Why Will Health Insurance Rates Go Up? 
It is inevitable . The new health care changes coming into effect in 2014 will make everyone insurable , regardless of their current health condition . Health insurers based their rates on a number of factors which include what is called `` insurable risk '' . If you are too high a risk they can elect to not cover you . That will change . Conversely , since their risk exposure will increase it stands to reason the cost to insure others will increase as well . 