What should recent college grads do about insurance? 
If you are asking about life insurance , it is a good idea to get life insurance as soon as you get a job and can pay for it . While federal student loans are generally discharged if the borrower dies , PLUS loans and private loans may become the responsibility of the surviving spouse and/or parent -LRB- s -RRB- . Even if you do n't have student loans , your parents may have tapped out their resources putting you through college , so having a final expense policy would be nice in case of tragedy . Of course , if you have a spouse and/or children , life insurance is very important . Again , it is easy to get reasonably priced life insurance for most recent college graduates . Many underwriters will also allow you to get more coverage than you first qualify for , based on expected increase in earning . Please let me know if we can help . 