Does A Will Supercede A Life Insurance Beneficiary? 
No , it doesnt . Any knowledgeable life insurance salesperson will tell you this . But if you want an answer you can bank on legally , you need to ask an estate attorney . Also bear in mind this : if the beneficiary is deceased , things can get very sticky . If you still want the life insurance benefit to go to a specific person , as opposed to ending up in your estate , then you need to take a few extra measures to accomplish this . Naming a contingent beneficiary is one way . And if the beneficiaries are minors , you need to make provisions that your executor and custodian will take care of them . Spell this all out so you can still retain control over how the benefit is past . Get a good attorney with specialized knowledge in this area to help you . 