techiaith/cofnodycynulliad_en-cy huggingface dataset:
English: To follow on from Carwyn's question, I think it's important that we realise that people are commemorated for many reasons, and one of the main reasons in this country is victory in battle, so we have Nelson and Wellington. David Lloyd George is commemorated for victory in the first world war, and Churchill the same for the second world war. We don't always remember the other stuff surrounding these figures. And to be honest, Nelson shouldn't be on that column, if you take historiography into account, but that's the reality. It's about impact.
Welsh: I ddilyn beth roedd Carwyn yn gofyn yn y cwestiwn, dwi'n credu ei bod hi'n bwysig ein bod ni'n sylweddoli bod pobl yn cael eu cofio am amryw resymau. Un o'r rhesymau pennaf yn y wlad yma ydy bod yn fuddugol mewn rhyfel, so mae Nelson lan, mae Wellington lan. Mae David Lloyd George yn cael ei gofio am y fuddugoliaeth yn y rhyfel cyntaf, a Churchill yr un ffordd am yr ail ryfel byd. Dŷn ni ddim yn cofio am y stwff arall amdanyn nhw i gyd. A bod yn onest, ddylai Nelson ddim fod ar y cerflun yna, os ŷch chi'n cymryd hanesyddiaeth i ystyriaeth, ond dyna'r gwirionedd. Impact - dyna'r gair.
English: In terms of criteria, it's about the ongoing influence.
Welsh: O ran meini prawf - pa mor barhaus yw'r ddylanwad.
English: Thank you all very much, the three of you. You've made some extremely useful points for us to discuss further. This is, of course, a very difficult and contentious issue, but that is why we as a committee thought that it was important that we start the discussion, and that we try to have the discussion with a little more light than heat, because these issues do stir deep feelings in people, don't they? You have started our inquiry in a very positive tone. If you have anything that you wish to add to your evidence, you're welcome to send us that information. We will send you a transcript of this session, so that you can check it for accuracy. So, thank you all very much, the three of you, for your time. It has been extremely valuable. So, we'll draw this item to a close. Thank you very much. Members, I'm going to have to ask you just to have a five-minute break, please, because we're running a little bit late. So, if we can come back by 10:35, please. I will ask for the broadcasting to end.
Welsh: Diolch yn fawr iawn i chi i gyd, y tri ohonoch chi, am bwyntiau hynod o ddefnyddiol i ni drafod ymhellach. Mae hyn, wrth gwrs, yn ddadl anodd a dadleuol iawn, ond dyna pam roeddem ni fel pwyllgor yn meddwl ei bod hi'n bwysig ein bod ni'n dechrau'r drafodaeth, a'n bod ni'n trio cael y drafodaeth gyda thipyn bach mwy o light than heat, achos mae'r issues yma yn codi teimladau dwfn ym mhobl, onid ydyn nhw? Rydych chi wedi ein dechrau ni yn yr ymchwiliad mewn ffordd hynod o bositif. Os oes gyda chi bethau ychwanegol i ddweud wrthym ni, croeso cynnes i chi ddanfon e-bost draw. Byddwn ni'n danfon trawsgrifiad, wrth gwrs, o'r sgwrs yma atoch chi, fel eich bod chi'n gallu sicrhau ein bod ni wedi cofnodi popeth rydych chi wedi'i ddweud yn gywir. Felly, diolch yn fawr iawn i chi i gyd, y tri ohonoch chi, am eich amser. Mae wedi bod yn hynod o werthfawr. So, rydyn ni'n dod â'r eitem yma i ben. Diolch yn fawr. Aelodau, dwi'n mynd i orfod gofyn i chi jest gael brêc am bum munud, os gwelwch yn dda, gan ein bod ni'n rhedeg tamaid bach yn hwyr. So, os ydyn ni'n gallu dod nôl erbyn 10:35, os gwelwch yn dda. Gwnaf ofyn i'r darlledu ddod i ben.
