What Age Should You Get Life Insurance? 
You can get life insurance at nearly any age up to age 90 . The age you should get life insurance is probably when you think about it , because that shows that there is something in your life that is causing you to dwell on it . As a rule , the younger a person is , the less life insurance costs -LRB- although sometimes turning age 20 will give you access to better rates than you could get as a child -RRB- . And even moderate health conditions can double the rates of what a perfectly healthy person can get . So there is an advantage to locking in your rate for a long time while you are young and healthy . For older persons or those in not so good health , there is never an age like you are at now to take care of this important part of your financial picture . 