What Percentage Do Employers Pay For Health Insurance? 
For decades group health insurance contracts have required that the employer pay for at least 50 % of the employee only rate in order for a group contract to be put into effect . For many years , health insurance was relatively cheap and employers routinely paid for all or a very high percentage of the cost of their employee 's health insurance coverage and often for the coverage of their dependents as well . As health insurance rates have steadily risen over the last 20 years there has been a steady erosion in the percentage or dollar amount that employers pay towards their employee 's monthly premiums . This has resulted in cost shifting to the employees in the form of higher payroll premium deductions and this trend continueseven withthe new ObamaCare requirements . Employer contribution levels vary widely from company to company but can be expected to fall within the 50 % to 100 % of the employee rate range though far more employers are getting closer to the 50 % level than the 100 % level . 