What Kind Of Insurance Is Needed For A Home Daycare? 
If you take care of 6 kids or less some homeowners insurance companies will let you endorse day care coverage on the policy . However this is a very limited coverage . Otherwise you would need to purchase day care insurance which runs on average in my area of Northern California of 1000.00 annual . Generally you would need to work with an independent agent who can find you the right coverage . 