Gastar
Autor: Fanato Click S/A | Publicado: 2011-04-18T20:00:00-07:00

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 <![endif]-->Acredito que é o termo que menos preciso explicar, não? Desde pequenos, nós gastamos, antes mesmo de sabermos ao certo como funciona o sistema financeiro, o mercado, circulação de moeda, etc. 

Gastar é o simples ato de empregar o seu dinheiro em algum tipo de serviço ou produto de seu interesse. Se eu tenho R$ 30.000,00 , por exemplo, posso gastar isso comprando um carro (principalmente agora, com as reduções das taxas, quando parece mais tentador). 

A diferença do gastar para o “poupar” ou o “investir” é que não espero ter nenhum tipo de retorno financeiro sobre aquilo em que gasto. Em outras palavras, os meus R$ 30.000,00 vão embora e não espero mais vê-los outra vez. 

Um grande problema da maioria das pessoas está justamente aqui, pois elas não conseguem perceber quando o hábito de gastar começa a se tornar prejudicial, levando-a a gastar muito mais do que deveria (geralmente, com produtos ou serviços desnecessários). 

Sendo assim, uma primeira dica deste curso para quem quer se tornar um bom investidor é: cuidado com o hábito de gastar, saiba quando gastar, não deixe que os seus gastos acabem com o seu objetivo de investir, ok? Pois você precisa do dinheiro para aplicá-lo em algo que lhe seja rentável - se gastar, nada vai ter.