speb/financial-data huggingface dataset:
Financial scorecard for TRTX (Real Estate — REIT - Mortgage, United States)
Report date: 2026-03-31 (quarterly)
Stock price: 8.62
Market cap: 666396736 (USD: 666396736)
P/E ratio: 11.859375
P/B ratio: 0.5524437653911841
Debt to equity: 3.1664999999999996
Current ratio: 92.75
Return on net tangible assets (%): 1.8217098784145882
Buffett classification: The Gruesome
Analyst consensus upside (%): 32.806324110671945
Rule of 40 score: 60.926200325515225
Piotroski F-score: 6 (Neutral)
Dividend yield (%): 3.3754667129702147
Buyback yield (%): 0.6298050055275181
Debt paydown yield (%): -11.145762874804957
Total shareholder yield (%): -7.140491156307224 (Minimal or Negative)
Momentum (%): 1m 3.4813925570227986, 3m 6.157635467980296, 6m 1.8912529550827228, 12m 15.394912985274425, composite 6.520535319958982 (Moderate Uptrend)
Lynch category: Asset Play (confidence: Medium)
Screener: long score 3, short score 4, recommendation: Neutral
Revenue growth 1y (%): 0.47254848402076277
Net income growth 1y (%): 38.049420511699104
Revenue deceleration: no
Accrual ratio: -0.0007960817639495927
FCF conversion rate: 1.1865990812608902
Beneish M-score: -1.0720632161960213 (Strong Manipulation Signal)
ROE (%): 1.778178791516306
Net margin (%): 51.48845934263111
Asset turnover: 0.008285873096592494
Equity multiplier (leverage): 4.1679955984465
ROE archetype: Low Return
P/E z-score: 2.971329997439354
FCF z-score: 4.631316761310803
Treasury beta 1y: 0.003308505040708241 (R-squared: 0.004942897820732813)
Insider 90-day net shares: 0 (net value USD: 0.00)
Dividend increase streak (years): 0
Capital allocation category: Standard Allocator
Industry percentiles: P/E 40.816326530612244, P/B 42.857142857142854, ROIC , revenue growth 1y 32.6530612244898, 6m momentum 30.612244897959183
Sector percentiles: P/E 36.33540372670808, 6m momentum 27.406832298136646
Industry median P/E: 9.897435897435896; industry median ROIC: 1.4474774657932468
Sector median P/E: 4.332660990050401; sector median ROIC: 3.0025005588392872
WACC: 0.06769582252442687
Base cash flow: 66806000
DCF price per share: base 0, conservative 0, aggressive 0
Financial scorecard for TRU.NS (Financial Services — Credit Services, India)
Report date: 2026-03-31 (annual)
Stock price: 0.050371593724194884
Market cap: 580045952 (USD: 6147159.304790165)
P/B ratio: 1.074257577272289
Debt to equity: 6.495299999999999
Current ratio: 38.43
Return on net tangible assets (%): -245.79198755493042
Buffett classification: The Gruesome
Rule of 40 score: 94.59427969097563
Altman Z-score: 0.8546051234891664 (Distress Zone)
Piotroski F-score: 1 (Weak)
Dividend yield (%): 0
Buyback yield (%): 0
Total shareholder yield (%): 0 (Minimal or Negative)
Momentum (%): 1m -13.145501980636418, 3m -28.28334817875976, 6m -33.83037128569176, 12m -73.87691658000936, composite -44.0122950668642 (Strong Downtrend)
Lynch category: Turnaround (confidence: High)
Screener: long score 2, short score 10, recommendation: Strong Short (Melting Ice Cube)
Revenue growth 1y (%): -62.69593891086378
Revenue deceleration: no
Revenue growth consistency score: 6.570540126899364
Accrual ratio: -0.4167016151218967
FCF conversion rate: -1.150677088187907
Beneish M-score: -6.5171136481202625 (Likely Safe)
ROE (%): -37.61252031787048
Net margin (%): -131.83083298399453
Asset turnover: 0.037167321527866996
Equity multiplier (leverage): 7.67633950892025
ROE archetype: Low Return
FCF z-score: 2.326874061081899
Treasury beta 1y: -0.06108882100491008 (R-squared: 0.0015851212838402802)
Insider 90-day net shares: 280000 (net value USD: 105621.00)
Dividend increase streak (years): 0
ROIC (%): -15.96215663431061 (pretax: -20.205261562418492)
Capital allocation category: Standard Allocator
Industry percentiles: P/E , P/B 42.27642276422765, ROIC 54.87804878048781, revenue growth 1y 61.382113821138205, 6m momentum 70.32520325203252
Sector percentiles: P/E , 6m momentum 64.7956544231764
Industry median P/E: 1.1381675934474376; industry median ROIC: 3.60918150844996
Sector median P/E: 9.286368843069873; sector median ROIC: 1.3915857507207385
WACC: 0.0908029702175826
Base cash flow: -11185332.768122086
DCF price per share: base 0, conservative 0, aggressive 0
Financial scorecard for TRUE.L (Financial Services — Asset Management, United Kingdom)
Report date: 2026-03-31 (annual)
Stock price: 0.00039999999999999996
Market cap: 2393441 (USD: 3149264.4736842103)
P/B ratio: 0.007081824876342052
Debt to equity: 0
Current ratio: 1.6
Return on net tangible assets (%): -19.17562271173011
Buffett classification: The Gruesome
Rule of 40 score: -4185.773586830581
Altman Z-score: 9.668158907205184 (Safe Zone)
Piotroski F-score: 2 (Weak)
Dividend yield (%): 0
Buyback yield (%): 0
Total shareholder yield (%): 0 (Minimal or Negative)
Momentum (%): 1m -24.000000000000004, 3m 47.999999999999986, 6m 47.999999999999986, 12m 47.999999999999986, composite 63.57894736842104 (Strong Uptrend)
Lynch category: Asset Play (confidence: High)
Screener: long score 2, short score 2, recommendation: Neutral
Revenue growth 1y (%): -31.100320924261872
Revenue CAGR 3y (%): -33.664882553793795
Net income CAGR 3y (%): nan
Revenue deceleration: no
Revenue growth consistency score: 36.26974366012622
Beneish M-score: -2.7889988458099495 (Likely Safe)
ROE (%): -18.822907957560563
Net margin (%): -3048.3394304569256
Asset turnover: 0.005956372966782639
Equity multiplier (leverage): 1.0366723397211122
ROE archetype: Low Return
Treasury beta 1y: -0.002519134987809711 (R-squared: 0.00015237110693691586)
Insider 90-day net shares: 167500 (net value USD: 4425.00)
Dividend increase streak (years): 1
ROIC (%): -18.430890715424784 (pretax: -23.330241411930103)
Capital allocation category: Capital-Light Grower
Industry percentiles: P/E , P/B 4.193254329990884, ROIC 19.872379216043758, revenue growth 1y 27.438468550592525, 6m momentum 1.1850501367365542
