What Is A Life Insurance License? 
Most basically a life insurance license is a license to sell life insurance . But you can think of it as a certificate issued by the State that certifies that the holder of the license has studied the laws governing life insurance and the practices involved , and has passed rigorous tests to verify that the person knows those laws and the serious consequences of violating them . The life insurance license makes the person eligible to be appointed by life insurance companies to sell their fixed life insurance and annuity products . THen the licensed person has to learn all about the products the company offers before they can actually sell them . 