techiaith/cofnodycynulliad_en-cy huggingface dataset:
English: I'm grateful to John Griffiths for raising this issue, and I do recognise what he says in terms of property prices being higher than average in Monmouthshire, and there obviously are links between job opportunities and higher house prices. But property prices can be skewed, of course, by second home ownership and also by a significant number of short-term holiday lets in an area, which is why the work that we're doing in partnership with Plaid Cymru to address the second home challenges is really important, and will have an impact, I think, in Monmouthshire. But, of course, it's important that there is good-quality social housing and affordable private rental sector housing available in these areas, and schemes such as that which you've described, which I know has now been confirmed by Monmouthshire County Council's new administration, are exactly the sort of ambition that this Welsh Government wants to see in terms of fulfilling our citizens' needs. So, I can reassure John Griffiths that I and my colleague the Minister for Climate Change will absolutely be keen to support Monmouthshire in their ambitions.
Welsh: Rwy'n ddiolchgar i John Griffiths am godi'r mater hwn, ac rwy'n cydnabod yr hyn y mae'n ei ddweud o ran y ffaith bod prisiau eiddo'n uwch na'r cyfartaledd yn sir Fynwy, ac yn amlwg, mae cysylltiadau rhwng cyfleoedd gwaith a phrisiau tai uwch. Ond gall prisiau eiddo gael eu hystumio, wrth gwrs, gan berchnogaeth ail gartrefi, a hefyd gan nifer sylweddol o lety gwyliau tymor byr mewn ardal, a dyna pam fod y gwaith a wnawn mewn partneriaeth â Phlaid Cymru i fynd i'r afael â sefyllfa ail gartrefi yn wirioneddol bwysig, a chredaf y bydd yn cael effaith yn sir Fynwy. Ond wrth gwrs, mae'n bwysig fod tai cymdeithasol o ansawdd da a thai fforddiadwy yn y sector rhentu preifat ar gael yn yr ardaloedd hyn, a chynlluniau fel yr hyn rydych wedi'i ddisgrifio, y gwn ei fod bellach wedi'i gadarnhau gan weinyddiaeth newydd Cyngor Sir Fynwy, yw'r union fath o uchelgais y mae'r Llywodraeth Cymru hon am ei weld er mwyn diwallu anghenion ein dinasyddion. Felly, gallaf roi sicrwydd i John Griffiths y byddaf i a'm cyd-Aelod, y Gweinidog Newid Hinsawdd, yn bendant yn awyddus i gefnogi sir Fynwy yn eu huchelgeisiau.
English: I thank John Griffiths for raising this, and I very much welcome the renewed focus of the Welsh Government on Monmouthshire; it was sadly lacking for 13 years when I was a leader. And I'm also very pleased that the new Labour administration is taking forward the plans we put in place, so I do thank them. Minister, you will know that I've consistently pushed, throughout my time in local government, and since I've been here, the importance of fair funding, and I've challenged the current funding formula several times. And I know the First Minister said only yesterday that if local government wants a change in the formula, if they ask for it, you'll do it. Now, we know turkeys won't vote for Christmas, and there are several leaders who are accruing up to £208 million of reserves while some only have £30 million of reserves. They're not going to vote for something that dismantles that. Can I ask you, Minister, if you will take the initiative to invoke an independent commission on the funding formula? We know there's only one pie and it's unlikely to get any bigger, but some people have huge slices and others have crumbs. That is not fair, and it's the responsibility of this Government, working with local authorities, to change that. Can you do that? Can you invoke that commission?
