Can I Get Life Insurance If I Have Sleep Apnea? 
Yes , there are many life insurance options for people with sleep apnea . However , the price can vary a lot depending on your type of sleep apnea and level of control . Mild obstructive sleep apnea that is well controlled with cpap or bipap can be rated as good as Preferred or better with some companies . At the other extreme , severe sleep apnea with noncompliance with treatment and no alleviation of symptoms , can result in a decline for medically underwritten policies . Consulting an agent very familiar with life insurance coverage for persons with sleep apnea can make a big difference in amount of coverage you can get , and in the price you pay . 