Can A Stay At Home Mom Get Disability Insurance? 
As Peggy said , a stay at home mom can not purchase DI . Most companies require that a person be working 30 hours per week in order to qualify for DI . However , you can purchase critical illness insurance which would pay out a lump sum benefit upon the diagnosis of an illness . It can be used at the insured 's discretion -LRB- bills , mortgage , groceries , etc. -RRB- 