What Happens If I Can't Get Homeowners Insurance? 
Keep in mind that if one insurance company will not insure your home that does not necessarily mean that your home is uninsurable . And to take it a step farther ... . just because your home does not qualify for insurance with the standard markets , this does n't mean that it will not qualify for a home with an excess / surplus lines carrier like Lloyd 's . Contacting the insurance department is a good idea as I know that PA has the `` Fair Plan '' and you can go to : WEBSITELINK for some additional info because your state might have a similar site to access . -- @MooneyInsurance 