Does Everyone Get Life Insurance? 
Everyone should get life insurance , but not everyone does . It 's not something that is required by law as is automobile insurance - although it should be ... At least a minimal amount to pay for final , -LRB- funeral -RRB- expenses . As mentioned above not everyone `` needs '' life insurance . But there is n't a better , safe way to build personal wealth and take advantage of tax benefits than Whole Life Insurance with a Mutual insurance company ! That 's why Bill Gates and Warren Buffet have large whole life policies . 