speb/financial-data huggingface dataset:
Financial scorecard for GAIA.L ( — , )
Report date: 2026-03-31 (annual)
Stock price: 0.08824324324324324
Debt to equity: 0.27809416915308777
Current ratio: 0.8488192940204222
Interest coverage ratio: 7.960183783111037
Return on net tangible assets (%): 3.0612089900747987
Buffett classification: The Gruesome
Rule of 40 score: 2.8236174963493905
Piotroski F-score: 3 (Weak)
Lynch category: Slow Grower (confidence: Low)
Screener: long score 2, short score 4, recommendation: Neutral
Revenue growth 1y (%): 1.0987592147329917
Net income growth 1y (%): -38.358986797541306
Revenue CAGR 3y (%): 1.2658191562133325
Net income CAGR 3y (%): 12.897677906241567
Revenue deceleration: yes
Revenue growth consistency score: 7.928765498289423
Beneish M-score: 19.211650872941412 (Strong Manipulation Signal)
ROE (%): 1.6627756724424207
Net margin (%): 4.173310790394235
Asset turnover: 0.25314795243003974
Equity multiplier (leverage): 1.5739049985183386
ROE archetype: Low Return
Dividend increase streak (years): 0
ROIC (%): 5.399362570412572 (pretax: 6.9260502982288195)
Incremental ROIC 3y (%): 7.051053238430494 (pretax: 8.895603402856974)
Capital allocation category: Standard Allocator
WACC: 0.05
Base cash flow: 34472500000
Financial scorecard for LUNR.V ( — , Canada)
Report date: 2026-03-31 (quarterly)
Stock price: 12.95
Market cap: 1402773376 (USD: 1009189479.1366907)
Debt to equity: 0
Current ratio: 5.93
Return on net tangible assets (%): -180.9050856152772
Buffett classification: The Gruesome
Rule of 40 score: 0
Altman Z-score: 732.1201435934483 (Safe Zone)
Piotroski F-score: 2 (Weak)
Dividend yield (%): 0
Buyback yield (%): 0
Total shareholder yield (%): 0 (Minimal or Negative)
Lynch category: Turnaround (confidence: Medium)
Screener: long score 4, short score 9, recommendation: Short
Revenue deceleration: no
Accrual ratio: -0.4202423211493702
FCF conversion rate: 0.5069021154535677
Beneish M-score: -4.446090687317378 (Likely Safe)
ROE (%): -180.90508561527716
Asset turnover: 0
Equity multiplier (leverage): 2.122678048622283
ROE archetype: Low Return
Insider 90-day net shares: 814965 (net value USD: 11088862.00)
Capital allocation category: Standard Allocator
WACC: 0.1019
Base cash flow: 0
DCF price per share: base 0.014233008417330096, conservative 0.014233008417330096, aggressive 0.014233008417330096
Financial scorecard for SLVR.V ( — , )
Report date: 2026-03-31 (annual)
Stock price: 0.5214285714285715
Debt to equity: 0
Current ratio: 95.32886641361696
Return on net tangible assets (%): -2.519958860954854
Buffett classification: The Gruesome
Rule of 40 score: 0
Piotroski F-score: 3 (Weak)
Lynch category: Speculative (confidence: Low)
Screener: long score 2, short score 9, recommendation: Short
Revenue deceleration: no
Accrual ratio: -0.009090199847685615
FCF conversion rate: 0.7503710416170988
Beneish M-score: -2.281296540508219 (Likely Safe)
ROE (%): -0.859546181692977
Asset turnover: 0
Equity multiplier (leverage): 1.0095782650032303
ROE archetype: Low Return
Insider 90-day net shares: 0 (net value USD: 0.00)
ROIC (%): -5.2692563638271945 (pretax: -6.66994476433822)
Incremental ROIC 3y (%): -4.031466128616769 (pretax: -5.103121681793379)
Capital allocation category: Value Destroyer
WACC: 0.1019
Base cash flow: -3760702.1582733816
DCF price per share: base 0.016975930564776528, conservative 0.0541137915331434, aggressive 0
Financial scorecard for FHP.L ( — , )
Report date: 2025-02-28 (annual)
Stock price: 0
Debt to equity: -0.03797468354430379
Current ratio: 0.01558073654390935
Interest coverage ratio: -481.00000000000006
Buffett classification: The Gruesome
Rule of 40 score: 0
Piotroski F-score: 0 (Weak)
Lynch category:  (confidence: Low)
Screener: long score 1, short score 4, recommendation: Neutral
Revenue deceleration: no
Accrual ratio: -5.333333333333333
FCF conversion rate: -0.1818181818181818
Beneish M-score: -214.4818709677419 (Likely Safe)
Asset turnover: 0
ROE archetype: Standard Business
Capital allocation category: Standard Allocator
WACC: 0.05
Base cash flow: -111392.40506329114
DCF price per share: base 0, conservative 0, aggressive 0
Financial scorecard for FI.TO ( — , )
Report date: 2026-03-31 (quarterly)
Stock price: 3.6642857142857146
Market cap: 49954328576 (USD: 35938365882.01439)
Debt to equity: 1.1176919263185998
Current ratio: 1.058245793833803
Interest coverage ratio: 2.3130193905817173
Return on net tangible assets (%): -4.367955852780246
Buffett classification: The Good
Rule of 40 score: -5.775077305904617
Altman Z-score: 1.1488132750759523 (Distress Zone)
Piotroski F-score: 5 (Neutral)
Magic formula: return on capital % 18.195685334495536, earnings yield % 1.057948614949141, rank 579
Dividend yield (%): 0
Buyback yield (%): 0.48043884652531466
Debt paydown yield (%): 0.4827475246807476
Total shareholder yield (%): 0.9631863712060622 (Low Return)
Lynch category: Slow Grower (confidence: Medium)
Screener: long score 3, short score 4, recommendation: Neutral
Revenue growth 1y (%): 0.8121222320389254
Net income growth 1y (%): -30.72982272231568
Revenue deceleration: no
Accrual ratio: 0.005338248976946105
FCF conversion rate: 0.24607329842931938
Beneish M-score: -2.4975846454535127 (Likely Safe)
ROE (%): 2.1867402219136993
Net margin (%): 11.398448378754725
Asset turnover: 0.062118929646083496
Equity multiplier (leverage): 3.0883569683976884
ROE archetype: Low Return
ROIC (%): 8.523769728249215 (pretax: 10.525732441718697)
Incremental ROIC 3y (%): 112.82408361270848 (pretax: 139.6599892388554)
Capital allocation category: Turnaround Compounder
WACC: 0.05
Base cash flow: 3567883211.678832
DCF price per share: base 24.46194772093327, conservative 15.453912870873708, aggressive 39.7262222243123
Financial scorecard for LEGT ( — , United States)
Report date: 2026-02-28 (quarterly)
Stock price: 9.52
Market cap: 214828176 (USD: 214828176)
Debt to equity: 0
Return on net tangible assets (%): 0.7462529110171376
Buffett classification: The Gruesome
Rule of 40 score: 0
Altman Z-score: 18.256309542828152 (Safe Zone)
Piotroski F-score: 2 (Weak)
Dividend yield (%): 0
