Does A Stay At Home Mom Need Life Insurance? 
It depends , I am guessing that you are married and therefore the family income is not dependent on you . However if you were not around would that result in extra expenses that would put a financial strain on your family ? Even just $ 5,000 - $ 15,000 for the funeral , then childcare costs , perhaps a maid a couple times a week , less home cooking and more take-out ? I would say that you probably would not NEED it however it would be a good way to protect your family . Perhaps a policy that covered both your husband and yourself that would pay the death benefits to whomever outlasted the other one -LRB- sorry probably could have been put more sensitively -RRB- . 