Document ID: /roh_data/filtered/swiss_laws_in_ROHinterleaved.jsonl.gz/9546

This text was translated from EN into Rumantsch Grischun.

A mortgage right secures the creditor:1. for the principal;2. for the costs of debt enforcement and default interest;3. for three years’ accrued annual interest due on the date of the application for foreclosure or the debtor is declared bankrupt, plus the interest due since the last maturity date; in the case of a mortgage certificate only the interest actually due is secured by the mortgage. The interest rate originally agreed must not exceed five per cent to the detriment of subordinate mortgage creditors. Amended by No I 1 of the FA of 11 Dec. 2009 (Register Mortgage Certificates and other amendments to Property Law), in force since 1 Jan. 2012 (AS 2011 4637;  BBl 2007 5283).

Il pegn immobigliar porscha garanzia al creditur:1. per il chapital;2. per ils custs da la scussiun e per ils tschains da retard;3. per trais tschains annuals ch’èn scrudads il mument da la decleraziun da concurs u da la dumonda per la realisaziun dal pegn immobigliar, sco er per il tschains che curra dapi l’ultim termin da pajament; tar la brev ipotecara vegnan garantids mo ils tschains effectivamain debitads. Il tschains ch’è vegnì fixà oriundamain na dastga betg vegnir augmentà sin pli che 5 pertschient, sche quai è a disfavur dals crediturs ipotecars posteriurs. Versiun tenor la cifra I 1 da la LF dals 11 da dec. 2009 (brev ipotecara registrada ed ulteriuras midadas en il dretg real), en vigur dapi il 1. da schan. 2012 (AS 2011 4637; BBl 2007 5283).