Why Have Life Insurance? 
There are several reasons . The main reason is that it is a protection for your family . If you died today , who would pay your outstanding medical bills ? Who would pay your final expenses ? How will your family be able to continue living where they are now until they can get adjusted to your lost income ? I have seen the power of life insurance in my over 30 years in the business . Life insurance can make a difference of your child going to college , of your wife being forced to work in a low paying job or worse going on welfare . I have seen the face of a young widow with three children when she was given here life insurance check and she realized that they would be able to stay in their home . The reason you buy life insurance is because you love somebody enough that you want to take care of them , even after you are gone ! Another reason is that it can protect your business if you own one . It can help keep key employees . 