How Long Does It Take To Pay Out On A Contested Life Insurance Policy? 
The answer will vary depending on the reason for the contest . Typically a policy is contested if the Insurer believes that what they originally approved -LRB- the insured current condition at time of policy issue -RRB- and what actually is does not match . Lets say an applicant dies from a form of cancer and it was determined that they had this condition for years and knew about it . If it was disclosed prior to policy issuance and the policy was issued anyway , there would be no reason to contest . But if it was not disclosed and the Insurance company would have denied issuing the policy had they known it will be contested . One of the best way to ensure this does not happen is to be honest when applying . Insurance companies have to evaluate risk before issuing a policy . If they feel it is an acceptable risk they will issue a policy . If not it will be denied . I hope this answers your question . 