What Is Medicare Gap Insurance? 
Medicare Gap insurance or `` Medigap '' insurance is coverage that provides benefits for expenses that Mdicare does not pay . There are numerous plans available from dozens of reputable insurers . Premiums are typically quite affordable and an experienced broker can review the best options with you . For example , in my 32 years of experience in the business , depending on your financial situation and specific needs , different Medigap plans will be appropriate for different persons . If you apply during an Open Enrollment , you will not have to answer any medical questions and your acceptance is guaranteed . Also , once you become eligible for Medicare , there is a window that allows you to apply and you are virtually guaranteed to be accepted . 