What Does PCP Stand For In Health Insurance? 
PCP stands for primary care physician . This is typically a general practitioner you see for medical issues first , unless you go to a hospital 's emergency room for an emergency . Depending on the plan type you have , you may need to see your primary care physician first before you can see a specialist - the carrier would likely require a referral form to cover the visit to the specialist , otherwise you may be subject to paying the entire visit yourself out of pocket . 