Does High Cholesterol Affect Life Insurance? 
Yes , in most cases high cholesterol does effect the classification a person receives when applying for life insurance . However , companies do look at high cholesterol differently as they do not across the board class the same way for it . If working with an agent and you know you cholesterol score have them research which companies treat your score favorably . There can be quite a swing in classifications and cost depending on the company . I have moved several `` standard ratings '' because of cholesterol ratios to `` Preferred '' simply by their underwriting standards . Some underwrite cholesterol tightly , others not so much . 