Where Do I Buy Life Insurance? 
You can buy life insurance online , by mail , or by meeting with an agent at their office or your home . Life insurance policies that are purchased without any contact with an agent are usually simplified issue policies . They generally are for smaller face amounts and do not require an exam . While the transaction can be simple , it takes a pretty insurance savvy person to read and understand all the fine print . Thus , it is easy to get declined , or not get the price or policy you were seeking . I recommend calling an agency that carries both simplified and fully underwritten policies , so that you can ask questions and will be given an accurate description of each type of policy before you make your decision . Most types of life insurance can be purchased online or by meeting with an agent face to face . Looking at testimonials and checking Better Business Bureau ratings can be helpful in determining which agency you want to patronize . Reading answers from different agents on this website is also a good way to `` meet '' us and decide for yourself who appears to be knowledgeable and trustworthy . 