What Is Annuity Value Protection? 
Annuity Value Protection is a product specific feature . Meaning that it is a term specific only to certain companies/products . Usually , it refers to a feature that `` locks in '' returns at a certain point . Usually it is in reference to the gains of a living benefits rider such as a Guaranteed Lifetime Income Rider . If your annuity has this feature be sure to have your agent or the company explain it in full . Then review it on a yearly basis . 