Who Can Purchase Life Insurance? 
Insurance is based on a couple of factors including age , current health , smoker or not , weight , amount requested , etc. . Anyone who can qualify can apply for and typically purchase life insurance . You must have what is referred to as `` Insurable interes '' in order to apply . That means that you must personally experience some form of economic loss in the event of death . Its best to apply while you are younger , healthy and no histroy of hospitalization if possible although we can also insure people who dont fit exactly into that catagory . 