When Do You Buy Long Term Care Insurance? 
It is best to buy when you are young and healthy . There is no reason to delay a purchase since the premiums increase at older issue ages as do your chances of becoming uninsurable for long term care insurance . Long term care can impact adults at any age so it is never too soon to purchase insurance for it . The average age of purchase has been falling in recent years as more people are purchasing it at younger ages -LRB- many are buying in their 40s and 50s -RRB- . 