What Does A Pool Do To Homeowners Insurance? 
Nothing , generally . However , having a pool , while providing a great deal of recreation and enjoyment for your family , does bring with it added responsibility , and therefore there are some things to consider . Take a look at the liability portion of your Homeowners policy . if something terrible happened as a result of you having the pool , and you were then sued , is your coverage enough to protect you and your family from financial loss ? If not , it is time to talk to your insurance professional about increasing your coverage and picking up a Personal Umbrella Liability policy for added security and peace of mind . 