Is Home Insurance Included In Condo Fee? 
If you are talking about your monthly Condo Association fee , then no it is not . The fee that ou pay each month includes the Association 's coverage on the complex 's buildings . As a Condo Unit Owner , you should or may be required to obtain a Condominium Unit Owner 's Insurance policy to protect your interest in the property , your personal belongings and liability exposures . This would be paid separately by you to your insurance company . 