How much does life insurance cost per month? 
The cost of life insurance per month depends on the insured person 's health , age , gender , build , and tobacco status . It also depends on what type of insurance you get . Generally speaking , the shorter the time the premium is locked in to stay the same , the lower the premium will be . But then when the guaranteed period is over , you have to pay way more to continue it , or buy a new policy that is dependent on your age and health at that time . You can run some term quotes online with free quote engines , but keep in mind that your health may not qualify you for the rate shown . Just give the website a call to be sure you qualify for the policy you want , and get the type of coverage that works best for your needs . 