8 Tips for Merchant Credit Card Processing Account Safety
Autor: Emule do Brasil | Publicado: 2012-06-23T01:14:00-07:00

By Rick Sturms  A Los Angeles merchant credit card processing account is critically important to your business's success. In addition to being able to accept cash and checks for payment, it enables you accept debit and credit card payments. There are advantages and disadvantages to accepting credit cards. To avoid fraud and charge backs, here are a few things you need to follow    Exercise caution in your International transactions. There have been issues for me with eastern European countries, as well as in some places in Asia and in other third world areas of the world. Those areas are filled with people who are often suspected of fraudulent purchases. Carefully investigate any large order that has many expensive items.    Always request the CVV number up front. This particular number is situated on the back of the card, around the signature, which is followed by a unique 16 digit card number.  Card companies estimate that somewhere around 25% of charge backs can be avoided by demanding that number. There are credit card services that will not authorize a transaction unless they have this.    If someone wants overnight shipping for an expensive product, that may be a warning sign. This is very true if is easy for the items to be sold for money on the street.  This applies to very large orders as well.    When it come to Los Angeles merchant credit card processing, it is strongly recommended to exercise extreme caution when dealing with suspicious orders.  When you receive an order that seems unusual or seems to have missing or incorrect information, you must recheck the customer's information. Feel comfortable knowing the sale is real.    Should you be suspicious about an order, request identification and copies of the data and the credit card. Demand fax copies of the purchaser's licenses and credit cards. This will offer you protection from fraudulent purchases. All you risk is one lost sale if a real customer leaves because this process seems inconvenient. Loss of both the merchandise and shipping cost will ensue if you ship to a fraudulent buyer.     Use 411 reverse phone lookup to verify addresses and telephone numbers. Request that the delivery company make the customers sign when your item is delivered.  Keep copies of all signatures for your records. The person buying from you may say it's okay to leave the package that's delivered on their porch. Be cognizant of the fact that if he cannot find it when he returns, you will have to replace it.     Always tell the truth and always say the same thing when it comes to your safety and also your security items. Your employees need to be able to understand and use the same measurements. Following the suggestions we listed above will significantly reduce, if not eliminate completely, your risk of fraudulent purchases. Most criminals avoid sites that take safety and security seriously. They will quickly move on to many other places on the web that are easier prey.     1st National Credit Card Processing, located in Los Angeles, and started in 1994, gives the most services at the lowest price in the card processing and merchant services field and it is the best supplier of terminals for credit cards, Point of Sale Systems (POS), devices for reading checks, support for ecommerce, processing of payments online, and automated teller machines.    The Merchant Services Partners' Alliance can offer products and services in all industries at competitive prices following the use of these resources.         	  		About the Author:  	  	For more Credit Card Processing information, visit www.1stnationalprocessing.net