Does Home Insurance Cover Fence Damage? 
The fence is included in most homeowners plans . Since fences can vary widely in cost there is a possibility that the fence would need to be individually valued in the policy . For normal fencing the claim might fall near or below the deductible which would make filing a claim to be futile . If you lose all or part of a fence get an estimate and call you agent before you report the loss to the claims department . The changes in your next years premium for having filed the claim could make it advantageous to forgo making the claim . 