How Much Car Insurance Should I Carry In Texas? 
Minimum limits are now 25/50/15 . They use to be 15/30/15 , however , Texas a few years ago began adopting ISO -LRB- national standards -RRB- and so have gone mostly to 25/50/15 . I am sure there are some county mutuals and some Lloyd 's syndicates that still retain the old limits or worse . Please take a little advice and just look at least purchasing 100/300/100 or 300,000 csl . Also , you can get very reasonable -LRB- around $ 120 -RRB- for a 1 million dollar umbrella liability policy if you have the higher standard limits . This can provide your passengers some great coverage thru the UM/UMI plan of your auto policy 