speb/financial-data huggingface dataset:
Financial scorecard for COALINDIA.NS (Energy — Thermal Coal, India)
Report date: 2026-03-31 (annual)
Stock price: 4.411643270024773
Market cap: 2633950035968 (USD: 27913840991.606613)
P/E ratio: 0.09414787903189938
P/B ratio: 2.283963028158926
Debt to equity: 0.11630000000000001
Current ratio: 1.86
Interest coverage ratio: 25.574564649005968
Return on net tangible assets (%): 26.480175566612036
Buffett classification: The Good
Analyst consensus upside (%): 9736.752136752139
Rule of 40 score: 8.475680692233688
Altman Z-score: 1.4780383721177135 (Distress Zone)
Piotroski F-score: 3 (Weak)
Magic formula: return on capital % 6.148301312662403, earnings yield % 0.046310328468299126, rank 1817
Dividend yield (%): 0
Buyback yield (%): 0
Total shareholder yield (%): 0 (Minimal or Negative)
Momentum (%): 1m -4.946189826608288, 3m -8.95180961797557, 6m -2.18190105016025, 12m 4.397572931483761, composite -0.4345796145684429 (Flat)
Lynch category: Cyclical (confidence: High)
Screener: long score 8, short score 1, recommendation: Long
Revenue growth 1y (%): -9.763575309047546
Net income growth 1y (%): -20.61053036923266
Revenue CAGR 3y (%): 4.7634746915134585
Net income CAGR 3y (%): -5.208280049203696
FCF CAGR 3y (%): 9.390388992834641
Revenue deceleration: yes
Revenue growth consistency score: 20.921668021956183
Beneish M-score: -2.1358839085628447 (Likely Safe)
ROE (%): 9.01436201955017
Net margin (%): 23.4626434958205
Asset turnover: 0.1627458729210051
Equity multiplier (leverage): 2.3607395158711775
ROE archetype: Standard Business
P/E z-score: 4.176634452256851
FCF z-score: 4.176634452256851
Treasury beta 1y: 0.00045216713225657484 (R-squared: 7.53656417936671e-05)
Insider 90-day net shares: -123296333 (net value USD: -584190355.00)
Dividend increase streak (years): 0
ROIC (%): 30.7671812051231 (pretax: 41.51371833769065)
Incremental ROIC 3y (%): -17.850241381867004 (pretax: -25.05364015487233)
Capital allocation category: Fading Compounder
Industry percentiles: P/E 5.88235294117647, P/B 56.86274509803921, ROIC 1.9607843137254901, revenue growth 1y 35.294117647058826, 6m momentum 41.17647058823529
Sector percentiles: P/E 3.1714568880079286, 6m momentum 53.716551040634286
Industry median P/E: 1.6213917999632284; industry median ROIC: 5.423977083364904
Sector median P/E: 11.598358576086895; sector median ROIC: 4.629877910100043
WACC: 0.05
Base cash flow: 3052087749.046206
DCF price per share: base 0.2839579663620392, conservative 0.2023219183425317, aggressive 0.4176500536432598
Financial scorecard for COV.V (Healthcare — Medical Instruments & Supplies, Canada)
Report date: 2026-03-31 (quarterly)
Stock price: 1.546099290780142
Market cap: 60207408 (USD: 43314682.014388494)
P/E ratio: 25.89928057553957
P/B ratio: 1.7743292826368637
Debt to equity: 0.0633
Current ratio: 7.57
Return on net tangible assets (%): 4.360871836662077
Buffett classification: The Great
Analyst consensus upside (%): 123.94444444444441
Rule of 40 score: 8.459069725816118
Altman Z-score: 6.693104112688687 (Safe Zone)
Piotroski F-score: 7 (Neutral)
Dividend yield (%): 0
Buyback yield (%): 0
Debt paydown yield (%): 0.5342648564073877
Total shareholder yield (%): 0.5342648564073877 (Low Return)
Momentum (%): 1m -1.5488343987532929, 3m 8.623386070194602, 6m 27.001013171225946, 12m -14.17571283832681, composite 7.599624888464319 (Moderate Downtrend)
Lynch category: Fast Grower (confidence: Medium)
Screener: long score 6, short score 4, recommendation: Neutral
Revenue growth 1y (%): 18.35208233840666
Net income growth 1y (%): 162.13305205851282
Revenue deceleration: no
Accrual ratio: 0.07385987493022567
FCF conversion rate: -1.2445335813558749
Beneish M-score: -1.2607689914522258 (Strong Manipulation Signal)
ROE (%): 3.9910848482382715
Net margin (%): 12.529474571714907
Asset turnover: 0.2626331855594194
Equity multiplier (leverage): 1.212853931363142
ROE archetype: Low Return
P/E z-score: 3.3167508435255644
FCF z-score: 3.316750843525564
Treasury beta 1y: 0.007295947197524603 (R-squared: 0.004703563451504835)
Insider 90-day net shares: 0 (net value USD: 0.00)
Dividend increase streak (years): 0
ROIC (%): 8.923772914749108 (pretax: 11.295915081960894)
Incremental ROIC 3y (%): 281.5548304408274 (pretax: 356.3985195453511)
Capital allocation category: Turnaround Compounder
Industry percentiles: P/E 36.809815950920246, P/B 33.74233128834356, ROIC 32.515337423312886, revenue growth 1y 17.791411042944784, 6m momentum 11.042944785276074
Sector percentiles: P/E 26.64756446991404, 6m momentum 11.712034383954155
Industry median P/E: 15.690276110444179; industry median ROIC: 5.717819487534456
Sector median P/E: 4.824561403508772; sector median ROIC: 0.94429175936832
WACC: 0.05
Base cash flow: 1704211.510791367
DCF price per share: base 7.72997276806825, conservative 3.8972265430205413, aggressive 16.187618918980284
Financial scorecard for COY.DE (Consumer Cyclical — Luxury Goods, United States)
Report date: 2026-03-31 (quarterly)
Stock price: 141.8181818181818
Market cap: 25215180800 (USD: 25215180800)
P/E ratio: 48.13218390804598
P/B ratio: 41.0427573210171
Debt to equity: 5.749099999999999
Current ratio: 1.84
Interest coverage ratio: 32.63358778625954
Return on net tangible assets (%): -36.26406752411576
Buffett classification: The Great
Rule of 40 score: -12.92998854391464
Altman Z-score: 2.673828652792463 (Grey Zone)
Piotroski F-score: 5 (Neutral)
Magic formula: return on capital % 13.707195075028858, earnings yield % 1.5229902346404813, rank 405
Dividend yield (%): 0.32123505535205205
Buyback yield (%): 0.5956729051096076
Debt paydown yield (%): 0.0813002300582354
Total shareholder yield (%): 0.9982081905198951 (Low Return)
Momentum (%): 1m , 3m -8.125321006676945, 6m 10.592160133444521, 12m 357.99944736114946, composite 1.233419563383788 (Moderate Uptrend)
Lynch category: Fast Grower (confidence: Medium)
