speb/financial-data huggingface dataset:
Financial scorecard for EXTX.OL (Healthcare — Biotechnology, Norway)
Report date: 2025-12-31 (annual)
Stock price: 0.07003089598352213
Market cap: 75292248 (USD: 7491765.9701492535)
P/B ratio: 5.017787192702747
Debt to equity: 0.014199999999999999
Current ratio: 1.65
Interest coverage ratio: -2432.502822915771
Return on net tangible assets (%): -288.5389518107318
Buffett classification: The Gruesome
Rule of 40 score: 0
Altman Z-score: -2.5005239912070296 (Distress Zone)
Piotroski F-score: 1 (Weak)
Dividend yield (%): 0
Buyback yield (%): 0
Debt paydown yield (%): 0.18427450757075714
Total shareholder yield (%): 0.18427450757075714 (Low Return)
Momentum (%): 1m -19.759780626108974, 3m -57.89281570611011, 6m -70.33985581874357, 12m -76.12798174075208, composite -66.16066078329142 (Strong Downtrend)
Lynch category:  (confidence: Low)
Screener: long score 2, short score 2, recommendation: Neutral
Revenue deceleration: no
Accrual ratio: -0.14421028196231944
FCF conversion rate: 0.8314549663654831
Beneish M-score: -4.5272782113169745 (Likely Safe)
ROE (%): -130.5818645521537
Asset turnover: 0
Equity multiplier (leverage): 1.5261689009630643
ROE archetype: Low Return
Treasury beta 1y: -0.022875786491901973 (R-squared: 3.073905572461361e-05)
Dividend increase streak (years): 0
ROIC (%): -873.4649587314929 (pretax: -1105.6518464955604)
Incremental ROIC 3y (%): -364.3897341036686 (pretax: -461.2528279793272)
Capital allocation category: Value Destroyer
Industry percentiles: P/E , P/B 46.20938628158845, ROIC 40.88447653429603, revenue growth 1y , 6m momentum 73.6462093862816
Sector percentiles: P/E , 6m momentum 76.36103151862464
Industry median P/E: 6.198133227515053; industry median ROIC: -89.41034195162634
Sector median P/E: 4.824561403508772; sector median ROIC: 0.94429175936832
WACC: 0.051306940143961484
Base cash flow: -8816252.835820895
DCF price per share: base 0, conservative 0, aggressive 0
Financial scorecard for EZTC3.SA (Real Estate — Real Estate - Development, Brazil)
Report date: 2026-03-31 (quarterly)
Stock price: 2.573099415204678
Market cap: 3652818688 (USD: 694452222.053232)
P/E ratio: 1.2556581567988412
P/B ratio: 0.7342313097801068
Debt to equity: 0.3311
Current ratio: 8.52
Interest coverage ratio: 1.7580418572817982
Return on net tangible assets (%): 2.2790293667780586
Buffett classification: The Good
Analyst consensus upside (%): 574.2811824080751
Rule of 40 score: 73.26784635060037
Altman Z-score: 1.6157475336552927 (Distress Zone)
Piotroski F-score: 8 (Strong)
Dividend yield (%): 0
Buyback yield (%): 0
Debt paydown yield (%): -2.111138910224935
Total shareholder yield (%): -2.111138910224935 (Minimal or Negative)
Momentum (%): 1m 7.092108780371135, 3m -11.868320902996254, 6m -3.5535059252210357, 12m 49.09548013335518, composite 7.9332990639116 (Strong Uptrend)
Lynch category: Asset Play (confidence: Medium)
Screener: long score 6, short score 4, recommendation: Neutral
Revenue growth 1y (%): 13.471167453095978
Net income growth 1y (%): 42.579654952410586
Revenue deceleration: no
Accrual ratio: -0.004171481797593286
FCF conversion rate: 1.2354866316940583
Beneish M-score: -2.5011112343984347 (Likely Safe)
ROE (%): 2.4856492994937653
Net margin (%): 39.12773860683745
Asset turnover: 0.045273007584755914
Equity multiplier (leverage): 1.4031876669057732
ROE archetype: Low Return
P/E z-score: 5.977539831993512
FCF z-score: 2.098751216888976
Treasury beta 1y: -0.22881857696269398 (R-squared: 0.03595901140385434)
Dividend increase streak (years): 0
ROIC (%): 6.476291579147022 (pretax: 7.114831848232252)
Incremental ROIC 3y (%): 24.609044388503477 (pretax: 26.928572848755433)
Capital allocation category: Turnaround Compounder
Industry percentiles: P/E 29.00763358778626, P/B 48.091603053435115, ROIC 22.137404580152673, revenue growth 1y 19.84732824427481, 6m momentum 38.54961832061068
Sector percentiles: P/E 21.428571428571427, 6m momentum 40.6055900621118
Industry median P/E: 0.7477477477477478; industry median ROIC: 1.4222722989118621
Sector median P/E: 4.332660990050401; sector median ROIC: 3.0025005588392872
WACC: 0.06891044572587258
Base cash flow: 99764598.540146
DCF price per share: base 2.533297439563694, conservative 1.639022900812146, aggressive 3.9752662390715168
Financial scorecard for FINPIPE.NS (Industrials — Building Products & Equipment, India)
Report date: 2026-03-31 (annual)
Stock price: 1.689409578860446
Market cap: 101199437824 (USD: 1072482384.7392963)
P/E ratio: 0.16326984809316714
P/B ratio: 1.4852714854686133
Debt to equity: 0.0717
Current ratio: 3.55
Interest coverage ratio: 27.799319727891156
Return on net tangible assets (%): 10.417008754221763
Buffett classification: The Great
Analyst consensus upside (%): 13223.558652884296
Rule of 40 score: -6.889962650564081
Altman Z-score: 5.153174963765892 (Safe Zone)
Piotroski F-score: 4 (Weak)
Magic formula: return on capital % 7.8587324674790695, earnings yield % 0.04020426550122605, rank 1642
Dividend yield (%): 0
Buyback yield (%): 0
Total shareholder yield (%): 0 (Minimal or Negative)
Momentum (%): 1m -12.443232389906205, 3m -7.6764790276078285, 6m -10.98443860248465, 12m -30.046493044405953, composite -12.921962084050977 (Strong Downtrend)
Lynch category: Cyclical (confidence: High)
Screener: long score 4, short score 4, recommendation: Neutral
Revenue growth 1y (%): -9.971818911640607
Net income growth 1y (%): -32.120581457423825
Revenue CAGR 3y (%): -6.3770217077591
Net income CAGR 3y (%): 27.63055403541914
FCF CAGR 3y (%): -7.406292554609594
Revenue deceleration: yes
Revenue growth consistency score: 3.304092356635156
Beneish M-score: 2.386983670513194 (Strong Manipulation Signal)
ROE (%): 9.258733236809448
Net margin (%): 14.563272013866774
Asset turnover: 0.5227170632069069
Equity multiplier (leverage): 1.2162586244461806
ROE archetype: Standard Business
P/E z-score: 4.121408895436757
FCF z-score: 4.121408895436761
Treasury beta 1y: -0.07220079998420904 (R-squared: 0.006608873932047874)
Dividend increase streak (years): 2
