Does Home Insurance Cover Death? 
Only if you were liable for anaccidentaldeath would their possibly be coverage . While 300,000 is the minimum liability protection coverage I recommend for a homeowner , should your personal assets exceed this amount I highly recommend a personal umbrella policy be obtained . Umbrella polices can give you 1-10 million dollars in additional liability protection and will extend not only above and beyond your homeowners coverage but auto and rental properties as well . Consult your local agent about your liability protection needs . 