What Is The Average Cost Of Auto Insurance Per Year? 
The average cost of auto insurance per year is going to vary from state to state and more specifically , person to person . Almost all -LRB- if not all -RRB- insurance companies look at an individuals credit score , among other factors , to determine their ` insurance score ' . If you have a lower insurance score , your premium will be lower and visa versa . It 's very difficult to determine the average without factoring in credit , state , year-make-model of car , how much you drive , and your experience level among a host of other attributes . The state of Oklahoma for example is on average , much higher than the state of Missouri . One of the biggest reasons is due to natural risk , or geographic risk . IE ... more storms in Oklahoma Vs. Missouri . I 'm sure a simple google search would provide an average vs all states and credit scores . Although I would be skeptical of that number generated due to all the variances that determine the price . 