speb/financial-data huggingface dataset:
Financial scorecard for ALPN.SW (Financial Services — Asset Management, Switzerland)
Report date: 2025-12-31 (annual)
Stock price: 11.158536585365855
Market cap: 77047544 (USD: 97528536.70886075)
P/E ratio: 8.78753007636782
P/B ratio: 0.9246882041493993
Debt to equity: 0.0322
Current ratio: 0.14
Return on net tangible assets (%): 13.488815970088766
Buffett classification: The Gruesome
Rule of 40 score: -63.569353106787354
Piotroski F-score: 3 (Weak)
Dividend yield (%): 0
Buyback yield (%): 1.9494456565675864
Debt paydown yield (%): -1.9606941224066359
Total shareholder yield (%): -0.011248465839049482 (Minimal or Negative)
Momentum (%): 1m -1.756362672322353, 3m 3.222996515679466, 6m 3.222996515679466, 12m 18.964155228596834, composite 9.178981510555714 (Moderate Uptrend)
Lynch category: Asset Play (confidence: Medium)
Screener: long score 2, short score 2, recommendation: Neutral
Revenue growth 1y (%): -11.858522131742323
Net income growth 1y (%): 827.75718581719
FCF CAGR 3y (%): nan
Revenue deceleration: yes
Revenue growth consistency score: 58.244411929580096
Beneish M-score: -5.8709225562982965 (Likely Safe)
ROE (%): 15.184877129992488
Net margin (%): 530.897864677129
Asset turnover: 0.027722104112694556
Equity multiplier (leverage): 1.0317491347496368
ROE archetype: High-Margin Compounder
P/E z-score: 2.8843480640167196
Treasury beta 1y: 0.03946439114419943 (R-squared: 0.004522208168457109)
Dividend increase streak (years): 0
Capital allocation category: Standard Allocator
Industry percentiles: P/E 35.916134913400185, P/B 53.327256153144944, ROIC , revenue growth 1y 23.701002734731087, 6m momentum 28.80583409298086
Sector percentiles: P/E 28.789446456285567, 6m momentum 31.608898085876874
Industry median P/E: 7.917582417582417; industry median ROIC: 1.6915626385800535
Sector median P/E: 9.286368843069873; sector median ROIC: 1.3915857507207385
WACC: 0.06381288401349457
Base cash flow: 13060759.493670886
DCF price per share: base 38.9949640318987, conservative 32.97503865026885, aggressive 46.94714509186305
Financial scorecard for ALPOU.PA (Consumer Defensive — Packaged Foods, France)
Report date: 2025-09-30 (annual)
Stock price: 10.227272727272727
Market cap: 46000072 (USD: 54117731.76470588)
P/E ratio: 6.860681114551084
P/B ratio: 0.821408658041309
Debt to equity: 0.8859
Current ratio: 1.17
Interest coverage ratio: 8.458388375165125
Return on net tangible assets (%): 20.28467205493169
Buffett classification: The Gruesome
Analyst consensus upside (%): 38.08664259927798
Rule of 40 score: 12.280108134504442
Piotroski F-score: 3 (Weak)
Magic formula: return on capital % 12.975722449641308, earnings yield % 12.04556103373466, rank 1730
Dividend yield (%): 0.8891290431023673
Buyback yield (%): 0
Debt paydown yield (%): -13.545147881024574
Total shareholder yield (%): -12.656018837922208 (Minimal or Negative)
Momentum (%): 1m -0.5840528186896813, 3m 26.55330281229559, 6m 47.08117968987531, 12m 54.40820280962375, composite 42.98326961773498 (Strong Uptrend)
Lynch category: Asset Play (confidence: Medium)
Screener: long score 10, short score 1, recommendation: Strong Long (L/S Compounder)
Revenue growth 1y (%): 8.024717497035837
Net income growth 1y (%): 50.38005889200849
Revenue CAGR 3y (%): 17.250656506401697
Net income CAGR 3y (%): 76.55762574645617
FCF CAGR 3y (%): 51.45006391103257
Revenue deceleration: yes
Revenue growth consistency score: 11.60433430133537
Accrual ratio: -0.0023674664290714706
FCF conversion rate: 1.0381147540983606
Beneish M-score: -2.7390417410414556 (Likely Safe)
ROE (%): 15.519777380242497
Net margin (%): 4.099152449831582
Asset turnover: 1.5152930694329536
Equity multiplier (leverage): 2.4985887497515407
ROE archetype: Balanced Compounder
P/E z-score: 6.223376924088477
FCF z-score: 6.223376924088474
Treasury beta 1y: -0.03454249453824665 (R-squared: 0.0007481837505300766)
Dividend increase streak (years): 0
ROIC (%): 9.37468099243893 (pretax: 12.554655791062922)
Incremental ROIC 3y (%): 25.34004257486548 (pretax: 36.01774992225438)
Capital allocation category: Turnaround Compounder
Industry percentiles: P/E 46.37002341920375, P/B 23.88758782201405, ROIC 25.995316159250585, revenue growth 1y 21.54566744730679, 6m momentum 2.576112412177986
Sector percentiles: P/E 42.21578566256336, 6m momentum 2.5343953656770455
Industry median P/E: 0.5444598070416563; industry median ROIC: 6.765322712696236
Sector median P/E: 1.0302878025850322; sector median ROIC: 7.163828537874342
WACC: 0.05
Base cash flow: 6672941.176470588
DCF price per share: base 151.4151710091564, conservative 70.32255510332423, aggressive 330.3606608777981
Financial scorecard for AM.PA (Industrials — Aerospace & Defense, France)
Report date: 2025-12-31 (annual)
Stock price: 326.8965517241379
Market cap: 21943101440 (USD: 25815413458.82353)
P/E ratio: 25.315277190012697
P/B ratio: 3.1124668094247414
Debt to equity: 0.0305
Current ratio: 1.06
Interest coverage ratio: 100.74692246203038
Return on net tangible assets (%): 15.37058573970783
Buffett classification: The Good
Analyst consensus upside (%): 12.764961551320633
Rule of 40 score: 56.68334163578132
Piotroski F-score: 3 (Weak)
Magic formula: return on capital % 20.62082501362893, earnings yield % 5.605322228176323, rank 1607
Dividend yield (%): 0
Buyback yield (%): 0
Debt paydown yield (%): 0.0031672824459220887
Total shareholder yield (%): 0.0031672824459220887 (Low Return)
Momentum (%): 1m -4.499664204163883, 3m -12.0173271734239, 6m -7.342858019591127, 12m -4.64909613070341, composite -6.505552621445084 (Moderate Downtrend)
Lynch category:  (confidence: Medium)
Screener: long score 9, short score 2, recommendation: Long
Revenue growth 1y (%): 34.412968570663494
Net income growth 1y (%): 19.49020083275348
Revenue CAGR 3y (%): 5.720895895768785
Net income CAGR 3y (%): 14.703382586696767
FCF CAGR 3y (%): -28.170595644435114
Revenue deceleration: no
Revenue growth consistency score: 32.872781991535916
Accrual ratio: -0.023056411461766162
