Will Homeowners Insurance Cover A Leaking Basement? 
Depends on what caused the leak . No for flood -LRB- rain that hits the ground -RRB- nor a continuous -LRB- over Time -RRB- maintenance type leak . The homeowners policy is designed for spontanous leaking of water . e.g. burk pipe , leaking washing machine hose , snapped the shower handle off and it took 1/2 hour to find the shut off . I use these examples because they have happened to my clients Patrick 