Does Life Insurance Affect Credit Score? 
Sometimes applying for Life Insurance can slightly affect your Credit Score . Occasionally some companies will use Credit Score as a determining factor in your Premiums . And they will run your Credit Score to find out what it is . According to Experian `` Inquiries '' account for only 10 % of your Credit Score . And `` Excessive '' inquiries count against you . So unless you have had multiple recent inquiries , a single inquiry from an Insurance Company should not affect it too much according to Experian . However , I am a life insurance specialist , not a credit specialist . Experian , TransUnion , & Equifax all have some good info on their sites about what makes up your score and what can affect it . 