Why Would A Person Need Life Insurance? 
Why would you need life insurance ? The best person to ask that question to is your spouse . Your children . Your church . Your business partner . Your employer or employees . Your lender . Life insurance is for those who are left behind . If a person 's passing would not cause a financial hardship for anyone , if all their debts were paid and they had left all to charity that they desired , they would not need life insurance . What I have found is , it is often a matter of perspective . Ask those who matter to you , and you will get your best answer . 