Is There An Age Limit For Annuities? 
There are issue age limits to most annuities , generally age 85 , some to age 90 . There 's an old adage : just because you can do something does n't mean you should . Annuities for age 80 and over should be scrutinized by the policy estate beneficiaries or adviser for geriatric product suitability . That does ' t mean you ca n't should n't own an annuity post age 80 , just that it must make economic sense in light of the annuitant 's life expectancy . 