speb/financial-data huggingface dataset:
Financial scorecard for GIW (Financial Services — Shell Companies, United States)
Report date: 2026-03-31 (quarterly)
Stock price: 10.09
Market cap: 477120672 (USD: 477120672)
P/E ratio: 32.90085561265542
P/B ratio: 0.9893380818984128
Debt to equity: 0.0605
Current ratio: 5.54
Return on net tangible assets (%): 0.7517571074335986
Buffett classification: The Gruesome
Rule of 40 score: 0
Altman Z-score: 1256.6954452616899 (Safe Zone)
Piotroski F-score: 2 (Weak)
Dividend yield (%): 0
Buyback yield (%): 0
Total shareholder yield (%): 0 (Minimal or Negative)
Momentum (%): 1m 0.1986097318768577, 3m 0.49800796812749715, 6m 1.2036108324974846, 12m , composite 0.8508094003124909 (Flat)
Lynch category: Asset Play (confidence: Medium)
Screener: long score 4, short score 8, recommendation: Short
Revenue deceleration: no
Accrual ratio: 0.009021967876708404
FCF conversion rate: -0.2011747286713229
Beneish M-score: -2.4785546853058134 (Likely Safe)
ROE (%): 0.7517571074335986
Asset turnover: 0
Equity multiplier (leverage): 1.0008810182970203
ROE archetype: Low Return
Treasury beta 1y: -3.066529192137371e-06 (R-squared: 9.597329474944348e-07)
Capital allocation category: Standard Allocator
Industry percentiles: P/E 4, P/B 3.0666666666666664, ROIC , revenue growth 1y , 6m momentum 15.6
Sector percentiles: P/E 52.0434557682359, 6m momentum 37.37713398861872
Industry median P/E: 51.21654844258756; industry median ROIC: -0.6045051234646484
Sector median P/E: 9.286368843069873; sector median ROIC: 1.3915857507207385
WACC: 0.1019
Base cash flow: 0
DCF price per share: base 0.1124399471891884, conservative 0.1124399471891884, aggressive 0.1124399471891884
Financial scorecard for IACO (Financial Services — Shell Companies, United States)
Report date: 2026-03-31 (quarterly)
Stock price: 9.92
Market cap: 434000000 (USD: 434000000)
Debt to equity: -0.017683917460802515
Current ratio: 0.3244395342736647
Buffett classification: The Gruesome
Rule of 40 score: 0
Altman Z-score: 0.6002069121651098 (Distress Zone)
Piotroski F-score: 2 (Weak)
Dividend yield (%): 0
Buyback yield (%): 0
Total shareholder yield (%): 0 (Minimal or Negative)
Momentum (%): 1m 0.10090817356205638, 3m 0.20202020202019771, 6m , 12m , composite 0.20202020202019771 ()
Lynch category: Turnaround (confidence: High)
Screener: long score 1, short score 11, recommendation: Strong Short (Melting Ice Cube)
Revenue deceleration: no
Accrual ratio: -0.011612158105076978
FCF conversion rate: 0.07337544037285734
Beneish M-score: -2.5598153316020977 (Likely Safe)
Asset turnover: 0
ROE archetype: Standard Business
Treasury beta 1y: 2.053290948223346e-05 (R-squared: 4.046675177010527e-05)
Capital allocation category: Standard Allocator
Industry median P/E: 51.21654844258756; industry median ROIC: -0.6045051234646484
Sector median P/E: 9.286368843069873; sector median ROIC: 1.3915857507207385
WACC: 0.052851
Base cash flow: 0
DCF price per share: base 0, conservative 0, aggressive 0
Financial scorecard for IDL.PA (Industrials — Integrated Freight & Logistics, France)
Report date: 2025-12-31 (annual)
Stock price: 398.85057471264366
Market cap: 2259109120 (USD: 2657775435.294118)
P/E ratio: 53.72549019607843
P/B ratio: 4.194821977850448
Debt to equity: 2.5838
Current ratio: 0.86
Interest coverage ratio: 2.074312838350289
Return on net tangible assets (%): 570.6086183918259
Buffett classification: The Gruesome
Analyst consensus upside (%): 0.23588807785887783
Rule of 40 score: 37.8992213535106
Altman Z-score: 1.7796159595020817 (Distress Zone)
Piotroski F-score: 7 (Neutral)
Magic formula: return on capital % 12.541725106852642, earnings yield % 5.139788008538792, rank 2556
Dividend yield (%): 0
Buyback yield (%): 0.9360769611695429
Debt paydown yield (%): -16.417705179287665
Total shareholder yield (%): -15.481628218118123 (Minimal or Negative)
Momentum (%): 1m -3.477051460361611, 3m 0.7375900889496436, 6m -20.782564837673544, 12m -22.063680803276522, composite -13.100383752723443 (Strong Downtrend)
Lynch category: Stalwart (confidence: Medium)
Screener: long score 8, short score 5, recommendation: Long
Revenue deceleration: no
Accrual ratio: -0.09047207794559332
FCF conversion rate: 5.143140967932201
Beneish M-score: -2.747955003838324 (Likely Safe)
ROE (%): 10.815016093617826
Net margin (%): 1.7239838353435688
Asset turnover: 1.2666355286107607
Equity multiplier (leverage): 4.952703338289645
ROE archetype: Standard Business
P/E z-score: 5.8928200942698465
FCF z-score: 5.8928200942698465
Treasury beta 1y: -0.08480448587948754 (R-squared: 0.007742677200374415)
ROIC (%): 5.722217407970288 (pretax: 8.037777264325323)
Incremental ROIC 3y (%): 6.196516692031425 (pretax: 8.523928358623403)
Capital allocation category: Standard Allocator
Industry percentiles: P/E 68.83116883116884, P/B 70.77922077922078, ROIC 46.103896103896105, revenue growth 1y , 6m momentum 70.77922077922078
Sector percentiles: P/E 63.952892985151045, 6m momentum 70.48131080389145
Industry median P/E: 1.6524312026398307; industry median ROIC: 5.860649403527186
Sector median P/E: 0.48479532163742683; sector median ROIC: 7.0952301251284755
WACC: 0.0711333970100104
Base cash flow: 377776470.5882353
DCF price per share: base 3244.1799167672298, conservative 1616.4351502916886, aggressive 6341.958296841117
Financial scorecard for ISLAX.OL (Consumer Defensive — Farm Products, Norway)
Report date: 2025-12-31 (annual)
Stock price: 6.385169927909371
Market cap: 1919635840 (USD: 191008541.2935323)
P/B ratio: 19.835332168924307
Debt to equity: 1.0913
Current ratio: 5.22
Interest coverage ratio: -2.782881469863321
Return on net tangible assets (%): -19.71648175528493
Buffett classification: The Gruesome
Analyst consensus upside (%): 778.4999999999999
Rule of 40 score: -31.84535713720107
Piotroski F-score: 2 (Weak)
Dividend yield (%): 0
Buyback yield (%): 0
Debt paydown yield (%): -2.777012207899133
Total shareholder yield (%): -2.777012207899133 (Minimal or Negative)
Momentum (%): 1m -10.701520567032178, 3m -21.221929460858405, 6m -17.05861743128033, 12m -37.145010173067746, composite -22.631007188593788 (Strong Downtrend)
