How Are Annuities Protected From Creditors? 
There are assets protected from creditors by federal and/or state statute . Those assets are considered essential for the debtor to maintain at least a financial well-being . Creditor protection is balanced by the concerns for creditor 's rights to access the debtor 's assets . Annuities can be argued as a legitimate retirement plan like IRAs . Some states exempt annuities from the claims of creditors . Each state has differing views and regulations on the claims of creditors . Seek out legal counsel to determine what assets are protected from claims of creditors . 