Buyback yield (%): 0
Total shareholder yield (%): 0 (Minimal or Negative)
Lynch category: Slow Grower (confidence: Low)
Screener: long score 4, short score 8, recommendation: Short
Net income growth 1y (%): -34.17221840447377
Revenue deceleration: no
Accrual ratio: 0.00870425680146274
FCF conversion rate: -0.20036856288604243
Beneish M-score: -2.477747862092804 (Likely Safe)
ROE (%): 0.7490478065477739
Asset turnover: 0
Equity multiplier (leverage): 1.032981286728116
ROE archetype: Low Return
ROIC (%): -0.38721516933626676 (pretax: -0.4901457839699579)
Capital allocation category: Standard Allocator
WACC: 0.05
Base cash flow: 7897897
DCF price per share: base 23.155971595565454, conservative 14.172694855656369, aggressive 39.48252366330374
Financial scorecard for CGCT ( — , United States)
Report date: 2026-03-31 (quarterly)
Stock price: 11.9
Market cap: 492660000 (USD: 492660000)
Debt to equity: 0
Current ratio: 0.37
Return on net tangible assets (%): 0.6181176119664181
Buffett classification: The Gruesome
Rule of 40 score: 0
Altman Z-score: 20.26610305170675 (Safe Zone)
Piotroski F-score: 2 (Weak)
Dividend yield (%): 0
Buyback yield (%): 0
Total shareholder yield (%): 0 (Minimal or Negative)
Lynch category: Slow Grower (confidence: Low)
Screener: long score 4, short score 8, recommendation: Short
Revenue deceleration: no
Accrual ratio: 0.006689667545270721
FCF conversion rate: -0.13565263860101393
Beneish M-score: -2.4994723469419036 (Likely Safe)
ROE (%): 0.6200338812765829
Asset turnover: 0
Equity multiplier (leverage): 1.0525831194579693
ROE archetype: Low Return
ROIC (%): -0.33944120990925897 (pretax: -0.42967241760665686)
Capital allocation category: Standard Allocator
WACC: 0.1019
Base cash flow: 6219069
DCF price per share: base 4.500847263346924, conservative 3.2589794871587716, aggressive 6.288960259382382
Financial scorecard for CSNA3.SA (Basic Materials — Steel, Brazil)
Report date: 2026-03-31 (quarterly)
Market cap: 6192858624 (USD: 1177349548.2889733)
Debt to equity: 3.2393
Current ratio: 1.11
Interest coverage ratio: 0.16558567931456547
Return on net tangible assets (%): -27.74013408136212
Buffett classification: The Gruesome
Rule of 40 score: -32.2870430572669
Altman Z-score: 0.18428523956798415 (Distress Zone)
Piotroski F-score: 4 (Weak)
Magic formula: return on capital % 0.7304147625919184, earnings yield % 0.10833843640679136, rank 2793
Dividend yield (%): 0
Buyback yield (%): 0
Debt paydown yield (%): 5.86108453090549
Total shareholder yield (%): 5.86108453090549 (Moderate Return)
Lynch category: Cyclical (confidence: High)
Screener: long score 0, short score 10, recommendation: Strong Short (Melting Ice Cube)
Revenue growth 1y (%): 6.455171127205772
Revenue deceleration: no
Accrual ratio: 0.013769085553533771
FCF conversion rate: 3.427054374323226
Beneish M-score: -1.7178652938003027 (Possible Manipulation)
ROE (%): -3.5809227246727366
Net margin (%): -5.234203451375604
Asset turnover: 0.10838645020059516
Equity multiplier (leverage): 6.312034397084476
ROE archetype: Low Return
Dividend increase streak (years): 0
ROIC (%): 7.553930391803543 (pretax: 9.56193720481461)
Incremental ROIC 3y (%): -65.24531356545758 (pretax: -140.2569946395974)
Capital allocation category: Value Destroyer
Industry percentiles: P/E , P/B , ROIC 30, revenue growth 1y 18.571428571428573, 6m momentum 
Industry median P/E: 0.24968437316139946; industry median ROIC: 5.061127786090195
Sector median P/E: 1.5790983881237224; sector median ROIC: -1.992018401665734
WACC: 0.064167394907717
Base cash flow: -600756934.3065693
DCF price per share: base 0, conservative 0, aggressive 0
Financial scorecard for BHIA3.SA (Consumer Cyclical — Specialty Retail, Brazil)
Report date: 2026-03-31 (quarterly)
Market cap: 975856384 (USD: 185524027.37642586)
Debt to equity: 6.4134
Current ratio: 0.72
Interest coverage ratio: 0.480565371024735
Buffett classification: The Great
Rule of 40 score: 42.043383586416226
Altman Z-score: -0.300344783495307 (Distress Zone)
Piotroski F-score: 5 (Neutral)
Dividend yield (%): 0
Buyback yield (%): 0
Debt paydown yield (%): -136.1869505477245
Total shareholder yield (%): -136.1869505477245 (Minimal or Negative)
Lynch category: Turnaround (confidence: High)
Screener: long score 2, short score 5, recommendation: Neutral
Revenue growth 1y (%): 16.162823140887816
Revenue deceleration: no
Accrual ratio: -0.14733858777141204
FCF conversion rate: -3.5432330827067666
Beneish M-score: -3.006343231476681 (Likely Safe)
ROE (%): -47.92107395700288
Net margin (%): -14.347357065803667
Asset turnover: 0.2260370225305734
Equity multiplier (leverage): 14.776618389886353
ROE archetype: Low Return
Dividend increase streak (years): 0
ROIC (%): 10.119348837209301 (pretax: 12.809302325581395)
Capital allocation category: Capital-Light Grower
Industry percentiles: P/E , P/B , ROIC 29.107981220657276, revenue growth 1y 13.145539906103288, 6m momentum 
Industry median P/E: 2.3211958916121533; industry median ROIC: 6.169113478954271
Sector median P/E: 0.5734625271900335; sector median ROIC: 5.974200780604355
WACC: 0.15
Base cash flow: -402372262.7737226
DCF price per share: base 0, conservative 0, aggressive 0
Financial scorecard for CVC.AS (Financial Services — Asset Management, United States)
Report date: 2025-12-31 (annual)
Market cap: 13479654400 (USD: 13479654400)
Debt to equity: 0.7931999999999999
Current ratio: 2.1
Interest coverage ratio: 17.803681333384304
Return on net tangible assets (%): -3155.9631556034187
Buffett classification: The Great
Rule of 40 score: 51.20483775423702
Piotroski F-score: 7 (Neutral)
Dividend yield (%): 0
Buyback yield (%): 0
Debt paydown yield (%): 0.2621283821638632
Total shareholder yield (%): 0.2621283821638632 (Low Return)
Lynch category: Fast Grower (confidence: Medium)
Screener: long score 7, short score 2, recommendation: Neutral
Revenue growth 1y (%): 18.533521305665033
Net income growth 1y (%): 296.6954004336029
Revenue deceleration: yes
Revenue growth consistency score: 27.97470176277009
Accrual ratio: 0.11403513963168962
FCF conversion rate: 0.5112879024644067
Beneish M-score: -2.3378394139880974 (Likely Safe)
