Please read the following table in Markdown format and then answer the question according to the table. Table cells in one row are seperated by '|', and different rows are seperated by '
'.

Table:
| Rank | Rider | Team | Speed | Time |
| --- | --- | --- | --- | --- |
| 1.0 | Andrew Brady | 750cc Suzuki | 109.107mph | 1:22.59.61 |
| 2.0 | Russell Mountford | 599cc Yamaha | 107.888mph | 1:20.22.88 |
| 3.0 | Justin Croft | 600cc Yamaha | 107.678mph | 1:24.05.72 |
| 4.0 | Noel Patterson | 750cc Suzuki | 107.256mph | 1:24.25.55 |
| 5.0 | Paul Gartland | 750cc Suzuki | 104.660mph | 1:26.31.20 |
| 6.0 | Sergio Romero | 599cc Honda | 103.727mph | 1:27.17.88 |
| 7.0 | Ian Gilder | 750cc Suzuki | 103.637mph | 1:27.22.47 |
| 8.0 | Michael Russell | 600cc Suzuki | 103.455mph | 1:27.31.69 |
| 9.0 | James McCann | 750cc Suzuki | 103.346mph | 1:27.37.22 |
| 10.0 | Adrian Louge | 749cc Suzuki | 102.962mph | 1:27.56.85 |
Question:
Who is the rider who has a rank lower than 10, and a time of 1:26.31.20?
Answer:
Paul Gartland