speb/financial-data huggingface dataset:
Financial scorecard for NCEL (Healthcare — Biotechnology, Switzerland)
Report date: 2025-12-31 (annual)
Stock price: 3.76
Market cap: 20216436 (USD: 20216436)
P/B ratio: 1.1146469477241379
Debt to equity: 0.049
Current ratio: 0.76
Interest coverage ratio: -0.4117842876165113
Buffett classification: The Gruesome
Analyst consensus upside (%): 1110.5263157894738
Rule of 40 score: 0
Altman Z-score: -8.91948597714873 (Distress Zone)
Piotroski F-score: 3 (Weak)
Dividend yield (%): 0
Buyback yield (%): 0
Debt paydown yield (%): 12.424267177971014
Total shareholder yield (%): 12.424267177971014 (High Return)
Momentum (%): 1m 4.735376044568243, 3m -19.31330472103005, 6m 40.82397003745318, 12m -82.59259259259261, composite -20.622988104402168 (Strong Downtrend)
Lynch category: Turnaround (confidence: High)
Screener: long score 2, short score 2, recommendation: Neutral
Revenue deceleration: no
Accrual ratio: -0.9031157985340302
FCF conversion rate: 0.3342168674698795
Beneish M-score: -1.9183799775618475 (Likely Safe)
ROE (%): -7177.171406610288
Asset turnover: 0
Equity multiplier (leverage): 52.910597617217434
ROE archetype: Low Return
Treasury beta 1y: -0.02918346397848534 (R-squared: 0.011798936031440232)
Insider 90-day net shares: 136363 (net value USD: 527725.00)
Dividend increase streak (years): 0
ROIC (%): -36.16691339748335 (pretax: -45.78090303478904)
Incremental ROIC 3y (%): 44.36711865104575 (pretax: 56.16090968486803)
Capital allocation category: Turnaround Compounder
Industry percentiles: P/E , P/B 12.725631768953068, ROIC 18.050541516245488, revenue growth 1y , 6m momentum 10.018050541516246
Sector percentiles: P/E , 6m momentum 7.8796561604584525
Industry median P/E: 6.198133227515053; industry median ROIC: -89.41034195162634
Sector median P/E: 4.824561403508772; sector median ROIC: 0.94429175936832
WACC: 0.15
Base cash flow: -10446835.443037974
DCF price per share: base 0, conservative 0, aggressive 0
Financial scorecard for NCRA (Consumer Defensive — Packaged Foods, Taiwan)
Report date: 2026-03-31 (quarterly)
Stock price: 1.38
Market cap: 2153249 (USD: 2153249)
Debt to equity: -0.016866623372260966
Current ratio: 8.01
Buffett classification: The Gruesome
Rule of 40 score: -62.478978541554625
Altman Z-score: 0.40123859553528657 (Distress Zone)
Piotroski F-score: 3 (Weak)
Dividend yield (%): 0
Buyback yield (%): 0
Debt paydown yield (%): 0.0031825142784735107
Total shareholder yield (%): 0.0031825142784735107 (Low Return)
Momentum (%): 1m -50, 3m -78.0952380952381, 6m -93.57541899441341, 12m -96.80555555555554, composite -88.42725606692086 (Strong Downtrend)
Lynch category: Turnaround (confidence: High)
Screener: long score 1, short score 11, recommendation: Strong Short (Melting Ice Cube)
Revenue growth 1y (%): -47.9604530812737
Revenue deceleration: no
Accrual ratio: -0.0714028787351634
FCF conversion rate: 0.45772727736643476
Beneish M-score: -2.2589423384840273 (Likely Safe)
Net margin (%): -55.92018382779052
Asset turnover: 0.23546663202173898
ROE archetype: Standard Business
Treasury beta 1y: 0.010079225596695622 (R-squared: 0.001286503132195832)
Insider 90-day net shares: -133101 (net value USD: -14013.00)
Dividend increase streak (years): 0
Capital allocation category: Capital-Light Grower
Industry percentiles: P/E , P/B , ROIC , revenue growth 1y 50.35128805620609, 6m momentum 83.13817330210773
Sector percentiles: P/E , 6m momentum 83.8522809558291
Industry median P/E: 0.5444598070416563; industry median ROIC: 6.765322712696236
Sector median P/E: 1.0302878025850322; sector median ROIC: 7.163828537874342
WACC: 0.11014996211952872
Base cash flow: -83552.81690140846
DCF price per share: base 0, conservative 0, aggressive 0
Financial scorecard for NCSM (Energy — Oil & Gas Equipment & Services, United States)
Report date: 2026-03-31 (quarterly)
Stock price: 47.23
Market cap: 123956224 (USD: 123956224)
P/E ratio: 8.834285714285715
P/B ratio: 1.1286230029762734
Debt to equity: 0.0843
Current ratio: 5.35
Interest coverage ratio: 32.61538461538461
Return on net tangible assets (%): 2.749124172829895
Buffett classification: The Good
Rule of 40 score: -11.145787890166133
Altman Z-score: 1.457903256443092 (Distress Zone)
Piotroski F-score: 5 (Neutral)
Magic formula: return on capital % 0.7134924107293104, earnings yield % 0.7032195780576386, rank 2448
Dividend yield (%): 0
Buyback yield (%): 0.866434911731419
Debt paydown yield (%): 0.6679777531784125
Total shareholder yield (%): 1.5344126649098313 (Low Return)
Momentum (%): 1m 4.35262925320371, 3m -40.04062460327536, 6m 19.509109311740875, 12m 53.69345916042953, composite 8.917090086681258 (Strong Uptrend)
Lynch category: Cyclical (confidence: High)
Screener: long score 2, short score 6, recommendation: Neutral
Revenue growth 1y (%): -8.735126487351263
Net income growth 1y (%): -60.91154018859453
Revenue deceleration: no
Accrual ratio: 0.0061835618440505705
FCF conversion rate: 0.36817920735209647
Beneish M-score: -2.5248372018463456 (Likely Safe)
ROE (%): 1.2136548368432425
Net margin (%): 3.8148870434077615
Asset turnover: 0.2565447380699417
Equity multiplier (leverage): 1.240081979212414
ROE archetype: Low Return
P/E z-score: 2.8446887037197115
FCF z-score: 3.733781068361995
Treasury beta 1y: -0.022866370500733115 (R-squared: 0.016857498714280526)
Insider 90-day net shares: 0 (net value USD: 0.00)
Dividend increase streak (years): 0
ROIC (%): 7.081662755615152 (pretax: 8.964130070398928)
Incremental ROIC 3y (%): 76.2728153892037 (pretax: 96.54786758127051)
Capital allocation category: Turnaround Compounder
Industry percentiles: P/E 25.757575757575758, P/B 31.818181818181817, ROIC 37.121212121212125, revenue growth 1y 50.75757575757576, 6m momentum 30.303030303030305
Sector percentiles: P/E 20.218037661050545, 6m momentum 31.91278493557978
