How Much Do Fixed Annuities Pay? 
The fixed annuity market is currently paying to date around 2.95 % for a five year guaranteed period . The fixed annuity market is currently paying to date around 3.25 % for a ten year guaranteed period . The 30 basis point spread is n't worth locking down the ten year rate , with interest rates predicted to rise over the next decade . Always confirm the rate before entering into the annuity contract . 