And William Martinez, 28, who cut his medical school studies short because he couldn't afford the $39,000 in loans after two years of graduate school and four years of college.
William Martinez played off his loans right away. 
mnli hypothesis: William Martinez played off his loans right away.  premise: And William Martinez, 28, who cut his medical school studies short because he couldn't afford the $39,000 in loans after two years of graduate school and four years of college.