How Much Should I Be Paying For Homeowners Insurance? 
There are several variables that determine a rate for homeowners insurance . Claim history , type of home , age , condition , credit and discounts . Most companies today are pricing for package policies . The more lines of insurance you have with one company the bigger your discount . When comparing one company vs. another make sure you are comparing `` apples to apples '' . There are a lot of optional coverages when it comes to home insurance so just because a policy is the cheapest does not mean it 's the best option for you . 