Is Life Insurance Included In A Will? 
In the United States your life insurance is separate from your will . However , if there are stipulations to the proceeds to your beneficiary then a will is the correct document to direct those wishes.A willis especially useful when naming a minor child primary beneficiary as to the guardian or trust to disperse proceeds . Seek legal advise if you are considering putting the life insurance proceeds in the will . If it is documented improperly you may trigger income tax on the proceeds which otherwise would be tax free . 