What Is The Cost Of Disability Insurance? 
If you want to cover your compensation , or in the street vernacular , get paycheck protection , youll spend between 5-8 % on disability premiums depending on your gender , age and health condition including . There are two ways to approach disability insurance : Nondeductible disability insurance , which can generate 60 % of your compensation tax free or deductible disability insurance which can generate 80 % of your compensation , but taxable . 