Does Life Insurance Pay Off Triple If Killed On A Business Trip? 
One last comment to Bob Vineyard 's answer . Some life companies , subject to their underwriting conditions , will allow a rider -LRB- at an additional cost -RRB- to be added to a life policy , which can double or even triple the face amount of coverage if death is due to an accident . These life companies may also limit the total amount of death benefit though , to a maximum amount as stated in the policy . It should be noted though that not all life companies offer more than `` double indemnity '' -LRB- twice the face amount -RRB- , and you should check with with your insurance professional to see what companies may allow this increased rider amount . 