Can A Landlord Force Renters Insurance? 
NO they can not force you to have renters insurance but they can choose to not rent to you if you do not get renters insurance . Most renters policies are on average $ 100 a year depending on your state that is with 40K worth of coverage on your contents and 100K in liability coverage . It is well worth the cost and in many cases if you bundle it with your auto insurance it lowers your auto insurance I have seen in many cases it lowered your auto insurance 10 a month and the renters insurance is less then 10 a month so this puts you ahead . Contact a local independent agent and they can help you muddle through what works best for you 