English: Well, I have to say I agree with the second bit. I also was at Swansea at the time, and Mike Hedges will certainly remember that I was on that side of the argument as well. However, the stock transfers were done in order to be able to secure the finance necessary to bring the houses up to the Welsh housing quality standard. That was then and life has very much changed now. So, I think the short answer to your question is that councils that have closed their housing revenue accounts could, if they wanted to, open the HRA account again and start up, but for small numbers of houses, that's quite an expensive route to it, and so most of them - in fact all of them, I'm pretty sure - are choosing not to do that. Gwynedd Council is building four new low-carbon homes to improve the quality of homelessness provision in the borough, but there are some complications, basically, with the way that the housing revenue account has to work as soon as you have council tenants once more, which we are exploring with them. What we are expecting, though, as I just said in answer to Llyr, is that in the 11 areas of Wales where councils have transferred their housing stock to a large-scale voluntary transfer housing association, we expect them to work with that LSVT housing association and other registered social landlords in their area to build social housing. I keep making the point that it's not about council housing, it's about social housing. Most people don't care much who their landlord is as long as they get good service charges, good tenant relations, good repairs, good whatever. So, what we want to do is make sure that the sector, wherever you are in Wales, steps up to that plate and we have good tenant satisfaction and good services across the social house sector.
Welsh: Wel, mae'n rhaid i mi ddweud fy mod yn cytuno â'r ail ran. Roeddwn innau hefyd yn Abertawe ar y pryd, a bydd Mike Hedges yn sicr yn cofio fy mod i ar yr ochr honno i'r ddadl hefyd. Fodd bynnag, cafodd y trosglwyddiadau stoc eu gwneud er mwyn gallu cael y cyllid angenrheidiol i sicrhau bod y tai yn cyrraedd safon ansawdd tai Cymru. Dyna oedd y sefyllfa bryd hynny ac mae bywyd yn wahanol iawn yn awr. Felly, credaf mai'r ateb byr i'ch cwestiwn yw y gallai cynghorau sydd wedi cau eu cyfrifon refeniw tai agor y cyfrif refeniw tai eto os dymunant a dechrau arni, ond ar gyfer niferoedd bach o dai, mae honno'n ffordd eithaf drud o'i wneud, ac felly mae'r rhan fwyaf ohonynt - pob un ohonynt, rwy'n eithaf siŵr - yn dewis peidio â gwneud hynny. Mae Cyngor Gwynedd yn adeiladu pedwar cartref carbon isel newydd i wella ansawdd y ddarpariaeth ddigartrefedd yn y fwrdeistref, ond mae rhai cymhlethdodau, yn y bôn, gyda'r ffordd y mae'n rhaid i'r cyfrif refeniw tai weithio cyn gynted ag y bydd gennych denantiaid cyngor unwaith yn rhagor, ac rydym yn archwilio hynny gyda hwy. Yr hyn rydym yn ei ddisgwyl, fodd bynnag, fel rwyf newydd ei ddweud wrth ateb Llyr, yw ein bod yn disgwyl i gynghorau yn yr 11 ardal yng Nghymru lle maent wedi trosglwyddo eu stoc dai i gymdeithas dai trosglwyddo gwirfoddol ar raddfa fawr (TGRF) weithio gyda'r gymdeithas dai TGRF honno a landlordiaid cymdeithasol cofrestredig eraill yn eu hardal i adeiladu tai cymdeithasol. Rwy'n dal i wneud y pwynt nad yw'n ymwneud â thai cyngor, mae'n ymwneud â thai cymdeithasol. Nid yw'r rhan fwyaf o bobl yn poeni llawer pwy yw eu landlord cyhyd â'u bod yn cael taliadau gwasanaeth teg, cysylltiadau tenantiaid da, atgyweiriadau da ac yn y blaen. Felly, yr hyn rydym eisiau ei wneud yw sicrhau bod y sector, lle bynnag rydych yng Nghymru, yn ysgwyddo ei gyfrifoldeb a bod gennym lefel uchel o foddhad tenantiaid a gwasanaethau da ar draws y sector tai cymdeithasol.