Does Credit History Affect Auto Insurance? 
A great many auto insurance companies have been using credit history as an underwriting factor for several years now . Naturally , this is coupled with other factors such as age of the driver -LRB- s -RRB- , driving history , loss experience , the type and age of the vehicale -LRB- s -RRB- , registration address etc. . Various discounts may also apply that can also affect the final pricing . 