English: Well, Llywydd, can I thank Huw Irranca-Davies for what he said today and the work that I know he does all the time to promote the co-operative movement, to speak up for the principles of co-operation and of partnership? He's absolutely right to point to the number of Welsh Co-operative Party Assembly Members here in the Chamber. I was very pleased to ask the Deputy Minister for Economy and Transport to particularly focus on the work that is being done on the co-operative economy. I'd be very pleased to meet the Member and others who have an interest in this, because on so many of the things that he mentioned in his supplementary question, there is work that we are determined to do here in Wales. The £25 million Welsh management succession fund that has been set up by my colleague Ken Skates, through the Development Bank of Wales, is an absolutely practical example of the way in which we want employee ownership to grow here in Wales. We've recently supported a larger-scale programme for community-led housing, in conjunction with the Nationwide federation, to develop co-operative housing here in Wales, and the prospect of a community bank, I think, is one of the most exciting prospects that we have here in Wales. We know that there are whole communities where conventional banking no longer operates on the high street and in those communities, and we have an opportunity here in Wales, working with others, to develop a different sort of model that will return banking to the core of those communities, that will offer a service to small businesses - microbusinesses in particular - and doing it on the basis of those collaborative principles that the co-operative movement exemplifies.
Welsh: Wel, Llywydd, a gaf i ddiolch i Huw Irranca-Davies am yr hyn a ddywedodd heddiw a'r gwaith y gwn ei fod yn ei wneud drwy'r amser i hyrwyddo'r mudiad cydweithredol, i siarad o blaid egwyddorion cydweithredu a phartneriaeth? Mae'n hollol iawn i dynnu sylw at nifer Aelodau Cynulliad y Blaid Gydweithredol yng Nghymru yma yn y Siambr. Roeddwn i'n falch iawn o ofyn i Ddirprwy Weinidog yr Economi a Thrafnidiaeth ganolbwyntio'n benodol ar y gwaith sy'n cael ei wneud ar yr economi gydweithredol. Byddwn yn falch iawn o gyfarfod â'r aelod ac eraill sydd â diddordeb yn hyn, oherwydd mae gwaith ar gynifer o'r pethau y cyfeiriodd atynt yn ei gwestiwn atodol yr ydym yn benderfynol o'i wneud yma yng Nghymru. Mae cronfa olyniaeth rheoli Cymru o £25 miliwn, a sefydlwyd gan fy nghyd-Aelod, Ken Skates, trwy Fanc Datblygu Cymru, yn enghraifft gwbl ymarferol o'r ffordd yr ydym ni eisiau i berchenogaeth cyflogeion dyfu yma yng Nghymru. Rydym ni wedi cefnogi rhaglen ar raddfa fwy yn ddiweddar ar gyfer tai a arweinir gan y gymuned, ar y cyd â ffederasiwn Nationwide, i ddatblygu tai cydweithredol yma yng Nghymru, ac mae'r posibilrwydd o fanc cymunedol, rwy'n credu, yn un o'r posibiliadau mwyaf cyffrous sydd gennym ni yma yng Nghymru. Rydym ni'n gwybod bod cymunedau cyfan lle nad yw bancio confensiynol yn gweithredu ar y stryd fawr ac yn y cymunedau hynny mwyach, ac mae gennym ni gyfle yma yng Nghymru, gan weithio gydag eraill, i ddatblygu gwahanol fath o fodel a fydd yn dychwelyd bancio i graidd y cymunedau hynny, a fydd yn cynnig gwasanaeth i fusnesau bach - microfusnesau yn arbennig - a'i wneud ar sail yr egwyddorion cydweithredol hynny y mae'r mudiad cydweithredol yn eu henghreifftio.