Will An MIP Affect My Car Insurance? 
That is a great question ! If you are the minor in question with the possession charge , you better bet it will . If the minor was someone in your car with you , and not you , you might get lucky and the insurance company wo n't find out . Now the fact that you were allowing the breaking of the law , suggests that your decision making skills need some work , and that as a result , at some point yes , that will affect your policy , as you will most likely be filing some claims . Please consider this a serious wake up call . Too many teenagers die as a result of drunk driving , and you do n't -LRB- and neither does anyone else on the road with you -RRB- need to be another sad statistic . Seriously , stop . Thanks for asking . 