techiaith/cofnodycynulliad_en-cy huggingface dataset:
English: Thank you for raising the community bank idea. Of course, we do support the principle of establishing a community bank, and developing this is a priority for us. By means of an update, the Welsh Government officials met, and the Development Bank of Wales met with potential stakeholders in the third sector and the private sector last year, including the Public Bank for Wales Action Group, and they're seeking to establish a community bank for Wales. We've provided advice on the process that would need to be followed in order to access seed funding. Officials are now reviewing a specific proposal and a request for seed funding from the Public Bank for Wales Action Group, working in collaboration with the UK-wide Community Savings Bank Association. Seed funding would be used by the Public Bank for Wales Action Group to initiate a phase of work that would include stakeholder engagement, market assessment, and feasibility for a community bank for Wales, which will then progress to application for a banking licence. An application for a banking licence can take quite some time - two years or more, sometimes - in order to have the necessary work done with the Prudential Regulation Authority and the Financial Conduct Authority. But I think it is too early to identify just how much capital funding we would be putting towards that and what element of subsidy might be needed on an ongoing basis. But that is all part of the work that is going on, but as I say, it is quite early days in terms of the project being scoped and discussions taking place with stakeholders.
Welsh: Diolch am grybwyll y syniad o fanc cymunedol. Wrth gwrs, rydym yn cefnogi'r egwyddor o sefydlu banc cymunedol, ac mae datblygu hyn yn flaenoriaeth i ni. I roi diweddariad, cyfarfu swyddogion Llywodraeth Cymru a Banc Datblygu Cymru â rhanddeiliaid posibl yn y trydydd sector a'r sector preifat y llynedd, gan gynnwys y Grŵp Gweithredu Dros Fanc Cyhoeddus i Gymru, ac maent yn ceisio sefydlu banc cymunedol i Gymru. Rydym wedi darparu cyngor ar y broses y byddai angen ei dilyn er mwyn cael gafael ar gyllid sbarduno. Mae swyddogion bellach yn adolygu cynnig penodol a chais am gyllid sbarduno gan y Grŵp Gweithredu Dros Fanc Cyhoeddus i Gymru, gan weithio ar y cyd â'r sefydliad DU gyfan, y Community Savings Bank Association. Byddai'r Grŵp Gweithredu Dros Fanc Cyhoeddus i Gymru yn defnyddio cyllid sbarduno i gychwyn cyfnod o waith a fyddai'n cynnwys ymgysylltu â rhanddeiliaid, asesu'r farchnad, a dichonoldeb banc cymunedol i Gymru, a fyddai wedyn yn arwain at gais am drwydded fancio. Gall cais am drwydded fancio gymryd peth amser - dwy flynedd neu fwy, weithiau - er mwyn cwblhau'r gwaith angenrheidiol gyda'r Awdurdod Rheoleiddio Darbodus a'r Awdurdod Ymddygiad Ariannol. Ond credaf ei bod yn rhy gynnar i nodi faint o arian cyfalaf y byddem yn ei roi tuag at hynny a pha elfen o gymhorthdal y gallai fod ei hangen ar sail barhaus. Ond mae hynny oll yn rhan o'r gwaith sy'n mynd rhagddo, ond fel y dywedais, mae'n ddyddiau cynnar iawn o ran cwmpasu'r prosiect a chynnal trafodaethau gyda rhanddeiliaid.
English: Our corporate asset management strategy was published in 2016 to bring greater transparency to our approach to managing Government land and property assets. I'm committed to ensuring that the assets we hold as a Government deliver public value and actively support our objectives across Government.
Welsh: Cyhoeddwyd ein strategaeth rheoli asedau corfforaethol yn 2016 er mwyn darparu mwy o dryloywder yn ein dull o reoli asedau tir ac eiddo'r Llywodraeth. Rwyf wedi ymrwymo i sicrhau bod yr asedau sydd gennym fel Llywodraeth yn darparu gwerth cyhoeddus ac yn cefnogi ein hamcanion yn weithredol ar draws y Llywodraeth.
