Which Life Insurance Should I Buy? 
There are three basic types of life insurance . Whole Life , Term , and Universal Life . Whole Life is for permanent needs such as final expenses or to provide a legacy to your family or charity . Term insurance is for temporary needs such as to cover a mortgage or debt . Universal life is a hybrid of term insurance with a buit in cash fund . They type of life insurance you need depends onyour individual situation . Sit down with a good local independent agent who will help you put together an affordable plan based on yor needs and goals . 