Can A Life Insurance Beneficiary Be Contested? 
Okay it is time for lawyer to answer this question , not an insurance agent . With that disclaimer made , in my experience , I have heard of a beneficiary being contested . One of my former clients had gotten a divorce and then remarried , having never informed me as to his change in marital status , no changes were ever made to his life policy . He then suddenly passed away , and his new wife called me to file a claim on his policy . I realized then that she was not a named beneficiary , his ex-wife was . Well , to make matters more interesting his ex-wife called and asked if the policy was still in force . I helped the named beneficiary -LRB- ex-wife -RRB- file a claim for the death benefit . His new wife told me that she was going to contest this in court and had a hired a lawyer . I notified the insurance company as to the problems , and they held off on paying the claim until a resolution was reached . The case never made it to court and the ex-wife split the proceeds equally with the new wife . So does that mean that it can be contested ? At the time I was told by the Insurance company 's attorney , that they could be , but that it was rarely done . He also said that between a will and a beneficiary provision , a will was easier to break than a beneficiary provision on a life policy . 