Does Life Insurance Cover Funeral Costs? 
Yes life insurance can cover funeral costs if you have the right type of life insurance and enough of it . If you 're buying a policy mainly to cover funeral costs you want to make sure that it is a whole life policy not a term and usually not a universal life . Depending on your age you need to figure inflation in and buying the amount To cover a funeral not only today but in future years . An average funeral today is $ 8,000 to 10,000 in most parts of the country . But those costs have always doubled every 15 years or so . 