[20180903-084857_434_live · turn 4 · speaker 0] I hear you.  I have a degree that I will be paying on til I am in my 60s if I don't make real efforts to pay it back faster.  But I still try to give back and help others, even if it's just a measly dollar to help someone buy a burger.  It works 2 fold, in that it helps someone in need and makes me feel that the world if not always the worst.