Is Short Term Disability Insurance Tax Deductible? 
The premiums for a disability policy that a individual obtains through their employer can be payed with pre-tax Section 125 funds , or as it is generally structured after-tax -LRB- FICA/FUTA -RRB- dollars . As with most insurance policies either the policy holder can pay taxes as they go or at the time that they start to collect from the policy - same basic principal that differenciates IRA 's from Roth IRA 's . The STD benefit payments themselves are viewed as ` wages ' with regard to tax-liabilities , so no they can not be deducted . 