techiaith/cofnodycynulliad_en-cy huggingface dataset:
English: Surely if the Cabinet Secretary hasn't met the Secretary of State for DEFRA or other UK Ministers sufficiently for the Member's liking, is that not a matter that has two sides to it, and should there not be some responsibility taken by Ministers in London for not reaching out sufficiently to Welsh Ministers?
Welsh: Os nad yw Ysgrifennydd y Cabinet wedi cyfarfod â'r Ysgrifennydd Gwladol dros DEFRA neu Weinidogion eraill y DU cymaint ag y byddai'r Aelod yn ei hoffi, 'does bosibl nad yw hwnnw'n fater â dwy ochr iddo, ac oni ddylai'r Gweinidogion yn Llundain ysgwyddo rhywfaint o gyfrifoldeb am beidio â bod wedi estyn allan yn ddigonol at Weinidogion Cymru?
English: Just on that point, and I agree that it has to be our decision, obviously; would he therefore reject any moves by the Westminster Government also to hold back either resources or powers without devolving them fully to this place?
Welsh: Ar y pwynt hwnnw'n unig, ac rwy'n cytuno bod yn rhaid iddo fod yn benderfyniad i ni, yn amlwg; a fyddai felly'n gwrthod unrhyw symudiadau gan Lywodraeth San Steffan hefyd i gadw'n ôl naill ai adnoddau neu bwerau heb eu datganoli'n llawn i'r lle hwn?
English: Thank you. I call on the Cabinet Secretary for Environment and Rural Affairs, Lesley Griffiths.
Welsh: Diolch. Galwaf ar Ysgrifennydd y Cabinet dros yr Amgylchedd a Materion Gwledig, Lesley Griffiths.
English: We move on to item 4, which is the Plaid Cymru debate on the high street and town centres. I call on Sian Gwenllian to move the motion - Sian.
Welsh: Symudwn ymlaen at eitem 4, sef dadl Plaid Cymru ar y stryd fawr a chanol trefi. Galwaf ar Sian Gwenllian i gynnig y cynnig - Sian.
English: I'm grateful. I was a little surprised by reference to continuous declines and then citing Abergavenny and saying it was down 39 per cent. I've found Abergavenny has been thriving as a town and there's much positive commercial there, and then in Newport, Friar's Walk and the development there, I think, has led to more people coming back into the town centre. I just wonder if the statistics the Member cites are overly negative, at least for that town and that city.
Welsh: Diolch. Roeddwn yn synnu braidd ynglŷn â'r cyfeiriad at ddirywiad parhaus a nodi'r Fenni wedyn a dweud ei bod i lawr 39 y cant. Rwyf wedi ystyried bod y Fenni'n dref sy'n ffynnu ac mae llawer o fasnach gadarnhaol yno, ac yna yng Nghasnewydd, mae Friar's Walk a'r datblygiad yno, rwy'n meddwl, wedi arwain at fwy o bobl yn dod yn ôl i ganol y dref. Roeddwn yn meddwl tybed a yw'r ystadegau y mae'r Aelod yn eu dyfynnu'n rhy negyddol, ar gyfer y dref honno a'r ddinas honno o leiaf.
English: I'm glad you mentioned business improvement districts. In the case of Abergavenny, which was mentioned earlier, the local businesses there actually voted against having a business improvement district, so do you accept that they're not the be-all and end-all across Wales for improving trade in towns?
Welsh: Rwy'n falch eich bod wedi crybwyll ardaloedd gwella busnes. Yn achos y Fenni, a grybwyllwyd yn gynharach, pleidleisiodd y busnesau lleol yno yn erbyn cael ardal gwella busnes mewn gwirionedd, felly a ydych yn derbyn nad dyna'r unig ateb ledled Cymru ar gyfer gwella masnach mewn trefi?
English: It is up to them locally - it's their option - but I know that in my area the districts have led to success and have been welcomed by local businesses. What those local businesses were telling me time after time was that parking charges militate against the improvements they're trying to make, and so this is one way of addressing that. In Caernarfon, for example, there are 347 businesses within the improvement district called Hwb Caernarfon, and they raise over £400,000 to invest in improvements in the town in order to improve the economic projections and forecasts for the area. So, the idea here is to support these small businesses, and this fund would contribute to improving our town centres, something that we are all supportive of, I'm certain.
