Does life insurance pay out for suicide? 
After the contestability clause in the policy ends the answer is `` yes '' an insurance company will pay a claim even if suicide was involved . Some states reduce the contestability period down from two years to one . The contestability clause or contestability period is the period of time an insurance carrier can call into question any answer provided in an application by the insured , The insurance carrier can also create temporary exclusions to be in effect during that period of time . If false information is found during this period , a policy can be resended , premiums returned , claim or not . Same for an stated act declared in the policy . Always a good idea to review exclusions page of any insurance policy . After that period has ended , the insurance company can not contest something like a suicide . 