Why Is It Important To Plan For Your Retirement? 
With people living longer , while companies are paying out few pensions , it is very important to save and invest for your retirement . Otherwise you could find yourself living many years having to pinch pennies to lead a good quality of life . Yes , Americans can -LRB- and must -RRB- work longer than years past , but not everyone has the health and stamina to do so . Planning for retirement is essential so that your later years of life can be as fulfilling as the years you spent working . 