English: Thank you, Delyth. I share your concern about pricing local people out of the market, and it's not just in rural communities, that's actually in communities across Wales, as Wales becomes a very nice place to come and live. But there are three separate issues there that your question raises, it seems to me. The first is actually people who want to come and live and work in Wales, but who can afford better houses because they're perhaps relocating from a more expensive part of the United Kingdom. But those people are coming to Wales to live and become part of our communities, they're not second home owners; they're people coming here to become part of our communities. But, nevertheless, I think it's right to say that there's some evidence at the moment - anecdotal - that they're pushing prices up, and we certainly are aware of that and we are looking at that. The second one is the issue about people buying a second home that they themselves want to use, and you'll be aware that, during the pandemic response, we reviewed the threshold for grant assisting people, so we are now looking to see whether we can review the threshold for swapping from community tax to business rates. So, we're actively looking at that at the moment. We'll be getting information back in from our local authorities about how many people were affected by the change, and whether that has any material effect on the numbers of people who are making the flip. That's not going to change the way that they use their homes, but it does change the amount of tax that they pay and so on, so we're looking at that. And I know that the First Minister had a meeting with your colleague and mine, Siân Gwenllian, earlier today, in which they had quite a robust discussion, I believe, and we - . I know that discussion centred on a number of things that can be done to allow local people to access affordable housing in their communities. Yesterday, during my statement, I offered Llyr a meeting, and I'm more than happy to take that forward. I know the First Minister met with Siân Gwenllian this morning. So I'm suggesting that we get a small group of us together who have similar concerns, and, as I said yesterday in the statement, we're not the repository of all good ideas, so we're very happy to explore it.
Welsh: Diolch, Delyth. Rwy'n rhannu eich pryder ynghylch prisio pobl leol allan o'r farchnad, ac nid mewn cymunedau gwledig yn unig, mae hynny'n digwydd mewn cymunedau ledled Cymru, wrth i Gymru ddod yn lle braf iawn i fyw ynddo. Ond mae eich cwestiwn yn codi tri mater gwahanol hyd y gwelaf i. Mae'r cyntaf, mewn gwirionedd, yn ymwneud â phobl sydd eisiau dod i fyw a gweithio yng Nghymru, ond sy'n gallu fforddio tai gwell oherwydd eu bod efallai'n adleoli o ran ddrutach o'r Deyrnas Unedig. Ond mae'r bobl hynny'n dod i Gymru i fyw a dod yn rhan o'n cymunedau, nid ydynt yn berchnogion ail gartrefi; maent yn bobl sy'n dod yma i ddod yn rhan o'n cymunedau. Serch hynny, credaf ei bod yn iawn i ddweud bod rhywfaint o dystiolaeth ar hyn o bryd - tystiolaeth anecdotaidd - eu bod yn gwthio prisiau i fyny, ac rydym yn sicr yn ymwybodol o hynny ac yn edrych ar hynny. Mae'r ail fater yn ymwneud â phobl yn prynu ail gartref y maent hwy eu hunain eisiau ei ddefnyddio, ac fe fyddwch yn ymwybodol ein bod, yn ystod yr ymateb i'r pandemig, wedi adolygu'r trothwy ar gyfer rhoi cymorth grant i bobl, felly rydym yn awr yn edrych i weld a allwn adolygu'r trothwy ar gyfer newid o dreth gymunedol i ardrethi busnes. Felly, rydym wrthi'n edrych ar hynny ar hyn o bryd. Byddwn yn cael gwybodaeth yn ôl gan ein hawdurdodau lleol ynglŷn â faint o bobl yr effeithiwyd arnynt gan y newid, ac a yw hynny'n cael unrhyw effaith sylweddol ar nifer y bobl sy'n gwneud y newid. Ni fydd hynny'n newid y ffordd y maent yn defnyddio eu cartrefi, ond mae'n newid faint o dreth y maent yn ei thalu ac yn y blaen, felly rydym yn edrych ar hynny. A gwn fod y Prif Weinidog wedi cael cyfarfod gyda'ch cyd-Aelod chi a minnau, Siân Gwenllian, yn gynharach heddiw, lle cawsant drafodaeth go gadarn, rwy'n credu, ac rydym - . Gwn fod y drafodaeth honno'n canolbwyntio ar nifer o bethau y gellir eu gwneud i ganiatáu i bobl leol gael tai fforddiadwy yn eu cymunedau. Ddoe, yn ystod fy natganiad, cynigiais gyfarfod â Llyr, ac rwy'n fwy na bodlon bwrw ymlaen â hynny. Gwn fod y Prif Weinidog wedi cyfarfod â Siân Gwenllian y bore yma. Felly rwy'n awgrymu bod grŵp bach ohonom sydd â phryderon tebyg yn dod at ein gilydd, ac fel y dywedais ddoe yn y datganiad, nid oes gennym fonopoli ar syniadau da, felly rydym yn hapus iawn i'w archwilio.