English: I acknowledge that the right to buy has been very important for many, many families, particularly those who have a child with a disability and who worry about what's going to happen to that person when they die. Enabling them to leave them their home does provide some security for that individual who may be vulnerable and unable to earn their own living. So, I'm not ideologically opposed to the right to buy, but I think that the combination of the right to buy and the failure to replace the housing stock has led to a perfect storm. And that is why we need to take this measure. Because there wouldn't have been a problem if the receipts from the right to buy had been ploughed back by the Treasury into local authorities to enable them to replace the stock, obviously including the discount, which was pretty substantial at the very beginning, and had it also been accompanied by the building of private houses as well, but the opposite was the case: the private house builders have been sitting on their hands and simply failing to build the quality, affordable new homes that people need. This, in particular, for young people has meant an absolute storm. Because if you don't have a child you're not eligible for social housing, they are pushed into the private rented sector and it is so overpriced that they are simply unable to save the money to get a deposit. People put up with this while they don't have children, particularly students - they put up with terrible housing conditions - because they think, 'Well, this is temporary and I'll be moving on next year', but once you start having children it's absolutely desperate, because it means that your children can never establish the security of being able to continue to go to the same school. They can be moved on year after year, and they have absolutely no security of tenure. So, I absolutely agree that we need to build a great deal more homes, but I know that the Cabinet Secretary is having huge difficulty achieving the challenging targets that have already been set. If, David Melding, you had access to the magic money tree that Theresa May has, then maybe we could all be building more homes, and that is what we would like to do - both private and social housing. I just want to finally say that, if we hadn't been planning to do this measure we would certainly have needed to do so after the Grenfell fire because I think the Grenfell fire changes everything. I think that the behaviour of many local authorities in London who have been exporting the poor at a rate that is extraordinary, particularly those local authorities who decided to demolish housing estates to make way for new private sector developments, is completely unacceptable and will need to be put a stop to. I confidently predict that all local authorities will have an obligation to plan for and meet the social housing needs of their populations. But, for now, we couldn't, I don't think, go on allowing stock to fall outside the social sector at almost the same rate at which we plan to build. Therefore, it was completely correct -
Welsh: Rwy'n cydnabod y bu'r hawl i brynu yn bwysig iawn i lawer iawn o deuluoedd, yn enwedig y rhai hynny sydd â phlentyn ag anabledd ac sy'n poeni am yr hyn sy'n mynd i ddigwydd i'r plentyn pan fyddant yn marw. Mae eu galluogi nhw i adael eu cartref iddo yn rhoi rhywfaint o sicrwydd i'r unigolyn hwnnw a allai fod yn agored i niwed ac yn methu ag ennill ei fywoliaeth ei hun. Felly, nid wyf yn wrthwynebus yn ideolegol i'r hawl i brynu, ond credaf fod y cyfuniad o'r hawl i brynu a'r methiant i adeiladu tai newydd yn lle'r stoc tai hwnnw wedi arwain at gyfuniad o amgylchiadau sydd wedi gwaethygu'r sefyllfa. A dyna pam mae angen i ni gymryd y cam hwn. Oherwydd ni fyddai wedi bod yn broblem pe byddai'r derbyniadau o'r cynllun hawl i brynu wedi eu hailfuddsoddi gan y Trysorlys yn yr awdurdodau lleol i'w galluogi i adeiladu tai newydd i greu stoc newydd, gan gynnwys y gostyngiad yn amlwg, a oedd yn eithaf sylweddol ar y dechrau, a phe byddai wedi cyd-fynd ag adeiladu tai preifat hefyd, ond y gwrthwyneb a ddigwyddodd: mae'r adeiladwyr tai preifat wedi bod yn gwneud dim ac wedi methu ag adeiladu'r cartrefi newydd fforddiadwy o ansawdd da sydd eu hangen ar bobl. Mae hyn, yn arbennig i bobl ifanc, wedi creu sefyll ofnadwy. Oherwydd, os nad oes gennych chi blentyn nid ydych chi'n gymwys ar gyfer tai cymdeithasol, ac felly maent yn cael eu gwthio i'r sector rhentu preifat a chan fod y prisiau mor uchel nid ydynt yn gallu cynilo arian ar gyfer blaendal. Mae pobl yn goddef hyn pan nad oes ganddyn nhw blant, yn enwedig myfyrwyr - maent yn goddef tai mewn cyflwr ofnadwy - oherwydd eu bod yn meddwl, 'Wel, dros dro yw hyn a byddaf yn symud ymlaen y flwyddyn nesaf', ond ar ôl i chi ddechrau cael plant mae'n hollol anobeithiol, oherwydd mae'n golygu na all eich plant byth fod yn siŵr y gallant barhau i fynd i'r un ysgol. Gallant gael eu symud ymlaen flwyddyn ar ôl blwyddyn, ac nid oes ganddynt unrhyw sicrwydd deiliadaeth o gwbl. Felly, cytunaf yn llwyr fod angen inni adeiladu llawer iawn mwy o gartrefi, ond gwn fod Ysgrifennydd y Cabinet yn cael anhawster mawr i gyrraedd y targedau heriol sydd eisoes wedi eu pennu. Pe byddech chi, David Melding, yn gallu mynd at y goeden arian hud sydd gan Theresa May, yna efallai y gallem ni i gyd fod yn adeiladu mwy o gartrefi, a dyna beth y byddem ni'n hoffi ei wneud - tai preifat a chymdeithasol. Hoffwn ddweud i gloi, pe na fyddem ni eisoes wedi bod yn bwriadu cymryd y cam hwn byddem yn sicr wedi bod angen gwneud hynny ar ôl tân Grenfell oherwydd rwy'n meddwl bod tân Grenfell yn newid popeth. Rwy'n credu bod ymddygiad llawer o awdurdodau lleol yn Llundain, sydd wedi bod yn allforio'r bobl dlawd ar gyfradd ryfeddol, yn enwedig yr awdurdodau lleol hynny a benderfynodd ddymchwel ystadau tai i wneud lle ar gyfer datblygiadau newydd yn y sector preifat, yn gwbl annerbyniol a bydd angen rhoi diwedd ar hynny. Rwy'n rhagweld yn hyderus y bydd rhwymedigaeth ar bob awdurdod lleol i gynllunio ar gyfer anghenion tai cymdeithasol eu poblogaethau a'u diwallu. Ond, am y tro, ni allwn, rwy'n credu, barhau i ganiatáu i'r stoc fynd y tu allan i'r sector cymdeithasol ar bron yr un gyfradd ag yr ydym yn bwriadu adeiladu. Felly, yr oedd yn gwbl iawn -