What Does American Income Life Insurance Do? 
AIL is one of many life insurance companies that sell life insurance to worksites and to individuals . They are a captive agent company which means they hire newly licensed agents and train them . Their agents only offer the products from the AIL company . AIL generates leads by giving employees of businesses a small temporary life insurance policy for free in order to set a meeting with you for the purpose of selling you additional insurance . As with all insurance companies , shop the rates of what they are offering you with a number of companies BEFORE you sign up to see how they compare on price and policy features . 