Who Is Entitled To Life Insurance? 
Entitlements in government are benefits that are guaranteed to certain segments of the population , because they have qualified for them in some way . E.g. People are entitled to Medicare because they paid Medicare taxes for at least 40 quarters . People are entitled to food stamps when their income goes below a certain limit . Life insurance is not entitled to anyone under the rule of government . However , there are guaranteed issue policies that people qualify for simply by being within a certain age range . Other policies are approved for issue to persons who qualify medically , financially , and in the absence of other risk factors . As a whole , most people then , do qualify for life insurance , and after they apply and have been approved , are entitled to the policy for which they have been accepted . But the entitlement is not mandated by the government , as in health insurance . 