My Wife Totaled A Car On A Shared Policy. Insurance Check Was Sent In Both Spouses Names -- Do Both Spouses Need To Endorse The Check? 
Does the check say and between the two names or does it say or between the two names . If it 's and both must endorse . If it 's or either can endorse . In most cases I see and but this is usually when it is between the person who receives the check and the body shop . 