How To Determine Cash Value Of Life Insurance Policy? 
The policy owner can determine the current cash value of their life insurance policy by contacting the servicing agent or the life insurer directly . The annual statement you receive from the insurance company will have the contact information for both listed . It will also have the cash value as of the policy anniversary date . That value may not adequately reflect the current cash value but it may give you an idea . You can also request a current inforce projection and full statement of policy costs and values when asking for the cash value . 