Do Annuities Go Through Probate? 
Always consult a probate attorney before assuming what assets bypass or go through probate . For the most part non-qualified annuities should by pass probate . The state of residence may have differing rules of engagement on their proprietary probate procedures . Keep in mind that the annuity may be owner driven or annuitant driven , which can dictate the how the annuity is processed through probate . 