syang687/FinSTS huggingface dataset:
Sentence 1: Outstanding borrowings under the Revolving Loan Amount bear interest at a rate of: (a) LIBOR plus an applicable margin based on various factors; or (b) the higher of: (i) the prime rate, (ii) the federal funds rate plus 0.50% or (iii) LIBOR plus 1.00%.
Sentence 2: The Viskase Term Loan bears interest at a LIBOR Rate plus 3.25% (with the LIBOR Rate carrying a 1.00% floor), or at a Base Rate equal to the sum of (1) the greatest of (a) the Prime Rate, (b) the Federal Funds Effective Rate plus 0.50%, (c) one-month LIBOR plus 1.0%, or (d) 2.0%, plus (2) 2.25%.
Semantic similarity (0-5): 3
Sentence 1: In some cases these statements are identifiable through the use of words such as "anticipate," "believe," "estimate," "forecast," "guide," "expect," "intend," "plan," "project," "target," "can," "could," "may," "should," "will," "would," and similar expressions.
Sentence 2: The words "plan," "expect," "target," "anticipate," "estimate," "believe," "forecast," "projected," "guidance," "looking ahead" and similar expressions identify forward-looking statements.
Semantic similarity (0-5): 4
Sentence 1: In some cases these statements are identifiable through the use of words such as "anticipate," "believe," "estimate," "forecast," "guide," "expect," "intend," "plan," "project," "target," "can," "could," "may," "should," "will," "would," and similar expressions.
Sentence 2: Such forward-looking statements are generally accompanied by words such as "plan," "estimate," "expect," "believe," "should," "would," "could," "anticipate," "may," "forecast," "project," "pro forma," "goal," "continues," "intend," "seek" and other words that convey uncertainty of future events or outcomes.
Semantic similarity (0-5): 4
Sentence 1: During the second quarter, we remodeled 119 stores, relocated three stores, acquired two stores, closed nine stores and opened five clinics.
Sentence 2: The Company is also under the jurisdiction of the Securities and Exchange Commission (SEC) and is subject to the disclosure and regulatory requirements of the Securities Act of 1933, as amended, and the Securities Exchange Act of 1934, as amended, as administered by the SEC.
Semantic similarity (0-5): 0
Sentence 1: Net Profit or Net Loss Sharing   In accordance with ASC 808 Topic, Collaborative Arrangements , or ASC 808, we considered the nature and contractual terms of the arrangement and the nature of our business operations to determine the classification of payments under our collaboration agreements.
Sentence 2: Traditionally, on corporate bonds, we have done it in US dollars because it's the largest corporate bond market in the world with the longest duration and the deepest, the most liquid market.
Semantic similarity (0-5): 1
Sentence 1: Competition and Customers   Americas Styrenics" principal competitors are Styrolution Group GmbH, Total S.p.A. and LyondellBasell.
Sentence 2: Middleburg Bank's commercial real estate loan underwriting criteria require an examination of debt service coverage ratios and the borrower's creditworthiness, prior credit history and reputation.
Semantic similarity (0-5): 0
Sentence 1: The public may read and copy any materials the Company files with or furnishes to the SEC at the SEC's Public Reference Room at 100 F. Street, NE., Washington, DC 20549.
Sentence 2: The public may also read and copy paper filings that we have made with the SEC at the SEC's Public Reference Room, located at 100 F Street, NE, Washington, D.C. 20549.
Semantic similarity (0-5): 4
Sentence 1: We target diverse buyer segments, including first-time buyers, first-time move-up buyers, second-time move-up buyers and active-adult buyers.
Sentence 2: In addition, accounts receivable and inventories increased in 2014 as compared to 2013 and we paid $13.8 million in premiums in excess of par related to the refinancing of the 2017 Notes.
Semantic similarity (0-5): 0
Sentence 1: In the ordinary course of business, we collect, receive, store, process, generate, use, transfer, disclose, make accessible, protect, secure, dispose of, transmit, and share (collectively, processing) personal data and other sensitive information, including proprietary and confidential business data, trade secrets, intellectual property, data we collect about trial participants in connection with clinical trials, and sensitive third-party data.
Sentence 2: We collect, receive, store, process, generate, use, transfer, disclose, make accessible, protect, secure, dispose of and share ("Process" or "Processing") data about consumers, including personally identifiable information or personal data, as well as other confidential or proprietary information necessary to operate our business, for legal and marketing purposes, and for other business-related purposes.
