How Long Does It Take For Life Insurance To Go Into Effect? 
Most individual life insurance plans are in effect on the day they are approved . In some cases the effective date can be the date of the application or a future date . If money is submitted with the application coverage usually goes into effect the date of the application once the application is approved . In the case of group life insurance plans , coverage normally goes into effect the first day you are actively employed in your new job , or when a new plan is installed . 