Does Landlord Insurance Replace Home Insurance? 
Great question ! You have asked about something that has been the heartbreak of many a renter . The answer is no , it does not . What the landlord 's insurance will cover is what belongs to the landlord , not you . So if the home were to catch on fire , the landlords insurance would pay for the home . Your things that were inside the home do not belong to him , therefore the company would not pay you for them . Please look into a renters policy to protect your belongings . If you need help , please contact me , I 'm glad to help . Thanks for asking ! 