Are Health Insurance Costs Going To Increase In 2015? 
Yes , No , Maybe . Depends what perspective you ask the question . Insured wants to know if their premium , co-payments , deductible and max out of pocket are going to increase ? Normally premiums are guaranteed for a year , unless you have a birthday that moves you into next premium category . Or , there is a regulatory rate increase . Or possibly mandatory dental linked with major medical that is implemented in 2015 . Providers . Costs will probably increase . Costs of providing care will depend on how efficient a business person the doctor , and or facility perform . Insurer . Probably . Newly insured will access health care in the next few years that otherwise would have waited . The hope is to catch potential expensive conditions in early stage , thus reducing overall cost . The migration to electronic record keeping can increase short term costs with hopeful long term efficiencies . Are health insurance costs going to increase in 2015 ? Yep , Nope , Maybe 