Do I Need Earthquake Insurance My Home? 
A lot depends on the area you live in . Generally , unless you are somewhere like California , earthquake coverage is inexpensive and its not a bad idea to add it if it is not already included . Some companies may require it . Ohio where I live for example , is not know for it 's earthquakes however we have had a few relatively minor ones that has caused damage . Unless you are in an area where there is no chance of an earthquake I would recommend it . 