Why Would I Be Declined For Life Insurance? 
There are many reasons you can be declined for life insurance , and not all of them are your fault . Sometimes the person providing your quote does not understand your health condition , or is not well acquainted with the stipulations of the products they are selling . Some people applying for life insurance are unaware of what their doctor has written in their medical records , and can get declined for something they did not even know they had . Declines are due to your age , weight , health , or risk factors not meeting the guidelines of the insurance company 's guidelines . Contact an agent who understands your particular health and you will have a less chance of being denied . However , do n't be devastated if you do get declined . There are usually other policies out there , even if they might cost more than the one for which you got declined . 