Does Life Insurance End At A Certain Age? 
That is an excellent question ! Yes , some do , and it can be long before the insured passes away in many cases . Term life insurance policies have a specific end date , that is stated in the contract . There are a few major companies that deal with senior citizens that advertise a life insurance policy for them that ends at the age of 80 . But because of the slick advertising , many seniors buy it without understanding what happens if they live to be 80 and a day . Whole life policies will last as long as you do . they have an `` endowment age '' that is usually 100 , or 121 years old , and if you live to be that old , it either pays out the benefit to you , or continues at no cost . It is always best to consult with a trusted agent before purchasing any policy . Thanks for asking ! 