English: The people who are faring worst out of the Chancellor's budget are women in low-paid, part-time work because they are going to miss out on any tax cuts because they earn too little to profit from the rise in personal allowances, and they're suffering reductions in real income as a result of the benefits freeze. So, they are actually going to be worse off, regardless of all the hype about how austerity is now over. It's completely not over for part-time workers, most of whom are women. Over three and a half million women earn less than £15,000 a year. They are one third of the workforce. At the same time, the top 10 per cent of households are going to increase their income by £1 billion more than for the bottom 10 per cent. This is absolutely shocking: this is how we are absolutely widening the overall earnings gap between the richest and the poorest, and as Helen Mary said, this is in the fifth largest economy in the world. We have to understand that raising the tax-free threshold always disproportionately benefits people on middle and higher incomes. It does not benefit the low-paid. There have to be other mechanisms provided to ensure that work does pay, because everybody who goes to work, does a hard day's graft, is entitled to get enough to pay for the essentials of life and provide for their families. That is clearly not happening at the moment. Instead, the nearly £17 billion in forgone tax revenue from this deliberate policy could and should have been ploughed into the benefits system and public services, which poor people disproportionately rely on. So, they could reverse the benefits freeze, and even some Tory MPs - even senior former Ministers - are arguing that we should be ending the benefits freeze. But I just want to talk about the way in which, since 2010, we have really disregarded all our obligations towards children, because the attack on children has been relentless since the new Government took over. First of all, in the way that it's undermined child benefit, which is the most essential part of, on behalf of society, helping those who have children to ensure that they have enough money to raise them. By using the consumer price index rather than the retail price index, they guaranteed that benefits would not keep up with prices, and then there was a freeze in child benefit for the first three years of the Tory Government, and then this shift has had a massive impact upon the amount of money made available for children. In 2010, child benefit was £20.30 for a family's first child and £13.40 for subsequent children. If the policies of the previous Government had been kept in place, child benefit today would now be at least £24.30 for the first child and £16.05 for other children. That is a massive reduction in children's money, and it's really quite devastating, the impact that it's had. And what it's meant is that over 100,000 children are going to be destitute this Christmas as a result of delay just in one thing: delay in universal credit payment. So, people, for example, on Anglesey, who are going to be started on universal credit, they're not going to get anything until the new year. So, they will be having a Scrooge-like Christmas with no presents, and goodness knows how they are going to survive. Meanwhile, we have the chief executive of Bet365 earning £265,000 a day. I mean, we clearly have a society that has completely lost touch with the values that it's supposed to have. I've run out of time to say what we should be doing about this, but we have to ensure that all our children are fed, at the most basic level.
