This is said to give the doctor-investors an incentive not only to cut corners (the traditional HMO complaint) but also to send poor patients to doctors outside the company while referring rich patients to doctors affiliated with the company.
Inevitably, poor patients would end up receiving inferior care.
mnli hypothesis: Inevitably, poor patients would end up receiving inferior care. premise: This is said to give the doctor-investors an incentive not only to cut corners (the traditional HMO complaint) but also to send poor patients to doctors outside the company while referring rich patients to doctors affiliated with the company.