When To Stop Paying For Disability Insurance? 
You should stop paying for disability insurance once you have enough savings to pay all your ongoing bills without an income . These bills might include your mortgage , real estate taxes , car payments , credit card debt , insurance premiums , groceries , utilities , and more . Many people never reach this point . They live check to check with little savings . The premiums for the policy may put a dent in your lifestyle , but you never know about tomorrow . 