Is Short Term Disability Insurance Taxable? 
Very generally speaking , if you pay for your disability insurance with your own , after-tax money , the benefits you receive from the policy are not taxable . If your employer paid the premium , or you paid for the disability insurance with income before taxes were taken out , you need to pay taxes on the benefit when used . There are many different scenarios to this question , so consult with your tax attorney for your particular situation . 