Why Would A Life Insurance Policy Be Denied? 
On top of the other answers , I wanted to add another reason life insurance might be denied . If you travel or are in the military which takes you to what is referred to a `` hot zone '' , then you may be denied or an exclusion may be made however it usually is a denial . Even if you are considering vacation down to say Mexico , there are places in that country which companies have on there hot list . Be sure to ask your agent or company if you are covered when you place to leave the states . 