What Is Auto Insurance Comprehensive Deductible? 
That is a great question ! Deductible is the word for what insurance companies expect you to pay towards your share of the cost . In their view , if you know that you have to pay before they will , it will act as an incentive for you to be a little more careful . In your auto policy you have a collision part , and a comprehensive part . The comprehensive covers any damage not incurred through a collision . A rock through the window , someone breaking into your car , or a tree falling on it would be examples of comprehensive coverage . In the event of these repairs , you would be expected to pay your deductible , and the company the rest . This is why it is important to not set a deductible higher than what you can safely scratch up , if you need to . I hope that helps , thanks for asking ! 