techiaith/cofnodycynulliad_en-cy huggingface dataset:
English: Thank you for that response and, of course, I agree with the Minister in terms of the decision not to proceed with a comprehensive spending review at the UK level. It is proof yet again, for me, that Westminster and Whitehall aren't working for Wales - they work for Westminster and Whitehall. Now, staying with local government, one element that's hit local authorities is loss of income. It hits various local authorities in various ways, depending on the elements that they have within their portfolio that generate income. But, of course, the loss of income at local government level has a direct impact on everyone through council tax ultimately, perhaps, but certainly in terms of the sustainability of the services that everyone is reliant upon. So, can the Government give an assurance that there will be compensation in terms of that loss of income for local authorities - not just now, but there is also income that will be lost for many months to come, because of the nature of the pandemic that we're currently facing?
Welsh: Diolch am yr ateb yna, ac, wrth gwrs, dwi'n cyd-fynd efo'r Gweinidog o ran y penderfyniad i beidio â bwrw ymlaen efo adolygiad gwariant cynhwysfawr ar lefel y Deyrnas Unedig. Mae'n brawf unwaith eto, i mi, nad ydy San Steffan a Whitehall yn gweithio i Gymru - maen nhw'n gweithio i San Steffan ac i Whitehall. Yn parhau efo llywodraeth leol, un elfen sydd wedi taro llywodraeth leol, wrth gwrs, ydy colled incwm. Mae'n taro gwahanol awdurdodau lleol mewn gwahanol ffyrdd, yn dibynnu ar y math o elfennau sydd ganddyn nhw o fewn eu portffolios sydd yn dod ag incwm i mewn. Ond, wrth gwrs, mae colled incwm ar lefel llywodraeth leol yn cael effaith uniongyrchol ar bawb trwy'r dreth gyngor yn y pen draw, o bosib, ond yn sicr o ran cynaliadwyedd y gwasanaethau y mae pawb yn dibynnu arnyn nhw. Felly, ydy'r Llywodraeth yn gallu rhoi sicrwydd y bydd digolledu yn digwydd o ran y golled incwm i lywodraeth lleol - a nid yn unig rŵan, wrth gwrs, ond mi fydd yna incwm a fydd yn cael ei golli am fisoedd lawer eto oherwydd natur y pandemig rydym ni'n byw drwyddo fo?
English: Well, support for local authorities has taken two forms: first of all, there's been the hardship fund, and that's a fund of £310 million, which includes additional funding to tackle homelessness - to get rough-sleepers off the street, for example - the funding for free school meals, adult social care, school cleaning and so on, and some general funding to help local authorities to address the issues that they're facing. But, alongside that, we've put in place a fund of £198 million to take local authorities to the end of this financial year in order for them to address the loss of income that they have been experiencing. That funding is drawn down on a monthly basis. So, I can say that, to date, we've paid over £127 million in additional costs through that hardship fund, and £59 million for lost income thus far. The lost income, I should say, is claimed on a quarterly basis, whereas the hardship fund's on the monthly basis. So, I think the funding that we have put aside for local authorities through both of those funds, amounting to £0.5 billion, is sufficient, as best my understanding is in terms of discussions that I've been having with local authorities, to meet both of those aspects of the challenge that they're facing. Certainly, for this financial year, there'll be further discussions to be had as we move forward with the budget process.
Welsh: Wel, mae dwy ffurf ar gymorth i awdurdodau lleol: yn gyntaf oll, cafwyd y gronfa galedi, sef cronfa o £310 miliwn, sy'n cynnwys cyllid ychwanegol i fynd i'r afael â digartrefedd - i gael pobl sy'n cysgu allan oddi ar y stryd, er enghraifft - y cyllid ar gyfer prydau ysgol am ddim, gofal cymdeithasol i oedolion, glanhau ysgolion ac yn y blaen, a rhywfaint o gyllid cyffredinol i helpu awdurdodau lleol i fynd i'r afael â'r problemau y maent yn eu hwynebu. Ond ochr yn ochr â hynny, rydym wedi sefydlu cronfa o £198 miliwn i fynd ag awdurdodau lleol i ddiwedd y flwyddyn ariannol hon er mwyn iddynt allu mynd i'r afael â'r holl incwm y maent wedi bod yn ei golli. Caiff y cyllid hwnnw ei dynnu i lawr bob mis. Felly, gallaf ddweud ein bod hyd yma wedi talu dros £127 miliwn mewn costau ychwanegol drwy'r gronfa galedi honno, a £59 miliwn ar gyfer incwm a gollwyd hyd yma. Dylwn ddweud bod yr incwm a gollwyd yn cael ei hawlio bob chwarter, a'r gronfa galedi'n fisol. Felly, rwy'n credu bod y cyllid a neilltuwyd gennym ar gyfer awdurdodau lleol drwy'r ddwy gronfa, sef cyfanswm o £0.5 biliwn, yn ddigonol, yn ôl fy nealltwriaeth i o ran y trafodaethau a gefais gydag awdurdodau lleol, i ateb y ddwy agwedd ar yr her y maent yn ei hwynebu. Yn sicr, ar gyfer y flwyddyn ariannol hon, bydd trafodaethau pellach yn digwydd wrth inni symud ymlaen gyda phroses y gyllideb.
