Can You Deduct Disability Insurance Premiums On Your Taxes? 
One way you can deduct Disability Insurance premiums on your taxes is if you are an employee of a C corp , and offer DI to yourself and your employees . However , then you would have to pay taxes on the payments to you if the Disability Insurance was used . If you are not self employed , you generally can not deduct Disability Insurance premiums on your taxes . Again , if you become disabled , the payments you receive from your policy will be tax free because you paid for it with after tax dollars . 