What Is IUL Life Insurance? 
IUL is Index Universal Life Insurance . The value of the . coverage relies on the accumulation . by either the global stock index or S&P 500 only . The accumulation is compounded when there is a rise in these factors . Cash Value is more including the benefit amount . You may start from ex : 80K at first death benefit then the . accumulation can rise to over 100k depending on years policy is active . 