What Kind Of Life Insurance Should I Get? 
The kind of life insurance you should get depends on the type of need you have . If you need temporary protection to pay off a mortgage , send your children to college , etc , Term insurance is the least expensive for a large face amount . If you want coverage for your funeral , you should get Permanent insurance , so that the policy will be in effect when you pass away . If you want to put accumulate a source of funds to use for expenses or retirement in the future , getting Permanent insurance with a potential for good cash value would be the way to go . 