How To Make A Disability Insurance Claim? 
There are five basic steps needed to file a disability insurance claim . One - contact the insurance company that issued the policy , and obtain their claim form . Two - complete the section asking for identifying information -LRB- name , address , SSN , policy number -RRB- , and sign the form . Three - have your doctor state the medical reason you are unable to work , and sign the form . Four - have your employer verify that you are no longer working , and sign the form . Five - return the completed form to the insurance carrier . 