Does Homeowners Insurance Cost More If You Have A Dog? 
It may . It is very difficult to say with absolute certainty as each carrier sets it 's own equations that determine their rate for any policy . Having a dog does raise the possiblity of having a liability claim due to a dog bite . Almost all carriers will ask if a prospect owns a dog and the breed of the dog . Contact a local agent to discuss coverage availablity and pricing within your area . 