How Does Renters Insurance Protect The Landlord? 
Renters insurance will carry liability protection for the renter who purchased the policy . Now lets say for example the renter owns a dog and the dog bites his friend . The owner of the dog , in this case the renter will be liable for the dog bite and his renters policy will respond . Now lets say the renter did not have a policy . Although the renter is potentially liable the person who was bit could go after the landlord for recovery since he or she is the owner of the property . The renter having a policy that responds could very well keep the landlord out of the entire claim process . In my opinion all landlords should require their tenants to carry a renters policy . 