What Is The Best Retirement Savings Plan? 
What is the best retirement plan ? Anyone you happen to choose and consistently fund . There are a lot of `` prefect '' plans that go undone or unfunded or left as a last thing to do if there 's money left over ... . The habit of saving is the absolute BEST retirement plan a person can have ... Get the habit and the rest turns out OK . Without the habit , tax breaks , tax advantages and tax free does n't matter . 