Welsh: Mae'r dewis i ddigwydd yn lleol, ond rwy'n gwybod yn fy ardal i eu bod nhw yn creu llwyddiant ac wedi cael eu croesawu gan fusnesau lleol. Ond beth roedd y busnesau lleol yna yn ddweud wrthyf i dro ar ôl tro oedd bod costau parcio yn gweithio yn erbyn y gwelliannau maen nhw yn ceisio eu gwneud, felly mae hwn yn ffordd o fynd i'r afael â hynny. Yng Nghaernarfon, er enghraifft, mae yna 347 o fusnesau o fewn yr ardal gwella o'r enw Hwb Caernarfon, ac maen nhw'n codi bron i £400,000 i fuddsoddi mewn gwelliannau yn y dref er mwyn hyrwyddo a gwella rhagolygon economaidd yr ardal. Felly, cefnogi'r busnesau bach yma - dyna ydy'r syniad fan hyn, ac mi fuasai'r gronfa yma yn cyfrannu tuag at wella canol ein trefi, rhywbeth rydym ni i gyd yn gefnogol ohono, rwy'n siŵr.
English: Thank you very much. I have selected the amendments to the motion and I call on - . Sorry, I've selected three amendments to the motion. If amendment 1 is agreed, amendment 2 will be deselected. I call on Russell George to move amendments 1 and 3 tabled in the name of Paul Davies.
Welsh: Diolch yn fawr iawn. Rwyf wedi dethol y gwelliannau i'r cynnig a galwaf ar - . Mae'n ddrwg gennyf, rwyf wedi dewis tri gwelliant i'r cynnig. Os derbynnir gwelliant 1, bydd gwelliant 2 yn cael ei ddad-ddethol. Galwaf ar Russell George i gynnig gwelliannau 1 a 3 a gyflwynwyd yn enw Paul Davies.
English: You're out of time, as well. So, can you now come to a very quick conclusion, please?
Welsh: Mae eich amser ar ben hefyd. Felly, a wnewch chi orffen yn gyflym iawn nawr, os gwelwch yn dda?
English: I will wind up by saying that their biggest issue was the impact that business rates were having on their small businesses, and their frustration, and our frustration, that a manifesto commitment of tax cuts for 70,000 businesses isn't actually a tax cut; it's just a continuation of what was there before. Thank you for allowing me extra time, Deputy Presiding Officer.
Welsh: Gorffennaf drwy ddweud mai eu problem fwyaf oedd yr effaith y mae ardrethi busnes yn ei chael ar eu busnesau bach, a'u rhwystredigaeth, a'n rhwystredigaeth ni nad yw ymrwymiad maniffesto o doriadau treth i 70,000 o fusnesau yn doriad treth mewn gwirionedd; nid yw'n ddim mwy na pharhad o'r hyn a oedd yno o'r blaen. Diolch i chi am ganiatáu amser ychwanegol i mi, Ddirprwy Lywydd.
English: Okay. I call on the Cabinet Secretary for Communities and Children to formally move amendment 2 tabled in the name of Jane Hutt.
Welsh: Iawn. Galwaf ar Ysgrifennydd y Cabinet dros Gymunedau a Phlant i gynnig gwelliant 2, a gyflwynwyd yn enw Jane Hutt, yn ffurfiol.
English: Thank you very much -
Welsh: Diolch yn fawr iawn -
English: They were in my eyeline.
Welsh: Roeddent o flaen fy llygaid.
English: Anyway, I was going to say, as a former business owner, I can assure you that the car parking - that customers came and told me it was essential to them, because they could go somewhere else where there was parking out of town, and that it did make a significant impact, especially when you've got traffic wardens chasing you for being two minutes over your time. So, it does have a significant impact.
Welsh: Beth bynnag, roeddwn yn mynd i ddweud, fel cyn-berchennog busnes, gallaf eich sicrhau bod parcio ceir - fod cwsmeriaid wedi dweud wrthyf ei fod yn hanfodol iddynt, oherwydd gallent fynd i rywle arall gyda meysydd parcio tu allan i'r dref, a'i fod yn effeithio'n sylweddol, yn enwedig pan fydd gennych wardeiniaid traffig ar eich gwarthaf am fod ddwy funud dros eich amser. Felly, mae'n effeithio'n sylweddol.
