English: Diolch yn fawr, Llywydd. I'm very pleased to move this motion in the name of Paul Davies and look at the housing crisis that currently exists in Wales. Successive Welsh Governments have failed to tackle the housing needs that have been quite apparent now for a generation or more. An increasing requirement for social housing, underinvestment since devolution, and the post-2008 economic shock, and just a sheer lack of ambition amongst the Welsh Government, have all led to an overall reduction in house building compared to what we need to do. Instead of addressing housing needs though a whole-market solution based on home ownership and boosting house-building rates for private and social renting, the Welsh Government has decided to chase the mirage of abolishing the right to buy, as if that's going to be a key part of addressing our housing need, or set targets that, on the face of it, may look encouraging, but when you really dig into the detail are far less ambitious. I refer to the target of 20,000 more affordable homes to be built in the course of this Assembly term, which is just 2,500 more than previous plans. The focus should be exclusively on house building. To quote the Bevan Foundation, not enough new homes are being built to meet projected needs. That simply is the situation we are currently in. In fact, the Welsh Government does not even achieve its own inadequate targets. In 2015-16 just 6,900 homes were built, well short of the Welsh Government's target of 8,700. In fact, the last time the Welsh Government achieved its own target was in 2007-08, nearly 10 years ago. If I can talk about the general shortage of homes, I think we've had a problem since at least 2004, when successive Welsh Governments - and it's not just been exclusively Labour-led; Plaid have been in Government as well - have been warned of the impending housing need but have not taken the necessary steps to build more homes. Those on waiting lists in Wales have been estimated at 90,000. That's the same figure today as was reported in 2011 - no progress. Furthermore, it has been estimated by Community Housing Cymru that 8,000 families in Wales have been on an affordable housing waiting list since before the 2011 elections, and a further 2,000 have been on the waiting list since before the 2007 elections. By comparison, English councils have significantly reduced the number of households on their waiting lists: the figure's fallen by 36 per cent between 2012 and 2016. In the private sector, homeownership is, effectively, beyond many couples even on reasonably good incomes unless they have access to other resources. The average house price in Wales is now 5.8 times the average Welsh salary because - in part, at least - we simply do not build enough homes, and prices rise exorbitantly.
Welsh: Diolch yn fawr, Llywydd. Rwy'n falch iawn o gynnig y cynnig hwn yn enw Paul Davies ac edrych ar yr argyfwng tai sy'n bodoli ar hyn o bryd yng Nghymru. Mae'r naill lywodraeth ar ôl y llall yng Nghymru wedi methu â mynd i'r afael ag anghenion tai sydd wedi bod yn eithaf amlwg bellach ers cenhedlaeth neu fwy. Mae'r angen cynyddol am dai cymdeithasol, tanfuddsoddi ers datganoli, a'r sioc economaidd ar ôl 2008, a diffyg uchelgais llwyr gan Lywodraeth Cymru, oll wedi arwain at ostyngiad cyffredinol yn nifer y tai a gaiff eu hadeiladu o'i gymharu â'r hyn sydd angen i ni ei wneud. Yn hytrach na mynd i'r afael ag anghenion tai drwy ateb marchnad gyfan yn seiliedig ar berchentyaeth a hybu cyfraddau adeiladu tai ar gyfer rhentu preifat a chymdeithasol, mae Llywodraeth Cymru wedi penderfynu dilyn y rhith o ddileu'r hawl i brynu, fel pe bai hynny'n mynd i fod yn rhan allweddol o fynd i'r afael â'n hanghenion tai, neu osod targedau sy'n ymddangos yn galonogol ar yr olwg gyntaf, ond pan edrychwch ar y manylion, maent yn llawer llai uchelgeisiol. Cyfeiriaf at y targed o adeiladu 20,000 yn rhagor o gartrefi fforddiadwy yn ystod tymor y Cynulliad hwn, nad yw ond yn 2,500 yn fwy na chynlluniau blaenorol. Dylid canolbwyntio'n llwyr ar adeiladu tai. I ddyfynnu Sefydliad Bevan, nid oes digon o dai newydd yn cael eu hadeiladu i ddiwallu'r anghenion a ragwelir. Dyna'n syml yw'r sefyllfa rydym ynddi ar hyn o bryd. Mewn gwirionedd, nid yw Llywodraeth Cymru yn cyrraedd ei thargedau annigonol ei hun hyd yn oed. Yn 2015-16, 6,900 o gartrefi yn unig a adeiladwyd, a oedd yn bell iawn o darged Llywodraeth Cymru o 8,700. Yn wir, nid yw Llywodraeth Cymru wedi cyrraedd ei tharged ei hun ers 2007-08, bron i 10 mlynedd yn ôl. Os caf siarad am y prinder cyffredinol o gartrefi, rwy'n credu ein bod wedi wynebu problem ers o leiaf 2004, pan gafodd un Llywodraeth ar ôl y llall yng Nghymru - ac nid llywodraethau dan arweiniad Llafur yn unig; mae Plaid Cymru wedi bod mewn Llywodraeth yn ogystal - eu rhybuddio am yr angen enbyd am dai, ond nid ydynt wedi cymryd y camau angenrheidiol i adeiladu mwy o gartrefi. Amcangyfrifir bod 90,000 o bobl ar restrau aros yng Nghymru. Yr un yw'r ffigur heddiw â'r un a gofnodwyd yn 2011 - dim cynnydd. Ar ben hynny, amcangyfrifodd Cartrefi Cymunedol Cymru fod 8,000 o deuluoedd yng Nghymru wedi bod ar restr aros tai fforddiadwy ers cyn etholiadau 2011, ac mae 2,000 arall wedi bod ar y rhestr aros ers cyn etholiadau 2007. Mewn cymhariaeth, mae cynghorau Lloegr wedi lleihau nifer y teuluoedd ar eu rhestrau aros yn sylweddol: mae'r ffigur wedi disgyn 36 y cant rhwng 2012 a 2016. Yn y sector preifat, mae perchentyaeth, i bob pwrpas, y tu hwnt i gyrraedd llawer o gyplau sy'n cael incwm eithaf rhesymol hyd yn oed oni bai bod ganddynt fynediad at adnoddau eraill. Mae pris cyfartalog tŷ yng Nghymru bellach yn 5.8 gwaith y cyflog cyfartalog yng Nghymru oherwydd - yn rhannol, o leiaf - nad ydym yn adeiladu digon o gartrefi, ac mae prisiau'n codi'n ormodol.