English: I'd like to welcome the review of the affordable housing supply, and I feel that local authorities are under pressure to entice big developers with low affordable housing targets, because that's the only way you can get big developers to build. I fear that the current local development plan system works with that grain rather than against it, to the outrage of residents who want affordable housing. For example, an estate has been agreed in my constituency for 260 houses, of which 60 are affordable. That is what happens when you put tactics before strategy and you have LDPs before you have strategic development plans. I don't think the Government has been right on that. I'd like to just read to you some evidence that was given by the chief planning officer to the policy and resources scrutiny committee in Caerphilly council regarding targets for affordable homes. He said: 'It's only a target, and if it's not viable for the developers then we have to accept a reduced figure. Developers know the targets exist but they have their own set fixed costs, including their profit margins. If the developer can't make what they expect to be a profit, and the landowner can't sell the land at a price that they feel satisfactory, then no development takes place.' This keeps us trapped in this housing crisis and I feel that the last bit of the answer to Mike Hedges that you gave does give us hope in that small firms can start to break through and start to smash that cartel - the cartel of the big four housing developers. I'm hoping to hold a cross-party group later this year and I would like to know, Minister, if you'd be willing to attend that cross-party group and hear from small house builders there. But, also, do you agree that the dominance of the big four construction companies actually works against the provision of affordable housing?
Welsh: Hoffwn i groesawu'r adolygiad o'r cyflenwad o dai fforddiadwy, ac rwy'n credu bod awdurdodau lleol dan bwysau i ddenu datblygwyr mawr â thargedau tai fforddiadwy isel, oherwydd dyna'r unig ffordd y gallwch chi sicrhau bod datblygwyr mawr yn adeiladu. Mae arnaf ofn bod y system bresennol o gynlluniau datblygu lleol yn gweithio yn y modd hwnnw yn hytrach nag yn ei erbyn, ac mae trigolion sydd eisiau tai fforddiadwy o'r farn bod hynny'n gywilyddus. Er enghraifft, cytunwyd ar ystad yn fy etholaeth i ar gyfer 260 o dai, a 60 ohonyn nhw'n rhai fforddiadwy. Dyna beth sy'n digwydd pan rydych chi'n rhoi tactegau cyn strategaeth ac mae gennych chi gynlluniau datblygu lleol cyn bod gennych gynlluniau datblygu strategol. Dydw i ddim yn meddwl bod y Llywodraeth wedi bod yn iawn ar hynny. Hoffwn i ddarllen i chi rywfaint o'r dystiolaeth a roddwyd gan y prif swyddog cynllunio i'r pwyllgor craffu polisïau ac adnoddau yng Nghyngor Caerffili ynghylch targedau ar gyfer tai fforddiadwy. Dywedodd: 'Dim ond targed yw hwn, ac os nad yw'n ymarferol ar gyfer y datblygwyr wedyn mae'n rhaid inni dderbyn ffigur is. Mae'r datblygwyr yn gwybod bod y targedau'n bodoli ond mae ganddyn nhw eu costau sefydlog eu hunain, gan gynnwys maint eu helw. Os na all y datblygwyr wneud yr elw y maen nhw'n ei ddisgwyl, ac os na all y tirfeddiannwr werthu'r tir am bris boddhaol, yna does dim datblygiad yn digwydd.' Mae hyn yn ein dal ni yn yr argyfwng tai hwn ac rwy'n teimlo bod y darn olaf o'ch ateb i Mike Hedges yn rhoi gobaith i ni y gall cwmnïau bach ddechrau torri trwyddo a dechrau chwalu'r cartél hwnnw - cartél y pedwar datblygwr tai mawr. Rwy'n gobeithio cynnal grŵp trawsbleidiol yn nes ymlaen eleni, a hoffwn wybod, Gweinidog, a fyddech chi'n barod i ddod i'r grŵp trawsbleidiol hwnnw a chlywed gan adeiladwyr bach yno. Ond, hefyd, a ydych chi'n cytuno bod goruchafiaeth y pedwar cwmni adeiladu mawr yn gweithio yn erbyn y ddarpariaeth o dai fforddiadwy, mewn gwirionedd?