How Much Is A Life Insurance Policy Worth? 
That is a great question ! I am going to assume that your question is a straight up value question , and not the metaphysical emotional value one . The face value , or death benefit is the amount that the policy will pay to the beneficiary when the insured passes away . That benefit is payable when the insured passes on a whole life policy , and only if the insured passes during the specified term on a term life policy . I hope that was what you were looking for , thanks for asking ! 