For the past week you may have noticed that it was a little quiet on the “Megan” front. That’s because I slipped away for a family vacation to unplug for a bit. It was the first time all three of us have traveled on a trip together other than to see family and it was great! We decided to head to Cancun, Mexico because we had been there before and knew it was a relatively easy trip. Also, if you wait for it, you can get incredible deals, which being just before the high season we were able to do. While we were there Jake turned one which made it the perfect time to reflect on the past year and celebrate the milestone. After all, I think every mom deserves a GIANT margarita after that first year! Phew!
After a week away enjoying some sun and fun here are a few tips I discovered along the way for any family with very small ones.
1. Manage your expectations. Jake goes to bed pretty early so we knew that on this trip we would most likely not make any of the fun entertainment that started after 8pm. We even missed the kids’ shows. After a day in the sun the little guy was wiped and rather than pushing him we just settled in for the evening.
2. Space is awesome. We decided that since we would be spending our nights in our room to go for it and got the room with a large balcony and living room. It was a little more expensive, but we were able to put him to sleep and then have a space where we could read, watch movies or just sit outside and talk without worrying about waking up baby.
3. Take turns. For me it’s not a true vacation without a little pampering and every parent needs a break from the 24/7. During nap times we would switch off, so that one was on duty in the room and the other could hit the spa, gym etc. guilt free.
Those are just a few things that worked for us. If you have any other great tips I would love to hear them! I’m currently day dreaming about our next vacay, whenever that might be!
Highlights: See the view from the top of Philadelphia?s only authentic London-style open top double-decker buses or from our Victorian-style trolleys. This 90 minute tour gives you on-and-off privileges throughout the day. More
Highlights: 90 minute tour of Philadelphia's 33 most popular attractions. Come experience the sites and breathtaking views on one of the open top sightseeing buses. This 360 degree view of Philadelphia will leave you speechless and entertained while you soak up the rich history and beautiful artwork. More
Flood insurance must be bought as a separate coverage as a result of flood damage shouldn’t be covered underneath householders insurance policies. You may be denied federal help after a disaster if you do not have flood insurance coverage. But DON’T PANIC, these are relatively few, and can have had multiple flood losses already, and so the point FEMA is making is, increase it or do not anticipate us to keep paying you over and over for it. Zarrilli mentioned the city’s experts consider base flood elevations on the ensuing flood maps skew a couple of foot-and-a-half too high. A flood can occur due to things like a gradual-shifting rainstorm, snow soften and land development runoff.
The excellent news is, there are more insurance coverage options to assist residents who find themselves paying excessive prices for flood insurance coverage. An agent who lives in your space may have the perfect details about flood insurance coverage that is particular to your group and will help decide your want for this coverage. The Office is working collaboratively with Florida insurers and well-capitalized reinsurers who are concerned with providing a non-public sector alternative to the NFIP. It is, in fact, doable that flood waters will exceed this elevation throughout extreme occasions so it’s up to a home-owner to resolve what danger they are prepared to take.
Policyholders who acquired typical annual price increases in 2013 or 2014 or paid the Biggert-Waters surcharge that created a reserve fund would see refunds provided that their coverage renewed after March 21, 2014, and their total enhance (premium plus reserve fund) exceeded 18 %. This could also be as a results of many Americans, the flood should be compelled to have insurance coverage not the case. Nearly 20,000 communities across the United States and its territories participate in the NFIP by adopting and imposing floodplain management ordinances to scale back future flood harm.
Five federal banking and credit score union regulatory agencies have signed off on a joint rule that modifies rules for loans secured by properties located in special flood hazard areas. One technique to avoid premium increases is for householders to raise their houses two feet above that base flood stage—an expensive proposition but one that can repay over time in saved insurance prices.
Commissioner McCarty, Florida’s Insurance Commissioner, issued a press launch in April 2013 warning homeowners of the anticipated worth increases taking impact on October 1, 2013 because of these reforms. Water could be a very highly effective force when it becomes considerable sufficient, and flood injury may be very expensive if you should make repairs to your house.
Protect your self and your family with an additional layer of very inexpensive liability safety over your present householders and auto insurance coverage policies. A flood insurance coverage elevation certification will be required with most sales with the intention to find out what flood insurance will actually cost going ahead. While NFIP designated floodplains present a useful administration instrument, they don’t essentially present the total extent of flood risk along Vermont streams and rivers. Overall this invoice takes a step in the right path by eradicating artificial limitations for the non-public flood insurance coverage market, giving consumers extra choices.
(W/A/CA) Sina Grace Cartoonist SINA GRACE returns with another chapter in his growing library of reflective memoirs, producing his strongest and most compelling tale to date. Chronicling a year of heartbreaks, writer's block, career highs, emotional lows, and the emergence of a mystery illness, NOTHING LASTS FOREVER is Grace's unflinching exploration of how to pick up the pieces and find hope when absolutely everything falls apart. If life's a show, GRACE makes certain that it's worth every pay-per-view.