What Is The Biggest Mistake Self Employed People Make When Getting Health Insurance? 
Not using a broker . You are likely an expert in your field , which is why you started a business . However , there are many aspects to running a business that have nothing to do with your industry , for which you will need the advice of a professional . A licensed insurance agent will save you time and money because , at zero cost to you , the agent will do all the research to find you the best health plan that suits your particular need . This will free you from scouring the various insurance companies and their numerous plans , hoping you are making the right choice . Your agent will inform you about subsidies you may qualify for and they will continue to keep you informed of changes that affect your coverage year to year . Although many people may have the same health insurance plan , not every plan is right for every person . An agent will be able to help you design a benefit plan and explain what coverage you have so there are no unwelcome surprises . Good luck ! 