How To Ace A Life Insurance Physical? 
A life insurance physical that includes the standard blood and urine analysis measures your body chemistry within normal ranges . So you dont have to ace it , just get into the normal ranges . Schedule the exam at the time you wake up . Your urine is as good as it gets for the first ounce or two after sleeping all night , so do that first . Second , have your blood pressure and EKG taken before the medical questions are asked . Some of your health history may cause your blood pressure to rise . And remember , you height and weight are also factor . Your agent can give you the height and weight tables of any carriers . If youre close to a better underwriting category , it may be worth your time to start that diet and exercise program . 14 hours before the exam : no food , no exercise , no sex . These medical indicators cant be significantly changed a week from your exam , but the longer you delay and alter your behavior prior to the exam , you may be able to mitigate some of the results . 