How Much Disability Insurance Is Enough? 
Disability insurance is paycheck insurance that protects your income during periods of disability when you cant work . If you work for a living and you have to work to live , then disability insurance is paycheck insurance to protect your income in case you are unable to work . Disability insurance may be the most important coverage you should consider . Most Americans has 90 days in cash reserves . A disability is a high probability event during your working lifetime . 