Can You Deduct Disability Insurance On Taxes? 
If you have a legitimate business with business expense , you should be able to deduct individual disability coverage , but make sure the deduction is worth it . Deducting the disability premium can increase your benefit up to 80 % of your compensation but the benefit is taxable . Not deducting the premium will deliver up to 60 % of your compensation but its tax free . Do the math . A deduction in hand is not necessarily worth two in the bush . 