Does Medical Insurance Cover Car Accidents? 
That is a great question ! The answer depends upon your policy , and your State . Some States require that you carry liability as part of your insurance coverage . If your policy does , then there will be a specified amount that will be paid for someone that you injurer 's hospital bills . If you do not have liability , then chances are you will be sued for those expenses . If your policy specifies that it will pay for your medical expenses , you will receive whatever the limit there is . To find out for certain , please contact your agent , or look on the declarations page of your policy . I hope that helps - thanks for asking ! 