Sector percentiles: P/E , 6m momentum 2.14692188308329
Industry median P/E: 7.917582417582417; industry median ROIC: 1.6915626385800535
Sector median P/E: 9.286368843069873; sector median ROIC: 1.3915857507207385
WACC: 0.07275000000000001
Base cash flow: -559169.7368421053
DCF price per share: base 0, conservative 0, aggressive 0
Financial scorecard for TVE.TO (Energy — Oil & Gas E&P, Canada)
Report date: 2026-03-31 (quarterly)
Stock price: 9.347517730496454
Market cap: 6301885440 (USD: 4533730532.374101)
P/E ratio: 25.0860580212912
P/B ratio: 3.106128719202218
Debt to equity: 0.3889
Current ratio: 0.69
Interest coverage ratio: 10.235021308598647
Return on net tangible assets (%): 1.54986599307971
Buffett classification: The Good
Analyst consensus upside (%): 89.69982547993015
Rule of 40 score: 38.175750018500054
Altman Z-score: 2.586631475023542 (Grey Zone)
Piotroski F-score: 7 (Neutral)
Magic formula: return on capital % 5.303035469062595, earnings yield % 1.6842770566309881, rank 882
Dividend yield (%): 0.30643210169177565
Buyback yield (%): 0.9049672600839918
Debt paydown yield (%): 0.34443324188971286
Total shareholder yield (%): 1.5558326036654804 (Low Return)
Momentum (%): 1m 8.178281803626438, 3m 8.159622388345795, 6m 47.930899863361304, 12m 147.80943690984756, composite 61.72185241902031 (Strong Uptrend)
Lynch category: Cyclical (confidence: High)
Screener: long score 7, short score 3, recommendation: Neutral
Revenue growth 1y (%): 6.908822204942888
Net income growth 1y (%): -9.002725741688067
Revenue deceleration: no
Accrual ratio: -0.02466905789130439
FCF conversion rate: 15.922586359610273
Beneish M-score: -2.08652991821038 (Likely Safe)
ROE (%): 0.31223718708622294
Net margin (%): 1.2622394744432843
Asset turnover: 0.1309684553195356
Equity multiplier (leverage): 1.8887573289202673
ROE archetype: Low Return
FCF z-score: 4.012201929963843
Treasury beta 1y: 0.0030024102059866865 (R-squared: 0.001297642624648809)
Insider 90-day net shares: 106550 (net value USD: 951768.00)
Dividend increase streak (years): 0
ROIC (%): 13.611287366130274 (pretax: 17.229477678645917)
Capital allocation category: Standard Allocator
Industry percentiles: P/E 25.900900900900904, P/B 50.9009009009009, ROIC 9.234234234234235, revenue growth 1y 22.74774774774775, 6m momentum 10.585585585585585
Sector percentiles: P/E 36.37264618434094, 6m momentum 10.20812685827552
Industry median P/E: 11.260253542132737; industry median ROIC: 0.8337488598897688
Sector median P/E: 11.598358576086895; sector median ROIC: 4.629877910100043
WACC: 0.09783121961457013
Base cash flow: 91745985.40145987
DCF price per share: base 1.9278070176786115, conservative 1.4459632374867215, aggressive 2.5310635363298544
Financial scorecard for UBL.NS (Consumer Defensive — Beverages - Brewers, India)
Report date: 2026-03-31 (annual)
Stock price: 14.436416184971097
Market cap: 369797038080 (USD: 3919002099.194574)
P/E ratio: 1.0375577023567653
P/B ratio: 8.953045367305286
Debt to equity: 0.2908
Current ratio: 1.24
Interest coverage ratio: 7.439068600111545
Return on net tangible assets (%): 5.604271103316625
Buffett classification: The Gruesome
Analyst consensus upside (%): 9273.680454545452
Rule of 40 score: -6.874803307062699
Altman Z-score: 4.697380632131492 (Safe Zone)
Piotroski F-score: 3 (Weak)
Magic formula: return on capital % 1.687728766464506, earnings yield % 0.0017745906885170987, rank 2959
Dividend yield (%): 0.6731800808695109
Buyback yield (%): 0
Debt paydown yield (%): -1.7107332134703501
Total shareholder yield (%): -1.0375531326008391 (Minimal or Negative)
Momentum (%): 1m 2.8101827523792835, 3m -8.02172316243788, 6m -8.303970454668493, 12m -37.93106126339216, composite -18.65110955583847 (Strong Downtrend)
Lynch category: Slow Grower (confidence: Medium)
Screener: long score 5, short score 2, recommendation: Neutral
Revenue growth 1y (%): 2.2723686976225066
Net income growth 1y (%): 140.44113164183747
Revenue deceleration: no
Accrual ratio: 0.052246926277332094
FCF conversion rate: -0.18570841094366097
Beneish M-score: -2.5248315271341113 (Likely Safe)
ROE (%): 2.2498586522491966
Net margin (%): 4.527414702653696
Asset turnover: 0.23214379674327862
Equity multiplier (leverage): 2.140660889077353
ROE archetype: Low Return
P/E z-score: 4.528027789551136
Treasury beta 1y: 0.0008354910865631756 (R-squared: 0.0002558075955704906)
Insider 90-day net shares: 0 (net value USD: 0.00)
Dividend increase streak (years): 0
ROIC (%): 7.4461335674211 (pretax: 10.128175436331816)
Incremental ROIC 3y (%): 4.822002012057223 (pretax: 6.258785659128015)
Capital allocation category: Standard Allocator
Industry percentiles: P/E 25, P/B 78.125, ROIC 40.625, revenue growth 1y 37.5, 6m momentum 53.125
Sector percentiles: P/E 31.788559015206374, 6m momentum 47.356987690079656
Industry median P/E: 3.322646982736007; industry median ROIC: 7.369911854808392
Sector median P/E: 1.0302878025850322; sector median ROIC: 7.163828537874342
WACC: 0.05
Base cash flow: 26787833.827893183
DCF price per share: base 0.047526207787542685, conservative 0.03508730345685267, aggressive 0.0669640906424094
Financial scorecard for UBSI (Financial Services — Banks - Regional, United States)
Report date: 2026-06-30 (quarterly)
Stock price: 47.8
Market cap: 6545834496 (USD: 6545834496)
P/E ratio: 12.521857923497267
Buffett classification: The Gruesome
Analyst consensus upside (%): 6.196814313768282
Rule of 40 score: 0
Piotroski F-score: 1 (Weak)
Dividend yield (%): 0
Buyback yield (%): 0
Total shareholder yield (%): 0 (Minimal or Negative)
Momentum (%): 1m 4.640980735551658, 3m 10.85343228200371, 6m 17.415868337017923, 12m 35.64131668558454, composite 19.29824209056302 (Strong Uptrend)
Lynch category:  (confidence: Medium)
Screener: long score 0, short score 2, recommendation: Neutral
Revenue deceleration: no
Beneish M-score: -2.48 (Likely Safe)
ROE archetype: Standard Business
