How To File A Claim Against Homeowners Insurance? 
As was stated by my colleague , most if not all Homeowners Insurance Companies have dedicated telephone numbers or on-line reporting services specifically set up to help you to file a claim . HOwever , I personally think that it is a good idea to start by talking to your Insurance Professional about your situation . They will be able to help answer preliminary questions you may have as well as to discuss the specific terms and conditions of your policy . The claims professional will ultimately apply those elements of your policy and make the determination of coverage under them . Naturally , any settlement will be subject to your policy deductible . 