How Much Does Homeowners Insurance Go Up After A Claim? 
How much your rate can be effected by a claim depends partially on how the carrier surcharges . Also the type of claim is a factor . Claims like liability , fire and theft rate much higher then wind and water . In many cases you may see no change at all while other could be hundreds of dollars . Also even if there is no charge for the claim many homeowners may be receiving a claim fee discount that would no longer apply so this would effect your rate . 