Is Long Term Care Insurance Required In Nebraska? 
No , Long Term Care Insurance is not required in Nebraska , or in any other state . Not everyone can afford to pay the premiums for Long Term Care Insurance , and Medicaid exists for those who are unable to afford the expense of living in a skilled nursing facility . However , many people in Nebraska choose to purchase Long Term Care Insurance so that they can protect assets -LRB- protecting the family farm is a big incentive to purchase Long Term Care Insurance in Nebraska -RRB- . They also purchase Long Term Care Insurance so that they have the freedom to spend the benefit at the place of their choice , be that home health , assisted living , nursing home , or other . 