How Do I Know What Kind Of Health Insurance I Have? 
When you sign up for a health insurance plan and it 's approved , you should be sent a policy containing the details about your specific plan including the carrier name , plan name , deductible , monthly premium , coinsurance and copayment rates for various services , etc. . The coverage is effective when the premium has been submitted to the carrier . If you did n't receive this or are n't sure what to look for , contact your agent you signed up through to get the needed input . 