Does Homeowners Insurance Cover The Furnace? 
It is always a good idea to talk with your Insurance Professional about the specific terms and conditions of your policy . In general , however , if the damage is caused by a covered peril in your policy , then more than likely there would be coverage for such damage . Keep in mind , however , that a Home Insurance policy is not a maintenance agreement nor does it include coverage for normal wear and tear . In other woreds , if the liner fails resulting in water damage to your property or personal property , the water damage would be covered subject to your deductible , but not the repair or replacement of your furnace . 