P/E z-score: 4.75539014309518
FCF z-score: 4.755390143095183
Treasury beta 1y: -0.001447477852402356 (R-squared: 0.0007521927420164955)
Insider 90-day net shares: 101 (net value USD: 4201.00)
Dividend increase streak (years): 0
Capital allocation category: Standard Allocator
Industry percentiles: P/E 62.732919254658384, P/B , ROIC , revenue growth 1y , 6m momentum 38.19875776397515
Sector percentiles: P/E 38.38592860838075, 6m momentum 14.64045525090533
Industry median P/E: 10.091388400702987; industry median ROIC: 0.8427644093631484
Sector median P/E: 9.286368843069873; sector median ROIC: 1.3915857507207385
WACC: 0.15
Base cash flow: 465146000
DCF price per share: base 48.394041643786856, conservative 42.22135899297112, aggressive 56.23386920899449
Financial scorecard for UEIC (Technology — Consumer Electronics, United States)
Report date: 2026-03-31 (quarterly)
Stock price: 4.53
Market cap: 57152116 (USD: 57152116)
P/B ratio: 0.37349787357435604
Debt to equity: 0.23870000000000002
Current ratio: 1.78
Return on net tangible assets (%): -4.256597260413053
Buffett classification: The Gruesome
Analyst consensus upside (%): 21.35922330097087
Rule of 40 score: -13.364291089473273
Altman Z-score: 1.947044070762757 (Grey Zone)
Piotroski F-score: 3 (Weak)
Dividend yield (%): 0
Buyback yield (%): 0
Debt paydown yield (%): 0.4111833759575936
Total shareholder yield (%): 0.4111833759575936 (Low Return)
Momentum (%): 1m 6.588235294117653, 3m 9.420289855072477, 6m 12.967581047381557, 12m -28.99686520376175, composite -3.6659030116166798 (Strong Downtrend)
Lynch category: Speculative (confidence: Low)
Screener: long score 3, short score 16, recommendation: Strong Short (Melting Ice Cube)
Revenue growth 1y (%): -14.394645062062693
Revenue deceleration: no
Accrual ratio: -0.020346260623390074
FCF conversion rate: 0.26582105837424985
Beneish M-score: -2.502370777622352 (Likely Safe)
ROE (%): -5.136126259601341
Net margin (%): -9.276785262412066
Asset turnover: 0.2987343590247553
Equity multiplier (leverage): 1.8533310917070334
ROE archetype: Low Return
FCF z-score: 3.9582344398480465
Treasury beta 1y: -0.0004629234816138771 (R-squared: 1.4125045673184115e-05)
Insider 90-day net shares: -5896 (net value USD: -24603.00)
Dividend increase streak (years): 0
ROIC (%): -2.7785604256156566 (pretax: -3.517165095716021)
Capital allocation category: Standard Allocator
Industry percentiles: P/E , P/B 12.048192771084338, ROIC 57.831325301204814, revenue growth 1y 36.144578313253014, 6m momentum 16.867469879518072
Sector percentiles: P/E , 6m momentum 22.188855522188856
Industry median P/E: 1.853419273432922; industry median ROIC: 2.6276028821781066
Sector median P/E: 1.5433673469387754; sector median ROIC: 6.677876317240262
WACC: 0.08715634567612279
Base cash flow: -7942000
DCF price per share: base 0, conservative 0, aggressive 0
Financial scorecard for ULVR.L (Consumer Defensive — Household & Personal Products, United Kingdom)
Report date: 2025-12-31 (annual)
Stock price: 0.6101333333333333
Market cap: 98519638016 (USD: 133134645967.56757)
P/E ratio: 0.2920997920997921
P/B ratio: 0.05848543711376016
Debt to equity: 1.6078999999999999
Current ratio: 0.79
Interest coverage ratio: 9.223132969034609
Return on net tangible assets (%): -52.37080170531351
Buffett classification: The Great
Analyst consensus upside (%): 792234.4358383924
Rule of 40 score: 16.915939459299707
Piotroski F-score: 2 (Weak)
Magic formula: return on capital % 230.368516833485, earnings yield % 10.944149728573844, rank 86
Dividend yield (%): 0
Buyback yield (%): 0
Total shareholder yield (%): 0 (Minimal or Negative)
Momentum (%): 1m 2.046948356807508, 3m 6.485534591194958, 6m -5.563968486369663, 12m -2.7361769352290772, composite -1.2552050034642475 (Moderate Downtrend)
Lynch category: Asset Play (confidence: High)
Screener: long score 10, short score 2, recommendation: Strong Long (L/S Compounder)
Revenue deceleration: no
Accrual ratio: 0.045091592296852986
FCF conversion rate: 0.6751573269403656
Beneish M-score: -2.1771361432608924 (Likely Safe)
Equity multiplier (leverage): 3.903336118416163
ROE archetype: Standard Business
P/E z-score: 4.732925223903912
FCF z-score: 4.732925223903916
Treasury beta 1y: 0.0061595790984359106 (R-squared: 0.012959395588729215)
Insider 90-day net shares: 30712931 (net value USD: 1745994167.00)
Dividend increase streak (years): 0
ROIC (%): 18.123095999865846 (pretax: 25.361248153064036)
Incremental ROIC 3y (%): 68.89434586834982 (pretax: 334.7184875114398)
Capital allocation category: High-Efficiency Compounder
Industry percentiles: P/E 22.099447513812155, P/B 4.41988950276243, ROIC 26.519337016574585, revenue growth 1y , 6m momentum 44.19889502762431
Sector percentiles: P/E 24.112961622013035, 6m momentum 41.564083997103545
Industry median P/E: 1.0386203196660713; industry median ROIC: 10.090126010498068
Sector median P/E: 1.0302878025850322; sector median ROIC: 7.163828537874342
WACC: 0.05978255407164217
Base cash flow: 13612162162.16216
DCF price per share: base 2.321957533931624, conservative 1.906707996035212, aggressive 2.8867830517737656
Financial scorecard for UMH (Real Estate — REIT - Residential, United States)
Report date: 2026-03-31 (quarterly)
Stock price: 15.54
Market cap: 1323482624 (USD: 1323482624)
P/E ratio: 142.2
P/B ratio: 1.3515818516931277
Debt to equity: 0.8509
Current ratio: 10.72
Interest coverage ratio: 1.2660802638812534
Return on net tangible assets (%): 2.8765420228477643
Buffett classification: The Great
Analyst consensus upside (%): 34.528832630098435
Rule of 40 score: 28.222405473636634
Altman Z-score: 1.1813443431962583 (Distress Zone)
Piotroski F-score: 6 (Neutral)
Dividend yield (%): 1.7560487443165704
Buyback yield (%): 0
Debt paydown yield (%): 0.1025325134907098
Total shareholder yield (%): 1.8585812578072802 (Low Return)
