What Is The Average Cost Of Health Insurance In The USA? 
The most recent figures for late March , 2014 indicate that the average cost of an individual major medical health insurance policy in the United States is $ 328 per month . That said , your results can and almost certainly will vary . A national average figure is not likely to be reflective of what the cost would be for you in the specific area of the state that you are a resident in . Also , this average figure does not take into account any possible advanced premium tax subsidy a person might qualify for , which would reduce that person 's net cost of insurance . Individual health insurance rates can vary wildly from one state to another and can vary significantly within the various regions that each state is subdivided into under the structure imposed by the Affordable Care Act . And the reported national average price becomes an even more unreliable yardstick because it also averages in a wide range of levels of insurance coverage . As an analogy , you can get an average cost for a new car purchase in the U.S. but that may bear little resemblance to the price of the specific car you want to buy . 