Does Owning A Dog Affect Homeowners Insurance? 
Yes , it can . It depends on the breed of dog that you have . Almost all insurance carriers have some restrictions on the dog breeds that they are willing to accept as part of a homeowners risk . If the dog has ever bitten or scratched someone that may also affect whether or not the carrier is willing to accept your homeas a risk with the dogs history . Please contact your local to find out if your carrier has any restrictions on dog breeds and what they may be . 