Can I Buy Disability Insurance? 
If you are working most likely you can buy income disability insurance . Depending on your health it may be more or less costly . And if you have health or injury conditions currently , those may be completely excluded or excluded from coverage for a period of time . There are a number of factors that play into what you will have to pay for insurance and what may be excluded from coverage , so be sure to ask the relevant questions when you are applying . 