How Do I Know If I Need Life Insurance? 
Do you love anyone ? Will your premature death have a bad effect on anyone ? Do you have financial obligations that will need attention ? Is there someone you want to benefit ? Of course , there are other questions , but these address the basic issues . If there is love in your life , you probably need life insurance ; it is the only way to ease the pain that would come to those who love you were you to meet a premature death . 