Does Homeowners Insurance Cover Bicycle Theft? 
It can , yes . Naturally talk to your Insurance Professional about the specific terms and conditions of your policy , but in most cases , you will find that there is coverage , subject to your policy deductible . In order to open a theft claim , in most cases , you will need to file a loss report with your local police and obtain a copy of that report for the claims professional . The claims person will also need to have a very good description of the bike , including color and serial number if you have it . Photos are a very good thing to have as well . 