Can A Term Life Insurance Policy Be Converted Into A Long Term Care Policy? 
In Canada , you can not convert your term life insurance policy into a Long Term Care Policy . However , some critical illness and disability policies allow conversion . The amounts allowed without having to submit proof of instability could be as much as all of the critical illness policy or up to a specified maximum for the disability policy . The conversions are are allowed usually within an age for example 55 to 65 range and vary by company . If you have further questions , or feel that I could be of assistance , please do not hesitate to contact me . If you would like to work with a local life insurance broker , you could start with a Google search . For example , if you search for : life insurance broker Halifax or life insurance agent Halifax , my name , along with several others , will come up . You can use the same method to find a life insurance broker in your community . 