English: I'm grateful to the Minister for that. In an earlier answer to the Member for Aberconwy, you said that you wished to invest in best practice in the management of the Welsh Government's asset portfolio, and you also encourage the sharing of experience and knowledge. Can I ask you to be a bit more proactive and ambitious than that, Minister? It appears to me that the Welsh Government, alongside the national health service and local government and other parts of the public sector, have enormous value in the assets and properties available to them, but it also appears to me that there is very little proactive management and proactive ambitious management of the assets in the ownership of the public sector as a whole. I'd be grateful, Minister, if you could outline to the National Assembly how you would seek to ensure that this management of assets takes place on a far more joined-up basis, on a more ambitious basis, and if you could outline to us what the objectives are and the targets for the management strategy that you have in place.
Welsh: Diolch i'r Gweinidog. Mewn ateb cynharach i'r Aelod dros Aberconwy, fe ddywedoch eich bod am fuddsoddi mewn arferion gorau mewn perthynas â'r gwaith o reoli portffolio asedau Llywodraeth Cymru, a'ch bod hefyd yn annog rhannu profiad a gwybodaeth. A gaf fi ofyn i chi fod ychydig yn fwy rhagweithiol ac uchelgeisiol na hynny, Weinidog? Ymddengys i mi fod gan Lywodraeth Cymru, ochr yn ochr â'r gwasanaeth iechyd gwladol a llywodraeth leol a rhannau eraill o'r sector cyhoeddus, werth enfawr yn yr asedau a'r eiddo sydd ar gael iddynt, ond ymddengys i mi hefyd mai ychydig iawn o reolaeth ragweithiol a rheolaeth ragweithiol uchelgeisiol sydd i'w chael o ran yr asedau sydd ym mherchnogaeth y sector cyhoeddus yn gyffredinol. Buaswn yn ddiolchgar, Weinidog, pe gallech amlinellu i'r Cynulliad Cenedlaethol sut y byddech yn ceisio sicrhau bod y gwaith hwn o reoli asedau yn mynd rhagddo ar sail fwy cydgysylltiedig, ar sail fwy uchelgeisiol, a phe gallech amlinellu inni beth yw'r amcanion a'r targedau ar gyfer y strategaeth reoli sydd gennych ar waith.
English: Will the Minister update the Assembly on the progress of legal action being taken by the Welsh Government against the two firms that give advice on the sale of publicly owned land by the regeneration investment fund for Wales, which resulted in a financial loss for the Welsh taxpayer? Your progress report will be highly appreciated.
Welsh: A wnaiff y Gweinidog roi'r wybodaeth ddiweddaraf i'r Cynulliad ar gynnydd camau cyfreithiol Llywodraeth Cymru yn erbyn y ddau gwmni sy'n cynghori ar werthiant tir cyhoeddus gan gronfa buddsoddi Cymru mewn adfywio, a arweiniodd at golled ariannol i drethdalwyr Cymru? Bydd eich adroddiad cynnydd yn cael ei werthfawrogi'n fawr.
English: Thank you. I was able to advise David Rowlands earlier on during questions this afternoon that I was the Minister who was in the portfolio when that action was instigated, and as yet the legal action is still going on, but the Minister now with responsibility, Julie James, will certainly update Members when there is something to update. Because it's an ongoing process, I'm afraid I can't comment further today, sorry.
Welsh: Diolch. Rhoddais wybod i David Rowlands yn gynharach yn ystod sesiwn gwestiynau y prynhawn yma mai fi oedd y Gweinidog a oedd yn y portffolio pan gychwynnwyd yr achos hwnnw, ac mae'r camau cyfreithiol yn parhau ar hyn o bryd, ond bydd y Gweinidog sydd â'r cyfrifoldeb bellach, Julie James, yn sicr o roi'r wybodaeth ddiweddaraf i'r Aelodau pan fydd rhywbeth i'w ddweud. Gan ei bod yn broses barhaus, mae arnaf ofn na allaf wneud sylwadau pellach heddiw, mae'n ddrwg gennyf.
