What Are The Best Whole Life Insurance Companies? 
Video Transcript : Next question is , `` What are the best whole life companies ? '' Well , I have to divide that into a couple of sections . One is , what are the best whole life companies for indemnification ? And what are the best whole life companies if you 're using this for supplemental income ? There are several great carriers out there that are really good dividend paying whole life contracts . If you 're using it for indemnification , you want to look at the most benevolent underwriter , because that 's the game that has to be played in permanent whole life , because you 're going to be paying this premium for the rest of your life . So , I want to find out from an indemnification or protection point of view , who gives me the best number because of my health consideration ? The secondary part is , if I 'm using whole life for an actual income play , I want to be able to use whole life and a contract that actually is going to give me more rate of return . And that 's how I look at it ; is it income , or is it indemnification ? 