What's The Fine For Not Having Health Insurance? 
if you do n't have health insurance before the end of the tax season for 2014 , you could pay a penalty if : you do n't have a policy either through the marketplace or through employer based plan . the penalty for 2014 is 1 % or $ 95.00 whichever is higher . As answered in the previous comment , if you are an employer with more than 50 employees , and you are not offering them a qualified plan , not only will you pay a fine , but your employees will as well . 