How Much Life Insurance Should A Stay At Home Mom Have? 
Video Transcript : Today 's question is , `` How much life insurance should a stay at home mom have ? '' Well if a stay at home mom is the only earner , she 's a single income with children , she needs to look at all the liabilities that she has today . So if she has indebtedness , whether it 's credit card , mortgage , or any kind of auto payments , she 'll want to look at those or future obligations for her children where she may have college education , or retirement plans for them . She 'll want to be able to do some kind of coverage that she can do to protect them in case something happens to them . And remember if they have an ex-spouse involved , you 'll want to make sure that that person also has insurance on them so if something happens to him that mom and the child are taken care of . 