English: Thank you for your answer. I'll perhaps move on from this point to my final point or question today. When we refer to supporting businesses, we're of course talking not so much about big businesses with mountains of reserves, we're talking about those small family firms, those small businesses, that are run by individuals. Businesses need clarity with urgency. Now, I know, Minister, you were due to make a statement on the ERF in this Chamber last week and that's now been put off til next month. From my perspective, this pandemic is damaging livelihoods and lives - I'm sure you'll agree with me in that regard. But we do need some clarity and I would like to see that funding and the next phase announced as soon as possible, because we know that people's livelihoods depend on that position. I don't think it's entirely unfair to suggest that phase 3 of the economic resilience fund was not perhaps handled as best as it could have been, and surely - . From my perspective, if you tell businesses there is a limited fund, served on a first come, first served basis, then we shouldn't be surprised that the Government's website and Business Wales were overwhelmed within 24 hours. Now, Business Wales, of course, needs to be suitably resourced, and I do wonder what level of detail of conversations were held with them prior to the announcement to ensure that they were prepared as much as possible for the level of contact with them from small businesses. There was also some confusion from local authorities in regard to having different guidance and taking different approaches and various sets of guidance being received, so my final question, similar to Helen Mary's, but in the context I've just talked about: what lessons have you learned over the past two weeks that can be applied to the next round of funding that you are set to announce?
Welsh: Diolch am eich ateb. Fe symudaf ymlaen efallai o'r pwynt hwn i fy nghwestiwn olaf heddiw. Pan gyfeiriwn at gefnogi busnesau, rydym yn siarad wrth gwrs nid yn gymaint am fusnesau mawr gyda phentwr o gronfeydd wrth gefn, rydym yn siarad am gwmnïau teuluol bach, busnesau bach sy'n cael eu rhedeg gan unigolion. Mae busnesau angen eglurder ar frys. Nawr, rwy'n gwybod, Weinidog, fod disgwyl i chi wneud datganiad ar y gronfa cadernid economaidd yn y Siambr hon yr wythnos diwethaf ac mae hwnnw bellach wedi'i ohirio tan fis nesaf. O'm rhan i, mae'r pandemig hwn yn niweidio bywoliaeth a bywydau pobl - rwy'n siŵr y byddwch chi'n cytuno. Ond mae angen eglurder arnom a hoffwn weld y cyllid hwnnw a'r cam nesaf yn cael ei gyhoeddi cyn gynted â phosibl, oherwydd gwyddom fod bywoliaeth pobl yn dibynnu ar hynny. Nid wyf yn credu ei bod yn gwbl annheg awgrymu na chafodd cam 3 y gronfa cadernid economaidd ei drefnu cystal ag y gallai fod ac yn sicr - . O'm rhan i, os dywedwch wrth fusnesau fod cronfa gyfyngedig ar gael, ar sail y cyntaf i'r felin, ni ddylem synnu bod gwefannau'r Llywodraeth a Busnes Cymru wedi eu gorlethu o fewn 24 awr. Nawr, mae angen adnoddau priodol ar Busnes Cymru wrth gwrs, a tybed pa mor fanwl oedd y sgyrsiau a gafwyd gyda hwy cyn y cyhoeddiad i sicrhau eu bod mor barod â phosibl ar gyfer lefel y cyswllt a gafwyd â busnesau bach. Roedd peth dryswch hefyd ymhlith awdurdodau lleol mewn perthynas â chael gwahanol ganllawiau a gwahanol ddulliau gweithredu a'r ffaith bod gwahanol setiau o ganllawiau wedi dod i law, felly fy nghwestiwn olaf, yn debyg i un Helen Mary, ond yn y cyd-destun rwyf newydd siarad amdano: pa wersi a ddysgwyd gennych dros y pythefnos diwethaf y gellir eu cymhwyso i'r rownd nesaf o gyllid rydych yn bwriadu ei gyhoeddi?