English: I think that when there was a right to buy scheme, I think the money that was taken from the right to buy scheme should have been reinvested in social housing. These families need homes urgently, yet there is not enough social housing to meet that need. The Welsh Government has a target to build around 4,000 affordable homes a year, yet only three quarters of that amount were built last year and they're relying on the private sector to build over a third of affordable housing in Wales via section 106 agreements. Private developers tell us that they are hampered from building more homes due to red tape and an overly bureaucratic planning system. They also state that there is an inadequate supply of land, and additional costs as a result of building regulations and the methods required to build on new developments. Simply put, Wales is a less desirable place to build houses. This has to change if we are to end homelessness. In England, the Government have started looking at prefabricated housing to resolve this extremely important issue. It is a quick and cheap solution to addressing housing shortages. It was the use of prefabs that helped address housing shortages after the war. Modern, modular, prefabricated housing is far more advanced than the prefabs of the past. They can be built on brownfield sites, subject to securing the right surveys of that land. They can be converted from eco-friendly materials and are highly energy-efficient, saving home owners money on electricity and heating costs. They are flexible and can be tailored to the needs of the home owner, and some types of modular homes can be reconfigured to meet future needs. A two-bedroomed home can be built for around £50,000 and can be installed in days. What are we waiting for? Flat-pack homes and brownfield sites are the answer. As a person passionate about my country, I would not be representing Wales or the people in it or the homeless people if I did not highlight the following real-life situation. A gentleman in Swansea spoke to me about his urgent situation. He and his wife, aged 63, were living in a car. He had been made redundant and given a small amount of money - not enough to pay his mortgage off. They lived off the proceeds of his redundancy and inquired about social housing. He applied for around 120 jobs. Nothing came to fruition. He sold his house, but there was no profit, and at the end of it he could not obtain social housing. He explained that they were left to live in a car and his wife had osteoporosis. 'We have been left behind', he said. 'Our taxes we willingly gave, but in our time of need we received nothing. We were left to live and die in our car.' Also, a person leaving prison with no place to go only helps them to go back into the community that they came from, and perhaps reoffend. Listening to this, there has to be a priority. Only when we eradicate homelessness in Wales and treat people such as our armed forces veterans with respect and houses upon their return can we then truly say that we can hold our heads high. Thank you.
Welsh: Pan oedd cynllun hawl i brynu'n bodoli, rwy'n credu y dylai'r arian a gymerwyd o'r cynllun hawl i brynu fod wedi cael ei ailfuddsoddi mewn tai cymdeithasol. Mae'r teuluoedd hyn angen cartrefi ar frys, ac eto nid oes digon o dai cymdeithasol i ddiwallu'r angen hwnnw. Mae gan Lywodraeth Cymru darged i adeiladu oddeutu 4,000 o gartrefi fforddiadwy y flwyddyn, ac eto, tri chwarter y swm hwnnw'n unig a adeiladwyd y llynedd ac maent yn dibynnu ar y sector preifat i adeiladu dros draean o'r tai fforddiadwy yng Nghymru drwy gytundebau adran 106. Mae datblygwyr preifat yn dweud wrthym eu bod yn cael eu llesteirio rhag adeiladu mwy o gartrefi oherwydd biwrocratiaeth a system gynllunio rhy fiwrocrataidd. Mae'n dweud hefyd nad oes cyflenwad digonol o dir, a chostau ychwanegol o ganlyniad i reoliadau adeiladu a'r dulliau sydd eu hangen i adeiladu ar ddatblygiadau newydd. Yn syml, mae Cymru yn lle llai deniadol i adeiladu tai. Rhaid i hyn newid os ydym i roi terfyn ar ddigartrefedd. Yn Lloegr, mae'r Llywodraeth wedi dechrau edrych ar dai parod i ddatrys y mater hynod bwysig hwn. Mae'n ateb cyflym a rhad i fynd i'r afael â phrinder tai. Y defnydd o dai parod a helpodd i fynd i'r afael â phrinder tai ar ôl y rhyfel. Mae tai modiwlar parod modern yn llawer mwy datblygedig na thai parod y gorffennol. Gellir eu hadeiladu ar safleoedd tir llwyd, yn amodol ar sicrhau arolygon cywir o'r tir hwnnw. Gellir eu trawsnewid â deunyddiau ecogyfeillgar sy'n defnyddio ynni'n effeithlon iawn, gan arbed arian ar drydan a chostau gwresogi i berchnogion cartrefi. Maent yn hyblyg a gellir eu teilwra i ateb anghenion perchennog y cartref, a gellir ailgyflunio rhai mathau o gartrefi modiwlar er mwyn diwallu anghenion yn y dyfodol. Gellir adeiladu cartref dwy ystafell wely am oddeutu £50,000 a gellir ei godi mewn diwrnod. Pam rydym yn oedi? Cartrefi pecyn fflat a safleoedd tir llwyd yw'r ateb. Fel person sy'n angerddol am fy ngwlad, ni fuaswn yn cynrychioli Cymru na'i phobl na'r bobl ddigartref pe na bawn yn tynnu sylw at y sefyllfa ganlynol o fywyd go iawn. Siaradodd gŵr bonheddig o Abertawe â mi am ei sefyllfa argyfyngus. Roedd ef a'i wraig, yn 63 oed, yn byw mewn car. Roedd wedi cael ei ddiswyddo ac wedi cael swm bach o arian - heb fod yn ddigon i dalu ei forgais. Roeddent yn byw ar yr arian a gafodd wrth gael ei ddiswyddo ac wedi gwneud ymholiadau ynghylch tai cymdeithasol. Roedd wedi ymgeisio am oddeutu 120 o swyddi. Ni ddaeth dim o hynny. Fe werthodd ei dŷ, ond nid oedd unrhyw elw, ac ar y diwedd ni allai gael tŷ cymdeithasol. Eglurodd eu bod wedi eu gadael i fyw mewn car ac roedd ei wraig yn dioddef o osteoporosis. 'Rydym wedi cael ein gadael ar ôl', meddai. 'Rhoesom ein trethi'n barod, ond pan oeddem mewn angen, ni chawsom ddim. Fe'n gadawyd i fyw ac i farw yn ein car.' Hefyd, os yw unigolyn sy'n cael ei ryddhau o'r carchar heb unrhyw le i fynd, nid yw hynny ond yn eu helpu i fynd yn ôl i'r gymuned y daethant ohoni, ac aildroseddu o bosibl. Wrth wrando ar hyn, mae'n rhaid bod blaenoriaeth. Hyd nes y byddwn wedi dileu digartrefedd yng Nghymru a thrin pobl fel cyn-filwyr ein lluoedd arfog drwy roi parch a thai iddynt ar ôl iddynt ddychwelyd, ni allwn ddweud o ddifrif y gallwn ddal ein pennau'n uchel. Diolch.