Is Auto Insurance Unconstitutional? 
It isnt unconstitutional for people facing perils to band together and protect themselves . If it was the pioneers would have never been allowed to build forts to protect their families . It isnt unconstitutional for companies to be formed to issue insurance policies . Some of the strongest financial institutions in the United States are insurance companies . To some insurance might have the appearance of gambling which is illegal in some states . The Supreme Court has ruled several times that the activities of insurance companies are constitutional . 