What Does Collision Mean On Auto Insurance? 
Collision is a defined term in the Personal Auto Policy , so there is not a lot of debate about what collision means . According my copy of the Personal Auto Policy published by The Insurance Service Office -LRB- ISO -RRB- , Form PP 00 01 01 05 , Part D - Coverage For Damage To Your Auto , Paragraph B. . . Collision means the upset of your covered auto or a non-owned auto or their impact with another vehicle or object . Loss caused by the following is considered other than collision : 1 . Missiles or falling objects ; 2 . Fire ; 3 . Theft or larceny ; 4 . Explosion or earthquake ; 5 . Windstorm ; 6 . Hail , water or flood ; 7 . Malicious mischief or vandalism ; 8 . Riot or civil commotion ; 9 . Contact with bird or animal ; or 10 . Breakage of glass . If breakage of glass is caused by a collision , you may elect to have it considered a loss caused by collision . I hope I 've answered your question . If not , feel free to call , fax or email me . Kevin P. Foley , CPA , CPCU PFT&K Insurance Brokers T 877-414-2031 F 877-405-3025 E kpfoley -LSB- at -RSB- kpfoley -LSB- dot -RSB- com W www -LSB- dot -RSB- kpfoley -LSB- dot -RSB- com 