How Can I Reduce The Cost Of Homeowners Insurance? 
Different providers offer solutions for insuring your home and managing the cost of that protection . There are several things that you should be able to consider whenlooking for Home insurance and it is best to consult your insurance professional . Generally speaking , you may find that it is less costly to insure a newer home vs an older one . Choosing a $ 1000 deductible rather than a $ 500 or $ 250 , will reduce your premium . Install a central monitored security and fire system and that may save you about 10 % . Always ask about bundling your Home , Auto and Life insurance plans because these bundling plans can really save you money . Check to see if your carrier offers discounts for installing a new roof or upgrading your plumbing , electrical or HVAC systems . Finally , maintain your home . Fixing small problems as they show themselves will usually keep repair costs down . Maintaining your home andpropertyis also the best way to protect it from storm damage . 