FCF conversion rate: 1.6920430164734144
Beneish M-score: -2.587033660089262 (Likely Safe)
ROE (%): 15.931294631699888
Net margin (%): 13.16182440298364
Asset turnover: 0.2531293657969424
Equity multiplier (leverage): 4.781811433028511
ROE archetype: Leverage-Driven Returns
P/E z-score: 5.644554482129876
FCF z-score: 4.746681430649714
Treasury beta 1y: -0.08793036019286904 (R-squared: 0.007384674042934228)
Dividend increase streak (years): 5
Incremental ROIC 3y (%): 9.605619415691404 (pretax: 18.041213441304762)
Capital allocation category: Standard Allocator
Industry percentiles: P/E 22.972972972972975, P/B 29.27927927927928, ROIC , revenue growth 1y 15.765765765765765, 6m momentum 34.68468468468468
Sector percentiles: P/E 57.14285714285714, 6m momentum 52.636968766001026
Industry median P/E: 27.773289779307788; industry median ROIC: 6.974431518937386
Sector median P/E: 0.48479532163742683; sector median ROIC: 7.0952301251284755
WACC: 0.06950783545882534
Base cash flow: 1163197647.0588238
DCF price per share: base 592.4815639975402, conservative 474.2273375151019, aggressive 763.14800019424
Financial scorecard for AMUN.PA (Financial Services — Asset Management, France)
Report date: 2026-03-31 (quarterly)
Stock price: 100.80459770114943
Market cap: 17692551168 (USD: 20336265710.34483)
P/E ratio: 10.349282722979595
Debt to equity: 1.7255
Buffett classification: The Gruesome
Analyst consensus upside (%): 10.394748170469235
Rule of 40 score: 0
Piotroski F-score: 1 (Weak)
Dividend yield (%): 0
Buyback yield (%): 0
Total shareholder yield (%): 0 (Minimal or Negative)
Momentum (%): 1m 8.47247990105134, 3m 20.858711868100524, 6m 22.32531963170383, 12m 27.202951374668967, composite 20.150506199828303 (Moderate Uptrend)
Lynch category:  (confidence: Medium)
Screener: long score 0, short score 2, recommendation: Neutral
Revenue deceleration: no
Beneish M-score: -2.48 (Likely Safe)
ROE archetype: Standard Business
P/E z-score: 6.1572061658110435
FCF z-score: 5.182957361925894
Treasury beta 1y: 0.029189717707547223 (R-squared: 0.0012332162660589382)
Dividend increase streak (years): 0
ROIC (%): 9.286417785705355 (pretax: 11.927399024459612)
Capital allocation category: Capital-Light Grower
Industry percentiles: P/E 40.01823154056518, P/B , ROIC 7.110300820419326, revenue growth 1y , 6m momentum 6.107566089334549
Sector percentiles: P/E 32.64355923435075, 6m momentum 10.501810657009829
Industry median P/E: 7.917582417582417; industry median ROIC: 1.6915626385800535
Sector median P/E: 9.286368843069873; sector median ROIC: 1.3915857507207385
WACC: 0.10036508193398228
Base cash flow: 1892850588.2352943
DCF price per share: base 181.8054206356981, conservative 141.93658001420607, aggressive 236.22308882468494
Financial scorecard for AMUND.AS (Technology — Information Technology Services, Netherlands)
Report date: 2025-12-31 (annual)
Stock price: 1.1954022988505748
Market cap: 23163724 (USD: 27251440)
P/B ratio: 1.5300264082433757
Debt to equity: 1.0666
Current ratio: 0.83
Interest coverage ratio: 0.7552693208430913
Buffett classification: The Great
Rule of 40 score: 30.696166396715626
Altman Z-score: 1.4196658103260873 (Distress Zone)
Piotroski F-score: 1 (Weak)
Dividend yield (%): 0.07339061715637779
Buyback yield (%): 0
Debt paydown yield (%): -14.33842200848189
Total shareholder yield (%): -14.265031391325513 (Minimal or Negative)
Momentum (%): 1m -2.8037383177570145, 3m 8.215366001209933, 6m 4.902650715458603, 12m -6.780554676790046, composite 3.0088281670416452 (Moderate Downtrend)
Lynch category:  (confidence: High)
Screener: long score 0, short score 3, recommendation: Neutral
Revenue deceleration: no
Beneish M-score: -2.48 (Likely Safe)
Equity multiplier (leverage): 2.8311369690172437
ROE archetype: Standard Business
FCF z-score: 5.666657935661947
Treasury beta 1y: -0.021144736025961113 (R-squared: 0.00017305791977627512)
Dividend increase streak (years): 0
ROIC (%): 2.0853284223449964 (pretax: 2.6396562308164513)
Incremental ROIC 3y (%): -34.96885500831909 (pretax: -56.63842883086657)
Capital allocation category: Value Destroyer
Industry percentiles: P/E , P/B 29.723991507431, ROIC 63.26963906581741, revenue growth 1y , 6m momentum 14.64968152866242
Sector percentiles: P/E , 6m momentum 27.69436102769436
Industry median P/E: 0.21619799348899724; industry median ROIC: 12.533738935242045
Sector median P/E: 1.5433673469387754; sector median ROIC: 6.677876317240262
WACC: 0.05167812886771194
Base cash flow: 4357647.05882353
DCF price per share: base 13.477851514782424, conservative 7.5183301736146095, aggressive 24.713659693336062
Financial scorecard for ASA.OL (Consumer Defensive — Farm Products, Norway)
Report date: 2025-12-31 (annual)
Stock price: 0.12358393408856846
Market cap: 43024856 (USD: 4281080.199004975)
P/B ratio: 20.943224650829926
Debt to equity: 9.5012
Current ratio: 3.51
Interest coverage ratio: -9.40529590507886
Return on net tangible assets (%): -1520.2518891687655
Buffett classification: The Gruesome
Rule of 40 score: -40.971634163913706
Piotroski F-score: 2 (Weak)
Dividend yield (%): 0
Buyback yield (%): 0
Debt paydown yield (%): -92.27731690944721
Total shareholder yield (%): -92.27731690944721 (Minimal or Negative)
Momentum (%): 1m 19.92685848798838, 3m 2.091075986208742, 6m -82.20391349124614, 12m -86.91540508967832, composite -56.40078611285921 (Strong Downtrend)
Lynch category:  (confidence: Low)
Screener: long score 0, short score 12, recommendation: Strong Short (Melting Ice Cube)
Revenue growth 1y (%): 113.87244068016113
Revenue CAGR 3y (%): 30.946088702548735
Revenue deceleration: no
Revenue growth consistency score: 71.13854457563448
Accrual ratio: -0.6669837418225513
FCF conversion rate: 0.3399420689943638
Beneish M-score: -1.1955540244745422 (Strong Manipulation Signal)
ROE (%): -199.41074497082198
Net margin (%): -441.8156618156617
Asset turnover: 0.2287136512111328
Equity multiplier (leverage): 1.9734010815026894
ROE archetype: Low Return
Treasury beta 1y: 0.1896678476871673 (R-squared: 0.0015628156328034474)
