but um i don't know i never i never liked loans a lot so i'm not a heavy credit card user i have a girl friend that she probably has two thousand dollars on couple credit cards so
My girlfriend appreciates the credit luxury a lot more than I do. 
mnli hypothesis: My girlfriend appreciates the credit luxury a lot more than I do.  premise: but um i don't know i never i never liked loans a lot so i'm not a heavy credit card user i have a girl friend that she probably has two thousand dollars on couple credit cards so