HUD promulgated these amendments to Regulation X and accompanying Statements of Policy under the authority in section 19 of RESPA, 12 U.S.C.
Regulation X desperately needed HUD's promulgation. 
mnli hypothesis: Regulation X desperately needed HUD's promulgation.  premise: HUD promulgated these amendments to Regulation X and accompanying Statements of Policy under the authority in section 19 of RESPA, 12 U.S.C.