When Does Long Term Disability Insurance End? 
As Steve said , the best disability insurance policies end at age 65 or 67 . However , depending on whether or not you have any pre-existing health conditions or what your job is , your policy may only have a 5 or 10 year benefit period . That means , if you were to become disabled at age 35 and only had a ten year benefit period , your payments would n't pay past age 45 . 