English: I thank Mike Hedges for raising that; he's long been a champion of both invest-to-save and innovate-to-save. The innovate-to-save initiative between the Welsh Government, Nesta, Cardiff University and the Wales Council for Voluntary Action launched in February 2017 with a budget of £5.8 million. In March of this year, we added an additional £0.5 million to the budget, to take it up to £6.3 million. It does differ from invest-to-save in that the payment is non-repayable grant funding for projects selected to go through the research and development phase. Non-financial support is available in project management from Nesta, and research support available from Cardiff University. There is a real focus there on ideas that are at different stages to invest-to-save. These are projects that need to be researched and tested to assess whether or not the anticipated outcomes are likely to be achieved. Round 1 of the programme saw three projects being approved for loan funding, one of which was Leonard Cheshire, who were awarded £1 million to roll out their new model of care for people in receipt of direct payments. Fabric, in Swansea, has begun purchasing properties for implementing their semi-supported step-down accommodation for young people over the age of 18 who are leaving the care system. Llamau are also in negotiations with public sector partners to put in place a new and more sustainable funding model for the benefit of the people who they serve. Certainly, there are projects there that we could look to be upscaling in due course, and we'll be learning very much from the work that those projects are undertaking at the moment.
Welsh: Diolch i Mike Hedges am godi hynny; mae wedi bod yn hyrwyddo buddsoddi i arbed ac arloesi i arbed ers tro byd. Lansiwyd y fenter arloesi i arbed rhwng Llywodraeth Cymru, Nesta, Prifysgol Caerdydd a Chyngor Gweithredu Gwirfoddol Cymru ym mis Chwefror 2017 gyda chyllideb o £5.8 miliwn. Ym mis Mawrth eleni, ychwanegwyd £0.5 miliwn ychwanegol gennym at y gyllideb, i'w chodi i £6.3 miliwn. Mae'n wahanol i'r gronfa buddsoddi i arbed gan nad yw'r taliad yn arian grant ad-daladwy ar gyfer prosiectau sydd wedi'u dewis i fynd drwy'r cam ymchwil a datblygu. Mae cymorth anariannol ar gael gan Nesta ar gyfer rheoli prosiectau, ac mae cymorth ymchwil ar gael gan Brifysgol Caerdydd. Mae ffocws gwirioneddol yno ar syniadau sydd ar wahanol gamau i'r gronfa buddsoddi i arbed. Mae'r rhain yn brosiectau y mae angen ymchwilio iddynt a'u profi er mwyn asesu a yw'r canlyniadau a ragwelir yn debygol o gael eu cyflawni ai peidio. Yn rownd 1 y rhaglen gwelwyd tri phrosiect yn cael eu cymeradwyo ar gyfer cyllid benthyciad, ac un ohonynt oedd Leonard Cheshire, a enillodd £1 filiwn i gyflwyno eu model gofal newydd i bobl sy'n derbyn taliadau uniongyrchol. Mae Fabric, yn Abertawe, wedi dechrau prynu eiddo ar gyfer gweithredu eu llety cam-i-lawr â chymorth rhannol i bobl ifanc dros 18 oed sy'n gadael y system gofal. Mae Llamau hefyd yn cynnal trafodaethau gyda phartneriaid yn y sector cyhoeddus i roi model ariannu newydd a mwy cynaliadwy ar waith er budd y bobl y maent yn eu gwasanaethu. Yn sicr, mae prosiectau yno y gallem ystyried eu huwchraddio maes o law, a byddwn yn dysgu llawer iawn o'r gwaith y mae'r prosiectau hynny'n ei wneud ar hyn o bryd.