Does Health Insurance Affect The Employment Of Older Workers? 
Well , there really is n't an on the record answer for this . Older employees tend to cost more to provide health insurance for . Medical plans go one of two ways . One way is a level premium for all employees in the group . This is based on `` averaging '' the premium cost among the group . This is also done for gender . The other way is known as `` banded coverage '' where group premiums are grouped , usually in 5 year blocks and rates vary based on ages . You would hope an employer would n't use the medical premium cost as a hiring means test . It would possibly be considered age discrimination . 