Why Is Health Insurance For Young Adults Important? 
Health insurance is important because it is the way we finance health care . Health care is expensive with office visits , lab tests , x-rays , and surgery whether inpatient or outpatient . Most people do not have money saved up for medical expenses and therefore purchase health insurance to help pay for medical care . 80 % of Americans spend less than $ 900 annually on medical care and if you are young and healthy you may not think you need health insurance . Health insurance also protects us against large and unexpected medical expenses . The large health care expenses young adults have are usually caused by outdoor activities and sports where injuries can create high medical bills . Those are the main reasons why young adults should purchase health insurance to protect against larger unexpected medical bills . 