What Is A Whole Life Insurance Policy Worth? 
A whole life policy is a promise . It promises a benefit to those that you love in the event of you untimely death . It is a promise to accumulate money so that you have the option of surrendering the death benefit coverage and taking a guaranteed cash sum . It is a promise to give you a loan without any preconditions any time that there is cash in the policy . Ultimately it is peace of mind and a very good financial planning tool . 