How Old Does Your Car Have To Be For Classic Insurance? 
That can vary , but in my experience , as a Nationwide Professional Agent we also represent Hagerty Insurance , one of the most respected companies specializing in this type of coverage , stock vehicles built between 1900 and 1969 are included as classics or antiques . It used to be that a 25 year standard was used , but that is not necessarily the case these days . You may find that cars built as recently as the 1970 's or even ' 80 's may , due to their characteristics , qualify as collector cars . 