How much does life insurance cost per month? 
Wow ! There are as many answers to that question as there are qualifiers ! There are over 10 different types of Life Insurance , and over 1000 providers . Each provider has their own pricing for the same or very similar coverage . And there is a wide range of premiums dependent on the type of life insurance . All that said , the more important factors that determine the monthly cost or premium are 1 -RRB- age , 2 -RRB- sex , 3 -RRB- health , 4 -RRB- tobacco or non-tobacco , and 5 -RRB- benefit amount . To determine the best type of life insurance for you and the proper amount of benefit a number of things about you need to be known including your goals and needs . Each person is unique and has unique circumstances . That 's why I focus on educating my clients about the various types of Life Insurance available , the benefits and drawbacks of each . Then with your particular qualifiers we can match the best product -LRB- s -RRB- to your unique needs . 