Can An Apartment Complex Require Renters Insurance? 
Landlords are concerned about liability arising from your possession of their property . If a guest of yours slips inside the unit and is injured they will certainly sue you but may also sue the landlord . This is why the landlord often requires that you maintain a renters policy that will address suits arising from personal injury and physical damage . By having you secure a policy and name them as additional insured they are less vulnerable to lawsuit . Additionally , tenants rarely fully appreciate that if something happens to the unit and your personal property is damaged or destroyed , the landlord doesnt have any liability . If you have a renters policy there is some money available to restore what you have lost . 