Does life insurance pay out for suicide? 
In addition to the other information , it 's important to know that if the policy was replacing other coverage when it was issued , some states do not allow a new contestability period beyond what the replaced policy had . Kentucky for example would not allow a company to not pay a claim if someone committed sucide a week after buying the policy IF it replaced an existing policy that had been in force for over two years . The new policy is non-contestable from the first day up to the face amount of the old policy . It 's very important in Kentucky to make sure you receive a copy of the replacement form and keep it with your new policy . Most states do not have this added protection but if your does , it can make a huge difference with your insurance claim . 