English: Diolch, Dirprwy Lywydd. I want to confirm that I've given Simon Thomas, Jenny Rathbone and Joyce Watson a minute each of my time. This week is Gamble Aware Week. It's seven days when betting shops across the country are spreading the message to not bet more than you can afford to lose, but I'm afraid that their message is just not hitting home. Thanks to poor public policy decisions from successive Governments of all colours, gambling has never been easier than it is today. No longer are you required to venture into a local betting shop to take a punt, you can now bet on the telephone, via a computer, a mobile phone or even your smart tv. And with almost 400 betting shops and around 1,500 fixed-odds betting terminals in Wales, it's easy to see how people can quickly get sucked into a gambling spiral that gets out of control. Gambling, of course, is nothing new. It's been around for a very long time. But excessive gambling is on the rise, and Wales seems to have a bigger problem with it than other parts of the United Kingdom. In fact, the figures are stark. Gambling Commission surveys have estimated that around 1.1 per cent of the Welsh population are problem gamblers, around 34,000 people, with an additional 118,000 at risk of becoming problem gamblers. You're more than twice as likely to be a problem gambler if you live in Wales than in England, and a third more likely than if you live in Scotland. It's estimated that more than £1.6 billion is staked annually on fixed-odds betting terminals alone, and that's more than an average of £1 million per machine here in Wales, around £675 per head of the adult Welsh population. It really is eye-watering. And, of course, these machines are so quick that it's absolutely possible to bet around £100 every 20 seconds. Research, in fact, has shown that it's every bit as addictive as a class A drug, and it's no wonder that they've been called the crack cocaine of gambling. What's even more concerning, though, is that there's a growing body of evidence that indicates that unscrupulous businesses are locating these machines in deprived areas. More than a third of betting shops with these machines are in the poorest communities across Wales. These are the areas where there's underinvestment and high unemployment, and making a quick bet and a big win, no matter what the odds, seems an attractive prospect. But the people placing these stakes are very often the ones who can ill afford to lose them. But we know that gambling is not a route out of poverty. In fact, it's route to breakdown - relationship breakdown, health breakdown and financial breakdown. Thanks to our digital age, even after the betting shops close and the casinos have closed, gamblers can still continue to take their chances online. Online gambling isolates and hides gambling addiction, but it's also on the increase. More and more people are gambling behind closed doors and in secret. It's gambling that is happening all around us constantly. Slots can be played in meetings, they can be played in the school car park while waiting to pick the children up from school, and they can even be played on shift breaks. It makes it harder to know about those people who need help and for others to be able to reach out to them before it turns into a crisis. Some, of course, are underage gamblers. We know from the Gambling Commission that the people most at risk of problem gambling are those between the ages of 16 and 24. People with their whole lives ahead of them are in danger of losing everything. The Gambling Commission's 'Young People and Gambling 2016' report suggests that there are hundreds of child problem gamblers here in Wales, and if you combine that with the fact that 65 per cent of teenagers under 18 have already admitted addiction to their mobile phones, I think it's very clear to see that there's a very real public health crisis, which is brewing and playing itself out in young people's pockets right now. Often, the money used to gamble is taken out on credit. Many gambling addicts are caught in the catch-22 situation of escalating debt, which they then try to repay through gambling more. Life savings are being wiped out, and credit card limits are being exceeded. Gambling is no respecter of persons. It can affect people from any part of the social stratum and all walks of life, but don't just take my word for it. I want us to take a few moments to look at the screens to listen to some of the experiences of Sarah and Joseph here in Wales.
