What Is A Whole Life Insurance Policy Worth? 
A Whole Life Insurance Policy has financial worth to the beneficiaries of the policy as well as the secondary life settlement market . A Whole Life Insurance Policy can have cash value financial worth with guaranteed cash value accounts and the possibility of dividends , which is return of unused premium up to basis . The value may have collateral benefits as well as an asset . Now whether a whole life insurance policy is the correct policy for you will need to be assessed by the financial suitability for you . Financial suitability is based on your financial profile , risk tolerance and economic goals . 