What Are The Benefits Of Having Disability Insurance? 
PEACE OF MIND ! When you have disability insurance , you can take comfort in knowing that you 'll still have an income even if you 're unable to work due to an illness or injury . And depending on the time of own occupation definition you get , you might even be able to go back to work part time or full time -LRB- in a different occupation -RRB- and still receive full benefits . 