By use of a mechanical grab and via on-board conveyor-belts, the aggregates are discharged on a 30m long boom-conveyor that can deliver the materials on...
Aggregate is a broad category of coarse particulate material used in construction, including sand, gravel, crushed stone, slag, recycled concrete and...
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M. J. Dunn Company has been manufacturing “CB-504” Style Belt Conveyor. Idlers since 1946 and supplying the Sand and Gravel, Asphalt, Mining, Soil...
Sand and Gravel plants use Belt-Way conveyor belt scales through the entire process. The process typically starts with the dredge pumping the sludge to the...
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The victim was underneath a feeder conveyor belt and was adjusting it when he ... (2 days at the mine) was fatally injured at a sand and gravel operation.
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GBA Strategic Partner Financial Marketing Solutions (FMS) has announced the launch of a new division, FMS Social. The new unit is devoted entirely to all things social for the banking industry. FMS Social delivers the expertise, content and creative material needed to execute successful social media strategies for community banks. From strategy development and consulting to social policy making and monitoring, FMS Social has been created to make it easy for banks to enter and be successful in the social media arena. Nationally recognized expert Amber Farley is the new executive vice president of FMS Social, acting as the director of the new division. More about FMS Social here...
In November, 2013, Corserv met in Washington, D.C., with senior representatives of the Consumer Financial Protection Bureau to present its Account Issuer Program. The meeting provided lively discussion of the payment space, credit cards in particular and Corserv's program designed to build a well performing loan portfolio for community banks and to meet the credit needs in their local markets. The CFPB offered a suggestion for the incorporation of periodic third-party reviews of specific compliance matters, and Corserv sees that as an opportunity for improvement. Corserv now has a contact at the CFPB, which adds to its list of regulators who are familiar with the team and their service offerings, and can make this information available to banks who are considering the Account Issuer Program. The Corserv Account Issuer credit card program can help a bank systematically build a predictable, profitable, easily managed credit card portfolio. Some of the highlights are...
Reliance Trust Company, headquartered in Atlanta, is one of the largest independent trust companies in the country with more than $109 billion in assets under management and administration and a leading provider of personalized financial services for individual, corporate, and institutional clients. Reliance can add fee-based revenues through financial advisory services to individual and business customers, directors and bank employees. Reliance's services include...
The big issue for Georgia bankers during the General Assembly session this week was the full Senate consideration of a bill GBA opposed dealing with non-customer notifications. The Senate voted on the bill, S.B. 363 by Sen. Lindsey Tippins (R-Marietta), Wednesday. The bill received only 26 votes, three short of the constitutional majority of 29 necessary for a bill to pass. Click here see how your Senator voted. Our thanks to many GBA members who played a key role in the outcome by calling yourr Senators and telling them about the problems with the bill as it headed toward a vote. Get full details in our weekly Legislative Update...
CFPB Deputy Director Steven Antonakes met with a group of Georgia bankers Thursday in Atlanta before he delivered the keynote speech at the Federal Reserve Bank of Atlanta�s 2014 Banking Outlook Conference. The bankers spent most of the time giving real-world examples about how many traditional borrowers are not fitting the neat boxes defined by the CFPB�s ability-to-repay and qualified mortgage rules. Please continue to share examples with us about how those rules are affecting your current loan customers, how they�re affecting your ability to make new loans, and how they are affecting your product pricing and structure so we can continue pushing the CFPB for additional flexibility. Another part of the conversation was about overdraft rules and supervision. Antonakes said payday lending is a larger priority right now, but the bureau is still studying overdraft policies and to expect to hear more about that in the future. With questions or comments, contact Joe Brannen, 404.420.2026.
Continued credit quality improvement, loan growth and lower charge offs led to a third consecutive year of profitability from Georgia's banks on a consolidated basis in 2013. Georgia's 223 state-based FDIC insured banks earned $2 billion during 2013, including $554 million in the fourth quarter. For the year, total loans were up by $3.8 billion, a 2 percent increase. Here are some of the other Georgia performance highlights from the FDIC Quarterly Banking Report released this week...
One of GBA's greatest assets is the more than 225 bankers who volunteer each year to serve on a committee or board. Our volunteers are experts and leaders who help GBA and its members better prepare for the ever-changing political, regulatory, and educational needs of today's banking environment. Remer Brinson, GBA's Chairman-elect and President and CEO of First Bank of Georgia, Augusta, is starting this year's committee appointment process by looking for bankers who want to join their colleagues from across Georgia in service to their industry. "GBA's 18 standing committees and boards provide an excellent opportunity for you to share your expertise and network with other bankers," Brinson said. Learn more about how you can nominate yourself or a fellow Georgia banker to fill these critical volunteer roles for the GBA...
As we enter a new era of banking, we are faced with several regulations that affect technology at our banks. At GBA's upcoming Operations and Technology Conference, Zach Duke, Safe Systems, Inc., Alpharetta, will moderate a panel of skilled industry professionals who will share insight into the compliance requirements that are upon us, and those waiting on the horizon. Here's your last chance to sign up. Access the link to register here...
A new bank tax on large institutions and a phase-out of the deductibility of FDIC insurance premiums for banks with more than $10 billion in assets are among provisions in a major tax reform package proposed Wednesday by U.S. House Ways and Means Committee Chairman Dave Camp (R-Mich.). In addition to the FDIC premium deductibility phase out, assessments would be completely non-deductible for banks with more than $50 billion in assets. The bank tax proposed would be a 0.035 percent excise tax on all assets of Federal Reserve-designated systemically significant financial institutions with assets over $500 billion. Major trade groups, including the ABA and ICBA, immediately wrote Camp voicing opposition to any new tax on financial institutions. The tax-reform package also completely ignores the ongoing credit union tax exemption, which is estimated to cost the U.S. Treasury $2 billion annually. More about the proposed Federal Tax Reform package here...
