How To Apply For Life Insurance Online? 
To apply for life insurance online , you will probably want to start by looking at quotes to get an idea of what you can afford . When a website offers free `` instant '' quotes , you can compare different term lengths and face amounts to your heart 's content . The next step is to call or email someone at that website to `` flesh out '' your quote . Talking to someone will help ensure that you get the lowest price and that you actually qualify for the policy you want to apply for . Also , talking to an agent will help you understand your policy 's features and enable you to get the type of coverage that best suits your needs . After choosing your policy , the process for application is similar to how you would apply with any life insurance agency . The main exception is that you do not have to sit down face to face with an agent . 