Do I Need Disability Insurance In Iowa? 
To answer your question , you do not `` need '' to purchase disability insurance in Iowa . However , it may be something you want to purchase . statistics -LRB- we all hate them -RRB- show a person is more likely to have an accident outside of the workplace where work comp does not apply . Many employers have reduced expenses through cutting benefits and no longer offer disability . Check with your employer before looking for you own place if it is something you desire . 