speb/financial-data huggingface dataset:
Financial ratios for MITQ — quarterly report dated 2025-12-31
Total revenue: 3793000
Gross profit: 1165000
Operating income: -408000
Net income: -388000
Capital expenditures: 0
Operating cash flow: -1635000
Depreciation & amortization: 76000
Net tangible assets: 4664000
Owner earnings: -312000
Return on net tangible assets (%): -6.689536878216123
Buffett classification: The Gruesome
Stock price: 0.66
Shares outstanding: 9941072
Book value: 4999000
P/B ratio: 1.3124840008001601
Market cap (USD): 6561107.5200000005
Debt to equity: 0.20744148829765954
Current ratio: 2.218127218127218
Quick ratio: 1.3772863772863773
COGS to revenue (%): 69.28552596889006
R&D to revenue (%): 1.2391247034010018
SG&A to revenue (%): 40.2320063274453
Free cash flow (dilution-adjusted): -1641000
Buyback yield (%): 0
Retained earnings: -7082000
Inventory turnover: 0.8532467532467533
Receivables turnover: 3.942827442827443
Capitalized R&D asset: 94340
ROCI (R&D-adjusted, %): -6.930124640329928
Rosenberg metric: -10.604166666666666
FCF margin (%): -43.263907197469024
Revenue growth (%): -32.049444643496955
Rule of 40 score: -75.31335184096598
Financial ratios for MLGEQ.PA — annual report dated 2021-12-31
Total revenue: 0
Gross profit: -518691.72727272724
Operating income: -546830.1136363636
Net income: -493865.625
Capital expenditures: 0
Depreciation & amortization: 369.5340909090909
Net tangible assets: 1908132
Owner earnings: -493496.0909090909
Return on net tangible assets (%): -25.862785745907036
Buffett classification: The Gruesome
Stock price: 1.8181818181818183
Shares outstanding: 3770234
Book value: 1908131.9999999995
P/B ratio: 3.5925035108110506
Market cap (USD): 6854970.90909091
Debt to equity: 0
Current ratio: 0.7212340619292988
Quick ratio: 0.7212340619292988
Buyback yield (%): 0
Retained earnings: -3510057.625
Receivables turnover: 0
Capitalized R&D asset: 0
ROCI (R&D-adjusted, %): -28.448754818905226
Rule of 40 score: 0
Financial ratios for MLGEQ.PA — annual report dated 2022-12-31
Total revenue: 0
Gross profit: -92317.1914893617
Operating income: -92317.1914893617
Net income: -838372.6595744682
Capital expenditures: 0
Net tangible assets: 947963.6808510639
Owner earnings: -838372.6595744682
Return on net tangible assets (%): -88.4393227831042
Buffett classification: The Gruesome
Stock price: 1.7021276595744683
Shares outstanding: 3770234
Book value: 947963.6808510639
P/B ratio: 6.769689286731585
Market cap (USD): 6417419.574468086
Debt to equity: 0
Current ratio: 0.16986192794948282
Quick ratio: 0.16986192794948282
Free cash flow (dilution-adjusted): -4178.255319148936
Buyback yield (%): 0
Retained earnings: -4124384.0531914895
Capitalized R&D asset: 0
ROCI (R&D-adjusted, %): -9.605420698010771
Rule of 40 score: 0
Financial ratios for MLGEQ.PA — annual report dated 2023-12-31
Total revenue: 0
Gross profit: -188518.1111111111
Operating income: -188522.55555555553
Net income: 42003.88888888889
Capital expenditures: 0
Net tangible assets: 1032099.2888888889
Owner earnings: 42003.88888888889
Return on net tangible assets (%): 4.0697527206038835
Buffett classification: The Gruesome
Stock price: 0.4888888888888889
P/E ratio: 43.882258521036405
Shares outstanding: 3770234
Book value: 1032099.2888888888
P/B ratio: 1.785899410022309
Market cap (USD): 1843225.5111111111
Debt to equity: 0
Current ratio: 0.10905417408693517
Quick ratio: 0.10905417408693517
Effective tax rate (%): 7.450114599445436
Free cash flow (dilution-adjusted): -126.95555555555556
Buyback yield (%): 0
Retained earnings: -4265686.122222221
Capitalized R&D asset: 0
ROCI (R&D-adjusted, %): -18.02639547502257
Rule of 40 score: 0
Financial ratios for MLORE.LS — annual report dated 2021-12-31
Capital expenditures: 0
Buffett classification: The Gruesome
Stock price: 2.9204545454545454
Shares outstanding: 12550000
Market cap (USD): 36651704.54545455
Buyback yield (%): 0
Capitalized R&D asset: 0
Rule of 40 score: 0
Financial ratios for MLORE.LS — annual report dated 2022-12-31
Total revenue: 3766211.7021276597
Gross profit: 2587013.8297872343
Operating income: 1373200
Net income: 641759.5744680852
Capital expenditures: 0
Depreciation & amortization: 1146984.0425531915
Net tangible assets: 50429650
Owner earnings: 1788743.6170212766
Return on net tangible assets (%): 3.547007796051086
Capex to operating income (%): 0
Buffett classification: The Great
Stock price: 2.734042553191489
P/E ratio: 53.46587009783605
Shares outstanding: 12550000
Book value: 52824687.23404256
P/B ratio: 0.6495492134299068
Market cap (USD): 34312234.04255319
Debt to equity: 0.7649879450706537
Current ratio: 4.03653033970847
Quick ratio: 4.03653033970847
Effective tax rate (%): 1.7652020700413946
Interest coverage ratio: 2.2349138192238103
COGS to revenue (%): 31.309920036472118
Free cash flow (dilution-adjusted): 2652592.5531914895
Buyback yield (%): 7.131009037778847
Retained earnings: 939113.8297872341
Receivables turnover: 21.74994777907477
Capitalized R&D asset: 0
ROCI (R&D-adjusted, %): 1.4355689337512398
FCF margin (%): 70.43131833754727
Rule of 40 score: 70.43131833754727
Financial ratios for MLORE.LS — annual report dated 2023-12-31
Total revenue: 5776608.888888889
Gross profit: 4732422.222222222
Operating income: 2877743.3333333335
Net income: 929191.1111111111
Capital expenditures: 0
Depreciation & amortization: 1744964.4444444445
Net tangible assets: 48160104.44444444
Owner earnings: 2674155.5555555555
Return on net tangible assets (%): 5.552636536825525
Capex to operating income (%): 0
Buffett classification: The Great
Stock price: 2.9
P/E ratio: 39.16847628522777
Shares outstanding: 12550000
Book value: 50571548.88888889
P/B ratio: 0.7196734290255518
Market cap (USD): 36395000
Debt to equity: 0.8372146183029483
Current ratio: 3.3887838185583905
Quick ratio: 3.3887838185583905
Effective tax rate (%): 13.461202146209208
Interest coverage ratio: 1.5394773679258238
COGS to revenue (%): 18.076118476276353
Free cash flow (dilution-adjusted): 4638082.222222222
Buyback yield (%): 0
Retained earnings: 1038754.4444444444
