Does RMD Apply To Roth IRA? 
That is an excellent question ! One of the great reasons why people should invest in a Roth IRA is that the required minimum distribution rules do not apply to them . In fact , you never have to take a withdrawal from them at all , should you choose not to . Your beneficiaries would be required to take their tax free payouts from the account you pass on to them . A normal IRA is required to start payments at 70 1/2 , but Roth 's do not . I hope that helps , thanks for asking ! 