Does Congress Pay For Their Own Health Insurance? 
Government employees generally get their health insurance from the FEHB program -LRB- Federal Employee Health Benefits -RRB- rather than buying health insurance through the health insurance exchanges or a group plan through the private sector . The programs are structured in a similar manner to health plans available to private-industry workers - e.g. networks for plans can be structured with an HMO , PPO , Fee-for-service , etc. and feature deductibles , coinsurance , HSAs , HRAs , etc. . 