Does Life Insurance Make Sense? 
Yes Life Isurance is a very wise decision and will eventually prove itself in the later years . Insurance in general is a financial mechanism that is designed to indemnify loss and to make a person financially whole again . Life Insurance is a wealth accumulating mechanism that if anything should happen suddenly to anyone that is relied upon for income the death benefits are used to replace income needed examples are funeral payments , bills at home , money for children 's future , etc. . This also helps to bring wealth into a family for generations to come . All is paid lump sum tax free . 