English: Thank you to all contributors. In 1999, when Labour first came to power, there was no housing supply crisis in Wales, but they slashed the housing budgets and in their first three terms cut the supply of new affordable housing by 71 per cent. That is why we have a housing supply crisis. As David Melding said, for a generation successive Welsh Governments have failed to tackle the housing crisis in Wales, pursuing mirages rather than addressing housing need. It was the second Assembly when the housing sector came together to start warning the Welsh Government there would be a housing crisis if they didn't listen. What the Welsh Government did when I brought forward motions supporting the sector's voice on that was put down amendments to remove the words 'housing crisis' rather than to address the warnings from the sector. As David said, by 2031, unless the Welsh Government change tack, there will be a 66,000 shortage of homes in Wales. As he said, we need ambition because housing is a basic need - we need homes for all. He referred to land, and, as Community Housing Cymru have said, 'What action is the Welsh Government taking to increase the supply of public land for housing at a price that reflects the social value that they will offer the people of Wales?' I received that this morning. That's not history: that's current. Dai Lloyd emphasised the need to focus on housing standards and making housing more affordable. Hefin David: the need to invest in weak housing areas and link this to employment opportunities; Suzy Davies: the local development plan process had not been the answer and we need to use housing to stimulate sustainable community regeneration. Dawn Bowden talked about England focusing on less affordable housing, that the Tories in England are focusing on less affordable housing. Well, what England's doing is focusing primarily on intermediate rent, which is also included within the Welsh Government's 20,000 target. So, if one's wrong, both are wrong. That seems a little bit odd. She referred to - again contrasting with England - . Since 2010, more than twice as many council homes have been built in England than in all the 13 years combined with the previous Labour Government, when English waiting lists nearly doubled as the number of social homes for rent in England were cut by 421,000. That's the reality. Andrew R.T. Davies said we'd not got enough homes, full stop. We need to face the challenge also driving the wider training and economic agenda. Gareth Bennett: house prices outstripping wages. Of course, they are; that's a symptom of the housing supply crisis. The Cabinet Secretary showed that he was living in his own housing bubble. Of course, he has form. He's been the housing Minister before and he, therefore, shares culpability for the crisis the people of Wales are facing in this area. He said house building in England had fallen under the Tories to the lowest level since the 1990s. Well, in reality the 2012 UK housing review said it was the Welsh Government itself that gave housing lower priority in its overall budgets. In 2013, Wales was the only part of the UK to see a fall in new home registrations. In 2015, Wales was the only nation in the UK to decrease new home registrations. Even last year, Wales was the only UK nation to see new home completions go backwards. That's the reality. In addition to the Holman report that David Melding referred to, we had two reports in 2015 from the house building industry. We had the 2015 report from the Chartered Institute of Housing, we've had the 2015 report from the Bevan Foundation, a report from the Federation of Master Builders, all saying that we needed somewhere between 12,000 and 15,000 houses a year, including 5,000 social homes, which this supposedly caring, supposedly socially just Welsh Government ignored. Instead, we've got their cynical 20,000 target amounting to just 4,000 affordable homes during the whole Assembly term and that's inflated by adding intermediate rent and low-cost home ownership to their targets. Housing developers have also repeatedly warned for years and years that the cumulative cost of Labour's anti-housing legislation and regulations will reduce housing investment in Wales. Well, the figures speak for themselves in that respect. So, I'll conclude by simply saying, as the evidence shows, that behind the rhetoric, Labour's betrayal over housing in Wales for the last 17, 18 years has been perhaps the greatest social injustice inflicted on the people of Wales since they took control in 1999. It's about time they stopped shaking their heads, they stopped denying the truth, they stopped passing the buck - which they were doing long before the credit crunch, long before the 2010 change of Government - and they started admitting they got it wrong and perhaps, belatedly, trying to do something about it.
