How To Maximize Retirement Savings? 
The answer is obvious , increase contributions . Much is made about return but the stark truth is that if you dont transfer capital into your retirement plan you will be grasping at the thin reed of return and that will rarely be sufficient . Today , adopt what you suspect will be your retirement life style and save everything else in a retirement plan of some sort , somewhere . There are people who will help you with the how but it starts with the resolve to just do it . 