What Is Auto Insurance Comprehensive Coverage? 
Comprehensive otherwise known as Other Than Collision : This optional coverage is selected by the insured and is indicated on the Declarations Page . It pays the insured for any direct loss of or damage to the auto if the loss is caused by : a. Missiles or Falling Objects b. Fire c. Theft or Larceny d. Explosion or Earthquake e. Windstorm f. Hail , Water or Flood g. Malicious Mischief or Vandalism h. Riot or Civil Commotion i. Contact with Bird or Animal j. Breakage of Glass 