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I'm not a fan of the ho-riffic Halloween costume for women. There's no need for any female to dress like a trick, especially when she's a kid.
To find our calling is to find the intersection between our own deep gladness & the world's deep hunger. -Frederick Buechner
Greg has been in the finance and banking industry since the early 80’s (yes he’s that old!). His career included many years as a senior commercial, business, and residential lending manager. In 1995 Greg undertook MBA studies at Massey University and was awarded a degree with Distinction in 1997. In 2000 Greg co-founded The Home Loan Shop and from those early days The Home Loan Shop is now recognized as Wellington’s leading and most trusted mortgage broking firm.
Greg has a wealth of knowledge, experience and mana within the finance industry. He has an excellent understanding of both sides of the finance ‘coin’ (borrowers and lenders alike) having undertaken a number of commercial/business financing transactions himself (business start-up and purchases, cashflow funding, and property development) as well as assisting many Wellingtonians to realize their commercial and business aspirations.
So if you are looking for someone who speaks your language and has been there and done that, give Greg a call.
Specialities: Commercial Property investment, Property Development, Asset Finance, Working Capital Funding, Start Ups, Business Purchases, Housing Finance for Self Employed, Non-conforming Loans
My experience with The Commercial Shop was seamless with a very satisfying result. I highly recommend them.Anthony Nutsford
If you’ve thought about using a cleaning service, but you’ve heard horror stories, here are some tips for getting the most from your cleaning service.
The first thing you have to understand is there is a big, big fundamental difference in the way the customer and the provider think.
While a commercial service gives you a sort of comfort level in that you at least have someone else to call should there be a problem, there are trade offs.
Here’s the first problem, the math. The going rate in my area is $50 per hour for a crew of 2. Most homes fall into the 1 ½ to 2 hour range. Let’s say that the person selling the job quotes on the low end to get the job. That’s $75. A lot of money, right?
That $75 will be split 3 ways. The service will take their cut, usually 20%. The crew will split the remainder. So if it indeed takes them 2 hours - That will come out to $15 per hour. Doesn’t seem too bad, right?
The crew members have to cover their own expenses, gas, and often equipment, vacuum bags, rags, any cleaners that are not supplied by you.
Many times the job will get quoted at an even lower price. You feel like you got a deal. The crew feels like they got a raw deal. Are you beginning to see the problem?
Also it seems for some reason, the people who pay the least complain the most. Don’t ask me why that is, but it is. So now the crew is dealing with a low paying constant complainer. How thrilled are they to be working in your home? You’re asking for trouble.
Unless you have the boss or the boss’s sister (that’s me), it is unlikely that your house will get as clean as you would clean it if you were able to. In time, you will have to strike a balance between your expectations and what you can reasonably expect.
If you use a private individual, you don’t have the extra layer of protection that you would with a service. On the other hand, you have someone with whom you can form a relationship with. This person will come to know your expectations, and usually will try hard to keep you happy. It’s a lot harder for a private individual to get accounts. Plus, you have the added benefit of the fact that they don’t have to split the fee with anyone else. Just make sure to check references carefully!
Be willing to pay the going rate. If you have some unusual cleaning tasks, expect to pay more. Also expect to pay more for things like changing the bed sheets, doing laundry doing dishes, and picking up toys.
Treat your cleaning people with dignity and respect. It may be true that they can’t program a computer or perform brain surgery. But for the most part, they are good at cleaning – and you are not.
Treats, food, and good holiday bonuses go a long, long way towards getting better service. Just like anyone, appreciation and incentives do work.