What Is A Collision Deductible For Auto Insurance? 
Collision coverage almost always involves a deductible . The deductible is the amount of the claim that you must personally pay for the company to pay the balance . While the application may vary , a common technique is for you to receive a check from the insurance company that requires both your signature and that of the owner of the repair shop . The check will be less than the total expense of the repair . The difference is your deductible . The repair shop will require the insurance company check and the balance from you . 