Does Auto Insurance Cover Theft Of Items From The Car? 
The short answer is that unless the car is stolen , or parts of the car are stolen , theft of items from a car are not covered . You 'll seek this coverage from your homeowner insurance . If your car is stolen there is a small amount of coverage that comes from the auto after 48 hours . As usually , check with your local agent or insurance company to see how they have written your policy but what I have described in the common policy construction . Auto policies are not designed to coverage your personal property . 