Which Auto Insurance Company Pays For Injuries If you Are Injured In An Accident As A Passenger? 
Hope your son is getting better ! In Washington State , we have a mandatory coverage called Personal Injury Protection . This provides medical coverage for the driver and all passengers in case of an accident . A waiver needs to be signed if the client does not want this coverage . Most insurance companies should have a similar coverage -LRB- might be called something different depending on state/company -RRB- . This coverage also covers the named insured -LRB- owner of the policy -RRB- as a pedestrian if they are hit by a car . 