Can I Purchase Life Insurance A Few Months Before My Heart Surgery? 
You can purchase a life insurance policy on a guaranteed issue basis only from the information you provided . First , since this is a second surgery , the first one will require doctors notes . They will find in your record that a second surgery is needed and/or see it is scheduled which will cause them to at minimum postpone the application for 2-5 years depending on the company . Therefore , a guaranteed issue policy which will give a max death benefit of 35k . You may be able to get more with some additional research on companies that offer this type guaranteed life insurance . 