What Does Life Insurance Blood And Urine Test For? 
That is a great question ! While they may also look for other things , as a rule they will look for these things : Your sugar levels , for diabetes ; cholesterol/triglycerides for heart disease/stroke risk ; drug , alcohol and tobacco use -LRB- both illegal and legal drugs -RRB- ; chemicals that show kidney health and liver health ; proteins that show cancer risk ; HIV and hepatitis . All of these things help validate the truthfulness of your answers , and assess their risk insuring you . Great question , thanks for asking it ! 