When Is Homeowners Insurance Paid? 
When you are buying your home , more than likely the Mortgage Company will requires you to show proof of Homeowners coverage at or prior to the closing . In many cases this will mean that you 'll need to purchase your policy in anticipation of your closing date . From that point forward , your insurance premiums will be due at each policy renewal date , which will be the anniversary of the date your coverage began . Your Insurance Professional can discuss other payment options offered by your Insurance company , including semi annual , quarterly or monthly unless your mortgage company requires that they be paid via an escrow account . 