Screener: long score 4, short score 6, recommendation: Neutral
Revenue growth 1y (%): 21.204089360090883
Net income growth 1y (%): 69.1096901131333
Revenue deceleration: no
Accrual ratio: 0.018157058556513846
FCF conversion rate: 0.6567771960442117
Beneish M-score: -2.323750981026221 (Likely Safe)
ROE (%): 55.739299610894946
Net margin (%): 17.90065604498594
Asset turnover: 0.29552920901390245
Equity multiplier (leverage): 10.536397535667964
ROE archetype: Leverage-Driven Returns
P/E z-score: 6.70427409012748
FCF z-score: 6.704274090127458
Treasury beta 1y: -0.08008113418999113 (R-squared: 9.052913152463346e-05)
Insider 90-day net shares: -48308 (net value USD: -6581656.00)
Dividend increase streak (years): 0
ROIC (%): 29.594769562863387 (pretax: 34.90955077802826)
Capital allocation category: Capital-Light Grower
Industry percentiles: P/E 66.10169491525424, P/B 79.66101694915254, ROIC 6.779661016949152, revenue growth 1y 16.101694915254235, 6m momentum 22.033898305084744
Sector percentiles: P/E 61.230876216968014, 6m momentum 19.12378303198887
Industry median P/E: 0.8294493588611236; industry median ROIC: 9.396498845488384
Sector median P/E: 0.5734625271900335; sector median ROIC: 5.974200780604355
WACC: 0.0848127529050969
Base cash flow: 285400000
DCF price per share: base 9.540402145377774, conservative 6.859362552036156, aggressive 12.786387498758426
Financial scorecard for CRBG (Financial Services — Asset Management, United States)
Report date: 2026-03-31 (quarterly)
Stock price: 31.29
Market cap: 14095723520 (USD: 14095723520)
P/E ratio: 59.15
P/B ratio: 0.9235344930006065
Debt to equity: 1.4838
Current ratio: 1.18
Buffett classification: The Gruesome
Analyst consensus upside (%): 58.15722738799663
Rule of 40 score: -46.14493505336839
Piotroski F-score: 2 (Weak)
Dividend yield (%): 0.8087559311038474
Buyback yield (%): 8.867937841050958
Debt paydown yield (%): -0.1276983049111338
Total shareholder yield (%): 9.548995467243673 (Moderate Return)
Momentum (%): 1m 11.829878484631875, 3m 20.06907137375288, 6m 6.139755766621434, 12m -7.535460992907813, composite 2.964014090132649 (Strong Downtrend)
Lynch category: Turnaround (confidence: Medium)
Screener: long score 0, short score 6, recommendation: Neutral
Revenue growth 1y (%): 12.917316692667713
Revenue deceleration: no
Accrual ratio: -0.0001072376911237657
FCF conversion rate: 0.16981132075471697
Beneish M-score: -2.549194811120212 (Likely Safe)
ROE (%): -0.41566997372652054
Net margin (%): -1.4644929538546558
Asset turnover: 0.008820300094929729
Equity multiplier (leverage): 32.179404729226306
ROE archetype: Low Return
FCF z-score: 4.821319970497949
Treasury beta 1y: -0.0008109851667466575 (R-squared: 0.00010850637790679323)
Insider 90-day net shares: -16664 (net value USD: -524748.00)
Dividend increase streak (years): 0
Capital allocation category: Standard Allocator
Industry percentiles: P/E 63.62807657247037, P/B 52.96262534184139, ROIC , revenue growth 1y 15.587967183226983, 6m momentum 21.422060164083863
Sector percentiles: P/E 56.20796689084325, 6m momentum 26.849456802897052
Industry median P/E: 7.917582417582417; industry median ROIC: 1.6915626385800535
Sector median P/E: 9.286368843069873; sector median ROIC: 1.3915857507207385
WACC: 0.07525416607809583
Base cash flow: 190000000
DCF price per share: base 131.7652946475605, conservative 130.69818716503443, aggressive 133.09712531572424
Financial scorecard for CRBP (Healthcare — Biotechnology, United States)
Report date: 2026-03-31 (quarterly)
Stock price: 9.18
Market cap: 169899888 (USD: 169899888)
P/B ratio: 1.3770242282851308
Debt to equity: 0.0095
Current ratio: 7.92
Return on net tangible assets (%): -18.145984708173053
Buffett classification: The Gruesome
Analyst consensus upside (%): 275.93184238551646
Rule of 40 score: 0
Altman Z-score: 0.5022441304190943 (Distress Zone)
Piotroski F-score: 2 (Weak)
Dividend yield (%): 0
Buyback yield (%): 0
Debt paydown yield (%): 0.25191305599918934
Total shareholder yield (%): 0.25191305599918934 (Low Return)
Momentum (%): 1m 12.224938875305625, 3m -8.747514910536786, 6m 5.154639175257723, 12m 1.8867924528301878, composite -4.268287472248034 (Moderate Downtrend)
Lynch category: Turnaround (confidence: High)
Screener: long score 2, short score 11, recommendation: Strong Short (Melting Ice Cube)
Revenue deceleration: no
Accrual ratio: 0.01668185815943072
FCF conversion rate: 1.1135443423745048
Beneish M-score: -2.4748068040476965 (Likely Safe)
ROE (%): -16.775183041501577
Asset turnover: 0
Equity multiplier (leverage): 1.141795541273348
ROE archetype: Low Return
Treasury beta 1y: 0.009190582270247027 (R-squared: 0.0025566645454497042)
Insider 90-day net shares: 17762 (net value USD: 129329.00)
Dividend increase streak (years): 0
Capital allocation category: Standard Allocator
Industry percentiles: P/E , P/B 15.703971119133575, ROIC , revenue growth 1y , 6m momentum 23.826714801444044
Sector percentiles: P/E , 6m momentum 23.388252148997136
Industry median P/E: 6.198133227515053; industry median ROIC: -89.41034195162634
Sector median P/E: 4.824561403508772; sector median ROIC: 0.94429175936832
WACC: 0.15
Base cash flow: -78311000
DCF price per share: base 0, conservative 0, aggressive 0
Financial scorecard for CRCT (Technology — Computer Hardware, United States)
Report date: 2026-03-31 (quarterly)
Stock price: 4.46
Market cap: 936147968 (USD: 936147968)
P/E ratio: 10.76470588235294
P/B ratio: 0.5632856621285571
Debt to equity: 0.029900000000000003
Current ratio: 2.72
Interest coverage ratio: 286.075
Return on net tangible assets (%): 4.699698733674414
Buffett classification: The Good
Analyst consensus upside (%): -1.0928961748633887
Rule of 40 score: -14.61173537375813
Altman Z-score: 4.162883898721797 (Safe Zone)
Piotroski F-score: 8 (Strong)
Magic formula: return on capital % 6.609312413181659, earnings yield % 3.3112022448417586, rank 404
Dividend yield (%): 2.2600059737564906
