What Is The Age Limit For Health Insurance? 
The age to remember with health insurance is 26 . Under the Affordable Care Act , children can stay on their parent/guardians health insurance until the age of 26 regardless of marriage status or enrollment in school . After the age of 26 , the person must obtain their own insurance . Those under age 30 can obtain catastrophic insurance coverage for lower premiums than other ACA-compliant policies . With a catastrophic plan , preventive care is covered , but the individual is responsible for 100 % of the cost up to the out-of-pocket maximum , which is $ 6,350 for individuals . 