oh oh i see oh dear  well uh-huh i think those are the same people who have their credit cards uh charged up to the max and that's just a way of life i guess
Those type of people get charged a high interest rate for maxing their credit.  
mnli hypothesis: Those type of people get charged a high interest rate for maxing their credit.   premise: oh oh i see oh dear  well uh-huh i think those are the same people who have their credit cards uh charged up to the max and that's just a way of life i guess