How Much Whole Life Insurance Should I Have? 
My advise is to buy as much whole life insurance as you can afford ! But first be sure to buy it from a Mutual company that pays dividends and has a `` non-direct recognition '' for policy loans . For more on this read the short article at WEBSITELINK As Peggy said above here , depending on what your main purpose and goals are for the policy - that will play into how fast or slowly you 'll want to fund it . But for the greatest availability of the benefits inherent with a good whole life policy , and the fasted wealth growth you 'll want to fund it as fast as you can without causing it to become a modified endowment contract and thereby loosing much of the tax benefits . 