How Much Is Life Insurance For A 18 Year Old? 
It 's going to depend on a number of factors including whether the 18 year old is a male or female , their medical history , height/weight profile , any tobacco usage , the amount of coverage you 're looking to secure and how long you want it guaranteed for . Many individuals look at securing a guaranteed universal life or whole life policy for an individual at such a young age as they can reasonably expect to live for a long time , meaning the rates are much much lower than someone who is in their 30 's , 50 's , 60 's , etc. , where the number of years of remaining life expectancy would be less . Consult with an independent insurance agent/broker to see what plans are available and what structure would be best suitable to meet your needs . You can send me a private message by clicking on the `` contact me '' button if you would like assistance with your and your family 's life insurance needs . 