Is There Life Insurance That Does Not Require Medical Exam? 
Yes . Most senior whole-life policies do not require a medical exam if you apply for $ 25,000 or less with most companies . Some even go as high as $ 75,000 with seniors in their 60 's and 70 's and just base the policy off their answers to health questions and RX checks . Much larger policies can be issued to younger adults and children with no physical exam . 