How Much Life Insurance Should I Have With Kids? 
When you have kids , you want to be sure that you have enough life insurance on yourself to at least raise your children to the age of adults . It would not be unreasonable to purchase $ 100,000 of coverage for each child 's education . It would also be a good idea to get enough life insurance to replace your income for the number of years that they will be minors . Since this is a temporary need , you can use term insurance , which is much lower priced than permanent insurance . 