techiaith/cofnodycynulliad_en-cy huggingface dataset:
English: I recommend in my paper that what is going to be used through the policy statement is placed on the face of the Bill and the Act, for example, the kind of situation where you can't go back in time prior to a statement on the floor of the Senedd with regard to the intention to legislate.
Welsh: Dwi'n argymell yn fy mhapur fod yr hyn sydd yn mynd i gael ei ddefnyddio drwy'r datganiad polisi, a dweud y gwir, yn cael ei roi ar wyneb y Ddeddf, er enghraifft, y math o sefyllfa lle na ellir mynd yn ôl mewn amser cyn datganiad ar lawr y Senedd ynglŷn â'r bwriad i ddeddfu.
English: Yes, that's what I have recommended. I would agree with that, but it doesn't eradicate my concern. I think that any retrospective legislation, with the exception of the first category of complying with international law, should be made, or at least approved, on the floor of Senedd.
Welsh: Ydw, dyna dwi wedi ei argymell. Byddwn i yn cytuno efo hynny, ond na, dydy o ddim yn cael gwared â fy mhryder i. Dwi'n credu y dylai unrhyw ddeddfwriaeth ôl-syllol, ac eithrio yn y categori cyntaf o gydymffurfio â chyfraith ryngwladol gael ei gwneud, neu o leiaf ei chymeradwyo, ar lawr y Senedd.
English: Well, only to an extent. I'll elaborate on what I've said about changing the law retrospectively. Imagine this situation: a court case takes place where the court decides that the taxpayer doesn't owe tax, and then the Welsh Government doesn't like that decision, so they change the decision and they apply it retrospectively before the date of the court case. I don't believe that that, for one moment, would pass in a court of law - I think that would be seen as an inappropriate use of the retrospective power by Welsh Ministers. But rather than leaving it up to chance in that way, if we're going to have these retrospective actions at all, I think that a very definite boundary should be set of the statement made - this advance notice that you talked about - as the first date upon which legislation could apply from. And I don't think that this should be an advance notice to stakeholders, because, as Paul said, stakeholders are a limited group - this should be a public statement on the floor of the Senedd.
Welsh: Wel, dim ond i raddau. Fe wna i ymhelaethu ar beth roeddwn i'n ei ddweud o ran newid y gyfraith yn y gorffennol. Dychmygwch y sefyllfa yma: mae achos llys yn digwydd lle mae'r llys yn penderfynu bod ddim arno'r trethdalwr dreth, a dydy Llywodraeth Cymru ddim yn licio penderfyniad yr achos llys, felly maen nhw'n newid y penderfyniad ac maen nhw'n ei wneud o'n ôl-weithredol cyn dyddiad yr achos llys. Dydw i ddim yn credu y byddai hynny, am funud, yn pasio llys barn; dwi'n credu y byddai hynny'n cael ei weld fel defnydd amhriodol o'r pŵer gan Weinidogion Cymru. Ond yn hytrach na'i gadael hi i siawns, dwi'n credu y dylai fod, os ydym ni'n mynd i fod â'r pethau ôl-weithredol yma o gwbl, ffin bendant yn cael ei gosod o'r datganiad wedi'i wneud - yr advance notice roeddech chi'n sôn amdano fo - fel y dyddiad cyntaf y gellir deddfu oddi wrtho. A gyda llaw, dwi ddim yn credu mai advance notice to stakeholders ddylai hwn fod, achos, fel dywedodd Paul, mae stakeholders yn gyfyng - dylai hwn fod yn ddatganiad cyhoeddus ar lawr y Senedd.
English: Thanks you very much. We'll move on. Mike has been waiting very patiently there. So, thank you, Peter. Over to Mike.
Welsh: Diolch yn fawr. Mi wnawn ni symud ymlaen at Mike. Mae o wedi bod yn disgwyl yn eiddgar yn y fan yna. Diolch, Peter, a diolch am yr atebion. Mi wnawn ni fynd drosodd i Mike.
English: Sorry, Mike, but if I may, would that legislation or that method be able to be used in the Senedd under the system that we currently have?
Welsh: Sori, Mike, ond os caf i, fyddai'r Ddeddf yna yn gallu cael ei defnyddio, a'r dull yna yn gallu cael ei ddefnyddio, yn y Senedd o dan beth sydd gennym ni yn barod?
