What Should I Expect To Pay For Disability Insurance? 
The cost is completely different for every person . Your premium will be determined by the type of policy you have , including the benefit amount , the elimination period , the different riders , the benefit period , etc. . If you really have a set limit , it 's possible your agent can use that number to determine the amount of coverage you could receive for a specified premium amount . But truly , depending on the person , your annual premium could range from $ 200 to $ 10,000 . 