English: Thank you, Minister, and, as you say, I am used to the technicality of the supplementary budgets, but this one will be more important than ever, for obvious reasons, so we look forward to that. In terms of the business rates answer that you've just given as well, as I say, I appreciate there are certain reasons for the policy, but I think there are really strong arguments for giving that support to larger companies like Debenhams to make sure that those big anchor stores are still there at the end of this to provide the knock-on effects for the rest of the economy - the positive knock-on effects that we're used to receiving from them. In terms of borrowing and taxation, you did touch on borrowing in your statement, and I think you said that the anticipated current budget deficit, UK wide, is looking at around £263 billion. That's around £100 billion more, I think, than the budget deficit was at the peak of the financial crisis back over 10 years ago. So, given that that involves a significant amount of borrowing already, how realistic is it to put the eggs in the basket of looking for huge flexibility in Welsh Government borrowing powers, given that money is clearly going to be tight over the next year? Secondly, in terms of taxation, I've discussed income taxation. Of course, the other major taxes under the remit of the Welsh Government - landfill disposals tax, stamp duty - in terms of landfill disposals tax, I imagine that revenues there have fallen off significantly. It doesn't include fly-tipping, which has been going on at quite a rate in some areas, as we know. In terms of stamp duty, there's been a total slowdown in the housing market. I know that, in the UK, there are attempts to try and kick-start the housing market, so I think it would be good if we could look at ways to support that and estate agents here. Would it be a good idea for us to have a dedicated statement, maybe, on the devolved taxes in Wales and the amount of revenue that we're expected to lose, so that we can plan for the future? Very finally, on the future generations report - a very hefty document that I've just been leafing through it here - there's a lot of stuff in there that I'm sure you're going to be taking account of as we come out of the pandemic. Procurement is mentioned in there and the possibility of allowing greater stability, maybe five-term contracts for bodies when the Welsh Government looks to procure in future. Are you looking at all of these aspects to make sure that businesses in the future will have as much stability as they possibly can to put money back into the economy and to get things moving?
Welsh: Diolch, Gweinidog, ac fel y dywedwch chi, rwyf wedi arfer â materion technegol y cyllidebau atodol, ond bydd hwn yn bwysicach nag erioed, am resymau amlwg, felly edrychwn ymlaen at hynny. O ran yr ateb ynghylch y trethi busnes yr ydych chi newydd ei roi hefyd, fel y dywedaf, rwy'n sylweddoli bod rhesymau penodol dros y polisi, ond credaf fod dadleuon cryf iawn dros roi'r gefnogaeth honno i gwmnïau mwy fel Debenhams i wneud yn siŵr bod y siopau angori mawr hynny'n dal yno ar ddiwedd hyn i ddarparu'r effeithiau canlyniadol ar gyfer gweddill yr economi - yr effeithiau canlyniadol cadarnhaol yr ydym ni wedi arfer eu cael ganddyn nhw. O ran benthyca a threthu, fe wnaethoch chi grybwyll benthyca yn eich datganiad, a chredaf ichi ddweud bod y diffyg presennol a ragwelir yn y gyllideb, ledled y DU, oddeutu £263 biliwn. Mae hynny tua £100 biliwn yn fwy, rwy'n credu, na'r diffyg yn y gyllideb adeg anterth yr argyfwng ariannol dros 10 mlynedd yn ôl. Felly, gan fod hynny eisoes yn golygu swm sylweddol o fenthyca, pa mor realistig yw mentro popeth ar geisio hyblygrwydd enfawr o ran pwerau benthyca Llywodraeth Cymru, o gofio y bydd arian yn amlwg yn brin dros y flwyddyn nesaf? Yn ail, o ran trethiant, rwyf wedi trafod trethiant incwm. Wrth gwrs, y trethi mawr eraill o dan gylch gwaith Llywodraeth Cymru - treth gwarediadau tirlenwi, treth stamp - o ran treth gwarediadau tirlenwi, dychmygaf fod y refeniw yna wedi gostwng yn sylweddol. Nid yw'n cynnwys tipio anghyfreithlon, sy'n digwydd ar raddfa eithaf eang mewn rhai ardaloedd, fel y gwyddom ni. O ran y dreth stamp, mae'r farchnad dai wedi arafu'n llwyr. Gwn fod ymdrechion yn y DU i geisio rhoi hwb i'r farchnad dai, felly credaf y byddai'n dda pe gallem ni edrych ar ffyrdd i gefnogi hynny a'r gwerthwyr tai yma. A fyddai'n syniad da inni gael datganiad pwrpasol, efallai, ar y trethi datganoledig yng Nghymru a faint o refeniw y disgwylir inni ei golli, fel y gallwn ni gynllunio ar gyfer y dyfodol? Yn olaf un, ar adroddiad cenedlaethau'r dyfodol - dogfen swmpus iawn yr wyf newydd bori drwyddi yma - mae llawer o bethau yn y fan yna yr wyf yn siŵr y byddwch yn eu hystyried wrth inni ddod allan o'r pandemig. Sonnir am gaffael yn y fan honno a'r posibilrwydd o ganiatáu mwy o sefydlogrwydd, efallai contractau pum tymor ar gyfer cyrff pan fydd Llywodraeth Cymru yn ystyried caffael yn y dyfodol. A ydych yn edrych ar bob un o'r agweddau hyn i sicrhau y bydd gan fusnesau yn y dyfodol gymaint o sefydlogrwydd â phosib i roi arian yn ôl i mewn i'r economi a chael pethau i symud eto?