Why Do We Need Disability Insurance? 
If you became ill or disabled , how long do you think you could sustain your lifestyle without a paycheck ? For most Americans , the typical answer is about 6 months . We dont think twice about insuring our cars , homes , boats or health , but we forget that our most important asset is our PAYCHECK . Disability insurance is a fancy way of saying paycheck protection . We need disability insurance so that we can continue receiving a paycheck should an illness or disability strike . 