Does Life Insurance Cover Testing For Herpes? 
No , life insurance does not test for herpes , but the life insurance application may ask if you have any STD 's . The insurance company will not do a specific blood test that is able to detect herpes . To obtain a life insurance quote while having herpes , call an agent that works with health conditions . They will be able to quote you the best price by asking several companies on your behalf , without giving your name . 