How Much Life Insurance Do I Need When I Retire? 
When you retire , the amount of life insurance you need will depend on what you want to accomplish . Since lnsurance , if funded properly , can provide a tax-free income this can be a great supplement to meeting your retirement income needs . Life Insurance , if designed correctly , can provide access to the death benefit if you suffer a critical illness such as a heart attack or stroke . Long-term care needs may also be covered as well . It is critical that you sit down with your agent/broker so all these strategies can be addressed using life insurance . 