Why People Don't Buy Long Term Care Insurance? 
Why do n't more people do n't buy long term care insurance ? Well mainly the reason is they do n't see a need because they have n't really thought about it . Speaking plainly people either `` get '' long term care or they do n't . I ca n't talk someone into purchasing coverage , but usually people come to me seeking long term care . Usually it is because they recently had a family member in a care situation and they simply do n't want that to happen to them . So it is a matter of putting together a plan that is affordable and covers the needs they want . 