How Long Does It Take To Process A Life Insurance Claim? 
You need to have everything together to start the death claim process . Be sure you have your life insurance company 's death claim form and a certified copy of the death certificate . There are certainly differences in life carriers , but once everything is received with no issues you can expect 3 weeks to about 8 weeks to receive your benefits . If the death occurs within the first two years of the policy , known as the contestability period , this can add several weeks to the process as usually an investigation will be implemented . Also , if death occurs under homicide or mysterious circumstances benefits can be held up for a significant period of time . It is a good idea to have your trusted advisor or agent involved to help the process along while you are going through the grieving process . 