Where Can I Buy Term Life Insurance? 
I agree with everything above . Also , I would like to add that going directly to an agent has many benefits . When you look at example rates online , you never know what you 're looking at . It may require annual payments , it may not include any policy fee , etc. . In addition , if you have any medical history and you apply to a company that declines you , the repercussions could go much farther than just one application . Speaking with an experienced agent will help to avoid any surprises and potential hassle down the road . 