How To Plan Your Retirement In Your 30S? 
When you 're in your 30s , retirement is the last thing on your mind . But it really should be the first financial commitment you make , which is `` pay yourself first . '' If you 're employer sponsors a 401 -LRB- k -RRB- plan and especially if it offers a contribution match , you should participate . If there 's no plan offered consider an IRA or Roth IRA depending on your tax bracket . 