How Does Skydiving Affect Life Insurance? 
If you are getting a simplified issue issue life insurance policy , the policy may be all or nothing . Either they do n't ask , and therefore , you can get the policy . Or they do ask , and therefore you can not get the policy . When purchasing medically underwritten life insurance , there are usually more options . You might be able to get a policy that adds on a flat extra , meaning that is charges an extra dollar amount per thousand dollars of coverage . Or you may be able to get a policy that excludes skydiving . Or you may want to get one of both . 