English: Thank you, Presiding Officer. As someone in this Chamber whose own business has been through similar situations that businesses find themselves in, back on 20 March 1996, when the beef crisis struck and markets effectively shut down completely overnight, I can fully understand the true impact of what we are about to see unfold before many people. And it will be many years before this is balanced, shall we say - I wouldn't say 'rectified' because I think the economic damage, even in the last five days, has been so great that it'll be difficult to make up that ground. But there will be a future coming out of this, and we have to be prepared for that future, to shape it and create it. I'd just like to seek two points from the Minister, if I may. I am surprised that the Minister hasn't touched on the £100 billion that the Chancellor put on the table last Wednesday in his budget in lending support through the banks and underwriting 80 per cent of the collateral should the loan go bad. I think that is an omission from the statement this afternoon. As I said, I'm very surprised that it is missing from the statement, because it is critical that people do have access to credit. And, at the time of that announcement, as far as I'm aware, that was the biggest fiscal stimulus in Europe - at the time that it was announced on Wednesday; there will be further stimulus announced this afternoon from the Chancellor. But it is vital to understand how the Minister will be engaging with banks. I heard what he says about a meeting on Thursday, but many of those decisions are taken outside Wales, and it cannot be right that businesses in Wales might be jeopardised in their applications unless that voice is heard loud and clear and decisions are taken on the specifics of the way the Welsh economy is structured, which has a very small business focus to it, rather than some of the larger entities that you find elsewhere. And I would be very pleased to understand what your key asks are going to be in that meeting that will be held on Thursday. The second point I would like to make to the Minister is that supply of information. It is critically important. As the constituency Member for the Vale of Glamorgan and I found out yesterday, businesses at the moment feel that they're working in a void of information. Some of that information has been made available over the last 24 hours. But, as of yesterday morning, most of the businesses that we were speaking to - and the constituency Member for the Vale of Glamorgan will back this up - understood what was on offer from the UK Government, but did not understand what was available from the Welsh Government. I hear what you say about Business Wales being the main point of contact, but can you give me an assurance that they are resourced well enough? Because every single business in Wales is affected by what is unfolding before our eyes. And I don't mean this as a criticism, because the size of this is so great, but I struggle to believe that that one point is going to be resourced enough to be a one-stop shop to provide all the information that we require from the UK Government's point of view, as well as the Welsh Government's point of view. And I don't mean that as a criticism - I mean that as the scale of what we are facing in the coming days and weeks ahead of us.
Welsh: Diolch yn fawr, Llywydd. Fel rhywun yn y Siambr hon y bu ei fusnes ei hun drwy sefyllfaoedd tebyg i'r rhai y mae busnesau'n canfod eu hunain ynddyn nhw, yn ôl ar 20 Mawrth 1996, pan darodd yr argyfwng cig eidion ac i bob pwrpas, caeodd marchnadoedd yn gyfan gwbl dros nos, gallaf ddeall yn llwyr gwir effaith yr hyn yr ydym ni ar fin ei weld yn datblygu o flaen llawer o bobl. A bydd yn cymryd sawl blwyddyn cyn i hyn gael ei gydbwyso, fel petai - ni fyddwn i'n dweud 'unioni' oherwydd rwy'n credu bod y difrod economaidd, hyd yn oed yn ystod y pum diwrnod diwethaf, wedi bod mor sylweddol fel y bydd yn anodd ennill y tir hwnnw yn ôl. Ond fe fydd yna ddyfodol yn deillio o hyn, a rhaid inni fod yn barod ar gyfer y dyfodol hwnnw, ei ffurfio a'i greu. Hoffwn i holi'r Gweinidog am ddau bwynt, os caf i. Rwy'n synnu nad yw'r Gweinidog wedi sôn am y £100 miliwn y rhoddodd y Canghellor ar y bwrdd ddydd Mercher diwethaf yn ei gyllideb, sef cymorth benthyca drwy'r banciau a thanysgrifennu 80 y cant o'r sicrwydd cyfochrog pe bai'r benthyciad yn mynd yn ddrwg. Rwy'n credu bod hynny ar goll o'r datganiad y prynhawn yma. Fel y dywedais, rwy'n synnu'n fawr ei fod ar goll o'r datganiad, oherwydd mae'n hanfodol bod pobl yn gallu cael gafael ar gredyd. Ac, ar adeg y cyhoeddiad hwnnw, hyd y gwn i, dyna oedd yr ysgogiad ariannol mwyaf yn Ewrop - ar yr adeg y cafodd ei gyhoeddi ddydd Mercher; bydd y Canghellor yn cyhoeddi rhagor o ysgogiadau y prynhawn yma. Ond mae'n hanfodol deall sut y bydd y Gweinidog yn ymgysylltu â'r banciau. Clywais i'r hyn a ddywedodd am gyfarfod ddydd Iau, od mae llawer o'r penderfyniadau hynny'n cael eu gwneud y tu allan i Gymru. Ni all fod yn iawn y bydd busnesau yng Nghymru, o bosib, yn cael eu peryglu o ran eu ceisiadau oni bai bod y llais hwnnw'n cael ei glywed yn uchel a chlir a bod penderfyniadau'n cael eu gwneud yn seiliedig ar y ffordd y mae economi Cymru wedi'i strwythuro, sy'n canolbwyntio'n sylweddol ar fusnesau bach, yn hytrach na rhai o'r endidau mwy o faint yr ydych chi yn eu gweld mewn mannau eraill. A byddwn i'n falch iawn o ddeall beth fydd eich prif geisiadau yn y cyfarfod hwnnw a gynhelir ddydd Iau. Yr ail bwynt yr hoffwn ei wneud i'r Gweinidog yw'r cyflenwad gwybodaeth hwnnw. Mae'n hanfodol bwysig. Fel y canfu'r Aelod etholaethol dros Fro Morgannwg a minnau ddoe, mae busnesau ar hyn o bryd yn teimlo eu bod yn gweithio mewn gwagle o wybodaeth. Mae rhywfaint o'r wybodaeth honno wedi'i darparu yn ystod y 24 awr ddiwethaf. Ond, bore ddoe, roedd y rhan fwyaf o'r busnesau yr oeddem ni'n siarad â nhw - a bydd yr Aelod etholaethol dros Fro Morgannwg yn cefnogi hyn - yn deall yr hyn oedd yn cael ei gynnig gan Lywodraeth y DU, ond nid oedden nhw'n deall yr hyn oedd ar gael gan Lywodraeth Cymru. Rwy'n clywed yr hyn sydd gennych i'w ddweud, sef mai Busnes Cymru yw'r prif bwynt cyswllt, ond a allwch chi roi sicrwydd i mi eu bod nhw wedi'u hariannu'n ddigonol? Oherwydd mae'r hyn sy'n datblygu o flaen ein llygaid yn effeithio ar bob un busnes yng Nghymru. Ac nid wyf yn golygu hyn fel beirniadaeth, oherwydd mae maint hyn mor enfawr, ond mae'n anodd credu y bydd yr un pwynt hwnnw'n cael digon o adnoddau i fod yn siop un stop i ddarparu'r holl wybodaeth sy'n ofynnol o safbwynt Llywodraeth y DU, yn ogystal â safbwynt Llywodraeth Cymru. Ac nid wyf yn golygu hynny fel beirniadaeth - rwy'n golygu hynny fel graddfa'r hyn yr ydym ni'n ei wynebu yn y dyddiau a'r wythnosau nesaf sydd o'n blaenau.