Welsh: Diolch i John Griffiths am godi hyn, a chroesawaf y ffaith bod Llywodraeth Cymru yn canolbwyntio o'r newydd ar sir Fynwy; yn anffodus, ni ddigwyddodd hynny am 13 mlynedd pan oeddwn yn arweinydd. Ac rwyf hefyd yn falch iawn fod y weinyddiaeth Lafur newydd yn bwrw ymlaen â'r cynlluniau a roddwyd ar waith gennym ni, felly diolch iddynt. Weinidog, fe fyddwch yn gwybod fy mod wedi rhoi pwyslais cyson, drwy gydol fy amser mewn llywodraeth leol, ac ers imi fod yma, ar bwysigrwydd ariannu teg, ac rwyf wedi herio'r fformiwla ariannu bresennol sawl gwaith. A gwn mai dim ond ddoe y dywedodd y Prif Weinidog, os yw llywodraeth leol yn dymuno cael newid i'r fformiwla, os byddant yn gofyn amdano, y byddwch yn gwneud hynny. Nawr, gwyddom na fydd tyrcïod yn pleidleisio dros y Nadolig, ac mae gan sawl arweinydd hyd at £208 miliwn o gronfeydd wrth gefn, tra bo gan eraill £30 miliwn o gronfeydd wrth gefn yn unig. Nid ydynt yn mynd i bleidleisio dros rywbeth sy'n disodli hynny. A gaf fi ofyn i chi, Weinidog, a wnewch chi gymryd y cam cyntaf a galw comisiwn annibynnol ar y fformiwla ariannu? Gwyddom mai dim ond un gacen sydd, a'i bod yn annhebygol o fynd yn fwy, ond mae rhai pobl yn cael tafelli enfawr, ac mae eraill yn cael briwsion. Nid yw hynny'n deg, a chyfrifoldeb y Llywodraeth hon, gan weithio gydag awdurdodau lleol, yw newid hynny. A wnewch chi hynny? A wnewch chi alw'r comisiwn hwnnw?
English: Well, Llywydd, the core revenue funding that we provide to local authorities every year is distributed according to relative need, and that uses a formula that takes into account a wealth of information, including the demographic, physical, economic and social characteristics of authorities. And there is no evidence whatsoever that any authority, or a group of authorities, with any particular geographical or social characteristics, are being disadvantaged through that local government funding formula. It is free from political agenda, it's free from political influence and it's driven by data. And, in fact, the formula is set by 70 different indicators of the need to spend, and the majority of that, representing 72 per cent of the funding, is updated annually. And, of course, to ensure that level of independence, we do have independent members on the distribution sub-group to ensure that there's no bias in favour or against the interests of any individual authority.
Welsh: Wel, Lywydd, mae'r cyllid refeniw craidd a ddarparwn i awdurdodau lleol bob blwyddyn yn cael ei ddosbarthu yn ôl angen cymharol, gan ddefnyddio fformiwla sy'n ystyried llwyth o wybodaeth am nodweddion demograffig, ffisegol, economaidd a chymdeithasol yr awdurdodau hynny. Ac nid oes unrhyw dystiolaeth o gwbl fod unrhyw awdurdod, neu grŵp o awdurdodau, sydd ag unrhyw nodweddion daearyddol neu gymdeithasol penodol o dan anfantais yn sgil y fformiwla ariannu llywodraeth leol honno. Nid oes a wnelo hyn ag agenda wleidyddol. Nid oes a wnelo hyn â dylanwad gwleidyddol, a chaiff ei lywio gan ddata. Ac mewn gwirionedd, caiff y fformiwla ei gosod gan 70 o wahanol ddangosyddion o'r angen i wario, a chaiff y rhan fwyaf o hynny, sef 72 y cant o'r cyllid, ei ddiweddaru'n flynyddol. Ac wrth gwrs, i sicrhau lefel o annibyniaeth, mae gennym aelodau annibynnol yn yr is-grŵp dosbarthu i sicrhau nad oes tuedd o blaid nac yn erbyn buddiannau unrhyw awdurdod unigol.
English: Diolch, Llywydd, and good afternoon, Minister. As you may have seen from social media over the weekend, Minister, a 2022 council candidate from Newport received hundreds of pounds-worth of damage to his car, and that isn't the first attack on his property, with targets to his house, nails pushed into his car tyres and social media trolling during the recent council and Senedd elections. So, in light of this, Minister, what are your views on council candidates, who are willing to put their head above the parapet and represent their communities, having to deal with this abhorrent abuse?
Welsh: Diolch, Lywydd, a phrynhawn da, Weinidog. Fel y gwelsoch, o bosibl, ar y cyfryngau cymdeithasol dros y penwythnos, Weinidog, gwnaed gwerth cannoedd o bunnoedd o ddifrod i gar unigolyn a fu'n ymgeisydd etholiadol i gyngor Casnewydd yn 2022, ac nid dyna'r ymosodiad cyntaf ar ei eiddo, gyda'i gartref yn cael ei dargedu, hoelion yn cael eu gwthio i mewn i deiars ei gar, a throlio ar y cyfryngau cymdeithasol yn ystod yr etholiadau cyngor a Senedd diweddar. Felly, o ystyried hyn, Weinidog, beth yw eich barn ynglŷn ag ymgeiswyr cynghorau, sy'n ddigon dewr i gynrychioli eu cymunedau, sy'n gorfod ymdopi â'r gamdriniaeth ffiaidd hon?
