How Long Can Kids Stay On Parents Auto Insurance? 
Generally , children will be covered under their parent 's auto insurance as long as they 're a dependent and/or living at home . In Arizona , all household drivers must be listed on the policy , whether they drive or not . If they do n't drive , they 're to be excluded . Of course , once your children are self-sufficient , you 'll want them to get their own policies and , as a rule of thumb , you 'll want them to get their own insurance as soon as they 're able . 