What Do You Mean By Deductible In Health Insurance? 
That is a great question ! In insurance speak , the deductible is the part of the cost of treatment that you must pay before the insurance company picks up what they promise to cover . It is the same with your auto insurance , or homeowners/renters insurance deductibles . As a general rule of thumb , the lower the deductible , the higher the price , so the idea is to find a policy that will have the lowest deductible that you can afford , with the most coverage . If you can find a policy with a low cost , you may be able to get a deductible that really works for you . I recommend that when the enrollment period rolls around this fall , that you go to the Affordable Care Act -LRB- Obamacare -RRB- site , WEBSITELINK site , and look there . The Act allows for subsidies that help discount the price of the policy . I have had many clients that have found affordable coverage there . If you would like help , please feel free to contact me , I 'm happy to help . thank you for asking ! 