How Do You Determine Cash Value Of Term Life Insurance Policy? 
Term life insurance does not build cash value , so the answer would always be $ 0 . Only permanent life insurance policies build cash value -LRB- universal life and whole life insurance -RRB- . If you have a permanent policy , you can determine the cash value in it by contacting your agent or the carrier directly . You should also be receiving an annual statement illustrating the policies current cash value . I hope the information is helpful - please feel free to contact me for help and if you have any other questions . Thanks very much . 