Where To Buy Fixed Annuities? 
Fixed annuities are offered by many major insurance companies . You can purchase these contracts through experienced brokers that understand the complexities of an annuity and can use their expertise to determine which type of contract is best for you . There are many variations of annuity contracts , including the initial interest rate . Also , surrender periods and length of the guaranteed rate -LRB- initial rate -RRB- must be taken into consideration while comparing and shopping for the most suitable contract . They can be a valuable tool when planning for retirement . 