What Does The Renters Insurance Policy Cover? 
Renters insurance covers your property -LRB- both in your home and your car -RRB- , as well as providing liability coverage if someone is injured at your home and sues . Renters insurance also generally provides some type of payment for loss of use -LRB- paying your rent or hotel stay if your home becomes uninhabitable -RRB- , as well as medical payments if some is injured in your home . 