Does Car Insurance Need To Be In Name Of Registered Owner? 
The name of the insured should appear on the policy as a first named insured to avoid some of the obvious complications with lender or leasehold interests . That said , the registered owners name does n't necessarily have to appear on the dec page . Here is why : your wife may be listed as the policyholder but most states recognize the marital relationship as conferring the same legal rights to the unnamed spouse . This may not yet be recognized for domestic partners such as common law relationships or same sex couples . Check with a local agent or your state department of insurance for localized information you can bank on . 