What Insurance Will I Need In Retirement? 
That is a great question ! I wish you 'd been a little more specific , but here 's how I 'll answer you : 1 . -RRB- As long as you are driving , then have auto insurance . If you are finding it difficult to drive , and near misses becoming more frequent , either consider stopping , or be sure to have a good comprehensive coverage policy . 2 . -RRB- Have a good medi-gap plan , to fill in what medicare wo n't . You will need it , and a dental plan also , since medicare wo n't cover much dental work . 3 . -RRB- If you do n't have dedicated savings set aside for the cost of your funeral and the replacement of your income , then a life insurance policy is a must . If you 've got a plan in place and your finances squared away , maybe this is n't such a need , but if you 're in the 99 % , or would like to pass on some tax free wealth to loved ones , have a policy . 4 . -RRB- if you plan on staying in your home , then homeowner 's insurance is a must , if downsizing , or moving into an apartment , then a renter 's policy . Depending upon your situation , there could be other suggestions I 'd make for you , but these are the basics . I hope that answered your question , thanks for asking ! 