Does home insurance cover fire? 
That is a great question ! I sincerely hope that you are just asking , and do n't really need to know . One of the original reasons for homeowners insurance was to protect against the far too common danger of kitchen or heating fires . It is still one of the main points of your policy . If you are the unfortunate victim of a fire , your policy will pay , in almost every single case . I hope that helps - thanks for asking ! 