What Is An Insurance Rider On Life Insurance Policy? 
A rider on a policy is for additional coverage and for lower cost which is added to the policy . The rider adds coverage that is excluded in a major policy and is a cost saver . Ex : In life policy there is the child rider which will cover all dependent children in the family no matter bow many from age 0 to 25 with no evidence of insurability . The cost is added to a premium for maybe 5.00 more contrary to insuring them individually . 