Momentum (%): 1m 1.369863013698624, 3m 0.3227888960619686, 6m -0.6393861892583211, 12m -2.5705329153605025, composite -1.4012482095398484 (Moderate Downtrend)
Lynch category: Slow Grower (confidence: Medium)
Screener: long score 4, short score 5, recommendation: Neutral
Revenue growth 1y (%): 7.534503879134347
Net income growth 1y (%): 59.59242486620009
Revenue deceleration: no
Accrual ratio: -0.00773093670948869
FCF conversion rate: 2.6885076744486005
Beneish M-score: -2.3925232922651127 (Likely Safe)
ROE (%): 0.8599013991559591
Net margin (%): 11.77587411525259
Asset turnover: 0.038880865562548036
Equity multiplier (leverage): 1.8781037360736013
ROE archetype: Low Return
P/E z-score: 3.841593462399333
FCF z-score: 3.8415934623993326
Treasury beta 1y: 0.0025904829663565454 (R-squared: 0.0033513194520246566)
Insider 90-day net shares: 268 (net value USD: 3987.00)
Dividend increase streak (years): 0
ROIC (%): 2.4019026240568753 (pretax: 3.0403830684264244)
Incremental ROIC 3y (%): 4.35617627903611 (pretax: 5.514147188653303)
Capital allocation category: Standard Allocator
Industry percentiles: P/E 60, P/B 40, ROIC 48.57142857142857, revenue growth 1y 17.142857142857142, 6m momentum 48.57142857142857
Sector percentiles: P/E 52.32919254658385, 6m momentum 32.99689440993789
Industry median P/E: 25.918956043956044; industry median ROIC: 2.6247744560674637
Sector median P/E: 4.332660990050401; sector median ROIC: 3.0025005588392872
WACC: 0.07211221903360733
Base cash flow: 93054000
DCF price per share: base 36.11028360263782, conservative 19.48865335694586, aggressive 63.85878774297004
Financial scorecard for UNCY (Healthcare — Biotechnology, United States)
Report date: 2026-03-31 (quarterly)
Stock price: 5.4
Market cap: 147922352 (USD: 147922352)
P/B ratio: 4.780556908020369
Debt to equity: 0.0216
Current ratio: 2.4
Return on net tangible assets (%): -33.47124973477615
Buffett classification: The Gruesome
Analyst consensus upside (%): 486.4741641337387
Rule of 40 score: 0
Altman Z-score: 0.5247726472857281 (Distress Zone)
Piotroski F-score: 3 (Weak)
Dividend yield (%): 0
Buyback yield (%): 0
Debt paydown yield (%): -0.5016145227328457
Total shareholder yield (%): -0.5016145227328457 (Minimal or Negative)
Momentum (%): 1m -31.558935361216722, 3m -25.92592592592592, 6m -21.96531791907514, 12m 11.340206185567025, composite 4.929722842044325 (Strong Uptrend)
Lynch category: Turnaround (confidence: High)
Screener: long score 2, short score 11, recommendation: Strong Short (Melting Ice Cube)
Net income growth 1y (%): -2349.6491228070176
Revenue deceleration: no
Accrual ratio: -0.11579957900670243
FCF conversion rate: 0.48732745847305625
Beneish M-score: -2.5078176827066505 (Likely Safe)
ROE (%): -37.769694113488754
Asset turnover: 0
Equity multiplier (leverage): 1.6721550492628974
ROE archetype: Low Return
Treasury beta 1y: -0.0009864838098775758 (R-squared: 3.0449600893848056e-05)
Insider 90-day net shares: 0 (net value USD: 0.00)
Dividend increase streak (years): 0
Capital allocation category: Standard Allocator
Industry percentiles: P/E , P/B 45.03610108303249, ROIC , revenue growth 1y , 6m momentum 45.12635379061371
Sector percentiles: P/E , 6m momentum 51.719197707736384
Industry median P/E: 6.198133227515053; industry median ROIC: -89.41034195162634
Sector median P/E: 4.824561403508772; sector median ROIC: 0.94429175936832
WACC: 0.14552165364061623
Base cash flow: -26007000
DCF price per share: base 0, conservative 0, aggressive 0
Financial scorecard for UNH (Healthcare — Healthcare Plans, United States)
Report date: 2026-03-31 (quarterly)
Stock price: 420.74
Market cap: 382092673024 (USD: 382092673024)
P/E ratio: 20.229323308270676
P/B ratio: 2.319963652296357
Debt to equity: 0.6920999999999999
Current ratio: 0.78
Interest coverage ratio: 9.413612565445026
Return on net tangible assets (%): -20.617895122845617
Buffett classification: The Great
Analyst consensus upside (%): 76.63259617171529
Rule of 40 score: 5.662959533207285
Altman Z-score: 1.9169916211937295 (Grey Zone)
Piotroski F-score: 8 (Strong)
Dividend yield (%): 0.524741807826831
Buyback yield (%): 0
Debt paydown yield (%): 0.12353024104452082
Total shareholder yield (%): 0.6482720488713518 (Low Return)
Momentum (%): 1m 3.6816165598817148, 3m 19.223576083876463, 6m 19.698435277382647, 12m 55.07721794257492, composite 29.49753775192364 (Strong Uptrend)
Lynch category: Slow Grower (confidence: Medium)
Screener: long score 6, short score 3, recommendation: Neutral
Revenue growth 1y (%): 1.958475929728487
Net income growth 1y (%): 0.10812480691999582
Revenue deceleration: no
Accrual ratio: -0.0053614046365864435
FCF conversion rate: 1.2573676901712698
Beneish M-score: -2.641255912761885 (Likely Safe)
ROE (%): 6.261321533980301
Net margin (%): 5.80105799267819
Asset turnover: 0.3591016111535216
Equity multiplier (leverage): 3.005671031847626
ROE archetype: Standard Business
P/E z-score: 4.615287810686689
FCF z-score: 4.615287810686684
Treasury beta 1y: -0.0013079750998907169 (R-squared: 0.00020713794354458603)
Insider 90-day net shares: -1600 (net value USD: -568000.00)
Dividend increase streak (years): 0
ROIC (%): 10.874323025764 (pretax: 12.47910716870879)
Incremental ROIC 3y (%): -16.021247847731278 (pretax: -26.376472554098086)
Capital allocation category: Value Destroyer
Industry percentiles: P/E 57.89473684210527, P/B 63.1578947368421, ROIC 15.789473684210526, revenue growth 1y 57.89473684210527, 6m momentum 47.368421052631575
Sector percentiles: P/E 23.603151862464184, 6m momentum 14.613180515759314
Industry median P/E: 18.91807118149876; industry median ROIC: 10.186006764918668
Sector median P/E: 4.824561403508772; sector median ROIC: 0.94429175936832
WACC: 0.07378545938311092
Base cash flow: 13546000000
DCF price per share: base 578.514975323996, conservative 322.49352649618965, aggressive 1021.125354504713
Financial scorecard for UTI (Consumer Defensive — Education & Training Services, United States)
