English: It's time to get real here: the UN report does squarely, unequivocally put the blame at the door of the UK Government. For nearly a decade, the Tory Governments have 'inflicted great misery' on the British people, with 'punitive', 'mean-spirited' and 'callous' austerity policies. Those are the words of Philip Alston, not mine. Levels of child poverty are, 'not just a disgrace, but a social calamity and an economic disaster'. Again, his words, not mine. A key finding is this huge rise of in-work poverty. And we heard stats again - loads of them, again - from Mark Isherwood, talking about the reduction of in-work poverty. And yet, this report finds quite clearly that it is in-work poverty that is at the root of child poverty, and it is those people who are in work who are being affected by the universal credit roll-out. So, let's be clear. This isn't about getting people into work. This isn't about, as the Tories used to say, 'Get on your bike.' Well, you try and tell that to the courier who can't pay this month's rent, despite getting on his bike or her bike, and despite working all the hours that god sends their way. You tell it also to the one in four people in this country who work for below minimum wage pay. You tell it also to the individuals and families in Ammanford, in Carmarthen, in Llanelli, in Aberystwyth, in Cardigan, in Dolgellau, in Porthmadog and in Pwllheli who will have a miserable Christmas this year, because they are subjected to the universal credit roll-out, right across Christmas. And we all know, don't we, that one in four claimants doesn't get their money on time. So, I don't see what Christmas cheer they're going to have in their households. And it is a deliberate policy. Can you imagine rolling out a policy that puts people and families with no money, no prospect of having any money, right across Christmas? I don't think Scrooge could have done a better job had he tried. So, we go back to the former work and pensions Secretary, Esther McVey. She admitted that some of the poorest families will be £200 a week worse off - the poorest people £200 a week worse off. I don't know if you're going to go and argue with those families and say that this is a good idea. I read today that a group of women have launched a high court legal challenge arguing that the universal credit payment system is irrational and discriminatory. I absolutely agree with them. I wish them good luck, but they shouldn't have to fight that battle. It's the same with food banks. It's wonderful that people support them - I'm sure that we all do, and I'm sure that some of us will go and join them over Christmas. What I don't want to see is another smiley picture of a Tory politician proudly supporting the biggest growth industry that's been created by their policies, in the local paper. What I would like to see is a photo of any Tory politician hanging their head in shame at the fact that it is the biggest growth industry. I think, as the UN report says, that the cost of austerity has fallen disproportionately upon the poor, upon women, racial and ethnic minorities, children, single parents and people with disabilities. And we've heard today that the Welsh Government has defended, where they can, the most vulnerable in society. That hasn't happened in England. Where we've continued to provide access to welfare funds for emergency hardships, they've been removed in England. We've got a comprehensive childcare offer and school holiday lunch clubs; they're a great example of a Government intervention. And it's progressive and it's socialist, and we are at least proud of trying to do what we can. The UN report does go on to say that we don't have the devolved power over social security benefits. I wish I had the confidence of Plaid Cymru that if we took it over, we'd have the money. But, it's cost £266 million for the Scottish Government to do something with those powers to very little effect. I'm sure that £266 million, had it been spent in targeted approaches, might have had a much bigger effect. I know that all of us understand quite clearly in this Chamber that the biggest danger to people on this new system of universal credit is homelessness. When rents aren't being paid on time, people become very vulnerable to finding themselves on the street. What I will ask the Cabinet Secretary is whether she will be able to do something to protect those people who find themselves in private tenancies, so that they don't actually end up on the street for Christmas or any other time in the future.
