English: I thank Jayne Bryant for that. She's absolutely right to point out that millions and millions of pounds available to families across Wales go unclaimed every year. The Welsh Government, through our new cost-of-living sub-committee, has been promoting the notion that every contact should count in making sure that people are advised, encouraged and helped to claim the help that is available to them. Every single day in Wales, there are thousands of encounters between public sector workers and Welsh citizens, third sector organisations meet people every day, and there are private businesses, for example those in the financial inclusion sector, who do the same thing. I believe that every one of those encounters in this extraordinarily difficult winter represents an opportunity to make sure that people are getting the help that is available to them. It's genuinely not difficult, Llywydd - there are very simple calculators that people can use readily available. Citizens Advice has one that you can just go to online. There is one on the UK Government's platform that is very simple indeed to use, and if we use that 'every contact counts' mantra then I believe there is more we can do to make sure that the help that is there and not being taken up finds its way into people's pockets, and as a result finds its way into the Welsh economy as well in difficult times. It's an important point that Jayne Bryant makes, Llywydd, as well about automaticity. Half the local authorities in Wales now have a system where if somebody applies for one of the benefits that are available through local authorities, that person doesn't need to claim separately for all the other things that the local authority could provide. So, if you are a claimant of council tax benefit, the local authority system will check whether you are entitled to free school meals. You won't be asked to fill in another set of forms - another set of barriers. Now, what we need to do is to make sure that the other half, the other 11 authorities, are moving in that direction. There's powerful leadership from the Welsh Local Government Association to make sure that that happens. And the evidence is very clear that if you have that system where you apply once and that one application opens the door to all the help that you are entitled to, that makes sure that that help gets to more people and more quickly. I would very much like to see that right across Wales.
Welsh: Diolch i Jayne Bryant am hynna. Mae hi'n hollol iawn i nodi bod miliynau a miliynau o bunnau sydd ar gael i deuluoedd ledled Cymru heb eu hawlio bob blwyddyn. Mae Llywodraeth Cymru, drwy ein his-bwyllgor costau byw newydd, wedi bod yn hyrwyddo'r syniad y dylai pob cyswllt gyfrif wrth sicrhau bod pobl yn cael eu cynghori, eu hannog a'u helpu i hawlio'r cymorth sydd ar gael iddyn nhw. Bob dydd yng Nghymru, mae miloedd o gyfarfyddiadau rhwng gweithwyr yn y sector cyhoeddus a dinasyddion Cymru, mae sefydliadau'r trydydd sector yn cyfarfod â phobl bob dydd, ac mae busnesau preifat, er enghraifft y rhai yn y sector cynhwysiant ariannol, yn gwneud yr un peth. Credaf fod pob un o'r cyfarfyddiadau hynny yn y gaeaf eithriadol o anodd hwn yn gyfle i wneud yn siŵr bod pobl yn cael y cymorth sydd ar gael iddyn nhw. Nid yw'n anodd o gwbl, Llywydd - mae cyfrifianellau syml iawn y gall pobl eu defnyddio'n rhwydd. Mae gan Cyngor ar Bopeth un y gallwch chi ei defnyddio ar-lein. Mae un ar lwyfan Llywodraeth y DU sy'n rhwydd iawn yn wir i'w defnyddio, ac os defnyddiwn ni y mantra 'mae pob cyswllt yn cyfrif' yna rwy'n credu bod mwy y gallwn ni ei wneud i sicrhau bod y cymorth sydd yno a heb ei hawlio yn mynd i bocedi pobl, ac o ganlyniad yn mynd i mewn i economi Cymru hefyd mewn cyfnod anodd. Mae Jayne Bryant yn gwneud pwynt pwysig hefyd, Llywydd, am awtomatigrwydd. Erbyn hyn mae gan hanner yr awdurdodau lleol yng Nghymru system pan fo rhywun yn gwneud cais am un o'r budd-daliadau sydd ar gael trwy awdurdodau lleol, does dim angen i'r unigolyn hwnnw hawlio ar wahân am yr holl bethau eraill y gallai'r awdurdod lleol eu darparu. Felly, os ydych yn hawlio budd-dal y dreth gyngor, bydd system yr awdurdodau lleol yn gwirio a oes gennych hawl i ginio ysgol am ddim. Ni ofynnir i chi lenwi set arall o ffurflenni - set arall o rwystrau. Nawr, yr hyn sydd angen i ni ei wneud yw sicrhau bod yr hanner arall, yr 11 awdurdod arall, yn symud i'r cyfeiriad hwnnw. Mae arweinyddiaeth bwerus gan Gymdeithas Llywodraeth Leol Cymru i wneud yn siŵr bod hynny'n digwydd. Ac mae'r dystiolaeth yn glir iawn, os yw'r system honno gennych chi pryd rydych chi'n gwneud cais unwaith a bod un cais yn agor y drws i'r holl gymorth y mae gennych hawl iddo, mae hynny'n sicrhau bod y cymorth hwnnw'n cyrraedd mwy o bobl a hynny'n gyflymach. Hoffwn yn fawr weld hynny ledled Cymru.