Cialis Daily Is Advertised For BPH Treatment, Approved By The FDA, But Not Covered By Insurance. Why? 
It ultimately depends on what prescription drug plan you have . Not all drug plans are the same . The list of covered drugs -LRB- also known as a formulary for Medicare programs -RRB- will tell you whether your Cialis prescription will be covered . If it 's listed as a covered drug , then you would only pay your share of the expense -LRB- deductible , copay , and/or coinsurance , etc. -RRB- . If it 's not a covered drug , then you would be responsible for 100 % of the cost . It may simply be that the prescription drug plan you have does not cover this specific drug . \ At age 71 , I 'm assuming you 're on Medicare . If so , regardless of whether your drug coverage is under a Medicare Advantage plan or through a stand-alone Part D plan , you would not be able to make any changes to your drug coverage until the annual enrollment period -LRB- October 15 - December 7 of each year -RRB- . During the annual enrollment period , you can evaluate your options to see which carrier 's plan will cover this prescription . If you 're covered under an employer plan , options may be limited , but if more than one option is available , I would recommend reviewing each of them to see which plan will be most suitable for your needs . If it 's an individual poilcy , I recommend contacting the agent who placed the covered for you -LRB- that person would be the servicing agent for the program -RRB- or call your insurance carrier directly to find out if it should be a covered drug under your plan . If you have a group policy , then you would need to either contact the carrier directly or your human resources department should be able to put you in contact with the appropriate person . I hope the information is helpful - please let me know if I can be of further assistance . Thanks very much . 