How Much Does Group Health Insurance Cost A Small Business? 
Small business group health insurance costs will vary according to a number of factors . The premium rate is set according to the age and gender of the group , zip code -LRB- s -RRB- , plan design , network selection and business SIC code . Employers are required to contribute a minimum amount , usually 50 % of the employee cost , and the plan must meet minimum participation standards -LRB- usually 70 % of the eligible employees -RRB- . 