Can I Be Denied Life Insurance For Smoking Marijuana? 
There appears to be a wave of reconsideration of marijuana laws across the U.S. . In most cases this is in the area of medical marijuana , but many states are also taking a fresh look at recreational marijuana laws . If you truly are only a recreational user with no other factors you should have no problem getting life insurance . If you have any treatment for addiction -LRB- alcohol or drugs -RRB- , a DUI or other drug / alcohol legal problem you will have less options . Marijuana is a topic that the industry is watching closely . It is likely that underwriting guidelines will evolve in coming years , so no matter what rate you get today it would be wise to keep in touch with your agent . There is a chance that over the next few years marijuana usage will have less of an impact on your life insurance premium . 