Why Is My Health Insurance Going Up? 
Rates can go up because of claims in your area , or the insurer 's perception that those claims will be increasing in number or size . Many people qualify for subsidized premiums under the Affordable care Act . Check out WEBSITELINK or call them at 1-800-318-2596 . Although some areas have seen rates increase , nationwide we are in the fourth year of the lowest health insurance premium increases in 50 years . This reduction in increase is attributable to the Affordable Care act . Most specifically because many people who were previously un-insured will now be paying into the system , instead of having their cost of care shifted to those who do have insurance . I suggest a High Deductible Health Plan with a Health Savings Account . It can help you out on premiums when you are healthy and you set a little aside every year for when you do have an unfortunate medical event . 