English: That's the point I'm making here: this isn't something that's going to be over soon. We need to look at this as part of proposals for next year too. One final question, again on local government, but also looking to the longer term. I welcome the funds that have been put in place to assist businesses directly. I'm still pushing for greater support, particularly to some sectors that have been hit particularly hard and those that are still slipping through the net. But when it comes to the work of rebuilding the economy, yes, helping individual businesses is important, but also economic planning and development on the ground is going to be hugely important too, and local government is going to to be crucial and will need resources in order to do that kind of delivery in terms of economic development at a local level. Can we have an outline of the level of economic development support that councils can expect? Because the councils know the areas that they serve and the opportunities that will arise as we rebuild.
Welsh: A dyna'r pwynt dwi'n ei wneud yn fan hyn: dydy hwn ddim yn rhywbeth sydd yn mynd i fod drosodd yn fuan. Mae eisiau edrych ar hyn fel rhan o'r cynlluniau ar gyfer y flwyddyn nesaf hefyd. Un cwestiwn olaf, eto ynglŷn â llywodraeth leol, ac eto ynglŷn â'r hirdymor. Dwi'n croesawu cronfeydd sydd wedi cael eu sefydlu i helpu busnesau yn uniongyrchol. Dwi'n dal yn gwthio am ragor o gymorth, yn arbennig i rai sectorau sy'n cael eu hitio yn arbennig o galed, a'r rhai sy'n dal yn llithro drwy'r rhwyd, wrth gwrs. Ond pan ddaw hi at y gwaith o adeiladu yr economi, ydy, mae help i'r busnesau unigol yn bwysig, ond hefyd mae'r cynllunio a'r datblygu economaidd fydd yn digwydd ar lawr gwlad yn mynd i fod yn bwysig, ac mae llywodraeth leol yn mynd i fod yn allweddol ac yn mynd i fod angen adnoddau er mwyn gallu gwneud y math yna o ddelifro datblygu economaidd yn lleol. A gawn ni amlinelliad o'r lefel o gefnogaeth datblygu economaidd y gall cynghorau ei disgwyl? Achos mae'r cynghorau'n nabod yr ardaloedd maen nhw'n eu gwasanaethu a'r cyfleon fydd yn codi wrth ailadeiladu.
English: Well, you will certainly have had a flavour already of the kind of areas in which we'll be investing through local government with the work that Jeremy Miles has been leading on the reconstruction package, and you will have heard the announcement of £340 million to support some of that work. And some of that funding will be going through local authorities, with a particular focus on house building, for example - the modern methods of construction, those homes that are built to very good environmental standards. My colleagues will be making further announcements in the coming weeks about schemes that are included in that £340 million, so I won't say too much more in terms of the particular schemes that will be announced, but local authorities will have an important part to play in a number of those schemes. Looking forward, we're having some very good discussions with local authorities at the moment to explore whether or not we have a role in supporting borrowing for local authorities to undertake some capital work that is in line with our own strategic priorities, which you'll find within the Welsh infrastructure investment plan, and those discussions are ongoing at the moment. But, again, the areas of particular interest to us are housing and healthcare.
