Does Everyone Get Life Insurance? 
Life insurance is not mandated , so everyone does not get life insurance . Unfortunately , many of those who do not purchase life insurance , need it most . Anyone who has suffered the loss of a loved one can tell you that if the deceased had life insurance , it made things so much easier . Some will tell you that their loved one having -LRB- or not having -RRB- life insurance literally changed their life . If everyone could hear the stories we do , nearly everyone would have life insurance . 