How Is Life Insurance Paid Out? 
Life Insurance can be paid out in a number of ways . You can receive the money in a lump sum or you can take the money in equal installments over a period of time . I usually recommend taking the money in a lump sum and , if not needed right away , investing the money in a safe vehicle , such as an indexed annuity . It all depends on the circumstances . A good agent will help you sort through your options . 