How Many Medigap Plans Are There? 
There are a total of 11 Medigap plans -LRB- when you include the high-deductible plan F -RRB- - plans A , B , C , D , F , Hi-F , G , K , L , M , and N. High-deductible plan F is just the regular plan F , but features a deductible on the plan to reduce the premiums -LRB- $ 2,140 in 2014 -RRB- . Plans F and G are your most comprehensive plans and by far the most popular plans people choose - the reason being that they create the most predictable healthcare expense structure possible for Medicare beneficiaries . In short , you 're paying your premiums and you 're done - you wo n't get hit with any massive hospital bills after an emergency room visit , surgery , examinations , tests , scans , etc. . Plan F is your `` cadillac plan '' that covers all of the benefits at 100 % . Plan G is your second most comprehensive plan as it features the same structure of Plan F , except you would pay the Medicare Part B deductible -LRB- $ 147 in 2014 -RRB- . When you 're deciding between which of these two plans to apply for , look at the annualized premiums of the two options and if you save more than $ 147 in Plan G premiums , it will be the better option -LRB- and vice versa - if it 's less than $ 147 , go with the Plan F -RRB- . I hope the information is helpful - please feel free to contact me for assistance with your coverage and if you have any other questions . Thanks very much . 