Will My Homeowners Insurance Cover A Leaky Roof? 
The damage caused as the result of a leaky roof is probably covered . The damage to the roof would be covered if caused by a named peril . If the roof leak is covered it will be covered as a depreciated item by most insurance companies , rather than replacement . It is important to stop the leak as quickly as possible regardless of whether there is coverage or not . The damage to a house by water can be quite severe . 