How To Tell If Someone Has Homeowners Insurance? 
Great question ! Unfortunately , it will be very difficult to find out . Privacy laws will prevent insurers from sharing who has or does n't have a policy with them , and frankly , there are really very few reasons why you would have a right to know . If it is for a parent , or a loved one who suddenly passed and left their affairs unsettled , then their lawyer or financial adviser may be able to help you , but unless you are entitled to know , I would n't count on them telling you either . I 'm sorry that this is n't a very positive answer , but if you would like to discuss it further , please contact me . Thanks for asking ! 