Does Insurance Cover A Tree Parked In The Street Crushed By A Falling Tree? 
Falling objects whether they are trees , airplane parts , stones from a gravel truck or something else are covered under comprehensive . Comprehensive covers the physical damage of your vehicle for everything except collision . Fire , theft , vandalism , as well as chipped windshields are a typical comprehensive claim . Comprehensive which is an optional coverage since it covers your vehicle usually has a deductible . Once you satisfy the deductible the insurance company pays the rest . It can be frustrating to pay the deductible when you have n't done anything wrong . If the damage was caused by someone who was negligent , let your insurance company know so that they can subrogate for your deductible as well as what they paid out . The age of the tree does n't matter , but the condition might especially if you have proof that the owner knew . 