Debate: Are Banks Making Too Much Money From Fees?
Do the fees banks charge customers need to be more closely regulated, or are they necessary for the health of the banks, and the economy?

Claim: Fees should not be more regulated
Reason: Banks have free use of our money for weeks, months, and years.
Warrant 0: holding money is a big responsibility
Warrant 1: holding money is not a big responsibility
Correct warrant: 0

Claim: Fees should not be more regulated
Reason: A bank user has to pay many times more for a service that costs the bank much less.
Warrant 0: paying more for something that costs less is how free markets work
Warrant 1: paying more for something that costs less is not how free markets work
Correct warrant: 0