How Much Life Insurance Should A Husband Have? 
The amount of life insurance a husband should have depends on the income of the husband , whether there are children , the age of the husband and his family , and whether he is the only breadwinner . If his goal is to put the children through college , pay off a mortgage , and provide enough income that his wife can stay home with the children , it will take a much higher face amount than the husband in his 50 's with a wife working in a high income occupation and no children at home . You might want to look at some life insurance calculators to help you determine your specific recommended amount , or call an agent to discuss this . It does not take long to figure out what face amount is best for each family , and is a decision that will impact your family for the rest of your life . 