When Can I Get Health Insurance? 
You can get health insurance anytime you want . As an experienced health insurance broker -LRB- 33 years in the business -RRB- , this question is quite popular . During Open Enrollment , you may qualify for a large subsidy that could substantially reduce your rates . If you miss Open Enrollment , off-Exchange plans are offered along with `` Special Enrollment Period '' exceptions . Of course , your quotes are always free , regardless where you look . 