Semantic similarity (0-5): 4
Sentence 1: THE FOLLOWING MATTERS MAY HAVE A MATERIAL ADVERSE EFFECT ON OUR BUSINESS, FINANCIAL CONDITION, LIQUIDITY, RESULTS OF OPERATIONS OR PROSPECTS, FINANCIAL OR OTHERWISE.
Sentence 2: So I think we have levers that we can pull, accepting that we are already efficient and accepting that actually our desire here, once we come out of lockdown, get valuations going, and we get some resemblance of normality in the market, is that the refinance market won't go away.
Semantic similarity (0-5): 1
Sentence 1: Would there be any operational efficiencies from moving your staff to
Sentence 2: Our or a third party's failure to execute on our manufacturing requirements on commercially reasonable terms and in compliance with cGMP could adversely affect our business in a number of ways, including: an inability to initiate clinical trials of our product candidates under development; delay in submitting regulatory applications, or receiving marketing approvals, for our product candidates; subjecting third-party manufacturing facilities or our manufacturing facilities to additional inspections by regulatory authorities; requirements to cease development or to recall batches of our product candidates; and in the event of approval to market and commercialize our product candidates, an inability to meet commercial demands for our product candidates or any other future product candidates.
Semantic similarity (0-5): 0
Sentence 1: In some cases these statements are identifiable through the use of words such as "anticipate," "believe," "estimate," "forecast," "guide," "expect," "intend," "plan," "project," "target," "can," "could," "may," "should," "will," "would," and similar expressions.
Sentence 2: These statements may contain words like "expect," "will," "will likely result," "would," "believe," "estimate," "planned," "plans," "intends," "may," "should," "could," "anticipate," "estimate," "project," "projected," "forecast," and "forecasted" or similar expressions.
Semantic similarity (0-5): 4
Sentence 1: There were no borrowings outstanding under the Revolver as of September 30, 2018.
Sentence 2: In addition, we may invest in properties located in countries that have adopted laws or observe environmental management standards that are less stringent than those generally followed in the United States, which may pose a greater risk that releases of hazardous or toxic substances have occurred to the environment.
Semantic similarity (0-5): 0
Sentence 1: Outstanding borrowings under the Revolving Loan Amount bear interest at a rate of: (a) LIBOR plus an applicable margin based on various factors; or (b) the higher of: (i) the prime rate, (ii) the federal funds rate plus 0.50% or (iii) LIBOR plus 1.00%.
Sentence 2: Borrowings under the Credit Agreement bear interest at (x) the greatest of (a) the Administrative Agent's prime rate, (b) the federal funds effective rate plus 0.5 percent or (c) the adjusted LIBO rate for a one month interest period on such day plus 1 percent, plus (y) a margin that is adjusted on the basis of our consolidated leverage ratio.
Semantic similarity (0-5): 3
Sentence 1: Many factors beyond our control affect oil and natural gas prices, including, but not limited to: the cost of exploring for, producing and delivering oil and natural gas; the discovery and development rate of new oil and natural gas reserves, especially shale and other unconventional natural gas resources for which we market our rigs; the rate of decline of existing and new oil and natural gas reserves; available pipeline and other oil and natural gas transportation capacity; the levels of oil and natural gas storage; the ability of oil and natural gas exploration and production companies to raise capital; economic conditions in the United States and elsewhere; actions by the Organization of Petroleum Exporting Countries; political instability in the Middle East and other major oil and natural gas producing regions; governmental regulations, sanctions and trade restrictions, both domestic and foreign; domestic and foreign tax policy; the availability of and constraints in pipeline, storage and other transportation capacity in the basins in which we operate, including, for example, takeaway constraints experienced in the Permian Basin; weather conditions in the United States; the pace adopted by foreign governments for the exploration, development and production of their national reserves; the price of foreign imports of oil and natural gas; the strength or weakness of the United States dollar; the overall supply and demand for oil and natural gas; and the development of alternate energy sources and the long-term effects of worldwide energy conservation measures.
