Why Would A Life Insurance Claim Be Denied? 
There are many reasons why a claim may be denied . If you smoke cigarettes but apply as a non-smoker is a very common one . If you did not disclose your health history properly your claim can be declined . The good news is that if your life insurance policy is over 24-months old , it is non-contestable . So the claims have to be paid . Also many people try to file claims on term life insurance policies that have already ended . Those claims will never be paid . 