What Could Happen If I Drive Without Car Insurance? 
Driving without car insurance can have both legal and financial impacts upon your life . Caveat , this is geared towards Michigan drivers . Financially : if you get into a collision and are negligent , you could be sued for physical damages to the other driver/passengers . Without insurance you will be on the hook for the entire judgment against you . Furthermore , if you are driving a new car you will either be out the money you spent on the car , or you will owe the leasing company or lender the value of the car . Legal : in Michigan driving without proof of no-fault insurance can result in a $ 500 ticket and three points on your license . So you will be out $ 500 immediately , and a huge increase in your insurance upon renewal . This is assuming you will still have the same insurance and not get a non-renewal notice . I hope this helps . 