What Is The Maximum Amount Of Life Insurance I Can Get? 
The maximum amount of life insurance you can get will depend on your personal finances . Underwriters look at your personal income , your household income -LRB- what you and your spouse or partner make together -RRB- , and your net worth in determining how much life insurance you can get . If you are young to middle age , you can usually get approx 20 times your annual income in life insurance coverage , and more if your assets or investments are high . Persons of older ages qualify for approx 10 times their annual income , but this is highly variable depending on their other resources , as well . On the converse , if you have many liabilities , have had a recent bankruptcy , have a terrible credit score , or have liens out against you , the amount of life insurance you can get could be reduced or even postponed until legal obligations have been satisfied or worked out in an agreement . 