If I Scratch My Car Will The Insurance Cover The Repair? 
Yes , if you scratch your car , your insurance will cover the repair however : you will have to pay the deductible first , this will be on your `` record '' with the insurance company , your rates could be adjusted , being raised due to the claim , and , do you have the right coverage which you can file the claim ? You need to consider what the cost is versus the consequences of reporting the damage . The may cover it as well depending on what they see . 