How Does Renters Insurance Benefit The Landlord? 
That is a great question ! The landlord needs to provide a safe environment for the tenants , and carries insurance on the property . To help protect the property manager/complex from a higher liability , your renters policy helps take some of that liability off of their shoulders . If you damage the apartment , or someone is injured in your apartment , your policy covers some or all of that claim , and not the landlords . Thanks for asking ! 