speb/financial-data huggingface dataset:
Financial scorecard for HSBA.L (Financial Services — Banks - Diversified, United Kingdom)
Report date: 2026-03-31 (quarterly)
Stock price: 0.20706666666666665
Market cap: 266277404672 (USD: 350365006147.3684)
P/E ratio: 0.1756795835743204
P/B ratio: 0.010561704541275922
Debt to equity: 0.515749987327014
Return on net tangible assets (%): 4.124601791493707
Buffett classification: The Gruesome
Analyst consensus upside (%): 915271.522633745
Rule of 40 score: 5.070871332820566
Piotroski F-score: 5 (Neutral)
Dividend yield (%): 0
Buyback yield (%): 0
Debt paydown yield (%): 60.58331380929185
Total shareholder yield (%): 60.58331380929185 (High Return)
Momentum (%): 1m 10.126428738045245, 3m 16.61288685946218, 6m 28.54809843400447, 12m 67.09850963286075, composite 32.298108759839856 (Strong Uptrend)
Lynch category: Asset Play (confidence: High)
Screener: long score 1, short score 2, recommendation: Neutral
Revenue growth 1y (%): 9.225731323799934
Net income growth 1y (%): -1.0397691719390867
Revenue deceleration: no
Beneish M-score: -2.529345615665199 (Likely Safe)
ROE (%): 3.6201218210730017
Net margin (%): 38.66143790849673
Asset turnover: 0.005772343919419849
Equity multiplier (leverage): 16.22157370458093
ROE archetype: Low Return
P/E z-score: 5.019353736256547
FCF z-score: 5.019353736256548
Treasury beta 1y: 0.0012215304201794557 (R-squared: 0.00036387528171227275)
Insider 90-day net shares: -23286 (net value USD: -291533.00)
Dividend increase streak (years): 0
Capital allocation category: Standard Allocator
Industry percentiles: P/E 9.375, P/B 4.6875, ROIC , revenue growth 1y 48.4375, 6m momentum 12.5
Sector percentiles: P/E 9.156751163993793, 6m momentum 7.035695809622348
Industry median P/E: 12.169315234094004; industry median ROIC: 
Sector median P/E: 9.286368843069873; sector median ROIC: 1.3915857507207385
WACC: 0.15
Base cash flow: 35945945945.945946
DCF price per share: base 63.39565667008045, conservative 50.00557314006438, aggressive 85.71948376756403
Financial scorecard for HUN (Basic Materials — Chemicals, United States)
Report date: 2026-03-31 (quarterly)
Stock price: 12.8
Market cap: 2244931584 (USD: 2244931584)
P/B ratio: 0.8001726491247416
Debt to equity: 0.857
Current ratio: 1.27
Interest coverage ratio: -0.47619047619047616
Return on net tangible assets (%): -0.3418803418803419
Buffett classification: The Gruesome
Analyst consensus upside (%): 2.567975830815709
Rule of 40 score: -2.2452055506470563
Altman Z-score: 0.9320237492895894 (Distress Zone)
Piotroski F-score: 4 (Weak)
Dividend yield (%): 0.7127165974248239
Buyback yield (%): 0
Debt paydown yield (%): -3.8308517111584277
Total shareholder yield (%): -3.118135113733604 (Minimal or Negative)
Momentum (%): 1m 13.07420494699647, 3m -5.465288035450506, 6m 9.401709401709414, 12m 22.95869356388089, composite 4.226005328938689 (Flat)
Lynch category: Cyclical (confidence: High)
Screener: long score 1, short score 10, recommendation: Strong Short (Melting Ice Cube)
Revenue growth 1y (%): 0.7092198581560183
Net income growth 1y (%): -472.72727272727263
Revenue deceleration: no
Revenue growth consistency score: 5.225279141790859
Accrual ratio: 0.007069136151562279
FCF conversion rate: 2.2195121951219514
Beneish M-score: -2.344227059223424 (Likely Safe)
ROE (%): -1.3995562382659157
Net margin (%): -2.887323943661972
Asset turnover: 0.20076346670436873
Equity multiplier (leverage): 2.414405188598737
ROE archetype: Low Return
FCF z-score: 4.462270722582124
Treasury beta 1y: 0.0030142125962348294 (R-squared: 0.0004951370254039756)
Insider 90-day net shares: 0 (net value USD: 0.00)
Dividend increase streak (years): 0
ROIC (%): -0.3365794278758369 (pretax: -0.426049908703591)
Capital allocation category: Standard Allocator
Industry percentiles: P/E , P/B 22.727272727272727, ROIC 76.51515151515152, revenue growth 1y 28.78787878787879, 6m momentum 28.030303030303028
Sector percentiles: P/E , 6m momentum 15.07495835646863
Industry median P/E: 0.21362271362271362; industry median ROIC: 4.746285835859994
Sector median P/E: 1.5790983881237224; sector median ROIC: -1.992018401665734
WACC: 0.0511259341536541
Base cash flow: -113000000
DCF price per share: base 0, conservative 0, aggressive 0
Financial scorecard for HURA (Healthcare — Biotechnology, United States)
Report date: 2026-03-31 (quarterly)
Stock price: 2.11
Market cap: 134370128 (USD: 134370128)
P/B ratio: 4.915580425790025
Debt to equity: 0.0197
Current ratio: 1.15
Interest coverage ratio: -269.17491241867447
Return on net tangible assets (%): -642.5882414923874
Buffett classification: The Gruesome
Analyst consensus upside (%): 349.1620111731843
Rule of 40 score: 0
Altman Z-score: 4.566079403900366 (Safe Zone)
Piotroski F-score: 4 (Weak)
Dividend yield (%): 0.00155466101810962
Buyback yield (%): 0
Debt paydown yield (%): 0.18091521055929932
Total shareholder yield (%): 0.18246987157740893 (Low Return)
Momentum (%): 1m -16.269841269841276, 3m -10.212765957446818, 6m 214.92537313432837, 12m -25.704225352112676, composite 64.48166718102625 (Moderate Downtrend)
Lynch category: Speculative (confidence: Low)
Screener: long score 4, short score 8, recommendation: Short
Revenue deceleration: no
Accrual ratio: -0.10777813813275927
FCF conversion rate: 0.5920176450966338
Beneish M-score: -2.9873668029184004 (Likely Safe)
ROE (%): -34.16237840675656
Asset turnover: 0
Equity multiplier (leverage): 1.2931794734030655
ROE archetype: Low Return
Treasury beta 1y: 0.007170039061691183 (R-squared: 0.0005376232637543549)
Insider 90-day net shares: 0 (net value USD: 0.00)
Dividend increase streak (years): 0
ROIC (%): -119.68698015328441 (pretax: -151.5025065231448)
Incremental ROIC 3y (%): -70.023271993387 (pretax: -88.63705315618606)
Capital allocation category: Value Destroyer
Industry percentiles: P/E , P/B 46.02888086642599, ROIC 26.805054151624546, revenue growth 1y , 6m momentum 0.631768953068592
Sector percentiles: P/E , 6m momentum 0.4656160458452722
Industry median P/E: 6.198133227515053; industry median ROIC: -89.41034195162634
