Does Medicare Offer Long Term Care Insurance? 
Medicare does not offer long term care insurance or pay for assisted living long term care needs . Medicare may cover treatment in a SNF -LRB- skilled nursing facility -RRB- if you meet the qualifications . Normally you must be admitted to the SNF following a qualified stay in a hospital -LRB- usually 3 days or longer -RRB- and must be discharged to the care of the SNF . 