English: But to turn that argument on its head, if the figures that Gerry Holtham has produced to support his case - you know, the 67 per cent rise that's coming our way in the short term in non-residential care costs - it would in incautious, of course, not to find a means of funding the quality of care that we, in a decent society, would want to provide. I think that it's a very, very interesting proposal. Of course, it's based in a European tradition of social insurance; it adapts that to this particular case, and some innovative examples of inter-generational equity in terms of a sliding scale, in terms of the level of funding, and even a suggestion of a lottery prize once a year, maybe, to sweeten the pill. It's certainly the kind of example, I think, of - yes, a creative and innovative proposal, but it really goes to the heart of one of the key problems that we're facing - there are others - I think, in economic development. I think the Bevan Foundation suggested looking at innovation tax credits. The Irish have responded to the OECD's proposals in terms of differentiating business taxation to encourage investment in tangible assets like research and development - having a different corporation tax rate, a so-called knowledge development box of 6.25 per cent, I think, for R&D activity, exclusively, by companies. So, there are interesting proposals out there. The Cabinet Secretary has already referred to a wide-ranging review of property-related taxes, and that's both in the personal field in terms of council tax, and in terms of business rates - that opens up a whole other debate about land value taxation that has been around for over 120 years, and I'm sure that other Members will look forward to joining that debate in due course.
Welsh: Ond i droi'r ddadl ar ei phen, os yw'r ffigurau y mae Gerry Holtham wedi eu cynhyrchu i ategu ei achos - wyddoch chi, y cynnydd 67 y cant sydd ar y ffordd yn y tymor byr mewn costau gofal dibreswyl - byddai'n ddiofal, wrth gwrs, i beidio â dod o hyd i ffordd o gyllido gofal o'r safon yr hoffem, mewn cymdeithas weddus, ei ddarparu. Rwy'n meddwl ei fod yn gynnig diddorol iawn, iawn. Wrth gwrs, mae'n seiliedig ar draddodiad Ewropeaidd o yswiriant cymdeithasol; mae'n addasu hynny i'r achos penodol hwn, a rhai enghreifftiau arloesol o ecwiti rhyng-genhedlaeth o ran graddfa symudol, o ran lefel yr arian, a hyd yn oed awgrym o wobr loteri unwaith y flwyddyn, efallai, i felysu'r bilsen. Yn sicr, dyna'r math o enghraifft, rwy'n meddwl, o - ie, cynnig creadigol ac arloesol, ond mae wir yn mynd at wraidd un o'r problemau allweddol yr ydym yn eu hwynebu - ymysg eraill - rwy'n meddwl, ym maes datblygu economaidd. Rwy'n meddwl mai Sefydliad Bevan a awgrymodd edrych ar gredydau treth arloesi. Mae'r Gwyddelod wedi ymateb i gynigion yr OECD o ran gwahaniaethu trethiant busnes i annog buddsoddiad mewn asedau diriaethol fel ymchwil a datblygu - creu cyfradd treth gorfforaeth wahanol, a elwir yn flwch datblygu gwybodaeth, o 6.25 y cant, rwy'n meddwl, ar gyfer gweithgareddau ymchwil a datblygu, yn unig, gan gwmnïau. Felly, mae cynigion diddorol i'w cael. Mae'r Ysgrifennydd Cabinet eisoes wedi cyfeirio at adolygiad eang o drethi sy'n gysylltiedig ag eiddo, a hynny yn y maes personol o ran y dreth gyngor, a hefyd o ran trethi busnes - mae hynny'n agor dadl arall am drethu gwerth tir sydd wedi bod o gwmpas ers dros 120 mlynedd, ac rwy'n siŵr y bydd Aelodau eraill yn edrych ymlaen at ymuno â'r ddadl honno maes o law.