How Can I Reduce My Car Insurance Quote? 
Managing your auto insurance costs can be done in various ways . Remember as my colleague said that a quote is just a proposal . The premium is based upon your application and underwriting processing . That having been said , if you carry Comprehensive and Collision coverage , choose the highest deductible you think you could reasonably afford to pay if your car was damaged . You can also manage costs by adjusting your liability coverage to reflect your financial exposure . A great way to manage cost without increasing your exposure -LRB- as the previous two examples would -RRB- is to take advantage of any discounts your company may offer . Your Insurance Professional is a great resource for this information . 