What Is Average Cost Of Long Term Care Insurance? 
There really is no average cost of any type of insurance since there are many rating factors such as age , health , zip code , amount of coverage , etc. . With Long Term Care , many policies give a 40 % discount if both spouses are covered . I 've seen policies range from $ 80/mo to $ 400/mo . So I have 2 things that I might advise ... 1 -RRB- . Speak to a licensed agent to get a quote 2 -RRB- . Buy as much Long Term Care as is affordable . This is definitely a case of `` some is better than none . '' 