What Is Considered A High Deductible For Health Insurance? 
Typically , for an individual , $ 2,500 and above is considered a high deductible . For a family , often $ 3,500 and above is considered a high deductible . However , if you are accustomed to an HMO -LRB- with little or no deductible -RRB- or a group plan through your employer with low deductibles , a $ 1,000 deductible may seem high to you . So , as you can see , there is no correct answer ... it 's a matter of perception . 