English: Diolch, Dirprwy Lywydd. Can I thank everyone for their contributions to this debate? I think Mike probably captured a sentiment that's run like a silver lining through this inquiry, in that the private sector won't give us anything for nothing. But we are going into that with our eyes open, aren't we? And we are aware of that much. I think this tension between PFI and MIM is - I'm not too keen on acronyms, but there we are - is MIM that different to PFI? I think it's questionable. I referred in my opening remarks, I think, to some benefits, but then again there are a number of elements that are still very similar. And I think the point made by Mark Reckless, that MIM might be used to disguise Welsh borrowing - and of course it costs more to utilise that borrowing through the private sector - is something that I think we are very much awake to. The long-term pipeline points that, again, run through the report and the debate is a point that Darren highlighted again, and it does give a greater clarity when you have that clear pipeline of infrastructure projects ahead, and that does help to bring greater options in terms of investment to the table. It is that balance between the cheapest borrowing and where the risks are a factor that comes into it, because when you can share risk, even if it is slightly more expensive, then it might make more sense to utilise it that way. Rhun reminded us, of course, that this is an ongoing process where we need to be constantly revising and developing models, and we need to be awake to those opportunities and we need to be flexible enough to utilise some of those opportunities. But of course, we need to be responsible as well in doing so, and that brings me to the prudential borrowing element that was touched upon. We'd all have a view as to what constraints should or shouldn't be placed on Welsh Government borrowing, but the bottom line is, of course, that no Government should borrow more than it's able to afford. Now, I'm grateful to Alun Davies - [ Interruption.] Go on, then, Mike.
Welsh: Diolch, Ddirprwy Lywydd. A gaf fi ddiolch i bawb am eu cyfraniadau i'r ddadl hon? Rwy'n credu efallai fod Mike wedi cyfleu'r teimlad sy'n rhedeg fel llinyn arian drwy'r ymchwiliad hwn, sef na fydd y sector preifat yn rhoi unrhyw beth inni am ddim. Ond awn i mewn i hynny gyda'n llygaid yn agored, oni wnawn? Ac rydym yn ymwybodol o hynny. Rwy'n credu, ynglŷn â'r tensiwn rhwng PFI a MIM - nid wyf yn rhy hoff o acronymau, ond dyna ni - a yw MIM mor wahanol â hynny i PFI? Gellir cwestiynu hynny yn fy marn i. Cyfeiriais yn fy sylwadau agoriadol, rwy'n credu, at rai manteision, ond eto i gyd mae nifer o elfennau sy'n dal yn debyg iawn. Ac rwy'n credu bod y pwynt a wnaeth Mark Reckless, y gellid defnyddio MIM i guddio benthyca yng Nghymru - ac wrth gwrs mae'n costio mwy i ddefnyddio'r benthyca hwnnw drwy'r sector preifat - yn rhywbeth y credaf ein bod yn effro iawn iddo. Mae'r pwyntiau hirdymor sy'n rhedeg drwy'r adroddiad a'r ddadl, rwy'n credu, yn bwynt y tynnodd Darren sylw atynt eto, ac mae'n rhoi mwy o eglurder pan fydd y llif clir hwnnw o brosiectau seilwaith o'ch blaen, ac mae hynny'n helpu i gyflwyno mwy o ddewisiadau o ran buddsoddiad. Mae a wnelo â'r cydbwysedd rhwng y benthyca rhataf a lle mae'r risgiau'n ffactor, oherwydd pan allwch rannu risg, hyd yn oed os yw ychydig yn ddrutach, efallai y byddai'n gwneud mwy o synnwyr ei ddefnyddio yn y ffordd honno. Cawsom ein hatgoffa gan Rhun fod hon yn broses barhaus lle mae angen i ni adolygu a datblygu modelau'n barhaus, ac mae angen inni fod yn effro i'r cyfleoedd a bod yn ddigon hyblyg i ddefnyddio rhai o'r cyfleoedd hynny. Ond wrth gwrs, mae angen inni fod yn gyfrifol wrth wneud hynny hefyd, a daw hynny â mi at yr elfen fenthyca darbodus y cyffyrddwyd arni. Byddai gennym i gyd farn ynglŷn â pha gyfyngiadau y dylid neu na ddylid eu gosod ar fenthyca Llywodraeth Cymru, ond y gwir amdani, wrth gwrs, yw na ddylai unrhyw Lywodraeth fenthyca mwy nag y mae'n gallu ei fforddio. Nawr, rwy'n ddiolchgar i Alun Davies - [ T orri ar draws.] Ewch amdani, Mike.