How To Fight A Long Term Care Insurance Denial? 
If you are talking about a denial to an application for long term care insurance , there are several steps you can take : 1 -RRB- Find out the reason for the denial . 2 -RRB- If the reason is a mistake -LRB- e.g. your medical records say you were diagnosed with CHF but they later found out you did not have CHF -RRB- , get a letter from your doctor succinctly explaining that , along with correct medical records , if possible . 3 -RRB- If the reason was high blood pressure at the insurance exam , high cholesterol on their labs , etc , offer to pay for a blood pressure reading at your doctor 's office , or a new blood test . Declines for any type of insurance are usually final , but sometimes you can reverse them . Using an agency that has lots of experience with impaired risk cases helps . 