Can I Buy A Life Insurance On Someone Else's Life? 
Yes , you can . There are two ways of doing it : 1 . With the cooperation of the insured . This means that you have some personal or business connection . You would sustain a loss in the event of his unfortunate death ; he knows it ; and would be willing to have us life insured for your benefit . Any mainstream carrier would offer coverage assuming he qualifies . 2 . Without the cooperation of the insured . This is very tricky but can be done . There are excess-market carriers that will provide a policy without the insured knowing about it , under very extreme circumstances . One example is a husband who is just being a real bad guy in a divorce , and is refusing to support his ex-wife and kids . 