Can I Stay On My Husband's Health Insurance? 
A little more context would have helped here . I will presume you are asking about staying on your husband 's group health insurance . Here you can get a definitive Yes and No . It really is now a matter of the husband 's employer 's personnel policies . As a general rule in 2o14 , employers who are offering group health insurance to their employees also make that coverage available to the employee 's dependents , including spouses . One of the oddities of the Affordable Care Act is that it does not define spouses as being eligible dependents . So , technically , as long as they offer coverage to dependent children , an employer could actually exclude spouses from coverage under the terms of its group health plan and be within the letter of the law . Very few employers have taken things to the extreme of completely dropping spouses from eligibility . You do , however , see a growing move to either require working spouses who have coverage available from their job to enroll in their employer 's coverage or even more commonly , such spouses are assessed a higher premium from their spouse 's health plan if they could be covered elsewhere and waive that coverage . This is an area where employer policies are evolving rapidly so it will be wise to stay up to date on these matters with your husband 's coverage . 