How Does Auto Insurance Protect You? 
Auto insurance protects you in several ways . First , when you have an accident your policy will pay for the damages to your car and the other persons car . Second , when you have an accident your policy provides liability coverage to cover the other persons injuries . It is very important to make sure your policy has enough coverage because if not you can end up in court and a very large bill . Auto insurance also provides coverage for you if someone hits you and they do n't have insurance or have enough insurance . Again , it is very important to discuss your policy with an independent agent to make sure you have the proper coverage . 