ROIC (%): 10.222449774945972 (pretax: 13.737552736537026)
Capital allocation category: Capital-Light Grower
Industry percentiles: P/E 27.461139896373055, P/B 48.18652849740933, ROIC 29.015544041450774, revenue growth 1y 45.59585492227979, 6m momentum 56.994818652849744
Sector percentiles: P/E 24.347158218125962, 6m momentum 58.19252432155658
Industry median P/E: 0.3265277733522184; industry median ROIC: 6.830432455396816
Sector median P/E: 0.48479532163742683; sector median ROIC: 7.0952301251284755
WACC: 0.07877927244578832
Base cash flow: 68576727.4268758
DCF price per share: base 0.023045181485652495, conservative 0.020620152426766562, aggressive 0.026034219478022765
Financial scorecard for FITBM (Financial Services — Banks - Regional, United States)
Report date: 2026-03-31 (quarterly)
Stock price: 25.92
Debt to equity: 0.5730956429953674
Return on net tangible assets (%): 1.0223222659913713
Buffett classification: The Gruesome
Rule of 40 score: -24.910179855856626
Piotroski F-score: 1 (Weak)
Lynch category: Slow Grower (confidence: High)
Screener: long score 1, short score 6, recommendation: Neutral
Revenue growth 1y (%): 31.37440758293839
Net income growth 1y (%): -67.96116504854368
Revenue deceleration: no
Accrual ratio: 0.005541487832777686
FCF conversion rate: -7.587878787878788
Beneish M-score: -2.870597473900673 (Likely Safe)
ROE (%): 0.5910800644814616
Net margin (%): 5.952380952380952
Asset turnover: 0.010840511130881966
Equity multiplier (leverage): 9.160218520508687
ROE archetype: Low Return
Treasury beta 1y: -0.08543152126082323 (R-squared: 0.35111823586620333)
Dividend increase streak (years): 0
Capital allocation category: Standard Allocator
Industry percentiles: P/E , P/B , ROIC , revenue growth 1y 7.453416149068323, 6m momentum 
Industry median P/E: 10.091388400702987; industry median ROIC: 0.8427644093631484
Sector median P/E: 9.286368843069873; sector median ROIC: 1.3915857507207385
WACC: 0.15
Base cash flow: 2367000000
Financial scorecard for FMV.DE (Basic Materials — Silver, Canada)
Report date: 2026-03-31 (quarterly)
Stock price: 16.625
Market cap: 7223848960 (USD: 5197013640.28777)
P/E ratio: 39.96463306808134
P/B ratio: 4.299458653862402
Debt to equity: 0.0947
Current ratio: 2.73
Interest coverage ratio: 35.97225609756098
Return on net tangible assets (%): 6.599073133228292
Buffett classification: The Great
Rule of 40 score: 39.8552791973771
Altman Z-score: 3.2294567179345477 (Safe Zone)
Piotroski F-score: 9 (Strong)
Magic formula: return on capital % 5.758457058159494, earnings yield % 2.489564330374234, rank 588
Dividend yield (%): 0.05672876084053673
Buyback yield (%): 0
Debt paydown yield (%): -0.010989248525601868
Total shareholder yield (%): 0.04573951231493486 (Low Return)
Momentum (%): 1m 2.7387640449438098, 3m -18.206521739130437, 6m -33.437352802637776, 12m 90.44811320754715, composite 11.242452666425217 (Strong Uptrend)
Lynch category: Cyclical (confidence: High)
Screener: long score 8, short score 0, recommendation: Long
Revenue growth 1y (%): 101.13578589793293
Net income growth 1y (%): 2331.573741007194
Revenue deceleration: no
Accrual ratio: -0.008678235646327595
FCF conversion rate: 1.2819386246830209
Beneish M-score: -2.8446867865239795 (Likely Safe)
ROE (%): 4.512526199186297
Net margin (%): 30.666322894011284
Asset turnover: 0.10037259620204655
Equity multiplier (leverage): 1.4660300575994032
ROE archetype: Low Return
P/E z-score: 1.4976719859314247
FCF z-score: 2.828018351424862
Treasury beta 1y: -0.2412141118561085 (R-squared: 0.010848895998076124)
Dividend increase streak (years): 1
ROIC (%): 9.069600480085807 (pretax: 13.953231507824318)
Incremental ROIC 3y (%): 26.229085704148968 (pretax: 39.258670463801224)
Capital allocation category: Turnaround Compounder
Industry percentiles: P/E 22, P/B 32, ROIC 14.000000000000002, revenue growth 1y 16, 6m momentum 28.000000000000004
Sector percentiles: P/E 33.81454747362576, 6m momentum 57.91227096057746
Industry median P/E: 25.87673704205923; industry median ROIC: -4.019659714429054
Sector median P/E: 1.5790983881237224; sector median ROIC: -1.992018401665734
WACC: 0.15
Base cash flow: 298304379.5620438
DCF price per share: base 11.978462577043228, conservative 7.859572309225444, aggressive 18.82837502663228
Financial scorecard for FNTN.DE (Communication Services — Telecom Services, Germany)
Report date: 2026-03-31 (quarterly)
Stock price: 27.750000000000004
Market cap: 2881086208 (USD: 3311593342.5287356)
P/E ratio: 12.742946708463949
P/B ratio: 1.8174362314280301
Debt to equity: 0.43829999999999997
Current ratio: 0.66
Interest coverage ratio: 10.925925925925926
Return on net tangible assets (%): -44.265232974910404
Buffett classification: The Great
Analyst consensus upside (%): -0.979089790897906
Rule of 40 score: 31.226366922664333
Altman Z-score: 1.4046637799577322 (Distress Zone)
Piotroski F-score: 7 (Neutral)
Dividend yield (%): 0
Buyback yield (%): 0
Debt paydown yield (%): 17.098085675723528
Total shareholder yield (%): 17.098085675723528 (High Return)
Momentum (%): 1m 1.7500000000000107, 3m -4.233547351524873, 6m -14.133600291226788, 12m -9.661049406357709, composite -9.8606460713702 (Moderate Downtrend)
Lynch category: Slow Grower (confidence: Medium)
Screener: long score 6, short score 4, recommendation: Neutral
Revenue growth 1y (%): 33.32572502429905
Net income growth 1y (%): -11.817650496785504
Revenue deceleration: no
Accrual ratio: -0.0064804040464082205
FCF conversion rate: 1.4796747967479675
Beneish M-score: -2.4290764624853454 (Likely Safe)
ROE (%): 3.1220686280255303
Net margin (%): 6.457540359627248
Asset turnover: 0.2092127052101027
Equity multiplier (leverage): 2.3109325033697363
ROE archetype: Low Return
P/E z-score: 4.6173885231186755
FCF z-score: 4.617388523118676
Treasury beta 1y: 0.050162662307548046 (R-squared: 0.0036409292784777454)
Dividend increase streak (years): 4
ROIC (%): 14.383570400642428 (pretax: 18.9946967950196)
Incremental ROIC 3y (%): 121.6152481527804 (pretax: 156.59873421903464)
Capital allocation category: Standard Allocator