English: Well, again, this is policy making by anecdote, and the evidence doesn't bear that out. Now, Sian Gwenllian said that we need to level the playing field with out-of-town developments. So, let's do that; let's think outside the box. Rather than saying, 'Let's increase the subsidy for in-town car parking', let's put the burden on the multinational companies that have been developing out-of-town sites for the last 20 years and the tax-free car parking that they have. So, we're robbing scarce public resources to pay for car parking. Let's all come together and think outside the box. We have the powers to do it. Let's encourage the Welsh Government to look at how it can increase a tariff on out-of-town shopping centres. That, Simon Thomas, would tackle climate change, which Plaid Cymru were telling us just yesterday they want to do. So, let's look at using those powers -
Welsh: Wel, unwaith eto, dyma beth yw llunio polisi drwy anecdot, ac nid yw'r dystiolaeth yn cadarnhau hynny. Nawr, dywedodd Sian Gwenllian fod angen i ni sicrhau chwarae teg gyda datblygiadau ar gyrion y dref. Felly, gadewch i ni wneud hynny; gadewch i ni feddwl y tu allan i'r bocs. Yn hytrach na dweud, 'Beth am gynyddu'r cymhorthdal i feysydd parcio yn y dref', gadewch i ni roi baich ar y cwmnïau rhyngwladol sydd wedi bod yn datblygu safleoedd ar gyrion y dref dros yr 20 mlynedd diwethaf a'r meysydd parcio di-dreth sydd ganddynt. Felly, rydym yn dwyn adnoddau cyhoeddus prin i dalu am feysydd parcio. Gadewch i bawb ohonom ddod at ein gilydd a meddwl y tu allan i'r bocs. Mae gennym y pwerau i wneud hynny. Gadewch i ni annog Llywodraeth Cymru i edrych ar sut y gall gynyddu tariff ar ganolfannau siopa ar gyrion y dref. Byddai hynny, Simon Thomas, yn mynd i'r afael â newid yn yr hinsawdd, rhywbeth roedd Plaid Cymru yn dweud wrthym ddoe ddiwethaf eu bod yn awyddus i'w wneud. Felly, gadewch i ni edrych ar ddefnyddio'r pwerau hynny -
English: Right. Are you coming to a conclusion?
Welsh: Iawn. A ydych yn tynnu tua'r terfyn?
English: I am. I did take an intervention, Deputy Presiding Officer.
Welsh: Ydw. Fe wnes dderbyn ymyriad, Ddirprwy Lywydd.
English: Yes, well, I've allowed for that as well.
Welsh: Do, wel, rwyf wedi caniatáu ar gyfer hynny hefyd.
English: I'm grateful for your lenience.
Welsh: Diolch am eich trugaredd.
English: I've allowed for your intervention. Just come to a conclusion, please.
Welsh: Rwyf wedi caniatáu ar gyfer eich ymyriad. Dowch i ben, os gwelwch yn dda.
English: If I can just finish my sentence, I will. [Assembly Members: 'Oh.'] Let's think imaginatively and let's put the burden on corporate companies, not on scarce and hard-pushed taxpayers.
Welsh: Os caf fi orffen fy mrawddeg, fe wnaf. [Aelodau'r Cynulliad: 'O.']. Gadewch i ni feddwl yn greadigol a gadewch i ni roi'r baich ar gwmnïau corfforaethol, nid ar drethdalwyr sydd dan bwysau mawr.
English: The state of many of our high streets is a sad sight to see. Diverse and distinctive high streets that once bustled with activity have given way to gambling establishments, chain pubs, fast food or charity shops, or, otherwise, are standing empty. In some cases, you can almost see the tumbleweed rolling down the middle of the high street. The lifeblood of the high street is footfall and convenience. Pedestrianisation of high streets sounds like a nice idea, but it drives passing trade off the high street. People have busy lives and don't have the time to pay and display and then keep an eye on the time in case they overrun and get a fine. To compound matters, local authorities continue to allow supermarkets to be built just off the high street, sometimes adjacent to new off-high-street car parks, sucking the regular custom away from the high streets. Who can blame customers, though, for going to the supermarket, which won't make them pay for parking or fine them if they take a bit too much time spending money in their store? A combination of pedestrianisation, car park charges and supermarkets has effectively starved local high streets of customers.
