How To Find The Best Medigap Insurance? 
Medigap plans are standardized - so a plan F from company ABC is the exact same plan F from company XYZ . The only difference between them is price - it 's how carriers differentiate themselves . You 'll need to determine which plan you would ideally like to secure . There are a total of 9 benefits under a Medigap plan - plan F is the most comprehensive -LRB- covers all 9 benefits at 100 % -RRB- , plan G is the second-most -LRB- covers everything at 100 % except for the Medicare Part B deductible of $ 147 -RRB- . Plans F & G are the two most popular plans . Then compare plans from multiple companies that offer Medigap plans to find out who will offer it to you at the lowest price -LRB- assuming you either are eligible for guaranteed-issue coverage or qualify if medically underwritten -RRB- . It 's best to do this through an independent Medigap insurance broker . If you go to a captive agent , you 'll only see numbers from one company - the one they work for . If you go to an independent agent , you can see numbers from multiple companies to make sure you 're getting the lowest rate . I hope the information is helpful - please feel free to contact me for help , including quotes and plan comparisons , and if you have any other questions . Thanks very much . 