speb/financial-data huggingface dataset:
Financial scorecard for FISK (Real Estate — REIT - Office, United States)
Report date: 2026-03-31 (quarterly)
Stock price: 5.42
Market cap: 1517183232 (USD: 1517183232)
P/E ratio: 23.190476190476193
P/B ratio: 0.005802713319935224
Debt to equity: 1.2867
Current ratio: 1.5
Interest coverage ratio: 1.046913316984753
Return on net tangible assets (%): 5.5874515809911784
Buffett classification: The Great
Rule of 40 score: 28.654408678772285
Altman Z-score: 0.37027854687820916 (Distress Zone)
Piotroski F-score: 5 (Neutral)
Dividend yield (%): 0.6362448382239965
Buyback yield (%): 0
Debt paydown yield (%): 3.581571352351988
Total shareholder yield (%): 4.217816190575984 (Moderate Return)
Momentum (%): 1m 7.1146245059288615, 3m 0.9310986964618215, 6m -13.694267515923572, 12m -25.24137931034483, composite -14.323355123728632 (Strong Downtrend)
Lynch category: Asset Play (confidence: High)
Screener: long score 2, short score 2, recommendation: Neutral
Revenue growth 1y (%): 5.697355414125926
Net income growth 1y (%): -81.0178729877044
Revenue deceleration: no
Accrual ratio: -0.014179658207587086
FCF conversion rate: 11.504173622704508
Beneish M-score: -2.477436983147526 (Likely Safe)
ROE (%): 0.32854952788145886
Net margin (%): 3.14724812820176
Asset turnover: 0.042891663197059955
Equity multiplier (leverage): 2.433867751958819
ROE archetype: Low Return
P/E z-score: 5.14503857509928
FCF z-score: 5.145038575099279
Treasury beta 1y: 0.005331602350249102 (R-squared: 0.0034124045747288417)
Dividend increase streak (years): 0
ROIC (%): 3.1740408358286323 (pretax: 3.285293185212705)
Incremental ROIC 3y (%): 1.6903584743510176 (pretax: 2.064099371743794)
Capital allocation category: Standard Allocator
Industry percentiles: P/E 30.23255813953488, P/B 11.627906976744185, ROIC 32.55813953488372, revenue growth 1y 23.25581395348837, 6m momentum 76.74418604651163
Sector percentiles: P/E 43.090062111801245, 6m momentum 56.75465838509317
Industry median P/E: 13.467141593735859; industry median ROIC: 2.421970885901387
Sector median P/E: 4.332660990050401; sector median ROIC: 3.0025005588392872
WACC: 0.05
Base cash flow: 345357000
DCF price per share: base 5173.452825280719, conservative 3893.5980480200365, aggressive 7121.7360838573295
Financial scorecard for FRSX (Consumer Cyclical — Auto Parts, Israel)
Report date: 2025-12-31 (annual)
Stock price: 1.35
Market cap: 3240441 (USD: 3240441)
P/B ratio: 5.77111397409509
Debt to equity: 0.2958
Current ratio: 3.3
Return on net tangible assets (%): -191.99422429006898
Buffett classification: The Gruesome
Analyst consensus upside (%): 3.3591731266149845
Rule of 40 score: -2865.826891366416
Piotroski F-score: 1 (Weak)
Dividend yield (%): 0
Buyback yield (%): 0
Total shareholder yield (%): 0 (Minimal or Negative)
Momentum (%): 1m -24.999999999999996, 3m -32.49999999999999, 6m -54.99999999999999, 12m -86.32218844984803, composite -56.42097264437689 (Strong Downtrend)
Lynch category: Cyclical (confidence: High)
Screener: long score 2, short score 2, recommendation: Neutral
Revenue deceleration: no
Accrual ratio: -0.1929566158703461
FCF conversion rate: 0.8657357679914072
Beneish M-score: -3.8319332217304902 (Likely Safe)
ROE (%): -220.56792210013091
Net margin (%): -3040.9547738693464
Asset turnover: 0.0472595280716294
Equity multiplier (leverage): 1.5347689703681422
ROE archetype: Low Return
Treasury beta 1y: -0.0036221914848310896 (R-squared: 0.0003880558323710615)
Dividend increase streak (years): 0
ROIC (%): -2665.6481994459828 (pretax: -3374.238227146813)
Capital allocation category: Capital-Light Grower
Industry percentiles: P/E , P/B , ROIC 93.93939393939394, revenue growth 1y , 6m momentum 88.1542699724518
Sector percentiles: P/E , 6m momentum 85.29207232267038
Industry median P/E: 0.2842479295922772; industry median ROIC: 7.591641841963527
Sector median P/E: 0.5734625271900335; sector median ROIC: 5.974200780604355
WACC: 0.05677432792597698
Base cash flow: -3763207.547169811
DCF price per share: base 0, conservative 0, aggressive 0
Financial scorecard for FSA.AX (Financial Services — Credit Services, Australia)
Report date: 2025-06-30 (annual)
Stock price: 0.8680555555555556
Market cap: 156306976 (USD: 102161422.22222222)
P/E ratio: 5.163398692810458
P/B ratio: 0.9844220806161117
Debt to equity: 8.8737
Current ratio: 203.88
Interest coverage ratio: 1.2717864932543554
Return on net tangible assets (%): 17.02278827547493
Buffett classification: The Great
Rule of 40 score: 36.85097156195292
Altman Z-score: 0.5973923948601072 (Distress Zone)
Piotroski F-score: 4 (Weak)
Dividend yield (%): 0
Buyback yield (%): 0
Total shareholder yield (%): 0 (Minimal or Negative)
Momentum (%): 1m -8.79126409017712, 3m 3.8698955365622028, 6m 4.740587695133155, 12m 48.95044191919193, composite 23.972564421014436 (Strong Uptrend)
Lynch category: Asset Play (confidence: Medium)
Screener: long score 0, short score 4, recommendation: Neutral
Revenue deceleration: no
Beneish M-score: -2.48 (Likely Safe)
Equity multiplier (leverage): 9.780059136866278
ROE archetype: Standard Business
P/E z-score: 4.76519444105244
FCF z-score: 4.765194441052441
Treasury beta 1y: 0.003532992184071 (R-squared: 0.0015848521025366173)
Dividend increase streak (years): 0
ROIC (%): 5.369001870035703 (pretax: 7.776779138244176)
Incremental ROIC 3y (%): 6.828823367214684 (pretax: 9.970673336542985)
Capital allocation category: Standard Allocator
Industry percentiles: P/E 43.49593495934959, P/B 40.243902439024396, ROIC 21.951219512195124, revenue growth 1y , 6m momentum 23.577235772357724
Sector percentiles: P/E 22.943610967408173, 6m momentum 29.022245214692187
Industry median P/E: 1.1381675934474376; industry median ROIC: 3.60918150844996
Sector median P/E: 9.286368843069873; sector median ROIC: 1.3915857507207385
WACC: 0.05
Base cash flow: 8232583.006535948
