Who Needs Renters Insurance? 
Great question ! You do not need renters insurance if you have a great amount of cash hidden away in a Swiss bank account , or somewhere similar . If your belongings are stolen or damaged somehow , you can just dip into that account and buy all new stuff to replace what was stolen or lost . If that is not you , then maybe renters insurance is a good idea . Most of us do not have the money to replace our things in the event of a fire , or burglary , and that is the purpose for the insurance . It can be a real blessing in the event of some unexpected hardship.If you would like some more information on what you should look for in the policy , please contact me , I 'd be happy to help . Thanks for asking ! 