Does Obamacare Provide Health Insurance? 
Obamacare is a law that dictates how health insurance plans are to be designed for individuals and businesses . If you are not covered under an employer plan you will be required to purchase an `` approved '' plan from a private insurance carrier . Low income people may qualify for Medicaid which is a `` free '' health insurance plan jointly funded with federal and state taxpayer dollars . In a sense , your Medicaid plan could be considered an Obamacare health insurance plan but that is not technically correct . 