Is There Life Insurance That Does Not Require Medical Exam? 
There are life insurance programs that do not require medical exams . Younger people who apply for smaller amounts may not be asked to get a paramedical exam . Usually as the applicant gets older and the amount applied for increases , the medical requirement becomes a standard requirement . Even though an applicant 's age and amount being applied for might not automatically require an exam , the company has the right to ask for an exam if they feel it necessary . 