What types of insurance would a business that rents out houses to people need? 
The objects that need to be insured are the houses that are being rented . These are best covered with dwelling fire policies which provides coverage for the structure and little else . As a landlord you should also carry liability coverage because the landlord is likely to be named in any lawsuit that has to do with the property . Additionally , the landlords should require that their tenants secure renters insurance and name them as additional insureds . 