techiaith/cofnodycynulliad_en-cy huggingface dataset:
English: I might not. The Minister may, I'm sure. [ Laughter.] But, just responding to the Minister directly, if I may - Huw Irranca set me up very nicely there - the Minister did importantly note the work the Welsh Government are doing, the work NRW are doing, and the requirements that would be needed to accept a proposal of an area of outstanding natural beauty, in particular one to the campaigners that I think will be important for the campaigners, which is for them to get the views and perhaps campaign to and lobby the local representatives, the local authorities, because that's the important part, and that was clear in the Minister's response. But I do thank her and her officials for her openness and work, and thank her for working with the committee in that way. In closing, Deputy Presiding Officer, once again, this is the people's committee - the people of Wales's committee. I thank the petitioners for engaging, the 20,000 plus people who signed, and diolch yn fawr iawn for hearing this debate this afternoon. Thank you.
Welsh: Efallai na wnaf hynny. Fe wnaiff y Gweinidog, rwy'n siŵr. [ Chwerthin.] Ond i ymateb i'r Gweinidog yn uniongyrchol, os caf - fe wnaeth Huw Irranca fy rhoi ar y smotyn yn dda iawn yno - fe wnaeth y Gweinidog nodi'r gwaith pwysig y mae Llywodraeth Cymru yn ei wneud, y gwaith y mae CNC yn ei wneud, a'r gofynion y byddai eu hangen i dderbyn cynnig ar gyfer ardal o harddwch naturiol eithriadol, yn enwedig un y credaf y bydd yn bwysig i'r ymgyrchwyr, sef y dylent gael safbwyntiau ac efallai ymgyrchu a lobïo'r cynrychiolwyr lleol, yr awdurdodau lleol, gan mai dyna'r rhan bwysig, ac roedd hynny'n glir yn ymateb y Gweinidog. Ond diolch iddi hi a'i swyddogion am ei gonestrwydd a'i gwaith, a diolch iddi am weithio gyda'r pwyllgor yn y ffordd honno. Wrth gloi, Ddirprwy Lywydd, unwaith eto, dyma bwyllgor y bobl - pwyllgor pobl Cymru. Diolch i'r deisebwyr am gymryd rhan, yr 20,000 a mwy o bobl a lofnododd, a diolch yn fawr iawn am wrando ar y ddadl hon y prynhawn yma. Diolch.
English: The proposal is to note the petition. Does any Member object? [ Objection.] Objection? Yes, there is objection. Therefore, I will defer voting under this item until voting time.
Welsh: Y cwestiwn yw: a ddylid nodi'r ddeiseb? A oes unrhyw Aelod yn gwrthwynebu? [ Gwrthwynebiad.] Gwrthwynebu? Oes. Felly, gohiriaf y bleidlais ar y cynnig tan y cyfnod pleidleisio.
English: Item 8 this afternoon is the Welsh Conservatives debate on a Wales COVID-19 inquiry special purpose committee, and I call on Russell George to move the motion.
Welsh: Eitem 8 y prynhawn yma yw dadl y Ceidwadwyr Cymreig - pwyllgor diben arbennig ymchwiliad COVID-19 Cymru, a galwaf ar Russell George i wneud y cynnig.
English: Talking about time, you are going to have to draw your comments to a conclusion here. The allocated time in tabling this debate, by the Conservatives and yourselves, is 30 minutes, and therefore - [ Interruption.] You have restricted yourselves in the amount of time you have allocated to this debate, and you are restricted yourself as well, Rhun. So, bring your comments to a conclusion.
Welsh: A sôn am amser, bydd yn rhaid i chi ddod â'ch sylwadau i ben yma. Yr amser a ddyrannwyd ar gyfer cyflwyno'r ddadl hon, gan y Ceidwadwyr a chi eich hunain, yw 30 munud, ac felly - [ Torri ar draws.] Rydych wedi cyfyngu eich hunain yn yr amser a ddyrannwyd gennych ar gyfer y ddadl hon, ac rydych wedi eich cyfyngu eich hun hefyd, Rhun. Felly, dewch â'ch sylwadau i ben.
