What Is Consumer Driven Health Insurance? 
Although there is no official definition of consumer-driven health care , the basic format usually involves a high deductible health insurance plan , an individually controlled health account , preventitive care at no cost to the policy holder , and sources of health information . Consumer-driven health care operates on he premise hat when the individual is more directly aware of the full cost of health care , he or she will weigh more carefully whether the care is needed and shop more carefully for that care . 