Lynch category: Speculative (confidence: Low)
Screener: long score 2, short score 9, recommendation: Short
Revenue growth 1y (%): -0.019092355481498124
Revenue CAGR 3y (%): -17.511473216750062
Net income CAGR 3y (%): nan
Revenue deceleration: no
Revenue growth consistency score: 26.241534735412404
Accrual ratio: 0.01493817798165181
FCF conversion rate: 1.1540724620158787
Beneish M-score: -2.3653034901285253 (Likely Safe)
ROE (%): -19.244497608687226
Net margin (%): -27.577353961056282
Asset turnover: 0.3515766419244321
Equity multiplier (leverage): 1.984878698373405
ROE archetype: Low Return
Treasury beta 1y: -0.008030323254064988 (R-squared: 3.882418476056882e-05)
ROIC (%): -7.723363809178963 (pretax: -9.77640988503666)
Incremental ROIC 3y (%): -112.87877015553644 (pretax: -138.27620990793162)
Capital allocation category: Value Destroyer
Industry percentiles: P/E , P/B 73.07692307692307, ROIC 70.76923076923077, revenue growth 1y 41.53846153846154, 6m momentum 58.46153846153847
Sector percentiles: P/E , 6m momentum 60.24619840695149
Industry median P/E: 2.2148819539701474; industry median ROIC: 3.6783650086508066
Sector median P/E: 1.0302878025850322; sector median ROIC: 7.163828537874342
WACC: 0.05
Base cash flow: -1738208.9552238805
DCF price per share: base 0, conservative 0, aggressive 0
Financial scorecard for MKLY (Financial Services — Shell Companies, United States)
Report date: 2026-03-31 (quarterly)
Stock price: 10.19
Market cap: 314743168 (USD: 314743168)
P/E ratio: 53.81447840989374
P/B ratio: 1.0323819513538668
Debt to equity: 0
Current ratio: 19.96
Return on net tangible assets (%): 0.7438700504102426
Buffett classification: The Gruesome
Rule of 40 score: 0
Altman Z-score: 35.71259871363367 (Safe Zone)
Piotroski F-score: 2 (Weak)
Dividend yield (%): 0
Buyback yield (%): 0
Total shareholder yield (%): 0 (Minimal or Negative)
Momentum (%): 1m 0.2952755905511748, 3m 0.4930966469427902, 6m 1.696606786427145, 12m , composite 1.0948517166849676 (Flat)
Lynch category: Slow Grower (confidence: Low)
Screener: long score 4, short score 9, recommendation: Short
Revenue deceleration: no
Accrual ratio: 0.008637783584241629
FCF conversion rate: -0.19668012701176452
Beneish M-score: -2.4789403477125287 (Likely Safe)
ROE (%): 0.7438700504102426
Asset turnover: 0
Equity multiplier (leverage): 1.0305589364720482
ROE archetype: Low Return
Treasury beta 1y: -6.250722294092529e-05 (R-squared: 0.0001655124728452706)
Capital allocation category: Standard Allocator
Industry percentiles: P/E 14.799999999999999, P/B 9.066666666666666, ROIC , revenue growth 1y , 6m momentum 10.933333333333334
Sector percentiles: P/E 55.63890325918261, 6m momentum 35.566476978789446
Industry median P/E: 51.21654844258756; industry median ROIC: -0.6045051234646484
Sector median P/E: 9.286368843069873; sector median ROIC: 1.3915857507207385
WACC: 0.1019
Base cash flow: 0
DCF price per share: base 0.09342276525524892, conservative 0.09342276525524892, aggressive 0.09342276525524892
Financial scorecard for MLPRX.PA (Basic Materials — Specialty Chemicals, Netherlands)
Report date: 2025-12-31 (annual)
Stock price: 0.4431818181818182
Market cap: 4064876 (USD: 4782207.05882353)
P/B ratio: 1.7841607792081815
Debt to equity: 0.3972548545974481
Current ratio: 9.04
Return on net tangible assets (%): -589.3600390815828
Buffett classification: The Gruesome
Rule of 40 score: -84.79248072658147
Altman Z-score: 2.7561062996430086 (Grey Zone)
Piotroski F-score: 1 (Weak)
Dividend yield (%): 0
Buyback yield (%): 0
Debt paydown yield (%): -5.739233086896951
Total shareholder yield (%): -5.739233086896951 (Minimal or Negative)
Momentum (%): 1m -5.9589800443458945, 3m -4.7159090909091015, 6m 111.74242424242426, 12m 242.45867768595036, composite 123.72844827586205 (Strong Uptrend)
Lynch category: Cyclical (confidence: High)
Screener: long score 3, short score 8, recommendation: Short
Revenue growth 1y (%): -84.79248072658147
Revenue CAGR 3y (%): -35.97331212004246
Revenue deceleration: no
Revenue growth consistency score: 8.11275255262517
Beneish M-score: -6.768846491498774 (Likely Safe)
ROE (%): -16.308379851096632
Net margin (%): -13962.888888888889
Asset turnover: 0.0009652981542189322
Equity multiplier (leverage): 1.2099684899111423
ROE archetype: Low Return
Treasury beta 1y: -0.017024898161516238 (R-squared: 1.5784482131847558e-05)
ROIC (%): -12.62794018800042 (pretax: -15.984734415190403)
Capital allocation category: Capital-Light Grower
Industry percentiles: P/E , P/B 51.3953488372093, ROIC 80.46511627906978, revenue growth 1y 60.69767441860465, 6m momentum 1.627906976744186
Sector percentiles: P/E , 6m momentum 1.1937812326485286
Industry median P/E: 0.2375559102197765; industry median ROIC: 5.779832452013451
Sector median P/E: 1.5790983881237224; sector median ROIC: -1.992018401665734
WACC: 0.05
Base cash flow: -283863.5294117647
DCF price per share: base 0, conservative 0, aggressive 0
Financial scorecard for MOLN (Healthcare — Biotechnology, Switzerland)
Report date: 2026-03-31 (quarterly)
Stock price: 3.89
Market cap: 145918432 (USD: 145918432)
P/B ratio: 1.7404232701455036
Debt to equity: 0.0489
Current ratio: 9.43
Interest coverage ratio: -1920.4285714285713
Return on net tangible assets (%): -18.470146528173437
Buffett classification: The Gruesome
Analyst consensus upside (%): 177.07808564231735
Rule of 40 score: 0
Altman Z-score: -1.0291182781003245 (Distress Zone)
Piotroski F-score: 2 (Weak)
Dividend yield (%): 0
Buyback yield (%): 0
Debt paydown yield (%): 0.2965069058911635
Total shareholder yield (%): 0.2965069058911635 (Low Return)
Momentum (%): 1m 2.368421052631587, 3m -12.780269058295959, 6m -4.889975550122243, 12m -2.749999999999997, composite -7.556748202806069 (Moderate Downtrend)
Lynch category: Turnaround (confidence: High)
Screener: long score 2, short score 11, recommendation: Strong Short (Melting Ice Cube)
Revenue deceleration: no
Accrual ratio: 0.011504390420750807
FCF conversion rate: 1.0836122945830797
Beneish M-score: -2.622930172977946 (Likely Safe)
ROE (%): -17.548393551424706
