What Should Term Life Insurance Cost? 
Unfortunately , it is impossible to give a guideline on what Term Life Insurance should cost , because the cost varies so much from person to person . If you buy it when young and very healthy , and lock in the rate for a very short time , you can get it for under $ 10/month for $ 100,000 of coverage . If you buy it when older or while having serious health problems , and lock in the premium for the rest of your life , the premium could be over $ 300/mo for that amount . To find the best price for you , go to a website that offers instant quotes and input your information . Keep in mind that these quotes will need to be followed up by a phone call to verify accuracy , or at least by clarifying your health information on the application . 