How To Find Out Where A Life Insurance Policy Is? 
If you believe that a deceased individual owned life insurance you should first start by attempting to find paperwork from a life insurer . If you are successful in doing this , call the insurer with information including the deceased 's date of birth and social security number . If you are not the beneficiary the insurer will not be able to disclose information to you , but you can either have the beneficiary contact the insurer or give the insurer contact information for the beneficiary . If you are unsuccessful at locating paperwork , you can contact the Medial Information Bureau -LRB- MIB -RRB- located in Massachusetts and use their policy finder tool . There is a cost for this , and the success rate of finding a policy is admittedly low , but this can sometimes be helpful . Lastly , you can wait . Insurer 's are supposed to report proceeds to the state in which the deceased was a legal resident to the state 's department of treasury et . al. and hand funds over to them . This is coordinated through the Social Security Administrations Death Master File database . You can then contact the state 's treasury department to inquire about funds being released by an insurer . 