English: Can I welcome the Government's statement? We have had a catastrophic Westminster Government financial statement. Inflation and interest rates are increasing, but the pound is collapsing. The Bank of England's interest rate still remains at a historically low level, although I probably won't say that in a month's time. Unfortunately, house prices have increased based upon the expectation of a continuation of low interest rates. We have commodity-driven inflation. Increasing interest rates will not reduce commodity prices, which are traded on world markets, but will cause financial hardship. Prices, which are mainly set in dollars, are increasing due to - I was going to say 'the reduction', but I will say 'the collapse' - the collapse in the value of the pound. The pound has gone down from $1.50 to $1.08 against the dollar since we voted to leave Europe. Now, whatever you say about whether it was right or wrong to leave Europe, we certainly have paid a price in terms of the value of the currency. The Office for Budget Responsibility has said that 2022-23 will see the biggest fall in living standards in the UK since records began. Can I just raise one issue, which I raised last week and I will keep on raising: the problem of energy standing charges, which affect the poorest hardest? Will the Minister take this up with the Westminster Government? Nothing is, to me, sadder than people who have scraped or borrowed to buy energy tokens to see them partly used up by standing charges for days they were unable to afford to use any energy, but they're still paying those standing charges. This affects the poorest in society, and can I urge the Minister to raise this with Westminster? It doesn't need to cost anything in terms of total income, but it would certainly benefit some of the poorest in society.
Welsh: A gaf i groesawu datganiad y Llywodraeth? Rydym ni wedi cael datganiad ariannol trychinebus gan Lywodraeth San Steffan. Mae chwyddiant a chyfraddau llog yn cynyddu, ond mae'r bunt yn ysigo. Mae cyfradd llog Banc Lloegr yn parhau i fod ar lefel isel hanesyddol, er mae'n debyg na fyddaf i'n dweud hynny ymhen y mis. Yn anffodus, mae prisiau tai wedi cynyddu ar sail y disgwyliad y bydd cyfraddau llog isel yn parhau. Mae chwyddiant gennym ni sy'n cael ei yrru gan brisiau nwyddau. Ni fydd cyfraddau llog cynyddol yn lleihau prisiau nwyddau, sy'n cael eu masnachu ar farchnadoedd byd-eang, ond fe fyddan nhw'n achosi caledi ariannol. Mae prisiau, a ddynodir mewn doleri yn bennaf, yn cynyddu oherwydd - roeddwn i am ddweud 'y gostyngiad', ond rwyf i am ddweud 'y cwymp' - y cwymp yng ngwerth y bunt. Mae'r bunt wedi gostwng o $1.50 i $1.08 yn erbyn y ddoler ers i ni bleidleisio i adael Ewrop. Nawr, beth bynnag yr ydych chi'n ei ddweud a oedd hi'n iawn i adael Ewrop neu beidio, rydym ni'n sicr wedi talu pris o ran gwerth yr arian cyfred. Mae Swyddfa Cyfrifoldeb Cyllideb wedi dweud mai 2022-23 a fydd yn gweld y cwymp mwyaf mewn safonau byw yn y DU ers i hynny gael ei gofnodi. A gaf i ddim ond codi un mater, a godais i'r wythnos diwethaf ac fe fyddaf i'n parhau i'w godi: problem taliadau sefydlog am ynni, sy'n effeithio fwyaf ar y tlotaf? A fydd y Gweinidog yn codi hyn gyda Llywodraeth San Steffan? Nid oes unrhyw beth, yn fy marn i, yn fwy digalon na gweld pobl sydd wedi bod yn crafu neu'n benthyca eu harian i brynu tocynnau ynni dim ond i'w gweld nhw'n cael eu llyncu yn rhannol gan daliadau sefydlog am ddyddiau nad oedden nhw'n gallu fforddio defnyddio unrhyw ynni o gwbl, ond maen nhw'n parhau i dalu'r taliadau sefydlog hyn. Mae hyn yn effeithio ar y tlotaf yn y gymdeithas, ac a gaf i annog y Gweinidog i godi hyn gyda San Steffan? Nid oes raid i hynny gostio unrhyw beth o ran cyfanswm incwm, ond yn sicr fe fyddai hynny'n llesol i rai sydd ymhlith y tlotaf yn y gymdeithas.