How Much Is Renters Insurance Normally? 
The premium that you pay for Renters Insurance can vary based upon the amount and extent of coverage you need and wish to have . If you are renting n efficiency or some other smaller apartment , then the amount of personal property you may need to protect is far less than if you were renting a 3000 square foot home . In addition to the amount of coverage , the location of the rented property can be a factor in determining premium . If you are in a fairly remote area that is difficult for fire services to get to , then you may pay more than you would for the same coverage in a property located across the street from a fire hydrant and within a mile or two from a responding Fire and Rescue department . 