DCF price per share: base 1.3729299532904322, conservative 0, aggressive 5.100388915099662
Financial scorecard for GFSA3.SA (Consumer Cyclical — Residential Construction, Brazil)
Report date: 2026-03-31 (quarterly)
Stock price: 0.12280701754385966
Market cap: 99141408 (USD: 18848176.425855514)
P/B ratio: 0.1734570359637812
Debt to equity: 1.0614
Current ratio: 1.31
Interest coverage ratio: -0.2852076303284897
Return on net tangible assets (%): -3.0817269788188724
Buffett classification: The Gruesome
Rule of 40 score: -140.5368026664792
Altman Z-score: -0.011671052566472325 (Distress Zone)
Piotroski F-score: 4 (Weak)
Dividend yield (%): 0
Buyback yield (%): 0
Debt paydown yield (%): -83.56103596112037
Total shareholder yield (%): -83.56103596112037 (Minimal or Negative)
Momentum (%): 1m -33.60745614035087, 3m -57.68136557610243, 6m -86.2384651858336, 12m -96.30187178686057, composite -79.44991169610189 (Strong Downtrend)
Lynch category: Cyclical (confidence: High)
Screener: long score 0, short score 10, recommendation: Strong Short (Melting Ice Cube)
Revenue growth 1y (%): -51.75909800843234
Net income growth 1y (%): -336.4222904810581
Revenue deceleration: no
Accrual ratio: 0.01935644246368982
FCF conversion rate: 2.9650956418852297
Beneish M-score: -7.462570510163344 (Likely Safe)
ROE (%): -3.033938817025557
Net margin (%): -45.67051265373108
Asset turnover: 0.021567805673624214
Equity multiplier (leverage): 3.0801010868951018
ROE archetype: Low Return
Treasury beta 1y: -0.18523035276788824 (R-squared: 0.005564087528802394)
Dividend increase streak (years): 0
ROIC (%): -8.691467695954387 (pretax: -11.001857842980236)
Capital allocation category: Standard Allocator
Industry percentiles: P/E , P/B 14.864864864864865, ROIC 71.62162162162163, revenue growth 1y 43.24324324324324, 6m momentum 79.72972972972973
Sector percentiles: P/E , 6m momentum 88.3518776077886
Industry median P/E: 0.5401117784147054; industry median ROIC: 7.549454918162477
Sector median P/E: 0.5734625271900335; sector median ROIC: 5.974200780604355
WACC: 0.05766008116459695
Base cash flow: -98984854.01459853
DCF price per share: base 0, conservative 0, aggressive 0
Financial scorecard for GGAL (Financial Services — Banks - Regional, Argentina)
Report date: 2026-03-31 (quarterly)
Stock price: 49.3
Market cap: 8354054656 (USD: 8354054656)
P/E ratio: 127.30555555555556
P/B ratio: 0.9885898553991189
Debt to equity: 0.3781380376819498
Return on net tangible assets (%): 1.7309269281896937
Buffett classification: The Gruesome
Analyst consensus upside (%): 49.59633427885665
Rule of 40 score: 0.12817879356626113
Piotroski F-score: 3 (Weak)
Dividend yield (%): 0
Buyback yield (%): 0
Debt paydown yield (%): -3.7062641592703014
Total shareholder yield (%): -3.7062641592703014 (Minimal or Negative)
Momentum (%): 1m 0.4073319755600728, 3m 16.383380547686492, 6m -5.5736448956138736, 12m 1.2736236647493784, composite 3.8908376577848203 (Flat)
Lynch category: Asset Play (confidence: Medium)
Screener: long score 2, short score 5, recommendation: Neutral
Revenue growth 1y (%): -21.378086282161323
Net income growth 1y (%): -73.81410110234216
Revenue deceleration: no
Beneish M-score: -2.40597782977888 (Likely Safe)
ROE (%): 0.8280352282989663
Net margin (%): 2.6027085262301894
Asset turnover: 0.05732704292459112
Equity multiplier (leverage): 5.549626290192249
ROE archetype: Low Return
P/E z-score: 4.338080668640546
Treasury beta 1y: -0.008893798306046589 (R-squared: 0.002592117003814596)
Dividend increase streak (years): 1
Capital allocation category: Standard Allocator
Industry percentiles: P/E 90.21739130434783, P/B 41.30434782608695, ROIC , revenue growth 1y 63.04347826086957, 6m momentum 85.40372670807453
Sector percentiles: P/E 58.58768753233316, 6m momentum 49.87066735644077
Industry median P/E: 10.091388400702987; industry median ROIC: 0.8427644093631484
Sector median P/E: 9.286368843069873; sector median ROIC: 1.3915857507207385
WACC: 0.06742216031063131
Base cash flow: 202121796.22319132
DCF price per share: base 0.05006272219275951, conservative 0.04654304048022015, aggressive 0.05461402829629781
Financial scorecard for GOB.DE (Industrials — Building Products & Equipment, France)
Report date: 2025-12-31 (annual)
Stock price: 83.63636363636363
Market cap: 36055711744 (USD: 42418484404.70589)
P/E ratio: 17.17891308772644
P/B ratio: 1.6466804201680674
Debt to equity: 0.7204
Current ratio: 1.27
Interest coverage ratio: 5.213684210526316
Return on net tangible assets (%): 80.02946127946127
Buffett classification: The Good
Rule of 40 score: 19.852949737194884
Altman Z-score: 2.271522430306449 (Grey Zone)
Piotroski F-score: 2 (Weak)
Magic formula: return on capital % 22.457492632056226, earnings yield % 12.309661405460727, rank 793
Dividend yield (%): 3.009231956655394
Buyback yield (%): 2.157771854634006
Debt paydown yield (%): -5.364065746546177
Total shareholder yield (%): -0.1970619352567775 (Minimal or Negative)
Momentum (%): 1m -7.700025081514932, 3m -4.301127292079933, 6m -12.135818698666318, 12m -28.55903015685953, composite -13.01203029722329 (Strong Downtrend)
Lynch category: Cyclical (confidence: High)
Screener: long score 12, short score 1, recommendation: Strong Long (L/S Compounder)
Revenue deceleration: no
Beneish M-score: -2.4762995325863892 (Likely Safe)
Equity multiplier (leverage): 2.4605260485427034
ROE archetype: Standard Business
P/E z-score: 4.444033545228015
FCF z-score: 4.444033545228024
Treasury beta 1y: -0.18738068263541519 (R-squared: 0.027008544137594216)
Dividend increase streak (years): 5
ROIC (%): 10.626172308531052 (pretax: 14.108699367629466)
Incremental ROIC 3y (%): 3.8660665154572413 (pretax: 4.089024405028916)
Capital allocation category: Standard Allocator
Industry percentiles: P/E 51.813471502590666, P/B 54.40414507772021, ROIC 25.906735751295333, revenue growth 1y , 6m momentum 59.58549222797927
Sector percentiles: P/E 52.25294418842806, 6m momentum 59.959037378392225
