Roughly How Much Is Life Insurance? 
Medical information is critical to securing the best possible underwriting offer . Your premium price tag depends on your gender , age , smoking status , health history , current medical condition and paramed exam results . Your premium price tag is also dependent on your behaviors like : motor vehicle violations , dangerous recreational activities and vocational hazards . Your premium price tag will be determined by totaling your financial liabilities , future obligations and charitable intent , so you can justify the amount of coverage youre applying for , whether that coverage is temporary or permanent . A non-smoking 25 year old male or female purchasing $ 100,000 of 10 years term life insurance will pay around $ 100 annual premium . 