Why Is Health Insurance Linked To Employment? 
Great question ! Employers offer health insurance as a benefit because it is a way to attract and keep good employees . That is why there are benefit packages , paid vacations , and 401ks . If all they had to offer was wages , people would move from job to job even more than they do already . A good insurance and benefit plan can be a great incentive to stay . The companies buy a policy for the employees , they own it , and often pay a significant part of the employees ' costs . That is why when you leave a job , the insurance does not go with you - you do n't own it , like you would if you had purchased the policy on your own . Any more questions , feel free to contact me , I 'm happy to answer ! Thanks for asking ! 