English: Thank you. The welcome news that - the news that the finance Secretary has announced that we are now going to have the lowest starting rates of land transaction tax in the UK. And I felt a real buzz in the Chamber when that was announced. We felt like a really grown-up Parliament, and that's what I want to see this place becoming. I would like to know from the finance Secretary how much that will cost. I'm not sure if he did outline that, but I think that would be useful. Now, let's not forget that these austerity measures are continuing at a time when wages have been stagnant for 10 years. And, on top of this, during those 10 years, while the Tory Government's been in charge in Westminster, gas bills have gone up by 49 per cent, water bills have gone up by 25 per cent, rail fares have increased by 27 per cent, private rent has increased by 25 per cent, and food has gone up by 21 per cent. None of these are luxuries. None of these are luxuries. But rather than stand by the poorest in society, what's the Tory Government decided to do? It's decided to punish the poor with the introduction of universal credit. Four hundred thousand families in Wales will be £3,400 a year worse off by 2020 because of the introduction of that new measure. Now, in England, the Tory Government has written off the poor. Those cuts have led to an increase of 65 per cent in the homelessness levels in England. That is not the case in Wales. We've brought in this new law, giving Welsh local government new responsibilities in relation to homelessness, and the Supporting People programme has been crucial. Anyone who could have doubted Mark Drakeford's personal commitment to this issue needs to be reminded of his long-standing action in relation to homelessness, his tireless efforts to help establish and found Llamau, and his long-held passion and activity to ensure support for the homeless. There are no cuts to the Supporting People programme and I didn't think that Mark Drakeford, with his long history, would have undertaken those. So, I am delighted to see that, and an additional £20 million to alleviate homelessness. Now, there's going to be ample time to chew over the detail of the budget, but I do think it's worth noting that £240 million extra to take the pressure off our hard-working staff in the NHS. Of course, the ideal would have been to give our NHS workers and other public sector workers a pay rise that they undoubtedly deserve, but, with a set and limited budget, the only way to do this would've been to have cut services elsewhere. So, if Plaid is so anxious to introduce this pay rise without receiving the additional money from the UK Treasury, you have to outline which hospitals you're going to close in order to make that happen. And as for the Tories saying that the debt levels in Welsh hospitals - . Do you know what the debt levels in English hospitals are? It's £2.4 billion. Don't come over here telling us about debt levels in hospitals. I think it's very important, the fact that we are helping to secure funding for care; it's a crucial area, and I am delighted that the finance Secretary will be exploring the issue of taxation in this area. This is something that we will be looking at in the Finance Committee and I hope that we'll come up with some interesting ideas on that in the next few weeks. The one area in particular that I'd like to thank the finance Secretary for is his commitment to abolish the tolls on the Cleddau bridge by 2020. This is an issue on which the Labour Party locally has campaigned for years, and I'm delighted that he's been able to deliver on this. It's going to make a real difference to people and businesses living around the Haven. I'm also delighted to hear that extra money has been allocated to draw down funds from the EU rural development programme, but I do wonder if the finance Secretary could clarify whether we will receive, in the next few weeks, some more clarity on the competing structures for economic rural development in Wales. The finance Secretary has also set out a two-year budget. I'd just like to know: does that mean that we'll see exactly the same next year, apart from a few little tweaks? And does that mean that we, as a Finance Committee, will be redundant next year? What does that actually mean in terms of how the mechanism works? Now, I know that balancing the books at a time of austerity is a difficult proposition, but I would like to thank the finance Secretary for sticking to those commitments that he and we made in the Welsh Labour manifesto, and following through on promises that we made to the Welsh public and to the electorate.
