Does Alcoholism Void Life Insurance? 
Possibly . If the applicant fails to disclose any history of being treated , arrested for dui or anything related to alcoholism during those first two years of a policy which is called contestibility period * . And that is only if the insured falis to disclose during the application process . If during the application process the applcant discloses this information and the insurance carrier offers a policy , it can not resind the policy later . After two years the carrier can not void the policy . If a person becomes an alcoholic `` after '' the policy is issued , it can not be taken away . * normally the contestibility period in most states is 2 years . Some states it is less . Some states also have additional clauses that should be reviewed . 