What Is A Deductible For Renters Insurance? 
There are two main parts to a homeowners policy . Personal property is covered , however if there is a loss the recovery is reduced by a deductible . Most companies will write a renters policy with a deductible of $ 250 - $ 500 . The other major part to the policy is liability . That part of the policy covers you for claims involving personal injury or property damage to the limits of the policy without any deductible . 