How Long Can I Wait To File An Auto Insurance Claim? 
The best answer that I can provide : `` As soon as practicable . '' This is the best answer I can provide because each insurance contract details under the common policy conditions when a claim must be reported . Typically , most contracts require that you report it as soon as you possibly can -LRB- i.e. as soon as practicable -RRB- . Moreover , in addition to when you must report the claim you have too look at what other conditions must be met , like preservation of property , filing a police report and cooperating with the insurance company . I hope this helps . 