Is Life Insurance Included In A Will? 
In Canada , life insurance is included in a will when the beneficiary is the estate . If the beneficiary is an individual then the death benefit passes directly to the individual bypassing the will and probate . It is possible to name a beneficiary of a life insurance policy using your will , but it is not recommended . If you have further questions , or feel that I could be of assistance , please do not hesitate to contact me . If you would like to work with a local life insurance broker , you could start with a Google search . For example , if you search for : life insurance broker Halifax or life insurance agent Halifax , my name , along with several others , will come up . You can use the same method to find a life insurance broker in your community . 