How To Plan For Retirement At 30? 
Ah youth ! If most baby boomers had to do it all over again , they would have paid into their retirement plan first before spending any of their discretionary money of a lifestyle supported by debt . At age 30 , you may have 40 years to accumulate a retirement plan that may need to last 30 years ! Disciplined deposits are the first order of the day . Developing a financial profile that included a risk tolerance assessment is also very important in light of your financial goals , i.e. a fully funded retirement plan . 