Some suggest that the law require employers to offer both a managed-care plan and an indemnity plan, as it did in the 1970s when HMOs were first created.
HMOs are considered to be dangerous.
mnli hypothesis: HMOs are considered to be dangerous. premise: Some suggest that the law require employers to offer both a managed-care plan and an indemnity plan, as it did in the 1970s when HMOs were first created.