How Much Will My Retirement Savings Last? 
The haunting question for retirees is how long will their retirement accounts last . There are two major factors to consider , the first is just the basic rate of withdrawal . If it is withdrawn at too high a rate it could disappear long before the need for the money is over . The second is the unexpected expenses . In particular is the looming specter of long term care . There are effective ways to plan for this but it is exercising the discipline to follow the plan when you retire that enhances success . 