What Is The Definition Of Homeowners Insurance? 
The basic definition of Homeowners Insurance is a hazard insurance or fire insurance policy provided for the primary residence of the titled owner of a property . Banks and mortgage companies simply name all policies ` Hazard Insurance ' as the building -LRB- dwelling -RRB- is the hazard ; many others simply refer to all policies as ` Fire Insurance ' as one of the basic perils covered is ` Fire ' . The correct terminology of the house insurance for the home you own and primarily reside in is called Homeowners Insurance . The Department of Insurance in all States refer to the Policy Form as a Homeowners Form , the basic policy form details are provided by the Insurance Services Office -LRB- ISO -RRB- . There is a link providing an online format to obtain a quote and buy home insurance online in multiple States ; may be used by Escrow/Closing Professionals , Mortgage Professionals , Real Estate Agents and directly by Consumers . An exemplary online experience for all ! WEBSITELINK 