Can You Get Health Insurance If You Have Cancer? 
You can get a fixed indemnity policy which also known as a guaranteed issue policy almost immediately without underwriting . The Private Health Care System -LRB- PHCS -RRB- network has negotiated costs for procedures with doctors and hospitals within that network much like the Medicare system . A downside to the policy is a year long waiting period for surgeries or procedures related to any given pre existing procedure , and the upside is it will cover nearly everything else up to $ 1,000,000 lifetime.As of October 1 , 2013 you will be eligible for health insurance with cancer or any kind of pre existing condition . You will have a choice of providers on your state 's online exchange . Be prepared for higher than expected rates on the exchange . 