When Is Open Season For Federal Life Insurance? 
You can change your coverage only when you have a `` life event '' which includes marriage , divorce , death of a spouse , or adoption of an eligible child . During this `` life event , you can enroll or increase coverage in Basic , Option A , up to five multiples of Option B , and/or upp to five multiples of Option C . You must submit an SF2817 to your human resources office within 60 days after the life event . The last `` open season '' was in 2004 and none are scheduled 