Does Term Life Insurance End At A Certain Age? 
That is a great question ! I 'm personally glad that you asked , as I think this is an area where a lot of people get misled , and too often with tragic results . A normal term policy will have a very defined time period that covers you . It is typically between 5-20 years . Where the trouble lies is in some of the ones that are direct mailed to you , or are marketed on TV . Often those term life policies are marketed to Senior Citizens , and can be misleading . They will tell you in small print , or in passing -LRB- my ` favorite ' is the tv one where they flash a big red $ 19.95 a month on the screen as the announcer says `` term to age 80 '' - in most cases , you focus on the money , and miss the age limit -RRB- that these policies end when you turn 80 . The average life expectancy is 82 . What happens when you live to be 80 and a day ? Coverage is now impossible to afford , let alone get , and there is no cash or coverage from the expired term policy . Please contact an agent or advisor who is knowledgeable about insurance before buying anything , ok ? Thanks for asking ! 