Should Gun Owners Be Required To Carry Liability Insurance? 
That is a very interesting question ! I 'd guess that from an insurers standpoint , anything that they can sell a policy for would be a good thing for them . There certainly are statistics that will prove that people with guns are at more risk of gun violence or accidents than those that do n't own guns , so you can be sure they could make some money . As to whether they should be able to ? That is a stickier question . We require American 's to have auto insurance , because the damages were far too high without it ; health insurance because of the ever increasing costs of health care . I suppose for me , it would come down to the same principle - does making all gun owners have a liability policy lower the risks or costs for the majority of people like health or auto insurance does ? If it deters some one who really should n't have a gun because of some burning need to go out and immediately use it , then I 'm for it ; If it helps lower medical costs/liabilities than maybe ; if it does n't do anything but cost gun owners and profit big corporations , then I 'd have to pass . A very interesting question , and one I 'm glad you asked . Thanks ! 