Does A Will Override A Life Insurance Policy? 
No , a persons life insurance benefits or proceeds are paid directly to the beneficiary . They are not subject to a will or probate . These are two totally different types of end of life events . The exception to this rule would be if the beneficiary is a trust which is controlled by the will . Also , if the life insurance policy primary beneficiary dies prior to the insured and there are no contingent beneficiaries named , then the death proceeds would be left to the insureds estate and the benefits would go through probate court and subject to the wishes spelled out in the will . 