How To Prepare For A Life Insurance Health Exam? 
Two of the most important things you can do to prepare for your life insurance exam are : 1 -RRB- do n't eat or drink anything but water for at least 8 hours before the exam , and 2 -RRB- do n't take the exam while you are sick . # 2 is especially important if you have diabetes , MS , Crohn 's , or any other health condition that flares up when you contract a cold or the flu . Even having recent surgery or intense pain can affect blood glucose or hypertension . So just try to schedule your exam when you feel well , if possible , and when you can avoid eating for 8-12 hours . 