How To Have A Baby Without Health Insurance? 
If you do not have health insurance , I suggest you attempt to negotiate with your doctor early during your pregnancy . You will find many doctors are actually willing to charge less for patients that self-pay using cash , as it cuts their expenses in not having to invoice and follow up with an insurance company to receive their payment . You may also want to contact your state 's Medicaid office to see if you qualify for Medicaid , which is available at no charge to pregnant women in most states . 