Receivables turnover: 55.225706394731255
Capitalized R&D asset: 0
ROCI (R&D-adjusted, %): 3.007257074233137
FCF margin (%): 80.290743435018
Revenue growth (%): 53.379824230950376
Rule of 40 score: 133.67056766596838
Financial ratios for MLORE.LS — quarterly report dated 2024-12-31
Capital expenditures: 0
Net tangible assets: 42506221.875
Buffett classification: The Gruesome
Stock price: 3.395833333333333
Shares outstanding: 12550000
Book value: 44713231.25
P/B ratio: 0.9531341650315941
Market cap (USD): 42617708.33333333
Debt to equity: 0.8905752915885125
Current ratio: 2.9146429521529287
Quick ratio: 2.9146429521529287
Buyback yield (%): 0
Retained earnings: 1286590.625
Capitalized R&D asset: 0
Rule of 40 score: 0
Financial ratios for MLORE.LS — annual report dated 2024-12-31
Total revenue: 5601244.791666667
Gross profit: 4551548.958333334
Operating income: 2844773.9583333335
Net income: 966129.1666666667
Capital expenditures: 0
Depreciation & amortization: 1635904.1666666667
Net tangible assets: 42506221.875
Owner earnings: 2602033.3333333335
Return on net tangible assets (%): 6.121535197800577
Capex to operating income (%): 0
Buffett classification: The Great
Stock price: 3.395833333333333
P/E ratio: 44.11181217142289
Shares outstanding: 12550000
Book value: 44713231.25
P/B ratio: 0.9531341650315941
Market cap (USD): 42617708.33333333
Debt to equity: 0.8905752915885125
Current ratio: 2.9146429521529287
Quick ratio: 2.9146429521529287
Effective tax rate (%): 2.0237851267955573
Interest coverage ratio: 1.2891828342655696
COGS to revenue (%): 18.740402756455737
Free cash flow (dilution-adjusted): 4516533.333333334
Buyback yield (%): 0
Retained earnings: 1286590.625
Receivables turnover: 123.34996444383273
Capitalized R&D asset: 0
ROCI (R&D-adjusted, %): 3.2599512271972393
FCF margin (%): 80.63445718446141
Revenue growth (%): -3.0357619945419687
Rule of 40 score: 77.59869518991944
Financial ratios for MLORE.LS — quarterly report dated 2025-06-30
Capital expenditures: 0
Net tangible assets: 45005205.88235294
Buffett classification: The Gruesome
Stock price: 4.082352941176471
Shares outstanding: 12550000
Book value: 47467491.76470589
P/B ratio: 1.0793393016367263
Market cap (USD): 51233529.41176471
Debt to equity: 0.9490066613514913
Current ratio: 0.3012960291057138
Quick ratio: 0.3012960291057138
Buyback yield (%): 0
Retained earnings: 1254861.1764705882
Capitalized R&D asset: 0
Rule of 40 score: 0
Financial ratios for MOPF.BR — annual report dated 2021-06-30
Capital expenditures: 0
Buffett classification: The Gruesome
Stock price: 5913.297619047619
Shares outstanding: 2033
Market cap (USD): 12021734.05952381
Buyback yield (%): 0
Capitalized R&D asset: 0
Rule of 40 score: 0
Financial ratios for MOPF.BR — annual report dated 2022-06-30
Total revenue: 0
Operating income: -475000
Net income: 407291.6666666667
Capital expenditures: 0
Operating cash flow: 641666.6666666667
Net tangible assets: 58618750
Owner earnings: 407291.6666666667
Return on net tangible assets (%): 0.6948146568575185
Buffett classification: The Gruesome
Stock price: 5373.145833333334
P/E ratio: 26.82010552429668
Shares outstanding: 2033
Book value: 58618750
P/B ratio: 0.18635002416746635
Market cap (USD): 10923605.479166668
Debt to equity: 0
Current ratio: 435.3090909090909
Quick ratio: 435.3090909090909
Effective tax rate (%): 25.095785440613028
Interest coverage ratio: -2.303030303030303
Free cash flow (dilution-adjusted): 641666.6666666667
Buyback yield (%): 0
Retained earnings: 58937500
Receivables turnover: 0
Capitalized R&D asset: 0
ROCI (R&D-adjusted, %): -0.8103209297366456
Rule of 40 score: 0
Financial ratios for MOPF.BR — annual report dated 2023-06-30
Total revenue: 0
Operating income: -291304.3478260869
Net income: 846739.1304347826
Capital expenditures: 0
Operating cash flow: -427173.9130434783
Net tangible assets: 62017391.30434782
Owner earnings: 846739.1304347826
Return on net tangible assets (%): 1.3653252944475602
Buffett classification: The Gruesome
Stock price: 5053
P/E ratio: 12.132129756097562
Shares outstanding: 2033
Book value: 62017391.30434783
P/B ratio: 0.1656430363151991
Market cap (USD): 10272749
Debt to equity: 0
Current ratio: 153.0759493670886
Quick ratio: 153.0759493670886
Effective tax rate (%): 25.95057034220532
Interest coverage ratio: -14.888888888888888
Free cash flow (dilution-adjusted): -427173.9130434783
Buyback yield (%): 0
Retained earnings: 62350000
Receivables turnover: 0
Capitalized R&D asset: 0
ROCI (R&D-adjusted, %): -0.46971396522714515
Rule of 40 score: 0
Financial ratios for MOPF.BR — annual report dated 2024-06-30
Total revenue: 0
Operating income: -249462.36559139783
Net income: 1809677.4193548386
Capital expenditures: 0
Operating cash flow: -884946.2365591397
Net tangible assets: 56708602.15053763
Owner earnings: 1809677.4193548386
Return on net tangible assets (%): 3.191186787766169
Buffett classification: The Gruesome
Stock price: 6738.666666666666
P/E ratio: 7.57024936423054
Shares outstanding: 2033
Book value: 56708602.15053763
P/B ratio: 0.24158079751227743
Market cap (USD): 13699709.333333332
Debt to equity: 0
Current ratio: 104.64691943127961
Quick ratio: 104.64691943127961
Effective tax rate (%): 25.365853658536587
Interest coverage ratio: -2.9
Free cash flow (dilution-adjusted): -884946.2365591397
Buyback yield (%): 0
Retained earnings: 57037634.40860215
Receivables turnover: 0
Capitalized R&D asset: 0
ROCI (R&D-adjusted, %): -0.43990215969206853
Rule of 40 score: 0
Financial ratios for MOPF.BR — quarterly report dated 2024-12-31
Capital expenditures: 0
Net tangible assets: 53679166.66666667
Buffett classification: The Gruesome
Stock price: 6028.885416666666
Shares outstanding: 2033
Book value: 53679166.666666664
P/B ratio: 0.2283329793138244
Market cap (USD): 12256724.052083332
Debt to equity: 0
Current ratio: 15.929003021148036
Quick ratio: 15.929003021148036
Buyback yield (%): 0
Retained earnings: 53997916.66666667
Capitalized R&D asset: 0
Rule of 40 score: 0
Financial ratios for MOPF.BR — annual report dated 2025-06-30
Total revenue: 0
Operating income: -281176.4705882353