Sector median P/E: 4.824561403508772; sector median ROIC: 0.94429175936832
WACC: 0.11050798668083547
Base cash flow: -30056795
DCF price per share: base 0, conservative 0, aggressive 0
Financial scorecard for HUT (Financial Services — Capital Markets, United States)
Report date: 2026-03-31 (quarterly)
Stock price: 109.99
Market cap: 12384226304 (USD: 12384226304)
P/B ratio: 3.1249939615282667
Debt to equity: 0.2502
Current ratio: 0.86
Interest coverage ratio: -8.083198095856323
Return on net tangible assets (%): -18.728307063409723
Buffett classification: The Gruesome
Analyst consensus upside (%): 223.02280963547219
Rule of 40 score: -267.6195897938419
Altman Z-score: 7.881718200856081 (Safe Zone)
Piotroski F-score: 4 (Weak)
Dividend yield (%): 0
Buyback yield (%): 0
Debt paydown yield (%): 0.05184013794972719
Total shareholder yield (%): 0.05184013794972719 (Low Return)
Momentum (%): 1m -5.2627045650301465, 3m 43.085729153115636, 6m 88.92133287530058, 12m 420.29328287606427, composite 193.73429976790786 (Strong Uptrend)
Lynch category: Speculative (confidence: Low)
Screener: long score 4, short score 8, recommendation: Short
Revenue growth 1y (%): 225.54205821682328
Revenue deceleration: no
Accrual ratio: -0.03531038895758413
FCF conversion rate: 0.5692816433097262
Beneish M-score: -3.5680251789291786 (Likely Safe)
ROE (%): -13.010179172611569
Net margin (%): -309.572355914781
Asset turnover: 0.026481766261505623
Equity multiplier (leverage): 1.586989880005184
ROE archetype: Low Return
Treasury beta 1y: -0.001932657218869704 (R-squared: 6.604896324573609e-05)
Insider 90-day net shares: -112724 (net value USD: -12184421.00)
Dividend increase streak (years): 0
ROIC (%): -3.7088597401883514 (pretax: -4.694759164795382)
Incremental ROIC 3y (%): -4.54003150257477 (pretax: -5.746875319714899)
Capital allocation category: Value Destroyer
Industry percentiles: P/E , P/B 57.417582417582416, ROIC 40.65934065934066, revenue growth 1y 2.4725274725274726, 6m momentum 2.4725274725274726
Sector percentiles: P/E , 6m momentum 0.7501293326435592
Industry median P/E: 0.9254498714652956; industry median ROIC: 1.51204420306575
Sector median P/E: 9.286368843069873; sector median ROIC: 1.3915857507207385
WACC: 0.15
Base cash flow: -332693000
DCF price per share: base 0, conservative 0, aggressive 0
Financial scorecard for HVO.L (Healthcare — Diagnostics & Research, United Kingdom)
Report date: 2025-12-31 (annual)
Stock price: 0.0010666666666666667
Market cap: 51630080 (USD: 69770378.37837838)
P/B ratio: 0.010824199989517544
Debt to equity: 0.3875
Current ratio: 1.63
Interest coverage ratio: -3.0789724072312086
Return on net tangible assets (%): -14.162823236772553
Buffett classification: The Gruesome
Analyst consensus upside (%): 2134800
Rule of 40 score: -55.006541237996004
Piotroski F-score: 2 (Weak)
Dividend yield (%): 0
Buyback yield (%): 0
Debt paydown yield (%): 0.22740805147718293
Total shareholder yield (%): 0.22740805147718293 (Low Return)
Momentum (%): 1m 15.809523809523803, 3m -1.3333333333333302, 6m 31.55555555555557, 12m -21.066666666666666, composite -0.539961013645217 (Strong Downtrend)
Lynch category: Asset Play (confidence: High)
Screener: long score 3, short score 10, recommendation: Strong Short (Melting Ice Cube)
Revenue deceleration: no
Accrual ratio: 0.1279399432716057
FCF conversion rate: 2.6442516268980474
Beneish M-score: -0.36383727459209286 (Strong Manipulation Signal)
Equity multiplier (leverage): 1.9258277932071233
ROE archetype: Standard Business
Treasury beta 1y: -0.027510103456907846 (R-squared: 0.012970735610534885)
Insider 90-day net shares: -2017000 (net value USD: -246074.00)
Dividend increase streak (years): 0
ROIC (%): -6.614504903102281 (pretax: -8.372791016585165)
Incremental ROIC 3y (%): -15.435201269735249 (pretax: -19.538229455361076)
Capital allocation category: Value Destroyer
Industry percentiles: P/E , P/B 0, ROIC 52.94117647058824, revenue growth 1y , 6m momentum 9.558823529411764
Sector percentiles: P/E , 6m momentum 10.207736389684815
Industry median P/E: 21.640734060420083; industry median ROIC: 2.9089897435686405
Sector median P/E: 4.824561403508772; sector median ROIC: 0.94429175936832
WACC: 0.11728778958060387
Base cash flow: -3693243.2432432426
DCF price per share: base 0, conservative 0, aggressive 0
Financial scorecard for IBST.L (Basic Materials — Building Materials, United Kingdom)
Report date: 2025-12-31 (annual)
Stock price: 0.012533333333333332
Market cap: 371512608 (USD: 502044064.8648649)
P/E ratio: 1.864864864864865
P/B ratio: 0.014253050543324791
Debt to equity: 0.4459
Current ratio: 1.33
Interest coverage ratio: 1.609825705840383
Return on net tangible assets (%): 0.9379360975656057
Buffett classification: The Gruesome
Analyst consensus upside (%): 644450.7246376812
Rule of 40 score: 7.805986494516976
Altman Z-score: 2.7093565908363195 (Grey Zone)
Piotroski F-score: 3 (Weak)
Magic formula: return on capital % 2.9998100664767335, earnings yield % 4.098638437812487, rank 4219
Dividend yield (%): 0
Buyback yield (%): 0
Debt paydown yield (%): 8.544897045059015
Total shareholder yield (%): 8.544897045059015 (Moderate Return)
Momentum (%): 1m 0.2666666666666651, 3m -10.820512820512821, 6m -28.10335917312662, 12m -36.47488584474886, composite -25.189235870025936 (Strong Downtrend)
Lynch category: Cyclical (confidence: High)
Screener: long score 3, short score 5, recommendation: Neutral
Revenue deceleration: no
Beneish M-score: -2.474000069861449 (Likely Safe)
Equity multiplier (leverage): 1.9804115545911891
ROE archetype: Standard Business
P/E z-score: 4.620921450256629
Treasury beta 1y: 0.002247119039734941 (R-squared: 0.0007903593836544853)
Insider 90-day net shares: -15632 (net value USD: -22635.00)
Dividend increase streak (years): 0
ROIC (%): 2.3452923142855533 (pretax: 2.9687244484627255)
Incremental ROIC 3y (%): -68.65162713446867 (pretax: -81.95628340933955)
Capital allocation category: Value Destroyer
Industry percentiles: P/E 46.82539682539682, P/B 2.380952380952381, ROIC 65.87301587301587, revenue growth 1y , 6m momentum 80.95238095238095
Sector percentiles: P/E 19.10049972237646, 6m momentum 52.859522487506936
