What Is A Good Homeowners Insurance? 
A good homeowners insurance policy is one that pays a claim in a timely manner . That means that it is a policy with appropriate limits -LRB- enough to cover the loss . -RRB- That means that it is a policy that is in force at the time of loss . That means that the company standing behind the policy has a good reputation , particularly in adjusting claims . Generally , it means that it is a policy written for you by a competent agent who is established and respected in your community . 