ROE (%): 60.31964503515326
Net margin (%): 66.01887315255969
Asset turnover: 0.3534414675144061
Equity multiplier (leverage): 2.5850751218390386
ROE archetype: Leverage-Driven Returns
Dividend increase streak (years): 0
ROIC (%): 22.219178632326106 (pretax: 28.125542572564694)
Capital allocation category: Standard Allocator
Industry percentiles: P/E , P/B , ROIC 3.7374658158614404, revenue growth 1y 13.217866909753875, 6m momentum 
Industry median P/E: 7.917582417582417; industry median ROIC: 1.6915626385800535
Sector median P/E: 9.286368843069873; sector median ROIC: 1.3915857507207385
WACC: 0.08152658086497647
Base cash flow: 1377357000
DCF price per share: base 61.763351022716556, conservative 33.5298195491982, aggressive 113.7463306671086
Financial scorecard for EDI.PA (Industrials — Business Equipment & Supplies, France)
Report date: 2025-09-30 (annual)
Market cap: 23469258 (USD: 27610891.76470588)
Debt to equity: 0.8954000000000001
Current ratio: 1.07
Interest coverage ratio: -10.823684210526316
Return on net tangible assets (%): -99.51418792094512
Buffett classification: The Gruesome
Rule of 40 score: -7.735153611744929
Altman Z-score: 1.2130275701338493 (Distress Zone)
Piotroski F-score: 3 (Weak)
Dividend yield (%): 0
Buyback yield (%): 0
Debt paydown yield (%): -35.939012495484064
Total shareholder yield (%): -35.939012495484064 (Minimal or Negative)
Lynch category: Turnaround (confidence: High)
Screener: long score 1, short score 11, recommendation: Strong Short (Melting Ice Cube)
Revenue deceleration: no
Beneish M-score: -2.5549661560094363 (Likely Safe)
Equity multiplier (leverage): 2.7749823366887854
ROE archetype: Standard Business
Dividend increase streak (years): 0
ROIC (%): -8.160714285714286 (pretax: -10.330018083182642)
Incremental ROIC 3y (%): -67.21089459451935 (pretax: -85.07708176521434)
Capital allocation category: Value Destroyer
Industry percentiles: P/E , P/B , ROIC 97.67441860465115, revenue growth 1y , 6m momentum 
Industry median P/E: 0.1507971233509673; industry median ROIC: 7.635305968999413
Sector median P/E: 0.48479532163742683; sector median ROIC: 7.0952301251284755
WACC: 0.05
Base cash flow: -10603529.411764706
DCF price per share: base 0, conservative 0, aggressive 0
Financial scorecard for NHPBP (Real Estate — REIT - Healthcare Facilities, United States)
Report date: 2026-03-31 (quarterly)
Debt to equity: 1.75
Current ratio: 0.43
Interest coverage ratio: 0.6926589871174426
Buffett classification: The Good
Rule of 40 score: 5.7734856154129615
Piotroski F-score: 6 (Neutral)
Lynch category: Speculative (confidence: Low)
Screener: long score 3, short score 1, recommendation: Neutral
Revenue growth 1y (%): -0.1827794037689623
Revenue deceleration: no
Accrual ratio: -0.004709320160453559
FCF conversion rate: -0.875496379350619
Beneish M-score: -2.4268819631232246 (Likely Safe)
ROE (%): -0.7128655496608018
Net margin (%): -4.961464912789014
Asset turnover: 0.05060950181152513
Equity multiplier (leverage): 2.8390016218898513
ROE archetype: Low Return
Dividend increase streak (years): 0
ROIC (%): 1.0385172204792905 (pretax: 1.3145787601003678)
Capital allocation category: Capital-Light Grower
Industry percentiles: P/E , P/B , ROIC 73.07692307692307, revenue growth 1y 76.92307692307693, 6m momentum 
Industry median P/E: 25.7741935483871; industry median ROIC: 2.9483185016317277
Sector median P/E: 4.332660990050401; sector median ROIC: 3.0025005588392872
WACC: 0.05
Base cash flow: -8086000
Financial scorecard for LBRDP (Communication Services — Telecom Services, United States)
Report date: 2026-03-31 (quarterly)
Debt to equity: 0.46880000000000005
Current ratio: 1.09
Interest coverage ratio: -0.20833333333333334
Return on net tangible assets (%): 3.4418446931163102
Buffett classification: The Gruesome
Rule of 40 score: 0
Piotroski F-score: 3 (Weak)
Lynch category: Slow Grower (confidence: High)
Screener: long score 2, short score 8, recommendation: Short
Net income growth 1y (%): -24.25373134328358
Revenue deceleration: no
Accrual ratio: 0.029657387580299784
FCF conversion rate: -0.3645320197044335
Beneish M-score: -2.529952401387577 (Likely Safe)
ROE (%): 3.5012073128665055
Asset turnover: 0
Equity multiplier (leverage): 1.61090031045188
ROE archetype: Low Return
Dividend increase streak (years): 0
ROIC (%): -0.3850006768647624 (pretax: -0.4873426289427373)
Capital allocation category: Standard Allocator
Industry percentiles: P/E , P/B , ROIC 56.30252100840336, revenue growth 1y , 6m momentum 
Industry median P/E: 6.173333333333333; industry median ROIC: 6.697966332884982
Sector median P/E: 1.436628982900151; sector median ROIC: 4.830798676039866
WACC: 0.05
Base cash flow: -2676000000
Financial scorecard for MCHPP (Technology — Semiconductors, United States)
Report date: 2026-03-31 (annual)
Debt to equity: 0.8772
Current ratio: 2.09
Interest coverage ratio: 2.4596100278551534
Return on net tangible assets (%): -36.06357500544306
Buffett classification: The Great
Rule of 40 score: 20.13843898520517
Piotroski F-score: 6 (Neutral)
Lynch category: Stalwart (confidence: Medium)
Screener: long score 5, short score 4, recommendation: Neutral
Revenue growth 1y (%): 7.0769720101781175
Revenue CAGR 3y (%): -17.647453001122358
Net income CAGR 3y (%): -53.15729227199735
FCF CAGR 3y (%): -34.74665604692184
Revenue deceleration: no
Revenue growth consistency score: 25.150018097681848
Accrual ratio: -0.0431001153146611
FCF conversion rate: 3.7869565217391306
Beneish M-score: -2.3720312516897475 (Likely Safe)
ROE (%): 3.404708860384732
Net margin (%): 4.880015276569562
Asset turnover: 0.316903515584289
Equity multiplier (leverage): 2.201566166075777
ROE archetype: Low Return
Dividend increase streak (years): 0
ROIC (%): 3.7991323577849596 (pretax: 4.517663912409506)
Capital allocation category: Standard Allocator
Industry percentiles: P/E , P/B , ROIC 41.9753086419753, revenue growth 1y 46.2962962962963, 6m momentum 
Industry median P/E: 31.956834532374103; industry median ROIC: 3.679818125534067
Sector median P/E: 1.5433673469387754; sector median ROIC: 6.677876317240262
