Does Having A Dog Increase Renters Insurance? 
It depends on the company you go with . Assuming your landlord allows pets , most companies will not raise your rates for having a dog . There are some exceptions with some companies however . Some breeds like Pit Bulls , Rottweilers , German Shepherds and Dobermans have been , I think unfairly , considered higher risks of liability , therefore some companies will charge higher rates if you own one of those breeds . 