Is A Drug Test Required For Health Insurance? 
A drug test is not required for health insurance . Lab tests are an issue when a individual is purchasing life insurance policies that generally have a face value of over $ 250,000 . There are other insurance related issues that can occur from the consumption of controlled substances when they are not being prescribed by a medical doctor , and even then there can be situations that will be of reference - such as medical marijuana being listed as a qualified medical expense -LRB- due to the fact that it may be legal in ones state however it is not recognized as such by the federal government -RRB- . 