English: Well, can I thank David Rowlands for the way that he has endorsed our actions to date? I really am very grateful for the comments that he's made today. And, yes, our actions have led to a very significant number of jobs being secured: more than 106,000 to date through the first two phases of the economic resilience fund and, of course, 16,000 jobs have been secured through the support that was brought forward by the development bank. Members will be aware of the current rate of unemployment in Wales: 3.1 per cent. That's a full 1 per cent less than the UK average. Now, we know unemployment is going to rise, it's going to rise sharply, but that 1 per cent difference between the Welsh average and the UK average amounts, in real terms, to about 15,000 people - 15,000 people who may well have been unemployed at this point in time had it not been for the added value that we've brought through the first two phases of the economic resilience fund. And as I said just yesterday, to put that into perspective, that's the entire working population of Brynmawr and Ebbw Vale, or of Mold and Buckley. It's a huge intervention and I'm proud of the jobs that we have therefore saved, and I'm proud of the businesses that we have kept alive during this incredibly difficult period. But all of that hard work and investment could have counted for nothing had the job retention scheme ended with a cliff edge at the end of October, and that's why the job support scheme's so very important, and why our third phase of the economic resilience fund has to complement the job support scheme. Now, business development grants - that £80 million of support that I've outlined - are about building resilience and adapting to the economy of tomorrow, but we also recognise that in order to reach the economy of tomorrow, many businesses required bridges, bridges through the autumn and the winter, and that's why we're rolling out that £60 million of support for those businesses that are going to be faced in the coming weeks and months by local restrictions. As I said in my answers to Helen Mary Jones, we are not requiring any businesses to close in order to draw down that funding, just to demonstrate that they are materially affected, and the amount of support that's being offered is, I think, sufficient for businesses to be able to survive those difficult periods of restrictions. Business development grants and the ask for match funding, I think, demonstrate our desire to be able to move beyond coronavirus in a way that recognises certain sectors have great opportunities for jobs growth, and therefore the requirement of a contribution from businesses is absolutely right if we are to ensure that we maximise opportunities for growth in those sectors that are resilient and that are able to emerge rapidly. But, equally, there are some hugely important sectors, such as tourism and hospitality, where the intervention rate will be 100 per cent because, as I've already said, businesses are simply not able to borrow any more money or are not able to invest any of their own resources in their survival and their adaptation to the new norm.
Welsh: Wel, a gaf i ddiolch i David Rowlands am y ffordd y mae ef wedi cymeradwyo ein camau ni hyd yn hyn? Rwy'n ddiolchgar iawn iddo am y sylwadau a wnaeth heddiw. Ac, ydynt, mae ein camau ni wedi arwain at ddiogelu nifer fawr iawn o swyddi: dros 106,000 yn ystod dau gam cyntaf y gronfa cadernid economaidd ac, wrth gwrs, diogelwyd 16,000 o swyddi drwy'r cymorth a gyflwynodd y banc datblygu. Fe fydd yr Aelodau yn ymwybodol o'r gyfradd ddiweithdra yng Nghymru ar hyn o bryd: 3.1 y cant. Mae hynny 1 y cant yn llai na chyfartaledd y DU. Nawr, fe wyddom ni y bydd diweithdra yn cynyddu, a hynny'n gyflym, ond mae'n ddigon posibl y bydd yna wahaniaeth o 1 y cant rhwng cyfartaledd Cymru a symiau cyfartalog y DU, mewn termau real, o tua 15,000 o bobl - mae'n ddigon posibl y gallai 15,000 o bobl fod yn ddi-waith ar hyn o bryd oni bai am y gwerth ychwanegol a gynigiwyd gennym ni drwy ddau gam cyntaf y gronfa cadernid economaidd. Ac fel y dywedais i ddoe, i'w roi yn ei gyd-destun, mae hynny'r golygu'r holl boblogaeth mewn gwaith ym Mrynmawr a Glynebwy, neu'r Wyddgrug a Bwcle. Mae'n ymyrraeth enfawr ac rwy'n falch o'r swyddi a achubwyd felly, ac rwy'n falch o'r busnesau yr ydym ni wedi eu cadw'n fyw yn ystod y cyfnod hynod anodd hwn. Ond fe allai'r holl waith caled a'r buddsoddiad hwnnw fod wedi mynd i'r gwellt pe bai'r cynllun amddiffyn swyddi wedi dod i ben yn ddisymwth ar ddiwedd mis Hydref, a dyna pam mae'r cynllun cefnogi swyddi mor bwysig, a pham mae'n rhaid i drydydd cam y gronfa cadernid economaidd ategu'r cynllun cymorth swyddi. Nawr, mae grantiau datblygu busnes - yr £80 miliwn hwnnw o gymorth a amlinellais - yn ymwneud â meithrin cydnerthedd ac addasu i economi'r yfory, ond rydym yn cydnabod hefyd bod angen codi pontydd, pontydd drwy'r hydref a'r gaeaf, ar lawer o fusnesau er mwyn cyrraedd economi'r yfory, a dyna pam rydym ni'n cyflwyno'r £60 miliwn hwn o gymorth i'r busnesau hynny a fydd yn wynebu cyfnodau clo lleol yn ystod yr wythnosau a'r misoedd nesaf. Fel y dywedais i yn fy atebion i Helen Mary Jones, nid ydym yn mynnu bod unrhyw fusnesau yn cau ar gyfer cael cyfran o'r cyllid hwnnw, yr unig beth sy'n rhaid iddynt ei wneud yw dangos iddynt gael eu heffeithio'n fawr, a bydd maint y cymorth a gynigir, yn fy marn i, yn ddigon i fusnesau allu oroesi'r cyfnodau anodd hynny o gyfyngiadau. Mae grantiau datblygu busnes a'r cais am arian cyfatebol, rwy'n credu, yn dangos ein hawydd ni i allu symud y tu hwnt i goronafeirws mewn ffordd sy'n cydnabod bod rhai sectorau â chyfleoedd ardderchog i feithrin swyddi, ac felly mae'r gofyniad am gyfraniad gan fusnesau yn gwbl briodol os ydym am sicrhau ein bod yn manteisio i'r eithaf ar gyfleoedd i dyfu yn y sectorau hynny sy'n wydn ac sy'n gallu ymddangos yn gyflym. Ond, yn yr un modd, mae rhai sectorau sy'n hynod bwysig, megis twristiaeth a lletygarwch, lle bydd y gyfradd ymyrraeth yn 100 y cant oherwydd, fel y dywedais i eisoes, na all busnesau fenthyca mwy o arian neu na allant fuddsoddi unrhyw gyfran o'u hadnoddau nhw eu hunain yn eu hymgais i oroesi ac addasu i'r normal newydd.