What Is Guaranteed Issue Health Insurance? 
Guaranteed Issue Health Insurance plans are available from many reputable brokers . It is best to purchase them from an experienced licensed agent who is very familiar with GI plans in your specific area . In 2014 , virtually all plans will be guarantee-issue through Open Enrollment , and a federal tax subsidy may help many consumers reduce premiums . There will be no lifetime cap and many benefits , such as maternity , will be included on non-short term plans . 