How Much Does Full Coverage Health Insurance Cost? 
`` Full '' health insurance is coming in 2014 whether you like it or not . Almost every conceivable preventive care procedure is `` free '' -LRB- as long as you do n't consider it is built into the premium -RRB- . All plans will have doctor and Rx copay 's and low deductibles . Unlimited annual and lifetime benefits . And no one can be turned down for any pre-existing medical conditions . Tobacco users will pay more than the rest of us , but extremely healthy people will also pay more . In some cases they will pay the same premium as someone who is 200 pounds overweight and on 15 medications . Oh , and everyone will have maternity coverage , whether you need it or not . How much does it cost ? If you have to ask you probably ca n't afford it . Rates are not available yet , but take current rates and double them , and that is just a start . 