Can I Get Life Insurance If I Have Skin Cancer? 
Most people can get life insurance after having skin cancer . If basal cell carcinoma , the rates usually are what they would be if the person never had skin cancer . If squamous cell carcinoma , it depends on the stage of the cancer , how it was treated , and for how long the person has been skin cancer free . A standard to low table rating is common . A diagnosis of melanoma will require that the cancer was a low stage , was successfully removed without recurring , and that a certain amount of time has passed since the last treatment , in order to get a medically underwritten policy . It may have a flat extra during the first few years of the policy . If that is not available , persons with past melanoma can usually get simplified issue coverage , and can definitely get a guaranteed issue policy if they qualify age-wise . 