English: Good morning once again and welcome back to this meeting of the Culture, Welsh Language and Communications Committee at the Senedd. Item 3 on our agenda is further evidence for our inquiry into who gets remembered in public spaces. I'm very pleased to welcome our three witnesses for this second evidence session. I'll ask you to introduce yourselves briefly, giving us your name and role, and then we will move immediately to questions, if that's okay with you. So I'll start with Abu-Bakr first of all.
Welsh: Bore da eto a chroeso nôl i gyfarfod y Pwyllgor Diwylliant, y Gymraeg a Chyfathrebu'r Senedd. Eitem 3 ar yr agenda yw tystiolaeth bellach ar yr ymchwiliad i bwy sy'n cael eu coffáu yn ein mannau cyhoeddus ni, a dwi'n falch iawn o groesawu ein tri thyst am yr ail sesiwn yma. So, af fi trwoch chi a gofyn ichi gyflwyno'ch hunain yn syml, gyda'ch enw llawn a'ch rôl, ac wedyn gwnawn ni symud yn syth i mewn i gwestiynu os yw hynny'n iawn gyda chi. Gwnaf i ddechrau gyda fel rŷch chi'n ymddangos ar ein sgriniau ni, a gydag Abu-Bakr i ddechrau.
English: A very warm welcome to all three of you.
Welsh: Eto, croeso cynnes i'r tri ohonoch chi.
English: For my fellow Members, if we could take a five-minute break now - well, no; shall we say that we will return at 11:30, so just a little longer than five minutes - between five and 10 minutes?
Welsh: I'm cyd-Aelodau, os dŷn ni'n cymryd brêc o bum munud, rŵan, eto - wel, na; gallem ni fod tamaid bach - . Buaswn i'n dweud tan 11:30, so jest dros bum munud - rhwng 10 a phum munud.
English: Good morning once again and welcome back to this meeting of the Culture, Welsh Language and Communications Committee at the Senedd. Item 4 on our agenda is further evidence as part of our inquiry into who gets remembered in our public spaces, and I welcome Richard Suggett and James January-McCann. So, I'll ask you to introduce yourselves, tell us what your role is, and then we will move immediately to questions.
Welsh: Bore da eto a chroeso nôl i gyfarfod Pwyllgor Diwylliant, y Gymraeg a Chyfathrebu y Senedd. Eitem 4 ar yr agenda yw tystiolaeth bellach yn ein hymchwiliad mewn i bwy sy'n cael eu coffáu yn ein mannau cyhoeddus, a dwi'n croesawu i'r sesiwn yma Richard Suggett a James January-McCann. So, gwnaf ofyn i chi gyflwyno eich hunain, jest eich rôl, ac wedyn byddwn ni'n symud yn syth mewn i gwestiynau.
English: Good morning. I am the place names officer for the royal commission. I work with Richard, and I'm responsible for the list of historic place names.
Welsh: Bore da. Fi yw swyddog enwau lleoedd y Comisiwn Brenhinol Henebion Cymru. Dwi'n gweithio gyda Richard, a fi sy'n gyfrifol am gynnal achau lleoedd hanesyddol.
English: Thank you very much, James. And just for the record, so that the public understands, James is having some connectivity issues, so he may disappear from our screens, but he will still be able to hear us and contribute. So, thank you, both, very much for joining us, and I will start with the first questions. What information does the royal commission routinely collect about public memorials? Does this include biographical data about the person commemorated?
Welsh: Diolch yn fawr, James. A jest ar gyfer y record, jest fel bod y cyhoedd yn deall, mae gan James bach o broblemau cysylltu, so mae'n bosibl bydd e'n diflannu, ond bydd e'n dal yn gallu ein clywed ni ac yn dal yn gallu cyfrannu ar lafar. So, diolch yn fawr iawn i'r ddau ohonoch chi am fod yma gyda ni, a gwnaf i gychwyn y cwestiynau. So, pa wybodaeth ydy'r comisiwn brenhinol yn casglu fel mater o rwtîn ynglŷn â chofebau cyhoeddus? Ydy hynny yn cynnwys data ynglŷn â hanes y person, biograffi'r person sydd yn cael ei goffau?