Dividend increase streak (years): 0
ROIC (%): -41.99790623875421 (pretax: -53.16190663133445)
Capital allocation category: Capital-Light Grower
Industry percentiles: P/E , P/B 73.84615384615385, ROIC 79.23076923076923, revenue growth 1y 3.076923076923077, 6m momentum 83.84615384615385
Sector percentiles: P/E , 6m momentum 82.76611151339608
Industry median P/E: 2.2148819539701474; industry median ROIC: 3.6783650086508066
Sector median P/E: 1.0302878025850322; sector median ROIC: 7.163828537874342
WACC: 0.15
Base cash flow: -18016119.40298507
DCF price per share: base 0, conservative 0, aggressive 0
Financial scorecard for ASAL.NS (Consumer Cyclical — Auto Parts, India)
Report date: 2026-06-30 (quarterly)
Stock price: 5.25134186622626
Market cap: 8071011840 (USD: 85146237.36681084)
P/E ratio: 0.33803685898529656
Debt to equity: 3.4396
Current ratio: 0.91
Interest coverage ratio: 2.597643949617634
Buffett classification: The Great
Rule of 40 score: -1.3207825828382178
Piotroski F-score: 1 (Weak)
Magic formula: return on capital % 48.11855010449047, earnings yield % 0.04497890092508091, rank 3044
Dividend yield (%): 0
Buyback yield (%): 0
Total shareholder yield (%): 0 (Minimal or Negative)
Momentum (%): 1m -3.8987273933060154, 3m 3.30346635254041, 6m , 12m , composite 3.30346635254041 ()
Lynch category: Cyclical (confidence: High)
Screener: long score 0, short score 4, recommendation: Neutral
Revenue growth 1y (%): 31.965257408455482
Net income growth 1y (%): 66.44185670020227
Revenue deceleration: no
Revenue growth consistency score: 6.214025758519492
Beneish M-score: -2.5965953267148847 (Likely Safe)
Net margin (%): 1.8499599722727065
ROE archetype: Standard Business
P/E z-score: 0.7416473264017314
FCF z-score: 0.7416473264017313
Treasury beta 1y: 0.0008134012516581408 (R-squared: 0.00023669674708507707)
Dividend increase streak (years): 0
ROIC (%): 21.612506825520278 (pretax: 27.357603576607946)
Incremental ROIC 3y (%): 10.484035393696702 (pretax: 20.48463891679731)
Capital allocation category: Standard Allocator
Industry percentiles: P/E 39.66942148760331, P/B , ROIC 7.7134986225895315, revenue growth 1y 5.5096418732782375, 6m momentum 
Sector percentiles: P/E 28.33796940194715, 6m momentum 
Industry median P/E: 0.2842479295922772; industry median ROIC: 7.591641841963527
Sector median P/E: 0.5734625271900335; sector median ROIC: 5.974200780604355
WACC: 0.07990401717061124
Base cash flow: 4417231.877914371
DCF price per share: base 4.295224472315134, conservative 3.6865666996748034, aggressive 5.042716388975883
Financial scorecard for ASCN.SW (Healthcare — Health Information Services, Switzerland)
Report date: 2025-12-31 (annual)
Stock price: 6.414634146341464
Market cap: 179688240 (USD: 227453468.35443038)
P/E ratio: 11.091018685955396
P/B ratio: 1.5733846448060074
Debt to equity: 0
Current ratio: 1.66
Interest coverage ratio: 29
Return on net tangible assets (%): 57.58196721311476
Buffett classification: The Great
Analyst consensus upside (%): 59.932065217391305
Rule of 40 score: 23.46454014501423
Piotroski F-score: 2 (Weak)
Magic formula: return on capital % 30.029585798816573, earnings yield % 17.120731958055263, rank 390
Dividend yield (%): 0
Buyback yield (%): 0
Total shareholder yield (%): 0 (Minimal or Negative)
Momentum (%): 1m -13.257868805733128, 3m -1.4093195406662051, 6m 0.3477420912823137, 12m 38.837287003007035, composite 19.66530765780445 (Strong Uptrend)
Lynch category: Slow Grower (confidence: Medium)
Screener: long score 15, short score 0, recommendation: Strong Long (L/S Compounder)
Revenue deceleration: no
Accrual ratio: -0.0349449889431871
FCF conversion rate: 1.4238410596026492
Beneish M-score: -2.5820298965125437 (Likely Safe)
Equity multiplier (leverage): 2.5643198465583095
ROE archetype: Standard Business
P/E z-score: 3.8555617569031164
FCF z-score: 3.224050356634606
Treasury beta 1y: -0.012598134678408332 (R-squared: 8.233097684022158e-05)
Dividend increase streak (years): 1
ROIC (%): 34.23615609712512 (pretax: 40.357852882703774)
Incremental ROIC 3y (%): 551.021728776043 (pretax: 548.0769230769201)
Capital allocation category: High-Efficiency Compounder
Industry percentiles: P/E 19.473684210526315, P/B 21.052631578947366, ROIC 7.894736842105263, revenue growth 1y , 6m momentum 23.684210526315788
Sector percentiles: P/E 20.021489971346703, 6m momentum 28.402578796561606
Industry median P/E: 8.33027298322928; industry median ROIC: 0.6291287571896624
Sector median P/E: 4.824561403508772; sector median ROIC: 0.94429175936832
WACC: 0.1041
Base cash flow: 35569620.25316456
DCF price per share: base 16.76087101858597, conservative 13.98621345730119, aggressive 20.287769881202184
Financial scorecard for ATNM (Healthcare — Biotechnology, United States)
Report date: 2026-03-31 (quarterly)
Stock price: 0.86
Market cap: 26982496 (USD: 26982496)
P/B ratio: 13.61761892361111
Debt to equity: 0.6593000000000001
Current ratio: 5.89
Return on net tangible assets (%): -230.20833333333334
Buffett classification: The Gruesome
Analyst consensus upside (%): 400
Rule of 40 score: 0
Altman Z-score: -11.89885649380052 (Distress Zone)
Piotroski F-score: 1 (Weak)
Dividend yield (%): 0
Buyback yield (%): 0
Debt paydown yield (%): 0.6485686127777059
Total shareholder yield (%): 0.6485686127777059 (Low Return)
Momentum (%): 1m -14.851485148514854, 3m -32.8125, 6m -33.84615384615385, 12m -52.74725274725275, composite -37.05471611721612 (Strong Downtrend)
Lynch category: Turnaround (confidence: High)
Screener: long score 1, short score 11, recommendation: Strong Short (Melting Ice Cube)
Revenue deceleration: no
Accrual ratio: 0.007200683036219436
FCF conversion rate: 1.063382832307135
Beneish M-score: -2.4801322113857815 (Likely Safe)
ROE (%): -108.93667390017757
Asset turnover: 0
Equity multiplier (leverage): 9.588972183862694
ROE archetype: Low Return
Treasury beta 1y: 0.004467611817787395 (R-squared: 0.0009697024884365522)
Dividend increase streak (years): 0
Incremental ROIC 3y (%): -122.85703918722785 (pretax: -155.51523947750363)
