What Is The Average Cost For Health Insurance? 
According to an analysis released in March of 2014 the national average cost of a Silver level -LRB- 70 % actuarial value coverage -RRB- individual health insurance plan is $ 328 . This is where the `` and your results may vary '' disclaimer comes in . Individual health insurance costs vary significantly from one state to another and can vary significantly within different areas of any given state . The costs will vary from one health insurance carrier to another and they will definitely vary from one level of coverage to another -LRB- Bronze , Silver , Gold or Platinum levels -RRB- . Taking all the factors I just listed into account , your age and whether or not you use tobacco products will be the determining factors in determining the gross cost of an individual health insurance policy for you specifically . Finally , whether or not you fall into an income range that may qualify you for an advanced premium tax subsidy if you purchase health insurance through your state 's health insurance marketplace or HealthCare.gov will determine what your final net cost of individual health insurance will be . 