English: I must declare an interest at this point as I am a landlord of a couple of rented properties in the private sector. So, thank you for your statement, Minister, and I agree with your statement that we have to give security of tenure. But that must go both ways. It must be balanced to ensure sustainability, to meet supply and demand. Protection must also be there for landlords, and there are very few landlords who would not want to encourage lengthy tenancies, because the first month's rent is taken up with all the costs incurred, which are paid now by the landlord. So, it doesn't bode well for someone to have a six-month tenancy. So, lengthy tenancies are encouraged by landlords. But I have been an excellent landlord, taking people's personal circumstances into account. But I'd like to say that the measures that you've taken risk alienating the vast majority of private sector landlords who are conscientious and responsible and compliant with the law. And these measures will put off many people seeking to become landlords. They've spoken to me and said so - 'I've decided not to rent anymore; I'm putting my property up for sale.' And this is quite common, forcing many to leave the sector. So, to be honest, if these measures were in place, I would not become a landlord. The fact that the yet to be enacted renting homes Act, and these new additions to the legislation, will discourage new landlords should be of grave concern to the Welsh Government. So, without the private rented sector, our homelessness and housing crisis would be so much worse. And, Minister, your Government has catastrophically failed to address the housing shortfall. You've built fewer than 8,000 new homes. You would have to build 12,000 new affordable homes over the next 12 months in order to meet your own target, which is already woefully inadequate. So, in order to do that, you would have to employ every house builder in the UK. So, without landlords, homelessness would be exponentially higher. But rather than encouraging private landlords, your Government is determined to make it impossible for private landlords with one or two properties to operate. So, Minister, when you consulted upon these proposals, there was huge opposition to them, so why did you ignore the views of the sector? Your proposed changes risked also disrupting the student and young professional market. So, Minister, how do you propose to mitigate the disruption to the annual cycle necessary for these types of lettings? Your original Bill failed to take into account the impact of anti-social tenants, and you have yet again failed to address this in your new proposals. However, your statement talks about closing loopholes for unscrupulous landlords. So, Minister, do you agree with me that bad tenants vastly outweigh bad landlords, and that demonising landlords will do nothing to tackle our housing shortage? Aside from the negative impact this legislation will have upon landlords, what assessment have you made of the impact this will have on rental agreements of less than six months? And finally, Minister, you mention that you hope to enact the Renting Homes (Wales) Act 2016 by the end of this Assembly term. So, can you tell us whether the Act will be commenced before this Bill is passed, or will you wait for these amendments to be made prior to commencement? Thank you.
