When Should A Person Get Long Term Care Insurance? 
It is best to get Long Term Care Insurance before age 60 . Some LTC professionals even advise getting it before age 50 . That is because rates are lower at a younger age , and the chance of having a health condition that will exclude you from getting Long Term Care insurance is lower when you are younger . However , you can get it at any age , and there is no time like the present to take care of what is important . 