What Are The Best Life Insurance Policies? 
That is a great question ! The answer though , really depends upon what you want the policy to do for you . If you need it to cover a debt , like a mortgage , or college loans , or to increase your coverage while your kids are small , then maybe a term policy is the way to go . If you want to be certain that you are covered no matter how long you live , or think that one day you might need to access some quick , no questions asked cash , then maybe a whole life policy would be better . I 'd really need to talk to you and get more information before I could tell you for certain . I do appreciate you asking though ! 