English: Thank you for the question, and I'll just repeat again, really, that authorities have to strike that balance between maintaining services and considering the pressure on households, without being drawn into commenting on any particular authority's decisions, because these are decisions for local authorities to take, and it's not really for Welsh Government to dictate what those might be. Of course, there is a power to cap an increase, but that's not a power that we've yet used, and from what I'm hearing about the kind of levels that authorities are thinking about, although there is a range, we're not at that point where we're high into double figures where we would be really talking about using that power to cap and so on. So, it is, I think, for local authorities to make these choices at this current time. On that point about a bonfire of the debts, which I know is something that has been raised from a number of quarters - I've looked at this to see if it would even be possible. Local authorities don't have the legal power to cancel debts in that kind of way. They have a power to work with individuals and then to take decisions on that individual basis, but they don't have that kind of power just to be able to wipe out debts. So, that, legally, isn't an option. But they can work with individuals, and we did work with local authorities to provide a framework for them to do so to ensure that they are able to identify struggling households and then to work alongside them to explore whether they're claiming all the benefits that they are entitled to and so on, or whether the family or household needs some kind of other additional support. So, I'm not going to get drawn in on individual councils, but just to say that they do have abilities to provide individual support to households.
Welsh: Diolch am eich cwestiwn, ac rwyf am ailadrodd eto fod yn rhaid i awdurdodau sicrhau'r cydbwysedd rhwng cynnal gwasanaethau ac ystyried y pwysau ar aelwydydd, heb gael fy nenu i wneud sylwadau ar benderfyniadau unrhyw awdurdod penodol, oherwydd penderfyniadau i awdurdodau lleol yw'r rhain, ac nid cyfrifoldeb Llywodraeth Cymru yw pennu beth y dylent fod. Wrth gwrs, mae pŵer gennym i osod cap ar gynnydd, ond nid yw hwnnw'n bŵer a ddefnyddiwyd gennym hyd yma, ac o'r hyn a glywaf am y math o lefelau y mae awdurdodau yn meddwl amdanynt, er y ceir ystod, nid ydym wedi cyrraedd y pwynt lle'r ydym ymhell i mewn i ffigurau dwbl a fyddai'n golygu y byddem o ddifrif yn ystyried defnyddio'r pŵer hwnnw i osod cap ac yn y blaen. Felly, credaf mai dewisiadau i'r awdurdodau lleol yw'r rhain ar hyn o bryd. Ar y pwynt ynglŷn â choelcerth dyledion, y gwn ei fod yn rhywbeth sydd wedi'i godi gan sawl un - rwyf wedi edrych ar hyn i weld a fyddai hyd yn oed yn bosibl. Nid oes gan awdurdodau lleol bŵer cyfreithiol i ddileu dyledion yn y ffordd honno. Mae ganddynt bŵer i weithio gydag unigolion ac yna i wneud penderfyniadau ar sail unigol, ond nid oes ganddynt bŵer o'r fath i ddileu dyledion. Felly, yn gyfreithiol, nid yw hynny'n opsiwn. Ond gallant weithio gydag unigolion, a buom yn gweithio gydag awdurdodau lleol i ddarparu fframwaith iddynt wneud hynny er mwyn sicrhau eu bod yn gallu nodi aelwydydd sy'n ei chael hi'n anodd a gweithio ochr yn ochr â hwy wedyn i archwilio a ydynt yn hawlio'r holl fudd-daliadau y mae ganddynt hawl i'w cael ac yn y blaen, neu a oes angen rhyw fath o gymorth ychwanegol ar y teulu neu'r aelwyd. Felly, nid wyf yn mynd i gael fy nenu i sôn am gynghorau unigol, ond fe ddywedaf fod ganddynt alluoedd i ddarparu cymorth unigol i aelwydydd.