Does Renters Insurance Cover Scooters? 
A key issue here will be if it is licensed for road use or if it constitutes a use in service to the premises but is designed for off road use . Typically any vehicle intended and licensed for road use is excluded on a renters or homeowners policy . The is some gray area around vehicles including scooters designed for off road use . Talk to your agent about the type of scooter you have and what you expect to use it for . 