Is Flood Insurance Included In Homeowners Insurance? 
Great question ! You are wise to ask , too many people learn the hard way that flood damage is n't covered . If your home is in a place that is susceptible to flooding , then you really want to add that coverage to your insurance package . I grew up back in Illinois , and I saw over and over every few years when the river would flood people that lost nearly everything because `` it will never get this high '' . Better to be safe than sorry ! Thanks for asking ! 