How Does Life Insurance Help You? 
While there are some life insurance policies that you can borrow against , life insurance is n't for you . Life insurance is for those you leave behind . Life insurance is to make sure that your family can continue living after your death . Life insurance is to ensure that your children can maintain their fond memories of you , and allow them to continue living the life that you created for them . Even if you are single , someone will be affected by your death . Someone will have to pay for a funeral , your final expenses , and fulfill your final wishes . Life insurance has nothing to do with you , it 's about those around you . 