English: Quite simply, decisions taken in Wales need to be scrutinised in Wales, and we ask everybody to support this motion today as a means of ensuring that. Thank you.
Welsh: Yn syml iawn, mae angen craffu ar benderfyniadau sy'n cael eu gwneud yng Nghymru yng Nghymru, a gofynnwn i bawb gefnogi'r cynnig hwn heddiw fel ffordd o sicrhau hynny. Diolch.
English: Dear me. Talk about out of touch. We've heard time and time again in this Chamber about the need to expand the Senedd to promote scrutiny of the Welsh Government, but when it comes to promoting scrutiny now, the Welsh Government simply deflects and says they have moved on. But the people of Wales, the grieving loved ones of the COVID victims, the children who missed out on their valuable education, and those who had employment and financial worries have not moved on. The Welsh Government's refusal to hold an inquiry shows that scrutiny is not its priority, but an expansion of its own power over the people of Wales. Freedoms were lost during COVID and sacrifices were made, and it falls on the Government to allow its actions and why it made the decisions it did be known to the Welsh people. The First Minister can't have it both ways, by having full responsibility over COVID regulations in Wales and then hiding under the UK-wide inquiry. He must stop hiding and take some responsibility and show some true leadership. The Conservatives, Plaid Cymru and the Liberal Democrats often disagree in this Chamber over the most pressing issues facing Wales today, but our coming together on this matter shows that it goes beyond party politics and ideology, and it's about doing the right thing by the people of Wales. So, I urge Labour Members to look beyond party politics, or history will look on this place with contempt of deflection of allowing elected Members to understand the Welsh Government's decision-making process. Thank you.
Welsh: Diar annwyl. Sôn am fod allan o gysylltiad. Rydym wedi clywed dro ar ôl tro yn y Siambr hon am yr angen i ehangu'r Senedd i hyrwyddo craffu ar Lywodraeth Cymru, ond pan ddaw'n fater o hyrwyddo craffu nawr, mae Llywodraeth Cymru yn osgoi ac yn dweud eu bod wedi symud ymlaen. Ond nid yw pobl Cymru, anwyliaid sy'n galaru am ddioddefwyr COVID, y plant a gollodd addysg werthfawr, a'r rhai a gafodd bryderon ariannol a phroblemau cyflogaeth wedi symud ymlaen. Mae'r ffaith bod Llywodraeth Cymru wedi gwrthod cynnal ymchwiliad yn dangos nad craffu yw ei blaenoriaeth, ond ehangu ei phŵer ei hun dros bobl Cymru. Collodd pobl eu rhyddid yn ystod COVID ac fe wnaeth pobl aberthu, a lle'r Llywodraeth yw caniatáu i'w gweithredoedd a pham y gwnaeth y penderfyniadau a wnaeth ddod yn hysbys i bobl Cymru. Ni all y Prif Weinidog ei chael hi'r ddwy ffordd, drwy gael cyfrifoldeb llawn dros reoliadau COVID yng Nghymru a chuddio wedyn o dan yr ymchwiliad ar gyfer y DU. Rhaid iddo roi'r gorau i guddio a chymryd cyfrifoldeb a dangos arweiniad go iawn. Mae'r Ceidwadwyr, Plaid Cymru a'r Democratiaid Rhyddfrydol yn aml yn anghytuno yn y Siambr hon ynglŷn â'r materion mwyaf dybryd sy'n wynebu Cymru heddiw, ond mae'r ffaith ein bod yn dod at ein gilydd ar y mater hwn yn dangos ei fod yn mynd tu hwnt i wleidyddiaeth ac ideoleg plaid, a'i fod yn ymwneud â gwneud y peth iawn i bobl Cymru. Felly, rwy'n annog Aelodau Llafur i edrych y tu hwnt i wleidyddiaeth plaid, neu bydd hanes yn edrych ar y lle hwn gyda dirmyg ynghylch y modd y mae'n osgoi caniatáu i Aelodau etholedig ddeall proses wneud penderfyniadau Llywodraeth Cymru. Diolch.
