Can You Switch Auto Insurance In The Middle Of A Policy? 
Absolutely . There are two parties when it comes to an insurance policy . You , the policy holder or insured , and the insurance company . By law , if you are paying your premiums the insurance company must keep your policy active -LRB- there are a few other pieces to this but unnecessary for your question -RRB- . You , on the other hand , can change or cancel your policy at any time . Make sure you consider a few key items . Will my coverage change by making this move ? Check some of the `` bells and whistles '' that you may lose or gain . Will you lose discounts on other policies you have ? Make sure your lien holder -LRB- the bank -RRB- is notified of the change . Work with a licensed professional to help make the transition as smooth as possible . People change insurance companies all the time . Make sure it 's a good move for you . After you 've done that , you can make a move at any time ! 