Can You Get Life Insurance After A Heart Attack? 
You should be able to get life insurance after a heart attack , but it can take a while until you are able to be approved for life insurance . Most nonmed policies require a waiting period of at least one year after a heart attack . Medically underwritten policies can be more lenient , or much stricter . That is because they look at the total picture : smoking status , weight , complicating health conditions such as diabetes , etc. . If the heart attack was an isolated incident and steps have been taken to prevent another one , one may be able to get life insurance shortly after suffering a heart attack . If the whole health picture is unfavorable , the person who had the heart attack may need to take guaranteed issued life insurance . Normally , the case is middle ground , so finding a life insurance agent that specializes in heart disease can be very helpful . 