Welsh: Mae cyflwr llawer o'n strydoedd mawr yn olygfa drist. Yn lle strydoedd mawr ac unigryw a arferai fod yn llawn o weithgaredd, yn awr ceir sefydliadau gamblo, tafarndai cadwyn, siopau bwyd brys neu siopau elusen, neu fel arall, siopau gwag. Mewn rhai achosion, bron na allwch weld y pelenni chwyn yn rholio ar hyd canol y stryd fawr. Anadl einioes y stryd fawr yw nifer yr ymwelwyr a hwylustod. Mae creu ardaloedd i gerddwyr yn unig ar y stryd fawr yn swnio'n syniad braf, ond mae'n cael gwared ar gwsmeriaid sy'n mynd heibio oddi ar y stryd fawr. Mae gan bobl fywydau prysur ac nid oes ganddynt amser i dalu ac arddangos, a chadw llygad wedyn ar yr amser rhag ofn eu bod yn ei gadael hi'n rhy hir ac yn cael dirwy. I waethygu pethau, mae awdurdodau lleol yn parhau i ganiatáu i archfarchnadoedd gael eu hadeiladu ychydig oddi ar y stryd fawr, weithiau wrth ymyl meysydd parcio newydd oddi ar y stryd fawr, gan sugno cwsmeriaid rheolaidd oddi ar y stryd fawr. Ond pwy all feio cwsmeriaid am fynd i'r archfarchnad, nad yw'n gwneud iddynt dalu am barcio neu'n eu dirwyo os ydynt yn treulio ychydig gormod o amser yn gwario arian yn eu siop? Mae cyfuniad o barthau cerddwyr, taliadau parcio ac archfarchnadoedd wedi cael gwared ar gwsmeriaid oddi ar strydoedd mawr lleol i bob pwrpas.
English: No. Against this backdrop, business rates are hammering the final nail into the coffin of our high streets. Calculated by crude means, based on nominal value, high street shops are penalised for their location. Shopkeepers may be paying their business rates, but too often this will be at the cost of falling behind with their rent or not recruiting staff. Local authorities and the Welsh Government have it within their gift to help the high street. They must stop bleeding shopkeepers dry through business rates. They must provide the funds and impetus to provide free car parking adjacent to the high street, and short-term parking on the high streets themselves. Local authorities must stop penalising shoppers for wanting to spend money on the high street. Shopkeepers are already battling fierce competition from the internet and big supermarkets. They need all the help they can get from local authorities and Government to survive. I support this motion. Our high streets were once the hubs of our communities, and need to be once again. Thank you.
Welsh: Na wnaf. Yn erbyn y cefndir hwn, mae ardrethi busnes yn taro'r hoelen olaf i arch ein strydoedd mawr. Drwy gyfrif yn fras, yn seiliedig ar werth nominal, caiff siopau'r stryd fawr eu cosbi oherwydd eu lleoliad. Efallai fod siopwyr yn talu eu hardrethi busnes, ond yn rhy aml bydd hynny ar draul llithro ar ei hôl hi gyda'u rhent neu beidio â recriwtio staff. Mae gallu gan awdurdodau lleol a Llywodraeth Cymru i helpu'r stryd fawr. Rhaid iddynt roi'r gorau i sugno pob ceiniog o groen perchnogion siopau drwy ardrethi busnes. Rhaid iddynt ddarparu'r cyllid a'r ysgogiad i ddarparu parcio am ddim ger y stryd fawr, a pharcio cyfnod byr ar y strydoedd mawr eu hunain. Rhaid i awdurdodau lleol roi'r gorau i gosbi siopwyr am fod eisiau gwario arian ar y stryd fawr. Mae perchnogion siopau eisoes yn ymladd cystadleuaeth ffyrnig â'r rhyngrwyd ac archfarchnadoedd mawr. Mae arnynt angen yr holl help y gallant ei gael gan awdurdodau lleol a'r Llywodraeth i oroesi. Rwy'n cefnogi'r cynnig hwn. Roedd ein strydoedd mawr ar un adeg yn ganolfannau ein cymunedau, ac mae angen iddynt fod felly unwaith eto. Diolch.