English: This issue really does bring up so many emotions, doesn't it, really? Many of us know people who've been affected, many of us have met people who've been directly affected, and it's really important that we remember that for many of those families who are still living with the loss and the pain, this is still really there. And I'm not saying this proposal or an inquiry in London will actually get rid of that, because it won't, but it will - and we know and we've heard - help people to move on slightly. Now in Wales, we did things differently. We did some good things. Carolyn's talked about some good things, and I do praise the First Minister for many of the decisions that were made here in Wales, and, really, it marked us out as a nation, making decisions that were for the good of the people. So, whilst I'm supporting this motion, I disagree with some of the sentiments here. I don't believe you are hiding from anything at all, First Minister; you are here and you're going to speak to this. But I would appeal to you to think again. That's what happened to me. At the beginning of this discussion, back around a year ago, I actually opposed a Welsh-specific inquiry, and then I met with Anna-Louise Marsh-Rees who lost her father and has set up Covid-19 Bereaved Families for Justice Cymru. She persuaded me that she and her group actually wanted a Welsh-specific inquiry, and I changed my mind. So, I appeal to you this evening, and to my Labour colleagues, to think again and change your minds. Thank you. Diolch yn fawr iawn.
Welsh: Mae'r mater hwn yn cymell cymaint o emosiynau, onid yw? Mae llawer ohonom yn adnabod pobl yr effeithiwyd arnynt, mae llawer ohonom wedi cyfarfod â phobl yr effeithiwyd arnynt yn uniongyrchol, ac mae'n bwysig iawn ein bod yn cofio bod hyn yn dal i fod yno i lawer o'r teuluoedd sy'n dal i fyw gyda'r golled a'r boen. Ac nid wyf yn dweud y bydd y cynnig hwn nac ymchwiliad yn Llundain yn cael gwared ar hynny mewn gwirionedd, oherwydd ni fydd yn gwneud hynny, ond fe fydd - ac rydym yn gwybod ac rydym wedi clywed - yn helpu pobl i symud ymlaen rhyw ychydig. Nawr yng Nghymru, fe wnaethom bethau mewn ffordd wahanol. Fe wnaethom rai pethau da. Soniodd Carolyn am rai pethau da, ac rwy'n canmol y Prif Weinidog am lawer o'r penderfyniadau a wnaed yma yng Nghymru, ac mewn gwirionedd, roedd yn ein gosod ar wahân fel cenedl, wrth inni wneud penderfyniadau a oedd er lles y bobl. Felly, er fy mod yn cefnogi'r cynnig hwn, rwy'n anghytuno â rhai o'r teimladau yma. Nid wyf yn credu eich bod yn cuddio rhag unrhyw beth o gwbl, Brif Weinidog; rydych chi yma ac rydych chi'n mynd i siarad ar hyn. Ond hoffwn apelio arnoch chi i ailfeddwl. Dyna a ddigwyddodd i mi. Ar ddechrau'r drafodaeth hon, tua blwyddyn yn ôl, roeddwn i'n gwrthwynebu ymchwiliad penodol i Gymru, ac yna cyfarfûm ag Anna-Louise Marsh-Rees a gollodd ei thad ac mae hi wedi sefydlu Covid-19 Bereaved Families for Justice Cymru. Fe'm perswadiodd ei bod hi a'i grŵp eisiau ymchwiliad penodol i Gymru, ac fe newidiais fy meddwl. Felly, rwy'n apelio arnoch chi heno, ac ar fy nghyd-Aelodau Llafur, i feddwl eto a newid eich meddyliau. Diolch yn fawr iawn.
