English: I'm pleased to be able to contribute to this debate. These are certainly unprecedented times. It's clearly vital that the correct balance is now struck between dealing effectively with the current pandemic whilst getting the economy moving again as swiftly as possible and protecting jobs and livelihoods. With that in mind, can I back those calls that have been made already for, as much as possible, a four-nations approach to this pandemic? I come from a border constituency, like a number of other AMs, and the virus doesn't recognise borders, so it's important, as was recognised, in fact, by the Welsh Government recently, that we do have a cross-border - as much of an integrated approach as possible. We know there's going to be a supplementary budget in the near future, and this budget will be extremely important in making the relevant spending priorities and providing transparency. Those financial allocations must be sufficient to meet the needs of businesses and public service providers through this period of great uncertainty. I wonder if, in rounding up, the First Minister can update us on his discussions with local authorities at this time. Lynne Neagle has just mentioned the important role of local authorities in many of these areas. We know that council budgets are stretched at the best of times, and the current pandemic has put them under massive pressure. As we now look towards greater community testing, that burden will increase, so they need to know where they stand. Can I just talk a bit about universities? Because, clearly, universities are going to be key to providing expertise for future employment and jobs, and to taking us out of this pandemic over the longer term. They are in a seriously difficult financial position. The Office for Budget Responsibility's outlook is worrying, so we really can't afford to make budget allocations that don't keep an eye on our university sector and look to future economic growth. And the First Minister mentioned mechanisms in place for monitoring at the start. I'd be grateful if the Welsh Government could provide greater clarity on what those monitoring mechanisms are going to be over the weeks and months ahead. Now, we've seen a number of blanket statements over recent times, such as there's going to be £11 million for those facing hardship as a result of the pandemic. As far as they go, a number of those statements say some good things, but, of course, as ever, it's important that we actually see action on the ground and we see incentives in place that really do move things forward. We need to see a particular support for our tourism industry, which has taken a massive hit. By its very nature, the tourism industry is seasonal, so, even if there's a lessening of the lockdown over the weeks and months to come, the season that delivers the revenue has been effectively lost, and the industry will not have the usual financial resources to invest over the winter period. So I'd like to see greater clarity in the framework being set forward by the Government of how the tourism industry is going to be supported. In my constituency, the Monmouthshire and Brecon canal is a major part of the tourism economy - not just the canal, but also the businesses along it, which are going to be affected. And a large number of people who use that canal are from overseas, so I imagine that they're not going to be coming back in droves any time in the near future. So, I think there's going to be more financial clarity needed there. The Finance Minister said last week that she's seeking greater fiscal flexibility in terms of transfers between capital and revenue budgets and also borrowing - all understandable, but with that must come greater accountability and