How Can I Save Money On Homeowners Insurance? 
The easiest way to typically save money on your homeowners insurance is by having your homeowners and auto coverage with the same company as most offer multi-policy discounts . If that is not an option or you already receive this discount then would more than likely be looking at lowing coverages next - never recommended . I would suggest contacting your local agent and advise them that you are looking to lower your rate to see if they are able to find any avenue to help you lower your rate . 