How Do You Determine How Much Term Life Insurance You Need? 
That is a great question ! The answer depends upon what you want the policy to do for you . If you are using it to cover a specific debt , like your mortgage , or a college loan , then it needs to be for roughly the amount of the debt . If it is for your life insurance , that amount is really up to you , and what you can afford . The rule of thumb is 8-10 times your current salary . Please be aware of exactly what you get , and do n't get , with a term policy before signing the contract . I hope that helps , thanks for asking ! 