Can You Use HSA Funds For Long Term Care Insurance? 
Yes , you can use HSA -LRB- Health Savings Account -RRB- funds for long term care insurance premiums . Tax Qualified -LRB- TQ -RRB- long term care insurance is viewed as a medical expense by the IRS . HSA funds can thus be used for long term care premiums , in addition to other qualified medical expense , for a tax deductible contribution . 