Can You Be Denied Renters Insurance? 
Insurance is a contract between two willing parties . If the company doesnt like the risk that your rental unit poses , it can and should decline to insure you . In that way it is protecting the other customers who they do insure . There are several reasons that they might decline a rental policy . Possession of a dangerous pet would be one . If the property has a history of losses it could be declined . If you are engaged in a business in the rental unit that could also be a reason a company would decline your property . 