HUD promulgated these amendments to Regulation X and accompanying Statements of Policy under the authority in section 19 of RESPA, 12 U.S.C.
HUD did absolutely nothing for Regulation X.  
mnli hypothesis: HUD did absolutely nothing for Regulation X.   premise: HUD promulgated these amendments to Regulation X and accompanying Statements of Policy under the authority in section 19 of RESPA, 12 U.S.C.