How To Get Obamacare Health Insurance? 
Obamacare health insurance is available as a result of the Affordable Care Act legislation . To secure the lowest rates available in your state , Exchanges -LRB- Marketplaces -RRB- have been created that allow the easy application and enrollment for consumers . Four `` metal '' plans and a catastrophic tier are offered . Our job , as experienced brokers , is to utilize our knowledge of available plans and our top-rated websites , to show customers the best options . Consumers are frustrated by the . gov website and the unbiased recommendations -LRB- and free assistance -RRB- provided by brokers is unmatched . During Open Enrollment , pre-existing conditions are covered and a federal tax subsidy may be available . However , if you miss Open Enrollment , special qualified events allow the purchase of coverage . Also , cheap short-term plans -LRB- that are not ACA-compliant -RRB- may be available at very inexpensive prices . These plans do not cover pre-existing conditions but may be the best option in many circumstances . 