WACC: 0.05
Base cash flow: 828200000
Financial scorecard for SIGIP (Financial Services — Insurance - Property & Casualty, United States)
Report date: 2026-03-31 (quarterly)
Debt to equity: 0.25129999999999997
Current ratio: 0.32
Return on net tangible assets (%): 2.69175003422237
Buffett classification: The Gruesome
Rule of 40 score: 14.087836985192528
Piotroski F-score: 4 (Weak)
Lynch category: Slow Grower (confidence: High)
Screener: long score 4, short score 3, recommendation: Neutral
Revenue growth 1y (%): 5.737613077017656
Net income growth 1y (%): -11.119603989226178
Revenue deceleration: no
Accrual ratio: -0.007404443729311885
FCF conversion rate: 2.1551967730046275
Beneish M-score: -2.4702456726883035 (Likely Safe)
ROE (%): 2.71459686391192
Net margin (%): 7.187740309435767
Asset turnover: 0.0891752000253038
Equity multiplier (leverage): 4.2351507443908405
ROE archetype: Low Return
Dividend increase streak (years): 0
Capital allocation category: Standard Allocator
Industry percentiles: P/E , P/B , ROIC , revenue growth 1y 37.5, 6m momentum 
Industry median P/E: 8.869425040300914; industry median ROIC: 35.8357333390367
Sector median P/E: 9.286368843069873; sector median ROIC: 1.3915857507207385
WACC: 0.05
Base cash flow: 460338000
Financial scorecard for 2344.T (Consumer Cyclical — Personal Services, Japan)
Report date: 2025-09-30 (quarterly)
Market cap: 17657255936 (USD: 118824064.17227456)
Debt to equity: 0
Current ratio: 7.91
Buffett classification: The Gruesome
Rule of 40 score: 0
Piotroski F-score: 1 (Weak)
Magic formula: return on capital % 7.365498478519076, earnings yield % 0.1156133415778135, rank 5136
Dividend yield (%): 0
Buyback yield (%): 0
Total shareholder yield (%): 0 (Minimal or Negative)
Lynch category: Asset Play (confidence: High)
Screener: long score 2, short score 2, recommendation: Neutral
Revenue deceleration: no
Beneish M-score: -2.48 (Likely Safe)
Equity multiplier (leverage): 1.5735454802172812
ROE archetype: Standard Business
Dividend increase streak (years): 0
ROIC (%): 9.09975066822967 (pretax: 12.453461321473016)
Incremental ROIC 3y (%): 31.813232385888057 (pretax: 30.342625729435756)
Capital allocation category: Turnaround Compounder
Industry percentiles: P/E , P/B , ROIC 24.050632911392405, revenue growth 1y , 6m momentum 
Industry median P/E: 0.17977747862805335; industry median ROIC: 6.5091735771840575
Sector median P/E: 0.5734625271900335; sector median ROIC: 5.974200780604355
WACC: 0.06670000000000001
Base cash flow: 7925504.61168293
DCF price per share: base 20.115514825333626, conservative 17.806360430211612, aggressive 23.113338705017743
Financial scorecard for AIRTP (Industrials — Conglomerates, United States)
Report date: 2025-12-31 (quarterly)
Debt to equity: 35.8947
Current ratio: 0.96
Interest coverage ratio: -1.588235294117647
Buffett classification: The Gruesome
Rule of 40 score: -16.221206143390404
Piotroski F-score: 2 (Weak)
Lynch category: Turnaround (confidence: Medium)
Screener: long score 0, short score 9, recommendation: Short
Revenue growth 1y (%): -8.665896250642014
Revenue deceleration: no
Accrual ratio: 0.06099847133128334
FCF conversion rate: 9.634682658670664
Beneish M-score: -0.9811416745439613 (Strong Manipulation Signal)
ROE (%): -30.308997273553466
Net margin (%): -2.8131194556522474
Asset turnover: 0.25112178864831086
Equity multiplier (leverage): 42.90411996364738
ROE archetype: Low Return
Dividend increase streak (years): 0
ROIC (%): 1.4427227448810183 (pretax: 1.8262313226342002)
Capital allocation category: Standard Allocator
Industry percentiles: P/E , P/B , ROIC 60.28880866425993, revenue growth 1y 39.71119133574007, 6m momentum 
Industry median P/E: 0.1475398300795126; industry median ROIC: 4.422331016216076
Sector median P/E: 0.48479532163742683; sector median ROIC: 7.0952301251284755
WACC: 0.052656469039228604
Base cash flow: -16734000
DCF price per share: base 0, conservative 0, aggressive 0
Financial scorecard for WHLRP (Real Estate — REIT - Retail, United States)
Report date: 2026-03-31 (quarterly)
Debt to equity: 5.1219
Current ratio: 2.67
Interest coverage ratio: 1.1352477309924118
Buffett classification: The Great
Rule of 40 score: 6.167564067007004
Piotroski F-score: 3 (Weak)
Lynch category: Speculative (confidence: Low)
Screener: long score 2, short score 5, recommendation: Neutral
Revenue growth 1y (%): -1.4248172784758095
Net income growth 1y (%): -149.34681837336706
Revenue deceleration: no
Accrual ratio: -0.006288987330868474
FCF conversion rate: -2.210930828351836
Beneish M-score: -2.3806060770617705 (Likely Safe)
ROE (%): -1.2585172925219783
Net margin (%): -4.87774399133586
Asset turnover: 0.04015418054578709
Equity multiplier (leverage): 6.42553683124476
ROE archetype: Low Return
Dividend increase streak (years): 0
ROIC (%): 5.712587244821101 (pretax: 5.7225978445626495)
Capital allocation category: Capital-Light Grower
Industry percentiles: P/E , P/B , ROIC 11.864406779661017, revenue growth 1y 55.932203389830505, 6m momentum 
Industry median P/E: 13.362381989832972; industry median ROIC: 3.8218423418177516
Sector median P/E: 4.332660990050401; sector median ROIC: 3.0025005588392872
WACC: 0.06410292016241427
Base cash flow: 37781000
Financial scorecard for MNSBP (Financial Services — Banks - Regional, United States)
Report date: 2026-03-31 (quarterly)
Debt to equity: 0.32576842927845795
Return on net tangible assets (%): 2.365757451717337
Buffett classification: The Gruesome
Rule of 40 score: 32.18880259490219
Piotroski F-score: 5 (Neutral)
Lynch category: Fast Grower (confidence: Medium)
Screener: long score 4, short score 2, recommendation: Neutral
Revenue growth 1y (%): 2.590406327010153
Net income growth 1y (%): 67.14227476559316
Revenue deceleration: no
Accrual ratio: -0.0010829668964702584
FCF conversion rate: 1.5858536585365854
Beneish M-score: -2.530849818304837 (Likely Safe)
ROE (%): 1.8912529550827424
Net margin (%): 22.903748393944472
Asset turnover: 0.00807085362769113
Equity multiplier (leverage): 10.231129562359454
ROE archetype: Low Return
Dividend increase streak (years): 0