Report date: 2026-03-31 (quarterly)
Stock price: 37.78
Market cap: 2080218880 (USD: 2080218880)
P/E ratio: 47.5
P/B ratio: 5.8478570603551
Debt to equity: 0.9303
Current ratio: 1.17
Interest coverage ratio: 0.3413897280966767
Return on net tangible assets (%): -4.948989618637493
Buffett classification: The Gruesome
Analyst consensus upside (%): 20.969529085872576
Rule of 40 score: -13.816763226127717
Altman Z-score: 2.9366043231338987 (Grey Zone)
Piotroski F-score: 5 (Neutral)
Magic formula: return on capital % 0.06401722233237969, earnings yield % 0.015174323487656911, rank 2941
Dividend yield (%): 0
Buyback yield (%): 0
Debt paydown yield (%): -1.281115187263371
Total shareholder yield (%): -1.281115187263371 (Minimal or Negative)
Momentum (%): 1m -4.0386080772161455, 3m 6.452521837137219, 6m 33.30980945659846, 12m 19.82239137329527, composite 21.542513010799084 (Moderate Uptrend)
Lynch category: Slow Grower (confidence: Medium)
Screener: long score 2, short score 6, recommendation: Neutral
Revenue growth 1y (%): 6.72701943146925
Net income growth 1y (%): -96.21701904595493
Revenue deceleration: no
Accrual ratio: 0.03283464184003046
FCF conversion rate: -62.930715935334874
Beneish M-score: -2.484560805698664 (Likely Safe)
ROE (%): 0.12814176681749712
Net margin (%): 0.1955718557194605
Asset turnover: 0.2626130833273038
Equity multiplier (leverage): 2.494985306608031
ROE archetype: Low Return
P/E z-score: 4.163796063971245
FCF z-score: 2.7795470547580514
Treasury beta 1y: -0.004300534851260771 (R-squared: 0.0009833890558284535)
Insider 90-day net shares: -3117545 (net value USD: -128998382.00)
Dividend increase streak (years): 0
ROIC (%): 14.254501011220597 (pretax: 19.062550671547886)
Incremental ROIC 3y (%): 41.40997661377555 (pretax: 56.54693038882667)
Capital allocation category: Standard Allocator
Industry percentiles: P/E 56.81818181818182, P/B 65.3409090909091, ROIC 22.727272727272727, revenue growth 1y 19.318181818181817, 6m momentum 5.113636363636364
Sector percentiles: P/E 60.53584359160029, 6m momentum 4.634322954380883
Industry median P/E: 0.7407447752031963; industry median ROIC: 7.725919109881382
Sector median P/E: 1.0302878025850322; sector median ROIC: 7.163828537874342
WACC: 0.10115830463973324
Base cash flow: 77825000
DCF price per share: base 45.45128873938901, conservative 25.36118046881134, aggressive 80.94671649544117
Financial scorecard for UTKARSHBNK.NS (Financial Services — Banks - Regional, India)
Report date: 2026-03-31 (annual)
Stock price: 0.1491535920726672
Market cap: 25714116608 (USD: 272510773.717677)
P/B ratio: 0.6523320552127441
Debt to equity: 0.9113119212088736
Return on net tangible assets (%): -43.80905993759407
Buffett classification: The Gruesome
Analyst consensus upside (%): 18447.94520547945
Rule of 40 score: -1.7102129843418439
Piotroski F-score: 3 (Weak)
Dividend yield (%): 0
Buyback yield (%): 0
Total shareholder yield (%): 0 (Minimal or Negative)
Momentum (%): 1m -4.5296644688872405, 3m 2.011951671211558, 6m 0.6374568177848914, 12m -43.65163815007237, composite -12.776245907024984 (Strong Downtrend)
Lynch category: Speculative (confidence: Low)
Screener: long score 1, short score 5, recommendation: Neutral
Revenue growth 1y (%): -34.04801785325019
Net income growth 1y (%): -4502.105020873672
Revenue CAGR 3y (%): -3.167416398305667
Net income CAGR 3y (%): nan
FCF CAGR 3y (%): -28.41658074979184
Revenue deceleration: yes
Revenue growth consistency score: 30.273498014514395
Beneish M-score: -2.399701203664905 (Likely Safe)
ROE (%): -38.00584535498107
Net margin (%): -60.32661391366907
Asset turnover: 0.06370625481462812
Equity multiplier (leverage): 9.889159307268889
ROE archetype: Low Return
FCF z-score: 4.220971274533683
Treasury beta 1y: 0.0005461498245075946 (R-squared: 2.1998380052284543e-05)
Insider 90-day net shares: 0 (net value USD: 0.00)
Dividend increase streak (years): 0
Capital allocation category: Standard Allocator
Industry percentiles: P/E , P/B 22.981366459627328, ROIC , revenue growth 1y 63.81987577639752, 6m momentum 78.1055900621118
Sector percentiles: P/E , 6m momentum 39.21365752715985
Industry median P/E: 10.091388400702987; industry median ROIC: 0.8427644093631484
Sector median P/E: 9.286368843069873; sector median ROIC: 1.3915857507207385
WACC: 0.10806623549160646
Base cash flow: -128864465.87537092
DCF price per share: base 0, conservative 0, aggressive 0
Financial scorecard for UTL (Utilities — Utilities - Diversified, United States)
Report date: 2026-03-31 (quarterly)
Stock price: 55.58
Market cap: 999929344 (USD: 999929344)
P/E ratio: 16.533546325878596
P/B ratio: 1.4638749516509433
Debt to equity: 1.4691
Current ratio: 0.57
Interest coverage ratio: 4.544715447154472
Return on net tangible assets (%): 3.815102105429793
Buffett classification: The Good
Analyst consensus upside (%): 6.917874396135263
Rule of 40 score: 42.46384817303204
Altman Z-score: 0.621511983884384 (Distress Zone)
Piotroski F-score: 8 (Strong)
Dividend yield (%): 0.8500600618437296
Buyback yield (%): 0
Debt paydown yield (%): -0.06000423965955738
Total shareholder yield (%): 0.7900558221841723 (Low Return)
Momentum (%): 1m 4.848141860026411, 3m 6.312165263963269, 6m 15.287284795685538, 12m 11.786001609010457, composite 9.405501856836542 (Flat)
Lynch category: Fast Grower (confidence: High)
Screener: long score 4, short score 4, recommendation: Neutral
Revenue growth 1y (%): 26.990632318501163
Net income growth 1y (%): 20.727272727272727
Revenue deceleration: no
Accrual ratio: 0.0072261072261072265
FCF conversion rate: 0.5331325301204819
Beneish M-score: -2.624233252247667 (Likely Safe)
ROE (%): 5.330764290301863
Net margin (%): 15.306592899953896
Asset turnover: 0.10111888111888112
Equity multiplier (leverage): 3.4441233140655108
ROE archetype: Standard Business
P/E z-score: 4.790898546345263
