Can You Withdraw From A Roth 401K Without Penalty? 
One of the benefits of the Roth IRA is that once you have reached retirement age , the withdrawals are not taxed . The entire purpose of the Roth IRA is to use after tax dollars to fund it . This means the income was already taxed when you earned it and you put after-tax dollars into the account . That being said , if you are not at retirement age , there are some potential concerns . If you are under 59 1/2 years of age there is an early withdrawal penalty of 10 % on a federal level . Beyond that your withdrawal may be taxed as regular income . You would be best served by speaking with your accountant to see how a withdrawal may impact your unique financial situation . 