Does Auto Insurance Cover Hitting Deer? 
The damage your car sustains as a result of a collision with any animal is covered by your comprehensive coverage section of your policy . It is a part of the physical damage section . The loss will be adjusted based upon the cost to repair your vehicle . The adjusted claim will be reduced by the amount of your deductible . As a matter of convenience the insurance company will normally pay the repair shop for everything except the deductible . The repair shop will collect the deductible at the time that the car is returned to you . 