What Is The Difference Between Workers Comp And Disability Insurance? 
Workers Comp is disability insurance provided by your employer if you are injured on the job . Disability insurance covers you for disability on or off the job depending on the policy . Unless it is tied to your group plan you own your Disability Insurance and you take it with you . Example : Workers Comp would pay if you fell off of a ladder at work and broke your leg . It would not pay if you fell off a ladder at home and broke your leg . A disability policy would . 