What Private Health Insurance Covers IVF In New Jersey? 
Most health insurance policies will not cover infertility treatments of any form unless required to by law . New Jersey is one of only fifteen states that mandate coverage for infertility . However the mandate applies to group plans and not individual coverage . Groups with 50 or more employees must comply , although there are many exceptions . Your best bet is to purchase a policy through your employer , or your spouse 's employer . The employer headquartered in NJ is most likely to offer want you want . 