Do You Need A Will For Life Insurance? 
No , you do not need a will for life insurance . Some people do make a will at the same time they purchase life insurance , while they are taking care of some future planning , and it is a good idea to have a will . But it is not necessary to have a will in order to take out life insurance . The money in the policy will go to the beneficiary stated in your life insurance policy , regardless of what the will states . 