Does Home Insurance Cover A Dog Bite? 
Dog bite is a terrible problem . It is covered by your homeowners policy , however , insurance companies have added pages to the policy that restrict and remove that coverage . Many insurance companies will not write a homeowners policy if they know that specific breeds are present . If a policy is written it will specifically exclude any coverage for any animal of those breeds and for any dog with a history of biting . Additionally , they will frequently reduce the liability coverage for a dog bite . 