How Long Do You Need Life Insurance? 
Until the day you die ! Your death benefit needs may change and the type of policy you carry -LRB- term , permanent , universal etc -RRB- may change , but you always need it . There is no stage in life -LRB- or death -RRB- where a life insurance policy -LSB- the correct one -RSB- is n't an asset to your overall financial picture . Obviously , there will be times where it becomes more obvious to carry real death benefits with the intention to protect loved ones , future college educations , costs of living and paying off obligations like mortgages , but do n't be fooled into thinking that a $ 20,000 final expense policy is n't worth the money . regardless of the insurance policy , you 'll be happy you had it in place when you needed it . For more information on the proper amount of life insurance needed visit www.clminsure.com or call 561-320-2978 