Is Long Term Care Insurance A Smart Buy? 
Long Term Care Insurance is a smart buy if you have substantial assets you would like to protect , and if you would like to have the freedom to choose where you want to receive you long term care , if it is needed . Having insurance that would pay for you to get back on your feet after a health setback , or that would allow you to live out your days in relative comfort even though incapacitated , provides great peace of mind to both insured persons and their families . 