Does Insurance Cover A Tree Parked In The Street Crushed By A Falling Tree? 
If no one heard it fall did it make a sound when the tree crushed your car . OK , could not help myself . Your automobile comprehensive coverage would cover the damage from a falling limb . As for going after a homeowner , it 's almost impossible to prove negligence unless the homeowner had been warned both verbally and in writing that his or her tree presented a hazard . Otherwise it 's simply an act of God and the property owner is not liable . This happens allot actually . My best advise is to avoid parking under trees . If the limbs do n't get you the sap and birds will . 