddiant y CSCAau ar draws Cymru. Rŷn ni wedi sôn lot am graffu, ac, wrth gwrs, mae craffu ar allu Llywodraeth Cymru i ddelifro cyflenwad o athrawon sy'n medru'r Gymraeg yn mynd i fod yn ganolog i lwyddiant y cynlluniau yma. Ac mae'n siŵr y byddwch chi fel pwyllgor dros y blynyddoedd nesaf yn cadw golwg ar hynny. Roedden ni'n sôn yn gynt bod angen trafodaeth barhaol a chyson rhwng Llywodraeth Cymru a chynghorau lleol ynglŷn â fel rŷn ni'n bwrw ati ac fel rŷn ni'n mynd i'r afael â a chwrdd â'r targedau. Dwi'n credu ei bod hi'n hanfodol bwysig bod Aelodau o'r Senedd yn gyffredinol yn cadw eu llygaid ar y sefyllfa yma ynglŷn â chyflenwad athrawon dros y blynyddoedd nesaf, achos heb hynny, fyddwn ni ddim yn llwyddo. Mae hynny'n amlwg i bawb, felly mae'r sgyrsiau yna a'r craffu yna yn mynd i fod yn hanfodol bwysig wrth symud ymlaen. Diolch.
English: Thank you very much to both of you. We have reached the end of our time with you this morning. A transcript of what you said will be sent to you to check, but thank you very much on behalf of every member of the committee, and thank you for everything that you've told us. Thank you. To Members, as we agreed previously, we'll continue in private. We'll wait to hear that we are in private session, but thank you to the witnesses again.
Welsh: Diolch yn fawr iawn i'r ddau ohonoch chi. Wel, dŷn ni wedi dod i ben ein hamser gyda chi'r bore yma. Felly, bydd transgript o'r hyn dŷch chi wedi'i ddweud yn cael ei ddanfon atoch chi i chi wirio, ond diolch yn fawr iawn ar ran pob aelod o'r pwyllgor am bopeth dŷch chi wedi dweud wrthym ni. Diolch eto. I'r Aelodau, fel y cytunwyd yn gynharach, byddwn ni nawr yn parhau yn breifat. Gwnawn ni aros i glywed bod ni'n breifat, ond diolch eto i'n tystion.
English: Good morning, all. I see the clock ticking. The question that I wanted to ask is quite a general one. I'd like you to reflect, in a way, on the number of different areas that we have looked at this morning, in order to see whether we can get you to prioritise them, because we are looking to set recommendations in order of priority. So, from all the issues that have been raised, if you had to prioritise the steps that you'd like to be taken in order to deal with the problem of access to dentistry and orthodontics, in order to deal with the inequalities that exist, what would be those priorities? Who wants to go first? Benjamin Lewis, perhaps.
Welsh: Ie. Bore da i chi i gyd. Mi oeddwn i'n gweld y cloc yn tician. Mewn ffordd, mae'r cwestiwn dwi eisiau ei ofyn yn un eithaf cyffredinol, yn gofyn i chi adlewyrchu, mewn ffordd, ar y nifer o feysydd gwahanol rydyn ni wedi edrych arnyn nhw'r bore yma, er mwyn gweld os ydyn ni'n gallu eich cael chi i flaenoriaethu nhw, achos rydyn ni'n chwilio i osod argymhellion mewn rhestr o flaenoriaeth. Felly, o'r holl faterion, os ydych chi'n gorfod blaenoriaethu y camau y byddech chi'n dymuno eu gweld yn cael eu cymryd er mwyn delio efo'r broblem o fynediad at wasanaethau deintyddiaeth ac orthodonteg, er mwyn delio efo'r anghydraddoldebau sydd yna, beth fyddai'r blaenoriaethau hynny? Pwy sydd am fynd gyntaf? Benjamin Lewis, efallai.
English: Thank you very much. Good morning to you all. We've heard the commissioner referring already to the Gwên am Byth programme, describing that as a positive programme. It came to an end or was suspended during the pandemic. Do you have any comments on how you think things have restarted, because, on the face of it, according to the figures from Public Health Wales, things have restarted quite positively? Is that how you see it?
