Can Dwarfs Get Health Insurance? 
After January 1 , 2014 the answer should be `` Yes '' under the requirements of the affordable care act . All major medical policies are now guaranteed to be issued and can have no pre-existing conditions exclusions , waiting periods or rate-ups . Therefore , the obstacles that those dealing with dwarfism have faced in the past when trying to get health insurance have been removed . If you missed the 2014 open enrollment and have not recently experienced a change of life status event -LRB- e.g. - marriage , divorce , childbirth , loss of employer based coverage -RRB- then you are prevented from getting major medical coverage until January 1 , 2015 at the earliest . The next open enrollment period begins on November 15 , 2014 . 