How To Choose A Retirement Plan? 
The cost of a Retirement Plan is the first consideration . Whatever investments you select , there will be an associated cost and the retirement plan will only add to it . So important to select the lowest cost plans with the highest contribution limits . If youre in a high tax bracket and/or your employer matches your contribution , youll want to consider an ERISA qualified plan . If ERISA qualified plans are too restrictive , you may want to consider non qualified plan that uses life insurance and/or annuities . 