How Much Does A Full Coverage Auto Insurance Cost? 
It depends on a few different things . First , the type of vehicle will affect the policy premium . For example , a 2005 Toyota Corolla would typically have a lower premium than a 2005 Cadillac Escalade due to the cost difference in the vehicle and the cost difference in the repairs of the vehicle.Second , the driving record of the insured will affect the policy premium . For example , someone with one speeding ticket and an at fault accident will have a higher policy premium than someone with no speeding tickets or accidents . Thisis due to the fact that the insurance companieswill see that person witha ticket and accident as a greater risk to insure than the other person with a clean driving record . Third , the garaged location -LRB- home -RRB- of the vehicle will affect the policy premium . If you are garaging your vehicle in an area with a high rate of auto theft or vandalism the policy premium will be higher than in an area with a low rate of auto theft or vandalism . Again , this goes back to a greater risk for the insurance company . There are many more rating factors that the insurance companies use and they differ from state to state . Here in Arizona , for example , they will look at your credit score , occupation , and highest level of education in order to provide you with a price on coverage . 