Industry median P/E: 14.518489818761033; industry median ROIC: 5.879956809181115
Sector median P/E: 11.598358576086895; sector median ROIC: 4.629877910100043
WACC: 0.051704314974785365
Base cash flow: 31493000
DCF price per share: base 615.0938261405521, conservative 423.7115995712709, aggressive 929.9989268779792
Financial scorecard for NFE (Energy — Oil & Gas Midstream, United States)
Report date: 2026-03-31 (quarterly)
Stock price: 0.35
Market cap: 100800472 (USD: 100800472)
Debt to equity: -155.78699396758486
Current ratio: 0.13
Interest coverage ratio: -0.6391786652440403
Buffett classification: The Gruesome
Analyst consensus upside (%): -15.254237288135588
Rule of 40 score: -117.1414854486186
Altman Z-score: -1.1803587262137645 (Distress Zone)
Piotroski F-score: 3 (Weak)
Dividend yield (%): 0
Buyback yield (%): 0
Debt paydown yield (%): -3.8670453844700248
Total shareholder yield (%): -3.8670453844700248 (Minimal or Negative)
Momentum (%): 1m -5.405405405405411, 3m -44.44444444444445, 6m -79.88505747126437, 12m -91.54589371980676, composite -71.79743461602531 (Strong Downtrend)
Lynch category: Cyclical (confidence: High)
Screener: long score 1, short score 11, recommendation: Strong Short (Melting Ice Cube)
Revenue growth 1y (%): -51.945447846837276
Revenue deceleration: no
Accrual ratio: -0.02267087752573859
FCF conversion rate: 0.4062258560552076
Beneish M-score: -5.652153848166885 (Likely Safe)
ROE (%): -314.1813468449891
Net margin (%): -176.22371151736263
Asset turnover: 0.021666197851155904
Equity multiplier (leverage): 82.28740155933934
ROE archetype: Low Return
Treasury beta 1y: 0.014727531709029396 (R-squared: 0.0026857628283106926)
Insider 90-day net shares: 0 (net value USD: 0.00)
Dividend increase streak (years): 0
ROIC (%): -1.5577013195044176 (pretax: -1.9717738221574905)
Incremental ROIC 3y (%): -25.868177736127702 (pretax: -32.744528779908485)
Capital allocation category: Value Destroyer
Industry percentiles: P/E , P/B , ROIC 63.02521008403361, revenue growth 1y 58.82352941176471, 6m momentum 67.22689075630252
Sector percentiles: P/E , 6m momentum 79.58374628344896
Industry median P/E: 16.26732673267327; industry median ROIC: 6.903538781940697
Sector median P/E: 11.598358576086895; sector median ROIC: 4.629877910100043
WACC: 0.06670866397623071
Base cash flow: -1739607000
DCF price per share: base 0, conservative 0, aggressive 0
Financial scorecard for NFG.L (Communication Services — Advertising Agencies, United Kingdom)
Report date: 2026-01-31 (annual)
Stock price: 0.038
Market cap: 289791968 (USD: 402488844.4444445)
P/B ratio: 0.02602530240261415
Debt to equity: 1.0482
Current ratio: 0.76
Interest coverage ratio: -0.018152408339324227
Buffett classification: The Gruesome
Analyst consensus upside (%): 1032897.0326409495
Rule of 40 score: 13.917299980580784
Piotroski F-score: 1 (Weak)
Dividend yield (%): 0
Buyback yield (%): 0
Debt paydown yield (%): -1.2785309494844255
Total shareholder yield (%): -1.2785309494844255 (Minimal or Negative)
Momentum (%): 1m 19.338842975206614, 3m 19.15254237288135, 6m -18.25581395348838, 12m -1.3333333333333413, composite -5.475174860510133 (Strong Downtrend)
Lynch category: Turnaround (confidence: High)
Screener: long score 2, short score 6, recommendation: Neutral
Revenue growth 1y (%): 7.292537921530928
Net income growth 1y (%): -180.78268651859085
Revenue CAGR 3y (%): -1.2207460339110687
Net income CAGR 3y (%): nan
FCF CAGR 3y (%): -11.364575490282359
Revenue deceleration: no
Revenue growth consistency score: 11.626792226739306
Accrual ratio: -0.13480894449924405
FCF conversion rate: -1.4115553765065296
Beneish M-score: -3.008321721983143 (Likely Safe)
ROE (%): -20.1965753898352
Net margin (%): -4.825563970677575
Asset turnover: 1.1584395920506019
Equity multiplier (leverage): 3.6129027008775108
ROE archetype: Low Return
FCF z-score: 5.059085293753102
Treasury beta 1y: 0.00171117502327738 (R-squared: 0.0002506977136998339)
Insider 90-day net shares: 9000 (net value USD: 33552.00)
Dividend increase streak (years): 0
ROIC (%): -0.043888406068140075 (pretax: -0.05555494439005073)
Incremental ROIC 3y (%): -58.813321039779446 (pretax: -90.44915137529944)
Capital allocation category: Value Destroyer
Industry percentiles: P/E , P/B 3.3582089552238807, ROIC 52.98507462686567, revenue growth 1y 16.417910447761194, 6m momentum 50.74626865671642
Sector percentiles: P/E , 6m momentum 54.19039869812856
Industry median P/E: 0.20627847567967422; industry median ROIC: 5.9821146700167755
Sector median P/E: 1.436628982900151; sector median ROIC: 4.830798676039866
WACC: 0.08355401091624928
Base cash flow: -7075000
DCF price per share: base 0, conservative 0, aggressive 0
Financial scorecard for NFL.NS (Basic Materials — Agricultural Inputs, India)
Report date: 2026-03-31 (annual)
Stock price: 0.7257431874483898
Market cap: 34492567552 (USD: 365542258.92327255)
P/E ratio: 0.15794300049595866
P/B ratio: 1.1091897117549667
Debt to equity: 1.3952
Current ratio: 1.01
Interest coverage ratio: 1.7178839289295311
Return on net tangible assets (%): 14.069901512474251
Buffett classification: The Good
Rule of 40 score: -8.76726694708005
Altman Z-score: 2.195577109015507 (Grey Zone)
Piotroski F-score: 3 (Weak)
Magic formula: return on capital % 5.939179408123199, earnings yield % 0.03187327675294601, rank 1890
Dividend yield (%): 0
Buyback yield (%): 0
Total shareholder yield (%): 0 (Minimal or Negative)
Momentum (%): 1m -9.93971762537451, 3m -9.847292277233423, 6m -15.459228698760072, 12m -36.8728366097444, composite -18.40405926765977 (Strong Downtrend)
Lynch category: Cyclical (confidence: High)
Screener: long score 3, short score 5, recommendation: Neutral
Revenue growth 1y (%): -1.4715670877314735
Net income growth 1y (%): 4.207874162557368
Revenue CAGR 3y (%): 38.037665815410485
Net income CAGR 3y (%): -26.228447062195336
