What Retirement Plan Is Best? 
Determining the right retirement plan requires a few critical components in your consideration . First , determine your effective tax bracket rate . Second , what your risk tolerance is for market investments . Third , how much will you contribute annually and how years do you expect do you expect to contribute . Lastly , perform a life expectancy test . Collecting this information can assist you in determining whether you should use a qualified or non-qualified plan as well as an individual plan versus an employer sponsored plan . And perhaps the most critical item : the savings or investment products youll use for your retirement plan . 