How Do You Get The Best Life Insurance Quotes? 
Getting the best life insurance quotes can be like walking a tightrope . Some agents will quote low just to get your application . Then when you are approved , they simply send you the policy , assuming you will be tired of the process and just give in and accept it.Other agents quote high because they would rather give you good news that your rate turned out lower than higher than quoted . What really matters in the end , is that you get a policy with a life insurance company that is favorable to your type of health , age , and the type of policy you get -LRB- Term , Whole Life , or Universal Life -RRB- . So no matter what quote you get , you need to pay close attention to the credentials of your agent . Some things to look at are : 1 -RRB- Are they able to shop for you from more than one company ? 2 -RRB- Do they ask questions to determine what policies and ratings you qualify for ? 3 -RRB- Do they appear to understand your health condition -LRB- s -RRB- ? 4 -RRB- Do they have a following as evidenced by testimonials , referrals , etc ? 5 -RRB- If they have a website , does it have security and privacy features ? 6 -RRB- Do they appear to be sincere and honest ? If you can get in touch with an agent who has those credentials , chances are that your quote will be as accurate as possible . More importantly , no matter what your quote is , you will have the best chance at being approved at the best rate with the best company for your particular health and age . 