What Does Aetna Student Health Insurance Cover? 
Most student health insurance plans are quite limited in scope . They normally provide benefits limited to the student health center on campus but may also include benefits for a hospital that is near the campus . These plans usually do not cover pre-existing conditions , or if there is pre-existing coverage there is a long waiting period . Student health insurance plans typically track the school year and terminate in the summer when the school year ends . There are no carry over or runoff benefits . 