What Is Disability Insurance For Individuals? 
Disability Insurance for individuals is a type of insurance policy that pays workers a large percentage of their income if they were to become disabled for a long or short period of time . It goes to the persons who are disabled , to use as they wish . Disability Insurance can not replace 100 % of the income lost , but it can help the injured or ill person get through that time until they can hopefully get back on their feet and back to work . 