What Is Involved In A Life Insurance Physical? 
Physicals for life insurance depend on the amount of coverage you 're requesting and your age . Simplified issue may only require a battery of questions with a limited death benefit amount . But fully underwritten life insurance policies generally require a para med service that comes to your location , measures your height and weight , draws blood , collect a urine sample and sometimes an EKG . There could be additional exams if the amount or age or the proposed insured 's history triggersfurtherdue diligence . Keep in mind that all your medical records from allphysicianswill also be required with any prescriptions you 're taking . They will order your driving record as well , looking for excessive traffic violations and any DUIs . 