Why Should I Buy Life Insurance On A Newborn Baby? 
This can be a very unpleasant conversation for parents to consider because most people view insurance as something that covers death . But insurance can do more than provide a death benefit . For starters , a newborn child will qualify for the lowest premium possible . A parent can get them a whole life policy and lock in the rate for the rest of their lives . This means that age 40 the child will be paying the same premium as they did when they were a child . In addition to locking in a policy price , when you insure a child you eliminate the possibility of them becoming uninsurable at a later date . Sometimes children are born healthy and their health changes when they get older . It is always best to get insurance while you can because the future is uncertain . You will not hurt your child by insuring them early . Ultimately it will probably help them . 