Does Depression Affect Life Insurance Rates? 
That is a great question ! Depending upon the circumstances surrounding your depression , then yes , it may . If you had a spouse pass away early in your marriage , and that brought on a period of depression that was treated , and years later has not returned , then it probably would n't . If it is a persistent problem , and you are taking the meds for it , it can either cause your policy to be declined , or rated -LRB- come with stipulations on the payout , and increased cost -RRB- depending upon the company . A good agent can help you find a company that can help you with an affordable policy . If you 'd like some help privately , please contact me , I can help . Thanks for asking ! 