How Much Supplemental Life Insurance Do I Need? 
How much supplemental life insurance do you need ? Going to depend on what your desires are towards protecting your family in case of your early death . So the answer really is how much do you feel you need ? The question I have would be if you are healthy , why would you go with a supplemental plan when you could qualify for a personal plan that you own and control ? Supplimental life is a great deal if you are of questionable health . Usually there are few questions and minimal underwriting , which means the product has been priced assuming poor health to begin with . Remember more questions means lower price . Fewer questions mean they priced the insurance as if you already answered `` yes '' to the question . 