What Are Some Reasons Why Life Insurance Is Denied? 
Life insurance is a policy that your money pays for but your health is what buys it . The healthier you are the better the rate . As health issues surface we go down the line of insurability until we finally can not be approved for anything but a guaranteed issue plan . Companies will look at the whole picture . For example , a person with controlled high blood pressure and no health issues may get standard rates . A person who is overweight and has high blood pressure may receive a higher rate than standard and a person who has high blood pressure , is overweight , smokes , and is on heart medication may be declined . A good life insurance agent can help you find an affordable plan and help guide you . 