Why Does Life Insurance Test Blood? 
Typically a blood test is used to verify the information about drug use , tobacco use , and diseases . Each carriers sets its own standards for what types of things that are tested for when it comes to blood testing for a life insurance application . If you have answered all of the questions truthfully that were asked during the application process there will more than likely be no change or hold ups in policy issue as long as you have met the carriers requirements for issue . 