What Are Some Coverage Characteristics Of Disability Insurance? 
Some coverage characteristics of Disability Insurance that are beneficial to the insured are as follows : 1 -RRB- Guaranteed renewable or guaranteed non-cancellable ; 2 -RRB- Own occupation feature ; 3 -RRB- Coverage to age 65 ; 4 -RRB- Elimination period that fits with how long you could afford to live without your paycheck ; 5 -RRB- Residual disability feature ; 6 -RRB- Cost of Living increase ; 7 -RRB- Future benefit increases guaranteed ; and 8 -RRB- Choice of how what % of your income you want to replace . 