Will Homeowners Insurance Cover Plumbing? 
As David mentioned above , standard `` wear and tear '' of plumbing is not covered under homeowner 's insurance ; neither is maintenance of plumbing . However , in the case of a sudden rupture or burst pipe , your homeowner 's policy might cover the resulting water damage , subject to your deductible , although the plumber 's fees to repair the damaged plumbing would most likely not be covered . 