Do You Need Car Insurance In California? 
I have been driving a car , mostly in California , for almost fifty-eight years . Fifty-six years ago I had a minor fender bender that resulted in a claim for about $ 100 . I have paid out approximately $ 90,000 in insurance premiums . That doesnt seem like a very good deal , however , if I had ever hit a kid in a cross walk as someone in my neighborhood did recently , I could have never paid the $ 750,000 + judgment . Yes , in California we have financial responsibility laws but insurance is the only reasonable way that most of us can take care of this issue . 