Which Company Has The Best Term Life Insurance? 
`` Best '' often means , `` cheapest . '' However , `` best '' really means , `` pays the death benefit when the insured dies . '' No matter what you pay , if you die after the term of the policy , there is n't a death benefit . If you know when you are going to die , then selecting the `` best '' policy is easy . If you do n't then it is difficult . 