How Much Is A Unit In Life Insurance? 
I love this question . I have been a Life Insurance agent for close to 30 years and I have no clue . I see commercials that say `` Only 1 $ per unit '' Or `` Only $ 1 per unit per day '' Call the 800 # and you get the `` well it depends ... '' If they do not know how is the public supposed to know ? As an agent it can mean $ 1,000 of base coverage or it can mean $ 1,000 , $ 5,000 or even $ 10,000 in child rider . The majority of Life Insurance is sold `` per $ 1,000 '' The cost per thousand is determined by many factors such as age , sex , health and type and amount of coverage . While it is easy to use a calculator to come up with a monthly quote . It takes an experienced agent to come up with a quote that truly represents what you may qualify for . Not some low ball cost per unit . 