Table:
|  | Secured loans excluding deposits | Unsecured loans | Deposits | Total Indebtedness |
| --- | --- | --- | --- | --- |
|  | Note 1 | Note 2 | Note 3 |  |
| Indebtedness at the beginning of the financial year |  |  |  |  |
| i) Principal Amount | 44 | 181 | 3 | 228 |
| ii) Interest due but not paid | - | - | - | - |
| iii) Interest accrued but not due | - | - | - | - |
| Total (i+ii+iii) | 44 | 181 | 3 | 228 |
| Change in Indebtedness during the financial year |  |  |  |  |
| • Addition | - | - | 1 | 1 |
| • Reduction | (5) | (181) | - | (186) |
| Net change | (5) | (181) | 1 | (185) |
| Indebtedness  at the end  of the financial year |  |  |  |  |
| i) Principal amount | 39 | - | 4 | 43 |
| ii) Interest due but not paid | - | - | - | - |
| iii) Interest accrued but not due | - | - | - | - |
| Total (i+ii+iii) | 39 | - | 4 | 43 |
Paragraphs:
V. INDEBTEDNESS
Indebtedness of the Company including interest outstanding/accrued but not due for payment
Notes:
1. Secured loans excluding deposits of `39 crore as at March 31, 2019, represents obligations under finance lease including current portion of obligations.
2. Opening balance as at April 1, 2018, of unsecured loans represent bank overdraft of `181 crore.
3. Deposits represent amounts received from lessee for the premises given on sub-lease and from vendors for contracts to be executed.
Question:
At the beginning of the financial year, what percentage of total indebtedness is made up of deposits?
Answer: 3/228  = 1.32