Who Can Get Medigap? 
Any Medicare Beneficiary who has Original Medicare , with both Part A & Part B Active . The best time to purchase a Medigap Policy -LSB- also known as Medicare Supplement -RSB- is during your initial 6-month Medigap open enrollment period , because you can buy any Medigap policy sold in your state , even if you have health problems . You can also buy during the Open Enrollment -LSB- October 15-December 7 -RSB- . Medigap insurance companies are generally allowed to use medical underwriting to decide whether to accept your application and how much to charge you for the Medigap policy . There are several Medical Guarantee Issue Rights that will allow you to purchase a Medigap policy without underwriting questions affecting the outcome . I can provide a list if you are interested . 