Industry percentiles: P/E 33.61344537815126, P/B 33.193277310924366, ROIC 10.504201680672269, revenue growth 1y 2.941176470588235, 6m momentum 52.52100840336135
Sector percentiles: P/E 38.323840520748575, 6m momentum 49.71521562245728
Industry median P/E: 6.173333333333333; industry median ROIC: 6.697966332884982
Sector median P/E: 1.436628982900151; sector median ROIC: 4.830798676039866
WACC: 0.051809331691097714
Base cash flow: 439529411.7647059
DCF price per share: base 130.01666959459828, conservative 103.29294453797736, aggressive 169.6000733235252
Financial scorecard for FO4N.DE (Financial Services — Insurance - Diversified, Belgium)
Report date: 2025-12-31 (annual)
Stock price: 81.5909090909091
Market cap: 15022545920 (USD: 17673583435.294117)
P/E ratio: 7.506633016242801
P/B ratio: 1.054959917586717
Debt to equity: 0.7762
Current ratio: 7.27
Return on net tangible assets (%): 42.58562660859235
Buffett classification: The Gruesome
Rule of 40 score: 46.67991567296559
Piotroski F-score: 5 (Neutral)
Dividend yield (%): 4.373426471776097
Buyback yield (%): 0.8320826620578571
Debt paydown yield (%): -19.45180441159204
Total shareholder yield (%): -14.246295277758087 (Minimal or Negative)
Momentum (%): 1m 4.3604651162790855, 3m 5.436787104705969, 6m 19.965875674230627, 12m 25.75208110112917, composite 15.30015955099969 (Moderate Uptrend)
Lynch category: Fast Grower (confidence: High)
Screener: long score 5, short score 0, recommendation: Neutral
Revenue growth 1y (%): 18.263285863146915
Net income growth 1y (%): 64.79575787534264
Revenue CAGR 3y (%): 26.902011337716438
Net income CAGR 3y (%): 18.048124198048797
FCF CAGR 3y (%): 49.126173505514956
Revenue deceleration: no
Revenue growth consistency score: 34.18097520630457
Accrual ratio: -0.006857259424669544
FCF conversion rate: 1.3486910994764398
Beneish M-score: -2.3103495103702962 (Likely Safe)
ROE (%): 19.800943071748723
Net margin (%): 21.118973905351616
Asset turnover: 0.09311870005512213
Equity multiplier (leverage): 10.068763893515937
ROE archetype: Leverage-Driven Returns
P/E z-score: 4.833976917949956
FCF z-score: 4.064719392349622
Treasury beta 1y: -0.05895521771097364 (R-squared: 0.009732507264900516)
Dividend increase streak (years): 0
Capital allocation category: Standard Allocator
Industry percentiles: P/E 34.69387755102041, P/B 44.89795918367347, ROIC , revenue growth 1y 10.204081632653061, 6m momentum 24.489795918367346
Sector percentiles: P/E 26.616658044490432, 6m momentum 12.364200724262805
Industry median P/E: 10.74663585194021; industry median ROIC: 5.560908876130588
Sector median P/E: 9.286368843069873; sector median ROIC: 1.3915857507207385
WACC: 0.06153721848958907
Base cash flow: 2530588235.2941175
DCF price per share: base 1258.3083859603682, conservative 796.0347327060748, aggressive 2179.2692008096683
Financial scorecard for FRS.DE (Financial Services — Credit Services, Germany)
Report date: 2025-12-31 (annual)
Stock price: 3.681818181818182
Market cap: 14802857 (USD: 17415125.88235294)
P/B ratio: 0.9436107514585765
Debt to equity: 0.09359999999999999
Current ratio: 4.17
Buffett classification: The Gruesome
Rule of 40 score: -15.892666278968292
Altman Z-score: 4.402430844327004 (Safe Zone)
Piotroski F-score: 2 (Weak)
Dividend yield (%): 4.627485086156004
Buyback yield (%): 0.7701216055792472
Total shareholder yield (%): 5.397606691735252 (Moderate Return)
Momentum (%): 1m 3.1847133757961816, 3m 1.4860139860139874, 6m 0.30594405594405594, 12m -27.556818181818183, composite -9.333586937753605 (Strong Downtrend)
Lynch category: Turnaround (confidence: Medium)
Screener: long score 4, short score 7, recommendation: Neutral
Revenue growth 1y (%): -14.095360030348292
Net income growth 1y (%): -105.07905736960078
Revenue CAGR 3y (%): 4.552176445838585
Net income CAGR 3y (%): nan
Revenue deceleration: yes
Revenue growth consistency score: 17.947860380115802
Beneish M-score: -2.4529663905978887 (Likely Safe)
Equity multiplier (leverage): 1.1947052029968317
ROE archetype: Standard Business
Treasury beta 1y: 0.059563966418937325 (R-squared: 0.002482604261817018)
Dividend increase streak (years): 1
ROIC (%): -4.659158963676605 (pretax: -5.8976695742741825)
Incremental ROIC 3y (%): -48.18766077899302 (pretax: -59.22294025569024)
Capital allocation category: Value Destroyer
Industry percentiles: P/E , P/B 38.61788617886179, ROIC 50.81300813008131, revenue growth 1y 51.6260162601626, 6m momentum 29.268292682926827
Sector percentiles: P/E , 6m momentum 40.041386445938954
Industry median P/E: 1.1381675934474376; industry median ROIC: 3.60918150844996
Sector median P/E: 9.286368843069873; sector median ROIC: 1.3915857507207385
WACC: 0.05
Base cash flow: 80000
DCF price per share: base 1.3167622886156434, conservative 1.0675409534594251, aggressive 1.7222969490729871
Financial scorecard for FSDV.PA (Real Estate — Real Estate Services, France)
Report date: 2025-12-31 (annual)
Stock price: 21.264367816091955
Market cap: 266914608 (USD: 314017185.88235295)
P/E ratio: 7.174869947979191
P/B ratio: 0.7225615367061524
Debt to equity: 1.3207
Current ratio: 0.62
Interest coverage ratio: 1.798591925853311
Return on net tangible assets (%): 8.760401109451674
Buffett classification: The Great
Rule of 40 score: 70.36430540056536
Piotroski F-score: 8 (Strong)
Dividend yield (%): 0
Buyback yield (%): 0
Debt paydown yield (%): -6.912697711921413
Total shareholder yield (%): -6.912697711921413 (Minimal or Negative)
Momentum (%): 1m 0, 3m 1.9930637023930966, 6m 3.1435776753473177, 12m 11.848469329691595, composite 5.661703569144002 (Moderate Uptrend)
Lynch category: Asset Play (confidence: Medium)
Screener: long score 4, short score 2, recommendation: Neutral
Revenue growth 1y (%): 22.244067838933802
Revenue deceleration: no
Beneish M-score: -2.4814111707120445 (Likely Safe)
ROE (%): 7.337036454034082
Net margin (%): 33.50795607350964
Asset turnover: 0.0778980052931093
Equity multiplier (leverage): 2.810906517187217
ROE archetype: Standard Business
P/E z-score: 2.087631910825391
FCF z-score: 3.8225960764989613
