What Are Enhanced Annuities? 
Enhanced annuities are also called impaired annuities . When calculating how much lump sum premium is needed to provide a given income for your lifetime , insurance companies use actuarial tables . These tables are based on age , sex and health . If your life expectancy is much lower based on a health impairment for example you could apply for an enhanced annuity . If approved your level of income would be higher . That is a simple explanation of a potentially complex subject . If you have further questions , or feel that I could be of assistance , please do not hesitate to contact me . If you would like to work with a local life insurance broker , you could start with a Google search . For example , if you search for : life insurance broker Halifax or life insurance agent Halifax , my name , along with several others , will come up . You can use the same method to find a life insurance broker in your community . 