English: The first annual statistics for land transaction tax, covering 2018-19, will be published tomorrow. However, provisional outturn figures indicate that LTT non-residential revenues, amounting to £72 million, were higher than in four of the previous five years of stamp duty land tax. We will continue to monitor the impact of all Welsh taxes.
Welsh: Bydd yr ystadegau blynyddol cyntaf ar gyfer trethi trafodiadau tir, ar gyfer 2018-19, yn cael eu cyhoeddi yfory. Fodd bynnag, mae ffigurau alldro amodol yn dangos bod refeniw amhreswyl trethi trafodiadau tir, cyfanswm o £72 miliwn, yn uwch nag mewn pedair o'r bum mlynedd flaenorol o dreth dir y dreth stamp. Byddwn yn parhau i fonitro effaith holl drethi Cymru.
English: Gosh. Well, I shall try and contain my excitement in looking forward to seeing these numbers tomorrow - thank you for letting us know that. What I will ask, though, is: the Minister or her predecessor has increased the rate for properties over £1 million in the commercial sector from 5 per cent to 6 per cent, and that sort of increase of a fifth will not lead to higher revenues if the base of transactions falls by a similar amount or more. And I've been concerned that, at least in the early quarterly data, there is evidence that that has happened. Could I ask, going forward - and there will be interaction with the Office for Budget Responsibility around what the forecasts are going to be, as we discussed earlier - will Welsh Government, in the interests of transparency and accountability, publish what the forecast tax take is for each of the bands for both residential and non-residential LTT?
Welsh: Ew. Wel, fe geisiaf reoli fy nghyffro wrth edrych ymlaen at weld y ffigurau hyn yfory - diolch am adael i ni wybod hynny. Yr hyn rwyf am ei ofyn, fodd bynnag, yw: mae'r Gweinidog neu ei rhagflaenydd wedi cynyddu'r gyfradd ar gyfer eiddo dros £1 miliwn yn y sector masnachol o 5 y cant i 6 y cant, ac ni fydd y math hwnnw o gynnydd o un rhan o bump yn arwain at refeniw uwch os bydd nifer y trafodion yn gostwng cyfran debyg, neu fwy. Ac rwyf wedi bod yn bryderus, o leiaf yn y data chwarterol cynnar, fod yna dystiolaeth fod hynny wedi digwydd. A gaf fi ofyn, yn y dyfodol - a bydd rhyngweithio'n digwydd â'r Swyddfa Cyfrifoldeb Cyllidebol ynghylch beth fydd y rhagolygon, fel y trafodasom yn gynharach - a fydd Llywodraeth Cymru, er budd tryloywder ac atebolrwydd, yn cyhoeddi beth fydd yr incwm treth a ragwelir ym mhob band ar gyfer trethi trafodiadau tir preswyl ac amhreswyl?
English: Well, as I say, we will have the outturn data tomorrow, which we can look at in terms of the first year, and we always seek to publish as much information as we can, as we turn to our budget setting, so that we're able to have that scrutiny in committee as we undertake the budget-setting work. I will say, though, that I know the Member has been particularly concerned about the higher rate of non-residential property transactions, but a lot of the data that is reported by industry analysts, so property investments, which are often share transactions rather than land transactions, and they're not liable for land transaction tax or stamp duty land tax. And so, the tax will have no effect on those transactions. So, any attempt to compare those two particular items aren't possible. I will say that there are other reasons why companies will seek to base their businesses in Wales, and it's not all about the level of tax rates that we have. There will be access to a skilled workforce and the price of land, for example, is an important consideration when properties for non-residential purposes are bought. So, there are a wide range of factors in this, but obviously we'll continue to monitor the situation closely.
