I'm Forced To Take RMD's At My Age, But I Would Like To Just Leave This Money To My Kids. Any Suggestions? 
If you 're healthy -LRB- and even better if you 're married and your spouse is also healthy -RRB- you can leverage your RMDs -LRB- required minimum distributions -RRB- to purchase life insurance , that if set up correctly , can distribute a tax free lump sum that can be split among your beneficiaries . You could consider taking more distributions than your RMDs and do the same for your grandchildren . 