What Happens To Car Insurance When Someone Dies? 
That is a great question ! A lot of the answer can be found in a section of your policy called the `` statement of benefits '' . That is where your policy will spell out the specifics of who , if anyone can drive the car , and for how long . Generally if it is a spouse , and both are named on the policy , then the deceased spouse is removed , and the policy carries on with the surviving spouse . If there is an executor of the estate , and the deceased was the one insured , the policymay allow the executor limited use of the vehicle for a short time until the estate is settled . If there is no executor , and no one else was named as permitted to drive the vehicle , it ends with the deceased . Thanks for asking ! 