Why Do Landlords Want Renters Insurance? 
To help the tenant and themselves . If the apartment building experiencs a fire or tornado and the tenant losses everything . Without renters insurance how does the tenant replace the things lost and pay for another place to live ? Renters insurance also helps protect the renter against financial harship if someone should be injured while in their apartment and other covered situations . Remember every policy is different . Please read your policy completely to understand what coverage is provided and what exclusions ther may be . 