How Long Does It Take To Get A Home Insurance Binder? 
Under normal circumstances this takes only a few minutes . That doesnt mean that the entire application is completed but the agent usually as authority to extend coverage until the underwriting is completed . A key to prompt binding of coverage is to have the agency needing the binder communicate directly with the agent . For example , the title company should speak directly to the agent that way the binder will meet the specific needs of the borrower and can be handled promptly . 