Asset turnover: 0
Equity multiplier (leverage): 1.275392608751348
ROE archetype: Low Return
Treasury beta 1y: 0.0009898853277319395 (R-squared: 5.578575296298307e-05)
Capital allocation category: Standard Allocator
Industry percentiles: P/E , P/B 20.306859205776174, ROIC , revenue growth 1y , 6m momentum 31.768953068592058
Sector percentiles: P/E , 6m momentum 34.99283667621776
Industry median P/E: 6.198133227515053; industry median ROIC: -89.41034195162634
Sector median P/E: 4.824561403508772; sector median ROIC: 0.94429175936832
WACC: 0.08099763982522012
Base cash flow: -76229113.92405063
DCF price per share: base 0, conservative 0, aggressive 0
Financial scorecard for MRX.DE (Consumer Cyclical — Specialty Retail, Germany)
Report date: 2026-03-31 (quarterly)
Stock price: 1.3636363636363635
Market cap: 41165928 (USD: 47317158.62068965)
P/B ratio: 1.0984995351862512
Debt to equity: 1.4772
Current ratio: 1.76
Interest coverage ratio: -7.506953223767383
Return on net tangible assets (%): -6.480023486081827
Buffett classification: The Gruesome
Analyst consensus upside (%): 105.94531249999999
Rule of 40 score: 4.153354682587829
Altman Z-score: -2.587310141202984 (Distress Zone)
Piotroski F-score: 5 (Neutral)
Dividend yield (%): 0
Buyback yield (%): 0
Debt paydown yield (%): 6.010510325289347
Total shareholder yield (%): 6.010510325289347 (Moderate Return)
Momentum (%): 1m 2.5641025641025705, 3m -9.790209790209799, 6m -7.272727272727286, 12m -42.901925660546354, composite -20.464104860656594 (Strong Downtrend)
Lynch category: Turnaround (confidence: High)
Screener: long score 0, short score 9, recommendation: Short
Revenue growth 1y (%): -3.6064626180936643
Revenue deceleration: no
Revenue growth consistency score: 7.550076430514602
Accrual ratio: -0.031863625445040386
FCF conversion rate: 0.29715961716579187
Beneish M-score: -2.8353238905868765 (Likely Safe)
ROE (%): -14.856982354045051
Net margin (%): -15.897712771178954
Asset turnover: 0.28516999991972447
Equity multiplier (leverage): 3.2771183503550194
ROE archetype: Low Return
Treasury beta 1y: -0.08463634281763889 (R-squared: 0.0026723345057605413)
ROIC (%): -38.584048522858545 (pretax: -48.84056775045385)
Capital allocation category: Capital-Light Grower
Industry percentiles: P/E , P/B 30.985915492957744, ROIC 81.2206572769953, revenue growth 1y 39.436619718309856, 6m momentum 47.417840375586856
Sector percentiles: P/E , 6m momentum 47.56606397774687
Industry median P/E: 2.3211958916121533; industry median ROIC: 6.169113478954271
Sector median P/E: 0.5734625271900335; sector median ROIC: 5.974200780604355
WACC: 0.06524330442968475
Base cash flow: -8396470.588235296
DCF price per share: base 0, conservative 0, aggressive 0
Financial scorecard for NOAP.OL (Consumer Defensive — Farm Products, Norway)
Report date: 2026-03-31 (quarterly)
Stock price: 8.218331616889804
Market cap: 1637687424 (USD: 168313198.76670092)
P/E ratio: 142.1338370671745
P/B ratio: 14.933560885501462
Debt to equity: 0.6401
Current ratio: 7.14
Interest coverage ratio: 3.8307045215562567
Return on net tangible assets (%): 3.380097949057935
Buffett classification: The Good
Analyst consensus upside (%): 1423.8638242894058
Rule of 40 score: 4.648566444273541
Altman Z-score: 12.759701760362388 (Safe Zone)
Piotroski F-score: 5 (Neutral)
Magic formula: return on capital % 2.1309701383404986, earnings yield % 0.02109410083832427, rank 2730
Dividend yield (%): 0
Buyback yield (%): 0
Debt paydown yield (%): -0.5987687305465306
Total shareholder yield (%): -0.5987687305465306 (Minimal or Negative)
Momentum (%): 1m -4.687397955338975, 3m 1.132319119757948, 6m 2.0206683475975717, 12m 7.692163655088476, composite 5.380455356958692 (Moderate Uptrend)
Lynch category: Fast Grower (confidence: Medium)
Screener: long score 3, short score 5, recommendation: Neutral
Revenue growth 1y (%): 181.71979985512183
Revenue deceleration: no
Accrual ratio: 0.08314871278001623
FCF conversion rate: -4.185595567867035
Beneish M-score: 0.7703191020417643 (Strong Manipulation Signal)
ROE (%): 2.7391168955535163
Net margin (%): 48.06924101198402
Asset turnover: 0.03335720261634199
Equity multiplier (leverage): 1.708258848339715
ROE archetype: Low Return
Treasury beta 1y: 0.07364459651319011 (R-squared: 0.005070890769059007)
ROIC (%): -6.44733927467546 (pretax: -8.161188955285391)
Incremental ROIC 3y (%): -5.871278049895568 (pretax: -7.431997531513375)
Capital allocation category: Value Destroyer
Industry percentiles: P/E 49.23076923076923, P/B 71.53846153846153, ROIC 67.6923076923077, revenue growth 1y 0, 6m momentum 23.846153846153847
Sector percentiles: P/E 62.708182476466334, 6m momentum 25.778421433743663
Industry median P/E: 2.2148819539701474; industry median ROIC: 3.6783650086508066
Sector median P/E: 1.0302878025850322; sector median ROIC: 7.163828537874342
WACC: 0.05
Base cash flow: -4188955.2238805965
DCF price per share: base 0, conservative 0, aggressive 0
Financial scorecard for NOEM (Financial Services — Shell Companies, United States)
Report date: 2026-03-31 (quarterly)
Stock price: 11.02
Market cap: 105634968 (USD: 105634968)
P/E ratio: 64.8125
P/B ratio: 1.4214639870111745
Debt to equity: 0.00016773705693393247
Current ratio: 2.58
Return on net tangible assets (%): 0.4420965387536951
Buffett classification: The Gruesome
Rule of 40 score: 0
Altman Z-score: 29.40574039813041 (Safe Zone)
Piotroski F-score: 3 (Weak)
Dividend yield (%): 0
Buyback yield (%): 0
Debt paydown yield (%): 0
Total shareholder yield (%): 0 (Minimal or Negative)
Momentum (%): 1m 5.859750240153693, 3m 5.758157389635313, 6m 6.370656370656372, 12m 8.893280632411072, composite 4.998142136171013 (Flat)
Lynch category: Slow Grower (confidence: Low)
Screener: long score 4, short score 9, recommendation: Short
Net income growth 1y (%): -23.927047603112193
Revenue deceleration: no
Accrual ratio: 0.01999785308904106
FCF conversion rate: -3.6760048130106546
Beneish M-score: -2.337223333134204 (Likely Safe)
ROE (%): 0.44307595047424336
Asset turnover: 0
Equity multiplier (leverage): 1.0360238510213906
ROE archetype: Low Return
