What Happens At The End Of A Term Life Insurance Policy? 
Great question ! When your policy gets to its end , you have a couple of results to choose from . It ends , coverage stops , and you walk away no strings . If your term policy allows , you can see about converting the policy into either paid up insurance -LRB- for whatever much smaller amount of insurance your premiums would have purchased -RRB- , or converting to a whole life policy at whatever rate that would be . Or , you can bite the bullet , and if it is renewable , extend the term , but be expecting a huge rate increase . In any case , you want to have some kind of coverage for your protection . If you would like more information , please feel free to contact me , I 'm happy to help . Thanks for asking ! 