How Does One Plan For Retirement? 
You plan for retirement by starting to develop a relationship with a professional who can assist you . Notice that I said , Start because retirement planning is an ongoing process of making adjustments . Even the goals that you initially set will change in most cases and adjustments will be necessary . The second important thing to realize is that it isnt the performance of investments but the commitment to shifting capital that will develop the money you will use to have a successful retirement plan . 