How To Compare Life Insurance Plans? 
In order to effectively compare life insurance plans , you must compare `` apples to apples '' , as the saying goes . Comparing a 10 year Term premium to a 20 year Premium is not a valid comparison . You must compare 20 year Term to 20 year Term to know which has the best price . When comparing Permanent products , there are many more variables that enter into the price.Also , you must look at the guarantees , the riders , included features , and the predicted health rating of either Term or Permanent policies to make a valid comparison . 