Why Is Life Insurance Cheap? 
I am not sure I would call life insurance cheap but it is very affordable for most people . The young and very healthy can purchase life insurance at an amazingly affordable rate . However , as we age , gain weight , health declines and life is more sedimentary , the premiums can really climb for those folks . The best advice is purchase what you need while you are young and healthy and save yourself thousands in premiums over your life time . Remember the actuaries and underwriters are very skilled with predicting a person 's mortality . Take advantage today , we are never going to be any younger or healthier than we are today . 