Treasury beta 1y: -0.023597546261694243 (R-squared: 0.0005473460969129771)
Dividend increase streak (years): 1
ROIC (%): 4.5342408217767725 (pretax: 4.973790377236196)
Capital allocation category: Standard Allocator
Industry percentiles: P/E 47.417840375586856, P/B 42.25352112676056, ROIC 38.497652582159624, revenue growth 1y 8.450704225352112, 6m momentum 21.5962441314554
Sector percentiles: P/E 30.745341614906835, 6m momentum 25.85403726708074
Industry median P/E: 0.9094611103569973; industry median ROIC: 3.7422962097312933
Sector median P/E: 4.332660990050401; sector median ROIC: 3.0025005588392872
WACC: 0.06244744380112831
Base cash flow: 33814117.64705882
DCF price per share: base 141.8047953689426, conservative 55.04013367327961, aggressive 313.7439442672975
Financial scorecard for GFLLIMITED.NS (Financial Services — Asset Management, India)
Report date: 2026-03-31 (annual)
Stock price: 0.4742981007431875
Market cap: 5047607808 (USD: 53493088.25773633)
P/E ratio: 0.09660368813014993
P/B ratio: 0.16007576975759658
Debt to equity: 0
Current ratio: 63.31
Return on net tangible assets (%): 1.756137122180979
Buffett classification: The Great
Rule of 40 score: 22.24057381383401
Altman Z-score: 1.7750342724910995 (Distress Zone)
Piotroski F-score: 6 (Neutral)
Dividend yield (%): 0
Buyback yield (%): 0
Total shareholder yield (%): 0 (Minimal or Negative)
Momentum (%): 1m -4.336314412509869, 3m -4.8471663591102585, 6m -11.770146070608995, 12m -37.975850001193564, composite -17.26056193644396 (Strong Downtrend)
Lynch category: Asset Play (confidence: High)
Screener: long score 2, short score 8, recommendation: Short
Revenue growth 1y (%): 15.376315079579172
Revenue deceleration: no
Revenue growth consistency score: 2.886229148391858
Beneish M-score: -2.512829995760916 (Likely Safe)
ROE (%): 0.9966000187154931
Net margin (%): 3651.428571428571
Asset turnover: 0.00025577783867726316
Equity multiplier (leverage): 1.0670755482079914
ROE archetype: Low Return
P/E z-score: 2.60054690329327
FCF z-score: 4.960791513772071
Treasury beta 1y: -0.016751513246438695 (R-squared: 0.00023521615343287194)
Dividend increase streak (years): 1
ROIC (%): 0.023964144717502214 (pretax: 0.028078823497295465)
Capital allocation category: Capital-Light Grower
Industry percentiles: P/E 4.102096627164995, P/B 12.944393801276208, ROIC 13.400182315405651, revenue growth 1y 14.220601640838652, 6m momentum 65.8158614402917
Sector percentiles: P/E 5.742369374030005, 6m momentum 55.25090532850492
Industry median P/E: 7.917582417582417; industry median ROIC: 1.6915626385800535
Sector median P/E: 9.286368843069873; sector median ROIC: 1.3915857507207385
WACC: 0.05
Base cash flow: 4773208.986858839
DCF price per share: base 0.014700770288835506, conservative 0.011683913565227338, aggressive 0.019293237772302897
Financial scorecard for GKWLIMITED.NS (Industrials — Specialty Business Services, India)
Report date: 2026-03-31 (annual)
Stock price: 16.93538398018167
Market cap: 9789236224 (USD: 103743495.37939805)
P/B ratio: 0.3190654738195633
Debt to equity: 0.0002
Current ratio: 14
Interest coverage ratio: -0.40607360713301294
Return on net tangible assets (%): -0.018617179420223333
Buffett classification: The Gruesome
Rule of 40 score: 42.80483040505338
Altman Z-score: 1.050762162541711 (Distress Zone)
Piotroski F-score: 1 (Weak)
Dividend yield (%): 0
Buyback yield (%): 0
Total shareholder yield (%): 0 (Minimal or Negative)
Momentum (%): 1m -11.482161052515567, 3m 3.978926564124277, 6m -4.888440334574385, 12m -19.73575557390585, composite -3.411243264120204 (Moderate Downtrend)
Lynch category: Turnaround (confidence: High)
Screener: long score 2, short score 9, recommendation: Short
Revenue growth 1y (%): -143.87791245703264
Net income growth 1y (%): -233.78236418790868
Revenue deceleration: no
Revenue growth consistency score: 534.5048426941222
Accrual ratio: -0.005828455614850994
FCF conversion rate: -7.513904530884519
Beneish M-score: -3.5385029632608194 (Likely Safe)
ROE (%): -0.2142880478357697
Asset turnover: -0.001081708658419168
Equity multiplier (leverage): 1.2333752823486523
ROE archetype: Low Return
FCF z-score: 2.435024608333327
Treasury beta 1y: 0.02632407242659655 (R-squared: 0.0006600053681621737)
Dividend increase streak (years): 0
ROIC (%): -0.09431515717708344 (pretax: -0.1451002418108976)
Capital allocation category: Standard Allocator
Industry percentiles: P/E , P/B 9.655172413793103, ROIC 68.62068965517241, revenue growth 1y 43.44827586206896, 6m momentum 48.62068965517241
Sector percentiles: P/E , 6m momentum 48.54070660522273
Industry median P/E: 0.2625461273512518; industry median ROIC: 8.492361488286793
Sector median P/E: 0.48479532163742683; sector median ROIC: 7.0952301251284755
WACC: 0.05
Base cash flow: -51695.63374311151
DCF price per share: base 0.0390311729383552, conservative 0.042180985860499474, aggressive 0.03267275214756241
Financial scorecard for GODREJCP.NS (Consumer Defensive — Household & Personal Products, India)
Report date: 2026-03-31 (annual)
Stock price: 10.936209744013214
Market cap: 1084191604736 (USD: 11489949181.178465)
P/E ratio: 0.5674531047577046
P/B ratio: 7.890046554645421
Debt to equity: 0.349
Current ratio: 0.91
Interest coverage ratio: 9.303574854511735
Return on net tangible assets (%): 65.08235313417654
Buffett classification: The Great
Analyst consensus upside (%): 12142.098292735198
Rule of 40 score: 10.961601623491589
Altman Z-score: 9.203389994425516 (Safe Zone)
Piotroski F-score: 5 (Neutral)
Magic formula: return on capital % 42.06768033246479, earnings yield % 0.007372788800892897, rank 1556
Dividend yield (%): 0
Buyback yield (%): 0
Total shareholder yield (%): 0 (Minimal or Negative)
Momentum (%): 1m 1.999847470375089, 3m -5.09938137877166, 6m -18.520378530591913, 12m -21.439324723945816, composite -15.533124951827526 (Strong Downtrend)
Lynch category: Slow Grower (confidence: Medium)
Screener: long score 10, short score 0, recommendation: Strong Long (L/S Compounder)
Revenue growth 1y (%): -5.78926393867818
Net income growth 1y (%): -17.573564183183322
