Does Medigap Cover Prescription Drugs? 
For all intents and purposes , the answer is no . There are certain drugs , which must be prescribed , e.g. Cancer treatment drugs , that are covered under Medicare Part B. Drugs covered under Medicare Part B would also be covered under a Medigap policy . Most prescription drugs however are not covered by traditional Medicare -LRB- Parts A and B -RRB- or Medigap supplemental insurance . An eligible Medicare beneficiary needs a Part D prescription drug plan in order to obtain drug coverage . You can enroll in a Part D plan at Medicare.gov , subject to certain enrollment period restrictions . As an alternative to a stand alone Part D plan , a beneficiary can enroll in a Medicare Advantage Plan that includes Part D coverage -LRB- MAPD -RRB- . A beneficiary who enrolls in an MAPD can not have a Medigap policy or a stand alone Part D plan . It 's a good idea to find a licensed insurance agent who specializes in Medicare plans to review your needs and objectives and present you with optimal solutions . 