English: I thank my colleague for that intervention, and you're absolutely right - the exponential growth of that debt adds to the real weight on that particular family. The second idea, again, possibly seen as a socialist, utopian idea, is one of universal basic income, and I do welcome the Labour Government's commitment to this. But I would also like to see it going further and extend it to beyond the care leavers plus arrangement that's being proposed. Universal basic income is this generation's national health service. And like the NHS in 1946, when Winston Churchill's Tories voted against it 21 times, we still see continued resistance to universal basic income being enshrined in order to give everybody the opportunity of a basic income level, which makes sure that they can feed their children, which makes sure that they can heat their homes, which makes sure that they have got a life which is about dignity. Churchill said in 1946 that the NHS was a first step to Britain becoming a national-socialist economy. The universal basic income that's been proposed is actually one that I would implore again everybody to listen to, everybody to learn about. Before you condemn it, look at the evidence and see how it really addresses poverty. To conclude, I would like to see many ideas adopted in order to support people that are in debt. We cannot continue to go on like this. And the pandemic, as we have seen and heard, has put even more people into that position. I support this motion, I want to see the Welsh Government take this forward, and I also would just like to finish with a word about the Conservative Government in London, which, in my view, has put even more people into debt through the withdrawal of the £20 uplift to the universal credit. Please support this motion.
Welsh: Diolch i fy nghyd-Aelod am yr ymyriad hwnnw, ac rydych yn llygad eich lle - mae twf esbonyddol y ddyled yn ychwanegu at y pwysau gwirioneddol ar y teulu penodol hwnnw. Yr ail syniad, unwaith eto, y gellir ei ystyried o bosibl yn syniad sosialaidd, iwtopaidd, yw incwm sylfaenol cyffredinol, ac rwy'n croesawu ymrwymiad y Llywodraeth Lafur i hyn. Ond hoffwn hefyd ei gweld yn mynd ymhellach ac yn ei ymestyn y tu hwnt i'r trefniant arfaethedig ar gyfer pobl sy'n gadael gofal. Incwm sylfaenol cyffredinol yw gwasanaeth iechyd gwladol y genhedlaeth hon. Ac fel y GIG ym 1946, pan bleidleisiodd Torïaid Winston Churchill yn ei erbyn 21 gwaith, rydym yn dal i weld gwrthwynebiad parhaus i sefydlu incwm sylfaenol cyffredinol er mwyn rhoi cyfle i bawb gael lefel incwm sylfaenol, sy'n sicrhau y gallant fwydo eu plant, sy'n sicrhau y gallant wresogi eu cartrefi, sy'n sicrhau urddas iddynt yn eu bywydau. Dywedodd Churchill ym 1946 mai GIG oedd y cam cyntaf i Brydain ddod yn economi sosialaidd genedlaethol. Mae'r incwm sylfaenol cyffredinol sydd wedi'i argymell yn un y byddwn yn erfyn eto ar bawb i wrando arno, pawb i ddysgu amdano. Cyn i chi ei gondemnio, edrychwch ar y dystiolaeth i weld sut y mae'n mynd i'r afael o ddifrif â thlodi. I gloi, hoffwn weld llawer o syniadau'n cael eu mabwysiadu i gefnogi pobl sydd mewn dyled. Ni allwn barhau fel hyn. Ac mae'r pandemig, fel rydym wedi'i weld a'i glywed, wedi rhoi hyd yn oed mwy o bobl yn y sefyllfa hon. Rwy'n cefnogi'r cynnig hwn, rwyf eisiau gweld Llywodraeth Cymru yn bwrw ymlaen â hyn, a hoffwn gloi hefyd gyda gair am y Llywodraeth Geidwadol yn Llundain, sydd, yn fy marn i, wedi rhoi mwy fyth o bobl mewn dyled drwy ddiddymu'r ychwanegiad o £20 i'r credyd cynhwysol. Cefnogwch y cynnig hwn os gwelwch yn dda.