How Long Does It Take For Home Insurance To Pay Out? 
Thats a good question . The answer is it varies from company to company and claim to claim . For example , if you have a major house fire-what we call a `` total loss '' it could take months and months to complete the claim . During a major claim an inventory list of Personal Property needs to be constructed along with hours of redesigning , engineering and demolition work . If the claim is a simple theft claim-like someone stole your ipad-that can be handled quickly with a police report and a signature . Having said all of this , certain insurance companies , like PURE Insurance , are very quick to handle claims and disperse payments . They also typically insure larger homes and pay higher premium than a standard insurer . Hope this answer helps . 