Can An Employer Pay An Employee For Opting Out Of Health Insurance? 
That is a great question ! When you consider that there is an estimated $ 3 trillion in employer payments for insurance , and their burden of risk , it sure makes sense that it wo n't take long for somebody to decide that there is big profit in not insuring the employees . By law , the bigger employers have to offer something for health plans , but a trend now is to offer the employees a subsidy to help pay for a plan that they pick for themselves off the Affordable Care Act -LRB- Obamacare -RRB- website . In a move that is designed to relieve the employer of the risk , and a great share of the cost , -LRB- equaling great profits -RRB- the employee is able to `` pick a plan better suited for them '' . I would expect to see a lot of this , as soon as they are sure that it withstands legal scrutiny . Thanks for asking ! 