Can Life Insurance Companies Raise Premiums? 
Life Insurance Premiums may or may not be raised depending on the product , interest rates earned or not earned and company strength . Term products are generally guaranteed for the term however there are term products which may increase every few years . Permanent products like Whole Life , are generally guaranteed however Universal Life products are designed not to increase if funded properly but is not guaranteed . Be sure to understand the policy which you are interested in , the guarantees or lack thereof . Contact your agent if your unsure . 