Welsh: Wel, byddwch yn sicr wedi cael blas eisoes o'r math o feysydd y byddwn yn buddsoddi ynddynt drwy lywodraeth leol gyda'r gwaith y mae Jeremy Miles wedi bod yn ei arwain ar y pecyn ailadeiladu, a byddwch wedi clywed y cyhoeddiad am £340 miliwn i gefnogi rhywfaint o'r gwaith hwnnw. A bydd rhywfaint o'r cyllid hwnnw'n mynd drwy awdurdodau lleol, gan ganolbwyntio'n benodol ar adeiladu tai, er enghraifft - y dulliau adeiladu modern, y cartrefi sy'n cael eu hadeiladu i safonau amgylcheddol da iawn. Bydd fy nghyd-Aelodau'n gwneud cyhoeddiadau pellach yn ystod yr wythnosau nesaf am gynlluniau sydd wedi'u cynnwys yn y £340 miliwn hwnnw, felly ni ddywedaf ormod yn rhagor am y cynlluniau penodol a gyhoeddir, ond bydd gan awdurdodau lleol ran bwysig i'w chwarae yn nifer o'r cynlluniau hynny. Wrth edrych tua'r dyfodol, rydym yn cael trafodaethau da iawn gydag awdurdodau lleol ar hyn o bryd i ystyried a oes gennym rôl yn cefnogi benthyca i awdurdodau lleol ymgymryd â pheth gwaith cyfalaf sy'n cyd-fynd â'n blaenoriaethau strategol ein hunain, blaenoriaethau a welwch yng nghynllun buddsoddi yn seilwaith Cymru, ac mae'r trafodaethau hynny'n mynd rhagddynt ar hyn o bryd. Ond unwaith eto, y meysydd sydd o ddiddordeb arbennig i ni yw tai a gofal iechyd.
English: Diolch, Llywydd. Good afternoon, Minister. Minister, these are worrying times for Welsh businesses and for workers across Wales with the ongoing pandemic. What assessment of the financial costs associated with the impending firebreak have you made, and have you considered the cost of any future potential lockdowns as well - rolling lockdowns?
Welsh: Diolch, Lywydd. Prynhawn da, Weinidog. Weinidog, mae'r rhain yn amseroedd pryderus i fusnesau Cymru ac i weithwyr ledled Cymru gyda'r pandemig sy'n mynd rhagddo. Pa asesiad a wnaethoch o'r costau ariannol sy'n gysylltiedig â'r cyfnod atal byr sydd ar fin digwydd, ac a ydych wedi ystyried cost unrhyw gyfyngiadau symud posibl yn y dyfodol hefyd - cyfyngiadau ar sail dreigl?
English: So, clearly, the impact of any lockdown on businesses is particularly harsh, there's no denying that, and that's why we've put in place this £300 million support package for business, with a view to doing absolutely everything we can to support businesses across Wales, and to make the application process - where there is an application needed and it's not automatic - as swift as possible to get that money to businesses as quickly as possible. Because we know that many businesses are facing such difficult times that they can't be waiting for that funding to come through to them as well. We're also making those representations to the UK Government. So, whilst Welsh Government has a really strong and important role in providing a level of business support, when it comes to wage subsidies, that is absolutely the responsibility of the UK Government and it's something that Welsh Government doesn't receive funding for. We just simply don't have the level of resources to be able to step into that area and take that on without funding from the UK Government. So, any support that the spokesperson is able to offer in that regard in terms of making representation to his colleagues in Westminster would be much appreciated.
Welsh: Yn amlwg, mae effaith unrhyw gyfyngiadau ar fusnesau yn arbennig o galed, nid oes modd gwadu hynny, a dyna pam rydym wedi rhoi'r pecyn cymorth hwn o £300 miliwn ar waith ar gyfer busnesau, gyda golwg ar wneud popeth yn ein gallu i gefnogi busnesau ledled Cymru, a gwneud y broses ymgeisio - lle mae angen gwneud cais ac nid yw'n awtomatig - cyn gyflymed ag sy'n bosibl i gael yr arian hwnnw i fusnesau cyn gynted â phosibl. Oherwydd gwyddom fod llawer o fusnesau'n wynebu cyfnod mor anodd fel na allant aros i'r cyllid hwnnw ddod drwodd iddynt hwythau hefyd. Rydym hefyd yn cyflwyno'r achos i Lywodraeth y DU. Felly, er bod gan Lywodraeth Cymru rôl gref a phwysig iawn yn darparu lefel o gymorth busnes, o ran cymorthdaliadau cyflog, cyfrifoldeb Llywodraeth y DU yw hynny'n llwyr ac mae'n rhywbeth nad yw Llywodraeth Cymru yn cael cyllid ar ei gyfer. Nid oes gennym lefel o adnoddau i allu camu i'r maes hwnnw ac ysgwyddo hynny heb gyllid gan Lywodraeth y DU. Felly, byddai unrhyw gymorth y gall y llefarydd ei gynnig yn hynny o beth o ran cyflwyno'r achos i'w gymheiriaid yn San Steffan yn cael croeso mawr.
