Is Life Insurance Essential? 
Only you can answer this question of Life Insurance being essential . For those of us who see the financial loss in families who lost a parent or spouse , Life Insurance relieves financial stress allowing you to take care of what is most important , your family . YES , I believe life insurance is essential . Life Insurance provides you or rather your beneficiary with monies otherwise would not be available . You need to look at what is important in your life , who depends on you , your family , perhaps your business and look at what will happen if you are not there `` tomorrow '' . What will happen financially and how would you relieve that financial stress . 