Does My Homeowners Insurance Cover Mold? 
It is best to check with your Insurance Professional about the terms and conditions of your particular policy . This coverage can vary by company or state . Here in Connecticut , standard Homeowners policies do provoide some limited coverage for mold , usually up to $ 10,000.00 . However , the best practice if you have water damage is to be sure that you and your insurance claims professional bring in a professional cleaning/restoration company that can not only eliminate any standing water , but apply mold remediation techniques to lesson or eliminate the possibility of a problem down the line . 