What Is The Minimum Coverage For Auto Insurance? 
It depends on the State you live in . In Ohio and many other States the minimum has been set at $ 12,500 per person $ 25,000 per occurrence with $ 7,500 in property damage . My feeling is that these amounts are too low . The cost of a new car today is in excess of $ 20,000 . Medical costs are sky rocketing . If you were injured in an accident and had to replace your car and pay high Medical bills would you be satisfied with these amounts ? Would you have an additional $ 10,000 to replace your car ? Do you have in excess of $ 50,000 or more to pay additional hospital costs and rehab ? States need to lookat , and I recommend , increasing these limits to a minimum of $ 50,000 per person , $ 100,000 per occurrence with $ 50,000 property damage . 