Does My Health Insurance Cover Me In Other States? 
Almost every major medical policy I have seen has nationwide coverage . That being said , as + Larry Gilmore pointed out , you may be out of network . This is more typical for an HMO plan than PPO , but you need to be aware of the providers you use . When you receive services from a non-par provider be aware they can balance bill you for the difference in the amount your plan pays vs their `` regular '' charge . The differential can be significant . 