Will My Homeowners Insurance Cover Foundation Repair? 
Your homeowners policy covers damage caused by a specified peril . Damage to a foundation would most likely be the result of earth movement or the entry of outside water -LRB- flooding . -RRB- Both of those perils are excluded in most homeowners policies . Maintenance of the home is also an excluded peril . It is , however , possible that one of the insured perils could damage the foundation and coverage would be available . 