Is Medicare Advantage Better Than Medigap? 
It depends on your specific situation and what you want out of your health insurance plan . I will give you some pros and cons to both . Medicare Advantage - 1 . The monthly premium is $ 0 per month or very low . 2 . However , the max out of pocket per year can be as high as $ 6,700 . 3 . Has a network that changes all the time . You need to see doctors and hospitals within that network . 4 . Has co-insurance , c0-pays and deductibles . Medigap Plans - -LRB- also known as Medicare Supplement Plans -RRB- 1 . Has a monthly premium . -LRB- the amount will depend on which plan you choose -RRB- 2 . The max out of pocket is $ 0 or very little . -LRB- some find it much easier to budget a monthly premium knowing they will never get stuck with a giant bill -RRB- 3 . No Network - You can go to any doctor or hospital in any state you want . If they take Medicare they will take your Medigap Plan regardless of who the carrier is . 4 . Has zero or very small co-pays , deductibles and co-insurance . 5 . The benefits can never change with a Medigap Plan . 6 . Medigap Plans are guaranteed renewable which means as long as you pay the monthly premium it can never be canceled on you . You can visit our website for more information . I would be happy to answer any questions you have . 