How Reliable Is Long Term Care Insurance? 
Long Term Care Insurance is only as reliable as the company behind the contract . Given that there are very few long term care companies remaining in the market , those that are left are reliable . That being said here are some the players in long term care Genworth , John Hancock , LifeSecure , Mutual of Omaha , MedAmerica , Transamerica , Niche carriers are : Equitable -LRB- STC -RRB- , Aetna -LRB- STC -RRB- and Lincoln -LRB- Linked Benefit -RRB- . 