Does My Health Insurance Cover Me On A Cruise? 
Most health insurance plans , including major medical , supplemental health plans and Medicare do include coverage for individuals on a cruise . A cruise that is limited to the coastal United States and does not venture in to international waters is fine , but once you leave the states your coverage may have limits . Medicare beneficiaries with certain Medigap plans and traveling outside the United States have $ 50,000 of supplemental benefits . Some Medicare Advantage plans also include coverage outside the states Anyone traveling out of country should consider an international travel medical plan to supplement their regular health insurance -LRB- including Medicare -RRB- . 