How To Save On Home Insurance Premiums? 
The easiest way to save on homeowners insurance premiums is to carry high deductibles and combine your auto insurance with the same company that provides your home insurance . Other options that may be available but can vary by company is if you are retired , sometimes certain occupations can get a discount . If you have done upgrades on your home such as a new roof , plumbing , electrical and heating and of course avoid claims if possible by taking good care and maintaining your home . Also an alarm system and/or interior sprinkler system can offer additional discounts . 