81% dos brasileiros devem usar 13º salário para o pagamento de dívidas.
Autor: Francis Hesse Palestrante | Publicado: 2016-11-23T17:14:00-02:00


Crescimento no número de consumidores que pretendem utilizar
o 13º para o pagamento de dívidas foi de 9,46%, o que indica maior
endividamento.





De &nbsp;acordo com pesquisa realizada pela Anefac, 81% dos
trabalhadoresbrasileiros pretendem utilizar o&nbsp;13º salário para o pagamento
de dívidas. O estudo foi realizado durante o mês de outubro e contou com a
participação de cerca de mil consumidores de todas as classes sociais. O
benefício deve ser pago nos dias 30 de novembro e 20 de dezembro.



A pesquisa, coordenada por Miguel José Ribeiro de Oliveira,
Diretor Executivo de Estudos e Pesquisas Econômicas da ANEFAC, aponta que o
crescimento no número de consumidores que pretendem utilizar o 13º para o&nbsp;pagamento&nbsp;de
dívidas foi de 9,46%, o que indica maior endividamento dos brasileiros no ano
de 2016.



Entre os consumidores que pretendem gastar o valor do
benefício com presentes, houve uma queda de 25% na comparação com o ano
passado. Isso indica maior preocupação com os gastos. Também houve redução de
25% no número de pessoas que têm a intenção de poupar valores que sobrarão do
13º para os gastos do início do ano.&nbsp;



O estudo também mostra que 89% dos trabalhadores possuem
dívidas no cheque especial e no cartão de crédito, e pretendem usar o benefício
para pagar estes valores. O cartão é justamente a linha de crédito com maior
peso na composição das dívidas em aberto dos consumidores, chegando a&nbsp;48%
do total – alta de 9,09% em relação ao ano passado – contra 41% do cheque
especial, que registrou aumento de 5,13%.



Produtos

Em relação aos produtos que mais serão consumidos com os
recursos do 13º salário, as roupas ficam em primeiro lugar, com 72% das
intenções de compra. Na sequência estão os celulares, com 66%, enquanto, na
terceira colocação, ficam os eletroeletrônicos e bens diversos, ambos com 61%.



Natal

Também é possível perceber pela pesquisa que os consumidores
do Brasil estão preocupados em reduzir os gastos no Natal. Enquanto 10% das
pessoas pretendiam gastar mais de R$ 500 com as compras da data comemorativa no
ano passado, em 2016 apenas 6% dos consumidores têm esta intenção.&nbsp;



A forma de pagamento também teve alterações na pesquisa
deste ano. Foi constatado um crescimento de 4,88% nos consumidores que têm a
intenção de utilizar seus próprios recursos para as compras do Natal, enquanto
houve uma queda de 40% em relação aos que devem utilizar financiamentos
bancários. A maior parte dos consumidores (66%), no entanto, deve usar o cartão
de crédito para o pagamento das compras da data.&nbsp;


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Fonte:&nbsp;Economia - iG&nbsp;@&nbsp;http://economia.ig.com.br/2016-11-21/pagamento-13.html