P/E z-score: 3.005560337995934
Treasury beta 1y: -0.0003179847198155381 (R-squared: 0.0009087407802899386)
ROIC (%): -0.6900806081429983 (pretax: -0.9320039021226462)
Incremental ROIC 3y (%): -0.5179633501535378 (pretax: -0.714224682949222)
Capital allocation category: Value Destroyer
Industry percentiles: P/E 18.4, P/B 25.466666666666665, ROIC 9.333333333333334, revenue growth 1y , 6m momentum 1.6
Sector percentiles: P/E 56.751163993792034, 6m momentum 26.487325400931194
Industry median P/E: 51.21654844258756; industry median ROIC: -0.6045051234646484
Sector median P/E: 9.286368843069873; sector median ROIC: 1.3915857507207385
WACC: 0.10192504397746782
Base cash flow: 1652360
DCF price per share: base 3.4534075095811634, conservative 2.5038163097524064, aggressive 4.820629165514619
Financial scorecard for NORDH.OL (Healthcare — Health Information Services, Norway)
Report date: 2026-03-31 (quarterly)
Stock price: 2.368692070030896
Market cap: 1812720896 (USD: 186302250.3597122)
P/B ratio: 20.924546062445348
Debt to equity: 0
Current ratio: 1.66
Interest coverage ratio: -18.776470588235295
Return on net tangible assets (%): -35.7053562842581
Buffett classification: The Gruesome
Analyst consensus upside (%): 924.1177536231884
Rule of 40 score: 13.280564241785454
Altman Z-score: 74.36030030843439 (Safe Zone)
Piotroski F-score: 5 (Neutral)
Dividend yield (%): 0
Buyback yield (%): 0
Total shareholder yield (%): 0 (Minimal or Negative)
Momentum (%): 1m -10.61007307145309, 3m -14.762974752676083, 6m -33.30610037454907, 12m -38.71768464971348, composite -26.504299813903973 (Strong Downtrend)
Lynch category: Speculative (confidence: Low)
Screener: long score 6, short score 8, recommendation: Neutral
Revenue growth 1y (%): 16.234328800537345
Revenue deceleration: no
Accrual ratio: -0.08009872193224006
FCF conversion rate: -0.06586826347305388
Beneish M-score: -2.786680273672646 (Likely Safe)
ROE (%): -9.063699468643927
Net margin (%): -39.67629371148564
Asset turnover: 0.18940479032748267
Equity multiplier (leverage): 1.2061003447043352
ROE archetype: Low Return
Treasury beta 1y: 0.3112632747956284 (R-squared: 0.02164676364366481)
ROIC (%): -21.02170526091132 (pretax: -26.609753494824457)
Capital allocation category: Capital-Light Grower
Industry percentiles: P/E , P/B 57.36842105263158, ROIC 44.21052631578947, revenue growth 1y 16.315789473684212, 6m momentum 62.10526315789474
Sector percentiles: P/E , 6m momentum 60.458452722063036
Industry median P/E: 8.33027298322928; industry median ROIC: 0.6291287571896624
Sector median P/E: 4.824561403508772; sector median ROIC: 0.94429175936832
WACC: 0.06615
Base cash flow: -645870.6467661692
DCF price per share: base 0, conservative 0, aggressive 0
Financial scorecard for NORTHARC.NS (Financial Services — Credit Services, India)
Report date: 2026-03-31 (annual)
Stock price: 3.0904211395540875
Market cap: 48395018240 (USD: 512876412.03899956)
P/E ratio: 0.08792999403682882
P/B ratio: 0.8532944975108732
Debt to equity: 3.1424000000000003
Current ratio: 46.26
Return on net tangible assets (%): 10.651348970639084
Buffett classification: The Great
Analyst consensus upside (%): 17715.065989847717
Rule of 40 score: -60.851842550352394
Altman Z-score: 1.4473727389579871 (Distress Zone)
Piotroski F-score: 5 (Neutral)
Dividend yield (%): 0
Buyback yield (%): 0
Debt paydown yield (%): -28.550136177145998
Total shareholder yield (%): -28.550136177145998 (Minimal or Negative)
Momentum (%): 1m -0.25558356637569424, 3m 13.215591670923418, 6m 3.3828862029858464, 12m 2.8870169765232783, composite 6.583043656117046 (Flat)
Lynch category: Turnaround (confidence: Medium)
Screener: long score 1, short score 6, recommendation: Neutral
Revenue growth 1y (%): 16.718939140621856
Net income growth 1y (%): 59.47853328194679
Revenue deceleration: no
Beneish M-score: -1.7212436298027616 (Possible Manipulation)
ROE (%): 3.4004685713802316
Net margin (%): 18.913594518996362
Asset turnover: 0.04188577309869772
Equity multiplier (leverage): 4.29237992810317
ROE archetype: Low Return
P/E z-score: 3.1763222945137692
Treasury beta 1y: 0.00025526723169888826 (R-squared: 6.971337097122967e-06)
ROIC (%): 3.7802731926907294 (pretax: 5.016573171415644)
Incremental ROIC 3y (%): 7.8014790058361 (pretax: 10.354088704853796)
Capital allocation category: Standard Allocator
Industry percentiles: P/E 9.75609756097561, P/B 35.36585365853659, ROIC 27.235772357723576, revenue growth 1y 20.32520325203252, 6m momentum 24.796747967479675
Sector percentiles: P/E 4.966373512674599, 6m momentum 31.24676668391102
Industry median P/E: 1.1381675934474376; industry median ROIC: 3.60918150844996
Sector median P/E: 9.286368843069873; sector median ROIC: 1.3915857507207385
WACC: 0.10055402545715715
Base cash flow: 43420008.47816871
DCF price per share: base 0.010148560973033268, conservative 0, aggressive 0.05993010372734931
Financial scorecard for OMG.L (Technology — Software - Application, United Kingdom)
Report date: 2026-03-31 (quarterly)
Stock price: 0.005200000000000001
Market cap: 43542456 (USD: 57292705.2631579)
P/B ratio: 0.00808561645652745
Debt to equity: 0.0434
Current ratio: 4.34
Buffett classification: The Gruesome
Analyst consensus upside (%): 1511263.6363636362
Rule of 40 score: 0
Piotroski F-score: 3 (Weak)
Dividend yield (%): 0
Buyback yield (%): 0
Debt paydown yield (%): 2.265573826351198
Total shareholder yield (%): 2.265573826351198 (Low Return)
Momentum (%): 1m -1.1999999999999857, 3m -19.833333333333318, 6m -25.999999999999986, 12m -14.488888888888896, composite -19.761208576998047 (Moderate Downtrend)
Lynch category: Asset Play (confidence: High)
Screener: long score 2, short score 3, recommendation: Neutral
Revenue deceleration: no
Beneish M-score: -2.42197566572225 (Likely Safe)
Equity multiplier (leverage): 1.2991122261852863
ROE archetype: Standard Business
FCF z-score: 1.8531815859046314
Treasury beta 1y: -0.0001555483702632792 (R-squared: 2.533906164556269e-06)
Insider 90-day net shares: 156309 (net value USD: 86881.00)
Dividend increase streak (years): 0
ROIC (%): -0.7796251418755178 (pretax: -1.1994232951931043)
