Why Is Term Life Insurance The Best? 
There are hundreds of term life insurance companies offering term and permanent life insurance . To determine whether term or permanent is best for you , you need to establish a personal financial profile that includes a risk tolerance assessment and your life expectancy . Then you need to determine how long your financial liabilities , future obligations and charitable intention will last . If your under 50 years of age and healthy you can secure up to 30 years of term life insurance coverage . But you may need permanent life insurance if any of those items cited above are ongoing over your life . 