Does A Single Person With No Kids Need Life Insurance? 
If you have no kids , no other persons who would suffer financial loss or whose future would be in financial jeopardy , you may not need life insurance . If you have no charities or and any benevolent intent towards anyone , you may not need life insurance . But if youre healthy and want to save for retirement using a tax deferred accumulating product that has the potential to generate tax free income , you may want to consider life insurance . 