Questions About Insurance Coverage And Liability On A Company Vehicle 
The only way to determine what the policy covering the companyvehicle provides is to examine the policy to find answers for your questions . As far as your personal auto policy -LRB- PAP -RRB- responding to occurrences while you are operating , maintaining , or using the company vehicle , make sure your personal auto policy provides ` extended non-owned auto ' coverage . Many PAP policies exclude coverage for ` non-owned vehicles available for your regular use ' . This exclusion needs to be deleted or ` bought back ' on every personal auto policy sold in the USA as far as I am concerned . 