Why Does Dave Ramsey Not Like Whole Life Insurance? 
My company is endorsed by Dave Ramsey so I never get this question since our company only sells term life insurance , mutual funds , and annuities . We first help our families with a financial plan that takes a snapshot at where they are now financially and then we attack their debt including their mortgage . Since most of my clients are underinsured with higher price whole life coverage.We get them the right amount of protection for 20 to 30 years that will pay off their debt and replace an income for the beneficiaries for at least 10 years . Then we look at their present saving and retirement plans and help them to get the most out of their savings program . It 's simple ! 