Does My Auto Insurance Cover Glass? 
Auto glass is covered on an auto insurance policy as long as you carry physical damage coverage . Physical damage coverage would be comprehensive or collision . If the car is in an accident and the glass is broken collision would pick up the damage minus yourcollisiondeductible . If the damage came from a non collision related incident such as a rock hitting thewindshieldor vandalism for example these types of situations would fall under comprehensive coverage . Many insurance carriers now offer zero -LRB- 0 -RRB- deductible for glass on the comprehensive deductible . For example : you could purchase a $ 500.00 deductiblefor any comprehensive loss on your auto policy but have a zero -LRB- 0 -RRB- deductible if the comprehensive loss was glass . Usually a slight extra premium applies for this coverage . Talk to your local agent to see if this is an option available in your area . 