How To Lower Your Auto Insurance? 
Start by talking toyour Insurance Professional about any and all discount opportunities your company may offer . Many companies apoply multi-policy discounts for those who insure their Home , rental apartment , Condominium etc. as well . Other companies offer additional discounts for those who also obtain Life Insurance with the same company . Ask about any `` affinity '' relationship discounts that might be available . Alumni Associations , Professional Associations etc. sometimes have a relationship with an insurance company and it 's members as such receive an additional discount . Here in CT , Nationwide has an affinity relationship with the CT Farm Bureau Federation , to which anyone can join as an associate member . Members receive an additional 7 % discount on their car insurance . 