Who Can Get USAA Insurance? 
To get USAA insurance , you must be a member of USAA . To be eligible to be a member of USAA , one of the following must be true : 1 -RRB- You are an officer or enlisted personnel in the US military , or are retired or honorably separated from the US military . 2 -RRB- You are an officer candidate in a commissioning program -LRB- Academy , ROTC , OCS/OTS -RRB- . 3 -RRB- You are an adult child whose parent has or had a USAA auto or property insurance policy , . 4 -RRB- You are a widow or widower of a USAA member who had a USAA auto or property insurance policy . 