Does Homeowners Insurance Cover Jewelry Loss? 
This is a great question because a lot of people do not consider this when purchasing Homeowner 's Insurance . Your Homeowner 's insurance will generally cover your jewelry up to a certain amount . However , if you schedule the pieces of jewelry individually and specify their value , they will be covered up to theirinsuredvalue . The benefit of scheduling the items is that the items would be covered for theft and mysterious disappearance everywhere in the world . I hope this answers your question ! 