Why Have Renters Insurance? 
Great question ! You should have a renters insurance policy anytime you are putting your belongings in a place that belongs to someone else , especially if it will be difficult for you to replace those belongings , should they be damaged or destroyed . It is a common mistake to believe that the landlords insurance would cover you if something were to happen . Unfortunately , that is not the case . It is a good idea to get a policy . They are relatively inexpensive , and a lifesaver , if you have to file a claim . If you need help , please feel free to contact me , okay ? Thanks for asking ! 