Will Homeowners Insurance Pay For Dead Tree Removal? 
Homeowners Insurance will not pay for dead tree removal . A tree is a plant and it is the homeowners obligation to show pride of ownership and to take care of his or her yard . Big plant or small it 's the homeowners responsibility to maintain . Also a dead tree just sitting there and has not caused any damage to the dwelling , therefore there is no claim . I know what your thinking . The tree is a potential hazard and could fall on the house and cause damage or hurt someone . If this were to happen and you were unaware of any potential hazard there would be coverage should the tree fall on your house . However , if you are aware the tree is a hazard and fail to mitigate the hazard you are negligent and are not living up to your obligation as a homeowners and risk having the claim denied . 