Does Renters Insurance Cover Items In Storage? 
The policy forms and endorsements will determine this . Quite often the typical renters policy may cover personal property -LRB- PP -RRB- anywhere in the world with exceptions and limitations . A thorough reading of the policy is the only true and accurate way to determine what perils are covered and how much coverage is available for PP off premises . Many carriers limit ` PP away from the residence premises ' to a specific percentage of the limit on Personal Property shown in the declarations . They may also limit the off premises coverage to a set amount like $ 2500.00 All this is set forth in the contract of insurance . There are about as many different contracts as there are insurancecompanies offering the coverage Always ask to see a specimen policy if possible . If you are meeting with an agent or broker ask to see the specimen policy and have the individual show you where this coverage is and what limitations or exclusions apply . 