When Should I Get Long Term Care Insurance? 
Most retirement advisers recommend purchasing long term care insurance at 50 years of age , but the actual and more popular age is 60 . A non-smoking married couple age 60 and in good health purchasing maximum benefits with an inflation rider are going to spend $ 300 a month . Considering that seniors spend $ 250,000 during their retirement for medical bills and extended care , thats seems reasonable . 