Why Is A Flexible Premium Life Insurance Policy Better Than Fixed Premium Permanent Life Insurance? 
As you can see from the previous answers , even insurance professionals have differing opinions on this subject . In my experience , keeping it simple is the best solution . Over the long term , flexible plans just do n't work for the average person . The normal consumer is not likely to maintain enough familiarity with their agent or the product to keep these policies in force . My best advice is to buy term and invest the rest . 