What Does Life Insurance Typically Cost? 
The cost of life insurance is extremely variable based on one 's age , health , and the type of policy one purchases . The premium for a $ 100,000 policy can range from a few dollars per month to hundreds of dollars per month , depending on these variables . A good place to start is to look at how much you need , and also how much you can afford to spend on life insurance . You do n't want to get in over your head and have to drop the policy in a short time . But if your family or business would suffer without you , it is an important purchase worth budgeting for , too . 