How Much Is A Life Insurance Policy Worth? 
What is your definition of worth . Are you speaking of the face value of the policy , the death benefit , or the cash value . The face value is the dollar amount that the policy is originally issued for . Death benefit depending on the policy can be greater than the original policy issue or may be lower due to loans taken out from the policy 's cash value . Whole life or permanent life insurance policies will sometimes build cash value over time . 