How Can I Get Health Insurance For Free? 
Health insurance is not free . There is a premium required on every policy . However , under the new Affordable Care Act , you may be able to qualify for a subsidy if certain conditions are met -LRB- the primary being your income level -RRB- . If you are trying to secure a subsidy to use towards your health insurance premiums , you will need to buy a health plan ON the health insurance exchanges . Subsidies ca n't be used towards off exchange health plans . An agent/broker can work with you to find the plan that finds the proper balance of meeting your budget and the desired coverage you want to have . 