How To Ace A Life Insurance Physical? 
In addition to the great tips given here by the other professionals , I would add : > Do n't smoke a cigar or be around excessive smoke within a week before the exam , if you are applying for a nonsmoker or celebratory cigar rate > Be sure to drink plenty of water in the 24 hours before the exam > The insurance company will add back half the weight lost within the last year if you lose over 10 to 20 pounds . I have seen far too often where people put off applying until they lose weight , only to have the savings -LRB- if any -RRB- offset by their older age . Go ahead and get your rate locked in , then if you lose weight and keep it off for a year , you can always reapply in a couple of years . > If you have `` white coat syndrome '' and experience a high blood pressure reading , they will allow you to rest and retake your blood pressure two more times . So try not to stress about it . Good luck ! 