Will Your Car Insurance Rates Rise After Claim? 
Great question ! Depending upon the company you are using , the unfortunate answer is usually yes . Some companies however offer `` accident forgiveness '' benefits for people who have not made a claim previously , so I would advise that you check with your agent first , before filing , and see if that is available for you . Another thing to think about is the cost of the repair itself - will it be equal to or less than your deductible ? If so , you will pay that much anyway , it may not make sense to make the claim , and risk the increase in your premium ... If you need any help , please feel free to contact me . Thanks for asking ! 