Often, the financial press bears a striking resemblance to the celebrity pages. Articles will talk about how Australia’s mega-wealthy are investing their money and their business ventures. They make it all sounds so simple, and seeing as you wouldn’t mind having James Packer’s $6 billion net worth (source: Forbes), it makes sense to model your own financial decisions on his, right? Maybe not… A large part of financial planning is risk management. It’s not the interesting side that gets a lot of press, it’s just making sure that we manage your finances in a manner that prevents unacceptable outcomes. Risk management for James Packer and you, are two completely different beasts altogether, here’s how: Investment allocation If James loses 95% of his net worth…
Highly regarded journo Adele Horin has a look at online dating after 60 – and with a title of Liars, Cads and Bores, it’s not hard to see that the article looks at some of the risks! But for the over 60 Romeos and Juliets, it’s important to consider a few more conventional issues that may arise. 1. Centrelink benefits If you or your new partner are in receipt of Centrelink benefits such as the age pension, whether you’re considered single or a couple can have serious implications. Centrelink benefits are usually subject to the level of your assets or income, but if you’re deemed to be a member of a couple then your partner’s assets and income will count as well. Where you…
I’m very proud to announce that MLC Advice Canberra is the principal sponsor of the Women Lawyers Association of the ACT (WLA ACT) for the remainder of 2013, and 2014.
WLA ACT provide a great opportunity for female lawyers to access peer support and networking opportunities as they develop their career. There’s nothing better than having a supportive environment in which you can bounce around ideas, ask your colleagues how they are going, and either offer a helping hand or perhaps reach out for some help yourself.
If you’re a junior lawyer in particular, you have to check out the most recent Junior Lawyers Pay & Conditions Survey which you can find on the WLA ACT news page.
Michael Miller (Authorised Representative No. 294933, Credit Representative No. 428806) is an Authorised Representative and Credit Representative of GWM Adviser Services Limited trading as MLC Advice.
MLC Advice is a division of GWM Adviser Services Limited, an Australian Financial Services and Credit Licensee 230692, ABN 96 002 071 749, AFSL 230692, registered office 105-153 Miller Street, North Sydney NSW 2060. This advice may not be suitable to you because it contains general advice that has not been tailored to your personal circumstances. Please seek personal financial advice prior to acting on this information. mlcadvice.com.au
Categories: Bronze - Horse, Bronze - Horse Statue, bronze horses pony, Bronze Statue and French Bronze Statue
– Barye was a famous French sculpturist known for his animal studies and this is a later recasting from the original
– Will ship to anywhere in the world – please get in touch for a shipping quote – Please fire away with any questions or enquiries – Our Hertfordshire antiques showroom is just 25 minutes north of London – All our measurements are of the widest and tallest dimension Dimensions in CM Width x Depth x Height 53 x 17 x 35 Dimensions are in Inches Width x Depth x Height 21 x 7 x 14
Categories: Bronze - Horse, bronze horses pony, Bronze Statue, Casting Bronze and French Bronze Statue
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The Hampshire Companies, headquartered in Morristown, New Jersey is a privately held, fully integrated real estate firm that has more than 50 years of hands-on, cycle-tested experience in acquiring, developing, leasing, repositioning, managing, financing and disposing of real estate. The investment strategy of the Hampshire Real Estate Companies is to acquire value-added opportunities where it can use its 50 year operational experience to materially enhance their value with a focus on the following real estate asset classes: Industrial; Office and Retail. Hampshire balances the risk in its various fund portfolios by employing a strategy that blends the assets in the portfolio between YIELD-oriented properties and CAPITAL enhancement properties. YIELD-ORIENTED STRATEGIES: 1. Stable Yield Strategy: This strategy is focused on assets with stable, long term Net Operating Income to counter balance the riskier investment strategies. 2. Yield Enhancement Strategy: This strategy is focused on assets with a fairly stable Net Operating Income; however, there is an opportunity to enhance the yield by modifying the underlying leases. 3. Buy Vacancy/Renewal Strategy: This strategy is focused on assets that have short term Net Operating Income issues caused by existing vacancies or pending tenant lease expirations. 4. Credit Risk Strategy: This strategy is focused on acquiring well-located assets at a discount due to the credit status of the primary tenant. In employing this strategy, Hampshire looks at special risk mitigating factors; such as, the quality of the asset, nature of use to tenant's business, ability to re-tenant/re-use the facility. CAPITAL-ORIENTED STRATEGIES 1. Re-positioning Strategy: This strategy is focused on assets that need to be upgraded by an infusion of capital to bring the facility up to today's standard. These projects include deferred maintenance; modernization of the physical plant; exterior facade improvements; and interior renovations. This strategy is typically employed with buildings that are vacant or have a pending renewal. 2. Expansion Strategy: This strategy is focused on assets that have the ability to be expanded. 3. Development/Re-development Strategy: This strategy is for raw development or major re-development of existing facilities. 4. Change of Use Strategy: This strategy is focused on assets that have the ability to be converted to a different use through re-development of the property. In all investment strategies, the Hampshire Companies uses appropriate debt leverage in order to enhance the overall returns of the investments.