Treasury beta 1y: -0.0025460672653818983 (R-squared: 0.002542549803299876)
Insider 90-day net shares: 0 (net value USD: 0.00)
Dividend increase streak (years): 0
ROIC (%): 5.0786351512921915 (pretax: 6.626506024096386)
Incremental ROIC 3y (%): 3.138475235620052 (pretax: 4.574585635359115)
Capital allocation category: Standard Allocator
Industry percentiles: P/E 43.75, P/B 53.125, ROIC 46.875, revenue growth 1y 9.375, 6m momentum 21.875
Sector percentiles: P/E 39.11290322580645, 6m momentum 15.524193548387096
Industry median P/E: 16.556605652226406; industry median ROIC: 5.0786351512921915
Sector median P/E: 8.380462724935732; sector median ROIC: 4.834251840514727
WACC: 0.05
Base cash flow: -46200000
DCF price per share: base 0, conservative 0, aggressive 0
Financial scorecard for UTL.L (Financial Services — Asset Management, Bermuda)
Report date: 2025-12-31 (quarterly)
Stock price: 0.02613333333333333
Market cap: 177261424 (USD: 239542464.86486486)
P/E ratio: 0.042229729729729736
P/B ratio: 0.00662427821535126
Debt to equity: 0.3123
Current ratio: 0.06
Buffett classification: The Gruesome
Rule of 40 score: 0
Piotroski F-score: 1 (Weak)
Dividend yield (%): 0
Buyback yield (%): 0
Total shareholder yield (%): 0 (Minimal or Negative)
Momentum (%): 1m -2.160919540229889, 3m -1.8341793570219995, 6m 15.800399201596804, 12m 61.15555555555553, composite 26.227044041758848 (Strong Uptrend)
Lynch category: Asset Play (confidence: High)
Screener: long score 2, short score 2, recommendation: Neutral
Revenue deceleration: no
Beneish M-score: -2.3939523778339478 (Likely Safe)
Equity multiplier (leverage): 1.4008224437983359
ROE archetype: Standard Business
P/E z-score: 2.328613106577145
FCF z-score: 4.163195637759556
Treasury beta 1y: -0.0005473948816477795 (R-squared: 4.222466250065492e-05)
Insider 90-day net shares: 86086 (net value USD: 235449.00)
Dividend increase streak (years): 0
Capital allocation category: Standard Allocator
Industry percentiles: P/E 1.4585232452142205, P/B 3.646308113035551, ROIC , revenue growth 1y , 6m momentum 9.845031905195988
Sector percentiles: P/E 0.9053285049146406, 6m momentum 16.19244697361614
Industry median P/E: 7.917582417582417; industry median ROIC: 1.6915626385800535
Sector median P/E: 9.286368843069873; sector median ROIC: 1.3915857507207385
WACC: 0.15
Base cash flow: 28630136.98630137
DCF price per share: base 3.3816949764020205, conservative 2.5253896522178767, aggressive 4.549957509519842
Financial scorecard for UTTAMSUGAR.NS (Consumer Defensive — Confectioners, India)
Report date: 2026-03-31 (annual)
Stock price: 2.3581750619322874
Market cap: 8713034752 (USD: 92338223.31496397)
P/E ratio: 0.10023612817194433
P/B ratio: 1.0664662501282176
Debt to equity: 0.8115000000000001
Current ratio: 1.19
Interest coverage ratio: 3.475887345679012
Return on net tangible assets (%): 10.483861766819928
Buffett classification: The Good
Rule of 40 score: 17.776961236184555
Altman Z-score: 2.0468824378699377 (Grey Zone)
Piotroski F-score: 3 (Weak)
Magic formula: return on capital % 8.154648641996346, earnings yield % 0.05743042372271781, rank 1584
Dividend yield (%): 1.1809892067328231
Buyback yield (%): 1.9625768158533796
Debt paydown yield (%): 22.635353868177734
Total shareholder yield (%): 25.778919890763937 (High Return)
Momentum (%): 1m -3.1034785034039167, 3m -15.041782758422958, 6m 4.23099622038148, 12m -25.137299621197222, composite -11.183441440918946 (Strong Downtrend)
Lynch category: Turnaround (confidence: High)
Screener: long score 8, short score 1, recommendation: Long
Revenue growth 1y (%): 8.117387734492642
Net income growth 1y (%): 3.2586010906413776
Revenue CAGR 3y (%): -2.246236310802374
Net income CAGR 3y (%): -10.873786001368801
FCF CAGR 3y (%): 19.868430346562537
Revenue deceleration: no
Revenue growth consistency score: 10.101847672241902
Accrual ratio: -0.0520443078753118
FCF conversion rate: 2.1142260662093646
Beneish M-score: -2.6301491374310673 (Likely Safe)
ROE (%): 6.155783131175737
Net margin (%): 11.648585407360136
Asset turnover: 0.2426585591212467
Equity multiplier (leverage): 2.177782524140877
ROE archetype: Standard Business
P/E z-score: 4.234946085532409
FCF z-score: 3.4932176698012447
Treasury beta 1y: 0.001255779454490766 (R-squared: 0.00021608351125056112)
Insider 90-day net shares: 0 (net value USD: 0.00)
Dividend increase streak (years): 0
ROIC (%): 8.441615936675342 (pretax: 11.353125748201167)
Incremental ROIC 3y (%): -18.2703747298339 (pretax: -23.81994751171704)
Capital allocation category: Value Destroyer
Industry percentiles: P/E 23.809523809523807, P/B 41.269841269841265, ROIC 23.809523809523807, revenue growth 1y 15.873015873015872, 6m momentum 25.396825396825395
Sector percentiles: P/E 11.0789283128168, 6m momentum 23.606082548877623
Industry median P/E: 0.15703919494997043; industry median ROIC: 5.572919474291149
Sector median P/E: 1.0302878025850322; sector median ROIC: 7.163828537874342
WACC: 0.05
Base cash flow: 9738236.540907163
DCF price per share: base 0.09324495702755208, conservative 0.06951247397211986, aggressive 0.12937218039918774
Financial scorecard for UUU (Industrials — Building Products & Equipment, United States)
Report date: 2026-03-31 (annual)
Stock price: 3.69
Market cap: 11175029 (USD: 11175029)
P/B ratio: 5.147254516833406
Debt to equity: 0.1857
Current ratio: 3.55
Interest coverage ratio: -13.453572812053723
Return on net tangible assets (%): -76.81577228225164
Buffett classification: The Gruesome
Rule of 40 score: -86.8670557181253
Altman Z-score: 1.5641500963115038 (Distress Zone)
Piotroski F-score: 5 (Neutral)
Dividend yield (%): 0
Buyback yield (%): 0
Debt paydown yield (%): 11.534278792475616
Total shareholder yield (%): 11.534278792475616 (High Return)
Momentum (%): 1m -20.64516129032259, 3m -39.1089108910891, 6m -28.488372093023255, 12m 43.57976653696499, composite 4.445523051988498 (Strong Uptrend)
