English: No, I want to carry on, actually. It just applies to the hotels and B&Bs. The problem we have is essentially a lot of these issues go back to when council tax was introduced and there was a 50 per cent compulsory discount for second homes, and at that point, when business reliefs for small businesses were much smaller - both in Wales and England, they were the same at that time - there was a concern that second home owners were getting that 50 per cent discount instead of paying the business rates. That's now changed. We had this Order in 2010 - fine - but we updated it in 2016 and didn't take account of the changes that HMRC had made to the furnished holiday lettings regime announced at the end of 2010 and applicable for income tax from 2012 to 2013. And they made a very sensible change, which I think we should also make in Wales, and I'm perplexed as to why it hasn't been made and why Rebecca answered the question as she did earlier. Since HMRC looked at this and thought whether being let for 70 days actually was a commercial undertaking - if someone just had their second home, quite well-off, liked to have a second home, but would just let it out for 10 weeks just so they get the tax thing, was that a sufficient threshold? And they concluded 'no' and they said, 'Actually, you have to let out for at least 15 weeks', which is the 105 days. I think it's that bit we should be focusing on. It's very difficult to enforce on how much it's available for. It's very easy to say that it's available or to advertise it at a high rate, or someone asks and then you don't take the booking. How do the tax authorities know? Whereas, actually, the 10 or hopefully 15 weeks where you're renting it out to someone else as an occupation and you have to have income and payment to show it, that can be easily checked. So, what I would encourage Welsh Government to do - and I hope that Plaid Cymru would see this at least as an improvement on the status quo - is to adopt those HMRC rules for the furnished holiday lettings where they allow people to offset the interest and have other advantages that they don't allow to normal, longer term lettings.
Welsh: Na, rwyf am barhau, a dweud y gwir. Mae'n berthnasol i westai a gwely a brecwast yn unig. Y broblem sydd gennym yn y bôn yw fod llawer o'r materion hyn yn mynd yn ôl i'r adeg pan gyflwynwyd y dreth gyngor ac roedd gostyngiad gorfodol o 50 y cant ar gyfer ail gartrefi, ac ar y pryd, pan oedd rhyddhad ardrethi i fusnesau bach yn llai o lawer - yng Nghymru ac yn Lloegr, roeddent yr un fath bryd hynny - roedd pryder fod perchnogion ail gartrefi'n cael y disgownt o 50 y cant yn hytrach na thalu'r ardrethi busnes. Mae hynny wedi newid erbyn hyn. Cawsom y Gorchymyn hwn yn 2010 - iawn - ond fe wnaethom ei ddiweddaru yn 2016 ac ni wnaethom ystyried y newidiadau yr oedd CThEM wedi'u gwneud i'r drefn ar gyfer gosod eiddo gwyliau wedi'i ddodrefnu a gyhoeddwyd ar ddiwedd 2010 ac a oedd yn gymwys ar gyfer treth incwm o 2012 i 2013. Ac roeddent yn newidiadau synhwyrol iawn y credaf y dylem ninnau hefyd eu gwneud yng Nghymru, ac mae'n peri penbleth i mi pam nad yw wedi'i wneud a pham y gwnaeth Rebecca ateb y cwestiwn fel y gwnaeth yn gynharach. Ers i CThEM edrych ar hyn a meddwl a oedd gosod am 70 diwrnod yn ymgymeriad masnachol mewn gwirionedd - os oedd rhywun newydd gael eu hail gartref, rhywun eithaf cefnog, yn hoffi cael ail gartref, ond yn ei osod am 10 wythnos yn unig fel eu bod yn cael y peth treth, a oedd hwnnw'n drothwy digonol? A daethant i'r casgliad nad oedd, a dywedasant, 'Mewn gwirionedd, mae'n rhaid i chi ei osod am o leiaf 15 wythnos', sef y 105 diwrnod. Rwy'n credu mai ar hynny y dylem ganolbwyntio. Mae'n anodd iawn gosod gorfodaeth ar hyd yr amser y mae ar gael. Mae'n hawdd iawn dweud ei fod ar gael neu ei hysbysebu ar gyfradd uchel, neu fod rhywun yn gofyn ac nad ydych yn cymryd yr archeb. Sut y mae'r awdurdodau treth yn gwybod? Ond mewn gwirionedd, gellir yn hawdd wirio'r 10 wythnos, neu'r 15 wythnos gobeithio lle rydych yn ei osod ar rent i rywun arall fel galwedigaeth ac mae'n rhaid i chi gael incwm a thaliad i'w ddangos. Felly, yr hyn y buaswn yn annog Llywodraeth Cymru i'w wneud - ac rwy'n gobeithio y byddai Plaid Cymru yn gweld hyn o leiaf fel gwelliant ar y status quo - yw mabwysiadu'r rheolau CThEM ar gyfer gosod eiddo gwyliau wedi'i ddodrefnu lle maent yn caniatáu i bobl wrthbwyso'r llog a chael manteision eraill nad ydynt yn eu caniatáu o dan drefniadau rhentu arferol, mwy hirdymor.