Why should I get renters insurance? 
When you rent your home , it might seem like you dont need insurance . If the building gets damaged in an accident , it will be your landlords problem , not yours . However , just because you are renting your home doesnt mean you dont have anything at stake . There are a few important reasons why you should consider getting renters insurance . The first reason to get renters insurance is to protect your belongings . Your landlords insurance only covers his property . It will cover repairing the building and anything he owns in your home , but wont cover anything you own . If your property is destroyed by a fire or someone breaks in and steals your valuables , youll be on you own to replace everything . This can easily cost you thousands of dollars out of pocket . When you have renters insurance , it will cover these losses . Another reason to buy renters insurance is to protect yourself against lawsuits . If someone has an accident and get badly injured in your home , you as the renter could be liable . Renters insurance protects you against this liability and makes sure you dont lose a fortune in a lawsuit . Lastly , renters insurance is very inexpensive . Many policies cost less than a dollar a day . This means you can get this important protection without having to make a big financial commitment . WEBSITELINK 