The credit union industry has been in Washington, D.C. this week, so we're asking members to make use of ABA's grassroots advocacy program to speak up against the credit union tax exemption. More than 14,200 bankers have done so already with letters and more than 180 tweets have been sent, including ones from GBA. Chime in with your voice, too. The tools are available to all bankers, regardless of ABA membership status. Here's how to act...
The FDIC this week issued revised interagency consumer compliance examination procedures for the mortgage rules issued pursuant to the Dodd-Frank Act. The examination procedures should be helpful to financial institutions seeking to better understand the areas the FDIC will focus on as part of the examination process, the FDIC said. The procedures cover ability-to-repay, qualified mortgage, servicing, and all the other significant new rules that went into effect in January. Initial compliance exams will focus on evaluating an institution's familiarity with the requirements of the regulations and plans for implementing the requirements. Those implementation plans should include clear timeframes and benchmarks for compliance. Additional resources on the new rules can be found on the Consumer Financial Protection Bureau's (CFPB) Web site.
Strategic Partners and Associate Members, don't miss the opportunity to be recognized by the banks and bankers you serve by sponsoring an event at the 2014 GBA Annual Meeting.
GBA's premier event is June 15-18 at The Greenbrier in White Sulphur Springs, WV. High-visibility sponsorships are available. To sponsor an event, complete the sponsor form and return in to GBA's Susie McGehee by email or fax at 404.522.9848. We are also extending an exhibiting opportunity for those who have products and services that would be of interest to convention attendees. Find out more about both of these great opportunities coming up at the GBA Annual Meeting...
About 40 percent of Americans do not have a three-month cushion of savings that would keep them above the poverty level if they lost their job. And, financially stressed workers spend about 20 hours per month while at work focusing on personal finances, are more likely to be absent and use more sick leave. Those were some of the reasons cited for needing strong workplace financial literacy efforts by participants during a Financial Literacy and Education Commission field hearing in Atlanta Tuesday. CFPB Director Richard Cordray spoke, as did Melissa Kiode, deputy assistant secretary of Consumer Policy at the Department of the Treasury, and Phyllis Borzi, assistant secretary, Department of Labor. What were these Federal Officials saying about Financial Literacy? Find out here, and find out how GBA Retirement Services can help your bank...
The 2014 GBA Roundtable season kicked off in style with The League's meeting on Feb. 21 at Idle Hour Country Club in Macon. Although the group's membership has changed some over the years, The League of Extraordinary Bankers has been brainstorming for over 10 years now, and was the original group used as the model for GBA's many successful Roundtable peer groups. Pictured in the center is founding League member Joe Gore, First State Bank, Wrens celebrating his upcoming retirement with his League peers. "Joe was the member who named our group at its inaugural meeting long ago. The name stuck and the infamous 'League' has been figuring things out together through our industry challenges for a decade now. They are all amazing bankers and discussions are always lively," said facilitator Elaine Demarest of Demarest Strategy Group. More about GBA Roundtables here...
The 2014 GBA Bank Security Conference is coming up Thursday and Friday, April 10-11, at the Marriott Savannah Riverfront Hotel. This annual conference is developed and hosted by GBA's Security Committee, chaired by Debi Davidoff, Signature Bank of Georgia, Sandy Springs, with Vice Chair Kathy Pippin, United Bank, Barnesville. Topics will include financial elder abuse, trends and controls in electronic fraud, business continuity, technology to help your bank stay ahead of fraud, and a series of industry updates from members of the committee. Click here to register. Rooms are available at the Marriott for a discounted nightly rate of $183. Call 912.233.7722 or 800.285.0398 to reserve a room. This rate is available through March 16, and rooms may sell out before then. Please contact GBA's Kathy Friestad, 404.420.2024 with questions.
GBA's Agriculture Committee met Wednesday in Macon to discuss hot topics and to make plans for the committee's annual conference. Hosted by committee chair Scott Beeley, Bank of Terrell, Dawson, and vice chair Steve Wood, State Bank & Trust, Adel, members talked about a variety of issues affecting their banks and areas of the state. Topics discussed were concerns about the Farm Bill, fair lending issues, loan volume and interest rate competition with larger banks, and just keeping up with the increasing number of regulatory changes. These topics will drive the agenda for the 2014 GBA Rural Development and Lending Conference May 15-16 at the Savannah Marriott Riverfront. Click here to register and see hotel information.
The CFPB wants banks to give customers free credit scores, according to a report in Bloomberg Businessweek online. CFPB Director Richard Cordray reportedly sent a letter to at least six large banks. A CFPB spokesperson did not comment on the letter, but the news story includes a quote reportedly from the letter. "I strongly encourage you to make the credit scores on which you rely available to your customers regularly and freely, along with educational content to help them make use of this information," Cordray wrote. By law, consumers already can get a free credit report, but that document does not include the specific scores assigned by the credit rating bureaus.
Designed for Information Security Officers, Compliance Officers and network administrators, this seminar will highlight all the information you need to be a successful professional in this role. You will get a better understanding of the regulatory requirements and expectations, and we will define the internal roles and responsibilities including coordination with NetAdmin, reporting to the board of directors, leading the IT steering committee and the ISO's role in audits and examinations. Helpful checklists and white papers will be included. Registration is $225 for members and will be at the Idle Hour Country Club in Macon Georgia. For more information or to register, click here. For personal assistance contact GBA's Danielle Driggers at 404.420.2015.
GBA Members Recognized with Service Awards, Fight Childhood Obesity, Reward Commitment to Financial Education and More
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