Can You Get Life Insurance With Multiple Sclerosis? 
Most people with Multiple Sclerosis can get life insurance . If your MS is the relapsing remitting type with few effects and no recent exacerbations , you can usually get a medically underwritten policy for any amount you wish . If having one of the progressive types of multiple sclerosis , recent exacerbations , treatment that is being changed due to being in effective , or unable to walk or do ADL 's unassisted , you will need to take simplified or guaranteed issue coverage . But life insurance is still available for you if you fit the age requirements . To get life insurance while having MS , contact an agency that will ask these type of questions and know which company covers each scenario . It is easy to be quoted too strict -LRB- `` you have MS so no one will cover you '' -RRB- or too lenient -LRB- `` go ahead and take your chance on applying for this $ 1,000,000 policy even though you are taking Aricept '' -RRB- . Your policy will go much smoother and you will get the best possible price using agents who specialize in affordable MS life insurance . 