English: Can I thank Hefin and I also thought his hwyl on this this afternoon was very, very appropriate, because I think it really is the purpose of a legislature that's reflecting on the interests of the people it serves effectively to allow this sort of avenue where backbenchers can identify really key issues. It's not possible for the Government always to feel the force of these things, because we are in more contact, often, with the person on the street who is facing these difficulties. And this is surely an area of law that is screaming out for regulation and it needs to be updated, or, in effect, a legal process put in place for the first time, to govern the sort of practices that we are now seeing, which were largely absent as my colleague Suzy Davies outlined, 10, 20 or certainly 30 years ago. So, I think it's very, very important. I note that the research by consumer group Which? thinks that unfair practices in this sector could amount to about £700 million of unnecessary service charges, because there isn't clarity in terms of governance. It's not transparent, costs that are charged don't have to meet the actual costs of any service and also management companies can be part of a wider portfolio and can offset costs in one particular estate or even against different business, it appears. It is absolutely outrageous, and, indeed, the UK all-party parliamentary group on leaseholds, which has also looked at this area, think the excessive costs could amount to £1.4 billion. It really is an outrageous practice, and as somebody who really believes in the market when it's effectively regulated, I do think it's a pretty poor show that these practices have developed, largely as a result of private sector building companies. It is something that we now need to see action on. I think Hefin is quite right in point 2 (c) of this motion to note that the UK Government is concerned in terms of England, for which it has housing policy responsibility and is working to examine the situation, then rectify it appropriately with legislation, and I certainly think we should have a similar commitment. I think a lot of us were shocked when we realised for the first time the prevalence of these abuses and the whole business model that's now emerging, in that you're not developing some estates so that they are adoptable or largely adoptable anyway. It really is something that should stop and I would certainly encourage Hefin to go on in this vein.
Welsh: A gaf fi ddiolch i Hefin a dweud hefyd fy mod yn credu bod yr hwyl a gafodd ar hyn y prynhawn yma yn briodol iawn, oherwydd credaf mai dyna yw pwrpas deddfwrfa sy'n myfyrio ar fuddiannau'r bobl y mae'n eu gwasanaethu'n effeithiol er mwyn caniatáu'r math hwn o lwybr lle y gall Aelodau'r meinciau cefn nodi materion sy'n wirioneddol allweddol. Nid yw'n bosibl i'r Llywodraeth deimlo grym y pethau hyn bob amser, oherwydd mae gennym ni fwy o gysylltiad, yn aml, â'r person ar y stryd sy'n wynebu'r anawsterau hyn. Ac yn sicr dyma faes cyfraith y mae gwir angen ei reoleiddio a'i ddiweddaru, neu roi proses gyfreithiol ar waith am y tro cyntaf i lywodraethu'r math o arferion rydym yn eu gweld bellach, a oedd yn absennol, i raddau helaeth, fel yr amlinellodd fy nghyd-Aelod Suzy Davies, 10, 20 neu yn sicr, 30 mlynedd yn ôl. Felly, credaf ei fod yn bwysig iawn. Rwy'n nodi bod gwaith ymchwil y grŵp defnyddwyr Which? yn credu ei bod hi'n bosibl fod arferion annheg yn y sector hwn yn arwain at oddeutu £700 miliwn o daliadau gwasanaeth diangen, oherwydd nad oes eglurder o ran llywodraethu. Nid yw'n dryloyw, nid oes raid i'r costau a godir gyfateb i gostau gwirioneddol unrhyw wasanaeth a hefyd gall cwmnïau rheoli fod yn rhan o bortffolio ehangach a gwrthbwyso costau mewn un ystâd benodol neu yn erbyn busnesau gwahanol hyd yn oed, mae'n ymddangos. Mae'n gwbl warthus, ac yn wir, mae grŵp seneddol hollbleidiol y DU ar lesddaliadau, sydd hefyd wedi edrych ar y maes hwn, yn credu y gallai cyfanswm y costau gormodol fod yn £1.4 biliwn. Mae'n arfer gwirioneddol gywilyddus, ac fel rhywun sy'n credu'n gryf yn y farchnad pan fo'n cael ei rheoleiddio yn effeithiol, rwy'n credu ei bod yn eithaf gwael fod yr arferion hyn wedi datblygu, i raddau helaeth o ganlyniad i gwmnïau adeiladu sector preifat. Mae'n rhywbeth y mae angen i ni weithredu arno yn awr. Credaf fod Hefin yn gwbl gywir ym mhwynt 2 (c) y cynnig hwn lle mae'n nodi bod Llywodraeth y DU yn bryderus mewn perthynas â Lloegr, lle mae ganddi gyfrifoldeb polisi tai a lle mae'n gweithio i archwilio'r sefyllfa, cyn ei hunioni'n briodol â deddfwriaeth, ac rwy'n sicr yn credu y dylai fod gennym ymrwymiad tebyg. Credaf fod llawer ohonom wedi cael ein syfrdanu wrth sylweddol am y tro cyntaf pa mor gyffredin yw'r drwg arferion hyn a'r model busnes cyfan sydd bellach yn dod i'r amlwg, yn yr ystyr nad ydych yn datblygu rhai ystadau i safonau mabwysiadwy, neu fabwysiadwy i raddau helaeth beth bynnag. Mae'n rhywbeth a ddylai ddod i ben a buaswn yn sicr yn annog Hefin i fwrw ymlaen yn y modd hwn.