Does Auto Insurance Cover Hitting Deer? 
As long as you have physical damage coverage on you vehicle , the damages caused by hitting a deer should be covered -LRB- subject to your deductible . -RRB- It is normally filed under the Comprehensive -LRB- or Other Than Collision -RRB- coverage . Although you collided with a deer -LRB- or any other wild animal like pigs or hogs -RRB- it should NOT becharged against your insurance premiums . 