How Long Does It Take To Settle An Auto Insurance Claim? 
The general answer is you have to receive a response within thirty days of a valid claim . In other words , once you have filed a claim that is complete , accurate and in compliance with the conditions of your policy , the auto insurance company has thirty days to either pay the claim , investigate the claim or dispute the claim . So , if you have not heard anything back within thirty days and you have complied with all the conditions in your policy , you should notify your agency or the state insurance regulatory office . 