What Does Disability Insurance Do? 
Disability insurance is also known as paycheck insurance as it protects your most valuable asset ... your paycheck or income . Your income is what you use to buy all of your other assets ... house , car , college , retirement so it is the overall most important asset . If you can not work because of illness or injury , a disability insurance policy will pay you a benefit . Disability insurance policies have many options -LRB- called riders -RRB- , so it is important to discuss this purchase with a knowledgeable adviser . 