What Is The Declaration Page On Homeowners Insurance? 
The Declaration page of a Homeowners ' Policy is the page that outlines the coverage that is particular to your home . The Declaration -LRB- Dec -RRB- page includes the policy number and the date your policy began . It lists you as the policyholder and both your mailing and location address . It goes on to state the current property amounts including your Dwelling , Other Structures and Personal Property as well as any `` inside limits '' that may be stated for particular categories of personal property such as jewelry , fine arts , fire arms etc. . The policy Dec will state your policy deductible for property coverage and the settlement option -LRB- usually Replacement Guarantee -RRB- . Next it will state the amount of Liability coverage you have as well as any Medical Payment protection . The Dec will also show the property rating territory , proximity to a fire hydrant and fire protection class . Finally , the premium will be listed . 