How Soon Does Life Insurance Pay? 
It depends on the type of life insurance you have . Some policies -LRB- life funeral preneed life insurance -RRB- will pay within 24-hours of your death and do NOT need a certified death certificate . These have been popular since around the mid 1980 's and are a good choice if people are depending on life insurance to pay for a funeral . Most other life insurance will be within 3-days of recieveing a certified death certificate . 