How To Plan For Retirement With A Pension? 
How to plan for retirement with a Pension ? A couple basic things to consider . First is this pension going to be enough ? Are you able to fund other investment choices to boost your retirement income ? How is debt going into retirement ? The main thing in planning with a defined benefit pension is going to be what survivor option to take ? Take a full pension and if you pass before your spouse , the money stops . Take a partial pension with survivor benefits and you leave money behind or if your spouse passes before you , lost retirement funds . This is where life insurance can come to the rescue , as a life policy can allow a person to pension max their retirement with the life insurance policy becoming a secondary pension plan for your spouse if you pass before them . 