Buyback yield (%): 1.3097288483352238
Debt paydown yield (%): 0.09923644891146097
Total shareholder yield (%): 3.668971271003175 (Low Return)
Momentum (%): 1m 3.240740740740733, 3m 2.5287356321839156, 6m 3.720930232558143, 12m -14.39539347408829, composite -3.610955908169791 (Strong Downtrend)
Lynch category: Asset Play (confidence: Medium)
Screener: long score 8, short score 6, recommendation: Neutral
Revenue growth 1y (%): -1.9448577788162336
Net income growth 1y (%): -15.037216693150457
Revenue deceleration: no
Accrual ratio: 0.004615097326089083
FCF conversion rate: 0.8722807362929422
Beneish M-score: -2.8030077443574664 (Likely Safe)
ROE (%): 5.79643164843692
Net margin (%): 12.740874516369747
Asset turnover: 0.2836124029629103
Equity multiplier (leverage): 1.6041178115175478
ROE archetype: Standard Business
P/E z-score: 4.638842339458497
FCF z-score: 4.638842339458499
Treasury beta 1y: -0.0008503445595428907 (R-squared: 8.015821574933928e-05)
Insider 90-day net shares: -206965 (net value USD: -826833.00)
Dividend increase streak (years): 0
ROIC (%): 85.84057459221548 (pretax: 120.74306908908028)
Capital allocation category: Capital-Light Grower
Industry percentiles: P/E 28.09917355371901, P/B 7.43801652892562, ROIC 3.3057851239669422, revenue growth 1y 41.32231404958678, 6m momentum 42.14876033057851
Sector percentiles: P/E 34.4678011344678, 6m momentum 28.59526192859526
Industry median P/E: 8.88268187417684; industry median ROIC: 2.6060646680961477
Sector median P/E: 1.5433673469387754; sector median ROIC: 6.677876317240262
WACC: 0.05217034065711371
Base cash flow: 76727000
DCF price per share: base 55.16780100189457, conservative 45.383822729899734, aggressive 69.58767664676004
Financial scorecard for CRDF (Healthcare — Biotechnology, United States)
Report date: 2026-03-31 (quarterly)
Stock price: 0.83
Market cap: 64328892 (USD: 64328892)
P/B ratio: 3.6309977746405835
Debt to equity: 0.018600000000000002
Current ratio: 3.27
Return on net tangible assets (%): -34.93042150450892
Buffett classification: The Gruesome
Analyst consensus upside (%): 221.6049382716049
Rule of 40 score: -34102.63976713841
Altman Z-score: -9.985543224780585 (Distress Zone)
Piotroski F-score: 3 (Weak)
Dividend yield (%): 0
Buyback yield (%): 0
Debt paydown yield (%): 0.2891391320714804
Total shareholder yield (%): 0.2891391320714804 (Low Return)
Momentum (%): 1m -34.12698412698413, 3m -51.74418604651163, 6m -71.37931034482759, 12m -79.95169082125604, composite -64.22957126088119 (Strong Downtrend)
Lynch category: Turnaround (confidence: High)
Screener: long score 2, short score 11, recommendation: Strong Short (Melting Ice Cube)
Revenue growth 1y (%): -62.38532110091744
Revenue deceleration: no
Accrual ratio: -0.0010265091485376747
FCF conversion rate: 0.9953827460510328
Beneish M-score: -0.05899789992765764 (Strong Manipulation Signal)
ROE (%): -30.825124536499494
Net margin (%): -30109.756097560978
Asset turnover: 0.0007383662296499064
Equity multiplier (leverage): 1.3865188458993472
ROE archetype: Low Return
Treasury beta 1y: -0.0027452268192539454 (R-squared: 0.0001786810046590849)
Insider 90-day net shares: 0 (net value USD: 0.00)
Dividend increase streak (years): 0
Capital allocation category: Standard Allocator
Industry percentiles: P/E , P/B 38.35740072202166, ROIC , revenue growth 1y 25.812274368231048, 6m momentum 74.0072202166065
Sector percentiles: P/E , 6m momentum 76.68338108882521
Industry median P/E: 6.198133227515053; industry median ROIC: -89.41034195162634
Sector median P/E: 4.824561403508772; sector median ROIC: 0.94429175936832
WACC: 0.1258222744292419
Base cash flow: -44991000
DCF price per share: base 0, conservative 0, aggressive 0
Financial scorecard for CSL.AX (Healthcare — Biotechnology, Australia)
Report date: 2025-06-30 (annual)
Stock price: 79.31944444444444
Market cap: 54701326336 (USD: 35752500873.202614)
P/E ratio: 17.299905994863025
P/B ratio: 5.228724610262063
Debt to equity: 0.5444
Current ratio: 2.57
Interest coverage ratio: 7.529262086513995
Return on net tangible assets (%): 111.65079365079367
Buffett classification: The Great
Analyst consensus upside (%): -9.085059045011118
Rule of 40 score: 19.465245061339388
Altman Z-score: 3.3077516366115023 (Safe Zone)
Piotroski F-score: 7 (Neutral)
Magic formula: return on capital % 17.579610266159698, earnings yield % 2.8924196740454455, rank 2450
Dividend yield (%): 2.621508647142724
Buyback yield (%): 0
Debt paydown yield (%): 1.6976919248644098
Total shareholder yield (%): 4.319200572007134 (Moderate Return)
Momentum (%): 1m 0.020170836111353285, 3m -14.579059829059835, 6m -34.694417814871215, 12m -54.47129619070547, composite -34.58465183428209 (Strong Downtrend)
Lynch category: Stalwart (confidence: High)
Screener: long score 10, short score 0, recommendation: Strong Long (L/S Compounder)
Revenue growth 1y (%): 2.977882780069141
Net income growth 1y (%): 13.283338390625232
Revenue CAGR 3y (%): 11.69821388841321
Net income CAGR 3y (%): 9.644778243330432
FCF CAGR 3y (%): 20.411139578907765
Revenue deceleration: yes
Revenue growth consistency score: 8.79568776404234
Accrual ratio: 0.015143290831504804
FCF conversion rate: 0.8112244897959183
Beneish M-score: -2.4179066850356907 (Likely Safe)
ROE (%): 15.224771713383964
Net margin (%): 20.32404406999352
Asset turnover: 0.3946975971792551
Equity multiplier (leverage): 1.8979124682432915
ROE archetype: Balanced Compounder
P/E z-score: 5.036359094647924
FCF z-score: 5.036359094647926
Treasury beta 1y: 0.0027874387463227624 (R-squared: 0.0009177409765001753)
Insider 90-day net shares: 4676 (net value USD: 327464.00)
Dividend increase streak (years): 0
ROIC (%): 8.103907485638775 (pretax: 9.623390139196045)
Incremental ROIC 3y (%): 3.146868248473958 (pretax: 3.182123358004844)
Capital allocation category: Standard Allocator
Industry percentiles: P/E 9.566787003610107, P/B 47.202166064981945, ROIC 6.678700361010831, revenue growth 1y 16.69675090252708, 6m momentum 54.963898916967516
