How Much Life Insurance Should A Person Have? 
Depends on what financial problems you leave behind when you die . If you make $ 50,000 per year and have dependents it 's very likely that you need $ 500,000 to $ 1,000,000 in life insurance . There are all sorts of reasons and amounts that different people need though . You definitely need to find a good independent agent in your area to sit down with you and do some fact finding . It 's easy to put off but very important . 