Can I Have Two Different Auto Insurance Policies? 
You probably could , but it is not a very good idea . First , you would not be taking advantage of the multi car discounts that many auto insurance companies offer so will probably be paying more than you need to . Second , in the event that you cause an accident , the claims processing would become needlessly confused because many standard policies cover not only the vehicle you insure , but any other car while it temporarily replaces that one . Thus , two insurance companies could be involved . 