Need Cheap Home Owners Insurance? 
A home is typically the largest purchase one makes . And like most products in the marketplace , one can find a cheap home or an expensive home . The same goes for homeowners insurance . If you are trying to meet only a mortgage company 's requirement for insurance , you can go pretty cheap . If on the other hand you want an insurance company to pay for ALL the damages incurred in a claim , refurnish your home , put you up in another home while your home is being repaired , defend you in court when you have been sued , it might cost you a little more for your insurance . Your best bet to obtain the best value is talk to a professional to help evaluate your needs relative to your wants and budget . 