While it is unclear just what the right level of saving is, it is clear that America needs to begin saving more if it is to avoid severe problems in the future.
Even if there is no set guidelines on saving, it is clear that America needs to begin saving to avoid future problems.
mnli hypothesis: Even if there is no set guidelines on saving, it is clear that America needs to begin saving to avoid future problems. premise: While it is unclear just what the right level of saving is, it is clear that America needs to begin saving more if it is to avoid severe problems in the future.