Does Life Insurance Require A Blood Test? 
A life insurance company tries to determine which applicants qualify for standard or preferred rates . There are many tools available and a blood panel was used by many insurers for a long time . There are other screening tools that are effective and less expensive so the blood panel is not required as often as before . Today the list of medications that you provide the insurance company can tell them a great deal about your medical history . You would be amazed at what they can uncover . The main objection to the blood panel is the discomfort and the requirement for a paramedic . These techniques are still used when the amount of insurance and age of the proposed insured indicate that it is needed . 