Does Renters Insurance Cover Storage Units? 
I would agree most tenant-homeowners policies cover your personal property while it 's in your home or `` anywhere else in the world '' and there is no limitation I 'm aware of for storing some of that property in a storage unit . Although I do n't wish to disagree with a colleague , I believe coverage would apply at another residence should you have more than one but a 10 % or $ 1000 , whichever is greater , limitation would apply . Tenants policies generally limit coverage to specific named perils like fire , wind , theft . certain types of water damage , etc. , but your personal property should be covered in a storage unit the same it would if the property was in your home . Dropping ink on a rug however may not be one of the covered perils . 