Can Non Us Citizens Buy Life Insurance? 
You do not have to be a citizen to obtain life insurance . US life insurers require that the proposed insured must be a permanent resident of the US . That means a US citizen or a non US citizen who is a lawful permanent US resident -LRB- green card -RRB- or on certain visa types . The applicant would also need to have the means to pay premiums and have a demonstrable life insurance need i.e. generating earned income or assets to protect here . Some insurers have developed foreign national programs that can also work in situations where established US interests and ties exist plus meeting some additional criteria . Citizens of some countries may not be eligible . It can be a complex area of field underwriting - so much so that our firm has developed a special questionnaire to help shop for coverage . Be sure to work with a life insurance professional with experience in this area . 