English: Put pressure on the Government. It's your Government. You have group meetings with them, surely. God. Anyway, empty units: clearly a problem in towns. It's also a problem in this capital city. If you go down high streets, there's empty unit after empty unit. It's a huge problem. We need a strategy; we need local economic development zones, for example, and help with marketing; we need upgraded shop fronts, upgraded buildings, and free parking as well, as the motion states. Maybe help with public transport as well. Reducing business rates would be good, and really dealing with extortionate rents that local businesspeople simply cannot afford. These kinds of initiatives are totally, totally affordable, unless you have a Government that wastes £1 million on selling two units that they could have used as business incubator centres for that particular town, and they didn't. They threw away £1 million. They threw away £40 million, as we said earlier, with the Lisvane land deal, and another £7.25 million in Rhoose. When you add all these figures up, a lot of this money could be used to regenerate our town centres economically. But we haven't got a Government that is able to do that. Wales deserves a lot better.
Welsh: Rhowch bwysau ar y Llywodraeth. Eich Llywodraeth chi yw hi. Rydych yn cael cyfarfodydd grŵp gyda hwy, 'does bosibl. Duw. Beth bynnag, unedau gwag: mae'n amlwg yn broblem mewn trefi. Mae hefyd yn broblem yn y brifddinas hon. Os ewch chi ar hyd y stryd fawr, mae yna uned wag ar ôl uned wag. Mae'n broblem enfawr. Mae angen strategaeth arnom; mae angen parthau datblygu economaidd lleol, er enghraifft, a help gyda marchnata; rydym angen gwella blaenau siopau, gwella adeiladau, a pharcio am ddim yn ogystal, fel y mae'r cynnig yn nodi. Help gyda thrafnidiaeth gyhoeddus hefyd. Byddai lleihau ardrethi busnes yn dda, ac yn mynd i'r afael â'r rhenti gormodol nad yw pobl fusnes lleol yn gallu eu fforddio. Mae'r mathau hyn o fentrau yn hollol, hollol fforddiadwy, oni bai bod gennych Lywodraeth sy'n gwastraffu £1 filiwn ar werthu dwy uned y gallent fod wedi'u defnyddio fel canolfannau hybu busnes ar gyfer y dref benodol honno, ac ni wnaethant hynny. Gwastraffwyd £1 filiwn ganddynt. Collwyd gwerth £40 miliwn, fel y dywedasom yn gynharach, ar gytundeb tir Llys-faen, a £7.25 arall yn y Rhws. Pan fyddwch yn adio'r holl ffigurau hyn at ei gilydd, gellid bod wedi defnyddio llawer o'r arian hwn i adfywio canol trefi yn economaidd. Ond nid oes gennym Lywodraeth sy'n gallu gwneud hynny. Mae Cymru yn haeddu llawer gwell.
English: I will do.
Welsh: Fe wnaf.
English: Just on that point, and trying to look for common ground between ourselves on this matter, the fact is that out-of-town parking developments don't pay business rates on their huge free parking. We have to restore some of that balance in order to revive our town centres. Yes, short-term free parking in town centres can be part of that, but we also need to address those out-of-town parking stores. So, if he looks at business rates, surely we should be charging them for the massive free parking they have.
Welsh: Ar y pwynt hwnnw, ac i geisio edrych am dir cyffredin rhyngom ar y mater hwn, mae'n ffaith nad yw datblygiadau parcio ar gyrion y dref yn talu ardrethi busnes ar eu meysydd parcio enfawr rhad ac am ddim. Mae'n rhaid i ni adfer peth o'r cydbwysedd hwnnw, er mwyn adfywio canol trefi. Gall, fe all parcio am ddim cyfnod byr yng nghanol trefi fod yn rhan o hynny, ond mae angen i ni fynd i'r afael hefyd â'r siopau gyda pharcio ar gyrion y dref. Felly, os yw'n edrych ar ardrethi busnes, yn sicr dylem fod yn codi tâl arnynt am y meysydd parcio enfawr rhad ac am ddim sydd ganddynt.
English: I think it is common ground, and that's exactly what Lee did say, I think. Your point is well made and reiterated by the Member. Can I say that I'm not opposed to the collective responsibility of trying to rebuild our communities and our town centres? All of these things should feed into the consideration by the Minister responsible for business rates over the next few weeks. I'm grateful for the opportunity to respond to colleagues in the debate today. I will pick up the points that Mr McEvoy raised in this. It was a very angry contribution this afternoon. I may just point him to the point when he was deputy leader of the council here in Cardiff: he never referred to or did any of those things in that particular role in his duties. But I'm very happy to continue the debate with Members across the Chamber.
