Montana Cans Italia in collaboration with Hard2Buff and Nico 189 have the nineth video of “HARD2BUFF” series. This video series includes a collaboration with It... Read More...
At Montgomery Pediatric and Prattville Pediatric, our skilled team of Montgomery or Prattville pediatricians and nurse practioners offers comprehensive medical care for infants, children and adolescents. Conveniently located in Montgomery or Prattville, our courteous and knowledgeable staff works hard from first contact to make every visit to our office positive.
Whether it's your child's first visit to our Montgomery and Prattville office, or just a routine well–child checkup, we strive to make sure you and your child are always comfortable and informed. We take the time to talk with parents to help you understand your child's needs, and we equip you with the knowledge necessary for promoting a lifetime of optimal health and wellness.
To help you get acquainted with our practice, we have provided the important information you need on our website. Please browse these pages to learn more about our skilled doctors and nurse practioners, services, office details, commonly asked questions, new patient forms and even to request an appointment.
Our pediatricians in Montgomery and Prattville believe exceptional care is obtained when there is an on–going relationship between the provider and patient. We want to be lifelong partners in your child's health. We achieve this goal by listing to your questions and concerns, and educating you on how to promote a healthy lifestyle for the entire family.
When you choose Montgomery or Prattville Pediatric, you can feel confident that you are teaming with knowledgeable, compassionate providers who have dedicated their careers to child–focused health care. Please do not hesitate to contact our office with questions or concerns. Our Montgomery or Prattville pediatricians and nurturing staff look forward to meeting you and your family.
In the State of Georgia, all resident drivers are required to minimum liability insurance to be allowed to drive legally. The minimum amount of insurance every driver must carry in Georgia is at least $25,000 per person in each accident and $50,000 total per accident. This mandatory amount of basic insurance covers personal injuries and property damage that a driver causes someone else to suffer up to the limited proscribed in the policy.
Unfortunately, too many Georgia drivers ignore their requirement to carry automobile insurance and drive without it at all, some because they chose not to obey the law, others because they are considered risky drivers, having lots of speeding tickets or prior accidents and cannot afford the expensive premiums that insurance companies charge. Many others buy only the minimum amount of coverage and take the risk of not having sufficient insurance to pay for injuries and damages they might cause.
Moreover, there are thousands of out-of-state drivers passing through Georgia every day who also may not have any insurance or who carry only minimal insurance required by their state of residence. Like Georgia, every state regulates whether and how much automobile insurance its residents must be maintained. However, unlike Georgia, some do not mandate that its resident drivers purchase automobile liability insurance.
Any driver, whether a resident of Georgia or one from out-of-state, who does not have any insurance or who carries only the minimal amount puts other drivers, passengers and pedestrians at risk of not having to pay out-of-pocket the costs of overwhelming medical bills or other losses.
Georgia is among many states that have taken steps to protect its residents from the devastating consequences of being the victim of an uninsured or underinsured driver by enacting laws allowing drivers to purchase “uninsured/underinsured motorist coverage” through their own automobile liability policies. See O.C.G.A. 33-7-11.
Uninsured Motorist coverage is an addendum to a standard automobile policy that protects the policy holder whenever the other driver has no coverage at all. Underinsured Motorist coverage is another clause in an automobile policy that protects the policy holder whenever the at-fault driver has insufficient coverage to pay for all damages he/she causes. In general, a policy holder’s underinsured motorist coverage will compensate anyone not-at-fault for the remainder of the total damages sustained after the other driver’s insurance coverage has been exhausted. There are instances where the coverage is even greater.
UM coverage is issued by a driver’s own insurance company as additional or supplemental coverage. The policy holder pays an extra premium for UM coverage. Insurance companies are obligated to offer their Georgia policy holders UM coverage at the time they are purchasing liability insurance. If a driver purchasing an automobile liability policy elects not to purchase UM coverage, he must refuse it in writing.
