What Does Loss Of Use Mean In Home Insurance? 
If your home is severely damaged or destroyed by a covered peril in your policy , a fire for example , and the house is not fit to be lived in , this coverage in your policy will pay for additional living expenses for you and your family . These can include staying in a hotel or temporarily renting a place for you to live . It can also include the above normal costs to eat out or do laundry etc. . 