Can You Get Insurance On A Cat C Car? 
The car must be roadworthy to be registered . When an insurance company declares that a car is a total loss , its registration turns to Cat C . It means that the cost of repairs exceeds the value of the car . Cat C registration does not make the car uninsurable . In California an insurer may not deny coverage based upon the vehicles category . However , some companies will not provide physical damage coverage for a Cat C vehicle . 