English: I think you would have to legislate to enable that to happen, and Standing Orders would need to be amended. But in principle, there's no reason why that couldn't happen, with purposeful alignment between Governments in London and Cardiff, and the two legislatures. Perhaps that's asking too much, I don't know. But, if you had that purposeful alignment, you could overcome that problem of Rishi Sunak making a change and we don't know what we're doing here as a result.
Welsh: Byddai'n rhaid, dwi'n credu, deddfu i alluogi hynny i ddigwydd, a byddai angen diwygio'r Rheolau Sefydlog. Ond mewn egwyddor, does dim rheswm pam na ddylai hynny ddigwydd, gyda chydlynu pwrpasol rhwng y ddwy Lywodraeth yn Llundain ac yng Nghaerdydd, a'r ddwy ddeddfwrfa. Efallai bod hynny'n gofyn gormod, wn i ddim. Ond, gyda chydlynu pwrpasol, mi fyddai modd wedyn goresgyn y broblem o Rishi Sunak yn gwneud newid a dydyn ni ddim yn gwybod beth rydyn ni'n ei wneud, felly.
English: Absolutely.
Welsh: Yn gyfan gwbl.
English: I think that legislation is needed to enable swift changes to be made. I think that the idea of giving the power to amend to coincide with international duties is a good one, because it is similar to other powers to amend primary legislation, to make that legislation lawful. I think there is a need for action to deal with the problem that stems from the way that Wales is funded and how the formula in the inter-governmental agreement draws funding away from Wales if there are tax changes made in England, in order to keep up with anything that happens in England. I think that we do need to do that swiftly, but I think we should be looking at the ways and means of doing it. On the two other matters, I don't believe that they are vital, unless we can see situations arising where there was a rapid threat and a significant threat to Welsh coffers because of the result of some kind of court case or a particular case of tax avoidance. I can't see that there is a justification for giving these powers to the Welsh Government, and I would prefer to see a situation arising where we have a statement being made on the floor of the Senedd, and primary legislation being introduced in due course that is retrospective to the date of that statement being made, which is the way that it happens, as far as I'm aware, in the Westminster Parliament.
Welsh: Dwi'n meddwl bod angen deddfwriaeth er mwyn galluogi newidiadau cyflym i ddigwydd. Dwi'n credu bod y syniad o roi'r grym i ddiwygio er mwyn cyd-fynd â dyletswyddau rhyngwladol yn un da, oherwydd mae'n rhywbeth sy'n debyg i bwerau eraill er mwyn diwygio deddfwriaeth gynradd er mwyn gwneud y ddeddfwriaeth honno'n gyfreithlon. Mae angen rhywbeth, dwi'n credu, i ddelio â'r broblem sy'n deillio o sut mae Cymru'n cael ei hariannu, sut mae'r fformiwla yn y cytundeb rhwng Llywodraethau yn tynnu arian i ffwrdd oddi wrth Gymru os oes newidiadau treth yn digwydd yn Lloegr er mwyn ein bod ni'n gallu cadw i fyny gyda Lloegr. Dwi'n credu bod hynny yn rhywbeth sydd angen ei galluogi i'w wneud yn sydyn, ond dwi'n credu efallai y dylem ni fod yn edrych ar y ways and means o'i wneud o. Ar y ddau beth arall, dydw i ddim yn argyhoeddedig bod y rheini'n angenrheidiol, oni bai ein bod ni'n gallu gweld sefyllfaoedd lle mae yna fygythiad sydyn a sylweddol iawn i goffrau Cymru oherwydd canlyniad rhyw achos llys neu ryw fath arbennig o osgoi treth. Dydw i ddim yn gallu gweld bod yna gyfiawnhad dros roi'r pŵer yma i Lywodraeth Cymru, ac mi fyddai'n well gen i weld sefyllfa lle mae gennym ni ddatganiad yn cael ei wneud ar lawr y Senedd, a deddfwriaeth gynradd yn cael ei chyflwyno yn y man sy'n ôl-weithredol i ddyddiad y datganiad hwnnw, sef y ffordd mae o'n digwydd, yn sicr, yn Senedd Llundain.