Sector percentiles: P/E 22.277936962750715, 6m momentum 61.174785100286535
Industry median P/E: 6.198133227515053; industry median ROIC: -89.41034195162634
Sector median P/E: 4.824561403508772; sector median ROIC: 0.94429175936832
WACC: 0.05
Base cash flow: 2298692810.4575167
DCF price per share: base 421.0040433341574, conservative 214.31936450686896, aggressive 845.6249163087067
Financial scorecard for CSPI (Technology — Information Technology Services, United States)
Report date: 2026-03-31 (quarterly)
Stock price: 7.95
Market cap: 80071184 (USD: 80071184)
P/E ratio: 82.2152662310606
P/B ratio: 1.9285039903152001
Debt to equity: 0.0461
Current ratio: 2.64
Interest coverage ratio: -5.095808383233533
Return on net tangible assets (%): 0.9387164942720498
Buffett classification: The Gruesome
Rule of 40 score: 27.43218217775685
Altman Z-score: 3.1509494081690637 (Safe Zone)
Piotroski F-score: 5 (Neutral)
Dividend yield (%): 0
Buyback yield (%): 0
Debt paydown yield (%): 0.7930443491381368
Total shareholder yield (%): 0.7930443491381368 (Low Return)
Momentum (%): 1m -13.114754098360656, 3m -21.82890855457227, 6m -30.140597539543062, 12m -30.506993006993007, composite -23.995662870532612 (Strong Downtrend)
Lynch category: Fast Grower (confidence: Medium)
Screener: long score 5, short score 11, recommendation: Short
Revenue growth 1y (%): 21.792043812276574
Revenue deceleration: no
Accrual ratio: 0.011056061833642836
FCF conversion rate: -1.9204545454545454
Beneish M-score: -2.115667999522876 (Likely Safe)
ROE (%): 0.5877834552316067
Net margin (%): 1.6487634274294278
Asset turnover: 0.22961045665407145
Equity multiplier (leverage): 1.5526277705418072
ROE archetype: Low Return
FCF z-score: 4.25154612475713
Treasury beta 1y: 8.221492199590684e-06 (R-squared: 4.406736764629953e-09)
Insider 90-day net shares: 17325 (net value USD: 157405.00)
Dividend increase streak (years): 0
ROIC (%): -12.45997362012987 (pretax: -15.772118506493507)
Capital allocation category: Standard Allocator
Industry percentiles: P/E 66.87898089171973, P/B 40.12738853503185, ROIC 76.00849256900213, revenue growth 1y 8.9171974522293, 6m momentum 71.54989384288747
Sector percentiles: P/E 51.35135135135135, 6m momentum 65.1317984651318
Industry median P/E: 0.21619799348899724; industry median ROIC: 12.533738935242045
Sector median P/E: 1.5433673469387754; sector median ROIC: 6.677876317240262
WACC: 0.09345559384162858
Base cash flow: 263000
DCF price per share: base 2.8603803660806393, conservative 2.810834931016817, aggressive 2.9203081047489428
Financial scorecard for CSR (Real Estate — REIT - Residential, United States)
Report date: 2026-03-31 (quarterly)
Stock price: 55.73
Market cap: 987711040 (USD: 987711040)
P/E ratio: 120.57446808510639
P/B ratio: 1.1668395220566612
Debt to equity: 1.2445
Current ratio: 0.33
Interest coverage ratio: 0.409360076408787
Buffett classification: The Great
Analyst consensus upside (%): 16.128463031586378
Rule of 40 score: 28.921845005146203
Altman Z-score: -0.030588226287725846 (Distress Zone)
Piotroski F-score: 4 (Weak)
Dividend yield (%): 1.3122258914915035
Buyback yield (%): 0
Debt paydown yield (%): 0.5598803471914214
Total shareholder yield (%): 1.872106238682925 (Low Return)
Momentum (%): 1m -0.4288011434697194, 3m -15.032779387101701, 6m -10.674787626222157, 12m 1.734209565534859, composite -7.845080449007431 (Flat)
Lynch category: Turnaround (confidence: High)
Screener: long score 2, short score 5, recommendation: Neutral
Revenue growth 1y (%): -3.016708151371972
Revenue deceleration: no
Accrual ratio: -0.017963932116212035
FCF conversion rate: -1.6694981296758105
Beneish M-score: -2.5143701405281154 (Likely Safe)
ROE (%): -1.5443160456266443
Net margin (%): -19.720604281608754
Asset turnover: 0.034123342544732184
Equity multiplier (leverage): 2.2949033478634475
ROE archetype: Low Return
P/E z-score: 2.7742470741237515
FCF z-score: 4.337123866153652
Treasury beta 1y: 0.0003423497290859586 (R-squared: 3.906859433515012e-05)
Insider 90-day net shares: 2200 (net value USD: 121392.00)
Dividend increase streak (years): 0
ROIC (%): 1.0056475235520232 (pretax: 1.2729715488000293)
Capital allocation category: Capital-Light Grower
Industry percentiles: P/E 57.14285714285714, P/B 34.285714285714285, ROIC 65.71428571428571, revenue growth 1y 51.42857142857142, 6m momentum 68.57142857142857
Sector percentiles: P/E 52.01863354037267, 6m momentum 51.78571428571429
Industry median P/E: 25.918956043956044; industry median ROIC: 2.6247744560674637
Sector median P/E: 4.332660990050401; sector median ROIC: 3.0025005588392872
WACC: 0.0641776138375784
Base cash flow: 137608000
DCF price per share: base 148.18573534881386, conservative 115.35101240571049, aggressive 191.62780695206345
Financial scorecard for CSSG.L (Industrials — Security & Protection Services, United Kingdom)
Report date: 2025-12-31 (quarterly)
Stock price: 0.009333333333333332
Market cap: 9637779 (USD: 13024025.675675675)
P/E ratio: 0.19999999999999998
P/B ratio: 0.006537381264035932
Debt to equity: 0.0316
Current ratio: 5.76
Buffett classification: The Gruesome
Rule of 40 score: 0
Piotroski F-score: 3 (Weak)
Dividend yield (%): 0
Buyback yield (%): 0
Debt paydown yield (%): 0.8589201092679983
Total shareholder yield (%): 0.8589201092679983 (Low Return)
Momentum (%): 1m 5.8706467661691395, 3m 1.5686274509803644, 6m -6.666666666666678, 12m -13.66666666666668, composite -7.850662194702456 (Strong Downtrend)
Lynch category: Asset Play (confidence: High)
Screener: long score 2, short score 2, recommendation: Neutral
Revenue deceleration: no
Beneish M-score: -2.3903325878673334 (Likely Safe)
Equity multiplier (leverage): 1.15090783406334
ROE archetype: Standard Business
P/E z-score: 5.076117350249858
Treasury beta 1y: 0.00045299169103048194 (R-squared: 8.52356989247881e-05)
Insider 90-day net shares: 780 (net value USD: 796.00)
