How Long Does It Take To Get Disability Insurance? 
The usual underwriting time period to purchase disability insurance is 4 to 8 weeks . The more prepared you are at the point of application the better . Have your two years of tax returns ready to give the agent and be prompt scheduling your paramed exam , sooner the better . It is always a good idea to call your physician 's office and ask them to be prompt when they receive the request for your medical records . These are the most common items that hold up a disability policy . 