English: Now, the Welsh economy could be particularly affected because of the prevalence of manufacturing and the prominence of the automotive, aviation and tourism sectors. As well as this, workers will be affected in many respects, ranging from employee illness and isolation to looking after children who may not be able to attend school. Areas of the economy where home-working is not possible will face a significant challenge. We welcome the action taken by the Bank of England. However, the scope for monetary policy levers to help is limited, not least because interest rates were already at a very low level. The scale of this challenge is now so large and so urgent that only a massive fiscal policy intervention by the UK Government can help businesses and individuals bear the burden of what is to come. Furthermore, a response co-ordinated with other major economies is now urgent and likely to be far more effective in reducing uncertainty and maintaining consumer and business confidence than countries taking individual actions. Avoiding a major recession and long-term structural damage to our economy should be the UK Government's major economic priority. That requires a genuine, four-nation approach to supporting the economy, and the lack of information from the UK Government is currently hampering this effort. As devolved Governments, we will play our part in helping to utilise that significant fiscal stimulus in the most effective way. Collectively, we need to find a way to hibernate viable businesses affected by this crisis; protect vital support chains and supply chains and give individuals impacted by this outbreak the financial support they need to get through it. That was very much the ask I made of the UK Government during my discussion with the Secretary of State for Business, Energy and Industrial Strategy this morning and in the letter that the First Minister sent to the UK Government earlier today. The UK Government needs to work with the Bank of England to ensure that the banking system has the required amount of funding in place, and the level of flexibility needed to ensure the survival of viable businesses experiencing cash-flow problems. I'll be stressing in my meeting with banks here in Wales the need to ensure that liquidity is available. On statutory sick pay, the UK Government is bringing forward legislation to allow small and medium-sized businesses and employers to reclaim statutory sick pay paid for sickness absence due to COVID-19. This will be available to businesses in Wales and we will work with partners to ensure that employers over the coming months set up the right repayment mechanisms as soon as possible. Now, I strongly urge the UK Government to use this system to support the most economically exposed and vulnerable individuals. The UK Government announced a temporary coronavirus business interruption loan scheme to be delivered by the British Business Bank. This will be available to businesses in Wales via the British Business Bank. A Time To Pay scheme has also been announced whereby all businesses and self-employed people in financial distress and with outstanding tax liabilities may be eligible to receive support with their tax affairs through HMRC's Time To Pay service. This is also available to businesses in Wales. Our transport providers are also facing incredibly difficult challenges. I have been holding urgent conversations with senior figures across the industry as fewer fares are putting significant pressure on the finances of our major rail, bus and airport services. I have spoken a number of times to the chief executive of Transport for Wales. Now, across the UK, including in Wales, rail passenger numbers have fallen by up to 18 per cent on certain lines already. Elsewhere, Network Rail has launched a survey of its suppliers over fears of material shortages due to the coronavirus. Despite the economic impact, all our operators are continuing to follow the most up-to-date guidance from the public health authorities and industry bodies. Contingency plans are in place and TfW are examining future mitigations such as staffing and stocking, as well as issuing additional sanitizer and personnel protective equipment, and reviewing cleaning regimes. Now, regular advice is issued to passengers, including the 'catch it, bin it, kill it' campaign, by displaying posters at key stations and sending out messages through Twitter and other social media