Who Should Buy Term Life Insurance? 
Anyone who can not afford permanent life insurance at this time , should have term life . Term life is temporary . It ends . And then you may no longer be able to get life insurance . So buy permanent insurance as soon as you possibly can , even if you have to combine it with some term . Permanent builds up value and eventually will actually be cheaper than term ! So talk to your agent . And learn about living benefits that come with only a few term or permanent policies . Such things as Chronic Care , Critical Care and Terminal Care . These are benefits you can get with Premier Financial Alliance 's National Life Group coverages . Thank you . GARY LANE . garylane@cox.net . 714 422 9616 . 