What Factors Affect Auto Insurance Premiums? 
There are many factors that can affect your auto insurance premium . Some of those factors are : ages of the driver -LRB- s -RRB- to be covered , year , make , model of vehicle -LRB- s -RRB- to be covered , the amount and type of coverage desired , garaging zip code of the vehicles to be covered , and motor vehicle reports of drivers to be covered just to name some of the main ones . 