Can My Employer Require Me To Have Health Insurance? 
The only situations that might fall into that criteria would be if you worked for the federal government -LRB- small joke -RRB- . No you are not obligated to comply with your employers group health plan . Although if you are not covered as a dependent under someone elses health plan or you do not have a individual policy , then you should really consider crunching the numbers and running a cost-benefit analysis against the group health plan being offered - the benefits , the cost , and your M.A.G.I. and your tollerance for bearing the financial burden that would be generally related to your level of risk exposure . 