How Much Is Home Contents Insurance Per Month? 
Home contents insurance is either a renters policy or it could be a condominium policy . In either case there are two limits that determine the premium . . The first is the liability limit . Select the highest limit that you can afford . It is cheap and a lawsuit can result in bankruptcy . The next is the personal property limit . Take photos of every part of your residence . On paper describe each object and the replacement cost . Add those values and you will have your property limit . Many of these policies are in place for $ 8-12 per month . 