Can Life Insurance Be Reinstated? 
In most cases , yes a life insurance policy can be reinstated for a short period of time . These times vary by carrier . Most will range from 60 days to 180 days or 6 months without proof of insurability . You will have to catch up the back premiums for the lapse period which sometimes can be a bit expensive depending on your original premiums . Your life insurance company will send you a form to complete and sign along with the amount of back premium owed . Once you have exceeded the carriers grace period , you will have to reapply for coverage . 