How Long Does A DUI Affect Life Insurance? 
This will vary from carrier to carrier . It will also depend on the number of DUI 's you 've had and your age . Younger people -LRB- especially those in their 20 's -RRB- are effected the most by a DUI on their driving record . For most carriers , one DUI will keep you at their standard risk class for at least 3 years since the incident . 