Does Health Insurance Cover Emergency Room Visits? 
Health insurance covers ER visits , although your portion of the treatment will vary . There are numerous available Exchange plans , including four different Metal tiers -LRB- and catastrophic -RRB- . Your deductible may apply to ER visits or perhaps just a simple copay or coinsurance . To make sure you 're getting the correct and best ER benefits allow experienced brokers -LRB- and our websites -RRB- to shop for you so you 're always getting the best pricing . 