Why Is American Car Insurance Cheap? 
That is a really good question , but begs the question - compared to where ? There are probably a great many people here that would complain that their insurance is too expensive . Where are you comparing the price here to ? And if I misunderstood your question , and you are asking why insurance on American made cars is so cheap , maybe the answer lies in the sticker prices and repair costs of the foreign models . Thanks for asking ! 