How Much Is Car Insurance On A Mercedes Benz? 
Every year , make and model of automobile is assigned a specific symbol . The symbols are alphabetical . The symbol tracks the experience the industry and the company have with that particular year , make and model . As you can imagine a manufacturer like Mercedes Benz has a wide variety of symbols . The symbol is but a part of the computation of the premium . The insurance companies in California are restricted to a few criteria to further evaluate the risk . The California insurers will look at the driving record of every driver in the household and will assess points if there are violations present , particularly with the assigned driver . The points based upon a drivers record have a compounding effect because in California a driver with less than two points is considered a good driver and awarded a substantial discount . Another factor that influences the company is the presence of inexperienced drivers . The accident record of the household is also considered closely . Claims for bodily injury receive a great deal of scrutiny . Most points given for accidents or violations remain on the driving record for three years . Racing and DUI convictions remain on the record for ten years . In California the distance you driver your Mercedes Benz each year is also a part of the computation . Services are available to insurance companies that track your mileage every time the vehicle is serviced . These services project you annual mileage and companies use bands of factors to develop the final premium . There are a few additional factors considered such as location where the car is being garaged , and occupation of the drivers in the household , Most automobile insurance is rated by a computer with little additional input from a live underwriter or agent . All of this information is used to compile a premium that the insurance company considers adequate for the risk . If approved by the computer , the agent is authorized to issue the policy and subject to potential additional review , the policy is in force . 