What Is The Cheapest Health Insurance Plan? 
The cheapest health insurance plan is a `` short-term '' or `` temporary '' policy . Typically , it is designed to provide approximately 1-6 months of benefits and does not cover pre-existing conditions . However , it is ideal for graduating students , persons with seasonal employment , workers that are laid off or anyone waiting for Medicare benefits to start . Rates can be as low as $ 25 per month for younger persons and under $ 100 for a family , depending on age and zip code . As an experienced broker , we shop for the best rates from the top-rated carriers , so you can get the best pricing and be approved within 24 hours . 