Why Is My Home Insurance Increasing? 
There are many reasons why a home insurance policy would increase . Homes are insured for replacement of dwelling or in other words , what does it cost to build . If cost of construction and materials increases then replacement cost will increase which means your dwelling amount , or the amount to insure increases , which of course causes an increase in premium . Other factors could be regional rate adjustment do to losses . Also age of your home could be a factor . Claims you may have made could be a factor . Did you un-package your auto policy from your home could be a factor . There are many factors which should be discussed with your agent to determine premium changes and what if anything can be done to adjust the rate . 