Can Medigap Insurance Be Denied? 
Like the previous agents noted , depending on your enrollment status and any qualifying events , you may be able to get a Medigap Plan Guaranteed Issue ... which means you ca n't be denied . Outside of that , you 'll have to answer health questions on the insurance application . That is why it 's important to work with an independent agent specializing in Medicare Supplement insurance . Independent agents are not employed by the insurance companies , but instead work for you . This is very beneficial because we have access to numerous insurance companies . The health questions with every company are unique ... as is each individual person . Thank you for reading my reply . Please let me know if I can be of further assistance . 