Does Everyone Need Disability Insurance? 
Everyone who has to pay their own bills , or has family relying on their paycheck , probably needs Disability Insurance . Unfortunately , not everyone can qualify for DI due to health reasons or hazardous occupations . But if you can qualify for Disability Insurance , you should probably get it . Being unable to work for an extended period of time due to illness or injury is not uncommon . Being able to receive cash payments from your Disability Insurance policy while being disabled can be a great help . 