Which Life Insurance Has Cash Value? 
That is a great question ! There are basically two types of life insurance policies , term and whole life . term policies last for a certain amount of time , and then end . They have no benefits after that point . The other type , whole life , lasts as long as you do . These policies have a feature that allows the policy to accumulate a cash value . That cash value is available for borrowing , or helping defray the cost of the insurance policy . I hope that helps , if you would like more information , pleas feel free to contact me , okay ? Thank you ! 