Does Homeowners Insurance Cover Dead Tree Removal? 
Typically it will not . This would be considered part of homeowner maintainance in most cases . If you know that the tree is dying and do nothing about trying to prevent it from damaging your home or other property or people you may not be covered under your homeowners policy . Read your policy completely to know what is covered and what the exclusions are or call your local agent to have them go over the policy with you . 