Deborah Hanson Imperatore has been with The Hampshire Companies since 1983 and currently serves as the Treasurer and Chief Administrative Officer of The Hampshire Legacy Group. She is the Founder and President of Hanson-Imperatore Securities, inc., a broker dealer firm. Deborah is also the Co-Founder and executive Director of The Paige Whitney Babies Center, a non-profit 501(C) (3) organization located in Basking Ridge, New Jersey, which is dedicated to helping disadvantaged babies and their families. Deborah graduated from Dwight Englewood High School and holds a BA from Hope College Magna Cum Laude. She is married to Harold J. Imperatore, Principal and General Manager of The Hampshire Destination Properties and proprietor of The Bernards Inn. She has 5 children ranging in age from 13 to 20 years.
As President of Hampshire Real Estate Companies, James Hanson is fully dedicated to the formation, operation and investment activities of the Hampshire family of funds. Hanson has over 25 years of real estate investment management experience, and serves as the President of the Palisades Interstate Park Commission. In 1995, Hanson spearheaded a joint venture between Hampshire and CB Richard Ellis (CBRE) to provide asset management and advisory services to institutional investors. In 2001, Hampshire sold their share of the joint venture to CBRE to allow Hanson's full dedication to the Hampshire Partners Fund VI. Hanson has a B.A. degree from Hope College and a J.D. degree from Vermont Law School, Magna Cum Laude.
Jeffrey Hanson began his career with Hampshire Real Estate Companies in 1984, focusing on the oversight and coordination of Hampshire's development and re-development projects. Hanson has handled all aspects of site selection, negotiation of joint venture agreements, site plan approvals, lease negotiations, plan development, construction financing, and the oversight of project construction. Hanson currently fulfills the duties of Portfolio Manager. During Hanson's tenure, Hampshire has developed over 1,500,000 square feet of grocery anchored shopping centers, single-tenant retail facilities and re-developed over 1,500,000 square feet of industrial properties. Recently, Hanson has led the company's effort in the acquisition of town centers and urban properties for rehabilitation and redevelopment. Hanson has also been instrumental in leading and pursuing joint venture activities with major retail tenants.
Jon Hanson, Chairman and Founder of the Hampshire Real Estate Companies, is fully dedicated to the formation, operation and investment activities of the Hampshire family of funds during the investment period. He also serves as a Portfolio Manager within the Hampshire Legacy Group. Hanson has over 45 years of real estate investment management experience and sits on the Boards of Prudential Financial, HealthSouth Corp., National Football Foundation and College Hall of Fame, Inc. and Yankee Entertainment and Sports Network. Additionally, Hanson is an active member of the investment committee of Hope College and the Board of Advisors of NYU School of Law Center for Real Estate. Hanson has a B.A. degree from Colgate University.
Norman Feinstein has been affiliated with Hampshire since 1980, and officially joined the company in 1999. In his role as Executive Vice President at the Hampshire Real Estate Companies, Feinstein oversees the investment committee, as well as investor relations and acquisitions. Previously, Feinstein had been a practicing attorney for more than 25 years, specializing in real estate law. He has also owned and operated commercial and residential properties since 1974. In addition, Feinstein has served as President and Counsel to the New Jersey Apartment Association and as a Regional Vice President of the National Apartment Association. Feinstein has a B.A. degree from University of Connecticut and a J.D. degree from Suffolk University Law School, and is admitted to practice law in New Jersey. In his spare time, Mr. Feinstein also enjoys travel and golf.
Robert Schmitt is the Senior Investment Manager at Hampshire Real Estate Companies. Schmitt's involvement with the Hampshire real estate portfolio has ranged from disposition, acquisitions and refinancing to negotiating tenant renewals, new leases and shopping center expansion projects. Schmitt also supervises leasing and property management teams on several properties where Hampshire functions as a third party manager. Prior to his affiliation with Hampshire, Schmitt was an Asset Manager with Legg Mason Real Estate Advisors in Philadelphia, Pennsylvania. At Legg Mason, he was responsible for managing a portfolio of real estate investments for pension fund clients including equities, joint ventures and mortgages. Schmitt holds a Bachelor of Science in Civil and Environmental Engineering from Clarkson University and an MBA in Finance from Boston University.
Mark Rosen has been with Hampshire for over 20 years and currently serves in the roles of Transaction Manager and Legal Specialist. In that capacity, he directs the acquisition and financing activities of the Hampshire family of funds. Rosen's broad experience includes the negotiation of contracts, origination and placement of financing, acquisition due dis, origination and placement of financing, acquisition due diligence and facilitating dispositions. Rosen has a B.S. degree from SUNY- Binghamton, and a J.D. degree from Brooklyn Law School.
With more than 45 years of expertise, The Inland Real Estate Group of Companies, Inc. (“Inland”) is one of the nation’s largest commercial real estate and finance groups. As a business incubator, we specialize in creating, developing and supporting member companies that provide real estate-related investment funds, including limited partnerships, institutional funds and non-listed and listed REITs, and real estate services for both third parties and Inland member companies.