Is Life Insurance Covered Under Cobra? 
Group life insurance contracts are not covered under COBRA : you are not guaranteed the ability to continue coverage . Many group plans have a conversion feature - but all . Each group policy has its own set of conversion rules . You may be able to convert the policy to an individual contract provided you complete the process shortly after leaving employment . Typically the premium rates are much higher for people converting as the adverse selection often very high . The majority of people converting are those with existing medical conditions who are unable to qualify for a policy on their own . 