Revenue deceleration: yes
Revenue growth consistency score: 89.06417035011249
Accrual ratio: 0.16195336540970118
FCF conversion rate: -7.421674783677715
Beneish M-score: -1.3606399605420882 (Strong Manipulation Signal)
ROE (%): 5.334074861491459
Net margin (%): 3.4859299915577653
Asset turnover: 0.3707842934893397
Equity multiplier (leverage): 4.126854113721323
ROE archetype: Standard Business
P/E z-score: 4.087659703630783
Treasury beta 1y: 0.000755431091470936 (R-squared: 9.805080117595635e-05)
Insider 90-day net shares: 0 (net value USD: 0.00)
Dividend increase streak (years): 1
ROIC (%): 4.966541356280951 (pretax: 6.446476276479663)
Capital allocation category: Standard Allocator
Industry percentiles: P/E 25.438596491228072, P/B 31.57894736842105, ROIC 47.368421052631575, revenue growth 1y 43.859649122807014, 6m momentum 50
Sector percentiles: P/E 9.522487506940589, 6m momentum 39.67240421987784
Industry median P/E: 0.2566532600226159; industry median ROIC: 6.448334526806724
Sector median P/E: 1.5790983881237224; sector median ROIC: -1.992018401665734
WACC: 0.06756733471681188
Base cash flow: 41770877.49046206
DCF price per share: base 0.04650467756550791, conservative 0.020683345393632774, aggressive 0.09637300021174763
Financial scorecard for NFLX (Communication Services — Entertainment, United States)
Report date: 2026-06-30 (quarterly)
Stock price: 70.11
Market cap: 291850518528 (USD: 291850518528)
P/E ratio: 22.452830188679247
P/B ratio: 9.860200986201537
Debt to equity: 0.5524
Current ratio: 1.14
Interest coverage ratio: 23.86435950707232
Return on net tangible assets (%): -206.06608943484517
Buffett classification: The Great
Analyst consensus upside (%): 32.82913165266106
Rule of 40 score: 13.629774424458953
Altman Z-score: 7.895604589469252 (Safe Zone)
Piotroski F-score: 5 (Neutral)
Magic formula: return on capital % 101.8302737286244, earnings yield % 1.4004435423061736, rank 279
Dividend yield (%): 0
Buyback yield (%): 1.6153485091539088
Debt paydown yield (%): 0.017546653765868482
Total shareholder yield (%): 1.6328951629197772 (Low Return)
Momentum (%): 1m -2.4081291759465535, 3m -24.156209433145822, 6m -18.590339061774273, 12m -40.625, composite -27.302146697945357 (Strong Downtrend)
Lynch category: Stalwart (confidence: Medium)
Screener: long score 7, short score 2, recommendation: Neutral
Revenue growth 1y (%): 13.365374252899542
Net income growth 1y (%): 8.83086491289311
Revenue deceleration: no
Revenue growth consistency score: 1.9978252277970687
Accrual ratio: 0.03141045024768689
FCF conversion rate: 0.4483923450659049
Beneish M-score: -2.2364583036298864 (Likely Safe)
ROE (%): 11.101501243887512
Net margin (%): 27.081455338394182
Asset turnover: 0.21026736774550459
Equity multiplier (leverage): 1.9495655169220907
ROE archetype: Standard Business
P/E z-score: 4.070123925644027
FCF z-score: 4.07012392564403
Treasury beta 1y: -0.0031594540788713304 (R-squared: 0.001568684415080943)
Insider 90-day net shares: -1349019 (net value USD: -123105121.00)
Dividend increase streak (years): 0
ROIC (%): 35.92762177506294 (pretax: 41.62486746846456)
Incremental ROIC 3y (%): 227.4452530291858 (pretax: 261.34269040809255)
Capital allocation category: High-Efficiency Compounder
Industry percentiles: P/E 35.84905660377358, P/B 61.32075471698113, ROIC 3.30188679245283, revenue growth 1y 21.22641509433962, 6m momentum 58.490566037735846
Sector percentiles: P/E 43.93816110659073, 6m momentum 54.515866558177386
Industry median P/E: 3.7313797891504157; industry median ROIC: 1.542068936425999
Sector median P/E: 1.436628982900151; sector median ROIC: 4.830798676039866
WACC: 0.12749370051654482
Base cash flow: 27048536000
DCF price per share: base 127.64955934707196, conservative 80.67207052419985, aggressive 204.29453715885262
Financial scorecard for NGI.AX (Financial Services — Asset Management, Australia)
Report date: 2025-06-30 (annual)
Stock price: 1.6458333333333335
Market cap: 1446169728 (USD: 945208972.5490196)
P/E ratio: 9.041394335511983
P/B ratio: 1.2763384814161922
Debt to equity: 0.0751
Current ratio: 1.69
Interest coverage ratio: 4.813383925491549
Return on net tangible assets (%): 17.991941334061153
Buffett classification: The Great
Analyst consensus upside (%): 227.19879518072293
Rule of 40 score: 56.216325276001925
Piotroski F-score: 0 (Weak)
Dividend yield (%): 1.1618276661921663
Buyback yield (%): 0.0005531854142088639
Debt paydown yield (%): -0.23580772947834772
Total shareholder yield (%): 0.9265731221280274 (Low Return)
Momentum (%): 1m -8.213141025641018, 3m -3.5913528591352857, 6m -25.606295149638804, 12m 40.40725047080981, composite 7.924441377424678 (Strong Uptrend)
Lynch category: Fast Grower (confidence: Medium)
Screener: long score 2, short score 2, recommendation: Neutral
Revenue growth 1y (%): 29.79965769806061
Net income growth 1y (%): 76.48981016130152
Revenue CAGR 3y (%): 38.89562865307601
Net income CAGR 3y (%): 42.97940667371076
FCF CAGR 3y (%): 1.7539901855416318
Revenue deceleration: yes
Revenue growth consistency score: 10.443576947679507
Accrual ratio: 0.026092334888535806
FCF conversion rate: 0.8095457515792296
Beneish M-score: -2.2687776302615283 (Likely Safe)
ROE (%): 16.238631175984246
Net margin (%): 32.63146959440988
Asset turnover: 0.4198417716186925
Equity multiplier (leverage): 1.1852968732832792
ROE archetype: High-Margin Compounder
P/E z-score: 5.349774284576847
FCF z-score: 5.349774284576854
Treasury beta 1y: 0.0017510710604438176 (R-squared: 0.00032944639344571476)
Insider 90-day net shares: 12000 (net value USD: 24298.00)
Dividend increase streak (years): 0
ROIC (%): 3.2764541768752977 (pretax: 3.6415355306766872)
Incremental ROIC 3y (%): 2.1775671018741534 (pretax: 2.136819428859088)
Capital allocation category: Standard Allocator
