Does Renters Insurance Cover Auto Vandalism? 
Renters insurance would not cover the vandalism to your car , but could cover vandalism to the personal belongings inside the car , if they in fact were vandalized . You would need auto physical damage coverage in place to cover the vandalism . In lieu of liability coverage on your car , you need `` other than collision '' coverage or `` comprehensive '' coverage which are synonymous with each other . Good luck with your claim And please do n't hesitate to contact me with any additional questions that may help you out . Best , Josh DeBoer 918-582-8206 jdeboer@fdands.com 