Can Debt Collectors Go After Life Insurance? 
Debt collectors can go after life insurance if the insurance proceeds go to the estate of the insured . If the insured person passes away with debts and their beneficiary is their estate , debt collectors can try to get their life insurance . If the insured person passes away with debts but leaves the life insurance proceeds to a person , debt collectors can not go after life insurance from that person . The only way they can go after life insurance proceeds from the beneficiary is if the beneficiary was a co-signer to the debt . 