Industry percentiles: P/E 36.82771194165907, P/B 68.45943482224249, ROIC 10.391978122151322, revenue growth 1y 10.48313582497721, 6m momentum 76.02552415679125
Sector percentiles: P/E 29.48784273150543, 6m momentum 62.28660113812726
Industry median P/E: 7.917582417582417; industry median ROIC: 1.6915626385800535
Sector median P/E: 9.286368843069873; sector median ROIC: 1.3915857507207385
WACC: 0.11054687808462023
Base cash flow: 81862745.09803921
DCF price per share: base 1.804577226518627, conservative 1.0653233317708928, aggressive 3.0917261963430542
Financial scorecard for NGS (Energy — Oil & Gas Equipment & Services, United States)
Report date: 2026-03-31 (quarterly)
Stock price: 37.17
Market cap: 469603104 (USD: 469603104)
P/E ratio: 21.86627906976744
P/B ratio: 1.7262869877091547
Debt to equity: 0.8073
Current ratio: 2.7
Interest coverage ratio: 3.6227383202808534
Return on net tangible assets (%): 0.6562484404742384
Buffett classification: The Gruesome
Analyst consensus upside (%): 48.01914384472216
Rule of 40 score: 19.89689873895105
Altman Z-score: 1.5660870411144343 (Distress Zone)
Piotroski F-score: 9 (Strong)
Magic formula: return on capital % 2.4181802450086165, earnings yield % 1.962340613765728, rank 1374
Dividend yield (%): 0.2949299074479712
Buyback yield (%): 0
Debt paydown yield (%): 0.849866614169569
Total shareholder yield (%): 1.1447965216175402 (Low Return)
Momentum (%): 1m -13.437354448067062, 3m -5.970149253731342, 6m 7.179930795847757, 12m 55.263157894736835, composite 26.858286969065258 (Strong Uptrend)
Lynch category: Cyclical (confidence: High)
Screener: long score 5, short score 4, recommendation: Neutral
Revenue growth 1y (%): 17.118140299156657
Net income growth 1y (%): 39.32838895756077
Revenue deceleration: no
Accrual ratio: -0.0017436406025001254
FCF conversion rate: 1.1515599585982552
Beneish M-score: -2.8491835345351753 (Likely Safe)
ROE (%): 2.436019810895993
Net margin (%): 13.953824251552602
Asset turnover: 0.08244783325012056
Equity multiplier (leverage): 2.1174263845114814
ROE archetype: Low Return
P/E z-score: 3.440600296971487
Treasury beta 1y: 0.0032981547367956676 (R-squared: 0.0018411979195451706)
Insider 90-day net shares: 0 (net value USD: 0.00)
Dividend increase streak (years): 1
ROIC (%): 6.000311253459893 (pretax: 7.988471390282237)
Incremental ROIC 3y (%): 11.841223314424209 (pretax: 15.772426363256193)
Capital allocation category: Standard Allocator
Industry percentiles: P/E 46.21212121212121, P/B 49.24242424242424, ROIC 42.42424242424242, revenue growth 1y 21.96969696969697, 6m momentum 39.39393939393939
Sector percentiles: P/E 34.489593657086225, 6m momentum 41.52626362735381
Industry median P/E: 14.518489818761033; industry median ROIC: 5.879956809181115
Sector median P/E: 11.598358576086895; sector median ROIC: 4.629877910100043
WACC: 0.05896358835782154
Base cash flow: -64809000
DCF price per share: base 0, conservative 0, aggressive 0
Financial scorecard for NML (Financial Services — Asset Management, United States)
Report date: 2025-11-30 (annual)
Stock price: 10.72
Market cap: 607383744 (USD: 607383744)
P/E ratio: 92.33333333333334
P/B ratio: 0.8553404765659073
Debt to equity: 0.2370719428545657
Return on net tangible assets (%): 0.8425253452705785
Buffett classification: The Gruesome
Rule of 40 score: 44.02305241716938
Piotroski F-score: 4 (Weak)
Dividend yield (%): 0
Buyback yield (%): 0
Debt paydown yield (%): -0.7408825218740132
Total shareholder yield (%): -0.7408825218740132 (Minimal or Negative)
Momentum (%): 1m 10.858324715615312, 3m 10.061601642710476, 6m 24.361948955916493, 12m 33.832709113608, composite 18.38254849334174 (Moderate Uptrend)
Lynch category: Asset Play (confidence: Medium)
Screener: long score 2, short score 3, recommendation: Neutral
Revenue deceleration: no
Beneish M-score: -2.491343724835188 (Likely Safe)
Equity multiplier (leverage): 1.3121264839122606
ROE archetype: Standard Business
P/E z-score: 4.109576150856214
FCF z-score: 4.112866051220297
Treasury beta 1y: -0.0018338898346369084 (R-squared: 0.002092549330694511)
Insider 90-day net shares: 40000 (net value USD: 341940.00)
Dividend increase streak (years): 0
Capital allocation category: Standard Allocator
Industry percentiles: P/E 65.17775752051048, P/B 34.91340018231541, ROIC , revenue growth 1y , 6m momentum 5.28714676390155
Sector percentiles: P/E 58.01862390067253, 6m momentum 9.208484221417486
Industry median P/E: 7.917582417582417; industry median ROIC: 1.6915626385800535
Sector median P/E: 9.286368843069873; sector median ROIC: 1.3915857507207385
WACC: 0.08972960930766893
Base cash flow: 4637814
DCF price per share: base 0, conservative 0, aggressive 0
Financial scorecard for NMRK (Real Estate — Real Estate Services, United States)
Report date: 2026-03-31 (quarterly)
Stock price: 15.39
Market cap: 3835331072 (USD: 3835331072)
P/E ratio: 18.432098765432098
P/B ratio: 1.3880384673771398
Debt to equity: 1.4553
Current ratio: 1.08
Interest coverage ratio: 3.8061903384437374
Return on net tangible assets (%): 462.1246707638279
Buffett classification: The Good
Analyst consensus upside (%): 30.073677160080386
Rule of 40 score: -54.3843393163203
Altman Z-score: 1.2059432159966872 (Distress Zone)
Piotroski F-score: 3 (Weak)
Dividend yield (%): 0.1418912708665376
Buyback yield (%): 3.555025562080081
Debt paydown yield (%): -9.361382192561862
Total shareholder yield (%): -5.664465359615244 (Minimal or Negative)
Momentum (%): 1m 2.4633821571238412, 3m -3.692115143929912, 6m -9.417304296645074, 12m 15.45386346586647, composite -0.1437499660631308 (Moderate Uptrend)
Lynch category: Turnaround (confidence: Medium)
Screener: long score 2, short score 6, recommendation: Neutral
Revenue growth 1y (%): 27.201597610196337
Revenue deceleration: no
Accrual ratio: 0.05329540316854634
FCF conversion rate: -15.516641588925669
Beneish M-score: -2.162360948309956 (Likely Safe)