Capital allocation category: Value Destroyer
Industry percentiles: P/E , P/B 59.92779783393502, ROIC , revenue growth 1y , 6m momentum 54.42238267148014
Sector percentiles: P/E , 6m momentum 60.74498567335244
Industry median P/E: 6.198133227515053; industry median ROIC: -89.41034195162634
Sector median P/E: 4.824561403508772; sector median ROIC: 0.94429175936832
WACC: 0.05
Base cash flow: -33170000
DCF price per share: base 0, conservative 0, aggressive 0
Financial scorecard for AVOL.SW (Consumer Cyclical — Specialty Retail, Switzerland)
Report date: 2025-12-31 (annual)
Stock price: 57.073170731707314
Market cap: 6622606336 (USD: 8383045994.936708)
P/E ratio: 42.79597915115413
P/B ratio: 3.1723886652267193
Debt to equity: 5.583099999999999
Current ratio: 0.68
Interest coverage ratio: 1.9044776119402986
Return on net tangible assets (%): -68.61341371514695
Buffett classification: The Good
Analyst consensus upside (%): -9.36820356676815
Rule of 40 score: 33.80139584014781
Altman Z-score: 0.9500165111948948 (Distress Zone)
Piotroski F-score: 2 (Weak)
Magic formula: return on capital % 17.369997277429896, earnings yield % 9.23407722714273, rank 1402
Dividend yield (%): 2.159270727336797
Buyback yield (%): 2.6424641768107655
Debt paydown yield (%): -15.062716909834537
Total shareholder yield (%): -10.260982005686975 (Minimal or Negative)
Momentum (%): 1m -14.784758907496906, 3m 0.5750722240659815, 6m -4.088906875029181, 12m 6.364248355859357, composite 7.101501390750328 (Moderate Uptrend)
Lynch category: Fast Grower (confidence: Medium)
Screener: long score 6, short score 7, recommendation: Neutral
Revenue deceleration: no
Accrual ratio: -0.1356422575365609
FCF conversion rate: 7.315634218289086
Beneish M-score: -2.990003279304285 (Likely Safe)
Equity multiplier (leverage): 8.215119709733715
ROE archetype: Standard Business
P/E z-score: 4.152448407334385
FCF z-score: 4.152448407334391
Treasury beta 1y: -0.06716942090123915 (R-squared: 0.005020471251953783)
Dividend increase streak (years): 2
ROIC (%): 7.2196579306431214 (pretax: 9.98825831702544)
Incremental ROIC 3y (%): 8.97605924211063 (pretax: 11.776372032049766)
Capital allocation category: Standard Allocator
Industry percentiles: P/E 56.8075117370892, P/B 56.8075117370892, ROIC 39.436619718309856, revenue growth 1y , 6m momentum 42.25352112676056
Sector percentiles: P/E 60.674547983310156, 6m momentum 42.07232267037552
Industry median P/E: 2.3211958916121533; industry median ROIC: 6.169113478954271
Sector median P/E: 0.5734625271900335; sector median ROIC: 5.974200780604355
WACC: 0.061847897825460116
Base cash flow: 2305063291.1392407
DCF price per share: base 1169.2542272957755, conservative 553.4632485745651, aggressive 2393.7973453037794
Financial scorecard for BABA (Consumer Cyclical — Internet Retail, China)
Report date: 2026-03-31 (annual)
Stock price: 112.14
Market cap: 268785238016 (USD: 268785238016)
P/E ratio: 19.15562403697997
P/B ratio: 1.8281903692243233
Debt to equity: 0.2501
Current ratio: 1.28
Interest coverage ratio: 6.092617175533545
Return on net tangible assets (%): 3.500682951419433
Buffett classification: The Gruesome
Analyst consensus upside (%): 53.145109395109394
Rule of 40 score: 1.899081136339011
Altman Z-score: 2.1524555957645037 (Grey Zone)
Piotroski F-score: 4 (Weak)
Magic formula: return on capital % 12.793188401757364, earnings yield % 2.95714006897606, rank 3065
Dividend yield (%): 1.8161789223977591
Buyback yield (%): 0.4112407983301935
Debt paydown yield (%): -2.4537273893260427
Total shareholder yield (%): -0.22630766859809004 (Minimal or Negative)
Momentum (%): 1m 12.36472945891784, 3m -16.674097191261712, 6m -34.66938537722109, 12m -6.588921282798831, composite -22.737151415650033 (Strong Downtrend)
Lynch category: Slow Grower (confidence: Medium)
Screener: long score 4, short score 9, recommendation: Neutral
Revenue growth 1y (%): 7.9463424607892685
Net income growth 1y (%): -14.480806191233242
Revenue CAGR 3y (%): 5.420510371421039
Net income CAGR 3y (%): 13.097681058296562
FCF CAGR 3y (%): nan
Revenue deceleration: no
Revenue growth consistency score: 2.4986881331174735
Accrual ratio: 0.08637217023109192
FCF conversion rate: -0.4789620788638767
Beneish M-score: -2.1385005839280957 (Likely Safe)
ROE (%): 9.788602454100106
Net margin (%): 10.345521505954068
Asset turnover: 0.5645005969587932
Equity multiplier (leverage): 1.6761153269570819
ROE archetype: Standard Business
P/E z-score: 4.310064449378848
Treasury beta 1y: -0.0012444498558383081 (R-squared: 0.00014860303577886164)
Dividend increase streak (years): 0
ROIC (%): 4.1985385110584 (pretax: 5.4683447316373055)
Incremental ROIC 3y (%): -13.6025698801547 (pretax: -15.045085444597571)
Capital allocation category: Value Destroyer
Industry percentiles: P/E 37.086092715231786, P/B 29.80132450331126, ROIC 39.735099337748345, revenue growth 1y 26.490066225165563, 6m momentum 71.52317880794702
Sector percentiles: P/E 53.33796940194715, 6m momentum 78.05980528511822
Industry median P/E: 2.072622107969152; industry median ROIC: 4.884758827297602
Sector median P/E: 0.5734625271900335; sector median ROIC: 5.974200780604355
WACC: 0.06811623337849128
Base cash flow: 3979739507.9594803
DCF price per share: base 52.20593784758386, conservative 39.38965127074919, aggressive 70.62580263295592
Financial scorecard for BALPHARMA.NS (Healthcare — Drug Manufacturers - Specialty & Generic, India)
Report date: 2026-03-31 (annual)
Stock price: 0.9015276630883569
Market cap: 1390528896 (USD: 14736423.23018228)
Debt to equity: 2.012
Current ratio: 1.05
Interest coverage ratio: 1.2382087812767577
Return on net tangible assets (%): -7.578861185537898
Buffett classification: The Gruesome
Rule of 40 score: -4.194412829924576
Altman Z-score: 0.6158961562090237 (Distress Zone)
Piotroski F-score: 6 (Neutral)
Dividend yield (%): 0
Buyback yield (%): 0
Total shareholder yield (%): 0 (Minimal or Negative)
Momentum (%): 1m 1.5712629885769498, 3m 11.196288824698907, 6m , 12m , composite 11.196288824698907 ()
