Where To Get Good Life Insurance? 
There 's many different quality carriers out there that offer life insurance coverage . The biggest factor to determine first is what risk class you qualify for . Each carrier has their own underwriting guidelines . For example , you may qualify for a preferred risk class from company A , but may only qualify for standard for company B. From there , what type of coverage you need and how much - you want to make sure that you 're comfortable with the premiums for the coverage you 're applying for . You also do n't want to apply to a bunch of different companies at once as this can work against you in many cases . I highly recommend talking to an independent agent who can assist you step-by-step in figuring out which is the best for your specific needs . 