Will Disability Insurance Cover Maternity Leave? 
Disability Insurance may cover maternity leave if it is provided as a Group Short Term Disability plan and if the insured has met the criteria for qualifying for a claim related to maternity and childbirth . Private Short Term Disability does not cover maternity leave , nor does Long Term Disability Insurance , whether purchased privately or provided in a group plan . However , complications of pregnancy and childbirth are usually covered . 