English: Diolch yn fawr, Llywydd. The pandemic touched the lives of everyone in Wales, but none more so than those many families who lost a loved one to this awful virus. It is absolutely necessary, for the reasons set out by Jane Dodds and others, that the questions that those families have are properly scrutinised and answered. But the way in which that is best done - indeed, the only way in which that can be fully be done - I continue to believe is through a UK COVID-19 inquiry.
Welsh: Diolch yn fawr, Lywydd. Cyffyrddodd y pandemig â bywydau pawb yng Nghymru, ond neb yn fwy na'r nifer o deuluoedd a gollodd anwyliaid oherwydd y feirws ofnadwy hwn. Mae'n gwbl angenrheidiol, am y rhesymau a nodwyd gan Jane Dodds ac eraill, fod y cwestiynau sydd gan y teuluoedd hynny'n cael eu craffu a'u hateb yn briodol. Ond rwy'n parhau i gredu mai'r ffordd orau o wneud hynny - yn wir, yr unig ffordd y gellir gwneud hynny'n llawn - yw drwy ymchwiliad COVID-19 ar gyfer y DU.
English: I call now on Andrew R.T. Davies to respond.
Welsh: Galw nawr ar Andrew R.T. Davies i ymateb i'r ddadl.
English: If you take the intervention, I'll allow you more time.
Welsh: Os derbyniwch yr ymyriad, fe wnaf ganiatáu mwy o amser i chi.
English: I'll take the intervention.
Welsh: Fe dderbyniaf yr ymyriad.
English: There we are. You've heard the First Minister reply to the debate this afternoon, and I felt he made a very generous proposal in terms of working as a Parliament together on these matters. Would it not now be in the interests of this Parliament for opposition parties to discuss with the First Minister some of the proposals that he's made today, rather than to push this issue this afternoon? And Presiding Officer, I think Members on all sides of the Chamber would also want to know why the Government has been unable to table business.
Welsh: Dyna ni. Rydych chi wedi clywed y Prif Weinidog yn ateb y ddadl y prynhawn yma, ac roeddwn i'n teimlo ei fod wedi gwneud cynnig hael iawn ynglŷn â gweithio fel Senedd gyda'n gilydd ar y materion hyn. Oni fyddai'n fuddiol i'r Senedd hon bellach pe bai'r gwrthbleidiau'n trafod rhai o'r cynigion y mae'r Prif Weinidog wedi'u gwneud heddiw gydag ef, yn hytrach na gwthio'r mater hwn y prynhawn yma? A Lywydd, rwy'n credu y byddai'r Aelodau ar bob ochr i'r Siambr hefyd eisiau gwybod pam nad yw'r Llywodraeth wedi gallu cyflwyno busnes.
English: The proposal is to agree the motion. Does any Member object? [ Objection.] Yes, there is objection, therefore I will defer voting under this item until voting time.
Welsh: Y cwestiwn yw: a ddylid derbyn y cynnig? A oes unrhyw Aelod yn gwrthwynebu? [ Gwrthwynebiad.] Oes, mae yna wrthwynebiad, felly fe fyddwn ni'n gohirio'r bleidlais ar hynna tan y cyfnod pleidleisio.
English: The next Welsh Conservatives debate is on small businesses. I call on Paul Davies to move this motion.
Welsh: Dadl nesaf y Ceidwadwyr Cymreig yw'r un ar fusnesau bach. Dwi'n galw ar Paul Davies i wneud y cynnig yma.
