Who Has The Best Medigap Coverage? 
Since all Medigap plans are standardized , the benefits are exactly the same with every insurance company . This means that Medigap Plan F with ABC insurance company is the exact same Medigap Plan F with XYZ insurance company . The only difference is price . Medicare does not regulate the price of Medigap Plans ... just the benefits . That 's why there is such a competitive market . Many Medicare Beneficiaries like the idea of purchasing Medigap through a well known insurance company , but that does n't mean you are going to get the best price . Medigap is not like health insurance for under age 65 where a Medical director approves or denies your bills . Medigap payments are made by the insurance carrier if it 's a Medicare approved item because they have to -- it 's the law . I suppose that was the long way of saying there is n't one insurance company that has the best Medigap coverage . They all offer the same standardized plans and pay the bills based upon CMS regulations . 