English: It's a great pleasure to take part in this debate. It is a debate about fairness and it's an issue that affects the lives of thousands of people in Wales. Cavity wall insulation has been installed in almost four million homes across the United Kingdom, but in three million of those it has caused a great deal of problems. This kind of insulation, retrospective insulation, was promoted by the United Kingdom Government, the Welsh Government and energy companies as well as local councils. The initial aim was to decrease energy costs by about £250 a year for each home and to meet energy efficiency targets set by the Government. In many cases in my consistency in Arfon, cavity wall insulation hasn't had that effect. Rather, it has caused problems such as mould, damp, dry rot and damage to fixtures and fittings. The dampness in its turn has caused health problems, asthma, breathing problems, without mentioning anxiety and worry. Even though it is a significant problem, there's no research undertaken of any kind that we can call significant, or a public call for people to come forward to acknowledge those who have suffered as a result. Much of this insulation was installed by energy companies or by their subcontractors as part of the Green Deal and ECO schemes of the United Kingdom Government. Many people felt that they could trust such schemes that were supported by the Government. They didn't question how appropriate their properties were for this insulation or the ability of the installers to do so properly. It's true to say that the compensation process through the CIGA has been unsatisfactory, with vulnerable people still suffering in damp homes. Now, the guarantee scheme of the industry has disappointed many and the installers and the agency have a history of not taking complaints seriously and rejecting or refusing to offer redress and sufficient compensation. There's a culture of ignoring customer requests and a failure to provide full responses to simple questions and denying responsibility. Energy companies such as E.ON, SSE, Npower and EDF are still promoting CWI, even though British Gas stopped doing this some time ago. And as we heard, the Nest programme of this Welsh Government is still encouraging people to install CWI in this country, despite the problems continuing. Many of the companies that installed CWI have failed by now. People only have the guarantee agency to turn to. People have criticised the agency for failing to respond appropriately to concerns about poorly installed or insulation installed in unsuitable properties. In Arfon, Hywel Williams MP has been active in trying to support constituents. We've seen hitherto 80 or more cases and in those cases nobody has a copy of the pre-installation report that should have been completed by the installer before installing the CWI. This despite the fact that CIGA continues to state that pre-installation reports were undertaken for all properties and that insulation would not have been installed if the property wasn't appropriate. But I'm sorry to say that that isn't the experience we've had in Arfon. One constituent in Arfon has been battling with these problems for almost four years, and the installation company has since gone bust and the agency has refused responsibility for over two years. At last, they've offered to withdraw the insulation from one wall, but I understand from one expert in the extraction industry that withdrawing it from one wall can cause cold spots that can lead to deterioration in the long term. So, that's not a solution at all. Hywel Williams has been taking action for years to seek answers and fairness for constituents in Arfon and in Wales, and I know that there are others who've helped a great deal in Wales. I also thank Pauline Saunders and CIVALLI for their important work in this area. It's about time for the thousands who've had totally unacceptable experiences as a result of CWI to receive fair play. I thank Mick and Mike and the rest very much for bringing this debate forward.