Lynch category: Cyclical (confidence: High)
Screener: long score 2, short score 9, recommendation: Short
Revenue growth 1y (%): -79.42940610741486
Net income growth 1y (%): -596.4734243554817
Revenue CAGR 3y (%): -39.76493498501294
Net income CAGR 3y (%): nan
FCF CAGR 3y (%): -28.902530592845245
Revenue deceleration: yes
Revenue growth consistency score: 45.62217492487693
Accrual ratio: -0.039518805716063705
FCF conversion rate: 0.8040985799649203
Beneish M-score: 26.291807747299863 (Strong Manipulation Signal)
ROE (%): -59.18682736573149
Net margin (%): -51.282843180639894
Asset turnover: 0.6769263577209953
Equity multiplier (leverage): 1.704949583420489
ROE archetype: Low Return
FCF z-score: 2.4481738956271695
Treasury beta 1y: 0.0038704601060869774 (R-squared: 0.00018178519834751304)
Insider 90-day net shares: 340600 (net value USD: 1957399.00)
Dividend increase streak (years): 0
ROIC (%): -1011.9952297719484 (pretax: -1281.0066199644916)
Capital allocation category: Standard Allocator
Industry percentiles: P/E , P/B 69.43005181347151, ROIC 88.08290155440415, revenue growth 1y 55.95854922279793, 6m momentum 81.34715025906736
Sector percentiles: P/E , 6m momentum 75.39682539682539
Industry median P/E: 0.3265277733522184; industry median ROIC: 6.830432455396816
Sector median P/E: 0.48479532163742683; sector median ROIC: 7.0952301251284755
WACC: 0.06458139886448103
Base cash flow: -2485763
DCF price per share: base 0, conservative 0, aggressive 0
Financial scorecard for VERU (Healthcare — Biotechnology, United States)
Report date: 2026-03-31 (quarterly)
Stock price: 2.25
Market cap: 36113220 (USD: 36113220)
P/B ratio: 1.0197088963856644
Debt to equity: 0.0815
Current ratio: 6.19
Return on net tangible assets (%): -9.721461403034949
Buffett classification: The Gruesome
Analyst consensus upside (%): 1008.5972850678733
Rule of 40 score: 0
Altman Z-score: -7.7355678757920625 (Distress Zone)
Piotroski F-score: 3 (Weak)
Dividend yield (%): 0
Buyback yield (%): 0
Debt paydown yield (%): 0.39877640376571233
Total shareholder yield (%): 0.39877640376571233 (Low Return)
Momentum (%): 1m -24.24242424242425, 3m -3.017241379310338, 6m -19.642857142857135, 12m -62.5, composite -24.386699507389157 (Strong Downtrend)
Lynch category: Turnaround (confidence: High)
Screener: long score 2, short score 11, recommendation: Strong Short (Melting Ice Cube)
Revenue deceleration: no
Accrual ratio: 0.13621201583818934
FCF conversion rate: 3.252278620657451
Beneish M-score: -2.269602503420777 (Likely Safe)
ROE (%): -7.623821121562218
Asset turnover: 0
Equity multiplier (leverage): 1.2606060643144172
ROE archetype: Low Return
Treasury beta 1y: -0.0013998412130692053 (R-squared: 2.9195660780161563e-05)
Insider 90-day net shares: 150000 (net value USD: 84351.00)
Dividend increase streak (years): 0
ROIC (%): -896.8538642013928 (pretax: -1135.25805595113)
Capital allocation category: Capital-Light Grower
Industry percentiles: P/E , P/B 11.552346570397113, ROIC 41.245487364620935, revenue growth 1y , 6m momentum 43.501805054151625
Sector percentiles: P/E , 6m momentum 50
Industry median P/E: 6.198133227515053; industry median ROIC: -89.41034195162634
Sector median P/E: 4.824561403508772; sector median ROIC: 0.94429175936832
WACC: 0.05
Base cash flow: -22575257
DCF price per share: base 0, conservative 0, aggressive 0
Financial scorecard for VESUVIUS.NS (Industrials — Specialty Industrial Machinery, India)
Report date: 2026-03-31 (quarterly)
Stock price: 4.668662262592899
Market cap: 91799166976 (USD: 972861031.9626961)
Debt to equity: 0.0083
Interest coverage ratio: 220.86666666666667
Buffett classification: The Great
Rule of 40 score: -13.637600898990904
Piotroski F-score: 2 (Weak)
Magic formula: return on capital % 18.40652370884929, earnings yield % 0.03941342371070437, rank 4476
Dividend yield (%): 0
Buyback yield (%): 0
Total shareholder yield (%): 0 (Minimal or Negative)
Momentum (%): 1m -4.959197058369775, 3m -11.862024968381606, 6m , 12m , composite -11.862024968381606 ()
Lynch category: Slow Grower (confidence: Low)
Screener: long score 2, short score 2, recommendation: Neutral
Revenue growth 1y (%): -6.020316420402716
Net income growth 1y (%): -14.635644231110778
Revenue deceleration: no
Beneish M-score: -2.742013211493257 (Likely Safe)
Net margin (%): 11.201588479512225
ROE archetype: Standard Business
P/E z-score: 0.7171157935278153
FCF z-score: 0.7171157935278155
Treasury beta 1y: 0.0008262930231220154 (R-squared: 0.0006559974581657648)
Insider 90-day net shares: 0 (net value USD: 0.00)
Dividend increase streak (years): 5
ROIC (%): 20.594636008987287 (pretax: 27.792776358993066)
Incremental ROIC 3y (%): 18.04713612753827 (pretax: 24.469137383265505)
Capital allocation category: High-Efficiency Compounder
Industry percentiles: P/E , P/B , ROIC 13.294797687861271, revenue growth 1y 45.857418111753375, 6m momentum 
Industry median P/E: 0.34832165205981025; industry median ROIC: 8.620128805291433
Sector median P/E: 0.48479532163742683; sector median ROIC: 7.0952301251284755
WACC: 0.06525605651458999
Base cash flow: 27867884.59396235
DCF price per share: base 8.691781729210348, conservative 4.809796220570766, aggressive 16.100735751518815
Financial scorecard for VLE.TO (Energy — Oil & Gas E&P, Singapore)
Report date: 2026-03-31 (quarterly)
Stock price: 8.843971631205674
Market cap: 1323860864 (USD: 1026248731.7829458)
P/E ratio: 58.992805755395686
P/B ratio: 2.639792991203935
Debt to equity: 0.1291
Current ratio: 2.24
Interest coverage ratio: 0.9335195530726257
Return on net tangible assets (%): -5.512685766564469
Buffett classification: The Gruesome
Analyst consensus upside (%): 59.718157181571826
Rule of 40 score: -90.47078713913506
Altman Z-score: 3.3813190125424852 (Safe Zone)
Piotroski F-score: 8 (Strong)
Magic formula: return on capital % 0.29589046917497736, earnings yield % 0.11202651277166026, rank 2825
Dividend yield (%): 0
