Do Uber Drivers Need Special Car Insurance? 
Some carriers are doing exactly what Ty said ... they have a box that can be checked and you have the `` extra coverage '' needed for a ride share gig . WITHOUT the endorsement , your `` normal car insurance '' is very , very , very unlikely to cover any claim while your vehicle is being used for `` business use '' . That applies to anyone like a real estate agent , insurance agent , or anyone else that wraps their car , drives prospects & clients around , etc. ... . KNOW what you 're buying . 