What Is Voluntary Short Term Disability Insurance? 
What is voluntary short term disability insurance ? Probably something offered through payroll deduction by your employer to provide extra income protection for their employees . STDI is paycheck protection in case of illness or off the clock injury that would n't be covered by worker 's comp . This is for those broken legs skiing or sliding into second . Those weeks of chemo when you 're too sick to work . Voluntary means it is up to you how valuable this coverage is . 