What Kind Of Insurance Do I Need For A Mobile Home? 
A Mobile Home Insurance policy is similar to a Homeowners ' in that it provides some of the same kind of coverage . It is , however , specifically designed to meet the unique needs of a Mobile Home owner . Coverage on the structure itself can be determined in many cases by the purchase price , if it is fairly new , but there are specially designed toold available to estimate ther replacement value . Some considerations that may affect pricing that are different from a Homeowners ' policy are items such as how the Mobile Home is situated . For example , what kind of tie downs are used ? Is it on a permanent foundations ? Is it in an approved park facility ? Ask if there is additional coverage available for awnings , canapies , etc. . 