Is Medigap And Supplemental Insurance The Same? 
Medigap insurance is the same thing a a Medicare supplement . This form of insurance is designed to `` supplement the gaps '' in coverage of original Medicare -LRB- Parts A and B -RRB- . `` Supplemental '' insurance is a term used however for any insurance that supplements , i.e. completes or enhances , some other insurance coverage . For example , a hospital indemnity or short term care insurance policy is also `` supplemental '' to Medicare insurance , however not the same as Medigap . It 's a good idea to find a licensed insurance agent experienced in Medicare and supplemental health plans to assess your needs and objectives and provide optimal solutions for you in this area . 