What Does Homeowners Insurance Cover In Texas? 
Greetings ! You have asked a very key question . To be honest , the short answer is ... It depends . Yes , I know not exactly what you were looking for . Let me step back and explain . The answer to your question depends not only on what company you take you coverage through , but also which policy type you elect . I agree with Felicia , who answered first , when she says consult with your agent . I would also suggest looking for information through OPIC if your are in Texas I suggest checking it out . It gives consumersinsurance information on Auto , Home ... etc. . They are : opic.state.tx.us online . 