Do Whole Life Insurance Policies Work? 
That is a great question ! Life insurance policies have worked for many people for a very long time . They work in part because of one simple fact - everyone dies eventually . Whole life policies work best in that respect because they are guaranteed to pay out , if you 've kept them in force . The payment amount is assured , and the likelihood of you receiving that payment is also assured . Unlike term or Universal life policies -LRB- which are basically term products disguised as whole life policies -RRB- you can not outlive them , or lose them because they go belly up over their costs . Please speak with someone that you trust , and have them go through the particulars of each , or look at my Facebook page , Winkler Financial Group , and look for my explanations of each . If you need help , please inbox me , okay ? Thank you for asking ! 