ROE (%): 0.9715451017081709
Net margin (%): 1.9627438958842034
Asset turnover: 0.1644009685553548
Equity multiplier (leverage): 3.0108904855532734
ROE archetype: Low Return
P/E z-score: 4.606639841951878
FCF z-score: 2.954459756029367
Treasury beta 1y: -0.0023797465963449837 (R-squared: 0.000752818486212432)
Insider 90-day net shares: -3134982 (net value USD: -56993973.00)
Dividend increase streak (years): 0
ROIC (%): 4.076329841038708 (pretax: 5.28454890808461)
Incremental ROIC 3y (%): -6.451878371717814 (pretax: -10.108932986721738)
Capital allocation category: Value Destroyer
Industry percentiles: P/E 54.22535211267606, P/B 58.45070422535211, ROIC 40.845070422535215, revenue growth 1y 6.338028169014084, 6m momentum 52.112676056338024
Sector percentiles: P/E 40.838509316770185, 6m momentum 50.232919254658384
Industry median P/E: 0.9094611103569973; industry median ROIC: 3.7422962097312933
Sector median P/E: 4.332660990050401; sector median ROIC: 3.0025005588392872
WACC: 0.0834536278673294
Base cash flow: 307377000
DCF price per share: base 36.01021953704111, conservative 23.15505189343612, aggressive 54.40026374099468
Financial scorecard for NSA (Real Estate — REIT - Industrial, United States)
Report date: 2026-03-31 (quarterly)
Stock price: 43.38
Market cap: 6391416320 (USD: 6391416320)
P/E ratio: 49.693333333333335
P/B ratio: 1.9613086953329597
Debt to equity: 1.2705
Current ratio: 0.13
Interest coverage ratio: 1.8059963828107088
Return on net tangible assets (%): 8.231072595250588
Buffett classification: The Great
Analyst consensus upside (%): 18.406224845720416
Rule of 40 score: 39.26742879835617
Altman Z-score: 0.8571699189211157 (Distress Zone)
Piotroski F-score: 5 (Neutral)
Dividend yield (%): 0.7685463994309167
Buyback yield (%): 0.15265786973488843
Debt paydown yield (%): -0.17889618556407855
Total shareholder yield (%): 0.7423080836017266 (Low Return)
Momentum (%): 1m -3.03978542691104, 3m 1.6401124648547396, 6m 35.47782635852592, 12m 47.651463580667134, composite 29.799467241104196 (Strong Uptrend)
Lynch category: Fast Grower (confidence: Medium)
Screener: long score 2, short score 3, recommendation: Neutral
Revenue growth 1y (%): -1.567792560816339
Net income growth 1y (%): 41.81566678620832
Revenue deceleration: no
Accrual ratio: -0.009720707388752064
FCF conversion rate: 2.775839023156678
Beneish M-score: -2.574839952404639 (Likely Safe)
ROE (%): 1.8399586290144612
Net margin (%): 14.930340181552419
Asset turnover: 0.036662710714283245
Equity multiplier (leverage): 3.3613503665160898
ROE archetype: Low Return
P/E z-score: 4.604123665366971
FCF z-score: 4.604123665366971
Treasury beta 1y: -0.0013133927729698652 (R-squared: 0.0002093041408774955)
Insider 90-day net shares: 0 (net value USD: 0.00)
Dividend increase streak (years): 0
ROIC (%): 5.495984721851435 (pretax: 5.642608598274221)
Capital allocation category: Standard Allocator
Industry percentiles: P/E 68.75, P/B 75, ROIC 12.5, revenue growth 1y 62.5, 6m momentum 6.25
Sector percentiles: P/E 49.922360248447205, 6m momentum 5.046583850931677
Industry median P/E: 14.8609756097561; industry median ROIC: 3.63451392549292
Sector median P/E: 4.332660990050401; sector median ROIC: 3.0025005588392872
WACC: 0.06874161724977565
Base cash flow: 266346000
DCF price per share: base 33.338407585920294, conservative 22.41565938542402, aggressive 47.36566215444343
Financial scorecard for NWE (Utilities — Utilities - Regulated Electric, United States)
Report date: 2026-03-31 (quarterly)
Stock price: 72.86
Market cap: 4481474048 (USD: 4481474048)
P/E ratio: 24.01470588235294
P/B ratio: 1.3811838509613994
Debt to equity: 1.1835
Current ratio: 0.7
Interest coverage ratio: 2.8587784347128973
Return on net tangible assets (%): 0.5590558028748855
Buffett classification: The Gruesome
Analyst consensus upside (%): 11.879975505205154
Rule of 40 score: 28.407527743941827
Altman Z-score: 0.6952645423634715 (Distress Zone)
Piotroski F-score: 8 (Strong)
Dividend yield (%): 0.9157254858658506
Buyback yield (%): 0
Debt paydown yield (%): -0.10976299198240944
Total shareholder yield (%): 0.8059624938834411 (Low Return)
Momentum (%): 1m 1.5470383275261317, 3m 3.318207600680663, 6m 11.731329550682421, 12m 45.661735305877635, composite 19.497386700727585 (Strong Uptrend)
Lynch category: Slow Grower (confidence: Medium)
Screener: long score 4, short score 4, recommendation: Neutral
Revenue growth 1y (%): 6.6305209695047385
Net income growth 1y (%): -17.525344424226674
Revenue deceleration: no
Accrual ratio: 0.0023614326251480367
FCF conversion rate: 0.6828983862834089
Beneish M-score: -2.5859294833710633 (Likely Safe)
ROE (%): 2.190167990192289
Net margin (%): 12.753180457021124
Asset turnover: 0.0583927060577929
Equity multiplier (leverage): 2.9410358635866625
ROE archetype: Low Return
P/E z-score: 4.631323541573893
Treasury beta 1y: 0.00013329630614086768 (R-squared: 6.109781496407974e-06)
Insider 90-day net shares: 0 (net value USD: 0.00)
Dividend increase streak (years): 0
ROIC (%): 4.981507688553842 (pretax: 5.159568007441529)
Incremental ROIC 3y (%): 10.389891526048514 (pretax: 6.106829362306032)
Capital allocation category: Standard Allocator
Industry percentiles: P/E 80, P/B 20, ROIC 64.44444444444444, revenue growth 1y 51.11111111111111, 6m momentum 37.77777777777778
Sector percentiles: P/E 52.016129032258064, 6m momentum 22.58064516129032
Industry median P/E: 17.96397344673207; industry median ROIC: 5.461095094053626
Sector median P/E: 8.380462724935732; sector median ROIC: 4.834251840514727
WACC: 0.05522174872978834
Base cash flow: -93838000
DCF price per share: base 0, conservative 0, aggressive 0
Financial scorecard for NWFL (Financial Services — Banks - Regional, United States)
Report date: 2026-06-30 (quarterly)
Stock price: 32.63
Market cap: 355363520 (USD: 355363520)
P/E ratio: 10.897260273972604
