Can You Change Your Medigap Plan? 
You can change your Medigap Plan at any point throughout the year . You do not have to wait for AEP -LRB- Annual Election Period from Oct. 15 - Dec 7 -RRB- . The Annual Election Period only applies to Medicare Advantage and Prescription Drug Plans . You 'll have to medically qualify for a new Medigap Plan if you are not in your Open Enrollment Period or other Guaranteed Issue situation . To medically qualify , you have to answer health questions on the insurance application and then get approved through the medical underwriting department . It is best to contact Medicare or an independent agent specializing in Medicare Supplement insurance to see if you are still in Open Enrollment or a Guaranteed Issue situation . If you have to medically qualify for a new Medigap Plan , an independent agent can review your health history and help determine which insurance companies are best suited for your situation . There are several reasons why you may want to change your Medigap plan -LRB- lower premium , more benefits , less benefits -RRB- . The main reason people want to change is usually because of price . Over time , premiums increase and what you may be paying for Plan F may be very different from your neighbor . Although Medigap plan benefits are standardized , the price is not . An independent agent specializing in Medicare Supplement insurance can provide quotes for your Medigap Plan so you can compare it to what you 're currently paying . Please feel free to read this article which gives a little more detail about changing your Medigap insurance . WEBSITELINK Thank you for reading my response . Please let me know if I can help you with your specific situation . 