What Is The Cost Of A $500,000 Term Life Insurance Policy? 
Asking a life insurance agent how much life insurance costs is like asking a realtor how much a house costs . Which house ? Which life insurance plan ? There are entirely too many variables to answer that question . First is what is the need for life insurance and is there an insurable interest ? In other words , does someone lose financially or become saddled with your debt at your death ? Next are the underwriting questions to determine an accurate quote . We need your sex , age , build , health status , health history , life style , occupation , net worth , residence , and length of term or type of plan . It can vary over 14 rating classes as to which premium class you qualify for . I suggest using an experienced independent life insurance broker to shop the market to find the best product at the best price for your unique situation . 