Does AAA Offer Auto Insurance? 
In Northern California AAA offers road side assistance , travel services and discounts . Their offices routinely house insurance agents who offer home and auto insurance from affiliated insurance companies . Marketing is directed at club members when they come into the office or respond to advertisements sent with billing notices and other forms of communication . Pricing can vary as the affiliated companies must comply with state laws which in general restrict premiums and require that the company maintain adequate reserves -LRB- cash on hand -RRB- to satisfy the promises made by the companies . 