How Much Does A Whole Life Insurance Policy Cost? 
With any life insurance policy , the costs will vary from company to company by the type of life insurance policy , duration of coverage , what state it is issued in and personal information about the insured like gender , age , smoking status , health condition , recreational activities , vocation , motor vehicle report , credit report , etc. . The policy premium may vary by the use of a term rider and other ancillary riders like waver of premium . 