Does 21st Century Offer Homeowners Insurance? 
21st Century Insurance Company -LRB- direct -RRB- is now a wholly owned subsidiary of Farmers Insurance ; a full service insurance company utilizing the Agency system . The system has proven to be expensive in the opinion of customers ; the agency system is set up for clients todeal with their carrier through the agents for all inquiries creating a sales opportunity every time a client needs assistance . 21st Century specializes in discount preferred Auto Insurance and they do a great job at it ! The company itself does not offer Homeowners Insurance ; their telephone representatives are trained to cross sell property insurance through their referral system . Since their Auto Insurance is very inexpensive and they have a great track record , most of their customer base have their property insurance placed independently . 