How To Get Homeowners Insurance After A Claim? 
A claim may result in a notice to non-renew . This would happen if the home is exposed to a hazard that has not been mitigated . If your home is on a bluff overlooking the Pacific Ocean and part of the bluff falls into the ocean , your current insurance company might decide to non-renew . If you can demonstrate to either your current company or a subsequent company that you have taken adequate steps to eliminate that danger , you should be able to secure coverage . The other reason that a policy might non-renew might be moral . If you have attempted to defraud the company or shown negligence in maintaining the property , they might chose to non-renew . That doesnt mean that another insurance company might not insure you . Large brokerages frequently have the capacity to insure really difficult risks . 