Which Medicare Plan D Is Best? 
The different Part D plans provide selection from a `` basic '' plan that has a $ 310 deductible or an `` enhanced plan '' that is going to have no deductible and lower copays . Medicare is quickly becoming a `` pay me now or pay me later '' equation and it is not designed or meant to pay all costs . That is why that `` insurance agent '' gets paid and is charged with the responsiblity of full disclosure and assuring that you have the opportunity to make the choice that best meets your personal objectives 