How Does A Renters Insurance Claim Work? 
If you are sued or someone threatens to sue you , notify your agent or call the toll free number listed in your renters policy . If you realize that you have suffered a loss of personal property contact your insurance agent and discuss the potential effect of the claim on future premiums and the amount that you can reasonably expect to recover from the claim . Then notify the claims department . The claims department will take statements and may send someone to look at the loss . They will adjust the claim as quickly as possible . 