English: I'll do what I can, Minister, in that regard. The impending firebreak is clearly going to have a significant financial impact on businesses and employers across Wales. You've spoken about the need for co-operation with the UK Government. It now appears that Welsh Government officials knew that a firebreak was coming on Wednesday of last week, yet the Welsh Government only wrote to the Chancellor on Friday. By that time, it was already clear that the job support scheme could not be brought forward in Wales earlier than was planned. How are you now ensuring that adequate finance is in place to plug any gaps so that Welsh businesses don't end up having to plug the wage gap themselves, or, in the worst-case scenario, end up making workers redundant?
Welsh: Fe wnaf yr hyn a allaf yn hynny o beth, Weinidog. Mae'n amlwg y bydd y cyfnod atal byr yn cael effaith ariannol sylweddol ar fusnesau a chyflogwyr ledled Cymru. Rydych wedi sôn am yr angen i gydweithredu â Llywodraeth y DU. Ymddengys bellach fod swyddogion Llywodraeth Cymru yn gwybod bod cyfnod atal byr yn dod ddydd Mercher diwethaf, ac eto ni ysgrifennodd Llywodraeth Cymru at y Canghellor tan ddydd Gwener. Erbyn hynny, roedd eisoes yn glir na ellid cyflwyno'r cynllun cefnogi swyddi yng Nghymru yn gynharach nag a gynlluniwyd. Sut y sicrhewch yn awr fod cyllid digonol ar gael i lenwi unrhyw fylchau fel nad yw busnesau Cymru'n gorfod llenwi'r bwlch cyflog eu hunain yn y pen draw, neu yn y senario waethaf, yn diswyddo gweithwyr?
English: It's a great shame that the UK Government didn't respond positively to our request to bring forward the job support scheme by just one week. We even offered to provide the funding that would fill the gap from Welsh Government resources in order for them to do that. So, that is a great shame that the UK Government hasn't taken its responsibility to workers in Wales seriously, as I would have liked them to have done. I'll have the opportunity, as I mentioned earlier, to raise this again with the Chief Secretary to the Treasury in a meeting later on this afternoon. But, clearly, it's not a satisfactory situation, and particularly for businesses that now have to apply to two different schemes in order to support their staff, and we are very concerned, obviously, about the impact that that will have on the workforce and on people's jobs.
Welsh: Mae'n drueni mawr na wnaeth Llywodraeth y DU ymateb yn gadarnhaol i'n cais i gyflwyno'r cynllun cefnogi swyddi wythnos yn gynt. Gwnaethom hyd yn oed gynnig darparu'r cyllid a fyddai'n llenwi'r bwlch o adnoddau Llywodraeth Cymru er mwyn iddynt wneud hynny. Felly, mae'n drueni mawr nad yw Llywodraeth y DU wedi bod o ddifrif ynglŷn â'i chyfrifoldeb tuag at weithwyr yng Nghymru, fel y byddwn wedi hoffi iddynt fod. Byddaf yn cael cyfle, fel y soniais yn gynharach, i godi hyn eto gyda Phrif Ysgrifennydd y Trysorlys mewn cyfarfod yn ddiweddarach y prynhawn yma. Ond yn amlwg, nid yw'n sefyllfa foddhaol, ac yn enwedig i fusnesau sydd bellach yn gorfod gwneud cais i ddau gynllun gwahanol er mwyn cynnal eu staff, ac rydym yn pryderu'n fawr, yn amlwg, am yr effaith a gaiff hynny ar y gweithlu ac ar swyddi pobl.
English: Thank you. I agree with you on that last point, Minister; it's certainly not a satisfactory situation. Ian Price, the director of the Confederation of British Industry has said that it appears that some people may well be falling through the cracks between the job retention scheme and the job support scheme, whilst Ben Cottam of Federation of Small Businesses Wales has said that 'the amount of confusion surrounding thisillustrates just how complex' all of this can be to a small employer in Wales. Looking to the future now, businesses have been promised access to funding of up to £5,000 each in some cases through the current package of support that's on offer. What discussions have you had with the Minister for economy to ensure this money is made available to businesses as swiftly as possible?
