What Car Insurance Coverage Do I Really Need? 
I am going to answer your question by giving you a true life story that I experienced with one of my elderly clients that hopefully helps you to see the `` complexity of life '' issues we all have to face . I have an elderly lady that has been a client for years , We have grown old together . She has saved money and has continued to work every day in spite of my objections . Her brother was in a nursing home and she went to see her brother without fail at least twice a week . The path she had to travel included one of these `` turn lanes '' that clears the traffic to turn left while the other lanes supposedly had the red light . One day she was making that left turn and a motorcycle hits her right hand side whell panel as she is turning . The motorcycle flies over her car and the driver is killed . The investigating officer ticketed my client for `` failing toyield right of way '' . Please remember my client has money . What if that `` family '' of that deceiased motorcycle driver sues my client for `` wrongful death '' ? I knw we all look for ways to save money but how often are `` penny wise and pound foolish ? '' . 