Can A Will Change A Life Insurance Beneficiary? 
Wills are separate from life insurance policies and do not control their beneficiaries . To change the beneficiary of a life insurance policy you should tell the insurance company to change it . Life insurance policies do not need a will and do not go through probate , saving both time and money . Your beneficiary can get their funds almost immediately if you have the right insurance company . Go with one that has financial strength and an excellent reputation . By the way , a living trust is a better way to go than a will for the rest of your assets , bypassing probate court in most instances . Gary Lane , Registered Representative and Agent , New York Life , 949 797 2424 . Thank you . 