What Does It Take To Sell Annuities? 
Selling annuities takes a solid understanding of taxation since a key feature of annuities is its tax deferral . Tax deferred annuities also use three basic crediting methods you 'll need to learn : fixed interest rate crediting , indexed crediting and separate sub account crediting -LRB- or debiting . -RRB- If you decide to offer the full array of tax deferred annuities you 'll need to secure your life insurance license from your state department of insurance and your series 6 or 7 with a series 63 for your state offered through your broker/dealer via FINRA . 