How To Get Health Insurance When You're Pregnant? 
Under the new Affordable Care Act , you can not be declined for health insurance for any medical-related conditions . Each policy is required to cover 10 essential health benefits - one of these essential benefits is maternity care . You can apply for a health insurance plan during the annual enrollment period - you can only secure coverage outside of this window if you qualify for a special enrollment period . Giving birth to a baby would be a qualifying event . I always recommend consulting with an experienced broker to help you determine which carrier and which health plan will best serve your needs and your budget . Please let me know if I can be of further assistance . Thanks very much . 