Does High Cholesterol Affect Life Insurance Rates? 
The presence of high cholesterol in the blood has been linked to reduced longevity . To the extent that is true your new life insurance policy might be rated . This is to reflect the increased risk that you present to the insurance company . If you have high cholesterol it will probably be detected whether a paramedical exam is conducted or not . You will find that honest full disclosure will usually give you the best possible rate . 