Will Private Health Insurance Cover Pre Existing Conditions? 
Great question ! One of the biggest changes from the Affordable Care Act was the shelving of the `` pre-existing condition '' exception that health insurers used to deny coverage . They are no longer allowed to deny you coverage . That does n't mean that all plans cover all things equally though , so I would recommend that you find a good agent to help walk you through the process to find a policy that is a good fit for you . A bonus ? The Act also eliminated lifetime caps on benefits . If you need help , please feel free to contact me , I 'm happy to help . Thanks for asking ! 