Can I get life insurance with a DUI? 
All great answers above ... . Yup ... the `` what , when , where , etc. '' is the key . ALSO ... how much coverage are you trying to buy ?? There are many `` guarantee issue '' plans out there -LRB- depending on age -RRB- . Some are instant coverage while others have a `` ramp up '' period before you get full coverage . `` Might be '' an option ... yet we don ; t know enough ab out you -LRB- age , sex , other history -RRB- . I once placed 5 policies in force for one dude ... he needed a specific amount for his divorce . The judge did n't care about the cost because of the underwriting mess he created . So ... 5 policies . He 's now down to 2 policies 3 years later . When I played high school basket ball , Air Jordan 's first arrived . EVERY KID wanted them . Yet , even way back then , they were SOOOO expensive -LRB- like your life rate will be right now -RRB- . Did I say , `` Screw you Jordan '' & go and play barefoot ? NO ... I bought `` what i could '' -LRB- OK . Dad bought what he could -RRB- & I played . I was still a starter . I still won a trophy at the tournament . Just like with your car insurance , the more time that passes , the less you 're penalized for the DUI . Each year you can assess your situation for a `` better value '' . Suggestion ... Do what you can right NOW & let time fix the rate issue . 