Sentence 2: These factors include, but are not limited to, the following:      ??   changes in supply and demand for oil and natural gas;        ??   the actions of the Organization of the Petroleum Exporting Countries;        ??   speculation as to the future price of oil and natural gas and the speculative trading of oil and natural gas futures contracts;        ??   global economic conditions;        ??   political and economic conditions, including embargoes in oil"producing countries or affecting other oil"producing activities, particularly in the Middle East, Africa, Russia and Central and South America;        ??   the continued threat of terrorism and the impact of military and other action, including U.S. military operations in the Middle East;        ??   the level of global oil and natural gas exploration and production activity;        ??   the level of global oil inventories and oil refining capacities;        ??   weather conditions and natural or man"made disasters;        ??   technological advances affecting energy consumption;        ??   governmental regulations and taxation policies;        ??   proximity and capacity of transportation facilities;        ??   the price and availability of competitors" supplies of oil and natural gas; and        ??   the price, availability or mandated use of alternative fuels.
Semantic similarity (0-5): 3
Sentence 1: The public may read and copy any materials the Company files with or furnishes to the SEC at the SEC's Public Reference Room at 100 F. Street, NE., Washington, DC 20549.
Sentence 2: Any information we filed with the SEC may be accessed and copied at the SEC's Public Reference Room at 100 F Street NE, Washington, DC 20549.
Semantic similarity (0-5): 4
Sentence 1: Outstanding borrowings under the Revolving Loan Amount bear interest at a rate of: (a) LIBOR plus an applicable margin based on various factors; or (b) the higher of: (i) the prime rate, (ii) the federal funds rate plus 0.50% or (iii) LIBOR plus 1.00%.
Sentence 2: Borrowings under the 2011 Credit Agreement bear interest at a rate per annum equal to the greatest of (a) the prime rate, (b) the federal funds rate plus 0.50%  and (c) the adjusted LIBOR rate for a one month period plus 1.0% , plus, in any such case, an additional spread of 0.50%  to 1.10% , depending on our leverage ratio.
Semantic similarity (0-5): 3
Sentence 1: Top sellers included products at both the high end and lower end of the price point spectrum.
Sentence 2: Despite the significant pre-tax loss for the year ended December 31, 2014, we recorded a provision for income tax during the year, primarily due to the recording of a valuation allowance on U.S. federal deferred tax assets in the amount of approximately $69.9 million as well as an additional valuation allowance on a portion of our state and foreign deferred tax assets.
Semantic similarity (0-5): 0
Sentence 1: A bank will be (i) "well capitalized" if the institution has a total risk-based capital ratio of 10.0% or greater, a Tier 1 risk-based capital ratio of 8.0% or greater, a common equity tier 1 risk-based capital ratio of 6.5% or greater and a leverage ratio of 5.0% or greater, and is not subject to any order or written directive by any such regulatory authority to meet and maintain a specific capital level for any capital measure; (ii) "adequately capitalized" if the institution has a total risk-based capital ratio of 8.0% or greater, a Tier 1 risk-based capital ratio of 6.0% or greater, a common equity Tier 1 risk-based capital ratio of 4.5% or greater and a leverage ratio of 4.0% or greater and is not "well capitalized"; (iii) "undercapitalized" if the institution has a total risk-based capital ratio that is less than 8.0%, a Tier 1 risk-based capital ratio of less than 6.0%, a common equity Tier 1 risk-based capital ratio of 4.5%, or a leverage ratio of less than 4.0%; (iv) "significantly undercapitalized" if the institution has a total risk-based capital ratio of less than 6.0%, a Tier 1 risk-based capital ratio of less than 4.5%, a common equity Tier 1 risk-based capital ratio of less than 3.0%, or a leverage ratio of less than 3.0%; and (v) "critically undercapitalized" if the institution's tangible equity is equal to or less than 2.0% of average quarterly tangible assets.
Sentence 2: Under the regulations, an FDIC-insured bank will be: "well capitalized" if it has a Total Risk-Based Capital ratio of 10% or greater, a Tier 1 Risk-Based Capital ratio of 8% or greater and a leverage ratio of 5% or greater and is not subject to any order or written directive by the appropriate regulatory authority to meet and maintain a specific capital level for any capital measure; "adequately capitalized" if it has a Total Risk-Based Capital ratio of 8% or greater, a Tier 1 Risk-Based Capital ratio of 6% or greater and a leverage ratio of 4% or greater (3% in certain circumstances) and is not "well capitalized;" "undercapitalized" if it has a Total Risk-Based Capital ratio of less than 8%, a Tier 1 Risk-Based Capital ratio of less than 6% or a leverage ratio of less than 4% (3% in certain circumstances); "significantly undercapitalized" if it has a Total Risk-Based Capital ratio of less than 6%, a Tier 1 Risk-Based Capital ratio of less than 4% or a leverage ratio of less than 3%; and "critically undercapitalized" if its tangible equity is equal to or less than 2% of average quarterly tangible assets.