Industry median P/E: 0.3265277733522184; industry median ROIC: 6.830432455396816
Sector median P/E: 0.48479532163742683; sector median ROIC: 7.0952301251284755
WACC: 0.0870116154604647
Base cash flow: 4474117647.058824
DCF price per share: base 121.32889651816762, conservative 104.9958052421601, aggressive 140.9924789898764
Financial scorecard for GRF.MC (Healthcare — Drug Manufacturers - General, Spain)
Report date: 2026-03-31 (quarterly)
Stock price: 10.25287356321839
Market cap: 6059878912 (USD: 6965378059.770115)
P/E ratio: 16.713774260410776
P/B ratio: 0.47741779145533325
Debt to equity: 1.2322
Current ratio: 2.47
Return on net tangible assets (%): -1.9744483159117305
Buffett classification: The Good
Analyst consensus upside (%): 41.24013528748592
Rule of 40 score: -15.008972917215434
Altman Z-score: 0.6150272223712265 (Distress Zone)
Piotroski F-score: 6 (Neutral)
Magic formula: return on capital % 3.956777371682822, earnings yield % 1.6433710180072594, rank 1150
Dividend yield (%): 0
Buyback yield (%): 0
Debt paydown yield (%): 2.014600534334518
Total shareholder yield (%): 2.014600534334518 (Low Return)
Momentum (%): 1m 0.6772009029345343, 3m -0.36755633482693834, 6m -21.90016594891217, 12m -23.14865494942124, composite -15.31110484390228 (Strong Downtrend)
Lynch category: Asset Play (confidence: High)
Screener: long score 3, short score 4, recommendation: Neutral
Revenue growth 1y (%): -5.05872423323882
Net income growth 1y (%): 15.895981710165374
Revenue deceleration: no
Accrual ratio: 0.0033785620302235167
FCF conversion rate: 0.2272727272727273
Beneish M-score: -2.4971974549544647 (Likely Safe)
ROE (%): 1.1261193445624091
Net margin (%): 5.176470588235294
Asset turnover: 0.08446405075558792
Equity multiplier (leverage): 2.57560205230734
ROE archetype: Low Return
P/E z-score: 5.905401921547588
FCF z-score: 3.808164459295772
Treasury beta 1y: -0.04749745616245349 (R-squared: 0.00220876704800593)
Dividend increase streak (years): 0
ROIC (%): 6.222533929224273 (pretax: 7.653716732945856)
Incremental ROIC 3y (%): 67.42533882924721 (pretax: 75.78259604870465)
Capital allocation category: Turnaround Compounder
Industry percentiles: P/E 41.66666666666667, P/B 5.555555555555555, ROIC 79.16666666666666, revenue growth 1y 72.22222222222221, 6m momentum 86.11111111111111
Sector percentiles: P/E 21.99140401146132, 6m momentum 51.61174785100287
Industry median P/E: 16.627450980392158; industry median ROIC: 15.669270196462376
Sector median P/E: 4.824561403508772; sector median ROIC: 0.94429175936832
WACC: 0.06683949533033512
Base cash flow: 810588235.2941177
DCF price per share: base 70.50473755490047, conservative 31.361727831587267, aggressive 139.55519733099322
Financial scorecard for GRI (Healthcare — Biotechnology, United States)
Report date: 2026-03-31 (quarterly)
Stock price: 1.45
Market cap: 2567715 (USD: 2567715)
P/E ratio: 0.05888403188480329
P/B ratio: 0.3845632072072072
Debt to equity: 0.0055000000000000005
Current ratio: 14.21
Return on net tangible assets (%): -18.93788525367473
Buffett classification: The Gruesome
Analyst consensus upside (%): 817.0305676855895
Rule of 40 score: 0
Altman Z-score: -4.16244805094119 (Distress Zone)
Piotroski F-score: 4 (Weak)
Dividend yield (%): 0
Buyback yield (%): 0.03894513215056967
Debt paydown yield (%): 0.5062867179574058
Total shareholder yield (%): 0.5452318501079755 (Low Return)
Momentum (%): 1m -21.19565217391305, 3m -37.5, 6m -74.24511545293072, 12m -97.37128353879623, composite -69.46978830301946 (Strong Downtrend)
Lynch category: Turnaround (confidence: High)
Screener: long score 2, short score 10, recommendation: Strong Short (Melting Ice Cube)
Revenue deceleration: no
Accrual ratio: 0.16865783554111471
FCF conversion rate: 1.8443443443443444
Beneish M-score: -1.5550497645746244 (Possible Manipulation)
ROE (%): -24.140639159064822
Asset turnover: 0
Equity multiplier (leverage): 1.2085422582009304
ROE archetype: Low Return
Treasury beta 1y: 0.0025770695244537113 (R-squared: 8.026839149575515e-05)
Dividend increase streak (years): 0
Capital allocation category: Standard Allocator
Industry percentiles: P/E 0.5415162454873645, P/B 4.1516245487364625, ROIC , revenue growth 1y , 6m momentum 74.81949458483754
Sector percentiles: P/E 0.82378223495702, 6m momentum 77.32808022922636
Industry median P/E: 6.198133227515053; industry median ROIC: -89.41034195162634
Sector median P/E: 4.824561403508772; sector median ROIC: 0.94429175936832
WACC: 0.05
Base cash flow: -11955000
DCF price per share: base 0, conservative 0, aggressive 0
Financial scorecard for GUFICBIO.NS (Healthcare — Drug Manufacturers - Specialty & Generic, India)
Report date: 2026-03-31 (annual)
Stock price: 3.9105078447564
Market cap: 37992026112 (USD: 402628509.02924967)
P/E ratio: 0.45137423507068997
P/B ratio: 4.1107104827200445
Debt to equity: 0.6087
Current ratio: 1.55
Interest coverage ratio: 3.291406501799986
Return on net tangible assets (%): 9.694757727446394
Buffett classification: The Good
Rule of 40 score: 5.847167510733545
Altman Z-score: 3.9041322167081143 (Safe Zone)
Piotroski F-score: 2 (Weak)
Magic formula: return on capital % 4.999800951263391, earnings yield % 0.010142361506186423, rank 2375
Dividend yield (%): 0
Buyback yield (%): 0
Total shareholder yield (%): 0 (Minimal or Negative)
Momentum (%): 1m 1.0457816380926133, 3m 23.371737603092456, 6m 15.610622623795924, 12m -13.364989413330344, composite 8.240244879058716 (Moderate Downtrend)
Lynch category: Slow Grower (confidence: Low)
Screener: long score 3, short score 4, recommendation: Neutral
Revenue growth 1y (%): 11.345988429878751
Net income growth 1y (%): 157.13364724541475
Revenue deceleration: no
Revenue growth consistency score: 3.4777713368683094
Accrual ratio: 0.03831470650796885
FCF conversion rate: 0.21469538906200605
Beneish M-score: -2.2258524976431886 (Likely Safe)
ROE (%): 3.2927124707907693