Industry median P/E: 0.40903784698558243; industry median ROIC: 6.160009846970938
Sector median P/E: 1.5790983881237224; sector median ROIC: -1.992018401665734
WACC: 0.0755384324297932
Base cash flow: 4005405.405405402
DCF price per share: base 0, conservative 0, aggressive 0
Financial scorecard for IBX.AX (Healthcare — Diagnostics & Research, Australia)
Report date: 2025-12-31 (annual)
Stock price: 0.006944444444444445
Market cap: 6479236 (USD: 4348480.536912751)
Debt to equity: -1.186164871269341
Current ratio: 0.48
Interest coverage ratio: -4.249848850194539
Buffett classification: The Gruesome
Rule of 40 score: 0
Piotroski F-score: 1 (Weak)
Dividend yield (%): 0
Buyback yield (%): 3.974511809725714
Debt paydown yield (%): -1.7477376914414182
Total shareholder yield (%): 2.226774118284296 (Low Return)
Momentum (%): 1m 0.6944444444444402, 3m -51.38888888888889, 6m -66.20370370370371, 12m -47.56944444444444, composite -55.1745423584504 (Strong Downtrend)
Lynch category:  (confidence: Low)
Screener: long score 1, short score 4, recommendation: Neutral
Revenue deceleration: no
Beneish M-score: -2.5238570723020364 (Likely Safe)
ROE archetype: Standard Business
Treasury beta 1y: 0.2287270012029342 (R-squared: 0.05964921666161091)
Insider 90-day net shares: 0 (net value USD: 0.00)
Dividend increase streak (years): 0
Capital allocation category: Capital-Light Grower
Industry percentiles: P/E , P/B , ROIC , revenue growth 1y , 6m momentum 83.08823529411765
Sector percentiles: P/E , 6m momentum 75
Industry median P/E: 21.640734060420083; industry median ROIC: 2.9089897435686405
Sector median P/E: 4.824561403508772; sector median ROIC: 0.94429175936832
WACC: 0.08247059190995826
Base cash flow: -2886340.9395973156
DCF price per share: base 0, conservative 0, aggressive 0
Financial scorecard for ICFI (Industrials — Consulting Services, United States)
Report date: 2026-03-31 (quarterly)
Stock price: 79.52
Market cap: 1439644288 (USD: 1439644288)
P/E ratio: 14.073434125269978
P/B ratio: 1.1431903092230031
Debt to equity: 0.5851
Current ratio: 1.48
Interest coverage ratio: 5.195409151885527
Return on net tangible assets (%): -10.530696338543194
Buffett classification: The Great
Analyst consensus upside (%): 61.525475751995096
Rule of 40 score: -3.8299685898655733
Altman Z-score: 1.8783733926658326 (Grey Zone)
Piotroski F-score: 5 (Neutral)
Magic formula: return on capital % 10.63733688155373, earnings yield % 1.709066151505933, rank 420
Dividend yield (%): 0.17733547246915482
Buyback yield (%): 1.2744814919169811
Debt paydown yield (%): -2.1507396138121586
Total shareholder yield (%): -0.6989226494260228 (Minimal or Negative)
Momentum (%): 1m 17.13065252614523, 3m 18.10485667607307, 6m -17.749275961936295, 12m -7.070234895407267, composite -6.768622018196859 (Strong Downtrend)
Lynch category: Slow Grower (confidence: High)
Screener: long score 3, short score 5, recommendation: Neutral
Revenue growth 1y (%): -10.278127550664662
Net income growth 1y (%): -23.570816729358313
Revenue deceleration: no
Accrual ratio: 0.012913990164134992
FCF conversion rate: -0.29100477536302505
Beneish M-score: -2.410864636212537 (Likely Safe)
ROE (%): 1.9920490819460968
Net margin (%): 4.690742857142857
Asset turnover: 0.2132509510383128
Equity multiplier (leverage): 1.991440944946857
ROE archetype: Low Return
P/E z-score: 4.924782800584973
FCF z-score: 4.924782800584972
Treasury beta 1y: 0.005541517179716313 (R-squared: 0.0038933110929019327)
Insider 90-day net shares: -4411 (net value USD: -502784.00)
Dividend increase streak (years): 0
ROIC (%): 7.460623912837154 (pretax: 9.122785232458087)
Capital allocation category: Capital-Light Grower
Industry percentiles: P/E 51.02040816326531, P/B 19.387755102040817, ROIC 51.02040816326531, revenue growth 1y 34.69387755102041, 6m momentum 50
Sector percentiles: P/E 50.23041474654379, 6m momentum 67.05069124423963
Industry median P/E: 0.2845441962964237; industry median ROIC: 13.853275023936842
Sector median P/E: 0.48479532163742683; sector median ROIC: 7.0952301251284755
WACC: 0.06740487433943994
Base cash flow: 128076000
DCF price per share: base 132.87722426487773, conservative 109.16824211100584, aggressive 163.53820469382643
Financial scorecard for IFS (Financial Services — Banks - Regional, Peru)
Report date: 2026-03-31 (quarterly)
Stock price: 59.73
Market cap: 6634368512 (USD: 6634368512)
P/E ratio: 8.948051948051948
P/B ratio: 1.4810693297173627
Debt to equity: 0.9942349558366327
Return on net tangible assets (%): 5.905320036316072
Buffett classification: The Gruesome
Analyst consensus upside (%): 35.04043126684636
Rule of 40 score: -6.060106878989325
Piotroski F-score: 4 (Weak)
Dividend yield (%): 0
Buyback yield (%): 0.006789452786192418
Debt paydown yield (%): -4.8803779542062165
Total shareholder yield (%): -4.873588501420024 (Minimal or Negative)
Momentum (%): 1m 9.075967859751643, 3m 32.439024390243894, 6m 31.999999999999996, 12m 68.72881355932203, composite 39.70942997565569 (Strong Uptrend)
Lynch category: Fast Grower (confidence: High)
Screener: long score 1, short score 3, recommendation: Neutral
Revenue growth 1y (%): 16.7434508913342
Net income growth 1y (%): 38.86857613356318
Revenue deceleration: no
Accrual ratio: 0.008058750862812164
FCF conversion rate: -0.3618837030810278
Beneish M-score: -2.5623796732592714 (Likely Safe)
ROE (%): 4.798844578805256
Net margin (%): 31.55827991850678
Asset turnover: 0.01875056604339751
Equity multiplier (leverage): 8.109778223387112
ROE archetype: Low Return
P/E z-score: 4.840307334075021
FCF z-score: 4.071438419810327
Treasury beta 1y: -0.00428425069995165 (R-squared: 0.003133930122426342)
Insider 90-day net shares: -225 (net value USD: -10746.00)
Dividend increase streak (years): 1
Capital allocation category: Standard Allocator
Industry percentiles: P/E 38.66459627329192, P/B 59.3167701863354, ROIC , revenue growth 1y 17.546583850931675, 6m momentum 12.888198757763975
Sector percentiles: P/E 29.28091050181066, 6m momentum 5.483704086911537
Industry median P/E: 10.091388400702987; industry median ROIC: 0.8427644093631484
