How Much Disability Insurance Should I Carry? 
How much of your current income does it take to pay your bills now ? You should have at least that much Disability Insurance , if you can get that much . Everyone knows that when someone undergoes an injury or illness major enough to cause a long term disability , there are probably going to be some lifestyle changes made to compensate for the extra expenses and loss in income . But you want to purchase enough Disability Insurance to at least pay the important bills so that your home and other basic needs are covered . 