English: As we approach Small Business Saturday, we have to recognise that we're in the middle of the worst cost-of-living crisis for 40 years. The impact on our small businesses will be severe. This is one of the main economic concerns facing small businesses at present, with 89 per cent of companies noting higher costs than a year ago. Small businesses won't have the reserves that bigger businesses have, and very often, they'll face higher costs because of their size. The impact will be worse on the Welsh economy compared with other places, as a result of a relatively higher number of small businesses. However, we have a unique opportunity here to tackle the cost-of-living crisis and the climate emergency at the same time and create an economy for the future. Small businesses are eager to help. They're eager to help reach the climate targets, but 76 per cent felt that they needed more support from the Welsh Government in this area. The Welsh Government should ensure that funding is available for the setting of solar panels and improving building fabrics, especially in the energy-intensive industries. This would not only reduce the costs for businesses and safeguard them better from changes in the energy market, but it would also help to deliver our net-zero targets and move to a greener economy.
Welsh: Wrth inni nesáu at Sadwrn y Busnesau Bach, mae'n rhaid inni gydnabod ein bod yng nghanol yr argyfwng costau byw gwaethaf ers 40 mlynedd. Bydd yr effaith ar ein busnesau bach yn ddifrifol. Dyma un o'r prif bryderon economaidd sy'n wynebu busnesau bach ar hyn o bryd, gydag 89 y cant o gwmnïau yn nodi costau uwch na blwyddyn yn ôl. Ni fydd gan fusnesau bach y cronfeydd wrth gefn sydd gan fusnesau mwy, ac yn aml byddant yn wynebau costau uwch oherwydd eu maint. Bydd yr effaith yn waeth ar economi Cymru wrth gymharu â mannau eraill, o ganlyniad i nifer cymharol uwch o fusnesau bach. Fodd bynnag, mae gennym gyfle unigryw yma i fynd i'r afael â'r argyfyngau costau byw ac hinsawdd ar yr un pryd a chreu economi i'r dyfodol. Mae busnesau bach yn awyddus i helpu. Maen nhw'n awyddus i helpu cyrraedd y targedau newid hinsawdd, ond roedd 76 y cant yn teimlo bod angen gwell cefnogaeth gan Lywodraeth Cymru yn y maes hwn. Dylai Llywodraeth Cymru sicrhau bod cyllid ar gael ar gyfer mentrau ynni gwyrdd, fel gosod paneli solar, yn ogystal â gwelliannau i strwythur a ffabrig adeiladau, yn enwedig yn y diwydiannau ynni dwys. Byddai hyn nid yn unig yn gostwng costau i fusnesau ac yn eu diogelu'n well rhag newidiadau yn y farchnad ynni, ond byddai'n helpu i gyflawni ein targedau sero net a symud i economi wyrddach.
English: Llywydd, no contribution to a debate on small businesses in the run-up to Small Business Saturday would be complete without me taking the opportunity to highlight some of the fantastic local businesses in my region. Last year, I told Members about where I get my hair cut; well, different to last year, I now get my hair cut in Dappa Chaps in Pencoed by a fantastic barber called Fletch - no relation there whatsoever. But Dappa Chaps, alongside Mia Bella nail salon, did Pencoed proud in the Welsh beauty industry awards, both winning awards. Congratulations, of course, to both. [ Interruption.] Go for it, Jack.
Welsh: Lywydd, ni fyddai unrhyw gyfraniad i ddadl ar fusnesau bach yn y cyfnod yn arwain at Ddydd Sadwrn y Busnesau Bach yn gyflawn heb imi fanteisio ar y cyfle i dynnu sylw at rai o'r busnesau lleol gwych yn fy rhanbarth. Y llynedd, dywedais wrth yr Aelodau ble rwy'n cael torri fy ngwallt; wel, yn wahanol i'r llynedd, rwyf bellach yn cael torri fy ngwallt yn Dappa Chaps ym Mhencoed gan farbwr gwych o'r enw Fletch - dim perthynas o gwbl. Ond achos cryn falchder i Bencoed oedd bod Dappa Chaps, ynghyd â salon ewinedd Mia Bella, ill dau wedi ennill gwobrau yng ngwobrau'r diwydiant harddwch yng Nghymru. Llongyfarchiadau i'r ddau fusnes, wrth gwrs. [ Torri ar draws.] Ewch amdani, Jack.
