Is Life Insurance Portable? 
This solely depends on the plan you have through your employer . The basic plan they offer is usually not portable however if you apply for additional coverage , this amount may be portable . Remember , consult your HR person at the company you work for . If the policy you have is through what we call Worksite Insurance , then yes , it should be portable . Group Plans tend not to be as flexible however may have this built in . I like to always recommend that you seek out your agent/broker to determine how much you really should have versus what you currently have . This way , even if you do not opt for more , you will know the shortfall and your beneficiaries may be able to make adjustments accordingly . 