Buffett classification: The Gruesome
Analyst consensus upside (%): 8.422375864236328
Rule of 40 score: 0
Piotroski F-score: 1 (Weak)
Dividend yield (%): 0
Buyback yield (%): 0
Total shareholder yield (%): 0 (Minimal or Negative)
Momentum (%): 1m 6.286644951140076, 3m 5.735580038885298, 6m 18.525245187068656, 12m 39.20648464163823, composite 18.41117382389591 (Strong Uptrend)
Lynch category:  (confidence: High)
Screener: long score 0, short score 2, recommendation: Neutral
Revenue deceleration: no
Beneish M-score: -2.48 (Likely Safe)
ROE archetype: Standard Business
P/E z-score: 3.987813624985478
FCF z-score: 4.742650678251499
Treasury beta 1y: 0.011832405027718023 (R-squared: 0.03656537208862425)
Insider 90-day net shares: 3297 (net value USD: 97484.00)
Dividend increase streak (years): 0
Capital allocation category: Standard Allocator
Industry percentiles: P/E 50.621118012422365, P/B , ROIC , revenue growth 1y , 6m momentum 34.78260869565217
Sector percentiles: P/E 34.066218313502326, 6m momentum 13.476461458872219
Industry median P/E: 10.091388400702987; industry median ROIC: 0.8427644093631484
Sector median P/E: 9.286368843069873; sector median ROIC: 1.3915857507207385
WACC: 0.15
Base cash flow: 24504000
DCF price per share: base 17.42986625580782, conservative 14.891536011566933, aggressive 20.444660180725126
Financial scorecard for NWG.L (Financial Services — Banks - Regional, United Kingdom)
Report date: 2026-03-31 (quarterly)
Stock price: 0.09013333333333333
Market cap: 53764878336 (USD: 70743260968.42105)
P/E ratio: 0.10394736842105265
P/B ratio: 0.010071263872233286
Debt to equity: 0.1520917771518856
Return on net tangible assets (%): 4.905163185199418
Buffett classification: The Gruesome
Analyst consensus upside (%): 1046061.30198915
Rule of 40 score: -1.1343012704174271
Piotroski F-score: 3 (Weak)
Dividend yield (%): 0
Buyback yield (%): 0
Debt paydown yield (%): 124.84961432210177
Total shareholder yield (%): 124.84961432210177 (High Return)
Momentum (%): 1m 5.875321998969618, 3m 15.196315486470912, 6m 7.405260332796555, 12m 41.011980267794215, composite 18.596133744585014 (Strong Uptrend)
Lynch category: Asset Play (confidence: High)
Screener: long score 2, short score 4, recommendation: Neutral
Revenue growth 1y (%): 10.938243850833107
Net income growth 1y (%): 13.77264883520275
Revenue deceleration: no
Beneish M-score: -2.5653321846510178 (Likely Safe)
ROE (%): 3.4471044514254596
Net margin (%): 34.580082606700316
Asset turnover: 0.005875270184873013
Equity multiplier (leverage): 16.96682473391256
ROE archetype: Low Return
P/E z-score: 4.854667637847887
FCF z-score: 3.1301497329424053
Treasury beta 1y: -0.008043709313055817 (R-squared: 0.012785968855879836)
Insider 90-day net shares: 28957426 (net value USD: 228427706.00)
Dividend increase streak (years): 0
Capital allocation category: Standard Allocator
Industry percentiles: P/E 14.596273291925465, P/B 1.5527950310559007, ROIC , revenue growth 1y 31.521739130434785, 6m momentum 63.19875776397515
Sector percentiles: P/E 6.285566476978789, 6m momentum 24.96120020693223
Industry median P/E: 10.091388400702987; industry median ROIC: 0.8427644093631484
Sector median P/E: 9.286368843069873; sector median ROIC: 1.3915857507207385
WACC: 0.13538343202740338
Base cash flow: 8625675675.675676
DCF price per share: base 34.47630888339458, conservative 28.243102003183733, aggressive 44.25932408406644
Financial scorecard for NWH.AX (Industrials — Conglomerates, Australia)
Report date: 2025-06-30 (annual)
Stock price: 4.930555555555555
Market cap: 3262215168 (USD: 2132166776.4705882)
P/E ratio: 17.112299465240643
P/B ratio: 2.169236788401578
Debt to equity: 0.8462000000000001
Current ratio: 1.02
Interest coverage ratio: 1.888215702947846
Return on net tangible assets (%): 20.140087071663586
Buffett classification: The Gruesome
Analyst consensus upside (%): 278.25
Rule of 40 score: 12.94629929196863
Altman Z-score: 4.0439714422064865 (Safe Zone)
Piotroski F-score: 3 (Weak)
Magic formula: return on capital % 7.320979903811942, earnings yield % 1.0059432924116316, rank 4557
Dividend yield (%): 2.2370075620959162
Buyback yield (%): 0
Debt paydown yield (%): -2.426321254846179
Total shareholder yield (%): -0.18931369275026277 (Minimal or Negative)
Momentum (%): 1m -0.7040895061728465, 3m 12.058080808080794, 6m 35.312238930659966, 12m 139.3935334047874, composite 62.820449928805964 (Strong Uptrend)
Lynch category: Slow Grower (confidence: Medium)
Screener: long score 7, short score 2, recommendation: Neutral
Revenue growth 1y (%): 9.976311318813291
Net income growth 1y (%): -74.18420058896665
Revenue CAGR 3y (%): 9.207320009570896
Net income CAGR 3y (%): -35.42827669326534
FCF CAGR 3y (%): 4.04747585677363
Revenue deceleration: no
Revenue growth consistency score: 1.2999208819035308
Beneish M-score: -2.48 (Likely Safe)
Equity multiplier (leverage): 2.7885835407056234
ROE archetype: Standard Business
P/E z-score: 4.979184251237666
FCF z-score: 4.979184251237671
Treasury beta 1y: 0.013266530801277971 (R-squared: 0.021309662292423395)
Insider 90-day net shares: -337400 (net value USD: -1540077.00)
Dividend increase streak (years): 0
ROIC (%): 6.0908105681861935 (pretax: 7.055031175948849)
Incremental ROIC 3y (%): -91.10521567340031 (pretax: -147.96676423300974)
Capital allocation category: Value Destroyer
Industry percentiles: P/E 63.537906137184116, P/B 62.454873646209386, ROIC 29.96389891696751, revenue growth 1y 13.357400722021662, 6m momentum 6.4981949458483745
Sector percentiles: P/E 52.1505376344086, 6m momentum 10.266257040450588
Industry median P/E: 0.1475398300795126; industry median ROIC: 4.422331016216076
Sector median P/E: 0.48479532163742683; sector median ROIC: 7.0952301251284755
WACC: 0.10526161112986106
Base cash flow: 52489542.48366012
