How Can I Find Out If Someone Had Life Insurance? 
This question often comes up when a family member dies and the policies are believed to exist but can not be located . There is no centralized database but there are ways to track down lost life insurance policies . Start by looking through all paperwork , receipts , annual statements , bank statements , checkbooks , calendars , address books , etc. . In the latter , look for , and contact , professional advisers e.g. life insurance , tax , legal , financial adviser or planner . Check the mail for the coming months for billing statements . Ask companies providing home , auto , health or other insurance coverage if life insurance was also held there . Contact your state 's insurance department and check the website for resources for locating lost policies . Some states have set up policy locator services . Also check the state 's unclaimed property databases . The MIB -LRB- Medical Information Bureau -RRB- is also a way to locate policies issued since 1996 from the insurance companies who are MIB members . There are also a few businesses who charge a fee to do this research for you . 