How Much Universal Life Insurance Do I Need? 
You ask about Universal Life Insurance . Are you sure that Universal is what you need ? How about Whole Life or Term ? An experienced agent will spend the time to talk with you and help you determine the best type of coverage for you now and in the future . You may want a combination of two or even three of these choices . Also , the dollar amount needs to be carefully calculated , based on your actual income , whether you are married , have kids and how many , their ages , whether you have a mortgage , and other factors . My point is there is not one answer for everyone . You need to meet with an experienced agent . Gary Lane , Agent , New York Life . 949 797 2424 . Thanks . 