Does Renters Insurance Have A Deductible? 
Renters Insurance will have a deductible based upon what coverage and deductible options you choose and what the insurance carrier offers . You may have a deductible as small as $ 50 or as high as $ 1,000 or more . However , the deductible options available typically coincide with the coverage amount you are purchasing for your personal property/contents limit ; the higher the contents coverage limit requested the bigger the deductible you may be able to choose . Deductible increments may range from $ 50 , $ 250 , $ 500 , $ 1,000 or $ 2,500 . 