How Long Does Auto Insurance Last? 
The length of the coverage term on a typical standard auto insurance policy is usually either 6 months -LRB- semi annual -RRB- or 12 months -LRB- annual -RRB- . Talk to your Insurance Professional about the specific terms and conditions of your policy . Your company will offer term renewals usually 30 days in advance of your current term 's expiration provided that you continue to meet their underwriting guidelines . 