How Do I Know My Auto Insurance Agent Isn't Ripping Me Off 
As long as premiums you pay are reaching an admitted insurance company , the agent is probably not ripping you off . A telephone call to the insurance company can confirm that . If you feel you are being charged for coverages that you didnt want , most companies will make the adjustments over the telephone . If you discover that the agent has not paid for your policy , call the state insurance commissioner . 