When Does Health Insurance End After Divorce? 
The Consolidated Budget Reconciliation Act -LRB- COBRA -RRB- provides for continuation of health insurance after a divorce for up to 36 months . The qualified beneficiary must notify the plan administrator within 60 days after the divorce or legal separation . In most cases the premium costs will come as a shock . Many employers pay a portion of the premium costs for the employee and legal dependents . Coverage paid for under COBRA loses the employer contribution and reveals the true cost of coverage . 