Why Can't We Buy Health Insurance Across State Lines? 
Why ca n't we buy health insurance across state lines ? What difference would it really make ? Insurance pricing , what you pay is based on the cost of care in your zip codes . There is no saving to be had from buying in another state , this is a confused myth created by people who do n't understand health insurance . The cost of your care is priced on where you live , not where someone else lives . Think about it for a second and it will start to make sense . Why would an insurance company underprice the premium in an area where medical claims costs are high ? 