How Much Whole Life Insurance Should I Get? 
Participating whole life insurance purchased for death benefit coverage may or may not be the best guaranteed option for permanent coverage , but that being said you should cover your financial liabilities , future obligations , your income and any charitable intent . Its price is based on medical information , behavioral activities and financial suitability . Medical information includes gender , age , smoking status , health history , current medical condition . Behavioral activities include motor vehicle violations , dangerous recreation and hazardous vocation . Financial suitability is also a critical component in the amount of coverage you can secure . You can only purchase what if financially justifiable . 