Dividend increase streak (years): 0
ROIC (%): 4.74453087019932 (pretax: 4.979946524064172)
Incremental ROIC 3y (%): 37.85579212667681 (pretax: 42.78176650388582)
Capital allocation category: Turnaround Compounder
Industry percentiles: P/E 18.181818181818183, P/B 0, ROIC 40.909090909090914, revenue growth 1y , 6m momentum 47.72727272727273
Sector percentiles: P/E 26.472094214029696, 6m momentum 51.48489503328213
Industry median P/E: 1.3143710092047434; industry median ROIC: 5.759044132648424
Sector median P/E: 0.48479532163742683; sector median ROIC: 7.0952301251284755
WACC: 0.05556280209050147
Base cash flow: 95890.41095890407
DCF price per share: base 1.0393404563371051, conservative 0.7043872264404792, aggressive 1.7358846953374345
Financial scorecard for CSU.TO (Technology — Software - Application, Canada)
Report date: 2026-03-31 (quarterly)
Stock price: 1891.659574468085
Market cap: 56522895360 (USD: 40663953496.40288)
P/E ratio: 35.45896723655001
P/B ratio: 11.222177247168585
Debt to equity: 1.2066
Current ratio: 0.91
Interest coverage ratio: 7.661764705882352
Return on net tangible assets (%): -15.167197452229301
Buffett classification: The Great
Analyst consensus upside (%): 125.59694191105979
Rule of 40 score: 26.28662765183588
Altman Z-score: 3.296066302983796 (Safe Zone)
Piotroski F-score: 6 (Neutral)
Magic formula: return on capital % 983.0188679245364, earnings yield % 0.6268325321883257, rank 714
Dividend yield (%): 0.03715308613659808
Buyback yield (%): 0
Debt paydown yield (%): 0.5475334372977471
Total shareholder yield (%): 0.5846865234343451 (Low Return)
Momentum (%): 1m -6.370133753074135, 3m 7.5538113606333415, 6m -6.032237749014347, 12m -46.81197249325301, composite -13.89057892413417 (Strong Downtrend)
Lynch category: Fast Grower (confidence: Medium)
Screener: long score 8, short score 3, recommendation: Neutral
Revenue growth 1y (%): 23.352414939514677
Net income growth 1y (%): 136.50045480856696
Revenue deceleration: no
Accrual ratio: -0.02864327388692717
FCF conversion rate: 2.195
Beneish M-score: -2.440492880041129 (Likely Safe)
ROE (%): 8.949240008655291
Net margin (%): 12.574662055957244
Asset turnover: 0.1906155946324589
Equity multiplier (leverage): 3.7336310969759574
ROE archetype: Standard Business
P/E z-score: 4.145433974726711
FCF z-score: 4.145433974726709
Treasury beta 1y: -5.433344030095487e-05 (R-squared: 2.900554836494404e-07)
Insider 90-day net shares: -18199 (net value USD: -32720267.00)
Dividend increase streak (years): 0
ROIC (%): 19.8177610645068 (pretax: 30.488863176164312)
Incremental ROIC 3y (%): 16.135055267111273 (pretax: 29.665220530631707)
Capital allocation category: High-Efficiency Compounder
Industry percentiles: P/E 46.900269541778975, P/B 68.05929919137466, ROIC 22.371967654986523, revenue growth 1y 16.172506738544474, 6m momentum 30.59299191374663
Sector percentiles: P/E 45.47881214547881, 6m momentum 38.87220553887221
Industry median P/E: 2.1394954536591486; industry median ROIC: 6.21806735836372
Sector median P/E: 1.5433673469387754; sector median ROIC: 6.677876317240262
WACC: 0.08165264194211627
Base cash flow: 1387591240.8759124
DCF price per share: base 3026.575827693163, conservative 1625.0281705262182, aggressive 5606.209246348782
Financial scorecard for CSX (Industrials — Railroads, United States)
Report date: 2026-06-30 (quarterly)
Stock price: 53.23
Market cap: 98607235072 (USD: 98607235072)
P/E ratio: 27.63372093023256
P/B ratio: 6.2498674620251276
Debt to equity: 1.3807
Current ratio: 0.82
Interest coverage ratio: 7.137440758293839
Return on net tangible assets (%): 6.584183488893712
Buffett classification: The Good
Analyst consensus upside (%): 11.003576688407316
Rule of 40 score: 32.0948979212023
Altman Z-score: 2.4654955869161417 (Grey Zone)
Piotroski F-score: 8 (Strong)
Magic formula: return on capital % 2.8035295431698875, earnings yield % 1.2908698741682345, rank 1583
Dividend yield (%): 0.26367233581811306
Buyback yield (%): 0.3001808130852364
Debt paydown yield (%): -0.020282487370624082
Total shareholder yield (%): 0.5435706615327254 (Low Return)
Momentum (%): 1m 15.566652192791999, 3m 17.58338855754361, 6m 46.19609997253502, 12m 54.24514633439582, composite 32.41601612260228 (Strong Uptrend)
Lynch category: Cyclical (confidence: High)
Screener: long score 5, short score 1, recommendation: Neutral
Revenue growth 1y (%): 10.10072747621713
Net income growth 1y (%): 20.86851628468034
Revenue deceleration: no
Revenue growth consistency score: 5.92349943468824
Accrual ratio: 0.005643112480046763
FCF conversion rate: 0.7495009980039921
Beneish M-score: -2.435140490826511 (Likely Safe)
ROE (%): 7.242762658570964
Net margin (%): 25.46378653113088
Asset turnover: 0.0884687155736415
Equity multiplier (leverage): 3.2150782464129533
ROE archetype: Standard Business
P/E z-score: 5.0088732042177755
FCF z-score: 5.00887320421778
Treasury beta 1y: -0.002370531510277811 (R-squared: 0.00202029349068091)
Insider 90-day net shares: -146708 (net value USD: -6848764.00)
Dividend increase streak (years): 0
ROIC (%): 11.359185806269268 (pretax: 14.819235480729967)
Incremental ROIC 3y (%): -30.533180173094763 (pretax: -38.96526772793054)
Capital allocation category: Value Destroyer
Industry percentiles: P/E 64.28571428571429, P/B 75, ROIC 8.333333333333332, revenue growth 1y 21.428571428571427, 6m momentum 0
Sector percentiles: P/E 58.0389144905274, 6m momentum 6.989247311827956
Industry median P/E: 1.4448489759563725; industry median ROIC: 6.026339713763762
Sector median P/E: 0.48479532163742683; sector median ROIC: 7.0952301251284755
WACC: 0.0954600142608064
Base cash flow: 1745000000
DCF price per share: base 3.1260048991310554, conservative 1.7607829441072251, aggressive 4.739723990033272
Financial scorecard for CURY.L (Consumer Cyclical — Specialty Retail, United Kingdom)
Report date: 2025-10-31 (quarterly)
Stock price: 0.021866666666666663
Market cap: 1698302464 (USD: 2234608505.263158)
