Which Company Has The Best Life Insurance? 
It can be very confusing to try to figure out what type of life insurance policy to buy , what amount , and from what company . As a rule , life insurance policies only come in a few types -LRB- Term , Whole , Universal and variations such as Indexed or Variable -RRB- . Many companies carry all of them . However , some policies do have features that are more favorable than others . E.g. longer guarantee periods , greater cash value , etc. . In that respect , some companies carry policies with better features than others . It is always a good idea to look at the rating of the life insurance company itself . If its rating with AM Best , Fitch , S&P and/or Moody 's is good , most likely the life insurance carried by that company will have good products to choose from . And you will know that they will pay out if needed , which is of utmost consideration . 