What Does Guaranteed Issue Mean In Life Insurance? 
Guaranteed Issue Life Insurance means that you can not be denied for health reasons . Most guaranteed issue life insurance policies require that applicants be at least age 40-50 years old , and the face amount that you can get is usually $ 25,000 or less . Since even terminally ill people can get guaranteed issue life insurance , the policy is graded -LRB- pays less than the face amount -RRB- during the first years for natural death . 