DCF price per share: base 0.5719041861770241, conservative 0.38060029219907743, aggressive 0.8577826672005286
Financial scorecard for OCL.AX (Technology — Software - Application, Australia)
Report date: 2025-06-30 (annual)
Stock price: 4.645833333333334
Market cap: 639652992 (USD: 418073850.98039216)
P/E ratio: 32.42174062607499
Debt to equity: 0.0913
Current ratio: 1.55
Buffett classification: The Gruesome
Analyst consensus upside (%): -4.060477453580905
Rule of 40 score: 0
Piotroski F-score: 1 (Weak)
Dividend yield (%): 0
Buyback yield (%): 0
Total shareholder yield (%): 0 (Minimal or Negative)
Momentum (%): 1m -34.78743142949338, 3m -45.112517580872016, 6m -57.92235318444996, 12m -61.66552823315118, composite -48.08366680180666 (Strong Downtrend)
Lynch category:  (confidence: High)
Screener: long score 2, short score 3, recommendation: Neutral
Revenue deceleration: no
Revenue growth consistency score: 3.9012166630700627
Beneish M-score: -2.48 (Likely Safe)
ROE archetype: Standard Business
Treasury beta 1y: 0.004243205843291643 (R-squared: 0.0009466705162333)
Insider 90-day net shares: 0 (net value USD: 0.00)
Dividend increase streak (years): 0
Capital allocation category: Standard Allocator
Industry percentiles: P/E 46.091644204851754, P/B , ROIC , revenue growth 1y , 6m momentum 89.35309973045821
Sector percentiles: P/E 44.57791124457791, 6m momentum 81.01434768101434
Industry median P/E: 2.1394954536591486; industry median ROIC: 6.21806735836372
Sector median P/E: 1.5433673469387754; sector median ROIC: 6.677876317240262
WACC: 0.0887
Base cash flow: 0
DCF price per share: base 0, conservative 0, aggressive 0
Financial scorecard for OCN.DE (Communication Services — Advertising Agencies, United States)
Report date: 2026-03-31 (quarterly)
Stock price: 79.63636363636364
Market cap: 19973234688 (USD: 19973234688)
P/E ratio: 134.33386813561773
P/B ratio: 2.050741220470195
Debt to equity: 1.1057
Current ratio: 0.91
Interest coverage ratio: 5.929411764705883
Return on net tangible assets (%): -3.6820671254037354
Buffett classification: The Great
Rule of 40 score: 2.640330308009524
Altman Z-score: 0.728084851404466 (Distress Zone)
Piotroski F-score: 5 (Neutral)
Magic formula: return on capital % 1061.0526315789473, earnings yield % 2.503909232547664, rank 55
Dividend yield (%): 1.2601864641946172
Buyback yield (%): 13.90661073876428
Debt paydown yield (%): -3.920747000837524
Total shareholder yield (%): 11.246050202121374 (High Return)
Momentum (%): 1m , 3m 1.1330075712828256, 6m 1.2276193972021732, 12m -0.775565683217401, composite 1.1803134842424994 (Flat)
Lynch category: Slow Grower (confidence: Medium)
Screener: long score 2, short score 7, recommendation: Neutral
Revenue growth 1y (%): 69.16594407110341
Net income growth 1y (%): 38.002636783124586
Revenue deceleration: no
Accrual ratio: 0.019794979881203295
FCF conversion rate: -1.4673990924289468
Beneish M-score: -3.2604122175480974 (Likely Safe)
ROE (%): 3.5677310781160134
Net margin (%): 6.706818946323024
Asset turnover: 0.11961870090055567
Equity multiplier (leverage): 4.44709541358669
ROE archetype: Low Return
P/E z-score: 6.559254045296563
FCF z-score: 6.55925404529656
Treasury beta 1y: 0.03266937164979997 (R-squared: 0.0006537635910261265)
Insider 90-day net shares: 0 (net value USD: 0.00)
Dividend increase streak (years): 0
ROIC (%): 1.709514684834936 (pretax: 2.630022592053748)
Incremental ROIC 3y (%): -11.405163306901219 (pretax: -15.461845494777169)
Capital allocation category: Value Destroyer
Industry percentiles: P/E 48.88059701492538, P/B 42.53731343283582, ROIC 49.25373134328358, revenue growth 1y 1.8656716417910446, 6m momentum 22.761194029850746
Sector percentiles: P/E 51.017087062652564, 6m momentum 25.549227013832382
Industry median P/E: 0.20627847567967422; industry median ROIC: 5.9821146700167755
Sector median P/E: 1.436628982900151; sector median ROIC: 4.830798676039866
WACC: 0.06150609917605365
Base cash flow: 170600000
DCF price per share: base 9.99218850078928, conservative 2.8052785141806034, aggressive 21.12195484496371
Financial scorecard for ONB (Financial Services — Banks - Regional, United States)
Report date: 2026-06-30 (quarterly)
Stock price: 26.49
Market cap: 10133404672 (USD: 10133404672)
P/E ratio: 11.460176991150442
Buffett classification: The Gruesome
Analyst consensus upside (%): 14.787644787644796
Rule of 40 score: 0
Piotroski F-score: 1 (Weak)
Dividend yield (%): 0
Buyback yield (%): 0
Total shareholder yield (%): 0 (Minimal or Negative)
Momentum (%): 1m 3.27485380116959, 3m 14.082687338501291, 6m 13.935483870967735, 12m 26.142857142857135, composite 16.72034278410872 (Moderate Uptrend)
Lynch category:  (confidence: Medium)
Screener: long score 0, short score 2, recommendation: Neutral
Revenue deceleration: no
Beneish M-score: -2.48 (Likely Safe)
ROE archetype: Standard Business
P/E z-score: 4.714003938651463
FCF z-score: 4.714003938651464
Treasury beta 1y: 4.453476894170999e-05 (R-squared: 5.09772178032487e-07)
Insider 90-day net shares: -1956782 (net value USD: -50751490.00)
Dividend increase streak (years): 0
Capital allocation category: Standard Allocator
Industry percentiles: P/E 54.347826086956516, P/B , ROIC , revenue growth 1y , 6m momentum 48.60248447204969
Sector percentiles: P/E 35.437144335230215, 6m momentum 18.287635799275737
Industry median P/E: 10.091388400702987; industry median ROIC: 0.8427644093631484
Sector median P/E: 9.286368843069873; sector median ROIC: 1.3915857507207385
WACC: 0.11238551772151559
Base cash flow: 751164000
DCF price per share: base 36.285762060703824, conservative 16.33934796312395, aggressive 70.40148019896473
Financial scorecard for ONK.DE (Energy — Oil & Gas Midstream, United States)
Report date: 2026-03-31 (quarterly)
Stock price: 93.8409090909091
Market cap: 52028112896 (USD: 52028112896)
P/E ratio: 18.442097409712993
P/B ratio: 2.547238404196159
Debt to equity: 1.4964
