English: Thank you for the question. I think I understood it to be, right at the end there, the introduction of deposit passporting. We have a range of measures we're happy to look at in the private rented sector to enable tenants to move between households, where that's necessary for their families, and, as I've said, we're working hard in implementing the renting homes Act, which will allow greater protection for tenants in the rented sector. If Janet Finch-Saunders is very concerned about landlords who are losing income, she would do very well to refer them to our scheme, which would allow them to transfer their house into local authority control for a guaranteed income at the local housing allowance level. Over a large period of time, the scheme has proved very popular with landlords, who no longer have to have the 'hassle' - as she put it - of having tenants. It allows the tenant security and it gives them a secure income, benefiting all parties. So, if she's that concerned, I would highly recommend that she recommends that scheme in a widespread way to her landlord connections. She's right in saying that we have a large number of reasonable landlords across Wales, to whom we're very grateful. They work hard to make sure their tenants are well looked after, and, in return, of course, they will be grateful that the tenant is now able to get a grant to repay the rent that they were unable to pay through no fault of their own as a result of the coronavirus pandemic. We're not talking about some kind of scurrilous tenant who's wilfully withholding rent; we're talking about perfectly reasonable human beings who find themselves in a situation that they cannot control through no fault of their own, which is why this Government is prepared to step in and assist both them and, of course, the landlords, who then receive the money, and the Government also prevents the human catastrophe of large numbers of people becoming homeless, which we all I'm sure wish to see.
Welsh: Diolch am y cwestiwn. Credaf fy mod wedi deall ei fod, ar y diwedd yno, yn ymwneud â chyflwyno pasbortio blaendaliadau. Mae gennym ystod o fesurau rydym yn hapus i edrych arnynt yn y sector rhentu preifat i alluogi tenantiaid i symud rhwng cartrefi, lle mae hynny'n angenrheidiol i'w teuluoedd, ac fel y dywedais, rydym yn gweithio'n galed i weithredu'r Ddeddf rhentu cartrefi, a fydd yn caniatáu mwy o amddiffyniad i denantiaid yn y sector rhentu. Os yw Janet Finch-Saunders yn pryderu'n fawr am landlordiaid sy'n colli incwm, byddai'n gwneud yn dda iawn i'w cyfeirio at ein cynllun a fyddai'n caniatáu iddynt drosglwyddo eu tŷ i reolaeth awdurdodau lleol am incwm gwarantedig ar lefel y lwfans tai lleol. Mae'r cynllun wedi bod yn boblogaidd iawn gyda landlordiaid ers amser hir, am nad oes yn rhaid iddynt fynd i'r 'drafferth' - fel y dywedodd hi - o gael tenantiaid mwyach. Mae'n diogelu tenantiaid ac mae'n rhoi incwm sicr iddynt, sydd o fudd i bob parti. Felly, os yw'n pryderu am hynny, byddwn yn argymell yn gryf ei bod yn argymell y cynllun hwnnw'n eang i'r landlordiaid y mae hi mewn cysylltiad â hwy. Mae'n iawn yn dweud bod gennym nifer fawr o landlordiaid rhesymol ledled Cymru, ac rydym yn ddiolchgar iawn iddynt. Maent yn gweithio'n galed i sicrhau eu bod yn edrych ar ôl eu tenantiaid, ac yn gyfnewid am hynny, wrth gwrs, byddant yn ddiolchgar fod y tenant bellach yn gallu cael grant i ad-dalu'r rhent nad oeddent yn gallu ei dalu heb unrhyw fai arnynt hwy o ganlyniad i'r pandemig coronafeirws. Nid ydym yn sôn am ryw fath o denant anodd sy'n gwrthod talu rhent yn fwriadol; rydym yn sôn am fodau dynol hollol resymol sydd mewn sefyllfa na allant ei rheoli heb fod unrhyw fai arnynt hwy eu hunain, a dyna pam y mae'r Llywodraeth hon yn barod i'w cynorthwyo hwy, a'r landlordiaid wrth gwrs, sy'n cael yr arian felly, ac mae'r Llywodraeth hefyd yn atal y trychineb dynol o fod nifer fawr o bobl yn ddigartref, ac rwy'n siŵr ein bod ni i gyd eisiau gweld hynny.