What Are The Minimum Requirements For Car Insurance In West Virginia? 
The minimum liability requirements for car insurance in West Virginia is $ 20,000 per person , $ 40,000 per occurrence and an additional $ 10,000 for property damage . Although you are `` legal '' when you have these coverages , you should always consider increasing the amounts , if it is affordable . Like most states , you are also required to carry proof of insurance in your vehicle at all times . All of the major carriers offer minimum limits . To properly compare the best auto insurance prices in West Virginia , utilize an experienced broker -LRB- and their website -RRB- to easily view the companies that have the most affordable options in your area . You are never charged any fees for shopping and comparing . 