What Renters Insurance Company Is Best? 
That is a great question ! The answer to your question is pretty simple - the one that gives you the most coverage for the least price . There are many good companies out there that have very similar renter 's policies , so it really comes down to which one in your area provides the most coverage for the least cost . Ask for `` replacement cost '' coverage , and have a very detailed list of everything that will go into your apartment - serial/model numbers and pictures of all electronics , and pictures and count sheets of everything else . Use a value calculator -LRB- most renters insurance companies will have one on their site , I happen to like Liberty Mutual 's , as it is simple , and quotes your price as you go -RRB- to help you get an idea of the value of your stuff , and the amount of coverage needed . Since the cost of coverage will vary greatly from neighborhood to neighborhood , and even apartment building to apartment building , it 's hard to give you a company name to look at . Most apartment complexes can refer you to a preferred insurer , Thank you for asking ! 