Sector median P/E: 9.286368843069873; sector median ROIC: 1.3915857507207385
WACC: 0.0890591960934442
Base cash flow: 623657142.8571429
DCF price per share: base 48.927809049180354, conservative 33.08514045964028, aggressive 73.81101069617577
Financial scorecard for IGG.L (Financial Services — Capital Markets, United Kingdom)
Report date: 2025-05-31 (annual)
Stock price: 0.22733333333333336
Market cap: 5625078272 (USD: 7601457124.324325)
P/E ratio: 0.13758043758043756
P/B ratio: 0.019142469624728615
Debt to equity: 0.3084
Current ratio: 3.01
Interest coverage ratio: 9.437673130193906
Return on net tangible assets (%): 46.813933729821585
Buffett classification: The Great
Analyst consensus upside (%): 1237963.610851263
Rule of 40 score: 68.58850026643816
Piotroski F-score: 8 (Strong)
Dividend yield (%): 2.968847577308876
Buyback yield (%): 4.3519394426659455
Debt paydown yield (%): -4.710257944701034
Total shareholder yield (%): 2.610529075273787 (Low Return)
Momentum (%): 1m -8.391657829621755, 3m 13.58991672293496, 6m 26.012484394506867, 12m 54.90484960098224, composite 36.232366396195516 (Strong Uptrend)
Lynch category: Asset Play (confidence: High)
Screener: long score 2, short score 2, recommendation: Neutral
Revenue deceleration: no
Accrual ratio: -0.036293853877039255
FCF conversion rate: 1.277602523659306
Beneish M-score: -3.0001310869813644 (Likely Safe)
ROE (%): 21.061307217301174
Net margin (%): 40.08007586134232
Asset turnover: 0.3261978855558519
Equity multiplier (leverage): 1.6109262066505334
ROE archetype: High-Margin Compounder
P/E z-score: 4.640227683516644
FCF z-score: 4.640227683516645
Treasury beta 1y: 0.0024217413888665317 (R-squared: 0.0013352739988105678)
Insider 90-day net shares: 1335086 (net value USD: 29721122.00)
Dividend increase streak (years): 0
ROIC (%): 19.397784811945375 (pretax: 25.45576808129109)
Incremental ROIC 3y (%): -22.818903064706355 (pretax: -21.82022919475423)
Capital allocation category: Fading Compounder
Industry percentiles: P/E 14.010989010989011, P/B 2.4725274725274726, ROIC 13.461538461538462, revenue growth 1y , 6m momentum 9.615384615384617
Sector percentiles: P/E 7.863424728401449, 6m momentum 8.303155716502845
Industry median P/E: 0.9254498714652956; industry median ROIC: 1.51204420306575
Sector median P/E: 9.286368843069873; sector median ROIC: 1.3915857507207385
WACC: 0.07273840663026851
Base cash flow: 595675675.6756757
DCF price per share: base 0.3330468318664217, conservative 0.2909110286469021, aggressive 0.3861681784397731
Financial scorecard for IGR (Financial Services — Asset Management, United States)
Report date: 2025-12-31 (annual)
Stock price: 4.7
Market cap: 711579136 (USD: 711579136)
P/E ratio: 33.83333333333333
P/B ratio: 0.9030504727663884
Debt to equity: 0.48
Current ratio: 0.02
Return on net tangible assets (%): 2.505270872256958
Buffett classification: The Gruesome
Rule of 40 score: 417.2632554665204
Piotroski F-score: 7 (Neutral)
Dividend yield (%): 15.114044602904153
Buyback yield (%): 0
Debt paydown yield (%): 2.9783475832546054
Total shareholder yield (%): 18.092392186158758 (High Return)
Momentum (%): 1m 5.855855855855851, 3m 2.1739130434782727, 6m 7.305936073059367, 12m 7.551487414187645, composite 3.693893260051069 (Flat)
Lynch category: Asset Play (confidence: Medium)
Screener: long score 2, short score 2, recommendation: Neutral
FCF CAGR 3y (%): 11.37807035131475
Revenue deceleration: no
Accrual ratio: -0.05915188319584157
FCF conversion rate: 4.6095890418992
Beneish M-score: -2.478674374782519 (Likely Safe)
ROE (%): 2.433135325658842
Net margin (%): 90.52070622213286
Asset turnover: 0.018103514015127196
Equity multiplier (leverage): 1.4847572274036112
ROE archetype: Low Return
P/E z-score: 3.0041357738141583
FCF z-score: 4.673064784280456
Treasury beta 1y: -0.0015427711389065398 (R-squared: 0.0012905619798972846)
Insider 90-day net shares: 445 (net value USD: 2002.00)
Dividend increase streak (years): 0
Capital allocation category: Standard Allocator
Industry percentiles: P/E 61.075660893345486, P/B 47.402005469462175, ROIC , revenue growth 1y , 6m momentum 19.051959890610757
Sector percentiles: P/E 52.4831867563373, 6m momentum 25.219865494050698
Industry median P/E: 7.917582417582417; industry median ROIC: 1.6915626385800535
Sector median P/E: 9.286368843069873; sector median ROIC: 1.3915857507207385
WACC: 0.09338917442881822
Base cash flow: 17052736
DCF price per share: base 0.387576741301367, conservative 0, aggressive 1.4582961255494504
Financial scorecard for INBK (Financial Services — Banks - Regional, United States)
Report date: 2026-03-31 (quarterly)
Stock price: 26.45
Market cap: 230555712 (USD: 230555712)
P/E ratio: 17.666092574730968
P/B ratio: 0.49118975016207056
Debt to equity: 0.9559279021703596
Return on net tangible assets (%): 1.3809867318612163
Buffett classification: The Gruesome
Analyst consensus upside (%): 39.62635201573254
Rule of 40 score: 185.02552383932698
Piotroski F-score: 6 (Neutral)
Dividend yield (%): 0.2259757502776596
Buyback yield (%): 0
Debt paydown yield (%): 4.3022139481844635
Total shareholder yield (%): 4.528189698462123 (Moderate Return)
Momentum (%): 1m 0.7619047619047592, 3m 17.712505562972854, 6m 17.712505562972854, 12m 10.715780661364583, composite 15.101207141047063 (Flat)
Lynch category: Asset Play (confidence: High)
Screener: long score 4, short score 2, recommendation: Neutral
Revenue growth 1y (%): 20.37810184640716
Net income growth 1y (%): 166.06574761399787
Revenue deceleration: no
Accrual ratio: -0.012893705628699317
FCF conversion rate: 29.992427261857312
Beneish M-score: -2.443061621664643 (Likely Safe)
ROE (%): 0.6962472302041983
Net margin (%): 6.128031653762548
Asset turnover: 0.0072572515129613714
Equity multiplier (leverage): 15.655621245946767
ROE archetype: Low Return
FCF z-score: 4.579720040606013
Treasury beta 1y: 0.007349434233870978 (R-squared: 0.005838581938074305)
Insider 90-day net shares: 1000 (net value USD: 19830.00)
Dividend increase streak (years): 0
Capital allocation category: Standard Allocator
