Does Life Insurance Cover Natural Death? 
Yes , Life Insurance covers Natural Death . It also covers Accidental Death . There is both Term and Whole Life Insurance , and they both cover both . Some folks buy only accidental life insurance , which may be foolish , when you consider the odds , and the low cost of life insurance that covers any death . Only suicide is excluded and then only for two years for both policies . New York Life offers a wide range of Life Insurance Products . Gary Lane , Registered Representative , New York Life , 949 797 2424 . Thank you . 