How Much Does Health Insurance For Individuals Cost? 
Health insurance for individuals is available from almost all major health insurance companies . The cost is based on many factors including your age , zip code , height/weight , smoking status and health conditions . Monthly rates could be as low as $ 22 for a young person covered on a short-term plan . However , the rate could also be several hundred dollars per month -LRB- or much more -RRB- if you were older and had some serious health issues . In 2014 , health conditions will not be used in determining the rate you pay . Also , a federal tax subsidy will be available for those that qualify . State Exchange Marketplaces will be operational in each state . An experienced broker and also a very reputable website can provide specific prices and quickly determine the best plans for you . There is no cost or fees when a broker is used . Myself , like all other agents/brokers never charge any fee . 