Who Is A Variable Annuity Good For? 
Discuss your situation with a licensed variable annuity agent . After an extensive series of questions the agent will develop a risk profile . Unless you are very conservative the agent can show you a variable annuity as a possible solution to your retirement plan . A variable annuity appeals to customers who want appreciation greater than that offered by a fixed annuity . There are other annuities that should also be considered . 