How Much Renters Insurance Should Be Purchased? 
The most important step is to find an insurance agent who will listen to you , provide sound financial advice and communicate clearly with you and the insurance company . Pictures are invaluable so photograph everything you own . On a piece of paper list the items in the photos and what it would cost to replace them . That sets your personal property limit . Then select as much liability insurance as the company offers . A lawsuit can ruin you financially . 