Why Do I Need Insurance To Register A Car? 
Not to be flip , but the short answer is `` because your State says that you do '' . Most if not all states now require proof of insurance along with other documentation in order to maintain registration on a vehicle that will be operated on local and state roads and hioghways . This requirement came about as a result of many situations over a numnber of years where uninsured drivers caused too many accidents resulting in a large drain on the insurance companies of those drivers who did the right thing without being told . Requiring all drivers to show proof that they maintian car insurance minimizes the huge financial drain on the insurance industry and your neighbors . 