When Should You Purchase Long Term Care Insurance? 
It is always best to buy when you are young and healthy . So , the best time to buy is now . Delaying purchase of long term care insurance can result in paying higher premiums since they increase at older issue ages . Also , your chances of becoming uninsurable for long term care insurance increase with age . Long term care can impact adults at any age so it is never too soon to purchase insurance for it . The average age of purchase has been falling in recent years as more people are purchasing it at younger ages . Many are buying in their 40s and 50s . 