Does Whole Life Insurance Have Cash Value? 
That is a great question ! Whole life policies do indeed have a cash value feature . It is one of the really good reasons to consider purchasing one . After a few years , the policies can start accumulating funds fairly quickly . They are easily accessible , and are tax free and generally at very low interest rates . It is an excellent way to get money quickly , especially if the banks wo n't give it to you . I hope that helps , thanks for asking ! 