English: Can I thank David Rowlands for his contribution and his question? I'd agree with him entirely on the points that he's raised, first of all in terms of the support that can be brought forward by the UK Government. The job retention scheme has been crucial in avoiding catastrophic levels of unemployment to date, and therefore it has to continue for as long as it is needed. Similar schemes on the continent have been utilised for over a decade, and can be reintroduced at very short notice by European Governments. I would wish to see the job retention scheme retained for the long term and introduced whenever necessary, should further events of this nature occur. In terms of people on lower incomes, it's a fact that people who earn more during the pandemic have been able to save more, and the UK Government, obviously, during the course of the last week, in many statements, has been indicating that it is relying on those people who have been able to save during the pandemic to release their savings to stimulate economic activity. But, of course, we have a very significant number of people who do not enjoy higher levels of income. In turn, we must therefore intervene to support those people who have been hardest hit, and we will go on doing that through direct support for those sectors that are vulnerable. We'll make sure that they are able to grow in a more sustainable way through the beacon activity that I've outlined, through business development grants, through the Development Bank of Wales offering that significant increase in the flexible investment fund, and through, of course, the prospect of collaboration through some of the magnet projects.
Welsh: A gaf i ddiolch i David Rowlands am ei gyfraniad a'i gwestiwn? Byddwn yn cytuno'n llwyr ag ef o ran y pwyntiau y mae wedi'u crybwyll, yn gyntaf oll o ran y gefnogaeth y gall Llywodraeth y DU ei chyflwyno. Mae'r cynllun cadw swyddi wedi bod yn hollbwysig er mwyn osgoi lefelau trychinebus o ddiweithdra hyd yma, ac felly mae'n rhaid iddo barhau cyhyd ag y bo'i angen. Defnyddiwyd cynlluniau tebyg ar y cyfandir ers dros ddegawd, a gellir eu hailgyflwyno ar fyr rybudd gan Lywodraethau Ewrop. Hoffwn weld y cynllun cadw swyddi'n cael ei gadw ar gyfer y tymor hir a'i gyflwyno pryd bynnag y bo angen, pe bai digwyddiadau pellach o'r math hwn. O ran pobl ar incwm llai, mae'n ffaith bod pobl sy'n ennill mwy yn ystod y pandemig wedi gallu cynilo mwy, ac mae Llywodraeth y DU, yn amlwg, yn ystod yr wythnos diwethaf, mewn llawer o ddatganiadau, wedi bod yn nodi ei bod hi'n dibynnu ar y bobl hynny sydd wedi gallu cynilo yn ystod y pandemig i ryddhau eu cynilion i ysgogi gweithgarwch economaidd. Ond, wrth gwrs, mae gennym ni nifer sylweddol iawn o bobl nad ydyn nhw yn mwynhau incwm sylweddol. Yn ei dro, rhaid inni felly ymyrryd i gefnogi'r bobl hynny sydd wedi cael eu taro galetaf, a byddwn yn parhau i wneud hynny drwy roi cymorth uniongyrchol i'r sectorau hynny sy'n agored i niwed. Byddwn yn sicrhau eu bod yn gallu tyfu mewn ffordd fwy cynaliadwy drwy'r gweithgaredd llusern yr wyf wedi'i amlinellu, drwy grantiau datblygu busnes, drwy Fanc Datblygu Cymru sy'n cynnig y cynnydd sylweddol hwnnw yn y gronfa fuddsoddi hyblyg, a thrwy, wrth gwrs, y posibilrwydd o gydweithio drwy rai o'r prosiectau atynnu.