What Is Dwelling Extension On Homeowners Insurance? 
The term ` Dwelling Extension ' in a homeowner policy is also commonly expressed as ` Other Structures ' . The amount of property insurance listed under Coverage B on your policy is usually 10 % of the amount of insurance you have chosen for the main structure - Coverage A . The Dwelling Extension or Other Structures feature covers all structures that are are either attached to your home , as with a connected garage or otherwise situated on the property , such as separate storage shed , gazebo , etc. . The 10 % can be increased based upon your needs . 