Comparação de Tesouro Direto com CDI / CDB
Autor: Equipe do Mapa do Tesouro Direto | Publicado: 2014-07-30T19:40:00-03:00


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Mesmo no período turbulento recente o
Tesouro Direto foi melhor em diversos indicadores. Eis a comparação:



CDB - DI 

 

  
(%CDI)

  
Jun/2014

  
Acum/2014

  
12 meses

 

  
102&nbsp;&nbsp;&nbsp;&nbsp;

  
0,83 % 

  
5,07 % 

  
9,87 % 

 

  
98&nbsp;&nbsp;&nbsp;&nbsp;

  
0,80 % 

  
4,87 % 

  
9,46 % 

 

  
95&nbsp;&nbsp;&nbsp;&nbsp;

  
0,78 % 

  
4,72 % 

  
9,16 % 

 

  
90&nbsp;&nbsp;&nbsp;&nbsp;

  
0,74 % 

  
4,46 % 

  
8,66 % 

 

  
85&nbsp;&nbsp;&nbsp;&nbsp;

  
0,69 % 

  
4,21 % 

  
8,16 % 

 

  
80&nbsp;&nbsp;&nbsp;&nbsp;

  
0,65 % 

  
3,96 % 

  
7,66
  %&nbsp;

 




Fonte:
https://wwws.minhaseconomias.com.br/investimento.do





 

  
Título

  
Vencimento

  
Indexador

  
Rentabilidade Bruta Acumulada

 

  
30 dias

  
Mês Anterior

  
No Ano

  
12 Meses

 

  
LTN

  
01/01/2015

  
Prefixado

  
0,90%

  
0,85%

  
5,87%

  
9,03%

 

  
LTN

  
01/01/2016

  
Prefixado

  
0,99%

  
1,20%

  
7,45%

  
9,20%

 

  
LTN

  
01/01/2017

  
Prefixado

  
1,16%

  
1,14%

  
9,10%

  
9,03%

 

  
LTN

  
01/01/2018

  
Prefixado

  
1,51%

  
0,96%

  
-

  
-

 

  
NTN-F

  
01/01/2017

  
Prefixado

  
1,10%

  
1,08%

  
8,67%

  
8,85%

 

  
NTN-F

  
01/01/2021

  
Prefixado

  
2,04%

  
0,65%

  
13,07%

  
7,21%

 

  
NTN-F

  
01/01/2023

  
Prefixado

  
2,51%

  
0,61%

  
14,69%

  
7,06%

 

  
NTN-F

  
01/01/2025

  
Prefixado

  
2,71%

  
0,53%

  
-

  
-

 

  
NTN-B

  
15/05/2015

  
IPCA

  
0,72%

  
0,89%

  
6,71%

  
10,46%

 

  
NTN-B

  
15/05/2017

  
IPCA

  
0,78%

  
1,43%

  
9,10%

  
10,00%

 

  
NTN-B

  
15/08/2020

  
IPCA

  
0,99%

  
0,65%

  
10,62%

  
7,88%

 

  
NTN-B

  
15/08/2024

  
IPCA

  
1,05%

  
0,14%

  
11,08%

  
6,69%

 

  
NTN-B

  
15/05/2035

  
IPCA

  
1,58%

  
-1,30%

  
13,38%

  
3,75%

 

  
NTN-B

  
15/05/2045

  
IPCA

  
1,46%

  
-1,69%

  
14,21%

  
3,24%

 

  
NTN-B

  
15/08/2050

  
IPCA

  
1,48%

  
-1,77%

  
14,42%

  
3,20%

 

  
NTN-B Principal

  
15/05/2015

  
IPCA

  
0,72%

  
0,89%

  
6,73%

  
10,41%

 

  
NTN-B Principal

  
15/05/2019

  
IPCA

  
0,74%

  
0,93%

  
10,53%

  
7,99%

 

  
NTN-B Principal

  
15/08/2024

  
IPCA

  
1,35%

  
-0,38%

  
12,42%

  
4,94%

 

  
NTN-B Principal

  
15/05/2035

  
IPCA

  
2,57%

  
-3,40%

  
18,26%

  
-1,87%

 

  
NTN-C

  
01/07/2017

  
IGP-M

  
-0,07%

  
0,25%

  
6,61%

  
8,63%

 

  
NTN-C

  
01/04/2021

  
IGP-M

  
0,06%

  
-0,56%

  
8,17%

  
6,33%

 

  
NTN-C

  
01/01/2031

  
IGP-M

  
0,71%

  
-1,72%

  
9,67%

  
4,44%

 

  
LFT

  
07/03/2015

  
Taxa Selic

  
0,90%

  
0,81%

  
5,95%

  
9,96%

 

  
LFT

  
07/03/2017

  
Taxa Selic

  
0,83%

  
0,71%

  
5,85%

  
9,78%

 




fonte: http://www.bmfbovespa.com.br/pt-br/mercados/outros-titulos/tesouro-direto/tesouro-direto.aspx?idioma=pt-br



A comparação segue:



- O CDB traz o risco da instituição financeira

- O Tesouro Direto requer marcação a mercado e complexa estimativa
de rentabilidade futura (onde atuamos desde 2006...)