Capital allocation category: Standard Allocator
Industry percentiles: P/E , P/B , ROIC , revenue growth 1y 50.465838509316775, 6m momentum 
Industry median P/E: 10.091388400702987; industry median ROIC: 0.8427644093631484
Sector median P/E: 9.286368843069873; sector median ROIC: 1.3915857507207385
WACC: 0.15
Base cash flow: 16432000
Financial scorecard for NEWTP (Financial Services — Banks - Regional, United States)
Report date: 2026-03-31 (quarterly)
Debt to equity: 1.3671
Current ratio: 21.46
Return on net tangible assets (%): 3.4214236280214285
Buffett classification: The Gruesome
Rule of 40 score: -389.08424818083006
Piotroski F-score: 2 (Weak)
Lynch category: Fast Grower (confidence: Medium)
Screener: long score 0, short score 6, recommendation: Neutral
Revenue growth 1y (%): 8.002068386012539
Net income growth 1y (%): 43.06608305754243
Revenue deceleration: no
Accrual ratio: 0.09622511313864336
FCF conversion rate: -19.218640399970152
Beneish M-score: -1.0924555404833818 (Strong Manipulation Signal)
ROE (%): 3.3408080412733514
Net margin (%): 20.050571548267403
Asset turnover: 0.023736119807102298
Equity multiplier (leverage): 7.019643233311853
ROE archetype: Low Return
Dividend increase streak (years): 0
Capital allocation category: Standard Allocator
Industry percentiles: P/E , P/B , ROIC , revenue growth 1y 38.04347826086957, 6m momentum 
Industry median P/E: 10.091388400702987; industry median ROIC: 0.8427644093631484
Sector median P/E: 9.286368843069873; sector median ROIC: 1.3915857507207385
WACC: 0.09060885771150609
Base cash flow: 61074000
Financial scorecard for SLMBP (Financial Services — Credit Services, United States)
Report date: 2026-03-31 (quarterly)
Debt to equity: 2.5308
Current ratio: 1.3
Return on net tangible assets (%): 13.16108573922447
Buffett classification: The Gruesome
Rule of 40 score: 7.10892113085114
Piotroski F-score: 4 (Weak)
Lynch category: Slow Grower (confidence: High)
Screener: long score 1, short score 5, recommendation: Neutral
Revenue growth 1y (%): -3.618845673254001
Net income growth 1y (%): 1.1210350036120031
Revenue deceleration: no
Accrual ratio: 0.012979874902051167
FCF conversion rate: -0.2466732044396241
Beneish M-score: -2.5021967331643395 (Likely Safe)
ROE (%): 12.597857635217089
Net margin (%): 54.99296413494575
Asset turnover: 0.018932621514619864
Equity multiplier (leverage): 12.099817344686734
ROE archetype: Standard Business
Dividend increase streak (years): 0
Capital allocation category: Standard Allocator
Industry percentiles: P/E , P/B , ROIC , revenue growth 1y 45.1219512195122, 6m momentum 
Industry median P/E: 1.1381675934474376; industry median ROIC: 3.60918150844996
Sector median P/E: 9.286368843069873; sector median ROIC: 1.3915857507207385
WACC: 0.14409963685495913
Base cash flow: 761013000
DCF price per share: base 12.065299911630513, conservative 10.551495411825611, aggressive 13.806515204956344
Financial scorecard for BHFAP (Financial Services — Insurance - Life, United States)
Report date: 2026-03-31 (quarterly)
Debt to equity: 1.7633
Current ratio: 1.54
Return on net tangible assets (%): -13.733596980046736
Buffett classification: The Gruesome
Rule of 40 score: -22.32071166691341
Piotroski F-score: 2 (Weak)
Lynch category: Turnaround (confidence: Medium)
Screener: long score 0, short score 7, recommendation: Neutral
Revenue growth 1y (%): -37.06896551724138
Revenue deceleration: no
Accrual ratio: -0.0022691040382112108
FCF conversion rate: 0.2892670157068063
Beneish M-score: -2.519394251328671 (Likely Safe)
ROE (%): -12.262258245726668
Net margin (%): -52.32876712328767
Asset turnover: 0.006101090047492389
Equity multiplier (leverage): 38.40807318834764
ROE archetype: Low Return
Dividend increase streak (years): 0
Capital allocation category: Standard Allocator
Industry percentiles: P/E , P/B , ROIC , revenue growth 1y 75, 6m momentum 
Industry median P/E: 2.40435505821866; industry median ROIC: 2.783940447395565
Sector median P/E: 9.286368843069873; sector median ROIC: 1.3915857507207385
WACC: 0.05
Base cash flow: 438000000
DCF price per share: base 865.3338676915812, conservative 835.5872196649609, aggressive 910.6162679909949
Financial scorecard for CDZIP (Utilities — Utilities - Regulated Water, United States)
Report date: 2026-03-31 (quarterly)
Debt to equity: 7.530399999999999
Current ratio: 1.88
Interest coverage ratio: -2.6574650077760498
Return on net tangible assets (%): -84.86562942008487
Buffett classification: The Gruesome
Rule of 40 score: -449.70076248438005
Piotroski F-score: 3 (Weak)
Lynch category: Speculative (confidence: Low)
Screener: long score 0, short score 11, recommendation: Strong Short (Melting Ice Cube)
Revenue growth 1y (%): -44.75287745429925
Revenue deceleration: no
Accrual ratio: -0.020095180361908344
FCF conversion rate: 0.666049096804076
Beneish M-score: -1.833147058035258 (Likely Safe)
ROE (%): -44.43758361634249
Net margin (%): -529.1666666666667
Asset turnover: 0.011371475156253266
Equity multiplier (leverage): 7.384841000308738
ROE archetype: Low Return
Dividend increase streak (years): 0
ROIC (%): -17.012787508623155 (pretax: -21.535174061548297)
Incremental ROIC 3y (%): -29.43443839683325 (pretax: -37.25878278080159)
Capital allocation category: Value Destroyer
Industry percentiles: P/E , P/B , ROIC 87.17948717948718, revenue growth 1y 66.66666666666666, 6m momentum 
Industry median P/E: 3.0530082755535672; industry median ROIC: 4.646863772677307
Sector median P/E: 8.380462724935732; sector median ROIC: 4.834251840514727
WACC: 0.0690924968092967
Base cash flow: -40111000
Financial scorecard for FGBIP (Financial Services — Banks - Regional, United States)
Report date: 2026-03-31 (quarterly)
Debt to equity: 0.7992767534264923
Return on net tangible assets (%): 1.768361760418124
Buffett classification: The Gruesome
Rule of 40 score: 226.57512558883792
Piotroski F-score: 5 (Neutral)
Lynch category: Slow Grower (confidence: High)
Screener: long score 3, short score 2, recommendation: Neutral
Revenue growth 1y (%): -6.967433029264869
Revenue deceleration: no
Accrual ratio: -0.011866072620623246
FCF conversion rate: 18.383521691578565