Welsh: Diolch i'r holl gyfranwyr. Ym 1999, pan ddaeth y Blaid Lafur i rym am y tro cyntaf, nid oedd unrhyw argyfwng cyflenwad tai yng Nghymru, ond torasant y cyllidebau tai ac yn eu tri thymor cyntaf aethant ati i dorri 71 y cant o'r cyflenwad o dai fforddiadwy newydd. Dyna pam fod gennym argyfwng cyflenwad tai. Fel y dywedodd David Melding, ers cenhedlaeth mae Llywodraethau olynol yng Nghymru wedi methu mynd i'r afael â'r argyfwng tai yng Nghymru, gan fynd ar drywydd rhithiau yn hytrach na mynd i'r afael ag anghenion tai. Yn ystod yr ail Gynulliad daeth y sector tai at ei gilydd i ddechrau rhybuddio Llywodraeth Cymru y byddai yna argyfwng tai pe na baent yn gwrando. Yr hyn a wnaeth Llywodraeth Cymru pan gyflwynais gynigion i gefnogi llais y sector ar hynny oedd cynnig gwelliannau a oedd yn cael gwared ar y geiriau 'argyfwng tai' yn hytrach na mynd i'r afael â rhybuddion y sector. Fel y dywedodd David, erbyn 2031, oni bai bod Llywodraeth Cymru yn newid ei ffordd, bydd yna ddiffyg o 66,000 o gartrefi yng Nghymru. Fel y dywedodd, mae angen uchelgais arnom oherwydd mae tai yn angen sylfaenol - rydym angen cartrefi i bawb. Cyfeiriodd at dir, ac fel y mae Cartrefi Cymunedol Cymru wedi'i ddweud, 'Pa gamau y mae Llywodraeth Cymru yn eu cymryd i gynyddu'r cyflenwad o dir cyhoeddus ar gyfer tai am bris sy'n adlewyrchu'r gwerth cymdeithasol y byddant yn ei gynnig i bobl Cymru?' Derbyniais hwnnw y bore yma. Nid hanes yw hyn: dyna'r sefyllfa ar hyn o bryd. Pwysleisiodd Dai Lloyd yr angen i ganolbwyntio ar safonau tai a gwneud tai yn fwy fforddiadwy. Hefin David: yr angen i fuddsoddi mewn ardaloedd sy'n wan o ran tai a chysylltu hyn â chyfleoedd cyflogaeth; Suzy Davies: nid proses y cynllun datblygu lleol oedd yr ateb ac mae angen i ni ddefnyddio tai i ysgogi adfywio cymunedol cynaliadwy. Siaradodd Dawn Bowden am Loegr yn canolbwyntio ar dai llai fforddiadwy, fod y Torïaid yn Lloegr yn canolbwyntio ar dai llai fforddiadwy. Wel, yr hyn y mae Lloegr yn ei wneud yw canolbwyntio'n bennaf ar rent canolradd, sydd hefyd yn cael ei gynnwys yn nharged 20,000 Llywodraeth Cymru. Felly, os yw un yn anghywir, mae'r ddau'n anghywir. Mae hynny'n ymddangos ychydig yn rhyfedd. Cyfeiriodd at - gan gyferbynnu â Lloegr unwaith eto - . Ers 2010, mae mwy na dwywaith cymaint o dai cyngor wedi cael eu hadeiladu yn Lloegr nag yn y 13 blynedd gyda'i gilydd o dan y Llywodraeth Lafur flaenorol, pan oedd rhestri aros Lloegr bron â dyblu yn sgil gostyngiad o 421,000 yn nifer y tai cymdeithasol i'w rhentu yn Lloegr. Dyna'r realiti. Dywedodd Andrew R.T. Davies nad oes gennym ddigon o gartrefi, a dyna ddiwedd arni. Mae angen i ni wynebu'r her sydd hefyd yn sbarduno'r agenda hyfforddi a'r agenda economaidd ehangach. Gareth Bennett: prisiau tai yn drech na chyflogau. Wrth gwrs eu bod; dyna symptom o'r argyfwng cyflenwad tai. Dangosodd Ysgrifennydd y Cabinet ei fod yn byw yn ei swigen dai ei hun. Wrth gwrs, mae ganddo hanes. Mae wedi bod yn Weinidog tai o'r blaen, ac felly, mae'n rhannu cyfrifoldeb am yr argyfwng y mae pobl Cymru yn ei wynebu yn y maes hwn. Dywedodd fod lefel adeiladu tai yn Lloegr wedi gostwng o dan y Torïaid i'r lefel isaf ers y 1990au. Wel, mewn gwirionedd roedd adolygiad tai y DU ar gyfer 2012 yn dweud mai Llywodraeth Cymru ei hun a roddodd flaenoriaeth is i dai yn ei chyllidebau cyffredinol. Yn 2013, Cymru oedd yr unig ran o'r DU i weld gostyngiad yn nifer y cartrefi newydd a gofrestrwyd. Yn 2015, Cymru oedd yr unig wlad yn y DU i leihau nifer y cartrefi newydd a gofrestrwyd. Hyd yn oed y llynedd, Cymru oedd yr unig wlad yn y DU i weld nifer y cartrefi newydd a gwblhawyd yn mynd tuag at yn ôl. Dyna'r realiti. Yn ogystal ag adroddiad Holman y cyfeiriodd David Melding ato, cawsom ddau adroddiad yn 2015 gan y diwydiant adeiladu tai. Cawsom adroddiad y Sefydliad Tai Siartredig ar gyfer 2015, cawsom adroddiad Sefydliad Bevan ar gyfer 2015, adroddiad gan Ffederasiwn y Meistr Adeiladwyr, a phob un yn dweud bod arnom angen rhwng 12,000 a 15,000 o dai y flwyddyn, gan gynnwys 5,000 o gartrefi cymdeithasol, galwad a anwybyddwyd gan y Llywodraeth hon yng Nghymru yr honnir ei bod yn ofalgar ac yn gymdeithasol gyfiawn. Yn lle hynny, mae gennym eu targed sinigaidd o 20,000 sy'n ddim ond 4,000 o gartrefi fforddiadwy dros dymor llawn y Cynulliad ac mae'r nifer honno wedi'i chwyddo drwy ychwanegu rhent canolradd a pherchnogaeth ar dai cost isel at eu targedau. Mae datblygwyr tai hefyd wedi rhybuddio dro ar ôl tro ers blynyddoedd lawer y bydd cost gronnus deddfwriaeth a rheoliadau gwrth-dai Llafur yn cyfyngu ar fuddsoddi mewn tai yng Nghymru. Wel, mae'r ffigurau'n siarad drostynt eu hunain yn hynny o beth. Felly, fe orffennaf drwy ddweud yn syml, fel y mae'r dystiolaeth yn dangos, y tu ôl i'r rhethreg, mae'n bosibl mai brad Llafur ym maes tai yng Nghymru dros y 17, 18 mlynedd diwethaf yw'r anghyfiawnder cymdeithasol mwyaf a achoswyd i bobl Cymru ers iddynt ddod i rym yn 1999. Mae'n hen bryd iddynt roi'r gorau i ysgwyd eu pennau, rhoi'r gorau i wadu'r gwir, rhoi'r gorau i daflu'r baich - ac roeddent yn gwneud hynny ymhell cyn y wasgfa gredyd, ymhell cyn newid Llywodraeth yn 2010 - a dechrau cyfaddef eu bod yn anghywir ac efallai, yn hwyr yn y dydd, yn ceisio gwneud rhywbeth am y peth.