What Questions Should I Ask About Long Term Care Insurance? 
Some questions to ask about long term care insurance are : 1 -RRB- Is there an inflation rider to cover increasing health care costs ? 2 -RRB- How long is the benefit period ? Does it go by years , or when the lump sum runs out ? 3 -RRB- How long is the elimination period ? 4 -RRB- What are the triggers for benefit to begin ? 5 -RRB- What type of care is covered ? -LRB- e.g. could you pay a relative to care for you in your home -RRB- 6 -RRB- Is the company solid ? What is their history of rate increases ? 7 -RRB- Is the policy tax qualified or a partnership policy ? 