Does Home Owners Insurance Cover Personal Injury? 
If by personal injury you mean libel , slander , defamation of character , etc , then the answer is a resounding maybe ! Some homeowners policies include coverage for defense of charges of personal injury in the liability portion of the policy , some policies offer it as an option and some do n't offer it at all . Under those circumstances , coverage may be afforded under a personal umbrella liability policy . Check with your insurance professional . 