Could I File A Car Insurance Claim Without A Police Report? 
There are certain loss claim reoports that can be opened without a police report . In an accident situation , it is , however , always best to have a report filed with the police . But if for example , you hit a deer , or your car catches fire or a tree falls on it , police reports are not generally necessary . If however , it is stolen or vandalized , in most cases , your insurance company will need to see a police report in order to settle your claim . 