syang687/FinSTS huggingface dataset:
Sentence 1: Federal Deposit Insurance and Premiums   Substantially all the deposits of the Bank are insured up to applicable limits by the Deposit Insurance Fund ("DIF") of the FDIC and are subject to deposit insurance assessments to maintain the DIF.
Sentence 2: Substantially all of the deposits of the Bank are insured up to applicable limits by the deposit insurance fund of the FDIC, and the Bank must pay annual deposit insurance assessments to the FDIC for such deposit insurance protection.
Semantic similarity (0-5): 4
Sentence 1: In some cases these statements are identifiable through the use of words such as "anticipate," "believe," "estimate," "forecast," "guide," "expect," "intend," "plan," "project," "target," "can," "could," "may," "should," "will," "would," and similar expressions.
Sentence 2: Statements containing words such as "may," "believe," "anticipate," "expect," "intend," "plan," "project," "projections," "business outlook," "estimate," or similar expressions constitute forward-looking statements.
Semantic similarity (0-5): 4
Sentence 1: Many factors beyond our control affect oil and natural gas prices, including, but not limited to: the cost of exploring for, producing and delivering oil and natural gas; the discovery and development rate of new oil and natural gas reserves, especially shale and other unconventional natural gas resources for which we market our rigs; the rate of decline of existing and new oil and natural gas reserves; available pipeline and other oil and natural gas transportation capacity; the levels of oil and natural gas storage; the ability of oil and natural gas exploration and production companies to raise capital; economic conditions in the United States and elsewhere; actions by the Organization of Petroleum Exporting Countries; political instability in the Middle East and other major oil and natural gas producing regions; governmental regulations, sanctions and trade restrictions, both domestic and foreign; domestic and foreign tax policy; the availability of and constraints in pipeline, storage and other transportation capacity in the basins in which we operate, including, for example, takeaway constraints experienced in the Permian Basin; weather conditions in the United States; the pace adopted by foreign governments for the exploration, development and production of their national reserves; the price of foreign imports of oil and natural gas; the strength or weakness of the United States dollar; the overall supply and demand for oil and natural gas; and the development of alternate energy sources and the long-term effects of worldwide energy conservation measures.
Sentence 2: Other factors affecting the price and marketing of oil and natural gas production, which are also beyond our control cannot be accurately predicted, are: the cost, proximity, availability, and capacity of pipelines and other transportation facilities; the price and availability of other energy sources such as coal, nuclear energy, solar, wind and alternative fuels; local, state, and federal regulations regarding production, conservation, and transportation; overall domestic and global economic conditions; the impact of the U.S. dollar exchange rates on oil and natural gas prices; technological advances affecting energy consumption; governmental relations, regulations and taxation; the general level of supply and market demand for oil on a regional, national and worldwide basis and the impact of energy conservation efforts; weather conditions and fluctuating seasonal supply and demand for oil and natural gas; economic and political instability, including war or terrorist acts in oil producing countries, including those of the Middle East, Africa and South America; the amount of domestic production of oil gas; and the amount and price of imports of oil from foreign sources, which include production quotas for petroleum products from time to time with the intent of increasing, maintaining, or decreasing price levels.
Semantic similarity (0-5): 4
Sentence 1: In some cases these statements are identifiable through the use of words such as "anticipate," "believe," "estimate," "forecast," "guide," "expect," "intend," "plan," "project," "target," "can," "could," "may," "should," "will," "would," and similar expressions.
Sentence 2: When the Company uses words such as "anticipate," "believe," "estimate," "expect," "intend," "forecast," "outlook," "aim," "will," "could," "should," "may," "likely ," "plan," "probably" or similar expressions, the Company is making forward-looking statements.
Semantic similarity (0-5): 4
Sentence 1: In some cases these statements are identifiable through the use of words such as "anticipate," "believe," "estimate," "forecast," "guide," "expect," "intend," "plan," "project," "target," "can," "could," "may," "should," "will," "would," and similar expressions.
Sentence 2: We use the words "may," "expect," "anticipate," "estimate," "believe," "continue," "intend," "plan," "budget" and other similar words to identify forward-looking statements.
Semantic similarity (0-5): 4
Sentence 1: Equity Research — Oppenheimer employs over 38 senior analysts covering approximately 550 equity securities worldwide, and over 100 dedicated equity research sales professionals.
Sentence 2: Equity Research — Oppenheimer employs over 34 senior analysts covering approximately 600 equity securities worldwide, and over 120 dedicated equity research sales professionals.
