Why Does Everyone Need Health Insurance? 
That is a great question ! As a humanitarian answer , I 'd tell you that everyone needs healthcare to provide relief and treatment from illness and injury . Christ tells us that we are to `` love each other as we love ourselves '' , and you 'd want treatment if you were suffering , would n't you ? Financially , I 'd say that everyone needs health insurance because those that do n't increase the costs for those of us that do . Because they are not shouldering any part of the care that is provided , that cost is passed on to us in the form of higher priced services and goods . By requiring everyone to have health insurance , the Affordable Care Act -LRB- Obamacare -RRB- has -LRB- along with other measures in the bill -RRB- slowed the growth of health care costs from double digit yearly increases to 4 % last year . That is reason enough in my book ! Thanks for asking ! 