How Much Is Disability Insurance For Doctors? 
Any disability insurance policy is priced based on several factors of the applicant . These include age , gender , occupation and duties of that occupation , tobacco use , and the amount of coverage needed or desired . The amount of coverage is often dictated by the person 's earned income ; the more someone earns , the more coverage that is available . There are several policy design features that can be included in the plan -LRB- or not -RRB- that will also affect the price . The person 's medical history can also play an important role in pricing . As you can see , there are lots of moving parts to a disability policy that will affect the price . Doctors often buy coverage to protect their specific medical specialty . Best to discuss this important insurance coverage with a knowledgeable professional . 