English: Anything to add, James?
Welsh: Oes gyda chi rywbeth i'w ychwanegu, James?
English: Just to say that we do collect street names in the schedule of historical names also. So, if there is a street that is named after someone, we should have a record of it.
Welsh: Jest i ddweud ein bod ni'n casglu enwau strydoedd ar y rhestr o enwau hanesyddol hefyd. Felly, os oes yna stryd sydd wedi ei enwi ar ôl rhywun, mae'n debyg bod gennym ni gofnod ohono fe yn y rhestr honno.
English: Thank you very much. Can I just move on and ask whether the royal commission has been involved with the audit conducted by Gaynor Legall on behalf of the Welsh Government? Have they been in touch and have they consulted with you?
Welsh: Diolch. Gaf i jest ofyn hefyd wedyn a ydy'r comisiwn brenhinol wedi bod yn ymwneud â'r awdit sydd wedi cael ei weithredu gan Gaynor Legall ar gyfer Llywodraeth Cymru? Ydyn nhw wedi ymgynghori â chi?
English: No. They've certainly not been in contact with me.
Welsh: Naddo. Dyw hi ddim wedi cysylltu â fi, yn sicr.
English: That's interesting. Thank you very much and I'll -
Welsh: Diddorol. Wel, diolch yn fawr a gwnaf i -
English: Okay. We'll now turn to John Griffiths for the next questions. Thank you. John.
Welsh: Diolch. So, gwnaf i droi at John Griffiths am y gyfres nesaf o gwestiynau, os gwelwch yn dda. John.
English: Anything to add?
Welsh: Unrhyw beth i'w ychwanegu?
English: Just to say that I agree that we need to seek the views of local people before changes are made, and not just local people, but also historians, and that this has to be part of the education curriculum too, so that people are aware of the history of their localities, so that they can then have those discussions.
Welsh: Jest i ddweud fy mod i'n cytuno bod angen cael barn pobl leol os mae yna ryw newid felly, a dim jest pobl leol, ond haneswyr hefyd, a bod hyn yn gorfod bod yn rhan o'r gymuned, ac yn rhan o'r cwricwlwm addysg hefyd, fel bod pobl yn ymwybodol am hanes eu hardal nhw, fel eu bod nhw wedyn yn gallu ei drafod o.
English: Thank you very much. It's an interesting point.
Welsh: Diolch yn fawr. Pwynt diddorol.
English: James, did you want to add anything to that?
Welsh: James, wyt ti eisiau ychwanegu at hyn o gwbl?
English: Yes. When it comes to streets and squares that have been named after people who are now contentious figures, it's relatively easy, of course, because we can propose historical names for those streets from our scheduled lists. But we can also commemorate the old name in that very same list of names, so we can erect a new sign that will have historical significance, reflecting the heritage of the area, but the old name will still be listed, so it's not entirely forgotten. And I think that is a good way of going about these issues.
Welsh: Ydw. Pan fo'n dod i strydoedd neu sgwariau sydd wedi cael eu henwi ar ôl pobl sydd bellach yn ddadleuol, mae'n weddol hawdd, wrth gwrs, achos rydym ni'n gallu cynnig enwau hanesyddol ar gyfer y strydoedd o'r rhestr enwau lleoedd hanesyddol. Ond wedyn, wrth gwrs, rydym ni'n gallu coffáu yr hen enw yn y rhestr ei hun, felly rydym ni'n gallu rhoi arwydd newydd i fyny, sydd yn enw hanesyddol sydd yn adlewyrchu treftadaeth yr ardal, ond bod yr hen enw yn dal yn bodoli yn y rhestr, fel nad ydym ni ddim yn anghofio amdano fe yn llwyr. A dwi'n credu bod hynny'n ffordd dda o fynd o'i gwmpas o.
