English: Can I thank the Minister for his answer just now? It was very comprehensive and it's what I think I and many other Members need in terms of answering queries from constituents. And can I thank Helen Mary Jones for putting in the question that she has done? I also think it's very disappointing that there are people being abusive to Business Wales staff. I understand people's frustrations, but they shouldn't be taken out, of course, on the people trying to help them. From my perspective, there has been quite a bit of confusion, Minister, from businesses and amongst local authorities. And I'm aware, in some instances, local authorities have received various guidance - sometimes on the same day, on the same issue - so I think there are some lessons to be learnt for next phases. And I'm aware that some local authorities have taken different application processes in very different ways, so I think there are some real lessons to learn in that regard going forward. I noticed, Minister, Cardiff University has estimated that the Welsh Government has £1 billion left to be allocated from funds to fight COVID-19, and they've looked at the £4.4 billion from the UK Government, and the amount reallocated from existing Welsh Government budgets. Can you confirm that that is the case in your opinion, or do you believe that Cardiff University have got this incorrect? And if it is, why is the Welsh Government perhaps not committing this money now to support businesses now, rather than leaving it back for a later date? The UK Government has also, of course, given the certainty by guaranteeing at least £1.1 billion via consequentials before the end of this year. If that's not enough, and I know that the supplementary budget is coming up, what more can be reallocated from existing budgets to ensure that businesses get the support that they need now, before the winter, rather than giving it to them when it's too late? And briefly and finally, given that there is ring-fenced funding for tourism and hospitality businesses, concern is being raised that, if a business in receipt of the NDR grant, they are precluded from applying for the discretionary grant. So, if you didn't address that in the earlier question - I was drastically making notes - can you perhaps address that point as well?
Welsh: A gaf fi ddiolch i'r Gweinidog am ei ateb nawr? Roedd yn gynhwysfawr iawn ac rwy'n credu mai dyna rwyf fi a llawer o'r Aelodau eraill ei angen er mwyn gallu ateb ymholiadau gan etholwyr. Ac a gaf fi ddiolch i Helen Mary Jones am gyflwyno'r cwestiwn? Rwy'n credu hefyd ei bod yn siomedig iawn fod pobl yn cam-drin staff Busnes Cymru yn eiriol. Rwy'n deall rhwystredigaethau pobl, ond ni ddylid rhoi'r bai, wrth gwrs, ar y bobl sy'n ceisio eu helpu. O'm rhan i, mae cryn dipyn o ddryswch wedi bod, Weinidog, ymhlith busnesau ac awdurdodau lleol. Ac rwy'n ymwybodol, mewn rhai achosion, fod awdurdodau lleol wedi cael canllawiau amrywiol - weithiau ar yr un diwrnod, ar yr un mater - felly credaf fod rhai gwersi i'w dysgu ar gyfer y camau nesaf. Ac rwy'n ymwybodol fod rhai awdurdodau lleol wedi gweithredu gwahanol brosesau ymgeisio mewn ffyrdd gwahanol iawn, felly rwy'n credu bod gwersi go iawn i'w dysgu yn hynny o beth wrth symud ymlaen. Weinidog, sylwais fod Prifysgol Caerdydd wedi amcangyfrif bod gan Lywodraeth Cymru £1 biliwn ar ôl i'w ddyrannu o gronfeydd i ymladd COVID-19, ac maent wedi edrych ar y £4.4 biliwn gan Lywodraeth y DU, a'r swm a ail-ddyrannwyd o gyllidebau presennol Llywodraeth Cymru. A allwch chi gadarnhau bod hynny'n wir hyd y gwyddoch, neu a ydych yn credu bod Prifysgol Caerdydd yn anghywir ynglŷn â hyn? Ac os ydyw, pam nad yw Llywodraeth Cymru'n ymrwymo'r arian hwn i gefnogi busnesau nawr, efallai, yn hytrach na'i gadw at rywbryd eto? Mae Llywodraeth y DU hefyd, wrth gwrs, wedi rhoi sicrwydd drwy warantu o leiaf £1.1 biliwn drwy symiau canlyniadol cyn diwedd eleni. Os nad yw hynny'n ddigon, a gwn fod y gyllideb atodol ar y ffordd, beth arall y gellir ei ailddyrannu o gyllidebau presennol i sicrhau bod busnesau'n cael y cymorth sydd ei angen arnynt yn awr, cyn y gaeaf, yn hytrach na'i roi iddynt pan fydd yn rhy hwyr? Ac yn fyr ac yn olaf, o gofio bod cyllid wedi'i neilltuo ar gyfer busnesau twristiaeth a lletygarwch, mae pryderon yn codi, os yw busnes yn cael y grant ardrethi annomestig, eu bod wedi'u hatal rhag gwneud cais am y grant dewisol. Felly, os na wnaethoch roi sylw i hynny yn y cwestiwn cynharach - roeddwn yn brysur yn gwneud nodiadau - a wnewch chi roi sylw i'r pwynt hwnnw hefyd o bosibl?