Does Home Insurance Cover Acts Of God? 
Acts of God is a very vague term and really does n't come into play on a legal basis . Home insurance has two different main coverages . There is All risk and Named peril . All risk would cover anything that happens to your home unless specifically excluded . This is the most comprehensive form of home insurance . Named peril will cover those perils specifically named in your policy , Fire , Lightening , Wind , Hail etc. . Check with your agent to see what policy form you have . 