What Are The Benefits Of Medigap? 
Medigap is a secondary insurance plan to pick up the financial gaps after Medicare pays their portion . Medigap is a risk management tool . Without a hefty bank account you can have a lot of out of pocket costs if you have a bad year . Two or three hospitalizations -LRB- it happens -RRB- in a year plus the 20 % that Medicare does n't pay -LRB- Part B -RRB- can add up quickly . Medigap premiums are a small price to pay in order to sleep well at night . 