English: Thank you for those questions. It's always nice to see you as well, Mark Reckless. The £500 million spend that we put in place for the economic resilience fund was brought together as a package of funding from different parts of Government. So, it included financial transactions capital, for example - £100 million of that. It also included funding that we were able to free up from elsewhere in Government, so I'm not aware that there is a great deal that the UK Government is doing to support businesses that Welsh Government isn't. However, I'd be keen to explore that. One thing that we've been trying to do is use our additional funding to close the gaps in support. So, there are some significant gaps in support for business by the UK Government, which the economic resilience fund seeks to do. I'm really aware that there continues to be gaps, which is why the fund has been paused, so that we can consider how we can potentially look to fill some of those existing gaps, whilst also considering how we can focus some of that additional funding on the recovery as well. In terms of furloughing, Welsh Government wrote earlier this week, actually, to the Chancellor on the issue of furloughing, and we really welcome the fact that the scheme has been extended. Some of our concern really though is that the scheme shouldn't have any reduction of support for businesses that can't legally open. So, there could be a time when businesses in certain sectors still can't open. So, those businesses, I think, should continue to be protected. And the scheme should continue to offer the same kind of level of intensity of support to tourism businesses, I think, in particular, because we have a larger proportion of them here in Wales. Obviously they have been hard hit and they are telling us that they're facing what's effectively three winters, one after the other, in terms of the kind of profits that they will be able to make. We're also keen that the job retention scheme in future has some more flexibility built into it. So, the Wales TUC has asked for businesses to be able potentially to claim as workers come back on a part-time basis, and so on. So, all of those things, I think, are important considerations. The UK Government has agreed that it will be discussing with the devolved nations the next steps for the scheme, and I understand that a meeting with the Chief Secretary to the Treasury is being arranged for next week, so I look forward to continuing those discussions then. In terms of how it will all be paid for, I think that is really going to be quite a difficult challenge for the Chancellor, moving ahead with various different options, of course, in terms of whether it means long and sustained austerity. We saw the leaked report earlier on today. So, I think the most important thing - really that has to guide us - is that it can't be the people who are on lowest pay and the poorest people who continue to bear the brunt of this. It seems incongruous that you would be looking to freeze public sector pay at a time when we're all celebrating how important our public sectors workers are to us, and these are the people who are keeping us going at this time. I wish I had a crystal ball, but I think that there are going to be very, very difficult challenges ahead, and difficult times for the economy, as we've seen in lots of the commentary and the projections that have been published. On land transaction tax, I don't think that we will see a great divergence. I've asked officials recently, actually, to look at how we can safely reopen the housing market here in Wales, but clearly we won't undertake those steps until we are confident that it is safe for us to do so here. But, this is one of the features of the fiscal framework that we have. Potentially, we could see a negative adjustment were we to have a larger impact on that here in Wales, but we'll keep that under close review.