Industry percentiles: P/E 80.43478260869566, P/B 15.838509316770185, ROIC , revenue growth 1y 13.198757763975156, 6m momentum 36.95652173913043
Sector percentiles: P/E 45.757889291257115, 6m momentum 14.226590791515777
Industry median P/E: 10.091388400702987; industry median ROIC: 0.8427644093631484
Sector median P/E: 9.286368843069873; sector median ROIC: 1.3915857507207385
WACC: 0.15
Base cash flow: -30204000
DCF price per share: base 0, conservative 0, aggressive 0
Financial scorecard for INDGN.NS (Healthcare — Health Information Services, India)
Report date: 2026-03-31 (annual)
Stock price: 5.0851568951279935
Market cap: 118496436224 (USD: 1255790973.124205)
P/E ratio: 0.2762262385689625
P/B ratio: 3.3157207639653237
Debt to equity: 0.0504
Current ratio: 2.41
Interest coverage ratio: 31.112499999999997
Return on net tangible assets (%): 31.76648478075077
Buffett classification: The Great
Analyst consensus upside (%): 13100.503037275656
Rule of 40 score: 28.627461278344185
Altman Z-score: 6.05640633526773 (Safe Zone)
Piotroski F-score: 4 (Weak)
Magic formula: return on capital % 7.0080552359033375, earnings yield % 0.012240993498125583, rank 2013
Dividend yield (%): 0
Buyback yield (%): 0
Total shareholder yield (%): 0 (Minimal or Negative)
Momentum (%): 1m -8.193241032192251, 3m -2.681420355771125, 6m -1.8349219232723906, 12m -21.071129841182312, composite -6.181170272093769 (Moderate Downtrend)
Lynch category: Slow Grower (confidence: Low)
Screener: long score 4, short score 4, recommendation: Neutral
Revenue growth 1y (%): 12.082809519335491
Net income growth 1y (%): -10.595412595698605
Revenue CAGR 3y (%): 9.820147369940347
Net income CAGR 3y (%): 9.459721152035193
FCF CAGR 3y (%): 67.93571805772683
Revenue deceleration: no
Revenue growth consistency score: 2.6707525492690447
Beneish M-score: -1.9019769747064055 (Likely Safe)
ROE (%): 2.53926784974671
Net margin (%): 7.942993821008571
Asset turnover: 0.2171720451052962
Equity multiplier (leverage): 1.4720425653933158
ROE archetype: Low Return
P/E z-score: 3.3622064058370325
FCF z-score: 3.362206405837035
Treasury beta 1y: 0.001003754429687043 (R-squared: 0.0002383982406618721)
Insider 90-day net shares: -11770 (net value USD: -80319.00)
Dividend increase streak (years): 0
ROIC (%): 21.108908253316315 (pretax: 27.62946106455015)
Incremental ROIC 3y (%): 11.840085209162272 (pretax: 13.58627305577887)
Capital allocation category: Standard Allocator
Industry percentiles: P/E 11.578947368421053, P/B 39.473684210526315, ROIC 12.105263157894736, revenue growth 1y 22.63157894736842, 6m momentum 24.210526315789473
Sector percentiles: P/E 7.843839541547277, 6m momentum 31.482808022922637
Industry median P/E: 8.33027298322928; industry median ROIC: 0.6291287571896624
Sector median P/E: 4.824561403508772; sector median ROIC: 0.94429175936832
WACC: 0.08704969057749512
Base cash flow: 51208139.04196693
DCF price per share: base 0.06270244072858386, conservative 0.042995195922807976, aggressive 0.093822808406413
Financial scorecard for INOD (Technology — Information Technology Services, United States)
Report date: 2026-03-31 (quarterly)
Stock price: 56.46
Market cap: 1825107968 (USD: 1825107968)
P/E ratio: 34.482142857142854
P/B ratio: 9.839281653676613
Debt to equity: 0.032
Current ratio: 2.49
Return on net tangible assets (%): 13.069616019265931
Buffett classification: The Great
Analyst consensus upside (%): 217.84049715173484
Rule of 40 score: 56.5934476886887
Altman Z-score: 15.042952989487206 (Safe Zone)
Piotroski F-score: 7 (Neutral)
Magic formula: return on capital % 14.58808093363718, earnings yield % 0.9872891187830742, rank 681
Dividend yield (%): 0
Buyback yield (%): 0
Debt paydown yield (%): 0.018135913370797358
Total shareholder yield (%): 0.018135913370797358 (Low Return)
Momentum (%): 1m -30.766400980993254, 3m 33.349078885214915, 6m -5.1411290322580685, 12m 21.917512416324765, composite 34.76794182459102 (Strong Uptrend)
Lynch category: Fast Grower (confidence: Medium)
Screener: long score 12, short score 0, recommendation: Long
Revenue growth 1y (%): 54.42204853969559
Net income growth 1y (%): 91.31886477462436
Revenue deceleration: no
Accrual ratio: -0.10522455204367294
FCF conversion rate: 2.3384346892200294
Beneish M-score: -3.0498853820395224 (Likely Safe)
ROE (%): 12.66637476247359
Net margin (%): 16.53569525839105
Asset turnover: 0.47544188770946627
Equity multiplier (leverage): 1.61113685347118
ROE archetype: Standard Business
P/E z-score: 1.76832875121154
FCF z-score: 2.3835699301921616
Treasury beta 1y: 0.006106701272074493 (R-squared: 0.00048111321947415605)
Insider 90-day net shares: -1622885 (net value USD: -158343744.00)
Dividend increase streak (years): 0
ROIC (%): 105.85513369381661 (pretax: 136.2620463399631)
Incremental ROIC 3y (%): 233.81513893413927 (pretax: 299.9225545097105)
Capital allocation category: High-Efficiency Compounder
Industry percentiles: P/E 64.75583864118896, P/B 72.61146496815286, ROIC 2.9723991507431, revenue growth 1y 2.7600849256900215, 6m momentum 28.237791932059448
Sector percentiles: P/E 45.14514514514514, 6m momentum 37.90457123790457
Industry median P/E: 0.21619799348899724; industry median ROIC: 12.533738935242045
Sector median P/E: 1.5433673469387754; sector median ROIC: 6.677876317240262
WACC: 0.15
Base cash flow: 27966000
DCF price per share: base 17.96891033930787, conservative 12.130147752865172, aggressive 27.679053103625364
Financial scorecard for INSECTICID.NS (Basic Materials — Agricultural Inputs, India)
Report date: 2026-03-31 (annual)
Stock price: 6.359413707679604
Market cap: 17927176192 (USD: 189987030.4366257)
P/E ratio: 0.11631579023834038
P/B ratio: 1.2542619244804272
Debt to equity: 0.12869999999999998
Current ratio: 1.96
Interest coverage ratio: 13.085249153175432
Return on net tangible assets (%): 6.855497010588124
Buffett classification: The Good
Rule of 40 score: -2.615008922264357
Altman Z-score: 2.868900127451782 (Grey Zone)
Piotroski F-score: 6 (Neutral)
Magic formula: return on capital % 1.3436947405018123, earnings yield % 0.009214648212340455, rank 2927
Dividend yield (%): 0
