English: Thank you, Deputy Presiding Officer, for the opportunity to contribute to this debate. This is an important issue and I'm very pleased that we're getting the opportunity to discuss it today. Although the motion today talks about new-build properties, I wanted to raise the issue of leaseholders who have brought former council or social housing properties, and then faced very large bills to bring them up to standard. I have seen how much stress these bills can cause, especially as some of the bills in my constituency have been very large indeed - some as high as £26,000. It is of course absolutely right following housing stock transfer that Bron Afon Community Housing, the main social landlord in my constituency, should have worked hard to bring the whole housing stock up to the Welsh housing quality standard. However, we also have to recognise that they inherited a housing stock that had a very significant backlog of repairs due to the borrowing constraints placed on local authorities with council housing for many years. I've raised concerns about leaseholders with successive housing Ministers going back over many years, and I'm particularly grateful to Lesley Griffiths for the interest and concern she's shown over this issue and her willingness to listen to my constituents about the impact such large bills were having on them. I well remember one constituent telling me and telling Lesley that it had reached a point where she dreaded getting another envelope from her social landlord for fear it was going to contain another large bill. Now, of course there are challenges in tackling this issue of large bills for leaseholders, and there is a powerful argument that tenants should not be placed in a position where they have to subsidise works on the homes of those who have been able to buy their own home, but I do believe we have to do more to tackle this issue. In England, they passed something called Florrie's law, which places a cap on the level of charge that could be levied on local authority leaseholders, and this is something that I've raised with Ministers here. Another suggestion I've made is that Ministers legislate to create a mandatory reserve fund that all leaseholders have to pay into in order to spread the cost of large repairs over time. So, like Mick Antoniw, I very much look forward to the Welsh Government coming forward with proposals to tackle the challenges facing leaseholders. I was very pleased a couple of years ago to be asked by Welsh Government to launch the new guides they'd produced in partnership with the Leasehold Advisory Service. These were guides that were designed to make sure that leaseholders facing major works were fully aware of their rights and entitlement. But as Mick Antoniw has said, there is also, I think, a very pressing need to make sure that people have information before going into a situation where they become a leaseholder, and that is very much missing at the moment. I'm yet to meet a constituent of mine faced with one of these bills who actually understood what they were signing up for when they bought the property. So, I would suggest that one very easy win for the Welsh Government going forward is to try and make sure that everybody who is about to sign up to a leasehold arrangement is very clear what that will mean for them in the future, and I hope that that is something - as well as the other measures that have been mentioned - that the Welsh Government can look at going forward. Thank you.
Welsh: Diolch i chi, Ddirprwy Lywydd, am y cyfle i gyfrannu at y ddadl. Mae hwn yn fater pwysig ac rwy'n falch iawn ein bod yn cael cyfle i'w drafod heddiw. Er bod y cynnig heddiw yn sôn am eiddo a adeiladir o'r newydd, roeddwn am godi mater lesddeiliaid sydd wedi prynu hen dai cyngor neu dai cymdeithasol, ac yna wedi wynebu biliau mawr iawn i sicrhau eu bod yn cyrraedd y safon. Rwyf wedi gweld faint o straen y gall y mesurau hyn eu hachosi, yn enwedig gan fod rhai o'r biliau yn fy etholaeth wedi bod yn fawr iawn yn wir - rhai mor uchel â £26,000. Wrth gwrs, mae'n hollol iawn yn dilyn trosglwyddo stoc dai fod Tai Cymunedol Bron Afon, y prif landlord cymdeithasol yn fy etholaeth, wedi gweithio'n galed i wella'r stoc dai gyfan yn ôl safon ansawdd tai Cymru gyfan. Fodd bynnag, mae'n rhaid inni gydnabod eu bod wedi etifeddu stoc dai gydag ôl-groniad sylweddol iawn o waith atgyweirio oherwydd y cyfyngiadau benthyca a osodwyd ar awdurdodau lleol mewn perthynas â thai cyngor ers blynyddoedd lawer. Rwyf wedi lleisio pryderon am lesddeiliaid wrth Weinidogion tai olynol dros flynyddoedd lawer, ac rwy'n arbennig o ddiolchgar i Lesley Griffiths am y diddordeb a'r pryder y mae hi wedi'i ddangos ynghylch y mater hwn a'i pharodrwydd i wrando ar fy etholwyr yn sôn am yr effaith roedd biliau mawr o'r fath yn ei chael arnynt hwy. Cofiaf yn dda un o fy etholwyr yn dweud wrthyf fi ac wrth Lesley fod pethau wedi cyrraedd pwynt lle roedd hi'n arswydo pan ddôi amlen arall gan ei landlord cymdeithasol rhag ofn ei fod yn cynnwys bil mawr arall. Nawr, wrth gwrs bod yna heriau wrth fynd i'r afael â biliau mawr i lesddeiliaid, a cheir dadl rymus na ddylid rhoi tenantiaid mewn sefyllfa lle mae'n rhaid iddynt sybsideiddio gwaith ar gartrefi pobl sydd wedi llwyddo i brynu eu cartref eu hunain, ond rwy'n credu bod rhaid inni wneud mwy i fynd i'r afael â'r mater hwn. Yn Lloegr, maent wedi pasio rhywbeth o'r enw cyfraith Florrie, sy'n gosod cap ar lefel y ffi y gellid ei chodi ar lesddeiliaid awdurdod lleol, ac mae hyn yn rhywbeth rwyf wedi'i grybwyll wrth Weinidogion yma. Awgrym arall a wneuthum yw y gallai Gweinidogion ddeddfu i greu cronfa wrth gefn orfodol y bydd yn rhaid i'r holl lesddeiliaid dalu i mewn iddi er mwyn rhannu cost gwaith atgyweirio mawr dros amser. Felly, fel Mick Antoniw, edrychaf ymlaen yn fawr at weld Llywodraeth Cymru yn cyflwyno cynigion ar gyfer mynd i'r afael â'r heriau sy'n wynebu lesddeiliaid. Flwyddyn neu ddwy yn ôl, roeddwn yn falch iawn fod Llywodraeth Cymru wedi gofyn i mi lansio canllawiau newydd a gynhyrchwyd ganddynt mewn partneriaeth â'r Gwasanaeth Cynghori ar Lesddaliadau. Canllawiau oedd y rhain a luniwyd i wneud yn siŵr fod lesddeiliaid sy'n wynebu gwaith mawr yn llwyr ymwybodol o'u hawliau. Ond fel y dywedodd Mick Antoniw, credaf fod taer angen gwneud yn siŵr fod pobl yn cael gwybodaeth cyn camu i sefyllfa lle maent yn dod yn lesddeiliaid, ac mae hynny'n bendant ar goll ar hyn o bryd. Rwyf eto i gyfarfod un o fy etholwyr sy'n wynebu un o'r biliau hyn a oedd yn gwybod beth roeddent yn ei lofnodi mewn gwirionedd wrth iddynt brynu'r eiddo. Felly, buaswn yn awgrymu mai un peth hawdd i Lywodraeth Cymru ei wneud wrth symud ymlaen yw ceisio gwneud yn siŵr fod pawb sydd am lofnodi trefniant lesddaliadol yn deall yn eglur iawn beth fydd hynny'n ei olygu iddynt hwy yn y dyfodol, a gobeithiaf fod hynny'n rhywbeth - yn ogystal â mesurau eraill a grybwyllwyd - y gall Llywodraeth Cymru edrych arno y dyfodol. Diolch.