How much is renters insurance per month? 
You will find renters insurance to be very inexpensive . With most companies renter insurance covering approximately $ 5,000 to $ 10,000 in personal contents and $ 300,000 in personal liability to be approximately $ 150 to $ 300 dollars a year which is equivalent to about $ 12.50 to $ 25 dollars a month . Depending on the carrier this could vary . By writing a renters policy not only are you getting coverage for your personal belongings but you are also getting personal liability coverage . Some companies also include additional coverage such as host liquor liability , which you would need to rent halls for events like a wedding or a birthday . You may also be able to schedule things such as your cell phone which may or may not be cheaper then purchasing the coverage from your cell phone carrier . You will find that if you purchase your renters policy through the same carrier as your auto insurance that the discount you receive on your auto insurance will more than pay for your renters policy . Multi-policy discounts with some companies can range from 5 % -20 % or possibly more , which can save you hundreds on your auto insurance . So be sure to talk to your insurance agent about writing a renters policy and what discounts are available . 