How Young Can You Be To Buy Long Term Care Insurance? 
It depends upon the long term care policy , but most advisers recommend considering it around age 50 . Many seniors purchase long term care insurance around age 60 as part of their retirement planning for their golden years for times of assisted living and ` or nursing home care . Some younger adults may want to purchase long term care insurance earlier when they 're healthy if their family history has a predisposition to chronic illness or nursing home confinement . 