What Does Medigap Plan F Not Cover? 
Medigap Plan F -LRB- also known as Medicare Supplement Plan F -RRB- is the most comprehensive plan on the market . You would have no copays , deductibles or coinsurance . There is also no network so you can go to any doctor or hospital in any state that you want . If they take Medicare they will take the Medigap Plan regardless of who the carrier is . The only thing Plan F does n't cover is your prescription drugs . All Medigap plans are not allowed to include prescriptions so it would be the same with any of them . People with a Medigap Plan also get a Part D to cover the prescriptions . 