English: That's very interesting. I didn't know that you were able to do that. So, you schedule the old name, but give the street a new name.
Welsh: Mae hynny'n ddiddorol. Doeddwn i ddim yn gwybod eich bod chi'n medru gwneud hyn. So, rŷch chi'n cadw'r hen enw ar y rhestr, ond gyda'r enw newydd ar yr hewl ei hunan - diddorol.
English: James, anything to add?
Welsh: James, oes gyda chi unrhyw beth i'w ychwanegu?
English: Yes. I know that some local authorities have policies that they don't use people's names in naming or renaming streets, which avoids the problem entirely, of course.
Welsh: Oes. Dwi'n gwybod bod gan rai awdurdodau lleol bolisi nad ydyn nhw'n defnyddio enwau personol wrth enwi neu ailenwi strydoedd, sydd, wrth gwrs, yn osgoi'r broblem i gyd.
English: And in naming new streets, there is guidance that historical names should be used - the old names of fields or streams and so on - rather than creating new names or naming them after individuals. So, there is some guidance in place.
Welsh: Ac wrth enwi strydoedd newydd, mae yna arweiniad dylid defnyddio enwau hanesyddol - hen enwau ar gaeau neu nentydd neu bethau felly - yn hytrach na chreu enwau newydd neu eu henwi nhw ar ôl person. So, mae yna ryw fath o arweiniad yno.
English: Thank you. Anything to add, James, as we draw to a close?
Welsh: Unrhyw beth i ychwanegu, James, jest i ddod â ni i ben?
English: No, nothing to add.
Welsh: Nac oes.
English: So, may I thank you both very much? We're extremely grateful to you for giving of your time. We will be sending you a transcript of the session, so that you can check that we've recorded your words accurately. And, of course, you're more than welcome - if anything else strikes you as something that you have liked to have said, then you're welcome to write to us with that evidence. So, thank you very much to both our witnesses; we're extremely grateful. You're welcome to leave us at this point, as we move to item 5 on our agenda.
Welsh: So, gaf i jest diolch yn fawr iawn i'r ddau ohonoch chi? Dŷn ni'n hynod o ddiolchgar am eich amser. Byddwn ni'n anfon trawsgrifiad o'r cyfarfod atoch chi, fel eich bod chi'n gallu sicrhau ein bod ni wedi cofnodi beth ddywedoch chi yn gywir. Hefyd, wrth gwrs, mae croeso cynnes i chi - os oes unrhyw beth arall yn dod i'ch meddwl gallech chi fod wedi'i ddweud, neu unrhyw bwyntiau ychwanegol i'w gwneud, mae croeso ichi ysgrifennu atom ni. Felly, diolch yn fawr iawn i'r ddau ohonoch chi; dŷn ni'n hynod o ddiolchgar. Mae croeso ichi ein gadael ni rŵan, fel ein bod ni'n symud at eitem 5.
English: Item 5 is papers to note. We've received correspondence from the Welsh Government on Welsh language learning. Are Members content to note for the time being? Yes, thank you very much.
Welsh: So, eitem 5 ar yr agenda yw papurau i'w nodi. Dŷn ni wedi derbyn llythyr gan Lywodraeth Cymru ynglŷn â dysgu'r iaith Gymraeg. Ydy Aelodau'n hapus jest i nodi hwn am nawr? Ie, diolch yn fawr.
English: And that brings us to a motion under Standing Order 17.42 (ix) to resolve to exclude the public and move into private session. Are Members content? Thank you very much. I'll ask that the broadcast comes to an end.
Welsh: Felly, dwi rŵan yn symud i gynnig o dan eitem 17.42 (ix) inni gwrdd yn breifat am weddill y cyfarfod. Ydy Aelodau yn hapus i wneud hynny? Diolch yn fawr iawn i chi. Felly, fe wnaf i ofyn i'r darlledwyr i ddod â'r darlledu i ben.
