Does My Home Insurance Cover Theft? 
It is important to talk to your insurance professional about the specific terms and conditions of your policy , but generally speaking , theft is a named covered peril in most Home Insurance policies . This would include theft of your personal property from within your home of course , but also includes theft of your property outside of your home . Personal property outside of your home is usually covered up to 10 % of the total personal property amount listed in your policy . If covered , the loss settlement would be subject to your deductible . The claims specialist will also be looking for a copy or a police report . 