Does Auto Insurance Cover Transmission Repair? 
It depends upon why your transmission needed to be repaired . A motor vehicle warranty and extended warranties cover material defects and mechanical breakdowns . The warranty may be limited by time and mileage . Auto insurance covers vehicle repairs resulting from accidents . Collision covers damages resulting from accidents while you are driving the vehicle . Comprehensive coverage pays for damages caused by external forces : flood , tree falling on car , etc. . Your auto policy may or may not have these optional coverage features . 