How To Buy Life Insurance Online? 
To buy life insurance online , you want to be certain that you are working with a reputable agency . Look at their `` About Us '' information to see if they have concrete contact information , some staff listed , testimonials , Better Business Rating , etc. . If you start with a good agency , the rest will take care of itself . You can review quotes by playing around with online quote engines . Some will allow you to see the quote instantly and input different face amounts and variables . But keep in mind that no quoter can cover all the details , so you will need to call the agency -LRB- or at least email back and forth a few times -RRB- to get an accurate quote . Starting out with the right quote and company will save you lots of time and frustration . When it is time to apply , some applications are done totally online . Some are done partially online and partially by phone with the carrier . Some are paper applications that you can fax or mail back . Your agent will guide you to the one that works best for you and helps you reach the outcome of your best price . Once the underwriting process is over , you will receive word of your approval . In our agency , we allow you to make changes to the policy at that time , if you like , so that you end up with the exact policy and price that you want . Each online life insurance site is different , but you will end up with a policy that is just like you would have gotten from a brick and mortar shop . 