Does Homeowner's Insurance Cover Driveway Repair? 
Your homeowners policy covers damage to your home and personal property caused by one of the named perils . It is difficult to imagine a situation where the policy would cover damage to a driveway , however , it could happen . The effects of animals are specifically excluded and would not apply here , I dont believe . You should not expect your insurance policy to pay for items that would fall under the classification of fair wear and tear . 