Incremental ROIC 3y (%): -8.310669971275127 (pretax: -10.826992714362833)
Capital allocation category: Value Destroyer
Industry percentiles: P/E , P/B 0.6738544474393532, ROIC 50.26954177897574, revenue growth 1y , 6m momentum 60.1078167115903
Sector percentiles: P/E , 6m momentum 60.9275942609276
Industry median P/E: 2.1394954536591486; industry median ROIC: 6.21806735836372
Sector median P/E: 1.5433673469387754; sector median ROIC: 6.677876317240262
WACC: 0.14044643300035745
Base cash flow: 4851351.3513513515
DCF price per share: base 1.2798702192154123, conservative 0.9457803693042455, aggressive 1.8408445384429606
Financial scorecard for PAGS (Technology — Software - Infrastructure, Brazil)
Report date: 2026-03-31 (quarterly)
Stock price: 9.2
Market cap: 2571577856 (USD: 2571577856)
P/E ratio: 6.798611111111111
P/B ratio: 0.5640457137645383
Debt to equity: 0.1759
Current ratio: 1.43
Interest coverage ratio: 1.499202669657495
Return on net tangible assets (%): 6.745404707373581
Buffett classification: The Great
Analyst consensus upside (%): 20.531154239019425
Rule of 40 score: 11.475164708625304
Altman Z-score: 0.8202596841458036 (Distress Zone)
Piotroski F-score: 7 (Neutral)
Magic formula: return on capital % 9.090591535015374, earnings yield % 13.13235965527188, rank 165
Dividend yield (%): 1.271467164976105
Buyback yield (%): 2.0910066165179613
Debt paydown yield (%): -19.0850912541465
Total shareholder yield (%): -15.722617472652434 (Minimal or Negative)
Momentum (%): 1m 4.903078677309005, 3m -10.156250000000009, 6m -14.17910447761195, 12m 17.496807151979553, composite -4.11008197359309 (Moderate Uptrend)
Lynch category: Asset Play (confidence: Medium)
Screener: long score 8, short score 3, recommendation: Neutral
Revenue growth 1y (%): 13.46588032210445
Net income growth 1y (%): 13.766918671995754
Revenue deceleration: no
Accrual ratio: 0.002474805803680734
FCF conversion rate: 0.667459786444251
Beneish M-score: -2.4561391559213637 (Likely Safe)
ROE (%): 3.8184040411717164
Net margin (%): 9.985247038883022
Asset turnover: 0.07453120460014105
Equity multiplier (leverage): 5.130798115168743
ROE archetype: Low Return
P/E z-score: 4.577367469416203
FCF z-score: 3.846255133597688
Treasury beta 1y: -0.004829246231264938 (R-squared: 0.002187318984153783)
Insider 90-day net shares: -124160 (net value USD: -1146005.00)
Dividend increase streak (years): 0
ROIC (%): 12.60433277018781 (pretax: 15.169167719352632)
Incremental ROIC 3y (%): 6.505418105690415 (pretax: 8.335967145981613)
Capital allocation category: Standard Allocator
Industry percentiles: P/E 28.95927601809955, P/B 8.823529411764707, ROIC 25.1131221719457, revenue growth 1y 31.674208144796378, 6m momentum 37.33031674208145
Sector percentiles: P/E 32.63263263263263, 6m momentum 47.847847847847845
Industry median P/E: 5.36821412369575; industry median ROIC: 3.7232145830700096
Sector median P/E: 1.5433673469387754; sector median ROIC: 6.677876317240262
WACC: 0.10154753705351213
Base cash flow: 526612408.75912404
DCF price per share: base 4.565595300226222, conservative 0.8347061468158573, aggressive 10.064035723176579
Financial scorecard for PAM.L (Consumer Defensive — Household & Personal Products, United Kingdom)
Report date: 2026-03-31 (annual)
Stock price: 0.0031999999999999997
Market cap: 16446556 (USD: 21640205.263157893)
P/E ratio: 0.10087719298245615
P/B ratio: 0.006078866202560939
Debt to equity: 0.11810000000000001
Current ratio: 2.5
Interest coverage ratio: 24.846153846153843
Return on net tangible assets (%): 17.709265890778873
Buffett classification: The Great
Analyst consensus upside (%): 1321639.1304347825
Rule of 40 score: 2.925897647991196
Piotroski F-score: 3 (Weak)
Dividend yield (%): 0
Buyback yield (%): 0
Debt paydown yield (%): 2.6850277626184744
Total shareholder yield (%): 2.6850277626184744 (Low Return)
Momentum (%): 1m 5.739130434782598, 3m 7.636363636363612, 6m -15.428571428571445, 12m -34.22222222222223, composite -15.19486848434218 (Strong Downtrend)
Lynch category: Asset Play (confidence: High)
Screener: long score 8, short score 0, recommendation: Long
Revenue growth 1y (%): 0.9091471048056299
Net income growth 1y (%): -13.559285652957842
Revenue CAGR 3y (%): -0.673447122672699
Net income CAGR 3y (%): 63.0884965929446
FCF CAGR 3y (%): -37.059587508558955
Revenue deceleration: yes
Revenue growth consistency score: 6.6919579390326245
Beneish M-score: -2.456629176311746 (Likely Safe)
Equity multiplier (leverage): 1.5607142857142855
ROE archetype: Standard Business
P/E z-score: 4.534188091681705
FCF z-score: 4.539884924132435
Treasury beta 1y: 0.0006899281591313592 (R-squared: 5.0588378759927926e-05)
Insider 90-day net shares: 105994 (net value USD: 42092.00)
Dividend increase streak (years): 1
ROIC (%): 8.661275865892733 (pretax: 11.683614002652627)
Capital allocation category: Capital-Light Grower
Industry percentiles: P/E 6.629834254143646, P/B 0.5524861878453038, ROIC 46.408839779005525, revenue growth 1y 23.756906077348066, 6m momentum 58.5635359116022
Sector percentiles: P/E 11.296162201303403, 6m momentum 57.566980448950034
Industry median P/E: 1.0386203196660713; industry median ROIC: 10.090126010498068
Sector median P/E: 1.0302878025850322; sector median ROIC: 7.163828537874342
WACC: 0.07424610768033817
Base cash flow: 4164473.6842105263
DCF price per share: base 0.015580093172881159, conservative 0.013575222484012828, aggressive 0.01809212889995044
Financial scorecard for PDC (Technology — Software - Application, Japan)
Report date: 2026-04-30 (annual)
Stock price: 3.6
Market cap: 24388332 (USD: 24388332)
Debt to equity: 0.042199999999999994
Current ratio: 3.58
Buffett classification: The Gruesome
Rule of 40 score: 0
Piotroski F-score: 1 (Weak)
Dividend yield (%): 0
Buyback yield (%): 0
Total shareholder yield (%): 0 (Minimal or Negative)
Momentum (%): 1m -35.25179856115107, 3m -49.72067039106145, 6m -46.58753709198813, 12m 62.16216216216215, composite 18.04741432246694 (Strong Uptrend)
Lynch category:  (confidence: Low)
Screener: long score 2, short score 3, recommendation: Neutral
