English: Can I thank Russell George for his questions? There were several questions there, all equally important, I think. Obviously, lessons will be learned from each of the phases of the economic resilience fund and from other funds that are operating in other portfolios. One of the clear lessons that we must learn from the development grant part of ERF phase 3 is to ensure that businesses are placing applications on the basis of the purpose of the fund, not in the hope of attracting funding for a different purpose. We know that there is a significant proportion of businesses applying for development grants who are actually looking for emergency cash. The emergency cash is still available through the £200 million lockdown fund that is still available. And so a very clear steer is going to be necessary in the future to ensure that businesses don't attempt to make multiple applications for emergency cash awards, and to ensure that businesses are clear in so far as what they are applying for and the criteria that need to be met as well, because there are strict criteria associated with the development grant scheme. In terms of ERF and the statement on the recovery and reconstruction, the two are very different. ERF is the fund, which is in operation at the moment; it's still live. The £200 million part of that fund is still available to businesses, but the statement that was due to be made in the Chamber last week concerned the long-term economic reconstruction and recovery proposals from Welsh Government. It was felt, given where we were with the firebreak, given the immediate response that was necessary to support businesses through that difficult period, that a small delay in outlining the long-term ambitions for the economy was prudent and proper, and that last week the focus should have been entirely, as it rightly was, on the immediate support required for businesses. I would agree that urgency and clarity are required at all times, and that's why we have that single point of contact for businesses, Business Wales. They were under pressure - immense pressure - during the course of the application process of the development grants being live. We are in constant dialogue with them in terms of capacity. We vary capacity according to demand, and they were obviously operating at maximum capacity when that grant fund went live. What I did not anticipate, unfortunately, were the very numerous cases of verbal abuse. That is simply unacceptable, and I'm sure every Member in this Chamber would agree that, no matter how stressed, no matter how difficult a businessperson is finding the operating environment, it's really important to show respect and courtesy to people who are helping them.
Welsh: A gaf fi ddiolch i Russell George am ei gwestiynau? Roedd nifer o gwestiynau yno, bob un yr un mor bwysig, rwy'n meddwl. Yn amlwg, bydd gwersi'n cael eu dysgu o bob un o gamau'r gronfa cadernid economaidd ac o gronfeydd eraill sy'n gweithredu mewn portffolios eraill. Un o'r gwersi clir sy'n rhaid inni ei dysgu o ran grant datblygu cam 3 y gronfa cadernid economaidd yw sicrhau bod busnesau'n gwneud ceisiadau ar sail diben y gronfa, nid yn y gobaith o ddenu cyllid at ddiben gwahanol. Gwyddom fod cyfran sylweddol o'r busnesau sy'n gwneud cais am grantiau datblygu yn chwilio am arian brys mewn gwirionedd. Mae'r arian brys yn dal i fod ar gael drwy'r gronfa i fusnesau dan gyfyngiadau gwerth £200 miliwn sy'n dal ar gael. Ac felly bydd angen arweiniad clir iawn yn y dyfodol i sicrhau nad yw busnesau'n ceisio gwneud ceisiadau lluosog am ddyfarniadau arian brys, ac i sicrhau bod busnesau'n deall beth y maent yn gwneud cais amdano a'r meini prawf sydd angen eu bodloni hefyd, oherwydd mae meini prawf llym ynghlwm wrth gynllun y grantiau datblygu. O ran y gronfa cadernid economaidd a'r datganiad ar adfer ac ailadeiladu, mae'r ddau'n wahanol iawn. Y gronfa cadernid economaidd yw'r gronfa sy'n weithredol ar hyn o bryd; mae'n dal yn fyw. Mae'r rhan £200 miliwn o'r gronfa honno ar gael o hyd i fusnesau, ond roedd y datganiad a oedd i fod i gael ei wneud yn y Siambr yr wythnos diwethaf yn ymwneud â'r cynigion hirdymor i ailadeiladu ac adfer yr economi gan Lywodraeth Cymru. O ystyried lle roeddem arni gyda'r cyfnod atal byr, ac o gofio'r ymateb uniongyrchol oedd ei angen i gefnogi busnesau drwy'r cyfnod anodd hwnnw, teimlwyd bod oedi bach cyn amlinellu'r uchelgeisiau hirdymor ar gyfer yr economi yn ddoeth ac yn briodol, ac y dylai'r ffocws yr wythnos diwethaf fod yn gyfan gwbl ar y cymorth uniongyrchol sydd ei angen ar fusnesau, ac mae'n briodol mai felly y bu. Byddwn yn cytuno bod angen brys ac eglurder bob amser, a dyna pam y mae gennym un pwynt cyswllt ar gyfer busnesau, sef Busnes Cymru. Roeddent dan bwysau - pwysau aruthrol - yn ystod y broses ymgeisio pan oedd y grantiau datblygu'n fyw. Rydym mewn deialog gyson â hwy o ran capasiti. Rydym yn amrywio capasiti yn ôl y galw, ac roeddent yn amlwg yn gweithredu ar y capasiti mwyaf pan oedd y gronfa grantiau honno'n mynd yn fyw. Yr hyn na ragwelais, yn anffodus, oedd yr achosion niferus iawn o gam-drin geiriol. Mae hynny'n gwbl annerbyniol, ac rwy'n siŵr y byddai pob Aelod yn y Siambr hon yn cytuno ei bod hi'n bwysig iawn i bobl fusnes ddangos parch a chwrteisi at y bobl sy'n eu helpu, ni waeth pa mor anodd yw'r amgylchedd gweithredu iddynt.