How Long Does It Take For Homeowners Insurance To Pay? 
Most insurers realize that a homeowners policy loss is very distressing . Many companies will start immediately providing a place to live under the policy provisions , and then as repair costs are determined , contracts let and progress is made , they provide progressive payments . In some cases the payments are limited to the actual cash value of the item damaged . If there is replacement cost coverage , the amount will be adjusted after the customer purchases the replacement item -LRB- s. -RRB- These are extremely complicated adjustments . 