Does Life Insurance Consider A Person's BMI? 
Yes , life insurance does usually consider a person 's BMI , or Body Mass Index , when assigning a rating to the policy . A weight to height ratio that indicates that the applicant is overweight , obese , or morbidly obese will hike the rate up a little or could cause a decline . There are some policies that do not consider BMI . Contact a specialist in life insurance for persons who are of larger builds to find your best quote . 