What Are Average Homeowners Insurance Rates? 
Average Homeowners Insurance Rates were $ 876 Nationwide in 2013 . This average figure is of no assistance when trying to assess each individual risk ; many carriers have a minimum annual premium of $ 300 and it is common for High Value Properties to pay an annual premium exceeding $ 10,000 . When one asks about Homeowners Insurance , it is common that he or she includes mobile homes , manufactured homes , rental homes , condos , townhomes and high value estate properties ; in fact , each of these different types of properties are written on a different form creating differentiating underwriting scenarios . There is a link providing an online format to obtain a quote and buy home insurance online in multiple States ; it may be used by Escrow/Closing Professionals , Mortgage Professionals , Real Estate Agents and directly by Consumers . An exemplary online experience for all ! WEBSITELINK 