Why Do You Have To Have Car Insurance? 
To protect yourself against financial devistations should you experience a covered loss . In the state of Wisconsin if you are involved in an accident that your are deemed responsible for and an adult has died as a result of the accident you are financially responsible for 350000 for that death and if a child has died as a result of the accident you are responsible for 500000 . This is called the wrongful death act . Do you have enough coverage ? 