Does Dave Ramsey Like Term Life Insurance? 
Dave Ramsey recommends term insurance . He endorses a specific agency . He emphasizes adequate coverage which I consider essential in any type of financial planning . Not everyone will adapt their finances to Dave Ramseys model . For those who do not it would be wise to consult with a qualified agent and determine the best way to provide the protection that you need . It could be that the answer will be term insurance but for many it is other forms of life insurance . Each of us is unique and one program does not meet the needs of everyone . There is a subculture that lives near my agency that rarely purchases term life insurance . 