Please read the following table in Markdown format and then answer the question according to the table. Table cells in one row are seperated by '|', and different rows are seperated by '
'.

Table:
| Rider | Horse | Time ( s ) | Faults | Total time ( s ) | Points |
| --- | --- | --- | --- | --- | --- |
| Beezie Madden | Authentic | 77.62 | 0 | 77.62 | 0.0 |
| Eric Lamaze | Hickstead | 78.40 | 0 | 78.40 | 0.39 |
| Gerco Schröder | Eurocommerce Berlin | 78.47 | 0 | 78.47 | 0.425 |
| McLain Ward | Sapphire | 79.35 | 0 | 79.35 | 0.865 |
| Laurent Goffinet | Flipper d'Elle HN | 79.42 | 0 | 79.42 | 0.9 |
| Sergio Alvarez Moya | Le Rève du Nabab | 80.09 | 0 | 80.09 | 1.235 |
| Bernardo Alves | Canturo | 80.33 | 0 | 80.33 | 1.355 |
| Cassio Rivetti | Olona | 80.40 | 0 | 80.40 | 1.39 |
| Marie Burke | Chippison | 81.04 | 0 | 81.04 | 1.71 |
| Gregory Wathelet | Loriot | 81.14 | 0 | 81.14 | 1.76 |
| Geir Gulliksen | Cattani | 81.30 | 0 | 81.30 | 1.84 |
| Samantha McIntosh | Loxley | 81.65 | 0 | 81.65 | 2.015 |
| Ludo Philippaerts | Parco | 77.71 | 4 | 81.71 | 2.045 |
| Edwina Alexander | Isovlas Pialotta | 78.09 | 4 | 82.09 | 2.235 |
| Jean-Claude Van Geenberghe | Osta Rugs Tresor | 78.37 | 4 | 82.37 | 2.375 |
| Jürgen Krackow | Looping | 78.45 | 4 | 82.45 | 2.415 |
| Albert Zoer | Okidoki | 82.58 | 0 | 82.58 | 2.48 |
| Emilio Bicocchi | Jeckerson Kapitol d'Argonne | 82.95 | 0 | 82.95 | 2.665 |
| Ludger Beerbaum | L'Espoir | 83.01 | 0 | 83.01 | 2.695 |
| Dirk Demeersman | Clinton | 79.13 | 4 | 83.13 | 2.755 |
| Royne Zetterman | Isaac | 83.77 | 0 | 83.77 | 3.075 |
| Jeroen Dubbeldam | BMC Up and Down | 83.82 | 0 | 83.82 | 3.1 |
| Ricardo Jurado | Procasa le Monde | 84.16 | 0 | 84.16 | 3.27 |
| Marcus Ehning | Noltes Küchengirl | 76.70 | 8 | 84.70 | 3.54 |
| Tina Lund | Carola | 80.84 | 4 | 84.84 | 3.61 |
| Carlos Lopez | Instit | 84.86 | 0 | 84.86 | 3.62 |
| Niklaus Schurtenberger | Cantus | 84.89 | 0 | 84.89 | 3.635 |
| John Whitaker | Peppermill | 84.98 | 0 | 84.98 | 3.68 |
| Pablo Barrios | Sun God | 81.43 | 4 | 85.43 | 3.905 |
| Meredith Michaels-Beerbaum | Shutterfly | 81.46 | 4 | 85.46 | 3.92 |
| Shane Breen | World Cruise | 81.59 | 4 | 85.59 | 3.985 |
| Christian Ahlmann | Cöster | 81.62 | 4 | 85.62 | 4.0 |
| Piet Raymakers | Van Schijndel's Curtis | 85.71 | 0 | 85.71 | 4.045 |
| Michel Robert | Galet d'Auzay | 81.78 | 4 | 85.78 | 4.08 |
| Luciana Diniz | Dover | 81.94 | 4 | 85.94 | 4.16 |
| Álvaro Alfonso de Miranda Neto | Nike | 82.09 | 4 | 86.09 | 4.235 |
| Werner Muff | Plot Blue | 83.07 | 4 | 87.07 | 4.725 |
