English: Julie, thank you, and 'yes' to the last question in terms of self-employment when it comes to the detailed design of this, and, of course, the England programme as well. The self-employment aspect has been taken on board. In terms of flexibility within the system, I'm pleased to tell you, Julie, that one of the advantages of using the HMRC system, both for English and Welsh language speakers, is the simplicity of the application, because part of using the HMRC system in concert with information sharing between Government departments, means that, in effect, we're not asking them to bring us their current or monthly pay sheets, find all the complex paraphernalia you need to make the application, and decide whether you're eligible - it'll be done for them. It's working effectively already. But, secondly, there's a helpline that runs alongside that, so people who have difficulty with that - there's a helpline to assist them as well. And the helpline as well will make sure, and the commissioning will also - . HMRC actually have quite a good record in terms of bilingual gateways as well, but we'll make sure that within this specifically as well for an answer in English - . But the results are of course built into this appeals procedure as well, so that, because there will be situations where individuals don't quite fit within the criteria and the eligibility criteria, they also will be able to go through an appeals procedure on the basis of their application being turned down. So, there will be support there, but, again, the great thing about this is we have the - the fact that the England-based HMRC system is now up and running, we can learn from that. We can learn about some of these issues of flexibility, and get it absolutely right when we take ours forward. And just to confirm, because I know people do raise it with me about Cardiff, the reason we're in the seven areas that we currently are in is we're trying different things in different areas. It will come to Cardiff, and when it comes to Cardiff, it will be the bee's knees - it will be the right thing.
Welsh: Julie, diolch i chi, ac 'ydy' i'r cwestiwn olaf o ran hunan-gyflogaeth ynglŷn â dyluniad manwl hyn, ac, wrth gwrs, rhaglen Lloegr hefyd. Rhoddwyd sylw i'r agwedd hunan-gyflogaeth. O ran hyblygrwydd o fewn y system, rwy'n falch o ddweud wrthych chi, Julie, mai un o fanteision defnyddio system Cyllid a Thollau EM, ar gyfer siaradwyr Cymraeg a Saesneg fel ei gilydd, yw pa mor syml yw'r cais, oherwydd mae rhan o ddefnyddio system Cyllid a Thollau EM ar y cyd â rhannu gwybodaeth rhwng adrannau'r Llywodraeth, yn golygu, mewn gwirionedd, nad ydym ni'n gofyn iddyn nhw ddod â'u taflenni cyflog presennol neu fisol inni gael eu gweld, dod o hyd i'r holl betheuach cymhleth y mae eu hangen arnoch chi i wneud y cais, a phenderfynu a ydych chi'n gymwys - bydd wedi ei wneud ar eu cyfer. Mae'n gweithio'n effeithiol eisoes. Ond, yn ail, ceir llinell gymorth sy'n bodoli ochr yn ochr â hynny, felly os yw pobl yn cael anhawster â hynny - ceir llinell gymorth i'w helpu hefyd. A bydd y llinell gymorth yn sicrhau, a bydd y comisiynu hefyd - . Mae gan Cyllid a Thollau EM record dda mewn gwirionedd o ran pyrth dwyieithog hefyd, ond byddwn yn sicrhau o fewn hyn yn benodol yn ogystal ag ar gyfer ateb yn Saesneg - . Ond mae'r canlyniadau wedi eu cynnwys wrth gwrs yn y drefn apeliadau hon hefyd, fel eu bod, oherwydd y bydd sefyllfaoedd lle nad yw unigolion yn cyd-fynd yn hollol â'r meini prawf a'r meini prawf cymhwysedd, bydd gweithdrefn apelio ar gael iddynt hefyd os gwrthodir eu cais. Felly, bydd cymorth ar gael, ond, unwaith eto, y peth gwych am hyn yw bod gennym ni'r - y ffaith bod system Cyllid a Thollau EM yn Lloegr yn awr wedi'i sefydlu ac yn gweithredu, gallwn ddysgu oddi wrth hynny. Gallwn ddysgu am rai o'r materion hyn o ran hyblygrwydd, a chael y broses yn hollol gywir wrth ddatblygu un ein hunain. Ac i gadarnhau, oherwydd rwy'n gwybod fod pobl yn crybwyll Caerdydd imi, y rheswm yr ydym ni yn y saith ardal yr ydym ni ynddynt ar hyn o bryd yw ein bod yn ceisio gwneud pethau gwahanol mewn gwahanol ardaloedd. Bydd yn dod i Gaerdydd, a phan ddaw i Gaerdydd, bydd yn benigamp - bydd y peth iawn.