Is AARP A Medigap Plan? 
AARP partnered with United Healthcare -LRB- UHC -RRB- to use their name with the Medigap plans issued through UHC - the plans are titled `` AARP Medigap Plans insured through through United Healthcare '' Please note , while all Medigap plans feature standardized benefits , there are ways the carriers differentiate themselves . The big one is price . Another item to consider when comparing options is the rating method the carrier uses . UHC uses the community rating method whereas the majority of Medigap insurers will use the attained age rating method . The community rating system states that the rates in a given area will not be based on age , rather everyone in that area will pay the same rates . This means that someone who is 85 years old will pay the same rate as someone who is 75 years old . Therefore , your rates can only increase if the carrier increases the rates for everyone . The attained age rating system states that your rates will go up each year as you go older -LRB- in addition to the rate increases on the plans as a whole -RRB- . I hope the information is helpful - please feel free to contact me for assistance with your Medigap coverage and if you have any other questions . Our services are provided at no cost to you and we can provide quotes from many companies . Thanks very much . 