Do You Need To Have Homeowners Insurance In Arizona? 
No State requires homeowners insurance ! Home Insurance is for the purpose of protecting your dwelling , other structures , personal property and liability exposure ; if you do n't wish to have this protection , you are always legally free to self insure . However , in the event that you have entered into a Mortgage Contract or any other contract that may require insurance on the secured asset , you may be obligated depending on your signed agreement . There isan online format to obtain a quote and buy home insurance online in multiple States ; may be used by Escrow/Closing Professionals , Mortgage Professionals , Real Estate Agents and directly by Consumers . An exemplary online experience for all ! WEBSITELINK 