What Is Covered By Critical Illness Insurance? 
Critical illness insurance pays a lump sum upon first diagnosis of a covered condition . Those conditions do includeas mmentioned heart attack -LRB- proof of muscle damage will constitute a valid claim -RRB- , cancer bith invasive and in situ or localized spot , stroke ... up to 21 covered conditions . The amount of coverage starts as low as $ 5,000 up to $ 500,000 . Underwriting is simplified up to full underwriting . 