What Is Medigap Plan N? 
Medigap Plan N is one of ten standardized plans offers coverage in addition to the standard benefits provided by other Medicare Supplement plans . It is most simiiar to Medigap Plan D , with two major exceptions . With N , you are responsible for a copayment of up to $ 20 for some office visits and up to a $ 50 copayment for emergency room visits that do n't result in inpatient admission before your Part B coverage being paying expenses at 100 % . Basic benefits offered by Plan N include : Medicare Part A hospital coinsurance and other costs up to an additional 365 days after Original Medicare benefits are exhausted Medicare Part A hospice care coinsurance or copayment Medicare Part B coinsurance or copayments -LRB- except for a copayment of up to $ 20 for some office visits and up to a $ 50 copayment for emergency room visits that do not result in inpatient care -RRB- First three pints of blood used in a medical procedure Plan N also offers the following additional benefits : Skilled Nursing Facility -LRB- SNF -RRB- care coinsurance Medicare Part A deductible Foreign travel emergency care -LRB- up to plan limits -RRB- When available , many consumers find they can save $ 50 per month or more when compared to the more popular Plan F . If your doctor accepts Medicare assignment as payment in full , and you do not see your physician more than twice per month , Plan N can be a great way to lower your overall health care expenses . 