Which Is The Best Type Of Life Insurance? 
What determines what the `` best '' is ? Greatest value ? Lowest price ? Easiest underwriting ? Fastest cash value growth ? Strongest providing company ? So it 's a matter of personal opinion . And it should be determined by your goals and needs . As an Insurance Adviser I recommend the Mutual insurance companies as the best providers . Except in special circumstances I always recommend Whole Life as opposed to other types such as Term and Universal . But it really comes down to your personal goals and needs , so talk with your Insurance Adviser . If you do n't have one , call me . 