English: Thank you very much for those questions, and I would say that the announcement that I have made this week is only the start of my ambitions for leasehold, and the start of the action that I intend to take in this area. You'll recall we had a really instructive and useful debate here in the Chamber at the end of January, and I gave an undertaking at that point to bring forward as many early actions as I could, and the announcements that I've made this week are very much being true to the commitment that I made then, but this is just the start. I do reiterate that I'm not ruling out the possibility of future legislation. I recognise that legislation may very well be needed in order to resolve the wider issues and to make leasehold, or an alternative tenure, fit for the modern housing market. In order to set out our way forward, we're engaging with the Law Commission's project, which is looking at this issue, and once we have the benefit of the Law Commission's report and our own research, which I've also commissioned into this issue, I'll be able to set out the next steps. But, in the meantime, I will be looking to use all of the avenues at our disposal. I will say that, in terms of assisting people who are currently subject to those agreements that they've made through the leasehold contracts that they have, I'm very much aware of those problems. I think all of us, almost daily at the moment - I certainly do, anyway - have daily contact with people who are experiencing current problems. Some people think that they were badly advised or not advised at all about what leasehold means for them, and they should seek redress through the established means that already exist. Disputes relating to the cost of buying freehold, increases in ground rent and service charges - those are things that we all hear about regularly - can all be referred to the leasehold valuation tribunal for resolution, and the leasehold advisory service is very well-placed also to assist leaseholders and help with the task of reforming leasehold tenure in the round as well. LEASE has been established for 20 years. They give free legal advice to leaseholders, landlords, professional advisers, managers and others on the law affecting residential leasehold in England and Wales, and they should be the first point of contact for people who do have concerns in this area. But as I say, the announcement this week was a first step, and some early actions that I saw could be made fairly straightforwardly, following the discussions we had in January.
Welsh: Diolch yn fawr iawn am y cwestiynau hynny, a buaswn yn dweud mai cychwyn yn unig ar fy uchelgais ar gyfer lesddeiliadaeth yw'r cyhoeddiad a wneuthum yr wythnos hon, a chychwyn ar y camau rwy'n bwriadu eu cymryd yn y maes hwn. Byddwch yn cofio ein bod wedi cael dadl wirioneddol addysgiadol a defnyddiol yma yn y Siambr ddiwedd mis Ionawr, ac fe ymrwymais bryd hynny i gyflwyno cynifer o gamau cynnar ag y gallwn, ac mae'r cyhoeddiadau a wneuthum yr wythnos hon yn driw i'r ymrwymiad a wneuthum bryd hynny, ond dechrau'n unig yw hyn. Rwy'n ailadrodd nad wyf yn diystyru'r posibilrwydd o ddeddfwriaeth yn y dyfodol. Rwy'n cydnabod y gallai fod angen deddfwriaeth er mwyn datrys y problemau ehangach ac i wneud lesddeiliadaeth, neu ddeiliadaeth amgen, yn addas ar gyfer y farchnad dai fodern. Er mwyn nodi ein ffordd ymlaen, rydym yn ymgysylltu â phrosiect Comisiwn y Gyfraith, sy'n edrych ar y mater hwn, a phan fyddwn wedi cael adroddiad Comisiwn y Gyfraith a'n hymchwil ein hunain a gomisiynais i'r mater hwn hefyd, byddaf yn gallu nodi'r camau nesaf. Ond yn y cyfamser, byddaf yn ystyried defnyddio pob un o'r llwybrau sydd ar gael i ni. O ran cynorthwyo pobl sydd ar hyn o bryd yn ddarostyngedig i'r cytundebau a wnaethant drwy'r contractau lesddaliad sydd ganddynt, rwy'n ymwybodol iawn o'r problemau hynny. Credaf fod pob un ohonom, bron bob dydd ar hyn o bryd - mae'n wir yn fy achos i, yn sicr - mewn cysylltiad dyddiol â phobl sy'n cael problemau ar hyn o bryd. Mae rhai pobl yn credu eu bod wedi cael cyngor gwael neu heb gael eu cynghori o gwbl o ran yr hyn y mae lesddaliad yn ei olygu iddynt, a dylent geisio cael iawn drwy'r dull sefydledig sy'n bodoli eisoes. Gellir cyfeirio anghydfodau sy'n ymwneud â'r gost o brynu rhydd-ddaliad, cynnydd yn y rhent tir a thaliadau gwasanaeth - dyna'r pethau y mae pawb ohonom yn clywed amdanynt yn rheolaidd - at y tribiwnlys prisio lesddaliadau am ddatrysiad, ac mae'r gwasanaeth cynghori ar lesddaliadau mewn sefyllfa dda hefyd i helpu lesddeiliaid ac i helpu gyda'r dasg o ddiwygio lesddeiliadaeth yn gyffredinol yn ogystal. Mae'r Gwasanaeth Cynghori ar Lesddaliadau wedi'i sefydlu ers 20 mlynedd. Maent yn rhoi cyngor cyfreithiol am ddim i lesddeiliaid, landlordiaid, cynghorwyr proffesiynol, rheolwyr ac eraill ar y gyfraith sy'n effeithio ar lesddaliadau preswyl yng Nghymru a Lloegr, a dylai pobl sydd â phryderon yn y maes gysylltu â hwy yn y lle cyntaf. Ond fel y dywedais, cam cyntaf oedd y cyhoeddiad yr wythnos hon, a gellid cymryd rhai o'r camau cynnar a welais yn eithaf didrafferth, yn dilyn y trafodaethau a gawsom ym mis Ionawr.