Does Renters Insurance Cover Vandalism? 
It is a good idea to talk to your Insurance Professional in order to completely understand the terms and conditions of your policy . That having been said , in most standard renters insurance policies , vandalism is included among the covered perils for which you would have protection . Should you ever have to file a claim with your insurance company for this , it would be a good idea to first report the loss to the police and obtain an incident report as your Claims Professional will need to see this . 