Who Pays A Health Insurance Broker? 
The majority of the time Insurance Brokersreceivetheir entire compensation from the health insurance company theyplace the plan with . The payment theyreceiveis a commision payment based on a percentage of thetotal premium , and number of enrollees . The commission 's do not effect the premiums , their clients receive the same premium rates as if they had enrolled without any professional assistance , the brokers commissions are generally payed out of insurance companies operating budget . I say that the `` majority of the time '' because there are certain benefit designs that can require a Broker to devote large amounts of time and resources to a account and will justify a pre-agreed fee structure . However , such situations are generally only a issue with large employers , especially those who have multi-state operations . 