Semantic similarity (0-5): 4
Sentence 1: In some cases these statements are identifiable through the use of words such as "anticipate," "believe," "estimate," "forecast," "guide," "expect," "intend," "plan," "project," "target," "can," "could," "may," "should," "will," "would," and similar expressions.
Sentence 2: Such forward-looking statements are intended to be identified in this document by the words, "anticipate," "believe," "estimate," "expect," "intend," "may," "objective," "outlook," "plan," "project," "possible," "potential," "should" and similar expressions.
Semantic similarity (0-5): 4
Sentence 1: In general, Section 203 prohibits publicly held Delaware corporations to which it applies from engaging in a "business combination" with an "interested stockholder" for a period of three years after the date of the transaction in which the person became an interested stockholder, unless the business combination is approved in a prescribed manner.
Sentence 2: For example, the Iowa Business Corporation Act (the "Act") prohibits publicly held Iowa corporations to which it applies from engaging in a business combination with an interested shareholder for a period of three years after the date of the transaction in which the person became an interested shareholder unless the business combination is approved in a prescribed manner.
Semantic similarity (0-5): 4
Sentence 1: In some cases these statements are identifiable through the use of words such as "anticipate," "believe," "estimate," "forecast," "guide," "expect," "intend," "plan," "project," "target," "can," "could," "may," "should," "will," "would," and similar expressions.
Sentence 2: Words such as "may," "will," "could," "would," "should," "anticipate," "predict," "potential," "continue," "expect," "intend," "plans," "projects," "believes," "estimates," "confident" and similar expressions are used to identify these forward-looking statements.
Semantic similarity (0-5): 4
Sentence 1: Many factors beyond our control affect oil and natural gas prices, including, but not limited to: the cost of exploring for, producing and delivering oil and natural gas; the discovery and development rate of new oil and natural gas reserves, especially shale and other unconventional natural gas resources for which we market our rigs; the rate of decline of existing and new oil and natural gas reserves; available pipeline and other oil and natural gas transportation capacity; the levels of oil and natural gas storage; the ability of oil and natural gas exploration and production companies to raise capital; economic conditions in the United States and elsewhere; actions by the Organization of Petroleum Exporting Countries; political instability in the Middle East and other major oil and natural gas producing regions; governmental regulations, sanctions and trade restrictions, both domestic and foreign; domestic and foreign tax policy; the availability of and constraints in pipeline, storage and other transportation capacity in the basins in which we operate, including, for example, takeaway constraints experienced in the Permian Basin; weather conditions in the United States; the pace adopted by foreign governments for the exploration, development and production of their national reserves; the price of foreign imports of oil and natural gas; the strength or weakness of the United States dollar; the overall supply and demand for oil and natural gas; and the development of alternate energy sources and the long-term effects of worldwide energy conservation measures.
Sentence 2: Moreover, oil and gas prices depend on factors that are outside of our control, including: actions of the Organization of Petroleum Exporting Countries and state controlled oil companies relating to oil prices and production controls; impact of energy conservation efforts; consumer demand; domestic and foreign governmental regulations, actions and taxes; refining capacity; seasonal variations in oil and gas prices; economic and energy infrastructure disruptions caused by actual or threatened acts of war, or terrorist activities; weather conditions, such as hurricanes, including energy infrastructure disruptions resulting from those conditions and natural disasters; changes in the global oil and gas supply, demand and inventories; changes in domestic gas supply, demand and inventories; the price and quantity of foreign imports of oil and gas; the price and availability of liquefied gas imports; political conditions in or affecting other oil-producing and gas producing countries, including the current conflicts in the Middle East and North Africa; general economic conditions in the United Stated and worldwide; the level of worldwide oil and gas exploration and production activity; technological advances affecting energy production and consumption; and the price and availability of alternative fuels.
Semantic similarity (0-5): 4
Sentence 1: (19) We do not expect to pay dividends and investors should not buy our Common Stock expecting to receive dividends.
Sentence 2: Impaired loans consist of all non-accrual loans and troubled debt restructured loans, and represent loans for which it is probable that Salisbury will not be able to collect all principal and interest amounts due according to the contractual terms of the loan agreements.
Semantic similarity (0-5): 0
Sentence 1: In some cases these statements are identifiable through the use of words such as "anticipate," "believe," "estimate," "forecast," "guide," "expect," "intend," "plan," "project," "target," "can," "could," "may," "should," "will," "would," and similar expressions.
