Does Medicare Supplement Insurance Cover Long Term Care? 
No , Medicare supplement plans do not cover Long Term Care expenses . You can get up to 20 `` free '' days in a skilled nursing facility with Medicare Part A , if your stay qualifies by virtue of having been hospitalized for at least three consecutive days for the condition that causes the need for the care . After that , you will pay part of the cost of your stay for up to another 80 days . After that , Medicare does not pay for skilled nursing care , except for the normal Medicare benefits you receive via Medicare and your supplement -LRB- hospitalizations , doctor visits , etc -RRB- . 