How Will My Health Insurance Be Affected By Obamacare? 
Your health insurance coverage will be impacted in many ways by Obamacare . Firstly , it is likely that your rates will increase . In some cases , it may substantially increase . However , if you qualify for a federal tax subsidy , that will reduce your premium . Plan availability will decline as less carriers offer a lower amount of policies . However , medical questions will not have to be answered when you apply for coverage . Open Enrollment begins in October for 2014 plans . Applying will be available through multiple sources . Utilizing an experienced broker 's website will allow you to compare multiple plans at the lowest available rates . We will be ready for the rush of customers that will need coverage . 