How Can I Tell If My Insurance Agent Is Lying To Me? 
Most agents are not going to outright lie about anything material to a policy . They can be sued if they lie . Some do not tell you everything . If they show you an illustration , are there missing pages ? Do they tell you the good and the bad about what they are showing you . Is the information they are giving you verifiable ? Are they local ? A local agent who has been in the community for years is less likely to be deceptive , his reputation is at stake . How long has the agent been in business ? Again , reputation means a lot , but do n't get me wrong , new agents are honest too . It is just one factor to look at . When you receive your policy go over it with the agent and make sure the things he told you are in the policy and question anything that looks different . If you still do n't have a good feeling then either turn the policy in , most have a free look provision , or get a second opinion from someone you trust . 