Semantic similarity (0-5): 4
Sentence 1: In some cases these statements are identifiable through the use of words such as "anticipate," "believe," "estimate," "forecast," "guide," "expect," "intend," "plan," "project," "target," "can," "could," "may," "should," "will," "would," and similar expressions.
Sentence 2: Such forward-looking statements may be identified by the use of forward-looking words or phrases such as "anticipate," "believe," "expect," "intend," "may," "planned," "potential," "should," "will," "would," "project," "estimate," "ultimate", or similar phrases.
Semantic similarity (0-5): 4
Sentence 1: In some cases these statements are identifiable through the use of words such as "anticipate," "believe," "estimate," "forecast," "guide," "expect," "intend," "plan," "project," "target," "can," "could," "may," "should," "will," "would," and similar expressions.
Sentence 2: These statements are often preceded by or include the words "believe," "expect," "intend," "estimate," "anticipate," "will," "may," "could," "should" or similar expressions.
Semantic similarity (0-5): 4
Sentence 1: In some cases these statements are identifiable through the use of words such as "anticipate," "believe," "estimate," "forecast," "guide," "expect," "intend," "plan," "project," "target," "can," "could," "may," "should," "will," "would," and similar expressions.
Sentence 2: Words such as "expects," "anticipates," "targets," "goals," "projects," "intends," "plans," "believes," "momentum," "seeks," "estimates," "continues," "endeavors," "strives," "may," variations of such words, and similar expressions are intended to identify such forward-looking statements.
Semantic similarity (0-5): 4
Sentence 1: The public may read and copy any materials the Company files with or furnishes to the SEC at the SEC's Public Reference Room at 100 F. Street, NE., Washington, DC 20549.
Sentence 2: All of our filings made with the SEC may be copied and read at the SEC's Public Reference Room at 100 F Street NE, Washington, DC 20549.
Semantic similarity (0-5): 4
Sentence 1: Together, we refer to the MosaiQ IH Microarray, MosaiQ SDS Microarray, MosaiQ MDS Microarray and MosaiQ COVID-19 Microarray as MosaiQ Microarrays.
Sentence 2: Together, we refer to the MosaiQ IH Microarray, MosaiQ SDS Microarray and MosaiQ MDS Microarray as MosaiQ Microarrays.
Semantic similarity (0-5): 3
Sentence 1: ITEM 1. Business   Unless the context otherwise requires, "we," "us," "our" and the "Company" refers to WillScot Corporation ("WillScot") and its subsidiaries.
Sentence 2: Explanatory Note   Unless otherwise indicated or the context requires, "LGI," the "Company," "we," "our" and "us" refer collectively to LGI Homes, Inc. and its subsidiaries.
Semantic similarity (0-5): 4
Sentence 1: In August 2018, the FASB issued ASU 2018-15, Intangibles — Goodwill and Other — Internal-Use Software (Subtopic 350-40).
Sentence 2: Unregulated third-party marketers acquire interstate pipeline and storage capacity and the natural gas commodity on behalf of Washington Gas" delivery service customers under customer choice programs.
Semantic similarity (0-5): 0
Sentence 1: ITEM 1. Business   Unless the context otherwise requires, "we," "us," "our" and the "Company" refers to WillScot Corporation ("WillScot") and its subsidiaries.
Sentence 2: ITEM 1. BUSINESS   The terms "we," "us," "our," "Dar??" or the "Company" refer collectively to Dar?? Bioscience, Inc. and its wholly-owned subsidiaries, unless otherwise stated or the context otherwise requires.
Semantic similarity (0-5): 4
Sentence 1: The words assumes, approximate, believes, expects, anticipates, estimates, projects, seek, intends, plans, could, would, may or other similar expressions are used to identify forward-looking statements.
Sentence 2: Words such as may, will, should, would, anticipates, expects, intends, plans, believes, seeks, estimates and similar expressions identify such forward"looking statements.
