Is It A Crime To Not Have Car Insurance? 
That is really a question for lawyer or a law enforcement officer . I would say though that if the state that you reside in a state that requires every driver to have auto insurance coverage then I believe it would be a crime . If your state requires all drivers to have auto insurance coverage and you are stopped by a law enforcement officer and found not to have the required coverage I believe you could incur penalties imposed by the laws within that state . 