Can A Term Life Insurance Policy Have A Cash Value? 
That is a great question ! The traditional term policy does not have a cash value , and very few moving parts . That is why they are so cheap . The industry has begun to offer term policies that have some options to get your premiums back , and so have a small cash value , but they are more expensive than the term policy most people would think of . So as a rule , no this type of policy wo n't have a cash value . If that is something that you want , a whole life policy is what you should look into . Thanks for asking ! 