It kind of stepped in at the right time, said Ceballos, who has loan payments averaging $800 a month and whose starting salary was $30,000. 
Ceballos has a starting salary of $30,000. 
mnli hypothesis: Ceballos has a starting salary of $30,000.  premise: It kind of stepped in at the right time, said Ceballos, who has loan payments averaging $800 a month and whose starting salary was $30,000. 