Can You Have 2 Term Life Insurance Policies? 
Yes you can have two or more life insurance policies . There is usually no limit to the number of policies you can own . Insurance companies are concerned about the total amount of coverage in force or applied for . From a practical standpoint each policy has a policy fee , and although some insurers do reduce the fee on the second policy there is still a fee . An independent insurance broker , representing several companies , can help you find the right policy at the right price . If you have further questions , or feel that I could be of assistance , please do not hesitate to contact me . 