Who Has The Best Homeowners Insurance Rates In Florida? 
I would be cautious in looking only at the rates , especially in Florida . As an adjuster I can tell you that all policies are NOT the same . When reviewing a policy be sure to read everything carefully paying special attention to the declarations page as well as anything that your agent asks you to initial or sign . For example there are several policies that will exclude water damage and other policies that state the insurance company is going to make any repairs to your home in the event of a loss . 