English: There's no doubt that eviction and having to live in temporary accommodation, as 792 families are currently doing, is a traumatic experience for a child. The impact of homelessness on children begins at birth. Children who are born to mothers who have been in B&B accommodation for some time are more likely to have a low birth weight. They are also more likely to lose out on their vaccinations. One in two mothers evicted from their homes experiences depression. The children themselves will suffer, and the impacts are numerous. Compared to other children, homeless children have four times as many respiratory diseases and four times the rate of asthma. They are five times as likely to suffer from diarrhoea and stomach upsets, six times more likely to have speech defects and stutters, and they are admitted to hospital urgently twice as often as their counterparts. There is also clear evidence of the impact on health of overcrowded homes, and overcrowding is, of course, common in temporary accommodation. Children in housing that is over capacity are 10 times as likely to suffer from meningitis than children in general, which as well as threatening life, obviously, can lead to the long-term impacts of hearing loss, the loss of sight and behavioural problems. There is a strong link between overcrowding in homes during childhood and the helicobacter pylori condition, which is one of the main causes of stomach cancer, and other conditions of the digestive system in adults, including chronic gastritis and peptic ulcers. Those living in very overcrowded homes during childhood have been found to be twice as likely to suffer from this disease when they reach 65 to 75 years of age. So, call a B&B or a hostel a temporary home if you like, but there is nothing temporary about the impact that that can have. In the context of the cruel bedroom tax, I would invite any Members who believe that under-occupancy is the major problem facing social housing to think very deeply about the facts that I've just listed. The long-term impact on mental health is also an issue. Homeless children are three to four times more likely to suffer mental health problems as compared to their peers, even a long time after they've been rehoused - even 12 months, maybe, after being rehoused. So, given the health impacts, is it any surprise that educational attainment also suffers? Homeless children in temporary accommodation on average miss 55 school days, which corresponds to 25 per cent of the school year, because of the problems that they experience in moving into or moving between temporary accommodation. And there is also the fact that temporary accommodation, more often than not, is inappropriate as a place for a child to learn, whether it's in terms of carrying out formal schooling work or a more educational hobby, such as learning a musical instrument. Let's turn to the financial costs now. The costs to public services in Wales are numerous. We could split them, perhaps, into a number of different categories - the direct costs of the eviction itself for the landlord; the broader direct cost of rehousing the individual or the family that has been evicted; but then you also have the broader costs to other public services. Shelter Cymru estimates that this cost is some £23.4 million per annum, and this, I have to say, is quite a conservative estimate that doesn't include long-term health issues and educational costs for a child who has lived through that experience. Anyone who supports the practice of eviction does have to face the question of how you're going to pay for this, because the fact is that any analysis of economics comes to the conclusion that it's always a lot cheaper to prevent homelessness and to prevent evictions - even more so when we are talking about children with families, where the long-term cost for society in going down that route will be great. To conclude, therefore, I am shocked that we haven't received a critical report from the audit office on the practice of evicting people. We are spending £468,000 per week on evicting people from their homes. Why not use that money for education?
