Is Whole Term Life Insurance Worth It? 
I think you may be confused , there aretwo different types of life insurance . Whole life insurance is a cash valued life insurance designed to last your `` whole life '' . Term life insurance is a temporary life insurance meant to insurance a debt or income for a specific period of time . Term life can be purchased in years of 5-10-15-20-25-30-35 years to create an instant estate and is known for it 's cheaper premiums than it 's whole life counterpart . 