Lynch category: Slow Grower (confidence: High)
Screener: long score 3, short score 6, recommendation: Neutral
Revenue growth 1y (%): -6.911908299971758
Net income growth 1y (%): -39.87401558633577
Revenue deceleration: no
Revenue growth consistency score: 15.179307765052966
Beneish M-score: 0.5387270287978512 (Strong Manipulation Signal)
ROE (%): 4.381148756753604
Net margin (%): 4.28613737381907
Asset turnover: 0.22387953983052133
Equity multiplier (leverage): 4.565701426341361
ROE archetype: Low Return
P/E z-score: 0.814760668723062
FCF z-score: 0.8147606687230615
Treasury beta 1y: -0.03810179341427665 (R-squared: 0.002507293305142257)
Dividend increase streak (years): 0
ROIC (%): 7.126553802033471 (pretax: 9.020954179789205)
Incremental ROIC 3y (%): 25.238876788787152 (pretax: 4.972353165574526)
Capital allocation category: Turnaround Compounder
Industry percentiles: P/E , P/B , ROIC 40.76246334310851, revenue growth 1y 54.83870967741935, 6m momentum 
Industry median P/E: 0.8814835040505258; industry median ROIC: 5.747543732928968
Sector median P/E: 4.824561403508772; sector median ROIC: 0.94429175936832
WACC: 0.07450676396336015
Base cash flow: -521894.8707079273
DCF price per share: base 0, conservative 0, aggressive 0
Financial scorecard for BCE (Communication Services — Telecom Services, Canada)
Report date: 2026-03-31 (quarterly)
Stock price: 21.3
Market cap: 19862798336 (USD: 19862798336)
P/E ratio: 5.180873180873181
P/B ratio: 1.3656439043630662
Debt to equity: 1.8163
Current ratio: 0.74
Interest coverage ratio: 2.8716216216216215
Return on net tangible assets (%): -15.72645023948909
Buffett classification: The Good
Analyst consensus upside (%): 9.109149277688601
Rule of 40 score: -0.07750634350108676
Altman Z-score: 0.3260452865840652 (Distress Zone)
Piotroski F-score: 7 (Neutral)
Magic formula: return on capital % 4.231241496034248, earnings yield % 1.4114002653228106, rank 1212
Dividend yield (%): 1.608154374969005
Buyback yield (%): 0.11590301801578412
Debt paydown yield (%): -4.714349970245588
Total shareholder yield (%): -2.9902925772607993 (Minimal or Negative)
Momentum (%): 1m -8.189655172413786, 3m -9.669211195928744, 6m -13.308913308913306, 12m -8.189655172413786, composite -7.65937483494735 (Flat)
Lynch category: Slow Grower (confidence: Medium)
Screener: long score 4, short score 4, recommendation: Neutral
Revenue growth 1y (%): 7.00668470282797
Net income growth 1y (%): 0.4676785657857341
Revenue deceleration: no
Accrual ratio: 0.004412696737925848
FCF conversion rate: 0.46176911544227883
Beneish M-score: -2.5357487858238668 (Likely Safe)
ROE (%): 2.82009971065732
Net margin (%): 10.813878080415046
Asset turnover: 0.07581480077862571
Equity multiplier (leverage): 3.4397667729179204
ROE archetype: Low Return
P/E z-score: 4.174372420924399
FCF z-score: 4.174372420924406
Treasury beta 1y: 0.0016147312975726118 (R-squared: 0.0013325776138891168)
Dividend increase streak (years): 0
ROIC (%): 7.152359384214568 (pretax: 8.462271073709193)
Incremental ROIC 3y (%): 4.645104479146843 (pretax: -1.028047510683307)
Capital allocation category: Standard Allocator
Industry percentiles: P/E 25.210084033613445, P/B 28.57142857142857, ROIC 31.512605042016805, revenue growth 1y 19.747899159663866, 6m momentum 51.26050420168067
Sector percentiles: P/E 32.13995117982099, 6m momentum 48.006509357200976
Industry median P/E: 6.173333333333333; industry median ROIC: 6.697966332884982
Sector median P/E: 1.436628982900151; sector median ROIC: 4.830798676039866
WACC: 0.05810839157117637
Base cash flow: 5875182481.751824
DCF price per share: base 155.05026502039902, conservative 123.21469547197971, aggressive 198.9788076656987
Financial scorecard for BFSA.DE (Industrials — Waste Management, Luxembourg)
Report date: 2026-03-31 (quarterly)
Stock price: 39.88636363636364
Market cap: 1404000000 (USD: 1613793103.4482758)
Debt to equity: 0.8320000000000001
Current ratio: 1.26
Interest coverage ratio: 4.453277711561383
Return on net tangible assets (%): 17.92110744949356
Buffett classification: The Good
Rule of 40 score: 0.1829626673542517
Altman Z-score: 1.0456161242954383 (Distress Zone)
Piotroski F-score: 7 (Neutral)
Magic formula: return on capital % 4.5985853346937615, earnings yield % 2.1852167312961637, rank 837
Dividend yield (%): 0.07877492877492877
Buyback yield (%): 0
Debt paydown yield (%): 1.1706435394670736
Total shareholder yield (%): 1.2494184682420024 (Low Return)
Momentum (%): 1m 12.861736334405146, 3m 3.8518702006440533, 6m , 12m , composite 3.8518702006440533 ()
Lynch category: Slow Grower (confidence: High)
Screener: long score 6, short score 2, recommendation: Neutral
Revenue growth 1y (%): -2.9212492619468344
Net income growth 1y (%): -15.835253105154734
Revenue deceleration: no
Accrual ratio: 0.004778867653752245
FCF conversion rate: 0.5740569098155529
Beneish M-score: -2.226449623692536 (Likely Safe)
ROE (%): 2.580219206160384
Net margin (%): 7.565600325372005
Asset turnover: 0.14829620294440055
Equity multiplier (leverage): 2.2997635039386104
ROE archetype: Low Return
P/E z-score: 0.8843741225621659
FCF z-score: 0.8843741225621655
Treasury beta 1y: -0.10013925208662543 (R-squared: 0.03603956328525853)
Dividend increase streak (years): 1
ROIC (%): 8.183636418593657 (pretax: 11.467759035722597)
Incremental ROIC 3y (%): 20.300704331549166 (pretax: 39.787158751578126)
Capital allocation category: Turnaround Compounder
Industry percentiles: P/E , P/B , ROIC 29.09090909090909, revenue growth 1y 37.27272727272727, 6m momentum 
Industry median P/E: 2.2585383767903044; industry median ROIC: 4.739965171623647
Sector median P/E: 0.48479532163742683; sector median ROIC: 7.0952301251284755
WACC: 0.05
Base cash flow: 107568235.29411766
DCF price per share: base 118.62554283291412, conservative 78.43128916244682, aggressive 184.53706156105704
Financial scorecard for BION.SW (Healthcare — Biotechnology, Switzerland)
Report date: 2026-03-31 (quarterly)
Stock price: 61.951219512195124
Market cap: 2801581824 (USD: 3501977280)
