Does Homeowners Insurance Cover Roof Collapse Due To Snow? 
Great question ! The answer is most often yes , if your home has a sloped roof , and your particular policy provides for that coverage . If your roof is flat , that is probably a different story . Typically with a flat roof , the risk for ice or snow damage is greatly increased , so your policy is either much more expensive , or that damage is excluded . Call your agent to be certain in either case . Good luck ! Thanks for asking ! 