Does Fdic Insure Annuities? 
No , the FDIC does not insure annuities . As a non-deposit investment that may be offered by banks , annuities are not insured by the Federal Deposit Insurance Corporation . However , annuities -LRB- including those offered for purchase through banks -RRB- are regulated by state insurance regulators . Historically , these regulations have been very strict and annuities have proven to be very safe . 