Does Massachusetts Have Temporary Disability Insurance? 
At the time of this writing , the state of Massachusetts does not offer temporary Disability Insurance to residents without Disability Insurance . In addition , Massachusetts state laws do not require businesses to offer temporary Disability Insurance or to enforce mandatory sick time . So if you live in the state of Massachusetts you still may receive short term and/or long term disability coverage as a job benefit . But if you do not , it might be essential to purchase a private DI policy in order to get this type of protection . 