What Is The Cash Value Of My Life Insurance? 
If you have a Term insurance policy the answer is Zero . If you have any form of `` permanent '' life insurance you should have your agent review your policy with you annually to see exactly where the policy stands compared with the projections given in the illustration at the time of buying the policy . You should be receiving an annual report , which should tell you what your current cash value is , but if you have n't received this report you can request an `` in force illustration '' and that will give you your up to date figures . 