How To Write A Life Insurance Claim Letter? 
Writing a cover letter to insurance carriers informing them of the death of an insured should discuss the cause of death and the circumstances that surround it . Short and to the point communication is best . In the vast majority of cases , a family member , who may also be a beneficiary , compose cover letters to the insurance company . If the death occurred during the first two years , the insurance company will investigate the death with greater due diligence to confirm if suicide was that cause of death . If suicide was the cause of death the claim would be denied . 