Current ratio: 0.71
Interest coverage ratio: 3.2687927107061503
Return on net tangible assets (%): 2.536960895809641
Buffett classification: The Good
Rule of 40 score: 6.8281881382318055
Altman Z-score: 0.9040875835385462 (Distress Zone)
Piotroski F-score: 6 (Neutral)
Magic formula: return on capital % 3.1171257276913718, earnings yield % 1.675636270633623, rank 1320
Dividend yield (%): 1.2954534817498986
Buyback yield (%): 0
Debt paydown yield (%): -1.6068236064434944
Total shareholder yield (%): -0.3113701246935958 (Minimal or Negative)
Momentum (%): 1m 8.202306079664583, 3m 10.325607406947121, 6m 22.960956878792537, 12m 21.38909256927825, composite 15.157907578928295 (Moderate Uptrend)
Lynch category: Cyclical (confidence: High)
Screener: long score 3, short score 4, recommendation: Neutral
Revenue growth 1y (%): 19.582245430809397
Net income growth 1y (%): 12.301013024602025
Revenue deceleration: no
Accrual ratio: 0.010471359496900121
FCF conversion rate: 0.09020618556701031
Beneish M-score: -2.205498498572297 (Likely Safe)
ROE (%): 3.4445258228466162
Net margin (%): 8.06820544811811
Asset turnover: 0.14265373320281213
Equity multiplier (leverage): 2.992742526133564
ROE archetype: Low Return
P/E z-score: 4.925104227429961
FCF z-score: 4.925104227429967
Treasury beta 1y: 0.18932755040257346 (R-squared: 0.04075432694867963)
Insider 90-day net shares: 0 (net value USD: 0.00)
Dividend increase streak (years): 0
ROIC (%): 8.11657529506388 (pretax: 10.526696439871987)
Incremental ROIC 3y (%): 6.62499612751702 (pretax: 8.533340880787954)
Capital allocation category: Standard Allocator
Industry percentiles: P/E 35.294117647058826, P/B 42.857142857142854, ROIC 25.210084033613445, revenue growth 1y 25.210084033613445, 6m momentum 35.294117647058826
Sector percentiles: P/E 31.516352824578792, 6m momentum 28.642220019821607
Industry median P/E: 16.26732673267327; industry median ROIC: 6.903538781940697
Sector median P/E: 11.598358576086895; sector median ROIC: 4.629877910100043
WACC: 0.06741298171881037
Base cash flow: 1824000000
DCF price per share: base 133.0107313656926, conservative 43.17438904503093, aggressive 310.2488307840327
Financial scorecard for ONWARDTEC.NS (Technology — Information Technology Services, India)
Report date: 2026-06-30 (quarterly)
Stock price: 3.000103220478943
Market cap: 6374887936 (USD: 67252747.50501107)
P/E ratio: 0.15523912099451173
Debt to equity: 0.1572
Interest coverage ratio: 20.12886673508283
Buffett classification: The Great
Rule of 40 score: 8.486600011576702
Piotroski F-score: 2 (Weak)
Magic formula: return on capital % 20.53987142577654, earnings yield % 0.10500719556825984, rank 3328
Dividend yield (%): 0
Buyback yield (%): 0
Total shareholder yield (%): 0 (Minimal or Negative)
Momentum (%): 1m 9.385108034930397, 3m 22.62843731726603, 6m -6.28132007265371, 12m -22.52707327115169, composite -4.275679355726567 (Strong Downtrend)
Lynch category: Slow Grower (confidence: High)
Screener: long score 2, short score 3, recommendation: Neutral
Revenue growth 1y (%): 5.9393266035430825
Net income growth 1y (%): -3.196759784201797
Revenue deceleration: no
Revenue growth consistency score: 3.4708263721846806
Beneish M-score: -2.5389618802908758 (Likely Safe)
Net margin (%): 7.4746854206359234
ROE archetype: Standard Business
P/E z-score: 4.6135378284635555
FCF z-score: 3.8250245777073046
Treasury beta 1y: 0.011879319052926024 (R-squared: 7.900465335409334e-05)
Insider 90-day net shares: 215000 (net value USD: 732148.00)
Dividend increase streak (years): 1
ROIC (%): 26.66455879005174 (pretax: 34.317853073071944)
Incremental ROIC 3y (%): 1703.5233383539073 (pretax: 2020.2513047519828)
Capital allocation category: High-Efficiency Compounder
Industry percentiles: P/E 29.511677282377917, P/B , ROIC 21.231422505307858, revenue growth 1y 21.86836518046709, 6m momentum 30.78556263269639
Sector percentiles: P/E 16.649983316649983, 6m momentum 39.20587253920587
Industry median P/E: 0.21619799348899724; industry median ROIC: 12.533738935242045
Sector median P/E: 1.5433673469387754; sector median ROIC: 6.677876317240262
WACC: 0.08482940794450486
Base cash flow: 4465462.060194998
DCF price per share: base 0.03146074386307193, conservative 0.027871945939144594, aggressive 0.035855541044692824
Financial scorecard for OSBC (Financial Services — Banks - Regional, United States)
Report date: 2026-06-30 (quarterly)
Stock price: 24.03
Market cap: 1235919872 (USD: 1235919872)
P/E ratio: 13.964071856287426
Buffett classification: The Gruesome
Analyst consensus upside (%): 9.34819897084048
Rule of 40 score: 0
Piotroski F-score: 1 (Weak)
Dividend yield (%): 0
Buyback yield (%): 0
Total shareholder yield (%): 0 (Minimal or Negative)
Momentum (%): 1m 4.980340760157277, 3m 20.572002007024594, 6m 21.609311740890686, 12m 37.079292641186534, composite 24.25248963683124 (Strong Uptrend)
Lynch category:  (confidence: High)
Screener: long score 0, short score 2, recommendation: Neutral
Revenue deceleration: no
Beneish M-score: -2.48 (Likely Safe)
ROE archetype: Standard Business
P/E z-score: 4.804828888885249
FCF z-score: 4.804828888885249
Treasury beta 1y: 0.0019469791652961049 (R-squared: 0.0010318024989867049)
Insider 90-day net shares: -77250 (net value USD: -1585587.00)
Dividend increase streak (years): 0
Capital allocation category: Standard Allocator
Industry percentiles: P/E 71.42857142857143, P/B , ROIC , revenue growth 1y , 6m momentum 28.57142857142857
Sector percentiles: P/E 41.36057941024315, 6m momentum 11.122607346094155
Industry median P/E: 10.091388400702987; industry median ROIC: 0.8427644093631484
Sector median P/E: 9.286368843069873; sector median ROIC: 1.3915857507207385
WACC: 0.10023782932690692
Base cash flow: 89307000
DCF price per share: base 39.6930639976428, conservative 24.46182507124307, aggressive 63.9359749476642