English: First of all, I would just like to say - and I know that Sam Rowlands agrees with me on this - that we have to give respect to anybody who puts themselves forward as a candidate for a community council, town council or county council election, because it does take an element of bravery to do that. And the abuse of any candidate is absolutely unacceptable and we have to do everything that we can to prevent it. One of the things that I'm really pleased that we were able to do was to ensure that we removed the need for candidates to provide publicly their home address, which I think does provide a level of safety and security, although I know that candidates are often very well known anyway within their communities, so we have to bear that in mind. And we're also currently undertaking some work looking at a survey that we did of members of the public to gauge their understanding of councillors and the role that councillors play within their communities, to see what more we can do in terms of helping people better understand the role of councillors and, hopefully, that might bridge some of that gap between the lack of understanding that some people will have and the actual immense dedication that people put into these roles. And whether or not they are eventually elected, I think that we have to pay due respect to those people for putting themselves forward.
Welsh: Yn gyntaf oll, hoffwn ddweud - a gwn fod Sam Rowlands yn cytuno â mi ar hyn - fod yn rhaid inni barchu unrhyw un sy'n cynnig eu hunain fel ymgeisydd ar gyfer etholiad cyngor cymuned, cyngor tref neu gyngor sir, gan ei bod yn cymryd elfen o ddewrder i wneud hynny. Ac mae cam-drin unrhyw ymgeisydd yn gwbl annerbyniol, ac mae'n rhaid inni wneud popeth yn ein gallu i atal hynny. Un o'r pethau rwy'n falch iawn inni allu eu gwneud oedd sicrhau ein bod yn cael gwared ar yr angen i ymgeiswyr ddarparu eu cyfeiriad cartref yn gyhoeddus, sydd, yn fy marn i, yn darparu lefel o ddiogelwch a sicrwydd, er y gwn fod ymgeiswyr yn aml yn adnabyddus iawn beth bynnag yn eu cymunedau, felly mae'n rhaid inni gadw hynny mewn cof. Ac rydym hefyd yn gwneud gwaith ar hyn o bryd i edrych ar arolwg a wnaethom o aelodau'r cyhoedd i fesur eu dealltwriaeth o gynghorwyr a'r rôl y mae cynghorwyr yn chwarae yn eu cymunedau, i weld beth arall y gallwn ei wneud i helpu pobl i ddeall rôl cynghorwyr yn well, a gobeithio y gallai hynny fynd i'r afael â'r bwlch rhwng diffyg dealltwriaeth rhai pobl a'r ymroddiad gwirioneddol aruthrol sydd gan bobl i'r rolau hyn. Ac ni waeth a gânt eu hethol ai peidio yn y pen draw, credaf fod yn rhaid inni roi parch dyledus i'r bobl hynny am gynnig eu hunain.
English: Thank you, Minister, for your response and for outlining some of the actions that are already in plan. Clearly, this is not just a recent issue as well, or a single issue for one candidate. We saw, in May's elections, that paint was thrown over cars owned by a long-serving Swansea councillor, which led to irreparable damage; we saw two councillors in Caerphilly receive abuse letters, calling them all sorts of things and the police had to get involved in that; in addition, a Cardiff councillor, who'd been a councillor here for a long time, shared some horrific stories about some of the abuse that she has had to face up to over recent years. So, you've outlined already, Minister, some of the work and the actions that you're undertaking. I'd be really keen to understand when you expect some fruit off the back of that, and when we can expect to see not just the understanding of it, but the actual real implementation of those potential actions, because it's really important, as you say, and as we all agree, that we protect our local councillors, our local candidates, from this disgusting behaviour.
