What Age Should You Get Long Term Care Insurance? 
It is important to get Long Term Care Insurance while you can still qualify for it . If you are under age 50 and are starting to have trouble with your joints , or lab results are starting to point to getting a chronic health condition , go out and get your Long Term Care policy ASAP . When those things get worse , you may no longer be able to qualify for Long Term Care . If you are over 60 and are still healthy , go ahead and get your Long Term Care Insurance then . Waiting until you are older will only make the rates higher , and you never know if a health condition might develop that will hinder your plans to purchase an LTC policy . 