What Are Current Rates On Fixed Annuities? 
Keep in mind that rates can change quickly . Always confirm the rate before moving forward with any decision to purchase fixed interest rate annuities . Presently , the guaranteed fixed interest rate for a five year period is around 2.95 % . The guaranteed fixed interest rate for a ten year period is around 3.25 % . The 35 basis point spread for twice the holding period may not be in the interest of the proposed annuity owner if interest rates rise over the next decade because long term guaranteed periods are generally protected by punitive surrender charges . 