English: Diolch, Dirprwy Lywydd. Thank you, Minister. I'd like to repeat again the thanks made by many Members across this Chamber for the effort made by countless heroes to help those affected by recent flooding, and to repeat also my thanks to you for visiting businesses and residents in Mountain Ash with me last week. The visible leadership from yourself and the First Minister was welcome. My questions. I hope you will have seen the letter jointly sent to the Chancellor of the Exchequer by representatives of RCT, and I note your comments about working with the UK Government. Will you make representations to ensure that RCT gets the help that it needs, where there is a duty on the UK Government, such as funding for infrastructure, council tax and rate relief exemption? I also note your comments about Flood Re and I think it's really important, as other Members have said and yourself, to make sure that people know how they can access that affordable insurance. But I am concerned about a lack of clarity in this area. I've met with a number of people who have been very, very distressed to discover that they are underinsured against flood damage. So, I'd like to ask particularly what we can do to make sure that that information is clear and that insurance companies are forced to make that information a lot more clear than it is now? And finally, I'd like to close by again reiterating the comments made by other Members in this Chamber about the need for support for the emotional impact of flooding as well. Financial support to help people rebuild their lives is really important, but those long term psychological scars will come to the fore over time. I've met with people in Ynysybwl who were hit by a seven foot wave of water rushing through their properties. So, just to place on record, please, my ask for some assistance with counselling services for those who require it.
Welsh: Diolch, Dirprwy Lywydd. Diolch yn fawr, Gweinidog. Hoffwn ategu eto'r diolchiadau gan lawer o Aelodau o bob rhan o'r Siambr hon am yr ymdrech a wnaed gan arwyr di-rif i helpu'r rheini yr effeithiwyd arnynt gan y llifogydd diweddar, ac i ategu hefyd fy niolch i chi am ymweld â busnesau a thrigolion Aberpennar gyda mi yr wythnos diwethaf. Roedd yr arweiniad gweladwy gennych chi a'r Prif Weinidog i'w groesawu. Fy nghwestiynau. Gobeithio y byddwch wedi gweld y llythyr a anfonwyd ar y cyd at Ganghellor y Trysorlys gan gynrychiolwyr Rhondda Cynon Taf, ac rwy'n cydnabod eich sylwadau ynglŷn â gweithio gyda Llywodraeth y DU. A wnewch chi gyflwyno sylwadau i sicrhau bod Rhondda Cynon Taf yn cael y cymorth sydd ei angen, lle mae dyletswydd ar Lywodraeth y DU, megis cyllid ar gyfer seilwaith, y dreth gyngor a rhyddhad ardrethi? Rwy'n cydnabod hefyd eich sylwadau ynglŷn â llifogydd ac rwy'n credu ei bod hi'n bwysig iawn, fel y mae Aelodau eraill wedi'i ddweud a chithau, i sicrhau bod pobl yn gwybod sut y gallant gael gafael ar yr yswiriant fforddiadwy hwnnw. Ond rwy'n pryderu am ddiffyg eglurder yn y maes hwn. Rwyf wedi cyfarfod â nifer o bobl sydd wedi bod yn ofidus iawn o ddarganfod nad ydyn nhw wedi'u hyswirio rhag difrod llifogydd. Felly, hoffwn ofyn yn arbennig beth y gallwn ni ei wneud i sicrhau bod yr wybodaeth honno'n glir a bod cwmnïau yswiriant yn cael eu gorfodi i wneud yr wybodaeth honno'n llawer cliriach nag ydyw ar hyn o bryd? Ac yn olaf, hoffwn gloi drwy ategu eto y sylwadau a wnaed gan Aelodau eraill yn y Siambr hon am yr angen am gefnogaeth oherwydd effaith emosiynol llifogydd hefyd. Mae cymorth ariannol i helpu pobl i ailadeiladu eu bywydau yn bwysig iawn, ond bydd y creithiau seicolegol hirdymor hynny'n dod i'r amlwg dros amser. Rwyf wedi cwrdd â phobl yn Ynysybwl a gafodd eu taro gan don saith troedfedd o ddŵr yn rhuthro drwy eu heiddo. Felly, hoffwn ofyn ar goedd, os gwelwch yn dda, am rywfaint o gymorth gyda gwasanaethau cwnsela i'r rhai sydd ei angen.