English: I'm very grateful for the Member's questions. There were an awful lot of them, so I've tried to scribble them down as you were raising them. The definition of affordable housing: of course, I recognise the issue that wherever you are in Wales, there are different elements that will have an effect there - the cost of housing solutions and markets drives different pricings and need, but there is an affordable definition that we use. I did mention during my statement that, in planning terms, there is a very specific definition that we would consider using in terms of developments. I'm sure the Member will be aware of that, but I'm more than happy to write to the Member in terms of definition, which would be helpful in her appointment as shadow housing Minister. The CHC - she raises a very valid point about the critical friend situation of the CHC and the WLGA. I think what's really useful, and what we've learnt from our growing up of the experience of the pact, and also the way my team work with the organisation, is that they have a lot of the solutions to this as well. So, it's almost about recognising that Governments have many skills but not all of them. Where you have experts in the sector, we should use their thought processes. And that's why CHC and the WLGA, who are developing these properties, are able to give us further advice, and, yes, they are very critical where they need to be, but, actually, we've got a very good relationship and we are investing £1.3 billion of public money into housing solutions. And I think it's very useful that we have a third party looking at how we are able to do that in a more practical way. I agree with the Member wholeheartedly about the issue of protecting properties when we have them in stock and not moving into the buy-to-let market. And that's why we'll be bringing forward legislation with regard to ending the right to buy. In terms of detail for the 20,000 homes, it doesn't actually add value in terms of additionality within that number, but what it does do is protect the stock that we already have, and future stock that will be investment. So, it's a protection tool in terms of our long-term investment. Help to Buy is an important point the Member raised. I need to check the figures, but I'm pretty sure, when we introduced the scheme, that the scheme, in relation to England and Wales - that the thresholds are very different. I think our upper limit is around £300,000, and I think the UK threshold is £0.5 million. But I will check - and if I'm wrong, I apologise to colleagues, but I will check and I will write to the Member on that process. We also recognise that there is a difference in terms of the markets, and the availability of properties here. What we're trying to do here is give a mix of tenure. Many people are seeking to enter the housing market, at very different levels, whether that be social housing or the private sector market. And there are barriers in all of those fields, and we're trying to create a space where we can help people move into home ownership - physically or in a rental market, through social housing - what is right for those. In regard to the Housing Act the Member raised in regards to Shelter Cymru's views - I will give that some further consideration. I would hate to think that any of our organisations that we fund directly are in the market to evict people, as their first point of call. I don't think it's right, morally, and therefore I will give that some further consideration as we move forward.
