What Is The Cash Surrender Value Of A Term Life Insurance Policy? 
That is a great question , and I really wish that I had as good an answer to give you ! Term policies are cheap , because they offer very little besides the cost of the insurance . There is no cash accumulation in a term policy , so unfortunately there is nothing to surrender to you if you end the policy . If you decide to cancel the policy the only thing that you will get from doing so is no more payments to make . It ends as if it never existed . The only way there would be a chance to get anything back was if you had paid to put a return of premium rider on the policy , and even then generally you have to ride the policy to it 's term date to see any of that back . I hate to be the bearer of bad news , but I am glad that you asked . Thanks ! 