Who Has The Cheapest Homeowners Insurance In Michigan? 
In Michigan , I do not think there is one single company that provides the most affordable homeowners insurance . The reason I say this is individual rates are based upon your insurance score , zip code , condition of home and other applicable discounts . Another factor is the insurance companies current financial state . If the company is profitable , then they will not be hiking up its rates . The moral of the story is you should shop around . I recommend talking to an independent insurance agent and getting quotes from a few regional carriers -LRB- e.g. Home-Owners , Frankenmuth , Citizens , Michigan Millers and etc. -RRB- . If their rates seem unreasonable , then check out some larger national carriers like Allstate , Nationwide or Farmers . I hope this helps . 