Can I Cash In My Retirement Plan? 
I should preface this by saying you should explore alternatives before you do surrender a retirement plan since in addition to lost savings there are tax consequences . In Canada , whether you can cash in you retirement plan depends on what type of plan you have . Individual Registered Registered Retirement Savings Plans -LRB- RRSP -RRB- can be surrendered . Group Pension Plans can not be surrendered while you are part of the plan . When you leave the plan whether you can access funds or are required to transfer to a locked in RRSP depends on a number of factors . It depends . If you would like to work with a local Retirement Planner , you could start with a Google search . For example , if you search for : retirement planner Halifax or retirement planning Halifax , my name , along with several others , will come up . You can use the same method to find Retirement Planners in your community . If you have further questions , or feel that I could be of assistance , please do not hesitate to contact me . 