How Much Does Homeowners Insurance Go Up After A Claim? 
Great question . I believe everyone should have an agent they can all and discuss options on filling or not filling a claim the 1800 numbers will not discuss this with you . First if there is a large loss , a fire for instance there is no question a claim needs to be filled . If the damages for what your considering filling a claim are less than five thousand dollars you should contact your insurance agent and discuss your options . One aspect that will determine the amount your insurance will go up after a claim is how long you 've been with a company , if you 've been with them -LRB- loyal -RRB- five years or greater likely your rates will not go up much if at all , this of course is with the premium carriers . If you shop and hop insurance companies often I am afraid the rates will be very high . There are rewards to staying with a carrier . 