Welsh: Diolch am eich ymateb, Weinidog, ac am amlinellu rhai o'r camau gweithredu sydd eisoes ar y gweill. Yn amlwg, nid mater diweddar neu fater unigol i un ymgeisydd yn unig yw hwn. Yn etholiadau mis Mai, gwelsom baent yn cael ei daflu dros geir a oedd yn eiddo i gynghorydd hirsefydlog yn Abertawe, a arweiniodd at ddifrod parhaol; gwelsom ddau gynghorydd yng Nghaerffili yn derbyn llythyrau difrïol, yn eu galw'n bob math o bethau, a bu'n rhaid i'r heddlu ymyrryd; yn ogystal, rhannodd cynghorydd o Gaerdydd, a oedd wedi bod yn gynghorydd yma ers amser maith, straeon erchyll am beth o'r gamdriniaeth y bu'n rhaid iddi ei hwynebu dros y blynyddoedd diwethaf. Felly, rydych eisoes wedi amlinellu rywfaint o'r gwaith a wnewch a'r camau a roddir ar waith gennych. Byddai'n dda gennyf ddeall pryd y disgwyliwch iddo ddwyn ffrwyth, a phryd y gallwn ddisgwyl gweld nid yn unig dealltwriaeth o'r mater, ond y camau gweithredu hynny'n cael eu rhoi ar waith, gan fod hyn yn bwysig iawn, fel y dywedwch, ac fel y mae pob un ohonom yn cytuno, ein bod yn amddiffyn ein cynghorwyr lleol, ein hymgeiswyr lleol, rhag yr ymddygiad ffiaidd hwn.
English: I think one of the important things that we have to do as well is to help councillors understand that this kind of behaviour isn't acceptable, because there's often an inclination on the part of elected representatives to think that abuse just comes with the job, and it absolutely shouldn't, and I know that we all appreciate that in this Chamber. And that's one of the reasons, again, why we've recently refreshed 'The good councillor's guide', and that very much is about helping those councillors understand what is and isn't acceptable in terms of the response that they receive and potentially the abuse that they receive, and it also then helps them to understand what support might be available to them. So, you would expect individual local authorities to be putting in place the appropriate plans to support the welfare and the well-being of those councillors, but also to be working in partnership locally with the police, who can also provide additional support and advice, as necessary, for the more serious kind of abuse and, in some cases, almost violence, that you've described.
Welsh: Credaf mai un o'r pethau pwysig y mae'n rhaid inni eu gwneud hefyd yw helpu cynghorwyr i ddeall nad yw'r math hwn o ymddygiad yn dderbyniol, oherwydd yn aml, mae tueddiad ar ran cynrychiolwyr etholedig i feddwl bod camdriniaeth yn rhan o'r swydd, ac ni ddylai fod o gwbl, a gwn fod pob un ohonom yn deall hynny yn y Siambr hon. A dyna un o'r rhesymau, unwaith eto, pam ein bod wedi adnewyddu 'Canllaw'r cynghorydd da' yn ddiweddar, ac mae hwnnw'n ymwneud i raddau helaeth â helpu'r cynghorwyr hynny i ddeall yr hyn sy'n dderbyniol a'r hyn nad yw'n dderbyniol, o ran yr ymateb a gânt, ac o bosibl, y gamdriniaeth a gânt, ac mae hefyd felly yn eu helpu i ddeall pa gymorth a allai fod ar gael iddynt. Felly, byddech yn disgwyl i awdurdodau lleol unigol roi cynlluniau priodol ar waith i gefnogi lles a llesiant y cynghorwyr hynny, ond hefyd i weithio mewn partneriaeth yn lleol â'r heddlu, a all ddarparu cymorth a chyngor ychwanegol, fel y bo'r angen, ar gyfer mathau mwy difrifol o gamdriniaeth, a thrais, bron iawn, mewn rhai achosion, fel yr hyn a ddisgrifiwyd gennych.
English: Yes. Thank you, again, Minister for that, and it's pleasing to see that. I'm sure we all agree around this Chamber that more needs to be done and is being done to ensure that our candidates and elected members are being properly protected. But, again, we did see, in May's election, 74 uncontested seats, with many people suggesting that they're not willing to stand because of the fear, at times, of some of the abuse and behaviour pointed towards candidates. Of course, it's this level of democracy that is absolutely so fundamental not just to delivering services, but also as an example of elected individuals being able to make those decisions without fear or favour. We do have a new cohort of councillors elected in May's elections, so I wonder what work you may be doing with them to ensure that they, now in their elected positions, feel confident to make some of those difficult decisions without that fear of intimidation from all sorts of people who, sadly, are in our community?
