Does Disability Insurance Cover Dental? 
In general disability insurance does not cover dental work . You are eligible to file a claim if a covered medical condition prevents you from performing the full time duties of your primary occupation . The policy replaces a portion of income , and makes claims payments directly to the insured . If you need dental work you cant submit a claim to disability insurance as you would with dental insurance . Disability insurance will not reimburse dentists for performing procedures . Disability insurance may cover your income loss if your dental problems interfered with your ability to work . This is very rare . 