What Is The Age Limit For Long Term Care Insurance? 
The age limit for buying Long Term Care is usually 84 years old . For your information , the average age that people buy Long Term Care is 57 . It 's obviously more affordable to buy it when you 're younger , but if you 're younger than 84 , it 's not too late ! If you are older and the price is an issue , get as much as you can comfortably afford because most long term care claims occur in your own home , not in a nursing home . Therefore , the amount of cover you need may not be $ 150 - $ 200/day ... it may only be $ 80 or $ 100/day . So my advice is : get as much as you can comfortably afford and continue to pay for . 