Is Group Term Life Insurance A Good Idea? 
If your employer provides you free term life , take it . It is free . But remember it is not transferrable , so if you leave , you lose your insurance . That is why you should have your own , portable life insurance , whether it is term or permanent . I recommend indexed universal life . It grows , it does not go down , it reflects some market growth , and you can take it wherever you go . Talk with your agent . Thank you . GARY LANE . 