How Much Disability Insurance Should I Buy? 
You should purchase enough disability insurance to be sure if you were to become disabled , financially you would be OK . Most companies max out at 70 % -80 % of your monthly income . Also , purchase a policy that pays until you are 65 or 67 years old depending on your age when social security benefits begin . Of course all of this depends on the amount of coverage based on the amount of premium in your budget . 