Do Whole Life Insurance Policies Work? 
Do whole life policies work ? Mine have . 26 year now and the premiums are still the same as the day I bought them . These plans have provided cash values that have grown impressively over the years for the amount of risk they are exposed to . The great thing is I control them . They ca n't take them away , they ca n't change the terms . I own it , it 's mine . Could go on for pages , but I 'll stop here . 