Can Term Life Insurance Be Converted To Whole Life? 
Term life insurance that features a convertible provision can be converted to a permanent life insurance product at the same insurer . The terms of the feature will be specific to your policy . Many convertible term products allow for conversions to occur , without evidence of insurability , during the less of the initial level term period or age 65 . This varies widely though by insurer and product . Also note that some insurers limit the choice of the permanent product to ones selected by them , rather than your choice from their current product portfolio . 