English: I think I detected four questions in that rather long speech, so I'll - [ Interruption.] I think there were four, I think I'm right in saying, which considering the length of the speech is quite something. But, there we are. The first one was about land for house building. Janet Finch-Saunders, because she's part of the cross-party working group, will know perfectly well that we have been working with local authorities right across Wales on their local development plans to identify housing land that is identified in the LDP to understand why it isn't brought forward for housing and to make sure that we've removed all the barriers for that. She would do well to discuss with Propertymark and others how much land banking there is in the private sector across Wales and why the release of housing is so slow, and whether that has any effect on the current house prices, because I think she'd be quite surprised by some of the answers. The idea that the solution to house building is to remove pollution controls on floodplains is quite extraordinary. I cannot understand at all how the Conservatives can, on the one hand, say that they agree that there's a climate emergency and on the other hand say that we should build on floodplains with phosphate problems. So, I'm not going to even dignify that with an answer, because it's quite obvious what the answer is. Of course we can't build on floodplains where there's a danger of flooding or pollution. So, we have to find other land or we have to find flood defence capability to make sure that that land is available. And I've got absolutely no problem with NRW's guidance on the subject. The empty homes figures are interesting. They include houses that are, of course, up for sale. She knows that as well from the cross-party group. We have been working very hard to make sure that we have proper figures on empty homes, and we have a number of initiatives in that regard, as she will also know. So, for a very long time now, we have been offering grant aid to people to bring the empty homes back into beneficial use, either for their own use, if they live in them for five years, or to give them to us as social rented homes, where that's suitable. On VAT, again, Janet Finch-Saunders does not seem to understand that she's a member of a Conservative Party that has not removed VAT on refurbishing homes, or renovation or reuse. Perhaps she would like to address that to her own Government, who have absolutely refused to do so despite their own declaration of a climate emergency. And the last thing I would say is that, if she honestly thinks there isn't a problem with second homes, then I suggest she gets out more, because in most parts of Wales there most certainly is.
Welsh: Credaf i mi ganfod pedwar cwestiwn yn yr araith eithaf hir yna, felly byddaf - [ Torri ar draws. ] Rwy'n credu bod pedwar, rwy'n credu fy mod yn iawn yn dweud, sy'n dipyn o beth o ystyried hyd yr araith. Ond, dyna ni. Roedd yr un cyntaf yn ymwneud â thir ar gyfer adeiladu tai. Bydd Janet Finch-Saunders, oherwydd ei bod yn rhan o'r gweithgor trawsbleidiol, yn gwybod yn iawn ein bod wedi bod yn gweithio gydag awdurdodau lleol ledled Cymru ar eu cynlluniau datblygu lleol i nodi tir tai a nodir yn y CDLl i ddeall pam nad yw'n cael ei gyflwyno ar gyfer tai ac i sicrhau ein bod wedi dileu'r holl rwystrau ar gyfer hynny. Byddai'n gwneud yn dda i drafod gyda Propertymark ac eraill ynghylch faint o fancio tir sydd yn y sector preifat ledled Cymru a pham mae rhyddhau tai mor araf, ac a yw hynny'n cael unrhyw effaith ar brisiau presennol tai, oherwydd credaf y byddai rhai o'r atebion yn ei synnu'n fawr. Mae'r syniad mai'r ateb i adeiladu tai yw dileu rheolaethau llygredd ar orlifdiroedd yn eithaf rhyfeddol. Ni allaf ddeall o gwbl sut y gall y Ceidwadwyr, ar y naill law, ddweud eu bod yn cytuno bod argyfwng hinsawdd, ac ar y llaw arall, dweud y dylem adeiladu ar orlifdiroedd gyda phroblemau ffosffad. Felly, nid wyf yn mynd i anrhydeddu hynny gydag ateb hyd yn oed, oherwydd mae'n gwbl amlwg beth yw'r ateb. Wrth gwrs na allwn adeiladu ar orlifdiroedd lle mae perygl o lifogydd neu lygredd. Felly, rhaid i ni ddod o hyd i dir arall neu mae'n rhaid i ni ddod o hyd i ffordd o allu amddiffyn rhag llifogydd i sicrhau bod y tir hwnnw ar gael. A does gen i ddim problem o gwbl gyda chanllawiau CNC ar y pwnc. Mae'r ffigurau cartrefi gwag yn ddiddorol. Maen nhw'n cynnwys tai sydd, wrth gwrs, ar werth. Mae'n gwybod hynny hefyd o'r grŵp trawsbleidiol. Rydym wedi bod yn gweithio'n galed iawn i sicrhau bod gennym ffigurau priodol ynghylch cartrefi gwag, ac mae gennym nifer o fentrau yn hynny o beth, fel y bydd hefyd yn gwybod. Felly, ers amser maith bellach, rydym wedi bod yn cynnig cymorth grant i bobl ddod â'r cartrefi gwag yn ôl i ddefnydd buddiol, naill ai at eu defnydd eu hunain, os ydyn nhw'n byw ynddyn nhw am bum mlynedd, neu i'w rhoi i ni fel cartrefi rhent cymdeithasol, pan fo hynny'n addas. O ran TAW, unwaith eto, nid yw'n ymddangos bod Janet Finch-Saunders yn deall ei bod yn aelod o Blaid Geidwadol nad yw wedi dileu TAW ar ailwampio cartrefi, nac adnewyddu neu ailddefnyddio. Efallai yr hoffai fynd i'r afael â hynny gyda'i Llywodraeth ei hun, sydd wedi gwrthod gwneud hynny'n llwyr er gwaethaf eu datganiad eu hunain o argyfwng hinsawdd. A'r peth olaf y byddwn yn ei ddweud yw, os yw'n credu'n onest nad oes problem gydag ail gartrefi, yna awgrymaf ei bod yn mynd allan mwy, oherwydd yn y rhan fwyaf o Gymru mae problem yn sicr.