Net income: 1857647.0588235294
Capital expenditures: 0
Operating cash flow: -1248235.294117647
Net tangible assets: 61550588.23529412
Owner earnings: 1857647.0588235294
Return on net tangible assets (%): 3.018081730953018
Buffett classification: The Gruesome
Stock price: 7101.141176470589
P/E ratio: 7.771454724509184
Shares outstanding: 2033
Book value: 61550588.23529412
P/B ratio: 0.23454885526969688
Market cap (USD): 14436620.011764707
Debt to equity: 0
Current ratio: 173.06545454545454
Quick ratio: 173.06545454545454
Effective tax rate (%): 24.916785544460293
Interest coverage ratio: -3.734375
Free cash flow (dilution-adjusted): -1248235.294117647
Buyback yield (%): 0
Retained earnings: 61910588.23529412
Capitalized R&D asset: 0
ROCI (R&D-adjusted, %): -0.4568217439504568
Rule of 40 score: 0
Financial ratios for MOPF.BR — quarterly report dated 2025-06-30
Capital expenditures: 0
Net tangible assets: 61550588.23529412
Buffett classification: The Gruesome
Stock price: 7101.141176470589
Shares outstanding: 2033
Book value: 61550588.23529412
P/B ratio: 0.23454885526969688
Market cap (USD): 14436620.011764707
Debt to equity: 0
Current ratio: 173.06545454545454
Quick ratio: 173.06545454545454
Buyback yield (%): 0
Retained earnings: 61910588.23529412
Capitalized R&D asset: 0
Rule of 40 score: 0
Financial ratios for NCEW — quarterly report dated 2025-03-31
Capital expenditures: 0
Buffett classification: The Gruesome
Stock price: 13.2
Shares outstanding: 3200000
Market cap (USD): 42240000
Buyback yield (%): 0
Capitalized R&D asset: 0
Rule of 40 score: 0
Financial ratios for NCEW — quarterly report dated 2025-09-30
Capital expenditures: 0
Net tangible assets: 679902.6992287918
Buffett classification: The Gruesome
Stock price: 4.92
Shares outstanding: 3200000
Book value: 672555.1413881748
P/B ratio: 23.4092329849771
Market cap (USD): 15744000
Debt to equity: 0.6132454616635824
Current ratio: 1.4689972020835935
Quick ratio: 1.4689972020835935
Buyback yield (%): 0
Retained earnings: -593603.2133676092
Capitalized R&D asset: 0
Rule of 40 score: 0
Financial ratios for NCEW — annual report dated 2025-09-30
Total revenue: 5666289.331619537
Gross profit: 20906.169665809768
Operating income: -1360015.0385604112
Net income: -1379270.179948586
Capital expenditures: 7003.470437017994
Operating cash flow: -438964.1388174807
Depreciation & amortization: 9051.413881748073
Net tangible assets: 679902.6992287918
Owner earnings: -1377222.236503856
Return on net tangible assets (%): -202.56166625989692
Buffett classification: The Gruesome
Stock price: 4.92
Shares outstanding: 3200000
Book value: 672555.1413881748
P/B ratio: 23.4092329849771
Market cap (USD): 15744000
Debt to equity: 0.6132454616635824
Current ratio: 1.4689972020835935
Quick ratio: 1.4689972020835935
Interest coverage ratio: -181.60611365703792
COGS to revenue (%): 99.63104302582737
SG&A to revenue (%): 24.288293565714753
Free cash flow (dilution-adjusted): -1262805.6555269922
Buyback yield (%): 0
Retained earnings: -593603.2133676092
Receivables turnover: 3.7469661322648697
Capitalized R&D asset: 0
ROCI (R&D-adjusted, %): -190.690960535979
FCF margin (%): -22.286289697212787
Revenue growth (%): -15.61833768270493
Rule of 40 score: -37.90462737991771
Financial ratios for OCFC — annual report dated 2021-12-31
Capital expenditures: 0
Buffett classification: The Gruesome
Stock price: 18.18
Shares outstanding: 86877099
Market cap (USD): 1579425659.82
Buyback yield (%): 0
Capitalized R&D asset: 0
Rule of 40 score: 0
Financial ratios for OCFC — annual report dated 2022-12-31
Total revenue: 431600000
Net income: 147357000
Capital expenditures: 20896000
Operating cash flow: 250450000
Depreciation & amortization: 16478000
Net tangible assets: 1065019000
Owner earnings: 142939000
Return on net tangible assets (%): 13.42126290704673
Buffett classification: The Gruesome
Stock price: 18.03
P/E ratio: 10.629926606608441
Shares outstanding: 86877099
Book value: 1585464000
P/B ratio: 0.9879720352969226
Market cap (USD): 1566394094.97
Debt to equity: 0.8871655237835737
Effective tax rate (%): 24.01223172203257
COGS to revenue (%): 0
SG&A to revenue (%): 32.95203892493049
Free cash flow (dilution-adjusted): 220410000
Buyback yield (%): 0.4721672549551874
Retained earnings: 540507000
Receivables turnover: 9.654617036506801
Capitalized R&D asset: 0
FCF margin (%): 51.06811862835959
Rule of 40 score: 51.06811862835959
Financial ratios for OCFC — annual report dated 2023-12-31
Total revenue: 398715000
Net income: 104065000
Capital expenditures: 7708000
Operating cash flow: 124261000
Depreciation & amortization: 16401000
Net tangible assets: 1145504000
Owner earnings: 112758000
Return on net tangible assets (%): 9.843527390563455
Buffett classification: The Gruesome
Stock price: 15.46
P/E ratio: 12.90654831634075
Shares outstanding: 86877099
Book value: 1661945000
P/B ratio: 0.8081614918303555
Market cap (USD): 1343119950.54
Debt to equity: 0.5865525032416837
Effective tax rate (%): 23.9096260008043
COGS to revenue (%): 0
SG&A to revenue (%): 37.921071442007445
Free cash flow (dilution-adjusted): 108629000
Buyback yield (%): 0
Retained earnings: 592542000
Receivables turnover: 7.686220457261827
Capitalized R&D asset: 0
FCF margin (%): 27.24477383594798
Revenue growth (%): -7.6193234476367
Rule of 40 score: 19.625450388311283
Financial ratios for OCFC — quarterly report dated 2024-09-30
Capital expenditures: 0
Buffett classification: The Gruesome
Stock price: 17.19
Shares outstanding: 86877099
Market cap (USD): 1493417331.8100002
Buyback yield (%): 0
Capitalized R&D asset: 0
Rule of 40 score: 0
Financial ratios for OCFC — annual report dated 2024-12-31
Total revenue: 379810000
Net income: 100390000
Capital expenditures: 4187000
Operating cash flow: 92243000
Depreciation & amortization: 14544000
Net tangible assets: 1165662000
Owner earnings: 110747000
Return on net tangible assets (%): 9.500781530151965
Buffett classification: The Gruesome
Stock price: 16.92
P/E ratio: 14.642499403127802
Shares outstanding: 86877099
Book value: 1702757000
P/B ratio: 0.8632826146537645
Market cap (USD): 1469960515.0800002
