How Does Life Insurance Make Profit? 
That is a great question ! Insurance companies make profits much like banks do . They make money off of the products that they sell - all of the policies or annuities will have fees attached to them , that they can profit from . They also make money off the investments that they make while holding your money . They invest in things , just like we do . They can also make money by selling off or buying corporate assets , or divisions , much like corporations do . I hope that helps , thanks for asking ! 