How Secure Is Life Insurance? 
Life insurance companies are very secure . Because of tight regulations they are ultra conservative with their investment strategy . Banks are insured through FDIC . Life insurance companies are insured through very large reinsurance companies which are some of the wealthiest companies in the world . Companies like Munich Re , Swiss Re , Berkshire Hathaway , Hannover Re and Lloyds of London are the 5 largest . There is no worry when dealing with `` A '' rated life insurance companies . 