Does Long Term Care Insurance Pay For Assisted Living? 
It depends on the policy . Many will pay for assisted living depending . Most long term care policies are activated by what they call `` triggers '' . You must be , in most cases , unable to preform at least two activities of daily living or be cognitively impaired . An activity of daily living may be dressing , toileting , bathing , eating , mobility that type of things . Cognitively impaired would be things like alzheimer 's or diagnosed dementia . 