Does Life Insurance Pay For Funeral Costs? 
Typically the death benefit of a life insurance policy has no specified requirements other than it is to be paid to the named beneficiary or beneficiaries upon proof of death of the insured . How the money is then used is not governed or directed unless the insured has stated in their will that the beneficiary should do something in particular with it . There are types of policies that are designed specifically to be final expense or funeral expense policies , but unless the mortuary is the beneficiary , how the beneficiary uses the money is not dictated by the policy . 