Why Should I Buy Life Insurance On A Newborn Baby? 
Why should you buy coverage for a new baby ? Well three basic reasons may apply as to `` why '' ? First , if you were to lose your child , what would you do ? Would you go into work on Monday ? Would you and your spouse agree on the cost of the service and headstone ? Sorry to be blunt . A life insurance policy lets you take a breath , decide on your service and reduces the `` what can we afford to do ? '' in the situation . Second , you can purchase guaranteed insurability for your child 's future when you build your policy . These options take away the insurance company 's ability to say `` no '' to your child 's future purchases , no matter their health . Finally , depending on your choice of policy , you get your child a foothold in their financial future . You are knocking out one of the foundation pieces to a financial future while the price is super cheap . One of many things down , more choices for other dollars later . 