How much does life insurance cost per month? 
The premiums for Life Insurance are based on multiple criteria . First what type of life insurance ? Term ? Universal ? Whole Life ? In every case the age , health condition and sex of the insured as well as the `` Face Amount '' or Death Benefit are primary factors . Do you use tobacco ? Do you engage in hazardous activities either as part of your job or for fun ? If you 're looking at term insurance - how long of a term ? Then there are `` riders '' you may want to include such as ` Accidental Death ' , or Long Term Care . And then different companies have different pricing . A simple answer to `` how much are monthly premiums for Life Insurance '' simply is n't possible . 