Can I Withdraw Money From My Term Life Insurance? 
As I always say : Term Life insurance is ONLY insurance against dying too early . There is no other benefit to term insurance other than if the insured dies before the term runs out . Or as mentioned by everyone above here , if you are in the process of dying - diagnosed with a terminal condition , -LRB- other than life itself ... which at present is a `` terminal condition '' -RRB- , and not expected to live more than one or two years - you may be able to access most of the death benefit before you die . Otherwise there is NO cash value from which to borrow in connection with term insurance . 