What Interest Rates Are Annuities Paying? 
Current interest rates for deferred annuities vary , but the leading 5 year guaranteed interest rate is around 2.95 % , the 10 year rate is 3.25 % . The 35 basis point spread for twice the holding period is n't enough to tie up your money for that length of time , especially during times of rising rates . Rate changes occur often , so always check the latest rats at an annuity brokerage shop for a listing of annuity rates . 