Does Everyone Need Disability Insurance? 
I would say no not everyone needs disability insurance it would depend on how well you handled your finances in the past it would not hurt to have it but does the numbers add up ? In my opinion if you have strong investments it could be a waste but if you do n't then you would need the insurance if you lost the ability to work your occupation . One of the most important factors to ask yourself is do the numbers add up what does your savings account balance look like that will determine in most cases if you need it or not or if you can afford it this is a very good question to ask the numbers must not be fake . 