Welsh: Diolch. Rwy'n cytuno gyda chi ar y pwynt olaf hwnnw, Weinidog; yn sicr nid yw'n sefyllfa foddhaol. Mae Ian Price, cyfarwyddwr Cydffederasiwn Diwydiant Prydain wedi dweud ei bod yn ymddangos yn bosibl iawn fod rhai pobl yn syrthio drwy'r craciau rhwng y cynllun cadw swyddi a'r cynllun cefnogi swyddi, ac mae Ben Cottam o Ffederasiwn Busnesau Bach Cymru wedi dweud mae faint o ddryswch sy'n gysylltiedig â hynyn dangos pa mor gymhleth y gall hyn i gyd fod i gyflogwr bach yng Nghymru. Gan edrych tua'r dyfodol nawr, addawyd mynediad i fusnesau at hyd at £5,000 yr un o gyllid mewn rhai achosion drwy'r pecyn cymorth presennol sydd ar gael. Pa drafodaethau a gawsoch gyda Gweinidog yr economi i sicrhau bod yr arian hwn ar gael i fusnesau cyn gynted ag sy'n bosibl?
English: I have regular discussions with the Minister for economy and transport on support for businesses in Wales, and we've sought to create a scheme here that provides local authorities with the ability to move these grants on to businesses as soon as possible. Some of them, obviously, will be automatic, in terms of supporting those businesses that are subject to small business rate relief. What I would do is encourage businesses to ensure that the local authorities have their up-to-date details. I know that that held up a few payments previously, so that would be something that I would encourage businesses to do. But we're working very closely with local authorities, and I can't express enough my thanks to the workers in local authorities who last time got the grants out to businesses so quickly and efficiently, and I know that they will do the same again - many of them going above and beyond, working long hours to do that. So, I'd like to put on record my real thanks for that.
Welsh: Rwy'n cael trafodaethau rheolaidd gyda Gweinidog yr economi a thrafnidiaeth ar gymorth i fusnesau yng Nghymru, ac rydym wedi ceisio creu cynllun yma sy'n rhoi gallu i awdurdodau lleol symud y grantiau hyn ymlaen i fusnesau cyn gynted â phosibl. Bydd rhai ohonynt, yn amlwg, yn awtomatig, o ran cefnogi'r busnesau sy'n cael rhyddhad ardrethi i fusnesau bach. Yr hyn y byddwn yn ei wneud yw annog busnesau i sicrhau bod gan yr awdurdodau lleol eu manylion diweddaraf. Gwn fod hynny wedi dal ychydig o daliadau yn ôl o'r blaen, felly byddai hynny'n rhywbeth y byddwn yn annog busnesau i'w wneud. Ond rydym yn gweithio'n agos iawn gydag awdurdodau lleol, a hoffwn fynegi fy niolch mawr i'r gweithwyr mewn awdurdodau lleol a gafodd y grantiau allan i fusnesau mor gyflym ac effeithlon y tro diwethaf, a gwn y byddant yn gwneud yr un peth eto - a llawer ohonynt yn mynd y tu hwnt i'r galw, gan weithio oriau hir i wneud hynny. Felly, hoffwn gofnodi fy niolch gwirioneddol am hynny.
English: We continue to work closely with the Welsh Local Government Association and local government to assess and respond to the financial pressures currently placed on them by the pandemic. We are providing up to £0.5 billion of funding to support councils and to help them respond to the impacts of the pandemic.
Welsh: Rydym yn parhau i weithio'n agos gyda Chymdeithas Llywodraeth Leol Cymru a llywodraeth leol i asesu ac ymateb i'r pwysau ariannol a roddir arnynt ar hyn o bryd gan y pandemig. Rydym yn darparu hyd at £0.5 biliwn o gyllid i gefnogi cynghorau ac i'w helpu i ymateb i effeithiau'r pandemig.
English: If it is true, as you said earlier in response to Rhun ap Iorwerth, that the funding that is already there in terms of the hardship fund is sufficient for the rest of the year, why has Caerphilly council said today that there is 'considerable uncertainty in respect of additional funding' during the remainder of this current financial year, and do Ceredigion say that it isn't entirely clear what the sum of the COVID-19 funding from the Welsh Government will be, which areas are funded, which means that it's 'difficult to make financial forecasts'? Shouldn't you do what the Scottish Government did last week, namely provide a package of additional funding worth £750 million in addition to local councils in Scotland?
