What Is Renters Insurance Cover? 
Renter 's Insurance will cover your personal property for damage from insured perils . You can buy different policies , so it is important to understand what perils are covered by your particular policy , but most will cover fire , wind and theft . They also may cover damage to personal property from burst plumbing , vandalism , explosion . Another part of Renter 's Insurance -LRB- Liability -RRB- will protect you from lawsuits for a number of different things -LRB- injury to people on the premises , dog bite liability , certain types of accidental damage to the premises . 