SFH: Não é necessário comum acordo em escolha do agente fiduciário para promover execução extrajudicial
Autor: FRANCO &amp; DALL&#39; AGNOL | Publicado: 2011-04-14T15:50:00-03:00

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Segundo o Superior Tribunal de Justiça (STJ), confirmou que, não se aplica aos contratos vinculados ao Sistema Financeiro de Habitação (SFH) a exigência de comum acordo entre credor e devedor na escolha do agente fiduciário para promover a execução extrajudicial. 

Corte Especial do Tribunal na condição de recurso repetitivo, Julgou o caso, conforme previsto no artigo 543-C do Código de Processo Civil (CPC), e a decisão deverá orientar a solução de muitos outros processos que versam sobre a mesma questão jurídica, e que estão sobrestados nos tribunais de segunda instância. 

Em seu voto, o relator, ministro Benedito Gonçalves, destacou que a escolha unilateral do agente fiduciário não é capaz, por si, de acarretar nenhuma nulidade no processo de execução extrajudicial, a não ser que se prove eventual prejuízo decorrente da atuação do agente. “O que não é o caso dos autos”, afirmou. 

Segundo Gonçalves, a possibilidade da CEF escolher unilateralmente o agente fiduciário decorre da própria lei (Decreto-Lei n. 70/66), sendo certo que a não aplicação desse entendimento pressupõe a anterior declaração de inconstitucionalidade do dispositivo em baila em prestígio ao princípio da reserva de plenário. 

O relator afirmou, ainda, que o não cumprimento desse prazo representa benesse ao devedor, que disporá de maior lapso temporal pra eventualmente saldar a dívida. “Diante disso, a constatação é a de que não se cogita perempção da execução extrajudicial na hipótese do não cumprimento do prazo estabelecido pelo artigo 31 do Decreto-Lei n. 70/66”.
Recurso Repetitivo: Superior Tribunal de Justiça&nbsp; Andamento do processo: REsp 1160435