Do I Need Medigap Insurance? 
Most seniors on Medicare do need a Medigap insurance policy . When you consider that Medicare Part A and Part B have deductibles , coinsurance and copay 's that you are responsible for , buying a good Medigap plan is a wise choice . Medicare only covers about 80 % of your hospital , doctor and outpatient expenses . You are responsible for the rest . That can amount to several thousand dollars each year in out of pocket expenses that YOU must pay if you do n't have a Medigap insurance plan . #GeorgiaMedigapPlanRates #GeorgiaMedicarePlans #GaMedigapQuotes 