English: Thank you, Chair. Well, thank you very much for that debate. I thought it was a very thoughtful one. I do take the points that the Minister has made with regard to the need to strike a balance. Obviously, that is something that is vital, but, as I set out at the beginning, there is a reason why we had chosen this particular wording, because it does follow the wording of the legislation in Scotland, which has been in place for a number of years. I sense that we've not reached the end of this debate yet, and there are some groups, including those who've e-mailed members of the committee, who still want to see that change being made. For that reason, I will be moving to a vote on these amendments, and I hope that we will be able to see some kind of movement before the next stage, but I thank everyone for the debate. Thank you.
Welsh: Diolch, Cadeirydd. Wel, diolch i bawb am y ddadl yna. Roeddwn i'n meddwl bod y ddadl yn un feddylgar. Rwy'n cymryd y pwyntiau mae'r Gweinidog wedi'u gwneud ynglŷn â'r angen i ffeindio cydbwysedd. Yn amlwg, mae hwnna'n rhywbeth sydd yn hollbwysig, ond, fel roeddwn i'n gosod mas ar y dechrau, mae yna reswm pam roedden ni wedi dewis y geiriad arbennig hwnna, achos mae fe yn dilyn geiriad y ddeddfwriaeth yn yr Alban, sydd wedi bod mewn deddf am nifer o flynyddoedd. Dwi'n synhwyro dydyn ni ddim cweit ar ddiwedd y ddadl yma, ac mae yna rai grwpiau, gan gynnwys rhai sydd wedi ein e-bostio ni i gyd fel aelodau o'r pwyllgor, sydd yn dal eisiau gweld y newid yna. Am y rheswm yna, byddaf i yn gwthio'r gwelliannau yma i bleidlais, ac rwyf wir yn gobeithio y byddwn ni'n gallu gweld rhyw fath o symud cyn y cyfnod nesaf, ond rwy'n diolch i bawb am y ddadl roedden ni wedi ei chael. So, diolch am hwnna.
English: Thanks again, Chair.
Welsh: Diolch eto, Cadeirydd.
English: Thank you to the Minister for that response.
Welsh: Wel, diolch i'r Gweinidog am yr ymateb yna.
English: Welcome, everyone, to this meeting of the Finance Committee at the Senedd. There are some things that I need to go through at the outset, as usual. In accordance with Standing Order 34.19, I have determined that the public are excluded from the committee's meeting in order to protect public health. And in accordance with Standing Order 34.21, notice of this decision was included in the agenda for this meeting. This meeting is being broadcast live on Senedd.tv, and the Record of Proceedings will be published as usual. Aside from the procedural adaptation relating to conducting proceedings remotely, all other Standing Order requirements for committees remain in place. Could I ask Members at the outset, therefore, whether they have any interests to declare? No. Could I also note for the record that, if for any reason, I lose connection, the committee has previously agreed, in accordance with Standing Order 17.22, that Siân Gwenllian will temporarily chair while I try to rejoin?