Debt to equity: 0.7041709415964815
Effective tax rate (%): 23.16464609355866
COGS to revenue (%): 0
SG&A to revenue (%): 40.66796556172823
Free cash flow (dilution-adjusted): 77478000
Buyback yield (%): 1.4609916239029865
Retained earnings: 641727000
Receivables turnover: 8.27220455634447
Capitalized R&D asset: 0
FCF margin (%): 20.399146941892
Revenue growth (%): -4.741482010960209
Rule of 40 score: 15.65766493093179
Financial ratios for OCFC — quarterly report dated 2024-12-31
Capital expenditures: 0
Buffett classification: The Gruesome
Stock price: 16.92
Shares outstanding: 86877099
Market cap (USD): 1469960515.0800002
Buyback yield (%): 0
Capitalized R&D asset: 0
Rule of 40 score: 0
Financial ratios for OCFC — quarterly report dated 2025-03-31
Total revenue: 96735000
Net income: 21509000
Capital expenditures: 1856000
Operating cash flow: -1786000
Depreciation & amortization: 3544000
Net tangible assets: 1173274000
Owner earnings: 23197000
Return on net tangible assets (%): 1.9771170246677245
Buffett classification: The Gruesome
Stock price: 16.08
P/E ratio: 16.237200147845087
Shares outstanding: 86877099
Book value: 1709117000
P/B ratio: 0.8173716322054019
Market cap (USD): 1396983751.9199998
Debt to equity: 0.637071072372459
Effective tax rate (%): 24.081213964840295
COGS to revenue (%): 0
SG&A to revenue (%): 42.20912803018556
Free cash flow (dilution-adjusted): -5672000
Buyback yield (%): 0.4937065295513163
Retained earnings: 650546000
Receivables turnover: 2.15719287291216
Capitalized R&D asset: 0
FCF margin (%): -5.863441360417636
Rule of 40 score: -5.863441360417636
Financial ratios for OCFC — quarterly report dated 2025-06-30
Total revenue: 98213000
Net income: 19085000
Capital expenditures: 1393000
Operating cash flow: 28583000
Depreciation & amortization: 3548000
Net tangible assets: 1108704000
Owner earnings: 21240000
Return on net tangible assets (%): 1.915750281409646
Buffett classification: The Gruesome
Stock price: 16.84
P/E ratio: 36.04006373257132
Shares outstanding: 86877099
Book value: 1643680000
P/B ratio: 0.8900822223060451
Market cap (USD): 1463010347.16
Debt to equity: 0.6915616178331548
Effective tax rate (%): 23.217734148696493
COGS to revenue (%): 0
SG&A to revenue (%): 45.49397737570383
Free cash flow (dilution-adjusted): 26108000
Buyback yield (%): 5.111447102555706
Retained earnings: 655095000
Receivables turnover: 2.230491460755814
Capitalized R&D asset: 0
FCF margin (%): 26.583038905236577
Revenue growth (%): 1.5278854602780794
Rule of 40 score: 28.110924365514656
Financial ratios for OCFC — quarterly report dated 2025-09-30
Total revenue: 101791000
Net income: 17386000
Capital expenditures: 1570000
Operating cash flow: 24411000
Depreciation & amortization: 3646000
Net tangible assets: 1119295000
Owner earnings: 19462000
Return on net tangible assets (%): 1.7387730669751942
Buffett classification: The Gruesome
Stock price: 17.01
P/E ratio: 25.48774498085547
Shares outstanding: 86877099
Book value: 1653427000
P/B ratio: 0.8937675833223966
Market cap (USD): 1477779453.9900002
Debt to equity: 1.1513801335045333
Effective tax rate (%): 22.872859551060245
COGS to revenue (%): 0
SG&A to revenue (%): 44.739711762336555
Free cash flow (dilution-adjusted): 21678000
Buyback yield (%): 0.0028421020394213846
Retained earnings: 660974000
Receivables turnover: 2.138196865941268
Capitalized R&D asset: 0
FCF margin (%): 21.296578282952325
Revenue growth (%): 3.643102236974739
Rule of 40 score: 24.939680519927062
Financial ratios for OCFC — annual report dated 2025-12-31
Total revenue: 400342000
Net income: 71027000
Capital expenditures: 7700000
Operating cash flow: 87211000
Depreciation & amortization: 14414000
Net tangible assets: 1136023000
Owner earnings: 77741000
Return on net tangible assets (%): 6.843259335418385
Buffett classification: The Gruesome
Stock price: 17.57
P/E ratio: 21.49085037281597
Shares outstanding: 86877099
Book value: 1662550000
P/B ratio: 0.9181261492466392
Market cap (USD): 1526430629.43
Debt to equity: 0.950528405160747
Effective tax rate (%): 23.227333650395607
COGS to revenue (%): 0
SG&A to revenue (%): 44.11353292934541
Free cash flow (dilution-adjusted): 73475000
Buyback yield (%): 5.390222026055928
Retained earnings: 662616000
Receivables turnover: 8.168577841256885
Capitalized R&D asset: 0
FCF margin (%): 18.353058135294322
Revenue growth (%): 5.405860825149417
Rule of 40 score: 23.75891896044374
Financial ratios for OCFC — quarterly report dated 2025-12-31
Total revenue: 103603000
Net income: 13093000
Capital expenditures: 2881000
Operating cash flow: 36003000
Depreciation & amortization: 3676000
Net tangible assets: 1136023000
Owner earnings: 13888000
Return on net tangible assets (%): 1.2225104597354102
Buffett classification: The Gruesome
Stock price: 17.57
P/E ratio: 21.47694102443966
Shares outstanding: 86877099
Book value: 1662550000
P/B ratio: 0.9181261492466392
Market cap (USD): 1526430629.43
Debt to equity: 0.950528405160747
Effective tax rate (%): 22.282899032468688
COGS to revenue (%): 0
SG&A to revenue (%): 43.96783876914761
Free cash flow (dilution-adjusted): 31361000
Buyback yield (%): 0.03655587022702554
Retained earnings: 662616000
Receivables turnover: 2.1139155274433787
Capitalized R&D asset: 0
FCF margin (%): 30.270358966439197
Revenue growth (%): 1.780118085095932
Rule of 40 score: 32.050477051535125
Financial ratios for OPH.AX — annual report dated 2021-06-30
Capital expenditures: 0
Buffett classification: The Gruesome
Stock price: 2.1052631578947367
Shares outstanding: 222558275
Market cap (USD): 468543736.8421052
Buyback yield (%): 0
Capitalized R&D asset: 0
Rule of 40 score: 0
Financial ratios for OPH.AX — annual report dated 2022-06-30
Total revenue: -112473103.44827586
Net income: -119618620.68965517
Capital expenditures: 0
Net tangible assets: 343543448.2758621
Owner earnings: -119618620.68965517
Return on net tangible assets (%): -34.81906620253825
Buffett classification: The Gruesome
Stock price: 1.1517241379310346
Shares outstanding: 222558275
Book value: 343543448.2758621
P/B ratio: 0.7461232013016472