English: Thank you very much to you both for your time this morning. We've gone a little bit over time but it was worth it in order to receive your evidence, and it's been very interesting to listen to your responses to our questions and for responding in such a comprehensive and clear way. And we've got a great deal to mull over now as we consider everything that we have heard this morning as we formulate our recommendations on this issue. So, I'm very grateful to you for your time this morning. So -
Welsh: Diolch yn fawr iawn i chi am eich amser bore yma. Rydyn ni wedi mynd dros amser ychydig bach ond roedd e'n werth o er mwyn cael eich tystiolaeth chi, ac mae wedi bod yn hynod o ddifyr i wrando arnoch chi yn ateb ein cwestiynau ni ac yn ymateb yn ddidwyll iawn, ac yn ateb yn glir ac yn gryno efo lot o waith i ni rŵan i'w wneud ac edrych, ac i ystyried bob dim rydyn ni wedi'i glywed ac i ddod i argymhellion ynglŷn â hyn. Felly, dwi'n hynod o ddiolchgar i chi am eich amser y bore yma. Felly, yn ôl -
English: Thank you for the invitation.
Welsh: Diolch am y gwahoddiad.
English: So, under Standing Order 17.42, I now propose that the committee excludes the public from the remainder of this meeting. Do Members agree? I see that Members are in agreement, so we will go into private session in 10 seconds or so.
Welsh: Felly, yn ôl Rheol Sefydlog 17.42, dwi'n cynnig bod y pwyllgor rŵan yn gwahardd y cyhoedd o weddill y cyfarfod yma. Ydy'r Aelodau yn gytûn? Ydyn, dwi'n meddwl. Dwi'n gweld dim anghytuno. Awn ni felly i mewn i breifat mewn 10 eiliad, felly.
English: Thank you, Chair, and good afternoon. We've already touched on this in answers to previous questions, and I'm referring now to the crisis that we're currently facing. We know that far more people will fall into fuel poverty and will face greater need than was the case even during the time that Nest and Arbed have been trying to address these problems. So, I wanted to ask very specifically how any successor scheme could address the direct and immediate need that we're currently facing. Victoria, you mentioned that we're aware that a number of people in fuel poverty aren't necessarily in receipt of means-tested benefits. So, how can we address those people who are in need, and perhaps thinking particularly about rural areas? What are the direct interventions that we can make in the short term? I think, Jonathan, you mentioned fuel pumps. We know that they're very expensive at the moment. So, I'm just thinking about the short and medium term in dealing with the crisis that is hitting us right now.
Welsh: Diolch, Gadeirydd. Prynhawn da. Rŷn ni wedi cyffwrdd ar hyn, yn amlwg, yn barod yn yr atebion sydd wedi dod, sef yr argyfwng sy'n ein hwynebu ni nawr. Rŷn ni'n gwybod y bydd llawer mwy o bobl yn disgyn i dlodi tanwydd ac i angen dybryd nag hyd yn oed yn ystod yr amser pan fo Nest ac Arbed wedi bod yn trio mynd i'r afael â'r problemau hyn. Felly, eisiau gofyn ydw i yn hollol benodol sut gall unrhyw gynllun olynol fynd i'r afael â'r angen uniongyrchol sy'n ein wynebu ni nawr. Victoria, fe wnaethoch chi sôn, er enghraifft, ein bod ni'n gwybod bod nifer o bobl sydd mewn tlodi tanwydd ddim o reidrwydd ar fuddion prawf modd. Felly, sut gallwn ni fynd i'r afael â'r bobl hynny sydd mewn angen, ac efallai meddwl am ardaloedd gwledig hefyd? Beth yw'r ymyriadau uniongyrchol hefyd y gallwn ni eu defnyddio yn y tymor byr? Fe wnaethoch chi, Jonathan, sôn am bympiau tanwydd. Rŷn ni'n gwybod bod y rheini'n ddrud iawn ar hyn o bryd, onid ydym ni? Felly, jest meddwl am y tymor byr a chanolig, am wn i, er mwyn delio gyda'r argyfwng sy'n glanio nawr.
English: I was interested in your paper where you look at what percentage of people's income is spent. I would be interested to know how we should assess need. Clearly, low income is one factor, but you can be on a low income and living in an energy-efficient home. So, I just wanted to ask - particularly now, given the crisis facing us - what you think we should use as the means of identifying those people in need of these interventions and this assistance.
