Table:
|  | December 31, 2019 | December 31,2018 |
| --- | --- | --- |
| Cash on hand and at banks | $77,041 | $131,432 |
| Short-term deposits and highly liquid funds | 950 | 6,450 |
| Restricted cash | 736 | 12,892 |
| Cash and cash equivalents and restricted cash | $78,727 | $150,774 |
Paragraphs:
NAVIOS MARITIME HOLDINGS INC. NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS (Expressed in thousands of U.S. dollars — except share data)
NOTE 4: CASH AND CASH EQUIVALENTS AND RESTRICTED CASH
Cash and cash equivalents and restricted cash consisted of the following:
Short-term deposits and highly liquid funds relate to amounts held in banks for general financing purposes and represent deposits with an original maturity of less than three months
Cash deposits and cash equivalents in excess of amounts covered by government-provided insurance are exposed to loss in the event of non-performance by financial institutions. Navios Holdings does maintain cash deposits and equivalents in excess of government provided insurance limits. Navios Holdings reduces exposure to credit risk by dealing with a diversified group of major financial institutions. See also Note 2(e).
Question:
What did Short-term deposits and highly liquid funds relate to?
Answer: amounts held in banks for general financing purposes and represent deposits with an original maturity of less than three months