What Does A Life Insurance Mouth Swab Test For? 
Great question ! A swab will test for many things , but typically the focus is on tobacco , major diseases , and illegal substances . They do this to ensure that what is marked on the application matches what is marked in your saliva . That protects you , and the insurance company , should a claim be filed at some point for something that the swab might or might not have found . If you have more questions , please hit the ` contact me ' button , and I 'll get back to you . Thanks for asking ! 