Is Life Insurance Worth It For Kids? 
As with all insurance , it is worth it if the need arises . The unthinkable happened to our family when I was a child , and my mom said that the life insurance policy on my sister was a big help . If she would have survived , my sister would have had that policy to hold onto for the rest of her life despite her cancer history . This personal reason for getting life insurance on kids is not one that I 've expressed before . But obviously , it 's one that I think about . 