P/E ratio: 2.261396011396011
P/B ratio: 0.9309093846100097
Debt to equity: 0
Current ratio: 583.97
Return on net tangible assets (%): -0.8117883038990295
Buffett classification: The Gruesome
Analyst consensus upside (%): 24.184476940382453
Rule of 40 score: -103.54347471280101
Piotroski F-score: 1 (Weak)
Dividend yield (%): 4.429140671066832
Buyback yield (%): 0
Total shareholder yield (%): 4.429140671066832 (Moderate Return)
Momentum (%): 1m 7.223264540337726, 3m 8.879785127106004, 6m 4.020113527383955, 12m 60.6745351760806, composite 20.916780011602196 (Strong Uptrend)
Lynch category: Turnaround (confidence: Medium)
Screener: long score 4, short score 5, recommendation: Neutral
Revenue growth 1y (%): -131.236963465111
Net income growth 1y (%): -140.313002883197
Revenue deceleration: no
Accrual ratio: -0.14466102565205183
FCF conversion rate: -17.481732703372785
Beneish M-score: -3.465324825570932 (Likely Safe)
ROE (%): -0.7848685633315484
Asset turnover: -0.006238873799205513
Equity multiplier (leverage): 1.0027393991844096
ROE archetype: Low Return
P/E z-score: 3.1411726224895298
FCF z-score: 4.8876729853311325
Treasury beta 1y: 0.008454499996408422 (R-squared: 0.00010834774155355432)
Dividend increase streak (years): 1
Capital allocation category: Standard Allocator
Industry percentiles: P/E 5.054151624548736, P/B 10.379061371841155, ROIC , revenue growth 1y 32.2202166064982, 6m momentum 24.729241877256317
Sector percentiles: P/E 15.257879656160458, 6m momentum 24.140401146131804
Industry median P/E: 6.198133227515053; industry median ROIC: -89.41034195162634
Sector median P/E: 4.824561403508772; sector median ROIC: 0.94429175936832
WACC: 0.1019
Base cash flow: 731813924.0506328
DCF price per share: base 442.5229268916782, conservative 256.4825593551237, aggressive 770.8130767129217
Financial scorecard for BIRLAMONEY.NS (Financial Services — Capital Markets, India)
Report date: 2026-06-30 (quarterly)
Stock price: 1.3624071015689514
Market cap: 7458649600 (USD: 78686038.61166789)
P/E ratio: 0.1556730667791961
Debt to equity: 7.3459
Interest coverage ratio: 1.3369895009216748
Buffett classification: The Great
Rule of 40 score: -1.6329744657999745
Piotroski F-score: 1 (Weak)
Dividend yield (%): 0
Buyback yield (%): 0
Total shareholder yield (%): 0 (Minimal or Negative)
Momentum (%): 1m -8.383560882200921, 3m -9.840283855809009, 6m 6.2447783150099685, 12m -33.649752789832924, composite -10.391245038339635 (Strong Downtrend)
Lynch category: Slow Grower (confidence: Low)
Screener: long score 0, short score 4, recommendation: Neutral
Revenue growth 1y (%): 11.924699705176888
Net income growth 1y (%): 7.673707787882633
Revenue deceleration: no
Revenue growth consistency score: 4.065028055585716
Beneish M-score: -2.5605836193276166 (Likely Safe)
Net margin (%): 9.514900326728922
ROE archetype: Standard Business
P/E z-score: 4.088066935923371
Treasury beta 1y: 0.10710871583760664 (R-squared: 0.007193192210526345)
Dividend increase streak (years): 0
ROIC (%): 50.28989970223391 (pretax: 67.69075420203997)
Capital allocation category: Capital-Light Grower
Industry percentiles: P/E 15.10989010989011, P/B , ROIC 4.395604395604396, revenue growth 1y 29.67032967032967, 6m momentum 23.626373626373624
Sector percentiles: P/E 8.51008794619762, 6m momentum 26.668391101914125
Industry median P/E: 0.9254498714652956; industry median ROIC: 1.51204420306575
Sector median P/E: 9.286368843069873; sector median ROIC: 1.3915857507207385
WACC: 0.061903979773255305
Base cash flow: 6654853.751589657
DCF price per share: base 0.0636658825377502, conservative 0.032949692852410714, aggressive 0.12489081328267779
Financial scorecard for BMN (Financial Services — Asset Management, United States)
Report date: 2025-12-31 (annual)
Stock price: 25
Market cap: 153691328 (USD: 153691328)
P/E ratio: 21.982905982905983
P/B ratio: 0.9985040160297023
Debt to equity: 0.32572199023468423
Return on net tangible assets (%): 4.520483850253707
Buffett classification: The Gruesome
Rule of 40 score: -1048.8018367667246
Piotroski F-score: 2 (Weak)
Dividend yield (%): 4.477212923815714
Buyback yield (%): 0
Debt paydown yield (%): -25.534656711405347
Total shareholder yield (%): -21.057443787589634 (Minimal or Negative)
Momentum (%): 1m -2.5720966484801253, 3m -2.987970508343033, 6m -3.4376207029741237, 12m 3.648424543946928, composite -0.013616086470009966 (Flat)
Lynch category: Asset Play (confidence: Medium)
Screener: long score 2, short score 2, recommendation: Neutral
Revenue deceleration: no
Accrual ratio: 0.41490050173809884
FCF conversion rate: -11.494709774864212
Beneish M-score: -3.1971755574040945 (Likely Safe)
Equity multiplier (leverage): 1.502894543484736
ROE archetype: Standard Business
P/E z-score: 4.376961797127186
Treasury beta 1y: -0.0031170352007554233 (R-squared: 0.010510201999468586)
Dividend increase streak (years): 0
Capital allocation category: Standard Allocator
Industry percentiles: P/E 55.15041020966272, P/B 61.713764813126716, ROIC , revenue growth 1y , 6m momentum 52.597994530537825
Sector percentiles: P/E 48.137609932747026, 6m momentum 47.309881013967924
Industry median P/E: 7.917582417582417; industry median ROIC: 1.6915626385800535
Sector median P/E: 9.286368843069873; sector median ROIC: 1.3915857507207385
WACC: 0.08269790430333858
Base cash flow: 7158391
DCF price per share: base 45.885476405515334, conservative 21.572005672954415, aggressive 90.51358121416075
Financial scorecard for BOROLTD.NS (Consumer Cyclical — Furnishings, Fixtures & Appliances, India)
Report date: 2026-03-31 (annual)
Stock price: 2.39822460776218
Market cap: 27784990720 (USD: 294457298.85544723)
P/E ratio: 0.3689217134416543
P/B ratio: 2.933614498643296
Debt to equity: 0.16699999999999998
Current ratio: 2.21
Interest coverage ratio: 12.511327701309218
Return on net tangible assets (%): 2.8994693595765697
Buffett classification: The Gruesome
Analyst consensus upside (%): 11067.680973734787
Rule of 40 score: -4.005255267163744
Altman Z-score: 4.768080909170919 (Safe Zone)