P/E ratio: 0.12280701754385964
P/B ratio: 0.0064517307329469455
Debt to equity: 0.3954
Current ratio: 0.89
Buffett classification: The Gruesome
Analyst consensus upside (%): 998105.7142857144
Rule of 40 score: 0
Piotroski F-score: 2 (Weak)
Magic formula: return on capital % 31.78170144462279, earnings yield % 10.513706049522742, rank 499
Dividend yield (%): 0
Buyback yield (%): 0
Debt paydown yield (%): 4.6438528082278525
Total shareholder yield (%): 4.6438528082278525 (Moderate Return)
Momentum (%): 1m 6.529914529914511, 3m 26.416666666666643, 6m 13.156177156177135, 12m 41.94152046783624, composite 24.271280350920232 (Strong Uptrend)
Lynch category: Asset Play (confidence: High)
Screener: long score 2, short score 2, recommendation: Neutral
Revenue deceleration: no
Beneish M-score: -2.530936070310806 (Likely Safe)
Equity multiplier (leverage): 2.5209348879368627
ROE archetype: Standard Business
P/E z-score: 4.6074460852033665
FCF z-score: 5.300978074247316
Treasury beta 1y: 0.0018038593190751622 (R-squared: 0.00038202317846658873)
Insider 90-day net shares: 50000 (net value USD: 78200.00)
Dividend increase streak (years): 0
ROIC (%): 5.693351366894215 (pretax: 6.536810828656321)
Capital allocation category: Standard Allocator
Industry percentiles: P/E 16.901408450704224, P/B 1.4084507042253522, ROIC 43.66197183098591, revenue growth 1y , 6m momentum 18.30985915492958
Sector percentiles: P/E 16.307371349095966, 6m momentum 17.663421418636997
Industry median P/E: 2.3211958916121533; industry median ROIC: 6.169113478954271
Sector median P/E: 0.5734625271900335; sector median ROIC: 5.974200780604355
WACC: 0.07348598466489598
Base cash flow: 426666666.6666666
DCF price per share: base 7.370337965269581, conservative 6.262256980100717, aggressive 8.762981083661318
Financial scorecard for CVB.V (Basic Materials — Gold, Canada)
Report date: 2026-03-31 (quarterly)
Stock price: 0.11347517730496455
Market cap: 23906520 (USD: 17198935.251798563)
P/B ratio: 1.1068072751711229
Debt to equity: 0.0040999999999999995
Current ratio: 2.27
Interest coverage ratio: -71.10288169868554
Return on net tangible assets (%): -1.214952021479294
Buffett classification: The Gruesome
Rule of 40 score: 0
Altman Z-score: 6.039839330469372 (Safe Zone)
Piotroski F-score: 4 (Weak)
Dividend yield (%): 0
Buyback yield (%): 0
Debt paydown yield (%): -0.006075977367369044
Total shareholder yield (%): -0.006075977367369044 (Minimal or Negative)
Momentum (%): 1m -10.480693459416853, 3m -8.55235711305798, 6m -17.58118701007838, 12m -3.546099290780131, composite -6.129021749965641 (Flat)
Lynch category: Cyclical (confidence: High)
Screener: long score 4, short score 8, recommendation: Short
Revenue deceleration: no
Accrual ratio: 0.008175347684938725
FCF conversion rate: 1.6801179918595746
Beneish M-score: -2.4000472412477327 (Likely Safe)
ROE (%): -1.300183523103833
Asset turnover: 0
Equity multiplier (leverage): 1.0816398774224283
ROE archetype: Low Return
Treasury beta 1y: -0.026145881242174526 (R-squared: 0.014315680180641154)
Insider 90-day net shares: 631579 (net value USD: 88420.00)
Dividend increase streak (years): 0
ROIC (%): -4.858205134431589 (pretax: -6.14962675244505)
Incremental ROIC 3y (%): -100.46879644887908 (pretax: -127.17569170744186)
Capital allocation category: Value Destroyer
Industry percentiles: P/E , P/B 11.189801699716714, ROIC 24.362606232294617, revenue growth 1y , 6m momentum 22.946175637393768
Sector percentiles: P/E , 6m momentum 41.39367018323154
Industry median P/E: 8.322060300477567; industry median ROIC: -7.9824265928961236
Sector median P/E: 1.5790983881237224; sector median ROIC: -1.992018401665734
WACC: 0.05
Base cash flow: -1569956.9343065692
DCF price per share: base 0, conservative 0, aggressive 0
Financial scorecard for CVCE.L (Financial Services — Asset Management, United Kingdom)
Report date: 2025-12-31 (annual)
Stock price: 0.014533333333333334
Market cap: 309512928 (USD: 418260713.5135135)
P/B ratio: 0.0027760098014966927
Debt to equity: 0
Return on net tangible assets (%): -1.9802069791361894
Buffett classification: The Gruesome
Rule of 40 score: 73.9617016806161
Piotroski F-score: 3 (Weak)
Dividend yield (%): 7.676900655988109
Buyback yield (%): 0.05072486019065414
Total shareholder yield (%): 7.7276255161787635 (Moderate Return)
Momentum (%): 1m 4.201257861635222, 3m 2.4253968253968234, 6m 2.4253968253968234, 12m 5.437908496732019, composite 2.012528052156531 (Flat)
Lynch category: Speculative (confidence: Low)
Screener: long score 2, short score 2, recommendation: Neutral
Revenue growth 1y (%): -53.672546210918014
Net income growth 1y (%): -134.54008807327864
FCF CAGR 3y (%): 25.424232363677724
Revenue deceleration: yes
Revenue growth consistency score: 25.95288445494513
Beneish M-score: -2.4743988780900597 (Likely Safe)
Equity multiplier (leverage): 1.001079570350315
ROE archetype: Standard Business
FCF z-score: 4.893111250283706
Treasury beta 1y: 0.00031618399517068473 (R-squared: 7.55442824776517e-05)
Insider 90-day net shares: -3860000 (net value USD: -4804560.00)
Dividend increase streak (years): 0
Capital allocation category: Standard Allocator
Industry percentiles: P/E , P/B 0.4557885141294439, ROIC , revenue growth 1y 31.814038286235185, 6m momentum 31.905195989061074
Sector percentiles: P/E , 6m momentum 33.29022245214692
Industry median P/E: 7.917582417582417; industry median ROIC: 1.6915626385800535
Sector median P/E: 9.286368843069873; sector median ROIC: 1.3915857507207385
WACC: 0.1019
Base cash flow: -8871621.621621622
DCF price per share: base 0, conservative 0, aggressive 0
Financial scorecard for CYH (Healthcare — Medical Care Facilities, United States)
Report date: 2026-06-30 (quarterly)
Stock price: 2.73
Market cap: 384702592 (USD: 384702592)
P/E ratio: 1.8054054054054052
Debt to equity: -12.091232227488153
Current ratio: 1.53
Interest coverage ratio: 1.0533980582524272