English: I'm not going to speak about haircuts now, and I don't get my nails done. But it's not just nail salons or barbers or hairdressers, it's actually things like tattoo shops, and I can tell you that I got my tattoo for the world cup in Purple Moon tattoo studio in Connah's Quay. Will you join me in congratulating those types of businesses as well?
Welsh: Nid wyf yn mynd i siarad am dorri gwallt nawr, ac nid wyf yn cael fy ewinedd wedi'u trin. Ond mae'n cynnwys mwy na salonau ewinedd neu farbwyr neu siopau trin gwallt yn unig, mae yna bethau fel siopau tatŵs, a gallaf ddweud wrthych fy mod wedi cael fy nhatŵ ar gyfer cwpan y byd yn stiwdio tatŵs Purple Moon yng Nghei Connah. A wnewch chi ymuno â mi i longyfarch y mathau hynny o fusnesau hefyd?
English: Of course, I'm more than happy to join you in congratulating them. Members will also be glad to hear that I still go to the Sandwich Co, another fine business in Pencoed, and, yes, I still order the Arnie sarnie. I'm a creature of habit after all. But for those who wish to sample a wider menu and are excited for Christmas, then please do try the Christmas cracker - turkey, stuffing, sausage, cranberry sauce, crispy bacon, shredded sprouts and the option to add pigs in blankets. #Dimproblem. Another habit of mine, as I walk into the office from the train station, is to stop in Beat bakehouse at the bottom of Station Hill for one of the best coffees in Bridgend. I'm sure the Tories opposite would be delighted to know that they are taking over Suzy Davies's old office. I can't speak to what the quality of the coffee in Suzy's office was like, but I would wager that the coffee has improved substantially. Of course, no coffee is complete without a doughnut, and Whocult still remains for me the king of doughnuts. Since I last updated Members on Whocult, they've expanded substantially and are going from strength to strength. Finally, Llywydd, as we head into Christmas, you might want to buy a gift for the Dirprwy Lywydd. Could I suggest looking to his constituency and getting him something from San Portablo, a clothing shop in Aberafan shopping centre that takes pride in Port Talbot? Small businesses are our communities. Yes, support them on Small Business Saturday, but also support them throughout the year.
Welsh: Wrth gwrs, rwy'n fwy na pharod i ymuno â chi i'w llongyfarch. Bydd yr Aelodau hefyd yn falch o glywed fy mod yn dal i fynd i'r Sandwich Co, busnes gwych arall ym Mhencoed, ac rwy'n dal i archebu'r Arnie sarnie. Rwy'n greadur sy'n gaeth i arfer wedi'r cyfan. Ond i'r rhai sy'n dymuno profi bwydlen ehangach ac sy'n gyffrous ar gyfer y Nadolig, rhowch gynnig ar y cracer Nadolig - twrci, stwffin, selsig, saws llugaeron, bacwn crensiog, ysgewyll wedi'u malu a'r opsiwn i ychwanegu moch mewn blancedi. #Dimproblem. Arferiad arall sydd gennyf, wrth imi gerdded i fy swyddfa o'r orsaf drenau, yw aros ym mecws Beat ar waelod Station Hill am un o'r coffis gorau ym Mhen-y-bont ar Ogwr. Rwy'n siŵr y byddai'r Torïaid gyferbyn yn falch iawn o wybod eu bod yn gwneud eu cartref yn hen swyddfa Suzy Davies. Ni allaf ddweud beth oedd ansawdd y coffi yn swyddfa Suzy, ond byddwn yn mentro dweud bod y coffi wedi gwella'n sylweddol. Wrth gwrs, nid yw paned o goffi'n gyflawn heb doesen, ac mae Whocult yn dal i fod yn frenin y toesenni i mi. Ers imi sôn wrth yr Aelodau am Whocult ddiwethaf, maent wedi ehangu'n sylweddol ac yn mynd o nerth i nerth. Yn olaf, Lywydd, wrth i ni anelu at y Nadolig, efallai y byddwch eisiau prynu anrheg i'r Dirprwy Lywydd. A gaf fi awgrymu y dylech edrych yn ei etholaeth a chael rhywbeth iddo o San Portablo, siop ddillad yng nghanolfan siopa Aberafan sy'n falch o fod ym Mhort Talbot? Busnesau bach yw ein cymunedau. Ie, cefnogwch hwy ar Ddydd Sadwrn y Busnesau Bach, ond cefnogwch hwy drwy gydol y flwyddyn hefyd.