Welsh: Croeso, bawb, i gyfarfod Pwyllgor Cyllid Senedd Cymru. Mae ambell i beth dwi angen mynd drwyddo fe ar y cychwyn, fel arfer, wrth gwrs. Yn unol â Rheol Sefydlog 34.19, dwi wedi penderfynu gwahardd y cyhoedd o gyfarfod y pwyllgor er mwyn diogelu iechyd y cyhoedd. Ac yn unol â Rheol Sefydlog 34.21, fe gafodd rhybudd o'r penderfyniad hwn ei nodi yn yr agenda ar gyfer y cyfarfod. Mae'r cyfarfod yn cael ei ddarlledu'n fyw ar Senedd.tv ac mi fydd Cofnod o'r Trafodion yn cael ei gyhoeddi, wrth gwrs, yn ôl yr arfer. Ar wahân i'r addasiad gweithdrefnol sy'n ymwneud â chynnal trafodion o bell, mae holl ofynion eraill y Rheolau Sefydlog ar gyfer pwyllgorau yn parhau. Gaf i ofyn, felly, ar y cychwyn, os oes gan unrhyw Aelodau fuddiannau i'w datgan? Nac oes, yn iawn. A gaf i hefyd nodi, er gwybodaeth, os byddaf i yn colli cysylltiad â'r cyfarfod am unrhyw reswm, fod y pwyllgor wedi cytuno o flaen llaw, yn unol â Rheol Sefydlog 17.22, mai Siân Gwenllian fydd yn cadeirio dros dro wrth i mi geisio ailymuno â'r cyfarfod?
English: We move on, therefore to item 3, the papers to note. You'll see the first paper is a letter from the Minister for Finance and Trefnydd on the Non-Domestic Rating (Multiplier) (Wales) Order 2020. The second paper to note is a letter from the Auditor General for Wales on the code of audit practice. And the third paper to note is a letter from the Deputy Minister and Chief Whip on the socioeconomic duty. And there are two sets of minutes to note as well, from the meeting held on 16 November 2020 and the meeting held on 23 November 2020. Are Members content to note those? Yes, okay. Thank you.
Welsh: Symudwn ni, felly, at eitem 3 y cyfarfod, papurau i'w nodi. Fe welwch chi bod y papur cyntaf yn llythyr gan y Gweinidog Cyllid a'r Trefnydd ynglŷn â'r Gorchymyn Ardrethu Annomestig (Lluosydd) (Cymru) 2020. Yr ail bapur i'w nodi yw llythyr gan Archwilydd Cyffredinol Cymru ynglŷn â'r cod ymarfer archwilio. A'r trydydd papur i'w nodi yw llythyr gan y Dirprwy Weinidog a'r Prif Chwip ar ddyletswydd economaidd-gymdeithasol. Mae yna ddau set o gofnodion i'w nodi hefyd, o'r cyfarfod a gynhaliwyd ar 16 Tachwedd 2020 a'r 23 Tachwedd 2020. Ydy Aelodau'n hapus i nodi'r rheini? Ie, yn iawn, ocê. Diolch yn fawr iawn.
English: We move on, therefore, to the main focus of the meeting this afternoon, which is the final session in our inquiry into the implementation of the Wales Act 2014 and the operation of the fiscal framework. It's my pleasure to welcome Rebecca Evans, the Minister for Finance and Trefnydd to us this afternoon, as well as Andrew Jeffreys, who's the director of the Welsh Treasury, and Julian Revell, who's the head of fiscal analysis at Welsh Treasury - welcome to the three of you. I'll start, if I may, with the first question. At present, the Government is consulting on new tax legislation that would allow Welsh Ministers to make changes immediately to Welsh taxes, if that was necessary. Could I ask you, therefore, Minister, what would the implications be of not being able to make those changes, and how would the proposed legislation benefit the Welsh Government in terms of administering devolved taxes?
Welsh: Ymlaen â ni, felly, at brif ffocws y cyfarfod y prynhawn yma, sef y sesiwn olaf yn ein hymchwiliad ni i weithredu Deddf Cymru 2014 a'r fframwaith cyllidol. Mae'n bleser gen i i groesawu Rebecca Evans, y Gweinidog Cyllid a'r Trefnydd atom ni'r prynhawn yma, ynghyd ag Andrew Jeffreys, sy'n gyfarwyddwr Trysorlys Cymru, a Julian Revell, sy'n bennaeth dadansoddiad cyllidol Trysorlys Cymru hefyd - croeso i'r tri ohonoch chi. Mi gychwynnaf i, os caf i, gyda'r cwestiwn cyntaf. Ar hyn o bryd, wrth gwrs, mae'r Llywodraeth yn ymgynghori ar ddeddfwriaeth trethi newydd a fyddai'n galluogi Gweinidogion Cymru i allu gwneud newidiadau yn sydyn iawn i drethi yng Nghymru, petai angen gwneud hynny. Gaf i ofyn, efallai, i chi, Weinidog, ar y cychwyn, beth fyddai goblygiadau methu gwneud newidiadau o'r fath, a sut byddai'r ddeddfwriaeth arfaethedig o fudd i'r Llywodraeth wrth weinyddu trethi datganoledig?
