English: Diolch, Llywydd. There is no doubt whatsoever that we are facing unprecedented pressures on our economy as a result of the coronavirus outbreak. There will be many companies in Wales, small and large, dealing with the fallout of this virus. From contract cancellations to increasing staff sickness rates, from major supply chain disruptions to significant cash flow challenges, this crisis will have a significant impact on the way our economy works over the coming days, weeks and months. A significant proportion of the working population may now be off work at any one time during the outbreak, and with Wales particularly dependent on small and medium-sized businesses, the impact on our economy will be significant. As a Welsh Government, we are doing everything we can to support businesses to deal with the impact of coronavirus. My advice to all businesses is to use the help and advice that is available. Any business affected should contact the Business Wales telephone helpline on 03000 60 3000. They can help with practical advice, from staffing to financial planning as well as supply chain support. Now, the Development Bank of Wales is also available to help. It has equity and loan funding available immediately to help businesses through the cash flow and other challenges they may face in the weeks and months to come. On Monday, I announced that the Development Bank of Wales will give a three month capital repayment holiday to the businesses it supports. The bank currently supports around 1,000 businesses and this will help them - some of our smallest SMEs, ranging from small food retailers to the creative industries - to get the vital help that they need. Today, I spoke with the development bank chair to discuss potential further measures we may need to take in the coming weeks. And on Thursday, I will be having further discussions with high street banks and the British Business Bank. I will also be convening an emergency council for economic development on Thursday this week, to provide a forum for the sharing of business intelligence and to discuss practical solutions to the challenges that we face. I have been having a series of conversations with business organisations and social partners, and through our three regional offices we are collating business intelligence to inform our mitigation and next steps. I met with my senior leadership team in the economy and transport department yesterday and confirmed that the regional response taskforce teams established during our Brexit preparations will now be operational to support the redundancy and skills needs as they emerge. Our ReAact and Careers Wales advice is being made available, and I am actively exploring ways in which these tools can be enhanced in the coming weeks. Our discussions with business groups and the intelligence we have received has helped to shape the £200 million package of support announced by the Minister for Finance. As part of that package, retail, leisure and hospitality businesses with a rateable value of £51,000 or less will receive a 100 per cent business rate relief, and pubs with a rateable value of between £51,000 and £100,000 will receive a £5,000 reduction on their bill. A further £100 million will be available for a new grant scheme for small businesses. Whatever further consequential funding the Welsh Government receives from the UK Government as a result of support for businesses, we will ring fence for support to businesses here in Wales through an enhancement of our package of support.
