Why Does Suze Orman Like Term Life Insurance? 
That is a great question ! I did n't think she liked much of anything , except big piles of cash ! -LRB- I 'm joking , of course -RRB- My guess is that she likes it for the same reason that Dave Ramsey does - it 's cheaper than whole life , if you need to purchase life insurance at all . In their worlds , -LRB- think middle to upper middle class and higher -RRB- , you should purchase term life insurance , save or invest the difference of what your whole life would have cost , and hope that you die within the term period . Some people are able to do that , and so the financial guru 's smell like roses with their good advice . I hope that helps , -LRB- and no offense meant , Mr. Ramsey or Ms. Orman -RRB- , thanks for asking ! 