Is There Capital Gains Tax On Roth IRA? 
Is there capital gains taxes on a Roth IRA ? Short answer ? NO . A Roth IRA is tax free in distribution if used as the plan design calls for . The funds going into a Roth are post tax dollars . In other words you 're paying your taxes up front so the gains can remain tax free . This is the opposite of other retirement plans that allow you to not pay taxes on the contributions , but later tax the withdrawals . 