Does Homeowners Insurance Cover The Furnace? 
All homeowners policies cover claims that result in the damage or destruction of covered property do to accidents . Your home policy does cover the damage to your home and personal property due to your furnace . But remember , the claim will not cover the repair or replacement of the furnace itself . Home insurance is not a repair and maintenance insurance . It only covers damage to your property as the result of an accident and will not cover the replacement or repair of items in your home . If you have any other questions about this subject please feel free to call me . 