How Do You Switch Home Insurance? 
If you decide to switch homeowners policies apply for the new insurance . When the new insurance is approved , the company will issue a declaration or other form of evidence of insurance . If there is an escrow account involved they will also send them the evidence and a bill for the premium . The former insurance company may need to be notified , the agent will probably assist . When the cancellation is done the first company will return any unused premium , or bill for the balance due . The escrow company is familiar with this transaction . 