Why Should Kids Have Life Insurance? 
Families are more financially secure with children insured too . With risk of a burden after mishap of losing a younger member . Children ` s rates are lower and coverage can begin from age 0 to age 25 and to resume at guaranteed issue once at that age . This is when the child is grown and is no longer dependent upon the parents.The child may now own his/her policy for their family . Insurance for children can only be at a maximum of 50,000 depending on the policy and how much the parents may own . 