Return on net tangible assets (%): -2.9449978345604158
Buffett classification: The Good
Analyst consensus upside (%): 1.4970059880239601
Rule of 40 score: -4.367771493381486
Altman Z-score: 0.0042999160841001305 (Distress Zone)
Piotroski F-score: 7 (Neutral)
Magic formula: return on capital % 4.134908536585366, earnings yield % 1.977763559170731, rank 995
Dividend yield (%): 0
Buyback yield (%): 0
Debt paydown yield (%): 143.487465766802
Total shareholder yield (%): 143.487465766802 (High Return)
Momentum (%): 1m -13.607594936708864, 3m 0.36764705882352156, 6m -16, 12m -5.862068965517239, composite -2.222278566599053 (Flat)
Lynch category: Slow Grower (confidence: Low)
Screener: long score 5, short score 6, recommendation: Neutral
Revenue growth 1y (%): -9.830833067347589
Net income growth 1y (%): -67.5
Revenue deceleration: no
Revenue growth consistency score: 2.6089759330228315
Accrual ratio: 0.007256378909176953
FCF conversion rate: 0.11538461538461539
Beneish M-score: -2.4171773082299755 (Likely Safe)
Net margin (%): 3.6814159292035393
Asset turnover: 0.2228181567220097
ROE archetype: Standard Business
P/E z-score: 3.231029026629411
FCF z-score: 2.4435215393089225
Treasury beta 1y: 0.010542189731791583 (R-squared: 0.005233033839280419)
Insider 90-day net shares: 0 (net value USD: 0.00)
Dividend increase streak (years): 0
ROIC (%): 10.157502446914998 (pretax: 10.878745224210737)
Capital allocation category: Capital-Light Grower
Industry percentiles: P/E 32.38095238095238, P/B , ROIC 26.190476190476193, revenue growth 1y 56.666666666666664, 6m momentum 62.38095238095238
Sector percentiles: P/E 14.469914040114611, 6m momentum 45.63037249283667
Industry median P/E: 1.7425206697700268; industry median ROIC: 5.681103510179656
Sector median P/E: 4.824561403508772; sector median ROIC: 0.94429175936832
WACC: 0.07651328718221354
Base cash flow: 775000000
DCF price per share: base 28.673105796113447, conservative 15.316010203190418, aggressive 45.26619074186567
Financial scorecard for CYIENT.NS (Industrials — Conglomerates, India)
Report date: 2026-06-30 (quarterly)
Stock price: 8.671036333608589
Market cap: 87441186816 (USD: 922472695.6008017)
P/E ratio: 0.2703925673999873
Debt to equity: 0.0753
Interest coverage ratio: 8.622119815668203
Buffett classification: The Great
Analyst consensus upside (%): 10617.319731635987
Rule of 40 score: 7.2335830507573
Piotroski F-score: 1 (Weak)
Magic formula: return on capital % 17.227877838684417, earnings yield % 8.826693472676396, rank 1461
Dividend yield (%): 0
Buyback yield (%): 0
Total shareholder yield (%): 0 (Minimal or Negative)
Momentum (%): 1m -7.678366996715093, 3m -6.530985698882724, 6m -26.881553996573736, 12m -38.853132179480895, composite -22.393367419196036 (Strong Downtrend)
Lynch category: Slow Grower (confidence: High)
Screener: long score 2, short score 2, recommendation: Neutral
Revenue growth 1y (%): -1.8885075209091329
Net income growth 1y (%): -47.37521206805919
Revenue deceleration: no
Revenue growth consistency score: 5.070049577668296
Beneish M-score: -2.484865526438846 (Likely Safe)
Net margin (%): 5.236787589728766
ROE archetype: Standard Business
P/E z-score: 4.194293951986167
FCF z-score: 4.194293951986168
Treasury beta 1y: 0.0006627394285751973 (R-squared: 7.623122587565383e-05)
Insider 90-day net shares: 76002 (net value USD: 1208537.00)
Dividend increase streak (years): 0
ROIC (%): 9.683140781437192 (pretax: 13.479015623404472)
Incremental ROIC 3y (%): -40.99532726555854 (pretax: -46.724969757730896)
Capital allocation category: Value Destroyer
Industry percentiles: P/E 40.794223826714806, P/B , ROIC 21.299638989169676, revenue growth 1y 28.880866425992778, 6m momentum 76.17328519855594
Sector percentiles: P/E 29.10906298003072, 6m momentum 74.62877624167946
Industry median P/E: 0.1475398300795126; industry median ROIC: 4.422331016216076
Sector median P/E: 0.48479532163742683; sector median ROIC: 7.0952301251284755
WACC: 0.10189973419131985
Base cash flow: 68545994.0652819
DCF price per share: base 0.08058736506749306, conservative 0.07376003185555596, aggressive 0.0885670395087337
Financial scorecard for CYM.V (Industrials — Metal Fabrication, Canada)
Report date: 2026-01-31 (quarterly)
Stock price: 0.07801418439716312
Market cap: 11040893 (USD: 8178439.259259258)
Debt to equity: -1.2663873162520962
Current ratio: 0.27
Interest coverage ratio: -1.37256223942305
Buffett classification: The Gruesome
Rule of 40 score: 65.30324113334993
Altman Z-score: -44.64287686602257 (Distress Zone)
Piotroski F-score: 3 (Weak)
Dividend yield (%): 0
Buyback yield (%): 0
Debt paydown yield (%): -4.197907723587204
Total shareholder yield (%): -4.197907723587204 (Minimal or Negative)
Momentum (%): 1m 38.47517730496454, 3m 33.59929078014185, 6m -2.1276595744680917, 12m -44.158268010451664, composite -9.400733754273807 (Strong Downtrend)
Lynch category: Turnaround (confidence: High)
Screener: long score 1, short score 11, recommendation: Strong Short (Melting Ice Cube)
Revenue growth 1y (%): 90.07700311989646
Revenue deceleration: no
Accrual ratio: -0.17896434199162822
FCF conversion rate: 0.42729910399976284
Beneish M-score: 1.491432679381409 (Strong Manipulation Signal)
Net margin (%): -175.58998249734856
Asset turnover: 0.17796676653587185
ROE archetype: Standard Business
Treasury beta 1y: 0.003518267594187141 (R-squared: 0.0001440930977898021)
Insider 90-day net shares: 0 (net value USD: 0.00)
Dividend increase streak (years): 0
ROIC (%): -389.04374722307654 (pretax: -492.4604395228817)
Capital allocation category: Capital-Light Grower
Industry percentiles: P/E , P/B , ROIC 89.32038834951457, revenue growth 1y 0, 6m momentum 52.42718446601942
Sector percentiles: P/E , 6m momentum 43.24116743471582
Industry median P/E: 0.28231526012352576; industry median ROIC: 5.354758683753824
Sector median P/E: 0.48479532163742683; sector median ROIC: 7.0952301251284755
WACC: 0.0857757975887547
