When Is Renters Insurance Worth It? 
Great question ! Renters insurance is worth it the minute you have to file a claim . In the event that your apartment is damaged by fire , or some natural disaster , the claim helps pay for the cost of the things that you had . It will also cover the things that are stolen from your apartment . When you are standing there wondering where you will come up with the money to replace everything that you once had , and where you are going to stay , then you will appreciate the value of the insurance . If you have more questions , please feel free to contact me , I 'm happy to help . Thanks for asking ! 