Buyback yield (%): 0
Total shareholder yield (%): 0 (Minimal or Negative)
Momentum (%): 1m -9.25882667012297, 3m -14.459454866043373, 6m -4.844189656134956, 12m -44.44410629381727, composite -19.35969131563461 (Strong Downtrend)
Lynch category: Cyclical (confidence: High)
Screener: long score 8, short score 0, recommendation: Long
Revenue growth 1y (%): -2.879665471572046
Net income growth 1y (%): -11.01165517497037
Revenue CAGR 3y (%): 1.1316391473095155
Net income CAGR 3y (%): 24.26612161923085
Revenue deceleration: yes
Revenue growth consistency score: 6.438640473856232
Accrual ratio: 0.06534191677055988
FCF conversion rate: 0.040561361728988395
Beneish M-score: -1.9553522807587738 (Likely Safe)
ROE (%): 0.9595037610656271
Net margin (%): 2.747128745018294
Asset turnover: 0.213110620044196
Equity multiplier (leverage): 1.6389381914518875
ROE archetype: Low Return
P/E z-score: 4.526300738523406
FCF z-score: 3.946755081503782
Treasury beta 1y: 0.035343345747084795 (R-squared: 0.0011610775825225137)
Insider 90-day net shares: 0 (net value USD: 0.00)
Dividend increase streak (years): 0
ROIC (%): 11.802807670755751 (pretax: 15.80463431157738)
Incremental ROIC 3y (%): 89.68949259451871 (pretax: 121.91324112332715)
Capital allocation category: Standard Allocator
Industry percentiles: P/E 14.912280701754385, P/B 37.719298245614034, ROIC 20.175438596491226, revenue growth 1y 45.614035087719294, 6m momentum 41.228070175438596
Sector percentiles: P/E 7.218212104386453, 6m momentum 30.51082731815658
Industry median P/E: 0.2566532600226159; industry median ROIC: 6.448334526806724
Sector median P/E: 1.5790983881237224; sector median ROIC: -1.992018401665734
WACC: 0.06945407231991729
Base cash flow: 8727193.726155149
DCF price per share: base 0.057937494864790696, conservative 0.049525926823439946, aggressive 0.06870161332102744
Financial scorecard for INTC (Technology — Semiconductors, United States)
Report date: 2026-06-30 (quarterly)
Stock price: 92.32
Market cap: 465662050304 (USD: 465662050304)
P/B ratio: 6.82832300786287
Debt to equity: 0.49
Current ratio: 1.6
Interest coverage ratio: 6.1246105919003115
Return on net tangible assets (%): -15.775119320647121
Buffett classification: The Gruesome
Analyst consensus upside (%): -17.35300436868867
Rule of 40 score: 42.12742232428559
Altman Z-score: 3.287238511906381 (Safe Zone)
Piotroski F-score: 4 (Weak)
Magic formula: return on capital % 1.544577480280318, earnings yield % 0.3915764726697217, rank 2505
Dividend yield (%): 0
Buyback yield (%): 0
Debt paydown yield (%): -1.1824025591962015
Total shareholder yield (%): -1.1824025591962015 (Minimal or Negative)
Momentum (%): 1m -29.874667679453104, 3m 11.848800581536208, 6m 104.83692034612824, 12m 307.9540433053469, composite 199.47853681828028 (Strong Uptrend)
Lynch category: Speculative (confidence: Low)
Screener: long score 8, short score 6, recommendation: Neutral
Revenue growth 1y (%): 25.421883505715837
Revenue deceleration: no
Revenue growth consistency score: 12.89611591759381
Accrual ratio: -0.07503230980133457
FCF conversion rate: -0.41021386430678464
Beneish M-score: -2.6560907802319593 (Likely Safe)
ROE (%): -9.510283520067329
Net margin (%): -67.26190476190477
Asset turnover: 0.07910322215164885
Equity multiplier (leverage): 1.7874344677642768
ROE archetype: Low Return
P/E z-score: 2.953033007690412
Treasury beta 1y: 0.008322190013826548 (R-squared: 0.0021555722096002253)
Insider 90-day net shares: -61280 (net value USD: -6493217.00)
Dividend increase streak (years): 0
ROIC (%): -0.01103084948608785 (pretax: -0.01697053767090438)
Incremental ROIC 3y (%): -10.01609777107785 (pretax: -12.700549154732421)
Capital allocation category: Value Destroyer
Industry percentiles: P/E , P/B 56.17283950617284, ROIC 54.93827160493827, revenue growth 1y 29.01234567901235, 6m momentum 10.493827160493826
Sector percentiles: P/E , 6m momentum 3.570236903570237
Industry median P/E: 31.956834532374103; industry median ROIC: 3.679818125534067
Sector median P/E: 1.5433673469387754; sector median ROIC: 6.677876317240262
WACC: 0.08454842167414527
Base cash flow: -2914000000
DCF price per share: base 0, conservative 0, aggressive 0
Financial scorecard for INTELLECT.NS (Technology — Software - Application, India)
Report date: 2026-03-31 (annual)
Stock price: 7.5578034682080935
Market cap: 102013272064 (USD: 1081107164.730818)
P/E ratio: 0.25977584844558516
P/B ratio: 2.595095699531493
Debt to equity: 0.0496
Current ratio: 2.11
Interest coverage ratio: 64.2602978453739
Return on net tangible assets (%): 14.394623690106737
Buffett classification: The Good
Analyst consensus upside (%): 16661.278088714396
Rule of 40 score: 17.990268049782685
Altman Z-score: 6.317846691679959 (Safe Zone)
Piotroski F-score: 6 (Neutral)
Magic formula: return on capital % 7.607754293174193, earnings yield % 0.013913364708897404, rank 1898
Dividend yield (%): 0
Buyback yield (%): 0
Total shareholder yield (%): 0 (Minimal or Negative)
Momentum (%): 1m -3.8479784393233367, 3m 4.271163032422516, 6m -22.33965708443599, 12m -42.820120871000064, composite -19.533430434325847 (Strong Downtrend)
Lynch category: Slow Grower (confidence: High)
Screener: long score 4, short score 4, recommendation: Neutral
Revenue growth 1y (%): 5.77769034698814
Net income growth 1y (%): -20.09701310336486
Revenue deceleration: no
Revenue growth consistency score: 6.276163882409002
Beneish M-score: -1.753914359766385 (Possible Manipulation)
ROE (%): 3.758031625129563
Net margin (%): 14.194250660256735
Asset turnover: 0.18495257830557105
Equity multiplier (leverage): 1.4314875338675457
ROE archetype: Low Return
P/E z-score: 4.28660612717433
FCF z-score: 4.28660612717433
Treasury beta 1y: 0.0007022899877165074 (R-squared: 5.126996334610478e-05)
Insider 90-day net shares: 0 (net value USD: 0.00)
Dividend increase streak (years): 0
ROIC (%): 11.89391623631923 (pretax: 15.941566467965828)
Incremental ROIC 3y (%): 0.911017530555479 (pretax: -0.16779360948170657)
Capital allocation category: Standard Allocator
