Who Should Buy Whole Life Insurance Policy? 
Whole life provides everyone with the ability to be sure they can have life insurance for the rest of their life , no matter how long they live . The rate is locked in forever . It never grows , and after time , it can even be paid out of the growth of the policy . The growth can be used for emergencies , for retirement , or any other need . The death benefit can grow to be multiple times the original death benefit . Yes , it costs more at the start than term policies , but it never changes , unlike term , and is always there , regardless of your health , unlike term as you try to enter into new terms later in your life . Yes , whole life gives you options and benefits no other life policy can provide . Thank you . GARY LANE . 