How Long Does It Take For Homeowners Insurance To Pay A Claim? 
Homeowner 's insurance usually pays a claim very quickly . Of course , they do have to investigate the specifics of the claim , determine the damages and how much it costs , and match that up with the coverage amount and deductible . Often , replacement cost is included so the new value of an item may have to be determined . An experienced broker will always help you through this process . 