Is Long Term Care Insurance The Same As Long Term Disability? 
Is long term disability insurance like long term care ? Well , yes and no . If you were to become disabled during your working years you could use your long term disability coverage to pay for your care needs as long as the policy lasted . But long term disability is meant to cover your working years and most wo n't beyond 65 or in some cases 70 . Long term care insurance is meant specifically for care situations and is not based on your working years or income loss to do illness or disability . 