Does Renters Insurance Cover A Refrigerator? 
One of the main coverages in a renters policy is personal property . If you own the refrigerator and it is damaged due to a covered peril the policy will pay the value minus your policy deductible . There were several terms that need your attention ; covered peril excludes normal wear and tear . Another term is value as the way that is determined is governed by the policy and should be checked . 