Does Homeowners Insurance Cover Jewelry Theft? 
Almost all homeowners insurance policies provide limited coverage for jewelry . If you have a piece of jewelry that is over $ 1000 for a single piece it will more than likely need to be scheduled on your homeowners policy to be properly covered . Remember every policy and carrier are different . Read your policy completely to understand what coverage is provided and what exclusions there may be or contact your local agent to have them go over the policy with you . 