Can Creditors Go After Annuities? 
Most states allow a portion of Annuity funds to be exempt from creditors . For most states this amount is in the $ 250k - $ 300k range , however it does vary so check with your states Department of insurance , or with a local Attorney . Also , all Annuities have a Beneficiary designation in the event of death . This Beneficiary receives the Annuity funds free of probate . Which means that the deceased 's creditors can not touch them . 