English: Diolch yn fawr, Lywydd. Can I just say thank you to everyone who took part in the debate today, as well? The core of the autumn statement, of course, has been about the capital announcement and the possibilities for infrastructure. Adam Price expressed, of course, some frustration over the speed of development, but you didn't demur about its importance. I will come back to infrastructure, but I want to start with the direct impact on families' pockets, as a number of speakers have alluded to this, but primarily Huw Irranca-Davies, because I just want to reassure you that your points aren't lost on us. We may all be looking at good news as far as the rest of the G7 is concerned in terms of comparisons, as Mohammad Asghar said, but Nick Ramsay was right: complacency is a friend to no-one here. Nevertheless, I hope that Members will be able to accept that the living wage and the change in that, the shift in the income tax thresholds and the earlier reversal to welfare cuts, which compromised the purpose of universal credit, are to be welcomed as steps to improve the prospects of those on lower incomes to help keep more of what they earn and assume greater control over their family finances. But, back to the importance of infrastructure and that extra 25 per cent capital funding that Wales will be getting over the Assembly period, Mark Isherwood made the essential point here that it's how the money is spent, rather than the money itself that is the most important thing. And I think all of us will be asking Welsh Government over those five years to explain to us how that money will be used to invest in infrastructure projects that go beyond the short-time construction boom. Because it's just as important to the family pocket as the tax and benefit breaks to have infrastructure that leads to good, sustained, good-quality employment, rather than just a big bang for your buck in a short period of time. So, I'm hoping, Rhianon Passmore, that you will help us in encouraging Welsh Government to get that infrastructure going and that you'll be as keen as us to avoid the serial faffing around that the Government imposed on the M4, which would not put a penny piece in the pockets of your constituents, and they really would have benefited from those improvements and their ability to access different parts of Wales and, possibly, economic opportunities over the border. The junction 41 fiasco that some of us will remember with great scars cost - cost - small business owners in my region, local employers who employ people and pay them money. So, you can understand my concerns about her party assuming this essential and important responsibility for infrastructure. Leader of the house, we are all careful what you wish for. Russell George made it plain that infrastructure is not an aim in itself: it's about growth. Growth means better job prospects, better wages, less pressure on small businesses to do the heavy lifting in our economy at the moment, particularly when they're being faced by this failure to deal with crippling business rates. When we've faced criticism here that we talk too much about businesses and the economy and employers, let's just remember that the opportunities for them are the opportunities for those who work for them as well, for those who work in those businesses, and for those who may want to set up their own businesses. I do say this though: businesses have done quite well in terms of support under both the London Governments since 2010 and I would like to see them respond by sharing the benefits of any growth that they've had with those who work for them. But if the Government here can't help them with business rates, those benefits get eaten up by costs that they can't control. For everyone to have a stake, as you say, Huw Irranca-Davies, we've got to give businesses, small businesses in particular, a chance to fill the glass in the first place. [Interruption.] I think I've got just about enough time.
