How Much Is The Average Life Insurance Policy? 
There is really no such thing as the average life insurance policy . There are many factors to determining a life policy . First is the type of policy term or cash value . Then if term for example how long of a term do you want to lock in the rate ? Next how much life insurance are you wanting to purchase ? There is a big difference in prices between $ 100,000 to $ 1,000,000 to $ 5,000,000 . Next you have the underwriting process which determines the level of risk you would be . There are about 14 levels of premiums with most carriers that range from `` best preferred '' to `` table 10 '' which is an indication of rate ups due to age , health or life style risks . I would highly recommend using an experienced independent life insurance broker to shop the market to find coverage at the best rate for your unique situation . 