When Should You Stop Buying Life Insurance? 
When should you stop buying life insurance ? When you find the policy that works for your situation and planning . The idea of buying policy after policy has a risk attached to it . A person 's health can change over time making insurability suspect later . If a person is going to decide to purchase a policy and then drop it and start another , they should always buy convertible term because a day will come where moving to another policy may not work . 