Is It Illegal To Have No Home Insurance? 
Homeowners insurance is usually required by the mortage company and therefore from that perspective home owners is required . Even if you do not have a mortage and someone is injured on your property are you sure you intend to make your personal assets subject to a legal cliam ? What if someone breaks into your home and steals all your prized possesions ? What is a `` thunder storm '' causes lightning to strike your home and the electrical circuitry rendered useless ? 