Does Home Insurance Cover An In Ground Swimming Pool? 
A swimming pool is other structures or coverage B on your homeowners policy so there is coverage . However the coverage would have to be a peril of the policy such as fire , wind , smoke explosion , theft , vandalism to name a few . Wear and tear , cracking or pool equipment break down are not perils of the policy and there would not be coverage . Consult your local agent for more specifics of your policy . 