What Does A Life Insurance Mouth Swab Test For? 
The mouth swab test can reveal HIV , Hepatitis , Cotinine -LRB- Tobacco use -RRB- , Marijuana , Cocaine and other drug usage . It is used to confirm answers on the application.Many times it is used in lieu of a more costly full paramed exam in which blood and urine are collected . The application process can be expedited by this method as the agent can often times administer the swab test when completing the application . 