What Kind Of Home Insurance Do I Need For A Condo? 
If you are a condo unit owner , then you should talk to your Insurance Professional about a Unit Owners ' policy . This commonly covers your personal belongings to their full replacement value and also includes liability coverage . It is important to check your Association by laws in order to properly understand where the `` Master Contract '' which is the policy that covers the buildings themselves , leaves off . This is important to make sure that your policy is set up properly to avoid any dangerous gaps in coverage . 