Why Should Kids Have Life Insurance? 
While medical advances are making more illnesses treatable , they also are making us aware of more illnesses , and allowing them to be diagnosed at an earlier stage . Any type of illness has the potential to cause life insurance rates to go up , and some illnesses limit the type of policy/amount of coverage you can get . Getting life insurance on a child helps you lock in a good rating before them , so that no matter what diagnosis they may develop as adults , their life insurance is take care of . 