Does Disability Insurance Make Sense? 
That is a great question ! There are many kinds of insurance out there , so it can become confusing what we should really spend our hard earned money for , and what we should pass on . If your employer offers disability , take it . Nearly 60 % of the bankruptcies worldwide are the result of a medical issue . Good health insurance , and a good disability policy can make the difference between you , and another statistic . Please get with an agent or your HR person , and get a policy that works for you . Thanks for asking ! 