Revenue deceleration: no
Beneish M-score: 1.2569676010937076 (Strong Manipulation Signal)
ROE (%): 3.570471708178725
Net margin (%): 11.628870756004018
Asset turnover: 0.1821025819388963
Equity multiplier (leverage): 1.686055820974555
ROE archetype: Low Return
P/E z-score: 3.658067685000661
FCF z-score: 4.430169733253884
Treasury beta 1y: 0.0005222312941626038 (R-squared: 7.714200003270852e-05)
Dividend increase streak (years): 0
ROIC (%): 14.722910032079357 (pretax: 20.486332118535707)
Incremental ROIC 3y (%): -209.25721273666272 (pretax: 1319.2208786318324)
Capital allocation category: Value Destroyer
Industry percentiles: P/E 27.624309392265197, P/B 61.87845303867403, ROIC 32.04419889502763, revenue growth 1y 34.806629834254146, 6m momentum 62.98342541436463
Sector percentiles: P/E 28.38522809558291, 6m momentum 61.76683562635771
Industry median P/E: 1.0386203196660713; industry median ROIC: 10.090126010498068
Sector median P/E: 1.0302878025850322; sector median ROIC: 7.163828537874342
WACC: 0.06449413152739582
Base cash flow: 168174014.4128868
DCF price per share: base 0.03836777093367662, conservative 0.032320530378758795, aggressive 0.04632148018202157
Financial scorecard for GRFS (Healthcare — Drug Manufacturers - General, Spain)
Report date: 2026-03-31 (quarterly)
Stock price: 7.58
Market cap: 5158791680 (USD: 5158791680)
P/E ratio: 11.46376811594203
P/B ratio: 0.22645804266743977
Debt to equity: 1.2322
Current ratio: 2.47
Return on net tangible assets (%): -1.9744483159117305
Buffett classification: The Good
Analyst consensus upside (%): 37.42098609355246
Rule of 40 score: -15.008972917215434
Altman Z-score: 0.5379249339042165 (Distress Zone)
Piotroski F-score: 6 (Neutral)
Magic formula: return on capital % 3.956777371682822, earnings yield % 1.3205371408942168, rank 1324
Dividend yield (%): 0
Buyback yield (%): 0
Debt paydown yield (%): 2.7201048678621587
Total shareholder yield (%): 2.7201048678621587 (Low Return)
Momentum (%): 1m 6.4606741573033695, 3m -4.893350062735253, 6m -16.7032967032967, 12m -21.45077720207254, composite -15.938087782114279 (Strong Downtrend)
Lynch category: Asset Play (confidence: High)
Screener: long score 3, short score 4, recommendation: Neutral
Revenue growth 1y (%): -5.05872423323882
Net income growth 1y (%): 15.895981710165374
Revenue deceleration: no
Accrual ratio: 0.0033785620302235167
FCF conversion rate: 0.2272727272727273
Beneish M-score: -2.4971974549544647 (Likely Safe)
ROE (%): 1.1261193445624091
Net margin (%): 5.176470588235294
Asset turnover: 0.08446405075558792
Equity multiplier (leverage): 2.57560205230734
ROE archetype: Low Return
P/E z-score: 2.3262188692233408
FCF z-score: 1.4067628598044817
Treasury beta 1y: -0.0009310050226764474 (R-squared: 0.0001652364657162409)
Dividend increase streak (years): 0
ROIC (%): 6.222533929224273 (pretax: 7.653716732945856)
Incremental ROIC 3y (%): 67.42533882924721 (pretax: 75.78259604870465)
Capital allocation category: Turnaround Compounder
Industry percentiles: P/E 36.11111111111111, P/B 2.7777777777777777, ROIC 79.16666666666666, revenue growth 1y 72.22222222222221, 6m momentum 77.77777777777779
Sector percentiles: P/E 20.164756446991404, 6m momentum 46.66905444126074
Industry median P/E: 16.627450980392158; industry median ROIC: 15.669270196462376
Sector median P/E: 4.824561403508772; sector median ROIC: 0.94429175936832
WACC: 0.05854116940933489
Base cash flow: 810588235.2941177
DCF price per share: base 157.484834646035, conservative 71.89324889685341, aggressive 315.96557182394145
Financial scorecard for GUG.V (Basic Materials — Gold, Canada)
Report date: 2026-03-31 (quarterly)
Stock price: 0.5357142857142857
Market cap: 5265191 (USD: 3787907.1942446046)
P/B ratio: 1.9102127402681008
Debt to equity: 0
Current ratio: 4.1
Return on net tangible assets (%): -1.201623487630833
Buffett classification: The Gruesome
Rule of 40 score: 0
Altman Z-score: 90.9754524816979 (Safe Zone)
Piotroski F-score: 3 (Weak)
Dividend yield (%): 0
Buyback yield (%): 0
Total shareholder yield (%): 0 (Minimal or Negative)
Momentum (%): 1m -16.071428571428577, 3m -26.607142857142858, 6m -17.261904761904777, 12m 46.78571428571428, composite 10.34152313407632 (Strong Uptrend)
Lynch category: Cyclical (confidence: High)
Screener: long score 4, short score 9, recommendation: Short
Revenue deceleration: no
Accrual ratio: -0.0005347631575893851
FCF conversion rate: 0.9545421608173716
Beneish M-score: -2.534673369328147 (Likely Safe)
ROE (%): -1.1857405522019966
Asset turnover: 0
Equity multiplier (leverage): 1.0079453412104173
ROE archetype: Low Return
Treasury beta 1y: -0.0050130595263070035 (R-squared: 0.00010111685963543362)
Dividend increase streak (years): 0
ROIC (%): -11.15715972000862 (pretax: -14.122986987352679)
Incremental ROIC 3y (%): 333.8237180953896 (pretax: 422.56166847517676)
Capital allocation category: Turnaround Compounder
Industry percentiles: P/E , P/B 19.405099150141645, ROIC 34.844192634560905, revenue growth 1y , 6m momentum 22.6628895184136
Sector percentiles: P/E , 6m momentum 41.14380899500278
Industry median P/E: 8.322060300477567; industry median ROIC: -7.9824265928961236
Sector median P/E: 1.5790983881237224; sector median ROIC: -1.992018401665734
WACC: 0.05
Base cash flow: -753162.0437956203
DCF price per share: base 0, conservative 0, aggressive 0
Financial scorecard for GULFPETRO.NS (Energy — Oil & Gas Refining & Marketing, India)
Report date: 2026-03-31 (annual)
Stock price: 0.44673823286540054
Market cap: 2206604032 (USD: 23384951.589656636)
P/E ratio: 0.03169196154708666
P/B ratio: 0.3422846545031142
Debt to equity: 0.06559999999999999
Current ratio: 4.687804784082103
Interest coverage ratio: 19.348400401293055
Return on net tangible assets (%): -1.3114829850396374
Buffett classification: The Gruesome
Rule of 40 score: -3.3218211376595166
Altman Z-score: 2.929554950196869 (Grey Zone)
Piotroski F-score: 6 (Neutral)
Dividend yield (%): 0
Buyback yield (%): 0
Total shareholder yield (%): 0 (Minimal or Negative)
