Can Car Insurance Go On Your Credit Report? 
I hope I understand your question correctly . I 'm assuming you 're asking if an insurance company getting your insurance score will show up on your credit report and affect your credit score . In general , no . I can only speak for my own state of Michigan but I 'm pretty sure other states work the same way . An insurance score is different from a credit score . There are many different models to calculate an insurance score and different companies will use different models . When an insurance company orders an insurance score it wo n't affect your credit score like applying for a loan will . If it shows up at all , it will show up as an insurance score and wo n't be used to calculate your credit score . So , do n't be worried if your agent asks for information to order an insurance score . It 's usually one of the largest discounts that a company will offer . 