Is Whole Life Insurance Or Term Better? 
The policy in force when you die is always the best policy . Seriously though , it depends on the reason for the insurance . Each case is different . Term insurance is generally for short term needs . To provide extra protection while raising a family , or to cover a mortgage or other debts . Whole life is designed to be there when you die , hopefully at a ripe old age . Sit down with a good independent agent and discuss your personal situation . A good agent will help you find a plan that covers your needs and fits your budget . 