How Do I Know How Much Car Insurance I Need? 
There are a number of factors I look at to determine how much insurance a client needs . Income , valuables , current savings or future savings goals -LRB- education , retirement , homeownership -RRB- are all things that I take into consideration . Why do these matter for car insurance , you might ask ? Because if you get into a serious or fatal accident , all of these things could be taken from you in a liability lawsuit . I highly recommend sitting down with an insurance professional to discuss the appropriate limits for your specific situation . 