Who Needs Disability Insurance? 
We insure and protect our homes , our automobiles & our other personal property . One of the greatest assets that we sometime fail to protect is our ability to earn a living or our income . The purpose of disability is to protect your income in the event of an unexpected and unforeseen accident or sickness . The question should be asked , if we have a sickness or accident will I still be able to live comfortably without my income ? 