Can You Switch Car Insurance Mid Policy? 
You can switch or change your car insurance at mid-policy . The refund will be based on the unused portion of the coverage . It is possible that a `` short-rate '' will occur . Of course , you should secure other coverage before you cancel an existing policy . LIVE answer provided by : Ed Harris - Premier car insurance broker since 1980 and owner of several of the nation 's top-rated consumer websites . 