How Much Does 1 Point Affect Car Insurance In Ohio? 
Understand that `` points '' are not standard in regards to auto insurance . The amount of points that the Ohio BMV assigns to different violations may be scored differently by auto insurance companies . And not only are points weighed differently , but many companies have different point scales . But generally speaking , with most companies , only having 1 point would be minor and should n't raise your premium all that much . 