There is too much free stuff out there, the process of paying and accessing what you paid for is too clumsy and unfamiliar, and so on.
Paying for stuff is confusing and takes a long time.
mnli hypothesis: Paying for stuff is confusing and takes a long time. premise: There is too much free stuff out there, the process of paying and accessing what you paid for is too clumsy and unfamiliar, and so on.