English: Huw Irranca-Davies reminds us that there is a wide range of organisations that are available to individuals who are experiencing debt problems. He mentioned StepChange and Christians Against Poverty, and we're very fortunate to have such a vibrant community of people who are seeking to ensure that people have access to the right support and advice when they need it. And I'll make sure that the Deputy Minister and Chief Whip are aware of the request for a statement to explore the importance of that particular sector and also, of course, the credit unions, which provide access to affordable credit and offer a fairer and more ethical alternative to exploitative high-cost credit, which many people find themselves seeking or feeling that they have to seek to access. And, in support of the work of credit unions, Welsh Government is providing £544,000 to credit unions this financial year, and I think that that is money well invested. Huw Irranca-Davies, again, is right to say that people have seen their lives transformed by the Wales union learning fund. Since its inception around 20 years ago, over 200 Wales union learning fund projects have been supported, helping thousands of learners, and around 1,000 union learning representatives in Wales have helped to provide access to learning to 7,088 people in the last financial year alone. And those workplace learning teams have also, obviously, contributed greatly to the effective delivery of those projects and have done so through very much their grass-roots level knowledge and support. So, I think that any opportunity to celebrate that would be certainly a positive thing.
Welsh: Mae Huw Irranca-Davies yn ein hatgoffa bod amrywiaeth eang o sefydliadau ar gael i unigolion sy'n wynebu problemau dyled. Soniodd am StepChange a Christians against Poverty ac rydym yn ffodus iawn bod gennym gymuned mor fywiog o bobl sy'n ceisio sicrhau bod modd i bobl yn gael y cymorth a'r cyngor cywir pan fydd arnyn nhw ei angen. A byddaf i'n sicrhau bod y Dirprwy Weinidog a'r Prif Chwip yn ymwybodol o'r cais am ddatganiad i archwilio pwysigrwydd y sector penodol hwnnw a hefyd, wrth gwrs, yr undebau credyd, sy'n darparu cyfle i fanteisio ar gredyd fforddiadwy ac yn cynnig dewis tecach a mwy moesegol na chredyd cost uchel, y mae llawer o bobl yn ei geisio neu'n teimlo bod yn rhaid iddyn nhw ei geisio. Ac, i gefnogi gwaith yr undebau credyd, mae Llywodraeth Cymru yn darparu £544,000 i'r undebau credyd yn y flwyddyn ariannol hon, a chredaf fod yr arian hwnnw wedi'i fuddsoddi'n dda. Mae Huw Irranca-Davies, eto, yn iawn i ddweud bod pobl wedi gweld eu bywydau'n cael eu trawsnewid gan gronfa ddysgu undebau Cymru. Ers ei sefydlu tua 20 mlynedd yn ôl, cefnogwyd dros 200 o brosiectau cronfa ddysgu undebau Cymru, gan helpu miloedd o ddysgwyr. Mae tua 1,000 o gynrychiolwyr dysgu'r undebau yng Nghymru wedi helpu i ddarparu cyfle dysgu i 7,088 o bobl yn y flwyddyn ariannol ddiwethaf yn unig. Ac mae'r timau dysgu yn y gweithle hynny hefyd, yn amlwg, wedi cyfrannu'n fawr at gyflawni'r prosiectau hynny'n effeithiol ac wedi gwneud hynny yn anad dim drwy eu gwybodaeth a'u cefnogaeth ar lefel lawr gwlad. Felly, credaf y byddai unrhyw gyfle i ddathlu hynny'n sicr yn rhywbeth cadarnhaol.