Can I Get Health Insurance If I Don't Have A Job? 
Under the Affordable Care Act , coverage is available to everyone through various programs including the Health Insurance Marketplace which is a great place to start if you are unemployed whereas coverage is not available to you from an employer . In addition , there are state programs that you may qualify for such as Medicaid . These programs are based on income eligibility , and you can see if you qualify and apply at your local Department of Health and Human Services office . If you are unemployed due to a disability , you may qualify for Medicare , regardless of age , through the Social Security Administration . However , their definition of `` disability '' is much stricter than many other programs . You can apply by phone or in person at any local Social Security Office or online at ssa.gov . Finally , many hospitals offer free or low cost health care based on income eligibility . They often follow a sliding-fee arrangement or offer free clinics for those in financial need . These clinics often provide care from volunteer doctors who are giving back to their community by offering care to those in need at no cost and are a great resource if you are in need of medical attention . 