How To Switch Life Insurance? 
It depends if you want to switch companies or plans of the same company . To change a company one must shop first to find what coverage they may want to replace the other with . Cancel the old coverage first for if you do n't you may wind up being billed for two policies . Collect any cash value from old policy . Then you may select new coverage . To convert one coverage from another . Just advise the company that you want to convert your policy . If you have a term and want to convert to whole life is simple just tell the agent . You can convert term to whole life but not the contrary . 