Welsh: Ie. Diolch unwaith eto am hynny, Weinidog, ac mae'n braf gweld hynny. Rwy'n siŵr fod pob un ohonom o amgylch y Siambr hon yn cytuno bod angen gwneud mwy a bod mwy'n cael ei wneud i sicrhau bod ein hymgeiswyr a'n haelodau etholedig yn cael eu hamddiffyn yn briodol. Ond unwaith eto, yn etholiad mis Mai, gwelsom 74 o seddi un ymgeisydd, gyda llawer o bobl yn awgrymu nad ydynt yn fodlon sefyll gan eu bod yn ofni, ar adegau, y gamdriniaeth a'r ymddygiad tuag at ymgeiswyr. Wrth gwrs, mae'r lefel hon o ddemocratiaeth mor hanfodol nid yn unig ar gyfer darparu gwasanaethau, ond hefyd fel enghraifft o unigolion etholedig yn gallu gwneud y penderfyniadau hynny'n ddiduedd. Cawsom garfan newydd o gynghorwyr yn cael eu hethol yn etholiadau mis Mai, felly tybed pa waith y gallech fod yn ei wneud gyda hwy i sicrhau eu bod, yn eu swyddi etholedig erbyn hyn, yn teimlo'n hyderus i wneud rhai o'r penderfyniadau anodd hynny heb fygythiad gan bob math o bobl sydd, yn anffodus, yn rhan o'n cymuned?
English: Thank you again for that important question. Like you, I was disappointed at the level of uncontested seats. I think that having contested seats and giving local people a choice is a really positive thing, which is why the work that we're doing through our diversity and democracy programme is so important in terms of widening up access to elected office by all people in our community. We've introduced our access to elected office fund, which will, hopefully, support a wider range of people to become candidates, and we had some success with that. It was administered at the last election by Disability Wales, but we're considering now what other protected characteristics we can bring into that wider work as well. But I know that the Welsh Local Government Association and individual local authorities do work hard to support incoming councillors to understand these things, and, hopefully, to signpost them to where they can find local support, in the event that they should feel threatened or undermined in any way in their particular role, but I'm more than happy to have some further conversations, if there are good ideas as what more we or local authorities can be doing in this important space.
Welsh: Diolch unwaith eto am eich cwestiwn pwysig. Fel chithau, roeddwn yn siomedig gyda lefel y seddi un ymgeisydd. Credaf fod cael seddi a ymleddir a rhoi dewis i bobl leol yn beth cadarnhaol iawn, a dyna pam fod y gwaith a wnawn drwy ein rhaglen amrywiaeth a democratiaeth mor bwysig i ehangu mynediad at swyddi etholedig i bawb yn ein cymuned. Rydym wedi cyflwyno ein cronfa mynediad i swyddi etholedig, a fydd, gobeithio, yn cefnogi ystod ehangach o bobl i ddod yn ymgeiswyr, a chawsom rywfaint o lwyddiant gyda hynny. Fe'i gweinyddwyd yn yr etholiad diwethaf gan Anabledd Cymru, ond rydym yn ystyried bellach pa nodweddion gwarchodedig eraill y gallwn eu cynnwys yn y gwaith ehangach hwnnw hefyd. Ond gwn fod Cymdeithas Llywodraeth Leol Cymru ac awdurdodau lleol unigol yn gweithio'n galed i gynorthwyo cynghorwyr newydd i ddeall y pethau hyn, a gobeithio, i'w cyfeirio at gymorth lleol os ydynt yn teimlo dan fygythiad neu eu bod yn cael eu tanseilio mewn unrhyw ffordd yn eu rôl benodol, ond rwy'n fwy na pharod i gael sgyrsiau pellach, os oes syniadau da ynglŷn â beth arall y gallwn ni neu awdurdodau lleol ei wneud yn y maes pwysig hwn.
English: I can see that the Plaid Cymru spokesperson and I have been having the same conversations with local government leaders in recent times, and that you're hearing very much the same message as I am, which I think is a positive thing. Again, that's one of the other things that we're looking at in terms of what we can practically do to support local government around the additional expectations that we're placing on local government, the additional things that we're asking them to do, exploring with them now what specifically - . So, you've named a couple of those specific areas, but we've asked officials to explore with local government what specifically they're finding to be putting extra pressure on their resources, on their time, on their finances and so on, to see if there are things that we can practically do to help them in that space as well. So, just to reassure you that those discussions are very live at the moment.
