Where Should I Get Term Life Insurance? 
The term life insurance market is extremely competitive . Independent life insurance agents with brokerage access should be able to spreadsheet the top companies ranked by premium in each specific health category . Keep in mind that if you under age 50 , you can secure up to 30 years of coverage . A 25 year old male nonsmoker seeking ten year term life coverage for $ 100,000 , the premium is less than $ 100 a year . 