How Much Is A Health Insurance For An Individual? 
Health insurance for an individual costs much less than you may realize . As an experienced health insurance broker -LRB- more than 33 years -RRB- , I am asked and answer this question daily . As a broker , our job is to find the lowest available rates and the best coverage for that price . Specifically , rates vary , depending greatly upon where you live , how old you are and the type of coverage you need . Also , the Obamacare federal subsidy can dramatically reduce your premium . If you qualify , your rate could reduce by $ 1,000 per month -LRB- family -RRB- or more . And yes , it is possible that the subsidy will be more than your premium ! You can choose among four Metal plans -LRB- and a low-cost catastrophic plan if you qualify -RRB- . 