Welsh: Rwy'n ddiolchgar iawn am gwestiynau'r Aelod. Roedd llawer iawn ohonyn nhw, felly rwyf wedi ceisio eu taro nhw ar bapur fel yr oeddech chi'n eu codi. Y diffiniad o dai fforddiadwy: wrth gwrs, rwy'n cydnabod y mater lle bynnag yr ydych yng Nghymru, mae gwahanol elfennau a fydd yn cael effaith yno - mae cost atebion tai a marchnadoedd yn gyrru gwahanol brisiau a gwahanol anghenion, ond mae yna ddiffiniad o fforddiadwyedd yr ydym yn ei ddefnyddio. Soniais yn ystod fy natganiad, o ran cynllunio, y ceir diffiniad penodol iawn y byddem yn ystyried ei ddefnyddio o ran datblygiadau. Rwy'n siŵr y bydd yr Aelod yn ymwybodol o hynny, ond rwy'n fwy na pharod i ysgrifennu at yr Aelod mewn cysylltiad â'r diffiniad, a fyddai'n ddefnyddiol iddi yn ei phenodiad fel Gweinidog tai cysgodol. Cartrefi Cymunedol Cymru - mae hi'n codi pwynt dilys iawn ynghylch sefyllfa cyfaill beirniadol Cartrefi Cymunedol Cymru a CLlLC. Rwy'n credu mai'r hyn sy'n wirioneddol ddefnyddiol, a'r hyn yr ydym wedi ei ddysgu o brofiad y cytundeb, a hefyd y ffordd y mae fy nhîm yn gweithio gyda'r sefydliad, yw bod llawer o atebion ganddynt i hyn hefyd. Felly, mae'n ymwneud, bron, â chydnabod bod gan Lywodraethau lawer o sgiliau, ond nid pob un ohonynt. Lle mae gennych arbenigwyr yn y sector, dylem ddefnyddio eu prosesau meddwl. A dyna pam y mae Cartrefi Cymunedol Cymru a CLlLC, sy'n datblygu'r tai hyn, yn gallu rhoi cyngor pellach i ni, ac, ydynt, maen nhw yn feirniadol iawn lle mae angen iddynt fod, ond, mewn gwirionedd, mae gennym berthynas dda iawn ac rydym yn buddsoddi £1.3 biliwn o arian cyhoeddus mewn tai. Ac rwy'n meddwl ei fod yn ddefnyddiol iawn bod gennym drydydd parti yn edrych ar sut yr ydym yn gallu gwneud hynny mewn ffordd fwy ymarferol. Rwy'n cytuno â'r Aelod yn llwyr ar y mater o warchod eiddo pan fyddwn yn eu cael mewn stoc, ac nid eu symud i'r farchnad prynu i osod. A dyna pam y byddwn yn cyflwyno deddfwriaeth i ddiddymu'r hawl i brynu. O ran manylion ar gyfer y 20,000 o gartrefi, nid yw mewn gwirionedd yn ychwanegu gwerth o ran ychwanegedd o fewn y nifer hwnnw, ond yr hyn y mae'n ei wneud yw amddiffyn y stoc sydd gennym eisoes, a stoc y dyfodol a fydd yn fuddsoddiad. Felly, mae'n offeryn gwarchod o ran ein buddsoddiad tymor hir. Mae Cymorth i Brynu yn bwynt pwysig a godwyd gan yr Aelod. Mae angen i mi edrych ar y ffigurau, ond rwy'n eithaf siŵr, pan gyflwynwyd y cynllun gennym, bod y cynllun, o ran Cymru a Lloegr - bod y trothwyon yn wahanol iawn. Rwy'n meddwl mai ein terfyn uchaf yw tua £300,000, ac rwy'n credu mai trothwy'r DU yw £0.5 miliwn. Ond byddaf yn edrych eto ar hynny - ac os ydw i'n anghywir, rwy'n ymddiheuro i gydweithwyr, ond byddaf yn edrych eto a byddaf yn ysgrifennu at yr Aelod ar y broses honno. Rydym yn cydnabod hefyd fod yna wahaniaeth o ran y marchnadoedd, ac argaeledd eiddo yma. Yr hyn yr ydym yn ceisio ei wneud yma yw cynnig cymysgedd o ddaliadaethau. Mae llawer o bobl yn ceisio cael mynediad at y farchnad dai, ar lefelau gwahanol iawn, boed yn dai cymdeithasol neu'r farchnad sector preifat. Ac mae rhwystrau ym mhob un o'r meysydd hynny, ac rydym yn ceisio creu sefyllfa lle y gallwn helpu pobl i symud i fod yn berchen ar dŷ - yn ffisegol neu mewn marchnad rentu, drwy dai cymdeithasol - beth sy'n iawn i'r bobl hynny. O ran y Ddeddf Tai a gododd yr Aelod mewn cysylltiad â barn Shelter Cymru - byddaf yn ystyried hynny ymhellach. Byddai'n gas gennyf feddwl bod unrhyw un o'n sefydliadau yr ydym yn eu hariannu yn uniongyrchol yn y farchnad i droi pobl allan, fel cam cyntaf. Nid wyf yn credu ei bod yn iawn, yn foesol, ac felly byddaf yn ystyried hynny ymhellach wrth inni symud ymlaen.