How To Change Homeowners Insurance When In Escrow? 
That process is a little more complicated , but it certainly can be done . A mortgage company can not compel you to stay with a carrier . We have been successful in keeping the transition as easy as possible for our clients with a coule of approaches . The most effective , and frankly this is the easiest , is talk to your insurance professional early , at least 45 days in advance of your current policy 's renewal . That way , your agent will have time to prepare an invoice that can be sent directly to your mortgage company along with the new policy declaration sheet and copy of a written cancellation request which would be sent to your current insurer . We have found that most effective in receiving the required annual premium withthe least disruption to you . 