What Is The Best Homeowners Insurance In Arizona? 
Homeowner 's insurance is basically comprised of three main things : dwelling coverage -LRB- the building itself -RRB- , personal property -LRB- your stuff inside it , from furniture to personal hygiene -RRB- , and liability -LRB- protects your family if something unfortunate happens and you get sued -RRB- . The best homeowner 's policy will cover you and your family adequately on all counts . Your first priority should be to talk with an agent to find out exactly what is most appropriate to your situation . Do you need higher limits on firearms ? Do you have expensive pieces of jewelry or fine art ? Is there an antique you 're especially proud of ? Did you redo your kitchen with all the latest gadgets ? If you 're talking with an independent agent , they 'll search multiple companies and find the best fit and/or price for you . If you 're talking with a captive agent , they 'll recommend something from their company . Our agency is independent and we pride ourselves on finding the best fit for our clients ' needs and budget . Visit us at insuranceeddie.com and let us know what we can do for you . 