10 Dicas Para Alcançar A Independência Financeira
Autor: Jaisson Cenci | Publicado: 2012-04-14T19:37:00-07:00

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Não existe uma “Receita De Bolo” para alcançar a
sua independência financeira, porém algumas dicas básicas podem ser úteis:



1 - Faça um planejamento anual todo início de ano.
Coloque os Itens por prioridade. (Eu costumo fazer dois planejamentos um
financeiro/profissional, e outro pessoal).



2 – Faça uma planilha com todos os gastos, não
precisa ser nada sofisticado, pode ser apenas um caderno com “entrada” e
“saída”, porem deve constar até mesmo os gastos com baladas, lanchinhos
rápidos, etc



3 – Pensar duas vezes antes de parcelar viagens e
outras diversões. Analise se vale realmente a pena passar dificuldades todo o
ano por alguns dias, ou mesmo uma noite de diversão?



4 – Controlar-se nas festas. Existem muitas
programações gratuitas e tão interessantes quanto.



5 – Tente ser o mais objetivo possível na hora de
comprar. Um grande macete é evitar “modinhas”.



6 – Procure destinar parte de seus rendimentos, por
exemplo 10% no início, sempre pensando no longo prazo.



7 – Evite usar o cheque especial ou pagar a parcela
mínima do cartão de crédito. De preferência evite possuir esse “malefícios” a
saúde financeira.



8 – Dedique-se ao aprendizado em finanças. Leia um
livro por mês, assista uma palestra, utilize a internet para pesquisa, existe
um conteúdo muito vasto sobre o assunto, inclusive aqui no Blog



9 – Deixe uma pequena quantia de dinheiro para
emergência, porém evite usá-lo em qualquer dificuldade, tente achar outra
forma.



10 – Tenha responsabilidade, mas aproveite a vida
da melhor maneira possível, lembrando sempre que isso não necessariamente inclui
gastar o que você não pode ou não tem.



SBS!

__________________________________________________________________________________ 



JÁ PENSOU EM GANHAR DINHEIRO REVENDENDO BIJOTERIAS? ACESSE O LINK E SAIBA COMO:



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<![endif]-->www.imagemfolheados.com.br/SeuBolsoSaudavel