Is A Dog Bite Covered Under Homeowners Insurance? 
A dog bite should be covered under a homeowners insurance policy under the liability portion of the policy as long as . 1 -RRB- There is no dog exclusion on the policy 2 -RRB- You do not have what your particular insurance carrier would classify as a vicious dog at the time you purchased the policy . 3 -RRB- Vicious dogs are not excluded Since a dog bite is very serious and falls under liability I highly suggest you consult your agent if in fact you have a dog bite situation 