Does AARP Have Health Insurance? 
AARP is a marketing organization aimed at `` seniors '' aged 50 and older . AARP has endorsed health insurance plans , including major medical for those under age 65 . In some areas the endorsed plan is underwritten by Aetna in 2013 . Compared to the Aetna plans available in the open market , you have only a few choices . AARP plans are essentially identical to those you can purchase from an insurance agent . Premium savings on the AARP plans are illusory . In order to create a lower premium some benefits are stripped from the plan vs those available in market Aetna plans . Any time you are shopping for insurance you should compare rates and benefits across a wide spectrum and not just assume plans endorsed by a marketing association or retailer are lower priced and better values . 