How Long Is Term Life Insurance Good For? 
Term life insurance will usually provide coverage as long as premiums are being paid . Most Term policies are annually renewable after the years of the term end . The prices are very high , but if you choose to pay them , you will still have coverage . If your policy does not offer that provision , your policy will end when the years of the term have passed . E.g. . If you took out a 20 year Term policy , it will end when the 20 years have passed . Again . you must have paid premiums the entire time for the policy to stay in effect . 