Why Do We Have Life Insurance? 
That is a great question ! The simplest reason is to provide protection from debt for those that we leave behind . Whether that is the debt from our final expenses -LRB- funeral , plot , headstone , etc. -RRB- , from the loss of our income and the hardships that would create , or both , life insurance is a way to do that . It is a way to show love for those we leave behind . I hope that helps - thanks for asking ! 