What Is Covered By Critical Illness Insurance? 
The basic conditions that are covered by most critical illness insurance policies are stroke , heart attack and cancer . Each policy has different features , so you need to review each policy to see what it will cover . Some possibilities are MS , Parkinson 's , heart bypass , organ transplant , deafness , blindness and Alzheimer 's . Mild cases often do not qualify for payment , as the purpose is to compensate those who are facing a life threatening illness . 