How Much Does Medicare Cost A Month? 
For most individuals , Medicare Part A will be premium-free . This happens if you 've hit your 40 credits -LRB- working life/paying FICA taxes -RRB- . If you do n't hit this , the premium will be up to $ 426 per month . In 2014 , Individuals with Medicare Part B will pay anywhere from the minimum $ 104.90 per month -LRB- this is most individuals -RRB- , up to the maximum of $ 335.70 per month , depending on your income level -LRB- individuals with higher incomes pay a higher premium due to the high-income penalty on Part B premium calculations -RRB- . So for those with only Parts A & B , the `` average '' person will likely be paying $ 104.90 per month between the two . If you want to add prescription drug coverage or a Medicare supplement plan to cover the gaps in Original Medicare -LRB- Part A & Part B -RRB- , you will have additional premium expenses , however , it will help you create a much more predictable healthcare expense structure -LRB- the premiums will also be based on the plan you 're applying for , your age , and other factors -RRB- . 