Does Cobra Cover Disability Insurance? 
The US Dept of Labor 's `` An Employee 's Guide to Health Benefits under COBRA The Consolidated Omnibus Budget Reconciliation Act of 1985 '' states the following : `` Life insurance is not considered ` medical care , ' nor are disability benefits ; and COBRA does not cover plans that provide only life insurance or disability benefits . '' Unfortunately , Disability Insurance is not covered by Cobra . 