Can You Get Health Insurance As A Real Estate Agent? 
My sick sense of humor almost tempts me to say `` No , real estate agents are specifically excluded from getting health insurance by law '' but I wo n't do that . Yes , you can get health insurance . What you do for a living has no bearing on your eligibility for health insurance , especially now that ObamaCare is in full effect regarding guaranteed issuance of policies . In my experience , most real estate agents are self-employed/1099 contractor status people and not W2 employees of an agency . So , this probably means that you will need to get individual health insurance either through your state 's government health insurance marketplace or outside of it . So , just like you would tell those `` For Sale By Owner '' folks , you need to seek out an experienced health insurance agent who can assist you in obtaining coverage . If you have been without health insurance for more than 60-days and have n't had what is called a `` change of life status event '' -LRB- marriage , divorce , childbirth/adoption , loss of other coverage -RRB- then you are in a time frame where you would be ineligible for enrollment in true major medical insurance until the next annual open enrollment period begins on November 15th , 2014 and the earliest your coverage could go into effect would be for January 1st , 2015 . I hate to be the one to deliver this news but that is how ObamaCare works . Your only coverage option to carry you through until then would be to take out a Short Term Medical insurance plan . There are a variety of short term medical plan options available . However , you need to be aware that short term medical plans do still use limited underwriting questions , can decline a person for coverage and they do not cover pre-existing conditions . Please feel free to contact me if you need advice or assistance in this matter . 