What Are Medicare Savings Programs? 
Medicare Savings Accounts -LRB- MSA -RRB- is a specific type of Medicare Advantage plan that may or may not be available in your area . Similar to the HSA -LRB- health savings account -RRB- for major medical plans , the MSA combines a high deductible Advantage plan with a tax favored savings account . These are not for everyone but there are definite advantages . 