Base cash flow: -2084295.652173913
DCF price per share: base 0, conservative 0, aggressive 0
Financial scorecard for CZFS (Financial Services — Banks - Regional, United States)
Report date: 2026-03-31 (quarterly)
Stock price: 74.88
Market cap: 359793600 (USD: 359793600)
P/E ratio: 7.410256410256411
P/B ratio: 0.8487492384262089
Debt to equity: 0.5784363376001956
Return on net tangible assets (%): 4.192033533140173
Buffett classification: The Gruesome
Analyst consensus upside (%): 16.98797165925194
Rule of 40 score: 60.69278629669287
Piotroski F-score: 7 (Neutral)
Dividend yield (%): 0.6676049824121385
Buyback yield (%): 0.04391406628689338
Debt paydown yield (%): 26.463227806164426
Total shareholder yield (%): 27.174746854863457 (High Return)
Momentum (%): 1m 5.46478873239436, 3m 14.390467461044917, 6m 16.093023255813947, 12m 32.74242155646162, composite 18.782566396844583 (Strong Uptrend)
Lynch category: Asset Play (confidence: Medium)
Screener: long score 5, short score 2, recommendation: Neutral
Revenue growth 1y (%): 12.766279465738384
Net income growth 1y (%): 36.15011153391943
Revenue deceleration: no
Accrual ratio: -0.002468214798059183
FCF conversion rate: 1.7244602929838089
Beneish M-score: -2.4265654834860855 (Likely Safe)
ROE (%): 3.0444714059994515
Net margin (%): 34.815287051639096
Asset turnover: 0.00978584616556576
Equity multiplier (leverage): 8.93600771093953
ROE archetype: Low Return
P/E z-score: 4.867606564948519
FCF z-score: 4.86760656494853
Treasury beta 1y: -0.007222859541747815 (R-squared: 0.007613824744851767)
Insider 90-day net shares: 106 (net value USD: 6458.00)
Dividend increase streak (years): 0
Capital allocation category: Standard Allocator
Industry percentiles: P/E 33.22981366459628, P/B 32.608695652173914, ROIC , revenue growth 1y 27.018633540372672, 6m momentum 40.683229813664596
Sector percentiles: P/E 26.4355923435075, 6m momentum 15.830315571650285
Industry median P/E: 10.091388400702987; industry median ROIC: 0.8427644093631484
Sector median P/E: 9.286368843069873; sector median ROIC: 1.3915857507207385
WACC: 0.1201766492620416
Base cash flow: 37392000
DCF price per share: base 98.59252038307395, conservative 47.483109390348275, aggressive 178.53609995317606
Financial scorecard for CZNC (Financial Services — Banks - Regional, United States)
Report date: 2026-06-30 (quarterly)
Stock price: 24.35
Market cap: 436268864 (USD: 436268864)
P/E ratio: 15.857142857142856
Buffett classification: The Gruesome
Analyst consensus upside (%): 2.9601029601029656
Rule of 40 score: 0
Piotroski F-score: 1 (Weak)
Dividend yield (%): 0
Buyback yield (%): 0
Total shareholder yield (%): 0 (Minimal or Negative)
Momentum (%): 1m 8.174144824522433, 3m 6.611208406304736, 6m 15.457562825983887, 12m 34.085903083700444, composite 15.340838575226902 (Moderate Uptrend)
Lynch category:  (confidence: High)
Screener: long score 0, short score 2, recommendation: Neutral
Revenue deceleration: no
Beneish M-score: -2.48 (Likely Safe)
ROE archetype: Standard Business
P/E z-score: 4.908482728935575
FCF z-score: 4.908482728935584
Treasury beta 1y: 0.0032916951461100423 (R-squared: 0.0034398524590362545)
Insider 90-day net shares: 1225 (net value USD: 26133.00)
Dividend increase streak (years): 0
Capital allocation category: Standard Allocator
Industry percentiles: P/E 78.1055900621118, P/B , ROIC , revenue growth 1y , 6m momentum 43.7888198757764
Sector percentiles: P/E 44.10243145369891, 6m momentum 16.735644076564927
Industry median P/E: 10.091388400702987; industry median ROIC: 0.8427644093631484
Sector median P/E: 9.286368843069873; sector median ROIC: 1.3915857507207385
WACC: 0.11664564308284456
Base cash flow: 23885000
DCF price per share: base 9.16840732649794, conservative 6.3845358933357925, aggressive 12.637601900517957
Financial scorecard for CZWI (Financial Services — Banks - Regional, United States)
Report date: 2026-03-31 (quarterly)
Stock price: 23.56
Market cap: 227215280 (USD: 227215280)
P/E ratio: 12.875816993464051
P/B ratio: 0.9953634669991721
Debt to equity: 0.27161373471504763
Return on net tangible assets (%): 2.5274725274725274
Buffett classification: The Gruesome
Analyst consensus upside (%): 21.827411167512693
Rule of 40 score: 23.56711572786884
Piotroski F-score: 6 (Neutral)
Dividend yield (%): 0.4449524697458727
Buyback yield (%): 0.03916990089751006
Debt paydown yield (%): -0.017604449841577555
Total shareholder yield (%): 0.4665179208018052 (Low Return)
Momentum (%): 1m 6.269733874605309, 3m 14.758889430102275, 6m 30.816213214880605, 12m 61.14911080711354, composite 32.405563170762655 (Strong Uptrend)
Lynch category: Asset Play (confidence: Medium)
Screener: long score 5, short score 2, recommendation: Neutral
Revenue growth 1y (%): 13.57963759430303
Net income growth 1y (%): 17.453862996559266
Revenue deceleration: no
Accrual ratio: 0.0001936345284208605
FCF conversion rate: 0.9070572569906791
Beneish M-score: -2.5185156480233135 (Likely Safe)
ROE (%): 1.9825085200349515
Net margin (%): 23.309950959091193
Asset turnover: 0.00893770377745456
Equity multiplier (leverage): 9.515853468597962
ROE archetype: Low Return
P/E z-score: 4.794534805558392
FCF z-score: 4.794534805558392
Treasury beta 1y: 0.0004620076456389001 (R-squared: 7.34479864268068e-05)
Insider 90-day net shares: -650 (net value USD: -13417.00)
Dividend increase streak (years): 0
Capital allocation category: Standard Allocator
Industry percentiles: P/E 64.90683229813664, P/B 41.77018633540372, ROIC , revenue growth 1y 24.689440993788818, 6m momentum 15.683229813664596
Sector percentiles: P/E 39.00672529746508, 6m momentum 6.2596999482669435
Industry median P/E: 10.091388400702987; industry median ROIC: 0.8427644093631484
Sector median P/E: 9.286368843069873; sector median ROIC: 1.3915857507207385
WACC: 0.15
Base cash flow: 17654000
DCF price per share: base 21.510250570037286, conservative 20.474235962076587, aggressive 22.664519726302096