| Max Amaya | Church Road | 87.20 | 0 | 87.20 | 4.79 |
| Rolf-Göran Bengtsson | Ninja la Silla | 83.44 | 4 | 87.44 | 4.91 |
| Jos Lansink | Cavalor Cumano | 83.63 | 4 | 87.63 | 5.005 |
| Jesus Garmendia Echeverria | Maddock | 80.29 | 8 | 88.29 | 5.335 |
| Cameron Hanley | Siec Hippica Kerman | 84.37 | 4 | 88.37 | 5.375 |
| Hervé Godignon | Obélix | 84.42 | 4 | 88.42 | 5.4 |
| Sebastian Numminen | Sails Away | 84.53 | 4 | 88.53 | 5.455 |
| Manuel Torres | Chambacunero | 80.56 | 8 | 88.56 | 5.47 |
| Michael Whitaker | Insul Tech Portofino | 84.67 | 4 | 88.67 | 5.525 |
| Tim Gredley | Omelli | 81.00 | 8 | 89.00 | 5.69 |
| Laura Kraut | Miss Independent | 85.57 | 4 | 89.57 | 5.975 |
| Jill Henselwood | Special Ed | 85.95 | 4 | 89.95 | 6.165 |
| Roland Englbrecht | Nip Armani | 86.06 | 4 | 90.06 | 6.22 |
| Antonis Petris | Gredo la Daviere | 82.22 | 8 | 90.22 | 6.3 |
| Gerfried Puck | 11th Bleeker | 82.43 | 8 | 90.43 | 6.405 |
| Mikael Forsten | BMC's Skybreaker | 86.49 | 4 | 90.49 | 6.435 |
| Christina Liebherr | L.B. No Mercy | 82.66 | 8 | 90.66 | 6.52 |
| Stefan Eder | Cartier PSG | 82.69 | 8 | 90.69 | 6.535 |
| Beat Mändli | Indigo IX | 83.18 | 8 | 91.18 | 6.78 |
| Ricardo Kierkegaard | Rey Z | 83.23 | 8 | 91.23 | 6.805 |
| James Wingrave | Agropoint Calira | 83.33 | 8 | 91.33 | 6.855 |
| Björn Nagel | Pilgrim | 83.67 | 8 | 91.67 | 7.025 |
| Taizo Sugitani | Obelix | 87.68 | 4 | 91.68 | 7.03 |
| Tony Andre Hansen | Camiro | 88.11 | 4 | 92.11 | 7.245 |
| Judy-Ann Melchoir | Grande Dame Z | 88.24 | 4 | 92.24 | 7.31 |
| Maria Gretzer | Spender S | 84.39 | 8 | 92.39 | 7.385 |
| Katharina Offel | Atlanta | 84.46 | 8 | 92.46 | 7.42 |
| Krzyszlof Ludwiczak | HOF Schretstakens Quamiro | 88.54 | 4 | 92.54 | 7.46 |
| Manuel Fernandez Saro | Quin Chin | 84.55 | 8 | 92.55 | 7.465 |
| Marcela Lobo | Joskin | 88.82 | 4 | 92.82 | 7.6 |
| Billy Twomey | Luidam | 84.85 | 8 | 92.85 | 7.615 |
| Nick Skelton | Russel | 84.89 | 8 | 92.89 | 7.635 |
| Vladimir Beletskiy | Rezonanz | 89.07 | 4 | 93.07 | 7.725 |
| Giuseppe Rolli | Jericho de la Vie | 89.44 | 4 | 93.44 | 7.91 |
| Florian Angot | First de Launay | 81.73 | 12 | 93.73 | 8.055 |
| Jose Larocca | Svante | 86.00 | 8 | 94.00 | 8.19 |
| Jiri Papousek | La Manche T | 90.50 | 4 | 94.50 | 8.44 |
| Antonio Portela Carneiro | Echo de Lessay | 90.75 | 4 | 94.75 | 8.565 |
| Abdullah Al-Sharbatly | Hugo Gesmeray | 78.79 | 16 | 94.79 | 8.585 |
| Hanno Ellermann | Poncorde | 86.82 | 8 | 94.82 | 8.6 |
| Gennadiy Gashiboyazov | Papirus | 82.99 | 12 | 94.99 | 8.685 |
