How Much Coverage Should I Have For Renters Insurance? 
Renters insurance covers you and your property along with liability , coverage for living expensesyou may needif because of a covered loss you can not live there any longer and a few other coverage . You should consult with your agent on the amount of coverage but I would start with taking a guess of how much you think it would take to replace all of your stuff if the worst happened . Remember the landlord or owner of the property does not have any financial interest in your property so make sure you get a renters policy . One last thing there are policies that will pay you replacement cost and others that do not make sure you ask if the policy you are thinking about purchasing has replacement cost for you personal property . 