How Many Life Insurance Policies Go Unclaimed? 
In an article posted by ConsumerReports.org in February of 2013 , it was reported that at least $ 1 billion of life insurance proceeds are currently unclaimed in the United States . The average death benefit that has not been claimed is $ 2,000 . Insurance companies have begun making greater efforts to locate the beneficiaries of deceased policy holders . It is important for people who have policies to keep up change of addresses with the insurance companies that have their policies , and also to provide relatives with the location of polices so that claims can be made . 