How To Apply For Life Insurance Online? 
You follow the prompts on the screen . However , when it comes to life insurance , I always recommend to my clients to do a paper app . There 's a lot more involved in the life insurance process than there is for some other types of coverage , especially if you have a medical history - it 's a lot easier to make sure everything is in good order with a paper app than doing it online , plus you have a hard copy of everything for your records . You also do n't want to apply to multiple companies at the same time - this can work against you because it 'll raise a red flag to insurance companies . There 's a lot of moving parts in life insurance underwriting.You will want to work with an independent life insurance agent/broker to secure your coverage . They can help you through the process -LRB- providing quotes from multiple insurance companies , helping determine which program best serves your needs , completing the application , keeping track of underwriting , and placing the coverage in force -RRB- . If you would like help with your program , send me a message using the `` contact me '' button . 