um it uh you know i seem to uh use those more than i do cash in fact i'd rather carry the cards than i would the uh cash
I seem to use more cards than cash, actually, I prefer to not use cash.
mnli hypothesis: I seem to use more cards than cash, actually, I prefer to not use cash. premise: um it uh you know i seem to uh use those more than i do cash in fact i'd rather carry the cards than i would the uh cash