Welsh: Diolch am y cwestiynau yna. Mae bob amser yn braf eich gweld hefyd, Mark Reckless. Cafodd y gwariant o £500 miliwn a gyflwynwyd gennym ar gyfer y gronfa cadernid economaidd ei ddwyn ynghyd fel pecyn o gyllid o wahanol rannau o'r Llywodraeth. Felly, roedd yn cynnwys cyfalaf trafodion ariannol, er enghraifft - £100 miliwn o hynny. Roedd hefyd yn cynnwys cyllid yr oeddem yn gallu ei ryddhau o rywle arall yn y Llywodraeth, felly nid wyf yn ymwybodol bod yna lawer iawn y mae Llywodraeth y DU yn ei wneud i gefnogi busnesau nad yw Llywodraeth Cymru yn ei wneud. Fodd bynnag, byddwn i'n awyddus archwilio hynny. Un peth yr ydym ni wedi bod yn ceisio ei wneud yw defnyddio ein cyllid ychwanegol i gau'r bylchau yn y cymorth. Felly, mae rhai bylchau sylweddol mewn cymorth i fusnes gan Lywodraeth y DU, ac mae'r gronfa cadernid economaidd yn ceisio gwneud hynny. Rwy'n ymwybodol iawn bod bylchau'n parhau, a dyna pam mae'r gronfa wedi cael ei rhewi dros dro, fel y gallwn ni ystyried sut y gallwn ni lenwi rhai o'r bylchau sy'n bodoli, gan ystyried hefyd sut y gallwn ni ganolbwyntio rhywfaint o'r arian ychwanegol hwnnw ar yr adferiad hefyd. O ran y cynllun ffyrlo, ysgrifennodd Llywodraeth Cymru yn gynharach yr wythnos hon, a dweud y gwir, at y Canghellor ynghylch y mater o ffyrlo, ac rydym yn croesawu'n fawr y ffaith bod y cynllun wedi cael ei ymestyn. Yr hyn sy'n ein poeni mewn gwirionedd yw na ddylai'r cynllun leihau'r cymorth i fusnesau na allant agor yn gyfreithlon. Felly, gallai fod adeg pan na all busnesau mewn rhai sectorau agor o hyd. Felly, credaf y dylai'r busnesau hynny barhau i gael eu diogelu. A dylai'r cynllun barhau i gynnig yr un faint o gefnogaeth ddwys i fusnesau twristiaeth, rwy'n credu, yn benodol, gan fod gennym ni gyfran fwy ohonyn nhw yma yng Nghymru. Mae'n amlwg eu bod wedi cael eu taro'n galed ac maen nhw'n dweud wrthym eu bod yn wynebu'r hyn sy'n debyg i dri gaeaf i bob pwrpas, un ar ôl y llall, o ran y math o elw y byddant yn gallu ei wneud. Rydym ni hefyd yn awyddus bod y cynllun cadw swyddi yn y dyfodol yn cynnwys mwy o hyblygrwydd. Felly, mae TUC Cymru wedi gofyn am yr hawl i fusnesau o bosib hawlio wrth i weithwyr ddod yn ôl yn rhan-amser, ac ati. Felly, mae'r holl bethau hynny, rwy'n credu, yn ystyriaethau pwysig. Mae Llywodraeth y DU wedi cytuno y bydd yn trafod camau nesaf y cynllun gyda'r gwledydd datganoledig, a deallaf fod cyfarfod â Phrif Ysgrifennydd y Trysorlys yn cael ei drefnu ar gyfer yr wythnos nesaf, felly edrychaf ymlaen at barhau â'r trafodaethau hynny. O ran sut y telir am hynni gyd, credaf y bydd hynny'n her wirioneddol i'r Canghellor mewn gwirionedd, wrth gloriannu gwahanol ddewisiadau, wrth gwrs, o ran a yw'n golygu cyfnod o gyni hir a pharhaus. Gwelsom yr adroddiad a ddatgelwyd yn gynharach heddiw. Felly, rwy'n credu mai'r peth pwysicaf - yn wir, sy'n gorfod ein harwain - yw sicrhau nad y bobl sydd ar y cyflogau lleiaf a'r bobl dlotaf fydd yn parhau i ysgwyddo'r baich hwn. Mae'n ymddangos yn rhywbeth anghyson iawn pe byddech yn ceisio rhewi cyflogau'r sector cyhoeddus ar adeg pan rydym ni i gyd yn dathlu pa mor bwysig yw ein gweithwyr sector cyhoeddus i ni, a dyma'r bobl sy'n ein cadw i fynd ar hyn o bryd. O na fyddai gennyf bêl risial, ond credaf y bydd heriau anodd iawn yn ein hwynebu, a chyfnodau anodd i'r economi, fel yr ydym ni wedi'i weld mewn nifer o'r sylwadau a'r rhagamcanion sydd wedi'u cyhoeddi. O ran treth trafodiadau tir, nid wyf yn credu y gwelwn ni wahaniaethu mawr. Rwyf wedi gofyn i swyddogion yn ddiweddar, mewn gwirionedd, i ystyried sut y gallwn ni ailagor y farchnad dai yn ddiogel yma yng Nghymru, ond yn amlwg ni fyddwn yn ymgymryd â'r camau hynny nes ein bod yn ffyddiog ei bod yn ddiogel i ni wneud hynny yma. Ond, dyma un o nodweddion y fframwaith cyllidol sydd gennym ni. Mae'n bosib y gallem weld addasiad negyddol pe baem yn cael effaith fwy ar hynny yma yng Nghymru, ond byddwn yn parhau i adolygu hynny'n fanwl.