Market cap (USD): 256325737.41379312
Debt to equity: 0
Free cash flow (dilution-adjusted): 51365517.24137931
Buyback yield (%): 0
Receivables turnover: -40.690119760479035
Capitalized R&D asset: 0
Rule of 40 score: 0
Financial ratios for OPH.AX — annual report dated 2023-06-30
Total revenue: 71644370.86092715
Net income: 64668211.9205298
Capital expenditures: 0
Net tangible assets: 388481456.95364237
Owner earnings: 64668211.9205298
Return on net tangible assets (%): 16.64640892454403
Buffett classification: The Gruesome
Stock price: 1.2516556291390728
P/E ratio: 4.307623629018218
Shares outstanding: 222558275
Book value: 388481456.95364237
P/B ratio: 0.717064644216656
Market cap (USD): 278566317.7152318
Debt to equity: 0
Effective tax rate (%): 0
COGS to revenue (%): 0
Free cash flow (dilution-adjusted): 7437086.092715232
Buyback yield (%): 0
Receivables turnover: 11.991021946353358
Capitalized R&D asset: 0
FCF margin (%): 10.380558867844302
Rule of 40 score: 10.380558867844302
Financial ratios for OPH.AX — annual report dated 2024-06-30
Total revenue: 50160666.666666664
Net income: 42764000
Capital expenditures: 0
Net tangible assets: 427666666.6666667
Owner earnings: 42764000
Return on net tangible assets (%): 9.99937646141855
Buffett classification: The Gruesome
Stock price: 1.4066666666666665
P/E ratio: 7.3207676277554325
Shares outstanding: 222558275
Book value: 427666666.6666667
P/B ratio: 0.7320311149649258
Market cap (USD): 313065306.8333333
Debt to equity: 0
Effective tax rate (%): 0
COGS to revenue (%): 0
Free cash flow (dilution-adjusted): -13588666.666666666
Buyback yield (%): 0
Receivables turnover: 49.56587615283267
Capitalized R&D asset: 0
FCF margin (%): -27.090283223242643
Revenue growth (%): -29.986590622679472
Rule of 40 score: -57.076873845922115
Financial ratios for OSB.L — annual report dated 2021-12-31
Capital expenditures: 0
Buffett classification: The Gruesome
Stock price: 0.05256756756756757
Shares outstanding: 341430823
Market cap (USD): 17948187.857702706
Buyback yield (%): 0
Capitalized R&D asset: 0
Rule of 40 score: 0
Financial ratios for OSB.L — annual report dated 2022-12-31
Total revenue: 921927710.8433735
Net income: 493975903.61445785
Capital expenditures: 14096385.542168675
Operating cash flow: 516265060.2409639
Depreciation & amortization: 16144578.313253013
Net tangible assets: 2637349397.5903616
Owner earnings: 496024096.38554215
Return on net tangible assets (%): 18.807674737322976
Buffett classification: The Gruesome
Stock price: 0.0427710843373494
P/E ratio: 0.029562912723170732
Shares outstanding: 341430823
Book value: 2651807228.915661
P/B ratio: 0.00550694875806452
Market cap (USD): 14603366.525903614
Debt to equity: 0.13225806451612915
Effective tax rate (%): 22.85983066792098
COGS to revenue (%): 0
SG&A to revenue (%): 11.761630946157869
Free cash flow (dilution-adjusted): 492409638.55421686
Buyback yield (%): 841.529013512561
Retained earnings: 4083614457.8313255
Capitalized R&D asset: 0
FCF margin (%): 53.41087297438578
Rule of 40 score: 53.41087297438578
Financial ratios for OSB.L — annual report dated 2023-12-31
Total revenue: 824936708.8607595
Net income: 357721518.98734176
Capital expenditures: 32658227.848101266
Operating cash flow: 538227848.1012658
Depreciation & amortization: 15063291.139240505
Net tangible assets: 2681518987.341772
Owner earnings: 340126582.278481
Return on net tangible assets (%): 12.684101208459214
Buffett classification: The Gruesome
Stock price: 0.0479746835443038
P/E ratio: 0.045789908675513094
Shares outstanding: 341430823
Book value: 2714556962.025322
P/B ratio: 0.006034146976777792
Market cap (USD): 16380035.685696203
Debt to equity: 0.6583819072044752
Effective tax rate (%): 24.499064921186214
COGS to revenue (%): 0
SG&A to revenue (%): 15.421206076415528
Free cash flow (dilution-adjusted): 498481012.6582278
Buyback yield (%): 1177.722662555139
Retained earnings: 4215443037.9746833
Capitalized R&D asset: 0
FCF margin (%): 60.42657664569586
Revenue growth (%): -10.520456304962057
Rule of 40 score: 49.90612034073381
Financial ratios for OSB.L — quarterly report dated 2024-12-31
Capital expenditures: 0
Net tangible assets: 2718250000
Buffett classification: The Gruesome
Stock price: 0.045000000000000005
Shares outstanding: 341430823
Book value: 2779250000
P/B ratio: 0.005528249360438968
Market cap (USD): 15364387.035000002
Debt to equity: 0.9039758927768283
Buyback yield (%): 0
Retained earnings: 4258000000
Capitalized R&D asset: 0
Rule of 40 score: 0
Financial ratios for OSB.L — annual report dated 2024-12-31
Total revenue: 831125000
Net income: 385125000
Capital expenditures: 54875000
Operating cash flow: 2794625000
Depreciation & amortization: 14125000
Net tangible assets: 2718250000
Owner earnings: 344375000
Return on net tangible assets (%): 12.668996597075324
Buffett classification: The Gruesome
Stock price: 0.045000000000000005
P/E ratio: 0.03989454601752679
Shares outstanding: 341430823
Book value: 2779250000
P/B ratio: 0.005528249360438968
Market cap (USD): 15364387.035000002
Debt to equity: 0.9039758927768283
Effective tax rate (%): 26.30949533604401
COGS to revenue (%): 0
SG&A to revenue (%): 15.476011430290267
Free cash flow (dilution-adjusted): 2731875000
Buyback yield (%): 737.0941628977259
Retained earnings: 4258000000
Capitalized R&D asset: 0
FCF margin (%): 328.6960445179726
Revenue growth (%): 0.7501534448365809
Rule of 40 score: 329.4461979628092
Financial ratios for OSB.L — quarterly report dated 2025-06-30
Capital expenditures: 0
Net tangible assets: 2905479452.054795
Buffett classification: The Gruesome
Stock price: 0.06698630136986301
Shares outstanding: 341430823
Book value: 2985342465.7534256
P/B ratio: 0.007661160576653052
Market cap (USD): 22871188.006438356
Debt to equity: 0.872160785573349
Buyback yield (%): 0
Retained earnings: 4606986301.3698635
Capitalized R&D asset: 0
Rule of 40 score: 0
Financial ratios for PAGS — annual report dated 2021-12-31
Capital expenditures: 0
Buffett classification: The Gruesome
Stock price: 24.85
Shares outstanding: 159059831
Market cap (USD): 3952636800.3500004
