Can You Deduct Disability Insurance Premiums On Your Taxes? 
If you are self employed , you generally can not deduct disability insurance premiums on your taxes . Likewise , if you pay the premium for a group plan , that is not deductible ; in fact , if your employer pays the premium , it can be counted as income to you . However , when you receive the benefits of a Disability policy with money that has been taxed , your benefit is usually not taxed . 