Can Health Insurance Companies Legally Cancel You With No Explanation? 
Under no circumstances can they term you without a reason . The reasons are also limited as to why the can term you . They can not kick you off the plan due to health conditions you acquired while you had the plan . When you hear rumors of people getting kicked off their plan because they became sick , they are just that , rumors . Failure to pay premium , plan discontinuation , employer dropping the plan , moving out of the plans service area are the main reasons a person would lose their coverage . They can not cancel insurance because someone has been incurring a high number of claims . I would suggest there must be some type of error with your cancellation . You should call the insurance company and ask them why they have termed you . They will have an answer whether it is legit or not is a different story but if they have termed you due to some error , you will be able to get reinstated . 