English: Thank you. And I'm sure that having that balance between allowing the flexibility and the means to respond quickly, while at the same time protecting accountability and transparency within the process - that is the balance that needs to be struck. But maybe that's a discussion we can have in another session. We'll move on, therefore, to Mike Hedges.
Welsh: Ie, diolch. A dwi'n siŵr mai cael y cydbwysedd yna rhwng caniatáu'r hyblygrwydd a'r modd i ymateb yn sydyn, tra ar yr un pryd, wrth gwrs, yn amddiffyn atebolrwydd a thryloywder o fewn y broses, yw'r balans sydd angen ei daro, am wn i. Ond mae honno'n drafodaeth, efallai, y gallwn ni ei chael mewn sesiwn arall. Fe wnawn ni symud ymlaen, felly, at Mike Hedges.
English: Thank you. Could I just note as well complete dissatisfaction with the settlement on transport in the CSR, and the lack of information about funding to replace the huge structural funds that are being lost? Just to make that point on my own behalf as well. Turning now to borrowing, borrowing powers, what changes did you consider to the borrowing limits before the spending review?
Welsh: Diolch. Gaf innau jest nodi hefyd anfodlonrwydd llwyr efo'r setliad ynglŷn â thrafnidiaeth yn y CSR, a hefyd y diffyg gwybodaeth am arian yn lle'r arian strwythurol anferth sydd yn cael ei golli? Jest i wneud y pwynt yna ar fy rhan i hefyd. I droi rwan at y benthyca, y pwerau benthyca, pa newidiadau ddaru i chi eu hystyried i'r terfynau benthyca cyn yr adolygiad gwariant diweddar?
English: So, nothing has changed there, then. The committee has heard that borrowing limits could be linked to tax revenues that are collected in Wales - in moving forward, that is. What consideration have you given to this as an alternative approach to prudential borrowing?
Welsh: Felly, dim byd wedi newid yn fanna. Mae'r pwyllgor wedi clywed y gallai'r terfynau benthyca fod yn gysylltiedig â'r refeniw treth sy'n cael ei gasglu yng Nghymru - wrth symud ymlaen ydy hynny, wrth gwrs. Pa ystyriaeth ydych chi wedi ei roi i hynny fel dull amgen o fenthyca darbodus?
English: Okay. What problems are the capital borrowing limits at present causing for you in terms of restricting you in your ability to react to the pandemic and support an economic recovery over the longer term?
Welsh: Ocê. Pa broblemau mae'r terfynau benthyca cyfalaf cyfredol yn achosi i chi o ran eich cyfyngu chi yn eich gallu i ymateb i'r pandemig a chynorthwyo adferiad economaidd dros y tymor hwy?
English: Turning now to the Wales reserve, evidence has suggested that there should be a relaxation of the limits in light of the pandemic. How have these limitations impacted on your ability to maximise the use of your reserves, and how would relaxing the restrictions allow you to react to the pandemic?
Welsh: Troi at gronfa wrth gefn Cymru, mae'r dystiolaeth yn awgrymu y dylid llacio'r terfynau hyn o ystyried y pandemig. Sut mae'r cyfyngiadau yma wedi effeithio ar eich gallu chi i wneud y defnydd gorau o'ch cronfeydd wrth gefn, a sut byddai llacio'r cyfyngiadau yn eich galluogi chi i ymateb i'r pandemig?