Sentence 2: For example, words such as "may," "will," "should," "estimates," "predicts," "possible," "potential," "continue," "strategy," "believes," "anticipates," "plans," "expects," "intends," and similar expressions are intended to identify forward-looking statements.
Semantic similarity (0-5): 4
Sentence 1: EBIT margin increased 60 basis points to 12.2% while adjusted EBIT margin increased 80 basis points to 12.7% and adjusted EBITDA margins increased 80 basis points to 16.6%.
Sentence 2: Operating margin increased 270 basis points to 6.7% , while the adjusted operating margin increased 70 basis points to 7.8% .
Semantic similarity (0-5): 2
Sentence 1: In some cases these statements are identifiable through the use of words such as "anticipate," "believe," "estimate," "forecast," "guide," "expect," "intend," "plan," "project," "target," "can," "could," "may," "should," "will," "would," and similar expressions.
Sentence 2: This Annual Report contains forward-looking statements, which can be identified by the use of words such as "estimate," "project," "believe," "intend," "anticipate," "plan," "seek," "expect," "may" and words of similar meaning.
Semantic similarity (0-5): 4
Sentence 1: In some cases these statements are identifiable through the use of words such as "anticipate," "believe," "estimate," "forecast," "guide," "expect," "intend," "plan," "project," "target," "can," "could," "may," "should," "will," "would," and similar expressions.
Sentence 2: Without limitation, any statements preceded or followed by or that include the words "targets," "plans," "believes," "expects," "intends," "will," "likely," "may," "anticipates," "estimates," "projects," "should," "would," "could," "positioned," "strategy," "future" or words, phrases or terms of similar substance or the negative thereof, are forward-looking statements.
Semantic similarity (0-5): 4
Sentence 1: Also at December 31, 2019, the Company had current liabilities of $5,604,599, consisting of trade payables and accrued liabilities of $4,026,929, accrued interest of $16,973, deferred revenue of $499,776, current portion of notes payable of $727,766, current portion of operating leases of $133,296, current portion of financing leases of $29,832, and current portion of contingent liabilities of $187,000.
Sentence 2: These consisted of accounts payable and accrued expenses in the amount of $3,825,203, a derivative liability of $408,779, customer deposits of $189,215, a factoring payable of $571,508, convertible debt of $122,686, accrued warranty of $78,053, advances from contractors of $247,175, the current portion of long term debt in the amount of $14,847, and the current portion of a capital lease in the amount of $2,781.
Semantic similarity (0-5): 2
Sentence 1: In some cases these statements are identifiable through the use of words such as "anticipate," "believe," "estimate," "forecast," "guide," "expect," "intend," "plan," "project," "target," "can," "could," "may," "should," "will," "would," and similar expressions.
Sentence 2: The words "believes," "expects," "may," "will," "should," "projects," "contemplates," "anticipates," "forecasts," "intends," or other similar words or terms are intended to identify forward looking statements.
Semantic similarity (0-5): 4
Sentence 1: In some cases these statements are identifiable through the use of words such as "anticipate," "believe," "estimate," "forecast," "guide," "expect," "intend," "plan," "project," "target," "can," "could," "may," "should," "will," "would," and similar expressions.
Sentence 2: Forward-looking statements are not statements of historical fact, and can be identified by the use of forward-looking terminology such as "believe," "expect," "may," "will," "should," "project," "plan," "goal," "potential," "pro forma," "seek," "target," "intend" or "anticipate" or the negative thereof or comparable terminology.
Semantic similarity (0-5): 4
Sentence 1: These include LAMA/LABA combinations or LAMA/LABA/ICS combinations.
Sentence 2: With regard to CRL in terms of current year EBITDA, I'll let Maeve comment on the D&A — the depreciation and the amortization to give you the operating number and the margins, Maeve.
Semantic similarity (0-5): 0
Sentence 1: In some cases these statements are identifiable through the use of words such as "anticipate," "believe," "estimate," "forecast," "guide," "expect," "intend," "plan," "project," "target," "can," "could," "may," "should," "will," "would," and similar expressions.
Sentence 2: The words "believes," "expects," "may," "will," "should," "projects," "contemplates," "anticipates," "forecasts," "intends," or similar terminology identify forward-looking statements.
