English: I'm sure the people who've been affected by floods, the last thing they want to see is a shouting match in this Chamber. I welcome the extra £500 that the Government has announced for people without home insurance for flood damage. I'm also grateful for the additional money that has been generously donated by people to the various appeal funds. Money raised throughout the Rhondda by individuals and groups will go directly to those affected, and it's fantastic that I can tell you this afternoon that Trade Centre Wales has donated £50,000 to the fund Rhondda Plaid Cymru established, which will clearly go a long away. However, there is a disparity between what people in Wales are entitled to compared to what people who've been flooded in England can expect to receive. There they have a property flood resilience scheme that allows flood-hit homes and businesses to apply for up to £5,000 to help them become more resilient to future flooding. This would be so useful in many instances that I've come across, not least for some residents in the Britannia area of Porth, some of whom have had their back walls washed away. Where they used to have a protection against the river, now they're exposed, their gardens and their basements, to the surging River Rhondda. As things stand, those home owners are responsible and residents are not entitled, as far as I'm aware, to any support to remedy this and to protect themselves. As we both agree on the need to futureproof communities from flooding of this kind in the future, will you consider making a similar scheme available in Wales?
Welsh: Rwy'n siŵr mai'r peth olaf y mae pobl sydd wedi cael eu heffeithio gan lifogydd eisiau ei weld yw gornest weiddi yn y Siambr hon. Rwy'n croesawu'r £500 ychwanegol y mae'r Llywodraeth wedi ei gyhoeddi i bobl nad oes ganddyn nhw yswiriant cartref ar gyfer difrod llifogydd. Rwyf i hefyd yn ddiolchgar am yr arian ychwanegol a roddwyd yn hael gan bobl i'r gwahanol gronfeydd apêl. Bydd arian a godwyd ym mhob rhan o'r Rhondda gan unigolion a grwpiau yn mynd yn uniongyrchol i'r rhai a gafodd eu heffeithio, ac mae'n wych fy mod i'n gallu dweud wrthych chi y prynhawn yma bod Trade Centre Wales wedi rhoi £50,000 i'r gronfa a sefydlwyd gan Blaid Cymru yn y Rhondda, a fydd yn amlwg yn gallu cyflawni llawer. Fodd bynnag, mae gwahaniaeth rhwng yr hyn y mae gan bobl yng Nghymru hawl iddo o'i gymharu â'r hyn y gall pobl sydd wedi dioddef llifogydd yn Lloegr ddisgwyl ei gael. Yno, mae ganddyn nhw gynllun cydnerthedd llifogydd eiddo sy'n caniatáu i gartrefi a busnesau sy'n dioddef llifogydd wneud cais am hyd at £5,000 i'w helpu i wrthsefyll llifogydd yn y dyfodol. Byddai hyn mor ddefnyddiol mewn llawer o achosion yr wyf i wedi dod ar eu traws, yn enwedig i rai trigolion yn ardal Britannia y Porth, y mae waliau cefn rhai ohonyn nhw wedi cael eu golchi ymaith. Lle'r oedd ganddyn nhw amddiffyniad rhag yr afon o'r blaen, nawr maen nhw'n agored erbyn hyn, eu gerddi a'u hisloriau, i ruthr Afon Rhondda. Fel y mae pethau ar hyn o bryd, y perchenogion cartrefi hynny sy'n gyfrifol ac nid oes gan breswylwyr hawl, hyd y gwn i, i unrhyw gymorth i gywiro hyn ac i ddiogelu eu hunain. Gan fod y ddau ohonom ni'n cytuno ar yr angen i ddiogelu cymunedau rhag llifogydd o'r math hwn yn y dyfodol, a wnewch chi ystyried rhoi cynllun tebyg ar gael yng Nghymru?