Momentum (%): 1m 4.370508110281853, 3m 30.973629579323504, 6m 30.598188381724366, 12m -12.654031863383992, composite 15.086726490176654 (Strong Downtrend)
Lynch category: Cyclical (confidence: High)
Screener: long score 7, short score 2, recommendation: Neutral
Revenue growth 1y (%): -19.27382878104047
Net income growth 1y (%): -1.8691520544625972
Revenue deceleration: no
Revenue growth consistency score: 27.07784484912992
Beneish M-score: -2.648040124918531 (Likely Safe)
ROE (%): 2.626997211656902
Net margin (%): 5.7333819404186155
Asset turnover: 0.3783187070476656
Equity multiplier (leverage): 1.21113044369837
ROE archetype: Low Return
P/E z-score: 5.472701484566619
FCF z-score: 4.7736463618504805
Treasury beta 1y: 0.013428918388570557 (R-squared: 0.0001418904012397847)
Dividend increase streak (years): 0
ROIC (%): 7.631166929403539 (pretax: 10.185170243784652)
Capital allocation category: Standard Allocator
Industry percentiles: P/E 0, P/B 7.792207792207792, ROIC 41.55844155844156, revenue growth 1y 59.74025974025974, 6m momentum 29.87012987012987
Sector percentiles: P/E 0.4955401387512388, 6m momentum 21.704658077304263
Industry median P/E: 0.29649506720683355; industry median ROIC: 6.9416349763102385
Sector median P/E: 11.598358576086895; sector median ROIC: 4.629877910100043
WACC: 0.10185058631991649
Base cash flow: -493281.0512929205
DCF price per share: base 0, conservative 0, aggressive 0
Financial scorecard for GURN.SW (Basic Materials — Specialty Chemicals, Switzerland)
Report date: 2025-12-31 (annual)
Stock price: 37.4390243902439
Market cap: 143408000 (USD: 181529113.92405063)
P/B ratio: 1.0259077020033232
Debt to equity: 1.6163999999999998
Current ratio: 1.59
Interest coverage ratio: 5.346075224856909
Return on net tangible assets (%): -115.09050922009814
Buffett classification: The Great
Analyst consensus upside (%): 100.66000000000001
Rule of 40 score: -12.242867291645002
Altman Z-score: 3.9441009130843607 (Safe Zone)
Piotroski F-score: 1 (Weak)
Magic formula: return on capital % 21.390422443054018, earnings yield % 16.689385945473376, rank 746
Dividend yield (%): 0
Buyback yield (%): 0.15480307932611848
Debt paydown yield (%): -10.67110001611563
Total shareholder yield (%): -10.516296936789512 (Minimal or Negative)
Momentum (%): 1m -9.745209059233453, 3m -19.188991070238572, 6m 81.0087470519748, 12m 93.06024326561803, composite 58.5751892662584 (Strong Uptrend)
Lynch category: Cyclical (confidence: High)
Screener: long score 8, short score 3, recommendation: Long
Revenue growth 1y (%): -15.665278656917092
Revenue CAGR 3y (%): -9.341106456102832
Net income CAGR 3y (%): nan
FCF CAGR 3y (%): 149.40506193123747
Revenue deceleration: yes
Revenue growth consistency score: 8.736898016855115
Accrual ratio: -0.2913470611129872
FCF conversion rate: -0.1813223250107762
Beneish M-score: -2.467732181299671 (Likely Safe)
ROE (%): -114.5010828692365
Net margin (%): -18.87473792909222
Asset turnover: 1.3066560987983624
Equity multiplier (leverage): 4.642665174469766
ROE archetype: Low Return
FCF z-score: 3.773024112568243
Treasury beta 1y: -0.02072286991271771 (R-squared: 0.00010006763121694251)
Dividend increase streak (years): 0
ROIC (%): 19.252546242370595 (pretax: 24.37031169920328)
Capital allocation category: Capital-Light Grower
Industry percentiles: P/E , P/B 33.72093023255814, ROIC 6.279069767441861, revenue growth 1y 54.88372093023256, 6m momentum 3.0232558139534884
Sector percentiles: P/E , 6m momentum 2.109938922820655
Industry median P/E: 0.2375559102197765; industry median ROIC: 5.779832452013451
Sector median P/E: 1.5790983881237224; sector median ROIC: -1.992018401665734
WACC: 0.0854069554982784
Base cash flow: -68891139.24050634
DCF price per share: base 0, conservative 0, aggressive 0
Financial scorecard for HBAN.SW (Financial Services — Insurance - Diversified, Switzerland)
Report date: 2025-12-31 (annual)
Stock price: 264.1463414634146
Market cap: 21457022976 (USD: 27160788577.215187)
P/E ratio: 24.762734962982968
P/B ratio: 1.452298418625476
Debt to equity: 1.097
Current ratio: 2.98
Return on net tangible assets (%): 13.07229374571494
Buffett classification: The Gruesome
Analyst consensus upside (%): -9.378551242005047
Rule of 40 score: 15.029894208254827
Piotroski F-score: 1 (Weak)
Dividend yield (%): 1.7467474421741518
Buyback yield (%): 0.16591304413393757
Debt paydown yield (%): -12.817341916798814
Total shareholder yield (%): -10.904681430490724 (Minimal or Negative)
Momentum (%): 1m 1.9821432723383363, 3m -0.06914579250188224, 6m 12.736688144839306, 12m 9.817708533889878, composite 6.783604719561333 (Flat)
Lynch category:  (confidence: Medium)
Screener: long score 0, short score 2, recommendation: Neutral
Revenue deceleration: no
Accrual ratio: -0.0013942224714323576
FCF conversion rate: 1.2425613363493997
Beneish M-score: -2.3426808989298773 (Likely Safe)
ROE (%): 6.508974552417546
Net margin (%): 5.383253557143794
Asset turnover: 0.10677403757726275
Equity multiplier (leverage): 11.324057659726463
ROE archetype: Standard Business
P/E z-score: 4.699464384415336
FCF z-score: 3.017217410899614
Treasury beta 1y: 0.0037672947869345076 (R-squared: 3.671280619646931e-05)
Dividend increase streak (years): 5
Capital allocation category: Standard Allocator
Industry percentiles: P/E 87.75510204081633, P/B 53.06122448979592, ROIC , revenue growth 1y , 6m momentum 44.89795918367347
Sector percentiles: P/E 49.1205380237972, 6m momentum 19.39989653388515
Industry median P/E: 10.74663585194021; industry median ROIC: 5.560908876130588
Sector median P/E: 9.286368843069873; sector median ROIC: 1.3915857507207385
WACC: 0.0564306029855808
Base cash flow: 868860759.493671
DCF price per share: base 836.9982615438535, conservative 430.0362936384571, aggressive 1677.1580781044315
Financial scorecard for HBH.DE (Consumer Cyclical — Home Improvement Retail, Germany)
Report date: 2026-05-31 (quarterly)
Stock price: 91.47727272727273
Market cap: 1287918080 (USD: 1497579162.7906978)
P/E ratio: 10.988933827659814
P/B ratio: 0.5563348626849755
Debt to equity: 0.9062
Current ratio: 1.69
