Is A Boat Covered Under Homeowners Insurance? 
The vision of boat varies dependent upon the person . For some a boat is a two person canoe and for others it is a 100 ft. yacht . Most homeowners policies provide coverage for a small pleasure boat . They generally exclude boats that have more than a specified amount of horse power . They will also restrict boats based upon their length . If you have a rowboat , call your agent and get a specific answer . If you have a ski boat call your agent for a quote on boat insurance . 