Welsh: Wel, fel y dywedais, bydd y data alldro gennym yfory, a gallwn edrych arno o ran y flwyddyn gyntaf, a byddwn bob amser yn ceisio cyhoeddi cymaint o wybodaeth ag y gallwn, wrth inni baratoi i bennu ein cyllideb, fel y gallwn graffu yn y pwyllgor wrth i ni ymgymryd â'r gwaith o bennu'r gyllideb. Hoffwn ddweud, fodd bynnag, fy mod yn ymwybodol fod yr Aelod wedi bod yn arbennig o bryderus ynglŷn â'r gyfradd uwch o drafodiadau eiddo amhreswyl, ond mae llawer o'r data a adroddir gan ddadansoddwyr y diwydiant, felly buddsoddiadau eiddo, sy'n aml yn drafodiadau cyfranddaliadau yn hytrach na thrafodiadau tir, ac nid ydynt yn agored i dreth trafodiadau tir neu dreth dir y dreth stamp. Ac felly, ni fydd y dreth yn cael unrhyw effaith ar y trafodiadau hynny. Felly, nid yw unrhyw ymgais i gymharu'r ddwy eitem benodol hynny'n bosibl. Hoffwn ddweud bod rhesymau eraill pam y bydd cwmnïau'n awyddus i sefydlu eu busnesau yng Nghymru, ac nid yw popeth yn ymwneud â lefel y cyfraddau treth sydd gennym. Bydd yna fynediad at weithlu medrus, ac mae pris tir, er enghraifft, yn ystyriaeth bwysig pan fydd eiddo at ddibenion amhreswyl yn cael eu prynu. Felly, mae amrywiaeth eang o ffactorau yn hyn o beth, ond yn amlwg, byddwn yn parhau i fonitro'r sefyllfa'n agos.
English: I urge you, Minister, to look at the situation in Scotland, because companies there making similar sized purchases to the ones in Wales will be paying 4.5 per cent - that's below the English rate and, obviously, 1.5 per cent below ours. The month they made that decision, they saw their revenue increase by an amount that was highest on record, and their yearly rise so far stands at something over £13 million. So, I think there's a real lesson here about the level that is optimum for these taxation rates.
Welsh: Rwy'n eich annog, Weinidog, i edrych ar y sefyllfa yn yr Alban, gan y bydd y cwmnïau sy'n prynu ar sail debyg i'r rhai yng Nghymru yn talu 4.5 y cant - mae hynny'n is na chyfradd Lloegr, ac yn amlwg, 1.5 y cant yn is na'n cyfradd ni. Yn y mis pan wnaethant y penderfyniad hwnnw, cawsant eu cynnydd refeniw uchaf erioed, ac mae eu cynnydd blynyddol hyd yn hyn yn fwy na £13 miliwn. Felly, credaf fod gwers wirioneddol i'w chael yma am y lefel orau ar gyfer y cyfraddau trethiant hyn.
English: Yes. And we will always seek to achieve the optimum level. I know in Scotland, when land and buildings transaction tax was first introduced in 2015, it had a higher non-residential top rate of 4.5 per cent, as David Melding said, and that was a higher rate than the previous stamp duty land tax at the time, but tax revenues in Scotland then increased. The following year, the UK Government increased the top rate of SDLT to 5 per cent, and tax revenues in Scotland then decreased, despite having a relatively lower rate there. In December, the Scottish Government announced it will be increasing its top rate to 5 per cent, which is forecast to increase tax revenues. So, I think it is important to look at what's happening in our neighbouring nations, but always to take the decisions that are best for us in Wales.
Welsh: Yn sicr. A byddwn bob amser yn ceisio sicrhau'r lefel orau. Yn yr Alban, pan gyflwynwyd treth trafodiadau tir ac adeiladau am y tro cyntaf yn 2015, gwn fod ganddynt gyfradd amhreswyl uwch o 4.5 y cant, fel y dywedodd David Melding, ac roedd honno'n gyfradd uwch na threth dir flaenorol y dreth stamp ar y pryd, ond wedyn, cynyddodd refeniw treth yn yr Alban. Y flwyddyn ganlynol, cynyddodd Llywodraeth y DU gyfradd uchaf treth dir y dreth stamp i 5 y cant, a gostyngodd refeniw treth yn yr Alban yn sgil hynny, er bod ganddynt gyfradd gymharol is yno. Ym mis Rhagfyr, cyhoeddodd Llywodraeth yr Alban y byddant yn cynyddu eu cyfradd uchaf i 5 y cant, a rhagwelir y bydd hynny'n cynyddu refeniw treth. Felly, credaf ei bod yn bwysig ystyried yr hyn sy'n digwydd yn y gwledydd cyfagos, ond i wneud y penderfyniadau sydd orau i ni yng Nghymru bob amser.
