How Can I Check If My Car Insurance Is Valid? 
The term `` valid '' might have a couple different meanings . The first might be whether or not your auto insurance policy is in force . Normally , if you have paid your premiums and you have not made any changes to your policy that would make you ineligible - your policy should be `` in-force '' . As previously stated , you need to check your insurance ID cards or policy delarations page to confirm the effective and expiration dates for your policy . The other situation where you might find the term `` valid '' is if you lease a vehicle . In this case , the bank or leaseholder , which is the actual owner of the vehicle might require you , the lessee , to carry minimum liability coverage on your insurance policy . A normal amount of liability coverage that you may be required to carry would be 100,000 / 300,000 / 100,000 with deductibles for comprehensive and collision no higher than $ 1,000 . If your policy affords coverage to meet these requirements , the leasing company would deem your coverage to be `` valid '' . Hope this helps . -- @MooneyInsurance 