How To Cut Homeowners Insurance Costs? 
Talk to your Insurance Professional about making sure you are taking advantage of any available discounts . Many companies offer very nice discounts if you also insure your cars with them , this can save you quite a bit for sure , and some companies will deepen the discount if you also have Life Insurance with them . Also ask about a discount for having a central alarm , a new roof , electrical , plumbing or HVAC upgrades . 