What Are The Requirements To Qualify For Medicare? 
For the most part , you qualify for Medicare either by turning 65 orby being eligible via social security disability . If you worked during your career and contributed to social security/medicare a minimum of 10 years -LRB- or 40 quarters -RRB- , you automatically qualify for Medicare when you turn 65 . Part A -LRB- hospitalization -RRB- is free and Part B -LRB- doctors -RRB- costs $ 104.90 . If you have insurance through your employer or through your spouses employment , you can opt out of Part B without penalty . 