How To Cut Homeowners Insurance Costs? 
That is a great question ! There are a couple of quick things that might help . First , look at what policies you might be able to bundle with your homeowners , to get discounts offered by the insurer . For example , your auto insurances may be cheaper if purchased through the same company that insures your home . Many companies will give substantial discounts to have all of your business under their roof . The second thing is to look at raising your deductible . Generally a higher out of pocket on your end means a lower premium . Be careful not to set a deductible that is too high for you to cover though , should you ever need to . Lastly , revalue the contents of your home , and see if you can reduce the coverage that you 'd applied for . Many electronic appliances in particular are much cheaper to replace today than they would have cost ten years ago . Speak to your agent , and have them help you find the best option for you . Thank you for asking ! 