Where To Buy The Best Life Insurance? 
This can actually be a bit of a loaded question because the type of coverage you 're looking for , your need , your risk class , premium tolerance , and a number of other factors will really direct where you should go to buy your insurance . If you 're strictly looking at who is a `` top '' carrier , American General , MetLife , and Prudential -LRB- to name a few -RRB- may fit the bill . If you 're looking at just financials such as who has an A + + rating versus A + , A , A - , etc , Guardian and MassMutual may be more to your liking as they have the most superior financial rating that is given by A. M. Best . There 's hundreds of insurance companies out there . A life insurance policy with company ABC may be right for you , but not for someone else . Consulting with an experienced life insurance broker is always the most advisable course of action as we can help you determine the most suitable benefit structure and the carrier that will be able to offer it to you at the lowest possible cost . Please feel free to contact me for further assistance . Thanks very much . 