Is Life Insurance Covered Under Cobra? 
No , group life insurance benefits are not covered under the COBRA act . The COBRA act was originally set in place for an employee to change jobs or companies without a gap in coverage . Unfortunately , this law does not cover your life insurance . There are plans that offer portability with group life insurance without proof of insurability but there is a fairly steep rate increase for those . The rule of thumb is always purchase personal life insurance to protect your insurability and use the employer group life plans as an extra . 