Revenue deceleration: no
Revenue growth consistency score: 170.02268555319546
Beneish M-score: -2.48 (Likely Safe)
ROE archetype: Standard Business
Treasury beta 1y: 0.0031970347531971575 (R-squared: 7.210076784143128e-05)
Insider 90-day net shares: 4000 (net value USD: 32505.00)
Dividend increase streak (years): 0
Capital allocation category: Standard Allocator
Industry percentiles: P/E , P/B , ROIC , revenue growth 1y , 6m momentum 81.6711590296496
Sector percentiles: P/E , 6m momentum 76.00934267600934
Industry median P/E: 2.1394954536591486; industry median ROIC: 6.21806735836372
Sector median P/E: 1.5433673469387754; sector median ROIC: 6.677876317240262
WACC: 0.15
Base cash flow: 0
DCF price per share: base 0, conservative 0, aggressive 0
Financial scorecard for PDCC (Financial Services — Asset Management, United Kingdom)
Report date: 2025-12-31 (annual)
Stock price: 9.22
Market cap: 63016056 (USD: 63016056)
P/B ratio: 0.6425218303091412
Debt to equity: 0.07028892494850464
Return on net tangible assets (%): -19.616257121877275
Buffett classification: The Gruesome
Analyst consensus upside (%): -8.146964856230028
Rule of 40 score: -1517.8800841190866
Piotroski F-score: 1 (Weak)
Dividend yield (%): 0
Buyback yield (%): 0
Debt paydown yield (%): 0.28058577225944875
Total shareholder yield (%): 0.28058577225944875 (Low Return)
Momentum (%): 1m -9.519136408243366, 3m -6.109979633401219, 6m -27.629513343799054, 12m -36.23789764868603, composite -21.089743394428677 (Strong Downtrend)
Lynch category: Asset Play (confidence: Medium)
Screener: long score 2, short score 2, recommendation: Neutral
Revenue growth 1y (%): -1517.8800841190866
Net income growth 1y (%): -237.92910712823482
Revenue deceleration: no
Beneish M-score: -2.539768079128655 (Likely Safe)
Equity multiplier (leverage): 1.3837507956960828
ROE archetype: Standard Business
FCF z-score: 1.4423690740242494
Treasury beta 1y: 0.003529529491460665 (R-squared: 0.003101117508141818)
Insider 90-day net shares: -200 (net value USD: -4000.00)
Dividend increase streak (years): 0
Capital allocation category: Standard Allocator
Industry percentiles: P/E , P/B 22.880583409298087, ROIC , revenue growth 1y 38.742023701002736, 6m momentum 77.2105742935278
Sector percentiles: P/E , 6m momentum 63.08846352819452
Industry median P/E: 7.917582417582417; industry median ROIC: 1.6915626385800535
Sector median P/E: 9.286368843069873; sector median ROIC: 1.3915857507207385
WACC: 0.1380402824042143
Base cash flow: -26124510.81081081
DCF price per share: base 0, conservative 0, aggressive 0
Financial scorecard for PIC.AX (Financial Services — Asset Management, Australia)
Report date: 2025-06-30 (annual)
Stock price: 0.798611111111111
Market cap: 443054080 (USD: 289577830.0653595)
P/E ratio: 8.206245461147422
P/B ratio: 0.9116469159925537
Debt to equity: 0
Current ratio: 52.11
Return on net tangible assets (%): 4.548509970871611
Buffett classification: The Gruesome
Rule of 40 score: 113.26237380517433
Piotroski F-score: 0 (Weak)
Dividend yield (%): 0
Buyback yield (%): 0
Total shareholder yield (%): 0 (Minimal or Negative)
Momentum (%): 1m -1.0268281101614447, 3m -3.615900383141763, 6m -6.722222222222227, 12m -0.3386134067952308, composite -3.2142559344753736 (Flat)
Lynch category: Asset Play (confidence: Medium)
Screener: long score 2, short score 2, recommendation: Neutral
Revenue growth 1y (%): -27.376525003383257
Net income growth 1y (%): -25.42688738193133
Revenue deceleration: no
Revenue growth consistency score: 14.048030402342482
Accrual ratio: -0.04267778354432788
FCF conversion rate: 1.9944293540813036
Beneish M-score: -3.329896268864697 (Likely Safe)
ROE (%): 4.475041256250245
Net margin (%): 70.5158588449177
Asset turnover: 0.0608612854868487
Equity multiplier (leverage): 1.0427234069730789
ROE archetype: Low Return
P/E z-score: 4.247773309333646
FCF z-score: 3.441510918400025
Treasury beta 1y: 0.0016931837092506725 (R-squared: 0.0010269577106234112)
Insider 90-day net shares: 8032 (net value USD: 6822.00)
Dividend increase streak (years): 0
Capital allocation category: Standard Allocator
Industry percentiles: P/E 34.36645396536007, P/B 50.13673655423884, ROIC , revenue growth 1y 26.34457611668186, 6m momentum 58.88787602552416
Sector percentiles: P/E 27.75478530781169, 6m momentum 50.67252974650802
Industry median P/E: 7.917582417582417; industry median ROIC: 1.6915626385800535
Sector median P/E: 9.286368843069873; sector median ROIC: 1.3915857507207385
WACC: 0.06725
Base cash flow: 14196732.026143791
DCF price per share: base 0.5809280731004002, conservative 0.5011329807058996, aggressive 0.6842074170168249
Financial scorecard for PII (Consumer Cyclical — Recreational Vehicles, United States)
Report date: 2026-03-31 (quarterly)
Stock price: 73.04
Market cap: 4154965760 (USD: 4154965760)
P/B ratio: 4.065880589312674
Debt to equity: 2.9208999999999996
Current ratio: 1.21
Interest coverage ratio: -0.24671052631578946
Buffett classification: The Gruesome
Analyst consensus upside (%): 27.47822864554382
Rule of 40 score: -36.03757978329715
Altman Z-score: 0.8221729472634383 (Distress Zone)
Piotroski F-score: 4 (Weak)
Magic formula: return on capital % 3.076509103955512, earnings yield % 0.5638419003250297, rank 5287
Dividend yield (%): 0.9314156177306261
Buyback yield (%): 0.2214218005974615
Debt paydown yield (%): -13.018157819909447
Total shareholder yield (%): -11.86532040158136 (Minimal or Negative)
Momentum (%): 1m 2.9892836999436048, 3m 22.838883282879255, 6m 7.951522317469715, 12m 53.70370370370371, composite 26.677609947591066 (Strong Uptrend)
Lynch category: Turnaround (confidence: High)
Screener: long score 0, short score 10, recommendation: Strong Short (Melting Ice Cube)
Revenue growth 1y (%): 8.002344055215517
Revenue deceleration: no
Accrual ratio: 0.05973241771252664
FCF conversion rate: 7.413135593220339
Beneish M-score: -2.0078016080549683 (Likely Safe)
ROE (%): -5.944584382871536
Net margin (%): -2.8456019774522217
Asset turnover: 0.3273147051858868
Equity multiplier (leverage): 6.382367758186398
ROE archetype: Low Return
FCF z-score: 3.9983600389070704