Excess or added-on coverage allows the policy holder to collect from his own insurer whatever amount of UM insurance coverage he/she purchased as well as the at-fault driver’s insurance. Traditional or reduced coverage will pay only the difference between the UM coverage the policy holder purchased after the at-fault driver’s insurance is exhausted. The option to buy either type is up to the policy holder. In Georgia, unless the policy holder specifically elects traditional or reduced coverage, the default selection will be added-on coverage. See O.C.G.A. §33-7-11 (b)(1)(D)(2)(II). Still, it is recommended that Georgia residents expressly select added-on UM coverage rather than reduced UM coverage.
The insurance company cannot cancel UM coverage unless the policy holder has three or more ot-at-fault accidents or UM claims in the preceding 36 months.
The scope of what is covered is defined in the policy itself. In general, uninsured motorist coverage will compensate the policy holder for medical bills, lost wages, pain, suffering, and disfigurement, and loss of future earning capacity. If the policy holder is a passenger in his or someone else’s automobile, he/she is covered under his own UM policy. If the policy holder is struck by a vehicle as a pedestrian, his/her UM coverage will apply, again if the other driver had no coverage or leaves the scene.
Often, property a policy holder’s uninsured motorist policy may not compensate policy holders for damage to his/her own car or punitive damages.
The insurance company that issues a policy with UM coverage pays only if an accident is caused by another driver and only if that driver has no insurance or does not have sufficient insurance to cover the damages.
In Georgia, a UM policy holder must put his/her UM insurance carrier on notice as soon as possible after the accident. Failure to do so in a timely manner could void UM coverage. The notice deadlines to file UM claims will depend on each individual policy document. And, as with all insurance coverage, the policy holder must comply with the insurance company’s requests for cooperation and recorded statements.
Filing a UM claim can be complicated and requires a careful adherence to the policy. If you have been involved in an accident with an uninsured, underinsured, or hit and run driver, you should contact a lawyer at Montlick & Associates as soon as possible to learn about your legal rights as well as what steps are necessary to protect your rights. Hiring a competent car accident attorney can be a critical step to protecting yourself and possibly recovering compensation. The lawyers at Montlick and Associates, Attorneys at Law can help. Our firm has over 33 years of experience representing care accident victims across Georgia and the Southeast. Contact us to schedule your Free Consultation at 1-800-LAW-NEED (1-800-529-6333). You can also visit us online at www.montlick.com and use our Free Case Evaluation Form or 24-hour-Live Online Chat.
I wanted something without refined sugar, relatively healthy, and with one of his favorite flavors (banana!).
I was incredibly happy with how it turned out! Moist, fluffy, and with an almost sponge-like texture. The flavor has just the right amount of banana, a slight touch of cinnamon, and only a subtle bit of sweetness. It is perfect!
Being that it is not overpoweringly sweet, we ate the leftovers for breakfast. It is ridiculously good! (And, so very easy to make!)
If you are looking for a healthy dessert or a slightly sweet breakfast option, with only simple wholesome ingredients -- this will not disappoint!
*Optionally, thinly slice a banana and use as a topping for your cake (as shown)! Or, if you prefer your cake on the sweet side, or want to decorate properly, ﻿this delicious Maple Coconut Buttercream Frosting﻿ would make the perfect complement!
It is with great excitement that we welcome you to M O O N Stock Photography. It has been a baby of ours for more than a year, and we are thrilled to see it come to fruition.
Over the next few weeks, we will be adding more and more images to all of our categories, and introducing new galleries along the way. We'll also be profiling our models and photographers, so if you want to know more about Rhys or Joe, or you're curious about the man behind the lens, watch this space!
In the meantime, please browse our galleries and read through our information, follow us on Twitter and Instagram, and, of course, don't hesitate to get in touch if you have any questions or queries. Remember, if you can't see the shot you want, or you have a particular theme in mind, M O O N Stock is always happy to help. We love bespoke shoots! If the shots are out there, we'll find them.