What Is Ideal Auto Insurance Coverage? 
The ideal coverage will pay any claim you incur with a minimum of hassle and as little of your cash as possible . That means that the liability limits of the policy need to be as high as you can afford . If the car is less than eight years old it needs to have comprehensive and collision insurance with the lowest deductibles that you can afford . If rental car reimbursement and towing are available , get it . In all cases take out uninsured and underinsured motorist limits that match the limits that you carry for others . 