How Much Is A Car Insurance Deductible? 
Just to flesh out the above answer a bit more : your deductible can range from 0 $ to $ 1000 , typically . The higher your deductible is the lower your monthly premium payments will be . While lowering your monthly payments by increasing your deductible is a popular cost saving method , it is not always the best idea . What you really should do is sit down with your finances -LRB- or financial planner if you have one -RRB- and figure out how much discretionary income you have each month . The reason you should do this is you have to figure out how much of adeductibleyou are comfortable paying in the even of an accident . Even though it is nice to save $ 20 a month , if you have a serious accident and ca n't afford your $ 750 deductible it does not make any difference . I hope this helps . 