Does Medicare Part D Cover OTC Drugs? 
Unfortunately , over the counter -LRB- OTC -RRB- medications are not covered by Medicare . You must have a prescription from your doctor that you need a specific medication , it must be medically necessary and it must be included on the Medicare or your plans `` formulary '' for it to be covered . A Part D or Medicare Advantage plan is an excellent way to save money on prescription medications . 