What Kind Of Home Insurance Do I Need For A Condo? 
Condominiums are usually covered under a form that is somewhat different from a homeowners policy . The condominium association is responsible for the exterior of the building and common areas . As a condominium resident you are responsible for the interior . That means that you need very little building coverage . The Condominium policy provides personal property coverage and liability coverage along with medical payments , loss of use and other coverages . Setting those limits is critical as the time of loss is not the time to discover that your insurance is inadequate . 