Welsh: Diolch yn fawr iawn. Bore da i chi i gyd. Dŷn ni wedi clywed y comisiynydd yn cyfeirio yn barod at y rhaglen Gwên am Byth, yn disgrifio honno fel rhaglen bositif. Mi ddaeth hi i ben yn ystod y pandemig, wrth gwrs. Oes gennych chi sylwadau i'w gwneud ynglŷn â sut rydych chi'n meddwl mae pethau wedi ailddechrau, oherwydd, ar yr wyneb, yn ôl y ffigurau gan Iechyd Cyhoeddus Cymru, mae pethau wedi ailgychwyn yn eithaf cadarnhaol? Fel yna rydych chi'n ei gweld hi?
English: Thank you, Chair, and good afternoon. I want to ask a couple of questions on the theme of intersectionality. We know, don't we, that some specific groups of women are impacted disproportionately by domestic violence, sexual abuse and so forth. I just wanted to ask whether there are any specific groups of women that you're concerned about, or that you feel need more of a focus or more emphasis within the strategy, the blueprint. As a committee, we, of course, have heard concerns regarding the focus in the strategy on migrant women experiencing domestic violence. So, I just wanted to ask your views on that.
Welsh: Diolch, Cadeirydd, a phrynhawn da. Dwi eisiau gofyn cwpl o gwestiynau ar y thema o groestoriadedd. Rŷn ni'n gwybod, onid ŷn ni, fod rhai grwpiau penodol o fenywod yn cael eu heffeithio'n anghymesur gan gam-drin domestig, trais rhywiol ac yn y blaen. Felly, eisiau gofyn oeddwn i os oes yna grwpiau penodol o fenywod rŷch chi'n poeni amdanyn nhw, neu rŷch chi'n teimlo bod angen mwy o ffocws neu fwy o bwyslais arnyn nhw o fewn y strategaeth, y glasbrint. Rŷn ni, wrth gwrs, fel pwyllgor, wedi clywed pryderon ynglŷn â'r ffocws yn y cynllun ar fenywod mudol sy'n profi trais domestig. Felly, ie, eisiau gofyn eich barn chi ar hynny.
English: Thank you. On that, I'm sure you're aware of the organisation of the units of equality and evidence, and race and disability. Have you had any input in terms of their key responsibilities?
Welsh: Diolch. Ar hynny, rŷch chi siŵr o fod yn ymwybodol am sefydliad yr unedau tystiolaeth cydraddoldeb hil ac anabledd. Ydych chi wedi cael unrhyw fewnbwn o gwbl ar eu cyfrifoldebau neu nodau allweddol nhw?
English: Thank you. Yes, I was mentioning the units that are supposed to look at the data, in truth - to look at the need, as you mentioned earlier. You also mentioned, Yasmin - and I think Jo also mentioned - the need for a greater focus or maybe you're concerned that there has not been enough of a focus on children and young people as victims in the new VAWDASV strategy. What actions are you taking to help to tackle the lack of services? You mentioned, again, in the last answer, about the lack of urgent refuges and the lack of tailored support. And what action could we take to mitigate that?
Welsh: Diolch. Sôn oeddwn i am yr unedau yma sydd i fod i edrych ar y data, mewn gwirionedd, onid ŷn nhw - i edrych ar yr angen, fel gwnaethoch chi sôn yn gynharach. Gwnaethoch chi hefyd sôn, Yasmin - dwi'n credu bod Jo hefyd wedi sôn - am yr angen yna am fwy o ffocws neu efallai eich bod chi'n credu nad oes digon o ffocws wedi bod ar blant a phobl ifanc fel dioddefwyr yn y strategaeth VAWDASV newydd. Pam gamau ŷch chi'n eu cymryd i helpu i fynd i'r afael â'r prinder gwasanaethau? Gwnaethoch chi sôn, eto, fanna yn yr ateb diwethaf, ynglŷn â diffyg llochesi brys a gwasanaeth cymorth pwrpasol. A pha gamau, os o gwbl, y gallwn ni eu cymryd i liniaru ar hynny?
English: Welcome, all, to this Plenary meeting. The first item on our agenda this afternoon is questions to the First Minister, and the first question is from Janet Finch-Saunders.
