English: Yes. I thank the Member for that supplementary. The role that the Development Bank of Wales can play, in particular in engaging with the small and medium-sized business community, is going to be absolutely essential in a post-Brexit world, if that is what comes to pass. Obviously, the Minister for Economy and Transport has significant dealings with the bank. I myself have met with the chair and the chief executive to discuss their arrangements around preparedness and the redeployment of staff if we were to come to that situation. He says that cash flow and confidence are likely to be two issues that hamper businesses generally, and I agree with that. The Minister for Economy and Transport announced £100 million of capital for the Wales flexible investment fund, which is managed by the Development Bank of Wales, and earlier this year announced more than £120 million further funding for various funds that are manged by the development bank, and the whole point of those is to make funding available in a way that is flexible and appropriate for the particular needs that businesses may have in a post-Brexit world. We've been clear as a Welsh Government, and we've been clear in pressing the UK Government of this view, that, if we come to that situation, it's incumbent on us to do all that we can to support businesses that can be viable into the medium term, if you like, to get over what will be, inevitably, a very turbulent time. We have not persuaded the UK Government of that view, but that remains very firmly our view. Of course, we hope for a situation where we have a referendum and a campaign to remain that succeeds, where this risk to those businesses is eliminated. But we have to prepare for a situation in which that doesn't come to pass.
Welsh: Gallaf. Diolch i'r Aelod am ei gwestiwn atodol. Bydd y rôl y gall Banc Datblygu Cymru ei chwarae, yn enwedig wrth ymgysylltu â chymuned y busnesau bach a chanolig, yn gwbl hanfodol mewn byd ôl-Brexit, os daw pethau i hynny. Yn amlwg, mae Gweinidog yr Economi a Thrafnidiaeth yn ymwneud cryn dipyn â'r banc. Rwyf innau wedi cyfarfod â'r cadeirydd a'r prif weithredwr i drafod eu trefniadau ynghylch parodrwydd ac adleoli staff pe bai angen. Dywed fod llif arian a hyder yn debygol o fod yn ddau beth sy'n llesteirio busnesau yn gyffredinol, ac rwy'n cytuno. Mae Gweinidog yr Economi a Thrafnidiaeth wedi cyhoeddi £100 miliwn o gyfalaf ar gyfer cronfa buddsoddi hyblyg Cymru, a reolir gan Fanc Datblygu Cymru, ac yn gynharach eleni, cyhoeddodd fwy na £120 miliwn o gyllid pellach ar gyfer gwahanol gronfeydd a reolir gan y banc datblygu, a holl bwynt y rheini yw sicrhau bod cyllid ar gael mewn ffordd sy'n hyblyg ac yn briodol ar gyfer yr anghenion penodol a allai fod gan fusnesau mewn byd ôl-Brexit. Rydym wedi dweud yn glir fel Llywodraeth Cymru, ac rydym wedi bod yn glir wrth gyfleu'r safbwynt hwn i Lywodraeth y DU, os wynebwn y sefyllfa honno, fod yn rhaid inni wneud popeth yn ein gallu i gefnogi busnesau a all fod hyfyw i mewn i'r tymor canolig, os mynnwch, i oroesi'r hyn a fydd, yn anochel, yn gyfnod cythryblus iawn. Nid ydym wedi perswadio Llywodraeth y DU ynglŷn â hynny, ond dyna yw ein safbwynt pendant ni o hyd. Wrth gwrs, rydym yn gobeithio am sefyllfa lle cawn refferendwm ac ymgyrch i aros sy'n llwyddo, lle mae'r risg hon i'r busnesau hynny'n cael ei dileu. Ond mae'n rhaid inni baratoi am sefyllfa lle nad yw hynny'n digwydd.