Why Does My Homeowners Insurance Keep Going Up? 
There are many reasons why your premium may be increasing . If you have recently put in a claim , that may be a factor for increases . Depending on where you live , and depending on the volume of claims that occur in your state , you may see resulting increases in premium to help counter the amount of losses that have taken place . Another reason may be that your insurance provider is raising your dwelling limits to properly cover you in the event of a loss . Insurance carriers will raise coverage often to ensure that if there is a loss , that you will have adequate coverage to replace your home . They have to do this because as time goes by , the cost of building supplies increases , as does the cost to actually build . If you would like to look into lowering your premium , I would recommend contacting your local insurance professional , or reach out to your respective insurance carrier and tell them you would like to look at some options to lower your rates . Thanks for asking ! 