Why Invest In Annuities? 
Annuities have many faceted features that can be used as a foundation of guaranteed income you cant outlive . The two main types of annuities are immediate and deferred : The policy earning crediting methods are diverse with some annuities using interest rates for fixed annuities , indices for indexed annuities and separate sub accounts in variable annuities . Annuities can be qualified by using them in an ERSIA retirement plan or non qualified . 