Can You Get Renters Insurance For 6 Months? 
Homeowners policies are traditionally one year policies . However , if the policy is cancelled , the unused portion of the premium will be returned to you . Most companies cancel policies using a pro rata cancellation . That means that you will get exactly the percentage of the premium as the percentage of the remaining days of the policy . Other companies use a short rate cancellation which will penalize you slightly for cancelling before the end of the policy period . 