Major flash flooding occurred in the Tennessee border counties from Fulton east to Elkton. Ahead of a northward moving warm front, rain moved northeastward across the region during the late afternoon and evening hours on February 27. Waves of moderate to heavy rain with embedded thunderstorms continued through the night and into the day on the 28th. The heaviest rain occurred across southern portions of western Kentucky during the morning and afternoon hours on the 28th. This heavy rain was associated with a cold front that trailed from a low pressure system. The low moved from the Plains to the Great Lakes, placing western Kentucky in a very moist warm sector. Hourly rainfall rates of 1 to 2 inches per hour caused major flash flooding to occur in the towns of Fulton, Murray, Hopkinsville, and Elkton along with surrounding areas. Storm total rainfall amounts were in the 4 to 7 inch range in this corridor. Numerous roads were impassable and/or washed out across these areas due to high water over them. Murray was hit especially hard during the morning on the 28th with several cars, homes, and businesses flooded. The rain continued into the evening on the 28th, before gradually tapering off from northwest to southeast by around midnight.

Flash Flood in FULTON, KENTUCKY
From 28-FEB-21 08:00:00 to 28-FEB-21 16:00:00 (CST-6)
Location: FULTON
Flood cause: Heavy Rain
Property damage: 75.00K
Crop damage: 0.00K
Reported by: Broadcast Media

Low-lying roads and underpasses were submerged and impassable. Some homes and businesses were affected.

Flash Flood in GRAVES, KENTUCKY
From 28-FEB-21 09:20:00 to 28-FEB-21 11:30:00 (CST-6)
Location: SEDALIA
Flood cause: Heavy Rain
Property damage: 25.00K
Crop damage: 0.00K
Reported by: Public

Water was flowing swiftly across Highway 303 near Sedalia. A portion of Wingo Road was completely washed away.

Flash Flood in CHRISTIAN, KENTUCKY
From 28-FEB-21 09:40:00 to 28-FEB-21 17:30:00 (CST-6)
Location: CHURCH HILL
Flood cause: Heavy Rain
Property damage: 200.00K
Crop damage: 0.00K
Reported by: Public

A minivan became disabled in floodwaters on East 9th Street near the railroad tracks in Hopkinsville. Highway 41 was closed and impassable south of Hopkinsville. An approximate estimate of road closures countywide was about 25. Only three roads were damaged, and they were repaired rather quickly with gravel. There were three homes flooded. Around a dozen or so homes were affected with water in carports, basements, and crawl spaces.

Flood in CHRISTIAN, KENTUCKY
From 28-FEB-21 10:00:00 to 28-FEB-21 23:59:00 (CST-6)
Location: HOPKINSVILLE
Flood cause: Heavy Rain
Property damage: 50.00K
Crop damage: 0.00K
Reported by: River/Stream Gage

A near-record flood occurred on the Little River at Hopkinsville. With 4 to 7 inches of rain in the Hopkinsville area, the South Fork Little River experienced major flooding. In fact, the Hopkinsville Bypass gage recorded a crest of 21.15 feet, which was only 2 tenths below the record of 21.35 feet set on July 7, 2016. Floodwaters briefly lapped over the runway at the Hopkinsville airport. Floodwater also encroached over a couple of industrial park properties. The river crested on the afternoon of the 28th but remained above flood stage into March 1.

Flash Flood in CALLOWAY, KENTUCKY
From 28-FEB-21 08:35:00 to 28-FEB-21 20:00:00 (CST-6)
Location: POTTERTOWN
Flood cause: Heavy Rain
Property damage: 2.90M
Crop damage: 0.00K
Reported by: Trained Spotter

Considerable flash flooding occurred in Murray and the nearby surrounding area. Numerous roads were flooded, including main thoroughfares such as U.S. Highway 641 and Highway 80. Water entered homes and businesses. Creeks such as Ledbetter Creek were well out of their banks. Brookfield Lane in Murray was completely submerged, with deep water in some areas. Some cars were halfway submerged on the Kentucky 121 bypass close to the CSFB Center. Part of Baily Road was washed away. Many roads were still flooded in the evening due to the ongoing rain. Storm total rainfall was 5.05 inches at Murray. Specific damage figures for the City of Murray include: 2 locations with road or culvert damage and at least 6 businesses flooded. There were some flooded homes but none that were evacuated by emergency services. The figures for Calloway County outside Murray include: at least 91 locations with road or culvert damage and an unspecified number of flooded residences. No evacuations were conducted by emergency services.

Flash Flood in TODD, KENTUCKY
From 28-FEB-21 09:53:00 to 28-FEB-21 16:00:00 (CST-6)
Location: ELKTON
Flood cause: Heavy Rain
Property damage: 500.00K
Crop damage: 0.00K
Reported by: Public

Major flash flooding occurred in Todd County. Initially, a small creek along Stokes Chapel Road near Elkton was out of its banks and flooding the road. The flash flooding became more widespread and intense as the day wore on. Evacuations were underway on a few streets in Elkton. North Main Street was closed coming into Elkton. Elk Fork Road was also closed. A total of 15 residences and 3 businesses were impacted in Elkton, mainly on Water Street, North Main, East Main, West Main, and Washington St. About six people were evacuated from three residences on Water Street and East Main Street. At the peak of the flooding, water was over Highways 181 around Elkton and Guthrie, Highway 475, Highway 106, Highway 104 at Old Trenton, Highway 102 near Allensville, and at least ten county roads. A few roads were temporarily closed until they could be repaired.