What Could Happen If I Drive Without Car Insurance? 
Most states require vehicles that are registered for road use to be insured ; likewise , most states require that if a person is driving a vehicle , that they have insurance as well . Thetype of insurance that most states require you to have is liability coverage . Liability coverage is also referred to as third-party insurance . Liability insurance really does n't do anything for you ; rather , it provides coverage for injury/damage that another partyincurs that you are responsible -LRB- liable -RRB- for . If you are driving and you do n't have the state required insurance , there are several things that can happen to you . You can get cited for a violation for not having insurance andyour vehicle can get towed . If you are involved in an accident and you do not have insurance , there can be problems even if the accident is not your fault . If the accident is your fault , then there can be a lot of issues . In addition to getting cited and having your vehicle towed , you can be sued by the party you injured for their damages -LRB- damages can include property damage as well as medical expenses -RRB- . We 've had some clients that were responsible for an accident that at the time did not have auto insurance ; in addition to some of the problems listed above , they were sued and that resulted ina lien being placed on their home . Insurance laws and regulations vary from state to state , and also vary based on if you have a lien -LRB- note -RRB- on your car . I suggest contacting your professional insurance agent to review your situation to make certain youremain `` legal '' in the eyes of your state and help eliminate any potential problems that can arise . 