What Is Basic Auto Insurance Coverage? 
That can vary state to state because of specific Department of Motor Vehicle requirements , but for the most part , basic auto insurance consists of minim required liability and uninsured motorist coverage . In CT the minimum required in order to register a car for road use is $ 20,000 per person and $ 40,000 pr occurrence for bodily injury liability with $ 10,000 for property damage liability . Uninsured/under insured motorist coverage requirements match the bodily injury at $ 20,000 / $ 40,000 . 