Why Purchase A Roth IRA? 
You should purchase a Roth IRA if you suspect that the rate of tax on your income might be higher when you retire than it is now . You should purchase a Roth IRA if you want to have tax free income when you meet qualifying events . You should purchase a Roth IRA if you want to avoid mandatory distributions and having your distribution taxed as ordinary income . You should purchase a Roth IRA if you are young or old or want to have flexibility when you retire . 