Should I Pay For Short Term Disability Insurance? 
The question is not , `` should I pay for short term disability insurance '' . Disability insurance is protection of income in the event that you have a injury or illness . The question to be asked is in the event that I have a illness or injury will I continue to have an income coming in to pay for expenses & maintain a certain standard of living ? We can only answer that question individually . If we can not maintain those expenses and standard of living then it seems disability insurance would be appropriate . 