English: Thank you very much for that question. I can certainly confirm that the Welsh Government continues to make strong and repeated representations to the UK Government regarding the impact that their welfare reform programme and austerity programme is having on people in receipt of benefits. We are really concerned because, actually, this is just the start. Many people are starting to think, 'Well, universal credit has been talked about for so long, it's not going to happen to me if it hasn't already'. But we know that many local authority areas in Wales have yet to commence full roll-out. We've asked for many changes to universal credit, for example to shorten the time for the first payment through the removal of waiting days, and these changes have been applied, in addition to help for those with housing costs via the two-week non-repayable transitional payment, due to be introduced from 11 April. So, we do have some success in the representations we are making. But, certainly, we don't think the UK Government has gone anywhere near far enough. So, we continue to ask for the halt of the roll-out of universal credit until the many issues that we have identified are dealt with. The reasons are made stronger by the fact that the Equality and Human Rights Commission has recently published a report on the cumulative impact of tax and welfare reforms, and this analysis does include Wales-level data, and it does highlight the significant impact that the reforms are having on the low-income households in Wales, but particularly those with children and with protected characteristics.
Welsh: Diolch yn fawr iawn am eich cwestiwn. Yn sicr, gallaf gadarnhau fod Llywodraeth Cymru yn parhau i wneud sylwadau cryf dro ar ôl tro i Lywodraeth y DU ynghylch effaith eu rhaglen ddiwygio lles a'u rhaglen gyni ar bobl sy'n derbyn budd-daliadau. Rydym yn hynod o bryderus, gan mai dim ond y dechrau yw hyn, mewn gwirionedd. Mae llawer o bobl yn dechrau meddwl, 'Wel, maent wedi bod yn trafod credyd cynhwysol ers cymaint o amser, nid yw'n mynd i ddigwydd i mi os nad yw wedi digwydd eisoes'. Ond gwyddom nad yw llawer o ardaloedd awdurdodau lleol yng Nghymru wedi dechrau ei roi ar waith yn llawn eto. Rydym wedi gofyn am lawer o newidiadau i gredyd cynhwysol, er enghraifft byrhau'r amser i gael y taliad cyntaf drwy gael gwared â diwrnodau aros, ac mae'r newidiadau hyn wedi'u rhoi ar waith, yn ogystal â chymorth ar gyfer pobl â chostau tai drwy'r taliad trosiannol pythefnos nad yw'n ad-daladwy, a fydd yn cael ei gyflwyno o 11 Ebrill. Felly, rydym yn cael rhywfaint o lwyddiant gyda'r sylwadau a wnawn. Ond yn sicr, nid ydym yn credu bod Llywodraeth y DU wedi gwneud digon o bell ffordd. Felly, rydym yn parhau i ofyn am roi terfyn ar gredyd cynhwysol hyd nes yr ymdrinnir â llawer o'r materion a nodwyd gennym. Atgyfnerthir y rhesymau hyn gan y ffaith bod y Comisiwn Cydraddoldeb a Hawliau Dynol wedi cyhoeddi adroddiad yn ddiweddar ar effaith gronnol diwygio treth a lles, ac mae'r dadansoddiad hwn yn cynnwys data ar lefel Cymru, ac mae'n amlygu'r effaith sylweddol y mae'r diwygiadau yn ei chael ar aelwydydd incwm isel yng Nghymru, ond yn enwedig y rheini â phlant a'r rheini â nodweddion gwarchodedig.