Net margin (%): 8.695149744043059
Asset turnover: 0.18759280200599834
Equity multiplier (leverage): 2.018647891754828
ROE archetype: Low Return
P/E z-score: 5.027053039912203
FCF z-score: 3.629054882732629
Treasury beta 1y: 0.0011742216172063837 (R-squared: 0.0002242159843376595)
Dividend increase streak (years): 0
ROIC (%): 8.998680050986025 (pretax: 12.12885861726402)
Incremental ROIC 3y (%): -3.9553716736331164 (pretax: -4.968124451013875)
Capital allocation category: Value Destroyer
Industry percentiles: P/E 23.46041055718475, P/B 64.22287390029325, ROIC 32.55131964809384, revenue growth 1y 23.46041055718475, 6m momentum 21.700879765395893
Sector percentiles: P/E 9.992836676217765, 6m momentum 16.69054441260745
Industry median P/E: 0.8814835040505258; industry median ROIC: 5.747543732928968
Sector median P/E: 4.824561403508772; sector median ROIC: 0.94429175936832
WACC: 0.05
Base cash flow: 6768503.603221703
DCF price per share: base 0.027265268930757893, conservative 0.016850273019444223, aggressive 0.0452904423308493
Financial scorecard for HAVI.OL (Industrials — Marine Shipping, Norway)
Report date: 2026-03-31 (quarterly)
Stock price: 0.11431513903192585
Market cap: 306813280 (USD: 31532711.202466596)
P/B ratio: 1.2753046833928234
Debt to equity: 3.5614
Current ratio: 0.28
Interest coverage ratio: -74.80561555075595
Buffett classification: The Gruesome
Rule of 40 score: -23.06758662869449
Altman Z-score: -1.1366388192148906 (Distress Zone)
Piotroski F-score: 2 (Weak)
Dividend yield (%): 0
Buyback yield (%): 0
Debt paydown yield (%): -10.469154146091899
Total shareholder yield (%): -10.469154146091899 (Minimal or Negative)
Momentum (%): 1m -7.08231006892181, 3m -10.248444561711109, 6m 20.030895983522147, 12m -13.275206553975064, composite 1.039174706442562 (Moderate Downtrend)
Lynch category: Cyclical (confidence: High)
Screener: long score 0, short score 11, recommendation: Strong Short (Melting Ice Cube)
Revenue growth 1y (%): -25.17589988111949
Net income growth 1y (%): -372.5246929236705
Revenue deceleration: no
Accrual ratio: -0.023721574742976762
FCF conversion rate: 0.27081093614958157
Beneish M-score: -2.9150634286658703 (Likely Safe)
ROE (%): -15.427517931054954
Net margin (%): -41.07308288383449
Asset turnover: 0.07920380900899263
Equity multiplier (leverage): 4.742340034154843
ROE archetype: Low Return
P/E z-score: 4.753439682075265
FCF z-score: 5.6576679340992895
Treasury beta 1y: 0.128417856808507 (R-squared: 0.0030265528763587846)
Dividend increase streak (years): 0
ROIC (%): 6.04442453994491 (pretax: 6.184866394532781)
Capital allocation category: Capital-Light Grower
Industry percentiles: P/E , P/B 48.226950354609926, ROIC 37.5886524822695, revenue growth 1y 60.99290780141844, 6m momentum 31.914893617021278
Sector percentiles: P/E , 6m momentum 17.38351254480287
Industry median P/E: 1.0985700514138816; industry median ROIC: 4.741763128508353
Sector median P/E: 0.48479532163742683; sector median ROIC: 7.0952301251284755
WACC: 0.05
Base cash flow: 20577014.925373133
DCF price per share: base 0.26341343017246327, conservative 0.20347998022908687, aggressive 0.35464826339576117
Financial scorecard for HBLENGINE.NS (Industrials — Electrical Equipment & Parts, India)
Report date: 2026-03-31 (annual)
Stock price: 7.210982658959538
Market cap: 193648377856 (USD: 2052229523.6964815)
P/E ratio: 0.22055765211285117
P/B ratio: 7.665046469247633
Debt to equity: 0.0302
Current ratio: 3.57
Interest coverage ratio: 72.31858407079646
Return on net tangible assets (%): 33.67429961036731
Buffett classification: The Great
Rule of 40 score: 70.00807788712382
Altman Z-score: 18.865311471263215 (Safe Zone)
Piotroski F-score: 8 (Strong)
Magic formula: return on capital % 2.9652791156029106, earnings yield % 0.0034258284768348642, rank 2855
Dividend yield (%): 0
Buyback yield (%): 0
Total shareholder yield (%): 0 (Minimal or Negative)
Momentum (%): 1m -16.61507356581596, 3m -14.996482991835405, 6m -6.253539465221877, 12m 6.3098544039082345, composite 2.0809565946223274 (Strong Uptrend)
Lynch category: Fast Grower (confidence: Medium)
Screener: long score 4, short score 4, recommendation: Neutral
Revenue growth 1y (%): 52.20153016895483
Net income growth 1y (%): 166.7632372802824
Revenue CAGR 3y (%): 28.396107482309652
Net income CAGR 3y (%): 92.9811687981239
FCF CAGR 3y (%): 105.97293749505887
Revenue deceleration: no
Revenue growth consistency score: 40.84155265413631
Accrual ratio: 0.08849094313705747
FCF conversion rate: 0.721717041563892
Beneish M-score: -1.5820315504002882 (Possible Manipulation)
ROE (%): 42.3468479101431
Net margin (%): 24.672477844757378
Asset turnover: 1.288841300530791
Equity multiplier (leverage): 1.3317075961803788
ROE archetype: High-Margin Compounder
P/E z-score: 3.8629436000310076
FCF z-score: 3.8629436000310116
Treasury beta 1y: -0.0008408545623122212 (R-squared: 6.317867320517281e-05)
Dividend increase streak (years): 4
ROIC (%): 50.73587035530536 (pretax: 68.36469407191947)
Incremental ROIC 3y (%): 133.4384584004214 (pretax: 180.37547417720108)
Capital allocation category: High-Efficiency Compounder
Industry percentiles: P/E 20.967741935483872, P/B 62.5, ROIC 4.435483870967742, revenue growth 1y 7.661290322580645, 6m momentum 50.806451612903224
Sector percentiles: P/E 27.49615975422427, 6m momentum 50.84485407066052
Industry median P/E: 0.45393488063562387; industry median ROIC: 7.054948446910231
Sector median P/E: 0.48479532163742683; sector median ROIC: 7.0952301251284755
WACC: 0.05
Base cash flow: 78951886.39253922
DCF price per share: base 0.31676226734320007, conservative 0.15249697593077288, aggressive 0.6792432739288801
Financial scorecard for HEXATRADEX.NS (Financial Services — Credit Services, India)
Report date: 2026-03-31 (annual)
Stock price: 1.6003303055326177
Market cap: 8565138432 (USD: 90770860.87325138)
P/B ratio: 0.1850007826066237
Debt to equity: 0.0019
