English: I met with residents from a housing association in Bridgend recently, Hafod Housing, and I was wondering if we could have a statement from the Cabinet Secretary for housing with regards to some of the issues that they've raised with me with regards to how housing associations are monitored by the Welsh Government, what checks are made to ensure housing associations comply with the Welsh housing quality standard, and whether there are any sanctions for those that fail to comply. Could the Welsh Government look at which housing associations charge tenants for their services? For example, some of the tenants that I spoke to at Hafod Housing were saying that they don't actually need some of the services that they are paying for within these particular service charges, and feel aggrieved by that very point. I understand that we are short on time because we are coming to the end of term, but if we could have a statement on the relationship between the Government and housing associations and monitoring their progress, I would be very grateful indeed. The second statement that I wanted to request from Welsh Government was one from the education Cabinet Secretary with regards to financial education. I note from today's news that the report from Estyn - its thematic review - has come out, and says that more needs to be done to train teachers on financial education. Again, as I identified through my private Member's Bill, it's very patchy from area to area, with secondary schools being less effective in teaching financial education than primary schools. So, I would welcome a statement on this to understand what the Welsh Government is doing in reaction to this particular thematic review, and how we can progress on this particular agenda through the Donaldson recommendations.
Welsh: Cyfarfûm â thrigolion o gymdeithas dai ym Mhen-y-bont yn ddiweddar, Tai Hafod, ac roeddwn yn meddwl a oes modd cael datganiad gan Ysgrifennydd y Cabinet ar gyfer tai mewn cysylltiad â rhai o'r materion y maent wedi eu codi gyda mi ynglŷn â sut mae cymdeithasau tai yn cael eu monitro gan Lywodraeth Cymru, pa wiriadau sy'n cael eu gwneud i sicrhau bod cymdeithasau tai yn cydymffurfio â safon ansawdd tai Cymru, ac a oes unrhyw sancsiynau ar gyfer y rhai sy'n methu â chydymffurfio. A allai Llywodraeth Cymru edrych i weld pa gymdeithasau tai sy'n codi tâl ar denantiaid am eu gwasanaethau? Er enghraifft, mae rhai o'r tenantiaid y siaradais i â nhw yn Tai Hafod yn dweud nad oes angen rhai o'r gwasanaethau y maent yn talu amdanynt o fewn y taliadau gwasanaeth penodol, ac mae'r union bwynt hwnnw yn peri gofid i mi. Deallaf ein bod yn brin o amser oherwydd ein bod yn dod i ddiwedd y tymor, ond pe gallem gael datganiad am y berthynas rhwng y Llywodraeth a chymdeithasau tai a monitro eu cynnydd, byddwn yn ddiolchgar iawn. Yr ail ddatganiad yr oeddwn eisiau gofyn amdano gan Lywodraeth Cymru oedd un gan Ysgrifennydd y Cabinet dros addysg mewn cysylltiad ag addysg ariannol. Nodaf o newyddion heddiw bod yr adroddiad gan Estyn - ei adolygiad thematig - wedi ymddangos, a dywed fod angen gwneud mwy i hyfforddi athrawon ar addysg ariannol. Unwaith eto, fel y nodais trwy fy Mil Aelod preifat, mae'n anghyson iawn o ardal i ardal, gydag ysgolion uwchradd yn llai effeithiol wrth addysgu addysg ariannol nag ysgolion cynradd. Felly, byddwn yn croesawu datganiad am hyn er mwyn deall yr hyn y mae Llywodraeth Cymru yn ei wneud i adweithio i'r adolygiad thematig penodol hwn, a sut y gallwn symud ymlaen ar yr agenda benodol hon drwy argymhellion Donaldson.