If Snow Falls Off My Roof And On My Deck And It Collapses Is It Covered? 
Yes , generaly speaking that would be covered subject to your property deductible . My concern about the question , however , is that it would take a huge amount of snow or a deck that needs attention for such a thing to happen . If your deck is in disrepair and there is evidence of samage that has occured over an extended period of time , it might be possible that such a claim would be denied . It is always best to check your particular situation with your insurance professional and with this winter upon us , now would be a great time to do that . 