Can I Cancel My Health Insurance Anytime? 
You can cancel your individual health insurance policy at any time . Typically , contacting your broker or insurer by email or phone will start the easy process . It is possible that at some point , your request will have to be made in writing . The unused portion of your premium will be promptly refunded . Typically it takes about 10-14 days . If you are trying to cancel group health insurance coverage through an employer , it may be a bit more involved . You should contact your HR representative and discuss the best way to terminate your plan . As an experienced health insurance broker with more than 32 years of experience , I have handled many healthcare policy terminations . I encourage our clients to always call or email us for any issue , whether it be terminating coverage or purchasing a new Exchange policy through our website . 