What Age Does Disability Insurance End? 
The best disability insurance policies will have a benefit period to age 65 or 67 . Some carriers like Lloyds of London will go even higher . If there is significant health history , or if the insured wants a cheaper policy , then the benefit period can be 2 , 5 or even 10 years . Keep in mind that if you have a 5 year benefit period , but you become disabled at age 65 , your policy wo n't actually pay for five more years . Depending on your policy , it will only pay until age 65 or 67 -- not until age 70 . 