Is Health Insurance Subsidized? 
Maybe the question should be - Am I eligible for a health insurance subsidy ? First what is a subsidy and what does it do ? A subsidy is financial assistance that helps you pay for something . It 's not a loan ; you do n't pay it back . There are two kinds of subsidies available from the federal government for individual health insurance plans . The Advanced Premium Tax Credit lowers your monthly health insurance payment , or premium 