Welsh: Gallaf weld bod llefarydd Plaid Cymru a minnau wedi bod yn cael yr un sgyrsiau ag arweinwyr llywodraeth leol yn ddiweddar, a'ch bod yn clywed yr un neges â minnau i raddau helaeth, sy'n beth cadarnhaol yn fy marn i. Unwaith eto, dyna un o'r pethau eraill rydym yn edrych arnynt o ran yr hyn y gallwn ei wneud yn ymarferol i gefnogi llywodraeth leol mewn perthynas â'r disgwyliadau ychwanegol a osodwn ar lywodraeth leol, y pethau ychwanegol y gofynnwn iddynt eu gwneud, gan archwilio gyda hwy yn awr beth yn benodol - . Felly, rydych wedi enwi un neu ddau o'r meysydd penodol hynny, ond rydym wedi gofyn i swyddogion archwilio gyda llywodraeth leol beth yn benodol sy'n rhoi pwysau ychwanegol ar eu hadnoddau, ar eu hamser, ar eu cyllid ac ati, i weld a oes rhywbeth y gallwn ei wneud yn ymarferol i'w helpu yn y cyswllt hwnnw hefyd. Felly, hoffwn roi sicrwydd i chi fod y trafodaethau hynny'n fyw iawn ar hyn o bryd.
English: Rising energy costs are significantly worrying for local communities and we call for the UK Government to take action to stem the increases. Welsh Government delivers support across the public sector through investing in skills, energy efficiency, research, innovation, decarbonisation and a renewable energy future for Wales.
Welsh: Mae costau ynni cynyddol yn peri cryn bryder i gymunedau lleol, ac rydym yn galw ar Lywodraeth y DU i roi camau ar waith i atal y cynnydd. Mae Llywodraeth Cymru yn darparu cymorth ar draws y sector cyhoeddus drwy fuddsoddi mewn sgiliau, effeithlonrwydd ynni, ymchwil, arloesi, datgarboneiddio a dyfodol ynni adnewyddadwy i Gymru.
English: Diolch, Gweinidog. Huw has already mentioned the joint meeting that us South Wales West Members attended with council leaders across our region, and I would thank Mike Hedges for setting up that meeting. The reality of the situation is dire. We are facing wholesale cuts of council services. Bridgend County Borough Council face, for example, an unprecedented financial challenge over the coming years and estimate that spending reductions of up to £20 million in the 2023-24 financial period may be required to balance the budget. Now, whilst I live in hope that the now-delayed budget will bring some relief - I like to think that I'm optimistic every now and then - what work is the Welsh Government doing with local authorities to help them manage their budgets, but also to help our third sector providers and volunteer organisations manage theirs? Times are tough, they're about to get tougher, but times like these also require co-operation across all levels to protect our constituents.
Welsh: Diolch, Weinidog. Mae Huw eisoes wedi sôn am y cyfarfod ar y cyd y gwnaethom ni fel Aelodau Gorllewin De Cymru ei fynychu gydag arweinwyr cynghorau ar draws ein rhanbarth, a hoffwn ddiolch i Mike Hedges am drefnu'r cyfarfod hwnnw. Mae realiti'r sefyllfa'n enbyd. Rydym yn wynebu toriadau mawr i wasanaethau cynghorau. Mae Cyngor Bwrdeistref Sirol Pen-y-bont ar Ogwr yn wynebu, er enghraifft, her ariannol ddigynsail dros y blynyddoedd nesaf, ac maent yn amcangyfrif y gallai fod angen gostyngiadau gwariant o hyd at £20 miliwn yng nghyfnod ariannol 2023-24 er mwyn cydbwyso'r gyllideb. Nawr, er fy mod yn byw mewn gobaith y bydd y gyllideb sydd bellach wedi'i gohirio yn darparu rhywfaint o ryddhad - rwy'n hoffi meddwl fy mod yn optimistaidd bob hyn a hyn - pa waith y mae Llywodraeth Cymru'n ei wneud gydag awdurdodau lleol i'w helpu i reoli eu cyllidebau, ond hefyd i helpu ein darparwyr trydydd sector a sefydliadau gwirfoddol i reoli eu cyllidebau hwythau? Mae'n gyfnod anodd, mae pethau ar fin mynd yn anoddach, ond mae adegau fel hyn hefyd yn galw am gydweithio ar bob lefel i ddiogelu ein hetholwyr.