What Will Long Term Care Insurance Cover? 
Depending on your policy , a good Long Term Care policy will cover Home Health Care and Nursing Home and Assisted Living provided at least three Activities of Daily Living are impaired . These would include such things as inability to toilet , the need to have help feeding yourself , assistance walking or getting out of bed or chairs etc. . Your policy will outline these ADL 's . The policy will cover up to the limits set in the policy . Some pay a set daily rate for a definite period of time . Others pay up to a certain amount until those funds run out . 