Why Should We Buy Life Insurance? 
Why should you buy life insurance ? Maybe you should n't . If no one depends on you for income , if you will have no final expenses to bury or cremate you , if you do n't care about the person that might be stuck paying off your debt , then , do n't buy life insurance . Also , people that do not believe in insurance should n't buy it . In spite of the fact that owning an insurance policy is not a religious commitment , buying it might disrupt their value system and enrich an already wealthy insurance agent or insurance company . On the other hand , if you do care about anything other than yourself at all , you should consider buying it . Even a small face amount of life insurance is better than having none . It might provide you with some peace of mind as the gurney you are bleeding to death on is being rolled into the surgical unit . 