Why Homeowners Insurance Goes Up? 
Great question ! There are a couple of reasons why your policy costs have gone up . The policy you have may have a clause that allows for an adjustment for price each year to match inflation , or rising home values . You may have filed a claim , or cancelled another policy that you had with that company that had allowed a discount , that is now no longer applied . If you live in an area where fires or natural disasters have just occurred , the company may be seeking to recapture lost profits from paid claims . Thanks for asking ! 