Does Life Insurance Work As An Investment? 
An investment program requires time and money . Time is the one thing that you can not control . If your investment program is planned over 20 years and you die tomorrow , your investment plan will be useless . Life insurance gives you time because it self-completes . The return on investment in the event of premature death is phenomenal . Permanent life insurance has tax benefits not found in other products . However , in the final analysis , it is the ability to pay a death benefit that places life insurance in a class by itself . It should be the backbone of a successful investment program . 