Who Should Be The Beneficiary Of My Life Insurance? 
If you want your beneficiary to pay off your final expenses , you will want to name someone you trust to handle the proceeds as you would have wished . Or you can set up a trust that spells that out , then leaves the death benefit to the trust . If you are leaving your money to your survivors to use for their needs , it is best to name an adult as the Primary beneficiary . If left to minors the court will appoint a financial guardian to handle this asset until they are of adult age . You can handle this by setting up a trust and leaving the money to the trust , or at the very least , name a financial guardian for your children in your will . 