How Much Is Car Insurance At 18? 
Well that is a question for which the best answer is that it depends . Most carriers use rate differential on age . There is a much higher correlation of accidents involving youthful operators than with drivers who are more mature.Having said that , there are then refinements in each carrier 's rate methodology to develop the proper rate for them for the exposure presented . That often means that there are millions and millions of possible price points for an insurer in any given state . So , some insurers will define operators under age 25 uniformly or they may adjust at each age between licensing age -LRB- usually 16 -RRB- and the age of 25 . Some carriers further refine this with segmentation down to six month increments , so some one is 18 and one half might have a lower rate then someone who as just turned 18 . The best advice I can give you is visit with an independent agent who represents many companies so you can really compare for yourself and your situation . 