Will My Homeowners Insurance Cover A Broken Sewer Line? 
Homeowners Insurance will not cover a broken pipe or sewer line unless the cause may have occurred due to freezing which would be a sudden event , not normal wear . However the spillage caused by a bursting pipe may be covered if their is damage to your dwelling . So in other words if a pipe just busts and there is no damage to the dwelling there is no coverage . If there is damage to the dwelling then the dwelling is covered but the pipe is still not covered . 