Interest coverage ratio: 9.250000000000002
Return on net tangible assets (%): 6.034857335972579
Buffett classification: The Great
Analyst consensus upside (%): 5.650862619808299
Rule of 40 score: 60.33993415618869
Altman Z-score: 0.9401882130797259 (Distress Zone)
Piotroski F-score: 7 (Neutral)
Magic formula: return on capital % 4.296875000000001, earnings yield % 7.285387183214296, rank 637
Dividend yield (%): 0
Buyback yield (%): 0
Debt paydown yield (%): -28.48615961661163
Total shareholder yield (%): -28.48615961661163 (Minimal or Negative)
Momentum (%): 1m 5.352702525847411, 3m -0.20239179823094483, 6m -3.0356879683478963, 12m -24.487052716148565, composite -10.520584344722606 (Strong Downtrend)
Lynch category: Asset Play (confidence: Medium)
Screener: long score 6, short score 2, recommendation: Neutral
Revenue growth 1y (%): 7.320733388878331
Net income growth 1y (%): -3.508365779227607
Revenue deceleration: no
Revenue growth consistency score: 6.972601164712108
Accrual ratio: -0.009563000832774147
FCF conversion rate: 1.4683301343570057
Beneish M-score: -2.098688319662825 (Likely Safe)
ROE (%): 4.712028428539478
Net margin (%): 5.20375549340791
Asset turnover: 0.39239657515465065
Equity multiplier (leverage): 2.307628061130006
ROE archetype: Low Return
P/E z-score: 4.719819969677416
FCF z-score: 4.71981996967742
Treasury beta 1y: -0.06549719090574188 (R-squared: 0.007108503915138074)
Dividend increase streak (years): 0
ROIC (%): 5.5601035247611055 (pretax: 7.795399452338921)
Incremental ROIC 3y (%): 1.0856421974362218 (pretax: 4.901505624312645)
Capital allocation category: Standard Allocator
Industry percentiles: P/E 54.054054054054056, P/B 29.72972972972973, ROIC 37.83783783783784, revenue growth 1y 10.81081081081081, 6m momentum 32.432432432432435
Sector percentiles: P/E 47.114047287899865, 6m momentum 39.46453407510431
Industry median P/E: 0.40370098339250005; industry median ROIC: 5.090664474932048
Sector median P/E: 0.5734625271900335; sector median ROIC: 5.974200780604355
WACC: 0.05623109089588579
Base cash flow: 243592941.1764706
DCF price per share: base 485.7316019411765, conservative 335.79924360862145, aggressive 710.7029841250613
Financial scorecard for HEX.OL (Consumer Cyclical — Packaging & Containers, Norway)
Report date: 2025-12-31 (annual)
Stock price: 0.9464469618949535
Market cap: 3068419072 (USD: 305315330.5472637)
P/B ratio: 0.9754740501698207
Debt to equity: 0.7232
Current ratio: 3.08
Interest coverage ratio: -0.613847649525044
Return on net tangible assets (%): -97.10814482261631
Buffett classification: The Gruesome
Analyst consensus upside (%): 1434.5374677002583
Rule of 40 score: -38.96248690986773
Altman Z-score: 1.4702122688191475 (Distress Zone)
Piotroski F-score: 3 (Weak)
Magic formula: return on capital % 1.82315859450211, earnings yield % 0.12266675034648669, rank 2611
Dividend yield (%): 0
Buyback yield (%): 2.4479055252072164
Debt paydown yield (%): -2.2972994940508724
Total shareholder yield (%): 0.15060603115634397 (Low Return)
Momentum (%): 1m 7.151316757392939, 3m -12.53651616729515, 6m 18.659022088322534, 12m -45.98614340769185, composite -14.489513789678805 (Strong Downtrend)
Lynch category: Turnaround (confidence: High)
Screener: long score 3, short score 5, recommendation: Neutral
Revenue growth 1y (%): -38.457758074305815
Revenue deceleration: no
Accrual ratio: -0.16545891780807812
FCF conversion rate: 0.17343676953358828
Beneish M-score: -2.8047566351620286 (Likely Safe)
ROE (%): -3.3079706870676975
Net margin (%): -10.556010709730822
Asset turnover: 0.1562121145866004
Equity multiplier (leverage): 2.006074784200721
ROE archetype: Low Return
Treasury beta 1y: 0.16916376213337933 (R-squared: 0.00678593015583242)
Dividend increase streak (years): 0
ROIC (%): -2.2977182529686035 (pretax: -2.9085041176817765)
Capital allocation category: Standard Allocator
Industry percentiles: P/E , P/B 42.42424242424242, ROIC 81.06060606060606, revenue growth 1y 64.39393939393939, 6m momentum 16.666666666666664
Sector percentiles: P/E , 6m momentum 13.525730180806676
Industry median P/E: 0.3602172206668832; industry median ROIC: 5.740809626191375
Sector median P/E: 0.5734625271900335; sector median ROIC: 5.974200780604355
WACC: 0.08559822604746069
Base cash flow: -93321990.04975124
DCF price per share: base 0, conservative 0, aggressive 0
Financial scorecard for HGH.AX (Financial Services — Banks - Regional, New Zealand)
Report date: 2025-06-30 (annual)
Stock price: 0.7083333333333334
Market cap: 1048289536 (USD: 635326991.5151515)
P/E ratio: 6.629318394024275
P/B ratio: 0.647106063708907
Debt to equity: 0.6889320554004259
Return on net tangible assets (%): 5.815606554627135
Buffett classification: The Gruesome
Rule of 40 score: 219.52998232103354
Piotroski F-score: 4 (Weak)
Dividend yield (%): 0
Buyback yield (%): 0
Total shareholder yield (%): 0 (Minimal or Negative)
Momentum (%): 1m 1.691419141914188, 3m 5.496453900709216, 6m -3.3489096573208728, 12m 55.012077294686016, composite 18.19377578394472 (Strong Uptrend)
Lynch category: Asset Play (confidence: Medium)
Screener: long score 3, short score 1, recommendation: Neutral
Revenue deceleration: no
Accrual ratio: -0.07001303705357693
FCF conversion rate: 17.23105660474583
Beneish M-score: -2.5995270134269184 (Likely Safe)
ROE (%): 3.1498063305395227
Net margin (%): 12.162166396660911
Asset turnover: 0.035466732862634374
Equity multiplier (leverage): 7.302166424497624
ROE archetype: Low Return
P/E z-score: 5.079402363612988
FCF z-score: 4.386063151402436
Treasury beta 1y: 0.00567523975011828 (R-squared: 0.005092866346128227)
Dividend increase streak (years): 0
Capital allocation category: Standard Allocator
Industry percentiles: P/E 31.67701863354037, P/B 22.67080745341615, ROIC , revenue growth 1y , 6m momentum 83.22981366459628
Sector percentiles: P/E 25.142265907915156, 6m momentum 47.258147956544235
Industry median P/E: 10.091388400702987; industry median ROIC: 0.8427644093631484
Sector median P/E: 9.286368843069873; sector median ROIC: 1.3915857507207385
WACC: 0.15
Base cash flow: 33618787.87878788
