Does Each Tenant Need Renters Insurance? 
Tenants should have renters insurance to insure the contents inside their apartment as well provide insurance should they cause the structure to be damaged by fire , flood or smoke . If you are the tenant in an apartment and accidently do somthing in your apartment that damages anothers personal property and or the building , you could be held liable for the damage . Most renters insurance offers a minimum of 25000 in contents coverage and 300,000 in personal liability coverage . This insurance generally costs about $ 20,00 per month . Keith Prim Dallas , TX 214-435-0791 