How Much Life Insurance Should A Married Couple Have? 
Married couples may have one or two of them earning outside income . They also may have one or more kids nor none . They may have a mortgage , or credit card debts . All these things need to be discussed and considered with a knowledgeable life insurance agent . As a New York Life Agent , I have experience in assisting couples to determine the appropriateinsurance coverage . Most folks believe that a simple one or two times your income is enough coverage , but that is not always true . Consider what the survivor would be faced with upon the death of one spouse . We can work out a detailed expense sheet and come up with a plan . We can start with temporary insurance if funds are tight and build to whole life and a growing cash value , as things grow . 