Why Buy Life Insurance On A Child? 
Why buy for a child ? Because you can lock in the lowest possible rate this way , for the rest of that child 's adult life ! It will never go up . Never change . Always be there , and available for their college funding , medical emergencies , home down payment , and their retirement . Regardless of their future health or insurability , they will always have that life insurance you locked in when they were a child . Good enough reason ? Thank you . GARY LANE . 