Buyback yield (%): 0
Capitalized R&D asset: 0
Rule of 40 score: 0
Financial ratios for PAGS — annual report dated 2022-12-31
Total revenue: 2904339772.7272725
Gross profit: 1489397537.8787878
Operating income: 994178977.2727273
Net income: 284993939.3939394
Capital expenditures: 207586931.8181818
Operating cash flow: 672151893.9393939
Depreciation & amortization: 214145833.3333333
Net tangible assets: 1833968371.212121
Owner earnings: 291552840.9090909
Return on net tangible assets (%): 15.8973756301149
Capex to operating income (%): 20.88023751896694
Buffett classification: The Great
Stock price: 8.28
P/E ratio: 4.621204940290065
Shares outstanding: 159059831
Book value: 2242826893.939394
P/B ratio: 0.5872122383759807
Market cap (USD): 1317015400.6799998
Debt to equity: 1.012933657351729
Current ratio: 1.337142187730064
Quick ratio: 1.3366956227248292
Effective tax rate (%): 14.468577560824775
Interest coverage ratio: 1.665612688605487
COGS to revenue (%): 48.71820604928075
SG&A to revenue (%): 17.050985744034822
Free cash flow (dilution-adjusted): 243404356.06060603
Buyback yield (%): 4.191108004529663
Retained earnings: 1181324242.4242423
Inventory turnover: 562.525035765379
Receivables turnover: 0.41646742338782816
Capitalized R&D asset: 0
ROCI (R&D-adjusted, %): 33.67294095293398
FCF margin (%): 8.380712144848024
Rule of 40 score: 8.380712144848024
Financial ratios for PAGS — annual report dated 2023-12-31
Total revenue: 3288330103.092784
Gross profit: 1611509484.5360825
Operating income: 1165632164.9484537
Net income: 340965773.1958763
Capital expenditures: 196197525.7731959
Operating cash flow: 824691340.2061856
Depreciation & amortization: 279516082.47422683
Net tangible assets: 2199920824.742268
Owner earnings: 424284329.8969072
Return on net tangible assets (%): 19.28634545048294
Capex to operating income (%): 16.831855852388227
Buffett classification: The Great
Stock price: 11.82
P/E ratio: 5.514005657511955
Shares outstanding: 159059831
Book value: 2730038144.329897
P/B ratio: 0.6886670086734185
Market cap (USD): 1880087202.42
Debt to equity: 2.096628006783637
Current ratio: 1.415222543942439
Quick ratio: 1.4142485349132008
Effective tax rate (%): 18.01704123777271
Interest coverage ratio: 1.729077587293198
COGS to revenue (%): 50.9930744781248
SG&A to revenue (%): 12.873999092448202
Free cash flow (dilution-adjusted): 384901443.2989691
Buyback yield (%): 4.380231131963029
Retained earnings: 1627025979.3814435
Inventory turnover: 242.49575096162448
Receivables turnover: 0.3753655886058932
Capitalized R&D asset: 0
ROCI (R&D-adjusted, %): 27.34217655548845
FCF margin (%): 11.70507312927484
Revenue growth (%): 13.221260610459899
Rule of 40 score: 24.926333739734737
Financial ratios for PAGS — quarterly report dated 2024-09-30
Capital expenditures: 0
Buffett classification: The Gruesome
Stock price: 8.16
Shares outstanding: 159059831
Market cap (USD): 1297928220.96
Buyback yield (%): 0
Capitalized R&D asset: 0
Rule of 40 score: 0
Financial ratios for PAGS — quarterly report dated 2024-12-31
Capital expenditures: 0
Buffett classification: The Gruesome
Stock price: 5.93
Shares outstanding: 159059831
Market cap (USD): 943224797.8299999
Buyback yield (%): 0
Capitalized R&D asset: 0
Rule of 40 score: 0
Financial ratios for PAGS — annual report dated 2024-12-31
Total revenue: 3043629773.4627833
Gross profit: 1499404045.3074434
Operating income: 1041177346.2783172
Net income: 342454368.93203884
Capital expenditures: 183151779.93527508
Operating cash flow: -552798220.0647249
Depreciation & amortization: 259050485.43689322
Net tangible assets: 1900011326.8608415
Owner earnings: 418353074.43365693
Return on net tangible assets (%): 22.01845160180445
Capex to operating income (%): 17.590834125420624
Buffett classification: The Great
Stock price: 5.93
P/E ratio: 2.7543079703479734
Shares outstanding: 159059831
Book value: 2373522977.346279
P/B ratio: 0.3973944245884545
Market cap (USD): 943224797.8299999
Debt to equity: 2.770676255006349
Current ratio: 1.5117954874268917
Quick ratio: 1.5117570731117995
Effective tax rate (%): 11.074321965067027
Interest coverage ratio: 1.7173770540808306
COGS to revenue (%): 50.7363195622328
SG&A to revenue (%): 14.468975256932193
Free cash flow (dilution-adjusted): -957221035.5987055
Buyback yield (%): 13.457567438922052
Retained earnings: 1619327508.090615
Inventory turnover: 5812.006699147381
Receivables turnover: 0.33044234253314997
Capitalized R&D asset: 0
ROCI (R&D-adjusted, %): 21.33720385586548
FCF margin (%): -31.449982647188417
Revenue growth (%): -7.441477040271955
Rule of 40 score: -38.89145968746037
Financial ratios for PAGS — quarterly report dated 2025-03-31
Total revenue: 915387152.7777778
Gross profit: 432288541.6666667
Operating income: 316654340.2777778
Net income: 91161805.55555555
Capital expenditures: 59404687.5
Operating cash flow: 211152430.55555555
Depreciation & amortization: 76216666.66666667
Net tangible assets: 2073871354.1666667
Owner earnings: 107973784.72222221
Return on net tangible assets (%): 5.206387778359027
Capex to operating income (%): 18.76010524532479
Buffett classification: The Great
Stock price: 7.23
P/E ratio: 3.153740130314688
Shares outstanding: 159059831
Book value: 2594244444.4444447
P/B ratio: 0.44328998394608576
Market cap (USD): 1150002578.13
Debt to equity: 2.559934491738121
Current ratio: 1.5241176032012094
Quick ratio: 1.5240956847799088
Effective tax rate (%): 9.452533850196929
Interest coverage ratio: 1.5485595034228403
COGS to revenue (%): 44.76274648515068
SG&A to revenue (%): 12.232756707753058
Free cash flow (dilution-adjusted): 93377951.38888888
Buyback yield (%): 3.4460973468229392
Retained earnings: 1828565277.777778
Inventory turnover: 2715.9654775604145
Receivables turnover: 0.09624217918097798
Capitalized R&D asset: 0
ROCI (R&D-adjusted, %): 6.184732468203422
FCF margin (%): 10.200924396363863
Rule of 40 score: 10.200924396363863
Financial ratios for PAGS — quarterly report dated 2025-06-30
Total revenue: 923023722.6277372
Gross profit: 483102737.22627735
Operating income: 359192335.76642334