Treasury beta 1y: -0.00229752152303368 (R-squared: 0.00033153247602952173)
Insider 90-day net shares: 0 (net value USD: 0.00)
Dividend increase streak (years): 0
ROIC (%): 1.1483726055263603 (pretax: 1.4536362095270383)
Capital allocation category: Standard Allocator
Industry percentiles: P/E , P/B 57.57575757575758, ROIC 51.515151515151516, revenue growth 1y 15.151515151515152, 6m momentum 12.121212121212121
Sector percentiles: P/E , 6m momentum 21.592489568845618
Industry median P/E: 14.506477326180093; industry median ROIC: 5.376495746975805
Sector median P/E: 0.5734625271900335; sector median ROIC: 5.974200780604355
WACC: 0.09892394359972331
Base cash flow: -361200000
DCF price per share: base 0, conservative 0, aggressive 0
Financial scorecard for PINE.L (Technology — Software - Application, United Kingdom)
Report date: 2025-12-31 (annual)
Stock price: 0.042
Market cap: 362557056 (USD: 489941967.5675676)
P/E ratio: 0.10078828828828829
P/B ratio: 0.02017869577179236
Debt to equity: 0.0074
Current ratio: 2.37
Interest coverage ratio: 27.666666666666668
Return on net tangible assets (%): -566.6666666666667
Buffett classification: The Gruesome
Analyst consensus upside (%): 1209117.877094972
Rule of 40 score: -20.246913580246915
Altman Z-score: 3.4527224153247924 (Safe Zone)
Piotroski F-score: 4 (Weak)
Magic formula: return on capital % 28.719723183391, earnings yield % 3.399295760541704, rank 1599
Dividend yield (%): 0
Buyback yield (%): 0
Total shareholder yield (%): 0 (Minimal or Negative)
Momentum (%): 1m 23.243243243243263, 3m 26.857142857142858, 6m -17.77777777777777, 12m -37.464788732394354, composite -13.39311502543526 (Strong Downtrend)
Lynch category: Asset Play (confidence: High)
Screener: long score 6, short score 8, recommendation: Neutral
Revenue deceleration: no
Beneish M-score: -2.48 (Likely Safe)
ROE (%): 18.568084221544158
Net margin (%): 124.19753086419753
Asset turnover: 0.11234041656718305
Equity multiplier (leverage): 1.3308162817104112
ROE archetype: High-Margin Compounder
P/E z-score: 4.442359299553625
Treasury beta 1y: 0.0131768318788512 (R-squared: 0.014082527155455667)
Insider 90-day net shares: 0 (net value USD: 0.00)
Dividend increase streak (years): 1
ROIC (%): 3.8210955710955723 (pretax: 4.836829836829837)
Capital allocation category: Standard Allocator
Industry percentiles: P/E 10.377358490566039, P/B 3.0997304582210243, ROIC 43.66576819407008, revenue growth 1y , 6m momentum 47.57412398921833
Sector percentiles: P/E 10.777444110777443, 6m momentum 52.35235235235235
Industry median P/E: 2.1394954536591486; industry median ROIC: 6.21806735836372
Sector median P/E: 1.5433673469387754; sector median ROIC: 6.677876317240262
WACC: 0.07869339677163972
Base cash flow: 68918918.91891892
DCF price per share: base 0.17469074861148662, conservative 0.15383392997931686, aggressive 0.2004057211476338
Financial scorecard for PIONEEREMB.NS (Consumer Cyclical — Textile Manufacturing, India)
Report date: 2026-03-31 (annual)
Stock price: 0.22760115606936418
Market cap: 679480448 (USD: 7200937.346333192)
P/E ratio: 1.0508546106773582
P/B ratio: 0.3903450761295788
Debt to equity: 0.5842
Current ratio: 1.37
Interest coverage ratio: -0.12867674756497874
Return on net tangible assets (%): 7.596340342506408
Buffett classification: The Gruesome
Rule of 40 score: -16.541038163343494
Altman Z-score: 1.4051550044078076 (Distress Zone)
Piotroski F-score: 2 (Weak)
Dividend yield (%): 0
Buyback yield (%): 0
Total shareholder yield (%): 0 (Minimal or Negative)
Momentum (%): 1m -6.463393632633492, 3m -18.494882809406914, 6m -14.453358580825192, 12m -52.293207461443316, composite -27.31496742637951 (Strong Downtrend)
Lynch category: Asset Play (confidence: High)
Screener: long score 4, short score 4, recommendation: Neutral
Revenue growth 1y (%): -18.578913249319562
Net income growth 1y (%): -87.6214437478665
Revenue CAGR 3y (%): -0.34622702962633367
Net income CAGR 3y (%): -60.26365594833355
Revenue deceleration: yes
Revenue growth consistency score: 14.077215320654192
Beneish M-score: 4.244185607933031 (Strong Manipulation Signal)
ROE (%): 0.3736971713986539
Net margin (%): 0.18264045143138416
Asset turnover: 0.9849901787727817
Equity multiplier (leverage): 2.077260383062239
ROE archetype: Low Return
P/E z-score: 4.682604861217822
FCF z-score: 3.370333301511335
Treasury beta 1y: -0.048976404896382185 (R-squared: 0.0012989985137616602)
Insider 90-day net shares: 0 (net value USD: 0.00)
Dividend increase streak (years): 1
ROIC (%): -0.4351547461603378 (pretax: -0.532490090411081)
Capital allocation category: Standard Allocator
Industry percentiles: P/E 62.83783783783784, P/B 14.864864864864865, ROIC 75.67567567567568, revenue growth 1y 65.54054054054053, 6m momentum 70.94594594594594
Sector percentiles: P/E 35.43115438108484, 6m momentum 58.866481223922115
Industry median P/E: 0.18251138762789332; industry median ROIC: 4.332358383927475
Sector median P/E: 0.5734625271900335; sector median ROIC: 5.974200780604355
WACC: 0.0636759867951689
Base cash flow: 1255977.1089444682
DCF price per share: base 0.007648838207129333, conservative 0.006132195183537687, aggressive 0.00965407264500381
Financial scorecard for PMV.AX (Consumer Cyclical — Apparel Retail, Australia)
Report date: 2024-07-31 (annual)
Stock price: 9.541666666666668
Market cap: 2191833088 (USD: 1432570645.751634)
P/E ratio: 22.81771968046478
P/B ratio: 2.9188505500248376
Debt to equity: 0.2369
Current ratio: 2.78
Interest coverage ratio: 37.30118087220858
Return on net tangible assets (%): 40.63020117462378
Buffett classification: The Great
Analyst consensus upside (%): -20.140038192234258
Rule of 40 score: 18.916728800785272
Altman Z-score: 3.4939829284996735 (Safe Zone)
Piotroski F-score: 5 (Neutral)
Magic formula: return on capital % 36.71227359554441, earnings yield % 10.092956858963312, rank 423
Dividend yield (%): 8.953418993189322
Buyback yield (%): 0
Debt paydown yield (%): 1.479430170916371
Total shareholder yield (%): 10.432849164105694 (High Return)
