Why Is Car Insurance So Expensive For Young Drivers? 
This is not always the case there are some carriers that actually give you young driver discount and also if you have good grades that help . The main reason it is higher is because you are less experienced driver and are more likely to have an accident but there are many factors for this . Also the type of car you drive makes a difference also . I insure a 17 yr old who is on her own policy and has had tickets and drives a 2 door car and with just liability is only $ 160 a month that is not a bad rate as here inMontana the average young driver you can figures is 100 a month before you even think about adding a car this is being added to another policy . My recommendations are to talk to a local agent and see what type of discounts they offer for younger drivers and if you are being listed on another persons policy or not . 