How Do You Determine How Much Term Life Insurance You Need? 
Term life insurance is simply insurance against dying too soon . So the only purpose it serves is to provide income to beneficiaries in the event of the death of the insured if the insured should die during the term period that the policy is in force . So , how you would determine the amount of insurance needed would simply be to determine how much income will be needed by the beneficiaries if the insured dies before the end of the term . 