How Much To Spend On Life Insurance? 
There are a few factors involved in what you need to spend on life insurance , but you will find - if you do some research - that premiums will vary somewhat from company to company . So if you work with an agent who has the ability to work with several different insurers you will likely be able to get the best rate for whichever type of life insurance products you decide on . Other than that the amount you spend on your insurance will be determined by your age , gender , health and the amount of benefit you choose . Also there are options for `` riders '' which add certain benefits , some of which are additional to the basic premium . The amount and type , ie Whole Life or Term will be determined by what your goals and needs are for the insurance . With all these things in mind I recommend you enlist the aid of a good Insurance Adviser / Broker who can help you make the right determinations and select the best insurer and products for you . 