How To Apply For Health Insurance With A Pre Existing Condition? 
As of January 1 , 2014 Pre-existing conditions is not permitted to be included in any underwriting of health insurance . In other words health insurance is guarantee issue and you can not be turned down for any medical issues . You can purchase health insurance using an insurance agent at no cost to you , directly from a carrier or through the new health insurance marketplaces . The cost of health insurance is the same whereever you decide to purchase it . As a certified and licensed agent I would recommend using an agent who can assist you with any issues that may arise with your health insurance . It is always good to have a trusted advisor at your side . 