Can I Switch Auto Insurance After An Accident? 
You can switch your car insurance at any time , but some times are better than others . If you have had an accident that is your fault , when you switch carriers after that , you may be paying a higher rate because of the claim . If you happen to be insured by a company that offers Accident Foregiveness , then you will find that when your policy renews , the premium wll not increase due to that accident . 