Is Renters Insurance More Expensive Than Homeowners? 
That is a great question ! A good way to look at it is like this : With homeowners insurance you need to cover for the structures , the grounds , and the contents . That is going to cost you a fair amount of money a year . With a Condo insurance policy , you are responsible for your part of the building , and your contents . Not so much money a year . With renters insurance , you are responsible only for your apartment , and your stuff . Not much money a year . I hope that helps , thanks for asking ! 