Can You Get Health Insurance Without A Physical? 
Under the affordable care act , beginning in 2014 , health plans are , in short , guaranteed issue -LRB- when you apply during the annual open enrollment period or if you apply under a qualifying special enrollment period -RRB- . You can not be denied coverage for any pre-existing conditions or other health-related issues and you do not have to take an exam to secure coverage . So to answer your question ... yes . You can get health insurance without taking a physical . If you 're applying for another type of coverage such as life insurance or disability insurance , you would have to take a medical exam . I hope the information is helpful - please feel free to contact me for help and if you have any other questions . Thanks very much . 