Can You Get Life Insurance If You Skydive? 
Some life insurance policies will cover skydivers -LRB- and death caused by skydiving -RRB- with a flat extra . This is an premium added onto the policy to cover the added risk incurred by being a skydiver . If you do not care if your policy covers skydiving -LRB- most people die from illness , anyway -RRB- , you can get an exclusion for skydiving , with some companies . This will bring your rates down to what others with similar health will pay . Some accidental death policies cover death by skydiving . And there are some simplified issue life insurance policies that do not ask about dangerous hobbies at all . A broker who offers all these options can help you find affordable coverage . 