How do I know when my car accident claim is complete? 
You will receive a final letter when the claim is finally closed . What it sounds like is you carried low limits of liability and property damage and did n't have enough insurance to cover all the damages you are responsible for . At this point Geico will pay out to your limit and the other parties polices should pick up the gap under their under-insured motorist . -LRB- if the other parties had uninsured motorist coverage -RRB- It is possible the other parties insurance companies may come back after you personally for the gap or they may just write it off . Or if the other parties did not have coverage under their own insurance they could also come back after you as well . You will have to wait and see . Usually in these situations it takes a little while to figure out who is paying who so give it time . You will be notified . 