Will Life Insurance Pay For A Funeral? 
Certainly life insurance proceeds can be used for funeral expenses . The beneficiary can decide what expenses can be paid for with the proceeds . The exception would be if the life insurance proceeds were to be dictated by a trust . I would recommend a good attorney in those cases . One can also buy a final expense plan in which the funeral home can be the beneficiary and the money would pay off the funeral . In most cases if prepaying a funeral that money is placed in an annuity and any proceeds after the funeral is paid go to the remaining family . 