Does Medicare Cover An Annual Physical Exam? 
Medicare covers a preventive screening visit when you 're new to Medicare and yearly `` wellness '' visits . A full annual physical exam would not be covered at 100 % . The new to Medicare preventive visit can be completed one time within the first year your Part B is active and includes a review of your medical history , discussion about preventive services -LRB- e.g. certain screenings , shots , etc. -RRB- , ht/wt measurement , blood pressure check , vision test , and a BMI index check . The yearly `` wellness '' visits can be completed once every 12 months if you 've had Part B for longer than a year . The purpose of the wellness visits is to develop and monitor a plan to help prevent disease and disability based on your health . Your would complete a health risk assessment with your doctor as well . Like the welcome to Medicare preventive visit , these visits include a review of your medical history , ht/wt check , and a blood pressure check . These test are only covered at 100 % if you 're doctor accepts Medicare and accepts assignment -LRB- accepting the Medicare-approved amount as payment in full -RRB- . Otherwise , you would be responsible for a portion of the costs -LRB- typically 20 % coinsurance -RRB- and the Part B deductible may apply -LRB- $ 147 in 2014 -RRB- . You can also be subject to paying for other services that are conducted during the visit if they are not covered as part of the preventive visit benefits -LRB- e.g. blood tests , urine tests , ekg , etc. -RRB- . Typically , original Medicare -LRB- Parts A & B -RRB- only covers about 80 % of a senior 's health care expenses , leaving the insured responsible for the other 20 % . You may want to look at supplementing your coverage with a Medigap plan -LRB- also known as a Medicare supplement plan -RRB- to cover the gaps in coverage that Medicare does n't pay for -LRB- e.g. that other 20 % -RRB- . You pay a monthly premium to get these gaps covered so you 're not hit with large bills . The resulting major advantage is it allows a senior to create a much , much more predictable health care expense structure - and when you 're on a fixed income , this is vital . Please feel free to contact me if I can be of more assistance . Thanks very much . 