How To Get A Life Insurance Quote? 
You 'll want an independent agent 's help in this process . Getting an instant quote online just gives a general idea of pricing . You need to review the medical history with an agent for them to provide you with a much much more accurate quote . The first thing that needs to be determined is the risk class you 'll qualify for . Every carrier has different underwriting guidelines . So , for example , just because you qualify for preferred with company ABC does n't mean you 'll get that same risk class with company XYZ . You can run free instant quotes on my website , www.TermInsuranceBrokers.com . If you 'd like the help of an independent agent , send me a private message on here with your contact information and I 'll be happy to assist you with your life insurance needs . 