Autor: PT Madrid | Publicado: 2014-01-24T16:08:00+01:00



  
 
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http://portal.mda.gov.br/portal/saf/programas/pronaf

Sobre o Programa 
    

      Linhas de crédito 
     

      Microcrédito Rural (Pronaf Grupo B) 
     

      Como acessar o Microcrédito Rural?  
     

      Gestão e monitoramento do Microcrédito Rural 
     

      Dúvidas sobre o crédito rural. O que posso fazer?  
     

      Base de dados do Crédito Pronaf 
     

      Evolução do Pronaf  
     

      Legislação 
     

      Como funciona o Pronaf? 
     

      Arquivos Técnicos do Plano Safra 
     




 
 
 
  
 
  
  
   

  
  
  
      
   
Sobre o Programa

   Sobre o Programa 

 

O Programa Nacional de 
Fortalecimento da Agricultura Familiar (Pronaf) financia projetos 
individuais ou coletivos, que gerem renda aos agricultores familiares e 
assentados da reforma agrária. O programa possui as mais baixas taxas de
 juros dos financiamentos rurais, além das menores taxas de 
inadimplência entre os sistemas de crédito do País. 


O acesso ao Pronaf 
inicia-se na discussão da família sobre a necessidade do crédito, seja 
ele para o custeio da safra ou atividade agroindustrial, seja para o 
investimento em máquinas, equipamentos ou infraestrutura de produção e 
serviços agropecuários ou não agropecuários. 


Após a decisão do que 
financiar, a família deve procurar o sindicato rural ou a empresa de 
Assistência Técnica e Extensão Rural (Ater), como a Emater, para 
obtenção da Declaração de Aptidão ao Pronaf (DAP), que será emitida 
segundo a renda anual e as atividades exploradas, direcionando o 
agricultor para as linhas específicas de crédito a que tem direito. Para
 os beneficiários da reforma agrária e do crédito fundiário, o 
agricultor deve procurar o Instituto Nacional de Colonização e Reforma 
Agrária (Incra) ou a Unidade Técnica Estadual (UTE). 


O agricultor deve estar 
com o CPF regularizado e livre de dívidas. As condições de acesso ao 
Crédito Pronaf, formas de pagamento e taxas de juros correspondentes a 
cada linha são definidas, anualmente, a cada Plano Safra da Agricultura 
Familiar, divulgado entre os meses de junho e julho.