What Is A Disability Buyout Policy? 
Disability buy-out policies -LRB- also called buy-sell policies -RRB- help small business that have partners or more than one owner . It helps a company stay operating in the event that one of the owners becomes disabled from a sickness or injury . The policy gives cash to one owner to purchase the disabled owners share of the business . Basically , the disabled partner will receive his value of the business and the business can still function and remain stable . 