Is A Medicare Supplement Necessary? 
A Medicare Supplement in my professional opinion is very necessary . When faced with serious health issues you could be faced with thousands of dollars in medical bills if you do n't have a Supplement . If you do n't have a Medicare Supplement you are responsible for the Part A deductible of $ 1,260 for an inpatient hospital stay and you can only receive 20 days of Skilled Nursing Care at no cost . Under Part B of Medicare you are responsible for 20 % of all Medicare approved charges with no limit on what you could owe . For example , chemotherapy treatments for cancer or kidney dialysis , 20 % of those cost are huge . A Medicare Supplement is both a medical and financial necessity . 