Welsh: Rwy'n credu ei fod yn dir cyffredin, a dyna'n union beth a ddywedodd Lee, rwy'n meddwl. Mae eich pwynt yn un da ac wedi'i ailadrodd gan yr Aelod. A gaf fi ddweud nad wyf yn gwrthwynebu cydgyfrifoldeb am geisio ailadeiladu ein cymunedau a chanol trefi? Dylai'r holl bethau hyn gyfrannu at ystyriaeth y Gweinidog sy'n gyfrifol am ardrethi busnes dros ystod yr wythnosau nesaf. Rwy'n ddiolchgar am y cyfle i ymateb i gyd-Aelodau yn y ddadl heddiw. Fe soniaf am y pwyntiau a nododd Mr McEvoy yn hyn. Roedd yn gyfraniad dig iawn y prynhawn yma. Efallai y caf dynnu ei sylw at yr adeg pan oedd yn ddirprwy arweinydd y cyngor yma yng Nghaerdydd: ni wnaeth, ac ni chyfeiriodd at yr un o'r pethau hynny yn y rôl honno yn ei ddyletswyddau. Ond rwy'n hapus iawn i barhau â'r drafodaeth gydag Aelodau ar draws y Siambr.
English: We now move on to the next item on our agenda, which is the Welsh Conservative debate on the right to buy, and I call on David Melding to move the motion - David.
Welsh: Symudwn ymlaen yn awr at yr eitem nesaf ar ein hagenda, sef dadl y Ceidwadwyr Cymreig ar yr hawl i brynu, a galwaf ar David Melding i gynnig y cynnig - David.
English: I just wonder whether you could explain to us why George Osborne wasn't mindful of this absolutely correct analysis that housing could've boosted the economy instead of shoving it all into the banks who then kept it to themselves.
Welsh: Tybed a wnewch chi egluro i ni pam nad oedd George Osborne yn ystyried y dadansoddiad hollol gywir hwn, y gallai tai fod wedi rhoi hwb i'r economi yn hytrach na gwthio'r cyfan i mewn i'r banciau a oedd wedyn yn ei gadw iddynt eu hunain.
English: Yes, please.
Welsh: Os gwelwch yn dda.
English: Although I tend to agree with you that it was a very popular initiative, as a direct impact of this policy significant amounts of needed social housing were removed from the sector. This, combined with the necessary instruments not being in place at local authority level, as a direct result of the initiatives that you talked about, has meant that there's a legacy of waiting lists for council properties. So, do you recognise that there is, indeed, a place for social housing and council housing as part of that suitcase of offer, for those who are in need and on low incomes?
Welsh: Er fy mod yn tueddu i gytuno â chi ei bod yn fenter boblogaidd iawn, o ganlyniad uniongyrchol i'r polisi hwn cafodd nifer sylweddol o dai cymdeithasol yr oedd eu hangen eu tynnu o'r sector. Mae hyn, ynghyd â'r ffaith nad oedd yr offerynnau angenrheidiol ar waith ar lefel awdurdodau lleol, o ganlyniad uniongyrchol i'r mentrau y sonioch amdanynt, wedi golygu bod rhestrau aros am dai cyngor wedi cael eu trosglwyddo ymlaen. Felly, a ydych yn cydnabod bod lle, yn wir, i dai cymdeithasol a thai cyngor yn rhan o'r dewis a gynigir i rai sydd mewn angen ac ar incwm isel?
English: I agree, absolutely, that we need to build more homes, but you have to recognise that it's simply not prudent to encourage people to borrow more than two and a half times their combined income in order to buy a home. And, for probably half the population, that simply isn't possible with the current price of homes. Yes, possibly, home prices could come down if we built more, but at the moment, it's simply beyond the reach of most people. So, I think it is entirely prudent for us to -
Welsh: Rwy'n cytuno'n llwyr fod angen i ni adeiladu mwy o gartrefi, ond mae'n rhaid i chi gydnabod nad yw'n ddoeth annog pobl i fenthyca mwy na dwywaith a hanner eu hincwm cyfunol er mwyn prynu cartref. Ac yn ôl pob tebyg, i hanner y boblogaeth, nid yw hynny'n bosibl beth bynnag gyda phrisiau cartrefi fel y maent. Iawn, o bosibl, fe allai prisiau tai ostwng pe baem yn adeiladu mwy, ond ar hyn o bryd, mae hynny y tu hwnt i gyrraedd y rhan fwyaf o bobl. Felly, rwy'n credu ei bod yn hollol ddoeth i ni -