Can You Switch Health Insurance During Pregnancy? 
You can switch health insurance pans while pregnant , but make sure to do your due diligence first . If you are increasing benefits and lowering maternity out-of-pocket costs then switching would be a great idea . On the other side of that argument , if you 're happy with your current plan and benefits you may find staying where you are until the baby is born serves you better . In the new arena of health reform and individual health insurance you can only switch during open enrollment or if you qualify for a special enrollment due to a life changing event . It 's best -LRB- pregnant or not -RRB- to find the right program and stick with it throughout the year to avoid headaches . For more information on how maternity is covered under Obamacare plans please visit www.clminsure.com 