Welsh: Mae'n bleser gen i gymryd rhan yn y ddadl. Dadl ydy hi yn y bôn am degwch a chwarae teg. Mae'n fater sy'n effeithio ar fywydau miloedd o bobl yng Nghymru. Mae insiwleiddio waliau ceudod wedi'i osod mewn bron i 14 miliwn o gartrefi ledled y Deyrnas Unedig, ond mewn 3 miliwn o'r rheini, mae o wedi achosi problemau mawr. Cafodd y math yma o insiwleiddio ôl-weithredol ei hyrwyddo gan Lywodraeth y Deyrnas Unedig, Llywodraeth Cymru a chwmnïau ynni, yn ogystal â chynghorau lleol, a'r nod cychwynnol oedd i leihau costau ynni oddeutu £250 y flwyddyn i bob cartref, ac hefyd, wrth gwrs, i fodloni targedau effeithlonrwydd ynni y Llywodraeth. Mewn llawer o achosion yn fy etholaeth i yn Arfon, nid yw insiwleiddio waliau ceudod ddim wedi cael y canlyniad yna, ond yn hytrach, mae o wedi achosi problemau megis llwydni du, lleithder, pydru sych a difrod i addurniadau a dodrefn. Ac wedyn, mae'r lleithder, yn ei dro, wedi achosi problemau iechyd: asthma a phroblemau anadlu, heb sôn am straen a phryder. Ac, er ei bod hi'n broblem sylweddol, nid oes ymchwil wedi cael ei wneud, o unrhyw fath, y medrwn ni alw'n sylweddol, na galwad cyhoeddus i bobl ddod ymlaen er mwyn adnabod dioddefwyr a chynnig help iddyn nhw. Cafodd llawer o'r math yma o insiwleiddio ei osod gan gwmnïau ynni neu gan eu his-gontractwyr nhw, fel rhan o gynlluniau Bargen Werdd ac ECO Llywodraeth y Deyrnas Unedig, a llawer o ddefnyddwyr yn teimlo eu bod nhw'n gallu ymddiried mewn cynllun a oedd yn cael ei gefnogi gan y Llywodraeth. Nid oedden nhw'n cwestiynu addasrwydd eu heiddo ar gyfer y math yma o insiwleiddio, nac yn cwestiynu gallu'r gosodwyr i'w gosod yn gywir. Mae'n wir dweud, hyd yn hyn, y bu'r broses iawndal drwy'r Cavity Insulation Guarantee Agency yn anfoddhaol, efo pobl fregus yn dal i ddioddef mewn cartrefi llaith. Mae cynllun gwarantu'r diwydiant wedi siomi llawer o ddioddefwyr, ac mae'r gosodwyr a'r asiantaeth efo hanes o beidio â chymryd y cwynion o ddifrif, gwrthod cynnig mesurau cywiro a gwrthod cynnig iawndal digonol. Mae yna ddiwylliant o osgoi ac anwybyddu ymholiadau cwsmeriaid, methu â darparu atebion llawn i gwestiynu syml a gwadu cyfrifoldeb. Mae cwmnïau ynni megis E.ON, SSE, Npower ac EDF yn dal i wthio insiwleiddio waliau ceudod, er bod Nwy Prydain wedi rhoi'r gorau i gynnig hyn beth amser yn ôl. Ac, fel y clywsom ni, mae rhaglen Nyth Llywodraeth Cymru - y Llywodraeth yma - yn dal i annog pobl i gael insiwleiddio waliau ceudod wedi'i osod yn y wlad yma, er bod y problemau yn parhau. Mae llawer o'r cwmnïau a gyflawnodd y gosodiadau wedi mynd i'r wal erbyn hyn, ac felly dim ond yr asiantaeth warant sydd gan bobl ar ôl i droi ato fo. Mae dioddefwyr wedi beirniadu'r asiantaeth am fethu ag ymateb yn briodol i bryderon ynglŷn ag insiwleiddio sydd wedi cael ei osod yn wael neu insiwleiddio sydd wedi'i osod mewn eiddo anaddas. Yn Arfon, mae Hywel Williams AS wedi bod yn hynod weithgar yn ceisio cefnogi etholwyr. Rydym ni wedi gweld, hyd yma, 80 a mwy o achosion, ac yn yr achosion yna, nid oes gan neb gopi o'r adroddiad cyn-osod a ddylai fod wedi cael ei gwblhau gan y gosodwr cyn cychwyn gwaith insiwleiddio. Ac mae hyn er gwaethaf y ffaith bod CIGA yn parhau i ddatgan y cynhaliwyd asesiadau cyn-osod ar gyfer pob eiddo ac na fyddai'r insiwleiddio wedi cael ei osod os nad oedd yr eiddo yn addas. Mae'n ddrwg iawn gen i, ond nid dyna'r profiad rydym ni wedi ei gael yn Arfon. Mae un etholwr yn Arfon wedi bod yn brwydro efo'r problemau am bron i bedair blynedd. Aeth y cwmni gosod gwreiddiol i'r wal ac mae'r asiantaeth wedi gwrthod cyfrifoldeb ers dros ddwy flynedd. O'r diwedd, maen nhw wedi cynnig tynnu'r deunydd insiwleiddio allan o un wal, ond rydw i'n deall gan arbenigwyr yn y maes echdynnu fod tynnu insiwleiddio allan o un wal yn creu mannau oer ac yn debygol o waethygu'r broblem yn y tymor hir. Felly, nid ydy hynny'n foddhaol o gwbl. Mae Hywel Williams wedi bod yn gweithredu ers blynyddoedd i ddarganfod atebion a sicrhau tegwch i etholwyr Arfon a Chymru, ac rydw i'n gwybod bod yna eraill wedi helpu llawer yng Nghymru sydd wedi dioddef. Ac ie, rydw i hefyd yn diolch i Pauline Saunders a CIVALLI am eu gwaith pwysig yn y maes yma. Mae'n hen bryd i'r miloedd sydd wedi cael profiadau hollol annerbyniol yn sgil insiwleiddio waliau ceudod gael chwarae teg, ac rydw i'n diolch yn fawr iawn i Mick, Mike a'r gweddill am ddod â'r ddadl yma gerbron.