Does Pregnancy Affect Life Insurance? 
If you are in the third trimester of pregnancy , most medically underwritten carriers will ask you to postpone applying for life insurance until after the birth of your baby . Some No Exam policies will accept an application into the third trimester as long as weight and other guidelines are met . In the first two trimesters of pregnancy , it varies between carriers , but you should be able to find a company that will cover you with little affect on your premium . 