Welsh: Mae'n rhaid i mi ddatgan buddiant ar y pwynt hwn gan fy mod i'n landlord ar un neu ddau o dai ar rent yn y sector preifat. Felly, diolch i chi am eich datganiad, Gweinidog, ac rwy'n cytuno â'ch datganiad fod yn rhaid inni roi sicrwydd i ddeiliadaeth. Ond mae'n rhaid i hynny weithio'r ddwy ffordd. Mae'n rhaid i hynny fod yn gytbwys ar gyfer sicrhau cynaliadwyedd, ar gyfer ateb y galw a'r cyflenwad. Mae'n rhaid cael diogelwch ar gyfer landlordiaid hefyd, ac ychydig iawn o landlordiaid sydd i'w cael na fydden nhw'n annog tenantiaethau hir, oherwydd mae rhent y mis cyntaf yn cael ei lyncu gan yr holl gostau, sy'n cael eu talu gan y landlord nawr. Felly, nid yw'n argoeli'n dda i rywun fod â thenantiaeth o chwe mis. Felly, mae tenantiaethau hir yn cael eu hannog gan landlordiaid. Ond rwyf i wedi bod yn landlord rhagorol, gan ystyried amgylchiadau personol pobl. Ond hoffwn i ddweud bod y mesurau yr ydych chi wedi eu cymryd yn peryglu dieithrio'r mwyafrif helaeth o landlordiaid sector preifat sy'n gydwybodol a chyfrifol ac yn cydymffurfio â'r gyfraith. Ac fe fydd y mesurau hyn yn digalonni llawer o bobl sy'n ceisio bod yn landlordiaid yn y dyfodol. Maen nhw wedi siarad â mi ac wedi dweud hyn - 'Rwyf i wedi penderfynu peidio â rhentu mwyach; rwyf am roi fy eiddo ar werth.' Ac mae hyn yn beth cyffredin iawn, sy'n gorfodi llawer i adael y sector. Felly, a bod yn onest, pe byddai'r mesurau hyn ar waith, ni fyddwn i eisiau bod yn landlord. Fe ddylai'r ffaith y bydd y Ddeddf rhentu cartrefi, sydd eto i'w gweithredu, a'r ychwanegiadau newydd hyn i'r ddeddfwriaeth, yn digalonni landlordiaid newydd beri pryder difrifol i Lywodraeth Cymru. Felly, heb y sector rhentu preifat, fe fyddai ein hargyfwng ni o ran digartrefedd a thai yn llawer gwaeth. Ac mae eich Llywodraeth chi, Gweinidog, wedi methu'n drychinebus â mynd i'r afael â'r diffyg tai. Rydych wedi adeiladu llai na 8,000 o gartrefi newydd. Fe fyddai'n rhaid ichi adeiladu 12,000 o dai fforddiadwy newydd dros y 12 mis nesaf i gyrraedd eich nod chi eich hun, sydd eisoes yn drychinebus o annigonol. Felly, i wneud hynny, fe fyddai'n rhaid i chi gyflogi pob adeiladwr tai yn y DU. Felly, heb landlordiaid, fe fyddai digartrefedd yn llawer uwch. Ond yn hytrach nag annog landlordiaid preifat, mae eich Llywodraeth chi'n benderfynol o'i gwneud hi'n amhosibl i landlordiaid preifat sydd ag un neu ddau eiddo allu gweithredu. Felly, Gweinidog, pan wnaethoch chi ymgynghori ynglŷn â'r cynigion hyn, roedd yna wrthwynebiad enfawr iddyn nhw. Pam wnaethoch chi anwybyddu barn y sector? Roedd perygl hefyd i'ch newidiadau arfaethedig darfu ar y farchnad o ran myfyrwyr a phobl ifanc broffesiynol. Felly, Gweinidog, sut ydych chi'n bwriadu lliniaru'r amhariad ar y cylch blynyddol sy'n angenrheidiol ar gyfer y mathau hyn o osodiadau? Methodd eich Bil gwreiddiol chi ag ystyried effaith tenantiaid gwrthgymdeithasol, ac unwaith eto rydych chi wedi methu â rhoi sylw i hyn yn eich cynigion newydd. Er hynny, mae eich datganiad chi'n sôn am gau'r bylchau i landlordiaid diegwyddor. Felly, Gweinidog, a ydych chi'n cytuno â mi fod yna lawer mwy o denantiaid gwael na landlordiaid gwael, ac na fydd pardduo landlordiaid yn gwneud dim i fynd i'r afael â'n prinder tai? Ar wahân i'r effaith negyddol y bydd y ddeddfwriaeth hon yn ei chael ar landlordiaid, pa asesiad a wnaethoch chi o'r effaith a gaiff hyn ar gytundebau rhentu sy'n llai na chwe mis? Ac yn olaf, Gweinidog, rydych chi'n sôn eich bod chi'n gobeithio deddfu Deddf Rhentu Cartrefi (Cymru) 2016 erbyn diwedd y tymor Seneddol hwn. Felly, a wnewch chi ddweud wrthym a fydd y Ddeddf yn cael ei chychwyn cyn i'r Bil hwn gael ei basio, neu a fyddwch chi'n aros i'r diwygiadau hyn gael eu gwneud cyn ei chychwyn? Diolch.