Is Term Life Insurance A Good Investment? 
Term life insurance as noted by Peggy above here has no cash value and is temporary . So it has no investment value . If you mean `` is term life insurance a good value in the case of my dying , then yes ... IF you die before the policy terminates . If you die while the policy is in force your beneficiary will receive considerably more money that you had paid into the policy , and that tax free . So in that case it would have been a good benefit , value and investment . If you outlive the policy you get no money back , the policy is gone and so is the money you paid into it . So in that respect it 's like many other high risk investments - there 's a good chance you 'll loose all your money and no one will benefit ... except the company that sold the policy -LRB- investment -RRB- . 