Beneish M-score: -3.031949094636113 (Likely Safe)
ROE (%): 1.2185478712061981
Net margin (%): 12.170016415990062
Asset turnover: 0.005608904867483743
Equity multiplier (leverage): 17.851444221337694
ROE archetype: Low Return
Dividend increase streak (years): 0
Capital allocation category: Standard Allocator
Industry percentiles: P/E , P/B , ROIC , revenue growth 1y 60.09316770186336, 6m momentum 
Industry median P/E: 10.091388400702987; industry median ROIC: 0.8427644093631484
Sector median P/E: 9.286368843069873; sector median ROIC: 1.3915857507207385
WACC: 0.15
Base cash flow: -50980000
Financial scorecard for AGNCP (Real Estate — REIT - Mortgage, United States)
Report date: 2026-03-31 (quarterly)
Debt to equity: 7.229
Current ratio: 0.19
Return on net tangible assets (%): -1.2698412698412698
Buffett classification: The Gruesome
Rule of 40 score: -111.4572864321608
Piotroski F-score: 2 (Weak)
Lynch category: Turnaround (confidence: Medium)
Screener: long score 2, short score 7, recommendation: Neutral
Revenue growth 1y (%): -246.15384615384616
Net income growth 1y (%): -396
Revenue deceleration: no
Accrual ratio: -0.0045731577012830486
FCF conversion rate: -2.614864864864865
Beneish M-score: -3.4761204084150332 (Likely Safe)
ROE (%): -1.2045251078375518
Asset turnover: -0.0009744672484976963
Equity multiplier (leverage): 9.521201269634574
ROE archetype: Low Return
Dividend increase streak (years): 0
Capital allocation category: Standard Allocator
Industry percentiles: P/E , P/B , ROIC , revenue growth 1y 65.3061224489796, 6m momentum 
Industry median P/E: 9.897435897435896; industry median ROIC: 1.4474774657932468
Sector median P/E: 4.332660990050401; sector median ROIC: 3.0025005588392872
WACC: 0.15
Base cash flow: 1670000000
Financial scorecard for VIASP (Utilities — Utilities - Regulated Electric, United States)
Report date: 2026-03-31 (quarterly)
Debt to equity: 0.8946
Current ratio: 2.55
Interest coverage ratio: 2.67704280155642
Return on net tangible assets (%): -241.04173203639786
Buffett classification: The Great
Rule of 40 score: 29.42987231569697
Piotroski F-score: 5 (Neutral)
Lynch category: Slow Grower (confidence: High)
Screener: long score 3, short score 2, recommendation: Neutral
Revenue growth 1y (%): 10.052386455644523
Net income growth 1y (%): -88.8828721503222
Revenue deceleration: no
Accrual ratio: -0.02168520383755355
FCF conversion rate: 4.455431076473453
Beneish M-score: -1.984528702200812 (Likely Safe)
ROE (%): 1.5884929047832748
Net margin (%): 1.290959510529526
Asset turnover: 0.48612577968456494
Equity multiplier (leverage): 2.5311856826728154
ROE archetype: Low Return
Dividend increase streak (years): 0
ROIC (%): 19.452930459954075 (pretax: 25.205767129995856)
Incremental ROIC 3y (%): 252.56590479351092 (pretax: 288.13219829744617)
Capital allocation category: High-Efficiency Compounder
Industry percentiles: P/E , P/B , ROIC 2.2222222222222223, revenue growth 1y 35.55555555555556, 6m momentum 
Industry median P/E: 17.96397344673207; industry median ROIC: 5.461095094053626
Sector median P/E: 8.380462724935732; sector median ROIC: 4.834251840514727
WACC: 0.05
Base cash flow: 54442000
Financial scorecard for 4917.T (Consumer Defensive — Household & Personal Products, Japan)
Report date: 2025-09-30 (quarterly)
Market cap: 139245682688 (USD: 937050354.5625842)
Debt to equity: 0.0012
Current ratio: 4.53
Buffett classification: The Gruesome
Rule of 40 score: 0
Piotroski F-score: 1 (Weak)
Magic formula: return on capital % 1.5325954719444526, earnings yield % 0.0059410694521728835, rank 6360
Dividend yield (%): 0
Buyback yield (%): 0
Total shareholder yield (%): 0 (Minimal or Negative)
Lynch category:  (confidence: High)
Screener: long score 2, short score 2, recommendation: Neutral
Revenue deceleration: no
Beneish M-score: -2.48 (Likely Safe)
Equity multiplier (leverage): 1.2635351994107125
ROE archetype: Standard Business
Dividend increase streak (years): 0
ROIC (%): 1.4315023910232982 (pretax: 2.1680273679350215)
Capital allocation category: Capital-Light Grower
Industry percentiles: P/E , P/B , ROIC 67.40331491712708, revenue growth 1y , 6m momentum 
Industry median P/E: 1.0386203196660713; industry median ROIC: 10.090126010498068
Sector median P/E: 1.0302878025850322; sector median ROIC: 7.163828537874342
WACC: 0.15
Base cash flow: 30945060.820745893
DCF price per share: base 9.98827157693091, conservative 9.469475866169065, aggressive 10.57946062636545
Financial scorecard for KRIDHANINF.NS (Basic Materials — Steel, India)
Report date: 2025-12-31 (quarterly)
Market cap: 304712384 (USD: 3394367.650662805)
Interest coverage ratio: -0.12736056214317082
Buffett classification: The Gruesome
Rule of 40 score: -83.00501281051577
Piotroski F-score: 2 (Weak)
Dividend yield (%): 0
Buyback yield (%): 0
Total shareholder yield (%): 0 (Minimal or Negative)
Lynch category: Cyclical (confidence: High)
Screener: long score 0, short score 5, recommendation: Neutral
Revenue deceleration: no
Beneish M-score: -3.3783666486681194 (Likely Safe)
Net margin (%): -125.5813953488372
ROE archetype: Standard Business
Dividend increase streak (years): 0
Incremental ROIC 3y (%): 6.304417641578295 (pretax: 7.3927252084124495)
Capital allocation category: Standard Allocator
Industry median P/E: 0.24968437316139946; industry median ROIC: 5.061127786090195
Sector median P/E: 1.5790983881237224; sector median ROIC: -1.992018401665734
WACC: 0.06835190551354238
Base cash flow: 8488309.562777648
DCF price per share: base 1.9088807193360535, conservative 1.6334692933266832, aggressive 2.263275079700933
Financial scorecard for 4384.T (Industrials — Specialty Business Services, Japan)
Report date: 2026-01-31 (quarterly)
Market cap: 112646578176 (USD: 735483012.3792113)
Debt to equity: 0.7831
Current ratio: 1.66
Buffett classification: The Gruesome
Rule of 40 score: 0
Piotroski F-score: 1 (Weak)
Dividend yield (%): 0
Buyback yield (%): 0
Total shareholder yield (%): 0 (Minimal or Negative)
Lynch category:  (confidence: High)
Screener: long score 1, short score 2, recommendation: Neutral
Revenue deceleration: no
