Is Whole Term Life Insurance Worth It? 
That is an interesting question ! You have included two different types of life insurance in one title . The literal name of your policy means `` complete length '' of the policy . In a term policy , keeping it for the entire term may or may not be worth it , depending upon why you purchased the policy . If it was to cover a debt for an expected 5 years , and you paid the debt in 3 , it 's not worth paying the extra two years for nothing . A whole life policy is definitely worth paying out to the end , as the end is your passing , and that is what triggers the payment to your beneficiary . I hope that helps , thanks for asking ! 