Does An Annuity Go Through Probate? 
No , an annuity does not usually go through probate . As a life insurance product , annuities designate a beneficiary on the policy , and if the annuitant dies , the money from the annuity goes to that person . Like life insurance , the money does not go through probate when left to a person as beneficiary . Contact a tax consultant for more information and different scenarios . 