Current ratio: 3.38
Return on net tangible assets (%): -0.18871427902873278
Buffett classification: The Gruesome
Rule of 40 score: -59.93471967139027
Altman Z-score: 0.7167969446018908 (Distress Zone)
Piotroski F-score: 7 (Neutral)
Dividend yield (%): 0
Buyback yield (%): 0
Debt paydown yield (%): 1.7808837529847115
Total shareholder yield (%): 1.7808837529847115 (Low Return)
Momentum (%): 1m -5.74875411138262, 3m -10.101423593580467, 6m -8.955981872395627, 12m -25.118581966954682, composite -13.202891763509484 (Strong Downtrend)
Lynch category: Turnaround (confidence: High)
Screener: long score 2, short score 9, recommendation: Short
Revenue growth 1y (%): -12.137613574288652
Revenue deceleration: no
Beneish M-score: 29.33856177234678 (Strong Manipulation Signal)
ROE (%): -0.07187067680719479
Net margin (%): -228.03327146490685
Asset turnover: 0.00027339394308094843
Equity multiplier (leverage): 1.1528282970272163
ROE archetype: Low Return
Treasury beta 1y: 0.09698074489352702 (R-squared: 0.02090418182008029)
Dividend increase streak (years): 0
ROIC (%): -0.12479864652925071 (pretax: -0.15797297029019078)
Incremental ROIC 3y (%): 3.388009528305024 (pretax: 4.288619656082308)
Capital allocation category: Standard Allocator
Industry percentiles: P/E , P/B 10.569105691056912, ROIC 47.15447154471545, revenue growth 1y 50.40650406504065, 6m momentum 50
Sector percentiles: P/E , 6m momentum 52.84531815830316
Industry median P/E: 1.1381675934474376; industry median ROIC: 3.60918150844996
Sector median P/E: 9.286368843069873; sector median ROIC: 1.3915857507207385
WACC: 0.05130016565510821
Base cash flow: -923071.2166172107
DCF price per share: base 0, conservative 0, aggressive 0
Financial scorecard for IGD (Financial Services — Asset Management, United States)
Report date: 2026-02-28 (annual)
Stock price: 6.38
Market cap: 503181120 (USD: 503181120)
P/E ratio: 7.578947368421052
P/B ratio: 0.9113208073750693
Debt to equity: 0
Current ratio: 1.06
Return on net tangible assets (%): 12.10236786983805
Buffett classification: The Gruesome
Rule of 40 score: -9.992081921366195
Piotroski F-score: 2 (Weak)
Dividend yield (%): 0
Buyback yield (%): 0
Total shareholder yield (%): 0 (Minimal or Negative)
Momentum (%): 1m 3.739837398373976, 3m 8.688245315161836, 6m 16.849816849816847, 12m 22.928709055876677, composite 14.678390663856092 (Moderate Uptrend)
Lynch category: Asset Play (confidence: Medium)
Screener: long score 2, short score 2, recommendation: Neutral
Revenue deceleration: no
Beneish M-score: 20.816704154462602 (Strong Manipulation Signal)
ROE (%): 12.262357476469568
Net margin (%): 99.12932655718397
Asset turnover: 0.11191154452377375
Equity multiplier (leverage): 1.1053426488801663
ROE archetype: Standard Business
P/E z-score: 4.5263776441185595
Treasury beta 1y: -0.004432136257209792 (R-squared: 0.02520440831866972)
Dividend increase streak (years): 0
Capital allocation category: Standard Allocator
Industry percentiles: P/E 32.5432999088423, P/B 49.86326344576117, ROIC , revenue growth 1y , 6m momentum 8.659981768459435
Sector percentiles: P/E 26.771857216761514, 6m momentum 15.131919296430418
Industry median P/E: 7.917582417582417; industry median ROIC: 1.6915626385800535
Sector median P/E: 9.286368843069873; sector median ROIC: 1.3915857507207385
WACC: 0.07550000000000001
Base cash flow: 60328872
DCF price per share: base 41.697444868893115, conservative 22.58685652394517, aggressive 77.51230464256159
Financial scorecard for IMOS (Technology — Semiconductors, Taiwan)
Report date: 2026-03-31 (quarterly)
Stock price: 55.17
Market cap: 1918310656 (USD: 1918310656)
P/E ratio: 45.87012987012987
P/B ratio: 1.5990626976675446
Debt to equity: 0.6429
Current ratio: 2.44
Interest coverage ratio: 6.314346119731231
Return on net tangible assets (%): 1.5351713309627084
Buffett classification: The Gruesome
Rule of 40 score: -59.13213738954676
Altman Z-score: 2.659747612469213 (Grey Zone)
Piotroski F-score: 6 (Neutral)
Magic formula: return on capital % 1.5648307792621026, earnings yield % 0.3080631163339924, rank 2542
Dividend yield (%): 0
Buyback yield (%): 0
Debt paydown yield (%): 1.5059579396176943
Total shareholder yield (%): 1.5059579396176943 (Low Return)
Momentum (%): 1m -11.001774479754799, 3m 22.5455353176366, 6m 33.2608695652174, 12m 207.01168614357263, composite 100.25674449536054 (Strong Uptrend)
Lynch category: Slow Grower (confidence: Medium)
Screener: long score 3, short score 9, recommendation: Neutral
Revenue growth 1y (%): 29.86505435323652
Net income growth 1y (%): 196.65290483546255
Revenue deceleration: no
Accrual ratio: 0.03419172017509508
FCF conversion rate: -2.0929822615529656
Beneish M-score: -1.5541188789385785 (Possible Manipulation)
ROE (%): 2.052045117543437
Net margin (%): 7.279686857484283
Asset turnover: 0.15185560386223704
Equity multiplier (leverage): 1.8562795659199591
ROE archetype: Low Return
P/E z-score: 3.8702562899102486
FCF z-score: 3.870256289910248
Treasury beta 1y: -0.004423680851222274 (R-squared: 0.0006712535988412236)
Dividend increase streak (years): 0
ROIC (%): 4.203895128547684 (pretax: 4.510089645833242)
Capital allocation category: Standard Allocator
Industry percentiles: P/E 33.95061728395062, P/B 25.925925925925924, ROIC 41.358024691358025, revenue growth 1y 24.074074074074073, 6m momentum 36.41975308641975
Sector percentiles: P/E 48.348348348348345, 6m momentum 14.04738071404738
Industry median P/E: 31.956834532374103; industry median ROIC: 3.679818125534067
Sector median P/E: 1.5433673469387754; sector median ROIC: 6.677876317240262
WACC: 0.11676189162766885
Base cash flow: 65618854.03329064
DCF price per share: base 0.612379124856925, conservative 0.5556348583808335, aggressive 0.6773887339768159
Financial scorecard for IMPN.SW (Industrials — Engineering & Construction, Switzerland)
Report date: 2025-12-31 (annual)
Stock price: 79.26829268292684
