When Should I Get Health Insurance For My Baby? 
You should get health insurance on your baby as quickly as possible . Preventive benefits are covered at 100 % on most plans and since your child is very young , rates would be extremely low . `` Child-only '' plans are not as widely available as they will be in 2014 , but it 's still important to seek coverage . A licensed and experienced broker can help you compare the best plans with the most comprehensive coverage . The application process is very quick and you could use coverage without a waiting period . We always advise our clients to seek coverage on children as quickly as possible to take advantage of comprehensive preventive coverage . 