Is Whole Life Insurance A Good Option? 
After you have determined the amount of coverage you need to leave those you love in a good state when you die , you should at least investigate the possibility of purchasing whole life insurance to cover the entire need . If the premium is more than you can handle , mix the whole life with a term rider or another term policy to provide adequate coverage but maintain as much permanent coverage as possible . In the long run , the whole life coverage will provide flexibility that can be extremely important later in your life . 