When Does Classic Car Insurance Apply? 
A `` classic '' car is one that is at least 25 years old . Some companies have other restrictions on classic car insurance , such as number of miles driven in a year , whether it is a show car or a daily driver , and if the car is stored part of the year . The best source of information for the specific vehicle circumstances can be the insurance companies themselves . They have the same general criteria , but each is a little different . The three main classic car insurance companies are : JC Taylor -LRB- WEBSITELINK -RRB- , Hagerty -LRB- WEBSITELINK -RRB- , and Grundy -LRB- WEBSITELINK -RRB- . 