English: I do recognise as well that this is an important area of joint working between Plaid Cymru and the Welsh Government. I'm very grateful to Cefin Campbell in particular for the work that he's done in helping shape the ideas for a council tax that will rebalance the tax burden on households and fund the services that everybody benefits from, and that connects people to their communities and also has built in regular updates to keep it fair into the future. I think the most important thing that we can do to support people at the moment is to ensure that everybody who is entitled to support through the council tax reduction scheme is able to get that support - and, as I say, there are lots of people who aren't - and also to work with local authorities in terms of the approach that they have to arrears. So, we've taken a person-centred approach to that. The local authorities themselves have come up with a set of guidelines and a toolkit to help them take that person-centred approach and to explore with the individual if there's more that they could be doing. Quite simply, a bonfire of debt is unaffordable at the moment, unless, of course, Plaid Cymru want to pinpoint areas that we can move money from within the Welsh Government budget to support that. I'm always open to those discussions and those ideas, but, at the moment, I think it's about making sure that we have as many people accessing the support as they can, potentially reducing their bills to nil, and also supporting those who are in debt to have a manageable programme of paying back those debts to the council.
Welsh: Rwy'n cydnabod hefyd fod hwn yn faes cydweithio pwysig rhwng Plaid Cymru a Llywodraeth Cymru. Rwy'n ddiolchgar iawn i Cefin Campbell yn arbennig am y gwaith y mae wedi'i wneud i helpu i lunio'r syniadau ar gyfer treth gyngor a fydd yn ailgydbwyso baich trethi ar aelwydydd ac yn ariannu'r gwasanaethau y mae pawb yn elwa ohonynt, ac sy'n cysylltu pobl â'u cymunedau, ac sy'n cynnwys diweddariadau rheolaidd i'w chadw'n deg yn y dyfodol. Credaf mai'r peth pwysicaf y gallwn ei wneud i gefnogi pobl ar hyn o bryd yw sicrhau bod pawb sydd â hawl i gymorth drwy gynllun gostyngiadau'r dreth gyngor yn gallu cael y cymorth hwnnw - ac fel y dywedais, ceir llawer o bobl nad ydynt yn ei gael - yn ogystal â gweithio gydag awdurdodau lleol ar eu dull o weithredu ar ôl-ddyledion. Felly, rydym wedi mabwysiadu dull sy'n canolbwyntio ar yr unigolyn o weithredu ar hynny. Mae'r awdurdodau lleol eu hunain wedi llunio set o ganllawiau a phecyn cymorth i'w helpu i fabwysiadu dull o'r fath sy'n canolbwyntio ar yr unigolyn, ac i archwilio gyda'r unigolyn i weld a oes mwy y gallent fod yn ei wneud. Yn syml iawn, mae coelcerth dyledion yn anfforddiadwy ar hyn o bryd, oni bai, wrth gwrs, y gall Plaid Cymru nodi meysydd lle y gallwn fynd ag arian o gyllideb Llywodraeth Cymru i gefnogi hynny. Rwyf bob amser yn agored i'r trafodaethau a'r syniadau hynny, ond ar hyn o bryd, credaf fod a wnelo hyn â sicrhau bod gennym gynifer o bobl â phosibl yn cael y cymorth, gan ostwng eu biliau i ddim o bosibl, yn ogystal â chefnogi'r rheini sydd mewn dyled i gael rhaglen ymarferol i dalu'r dyledion hynny yn ôl i'r cyngor.