Can I Be On My Boyfriends Car Insurance? 
The simple answer to this question is `` Yes '' , you can be . However , there are certain stipulations that will come into play . The first is that on most personal auto policies , for two or more people to be on the same policy , they need to have the same physical address . The exception to this would be a situation where a parent and a child share insurance , but the child is away at school , either with or without a vehicle . The other stipulation is that any time two people are on the same policy , and are living at the same address , they need to carry the same level of coverage . Typically , you will save money by having multiple people on the same policy , especially if you both have your own vehicle . So it is worth it to combine policies if you do qualify to do so . 