Does Renters Insurance Cover A Dog Bite? 
The answer is typically yes , but there are some Caveats > The typical renters policy is based on the ISO , Insurance Service Office developed HO 4 policy . So in effect a renters policy is more or less a homeowners policy without the house . Renters policies typically have a Section Two Liability Coverage which you review as to the limit of coverage and if there any significant restriction . Since dog bites are increasingly a major frequency issue for insurers , some have taken the position of carving out a restriction of coverage if certain dogs , dog breeds or size does not meet their standards . In Canada their are some Provinces have determined certain breeds to be against public policy and while they have not gone to putting down any dog of those breeds , but have taken the position that no new dog of certain breeds can be housed in that Province . 