In December 2000, they refinanced with Fieldstone, getting almost $70,000 for credit card debts, home improvements and the growing gap between their expenses and income.
They had refinanced in early March 2000.
mnli hypothesis: They had refinanced in early March 2000. premise: In December 2000, they refinanced with Fieldstone, getting almost $70,000 for credit card debts, home improvements and the growing gap between their expenses and income.