How To Set Up Homeowners Insurance? 
Trained insurance agents are experts in setting up homeowners insurance . If you dont know an insurance agent , get recommendations from friends , colleagues or neighbors . Normally , your lender will dictate the amount of coverage required for your mortgage . The insurance companies will want an estimate of the cost to replace the residence . These indications will help the agent set the appropriate limit for the property portion of the policy . I recommend that you accept the highest possible liability limit because a lawsuit could easily bankrupt a family . 