What Is The Minimum Coverage For Auto Insurance? 
In Montana the state minimum is $ 25,000 per person $ 50,000 per accident medical payment to other and $ 10,000 in property damage . This coverage is damage to others your are not required to have un insured or under insured or medical payments but it is recommended . Even though the cost of insurance rates are high the cost of damage with out insurance is much more . Compare rates with many carriers and see if they can help you keep your cost down and your coverage up . In many cases it is as little at $ 10 a month difference with the higher limits . The point being is that is does no one any good to have little coverage nor does it help you out if an agent sells you something you ca n't afford . Talk to an agent and see what you can get for the best coverage and at the best rate that fits in your budget . 