What Makes Car Insurance Cheaper? 
If you are asking what helps keep your auto insurance rates lower , then there are many factors that can help with this . A clean driving record would be the first - no tickets and no accidents . A high credit score would be another . If you are a student a 3.50 gpa or above will typically get you a discount . A married person will typically have lower rates than a single person . There are many other factors can come into play here also , but these are some of the most prominent ones . 