Does Auto Insurance Drop At 25? 
They might , but it of course depends upon the company and the driver 's record . Each insurance company files their rates and underwriting guidelines with each state 's Insurance Department , who then approves them for use in that state . If the guidelines as filed and approved for your company include a rate adjustment resulting in a lower base premium for drivers aged 25 and above , than more than likely you will see a reduction barring any other circumstances . 