English: The committee welcomes the £162.4 million allocated in the final budget to help those affected by the cost-of-living crisis, with £1.6 million of that allocated for the single advice fund to offer advice and support on income maximisation. We recommended that the Welsh Government take steps to raise the profiles of grants and schemes designed to address the cost-of-living crisis, so that people are aware of the range of financial support available and how to access it. We are pleased to hear that the Welsh Government intends to run a campaign and is developing a suite of materials that will be delivered on numerous platforms to ensure that the Welsh public are aware of their entitlements. However, these campaigns must target the most vulnerable people to ensure they do not miss out. We have previously recommended that there should be a 'no wrong door' approach to accessing services, and we continue to call for a single point of access rather than multiple applications for support. Support can only be effective if it reaches the right people. The final budget does not increase the support for business rates relief, something which the committee asked the Minister to consider in its report. We also asked the Minister to prioritise investment in digital infrastructure, and to pay particular focus to supporting investment in digital infrastructure and help small retailers and other businesses to develop digital skills and an online presence. In the Minister's response to this recommendation, she notes that Business Wales provides businesses and entrepreneurs with a single point of contact for information and advice, and that the Development Bank of Wales helps Welsh businesses get the finance they need to start up. However, no specific action seems to have been taken in this area. Allocations for financial transactions capital were not included in the draft budget, with the Minister telling us they would be made as part of the final budget preparations. We recommended that an update on the allocations was provided to the committee before the final budget was laid. I am grateful to the Minister for providing this information. The Minister noted the constraints and complexities on how ring-fenced financial transactions can be used, and the timescales within which the Welsh Government had to develop proposals following the late announcement of the UK spending review. However, we are pleased to hear that this will not set a precedent, with the intention that future financial transaction capital allocations will be considered as part of the draft budget process. Given the Minister's emphasis on building a greener Wales through this budget, it's disappointing that the Welsh Government has not clarified which specific Net Zero Wales commitments have been funded in the final budget. As a committee, we also asked the Minister to present budgetary information so that it is linked to outputs and impacts, as well as providing clarity on how the funding of policy commitments relating to the co-operation agreement is reflected in future budget allocations, but these do not seem to have been addressed either. Furthermore, it is not clear what impact inflation will have on Welsh Government costs, and we would like the Minister to confirm whether this will change the outcomes expected from next year's budget, assuming that no additional funding will be received from the UK Government. I would ask the Minister to respond to each of these points in turn.
Welsh: Mae'r pwyllgor yn croesawu'r £162.4 miliwn a ddyrannwyd yn y gyllideb derfynol i helpu'r rheini y mae'r argyfwng costau byw yn effeithio arnyn nhw, gyda £1.6 miliwn o hwnnw wedi'i ddyrannu ar gyfer y gronfa gynghori sengl i gynnig cyngor a chymorth ar gynyddu incwm i'r eithaf. Gwnaethom argymell bod Llywodraeth Cymru yn cymryd camau i godi proffiliau grantiau a chynlluniau a gynlluniwyd i fynd i'r afael â'r argyfwng costau byw, fel bod pobl yn ymwybodol o'r ystod o gymorth ariannol sydd ar gael a sut i gael gafael arno. Rydym yn falch o glywed bod Llywodraeth Cymru yn bwriadu cynnal ymgyrch ac yn datblygu cyfres o ddeunyddiau a fydd yn cael eu darparu ar sawl platfform i sicrhau bod y cyhoedd yng Nghymru yn ymwybodol o'u hawliau. Fodd bynnag, mae'n rhaid i'r ymgyrchoedd hyn dargedu'r bobl fwyaf agored i niwed i sicrhau nad ydyn nhw ar eu colled. Rydym wedi argymell o'r blaen y dylid cael dull 'dim drws anghywir' o gael mynediad at wasanaethau, ac rydym yn parhau i alw am un pwynt mynediad yn hytrach na nifer o geisiadau am gymorth. Dim ond os yw'n cyrraedd y bobl iawn y gall cymorth fod yn effeithiol. Nid yw'r gyllideb derfynol yn cynyddu'r cymorth i ryddhad ardrethi busnes, rhywbeth y gofynnodd y pwyllgor i'r Gweinidog ei ystyried yn ei adroddiad. Gofynnwyd hefyd i'r Gweinidog flaenoriaethu buddsoddi mewn seilwaith digidol, a rhoi pwyslais penodol ar gefnogi buddsoddiad mewn seilwaith digidol a helpu manwerthwyr bach a busnesau eraill i ddatblygu sgiliau digidol a phresenoldeb ar-lein. Yn ymateb y Gweinidog i'r argymhelliad hwn, mae'n nodi bod Busnes Cymru yn rhoi un pwynt cyswllt i fusnesau ac entrepreneuriaid ar gyfer gwybodaeth a chyngor, a bod Banc Datblygu Cymru yn helpu busnesau Cymru i gael y cyllid sydd ei angen arnyn nhw i ddechrau. Fodd bynnag, nid yw'n ymddangos bod unrhyw gamau penodol wedi'u cymryd yn y maes hwn. Nid oedd dyraniadau ar gyfer cyfalaf trafodiadau ariannol wedi'u cynnwys yn y gyllideb ddrafft, gyda'r Gweinidog yn dweud wrthym y bydden nhw'n cael eu gwneud fel rhan o'r paratoadau ar gyfer y gyllideb derfynol. Gwnaethom argymell y dylid rhoi'r wybodaeth ddiweddaraf am y dyraniadau i'r pwyllgor cyn i'r gyllideb derfynol gael ei gosod. Rwy'n ddiolchgar i'r Gweinidog am ddarparu'r wybodaeth hon. Nododd y Gweinidog y cyfyngiadau a'r cymhlethdodau o ran sut y gellir defnyddio trafodiadau ariannol wedi'u neilltuo, a'r amserlenni y bu'n rhaid i Lywodraeth Cymru eu dilyn i ddatblygu cynigion yn dilyn cyhoeddiad hwyr yr adolygiad o wariant y DU. Fodd bynnag, rydym yn falch o glywed na fydd hyn yn gosod cynsail, gyda'r bwriad y bydd dyraniadau cyfalaf trafodiadau ariannol yn y dyfodol yn cael eu hystyried fel rhan o broses y gyllideb ddrafft. O ystyried pwyslais y Gweinidog ar adeiladu Cymru wyrddach drwy'r gyllideb hon, mae'n siomedig nad yw Llywodraeth Cymru wedi egluro pa ymrwymiadau penodol i Gymru Sero Net sydd wedi'u hariannu yn y gyllideb derfynol. Fel pwyllgor, gofynnom hefyd i'r Gweinidog gyflwyno gwybodaeth gyllidebol fel ei bod yn gysylltiedig ag allbynnau ac effeithiau, yn ogystal â rhoi eglurder ynghylch sut yr adlewyrchir ariannu ymrwymiadau polisi sy'n ymwneud â'r cytundeb cydweithredu yn nyraniadau'r gyllideb yn y dyfodol, ond nid yw'n ymddangos bod y rhain wedi cael sylw ychwaith. At hynny, nid yw'n glir pa effaith y bydd chwyddiant yn ei chael ar gostau Llywodraeth Cymru, a hoffem i'r Gweinidog gadarnhau a fydd hyn yn newid y canlyniadau a ddisgwylir o gyllideb y flwyddyn nesaf, gan dybio na dderbynnir unrhyw arian ychwanegol gan Lywodraeth y DU. Byddwn yn gofyn i'r Gweinidog ymateb i bob un o'r pwyntiau hyn yn eu tro.