How Much Can You Contribute To A Retirement Plan? 
It depends on whether you select qualified or non-qualified plans . Qualified plans , like 401 -LRB- k -RRB- s , allow $ 17,500 for plan contributors with an extra $ 5,500 for those over age 50 . SEP plans allow up to $ 51,000 based on 25 % of your net income . Non-qualified plans that use life insurance and annuities have some limitations , but generally greater contribution than qualified plans with the possible exception of 412 -LRB- i -RRB- plans . 