What To Do When You Are Turned Down For Health Insurance? 
Under the new Affordable Care Act , you can not be declined for health insurance for any pre-existing condition or other health-related illness . In short , individual health insurance plans are guaranteed-issue in today 's marketplace . If your application was rejected , there may have been information in error and it needs to be re-submitted - your insurance agent/broker should be able to look into this for you . I would suggest contacting your insurance agent or the carrier directly to find out why you were declined for coverage before filing any complaints or other actions . It may end up being something as a simple error that is easily correctable . 