Where Can I Get Homeowners Insurance If I Live In A High Risk Brush Fire Area? 
Most insurance companies will not insure a home if it is located near brush or is in a wildfire area . Tahoe is in a National Forest so it will be very difficult to get a home insurance policy . You will likely need to use the California FAIR Plan . They will insure your home as long as it 's not in need of repairs . Take a look at this site on Brush Fire Insurance for more information . WEBSITELINK 