How Important Is It To Have Long Term Care Insurance? 
It is important to have long term care insurance if you have assets that you want to protect , if you have loved ones who want the reassurance that you will be cared for if they can not do it , if you want choices in where to receive your long term care services , and if you have the income to pay long term care premiums . If you have no assets to protect or do not have the income to pay for long term care insurance , you probably should not buy long term care insurance . 