Is Auto Insurance Expensive In North Carolina? 
Looking at car insurance rates by state , the 2014 model shows North Carolina as the 6th most competitively priced state for auto insurance premiums . Put another way , North Carolina was 46th out of 51 for most expensive auto rates . The North Carolina Auto Insurance Premium was $ 1060 which was based off of the average of all 855 vehicles surveyed in the study . The only states cheaper were Iowa , Idaho , New Hampshire , Maine and Ohio . 