Why Is Health Insurance Tied To Job? 
Employers want to attract workers , and sometimes pay alone is n't enough . To sweeten the pot , they add benefits , like insurance , vacation pay , or sick days . The insurance that is offered is owned by the company itself , and not the employees who purchase it . The company will also usually pay for some of the cost of that insurance . It is only offered to you as long as you are employed there , and once you leave , unless you opt to pay COBRA prices for it , it ends when your employment does . If you have more questions , please hit the link to contact me , I 'd be happy to answer them for you . Thanks for asking ! 