Welsh: Croeso, bawb, i'r Cyfarfod Llawn hwn. Yr eitem gyntaf ar ein hagenda ni'r prynhawn yma yw'r cwestiynau i'r Prif Weinidog, ac mae'r cwestiwn cyntaf gan Janet Finch-Saunders.
English: Llywydd, the reform of building safety legislation has already started through the Welsh clauses in the Building Safety Act 2022. Consultation is currently taking place on further legislative changes, and primary legislation in this field is planned for this Senedd term.
Welsh: Llywydd, mae'r gwaith o ddiwygio deddfwriaeth diogelwch adeiladau eisoes wedi cychwyn ar ei daith drwy gymalau Cymru yn Neddf Diogelwch Adeiladau 2022. Ar hyn o bryd, mae ymgynghoriad yn cael ei gynnal ar newidiadau deddfwriaethol ychwanegol, ac mae deddfwriaeth sylfaenol yn y maes hwn wedi'i chynllunio ar gyfer tymor y Senedd hon.
English: Thank you. I recently met with the Welsh Cladiators, and they are very much in despair at what they consider to be a lack of progress made in Wales. Of course, First Minister, you'll know that there are approximately 163 buildings across Wales where residents are still living in fear. Now, I appreciate £375 million has been made available to tackle some building safety aspects, but some leasehold management companies are currently liable to pay for these works. Now, apparently, this is a direct contradiction to the Welsh Government policy. Now, in April, the UK Government Building Safety Act received Royal Assent, and, for example, section 122 and Schedule 8 contain protections for tenants in respect of costs connected with relevant defects and impose liabilities on landlords. Such protections of leaseholders are not available in Wales because we have not passed the building safety (Wales) Bill. So, will you allow leaseholders the same protections - obviously, when any legislation comes forward - as they have in England, by replicating sections 116 to 125 of the Building Safety Act? Thank you.
Welsh: Diolch. Cwrddais â'r Welsh Cladiators yn ddiweddar, ac maen nhw'n teimlo'n anobeithiol iawn ynghylch yr hyn y maen nhw'n ei ystyried yn ddiffyg cynnydd yma yng Nghymru. Wrth gwrs, Prif Weinidog, fe fyddwch chi'n gwybod bod tua 163 o adeiladau ledled Cymru lle mae trigolion yn dal i fyw mewn ofn. Nawr, rwy'n gwerthfawrogi bod £375 miliwn wedi'i ddarparu i fynd i'r afael â rhai agweddau ar ddiogelwch adeiladau, ond mae rhai cwmnïau rheoli lesddaliadau yn atebol i dalu am y gwaith hwn ar hyn o bryd. Nawr, mae'n debyg, bod hyn yn gwbl groes i bolisi Llywodraeth Cymru. Ym mis Ebrill, cafodd Deddf Diogelwch Adeiladau Llywodraeth y DU Gydsyniad Brenhinol, ac, er enghraifft, mae adran 122 ac Atodlen 8 yn cynnwys amddiffyniadau i denantiaid mewn cysylltiad â chostau sy'n gysylltiedig â diffygion perthnasol ac yn gosod rhwymedigaethau ar landlordiaid. Nid yw amddiffyniadau lesddeiliaid o'r fath ar gael yng Nghymru am nad ydym wedi pasio Bil Diogelwch Adeiladau (Cymru). Felly, a wnewch chi ganiatáu'r un amddiffyniadau i lesddeiliaid - yn amlwg, pan fydd unrhyw ddeddfwriaeth yn cael ei chyflwyno - ag sydd ganddynt yn Lloegr, drwy efelychu adrannau 116 i 125 o'r Ddeddf Diogelwch Adeiladau? Diolch.
English: First Minister, this Senedd has the capacity to pass emergency legislation and legislation passed quickly. Now, an example of emergency legislation was the Agricultural Sector (Wales) Act 2014, and emergency procedures for the single-use plastic Bill. The argument for the use of the legislative consent motion process for buildings safety was that it would be quicker than legislating here in the Senedd. However, more than five and a half years since Grenfell, many people, living just a stone's throw from this building, are still living in fear in their homes. Why doesn't this Government, therefore, use the processes that the Senedd has to bring this nightmare to an end for thousands upon thousands of people?
