How Much Can I Borrow Against My Life Insurance Policy? 
Your policy has a loan value spelled out in the policy that is the accumulate cash value less any administrative charges . The best thing you can do to find the loan value is contact the insurance company customer service and ask them , they will tell you what the loan value is and send you the necessary forms to take a loan should you decide to do so . It is not always in your best interest to take a loan on a policy . I usually recommend taking a loan as a last resort . There are some good strategies that involve taking a loan on a policy but you should discuss that with a good local agent who knows and understands your goals and various financial strategies to help you meet those goals . 