channels. A cross-industry action team has been stood up with daily communications to ensure that they are ready to respond if the situation changes, including planning for a range of different scenarios. The same can be said for the bus industry, with additional cleaning of buses and regular reminders to staff about hygiene good practice and additional cleaning materials, such as personal hand sanitizer, has been issued for front-line employees, depots and work areas. Officials have met with the bus industry group, and I spoke with senior figures from the industry yesterday. In terms of Cardiff Airport, I spoke to the chief executive officer and her team over the weekend, and my officials continue to be in close contact through this week. The demise of Flybe left a 5.6 per cent gap in its revenue, and this crisis will severely test the sustainability of all airports across the world as the number of flights decline sharply. In recent times, however, Cardiff Airport has diversified its business base and carries less debt into this crisis than many of its UK neighbours. However, as in other sectors, we should be under no illusion about the scale of the challenge ahead. Tui has said that it will suspend the majority of its operations, and there may be other operators taking the same action in the coming weeks. My thoughts are, obviously, with those affected employees and passengers who have had their travel plans disrupted. I'll remain in regular contact with Cardiff Airport and the Department for Transport on aviation and other visitor-related issues. I hope that this statement assures Assembly Members that we are doing all we can to protect the Welsh economy and limit the impact on individuals and businesses across the length and breadth of Wales. When the worst of this crisis is over, we must soon look to the future - to the fairer, more compassionate and more equal economy that we need to build. As a Welsh Government, we will play our full part in that work.
Welsh: Nawr, fe allai hyn effeithio yn arbennig ar economi Cymru oherwydd y nifer uchel sydd gennym o swyddi gweithgynhyrchu ac amlygrwydd y sectorau modurol, hedfan a thwristiaeth. Yn ogystal â hyn, fe fydd y sefyllfa'n effeithio ar y gweithwyr mewn sawl ffordd, gan amrywio o salwch gweithwyr ac ynysu hyd at ofalu am blant nad ydyn nhw'n gallu mynd i'r ysgol efallai. Fe fydd rhai meysydd yn yr economi, lle nad oes modd i bobl weithio o gartref, yn wynebu her sylweddol. Rydym yn croesawu'r camau a gymerwyd gan Fanc Lloegr. Er hynny, prin yw'r cyfle i gael ysgogiadau polisi ariannol i helpu, yn arbennig felly gan fod y cyfraddau llog ar lefel isel iawn eisoes. Mae maint yr her hon bellach mor fawr ac yn fater o gymaint o frys fel mai dim ond ymyriad polisi cyllidol enfawr gan Lywodraeth y DU all helpu busnesau ac unigolion i ysgwyddo baich yr hyn sydd i ddod. At hynny, mae ymateb sydd wedi'i chydlynu ag economïau mawr eraill yn fater o frys bellach ac yn debygol o fod yn llawer mwy effeithiol i leihau ansicrwydd a chynnal hyder defnyddwyr a busnes na chael gwledydd yn gweithredu ar eu pennau eu hunain. Y brif flaenoriaeth economaidd i Lywodraeth y DU yw osgoi dirwasgiad mawr a difrod strwythurol hirdymor i'n heconomi ni. Mae hynny'n gofyn am ddull diffuant, gan y pedair gwlad, o gefnogi'r economi, ac mae'r diffyg gwybodaeth o du Lywodraeth y DU yn llesteirio'r ymdrech hon ar hyn o bryd. Fel Llywodraethau datganoledig, fe fyddwn ni'n gwneud ein rhan i helpu i ddefnyddio'r ysgogiad cyllid sylweddol hwnnw yn y ffordd fwyaf effeithiol. Gyda'n gilydd, mae angen inni ddod o hyd i ffordd o roi seibiant i fusnesau hyfyw yr effeithir arnyn nhw gan yr argyfwng hwn; ac amddiffyn cadwyni cymorth hanfodol a chadwyni cyflenwi a rhoi'r cymorth ariannol sydd ei angen ar yr unigolion y mae'r achosion hyn yn effeithio arnynt er mwyn eu galluogi i ddod trwyddi. Dyna'n union a ofynnais i Lywodraeth y DU yn ystod fy nhrafodaeth i â'r Ysgrifennydd Gwladol Busnes, Ynni a Strategaeth Ddiwydiannol y bore yma ac yn y llythyr a anfonodd y Prif Weinidog at Lywodraeth y DU yn gynharach heddiw. Mae angen i Lywodraeth y DU weithio gyda Banc Lloegr i sicrhau bod y swm gofynnol o arian yn cael ei roi i'r system fancio, a'r lefel o hyblygrwydd sydd ei hangen i sicrhau bod busnesau hyfyw sy'n wynebu problemau llif arian yn goroesi. Fe fyddaf i'n pwysleisio yn fy nghyfarfod i â'r banciau yma yng Nghymru yr angen i sicrhau bod yr hylifedd ariannol ar gael. O ran tâl