How much does life insurance cost per month? 
This is a very common question with a very complicated answer . It is like asking a realtor how much a house costs ? Which house ? There is a big difference between a 10,000 square foot mansion and a doublewide house trailer . When purchasing life insurance the amount , type of policy and risk is equally as important . There are different types of policies like whole life , universal life , indexed universal life , variable life and term life . Within each one of these , there are additional choices . Once the policy type is selected , then the need or face amount must be selected . Once the coverage is selected , then we get into the risk factors of establishing premiums . These factors include your age , build , residence , income , net worth , health history , life style and current health conditions . All of these factors are taken into consideration in order to be accurate in determining a quote . I highly recommend using a trusted independent life insurance broker to help you accurately navigate this maze and find you the best coverage at the best price for your unique situation . 