What Is 10 Yr Term Life Insurance? 
Life insurance is sharing a risk . Since death is inevitable the only variable is when it will occur . A quick look at mortality tables will illustrate that the chances of death occurring increase with age . When the window of exposure -LRB- policy term -RRB- is short the possibility of an individual dying is lessened . If the consideration is cost it would seem that the 10 year term is a bargain . When the ten years are over and you have nothing , neither death benefit nor premiums paid , it may seem like less of a bargain . 