How Soon After Buying A Car Does It Need To Be Insured? 
All personal automobile policies offer some automatic coverage when purchasing a vehicle . This coverage varies from policy to policy and also varies from state to state . One thing that you should be aware of is the limitation on this coverage . All personal automobile policies specifically state that to have automatic coverage on newly acquired vehicles , all vehicles owned by you must be insured with the same company . Basically , if you have a policy with X company and another with Y company , this completely eliminates automatic coverage of a newly acquired vehicles . In this situation you would have to have an agent with the company desired to provide the coverage bind the coverage for you . It just would n't happen automatically . 