DCF price per share: base 0.09242193364381061, conservative 0.06700681490034022, aggressive 0.12438361674782575
Financial scorecard for HRPK.DE (Technology — Solar, Germany)
Report date: 2025-12-31 (annual)
Stock price: 1.9659090909090908
Market cap: 139887408 (USD: 164573421.17647058)
P/B ratio: 0.5978813872521053
Debt to equity: 0.9852
Current ratio: 2.38
Interest coverage ratio: 2.4217766720327822
Buffett classification: The Gruesome
Rule of 40 score: 66.33840984967148
Altman Z-score: 0.7578633443289943 (Distress Zone)
Piotroski F-score: 3 (Weak)
Magic formula: return on capital % 2.4009192787376166, earnings yield % 6.905068141756132, rank 3677
Dividend yield (%): 0
Buyback yield (%): 0
Debt paydown yield (%): 12.044686681162899
Total shareholder yield (%): 12.044686681162899 (High Return)
Momentum (%): 1m 6.790123456790111, 3m -6.073232323232334, 6m 1.8916297117516572, 12m -9.183547430830057, composite -6.379868854683285 (Moderate Downtrend)
Lynch category: Asset Play (confidence: Medium)
Screener: long score 8, short score 4, recommendation: Neutral
Revenue deceleration: no
Accrual ratio: -0.07908236615295018
FCF conversion rate: -4.948611750268447
Beneish M-score: -2.721031956420962 (Likely Safe)
Equity multiplier (leverage): 2.2622551238262614
ROE archetype: Standard Business
FCF z-score: 4.591230435842576
Treasury beta 1y: 0.012228374243142843 (R-squared: 0.00020034239578760275)
Dividend increase streak (years): 0
ROIC (%): 3.546323850550548 (pretax: 4.489017532342466)
Capital allocation category: Standard Allocator
Industry percentiles: P/E , P/B 13.88888888888889, ROIC 34.72222222222222, revenue growth 1y , 6m momentum 20.833333333333336
Sector percentiles: P/E , 6m momentum 29.929929929929934
Industry median P/E: 2.8170500105507488; industry median ROIC: 0.4760017097045983
Sector median P/E: 1.5433673469387754; sector median ROIC: 6.677876317240262
WACC: 0.05
Base cash flow: 19295294.117647063
DCF price per share: base 7.1876449657930115, conservative 5.265566148780149, aggressive 10.113565974476453
Financial scorecard for HSBC (Financial Services — Banks - Diversified, United Kingdom)
Report date: 2026-03-31 (quarterly)
Stock price: 103.4
Market cap: 354624995328 (USD: 354624995328)
P/E ratio: 13.560330578512398
P/B ratio: 1.0839942433421732
Debt to equity: 0.515749987327014
Return on net tangible assets (%): 4.124601791493707
Buffett classification: The Gruesome
Analyst consensus upside (%): 39.724524622135526
Rule of 40 score: 5.070871332820566
Piotroski F-score: 5 (Neutral)
Dividend yield (%): 0
Buyback yield (%): 0
Debt paydown yield (%): 59.855547112768704
Total shareholder yield (%): 59.855547112768704 (High Return)
Momentum (%): 1m 10.175812466702197, 3m 15.919282511210763, 6m 27.35558566325903, 12m 66.93574426864708, composite 31.59748861654644 (Strong Uptrend)
Lynch category: Slow Grower (confidence: Medium)
Screener: long score 1, short score 2, recommendation: Neutral
Revenue growth 1y (%): 9.225731323799934
Net income growth 1y (%): -1.0397691719390867
Revenue deceleration: no
Beneish M-score: -2.529345615665199 (Likely Safe)
ROE (%): 3.6201218210730017
Net margin (%): 38.66143790849673
Asset turnover: 0.005772343919419849
Equity multiplier (leverage): 16.22157370458093
ROE archetype: Low Return
P/E z-score: 4.867778718230917
FCF z-score: 4.867778718230918
Treasury beta 1y: -0.0014019518988304198 (R-squared: 0.0005013063903760428)
Dividend increase streak (years): 0
Capital allocation category: Standard Allocator
Industry percentiles: P/E 59.375, P/B 34.375, ROIC , revenue growth 1y 48.4375, 6m momentum 21.875
Sector percentiles: P/E 40.506983962752194, 6m momentum 7.68235902741852
Industry median P/E: 12.169315234094004; industry median ROIC: 
Sector median P/E: 9.286368843069873; sector median ROIC: 1.3915857507207385
WACC: 0.15
Base cash flow: 35945945945.945946
DCF price per share: base 316.97828335040225, conservative 250.02786570032188, aggressive 428.59741883782016
Financial scorecard for HUDCO.NS (Financial Services — Credit Services, India)
Report date: 2026-03-31 (annual)
Stock price: 2.018373245251858
Market cap: 391451508736 (USD: 4148489918.779144)
P/E ratio: 0.08359923246705432
P/B ratio: 1.4472851082132472
Debt to equity: 6.4578
Current ratio: 698.07
Return on net tangible assets (%): 18.39615426636075
Buffett classification: The Gruesome
Analyst consensus upside (%): 14748.351923799974
Rule of 40 score: -994.6607010565331
Piotroski F-score: 2 (Weak)
Dividend yield (%): 0
Buyback yield (%): 0
Total shareholder yield (%): 0 (Minimal or Negative)
Momentum (%): 1m -7.631134973039782, 3m -10.134311344726141, 6m -4.460396869534146, 12m -20.356481371136034, composite -9.457123430049014 (Moderate Downtrend)
Lynch category: Fast Grower (confidence: Medium)
Screener: long score 1, short score 6, recommendation: Neutral
Revenue growth 1y (%): -12.919107706053168
Net income growth 1y (%): 34.997457995199845
Revenue CAGR 3y (%): 5.28705922793602
Net income CAGR 3y (%): 27.30309278910714
Revenue deceleration: yes
Revenue growth consistency score: 16.702742113462826
Accrual ratio: 0.24608025050233545
FCF conversion rate: -8.411176961954407
Beneish M-score: -3.522262325728147 (Likely Safe)
ROE (%): 19.304741425424606
Net margin (%): 116.71869439807436
Asset turnover: 0.02240228920853487
Equity multiplier (leverage): 7.382971099410462
ROE archetype: Leverage-Driven Returns
P/E z-score: 4.103680454316725
Treasury beta 1y: 5.0050666993488466e-05 (R-squared: 4.342374349969474e-07)
Dividend increase streak (years): 0
Capital allocation category: Standard Allocator
Industry percentiles: P/E 8.130081300813007, P/B 50, ROIC , revenue growth 1y 50.81300813008131, 6m momentum 41.46341463414634
Sector percentiles: P/E 4.474909467149509, 6m momentum 48.49974133471288
Industry median P/E: 1.1381675934474376; industry median ROIC: 3.60918150844996
Sector median P/E: 9.286368843069873; sector median ROIC: 1.3915857507207385
WACC: 0.09308951367005215
Base cash flow: 428266214.49766845
DCF price per share: base 0, conservative 0, aggressive 0