How Much Money Does A Life Insurance Salesman Make? 
As a general rule of thumb . 100 % of first year premium is paid out to someone as commission . It 's not always your agent or `` salesman '' that gets it all . Many companies have several people that get a portion of the commission and your agent would only get his portion . The commission comes from the insurance company rather than from you . Even if you purchase direct without an agent , you will pay the same amount . 