How Much Does A Medigap Plan Cost? 
Medigap plan costs -LRB- rates -RRB- are determined by zip code , age , gender , tobacco use , plan selected and most important of all , the carrier . Medigap plan F may vary by a factor of 2 between the highest and lowest cost . It is not unusual here in Georgia to see rates ranging from $ 140 to $ 265 for plan F . When you pay more you do n't get more , you simply paid too much . 