What Is The Best And Cheap Health Insurance? 
As with most everything in life , the best and the cheapest are rarely the same thing and you do tend to get what you pay for . The cheapest health insurance that meets the requirements under ObamaCare will have a very high deductible and have you paying for all health care services -LRB- except preventive care -RRB- out of your pocket until you have met that deductible that may be $ 6000 or more . If you never use any health care during the year then this would meet your criteria for being the cheapest and perhaps the best . The best heath insurance plans that meet the requirements under ObamaCare will provide you with reasonable copayments , a low deductible and relatively low out-of-pocket maximum financial exposure -LRB- maybe as low as several hundred or a thousand dollars -RRB- . However , these plans will have a significantly higher monthly premium . The true answer to your question is unique to each individual . You would be well served to seek out the services of an experienced health insurance agent who can help you define your needs and budget and then find the best health insurance plan -LRB- either in the government marketplaces or outside them -RRB- that fits your needs . 