Can A Landlord Require Renters Insurance In Ohio? 
Yes , a landlord can require a tenant to purchase renters insurance . Landlords are responsible for insurance that covers the dwelling , but renters are responsible for their belongings.Renters can also be held liable for any injuries that happen in the dwelling , which would be covered by the renters insurance . Since renters insurance is so inexpensive , it 's always a good idea to have renters insurance , rather than risk losing everything . 