What Age Does Car Insurance Go Down For Males? 
The answer to this question depends on the State where the insurance is written . The Department of Insurance in each State has regulations which differ . In the State of California , Auto Insurance risk assessment is not permitted by age but rather by years of driving experience . For the most part , if a driver becomes licensed at 16 years of age , then he/she would have attained 9 years of driving experience at age 25 . For a quote , please feel free to utilize the link below : WEBSITELINK For many years , when speaking of risk in Auto Insurance , we would refer to the frightening image of a 16 Year Old Male Driver with a Ford Mustang GT -LRB- or other muscle car -RRB- driving around in a wreckless manner ! The industry tamed the image by simply asking for ` years of experience ' to be the assessment factor in most States in the early 1990s . 