Welsh: Diolch yn fawr, Lywydd. A gaf fi ddweud diolch hefyd wrth bawb a gymerodd ran yn y ddadl heddiw? Roedd craidd datganiad yr hydref, wrth gwrs, yn ymwneud â'r cyhoeddiad cyfalaf a'r posibiliadau ar gyfer seilwaith. Mynegodd Adam Price beth rhwystredigaeth, wrth gwrs, ynglŷn â chyflymder y datblygiad, ond ni wnaethoch betruso ynglŷn â'i bwysigrwydd. Dof yn ôl at seilwaith, ond rwyf am ddechrau gyda'r effaith uniongyrchol ar bocedi teuluoedd, gan fod nifer o siaradwyr wedi cyfeirio at hyn, ond yn bennaf Huw Irranca-Davies, oherwydd rwyf am eich sicrhau ein bod yn deall eich pwyntiau. Efallai y byddwn i gyd yn edrych ar newyddion da o ran gallu cymharu â gweddill y G7, fel y dywedodd Mohammad Asghar, ond roedd Nick Ramsay yn iawn: nid yw hunanfodlonrwydd yn gyfaill i neb yma. Serch hynny, rwy'n gobeithio y bydd yr Aelodau'n gallu derbyn bod y cyflog byw a'r newid ynddo, y newid yn y trothwyon treth incwm a gwrthdroi toriadau lles yn gynharach, a oedd yn peryglu diben y credyd cynhwysol, i'w croesawu fel camau i wella rhagolygon y rhai ar incwm is i helpu i gadw mwy o'r hyn y maent yn ei ennill a chael mwy o reolaeth ar eu cyllid teuluol. Ond yn ôl at bwysigrwydd seilwaith a'r 25 y cant ychwanegol o gyllid cyfalaf y bydd Cymru yn ei gael dros gyfnod y Cynulliad, gwnaeth Mark Isherwood y pwynt hanfodol yma mai sut y caiff yr arian ei wario, yn hytrach na'r arian ei hun yw'r peth pwysicaf. Ac rwy'n credu y bydd pob un ohonom yn gofyn i Lywodraeth Cymru dros y pum mlynedd hynny i egluro i ni sut y caiff yr arian hwnnw ei ddefnyddio i fuddsoddi mewn prosiectau seilwaith sy'n mynd y tu hwnt i ffyniant adeiladu yn y cyfnod byr. Oherwydd yr hyn sydd yr un mor bwysig â'r gostyngiadau treth a budd-daliadau i boced y teulu, yw seilwaith sy'n arwain at gyflogaeth gyson o ansawdd da, yn hytrach na chael gwerth eich arian am gyfnod byr o amser. Felly, rwy'n gobeithio, Rhianon Passmore, y byddwch yn ein helpu i annog Llywodraeth Cymru i gael y gwaith ar seilwaith ar y gweill ac fe fyddwch yr un mor awyddus â ni i osgoi'r ffwdanu diamcan a welwyd gan y Llywodraeth mewn perthynas â'r M4, na fyddai'n rhoi'r un geiniog ym mhocedi eich etholwyr, a byddent yn wir wedi elwa o'r gwelliannau hynny a'u gallu i gael mynediad i wahanol rannau o Gymru ac o bosibl, i gyfleoedd economaidd dros y ffin. Mae llanast cyffordd 41 y bydd rhai ohonom yn ei gofio, ac a adawodd greithiau mawr, wedi costio - costio - i berchnogion busnesau bach yn fy rhanbarth, cyflogwyr lleol sy'n cyflogi pobl ac yn talu arian iddynt. Felly, gallwch ddeall fy mhryderon ynglŷn â'i phlaid yn ysgwyddo'r cyfrifoldeb hanfodol a phwysig hwn am seilwaith. Arweinydd y tŷ, rydym i gyd yn ofalus ynglŷn â'r hyn rydych yn ei ddymuno. Gwnaeth Russell George hi'n amlwg nad yw seilwaith yn nod ynddo'i hun: mae'n ymwneud â thwf. Mae twf yn golygu rhagolygon swyddi gwell, cyflogau gwell, llai o bwysau ar fusnesau bach i wneud y gwaith trwm yn ein heconomi ar hyn o bryd, yn enwedig â hwythau'n wynebu'r methiant hwn i ymdrin ag ardrethi busnes andwyol. Pan ydym wedi wynebu beirniadaeth yma ein bod yn siarad gormod am fusnesau a'r economi a chyflogwyr, gadewch i ni gofio mai'r cyfleoedd iddynt hwy yw'r cyfleoedd i'r rhai sy'n gweithio iddynt yn ogystal, i'r rhai sy'n gweithio yn y busnesau hynny, ac i'r rhai a allai fod eisiau sefydlu eu busnesau eu hunain. Ond rwy'n dweud hyn: mae busnesau wedi gwneud yn eithaf da o ran cymorth o dan y ddwy Lywodraeth yn Llundain ers 2010 a hoffwn eu gweld yn ymateb drwy rannu manteision unrhyw dwf a gawsant gyda'r rhai sy'n gweithio iddynt. Ond os na all y Llywodraeth yma eu helpu gydag ardrethi busnes, caiff y manteision hynny eu llyncu gan gostau na allant eu rheoli. I bawb gael cyfran, fel y dywedwch, Huw Irranca-Davies, mae'n rhaid i ni roi cyfle i fusnesau, busnesau bach yn arbennig, i lenwi'r gwydr yn y lle cyntaf. [Torri ar draws.] Rwy'n meddwl bod gennyf ddigon o amser.