Who Should Not Buy Long Term Care Insurance? 
Who should not buy long term care ? Technically , everybody should but really comes down to having assets to protect and money to afford a premium that will rise over time . A person of limited assets and limited income is going to struggle to maintain a long term care policy so it may turn out to be something you 're throwing money at that wo n't be there later in life because it will price itself out of the question to a limited income . 