Do I Need A Will If I Have Life Insurance? 
Life insurance is an indemnification insurance product that pays death benefit proceeds to the policy beneficiaries at the death of the policy insured . A will is a legal document directing the post mortem wishes of the decedent is regards to the dispersal of assets , child custody and general intent or testament of its author . You need life insurance if you have financial liabilities that could burden your beneficiaries . You need a will to direct your overall wishes in the event of your death . 