Does Renters Insurance Protect Against Theft? 
Unless you have a basic fire policy , most renters policies will cover theft . That is why it is a good idea to keep receipts for any large purchases , take pictures and keep an inventory . Keep copies of these in an off premise location such as a relatives home or safety deposit box . It will help if the insurance company questions a claim . Fraudulent theft claims cost insurance companies millions of dollars per year and many are cracking down . By keeping a good inventory , pictures , and receipts you protect yourself . 