What Is A Good Price For Term Life Insurance? 
It depends on how good your health history and current medical condition is as well as your gender , age and smoking status . Most term life insurance is offered in increments of 5 , 10 , 15 , 20 and 30 years with a guaranteed level premium . Other considerations are motor vehicle violations , hazardous job or recreation . All these items can contribute to the premium . There is no one term life insurance company that dominates the term market , even in the select categories like : nonsmoking standard or better , nonsmoking substandard or worse and smoking . You need to secure an independent agent who has access to the broad brokerage market place to bid out your term life insurance quote . We can help with that . 