What Illnesses Does Critical Illness Insurance Cover? 
Critical illness insurance covers stroke , cancer , heart attack , and other conditions as spelled out in the policy . These may include Alzheimers , blindness , coronary bypass , deafness , kidney failure , MS , organ transplant , paralysis , Parkinsons , and/or terminal illness . Some conditions , or levels of the health condition , trigger a partial payment rather than a full payment . Each policy is different and must be reviewed individually to know exactly what it covers . 