Semantic similarity (0-5): 4
Sentence 1: We are subject to restrictive debt covenants which impose significant restrictions on the manner we and our subsidiaries operate, including (but not limited to) restrictions on the ability to: create certain liens; incur debt and/or guarantees; enter into transactions other than on arm's-length basis; pay dividends or make certain distributions or payments; sell certain kinds of assets; enter into any sale and leaseback transactions; make certain investments or other types of restricted payments; substantially change the nature of our business; and effect mergers, consolidations or sale of assets.
Sentence 2: Our debt financing arrangements contain a number of significant covenants that, among other things, restrict our ability to dispose of assets; incur additional indebtedness; make capital expenditures; pay dividends; create liens on assets; enter into leases, investments and acquisitions; engage in mergers and consolidations; engage in certain transactions with affiliates; and otherwise restrict corporate activities (including change of control and asset sale transactions).
Semantic similarity (0-5): 4
Sentence 1: Outstanding borrowings under the Revolving Loan Amount bear interest at a rate of: (a) LIBOR plus an applicable margin based on various factors; or (b) the higher of: (i) the prime rate, (ii) the federal funds rate plus 0.50% or (iii) LIBOR plus 1.00%.
Sentence 2: Base Rate Loans with respect to the Pro Rata Facilities bear interest at the Applicable Rate plus the highest of (i) the federal funds rate plus 0.50%, (ii) the prime rate and (iii) the Eurodollar Rate plus 1.0%.
Semantic similarity (0-5): 3
Sentence 1: There is currently no specific and clear guidance under Thai laws that address any conflict between Thai laws and laws of U.S. in respect of any conflict relating to corporate governance.
Sentence 2: We can give no assurance that the future cost of compliance with existing environmental laws and the liability for known environmental claims pursuant to such environmental laws will not give rise to additional significant expenditures or liabilities that would be material to us.
Semantic similarity (0-5): 1
Sentence 1: In some cases these statements are identifiable through the use of words such as "anticipate," "believe," "estimate," "forecast," "guide," "expect," "intend," "plan," "project," "target," "can," "could," "may," "should," "will," "would," and similar expressions.
Sentence 2: Forward-looking statements use terms such as "anticipates," "believes," "continues," "could," "estimates," "expects," "intends," "may," "plans," "potential," "predicts," "will," "should," "seeks," "pro forma" or similar expressions in connection with any disclosure of future operating or financial performance.
Semantic similarity (0-5): 3
Sentence 1: In some cases these statements are identifiable through the use of words such as "anticipate," "believe," "estimate," "forecast," "guide," "expect," "intend," "plan," "project," "target," "can," "could," "may," "should," "will," "would," and similar expressions.
Sentence 2: Such forward-looking statements may include statements preceded by, followed by or that otherwise include the words "trend," "opportunity," "pipeline," "believe," "comfortable," "expect," "anticipate," "current," "intention," "estimate," "position," "assume," "potential," "outlook," "continue," "remain," "maintain," "sustain," "seek," "achieve," and similar expressions, or future or conditional verbs such as "will," "would," "should," "could," "may," or similar expressions.
Semantic similarity (0-5): 4
Sentence 1: We expect the cash needs for at least the next twelve months will be met for each of these independent capital structures as follows: Sabine Pass LNG through operating cash flows and existing unrestricted cash; Sabine Pass Liquefaction through project debt and equity financings; Cheniere Partners through operating cash flows from Sabine Pass LNG and existing unrestricted cash; Cheniere Holdings through distributions from Cheniere Partners; and Cheniere through existing unrestricted cash, services fees from Cheniere Holdings, Cheniere Partners and its other   subsidiaries, distributions from our investments in Cheniere Holdings and Cheniere Partners and operating   cash flows from our LNG and natural gas marketing businesses.
Sentence 2: We expect the cash needs for at least the next twelve months will be met for each of these independent capital structures as follows: SPL through project debt and borrowings and operating cash flows; Cheniere Partners through operating cash flows from SPLNG, SPL and CTPL and debt or equity offerings; Cheniere Holdings through distributions from Cheniere Partners; CCH Group through project debt and borrowings and equity contributions from Cheniere; and Cheniere through project financing, existing unrestricted cash, debt and equity offerings by us or our subsidiaries, operating cash flows, services fees from Cheniere Holdings, Cheniere Partners and our other subsidiaries and distributions from our investments in Cheniere Holdings and Cheniere Partners.
