Why Is Auto Insurance Mandatory? 
Auto insurance is mandatory in states to protect those driving and thier personal property , it is also to protect you.Let 's say I accidentaly hit you at an intersection and total your $ 40,000 car . If I do not have auto insurance with Liability then fixing or replacing your auto would be on you . If you decided totake legal action against me and even won the judgement but I havelittle to nomoney or assets thengood luck getting the money from me . Auto insurance is to protect you and others you may be liable to . I hope this helps . 