English: Meeting small businesses is always such an honour, isn't it, as a representative. Certainly, speaking to many last weekend around Pontypridd, the challenges that they're facing are astronomical in terms of those prices, still with COVID recovery. But also, because people have less money, there's less spend in those shops, and it is hugely, hugely challenging. Another challenge for areas like Pontypridd - and this is true for many, many communities across Wales - is the challenge if they also face the fear of flooding. Many of you will recall in February 2020 the images of Pontypridd town centre under water, and many, many other communities. Of course, homes were devastated, but for those businesses it's incredibly challenging if not impossible now to be able to have insurance. If you're in an area affected by flooding and you have a house, you're able to access insurance via the Flood Re scheme, but no such scheme exists for businesses. Therefore, when we are considering in light of the climate emergency and knowing that the future of town centres like Pontypridd is going to be under threat, I would also like to ask the Government to consider, in terms of the levers to better support small businesses, what we do to support those businesses that cannot have insurance and that, if there is an option of insurance, cannot currently afford insurance, because this is then impacting them if anything goes wrong with their business in terms of their resilience. [ Interruption.] Sam.
Welsh: Mae cyfarfod â busnesau bach bob amser yn gymaint o anrhydedd, onid yw, fel cynrychiolydd. Yn sicr, wrth siarad â nifer y penwythnos diwethaf o gwmpas Pontypridd, mae'r heriau y maent yn eu hwynebu yn enfawr o ran y prisiau hynny, wrth iddynt ddal i adfer wedi COVID. Ond hefyd, oherwydd bod gan bobl lai o arian, mae yna lai o wario yn y siopau hynny, ac mae'n heriol tu hwnt. Her arall i ardaloedd fel Pontypridd - ac mae hyn yn wir i lawer iawn o gymunedau ledled Cymru - yw'r her os ydynt hefyd yn wynebu ofn yn sgil perygl llifogydd. Bydd nifer ohonoch yn cofio ym mis Chwefror 2020 y lluniau o ganol tref Pontypridd dan ddŵr, a llawer iawn o gymunedau eraill. Wrth gwrs, cafodd cartrefi eu difetha, ond i'r busnesau hynny mae'n hynod o heriol os nad yn amhosibl nawr i allu cael yswiriant. Os ydych mewn ardal sydd wedi cael ei heffeithio gan lifogydd a bod gennych chi dŷ, rydych chi'n gallu cael yswiriant drwy'r cynllun Flood Re, ond nid oes cynllun o'r fath yn bodoli ar gyfer busnesau. Felly, pan fyddwn yn ystyried yng ngoleuni'r argyfwng hinsawdd, ac o wybod bod dyfodol canol trefi fel Pontypridd yn mynd i fod dan fygythiad, hoffwn hefyd ofyn i'r Llywodraeth ystyried yr ysgogiadau i gefnogi busnesau bach yn well, yr hyn a wnawn i gefnogi'r busnesau hynny na all gael yswiriant ac os oes opsiwn i gael yswiriant, y busnesau bach sy'n methu fforddio yswiriant ar hyn o bryd, oherwydd mae hyn wedyn yn effeithio arnynt os aiff unrhyw beth o'i le gyda'u busnes o ran eu gwytnwch. [ Torri ar draws.] Sam.