How To Switch Auto Insurance Policies? 
Switching auto policies is generally a painless operation . Make sure that the new company is going to issue a policy that is exactly what you want . If that is true , then notify your current company and ask that the existing policy be cancelled at the same time and date as the new one starts . Send along a copy of the declaration sheet of the new policy to satisfy the oldcompany that you are leaving . Most cancellations are handled on a pro-rata basis . That means that you will be charged for the number of days that the policy was in force . There could be a charge for early cancellation . 