Does A 25 Year Old Need Life Insurance? 
As Larry mentioned , not every 25 year old is the same . At 25 , I was married and was a father of my first -LRB- of two -RRB- children . I owned a home , had responsibilities I felt needed protection from my early death . Life insurance for me , at 25 was a wise choice to make . That said , at 19 I also had life insurance . Not as much as at 25 , but enough to make sure if something happened , my parents would n't have to have a financial loss to go along with the loss of their son . It is said that single people do n't need life insurance , but I think very few people are truly single . Someone has to take care of things when you pass . How difficult you want to make an already difficult situation is up to you . 