Does Renters Insurance Cover Theft While Traveling? 
Talk to your insurance Professional about the coverage provided by your policy , but in general , personal property outside your home is usually covered , including while travelling . Now , most policies will cover your belongings up to a certain total percentage of your current Personal Property stated amount . So , for example , if you have $ 50,000 stated coverage in your policy , you may have coverage up to 10 % while travelling . Likewise there may be certain `` inside limits '' for categories of property such as camera equipment that may further limit the amount of coverage that you actually have . 