What Is Auto Insurance Property Damage? 
-- > -- > Normal 0 false false false EN-US JA X-NONE -- > -- > / * Style Definitions * / table.MsoNormalTable -LCB- mso-style-name : `` Table Normal '' ; mso-tstyle-rowband-size :0 ; mso-tstyle-colband-size :0 ; mso-style-noshow : yes ; mso-style-priority :99 ; mso-style-parent : '' '' ; mso-padding-alt :0 in 5.4 pt 0in 5.4 pt ; mso-para-margin :0 in ; mso-para-margin-bottom : .0001 pt ; mso-pagination : widow-orphan ; font-size :12.0 pt ; font-family : Cambria ; mso-ascii-font-family : Cambria ; mso-ascii-theme-font : minor-latin ; mso-hansi-font-family : Cambria ; mso-hansi-theme-font : minor-latin ; -RCB- In a vehicle accident both people and property are damaged . The people are covered by bodily injury limits of your auto policy . The property is covered under the physical damage limit . The most common property loss is the car that you hit . While there are larger items that you might hit , another car is the place where the physical damage limit is most often applied . 