Welsh: Y bobl sydd yn dioddef fwyaf yn sgil cyllideb y Canghellor yw menywod mewn gwaith rhan-amser â chyflog isel oherwydd eu bod nhw'n mynd i golli unrhyw doriadau treth oherwydd nad ydyn nhw'n ennill digon i elwa ar y cynnydd yn y lwfansau personol, ac maen nhw'n dioddef gostyngiadau mewn incwm real o ganlyniad i rewi'r budd-daliadau. Felly byddan nhw, mewn gwirionedd, yn waeth eu byd, ni waeth beth fo'r holl gyhoeddusrwydd ynghylch sut mae cyni ar ben erbyn hyn. Nid yw ar ben o gwbl ar gyfer gweithwyr rhan-amser, sy'n fenywod yn bennaf. Mae dros dair miliwn a hanner o fenywod yn ennill llai na £15,000 y flwyddyn. Maen nhw yn draean o'r gweithlu. Ar yr un pryd, bydd y 10 y cant uchaf o aelwydydd yn gweld gwerth £1 biliwn yn fwy o gynnydd yn eu hincwm na'r 10 y cant isaf. Mae hyn yn gwbl warthus: dyma sut yr ydym yn ehangu'r bwlch enillion cyffredinol rhwng y cyfoethocaf a'r tlotaf yn llwyr, ac fel y dywedodd Helen Mary, mae hyn yn y bumed economi fwyaf yn y byd. Mae'n rhaid inni ddeall bod codi'r trothwy di-dreth bob amser o fudd anghymesur i bobl ar incwm canolig ac uwch. Nid yw o fudd i bobl ar gyflog isel. Mae'n rhaid bod dulliau eraill o sicrhau bod gwaith yn talu, oherwydd bod gan bawb sy'n mynd i weithio ac yn gwneud diwrnod caled o waith, yr hawl i ennill digon o gyflog i dalu am hanfodion bywyd ac i ddarparu ar gyfer eu teuluoedd. Mae'n amlwg nad yw hynny'n digwydd ar hyn o bryd. Yn hytrach, gellid bod wedi buddsoddi'r bron i £17 biliwn o refeniw treth na gasglwyd oherwydd y polisi bwriadol hwn, a dylid bod wedi gwneud hynny, yn y system fudd-daliadau a gwasanaethau cyhoeddus, y mae pobl dlawd yn dibynnu'n anghymesur arnyn nhw. Felly, gallen nhw wrthdroi'r rhewi budd-daliadau, ac mae hyd yn oed rhai o'r ASau Torïaidd - hyd yn oed cyn uwch Weinidogion - yn dadlau y dylem ni fod yn rhoi diwedd ar rewi budd-daliadau. Ond rwyf i eisiau sôn am y ffordd, ers 2010, yr ydym ni i gyd wedi diystyru'n wirioneddol ein holl ymrwymiadau tuag at blant, oherwydd mae'r ymosodiad ar blant wedi bod yn ddi-baid ers i'r Llywodraeth newydd ddod i rym. Yn gyntaf, yn y ffordd y mae wedi tanseilio budd-daliadau plant, sef y rhan fwyaf hanfodol, ar ran y gymdeithas, o helpu'r rhai hynny sydd â phlant er mwyn sicrhau bod ganddyn nhw ddigon o arian i'w magu. Trwy ddefnyddio'r mynegai prisiau defnyddwyr yn hytrach na'r mynegai prisiau manwerthu, fe wnaethon nhw sicrhau na fyddai budd-daliadau yn cyd-fynd â phrisiau, ac wedyn cafodd y budd-dal plant ei rewi am dair blynedd gyntaf y Llywodraeth Dorïaidd, ac wedyn mae'r newid hwn wedi cael effaith enfawr ar y swm o arian a roddir ar gael ar gyfer plant. Yn 2010, roedd y budd-dal plant yn £20.30 ar gyfer plentyn cyntaf y teulu a £13.40 ar gyfer plant eraill. Pe byddai polisïau'r Llywodraeth flaenorol wedi parhau i fod ar waith, byddai'r budd-dal plant heddiw o leiaf £24.30 ar gyfer y plentyn cyntaf ac £16.05 ar gyfer plant eraill. Mae hynny'n ostyngiad enfawr i arian plant, ac mae'r effaith y mae hyn wedi'i chael wedi bod yn wirioneddol ddinistriol. A'r hyn y mae wedi ei olygu yw y bydd dros 100,000 o blant yn amddifad y Nadolig hwn o ganlyniad i oedi mewn un peth: oedi i'r taliad credyd cynhwysol. Felly, ni fydd pobl ar Ynys Môn, er enghraifft, a fydd yn cael eu dechrau ar y credyd cynhwysol, yn cael unrhyw beth tan y flwyddyn newydd. Felly, byddan nhw'n cael Nadolig fel Scrooge heb unrhyw anrhegion, a dyn a ŵyr sut y byddan nhw'n goroesi. Yn y cyfamser, mae Prif Weithredwr Bet365 yn ennill £265,000 y dydd. Mae'n rhaid dweud, mae'n amlwg bod gennym ni gymdeithas sydd wedi colli cysylltiad yn llwyr â'r gwerthoedd y mae i fod i'w harddel. Mae amser wedi mynd yn drech na mi i allu dweud beth y dylem ni ei wneud am hyn, ond mae'n rhaid inni sicrhau bod ein plant yn cael eu bwydo, ar y lefel fwyaf sylfaenol.