How Much Is Homeowners Insurance For A Rental Property? 
Normally , you dont want a homeowners policy for a rental piece of property . Your only insurable interest is in the structure itself . You want one of the dwelling fire policies . You might add some limited personal property to the policy to cover your property at the location , for example , a range , or refrigerator . You must make sure that you also provide liability coverage to protect you against lawsuit arising from owning the structure . 