Semantic similarity (0-5): 4
Sentence 1: As of December 31, 2020, terms of our management agreements for our 39 wholly owned hotels were as follows (dollars are not in thousands):    Property Management Company Base Management Fee Monthly Accounting Fee Monthly Revenue Management Fee Incentive Management Fee Cap Homewood Suites by Hilton Boston-Billerica/ Bedford/ Burlington IHM 3.0 % $ 1,200 $ 1,000 1.0 % Homewood Suites by Hilton Minneapolis-Mall of America IHM 3.0 % 1,200 1,000 1.0 % Homewood Suites by Hilton Nashville-Brentwood IHM 3.0 % 1,200 1,000 1.0 % Homewood Suites by Hilton Dallas-Market Center IHM 3.0 % 1,200 1,000 1.0 % Homewood Suites by Hilton Hartford-Farmington IHM 3.0 % 1,200 1,000 1.0 % Homewood Suites by Hilton Orlando-Maitland IHM 3.0 % 1,200 1,000 1.0 % Hampton Inn & Suites Houston-Medical Center IHM 3.0 % 1,000 1,000 1.0 % Residence Inn Long Island Holtsville IHM 3.0 % 1,000 1,000 1.0 % Residence Inn White Plains IHM 3.0 % 1,000 750 1.0 % Residence Inn New Rochelle IHM 3.0 % 1,000 750 1.0 % Residence Inn Garden Grove IHM 3.0 % 1,200 1,000 1.0 % Homewood Suites by Hilton San Antonio River Walk IHM 3.0 % 1,200 1,000 1.0 % Residence Inn Washington DC IHM 3.0 % 1,200 1,000 1.0 % Residence Inn Tysons Corner IHM 3.0 % 1,200 1,000 1.0 % Hampton Inn Portland Downtown IHM 3.0 % 1,000 550 1.0 % Courtyard Houston IHM 3.0 % 1,000 550 1.0 % Hyatt Place Pittsburgh North Shore IHM 3.0 % 1,500 1,000 1.0 % Hampton Inn Exeter IHM 3.0 % 1,200 1,000 1.0 % Hilton Garden Inn Denver Tech IHM 3.0 % 1,500 1,000 1.0 % Residence Inn Bellevue IHM 3.0 % 1,200 1,000 1.0 % Springhill Suites Savannah IHM 3.0 % 1,200 1,000 1.0 % Residence Inn Silicon Valley I IHM 3.0 % 1,200 1,000 1.0 % Residence Inn Silicon Valley II IHM 3.0 % 1,200 1,000 1.0 % Residence Inn San Mateo IHM 3.0 % 1,200 1,000 1.0 % Residence Inn Mountain View IHM 3.0 % 1,200 1,000 1.0 % Hyatt Place Cherry Creek IHM 3.0 % 1,500 1,000 1.0 % Courtyard Addison IHM 3.0 % 1,500 1,000 1.0 % Courtyard West University Houston IHM 3.0 % 1,500 1,000 1.0 % Residence Inn West University Houston IHM 3.0 % 1,200 1,000 1.0 % Hilton Garden Inn Burlington IHM 3.0 % 1,500 1,000 1.0 % Residence Inn San Diego Gaslamp IHM 3.0 % 1,500 1,000 1.0 % Hilton Garden Inn Marina del Rey IHM 3.0 % 1,500 1,000 1.0 % Residence Inn Dedham IHM 3.0 % 1,200 1,000 1.0 % Residence Inn Il Lugano IHM 3.0 % 1,500 1,000 1.0 % Hilton Garden Inn Portsmouth IHM 3.0 % 1,500 1,000 1.0 % Courtyard Summerville IHM 3.0 % 1,500 1,000 1.0 % Embassy Suites Springfield IHM 3.0 % 1,500 1,000 1.0 % Residence Inn Summerville IHM 3.0 % 1,500 1,000 1.0 % Courtyard Dallas IHM 3.0 % 1,500 1,000 1.0 %   Management fees totaled approximately $5.3 million, $10.8 million and $10.8 million, respectively, for the years ended December 31, 2020, 2019 and 2018.
Sentence 2: We are also subject to capitalization guidelines established by our regulators, which require us to maintain adequate capital to support our business.
Semantic similarity (0-5): 1
Sentence 1: Increases in deferred revenues increase our cash flow from operation s and decreases in deferred revenues decrease our cash flow from operations.
Sentence 2: And then unfortunately offsetting some of the great performance that we've seen in the specialties has been the significant drop in olefin prices that have gone well past the value of oil in the middle of the quarter, in the third quarter and into the fourth.
Semantic similarity (0-5): 1