How Much Long Term Disability Insurance Do I Need? 
When purchasing long term disability insurance I find most working Americans need as much as they can purchase . The maximum a disability policy will allow is in the 70 % to 75 % range of your current income at the time you receive the medical diagnosis of a disability . There are many policies sold by many companies , be sure your policy pays at least 70 % and not 50 % or lower . When purchasing long term disability buy on benefits not on price . 