Market cap: 1200189824 (USD: 1519227625.3164556)
P/E ratio: 20.91541621259116
P/B ratio: 1.8347046705783963
Debt to equity: 1.171
Current ratio: 1.23
Interest coverage ratio: 2.4219600108813926
Return on net tangible assets (%): 67.31908499448502
Buffett classification: The Great
Analyst consensus upside (%): -9.2317969271877
Rule of 40 score: 13.54930132190899
Altman Z-score: 1.8437666527057452 (Grey Zone)
Piotroski F-score: 2 (Weak)
Magic formula: return on capital % 9.066353359292362, earnings yield % 6.3097447042859915, rank 2867
Dividend yield (%): 1.3485366794777958
Buyback yield (%): 1.5564204617018982
Total shareholder yield (%): 2.904957141179694 (Low Return)
Momentum (%): 1m -10.699141761932207, 3m -3.0619950162349636, 6m -14.32213542274975, 12m 18.962673289346892, composite 5.277156215136233 (Strong Uptrend)
Lynch category: Cyclical (confidence: High)
Screener: long score 7, short score 1, recommendation: Neutral
Revenue deceleration: no
Beneish M-score: -2.4429383992980513 (Likely Safe)
Equity multiplier (leverage): 4.673217939559202
ROE archetype: Standard Business
P/E z-score: 4.239561165186217
FCF z-score: 2.70735529988944
Treasury beta 1y: -0.07765804429213034 (R-squared: 0.004167828298886296)
Dividend increase streak (years): 3
ROIC (%): 57.971211650690854 (pretax: 74.75649691422817)
Incremental ROIC 3y (%): -9.391928808113532 (pretax: -7.475184042859255)
Capital allocation category: Fading Compounder
Industry percentiles: P/E 63.38514680483593, P/B 50.77720207253886, ROIC 2.936096718480138, revenue growth 1y , 6m momentum 65.45768566493955
Sector percentiles: P/E 54.761904761904766, 6m momentum 62.54480286738351
Industry median P/E: 0.3073205413493449; industry median ROIC: 8.170542376375224
Sector median P/E: 0.48479532163742683; sector median ROIC: 7.0952301251284755
WACC: 0.06945000000000001
Base cash flow: 266536708.86075947
DCF price per share: base 438.961893594644, conservative 349.76214297775863, aggressive 562.7117616050654
Financial scorecard for IMPP (Energy — Oil & Gas Midstream, Greece)
Report date: 2026-03-31 (quarterly)
Stock price: 4.76
Market cap: 215217008 (USD: 215217008)
P/E ratio: 2.7435897435897436
P/B ratio: 0.3011918707916939
Debt to equity: 0.0005
Current ratio: 5.78
Interest coverage ratio: 127.07107579884153
Return on net tangible assets (%): 6.4318186634253784
Buffett classification: The Great
Analyst consensus upside (%): 110.28037383177569
Rule of 40 score: 75.99752032095273
Altman Z-score: 3.8692937155797225 (Safe Zone)
Piotroski F-score: 7 (Neutral)
Magic formula: return on capital % 4.850389772015441, earnings yield % 883.5635475984006, rank 515
Dividend yield (%): 0.23553238279682653
Buyback yield (%): 1.1752153056559567
Debt paydown yield (%): -0.1532785964552589
Total shareholder yield (%): 1.2574690919975242 (Low Return)
Momentum (%): 1m -3.448275862068964, 3m 2.5862068965517264, 6m 32.222222222222214, 12m 54.0453074433657, composite 31.451784895038998 (Strong Uptrend)
Lynch category: Cyclical (confidence: High)
Screener: long score 10, short score 0, recommendation: Strong Long (L/S Compounder)
Revenue growth 1y (%): 103.35567240837365
Net income growth 1y (%): 162.43496676306074
Revenue deceleration: no
Accrual ratio: -0.014508171474893573
FCF conversion rate: 1.3004859411597436
Beneish M-score: -3.142829701185076 (Likely Safe)
ROE (%): 5.084228047049544
Net margin (%): 45.40519606804973
Asset turnover: 0.1063366482359607
Equity multiplier (leverage): 1.0530197085361197
ROE archetype: Standard Business
P/E z-score: 4.276019183943831
FCF z-score: 3.588165837826194
Treasury beta 1y: -0.007473460923003294 (R-squared: 0.002856079546075587)
Dividend increase streak (years): 0
ROIC (%): 8.961676983810262 (pretax: 11.343894916215524)
Incremental ROIC 3y (%): 7.232844660594072 (pretax: 9.155499570372246)
Capital allocation category: Standard Allocator
Industry percentiles: P/E 5.042016806722689, P/B 4.201680672268908, ROIC 19.327731092436977, revenue growth 1y 5.88235294117647, 6m momentum 24.369747899159663
Sector percentiles: P/E 12.685827552031714, 6m momentum 19.326065411298316
Industry median P/E: 16.26732673267327; industry median ROIC: 6.903538781940697
Sector median P/E: 11.598358576086895; sector median ROIC: 4.629877910100043
WACC: 0.11180000000000001
Base cash flow: 87295863.52941176
DCF price per share: base 59.98066099204472, conservative 37.224596342429955, aggressive 99.53122191034196
Financial scorecard for INRN.SW (Industrials — Specialty Industrial Machinery, Switzerland)
Report date: 2025-12-31 (annual)
Stock price: 1587.8048780487807
Market cap: 1086897920 (USD: 1375820151.898734)
P/E ratio: 40.50274908520845
P/B ratio: 3.64334408715479
Debt to equity: 0.0208
Current ratio: 4.67
Interest coverage ratio: 187.7217847769029
Return on net tangible assets (%): 14.82106514929272
Buffett classification: The Great
Analyst consensus upside (%): -17.046637234423635
Rule of 40 score: 18.768185806509084
Altman Z-score: 9.424822227625267 (Safe Zone)
Piotroski F-score: 5 (Neutral)
Magic formula: return on capital % 14.473362028318594, earnings yield % 10.27508561614741, rank 1660
Dividend yield (%): 2.457636500031208
Buyback yield (%): 0
Debt paydown yield (%): -0.19073855006855972
Total shareholder yield (%): 2.2668979499626483 (Low Return)
Momentum (%): 1m -3.1534675286511695, 3m -22.382673387092503, 6m -38.72114756086836, 12m -44.42454293619828, composite -34.57291470670035 (Strong Downtrend)
Lynch category: Slow Grower (confidence: High)
Screener: long score 10, short score 1, recommendation: Strong Long (L/S Compounder)
Revenue deceleration: no
Beneish M-score: -2.819371922219817 (Likely Safe)
Equity multiplier (leverage): 1.240469489664582
ROE archetype: Standard Business
P/E z-score: 4.317033400075589
FCF z-score: 4.31703340007559
Treasury beta 1y: -0.09394195729162778 (R-squared: 0.006370196053793477)
Dividend increase streak (years): 0
