Why Should I Buy Life Insurance? 
Everyone will always have a need for some amount of life insurance for some length of time . There really is n't any type of person that does n't need life insurance . Many people never think about all the uses for it or the needs that should actually have covered that are n't . Commonly , you 'll likely have a mortgage for a house , loans for cars , credit card debt , medical bills , burial expenses , etc. , that you would like to have paid off in the event of your death so your family does n't suffer financially due to the lost income . Another common use is income replacement -LRB- this is a common one that most people do n't think about -RRB- so your family can maintain their current lifestyle rather than having to make dramatic changes.Many people may buy a life insurance policy for estate planning purposes so they can transfer assets at the lowest possible cost.In short , regardless of where you are in life , you will always have a need for some form of coverage . I hope the input helps - please feel free to contact me with any other questions . Thanks very much . 