Welsh: Nid oes dim amheuaeth bod cael eu troi allan o'u cartref a gorfod byw mewn llety dros dro, fel mae 792 o deuluoedd yn ei wneud ar hyn o bryd, yn brofiad trawmatig i blentyn. Mae effaith digartrefedd ar blant yn dechrau ar eu genedigaeth. Mae plant sy'n cael eu geni i famau sydd wedi bod mewn llety gwely a brecwast ar gyfer peth amser yn fwy tebygol o fod o bwysau geni isel. Maen nhw hefyd yn fwy tebyg o golli allan ar eu brechiadau. Mae un o bob dwy fam sy'n cael eu troi allan o'u cartrefi yn profi iselder. Mi fydd y plant eu hunain yn dioddef - mae'r effeithiau yn niferus. O'u cymharu â phlant eraill, mae gan blant digartref bedair gwaith gymaint o heintiau anadlol a phedair gwaith y gyfradd o asthma. Mae ganddyn nhw bum gwaith gymaint o heintiau stumog a dolur rhydd, chwe gwaith yn fwy o broblemau lleferydd ac atal dweud, ac maen nhw'n mynd i'r ysbyty ar frys ddwywaith mor aml. Mae yna hefyd dystiolaeth helaeth o effaith tai gorlawn ar iechyd, ac mae gorlenwi, wrth gwrs, yn gyffredin mewn llety dros dro. Mae plant mewn tai gorlawn hyd at 10 gwaith yn fwy tebygol o gael llid yr ymennydd na phlant yn gyffredinol. Yn ogystal â bygwth bywyd, yn amlwg, mae effeithiau hirdymor y clefyd hwnnw yn gallu cynnwys colli clyw, colli golwg a phroblemau ymddygiad. Mae cysylltiad cryf rhwng lefel gorlenwi yn ystod plentyndod a haint pylori helicobacter, sy'n un o brif achosion canser y stumog a chyflyrau eraill sy'n effeithio ar y system dreulio mewn oedolion, yn cynnwys 'gastritis' cronig a chlefyd wlser peptig. Mae'r rhai sy'n byw mewn tai gorlawn iawn yn ystod plentyndod wedi cael eu canfod i fod yn ddwywaith mwy tebygol o gael yr haint pan fyddan nhw'n cyrraedd 65 i 75 oed. Felly, galwch le gwely a brecwast neu hostel yn gartref dros dro os liciwch chi, ond nid oes dim byd dros dro am yr effaith. Ac yng nghyd-destun treth greulon y dreth ystafell wely, rwy'n gwahodd unrhyw Aelodau sy'n credu mai tan-ddeiliadaeth, neu 'under-occupancy', ydy'r broblem fwyaf sy'n wynebu tai cymdeithasol i feddwl yn ddwys am y ffeithiau rydw i newydd eu nodi. Mae effaith hirdymor ar iechyd meddwl hefyd. Mae plant digartref dair i bedair gwaith yn fwy tebygol o gael problemau iechyd meddwl na phlant eraill, hyd yn oed sbel ar ôl cael eu hailgartrefu - hyd yn oed flwyddyn, efallai, ar ôl cael eu hailgartrefu. Felly, o ystyried yr effeithiau iechyd yma, a ydy hi o ryw syndod bod cyrhaeddiad addysgol yn dioddef hefyd? Mae plant digartref mewn llety dros dro yn colli, ar gyfartaledd, 55 o ddyddiau ysgol, sy'n cyfateb i chwarter y flwyddyn ysgol, oherwydd y tarfu arnyn nhw sy'n digwydd wrth iddyn nhw symud i mewn i neu symud rhwng gwahanol lety dros dro. Ac mae hefyd y ffaith bod llety dros dro, yn amlach na pheidio, yn anaddas fel lle i blentyn ddysgu, pa un ai o ran gwneud gwaith ysgol ffurfiol neu hobi mwy addysgol, os liciwch chi, fel dysgu offeryn cerdd. Gadewch imi droi rŵan at y costau ariannol. Mae'r costau i wasanaethau cyhoeddus Cymru yn niferus. Mi allwn ni eu rhannu nhw, o bosib, i sawl categori - costau uniongyrchol y troi allan, yr 'eviction' ei hun, i'r landlord; costau uniongyrchol ehangach o ailgartrefu'r person neu'r teulu sydd wedi cael eu troi allan o'u cartref; ond wedyn mae gennych chi hefyd gostau ehangach i wasanaethau cyhoeddus eraill. Mae Shelter Cymru yn amcangyfrif bod y gost yma rhyw £23.4 miliwn y flwyddyn, ac mae hwn, mae'n rhaid dweud, yn amcangyfrif digon ceidwadol sydd ddim yn cynnwys iechyd hirdymor a chostau addysgol ar blentyn o fyw trwy brofiad o'r math yma. Mae unrhyw un sy'n cefnogi'r arfer o droi pobl allan o'u cartrefi yn gorfod wynebu'r cwestiwn o sut rydych chi am dalu am hyn, achos y gwir ydy, mae unrhyw ddadansoddiad o'r economeg yn dod i'r casgliad ei bod hi wastad gryn dipyn yn rhatach i atal digartrefedd ac atal troi allan - hyd yn oed yn fwy, felly, pan rydym yn sôn am deuluoedd efo plant lle bydd cost hirdymor i gymdeithas o fynd i lawr y trywydd hwnnw. I gloi, felly, rydw i'n synnu nad ydym ni wedi cael adroddiad difrifol, beirniadol gan y swyddfa archwilio ar yr arfer o droi pobl allan. Rydym ni'n gwario £468,000 yr wythnos ar droi pobl o'u cartrefi. Beth am inni wario'r arian yna ar addysg?