How Much Life Insurance Should You Carry? 
That is an excellent question ! The answer is that it depends upon what you want the insurance to do for you . If it is just to cover funeral expenses , then typically a smaller , $ 10-20 ,000 policy should be fine . If you are trying to cover mortgage , college , or other major debt that would be left to your spouse , then you want at least that much . If it is to provide a legacy for your children , then however much you 'd like to bless them with is the amount needed . If it is to provide your spouse with the income lost when you pass , then you will want to do some math , and decide upon how many years ' salary to choose . If you need help , please contact me , okay ? I 'd be happy to help . Thanks for asking ! 