Semantic similarity (0-5): 4
Sentence 1: Cost-Reimbursable Contracts   Cost-reimbursable contracts include cost-plus fixed fee, cost-plus fixed rate, and time-and-materials price contracts.
Sentence 2: If dividends on the Series B Preferred Stock are not paid in full for six quarterly dividend periods, whether or not consecutive, and if the aggregate liquidation preference amount of the then-outstanding shares of Series B Preferred Stock is at least $25.0 million, the total number of positions on our board of directors will automatically increase by two and the holders of the Series B Preferred Stock, acting as a single class, will have the right to elect two individuals to serve in the new director positions.
Semantic similarity (0-5): 0
Sentence 1: In some cases these statements are identifiable through the use of words such as "anticipate," "believe," "estimate," "forecast," "guide," "expect," "intend," "plan," "project," "target," "can," "could," "may," "should," "will," "would," and similar expressions.
Sentence 2: Often but not always, these statements may be identified from the use of forward-looking terminology such as "anticipates," "believes," "may," "should," "could," "potential," "continues," "plans," "forecasts," "estimates," "projects," "predicts," "would," "intends," "expects," "targets," "is likely," "will," or the negative of these terms and similar expressions, and include all statements regarding future performance, earnings projections, events or developments.
Semantic similarity (0-5): 4
Sentence 1: Many factors beyond our control affect oil and natural gas prices, including, but not limited to: the cost of exploring for, producing and delivering oil and natural gas; the discovery and development rate of new oil and natural gas reserves, especially shale and other unconventional natural gas resources for which we market our rigs; the rate of decline of existing and new oil and natural gas reserves; available pipeline and other oil and natural gas transportation capacity; the levels of oil and natural gas storage; the ability of oil and natural gas exploration and production companies to raise capital; economic conditions in the United States and elsewhere; actions by the Organization of Petroleum Exporting Countries; political instability in the Middle East and other major oil and natural gas producing regions; governmental regulations, sanctions and trade restrictions, both domestic and foreign; domestic and foreign tax policy; the availability of and constraints in pipeline, storage and other transportation capacity in the basins in which we operate, including, for example, takeaway constraints experienced in the Permian Basin; weather conditions in the United States; the pace adopted by foreign governments for the exploration, development and production of their national reserves; the price of foreign imports of oil and natural gas; the strength or weakness of the United States dollar; the overall supply and demand for oil and natural gas; and the development of alternate energy sources and the long-term effects of worldwide energy conservation measures.
Sentence 2: These factors include the following: worldwide and regional economic conditions impacting the global supply and demand for oil and natural gas; the prices and availability of competitors" supplies of oil and natural gas; the actions of the Organization of Petroleum Exporting Countries, or OPEC, and state-controlled oil companies relating to oil price and production controls; the price and quantity of foreign imports; the impact of U.S. dollar exchange rates on oil and natural gas prices; domestic and foreign governmental regulations and taxes; speculative trading of oil and natural gas futures contracts; the availability, proximity and capacity of gathering and transportation systems for natural gas; the availability of refining capacity; the prices and availability of alternative fuel sources; weather conditions and natural disasters; political conditions in or affecting oil and natural gas producing regions, including the Middle East and South America; the continued threat of terrorism and the impact of military action and civil unrest; public pressure on, and legislative and regulatory interest within, federal, state and local governments to stop, significantly limit or regulate hydraulic fracturing activities; the level of global oil and natural gas inventories and exploration and production activity; the impact of energy conservation efforts; technological advances affecting energy consumption; and overall worldwide economic conditions.
Semantic similarity (0-5): 3
Sentence 1: Financing Activities   Our financing activities have consisted primarily of net proceeds from the exercises of stock options and taxes paid on the vesting of restricted stock units.
Sentence 2: It's hard for me to believe that M&A is going to earn a higher return than buying your own stock if we do have a global jobs recovery and demand is solid the next few years.
Semantic similarity (0-5): 0
Sentence 1: The SEC provides a complete definition of field in Rule 4-10 (a) (15) of Regulation S-X.
Sentence 2: On the back of over four years of strategic cost-saving efforts at a group level following the previous year in 2016 as well, growth in SG&A was kept to below 1%.
Semantic similarity (0-5): 0