Piotroski F-score: 5 (Neutral)
Magic formula: return on capital % 0.9591886109774562, earnings yield % 0.003419711080647435, rank 2990
Dividend yield (%): 0
Buyback yield (%): 0
Debt paydown yield (%): -1.6347536640320097
Total shareholder yield (%): -1.6347536640320097 (Minimal or Negative)
Momentum (%): 1m -1.3385986485112884, 3m -7.663986484270032, 6m -11.100629519552554, 12m -38.967126329704755, composite -18.96789086030397 (Strong Downtrend)
Lynch category: Slow Grower (confidence: Low)
Screener: long score 4, short score 4, recommendation: Neutral
Revenue growth 1y (%): -2.133426946068029
Net income growth 1y (%): -8.821833693776316
Revenue CAGR 3y (%): 11.952435405614924
Net income CAGR 3y (%): 7.789505565934807
Revenue deceleration: yes
Revenue growth consistency score: 13.733734026408765
Beneish M-score: 0.772776576336274 (Strong Manipulation Signal)
ROE (%): 8.399433245602202
Net margin (%): 6.243296458121693
Asset turnover: 0.9456332312425689
Equity multiplier (leverage): 1.422699895608932
ROE archetype: Standard Business
P/E z-score: 4.347686715267476
Treasury beta 1y: 0.0012464911178550725 (R-squared: 0.00019091424105216823)
Dividend increase streak (years): 0
ROIC (%): 6.314252094531543 (pretax: 8.536197427818292)
Incremental ROIC 3y (%): 7.815885055311216 (pretax: 11.529551024525885)
Capital allocation category: Standard Allocator
Industry percentiles: P/E 28.834355828220858, P/B 62.57668711656442, ROIC 39.87730061349693, revenue growth 1y 32.515337423312886, 6m momentum 60.122699386503065
Sector percentiles: P/E 29.207232267037554, 6m momentum 53.33796940194715
Industry median P/E: 0.5336405520626155; industry median ROIC: 5.666341450255377
Sector median P/E: 0.5734625271900335; sector median ROIC: 5.974200780604355
WACC: 0.051289500414917706
Base cash flow: 2723940.228910554
DCF price per share: base 0.019138689803234486, conservative 0.009710361407494943, aggressive 0.03835206634980075
Financial scorecard for BRNK.DE (Real Estate — Real Estate Services, Germany)
Report date: 2025-09-30 (quarterly)
Stock price: 1.125
Market cap: 82562720 (USD: 97132611.76470588)
P/B ratio: 0.17226269039109973
Debt to equity: 1.9558000000000002
Current ratio: 0.29
Interest coverage ratio: -10.133306100217865
Buffett classification: The Gruesome
Analyst consensus upside (%): -19.770408163265294
Rule of 40 score: -1.6384555659484106
Altman Z-score: -0.4675266593873445 (Distress Zone)
Piotroski F-score: 5 (Neutral)
Dividend yield (%): 0
Buyback yield (%): 0
Debt paydown yield (%): 235.32170451748695
Total shareholder yield (%): 235.32170451748695 (High Return)
Momentum (%): 1m -8.333333333333334, 3m -33.27586206896551, 6m -50.1953125, 12m -50.96153846153846, composite -43.324890357487334 (Strong Downtrend)
Lynch category: Turnaround (confidence: High)
Screener: long score 2, short score 5, recommendation: Neutral
Revenue growth 1y (%): -15.390120520614225
Revenue deceleration: no
Accrual ratio: -0.035003745501139764
FCF conversion rate: -0.005324635253669502
Beneish M-score: -2.6837383993504735 (Likely Safe)
ROE (%): -11.070128706653543
Net margin (%): -218.89352012658713
Asset turnover: 0.0159065240782545
Equity multiplier (leverage): 3.179394931855299
ROE archetype: Low Return
FCF z-score: 5.190982878588216
Treasury beta 1y: -0.36273512859084095 (R-squared: 0.03852828067218419)
Dividend increase streak (years): 4
ROIC (%): -7.223543649549209 (pretax: -9.143726138669885)
Incremental ROIC 3y (%): -128.9218242386627 (pretax: -162.34553774901772)
Capital allocation category: Value Destroyer
Industry percentiles: P/E , P/B 14.084507042253522, ROIC 78.87323943661971, revenue growth 1y 42.01877934272301, 6m momentum 87.32394366197182
Sector percentiles: P/E , 6m momentum 77.32919254658384
Industry median P/E: 0.9094611103569973; industry median ROIC: 3.7422962097312933
Sector median P/E: 4.332660990050401; sector median ROIC: 3.0025005588392872
WACC: 0.05
Base cash flow: 161108333.3333333
DCF price per share: base 49.092360614097636, conservative 33.563370553709746, aggressive 72.73166086503065
Financial scorecard for BRNL.AS (Industrials — Staffing & Employment Services, Netherlands)
Report date: 2026-03-31 (quarterly)
Stock price: 7.659090909090909
Market cap: 339243584 (USD: 389935154.0229885)
P/E ratio: 120.49808429118775
Debt to equity: 0.39289999999999997
Current ratio: 2.39
Buffett classification: The Gruesome
Analyst consensus upside (%): 16.599364069952298
Rule of 40 score: 0
Piotroski F-score: 1 (Weak)
Magic formula: return on capital % 6.3082939057329135, earnings yield % 5.503466826645613, rank 3491
Dividend yield (%): 0
Buyback yield (%): 0
Total shareholder yield (%): 0 (Minimal or Negative)
Momentum (%): 1m -6.674942704354457, 3m 1.4918055750105055, 6m -11.586333129957293, 12m -25.851625595361348, composite -10.21426518739108 (Strong Downtrend)
Lynch category:  (confidence: High)
Screener: long score 2, short score 3, recommendation: Neutral
Revenue deceleration: no
Beneish M-score: -2.48 (Likely Safe)
ROE archetype: Standard Business
P/E z-score: 5.9246777675844084
FCF z-score: 4.982820006750697
Treasury beta 1y: -0.06116257355487352 (R-squared: 0.004820060850787527)
Dividend increase streak (years): 0
ROIC (%): 3.3384605744499285 (pretax: 5.136093191461428)
Incremental ROIC 3y (%): -84.17364813959087 (pretax: -129.4979202147552)
Capital allocation category: Value Destroyer
Industry percentiles: P/E 69.84126984126983, P/B , ROIC 64.28571428571429, revenue growth 1y , 6m momentum 58.730158730158735
Sector percentiles: P/E 66.12903225806451, 6m momentum 59.318996415770606
Industry median P/E: 0.15202702702702706; industry median ROIC: 17.191501638800393
Sector median P/E: 0.48479532163742683; sector median ROIC: 7.0952301251284755
WACC: 0.060975201793911124
Base cash flow: 35227058.823529415
DCF price per share: base 21.951549463808888, conservative 16.224977338225383, aggressive 30.246790150330998
Financial scorecard for BUD (Consumer Defensive — Beverages - Brewers, Belgium)
