What Is The Penalty For Not Having Health Insurance Under Obamacare? 
Under the Affordble Care Act , all Americans should be eligible for health insurance . There are some exemptioms , such as Indian Tribal communitiesand Religious Sects . When an individual does not qualify under an exemption in a Qualified Health Plan , penalties will be accessed on their Federal Tax Return when filing their Income Taxes . These fees may increase over the yearsif you do not obtain the minimum health insurance requirement . Most states should have low income programs availible . Medicare and Medicaid are availible in some states . Know your options . California has a Marketplace availible to residents . Some Americans will receive Tax Credits or Cost Sharing opportunities to help offset premiums . It is important that you know your options . There are agents and Brokers affiliated with the Marketplaces to assist you in obtaining the appropriate coverage availible to individuals and families . 