Welsh: Diolch, Dirprwy Lywydd. Rwyf am gadarnhau fy mod wedi rhoi munud yr un o fy amser i Simon Thomas, Jenny Rathbone a Joyce Watson. Yr wythnos hon yw Wythnos Gamble Aware. Mae'n saith diwrnod pan fo siopau betio ar draws y wlad yn lledaenu'r neges i beidio â betio mwy nag y gallwch fforddio ei golli, ond mae arnaf ofn nad yw eu neges yn cyrraedd y nod. Diolch i benderfyniadau polisi cyhoeddus gwael gan Lywodraethau olynol o bob lliw, nid yw gamblo erioed wedi bod yn haws nag y mae heddiw. Nid oes angen i chi fentro i mewn i siop fetio leol i roi bet bellach, gallwch fetio ar y ffôn, drwy gyfrifiadur, ffôn symudol neu hyd yn oed ar eich teledu clyfar. A chyda bron i 400 o siopau betio a thua 1,500 o beiriannau betio ods sefydlog yng Nghymru, mae'n hawdd gweld sut y gall pobl gael eu sugno i mewn yn gyflym i drobwll o gamblo sy'n mynd allan o reolaeth. Nid yw gamblo'n ddim byd newydd wrth gwrs. Mae wedi bodoli ers amser hir iawn. Ond mae gamblo gormodol ar gynnydd, ac mae'n ymddangos bod gan Gymru fwy o broblem gyda gamblo na rhannau eraill o'r Deyrnas Unedig. Yn wir, mae'r ffigurau'n llwm. Mae arolygon y Comisiwn Hapchwarae wedi amcangyfrif bod tua 1.1 y cant o boblogaeth Cymru yn gamblwyr cymhellol, tua 34,000 o bobl, gyda 118,000 arall mewn perygl o ddatblygu'n gamblwyr cymhellol. Rydych fwy na dwywaith mor debygol o fod yn gamblwr cymhellol os ydych yn byw yng Nghymru nag yn Lloegr, ac un rhan o dair yn fwy tebygol na phe baech yn byw yn yr Alban. Amcangyfrifir bod mwy na £1.6 biliwn yn cael ei gamblo'n flynyddol ar beiriannau betio ods sefydlog yn unig, ac mae hynny'n fwy na chyfartaledd o £1 filiwn y peiriant yma yng Nghymru, oddeutu £675 y pen o boblogaeth Cymru sy'n oedolion. Mae'n ddigon i dynnu dŵr i'r llygad. Ac wrth gwrs, mae'r peiriannau hyn mor gyflym fel ei bod yn gwbl bosibl betio tua £100 bob 20 eiliad. Mae ymchwil wedi dangos, mewn gwirionedd, ei fod yr un mor gaethiwus â chyffur dosbarth A, ac nid yw'n syndod eu bod wedi cael eu galw'n grac cocên y byd gamblo. Ond yr hyn sy'n fwy o bryder byth yw bod yna gorff cynyddol o dystiolaeth sy'n dangos bod busnesau diegwyddor yn lleoli'r peiriannau hyn mewn ardaloedd difreintiedig. Mae mwy na thraean y siopau betio sydd â'r peiriannau hyn yn y cymunedau tlotaf ledled Cymru. Y rhain yw'r ardaloedd lle y ceir tanfuddsoddi a lefelau uchel o ddiweithdra, ac mae gwneud bet gyflym ac ennill llawer o arian, ni waeth beth yw'r ods, i'w weld yn gynnig deniadol. Ond y bobl sy'n gosod y betiau hyn yn aml iawn yw'r rhai na allant fforddio'u colli. Ond fe wyddom nad yw gamblo yn ffordd allan o dlodi. Yn wir, mae'n ffordd tuag at chwalfa - chwalfa perthynas, chwalfa iechyd a chwalfa ariannol. Diolch i'n hoes ddigidol, hyd yn oed ar ôl i'r siopau betio gau ac wedi i'r casinos gau, gall gamblwyr barhau i'w mentro hi ar-lein. Mae gamblo ar-lein yn ynysu ac yn cuddio dibyniaeth ar gamblo, ond mae hefyd ar gynnydd. Mae mwy a mwy o bobl yn gamblo tu ôl i ddrysau caeedig ac yn y dirgel. Gamblo yw hwn sy'n digwydd o'n cwmpas yn gyson. Gellir chwarae slotiau mewn cyfarfodydd, gellir eu chwarae ym maes parcio'r ysgol wrth aros i godi'r plant o'r ysgol, a gellir eu chwarae yn y toriad rhwng sifftiau hyd yn oed. Mae'n ei gwneud yn anos gwybod pa bobl sydd angen cymorth ac i eraill allu estyn allan atynt cyn iddo droi'n argyfwng. Mae rhai, wrth gwrs, yn gamblwyr dan oed. Deallwn gan y Comisiwn Hapchwarae mai'r bobl sy'n wynebu fwyaf o berygl o fod yn gamblwyr cymhellol yw rhai rhwng 16 a 24 oed. Mae pobl gyda'u hoes gyfan o'u blaenau mewn perygl o golli popeth. Mae adroddiad 'Young People and Gambling 2016' y Comisiwn Hapchwarae yn awgrymu bod cannoedd o gamblwyr cymhellol sy'n blant yma yng Nghymru, ac os cyfunwch hynny â'r ffaith fod 65 y cant o bobl ifanc dan 18 oed eisoes wedi cyfaddef eu bod yn gaeth i'w ffonau symudol, rwy'n meddwl ei bod yn glir iawn fod yna argyfwng iechyd cyhoeddus go iawn ar droed ac yn digwydd yn awr ym mhocedi pobl ifanc. Yn aml, caiff yr arian a ddefnyddir i gamblo ei dynnu allan ar gredyd. Mae llawer o bobl sy'n gaeth i gamblo yn cael eu dal mewn sefyllfa amhosibl o ddyledion sy'n gwaethygu y byddant wedyn yn ceisio'u had-dalu drwy gamblo mwy. Caiff cynilion oes eu colli, a therfynau cardiau credyd eu croesi. Nid yw gamblo'n parchu neb. Gall effeithio ar bobl ar unrhyw haen gymdeithasol ac o bob cefndir, ond peidiwch â chymryd fy ngair i am y peth. Rwyf am inni roi ychydig funudau i edrych ar y sgriniau a gwrando ar rai o brofiadau Sarah a Joseph yma yng Nghymru.