transparency. And as I said to the Finance Minister, the current UK budget deficit is expected to come in at over £300 billion, almost double where we were at the peak of the financial crisis over 10 years ago, so there must be a limit to the type of flexibility that can be expected. So it makes it even more important that existing resources are used wisely. Fiscal devolution of taxes, such as land transaction tax and land disposals tax, mean that the Welsh Government revenues are going to take a massive hit with a fall in revenue. Now, I know that the fiscal framework agreement between the Welsh and UK Governments is designed to support the Welsh Government at difficult times like this, and I'd like to hear a bit from the First Minister and the Welsh Government on the extent to which that framework is going to be supportive of the Welsh economy. In terms of getting chunks of the economy moving, the UK Government has moved to get the housing market moving - clearly, a huge and important part of the Welsh economy, like the rest of the UK. Estate agents are looking to the Welsh Government for support, so I'd like to see proposals in the Welsh Government framework for supporting the housing industry as soon as possible. I have received many - to come to a close, Llywydd - enquiries from constituents who are confused about the lockdown and different guidelines between Wales and England. As I said earlier, I think we need a four-nations approach as much as possible, but, where differences will exist, I think we need to see a drive to provide greater clarity to the public about what's permissible here. So, I wonder if the Welsh Government framework could put a much greater emphasis on explaining to the public where we are at the moment and the measures that are being put in place to make sure that we all come out of this pandemic crisis as swiftly and as safely as possible.
Welsh: Rwy'n falch o allu cyfrannu at y ddadl hon. Mae hwn yn sicr yn gyfnod digynsail. Mae'n amlwg yn hanfodol sicrhau'r cydbwysedd cywir yn awr rhwng ymdrin yn effeithiol â'r pandemig presennol gan sbarduno'r economi cyn gynted â phosibl a diogelu swyddi a bywoliaeth pobl. Gyda hynny mewn golwg, a gaf fi gefnogi'r galwadau a wnaed eisoes am ymagwedd pedair gwlad tuag at y pandemig hwn cyn belled ag sy'n bosibl? Rwy'n dod o etholaeth ar y ffin, fel nifer o ACau eraill, ac nid yw'r feirws yn adnabod ffiniau, felly mae'n bwysig, fel y cydnabuwyd gan Lywodraeth Cymru yn ddiweddar, fod gennym ddull trawsffiniol o weithredu - dull mor integredig â phosibl. Gwyddom y bydd cyllideb atodol yn y dyfodol agos, a bydd y gyllideb hon yn hynod bwysig wrth bennu'r blaenoriaethau perthnasol ar gyfer gwariant a darparu tryloywder. Mae'n rhaid i'r dyraniadau ariannol hynny fod yn ddigonol i ddiwallu anghenion busnesau a darparwyr gwasanaethau cyhoeddus drwy'r cyfnod hwn o ansicrwydd mawr. Tybed a all y Prif Weinidog, wrth gloi, roi'r wybodaeth ddiweddaraf i ni o'i drafodaethau gydag awdurdodau lleol ar yr adeg hon. Mae Lynne Neagle newydd grybwyll rôl bwysig awdurdodau lleol mewn llawer o'r meysydd hyn. Gwyddom fod cyllidebau cynghorau yn dynn ar y gorau, ac mae'r pandemig presennol wedi rhoi pwysau enfawr arnynt. Wrth inni edrych yn awr tuag at fwy o brofi yn y gymuned, bydd y baich hwnnw'n cynyddu, felly mae angen iddynt wybod beth yw eu sefyllfa. A gaf fi siarad ychydig am brifysgolion? Oherwydd yn amlwg, bydd prifysgolion yn allweddol o ran darparu arbenigedd ar gyfer cyflogaeth a swyddi yn y dyfodol, ac i'n tynnu allan o'r pandemig hwn yn y tymor hwy. Maent mewn sefyllfa ariannol ddifrifol o anodd. Mae rhagolwg y Swyddfa Cyfrifoldeb Cyllidebol yn peri pryder, felly ni allwn fforddio gwneud dyraniadau cyllidebol nad ydynt yn cadw llygad ar ein sector