ROIC (%): 19.485793743210017 (pretax: 24.94385000627764)
Incremental ROIC 3y (%): -166.76729538196412 (pretax: -202.19949634616924)
Capital allocation category: Fading Compounder
Industry percentiles: P/E 69.17148362235068, P/B 57.61078998073218, ROIC 15.414258188824661, revenue growth 1y , 6m momentum 83.23699421965318
Sector percentiles: P/E 62.237583205325144, 6m momentum 79.59549411162314
Industry median P/E: 0.34832165205981025; industry median ROIC: 8.620128805291433
Sector median P/E: 0.48479532163742683; sector median ROIC: 7.0952301251284755
WACC: 0.11571569335919943
Base cash flow: 85822784.81012657
DCF price per share: base 1434.5640083987687, conservative 1336.160365121261, aggressive 1547.4359394295686
Financial scorecard for INTJ (Industrials — Consulting Services, Hong Kong)
Report date: 2025-11-30 (annual)
Stock price: 3.01
Market cap: 5135250 (USD: 5135250)
P/B ratio: 1.3308852718343707
Debt to equity: 0.0296
Current ratio: 27.28
Interest coverage ratio: -281.9164657615362
Return on net tangible assets (%): -20.477643587250505
Buffett classification: The Gruesome
Rule of 40 score: -115.62885284447657
Altman Z-score: 5.278661860408035 (Safe Zone)
Piotroski F-score: 5 (Neutral)
Dividend yield (%): 0
Buyback yield (%): 0
Debt paydown yield (%): 0.28508785926798397
Total shareholder yield (%): 0.28508785926798397 (Low Return)
Momentum (%): 1m -32.35955056179776, 3m -70.94594594594594, 6m -55.47337278106509, 12m -87.51037344398341, composite -69.3181961455182 (Strong Downtrend)
Lynch category: Speculative (confidence: Low)
Screener: long score 4, short score 7, recommendation: Neutral
Revenue growth 1y (%): -8.899677077320533
Revenue CAGR 3y (%): 8.985524369213715
Net income CAGR 3y (%): nan
FCF CAGR 3y (%): nan
Revenue deceleration: yes
Revenue growth consistency score: 28.243811828930472
Accrual ratio: -0.20533129308056214
FCF conversion rate: 0.05601165300134934
Beneish M-score: 1.4766231528262415 (Strong Manipulation Signal)
ROE (%): -23.469501808146852
Net margin (%): -98.34656384189101
Asset turnover: 0.22117157892849137
Equity multiplier (leverage): 1.0789848875135586
ROE archetype: Low Return
Treasury beta 1y: 0.004853117029513752 (R-squared: 0.0004553237343359391)
Dividend increase streak (years): 0
ROIC (%): -61.981083053075125 (pretax: -78.4570671557913)
Incremental ROIC 3y (%): -79.60692638524061 (pretax: -99.0594659576576)
Capital allocation category: Value Destroyer
Industry percentiles: P/E , P/B 22.448979591836736, ROIC 69.38775510204081, revenue growth 1y 32.6530612244898, 6m momentum 83.6734693877551
Sector percentiles: P/E , 6m momentum 84.152585765489
Industry median P/E: 0.2845441962964237; industry median ROIC: 13.853275023936842
Sector median P/E: 0.48479532163742683; sector median ROIC: 7.0952301251284755
WACC: 0.12053698439563938
Base cash flow: -2376288.431876607
DCF price per share: base 0, conservative 0, aggressive 0
Financial scorecard for IRCON.NS (Industrials — Engineering & Construction, India)
Report date: 2026-03-31 (annual)
Stock price: 1.301300578034682
Market cap: 118570819584 (USD: 1256579266.4688427)
P/E ratio: 0.192230315019033
P/B ratio: 1.6188582742373498
Debt to equity: 0.8583
Current ratio: 1.65
Interest coverage ratio: 1.7224015309474165
Return on net tangible assets (%): 3.9381705839885157
Buffett classification: The Gruesome
Analyst consensus upside (%): 12021.780976328795
Rule of 40 score: -36.25953564411253
Altman Z-score: 1.2672758644808975 (Distress Zone)
Piotroski F-score: 4 (Weak)
Magic formula: return on capital % 3.01126776926267, earnings yield % 0.019017121179713978, rank 2591
Dividend yield (%): 0
Buyback yield (%): 0
Total shareholder yield (%): 0 (Minimal or Negative)
Momentum (%): 1m -8.699845925592625, 3m -18.475970310981282, 6m -21.448390740469748, 12m -38.93195918624923, composite -24.345748040216517 (Strong Downtrend)
Lynch category: Cyclical (confidence: High)
Screener: long score 1, short score 7, recommendation: Neutral
Revenue growth 1y (%): -15.27429779980144
Net income growth 1y (%): -17.985267170203223
Revenue deceleration: no
Beneish M-score: 5.107421623766332 (Strong Manipulation Signal)
ROE (%): 8.700220565883308
Net margin (%): 6.564510172471764
Asset turnover: 0.42347722704077084
Equity multiplier (leverage): 3.129665169681524
ROE archetype: Standard Business
P/E z-score: 4.093890650870562
Treasury beta 1y: 0.0009461795650973022 (R-squared: 0.00010820757075630127)
Dividend increase streak (years): 0
ROIC (%): 11.478575025338603 (pretax: 14.864048785177117)
Incremental ROIC 3y (%): -5.380969014053823 (pretax: -3.6095701210222866)
Capital allocation category: Value Destroyer
Industry percentiles: P/E 31.951640759930918, P/B 46.97754749568221, ROIC 29.70639032815199, revenue growth 1y 42.141623488773746, 6m momentum 75.99309153713298
Sector percentiles: P/E 26.06246799795187, 6m momentum 70.99334357398874
Industry median P/E: 0.3073205413493449; industry median ROIC: 8.170542376375224
Sector median P/E: 0.48479532163742683; sector median ROIC: 7.0952301251284755
WACC: 0.08301681334372343
Base cash flow: 24222128.020347595
DCF price per share: base 0.007068283021348608, conservative 0.006572161474275327, aggressive 0.007671914795560719
Financial scorecard for IREDA.NS (Financial Services — Credit Services, India)
Report date: 2026-03-31 (annual)
Stock price: 1.2436003303055327
Market cap: 338456215552 (USD: 3586861122.8486648)
P/E ratio: 0.1687030546130427
P/B ratio: 2.1994194618833234
Debt to equity: 5.6567
Current ratio: 89.35
Return on net tangible assets (%): 13.809090150462417
Buffett classification: The Great
Analyst consensus upside (%): 14325.51425145282
Rule of 40 score: -163.9415594332041
Altman Z-score: 1.6154261686568385 (Distress Zone)
Piotroski F-score: 6 (Neutral)
Dividend yield (%): 0
Buyback yield (%): 0
Total shareholder yield (%): 0 (Minimal or Negative)
