Can I Cancel My Car Insurance After Accident? 
Auto insurance is an at will product . This means that you typically could cancel your coverage at any time , if you have not signed a contract that states a required period of time that you must keep the coverage active with this carrier . If you have a loan on the vehicle that you have coverage on then you may be contractually obligated to keep a certain level and amount of auto insurance coverage on the vehicle until the outstanding loan is satisfied . 