Is There A Cash Value On Term Life Insurance? 
Since life insurance is largely a matter of mathematics , there have been and are policies available that combine term insurance with cash value . In order to accumulate the cash value the company raises the premium so that it can build small cash value . Traditionally these policies have addressed specific concerns such as the enormous increase that the premium takes at the end of the term . Generally speaking you get what you pay for . It could be a benefit worthy of consideration . 