Why Should I Have Life Insurance? 
There are several reasons to have life insurance . Some of the main reasons are : 1 -RRB- Your family depends upon your income for bills , mortgage , living costs , etc. . . and if you were to die they would not be receiving these funds any more . 2 -RRB- You want to leave some money to your children or another person that ca n't be taken by your creditors after you die . 3 -RRB- You want to leave some money to a charity or organization that you care about . If these or any other reason apply to you , speak to a local insurance broker and they can determine the most cost effective way for you to do this . 