I am mad for plaid this holiday season. So, it’s no wonder that I fell “head over heals” in love with this plaid throw from Thirteen & Market. The throws are lightweight, soft and come in a ton of wonderful color combinations – 8 in all! It’s a great throw to have around the house as décor or to cover up on a cold winter’s night. At just over $22, they make a great holiday gift.
Thirteen & Market offers up a wonderful selection of home décor – which I’m currently adding to my Christmas Wishlist. 😍 Here are a couple of the gorgeous items I’m hoping to get under my tree this year:
Faux Fur pillows….need I say more! 😍 Ok, I am. These are beautiful and popular. It seems they are a hot buy so get them while you can!
I’ve wanted one of these trays for a while. It would look great on a dining room table or a cute cocktail ottoman.
Check out Thirteen & Market’s complete product selection, you won’t be disappointed. Their throw is this week’s #FridayFavorite. Start that Christmas list and enjoy!
I have a lot of people ask me for advice on various things, simply because I’m a PW (Pastor’s Wifey). The truth is, I have absolutely NO idea what I’m doing in this life… just like the rest of us! But I love writing, and I’m happy to share my experiences and opinions with you here!
Please submit any questions via COMMENTS below, or email brittneylynne@icloud.com for personal things you’d prefer to remain anonymous! XO ❤
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According to Italian regulations, Banca Farmafactoring S.p.A. has a Complaints Office to which clients can refer to for issues arising from the relations with the Bank and having as subject matter remarks on the way the Bank managed transactions or services.
Banca Farmafactoring S.p.A. adheres to the Banking Financial Arbitrator (Arbitro Bancario Finanziario) established with the Bank of Italy, in compliance with the Alternative dispute resolution system provisions in the matter of banking and finance transactions and services, dated 12.12.2011, and to the Banking Financial Mediator (Conciliatore Bancario Finanziario), Association for the resolution of banking, finance and corporate disputes - ADR.
Should the outcomes of the complaint not be deemed satisfactory, before applying to court, the client may contact:
For general information on the Banking Financial Arbitrator (for instance on who may appeal, where the appeal form can be found, how to file the appeal) please call the following green number 800 19 69 69.
EXCLUSIVELY for specific information on the appeals submitted, the BFA's technical secretariats can be contacted at the following addresses:
In case of appeal with the BFA, the client shall send to Banca Farmafactoring a copy of the appeal by way of registered mail with return receipt or certified electronic mail (CEM). In case of omission by the client, the Technical secretariat that received the appeal does it, in order to allow the procedure to begin.
Upon reception of the notice of appeal, Banca Farmafactoring has a maximum of 45 days to send its rebuttal arguments and the necessary documentation to the Technical secretariat.
The client may resort to the Mediator also in the absence of a previous complaint towards Banca Farmafactoring S.p.A.
The Bank of Italy's provisions of 29 July 2009 on "Transparency of banking and financial transactions and services", as amended by the Governor's measure of 9 February 2011 and the Bank of Italy's measure of 20 June 2012, provide for the annual drawing up and publication of a report on the complaint handling activity relating to the banking and financial transaction and service sector.
Complaint handling is considered by Banca Farmafactoring S.p.A. of upmost importance, since it allows the acknowledgement of clients' remarks on problems, if any, in the service supply, with positive effects on the mitigation of reputational risk and the maintenance of a good relation with Clients.
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