How Much Renters Insurance Should A Landlord Require? 
That 's really an individual decision . The part of the the renters policy that the landlord would most be concerned with would be the liability coverage . The personal property coverage is going to be different from tenant to tenant . Most policies typically start liability coverage at 100000 . In many instances the landlord may feel this is sufficient but in the case of an accident on the rental property if the tenants liability coverage is not sufficient enough to cover the loss the person -LRB- s -RRB- involved may attempt to turn a claim into the landlords carrier so the landlord may wish to require a higher limit on the policy for liability coverage . 