When To Get Homeowners Insurance When Buying A Home? 
You should start looking for coverage as soon as you know youthatescrow has beenbeen opened on a property . You 'll need to have coverage in place for the close of escrow and it 's easier to get the wheels turning earlier as there are often roadblocks such as the location of the property might be an issue for various insurance companies . Here in California we have a lot of brush areas where many insurance carriers wo n't offer coverage . Age and value of the dwelling can also pose problems in obtaining insurance , so the longer you allow for the process , the better chance you have of obtaining coverage without problems . 