What Car Insurance Deductible Is Best? 
That really depends on what you can afford for your out of pocket expense . Many will say Higher deductible keeps your rates lower . Yes this is true to a point actually how much are you really saving . In Montana that average different if the premium is not that much . The difference between a $ 100 Deductible and a $ 1000 Deductible for comprehensive if only about $ 7.00 a month difference in rate . So Yes you are spending $ 7.00 more a month but in the event of a loss you are putting $ 900 less out of your pocket . Many glass shops will waive the deductible also so there many things to think about . 1St thing is do you have enough money laying around to cover the deductible amount / If you wreck your car and take it to the shop the insurance company will pay their portion but the shop will not release your car till you pay yours . Coming up with a $ 1000 maybe much harder to come up with . I would contact your agent and ask them how much a month difference it is in the rate before you jump in to conclusion . Be advised that agents that are posting answers to this question or any question are not to be posting there business information as your last person that answered the question did . You can reach the agent answering the question by the contact them button on the side . Hope this helps you with the information you need . 