Why Would I Need Life Insurance? 
Why would you need life insurance . Maybe you do n't . Perhaps , in the event of your death -LRB- not premature or unexpected of course -RRB- , your spouse and dependents will be financially self-sufficient , you will not have any estate taxes and there will be no additional financial concerns -LRB- such as loss or reduction of pension payments -RRB- . However , if you do n't meet that criteria , maybe a quick meeting with a broker will help you realize how cheap life insurance has become ! 