English: May I question the assumption that the baseline should automatically be changed to reflect the subsequent decisions of the remuneration board? Because I would question whether that is the way in which other public sector bodies operate. Very often, they'll prepare their budget on one set of assumptions and then things will change and they'll have to absorb those costs and make savings elsewhere. Just to take an example, in the new pension arrangements across the UK for previously opted-out pension schemes, such as in the NHS, it's a very big issue. Suddenly, they had to pay an extra 2 per cent national insurance, but that didn't mean they got a 2 per cent uplift in their budget to compensate for that. So, to the extent that the external frame has changed, and the remuneration board has decided that, of our budget, a somewhat greater proportion should go to Members with more flexibility to spend on their staff, I would question whether we should, or, indeed, whether the previous finance report - I was a member of the committee at that point - implied that there should be some adjustment for that. Couldn't we instead look at where savings might be made elsewhere, to the extent that Members have greater flexibility over their allowances and staffing allowances, could they take on perhaps some of the things where the Commission had been providing services before? I question again, just as another example, that the amount we're all having paid into our pensions by the Assembly Commission is going up by about 3 per cent per year. Again, that's something we had to consider and how to adjust it. Why are we putting our money into investments where we know they're going to fall in value over time? Shouldn't we actually be taking decisions that mean there has to be less money put in because the investment return might be higher? And I think the most important thing, and I just wonder if you agree, chairing the Finance Committee, is that the rest of the public sector has had significant austerity when our budget's being growing quite significantly. I thought, as the Finance Committee, that we took a view that henceforth we should be like the rest of the public sector.
Welsh: A gaf fi gwestiynu'r rhagdybiaeth y dylid newid y llinell sylfaen yn awtomatig i adlewyrchu penderfyniadau dilynol y bwrdd taliadau? Oherwydd buaswn yn cwestiynu ai dyna'r ffordd y mae cyrff y sector cyhoeddus yn gweithredu. Yn aml iawn, byddant yn paratoi eu cyllideb ar un set o ragdybiaethau ac yna bydd pethau'n newid a bydd yn rhaid iddynt ysgwyddo'r costau hynny a gwneud arbedion mewn mannau eraill. Er enghraifft, yn y trefniadau pensiwn newydd ledled y DU ar gyfer cynlluniau pensiwn yr optiwyd allan ohonynt o'r blaen, fel yn y GIG, mae'n fater pwysig iawn. Yn sydyn, bu'n rhaid iddynt dalu 2 y cant yn ychwanegol o yswiriant gwladol, ond nid oedd hynny'n golygu eu bod yn cael codiad o 2 y cant yn eu cyllideb i wneud iawn am hynny. Felly, i'r graddau bod y ffrâm allanol wedi newid, a bod y bwrdd taliadau wedi penderfynu, o'n cyllideb, y dylai cyfran rywfaint yn fwy fynd i'r Aelodau gyda mwy o hyblygrwydd i wario ar eu staff, buaswn yn cwestiynu a ddylem, neu'n wir, a oedd yr adroddiad cyllid blaenorol - roeddwn yn aelod o'r pwyllgor ar y pwynt hwnnw - yn awgrymu y dylid addasu rhywfaint ar gyfer hynny. Yn hytrach, oni allem edrych ar lle y gellid gwneud arbedion mewn mannau eraill, i'r graddau bod gan yr Aelodau fwy o hyblygrwydd dros eu lwfansau a'u lwfansau staffio, a allent gymryd rhai o'r pethau lle roedd y Comisiwn wedi bod yn darparu gwasanaethau cyn hynny efallai? Unwaith eto, rwy'n cwestiynu, fel enghraifft arall yn unig, fod y swm sy'n cael ei dalu i bensiynau pawb ohonom gan Gomisiwn y Cynulliad yn codi tua 3 y cant y flwyddyn. Unwaith eto, mae hynny'n rhywbeth yr ydym wedi gorfod ei ystyried a sut i'w addasu. Pam yr ydym yn rhoi ein harian i fuddsoddiadau lle y gwyddom y byddant yn disgyn o ran eu gwerth dros amser? Oni ddylem fod yn gwneud penderfyniadau sy'n golygu bod yn rhaid rhoi llai o arian i mewn oherwydd y gallai elw ar y buddsoddiad fod yn uwch? Ac rwy'n credu mai'r peth pwysicaf, tybed a ydych yn cytuno, wrth gadeirio'r Pwyllgor Cyllid, yw bod gweddill y sector cyhoeddus wedi wynebu cyni sylweddol wrth i'n cyllideb ni gynyddu'n eithaf sylweddol. Roeddwn yn meddwl, fel Pwyllgor Cyllid, ein bod o'r farn y dylem fod fel gweddill y sector cyhoeddus o hyn ymlaen.