What If I Can't Afford Health Insurance In 2014? 
I would encourage you not to assume that you can not afford health insurance coverage . You can still obtain quotes from companies that have historically provided individual policies and they will continue to do so and you may find a better fit for your needs by calling Humana or Golden Rule -LRB- UHC -RRB- or your local insurance agent can assist you . If you fail to have coverage the rules after 03/31/2014 is you must pay the fine . One of the objectives of the ACA is stop individuals that do not have coverage failing to pay into the health care system . 