English: I would certainly agree with those forecasts, unfortunately. In terms of COVID, one sector that's suffered greatly is tourism and hospitality, which are being hit hard once again by the latest restrictions. Many have decided to close entirely. First of all, can the First Minister tell us when they can expect to receive the latest grant payments? Because although the customers have to stay away, the bills still have to be paid. There other businesses who haven't been able to operate at all, virtually, since March, and they have no idea when they'll be able to recommence - businesses in events, weddings, outdoor pursuit centres; others are having to remain dormant for the winter. The speedboat company on the Menai, which had sold a great many tickets for Christmas, are now having to repay that money. So, what special consideration is given to such businesses who more or less will have to go into hibernation now, as far as we can see? And can I also make an appeal on behalf of those businesses who still fall between the cracks in terms of financial support? Not paying salaries through PAYE or not being registered for VAT is still a problem for many. Another failed to show the scale of his losses, although income had collapsed almost entirely this year - that was a boat trip company. So, can I ask how the Government has, or is, going to do more to identify those gaps that businesses are still falling into, and how can we as Senedd Members help to pass information on about those difficulties faced by those businesses?
Welsh: Dwi'n cyd-fynd, yn sicr, ar y rhagolygon hynny, yn anffodus. O ran COVID, un sector sydd wedi dioddef yn drwm iawn ydy'r sector lletygarwch a thwristiaeth sy'n cael eu taro'n galed eto gan y cyfyngiadau diweddaraf, wrth gwrs. Mae llawer wedi penderfynu cau yn gyfan gwbl. Yn gyntaf, a all y Prif Weinidog ddweud wrthon ni pa bryd y gallan nhw ddechrau derbyn y taliadau grant diweddaraf? Achos er bod y cwsmeriaid yn gorfod cadw draw, mae'r biliau, wrth gwrs, yn dal angen eu talu. Mae yna fusnesau eraill sydd ddim wedi gallu gweithredu o gwbl, mwy neu lai, ers mis Mawrth, a dim syniad pryd fyddan nhw'n gallu dechrau chwaith - busnesau mewn digwyddiadau, priodasau, canolfannau awyr agored; mae eraill yn gorfod mynd i gysgu rŵan am y gaeaf. Cwmni cychod cyflym ar y Fenai, er enghraifft, oedd wedi gwerthu nifer dda o docynnau ar gyfer y Nadolig rŵan yn gorfod talu'r arian hwnnw yn ôl. Pa ystyriaeth arbennig sy'n cael ei roi i fusnesau felly sydd mwy neu lai yn mynd i aeafgwsg, neu hibernation, rŵan, hyd y gallwn ni ei rhagweld? Ac a gaf i hefyd wneud apêl ar ran y busnesau hynny sy'n dal yn disgyn rhwng y craciau am gymorth ariannol? Mae peidio â thalu cyflogau drwy PAYE neu ddim bod wedi cofrestru ar gyfer treth ar werth yn dal yn broblem i lawer. Un arall wedi methu dangos maint ei golledion o, er bod incwm wedi 'collapse-io' yn llwyr, mwy neu lai, eleni - cwmni tripiau cychod ydy hwnnw. A gaf i ofyn sut mae'r Llywodraeth wedi, neu yn mynd i, wneud mwy i adnabod y bylchau mae busnesau'n dal i ddisgyn trwyddyn nhw, a sut gallwn ni fel Aelodau'r Senedd helpu i basio gwybodaeth am y trafferthion mae busnesau yn eu hwynebu o hyd?