What Is Simplified Issue Life Insurance? 
Simplified Issue Life Insurance is life insurance that does not require an exam . Some simplified issue life insurance policies will order medical records and some do not . Most request a phone interview , or if not that , they require filling out the application over the phone or in person with the agent and signed digitally . Simplified Issue Life Insurance can be used to save time , or else it is used when traditional , medically underwritten life insurance is unavailable . 