Beneish M-score: -2.48 (Likely Safe)
Equity multiplier (leverage): 2.355523658681449
ROE archetype: Standard Business
Dividend increase streak (years): 1
Capital allocation category: Standard Allocator
Industry median P/E: 0.2625461273512518; industry median ROIC: 8.492361488286793
Sector median P/E: 0.48479532163742683; sector median ROIC: 7.0952301251284755
WACC: 0.08045000000000001
Base cash flow: 0
DCF price per share: base 0, conservative 0, aggressive 0
Financial scorecard for HITECHCORP.NS (Consumer Cyclical — Packaging & Containers, India)
Report date: 2026-03-31 (annual)
Market cap: 4575434752 (USD: 48489134.71810089)
Debt to equity: 0.4825
Current ratio: 1.25
Interest coverage ratio: 1.8693737900263312
Return on net tangible assets (%): 6.7587282650257
Buffett classification: The Gruesome
Rule of 40 score: 4.489597231949025
Altman Z-score: 1.84127367187537 (Grey Zone)
Piotroski F-score: 3 (Weak)
Dividend yield (%): 0
Buyback yield (%): 0
Total shareholder yield (%): 0 (Minimal or Negative)
Lynch category: Slow Grower (confidence: Medium)
Screener: long score 3, short score 3, recommendation: Neutral
Revenue growth 1y (%): 3.4049818004880716
Net income growth 1y (%): 54.07134697686955
Revenue CAGR 3y (%): 0.03952524090575782
Net income CAGR 3y (%): -22.444449220862182
FCF CAGR 3y (%): -50.7722269993098
Revenue deceleration: no
Revenue growth consistency score: 2.9609071109493144
Accrual ratio: 0.016716822564359142
FCF conversion rate: 0.4573100878290297
Beneish M-score: -2.470757134776061 (Likely Safe)
ROE (%): 5.208263150592971
Net margin (%): 2.3717286373670543
Asset turnover: 1.298784169694758
Equity multiplier (leverage): 1.69079492282507
ROE archetype: Standard Business
Dividend increase streak (years): 0
ROIC (%): 6.721987149801824 (pretax: 8.468404429329427)
Incremental ROIC 3y (%): -21.810556005544544 (pretax: -31.380877940288897)
Capital allocation category: Value Destroyer
Industry percentiles: P/E , P/B , ROIC 41.66666666666667, revenue growth 1y 32.57575757575758, 6m momentum 
Industry median P/E: 0.3602172206668832; industry median ROIC: 5.740809626191375
Sector median P/E: 0.5734625271900335; sector median ROIC: 5.974200780604355
WACC: 0.07011976487312337
Base cash flow: 1980044.5103857578
DCF price per share: base 1.7314412870015459, conservative 1.3828323898268617, aggressive 2.1761207725776606
Financial scorecard for VLYPP (Financial Services — Banks - Regional, United States)
Report date: 2026-03-31 (quarterly)
Debt to equity: 0.381016633831274
Return on net tangible assets (%): 3.0675373848818794
Buffett classification: The Gruesome
Rule of 40 score: 37.228936962050724
Piotroski F-score: 5 (Neutral)
Lynch category: Fast Grower (confidence: Medium)
Screener: long score 4, short score 2, recommendation: Neutral
Revenue growth 1y (%): 12.94613649712697
Net income growth 1y (%): 54.55034037979218
Revenue deceleration: no
Accrual ratio: -0.0007110613579497432
FCF conversion rate: 1.2789345567465669
Beneish M-score: -2.4868164873030834 (Likely Safe)
ROE (%): 2.0965914799565954
Net margin (%): 30.334654084674906
Asset turnover: 0.008403606520128296
Equity multiplier (leverage): 8.22449158011558
ROE archetype: Low Return
Dividend increase streak (years): 0
Capital allocation category: Standard Allocator
Industry percentiles: P/E , P/B , ROIC , revenue growth 1y 26.242236024844722, 6m momentum 
Industry median P/E: 10.091388400702987; industry median ROIC: 0.8427644093631484
Sector median P/E: 9.286368843069873; sector median ROIC: 1.3915857507207385
WACC: 0.15
Base cash flow: 666701000
DCF price per share: base 11.554602263876435, conservative 9.945874788780063, aggressive 13.397005347036664
Financial scorecard for WAFDP (Financial Services — Banks - Regional, United States)
Report date: 2026-03-31 (quarterly)
Debt to equity: 1.0447005534194507
Return on net tangible assets (%): 2.621331886305236
Buffett classification: The Gruesome
Rule of 40 score: 35.85087055312408
Piotroski F-score: 5 (Neutral)
Lynch category: Slow Grower (confidence: Medium)
Screener: long score 2, short score 2, recommendation: Neutral
Revenue growth 1y (%): 10.062252216134349
Net income growth 1y (%): 16.52563464410155
Revenue deceleration: no
Accrual ratio: -8.823337084892298e-05
FCF conversion rate: 1.0369195093671812
Beneish M-score: -2.461419409595161 (Likely Safe)
ROE (%): 2.1810474338220738
Net margin (%): 33.161492034422224
Asset turnover: 0.007206806934756472
Equity multiplier (leverage): 9.126161721865543
ROE archetype: Low Return
Dividend increase streak (years): 0
Capital allocation category: Standard Allocator
Industry percentiles: P/E , P/B , ROIC , revenue growth 1y 34.006211180124225, 6m momentum 
Industry median P/E: 10.091388400702987; industry median ROIC: 0.8427644093631484
Sector median P/E: 9.286368843069873; sector median ROIC: 1.3915857507207385
WACC: 0.15
Base cash flow: 208768000
Financial scorecard for LREN3.SA (Consumer Cyclical — Department Stores, Brazil)
Report date: 2026-03-31 (quarterly)
Market cap: 14053960704 (USD: 2671855647.148289)
Debt to equity: 0.2793
Current ratio: 1.78
Interest coverage ratio: 11.048136425905806
Return on net tangible assets (%): 5.195499643630236
Buffett classification: The Great
Rule of 40 score: -11.74258871994891
Altman Z-score: 1.5993211163268621 (Distress Zone)
Piotroski F-score: 6 (Neutral)
Magic formula: return on capital % 7.210442961387667, earnings yield % 0.8709609743332918, rank 1125
Dividend yield (%): 0
Buyback yield (%): 0.7121053068799017
Debt paydown yield (%): -0.8928434051915001
Total shareholder yield (%): -0.18073809831159837 (Minimal or Negative)
Lynch category: Slow Grower (confidence: Medium)
Screener: long score 5, short score 2, recommendation: Neutral
Revenue growth 1y (%): -14.355948788735528
Net income growth 1y (%): -37.95867719495334
Revenue deceleration: no
Accrual ratio: -0.014599631886091867
FCF conversion rate: 2.07009885287132
Beneish M-score: -2.5218853449370138 (Likely Safe)
ROE (%): 2.5217500345431443
Net margin (%): 7.643324781360164
Asset turnover: 0.17849896122135675
Equity multiplier (leverage): 1.8483492188344415
