Is Term Life Insurance Guaranteed? 
Term life insurance usually has a guaranteed premium for the number of years in the term . Sometimes the premium is guaranteed for part of the term , then can go up for the remainder of the term . Please ask about the conditions of the policy to know for sure whether your premium is guaranteed not to go up for the entire term . The face amount is usually guaranteed not to go down for the entire term . Again , inquire about the policy so that you know if your premium and face amount are guaranteed to stay level for the entire term . 