Welsh: Diolch, Llywydd. Nid oes unrhyw amheuaeth o gwbl fod yna bwysau digynsail ar ein heconomi ni o ganlyniad i'r achosion o coronafeirws. Fe fydd llawer o gwmnïau yng Nghymru, rhai bach a mawr, yn ymdrin â chanlyniadau'r feirws hwn. O ganslo contractau hyd at gyfraddau cynyddol o salwch staff, o darfu mawr ar y gadwyn gyflenwi hyd at heriau sylweddol y llif arian, fe fydd yr argyfwng hwn yn cael effaith sylweddol ar y ffordd y mae ein heconomi ni'n gweithio dros y dyddiau, yr wythnosau a'r misoedd i ddod. Mae'n bosib na fydd cyfran sylweddol o'r boblogaeth sy'n gweithio yn gallu gweithio ar unrhyw adeg yn ystod y cyfnod hwn. Gan fod Cymru yn dibynnu'n arbennig ar fusnesau bach a chanolig, fe fydd yr effaith ar ein heconomi ni yn un sylweddol. Bydd Llywodraeth Cymru yn gwneud popeth o fewn ein gallu i gefnogi busnesau i ymdrin ag effeithiau coronafeirws. Fy nghyngor i bob busnes yw defnyddio'r cymorth a'r cyngor sydd ar gael. Fe ddylai unrhyw fusnes yr effeithir arno gysylltu â llinell gymorth ffôn Busnes Cymru ar 03000 60 3000. Fe allan nhw helpu gyda chyngor ymarferol, o staffio hyd at gynllunio ariannol yn ogystal â chefnogaeth i'r gadwyn gyflenwi. Nawr, mae Banc Datblygu Cymru ar gael hefyd i helpu. Mae ganddo ecwiti ac arian ar gael i'w fenthyca ar unwaith i helpu busnesau drwy'r heriau llif arian a'r heriau eraill y gallan nhw fod yn eu hwynebu yn ystod yr wythnosau a'r misoedd i ddod. Ddydd Llun, fe gyhoeddais y bydd Banc Datblygu Cymru yn rhoi seibiant o dri mis rhag gorfod ad-dalu cyfalaf i'r busnesau y maent yn eu cefnogi. Mae'r Banc yn cynnal tua 1,000 o fusnesau ar hyn o bryd ac fe fydd hyn yn eu helpu nhw - rhai o'n BBaCh lleiaf ni, sy'n amrywio o fanwerthwyr bwyd bychain i'r diwydiannau creadigol - i gael y cymorth hanfodol sydd ei angen arnynt. Heddiw, fe siaradais i â chadeirydd y Banc Datblygu i drafod mesurau pellach potensial y gallai fod angen inni eu cymryd yn ystod yr wythnosau nesaf. Ac yna ddydd Iau, fe fyddaf i'n cael trafodaethau pellach gyda banciau'r stryd fawr a Banc Busnes Prydain. Fe fyddaf i hefyd ddydd Iau yn cael cyfarfod cyngor brys ar ddatblygiad economaidd i ddarparu fforwm ar gyfer rhannu gwybodaeth fusnes a thrafod atebion ymarferol i'r heriau sy'n ein hwynebu ni. Rwyf wedi bod yn cynnal cyfres o drafodaethau â sefydliadau busnes a phartneriaid cymdeithasol, a thrwy ein tair swyddfa ranbarthol, rydym ni'n casglu gwybodaeth fusnes i lywio ein camau lliniaru ni a'r camau nesaf. Fe wnes i gyfarfod â'm huwch dîm arweinyddiaeth yn adran yr Economi a Thrafnidiaeth ddoe ac fe gafwyd cadarnhad y bydd timau'r tasglu ymateb rhanbarthol a sefydlwyd yn ystod ein paratoadau ni ar gyfer Brexit bellach yn mynd ati i gefnogi'r anghenion o ran diswyddiadau a sgiliau wrth iddyn nhw ymddangos. Mae ein cyngor ni ar gael drwy ReAct a Gyrfa Cymru, ac rwyf wrthi'n archwilio ffyrdd o wella'r dulliau hyn yn ystod yr wythnosau nesaf. Mae ein trafodaethau ni â grwpiau busnes a'r wybodaeth a gafwyd ganddynt wedi ein helpu ni i lywio'r pecyn cymorth gwerth £200 miliwn a gyhoeddwyd gan y Gweinidog Cyllid. Yn rhan o'r pecyn hwnnw, fe fydd busnesau adwerthu, hamdden a lletygarwch sydd â gwerth ardrethol o £51,000 neu lai yn cael 100 y cant o ryddhad ardrethi, ac fe fydd tafarnau â gwerth ardrethol rhwng £51,000 a £100,000 yn cael gostyngiad o £5,000 yn eu bil. Fe fydd £100 miliwn arall ar gael ar gyfer cynllun grant newydd i fusnesau bach. Pa bynnag gyllid canlyniadol pellach y bydd Llywodraeth Cymru yn ei dderbyn gan Lywodraeth y DU o ganlyniad i gymorth i fusnesau, fe fyddwn ni'n ei glustnodi ar gyfer cymorth i fusnesau yma yng Nghymru drwy wella ein pecyn cymorth ni.