Some suggest that the law require employers to offer both a managed-care plan and an indemnity plan, as it did in the 1970s when HMOs were first created.
HMO stands for: Harry Married Owl.
mnli hypothesis: HMO stands for: Harry Married Owl. premise: Some suggest that the law require employers to offer both a managed-care plan and an indemnity plan, as it did in the 1970s when HMOs were first created.