Is Group Life Insurance An Erisa Plan? 
That is a great question ! To be an ERISA plan , the group policy has to be paid for by the company and the employees - not an insurance company . It is A Federally regulated plan , so there has to be a defined plan in place that specifically states what is covered , and what you pay . This type of plan is not very popular these days , as the employers cost is becoming increasingly expensive , and as employees age and file more claims , more and more unprofitable , and in many cases , underfunded as the amounts determined by employers back in the day were n't enough to keep up with the rising costs of health care . As a result , most plans offered by employers are not this type of plan . If you would like more specific information , please feel free to contact me , I 'm happy to help . Thanks for asking ! 