When Is Open Enrollment Period For Health Insurance? 
The gates open at midnight November 15th , 2014 and run through February 15th , 2015 . Nothing says holiday season to me like health insurance open enrollment , but at least now you can make some plans for your off time this Thanksgiving and Christmas . Absent a change of life status event -LRB- e.g. - marriage , divorce , child birth , etc. -RRB- between now and then , any person who has n't gotten health insurance by the March 31 , 2014 end of open enrollment is locked out of the individual health insurance marketplace . While it is too early -LRB- mid-May 2014 -RRB- to know exactly what health insurance plans will look like and cost for 2015 , the general assessment is that the vast majority of marketplaces will see rates go up -LRB- though perhaps not as high as some feared -RRB- , health plan product designs will be added and removed from the marketplace based upon what carriers learned in the first year of ObamaCare , some carriers will withdraw while other carriers are deciding to enter or expand their marketplace presences . In short , the health insurance world is getting more complicated not less . Seek out the services of an experienced health insurance broker representing all carriers early on in your search process . It should cost you nothing and save you a lot of headaches . 