Is Renters Insurance Worth Getting? 
Is Renters Insurance worth the cost ? It depends . If you live a hand to mouth existence with absolutely no disposable income , then I cant justify the cost of the insurance if it means you cut back on food . But if you can spare $ 200 a year , I think it would be foolish to pass up the opportunity to create a financial safety net that would help you replace all your clothes , all your electronics , your food , dishes , linens , bedding , etc. with brand new stuff in the event a fire took it all away . And there is more to the policy than just protecting your contents . Bottom line ? If you can buy it , you should buy it . I hope I 've answered your question . If not , feel free to call , fax or email me . Kevin P. Foley , CPA , CPCU PFT&K Insurance Brokers T 877-414-2031 F 877-405-3025 E kpfoley -LSB- at -RSB- kpfoley -LSB- dot -RSB- com W www -LSB- dot -RSB- kpfoley -LSB- dot -RSB- com 