How Old Is Too Old For Long Term Care Insurance? 
As a practical matter , insurers usually price their products for issue ages up to age 79 . The premiums are pretty high at the oldest ages so it is generally wise to buy as early as possible so long term care insurance does not become cost prohibitive for your financial situation . Not only does it get costly the longer you wait to start , the chances that you will be uninsurable increase dramatically at older ages . 