Industry percentiles: P/E 20.21563342318059, P/B 38.14016172506739, ROIC 31.132075471698112, revenue growth 1y 37.331536388140165, 6m momentum 54.17789757412399
Sector percentiles: P/E 21.454788121454786, 6m momentum 56.99032365699033
Industry median P/E: 2.1394954536591486; industry median ROIC: 6.21806735836372
Sector median P/E: 1.5433673469387754; sector median ROIC: 6.677876317240262
WACC: 0.0798917204556018
Base cash flow: 35499894.02289106
DCF price per share: base 0.05745735265873516, conservative 0.04442717553250832, aggressive 0.07564175474094727
Financial scorecard for INTENTECH.NS (Technology — Software - Infrastructure, India)
Report date: 2026-03-31 (annual)
Stock price: 0.9336292320396368
Market cap: 2112582016 (USD: 22388533.446375582)
P/B ratio: 1.3018622996085176
Debt to equity: 0.0013
Current ratio: 4.36
Interest coverage ratio: 22.484324758842444
Return on net tangible assets (%): -14.184494215290835
Buffett classification: The Gruesome
Rule of 40 score: -5.329992397766528
Altman Z-score: 5.240054652894774 (Safe Zone)
Piotroski F-score: 4 (Weak)
Dividend yield (%): 0
Buyback yield (%): 0
Total shareholder yield (%): 0 (Minimal or Negative)
Momentum (%): 1m -13.033049221439983, 3m -11.158900882456818, 6m -19.81700357794846, 12m -8.261610771949723, composite -8.496469420223749 (Flat)
Lynch category: Speculative (confidence: Low)
Screener: long score 6, short score 7, recommendation: Neutral
Revenue growth 1y (%): -24.090600557748544
Net income growth 1y (%): -186.93966992857048
Revenue CAGR 3y (%): 6.402742377350523
Net income CAGR 3y (%): nan
Revenue deceleration: yes
Revenue growth consistency score: 24.016914454542594
Accrual ratio: -0.22273840925097899
FCF conversion rate: -1.5032131130785842
Beneish M-score: -3.5303943811096867 (Likely Safe)
ROE (%): -11.141119439051632
Net margin (%): -12.480338281216989
Asset turnover: 0.7129694667548312
Equity multiplier (leverage): 1.2520784523869086
ROE archetype: Low Return
FCF z-score: 4.0316724380275115
Treasury beta 1y: 0.013302885125299924 (R-squared: 5.780756537075444e-05)
Insider 90-day net shares: 0 (net value USD: 0.00)
Dividend increase streak (years): 0
ROIC (%): 6.2707718459827015 (pretax: 7.9376858809907604)
Capital allocation category: Standard Allocator
Industry percentiles: P/E , P/B 17.194570135746606, ROIC 34.61538461538461, revenue growth 1y 53.39366515837104, 6m momentum 45.92760180995475
Sector percentiles: P/E , 6m momentum 54.487821154487825
Industry median P/E: 5.36821412369575; industry median ROIC: 3.7232145830700096
Sector median P/E: 1.5433673469387754; sector median ROIC: 6.677876317240262
WACC: 0.08210921535682328
Base cash flow: -1653248.1983891479
DCF price per share: base 0, conservative 0, aggressive 0
Financial scorecard for INTG (Consumer Cyclical — Lodging, United States)
Report date: 2026-03-31 (quarterly)
Stock price: 34.05
Market cap: 72995144 (USD: 72995144)
P/E ratio: 35.07619588235294
Debt to equity: -1.7096004142422088
Current ratio: 1.16
Interest coverage ratio: 1.2178387650085762
Return on net tangible assets (%): -2.718526825237561
Buffett classification: The Great
Rule of 40 score: 32.38324842457202
Altman Z-score: -0.32190864672346253 (Distress Zone)
Piotroski F-score: 8 (Strong)
Magic formula: return on capital % 112.0462914255655, earnings yield % 1.8669051256695353, rank 149
Dividend yield (%): 0
Buyback yield (%): 0
Debt paydown yield (%): 0.17809403869386162
Total shareholder yield (%): 0.17809403869386162 (Low Return)
Momentum (%): 1m -26.61637931034483, 3m -6.916347731000551, 6m 13.993973886842973, 12m 208.42391304347828, composite 109.12249374276873 (Strong Uptrend)
Lynch category: Fast Grower (confidence: Medium)
Screener: long score 7, short score 6, recommendation: Neutral
Revenue growth 1y (%): 21.08892058963385
Revenue deceleration: no
Accrual ratio: -0.023396613648024627
FCF conversion rate: 5.023529411764706
Beneish M-score: -2.341607354613525 (Likely Safe)
Net margin (%): 2.920675436874141
Asset turnover: 0.19909599550441007
ROE archetype: Standard Business
FCF z-score: 2.8509141785447074
Treasury beta 1y: -0.014576385351220428 (R-squared: 0.006153872472082105)
Insider 90-day net shares: 1002 (net value USD: 37430.00)
Dividend increase streak (years): 0
ROIC (%): 7.868497185154295 (pretax: 9.960123019182653)
Capital allocation category: Capital-Light Grower
Industry percentiles: P/E 61.165048543689316, P/B , ROIC 34.95145631067961, revenue growth 1y 11.650485436893204, 6m momentum 15.53398058252427
Sector percentiles: P/E 59.63143254520167, 6m momentum 16.689847009735743
Industry median P/E: 0.38806260058826786; industry median ROIC: 5.85160871032743
Sector median P/E: 0.5734625271900335; sector median ROIC: 5.974200780604355
WACC: 0.05825076580486657
Base cash flow: -2715000
DCF price per share: base 0, conservative 0, aggressive 0
Financial scorecard for IR (Industrials — Specialty Industrial Machinery, United States)
Report date: 2026-03-31 (quarterly)
Stock price: 84.4
Market cap: 33028829184 (USD: 33028829184)
P/E ratio: 54.12162162162162
P/B ratio: 3.061200453465888
Debt to equity: 0.48350000000000004
Current ratio: 2.23
Interest coverage ratio: 4.924764890282131
Return on net tangible assets (%): -13.399483373652057
Buffett classification: The Great
Analyst consensus upside (%): 16.679151061173535
Rule of 40 score: -3.6828833846997044
Altman Z-score: 3.046643222161416 (Safe Zone)
Piotroski F-score: 6 (Neutral)
Magic formula: return on capital % 9.568765988549153, earnings yield % 0.8548931873661809, rank 940
Dividend yield (%): 0.02361573265751278
Buyback yield (%): 0.2709753939547941
Debt paydown yield (%): 0.01786318239478531
Total shareholder yield (%): 0.31245430900709215 (Low Return)
Momentum (%): 1m 7.763023493360589, 3m 0.7280105024465919, 6m -3.1776987495698017, 12m -2.764976958525336, composite -4.073091166859812 (Moderate Downtrend)
Lynch category: Slow Grower (confidence: Medium)
Screener: long score 7, short score 3, recommendation: Neutral
Revenue growth 1y (%): 7.595526561043808
Net income growth 1y (%): 2.866242038216571
Revenue deceleration: no
Accrual ratio: 0.0016650509100270023
FCF conversion rate: 0.8431372549019608
