Who Can I Add To My Car Insurance? 
Typically insurers will allow you to add licensed individuals such as : children , spouses , domestic partners , other residential drivers etc. . If you fail to add someone who should have been rated on the policy that can pose some significant issues . When in doubt contact your agent and ask him or her about what you have in mind . Insurers typically like to have persons who drive the vehicle added to the policy for two reasons 1 -RRB- it helps establish an adequate pricing level and 2 -RRB- it allows them opportunity to monitor their driving behavior . One other thing to consider is when you hand over the keys to someone else , you are generally creating permissive use . Make sure of two things , 1 -RRB- the person who will drive has a valid drivers license and 2 -RRB- they do not appear to be in any form impaired by drugs -LRB- illicit or prescription -RRB- or by alcohol . 