i mean you know especially if you're alone it's on one salary it's terribly hard to pay the bills and pay your house payment and a car payment and insurance is ridiculous
There are so many bills and fees these days. 
mnli hypothesis: There are so many bills and fees these days.  premise: i mean you know especially if you're alone it's on one salary it's terribly hard to pay the bills and pay your house payment and a car payment and insurance is ridiculous