Can I Get Life Insurance If I Have Kidney Disease? 
To add to both I would suggest by passing the underwriting all together and go for a Group Policy that I offer to individuals through a membership . You must be working 30 hours or more per week , and live in the USA and it is available in all but 4 states . You can have up to $ 100,000 and it is only graded for one year and to give you an idea of the cost for a 49 year old it would be $ 88.55 per month for $ 100,000 in coverage . Contact me for more information . 