What Does PCP Stand For In Health Insurance? 
PCP -LRB- primary care provider -RRB- is terminology normally used in HMO and POS plans where referrals are needed to see a specialist . Your PCP can be a doctor , nurse practitioner , physicians assistant , etc. . When you first sign up for the coverage you are required to pick a PCP . You can change your primary provider in the future if you wish , but they will be considered a `` gatekeeper '' of sorts providing you with access to specialist care . 