What kind of medical information is looked at when underwriting life insurance? 
There are a variety of reasons medical questions are asked . The obvious is to see if the applicant has an serious , life threatening ailments . This could be recent cancer -LRB- within 5 years -RRB- , heart disease , etc. . But another reason not often thought about , is honesty and truthfulness . Most applicants do not realize that the carrier can and normally will check your medical records . They will normally see what your health is like . Then then compare it to what you disclosed . If you falsified your information , do not expect to get covered . If it was minor , they may simply increase the premium from your quote . Either way , you should be telling the truth , just like mother told you to . Thank you . GARY LANE . 