Does A DUI Affect Life Insurance? 
Life insurance costs and ratings are based upon the likelihood of death and when it may come . Many factors are considered . One of those are DUI 's . Because someone who had been drinking and driving is far more likely to die in an auto crash , it will increase their likelihood of a sooner death , and therefore increase the cost of any life insurance they may otherwise qualify for . All other things being equal , someone with a DUI will pay more for life insurance . With multiple DUI 's you will find some carriers refusing to insure the person . The answer , of course , is not to drink and drive , let the record clear after several years , and you may be able to start over again , just like someone who has been cured of cancer for several years . Thank you . GARY LANE . 