How To Compare Medigap Plans? 
Many people will strictly look at the premiums when comparing Medicare supplement -LRB- Medigap -RRB- plans . However , there 's a number of factors to consider such as plan benefits -LRB- e.g. plan F vs. plan N -RRB- , your zip code and premium budget/tolerance , premium rating-method -LRB- community rated , issue-age rated , or attained-age rated -RRB- , and rate increase history , just to name a few . Also , not all plans are available in every area and not every carrier offers every plan . An independent broker can help compare each plan available in your area and find the plan most suitable for you . If you 'd like some help with quotes or have other questions , send me a PM or visit our website . 