What Are The Disadvantages Of Long Term Care Insurance? 
The main disadvantages of Long Term Care insurance would be that you would die before you were able to use it or that you would be blessed with a long and healthy life and never need long term care before you passed away . Other than that the disadvantages are that it is becoming more expensive and that fewer insurance carriers are offering Long Term Care insurance . Of course , the reasons for this are testimony to the need for long term care insurance , people are living longer and therefore more people are having some period of need for long term care and long term care facilities are getting more expensive . 