Where To Purchase Term Life Insurance? 
As David stated , there are many places to buy Term Life Insurance ! Whether you do it online , by mail , via email , or face to face , you will want to be relatively sure that you are applying for a policy for which you will be approved , and this can take some personal guidance . It is also important to look at the guarantees , the rating of the carrier , and what your policy covers . I am running into many people of late who are being quoted accidental death insurance by phone if they do not fit a certain agency 's narrow health guidelines for life insurance . Once they have that very low quote for accidental death insurance in their minds , it is hard for them to switch gears and talk about real life insurance . Yet , anyone with a pre-existing condition is much more likely to die of natural causes than accidental death . It 's akin to paying the sale price for a shirt you will never wear , vs paying regular price for a shirt you will use until it wears out . I bring this up to warn you not to jump at every offer you hear . Consult with an agency who knows what they are doing , and buy your life insurance there . This is a long term purchase , and you do not want to mess it up . 