Momentum (%): 1m -2.4988254639417242, 3m 5.516061084781479, 6m 0.3662343900096019, 12m -27.45258475998656, composite -6.570331831006022 (Strong Downtrend)
Lynch category: Slow Grower (confidence: High)
Screener: long score 12, short score 0, recommendation: Strong Long (L/S Compounder)
Revenue growth 1y (%): -4.755987221070567
Net income growth 1y (%): -6.71883890158812
Revenue CAGR 3y (%): -0.8002498545042647
Net income CAGR 3y (%): -5.751932364914747
FCF CAGR 3y (%): -4.298319169084463
Revenue deceleration: yes
Revenue growth consistency score: 4.827871089792124
Accrual ratio: -0.04715098998991871
FCF conversion rate: 1.4654391637781965
Beneish M-score: -2.2527581026389565 (Likely Safe)
ROE (%): 15.070115987225229
Net margin (%): 16.154008031846796
Asset turnover: 0.6271155902393543
Equity multiplier (leverage): 1.4876086768558292
ROE archetype: High-Margin Compounder
P/E z-score: 5.407976733753368
FCF z-score: 5.40797673375338
Treasury beta 1y: 0.0018946628879053281 (R-squared: 0.0005309324694391133)
Insider 90-day net shares: 20000 (net value USD: 181442.00)
Dividend increase streak (years): 0
ROIC (%): 12.527966496498061 (pretax: 17.19905680313623)
Incremental ROIC 3y (%): -9.471948243136481 (pretax: -15.077091507899002)
Capital allocation category: Value Destroyer
Industry percentiles: P/E 53.09734513274337, P/B 50.442477876106196, ROIC 33.6283185840708, revenue growth 1y 44.24778761061947, 6m momentum 31.858407079646017
Sector percentiles: P/E 55.38942976356051, 6m momentum 32.16272600834492
Industry median P/E: 1.3496143958868894; industry median ROIC: 7.604854611108472
Sector median P/E: 0.5734625271900335; sector median ROIC: 5.974200780604355
WACC: 0.058466414346939485
Base cash flow: 258316993.46405232
DCF price per share: base 46.971795393079866, conservative 38.934164380311834, aggressive 58.02722218171631
Financial scorecard for PNBHOUSING.NS (Financial Services — Mortgage Finance, India)
Report date: 2026-03-31 (annual)
Stock price: 10.92072667217176
Market cap: 275704119296 (USD: 2921832548.7070794)
P/E ratio: 0.09072250438857574
P/B ratio: 1.0192267958607246
Debt to equity: 2.7742
Current ratio: 4.98
Return on net tangible assets (%): 12.122828199417794
Buffett classification: The Gruesome
Analyst consensus upside (%): 15238.530905238065
Rule of 40 score: -239.14990192326454
Piotroski F-score: 2 (Weak)
Dividend yield (%): 0
Buyback yield (%): 0
Total shareholder yield (%): 0 (Minimal or Negative)
Momentum (%): 1m -0.6751299897459968, 3m -0.570832765628182, 6m 23.07997711768174, 12m -9.697689258513888, composite 4.475085678592921 (Moderate Downtrend)
Lynch category: Stalwart (confidence: High)
Screener: long score 0, short score 6, recommendation: Neutral
Revenue growth 1y (%): 10.710496590601593
Net income growth 1y (%): 7.279104292645799
Revenue CAGR 3y (%): 7.3939898793277115
Net income CAGR 3y (%): 23.983732810966774
Revenue deceleration: no
Revenue growth consistency score: 3.5063355771290543
Accrual ratio: 0.12255103576623201
FCF conversion rate: -3.9352533999057275
Beneish M-score: -2.646907696515512 (Likely Safe)
ROE (%): 12.116228026688054
Net margin (%): 63.33871467114866
Asset turnover: 0.03920471343555126
Equity multiplier (leverage): 4.879326819955103
ROE archetype: Standard Business
P/E z-score: 4.409163802756261
Treasury beta 1y: 0.00037556033442438574 (R-squared: 1.8710118454206793e-05)
Insider 90-day net shares: 0 (net value USD: 0.00)
Dividend increase streak (years): 0
Capital allocation category: Standard Allocator
Industry percentiles: P/E 5.434782608695652, P/B 32.608695652173914, ROIC , revenue growth 1y 18.478260869565215, 6m momentum 0
Sector percentiles: P/E 5.173305742369374, 6m momentum 9.906880496637353
Industry median P/E: 1.1112600720512609; industry median ROIC: 2.400679876577233
Sector median P/E: 9.286368843069873; sector median ROIC: 1.3915857507207385
WACC: 0.0635795630278543
Base cash flow: 246442348.4527342
DCF price per share: base 0.13060626910698764, conservative 0.03849402024362548, aggressive 0.2757893962705436
Financial scorecard for PNE.TO (Energy — Oil & Gas E&P, Canada)
Report date: 2026-03-31 (quarterly)
Stock price: 0.39716312056737596
Market cap: 200923264 (USD: 144549110.7913669)
P/B ratio: 7.397539861132161
Debt to equity: 1.2972
Current ratio: 0.56
Interest coverage ratio: -1.6814449917898195
Buffett classification: The Gruesome
Analyst consensus upside (%): 49.220588235294095
Rule of 40 score: 10.184083143343335
Altman Z-score: -0.7327572494697135 (Distress Zone)
Piotroski F-score: 6 (Neutral)
Dividend yield (%): 0.6694097901973163
Buyback yield (%): 0
Debt paydown yield (%): 0.8905604209642062
Total shareholder yield (%): 1.5599702111615223 (Low Return)
Momentum (%): 1m -2.763511861090716, 3m -12.239762068176592, 6m -27.883538633818578, 12m -24.980299448384528, composite -20.990500338328065 (Strong Downtrend)
Lynch category: Cyclical (confidence: High)
Screener: long score 3, short score 5, recommendation: Neutral
Revenue growth 1y (%): -8.530013542240589
Revenue deceleration: no
Accrual ratio: -0.01979812513310713
FCF conversion rate: -2.8712811171827566
Beneish M-score: -2.7412565197353786 (Likely Safe)
ROE (%): -4.776844943865893
Net margin (%): -3.641307952510447
Asset turnover: 0.14044683153945556
Equity multiplier (leverage): 9.340535786378135
ROE archetype: Low Return
FCF z-score: 4.4346573625563845
Treasury beta 1y: -0.004795907609774291 (R-squared: 0.002554552021491852)
Insider 90-day net shares: 51949 (net value USD: 23589.00)
Dividend increase streak (years): 0
ROIC (%): -20.84677066047129 (pretax: -26.38831729173581)
Capital allocation category: Standard Allocator
Industry percentiles: P/E , P/B 57.65765765765766, ROIC 61.93693693693694, revenue growth 1y 34.00900900900901, 6m momentum 66.66666666666666
Sector percentiles: P/E , 6m momentum 67.98810703666997
Industry median P/E: 11.260253542132737; industry median ROIC: 0.8337488598897688
Sector median P/E: 11.598358576086895; sector median ROIC: 4.629877910100043
WACC: 0.055369198450437876
Base cash flow: 12759854.014598543
DCF price per share: base 1.068741884846926, conservative 0.8613291501166295, aggressive 1.3627859666614661