What Are Life Insurance Fees? 
That is a great question ! Insurance policies all carry some amount of fee built into the cost of your premium . Some of those fees are applied to pay the agent for the commission they are paid , some are for administrative costs , and some are to help ensure that the company makes it 's profit . Riders , or extra perks added to your policy will inevitably increase the cost of those fees , so be aware . I hope that helps , thanks for asking ! 