English: Thank you very much, Mike. Your long commitment to pushing Governments to build more council and social housing is well known and recognised. And you're absolutely right: one of the biggest problems we've got in the housing crisis across Wales is the number of people in temporary or substandard accommodation, for which we absolutely do need to build, at scale and pace, the social housing that we vitally need across Wales. We also need to make sure that it's built in the right places. There is a crying need for a very large scale in some areas of Wales, but there is a need for a scale of council housing right across Wales, sometimes in small envelopes in little villages where people need to stay, sometimes in bigger envelopes in cities where people have a crying need to have a decent home. We also need to work with our private rented sector landlords, many of whom work very happily alongside us, to make sure that their housing is brought into play as well. I commend to Members across the Chamber - as I always do - the scheme where we allow private rented sector landlords to give their houses over to us so that we can afford those houses for social tenants whilst we bring the house back up to the standard that people are entitled to expect in the private rented sector - a win-win situation, as indeed you say, Mike. We have a number of issues that we want to take forward. On the business rates thing, I've already said in answer to a previous speaker that we will be putting a consultation out about exactly what the level of business rate flip should be allowed to be, whether the small business rate relief should apply and whether it should be allowed at all, of course. There are issues with genuine holiday lets, built as holiday lets, whether they're run by businesses or run by companies; if they're having to pay domestic council tax, they might have problems. So, we do need to make sure that we get this right across the piece. And, of course, the registration scheme for holiday lets will come into play there as we have people register either as private sector landlords or as registered holiday let operatives, and we can see what comes out of that. So, I'm very keen on that. We've been in a very good place in Wales, because we have Rent Smart Wales working with our private sector landlords. We've had a wealth of information and a good relationship with our landlords as a result of that, which is the envy of Governments elsewhere in the UK. I'd look to have something very similar in the holiday let sector. We've already had a couple of really good meetings with Airbnb, who are one of the biggest operators in that sector. They're pushing a registration scheme in a number of countries at the moment, so we're keen to build on their expertise as well. But, broadly, Mike, I agree with you: the actual way out of the housing crisis is to build the amount of social homes that we increasingly need right across Wales, and to ensure that it's not a rationing system but a system that's accessible to everyone who wants that kind of home.
Welsh: Diolch yn fawr iawn, Mike. Mae eich ymrwymiad hir i wthio Llywodraethau i adeiladu mwy o dai cyngor a thai cymdeithasol yn hysbys iawn ac yn cael ei gydnabod. Ac rydych chi yn llygad eich lle: un o'r problemau mwyaf sydd gennym ni yn yr argyfwng tai ledled Cymru yw nifer y bobl mewn llety dros dro neu lety is-safonol; mae angen i ni adeiladu, ar raddfa fwy ac yn gyflym, y tai cymdeithasol y mae arnom eu hangen yn wirioneddol ledled Cymru. Mae angen i ni hefyd sicrhau eu bod wedi eu hadeiladu yn y mannau cywir. Mae angen dybryd nifer fawr iawn mewn rhai ardaloedd yng Nghymru, ond mae angen llawer iawn o dai cyngor ledled Cymru, weithiau mewn amlenni anheddau bychain mewn pentrefi bychain lle mae pobl angen aros, weithiau mewn amlenni mwy mewn dinasoedd lle mae angen mawr ar bobl i gael cartref gweddus. Mae angen i ni hefyd weithio gyda'n landlordiaid yn y sector rhentu preifat, ac mae llawer ohonyn nhw yn gweithio'n hapus iawn ochr yn ochr â ni, i sicrhau bod eu tai nhw yn cael eu defnyddio hefyd. Rwy'n cymeradwyo i Aelodau ar draws y Siambr - fel y gwnaf bob amser - y cynllun lle y caniatawn i landlordiaid yn y sector rhentu preifat drosglwyddo eu tai i ni fel y gallwn eu gwneud yn fforddiadwy ar gyfer tenantiaid cymdeithasol tra byddwn yn dod â'r tŷ yn ôl i'r safon y mae gan bobl hawl ei disgwyl yn y sector rhentu preifat - sefyllfa lle mae pawb ar eu hennill Mike, fel y dywedwch yn wir. Mae gennym nifer o faterion yr ydym eisiau bwrw ymlaen â nhw. O ran ardrethi busnes, rwyf eisoes wedi dweud wrth ateb siaradwr blaenorol y byddwn yn cynnal ymgynghoriad ynghylch beth yn union yw lefel trothwy ardrethi busnes y dylid ei ganiatáu, pa un a ddylai'r rhyddhad ardrethi i fusnesau bach fod yn berthnasol ac a ddylid caniatáu hynny o gwbl, wrth gwrs. Mae problemau ynghylch eiddo a osodir ar gyfer gwyliau dilys, wedi'u hadeiladu fel adeiladau gwyliau, pa un a ydyn nhw yn cael eu rhedeg gan fusnesau neu'n cael eu rhedeg gan gwmnïau; os ydyn nhw'n gorfod talu treth gyngor ddomestig, efallai y bydd ganddyn nhw broblemau. Felly, mae angen i ni sicrhau ein bod ni'n cael hyn yn iawn yn gyffredinol. Ac, wrth gwrs, bydd y cynllun cofrestru ar gyfer eiddo a osodir yn dod i rym gan fod gennym ni bobl yn cofrestru naill ai fel landlordiaid sector preifat neu fel gweithredwyr gwyliau cofrestredig, a chawn weld beth a ddaw allan o hynny. Felly, rwy'n awyddus iawn i wneud hynny. Rydym ni wedi bod mewn sefyllfa dda iawn yng Nghymru, oherwydd mae gennym ni Rhentu Doeth Cymru yn gweithio gyda'n landlordiaid yn y sector preifat. Rydym wedi cael cyfoeth o wybodaeth a pherthynas dda gyda'n landlordiaid o ganlyniad i hynny, sy'n destun cenfigen i Lywodraethau mewn mannau eraill yn y DU. Byddwn i'n gobeithio cael rhywbeth tebyg iawn yn y sector gosod gwyliau. Rydym eisoes wedi cael ychydig o gyfarfodydd da iawn gydag Airbnb, sy'n un o'r gweithredwyr mwyaf yn y sector hwnnw. Maen nhw yn gwthio cynllun cofrestru mewn nifer o wledydd ar hyn o bryd, felly rydym ni'n awyddus i adeiladu ar eu harbenigedd nhw hefyd. Ond, yn fras, Mike, rwy'n cytuno â chi: y ffordd wirioneddol allan o'r argyfwng tai yw adeiladu y nifer o gartrefi cymdeithasol y mae arnom eu hangen fwyfwy ledled Cymru, a sicrhau nad system ddogni ydyw ond system sy'n hygyrch i bawb sydd eisiau cael y math hwnnw o gartref.