Can You Claim Lost Car Keys On Insurance? 
Yes you could if you had comprehensive coverage . However since most key costs are under the deductible amount it would not make much sense to ruin your claims free discount in order to receive $ 0 from the insurance company . Even if you had a $ 100 deductible and the electronic keys were $ 150 , the discounts lost plus having a claim on your record would outweigh any benefit to receiving the $ 50 . 