Net income: 97948722.62773722
Capital expenditures: 41972262.773722626
Operating cash flow: 407953284.6715328
Depreciation & amortization: 82453649.63503648
Net tangible assets: 2104347810.218978
Owner earnings: 138430109.48905107
Return on net tangible assets (%): 6.5782903765630865
Capex to operating income (%): 11.685177715210626
Buffett classification: The Great
Stock price: 9.28
P/E ratio: 7.805357247214362
Shares outstanding: 159059831
Book value: 2661259124.087591
P/B ratio: 0.5546529529273366
Market cap (USD): 1476075231.6799998
Debt to equity: 2.7855939164958134
Current ratio: 1.4231366829918937
Quick ratio: 1.4231147919914622
Effective tax rate (%): 12.898582708853281
Interest coverage ratio: 1.9197411962747712
COGS to revenue (%): 47.66085362888159
SG&A to revenue (%): 13.424400524300289
Free cash flow (dilution-adjusted): 306313503.649635
Buyback yield (%): 5.784438516483884
Retained earnings: 1941993613.138686
Inventory turnover: 2519.087774294671
Receivables turnover: 0.08998463089964814
Capitalized R&D asset: 0
ROCI (R&D-adjusted, %): 7.163816527445832
FCF margin (%): 33.18587552415202
Revenue growth (%): 0.83424481398782
Rule of 40 score: 34.02012033813984
Financial ratios for PAGS — quarterly report dated 2025-09-30
Total revenue: 959663533.8345864
Gross profit: 509346616.54135334
Operating income: 390219360.9022556
Net income: 104226691.7293233
Capital expenditures: 45350375.93984962
Operating cash flow: 410311278.1954887
Depreciation & amortization: 86072932.33082706
Net tangible assets: 2221309586.466165
Owner earnings: 144949248.12030074
Return on net tangible assets (%): 6.525396054806457
Capex to operating income (%): 11.62176470049861
Buffett classification: The Great
Stock price: 9.77
P/E ratio: 5.297706678112427
Shares outstanding: 159059831
Book value: 2798493421.0526314
P/B ratio: 0.5553039850583138
Market cap (USD): 1554014548.87
Debt to equity: 2.8108625848293105
Current ratio: 1.4200190881026586
Quick ratio: 1.4199965717638188
Effective tax rate (%): 12.875845337758001
Interest coverage ratio: 1.4881729232811722
COGS to revenue (%): 46.92445856454232
SG&A to revenue (%): 12.413439860853487
Free cash flow (dilution-adjusted): 312977631.5789473
Buyback yield (%): 0.5799676689926007
Retained earnings: 2068958834.586466
Inventory turnover: 2390.904191616766
Receivables turnover: 0.0892286385093369
Capitalized R&D asset: 0
ROCI (R&D-adjusted, %): 7.471745393997048
FCF margin (%): 32.6132671029359
Revenue growth (%): 3.9695416605913545
Rule of 40 score: 36.582808763527254
Financial ratios for PAGS — quarterly report dated 2025-12-31
Total revenue: 984813138.6861314
Gross profit: 523231569.3430657
Operating income: 403473905.109489
Net income: 91610401.459854
Capital expenditures: 41349817.51824817
Operating cash flow: 351779744.52554744
Depreciation & amortization: 83713868.61313868
Net tangible assets: 2092548722.627737
Owner earnings: 133974452.55474451
Return on net tangible assets (%): 6.4024531952835435
Capex to operating income (%): 10.24844903092983
Buffett classification: The Great
Stock price: 9.41
P/E ratio: 3.8881991382972134
Shares outstanding: 159059831
Book value: 2671454379.562044
P/B ratio: 0.5602764625744334
Market cap (USD): 1496753009.71
Debt to equity: 2.9446588253616732
Current ratio: 1.3589138885477638
Quick ratio: 1.3589138885477638
Effective tax rate (%): 29.966742834503744
Interest coverage ratio: 4.139332737998289
COGS to revenue (%): 46.869964586264096
SG&A to revenue (%): 8.647199735545815
Free cash flow (dilution-adjusted): 235762226.27737224
Buyback yield (%): 7.145248055935986
Retained earnings: 2066434306.5693429
Receivables turnover: 0.09607965218042745
Capitalized R&D asset: 0
ROCI (R&D-adjusted, %): 8.303905538214208
FCF margin (%): 23.939792943045994
Revenue growth (%): 2.6206690120914735
Rule of 40 score: 26.560461955137466
Financial ratios for PAGS — annual report dated 2025-12-31
Total revenue: 3724545985.4014597
Gross profit: 1955185766.4233575
Operating income: 1474326094.8905108
Net income: 386562408.75912404
Capital expenditures: 189788321.1678832
Operating cash flow: 1380005656.9343064
Depreciation & amortization: 329838321.16788316
Net tangible assets: 2092548722.627737
Owner earnings: 526612408.75912404
Return on net tangible assets (%): 25.1660763290532
Capex to operating income (%): 12.872886251258924
Buffett classification: The Great
Stock price: 9.41
P/E ratio: 3.871956961657545
Shares outstanding: 159059831
Book value: 2671454379.562044
P/B ratio: 0.5602764625744334
Market cap (USD): 1496753009.71
Debt to equity: 2.9446588253616732
Current ratio: 1.3589138885477638
Quick ratio: 1.3589138885477638
Effective tax rate (%): 16.9082114234431
Interest coverage ratio: 1.841867366879472
COGS to revenue (%): 47.50539329929597
SG&A to revenue (%): 11.98161515987448
Free cash flow (dilution-adjusted): 944064416.0583941
Buyback yield (%): 16.217380056220605
Retained earnings: 2066434306.5693429
Receivables turnover: 0.3633715562373611
Capitalized R&D asset: 0
ROCI (R&D-adjusted, %): 30.343138600680504
FCF margin (%): 25.347100552891565
Revenue growth (%): 22.371847518234382
Rule of 40 score: 47.71894807112595
Financial ratios for PBHC — annual report dated 2021-12-31
Capital expenditures: 0
Buffett classification: The Gruesome
Stock price: 15.39
Shares outstanding: 4876213
Market cap (USD): 75044918.07000001
Buyback yield (%): 0
Capitalized R&D asset: 0
Rule of 40 score: 0
Financial ratios for PBHC — annual report dated 2022-12-31
Total revenue: 46661000
Net income: 13033000
Capital expenditures: 4218000
Operating cash flow: 21733000
Depreciation & amortization: 700000
Net tangible assets: 106360000
Owner earnings: 9515000
Return on net tangible assets (%): 8.946032342986085
Buffett classification: The Gruesome
Stock price: 17.47
P/E ratio: 6.536287969769047
Shares outstanding: 4876213
Book value: 111582000
P/B ratio: 0.763451462691115
Market cap (USD): 85187441.11
Debt to equity: 1.36732627126239
Effective tax rate (%): 16.929058576072407
COGS to revenue (%): 0
SG&A to revenue (%): 37.57527699792117
Free cash flow (dilution-adjusted): 15898000
