How To Get The Best Homeowners Insurance Rates? 
Unless you are buying a homeowners policy purely to satisfy a requirement , looking for the lowest premium might not be wise . An uncovered loss can be a tremendous shock to your finances and that is really the purpose of the policy . If you are looking to just drive down premium , take the highest deductible that the company will write . Everything else that will drive down the premium will cost more than you will realize in reduced premiums . 