How Do I Qualify For Disability Insurance? 
There are several factors that determine what type of disability insurance you 're qualified for . To start with , you must be working . DI is paycheck protection , so if you do n't have job , there 's nothing to protect . Also , you typically have to be at least 18 years old and making a certain amount of money -LRB- varies state by state and company to company -RRB- . Once you meet those basic qualifications , your agent will need to know your medical history and your occupational information . 