How To File A Claim Against Homeowners Insurance? 
Almost every insurance company provides a toll free telephone number . Use that number to report a claim . If the claim involves personal injury dont wait a minute . The key is to report those claims as soon as you know about them . You will have time to get all the particulars . If the claim involves a relatively small amount of property damage check with your policy to make sure you understand your deductible . It is also wise to check and see if you are getting a discount for having been claims free . These are factors to discuss before submitting the claim . 