What Is The Difference Between Hmo And Traditional Health Insurance? 
An HMO -LRB- Health Maintenance Organization -RRB- utilizes the concept of a PCP -LRB- Primary Care Physician -RRB- to coordinate your healthcare . Typically , all of your treatment is arranged and approved by the PCP and a network of providers accepts a reduced or negotiated payment to treat members . HMOs are very popular in may parts of the US . 