How Do You Get Out Of Variable Life Insurance? 
That is a great question . Those are really difficult policies , and as a rule , I do n't recommend them , so I can understand why you would want out of it . There can be a whole lot of fees and opportunities to lose money on these policies . Here 's what I 'd advise you to do . Get with your agent , -LRB- or a different one in the company , or another trusted adviser -RRB- and determine whether there is any salvageable cash value . If there is , find out if it is better for you to reallocate your funds into safer sub-accounts and run the policy dry , keeping coverage as long as possible ; to withdraw the cash and let the policy lapse ; or roll it into something safer in a 1035 move . If there 's no real cash value , then dropping it will be easier . Good luck , and thanks for asking ! 