Can I Be Turned Down For Medigap Insurance? 
Yes and no . You can not be turned down for Medigap Insurance if : You are in your Open Enrollment Period -- the one-time only , 6 month period that allows you to buy any Medigap policy you want that is sold in your state -LRB- starting the first month you 're covered under Medicare Part B AND you 're 65 or older -RRB- . During this period , an insurance company can not deny you a Medigap policy . Your Medicare Advantage Plan is leaving Medicare or stops giving care in your area , or you move out of your Medicare Advantage Plan area . You have orignial Medicare and an employer , retiree , union , or COBRA coverage that is ending . You move out of the service area for your Medicare SELECT policy . When you were first eligible for Part A at 65 , you joined a Medicare Advantage Plan or PACE program and you decide within the first year of joining to switch back to Original Medicare . You dropped a Medigap policy to join a Medicare Advantage Plan for the first time , it 's been les than a year and you want to switch back . The Medigap insurance company that holds your policy goes bankrupt , or your coverage otherwise ends through no fault of your own . However ... If you already have a Medigap policy and want to switch to another company , you will be required to answer health questions on the application . All insurance companies are unique with their medical underwriting guidelines ; but , you must be approved in order to buy a Medigap policy . If you have original Medicare Part A and B and are outside the Open Enrollment Period , then you will also be required to answer health questions to be approved through the medical underwriting process . Every individual case is unique and an agent who specializes in Medicare Supplement insurance , can help you determine your ability to get Medigap insurance . If I can be of assistance , please call me at 1-888-411-1329 . 