Welsh: Os ydy'n wir, fel oeddech chi wedi dweud gynnau mewn ymateb i Rhun ap Iorwerth, fod y cyllid sydd eisoes yno o ran y gronfa caledi yn ddigonol tan ddiwedd y flwyddyn, pam mae cyngor sir Caerffili wedi dweud heddiw fod yna 'ansicrwydd mawr am arian ychwanegol' yn ystod gweddill y flwyddyn ariannol cyfredol a Chyngor Sir Ceredigion yn dweud nad yw hi'n 'gwbl glir beth yw gwerth cyllid Covid-19 Llywodraeth Cymru, pa feysydd a ariennir, sy'n golygu bod hi'n anodd gwneud rhagolygon ariannol'? Oni ddylai chi wneud beth mae Llywodraeth yr Alban wedi ei wneud wythnos diwethaf, sef cynnig pecyn o gyllid ychwanegol sydd yn werth £750 miliwn yn ychwanegol i gynghorau lleol yn yr Alban?
English: It took months for the quarter 1 funding to come through, and in July, the Welsh Local Government Association's finance sub-group report on COVID-19 income and expenditure survey for quarter 2 and future budget pressures said that the Welsh Government has had funding of at least £280 million in consequentials, and may receive more, because that was for the first and second quarters. However, there is the potential for future budget shortfalls depending on several complex and interlinked factors, a downside scenario quotes this at £475 million. Addressing deficits this large in the current financial year will require discussions across levels of Government. The WLGA chief executive said today that the current situation made it very difficult for councils to plan financially, so I'm surprised you haven't heard that. Flintshire said managing the budget in a changing and fast-moving climate is proving very challenging, while Gwynedd described its financial situation as again being very challenging. How do you therefore respond to calls from north Wales, but representing the whole of Wales, for assurances that decisions by Welsh Government resulting in income loss and additional expenditure due to COVID continue to be met by Welsh Government, and that council tax collection losses are supported, and for clarity on what options for local authority borrowing may be permissible to meet funding pressures? That was put to me today.
Welsh: Cymerodd fisoedd i gyllid chwarter 1 ddod drwodd, ac ym mis Gorffennaf, dywedodd adroddiad is-grŵp cyllid Cymdeithas Llywodraeth Leol Cymru ar arolwg incwm a gwariant COVID-19 ar gyfer chwarter 2 a phwysau cyllidebol yn y dyfodol fod Llywodraeth Cymru wedi cael cyllid o £280 miliwn fan lleiaf mewn symiau canlyniadol, ac y gallai gael mwy, oherwydd ar gyfer y chwarter cyntaf a'r ail chwarter oedd hwnnw. Fodd bynnag, ceir perygl o ddiffygion yn y gyllideb yn y dyfodol yn dibynnu ar nifer o ffactorau cymhleth a rhyng-gysylltiedig, ac mae senario waethaf yn nodi mai £475 miliwn fydd hyn. Bydd mynd i'r afael â diffygion mor fawr â hyn yn y flwyddyn ariannol gyfredol yn galw am drafodaethau ar draws lefelau'r Llywodraeth. Dywedodd prif weithredwr CLlLC heddiw fod y sefyllfa bresennol yn ei gwneud yn anodd iawn i gynghorau gynllunio'n ariannol, felly rwy'n synnu nad ydych wedi clywed hynny. Dywedodd Sir y Fflint fod rheoli'r gyllideb mewn hinsawdd sy'n newid ac yn symud yn gyflym yn heriol iawn, a dywedodd Gwynedd unwaith eto fod ei sefyllfa ariannol yn heriol iawn. Sut rydych chi'n ymateb felly i alwadau o ogledd Cymru, ond yn cynrychioli Cymru gyfan, am sicrwydd fod penderfyniadau gan Lywodraeth Cymru sy'n arwain at golli incwm a gwariant ychwanegol oherwydd COVID yn parhau i gael eu talu gan Lywodraeth Cymru, a bod colledion casgliadau'r dreth gyngor yn cael eu cynnal, ac am eglurder ynghylch pa opsiynau ar gyfer benthyca gan awdurdodau lleol y gellir eu caniatáu er mwyn ateb pwysau ariannol? Cafodd hynny ei grybwyll wrthyf heddiw.