Is An Annuity Better Than An IRA? 
An annuity is a savings or investment product depending upon the definition of an annuity such as security product like variable annuities versus a non-security fixed annuity product . An IRA is an individual retirement account which is a qualified plan and not product that can hold investments as well as insurance products like annuities . A qualified plan in and of itself is an IRS code permitting special tax treatment but without a product is an empty economic storage bin . An annuity is a product , which can be in a qualified plan or remain a non-qualified annuity . Strictly on the basis of the question , Is An Annuity Better Than An IRA ? Yes , an annuity is better than an empty shell . 