Which Company Is Good For Life Insurance? 
There 's many of them . Ideally , you want to look at companies that have an `` A '' ranking or better from rating companies like A.M. Best or Moody 's . Some of the big name companies that people have heard of are MetLife , American General , Prudential , Guardian , Principal , Genworth , just to name a few . When buying life insurance , there 's no one company that offers the `` best '' life insurance . The carrier that 's going to offer the best rates for you may not be the carrier the offers the best rates for someone else . This is because people may qualify for different risk classes , they may be looking to secure a different amount of coverage , keep the coverage for a different length of time -LRB- term vs. permanent -RRB- , or may live in a different state -LRB- not every product from every carrier is available in every state -RRB- . All of these factors go into the calculation of rates . If you 're looking to buy life insurance , you should consult with an experienced life insurance broker who can review your specific needs and budget and shop the case for you to compare multiple companies to see who will offer you the lowest rates . I hope the information is helpful - please feel free to contact me for help and if you have any other questions . Thanks very much . 