Does Car Insurance Cover Rims? 
It covers everything on the car , but if you do n't let the insurance company know that you have modified the car in some way then you may just get the `` stock '' rims / hubcaps or whatever if you sustain a loss . It does vary so I 'd check with your company , but I 'd recommend insuring those modification separately in the `` modifications to the car '' section of the policy and pay the additional premium associated with it . If you do n't , you may be out of luck . 