What Does An Auto Insurance Adjuster Do? 
An insurance adjuster either works for the insurance company or is a 3rd party representative hired by the insurance company . In regards to an auto insurance claim , the adjustor will review the circumstances of the accident/damage as well as review the policy language to determine if in fact the damage is covered by the insurance policy . If the damage is to be covered then the adjuster will inspect the damage to the vehicle and determine the payment amount . The aduster is the primary point person in dealing with your auto claim . Sometimes you might have mulitple adjusters on a claim like an in-house adjuster and a field adjuster as well . 