Momentum (%): 1m -7.178576349999516, 3m -13.87502606148083, 6m -10.15225578570617, 12m -30.853292658216073, composite -16.510980466657035 (Strong Downtrend)
Lynch category: Stalwart (confidence: High)
Screener: long score 0, short score 8, recommendation: Short
Revenue growth 1y (%): 11.947503823459993
Net income growth 1y (%): 0.02907709252419899
Revenue CAGR 3y (%): 28.956112667577628
Net income CAGR 3y (%): 23.546881710686975
Revenue deceleration: yes
Revenue growth consistency score: 15.90847232499904
Accrual ratio: 0.18007951292291674
FCF conversion rate: -7.733196371398078
Beneish M-score: -2.113416164492107 (Likely Safe)
ROE (%): 14.926003534546528
Net margin (%): 22.744678242906854
Asset turnover: 0.0906590751215879
Equity multiplier (leverage): 7.238564664664205
ROE archetype: Standard Business
P/E z-score: 3.735994896303296
Treasury beta 1y: 0.0006661984160396007 (R-squared: 8.390479427367073e-05)
Dividend increase streak (years): 0
ROIC (%): 2.8347654977992813 (pretax: 3.536014478306108)
Incremental ROIC 3y (%): 2.0823448992207236 (pretax: 2.2548243229200393)
Capital allocation category: Standard Allocator
Industry percentiles: P/E 19.10569105691057, P/B 60.16260162601627, ROIC 32.113821138211385, revenue growth 1y 25.609756097560975, 6m momentum 52.4390243902439
Sector percentiles: P/E 8.923952405587169, 6m momentum 53.95757889291257
Industry median P/E: 1.1381675934474376; industry median ROIC: 3.60918150844996
Sector median P/E: 9.286368843069873; sector median ROIC: 1.3915857507207385
WACC: 0.10079844193476639
Base cash flow: 201675498.09241205
DCF price per share: base 0, conservative 0, aggressive 0.013805259077833892
Financial scorecard for IS7.DE (Consumer Cyclical — Auto Parts, Germany)
Report date: 2026-03-31 (quarterly)
Stock price: 1.8636363636363635
Market cap: 6946129 (USD: 7984056.32183908)
P/B ratio: 0.5502179418643502
Debt to equity: 1.6894999999999998
Current ratio: 0.77
Interest coverage ratio: -3.0199430199430197
Buffett classification: The Gruesome
Analyst consensus upside (%): 29.384615384615394
Rule of 40 score: -9.55513645380021
Altman Z-score: 0.08166157168158222 (Distress Zone)
Piotroski F-score: 3 (Weak)
Dividend yield (%): 0
Buyback yield (%): 0
Debt paydown yield (%): 49.29415065740428
Total shareholder yield (%): 49.29415065740428 (High Return)
Momentum (%): 1m 3.1446540880503053, 3m -19.863636363636374, 6m -27.99586776859505, 12m -25.629534784464365, composite -25.25214371629225 (Strong Downtrend)
Lynch category: Cyclical (confidence: High)
Screener: long score 0, short score 9, recommendation: Short
Revenue growth 1y (%): 9.265011397311774
Revenue deceleration: no
Revenue growth consistency score: 14.261417735200396
Accrual ratio: -0.0004693876964050988
FCF conversion rate: 0.9779614325068872
Beneish M-score: -2.0243311986237806 (Likely Safe)
ROE (%): -6.893205763290451
Net margin (%): -6.1727695272644825
Asset turnover: 0.3450390724991156
Equity multiplier (leverage): 3.2364798144832916
ROE archetype: Low Return
FCF z-score: 2.950165068920084
Treasury beta 1y: -0.0902798770357956 (R-squared: 0.0010517319326625635)
Dividend increase streak (years): 0
ROIC (%): -1.6659637283846478 (pretax: -2.108814846056516)
Capital allocation category: Standard Allocator
Industry percentiles: P/E , P/B 19.834710743801654, ROIC 84.29752066115702, revenue growth 1y 23.96694214876033, 6m momentum 79.06336088154269
Sector percentiles: P/E , 6m momentum 73.36578581363004
Industry median P/E: 0.2842479295922772; industry median ROIC: 7.591641841963527
Sector median P/E: 0.5734625271900335; sector median ROIC: 5.974200780604355
WACC: 0.05119179965057731
Base cash flow: 3544705.8823529403
DCF price per share: base 24.74445192738291, conservative 18.48531979759439, aggressive 34.09826555378158
Financial scorecard for J&KBANK.NS (Financial Services — Banks - Regional, India)
Report date: 2026-03-31 (annual)
Stock price: 1.7812758051197357
Market cap: 190031069184 (USD: 2013894332.1746502)
P/E ratio: 0.05418711059017403
P/B ratio: 0.7309447065544652
Debt to equity: 0.20794216650161387
Return on net tangible assets (%): 12.232829771063615
Buffett classification: The Gruesome
Analyst consensus upside (%): 16958.849195527677
Rule of 40 score: -34.095983105396954
Piotroski F-score: 3 (Weak)
Dividend yield (%): 0
Buyback yield (%): 0
Debt paydown yield (%): -4.880399252645151
Total shareholder yield (%): -4.880399252645151 (Minimal or Negative)
Momentum (%): 1m 6.2625077601356605, 3m 32.9915636809348, 6m 56.67013709583384, 12m 40.62703724629493, composite 40.6669934562996 (Strong Uptrend)
Lynch category: Asset Play (confidence: Medium)
Screener: long score 3, short score 4, recommendation: Neutral
Revenue growth 1y (%): -10.751975705751715
Net income growth 1y (%): 2.7463062737766553
Revenue CAGR 3y (%): 3.0893417764479514
Net income CAGR 3y (%): 20.254573000830046
Revenue deceleration: yes
Revenue growth consistency score: 12.722407865872867
Accrual ratio: 0.02104309593541786
FCF conversion rate: -0.676004763700938
Beneish M-score: -2.5199743813180016 (Likely Safe)
ROE (%): 4.871875676448077
Net margin (%): 45.5853726759486
Asset turnover: 0.009336879219406798
Equity multiplier (leverage): 11.446400742620686
ROE archetype: Low Return
P/E z-score: 4.572486902410398
Treasury beta 1y: -0.00023152006070846037 (R-squared: 6.339046597135199e-06)
Dividend increase streak (years): 0
Capital allocation category: Standard Allocator
Industry percentiles: P/E 2.329192546583851, P/B 27.018633540372672, ROIC , revenue growth 1y 61.49068322981367, 6m momentum 1.8633540372670807
Sector percentiles: P/E 1.6554578375581996, 6m momentum 1.5778582514226591
Industry median P/E: 10.091388400702987; industry median ROIC: 0.8427644093631484
Sector median P/E: 9.286368843069873; sector median ROIC: 1.3915857507207385
WACC: 0.07639220750295841
Base cash flow: 213903136.92242476
DCF price per share: base 0.03016451163154487, conservative 0.02567222373098955, aggressive 0.035935185030033366