How Is Medicare Advantage Different From Medigap? 
This is a very important question . The easiest way of explaining it is that Medicare Advantage works the same way as most insurance you get while you 're working . You have copays , deductibles , and monthly premiums . They combine all of your insurance into one comprehensive plan . Medigap , or Medicare Supplements , on the other hand simply cover some or all of the expenses left over after traditional Medicare has paid their share . In general , Medicare Advantage plans tend to be cheaper , but Medigap plans have less out of pocket costs during the year . Which one is best for you is a great question to ask your insurance broker . 