Does Skydiving Affect Life Insurance? 
Great question ! Insurance is designed to hedge against risk , and the more risk , the more expensive the insurance . Skydiving is one of those things that insurance companies consider risky , and so they tend to be a lot less cost friendly when it becomes something you choose to do . If you already have a policy , before your jump , ask your agent to find out exactly what would happen with your policy if , God forbid , something bad were to happen . If you are looking to get a policy , and skydiving is something that you enjoy doing , there are policies that you can get but most will have higher premiums , and more importantly , a period of years where your death benefit is reduced . I wholeheartedly suggest that you find out before the jump , as opposed to finding out after . If you want to discuss this further , please feel free to contact me , I 'm happy to help . Thanks for asking ! 