English: I have regular discussions with the Minister for Health and Social Services on the financial positions of all NHS Wales organisations, including Swansea Bay University Health Board.
Welsh: Rwy'n cael trafodaethau rheolaidd gyda'r Gweinidog Iechyd a Gwasanaethau Cymdeithasol ynglŷn â sefyllfa ariannol holl sefydliadau GIG Cymru, gan gynnwys Bwrdd Iechyd Prifysgol Bae Abertawe.
English: Last week, we heard that Abertawe Bro Morgannwg, which is now called the Swansea Bay University Health Board, has again failed to meet its financial duties. The health board has overspent over a period of three years and as a result of that, the auditor general had to qualify his views on its accounts for the year 2018-19. Although ABM health board had improved its financial situation as compared to last year, what else will the Welsh Government do to ensure that this overspend is dealt with and eradicated for the future, and that services are provided on a sustainable basis?
Welsh: Yr wythnos diwethaf, clywsom fod bwrdd iechyd Abertawe Bro Morgannwg, a elwir bellach yn fwrdd iechyd Bae Abertawe, unwaith eto wedi methu â chwrdd â'i ddyletswyddau ariannol. Mae'r bwrdd iechyd wedi gorwario dros gyfnod o dair blynedd ac oherwydd hynny bu'n rhaid i'r archwilydd cyffredinol gymhwyso ei farn archwilio ar ei gyfrifon am y flwyddyn 2018-19. Er bod bwrdd iechyd ABM wedi gwella ei sefyllfa ariannol o'i chymharu â'r llynedd, beth arall y mae Llywodraeth Cymru yn mynd i wneud i sicrhau bod y gorwariant yma yn cael ei ddileu yn y dyfodol a bod gwasanaethau yn cael eu rhoi ar sylfaen gynaliadwy?
English: As Dai Lloyd says, the overspend in Swansea Bay University Health Board reduced from £32.4 million in 2017-18 to just under £10 million in 2018-19, and that's an improvement of £22.4 million. The health board did meet its Welsh Government control total of a maximum deficit of £10 million in 2018-19. Swansea Bay University Health Board is currently forecasting that it will break even in 2019-20.
Welsh: Fel y dywed Dai Lloyd, gostyngodd y gorwariant ym Mwrdd Iechyd Prifysgol Bae Abertawe o £32.4 miliwn yn 2017-18 i ychydig o dan £10 miliwn yn 2018-19, ac mae hwnnw'n welliant o £22.4 miliwn. Cyflawnodd y bwrdd iechyd eu cyfanswm rheoli gan Lywodraeth Cymru o uchafswm diffyg o £10 miliwn yn 2018-19. Ar hyn o bryd, mae Bwrdd Iechyd Prifysgol Bae Abertawe yn rhagweld y byddant yn mantoli eu cyllideb yn 2019-20.
English: Based on the figures that you quoted to us just now, I'm not 100 per sure how a brand new board can show a track record of three years, but, on the face of it, the new board is going in the right direction. But do you know how much of that reduction in deficit is due to the removal of any debt attributable to the activities in the Bridgend end of operations - those operations, of course, having been moved now to Cwm Taf? What I'm trying to get to is whether this is a displacement of debt into a new health board from the previous one. Also, perhaps you can give us some indication of, now that this board is much smaller, how much less it will be getting from Welsh Government compared to the previous Abertawe Bro Morgannwg board, bearing in mind that it is no longer responsible for the Bridgend county borough constituents of mine.