Welsh: Roeddwn i â diddordeb yn eich papur chi ynglŷn ag edrych ar faint mae pobl yn defnydddio o'u hincwm. Hynny yw, mae gen i ddiddordeb mewn beth rydych chi'n meddwl yw y modd y dylem ni ei ddefnyddio o asesu yr angen hwnnw. Yn amlwg, mae incwm isel yn un ohonyn nhw, ond gallwch chi fod ar incwm isel ond mewn cartref sydd yn effeithiol o ran ynni. Felly, jest eisiau gofyn ydw i - yn enwedig nawr o ystyried yr argyfwng sydd o'n cwmpas ni - beth ydych chi'n teimlo y dylem ni ddefnyddio fel y modd o adnabod y bobl sydd angen y cymorth a'r ymyriadau.
English: Thank you. On to another question, therefore. Both of you have mentioned difficulties in supporting people who are eligible for support. You have mentioned complex processes, a number of barriers being placed in the way of people, particularly vulnerable people, and people who need more support than is usual or would be expected from Government, perhaps. So, what changes do you think are required within the advice and signposting services provided, which would be provided by Nest or any successor programme, particularly in considering how we support those people who are in financial crisis or people who have complex needs? Jonathan, would you like to go first on that?
Welsh: Diolch. Cwestiwn arall, felly. Mae'r ddau ohonoch chi wedi sôn am y trafferthion o ran cefnogi pobl sy'n gymwys i gael y cymorth y maen nhw ei angen. Rydych chi wedi sôn am brosesau cymhleth, a nifer y rhwystrau sy'n cael eu rhoi yn ffordd pobl, yn enwedig pobl sydd yn fregus ac sydd, a dweud y gwir, angen mwy o gefnogaeth na'r hyn sy'n arferol neu a fyddai'n ddisgwyliadwy, efallai, gan y Llywodraeth. Felly, pa newidiadau ydych chi'n teimlo sydd eu hangen o fewn y gwasanaethau cyngor a chyfeirio yna, a fyddai'n cael eu darparu gan Nyth neu unrhyw raglen olynol i hynny, yn enwedig o ystyried sut mae angen cefnogi pobl sydd mewn argyfwng ariannol, economaidd, neu hefyd sydd ag anghenion cymhleth? Jonathan, ydych chi eisiau mynd yn gyntaf ar hynny?
English: Thank you, and thank you for the invitation to be involved in this afternoon's session. I think Arbed and Nest have been successful in targeting fuel poverty, but I do think it's also important to recognise that fuel poverty is multifaceted and there are financial implications for families, individuals, society and the state. So, I think it is praiseworthy that the Welsh Government has identified the eradication of fuel poverty and that that is reflected in its programme for government for 2021-26. But I think the challenge remains, as I mentioned. It impacts on so many different aspects of one's home, whether one can heat their home or eat. Then there are costs. There is so much coverage now of the rising cost of living, never mind any health implications - mental health, physical health - and ultimately the cost to the state as a result of that. So, what the Welsh Government is trying to achieve through Arbed and Nest is laudable, but I think there needs to be better collaboration in order to get more from those programmes in moving forward.
Welsh: Diolch, a diolch am y gwahoddiad i fod yn rhan o'r sesiwn y prynhawn yma. Dwi'n meddwl bod Arbed a Nyth wedi bod yn llwyddiannus yn targedu tlodi tanwydd, ond dwi'n meddwl bod o'n bwysig cydnabod hefyd fod tlodi tanwydd yn multifaceted ac mae yna oblygiadau o ran hyn yn ariannol ar unigolion, teuluoedd, y gymdeithas a'r wladwriaeth. Felly, dwi'n meddwl ei fod o i'w ganmol bod Llywodraeth Cymru wedi nodi eu bod nhw eisiau dileu tlodi tanwydd a bod hyn yn cael ei adlewyrchu yn eu rhaglen llywodraethu nhw ar gyfer 2021-26. Ond dwi'n meddwl bod yr her yn dal i fodoli, fel roeddwn i'n sôn. Mae'n effeithio gymaint ar wahanol elfennau o fewn tŷ rhywun, sef, ydy rhywun yn bwyta, ydy rhywun yn cynhesu'i dŷ. Costau: mae yna gymaint o sylw ar hyn o bryd ar gostau'n codi, heb sôn am unrhyw oblygiadau, wedyn, ar iechyd meddwl, iechyd corfforol, ac yn y pen draw, wedyn, y gost ar y wlad. Felly, mae'r hyn y mae Llywodraeth Cymru'n trio'i wneud drwy Arbed a Nyth angen, efallai, cydweithio'n well er mwyn cael mwy allan o'r rhaglenni yn symud yn ei flaen.
