Why Are So Many People Without Disability Insurance? 
Why are so many people without Disability Insurance ? There are multiple reasons that people do n't have disability coverage . It could be they do n't see the value in owning a policy . It could be that their occupation does n't have a disability plan offered by a insurance company . It could be they ca n't get through the very hard underwriting that comes with disability insurance . There are multiple reasons people do n't have this coverage , too many to actually list here . 