What Can I Claim On My Renters Insurance? 
A renters insurance policy is very similar to a homeowners policy . If you experience damage to your personal property due to fire , smoke , lightning , and other covered losses you wold be entitled to file a claim . Most insurance carriers also provide some moneys for loss of use which will provide you money to secure another residence . Every carrier and policy is different . Please read your policy completely to understand what coverage it offers and what exclusions there may be or contact your local agent to have them go over it with you . 