English: I think one of the main weaknesses of Arbed is that it was a short-term programme. It was three years, and then it came to an end, and then another scheme is put in place. It's difficult, then, for a local authority to identify long-term resources. There's no revenue coming in to local government in order to support these plans, and therefore you have to rely on officers already in place. The council can't give full assistance on that because there are so many other priorities at play, and it's difficult for the local authorities to plan, and if that's the case, how are those who are being encouraged to participate going to learn about it? Very often, local government is seen as a logistics partner in all of this, and until someone sees a letter with the name of the council on it, they don't trust the schemes necessarily. And very often, when these schemes are put in place, people phone the council and ask, 'Well, is this genuine or is someone trying to scam us here?' So, I think it is very important that a consistent message is conveyed to people and that people know that it's available. Because, very often, these plans are introduced, they're drawn to a close, and then they disappear. And the council is still there, and we pick up the complaints, the enquiries during this time. So, I do think we need continuity and consistency.
Welsh: Dwi'n meddwl taw un o brif wendidau Arbed ydy ei fod o wedi bod yn gynllun byr. Efallai ei fod o wedi bod yn dair blynedd, ac wedyn mae o'n dod i stop, ac wedyn mae yna gynllun arall yn cychwyn. Mae'n anodd i awdurdod lleol wedyn i adnabod adnoddau tymor hir iddo fo. Does yna ddim refeniw yn dod i mewn i lywodraeth leol ar gyfer atgyfnerthu neu gefnogi'r cynlluniau yma, felly mae'n rhaid dibynnu ar swyddogion sy'n bodoli'n barod. Dydy'r cyngor ddim yn gallu helpu yn llawn efo hynny achos mae yna nifer o priorities eraill yn dod i mewn. Ac os ydy o'n anodd i'r awdurdod lleol fod yn cynllunio, yna sut mae pobl sydd i fod i gymryd rhan, ac yn annog i gael cymryd rhan yn y cynllun, fod i wybod amdano fe? Yn aml mae llywodraeth leol yn cael ei gweld fel logistics partner yn hyn i gyd, a than fod rhywun yn gweld llythyr efo enw'r cyngor arno fo, dydyn nhw ddim yn trystio'r cynlluniau. Ac yn aml iawn, pan fo cynlluniau fel hyn yn cychwyn, mae yna bobl yn ffonio'r cyngor yn gofyn, 'Ydy hyn yn un go iawn? Ydy o'n genuine, ynteu oes yna rywun yn trio ein 'con-o' ni yn fan yma?' Felly, dwi'n meddwl ei fod o'n bwysig ofnadwy fod yna neges gyson yn mynd allan i bobl a bod pobl yn gwybod ei fod o ar y ffordd. Achos, yn aml iawn, mae cynlluniau'n dod i mewn, yn cael eu cwblhau, ac yna maen nhw'n mynd ac mae'r cyngor yn dal i fod yna. Ni fel cyngor sy'n pigo ymholiadau, cwynion, pethau yn barhaus yn ystod y cyfnod yma. Felly, dwi'n meddwl bod angen cysondeb a pharhad i'r cynllun.
English: As a local authority, we do refer people to Nest, and that's where the relationship ends. We do promote it, but without the resource and without the revenue underpinning it, we can only refer people on. We don't then know what happens, whether there are any issues in the system, and we don't know what data they're using either. They do have criteria in place, but there is no role for local government to influence or try and assist with that. With Arbed, then, I think it's fair to say that our relationship with Arbed am Byth has been sporadic, and it depends what data we have. In the past, we have worked closely on plans, but on other occasions we've had no involvement with plans, but we are there to be promoting them. And as I mentioned earlier, we are the face of it very often, and we, very often, are the trusted partner, and sometimes we don't understand why one home is chosen over another or one specific area is chosen over another, although we are trying to help in providing local data and information. I think the local authorities need to have a stronger role.
