Can Life Insurance Companies Check Medical Records? 
Yes , absolutely they can . When you fill out an application , you give them permission to check your medical records , and unless your policy is extremely small , they certainly will check those records . That is the only way they can be sure they are not missing a major medical issue you were not frank about . Protect yourself . Be honest and get the coverage you need . If necessary , drop the amount , so long as you have coverage for your family . Thank you . GARY LANE . 