When Should Someone Get Life Insurance? 
There are numerous answers to this question . The easiest is if a person has a loved one in their life that would lose financially due to an unexpected death , they need life insurance . If someone counts on your income or would be left owing a bill from a mortgage , car loan , credit cards or funeral expenses , unless the money needed is available in the bank or liquid investment , you need life insurance . The best time to buy life insurance is as young and healthy as possible . be sure and lock in the rate for at least 20 to 30 years if buying term or permanently if buying whole , universal or another type of permanent insurance . We are all getting older and sicker each year , purchasing life while as early in life saves you a lot of money over your life time . 