English: Diolch, Dirprwy Lywydd, and I'd like to thank Members and the Minister, of course, for a reply and the contributions to today's debate. I might not have agreed with them all, but thank you nonetheless. Dirprwy Lywydd, this debate couldn't be more timely. This morning, on the bus in, there was a BBC news headline: 'Price rises see record jump as food costs soar in August.' The biggest increase in inflation since records began in 1997, yet we hear nothing, nothing from the Tory Government: no u-turn on the scrapping of the £20 uplift to universal credit, nothing on what measures it will take to protect the most vulnerable in society or the largest reduction to any social security payment since the 1930s. Instead, we've got the work and pensions Secretary backing the cut to universal credit saying that it would only mean two hours of extra work. If only it was that simple. 'Shameful' is probably the word that's most appropriate that comes to my mind. I'm sure the Dirprwy Lywydd wouldn't want or even take kindly to the words I used when I initially heard the comments, so I'm minded not to repeat them. Now, we know that the reduction in universal credit and working tax credits will have implications for the Welsh economy. The Bevan Foundation have estimated that the cut will directly remove £286 million from the pockets of low-income families in Wales annually. We hear about the emphasis on economic recovery. Well, it will no doubt be hindered by the decisions taken by the UK Tory Government, who would rather punish the working class and help their rich butties. As Delyth Jewell has already asked us: what is £20? That's money that could have gone on essentials - money that would have been spent in our economy, money that could have gone on the occasional treat. Sioned Williams rightly pointed out the effect that the cut to universal credit would have on working families. As she has already highlighted, the TUC tells us that a third of families affected in Wales will be working families, and that's families in each and every one of our constituencies and regions. This is about dignity and respect for our fellow citizens, and on this point of dignity and respect, with the evidence - and, of course, evidence collected over the course of almost a decade, by the way - against universal credit, I find it hard to believe that the Welsh Conservatives still defend it. Case after case after case where families are stuck in a vicious cycle of poverty. And I've sat here, as well, through this entire debate, and all I've been hearing are Conservative Members on the benches laughing. Laughing. You should be utterly ashamed. [ Interruption.] No, I will not be taking an intervention, thank you. No, I will not take an intervention. [ Interruption.] I will not take an intervention. You have been laughing all the way through this debate. Come with me; come with me to my region. And I'm sure Sarah Murphy as well - we both represent the same area. We'll take you to some of those families who have been affected by the Tory Government, and we'll see what they think about the fact that you laugh on your benches. You should be utterly ashamed -
Welsh: Diolch, Ddirprwy Lywydd, a hoffwn ddiolch i'r Aelodau a'r Gweinidog, wrth gwrs, am ateb a'r cyfraniadau i'r ddadl heddiw. Efallai nad oeddwn yn cytuno â phob un, ond diolch serch hynny. Ddirprwy Lywydd, ni allai'r ddadl hon fod yn fwy amserol. Y bore yma, ar y bws i mewn, roedd pennawd newyddion y BBC yn dweud bod prisiau wedi codi'n uwch nag erioed o'r blaen wrth i gostau bwyd gynyddu ym mis Awst. Y cynnydd mwyaf mewn chwyddiant ers dechrau cadw cofnodion yn 1997, ac eto ni chlywn ddim, dim o gwbl gan y Llywodraeth Dorïaidd: dim tro pedol ar ddileu'r cynnydd o £20 i gredyd cynhwysol, dim ynglŷn â pha fesurau y bydd yn eu cymryd i ddiogelu'r rhai mwyaf agored i niwed mewn cymdeithas na'r gostyngiad mwyaf i unrhyw daliad nawdd cymdeithasol ers y 1930au. Yn hytrach, mae gennym yr Ysgrifennydd gwaith a phensiynau'n cefnogi'r toriad i gredyd cynhwysol gan ddweud na fyddai ond yn golygu dwy awr o waith ychwanegol. O na bai mor syml â hynny. Mae'n debyg mai 'cywilyddus' yw'r gair mwyaf priodol sy'n dod i'r meddwl. Rwy'n siŵr na fyddai'r Dirprwy Lywydd yn ymateb yn garedig iawn i'r geiriau a ddefnyddiais pan glywais y sylwadau gyntaf, felly mae'n well i mi beidio â'u hailadrodd. Nawr, gwyddom y bydd gan y gostyngiad mewn credyd cynhwysol a chredydau treth gwaith oblygiadau i economi Cymru. Mae Sefydliad Bevan wedi amcangyfrif y bydd y toriad yn mynd â £286 miliwn yn uniongyrchol o bocedi teuluoedd incwm isel yng Nghymru bob blwyddyn. Clywn am y pwyslais ar adferiad economaidd. Wel, mae'n siŵr y caiff ei lesteirio gan y penderfyniadau a wnaed gan Lywodraeth Dorïaidd y DU, y byddai'n well ganddynt gosbi'r dosbarth gweithiol a helpu eu ffrindiau cyfoethog. Fel y mae Delyth Jewell eisoes wedi gofyn i ni: beth yw £20? Dyna arian a allai fod wedi mynd ar hanfodion - arian a fyddai wedi'i wario yn ein heconomi, arian a allai fod wedi mynd ar drît achlysurol. Tynnodd Sioned Williams sylw'n briodol at yr effaith y byddai'r toriad i gredyd cynhwysol yn ei chael ar deuluoedd sy'n gweithio. Fel y nododd eisoes, mae'r TUC yn dweud wrthym y bydd traean o'r teuluoedd yr effeithir arnynt yng Nghymru yn deuluoedd sy'n gweithio, ac mae'r rheini'n deuluoedd ym mhob un o'n hetholaethau a'n rhanbarthau. Mae a wnelo hyn ag urddas a pharch tuag at ein cyd-ddinasyddion, ac ar y pwynt hwn ynglŷn ag urddas a pharch, gyda'r dystiolaeth - ac wrth gwrs, tystiolaeth a gasglwyd dros gyfnod o bron i ddegawd, gyda llaw - yn erbyn credyd cynhwysol, rwy'n ei chael hi'n anodd credu bod y Ceidwadwyr Cymreig yn dal i'w amddiffyn. Achos ar ôl achos ar ôl achos lle mae teuluoedd yn sownd mewn cylch dieflig o dlodi. Ac rwyf wedi eistedd yma hefyd, drwy gydol y ddadl hon, a'r cyfan a glywais oedd Aelodau Ceidwadol ar y meinciau'n chwerthin. Yn chwerthin. Dylech fod â chywilydd llwyr. [ Torri ar draws.] Na, nid wyf am dderbyn ymyriad, diolch. Na, nid wyf yn derbyn ymyriad. [ Torri ar draws.] Nid wyf yn derbyn ymyriad. Rydych wedi bod yn chwerthin drwy gydol ddadl hon. Dewch gyda mi; dewch gyda mi i fy rhanbarth. A Sarah Murphy hefyd rwy'n siŵr - mae'r ddau ohonom yn cynrychioli'r un ardal. Awn â chi at rai o'r teuluoedd yr effeithiwyd arnynt gan y Llywodraeth Dorïaidd, a chawn weld beth yw eu barn hwy am y ffaith eich bod chi'n chwerthin ar eich meinciau. Dylech fod â chywilydd mawr -