Why Are Insurance Companies So Greedy? 
You need to be more specific with your question . Do you have an example ? They do n't get much opportunity to be greedy on setting rates . It 's very competitive . All you have to do to get a better rate is to be willing to fire your insurance company and go to one offering a better price . So I assume rates are not where you see the greed . Claims paying must be where you have the problem . We can eliminate life insurance from that discussion because you are either dead or you 're not . Not much room for error there . Health insurance claims are fairly straight forward too . If you stay in your network and pay your dedictibles and co-pays ... they pay the rest . Not much room for greed there . Auto and homeowners has more room for grey areas when paying claims . So I assume that 's where you are seeing things you consider greedy . Ask a more specific question and we can help you more . 