What Is The Average Cost For A Medicare F Supplement? 
Great question . I ca n't really give a number to say is the average cost of a Medicare Supplement Plan F because the price of a policy depends on several factors - your age , your gender , your zip code , and whether you use tobacco products . Each carrier also charges a different rate even though the coverage is exactly the same for Medicare Supplement Plan F -LRB- Medicare Supplement plans are standardized -RRB- . Typically you can figure the price range to be somewhere around $ 120 - $ 150 per month for the lowest cost option in a given zip code if you 're a male in your 60 's - a female in her 60 's may be in the range of $ 80 - $ 120 per month . Someone in their 70s or 80s is probably going to be in the neighborhood of $ 200 + per month . An example regarding the zip code aspect , a 65 year old male in the Washington DC area -LRB- let 's assume zip code 20016 -RRB- would be $ 127 per month with United Healthcare - a 65 year old male in Houston , Texas -LRB- let 's assume zip code 77071 -RRB- would be $ 149 per month with United Healthcare . An example regarding my note about the carriers charging different rates for the same exact Medicare Supplement plan -LRB- using the 20016 zip code again -RRB- - United Healthcare charges $ 127 per month for a 65 year old male whereas Mutual of Omaha charges $ 194 per month for the exact same plan for the 65 year old male -LRB- no differences between the two carriers ' Medicare Supplement plan benefits -RRB- . Some areas United Healthcare may be cheaper than Mutual of Omaha in and vice versa in other areas as well as other insurance companies . There are multiple options to choose from and you ideally want to secure the coverage with the lowest possible cost . Why pay more with one company than another for the same exact policy and benefits ? To determine what the costs are you 're looking at for yourself specifically , I would need to know your age , gender , zip code , and whether you use any tobacco products - I would then be able to generate the quotes for you accordingly . I would also consider looking at the rates for a Medicare Supplement plan G. It 's exactly the same plan as plan F , but does n't cover the Medicare Part B deductible which is only $ 147 in 2015 . So if the difference in premiums is $ 20 - $ 30 + per month , plan G can offer you substantial savings . Think `` how much extra are you spending to protect against a risk of $ 147 ? '' If the difference in premiums is $ 30 per month between the lowest cost option for plan F and the lowest cost option for plan G , that would mean you would be spending $ 360 per year to protect against a risk of $ 147 . In that example , plan G would be more cost advantageous to you . I hope the information is helpful - please feel free to give me a call or send me an e-mail by clicking on the contact me button to discuss your coverage options in further detail and to go over any other questions you may have . Thanks very much . 