Can A Cancer Survivor Get Life Insurance? 
Cancer survivors looking at life insurance in the first few years after their treatment ends may have to settle for a graded policy -LRB- one that pays a reduced death benefit in the first 1-3 years for death due to illness -RRB- or higher priced policy -LRB- a flat extra per thousand is added on for a set number of years , then drops off regardless of whether the cancer has recurred or not -RRB- . Unless getting a guaranteed issue policy , there is at least a one year wait since the last cancer treatment before cancer survivors are able to get any policy . The more time that passes , the lower the rate usually becomes , especially if the cancer did not start out at a high grade . Since no one knows the future , I recommend getting what you are qualified to get as soon as you can , then try getting a lower priced policy in the future . 