Should I Enroll In Long Term Disability Insurance? 
That is a difficult question to answer without more details . I can say a tentative yes , Long term disability , in a group setting usually does not provide as broad as coverage as individual plan . That is offset but the fact that group long term disability is often less expensive . Am independent life insurance broker , representing several companies , can help you integrate an individual plan with a group ltd plan . If you have further questions , or feel that I could be of assistance , please do not hesitate to contact me . 