Is Home Insurance Negotiable? 
I am not sure exactly what you mean . But if you mean going without , then no a mortgage company would not allow that , and if you own outright it would be a foolish choice to go without . If you mean price negotiation , then that really is not practical as the rates used are filed with the individual state Insurance Departments usually months before they are used or even years if a company is comfortable with the rates it has filed . All that said you might want to seek out an Independent agent who has multiple companies . You wo n't be able to negotiate price , but you will have a chance to compare what you get in the way of coverage from several companies.For GA Homeowners , Auto , Renters or Life Insurance contact the Insurance Browser Inc 1-866-933-4372 