How Do I Get Life Insurance? 
One popular way to get life insurance is to look for a quote on the internet , then communicate with the financial representatives at that website to purchase it . If applying for a medically underwritten policy , you will submit an application , then take a free exam in your home or other location of your choice . Sometimes the company will also order your medical records . If you apply for No Exam life insurance , there is no need to take an exam . Once your application and other requirements have been reviewed , the underwriter will decide whether to approve your policy , and determines what rate you will pay . With our agency , we give you a chance to change the face amount or term length , so that the policy stays within your budget . Some agencies simply send you the policy at the rate it was approved , and you take it or leave it . Procedures can vary depending on the type of policy and application you use , and the protocol used by each agency . 