When Does An Auto Insurance Premium Go Up? 
Your auto insurance premium willtypically not change until your next renewal period . Depending on your payment term this typically could be monthly , quarterly , semi-annually , or annually . Your premium is affected by many factors . The primary factors are your activities or claims . Tickets and accidents are two of the things that may cause your rate to increase . Your rates can also be affected by many other things as insurance rates are typically determined by the amount of risk that the insurance company is bearing in that market . To find out more contact your local agent and discuss your questions about rates with them as each state , company , and policy can vary greatly . 