What Drugs Do Life Insurance Companies Test For? 
Depending on the type , amount and personal information of life insurance applied for the main drugs tested for with blood and urine samples include the following . First nicotine and cotine which is tested for tobacco use . Next prescription drugs to match up to your medical records to test for any abuse . Lastly illegal drugs such as amphetamines , depressants , hallucinogens , heroin , cocaine and most will still test for THC even though marijuana is legal in some areas of the country . 