Do Ohio Employers Have To Offer Health Insurance? 
Employers in Ohio are required to offer health insurance to their workers although they can avoid any penalty if the family can not afford the healthcare benefits offered . Also , this penalty has been delayed until 2015 to give employers and insurers time to work on specific details of implementation . This tax penalty applies to companies with 50 or more workers and applies to workers and their dependents , including children under the age of 26 . Technically , the law does not apply to spouses . `` Full-time '' would be considered working 30 hours per week . However , having 100 part-time workers working 20 hours per week would qualify as having 50 full-time workers . Here in Ohio , we have enjoyed low health insurance rates , and although required mandates will be raising premiums , there still will be many low-cost options.Most of the major insurers , including Anthem and Medical Mutual , will be participating in the State Health Exchange . 