Can I Switch Auto Insurance At Any Time? 
You can switch auto insurance at any time . With more than 33 years of experience as a car insurance broker , I see this happen every day . Usually , the broker or company can be contacted to terminate coverage . Keep in mind that it 's important not to let the prior policy lapse if you are changing companies . Also , it 's important that a new policy be approved by the underwriter , as well as the broker ! 