Why Should I Buy Life Insurance On A Newborn Baby? 
Covering a new born baby for most people does not seem natural . However , the truth is some times bad things happen and a baby can die for a number of reasons . Most people think there should be enough benefit to cover a funeral cost . But what about the emotional cost to Mom and Dad and the siblings ? We are not built to bury our children at any age , life insurance benefits allow time to grieve without financial worry . On most adult policies have a child rider that can be added for just a few dollars and will cover all of your children with guaranteed conversion as a young adult to protect their insurability . Certainly a cash value plan , like whole life insurance , as above mentioned several times is an option as well for a few more dollars . None of us know how long we have on this earth , life insurance helps the financial side of grief of your loved ones regardless of the person 's age . 