How To Buy Life Insurance For A Parent? 
To buy life insurance for a parent , start by contacting an agency that specializes in final expense life insurance . I have found that when a child is buying life insurance for a parent , most parents would rather not take an exam . Final Expense Life Insurance agents have a broad range of policies , and can accommodate that desire to avoid an exam , if that is preferred . You will want to gather your parent 's health history , or have your parent prepared to get on the phone to answer health questions with a life insurance representative . A list of their medications and incidences of illness or hospitalizations in the past 10 years are helpful to know to get the best price . If you want the policy to be for final expense needs , you will most likely want permanent life insurance . Be sure to get a policy that will not go up in price , or you could end up being unable to afford the policy before it is needed . 