How To Get Money From A 401K Retirement Plan? 
Most advisers recommend using other assets first before borrowing or surrendering part or all of your 401 -LRB- k -RRB- plan . Most 401 -LRB- k -RRB- plans charge interest for plan loans and require a pay back schedule . Keep in mind that loans may prohibit transfers to other qualified plans or force the administrator to issue a 1099 if you terminate your 401 -LRB- k -RRB- , 