What Is The Best Affordable Life Insurance? 
The best affordable life insurance policy is the one that you currently own . It will never be cheaper ! If you require additional insurance and know when you will die , matching you to the most cost effective policy would be simple . The problem is life expectancy is getting older and older . Since almost half of us will live past 85 we need to think about our permanent needs and temporary needs . Matching policies to those categories is probably the best way to have an affordable program . Remember that if you have inadequate life insurance , someone else pays . 