What Should I Cover With Renters Insurance? 
Everything that you consider valuable that is beyond your normal financial means of replacing -LRB- normally your deductible amount for the policy -RRB- any individual items that are above $ 500 should be brought to the attention of your agent to find out if they need to be covered thru an endorsement on the policy . Read your policy completely to understand the coverage provided and any exclusions that there may be . 