Does Allstate Offer Long Term Care Insurance? 
No . Allstate used to market long-term care insurance through Lincoln Benefit Life , but has not done sofor at least 5 years . All long-term care policies sold by Allstate through LBL are being fully administered and claims paid as approved . Since the carrier is not currently marketing LTC insurance , no new premiums are coming in . As a result , policy holders of this carrier 's long-term care plans of insurance are likely to experience increases in premium in the 30-50 % range . Such an increase occurred in 2010 . However , while those percentages seem extremely high , consumers need to understand that in spite of the increase , the higher premium is probably still a bargain compared to what LTCi costs today . Carriers that increase premiums are making every effort to help people keep at least some of their coverage by making adjustments to benefits , features , or riders going forward . 