What Annuities Are Safe? 
Annuities are some of the safest investments you can get . They are backed by the strength of the Insurance Company that issues the annuity . You would want to make sure that the Insurance Company is rated A or better by rating agencies . The biggest thing to determine is what your goal is for the investment , some offer greater principal growth potentials , others are geared to offer the highest income and still others are designed to offer the a combination of things such as Long Term Care funds as well as Income . At our agency in California , we speak to the person to determine what they are hoping to achieve and then figure out what might help do that best . You 'd want to contact an Independent Agent and do the same . 