How Do You Get Out Of Variable Life Insurance? 
How do you get out of a variable life ? Well first you should be very certain it 's the best thing for you , not something you 're being told by someone who wants to sell you a different product . Variable life policies simply require more attention than other policies because of the investment aspect . You 're in the stock market with a variable life and you can manage it , if you pay attention . If you just want out of the plan , you simply cancel in writing to the insurance company . They will send you any values -LRB- minus surrender charges , if any -RRB- left in the policy . While not a big fan of variable life , a person should really see if some changes to the policy fix the problem first . 