Welsh: Brif Weinidog, mae'r gallu gan y Senedd hon i basio deddfwriaeth frys a deddfwriaeth trwy weithdrefnau carlam. Enghraifft o'r ddeddfwriaeth frys oedd Deddf Sector Amaethyddol (Cymru) 2014, a gweithdrefnau carlam i'r Bil plastig untro. Y ddadl a ddefnyddiwyd dros ddefnyddio proses y legislative consent motion ar gyfer diogelwch adeiladau oedd ei bod hi'n gynt na deddfu yma yn y Senedd. Ond, serch hynny, dros bum mlynedd a hanner ers Grenfell, mae nifer o bobl, sy'n byw nid nepell o'r lle hwn, yn dal i fyw mewn ofn yn eu cartrefi. Pam, felly, dyw'r Llywodraeth yma ddim yn defnyddio'r prosesau sydd gan y Senedd hon er mwyn dod â'r hunllef yma i ben i filoedd ar filoedd o bobl?
English: Llywydd, it is important, as I explained, to keep the two issues separate. When we're talking about legislation, we're not talking about what we are doing for people in the current situation; that is responded to through the funding that we have allocated and put on the table and the system that is currently ongoing. That doesn't depend on a change to the law. We are changing the legislation for the future, to create a new system to help people to avoid the problems that some people are currently facing. We have drawn down powers, as I said. I know that Plaid Cymru opposes every time we do that. So we have drawn down powers to Wales, when we had an opportunity to do that. We are going to legislate during this term, and, in the meantime, for those people who are suffering today, because of the problems that have arisen already, we are dealing with those issues with the funding and with the work that is currently being done.
Welsh: Llywydd, mae'n bwysig, fel esboniais i, i gadw'r ddau beth ar wahân. Pan fyddwn ni'n siarad am ddeddfu, dydyn ni ddim yn siarad am beth rŷn ni'n ei wneud i bobl sydd yn y sefyllfa bresennol; rydym yn ymateb i hwnna drwy'r arian rŷn ni wedi ei roi ar y bwrdd a'r system sydd yn mynd ymlaen nawr. Dydy hwnna ddim yn dibynnu ar newid y gyfraith. Rŷn ni'n newid y gyfraith ar gyfer y dyfodol, i greu system newydd i helpu pobl i osgoi'r problemau mae rhai pobl yn eu hwynebu ar hyn o bryd. Rŷn ni wedi cymryd pwerau, fe dywedais i. Dwi'n gwybod bod Plaid Cymru yn gwrthwynebu bob tro rŷn ni'n gwneud hynny. So rŷn ni wedi tynnu pwerau i Gymru, pan oedd cyfle i wneud e. Rŷn ni'n mynd i ddeddfu yn y tymor hwn, ac, yn y cyfamser, i bobl sy'n dioddef heddiw, achos problemau sydd wedi codi yn barod, rŷn ni'n delio gyda hwnna gyda'r arian a gyda'r gwaith sydd ar y gweill ar hyn o bryd.
English: Llywydd, I thank Ken Skates for that question. The recent turmoil in UK financial markets, for which the UK Government's fiscal statement was the catalyst, has increased the cost of borrowing for Government, businesses and ordinary citizens. It will damage growth, worsen the public finances and make life harder for borrowers, including homebuyers.
Welsh: Llywydd, diolch i Ken Skates am y cwestiwn yna. Mae'r aflonyddwch diweddar ym marchnadoedd ariannol y DU, a datganiad cyllidol Llywodraeth y DU yn gatalydd, wedi cynyddu cost benthyca i'r Llywodraeth, busnesau a dinasyddion cyffredin. Bydd yn niweidio twf, yn gwaethygu'r cyllid cyhoeddus ac yn gwneud bywyd yn anoddach i fenthycwyr, gan gynnwys prynwyr tai.
English: Thank you, First Minister. Of course, the fourth Chancellor in as many months has now buried Trussonomics and u-turned on pretty much the entire mini-budget, but, as you outlined, the effects of steering the economy like a bumper car will have devastating consequences: higher taxes, higher inflation, high mortgage rates. Is it fair that the people of Wales and the people of the UK are being treated like experimental guinea pigs by the Conservatives?
