What Covers Renters Insurance? 
Renters insurance is known as a Tenants policy . The most important coverage is personal liability where the company promises to pay when you are legally liable for claims arising from bodily injury or property damage . The second most important coverage is for your personal property . The landlord is not responsible for your property . If there is a covered loss your only recourse for lost property is your tenants policy . There are additional coverages , some of which are included . 