ROE archetype: Low Return
Dividend increase streak (years): 0
ROIC (%): 25.69873050506547 (pretax: 30.231904714780423)
Capital allocation category: Capital-Light Grower
Industry percentiles: P/E , P/B , ROIC 3.1746031746031744, revenue growth 1y 38.095238095238095, 6m momentum 
Industry median P/E: 0.14933771134021567; industry median ROIC: 4.80940065622741
Sector median P/E: 0.5734625271900335; sector median ROIC: 5.974200780604355
WACC: 0.07482436828862588
Base cash flow: 355575547.44525546
DCF price per share: base 8.911843853223717, conservative 6.899450970825794, aggressive 11.66086143320226
Financial scorecard for SEA1.OL (Energy — Oil & Gas Equipment & Services, Norway)
Report date: 2026-03-31 (quarterly)
Market cap: 4015168512 (USD: 412658634.32682425)
Debt to equity: 0.7342
Current ratio: 0.94
Interest coverage ratio: 6.445413692836374
Return on net tangible assets (%): 10.482283713564357
Buffett classification: The Great
Rule of 40 score: -0.9196400282162358
Altman Z-score: 6.140673308483254 (Safe Zone)
Piotroski F-score: 7 (Neutral)
Magic formula: return on capital % 3.97950107309271, earnings yield % 0.05914291791011809, rank 2192
Dividend yield (%): 0
Buyback yield (%): 0
Debt paydown yield (%): -0.0067624157553593245
Total shareholder yield (%): -0.0067624157553593245 (Minimal or Negative)
Lynch category: Cyclical (confidence: High)
Screener: long score 6, short score 2, recommendation: Neutral
Revenue growth 1y (%): 22.476543955337647
Net income growth 1y (%): 843.2963952211134
Revenue deceleration: no
Accrual ratio: 0.04453732377128027
FCF conversion rate: -0.25198075834748157
Beneish M-score: -1.7093099578368396 (Possible Manipulation)
ROE (%): 6.959645700250315
Net margin (%): 39.270484630450184
Asset turnover: 0.09058581620142898
Equity multiplier (leverage): 1.9564135794005535
ROE archetype: Standard Business
Dividend increase streak (years): 0
ROIC (%): 14.870611469126535 (pretax: 15.150370141887723)
Capital allocation category: Capital-Light Grower
Industry percentiles: P/E , P/B , ROIC 10.606060606060606, revenue growth 1y 18.939393939393938, 6m momentum 
Industry median P/E: 14.518489818761033; industry median ROIC: 5.879956809181115
Sector median P/E: 11.598358576086895; sector median ROIC: 4.629877910100043
WACC: 0.08692959477829859
Base cash flow: 13647263.68159204
DCF price per share: base 1.2753197560931562, conservative 1.116019019469956, aggressive 1.4671425522141248
Financial scorecard for 6565.T (Consumer Cyclical — Lodging, Japan)
Report date: 2025-09-30 (quarterly)
Market cap: 19675641856 (USD: 132406741.96500674)
Debt to equity: 0.6593000000000001
Current ratio: 1.9
Buffett classification: The Gruesome
Rule of 40 score: 0
Piotroski F-score: 3 (Weak)
Magic formula: return on capital % 18.506990208505563, earnings yield % 0.1195615089988634, rank 3451
Dividend yield (%): 0
Buyback yield (%): 0
Debt paydown yield (%): 1.0668064712789684
Total shareholder yield (%): 1.0668064712789684 (Low Return)
Lynch category:  (confidence: High)
Screener: long score 1, short score 2, recommendation: Neutral
Revenue deceleration: no
Beneish M-score: -2.496341430094581 (Likely Safe)
Equity multiplier (leverage): 2.034059774242045
ROE archetype: Standard Business
Dividend increase streak (years): 5
ROIC (%): 14.804284184106054 (pretax: 22.759453020536256)
Capital allocation category: Capital-Light Grower
Industry percentiles: P/E , P/B , ROIC 14.563106796116504, revenue growth 1y , 6m momentum 
Industry median P/E: 0.38806260058826786; industry median ROIC: 5.85160871032743
Sector median P/E: 0.5734625271900335; sector median ROIC: 5.974200780604355
WACC: 0.05
Base cash flow: -2736739.7406763844
DCF price per share: base 0, conservative 0, aggressive 0
Financial scorecard for FULTP (Financial Services — Banks - Regional, United States)
Report date: 2026-03-31 (quarterly)
Debt to equity: 0.357340334574983
Return on net tangible assets (%): 3.6381381236290546
Buffett classification: The Gruesome
Rule of 40 score: 32.00652544269162
Piotroski F-score: 3 (Weak)
Lynch category: Slow Grower (confidence: High)
Screener: long score 4, short score 4, recommendation: Neutral
Revenue growth 1y (%): 4.237809857650809
Net income growth 1y (%): 1.9077935625410047
Revenue deceleration: no
Accrual ratio: -0.0005737785591417518
FCF conversion rate: 1.1948375386498664
Beneish M-score: -2.4234252499089743 (Likely Safe)
ROE (%): 2.7091096997740047
Net margin (%): 28.554166767109418
Asset turnover: 0.010313407775064634
Equity multiplier (leverage): 9.199302717514827
ROE archetype: Low Return
Dividend increase streak (years): 0
Capital allocation category: Standard Allocator
Industry percentiles: P/E , P/B , ROIC , revenue growth 1y 46.8944099378882, 6m momentum 
Industry median P/E: 10.091388400702987; industry median ROIC: 0.8427644093631484
Sector median P/E: 9.286368843069873; sector median ROIC: 1.3915857507207385
WACC: 0.15
Base cash flow: 433524000
Financial scorecard for NVA (Basic Materials — Other Industrial Metals & Mining, Australia)
Report date: 2026-03-31 (quarterly)
Market cap: 255424016 (USD: 255424016)
Debt to equity: 0.0393
Current ratio: 3.63
Buffett classification: The Gruesome
Rule of 40 score: 0
Piotroski F-score: 1 (Weak)
Dividend yield (%): 0
Buyback yield (%): 0
Total shareholder yield (%): 0 (Minimal or Negative)
Lynch category: Cyclical (confidence: High)
Screener: long score 2, short score 4, recommendation: Neutral
Revenue deceleration: no
Beneish M-score: -2.48 (Likely Safe)
ROE archetype: Standard Business
Dividend increase streak (years): 0
ROIC (%): -5.088120036588143 (pretax: -6.440658274162206)
Incremental ROIC 3y (%): 1.8394200567306986 (pretax: -8.533341531479604)
Capital allocation category: Standard Allocator
Industry percentiles: P/E , P/B , ROIC 15.736885928393004, revenue growth 1y , 6m momentum 
Industry median P/E: 6.295008083084309; industry median ROIC: -14.271466134226909
Sector median P/E: 1.5790983881237224; sector median ROIC: -1.992018401665734
WACC: 0.08760000000000001
Base cash flow: -10913875.163398692
DCF price per share: base 0, conservative 0, aggressive 0