Does Health Insurance Have To Cover Mental Health? 
That is a great question ! The Affordable Care Act -LRB- Obamacare -RRB- has as one of its provisions the mandatory inclusion of mental health coverage . It makes things like depression screenings , and substance abuse treatments available , along with many other services . It also keeps insurers from using mental health issues as pre-existing conditions and denying you coverage . Regardless of how you feel politically about the Affordable Care Act , to those with mental health issues , it has been a blessing . The policies offered under the Government exchange -LRB- www.healthcare.gov -RRB- are required to cover at least some mental health care treatments . I hope that helps , thanks for asking ! 