Does Car Insurance Cover Shopping Cart Damage? 
Shopping cart damage is generally covered by the collision portion of the auto insurance policy and subject to the deductible . So if the cost to repair a ding caused by an errant shopping cart is $ 300 and your deductible is $ 500 , there would be no insurance claim . The golden rule in parking lots : do unto others as you would have them do unto you and secure your cart when you 're done ! 