Does Life Insurance Pay Double Accidental Death? 
Life insurance pays the death benefit if the insured person passes away due to natural causes or accidental death . If you want the policy to pay double in case of accidental death and your policy does not do that as a feature of the policy , you may be able to purchase an accidental death rider . That way if death occurred to accident , the policy and the rider would , resulting in double payment for accidental death . 