How Does Asthma Affect Life Insurance? 
Are you asking because you need to purcahse a life insurance policy for the purpose of meeting a death benefit need ? Can you meet this objective by investing the premiums that you would pay for a life insurance policy in a savings account and therefore you fund your death benefit with having to pay the `` policy costs '' of an insurance company and you do not have to worry about an insurance company dictating terms that are negative to your objectives . 