How To Setup A Personal Retirement Plan? 
Setting up a personal retirement plan first starts with your frame of mind . Are you committed to following a plan , as close as possible , to get to your end goal ? If you answer yes , then you are ready to move forward . First , grab all your different accounts which you have monies in . This will include your checking & saving , and money market accounts and retirement accounts including IRA 's & your 401 -LRB- k -RRB- if you have it through your employment . If you do n't have these type of accounts , it is ok . You just need to know where you are to start . The idea is to figure out how much you can start to realistically set aside every month or year . Then start to do this and stick with it . Once you get this habit established , you will need to know how much you need to retire . This number can be humbling however do not let it get you down . You have to have a goal to get to . At this point , I would recommend sitting down with a professional who can help you make some wise choices as there are several vehicles available but are not all created the same . Working with someone can and will help you to stay accountable to yourself striving to reach your end goal . Reach out to me if you have any additional questions . 