Buyback yield (%): 0
Retained earnings: 71322000
Receivables turnover: 7.565012970168612
Capitalized R&D asset: 0
FCF margin (%): 34.071280084010205
Rule of 40 score: 34.071280084010205
Financial ratios for PBHC — annual report dated 2023-12-31
Total revenue: 43076000
Net income: 9422000
Capital expenditures: 1966000
Operating cash flow: 15432000
Depreciation & amortization: 1362000
Net tangible assets: 114874000
Owner earnings: 8818000
Return on net tangible assets (%): 7.676236572244371
Buffett classification: The Gruesome
Stock price: 13.09
P/E ratio: 6.774530690936107
Shares outstanding: 4876213
Book value: 120256000
P/B ratio: 0.5307812347824641
Market cap (USD): 63829628.17
Debt to equity: 1.759621141564662
Effective tax rate (%): 20.044127630685676
COGS to revenue (%): 0
SG&A to revenue (%): 40.570155074751604
Free cash flow (dilution-adjusted): 13004000
Buyback yield (%): 0
Retained earnings: 76060000
Receivables turnover: 5.912160307438924
Capitalized R&D asset: 0
FCF margin (%): 30.188504039372273
Revenue growth (%): -7.683075802061678
Rule of 40 score: 22.505428237310596
Financial ratios for PBHC — quarterly report dated 2024-09-30
Capital expenditures: 0
Buffett classification: The Gruesome
Stock price: 15.11
Shares outstanding: 4876213
Market cap (USD): 73679578.42999999
Buyback yield (%): 0
Capitalized R&D asset: 0
Rule of 40 score: 0
Financial ratios for PBHC — annual report dated 2024-12-31
Total revenue: 46113000
Net income: 4828000
Capital expenditures: 2062000
Operating cash flow: 11209000
Depreciation & amortization: 1337000
Net tangible assets: 110438000
Owner earnings: 4103000
Return on net tangible assets (%): 3.7152067223238374
Buffett classification: The Gruesome
Stock price: 16.81
P/E ratio: 16.977866721209608
Shares outstanding: 4876213
Book value: 121483000
P/B ratio: 0.6747375396557542
Market cap (USD): 81969140.53
Debt to equity: 1.1237045512540849
Effective tax rate (%): 6.434108527131784
COGS to revenue (%): 0
SG&A to revenue (%): 41.918764773491205
Free cash flow (dilution-adjusted): 2629000
Buyback yield (%): 0
Retained earnings: 77816000
Receivables turnover: 6.701496875454149
Capitalized R&D asset: 0
FCF margin (%): 5.701212239498623
Revenue growth (%): 7.0503296499210695
Rule of 40 score: 12.751541889419691
Financial ratios for PBHC — quarterly report dated 2024-12-31
Capital expenditures: 0
Buffett classification: The Gruesome
Stock price: 16.81
Shares outstanding: 4876213
Market cap (USD): 81969140.53
Buyback yield (%): 0
Capitalized R&D asset: 0
Rule of 40 score: 0
Financial ratios for PBHC — quarterly report dated 2025-03-31
Total revenue: 12608000
Net income: 2974000
Capital expenditures: 637000
Operating cash flow: 5697000
Depreciation & amortization: 665000
Net tangible assets: 114008000
Owner earnings: 3002000
Return on net tangible assets (%): 2.633148550978879
Buffett classification: The Gruesome
Stock price: 15.89
P/E ratio: 6.513367902656356
Shares outstanding: 4876213
Book value: 124896000
P/B ratio: 0.6203803530137074
Market cap (USD): 77483024.57000001
Debt to equity: 0.7446115167819626
Effective tax rate (%): 20.01075847229693
COGS to revenue (%): 0
SG&A to revenue (%): 38.22969543147208
Free cash flow (dilution-adjusted): 4886000
Buyback yield (%): 0
Retained earnings: 80163000
Receivables turnover: 1.8684054534676942
Capitalized R&D asset: 0
FCF margin (%): 38.753172588832484
Rule of 40 score: 38.753172588832484
Financial ratios for PBHC — quarterly report dated 2025-06-30
Total revenue: 9296000
Net income: 31000
Capital expenditures: 224000
Operating cash flow: -3737000
Depreciation & amortization: 513000
Net tangible assets: 113682000
Owner earnings: 320000
Return on net tangible assets (%): 0.28148695483893665
Buffett classification: The Gruesome
Stock price: 14.92
P/E ratio: 24.21068151747088
Shares outstanding: 4876213
Book value: 124413000
P/B ratio: 0.5847708676746
Market cap (USD): 72753097.96
Debt to equity: 1.1619525290765433
Effective tax rate (%): 18.421052631578945
COGS to revenue (%): 0
SG&A to revenue (%): 49.505163511187604
Free cash flow (dilution-adjusted): -4247000
Buyback yield (%): 0
Retained earnings: 79564000
Receivables turnover: 1.3493975903614457
Capitalized R&D asset: 0
FCF margin (%): -45.68631669535284
Revenue growth (%): -26.269035532994923
Rule of 40 score: -71.95535222834776
Financial ratios for PBHC — quarterly report dated 2025-09-30
Total revenue: 13103000
Net income: 626000
Capital expenditures: 126000
Operating cash flow: 7048000
Depreciation & amortization: 818000
Net tangible assets: 115765000
Owner earnings: 1318000
Return on net tangible assets (%): 1.1385133675981514
Buffett classification: The Gruesome
Stock price: 15.35
P/E ratio: 20.61411995318094
Shares outstanding: 4876213
Book value: 126339000
P/B ratio: 0.592452604104829
Market cap (USD): 74849869.55
Debt to equity: 0.8292372109958128
Effective tax rate (%): 6.845238095238096
COGS to revenue (%): 0
SG&A to revenue (%): 40.15874227276196
Free cash flow (dilution-adjusted): 6687000
Buyback yield (%): 0
Retained earnings: 79560000
Receivables turnover: 2.0164666051092643
Capitalized R&D asset: 0
FCF margin (%): 51.03411432496375
Revenue growth (%): 40.95309810671257
Rule of 40 score: 91.98721243167631
Financial ratios for PBHC — annual report dated 2025-12-31
Total revenue: 46982000
Net income: -1469000
Capital expenditures: 1260000
Operating cash flow: 11677000
Depreciation & amortization: 2399000
Net tangible assets: 112033000
Owner earnings: -330000
Return on net tangible assets (%): -0.2945560683013041
Buffett classification: The Gruesome
Stock price: 13.91
Shares outstanding: 4876213
Book value: 122451000
P/B ratio: 0.5539205300895869
Market cap (USD): 67828122.83
Debt to equity: 0.865023560444586
COGS to revenue (%): 0
SG&A to revenue (%): 42.49925503384275
Free cash flow (dilution-adjusted): 9432000
Buyback yield (%): 0
Retained earnings: 73366000
Receivables turnover: 7.424462705436157
Capitalized R&D asset: 0
FCF margin (%): 20.075773700566174
Revenue growth (%): 1.8845011168217205
Rule of 40 score: 21.960274817387894