English: I welcome that intervention. I'll just finish the thought I was having, which was basically I'm keen to ensure community-led housing groups can access capital funding of whatever sort. So, if you're aware of groups that want capital funding of that sort, even if we haven't got a bespoke fund, it's worth getting in touch, because I'm very keen to support them in partnership with an RSL or not, or the local authority or whatever. On that particular point, actually, I'm looking at domain regulations. So, I've recently said in this Chamber that I'm looking at reviewing the regulatory regime for RSLs, and one of the things that I'm also looking to do there is have what's called, 'domain regulations', so that's regulation of tenant participation and voice across social housing. So, that's not the governance and financial controls, because obviously they're very different in a local authority, but it is the tenant voice, effectively. So, I just reiterate that we are looking at that. We've also had the Communities Creating Homes programme undertaking independent research into the wider benefits of living in co-operative or community-led housing, and I'm due to launch the findings of that report on 7 November. I look forward to hearing about the wider benefits individuals feel they gain from living in community-led housing associations. I have heard them personally as well in, actually, one of the examples that Dawn talked about. So, I've got no doubt that community-led housing must be a part of the solution to the housing crisis we face in Wales. I do believe in truly sustainable communities of mixed tenure, where land sites in public and private ownership are used to build the right homes to meet the need that exists. That does mean sites should have a greater proportion of affordable housing than is often the case at the moment, and it also means that it should not be immediately obvious which homes are privately owned and which are affordable homes on one housing development. I cannot say often enough that I do not want to see the kind of division between communities which is neither necessary nor helpful that arises when you corral social housing into one bit of a development. All types of community-led housing can help us in achieving sustainable communities. We can explore alternative solutions for wider Government priorities. For example, when I met with the Wales Co-operative Centre back in March, I challenged them to explore how community-led housing can be part of an innovative community approach to leaseholder management fees. So, you've mentioned a small part of that in the example you said - it's gone out of my head. Taf Fechan, wasn't it? And I think community-led housing can also be part of a town-centre-regeneration approach to include mixed-used properties. So, this business about how you control who has what part of the lease can be done on a co-operative basis. And I think that is one of the solutions that we'd like to look at. So, I'll just conclude by reiterating my call to Members that many of us share the same aspirations for housing in general, and broad support for the co-operative and community-led housing movement in Wales, and I'm very open to working with all Members on this agenda to better support those solutions. Diolch.
Welsh: Rwy'n croesawu'r ymyriad. Rwyf am orffen y pwynt oedd yn fy meddwl, sef fy mod yn awyddus yn y bôn i sicrhau bod grwpiau tai dan arweiniad y gymuned yn gallu cael gafael ar gyllid cyfalaf o ba fath bynnag. Felly, os ydych chi'n ymwybodol o grwpiau sydd eisiau cyllid cyfalaf o'r math hwnnw, hyd yn oed os nad oes gennym gronfa bwrpasol, mae'n werth cysylltu, oherwydd rwy'n awyddus iawn i'w cefnogi mewn partneriaeth â landlord cymdeithasol cofrestredig neu beidio, neu'r awdurdod lleol neu beth bynnag. Ar y pwynt penodol hwnnw, rwy'n edrych ar reoliadau parth. Felly, rwyf wedi dweud yn ddiweddar yn y Siambr hon fy mod yn edrych ar adolygu'r drefn reoleiddio ar gyfer landlordiaid cymdeithasol cofrestredig, ac un o'r pethau rwyf hefyd yn bwriadu eu gwneud yn y fan honno yw cael yr hyn a elwir yn 'reoliadau parth', sef rheoleiddio cyfranogiad a llais tenantiaid ar draws y sector tai cymdeithasol. Nid y drefn lywodraethu a'r rheolaethau ariannol, oherwydd mae'n amlwg eu bod hwy'n wahanol iawn mewn awdurdod lleol, ond llais y tenant, i bob pwrpas. Felly, rwy'n ailadrodd ein bod yn edrych ar hynny. Hefyd, rydym wedi cael y rhaglen Cymunedau'n Creu Cartrefi yn gwneud ymchwil annibynnol i fanteision ehangach byw mewn tai cydweithredol neu dai dan arweiniad y gymuned, ac rwyf i fod i lansio canfyddiadau'r adroddiad hwnnw ar 7 Tachwedd. Edrychaf ymlaen at glywed am y manteision ehangach y mae unigolion yn teimlo y byddant yn eu hennill o fyw mewn cymdeithasau tai dan arweiniad y gymuned. Rwyf wedi eu clywed fy hun hefyd, mewn gwirionedd, yn un o'r enghreifftiau y siaradodd Dawn amdanynt. Felly, nid oes gennyf amheuaeth fod rhaid i dai dan arweiniad y gymuned fod yn rhan o'r ateb i'r argyfwng tai sy'n ein hwynebu yng Nghymru. Rwy'n credu mewn cymunedau gwirioneddol gynaliadwy sy'n cynnwys deiliadaeth gymysg, lle defnyddir safleoedd tir sy'n eiddo cyhoeddus a phreifat i adeiladu'r cartrefi iawn i ateb yr angen sy'n bodoli. Golyga hynny y dylai safleoedd gael cyfran fwy o dai fforddiadwy nag sy'n digwydd yn aml ar hyn o bryd, ac mae hefyd yn golygu na ddylai fod yn amlwg ar unwaith pa gartrefi sydd mewn perchnogaeth breifat a pha rai sy'n dai fforddiadwy ar un datblygiad tai. Ni allaf ddweud yn ddigon aml nad wyf am weld y math o raniad rhwng cymunedau sy'n ddiangen a di-fudd fel sy'n digwydd pan fyddwch yn corlannu tai cymdeithasol mewn un rhan o ddatblygiad. Gall pob math o dai dan arweiniad y gymuned ein helpu i sicrhau cymunedau cynaliadwy. Gallwn archwilio atebion amgen ar gyfer blaenoriaethau ehangach y Llywodraeth. Er enghraifft, pan gyfarfûm â Chanolfan Cydweithredol Cymru yn ôl ym mis Mawrth, fe'u heriais i archwilio sut y gall tai dan arweiniad y gymuned fod yn rhan o ddull cymunedol arloesol o ymdrin â ffioedd rheoli lesddeiliaid. Rydych wedi sôn am ran fach o hynny yn yr enghraifft a nodoch - mae wedi mynd o fy mhen. Taf Fechan, onid e? Ac rwy'n credu y gall tai dan arweiniad y gymuned fod yn rhan o ddull adfywio canol trefi hefyd i gynnwys eiddo defnydd cymysg. Felly, gellir gwneud y mater hwn ynglŷn â sut i reoli pwy sydd â pha ran o'r brydles ar sail gydweithredol. Ac rwy'n credu mai dyna un o'r atebion yr hoffem edrych arnynt. Felly rwyf am orffen drwy ailadrodd fy ngalwad i'r Aelodau fod llawer ohonom yn rhannu'r un dyheadau ar gyfer tai yn gyffredinol, a cheir cefnogaeth eang i'r mudiad tai cydweithredol a dan arweiniad y gymuned yng Nghymru, ac rwy'n agored iawn i weithio gyda phob Aelod ar yr agenda hon i gefnogi'r atebion hynny'n well. Diolch.