Does Obamacare Make Health Insurance Mandatory? 
Beginning in 2014 , most individuals will be required by Obamacare to purchase health insurance or provide proof of health insurance coverage through an employer or government health insurance plan . Your plan must meet the minimum requirements as specified by Obamacare or else you will pay a penalty tax . For individuals the penalty starts at $ 95 per year or 1 % of your income , whichever is greater . 