How Much Insurance Do I Need On A Home? 
The amount of homeowners insurance you need on your home depends on many different factors . It is important to speak with an agent regarding your specific situation . Typically a homeowners insurance policy will cover the replacement cost of your home , any additional structures including a shed or fence , your personal property , additional expenses is case you are not able to live in your home , and some liability coverage . There are other additional coverages that may be recommended to you depending on your specific situation . It is best to speak with an agent who can help you understand what you need . 