Beneish M-score: -2.5048483537575996 (Likely Safe)
ROE (%): 1.9005776265335543
Net margin (%): 10.49155478562148
Asset turnover: 0.10117375134874601
Equity multiplier (leverage): 1.7905147642911081
ROE archetype: Low Return
P/E z-score: 4.921482880996853
FCF z-score: 4.921482880996851
Treasury beta 1y: -0.006672900252802832 (R-squared: 0.006953632671774675)
Insider 90-day net shares: -442263 (net value USD: -42593304.00)
Dividend increase streak (years): 0
ROIC (%): 8.402862418325023 (pretax: 10.978065679367779)
Incremental ROIC 3y (%): 13.670944454112046 (pretax: 19.003706717295)
Capital allocation category: Standard Allocator
Industry percentiles: P/E 70.52023121387283, P/B 54.72061657032755, ROIC 45.472061657032754, revenue growth 1y 24.084778420038536, 6m momentum 49.13294797687861
Sector percentiles: P/E 64.02969790066564, 6m momentum 45.13568868407578
Industry median P/E: 0.34832165205981025; industry median ROIC: 8.620128805291433
Sector median P/E: 0.48479532163742683; sector median ROIC: 7.0952301251284755
WACC: 0.10161805613043967
Base cash flow: 1094600000
DCF price per share: base 50.62615643635251, conservative 32.512050138701575, aggressive 77.60493858448726
Financial scorecard for IRB.NS (Industrials — Infrastructure Operations, India)
Report date: 2026-03-31 (annual)
Stock price: 0.20241535920726672
Market cap: 236849594368 (USD: 2510063526.579059)
P/E ratio: 0.3329514966991228
P/B ratio: 1.267953468383657
Debt to equity: 0.956
Current ratio: 1.24
Interest coverage ratio: 0.8668608003427631
Return on net tangible assets (%): -98.70738154613467
Buffett classification: The Great
Analyst consensus upside (%): 11785.043005885014
Rule of 40 score: 2.8340699038805006
Altman Z-score: 0.49957330971392194 (Distress Zone)
Piotroski F-score: 5 (Neutral)
Magic formula: return on capital % 19.5291901154489, earnings yield % 0.009290144986285963, rank 1601
Dividend yield (%): 0
Buyback yield (%): 0
Total shareholder yield (%): 0 (Minimal or Negative)
Momentum (%): 1m -9.63464404621179, 3m -11.727018280834695, 6m -6.30358802316815, 12m -25.769579645552433, composite -11.961943019831063 (Strong Downtrend)
Lynch category: Stalwart (confidence: High)
Screener: long score 5, short score 4, recommendation: Neutral
Revenue growth 1y (%): -18.745769314651927
Net income growth 1y (%): -88.10503163597083
Revenue CAGR 3y (%): -4.507230971519515
Net income CAGR 3y (%): 0.9112623252453655
FCF CAGR 3y (%): -3.758335995369766
Revenue deceleration: yes
Revenue growth consistency score: 16.87135996470404
Accrual ratio: -0.009085060898289284
FCF conversion rate: 1.606340843877887
Beneish M-score: -3.193449004382404 (Likely Safe)
ROE (%): 3.971819795039068
Net margin (%): 13.434159568797538
Asset turnover: 0.11153226359184121
Equity multiplier (leverage): 2.650809491776068
ROE archetype: Low Return
P/E z-score: 4.08171152491474
FCF z-score: 4.081711524914741
Treasury beta 1y: 0.0003823756561029272 (R-squared: 3.6261779396597416e-05)
Insider 90-day net shares: 24962400 (net value USD: 10639650.00)
Dividend increase streak (years): 0
ROIC (%): 2.709906983973431 (pretax: 3.976507106645194)
Incremental ROIC 3y (%): -14.226587080939337 (pretax: -21.79460326406607)
Capital allocation category: Value Destroyer
Industry percentiles: P/E 11.76470588235294, P/B 52.94117647058824, ROIC 58.82352941176471, revenue growth 1y 41.17647058823529, 6m momentum 58.82352941176471
Sector percentiles: P/E 30.952380952380953, 6m momentum 50.89605734767025
Industry median P/E: 1.3083338681384504; industry median ROIC: 4.439204977940844
Sector median P/E: 0.48479532163742683; sector median ROIC: 7.0952301251284755
WACC: 0.05
Base cash flow: 209737494.70114458
DCF price per share: base 0.006292880492035042, conservative 0.004630483603298707, aggressive 0.00882349575009346
Financial scorecard for IRCTC.NS (Consumer Cyclical — Travel Services, India)
Report date: 2026-03-31 (annual)
Stock price: 5.109929810074319
Market cap: 396039979008 (USD: 4197117200.1695633)
P/E ratio: 0.29933135005884326
P/B ratio: 9.141095758896016
Debt to equity: 0.0187
Current ratio: 2.16
Interest coverage ratio: 88.6842642379019
Return on net tangible assets (%): 31.728722260076083
Buffett classification: The Great
Analyst consensus upside (%): 12820.938604651164
Rule of 40 score: 24.04430081105028
Altman Z-score: 8.169156984621281 (Safe Zone)
Piotroski F-score: 6 (Neutral)
Magic formula: return on capital % 9.028191230072773, earnings yield % 0.011078246577110797, rank 1851
Dividend yield (%): 0
Buyback yield (%): 0
Total shareholder yield (%): 0 (Minimal or Negative)
Momentum (%): 1m -5.606381499684873, 3m -11.142739389117864, 6m -23.845111431342428, 12m -40.86157181830805, composite -24.11232518623417 (Strong Downtrend)
Lynch category: Slow Grower (confidence: Medium)
Screener: long score 4, short score 2, recommendation: Neutral
Revenue growth 1y (%): 4.315781292404686
Net income growth 1y (%): -17.402732767203723
Revenue deceleration: no
Beneish M-score: -2.504242957067671 (Likely Safe)
ROE (%): 7.575581498038556
Net margin (%): 22.360206875362014
Asset turnover: 0.1925872867754609
Equity multiplier (leverage): 1.7591891696365303
ROE archetype: Standard Business
P/E z-score: 4.2087985345484595
FCF z-score: 4.208798534548463
Treasury beta 1y: 0.000632347884485129 (R-squared: 0.00014297441927134657)
Insider 90-day net shares: 0 (net value USD: 0.00)
Dividend increase streak (years): 0
ROIC (%): 102.11749516770408 (pretax: 137.42283374633212)
Incremental ROIC 3y (%): 26.765056885267906 (pretax: 35.94153503996315)
Capital allocation category: High-Efficiency Compounder
Industry percentiles: P/E 15, P/B 66.25, ROIC 2.5, revenue growth 1y 42.5, 6m momentum 63.74999999999999
Sector percentiles: P/E 27.190542420027818, 6m momentum 69.64534075104312
Industry median P/E: 7.453592814371258; industry median ROIC: 12.330112958094723
Sector median P/E: 0.5734625271900335; sector median ROIC: 5.974200780604355
WACC: 0.05350246840681921
Base cash flow: 144751716.82916492
DCF price per share: base 0.12009055766596913, conservative 0.07500267412081327, aggressive 0.20023467153257418