Table:
|  | Payments Due by Year Ending December 31, 2020 |  |  |  |  |
| --- | --- | --- | --- | --- | --- |
| (In thousands) | Total | Year 1 (1) | Years 2 & 3 | Years 4 & 5 | Beyond 5 Years |
| Operating leases, including imputed interest | 12,807 | 3,519 | 5,102 | 4,186 | — |
| Finance leases, including imputed interest (1) | 2,165 | 1,423 | 736 | 6 | — |
| Total contractual obligations | $ 14,972 | $ 4,942 | $ 5,838 | $ 4,192 | $ — |
Paragraphs:
Contractual Obligations and Contingent Liabilities and Commitments
Our principal commitments consist primarily of obligations under operating and financing leases, which include among others, certain leases of our offices, colocations and servers as well as contractual commitment related network infrastructure and data center operations. The following table summarizes our commitments to settle contractual obligations in cash as of December 31, 2019:
(1) Finance leases are related to servers and network infrastructure and our data center operations.
As of December 31, 2019, we had severance agreements with certain employees which would require us to pay up to approximately $6.4 million if all such employees were terminated from employment with our Company following a triggering event (e.g., change of control) as defined in the severance agreements.
Question:
How much more in total contractual obligations does the company expect to spend in Year 1 than Years 4 & 5?
Answer:  4942-4192 = 750