Is Medigap Worth The Cost? 
Yes , Medigap is worth the cost of the monthly premium . Medicare Part A & B only covers about 80 % of the cost of your healthcare . The remaining 20 % does not have a cap . You pay 20 % of everything with no max . Why would someone subject themselves and their family to that when they can have $ 0 out of pocket or very little with a Medigap Plan ? A Medigap Plan will cover what Medicare Part A & B does not . Depending on what plan you go with you could have little to no out of pocket . It is far easier to budget a monthly premium knowing you will never have a large expense come when you least expect it . 