What Is Group Health Insurance? 
Group health insurance is health insurance policies businesses own and offer coverage under the plan to its employees . The business generally pays for a percentage of the premiums with the employees paying the rest . It 's often offered as a means of attracting people to come work from them . Group health insurance quotes are based on the size of your business , the industrys SIC code , age of employees , and average employee health -LRB- except in Maryland , which requires no medical underwriting -RRB- . There are no instant online quotes for group health insurance for these reasons . To get a quote for group coverage , you 'll want to contact an experienced health insurance broker because there are a large number of moving parts and details in group plans . Working with an independent broker will allow you to shop for quotes from multiple companies in one place and they can help you review and compare plans to determine which option will be most suitable for your business and its employees . I hope the information is helpful - please feel free to contact me for help and if you have any other questions . Thanks very much . 