Aprenda a administrar seu 13º salário
Autor: Pacuí | Publicado: 2014-11-26T03:41:00-08:00

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Muitos aproveitam o 13º para acabar com as dívidas e colocar
a vida em ordem, outros utilizam para fazer uma viagem ou até mesmo gastar em
compras para as comemorações de final de ano. Mas qual
é a melhor maneira de administrar esse dinheiro
extra?






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Aprenda a administrar seu
13º salário 

De
Redação InfoJobs&nbsp;



Muitos
aproveitam o 13º para acabar com as dívidas e colocar a vida em ordem, outros
utilizam para fazer uma viagem ou até mesmo gastar em compras para as
comemorações de final de ano. Mas qual é a melhor maneira de administrar
esse dinheiro extra?&nbsp;




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A
primeira dica é não sair pagando todas as dívidas que você acumulou durante o ano.
Afinal de contas, do que adianta acabar com o seu dinheiro rapidamente e
posteriormente criar novas despesas? Portanto, trace um planejamento financeiro
de forma que você tenha o controle das suas dívidas. Separe uma parte deste
montante para quitar as contas de maior urgência, aquelas que estão tirando seu
sono e mantenha somente as parcelas que não comprometem o seu orçamento. 

Como o 13º é um prêmio de recompensa pelo seu trabalho e dedicação durante todo
o ano, reserve uma parte deste dinheiro para comprar um presente
para você mesmo, mas atenção: pague a vista! Desta forma, este “mimo” não irá
se transformar em mais uma dívida dentro do seu orçamento. 

Por último, reserve uma parte deste salário para aquelas despesas
pesadas do começo do ano. Ter um dinheiro guardado para pagar
IPVA, IPTU, matrícula de escola, entre outros, irá te deixar mais tranquilo
para começar um ano bem e motivado. Fazer um balanço de seus gastos pode
te ajudar a ter um ano mais tranquilo.