How Much Car Insurance Should I Carry In Texas? 
Minimum limits are 30/60/25 . In my opinion , those limits are never enough . We suggest 50/100/100 as your liability limit to avoid any possibility of lawsuit . the price difference is not very much and it always easier to come up $ 10-15 rather than get sued and have to come up with $ 10,000 to 30,000 . We have had several customers who are being sued because we did not want to push the higher limits . Its not always about how much money the agent is going to get in commission . We want to avoid you any hassles . 