Can I Claim For A Lost Phone On My Home Insurance? 
You problably could , but remember the coverage is typically very limited and may be subject to your policy deductible . Under these circumstances you deductible would typically be more than the value of the phone so it would not be worth while to turn in a claim for the missing phone . Please remember every policy is different . Read your policy completely to understand the coverage provided and any exclusions that may be contained within . 