Can Felons Have Life Insurance? 
The rule of thumb is anyone with a felony conviction in the past 7 years will not qualify for a traditional life insurance policy . Now , there are newer instant or rapid-issue products on the market that shorten the guideline to 3 years . The only life insurance policy I 've ever come across that does n't have a felony question is a graded death benefit life insurance policy . They are essentially guarantee issue plans with low death benefits payable after a defined waiting period of usually 2 years . If the insured dies within the waiting period the carrier usually pay back premiums plus interest . If you want more information on felonies and qualifying for insurance visit www.clminsure.com or call 561-320-2978 