How Do I Know What Life Insurance I Need? 
The best way to identify your Life INsurance needs is to schedule a meeting with your trusted Insurance Professional . In that meeting , identify not only your current financial exposures -LRB- mortgage , auto loan , student loan , etc -RRB- but also talk about your plans for the future . Do you and your spouse want your children to attend a college or University ? Do you have plans to purchase a business ? These and many other personbal financial issues when discussed and carefully considered will help to identify your particular needs . 