Can I Cancel My Home Insurance At Any Time? 
That is a great question ! You can , but if you carry a mortgage on the property , you might want to save yourself a few headaches , -LRB- and a lot of money -RRB- , and do some simple things first . Before you cancel your current coverage , make sure that you have the new one lined up to start the day your current one ends . Contact your mortgage people , and furnish them with the new companies information , and proof that there will be no lapse in coverage . That should save you from a panicked mortgage company , that will self insure you at a higher rate , or less favorable coverage . Thanks for asking ! 