Does Home Insurance Go Up? 
Home insurance rates can fluctuate each year depending on industry trends from the past few years . If you live in an area that has been hit by catastrophic storms or fires in the last couple years then chances are your entire area will see increases . The opposite is true as well ; if your area and terrain are low risk then you may see decreases year over year . Keep in mind that over time the cost to rebuild your home increases regardless , just as the cost for everything else in life increases . 