Does Renters Insurance Cover Garage Doors? 
Renters Insurance is meant to cover your personal belongings inside your rental unit or extended to storage units , inside your car , etc. . It is not meant to cover any portion of the rental unit , house , condo , etc that you are renting . The owner is responsible for the shell or actual real property . If you are negligent and damaged the garage doors with your vehicle then your auto insurance would normally cover the damage under your `` Property Damage '' portion of the auto policy . 