| Juan Carlos García | Loro Piana Albin III | 91.66 | 4 | 95.66 | 9.02 |
| Ian Millar | In Style | 84.36 | 12 | 96.36 | 9.37 |
| Federico Fernandez | Bohemio | 80.84 | 16 | 96.84 | 9.61 |
| Ibrahim Hani Kamal Bisharat | Qwinto | 89.14 | 8 | 97.14 | 9.76 |
| Syed Omar Almohdzar | Lui | 89.26 | 8 | 97.26 | 9.82 |
| H.H. Prince Faisal Al-Shalan | Uthago | 90.03 | 8 | 98.03 | 10.205 |
| Gunnar Klettenberg | Novesta | 90.86 | 8 | 98.86 | 10.62 |
| Guillermo Obligado | Carlson | 92.71 | 8 | 100.71 | 11.545 |
| Rene Lopez | Isky | 88.97 | 12 | 100.97 | 11.675 |
| Margie Engle | Hidden Creek's Quervo Gold | 85.75 | 16 | 101.75 | 12.065 |
| Rod Brown | Mr. Burns | 86.22 | 16 | 102.22 | 12.3 |
| Alberto Michan | Chinobampo Lavita | 86.28 | 16 | 102.28 | 12.33 |
| Jonella Ligresti | Quinta 27 | 90.35 | 12 | 102.35 | 12.365 |
| Noora Pentti | Evli Cagliostro | 90.53 | 12 | 102.53 | 12.455 |
| Mohammed Al-Kumaiti | Al-Mutawakel | 90.60 | 12 | 102.60 | 12.49 |
| Yuko Itakura | Portvliet | 86.93 | 16 | 102.93 | 12.655 |
| Fabrice Lyon | Jasmine du Perron | 95.14 | 8 | 103.14 | 12.76 |
| Zsolt Pirik | Havanna | 91.72 | 12 | 103.72 | 13.05 |
| Kamal Bahamdan | Campus | 92.00 | 12 | 104.00 | 13.19 |
| Vladimir Panchenko | Lanteno | 94.54 | 12 | 106.54 | 14.46 |
| Grant Wilson | Up and Down Cellebroedersbos | 87.29 | 20 | 107.29 | 14.835 |
| Peter McMahon | Kolora Stud Genoa | 104.01 | 4 | 108.01 | 15.195 |
| Chris Pratt | Rivendell | 104.06 | 4 | 108.06 | 15.22 |
| Ariana Azcarraga | Sambo | 97.51 | 12 | 109.51 | 15.945 |
| Karim El-Zoghby | Baragway | 94.34 | 16 | 110.34 | 16.36 |
| Roger Hessen | Quito | 96.44 | 16 | 112.44 | 17.41 |
| Eiken Sato | Cayak DH | 89.54 | 24 | 113.54 | 17.96 |
| Veronika Macanova | Pompos | 105.99 | 8 | 113.99 | 18.185 |
| Ondrej Nagr | Atlas | 105.35 | 12 | 117.35 | 19.865 |
| Emmanouela Athanassiades | Rimini Z | 106.38 | 20 | 126.38 | 24.38 |
| Zdenek Zila | Pinot Grigio | 117.69 | 12 | 129.69 | 26.035 |
| Malin Baryard-Johnsson | Butterfly Flip | Refusal | Refusal | Refusal | 46.035 |
| H.R.H. Prince Abdullah Al-Soud | Allah Jabek | Refusal | Refusal | Refusal | 46.035 |
| Jamie Kermond | Stylish King | Refusal | Refusal | Refusal | 46.035 |
| Jose Alfredo Hernandez Ortega | Semtex P | Refusal | Refusal | Refusal | 46.035 |
| Barry Taylor | Duxy | Fall | Fall | Fall | 46.035 |
| Mariann Hugyecz | Superville | Fall | Fall | Fall | 46.035 |
| Thomas Velin | Godsend du Reverdy | Retired | Retired | Retired | 46.035 |
Question:
What is the average amount of points when the time (s) is 81.78?
Answer:
4.08