How Much Can I Expect To Pay For Health Insurance? 
The cost of health insurance is determined by your age only under the new ACA law . However , the premiums vary among companies mainly because of differences in deductibles and some benefits . In South Carolina there are only four companies available to shop on the federal exchange and they are Blue Cross/Blue Shield , Blue Choice , Coventry , and Consumer Choice , the last two having weak networks . By going through the exchange to get coverage with one of these carriers you may qualify for a subsidy which would lower the premium . Outside of the federal exchange United Health One offers more flexible plans that are compliant with the ACA laws and offer the only HSA qualified plans . If you choose to go through United Health One you are eliminated from obtaining a subsidy if you qualify but they offer some very competitive pricing . For those of you who are boycotting the federal plans entirely or have missed the open enrollment period , there are short term medical plans and non-qualified plans available to purchase as an alternative . For many these plans offer great coverage at a much lower premium . If you have any questions or would like further information on alternative plans please contact me , Ronald G Hinch at 843-450-9879 . 