Welsh: Yn seiliedig ar y ffigurau a ddyfynnwyd i ni yn awr, nid wyf 100 y cant yn sicr sut y gall bwrdd newydd sbon ddangos hanes o dair blynedd, ond yn ôl pob golwg, mae'r bwrdd newydd yn mynd i'r cyfeiriad iawn. Ond a ydych yn gwybod faint o'r gostyngiad hwnnw yn y diffyg sy'n deillio o gael gwared ar unrhyw ddyled yn sgil y gweithrediadau yn ardal Pen-y-bont ar Ogwr - gan fod y gweithrediadau hynny, wrth gwrs, bellach wedi symud i Gwm Taf? Yr hyn rwy'n ceisio gweld yw a yw hyn yn enghraifft o symud dyled i fwrdd iechyd newydd o'r un blaenorol. Hefyd, efallai y gallwch roi rhyw syniad i ni, gan fod y bwrdd hwn yn llawer llai bellach, faint yn llai y bydd yn ei dderbyn gan Lywodraeth Cymru o gymharu â bwrdd blaenorol Abertawe Bro Morgannwg, o gofio nad yw bellach yn gyfrifol am fy etholwyr i ym mwrdeistref sirol Pen-y-bont ar Ogwr.
English: Thank you for raising that question. I'm afraid I don't have those exact figures with me this afternoon, but I will be sure that the health Minister writes to you with them. FootnoteLink
Welsh: Diolch am godi'r cwestiwn hwnnw. Mae arnaf ofn nad yw'r union ffigurau hynny gennyf y prynhawn yma, ond byddaf yn sicrhau bod y Gweinidog iechyd yn ysgrifennu atoch. FootnoteLink
English: Our council tax reduction scheme supports around 280,000 households with their council tax bills. We've been working with local authorities to develop clear and consistent advice on this scheme, and the other discounts and exemptions available, to ensure all households receive the support that they're entitled to.
Welsh: Mae ein cynllun gostyngiadau'r dreth gyngor yn rhoi cymorth i oddeutu 280,000 o gartrefi gyda'u biliau treth gyngor. Rydym wedi bod yn gweithio gydag awdurdodau lleol i ddatblygu cyngor clir a chyson ar y cynllun hwn, a'r gostyngiadau a'r eithriadau eraill sydd ar gael, i sicrhau bod pob cartref yn derbyn y cymorth y mae ganddynt hawl i'w gael.
English: Minister, my region has seen an average increase in band D council tax of 60 per cent since 2007. Over that time, inflation has only averaged around 2.5 per cent. Over the same period, people have seen their refuse collections halved, day centres closed, libraries closed and leisure centre services axed. Why are my constituents paying so much more for so much less? Minister, will you commit your Government to cutting council taxes next year, or will my constituents, once again, see rises greater than their increase in wages?
Welsh: Weinidog, mae fy rhanbarth wedi wynebu cynnydd cyfartalog o 60 y cant yn y dreth gyngor band D ers 2007. Dros y cyfnod hwnnw, roedd chwyddiant oddeutu 2.5 y cant yn unig ar gyfartaledd. Dros yr un cyfnod, mae casgliadau sbwriel wedi eu haneru, mae canolfannau dydd wedi cau, mae llyfrgelloedd wedi cau ac mae gwasanaethau canolfannau hamdden wedi wynebu toriadau. Pam fod fy etholwyr yn talu cymaint yn fwy am gymaint yn llai? Weinidog, a wnewch chi ymrwymo'ch Llywodraeth i dorri trethi cyngor y flwyddyn nesaf, neu a fydd fy etholwyr, unwaith eto, yn wynebu cynnydd sy'n fwy na'r cynnydd yn eu cyflogau?
English: In 2019-20, we have provided £15 million to support victims of all forms of violence, including domestic abuse, violence against women, and sexual violence in Wales.
Welsh: Yn 2019-20, rydym wedi darparu £15 miliwn i gefnogi dioddefwyr pob math o drais, gan gynnwys cam-drin domestig, trais yn erbyn menywod, a thrais rhywiol yng Nghymru.