How To Compare Home Insurance Quotes? 
The obvious answer is by the numbers . There really are 2 ways to go about it , but one really I think is preferable . The first way is tp just tell everyone about the location and how much coverage you want on the house . Everyone quotes the same dwelling amount so that 's a good way to compare it would seem . However , That probably is n't the way the coverage would be actually underwritten . Look for an agent who is willing to take the time to see the property , inspect it and prepare a recommendation based upon a completed reconstruction analysis . Look for an agent who will then take the time to discuss the features and benefits of the policy and also identify discount opportunities . In other words , do n't just compare the numbers , compare the professionalism and service . If you see that just for the quote process , it 'll surely be there for the claim process should you ever need it . 