Who Can Convert To A Roth IRA? 
If you have a traditional IRA , anyone can convert to a Roth IRA . He is the rub however , because the traditional IRA is tax-deferred and the ROTH IRA is pre-taxed , you will have to pay taxes on the amount you with to convert to the Roth . There may be strategies available which can help you to pay for that tax , through bonus which may be received on certain Fixed Indexed Annuities . If you are considering Converting a traditional IRA into a Roth , I recommend you call your adviser or reach out to me . 