Welsh: Mae'n bryd i ni fod o ddifrif yn y fan yma: mae adroddiad y Cenhedloedd Unedig yn rhoi'r bai yn blwmp ac yn ddigamsyniol ar Lywodraeth y DU. Am bron i ddegawd, mae Llywodraethau Torïaidd wedi gosod trallod mawr ar bobl Prydain, gyda pholisïau cyni cosbol, crintachlyd a dideimlad. Philip Alston sy'n dweud hyn, nid fi. Mae lefelau tlodi plant: nid yn unig yn warthus, ond maen nhw'n drallod cymdeithasol ac yn drychineb economaidd. Unwaith eto, ei eiriau ef, nid fy rhai i. Un o'r canfyddiadau allweddol yw'r cynnydd enfawr hwn o ran tlodi mewn gwaith. Ac fe wnaethom ni glywed ystadegau eto - digonedd ohonynt, unwaith eto - gan Mark Isherwood, yn sôn am leihau tlodi mewn gwaith. Ac eto, mae'r adroddiad hwn yn canfod yn glir iawn mai tlodi mewn gwaith sydd wrth wraidd tlodi plant, ac mai ar y bobl hynny sydd mewn gwaith y mae cyflwyno credyd cynhwysol yn effeithio. Felly, gadewch inni fod yn glir. Nid yw hyn yn ymwneud â chael pobl i mewn i waith. Nid yw hyn yn fater o, fel yr oedd y Torïaid yn arfer ei ddweud, 'Ar eich beic.' Wel, triwch chi ddweud hynny wrth y cludwr sy'n methu â thalu rhent y mis hwn, er gwaethaf bod ar ei beic neu ar ei feic, ac er gwaethaf gweithio bob awr o'r dydd. Dywedwch wrth yr un o bob pedwar unigolyn yn y wlad hon sy'n gweithio am lai na'r isafswm cyflog. Dywedwch wrth yr unigolion a'r teuluoedd yn Rhydaman, yng Nghaerfyrddin, yn Llanelli, yn Aberystwyth, yn Aberteifi, yn Nolgellau, ym Mhorthmadog ac ym Mhwllheli a fydd yn cael Nadolig diflas eleni, oherwydd bod cyflwyniad y credyd cynhwysol wedi'i orfodi arnyn nhw dros y Nadolig. Ac mae pob un ohonom ni'n gwybod, onid ydym ni, nad yw un o bob pedwar o hawlwyr yn cael eu harian ar amser. Felly, ni allaf weld pa lawenydd y Nadolig y byddan nhw'n ei gael yn eu cartrefi. Ac mae'n bolisi bwriadol. A allwch chi ddychmygu cyflwyno polisi sy'n arwain at bobl a theuluoedd i fod heb arian, heb obaith o gael unrhyw arian, ar adeg y Nadolig? Ni allai Scrooge fod wedi gwneud yn well pe byddai wedi trio. Felly, awn yn ôl at y cyn Ysgrifennydd Gwaith a Phensiynau, Esther McVey. Cyfaddefodd y bydd rhai o'r teuluoedd tlotaf oddeutu £200 yr wythnos yn waeth eu byd - mae'r bobl dlotaf £200 yr wythnos yn waeth eu byd. Wn i ddim a ydych chi'n mynd i ddadlau â'r teuluoedd hynny a dweud bod hwn yn syniad da. Darllenais heddiw fod grŵp o fenywod wedi lansio achos cyfreithiol yn yr uchel lys yn dadlau bod y system taliadau credyd cynhwysol yn afresymol ac yn wahaniaethol. Rwy'n cytuno yn llwyr â nhw. Rwy'n dymuno pob lwc iddyn nhw, ond ni ddylen nhw orfod ymladd y frwydr honno. Mae'r un peth yn wir am fanciau bwyd. Mae'n wych bod pobl yn eu cefnogi - rwy'n siŵr ein bod ni i gyd, ac rwy'n siŵr y bydd rhai ohonom ni'n mynd ac yn ymuno â nhw dros y Nadolig. Yr hyn nad wyf i'n dymuno ei weld yw llun arall yn y papur lleol o wleidydd Torïaidd yn gwenu'n falch wrth gefnogi'r diwydiant twf mwyaf sydd wedi ei greu trwy eu polisïau. Yr hyn yr hoffwn i ei weld yw llun o unrhyw wleidydd Torïaidd yn dangos cywilydd am y ffaith ei fod y diwydiant twf mwyaf. Rwyf i'n credu, fel y nodir yn adroddiad y Cenhedloedd Unedig, bod cost cyni wedi effeithio'n anghymesur ar bobl dlawd, ar fenywod, lleiafrifoedd hiliol ac ethnig, plant, rhieni sengl a phobl ag anableddau. Ac rydym ni wedi clywed heddiw bod Llywodraeth Cymru wedi amddiffyn, pan fo'n bosibl, y rhai mwyaf agored i niwed mewn cymdeithas. Nid yw hynny wedi digwydd yn Lloegr. Rydym ni wedi parhau i ddarparu mynediad at gronfeydd lles ar gyfer caledi mewn argyfwng, ond maen nhw wedi'u dileu yn Lloegr. Mae gennym ni gynnig gofal plant cynhwysfawr a chlybiau cinio gwyliau ysgol; maen nhw'n enghraifft wych o ymyrraeth gan y Llywodraeth. Ac mae'n flaengar ac mae'n sosialaidd, ac rydym ni o leiaf yn falch o geisio gwneud yr hyn a allwn. Mae adroddiad y Cenhedloedd Unedig yn mynd ymlaen i ddweud nad oes gennym ni'r pŵer datganoledig dros fudd-daliadau nawdd cymdeithasol. Hoffwn i fod â ffydd Plaid Cymru pe byddem ni'n cymryd yr awennau, y byddai gennym ni'r arian. Ond, mae wedi costio £266 miliwn i Lywodraeth yr Alban i wneud rhywbeth â'r pwerau hynny heb fawr o effaith. Rwy'n siŵr y gallai £266 miliwn, pe byddai wedi ei wario ar ddulliau wedi'u targedu, fod wedi cael effaith fwy o lawer. Gwn fod pob un ohonom yn deall yn glir iawn yn y Siambr hon mai digartrefedd yw'r perygl mwyaf i bobl ar y system newydd hon o gredyd cynhwysol. Pan nad yw rhent yn cael ei dalu ar amser, mae'n bosibl iawn mai byw ar y stryd fydd hanes pobl. Yr hyn yr wyf am ei ofyn i Ysgrifennydd y Cabinet yw a fydd hi'n gallu gwneud rhywbeth i amddiffyn y bobl hynny sy'n canfod eu hunain mewn tenantiaeth breifat, fel nad ydyn nhw mewn gwirionedd yn diweddu ar y stryd yn y pen draw, dros y Nadolig nac ar unrhyw amser arall yn y dyfodol.