Welsh: Diolch. Mae'r newyddion da - y newyddion y mae'r Ysgrifennydd cyllid wedi eu cyhoeddi y bydd gennym ni yn awr y cyfraddau cychwynol isaf o dreth trafodion tir yn y DU. Ac fe deimlais i wefr wirioneddol yn y Siambr pan gyhoeddwyd hynny. Roeddem ni'n teimlo fel Senedd wirioneddol aeddfed, a dyna'r hyn yr wyf eisiau gweld y lle hwn yn datblygu i fod. Fe hoffwn i gael gwybod gan yr Ysgrifennydd cyllid faint fydd hynny'n cei gostio. Nid wyf yn siŵr a amlinellwyd hynny ganddo, ond credaf y byddai hynny'n ddefnyddiol. Nawr, mae'n rhaid i ni beidio ag anghofio bod y mesurau cyni hyn yn parhau ar adeg pan fo cyflogau wedi aros yn eu hunfan ers 10 mlynedd. Ac, ar ben hyn, yn ystod y 10 mlynedd hynny, tra bu Llywodraeth y Torïaid wrth y llyw yn San Steffan, mae biliau nwy wedi cynyddu 49 y cant, mae biliau dŵr wedi cynyddu 25 y cant, mae prisiau teithio ar y trên wedi cynyddu 27 y cant , mae rhent preifat wedi cynyddu 25 y cant, ac mae bwyd wedi cynyddu 21 y cant. Nid oes unrhyw un o'r rhain yn foethusion. Ond yn hytrach na chefnogi'r tlotaf mewn cymdeithas, beth mae'r Llywodraeth Dorïaidd wedi penderfynu ei wneud? Mae hi wedi penderfynu cosbi'r tlawd drwy gyflwyno credyd cynhwysol. Bydd pedwar can mil o deuluoedd yng Nghymru ar eu colled o £3,400 y flwyddyn erbyn 2020 oherwydd cyflwyno'r mesur newydd hwnnw. Nawr, yn Lloegr, mae Llywodraeth y Torïaid wedi amddifadu'r tlodion. Mae'r toriadau hynny wedi arwain at gynnydd o 65 y cant yn y lefelau digartrefedd yn Lloegr. Nid yw hynny'n wir yng Nghymru. Rydym ni wedi cyflwyno'r gyfraith newydd hon, gan roi cyfrifoldebau newydd i lywodraeth leol yng Nghymru o ran digartrefedd, a bu'r rhaglen Cefnogi Pobl yn hanfodol yn hyn o beth. Mae angen atgoffa unrhyw un a oedd o bosib yn amau ymrwymiad personol Mark Drakeford i'r mater hwn, ei weithgarwch parhaol ynglŷn â digartrefedd, ei ymdrechion diflino i helpu dechrau a sefydlu Llamau, a'i angerdd a'i waith hirhoedlog i sicrhau cefnogaeth i'r digartref. Nid oes toriadau i'r rhaglen Cefnogi Pobl ac nid oeddwn yn credu y byddai Mark Drakeford, gyda'i hanes hir, wedi cyflwyno'r rheiny. Felly, rwy'n falch iawn o weld hynny, a'r £20 miliwn ychwanegol i fynd i'r afael â digartrefedd. Nawr, bydd digon o amser i gnoi cil dros fanylion y gyllideb, ond rwyf yn credu ei bod hi'n werth nodi'r £240 miliwn ychwanegol hwnnw i leihau'r pwysau sydd ar ein staff gweithgar yn y GIG. Wrth gwrs, y ddelfryd fyddai rhoi i'n gweithwyr yn y GIG a gweithwyr sector cyhoeddus eraill y codiad cyflog y maent yn ddiau yn ei haeddu, ond, gyda chyllideb benodol a chyfyngedig, yr unig ffordd i wneud hynny fyddai cwtogi ar wasanaethau mewn mannau eraill. Felly, os yw Plaid Cymru mor awyddus i gyflwyno'r codiad cyflog hwn heb gael yr arian ychwanegol gan Drysorlys y DU, mae'n rhaid ichi nodi pa ysbytai yr ydych chi'n mynd i'w cau er mwyn gwneud hynny. Ac o ran y Torïaid yn dweud bod y lefelau dyled yn ysbytai Cymru - . Ydych chi'n gwybod beth yw lefelau dyled ysbytai Lloegr? Mae'n £2.4 biliwn. Peidiwch â dod draw yma i ddweud wrthym ni am lefelau dyled mewn ysbytai. Rwy'n credu ei bod hi'n bwysig iawn, y ffaith ein bod ni'n helpu i sicrhau cyllid ar gyfer gofal; mae'n faes hollbwysig, ac rwyf wrth fy modd y bydd yr Ysgrifennydd cyllid yn edrych ar fater trethiant yn y maes hwn. Mae hwn yn rhywbeth y byddwn ni'n edrych arno yn y Pwyllgor Cyllid ac rwy'n gobeithio y byddwn yn cyflwyno syniadau diddorol am hynny yn yr wythnosau nesaf. Yr un maes yn arbennig yr hoffwn ddiolch i'r Ysgrifennydd cyllid yn ei gylch yw ei ymrwymiad i ddiddymu'r tollau ar bont Cleddau erbyn 2020. Mae hwn yn fater y mae'r Blaid Lafur yn lleol wedi ymgyrchu drosto ers blynyddoedd, ac rwyf wrth fy modd ei fod wedi gallu cyflawni hyn. Bydd yn gwneud gwahaniaeth gwirioneddol i bobl a busnesau yng nghyffiniau'r Aber. Rwyf wrth fy modd hefyd yn clywed bod arian ychwanegol wedi'i neilltuo i dynnu arian o raglen datblygu gwledig yr UE, ond rwyf yn meddwl tybed a allai'r Ysgrifennydd cyllid egluro pa un a fyddwn yn cael, yn yr wythnosau nesaf, mwy o eglurder ynghylch y strwythurau cystadleuol ar gyfer datblygu gwledig economaidd yng Nghymru. Mae'r Ysgrifennydd Cyllid hefyd wedi gosod cyllideb dwy flynedd. Hoffwn wybod: a yw hynny'n golygu y byddwn ni'n gweld yr un peth yn union y flwyddyn nesaf, ar wahân i ychydig o fân newidiadau? Ac a yw hynny'n golygu na fydd ein hangen ni, sef y Pwyllgor Cyllid, y flwyddyn nesaf? Beth mae hynny'n ei olygu mewn gwirionedd o ran sut mae'r mecanwaith yn gweithio? Nawr, fe wn i fod meintioli'r gyllideb ar adeg o gyni yn orchwyl anodd, ond fe hoffwn i ddiolch i'r Ysgrifennydd cyllid am gadw at yr ymrwymiadau hynny a wnaeth ef ac a wnaethom ninnau ym maniffesto Llafur Cymru, ac am anrhydeddu'r addewidion a wnaethom ni i'r cyhoedd yng Nghymru ac i'r etholwyr.