Is Medicare Advantage Or Medigap Better? 
Medicare Advantage plans generally have lower premiums than Medigap plans . In some situations the Advantage premium is $ 0 which makes them visually attractive . But Advantage plans have a lot of moving parts and a lot of out of pocket . They are great plans until you get sick and then they are quite costly . If your goal is to protect yourself against large medical expenses , a Medigap plan is a better choice . Once I explain the differences in the two , almost 100 % will pick Medigap over Advantage plans . 