At What Age Does Health Insurance Drop? 
For most Americans with individual health coverage , their policy will terminate , or drop , at age 65 , when they become eligible for Medicare . People who receive coverage from their employer may be able to remain on their group coverage beyond age 65 , depending on the rules governing your employer 's plan . In such a case , you should also consider whether or not to accept Medicare coverage , or you may incur penalties for enrolling in Medicare after you are first eligible . 