Welsh: Diolch. Wrth gwrs, mae'r pedwerydd Canghellor, yn yr un faint o fisoedd, bellach wedi claddu Trussonomics ac wedi gwneud tro pedol o ran y gyllideb fach gyfan fwy neu lai, ond, fel yr amlinelloch chi, bydd effeithiau llywio'r economi fel car bympar yn arwain at ganlyniadau dinistriol: trethi uwch, chwyddiant uwch, cyfraddau morgais uchel. Ydy hi'n deg bod pobl Cymru a phobl y DU yn cael eu trin fel testun arbrawf gan y Ceidwadwyr?
English: As the First Minister is aware, liability-driven investments use the equity in pension funds to borrow money. This borrowed money is then used to buy gilts, which in turn deliver fixed-rate interest over a set period. The major risk, however, is that if interest rates rapidly rise on gilts, as they have now, then pension funds have to acquire larger amounts of collateral to cover the money that they've borrowed, which leads them to sell their assets, including gilts. This is problematic when there is no buyer, as was the recent case when the United States issued an eye-watering $0.25 trillion for sale just over a week ago, which attracted investors who would normally have bought from the UK market. As the First Minister may remember, in his first budget in 1997, and despite warnings from the pension industry, Gordon Brown removed pension dividend tax credits from pension funds, the consequences of which are still felt today - [ Interruption.]
Welsh: Fel y mae'r Prif Weinidog yn ymwybodol ohono, mae buddsoddiadau ar sail rhwymedigaeth yn defnyddio'r ecwiti mewn cronfeydd pensiwn i fenthyg arian. Yna, defnyddir yr arian hwn a fenthycwyd i brynu giltiau, sydd yn eu tro yn darparu llog cyfradd sefydlog dros gyfnod penodol. Y risg fawr, fodd bynnag, yw hyn, os bydd cyfraddau llog yn codi'n gyflym ar giltiau, fel sydd wedi digwydd nawr, yna mae'n rhaid i gronfeydd pensiwn gaffael symiau mwy o sicrwydd cyfochrog i dalu am yr arian y maen nhw wedi'i fenthyg, sy'n eu harwain i werthu eu hasedau, gan gynnwys giltiau. Mae hyn yn broblematig pan nad oes prynwr, fel yn yr achos diweddar pan gyhoeddodd yr Unol Daleithiau bod $0.25 triliwn ar werth ychydig dros wythnos yn ôl, ac a ddenodd buddsoddwyr a fyddai fel arfer wedi prynu o farchnad y DU. Fel y cofia'r Prif Weinidog, yn ei gyllideb gyntaf yn 1997, ac er gwaethaf rhybuddion gan y diwydiant pensiwn, tynnodd Gordon Brown gredydau treth difidend pensiwn o gronfeydd pensiwn, ac mae'r canlyniadau'n cael eu teimlo hyd heddiw - [ Torri ar draws. ]
English: We're going to have to listen in some quiet, so the First Minister can hear the question.
Welsh: Bydd rhaid i ni wrando mewn rhywfaint o dawelwch, fel y gall y Prif Weinidog glywed y cwestiwn.
English: Thank you, Llywydd. This drastically impacted the finances of many pension funds and has ultimately led to the over-reliant use of LDIs by desperate pension schemes aiming to make up the shortfalls that they've continually suffered since then. In the frantic attempt to raise revenue, this financial legacy of the last UK Labour Government has seen pension funds seek riskier and riskier borrowing - [ Interruption.]
Welsh: Diolch, Llywydd. Effeithiodd hyn yn sylweddol ar gyllid llawer o gronfeydd pensiwn ac yn y pen draw mae wedi arwain at y defnydd gor-ddibynnol o fuddsoddi ar sail rhwymedigaeth gan gynlluniau pensiwn mewn anobaith yn ceisio gwneud iawn am y diffygion y maen nhw wedi'u dioddef yn barhaus ers hynny. Mewn ymgais wyllt i godi refeniw, mae gwaddol ariannol Llywodraeth Lafur ddiwethaf y DU wedi gweld cronfeydd pensiwn yn ceisio benthyca gyda mwy a mwy o risg - [ Torri ar draws. ]
English: Let the Member come to his question, and I'm sure he's going to very, very quickly.
Welsh: Gadewch i'r Aelod ddod at ei gwestiwn, ac rwy'n siŵr y bydd e' yn gyflym iawn, iawn.