How To Qualify For Preferred Plus Life Insurance? 
How to qualify for preferred plus life insurance rates varies and only some companies offer them . Examples would be Standard , Preferred or Super Preferred rates . Standard is what the name implies regular rates for a person of that age . Height weight are inline and no health concerns or `` dangerous '' activities . Preferred rate as you might suspect is in a little better health and has good activity habits . Super Preferred or Preferred Plus qualifiers are in excellent health , are very physically active and have a very good family medical history . Should point out , that the best smokers can hope for is that some companies of preferred standard smoker rates . Super Preferred is not available . Since the qualification and product varies by company , an independent insurance broker , should be able to help you find the right policy and the right price . If you have further questions , or feel that I could be of assistance , please do not hesitate to contact me . If you would like to work with a local life insurance broker , you could start with a Google search . For example , if you search for : life insurance broker Halifax or life insurance agent Halifax , my name , along with several others , will come up . You can use the same method to find a life insurance broker in your community . 