How Much Does A Single Health Insurance Plan Cost? 
Individual Health insurance rates can vary quite a bit . Rates for a national carrier will differ by state - sometimes dramatically based on a number of factors , including state regulations & requirements , along with claims activity in a given region . Once those `` standard '' rates are calculated , the carrier offers rates that are age banded , and those will vary based on deductible levels chosen , as well as , other features provided with a plan . Lastly , your health history will determine the final rate offered . If you are very healthy - most likely you 'd get the standard or `` quoted '' rate . 