My new car was demolished in an accident that was somceone else's fault, I only owned the car for three months will I get back what I paid for it three months ago? 
That is a great question ! I am sorry for your loss , it is tough when you do n't get to own the car long enough to even get a chance to enjoy it . Your insurer most likely uses what is called the `` Blue Book '' value to determine what your car is worth . The price that you paid three months ago most likely is higher than what the Blue Book will allow , since the car starts depreciating in value almost the minute that you drive it off the lot . They will factor in wear and tear , -LRB- dings , dents and normal wear of parts -RRB- and depreciation when they offer your settlement sum . Do not expect to get reimbursed for your tags and fees ; Those things are like gas to insurance companies , you need it to drive , but it 's not a part of the actual value of the car . If they do not give you what you want , you can always appeal the settlement , sometimes the company will give in and pay . I 'd hope so , in your case . Good luck , and thanks for asking ! 