Why Would Children Need Life Insurance? 
Children are not exempt from life insurance for many reasons . First life Insurance is based on age health and risk , children can be insured very cheap because in most cases they are healthy and are insurable . Policies can be structured early on to pay for college tuition , and living expenses such as a car to drive back home or buy a home around the community they go to college at . Which gives them a head start in their career being the home would go up in value while in school , And has a high sales ratio because new students are moving in every year.These are just a few reasons to mention the child would still have a retirement income at age 65 and a death benefit God forbid if something happened to cause death . In my studies this is what the rich do . John Cole Virtual Financial Group Recruiter / Manager Understanding Living Benefits v/s Life Insurance - Annuities . #colemarketing 