How Much Does It Cost For Long Term Care Insurance? 
The premiums for long term care insurance vary based on the insured 's age of issue , health and options selected . Some insurers give discounts for spouses applying at the same time and for preferred risk factors . Gender specific premium rates is a recent trend . As an example , for a 60 year old , a tax-qualified individual comprehensive policy with 3 year level benefit , 90 day elimination period , is approximately $ 1000 annually per 100 of daily benefit . A qualified insurance professional can help assess your specific needs and budget and shop the market for you . 