Can Morbidly Obese People Get Life Insurance? 
Great question ! Insurance companies do not like risk , and the health issues for someone who is morbidly obese are much greater than those for a normal person . That makes finding a policy a lot tougher than it is for the more normal person . That said , there are companies that will issue `` guaranteed issue '' policies . These policies ask few if any health questions , and require little more than proof of who you are , and how you will pay . The plus is that you will have insurance , the negative is that these policies can be much more expensive , and will come with a period called a grade , in which the death benefit is reduced , usually to what you 've paid in plus some amount of interest . If you 'd like help finding one , please feel free to contact me , I 'd be happy to help you . Thanks for asking ! 