salwch statudol, mae Llywodraeth y DU yn cyflwyno deddfwriaeth i alluogi busnesau bach a chanolig a chyflogwyr i adfachu tâl salwch statudol a dalwyd am absenoldeb oherwydd salwch o ganlyniad i COVID-19. Fe fydd hwn ar gael i fusnesau yng Nghymru ac fe fyddwn ni'n gweithio gyda phartneriaid i sicrhau bod cyflogwyr yn sefydlu'r mecanweithiau ad-dalu cywir dros y misoedd nesaf a hynny cyn gynted ag y bo modd. Nawr, rwy'n annog Llywodraeth y DU yn gryf i ddefnyddio'r system hon i gefnogi'r unigolion mwyaf bregus a diamddiffyn yn economaidd. Cyhoeddodd Llywodraeth y DU gynllun dros dro, sef cynllun benthyciadau ymyrraeth busnes i'w gyflenwi gan Fanc Busnes Prydain. Fe fydd hwn ar gael i fusnesau yng Nghymru drwy gyfrwng Banc Busnes Prydain. Cafodd cynllun Amser i Dalu ei gyhoeddi hefyd sy'n golygu y gall pob busnes a phobl hunangyflogedig sydd mewn trafferthion ariannol a chyda rhwymedigaethau treth dyledus fod yn gymwys i dderbyn cymorth gyda'u materion treth drwy wasanaeth Amser i Dalu Cyllid a Thollau ei Mawrhydi. Mae hwn ar gael i fusnesau yng Nghymru hefyd. Mae ein darparwyr trafnidiaeth yn wynebu heriau hynod anodd hefyd. Rwyf wedi bod yn cynnal sgyrsiau brys gyda phenaethiaid yn y diwydiant gan fod llai o deithio'n rhoi pwysau sylweddol ar gyllid ein gwasanaethau rheilffordd, bws a meysydd awyr mawr. Rwyf wedi siarad sawl gwaith â phrif weithredwr Trafnidiaeth Cymru. Erbyn hyn, ledled y DU, gan gynnwys Cymru, mae nifer y teithwyr rheilffordd wedi gostwng hyd at 18 y cant ar rai llinellau eisoes. Mewn mannau eraill, mae Network Rail wedi lansio arolwg o'i gyflenwyr oherwydd pryderon ynglŷn â phrinder defnyddiau oherwydd y coronafeirws. Er gwaethaf yr effaith economaidd, mae ein gweithredwyr ni i gyd yn parhau i ddilyn y canllawiau diweddaraf gan yr awdurdodau iechyd cyhoeddus a chyrff y diwydiant. Fe gafodd cynlluniau wrth gefn eu sefydlu ac mae Trafnidiaeth Cymru yn archwilio trefniadau lliniaru ar gyfer y dyfodol fel staffio a stocio, yn ogystal â dosbarthu offer diheintio ac offer ychwanegol i ddiogelu personél, ac adolygu gweithdrefnau glanhau. Nawr, fe roddir cyngor i deithwyr yn rheolaidd, gan gynnwys yr ymgyrch 'Daliwch e, biniwch e, lladdwch e', drwy arddangos posteri mewn prif orsafoedd ac anfon negeseuon drwy Trydar a sianelau eraill o'r cyfryngau cymdeithasol. Mae tîm gweithredu traws-ddiwydiant wedi ei sefydlu i gyfathrebu'n ddyddiol i sicrhau eu bod yn barod i ymateb pe byddai'r sefyllfa'n newid, gan gynnwys cynllunio ar gyfer ystod o wahanol senarios. Fe ellir dweud yr un peth am y diwydiant bysiau, gyda mwy o lanhau ar fysiau a chyhoeddiadau rheolaidd i atgoffa staff am arferion da o ran hylendid i atgoffa'r staff a deunyddiau glanhau ychwanegol, pethau fel potel o hylif i lanhau dwylo, ar gyfer gweithwyr rheng flaen, depos ac ardaloedd gweithio. Mae swyddogion wedi cyfarfod â grŵp y diwydiant bysiau, ac fe siaradais i ag aelodau uwch y diwydiant ddoe. O ran maes awyr Caerdydd, fe siaradais i â'r Prif Swyddog Gweithredol a'i thîm dros y penwythnos, ac mae fy swyddogion i'n parhau i fod mewn cysylltiad agos drwy gydol yr wythnos hon. Fe adawodd methiant Flybe fwlch o 5.6 y cant yn ei refeniw, ac fe fydd yr argyfwng hwn yn rhoi prawf ar gynaliadwyedd pob maes awyr ledled y byd mewn ffordd sylweddol wrth i niferoedd y rhai sy'n hedfan ostwng yn enfawr. Yn ddiweddar, serch hynny, mae maes awyr Caerdydd wedi arallgyfeirio sail ei fusnes ac fe ddaw i gwrdd â'r argyfwng hwn â llai o ddyled na llawer o'i gymdogion yn y DU. Fodd bynnag, fel mewn sectorau eraill, ni ddylem fod dan unrhyw gamargraff o ran maint yr her sydd o'n blaenau ni. Mae Tui wedi dweud y bydd yn ymatal â'r rhan fwyaf o'i weithrediadau, ac efallai y bydd yna weithredwyr eraill yn cymryd yr un camau yn yr wythnosau nesaf. Yn amlwg, rwy'n meddwl am y gweithwyr a'r teithwyr hynny yr amharwyd ar eu trefniadau teithio. Fe fyddaf i'n dal i fod mewn cysylltiad cyson â maes awyr Caerdydd a'r adran drafnidiaeth ynglŷn â materion hedfan a materion eraill sy'n ymwneud ag ymwelwyr. Rwy'n gobeithio y bydd y datganiad hwn yn rhoi sicrwydd i Aelodau'r Senedd ein bod ni'n gwneud popeth o fewn ein gallu i ddiogelu economi Cymru a chyfyngu ar yr effaith ar unigolion a busnesau ledled Cymru. Pan ddaw'r gwaethaf o'r argyfwng hwn i ben, fe fydd yn rhaid inni edrych i'r dyfodol yn fuan - i'r economi decach, fwy tosturiol a mwy cyfartal sydd angen ei hadeiladu. Fel Llywodraeth Cymru, fe fyddwn yn chwarae rhan lawn yn y gwaith hwnnw.