Is USAA A Good Homeowners Insurance? 
USAA is a great carrier but I have seen with many of my clients the rates are very high for home insurance they are fantastic for autos but I also have recently been able to compete with them also . To give you and example I had an insurance that had a home insured for 150K with 1000 deductible with USAA I was able to write the policy with another carrier and insured the home for 175K with 500 deductible and the house was a full replacement cost policy and the rate was only 600 a year and USAA was 1200 a year with less coverage and higher deductible . I would call around to a local agent . It never hurts to compare just make sure that you are getting the proper coverage and if it is a replacement cost policy or actual cash policy 