Buyback yield (%): 0
Debt paydown yield (%): 1.668958430664811
Total shareholder yield (%): 1.668958430664811 (Low Return)
Momentum (%): 1m 20.06156516550722, 3m -1.333541247949708, 6m 32.948593148843464, 12m 71.82573454913883, composite 24.909913343222144 (Strong Uptrend)
Lynch category: Cyclical (confidence: High)
Screener: long score 6, short score 5, recommendation: Neutral
Revenue growth 1y (%): -35.286297584147455
Net income growth 1y (%): -56.3622021827492
Revenue deceleration: no
Accrual ratio: 0.05465448033356495
FCF conversion rate: -7.143606224627875
Beneish M-score: -2.9795323767017514 (Likely Safe)
ROE (%): 1.0769360865494932
Net margin (%): 6.408463681397896
Asset turnover: 0.10472613509632085
Equity multiplier (leverage): 1.6046522379181474
ROE archetype: Low Return
P/E z-score: 4.379634313386135
FCF z-score: 3.3648202587469274
Treasury beta 1y: -0.0023071105345170116 (R-squared: 0.0003675438116291285)
Insider 90-day net shares: -50000 (net value USD: -489600.00)
Dividend increase streak (years): 0
ROIC (%): 10.6037678586117 (pretax: 16.313489013248773)
Incremental ROIC 3y (%): 14.476896287044209 (pretax: 21.399702668915882)
Capital allocation category: Standard Allocator
Industry percentiles: P/E 30.180180180180184, P/B 47.74774774774775, ROIC 15.315315315315313, revenue growth 1y 43.468468468468465, 6m momentum 19.144144144144143
Sector percentiles: P/E 42.22001982160555, 6m momentum 18.533201189296335
Industry median P/E: 11.260253542132737; industry median ROIC: 0.8337488598897688
Sector median P/E: 11.598358576086895; sector median ROIC: 4.629877910100043
WACC: 0.05
Base cash flow: 34764843.75
DCF price per share: base 14.249145373267599, conservative 11.611498214531583, aggressive 18.26435388965605
Financial scorecard for VLG.L (Consumer Defensive — Household & Personal Products, United Kingdom)
Report date: 2025-06-30 (quarterly)
Stock price: 0.009333333333333332
Market cap: 84375248 (USD: 115582531.50684932)
P/B ratio: 0.00887603952703152
Debt to equity: 0.008199999999999999
Current ratio: 4.71
Buffett classification: The Gruesome
Analyst consensus upside (%): 1990809.0909090904
Rule of 40 score: 0
Piotroski F-score: 2 (Weak)
Magic formula: return on capital % 5.881249765575185, earnings yield % 7.660811774011056, rank 3136
Dividend yield (%): 0
Buyback yield (%): 0
Debt paydown yield (%): -1.7822169838244504
Total shareholder yield (%): -1.7822169838244504 (Minimal or Negative)
Momentum (%): 1m 5.8706467661691395, 3m 9.62962962962962, 6m 4.646464646464626, 12m 21.16959064327485, composite 9.575564820255488 (Moderate Uptrend)
Lynch category: Asset Play (confidence: High)
Screener: long score 2, short score 2, recommendation: Neutral
Revenue deceleration: no
Beneish M-score: -2.4987374239049407 (Likely Safe)
Equity multiplier (leverage): 1.6558119502431754
ROE archetype: Standard Business
FCF z-score: 4.845221416557473
Treasury beta 1y: -0.0037452788362136932 (R-squared: 0.0028282392573546716)
Insider 90-day net shares: 993492 (net value USD: 876067.00)
Dividend increase streak (years): 0
ROIC (%): 2.118522521773473 (pretax: 3.2592654181130354)
Incremental ROIC 3y (%): -1.7162752512389694 (pretax: 3.9886620363989387)
Capital allocation category: Value Destroyer
Industry percentiles: P/E , P/B 1.1049723756906076, ROIC 66.29834254143645, revenue growth 1y , 6m momentum 24.861878453038674
Sector percentiles: P/E , 6m momentum 23.099203475742218
Industry median P/E: 1.0386203196660713; industry median ROIC: 10.090126010498068
Sector median P/E: 1.0302878025850322; sector median ROIC: 7.163828537874342
WACC: 0.05
Base cash flow: 3105000
DCF price per share: base 0.7893264209423462, conservative 0.5833186520077573, aggressive 1.1029256624211534
Financial scorecard for VLGEA (Consumer Defensive — Grocery Stores, United States)
Report date: 2026-04-30 (quarterly)
Stock price: 42.62
Market cap: 631180480 (USD: 631180480)
P/E ratio: 11.673024523160764
P/B ratio: 0.8889560002952042
Debt to equity: 0.622
Current ratio: 1.17
Interest coverage ratio: 10.090036014405761
Return on net tangible assets (%): 0.4255076338677992
Buffett classification: The Gruesome
Rule of 40 score: -13.681006097864884
Altman Z-score: 2.026666084891792 (Grey Zone)
Piotroski F-score: 4 (Weak)
Magic formula: return on capital % 1.4163327345585186, earnings yield % 1.0215361453397631, rank 2060
Dividend yield (%): 0.5296424883101581
Buyback yield (%): 0
Debt paydown yield (%): 1.404827982006034
Total shareholder yield (%): 1.9344704703161923 (Low Return)
Momentum (%): 1m -0.35071311667057675, 3m 1.1150652431791195, 6m 22.612197928653625, 12m 20.191765369430335, composite 14.78068012853158 (Moderate Uptrend)
Lynch category: Asset Play (confidence: Medium)
Screener: long score 2, short score 6, recommendation: Neutral
Revenue growth 1y (%): 1.5821341957780177
Net income growth 1y (%): -19.684616073828508
Revenue deceleration: no
Revenue growth consistency score: 2.6565522536978268
Accrual ratio: 0.024815197613779715
FCF conversion rate: -1.817715305667113
Beneish M-score: -1.5330540123608682 (Possible Manipulation)
ROE (%): 1.7379368107579916
Net margin (%): 1.5655262868350137
Asset turnover: 0.5625488778241067
Equity multiplier (leverage): 1.9733919625269494
ROE archetype: Low Return
Treasury beta 1y: 0.004745999019568186 (R-squared: 0.0033916206820442936)
Insider 90-day net shares: -37124 (net value USD: -1591441.00)
Dividend increase streak (years): 0
Capital allocation category: Standard Allocator
Industry percentiles: P/E 45, P/B 20, ROIC , revenue growth 1y 16.25, 6m momentum 6.25
Sector percentiles: P/E 45.401882693700216, 6m momentum 9.123823316437365
Industry median P/E: 0.24604149604149606; industry median ROIC: 8.330412887341188
Sector median P/E: 1.0302878025850322; sector median ROIC: 7.163828537874342
WACC: 0.0711
Base cash flow: 0
DCF price per share: base 0, conservative 0, aggressive 0