Report date: 2026-03-31 (quarterly)
Stock price: 81.66
Market cap: 157732552704 (USD: 157732552704)
P/E ratio: 18.93628808864266
Debt to equity: 0.7503
Interest coverage ratio: 4.914354644149578
Buffett classification: The Great
Analyst consensus upside (%): 37.697483908718546
Rule of 40 score: -4.107782174486525
Piotroski F-score: 2 (Weak)
Magic formula: return on capital % 112.11404828426106, earnings yield % 1.7950057600138902, rank 1244
Dividend yield (%): 0
Buyback yield (%): 0
Total shareholder yield (%): 0 (Minimal or Negative)
Momentum (%): 1m -3.2808243515338265, 3m 14.19381904628722, 6m 18.58844031367993, 12m 18.245004344048642, composite 18.346089542423652 (Moderate Uptrend)
Lynch category: Fast Grower (confidence: High)
Screener: long score 1, short score 2, recommendation: Neutral
Revenue growth 1y (%): 18.465026365596195
Net income growth 1y (%): 23.787320176389805
Revenue deceleration: no
Beneish M-score: -2.5301850501292167 (Likely Safe)
Net margin (%): 19.506124320429684
ROE archetype: Standard Business
P/E z-score: 4.521290076008836
FCF z-score: 4.521290076008836
Treasury beta 1y: -0.0007889508236182926 (R-squared: 0.00016133762223407197)
Dividend increase streak (years): 4
ROIC (%): 7.369911854808392 (pretax: 9.847412301400032)
Incremental ROIC 3y (%): 6.59220792914116 (pretax: 13.230968929199316)
Capital allocation category: Standard Allocator
Industry percentiles: P/E 71.875, P/B , ROIC 43.75, revenue growth 1y 6.25, 6m momentum 15.625
Sector percentiles: P/E 52.35336712527155, 6m momentum 11.368573497465604
Industry median P/E: 3.322646982736007; industry median ROIC: 7.369911854808392
Sector median P/E: 1.0302878025850322; sector median ROIC: 7.163828537874342
WACC: 0.06580028729153935
Base cash flow: 12444705882.352942
DCF price per share: base 170.2926544892879, conservative 122.12080359714533, aggressive 237.75089976284536
Financial scorecard for CIB (Financial Services — Banks - Regional, Colombia)
Report date: 2026-03-31 (quarterly)
Stock price: 86.01
Market cap: 20407183360 (USD: 20407183360)
P/E ratio: 8.597839135654262
P/B ratio: 0.7696536175250832
Debt to equity: 0.4797713468195723
Return on net tangible assets (%): 4.390496709120014
Buffett classification: The Gruesome
Analyst consensus upside (%): -1.3683328679139959
Rule of 40 score: 29.300812476328097
Piotroski F-score: 6 (Neutral)
Dividend yield (%): 0
Buyback yield (%): 0.33567953023090646
Debt paydown yield (%): -0.3619843343017102
Total shareholder yield (%): -0.02630480407080371 (Minimal or Negative)
Momentum (%): 1m 10.297512182610927, 3m 22.277509240830256, 6m 8.420521870666843, 12m 101.33426966292136, composite 37.74516143167257 (Strong Uptrend)
Lynch category: Asset Play (confidence: Medium)
Screener: long score 5, short score 2, recommendation: Neutral
Revenue growth 1y (%): 24.531327624225096
Net income growth 1y (%): -5.480867547100954
Revenue deceleration: no
Accrual ratio: 0.002931935258086048
FCF conversion rate: 0.24793943517608097
Beneish M-score: -2.4748548172872504 (Likely Safe)
ROE (%): 3.8149794594560684
Net margin (%): 20.100053933674968
Asset turnover: 0.019395649924726154
Equity multiplier (leverage): 9.785671764604759
ROE archetype: Low Return
P/E z-score: 4.987429033405349
FCF z-score: 4.197442101366951
Treasury beta 1y: -0.005620292941110721 (R-squared: 0.005813401641209042)
Dividend increase streak (years): 0
Capital allocation category: Standard Allocator
Industry percentiles: P/E 36.80124223602485, P/B 28.57142857142857, ROIC , revenue growth 1y 10.869565217391305, 6m momentum 60.40372670807454
Sector percentiles: P/E 28.479048111743406, 6m momentum 23.823072943610967
Industry median P/E: 10.091388400702987; industry median ROIC: 0.8427644093631484
Sector median P/E: 9.286368843069873; sector median ROIC: 1.3915857507207385
WACC: 0.07282683915799883
Base cash flow: 868766141.0628638
DCF price per share: base 0.11809128256782359, conservative 0.06750363972601575, aggressive 0.21311838547508175
Financial scorecard for CIFL.NS (Financial Services — Credit Services, India)
Report date: 2026-03-31 (annual)
Stock price: 0.20695706028075972
Market cap: 7840678400 (USD: 83093242.8995337)
P/E ratio: 0.2188225364000844
P/B ratio: 1.1692886855151159
Debt to equity: 1.3921999999999999
Current ratio: 8.56
Return on net tangible assets (%): 10.340992482652304
Buffett classification: The Gruesome
Rule of 40 score: -64.07129175975753
Altman Z-score: 1.549846425314079 (Distress Zone)
Piotroski F-score: 5 (Neutral)
Dividend yield (%): 0.09940466375970732
Buyback yield (%): 0
Debt paydown yield (%): 17.554324749962586
Total shareholder yield (%): 17.653729413722292 (High Return)
Momentum (%): 1m -21.95652536639179, 3m -28.15666195860459, 6m -41.641550849071876, 12m -51.88081267960807, composite -36.04710417994929 (Strong Downtrend)
Lynch category: Fast Grower (confidence: Medium)
Screener: long score 1, short score 6, recommendation: Neutral
Revenue growth 1y (%): -8.0410165385996
Revenue deceleration: no
Beneish M-score: -1.7073292935059787 (Possible Manipulation)
ROE (%): -0.022691932185443048
Net margin (%): -0.12921516014598755
Asset turnover: 0.06570756242783556
Equity multiplier (leverage): 2.6726534558205315
ROE archetype: Low Return
P/E z-score: 2.1617830539441045
Treasury beta 1y: 0.07757003204200388 (R-squared: 0.0037308510929548074)
Dividend increase streak (years): 0
ROIC (%): -3.210104525454155 (pretax: -3.7171370481016512)
Capital allocation category: Capital-Light Grower
Industry percentiles: P/E 21.544715447154474, P/B 43.49593495934959, ROIC 49.1869918699187, revenue growth 1y 47.15447154471545, 6m momentum 76.82926829268293
Sector percentiles: P/E 10.269011898603207, 6m momentum 66.58044490429384
Industry median P/E: 1.1381675934474376; industry median ROIC: 3.60918150844996
Sector median P/E: 9.286368843069873; sector median ROIC: 1.3915857507207385
WACC: 0.07147200437305298
Base cash flow: 6868026.706231453
DCF price per share: base 0.002153373393346981, conservative 0.001601401385951004, aggressive 0.002853091273307059