Can Life Insurance Check Medical Records? 
That is a great question ! Not only can they , but they absolutely do . In almost every policy that you apply for will be a paragraph or clausethat states you agree to giveyour consent to the companies search of your medical history and prescription records . It typically will have a waiver for two years of your HIPAA rights , and will tell you that an inquiry will be made to the MIB -LRB- medical Information Bureau -RRB- . This is done to protect them from people that may have forgotten their health history , or that may be less than honest in their answers when applying . I hope that helps , thanks for asking ! 