Welsh: Fel awdurdod lleol, dŷn ni'n cyfeirio pobl at Nyth, a dyna le mae'r berthynas, a dweud y gwir, yn gorffen. Dŷn ni'n trio ei annog o, ond eto, heb yr adnodd yna, heb y refeniw y tu ôl iddo fo, dŷn ni ond yn gallu cyfeirio pobl ymlaen. Dydyn ni ddim yn gwybod wedyn beth sy'n digwydd, os oes yna unrhyw issues yn y system a dydyn ni ddim yn gwybod wedyn pa ddata maen nhw'n gweithio oddi arno fo. Mae ganddyn nhw griteria mewn lle, ond does yna ddim lle i lywodraeth leol ddylanwadu neu geisio helpu efo hynny. Hefo Arbed, wedyn, dwi'n meddwl ei bod yn deg dweud mai sporadic ydy ein perthynas ni wedi bod hefo Arbed am Byth, ac mae'n dibynnu wedyn ar ba ddata sydd gennym ni. Dŷn ni, yn y gorffennol, wedi gweithio'n agos ar gynlluniau; ar droeon eraill, dydyn ni ddim wedi cael dim cysylltiad â chynlluniau, ond eto dŷn ni i fod yna yn hyrwyddo'r cynllun. Fel roeddwn i'n sôn gynnau, ni ydy'r wyneb, ni'n aml iawn ydy'r un mae pobl yn trystio, ac weithiau dydyn ni ddim yn deall yn iawn pam fod un tŷ yn cael ei ddewis dros y llall neu pam fod ardal yn cael ei dewis dros y llall, er ein bod ni'n trio helpu a rhoi data a gwybodaeth leol. Dwi'n meddwl bod angen dod â'r awdurdod lleol i mewn yn gryfach.
English: If we're talking about a whole-house approach, then we also need a whole-person approach and a whole-behavioural approach too. Certainly, one thing that we're supporting in Anglesey is the energy wardens giving one-to-one services to people to get the best out of their homes and all of the support with Arbed am Byth, because it's not just the measures you need - you also need to work with people too.
Welsh: Os ydyn ni'n sôn am whole-house approach, yna dŷn ni angen whole-person approach hefyd a whole-behavioural approach hefyd. Ac, yn sicr, un peth dŷn ni'n ei gefnogi yn Ynys Môn ydy wardeiniaid ynni sy'n rhoi bron iawn one-to-one i berson er mwyn cael y defnydd gorau o'u tai. Ac ar bob cyfle efo Arbed am Byth, dwi wedi bod yn cefnogi hynny achos dim jest y mesurau rydych chi eu hangen - rydych chi angen hefyd gweithio efo pobl.
English: Perhaps that might be pertinent to Nest because Arbed had been looking at other things too, but I would certainly support, if possible, to keep any system that's fit for purpose in place, but perhaps there is a need for a minor change there.
Welsh: Efallai fod hynny'n berthnasol efo Nyth gan fod Arbed wedi bod yn edrych ar fesurau eraill hefyd, ond, ie, cefnogi, os oes modd cadw system i fynd a'i fod o'n fit for purpose, yna efallai mai newid bach sydd angen ei wneud.
English: Again, I think you're referring there to Nest and we would certainly welcome that if it helps more people on low incomes.
Welsh: Eto, dwi'n meddwl mai Nyth ydy'r cynllun yna, ac, wrth gwrs, dŷn ni'n croesawu hynny os ydy o'n helpu mwy o bobl ar incymau isel.
English: Thank you, Chair. Clearly, we've already mentioned that there will be a deterioration in the situation of those in fuel poverty. So, in terms of thinking of any successor scheme, how could any successor scheme or schemes address the immediate need, the deep-seated need that we're seeing? How should we do that? And also, how should we identify those households that have direct need? What interventions would be appropriate to use as a matter of urgency, perhaps? Elliw, would you like to go first?
Welsh: Diolch, Gadeirydd. Yn amlwg, dŷn ni'n gwybod, a dŷn ni wedi sôn amdano fe'n barod, fod yna waethygu yn mynd i fod yn sefyllfa'r rheini sydd mewn tlodi tanwydd. Felly, o ran meddwl am y cynllun olynol, sut gall unrhyw gynllun neu gynlluniau olynol fynd i'r afael ag angen uniongyrchol, angen dwfn? Sut dylem ni wneud hynny? A meddwl hefyd sut dylem ni nodi'r aelwydydd sydd ag angen uniongyrchol. Pa ymyriadau a fyddai'n briodol eu defnyddio ar frys, efallai? Elliw, ydych chi eisiau mynd yn gyntaf?