What Is HDHP Health Insurance? 
HDHP stands for High Deductible Health Plan . Many companies and individuals have selected these types of plans to help reduce the cost of insurance . The deductible for these types of plans range from $ 2500 up to $ 15,000 . Typically once you reach the set deductible the insurance company picks up the rest of the medical bill . HDHP 's are also qualified plans , which means you could open a Health Savings Account -LRB- HSA -RRB- to help pay for doctors visits and prescription drugs . The savings account grows much like your own personal 401k and has similar tax treatment . These plans are ideal for people who never go to the doctor or who go regularly . Remember , that you will pay everything out of pocket before you reach the deductible . Contact an agent in your state that only handle 's Health Insurance or Employee Benefits for a plan design that works for you . 