When To Get Medicare Insurance? 
The majority of Americans are enrolled in Medicare when they turn 65 . However , for those that are disabled and receiving social security benefits , you will automatically be enrolled in Medicare during the 25th month you receive disability benefits . Upon first enrolling in Medicare , you should definitely look in to obtaining a Medicare Supplement policy , also known as Medigap coverage . You have six months from your Part B effective date to apply for any Medigap plan of your choice , and no insurance company can turn you down or raise your rates due to any health problems you have . After that six month window , in most states , you may never get that right again . If you are not sure which Medigap plan would be best for your needs , consult with a licensed , certified health insurance agent that works with many different companies to ensure you get the best advice possible for your personal needs . 