Does Renters Insurance Cover Diamond Rings? 
Most renters or tenants insurance policies cover lost jewelry . However , they almost always limit the amount of loss . Frequently the limit is around $ 1000 . That loss would be adjusted by the deductible . If you require more coverage , most tenants policies can be endorsed to provide worldwide coverage for jewelry . These endorsements normally require an appraisal and the value stated is the appraised amount . 