What Does Homeowners Insurance Cover In Nevada? 
Thereare a fewdifferent types of homeowners insurance policys out there and eachinsurance company in Nevadaoffer different coverages and limits in these policys . The most common homeowners policy used is called a HO4 policy which pretty much all major insurance companies are using . This type of policy means that any peril will be covered unless it is excluded on the policy . These exclusions are pretty standard in Nevadawhich someexamples would be earthquake , war , riot and nuclear warfare . This policy provides coverage for spearate structures , personal property , building codes , Loss of Use , medical and personal liability . The limits for these coverages are a percentage based off the amount that is determined to rebuild the home . If you would like to know more about what a homeowners policy covers please contact me and I will be happy to explain any of these in more detail . 