How Much Does Vacant Home Insurance Cost? 
In our case we charge about 30 % above the normal occupied rate however there are some insurance companies that do not even write any property insurance for a vacant dwelling . Best idea is call your current agent and find out if he or she have the ability to write vacant dwellings . Finally rmember most companies have a 30 day vacancy clause meaning if the property is vacant more than 30 days there may be limited coverage or no coverage on your policy . Consult your agent for more informaiton . 