When Can You Borrow From Your Life Insurance? 
As soon as you have accumulated some equity in your permanent life insurance policy , you may borrow against it . I would suggest you wait , allowing it to grow . This is a bank , yes , but the more it accumulates , the more you have for later , when you may need it more , such as for retirement . But permanent life insurance does give you this benefit which is lacking in term life insurance . Thank you . GARY LANE 