prifysgolion nac yn edrych tuag at dwf economaidd yn y dyfodol. A soniodd y Prif Weinidog am fecanweithiau sydd ar waith ar gyfer monitro ar y cychwyn. Byddwn yn ddiolchgar pe gallai Llywodraeth Cymru ddarparu mwy o eglurder ynglŷn â beth fydd y mecanweithiau monitro hynny dros yr wythnosau a'r misoedd i ddod. Nawr, rydym wedi gweld nifer o ddatganiadau cyffredinol yn ddiweddar, fel yr honiad y bydd £11 miliwn ar gael i'r rheini sy'n wynebu caledi o ganlyniad i'r pandemig. Ynddynt eu hunain, mae nifer o'r datganiadau hynny'n dweud pethau da, ond wrth gwrs, fel bob amser, mae'n bwysig ein bod yn gweld camau ar lawr gwlad a'n bod yn gweld cymhellion ar waith sy'n symud pethau ymlaen go iawn. Mae angen inni weld cefnogaeth benodol i'n diwydiant twristiaeth, sydd wedi cael ei effeithio'n aruthrol. Yn ôl ei natur, mae'r diwydiant twristiaeth yn dymhorol, felly hyd yn oed os bydd y cyfyngiadau symud yn llacio dros yr wythnosau a'r misoedd i ddod, mae'r tymor sy'n darparu'r refeniw wedi'i golli i bob pwrpas, ac ni fydd gan y diwydiant yr adnoddau ariannol arferol i'w buddsoddi dros gyfnod y gaeaf. Felly hoffwn weld mwy o eglurder yn y fframwaith sy'n cael ei gyflwyno gan y Llywodraeth ynglŷn â sut y cefnogir y diwydiant twristiaeth. Yn fy etholaeth i, mae camlas Sir Fynwy a Brycheiniog yn rhan fawr o'r economi twristiaeth - nid yn unig y gamlas, ond hefyd y busnesau ar ei hyd yr effeithir arnynt. Ac mae nifer fawr o bobl sy'n defnyddio'r gamlas honno'n dod o dramor, felly rwy'n dychmygu na fyddant yn dod yn ôl yn heidiau yn y dyfodol agos. Felly, credaf y bydd angen mwy o eglurder ariannol ar hynny. Dywedodd y Gweinidog Cyllid yr wythnos diwethaf ei bod yn ceisio mwy o hyblygrwydd cyllidol o ran trosglwyddiadau rhwng cyllidebau cyfalaf a refeniw a benthyca hefyd - mae hynny i gyd yn ddealladwy, ond gyda hynny, mae'n rhaid cael mwy o atebolrwydd a thryloywder. Ac fel y dywedais wrth y Gweinidog Cyllid, mae disgwyl i'r diffyg presennol yng nghyllideb y DU fod dros £300 biliwn, bron i ddwywaith cymaint â ble roeddem ar anterth yr argyfwng ariannol dros 10 mlynedd yn ôl, felly mae'n rhaid bod terfyn i'r math o hyblygrwydd y gellir ei ddisgwyl. Felly golyga hynny ei bod yn bwysicach fyth fod yr adnoddau presennol yn cael eu defnyddio'n ddoeth. Mae datganoli cyllidol o ran trethi, fel y dreth trafodiadau tir a threth gwarediadau tirlenwi, yn golygu bod refeniw Llywodraeth Cymru yn mynd i gael ergyd enfawr gyda chwymp mewn refeniw. Nawr, gwn fod y cytundeb fframwaith cyllidol rhwng Llywodraeth Cymru a Llywodraeth y DU wedi'i gynllunio i gefnogi Llywodraeth Cymru ar adegau anodd fel hyn, a hoffwn glywed ychydig gan y Prif Weinidog a Llywodraeth Cymru ynglŷn ag i ba raddau y bydd y fframwaith hwnnw'n cefnogi economi Cymru. O ran ysgogi rhannau o'r economi, mae Llywodraeth y DU wedi cymryd camau i ysgogi'r farchnad dai - yn amlwg, rhan enfawr a phwysig o economi Cymru, fel gweddill y DU. Mae gwerthwyr tai yn edrych am gefnogaeth gan Lywodraeth Cymru, felly hoffwn weld argymhellion yn fframwaith Llywodraeth Cymru ar gyfer cefnogi'r diwydiant tai cyn gynted â phosibl. Rwyf wedi derbyn llawer - i gloi, Lywydd - o ymholiadau gan etholwyr sy'n ddryslyd ynglŷn â'r cyfyngiadau symud a chanllawiau gwahanol rhwng Cymru a Lloegr. Fel y dywedais yn gynharach, credaf fod angen dull pedair gwlad arnom cyn belled ag sy'n bosibl, ond lle bydd gwahaniaethau'n bodoli, credaf fod angen inni weld ymgyrch i ddarparu mwy o eglurder i'r cyhoedd ynghylch yr hyn a ganiateir yma. Felly, tybed a allai fframwaith Llywodraeth Cymru roi llawer mwy o bwyslais ar egluro i'r cyhoedd lle rydym arni ar hyn o bryd a'r mesurau sy'n cael eu rhoi ar waith i sicrhau bod pob un ohonom yn dod allan o argyfwng y pandemig hwn mor gyflym ac mor ddiogel â phosibl.