Does Private Health Insurance Cover GP Visits? 
Private health insurance plans do indeed cover GP -LRB- General Practitioner -RRB- office visits . Some health insurance plans have in network copay 's for doctor visits -LRB- and higher copay 's for out of network visits -RRB- . If your plan does not have a doctor visit copay you will pay the negotiated rate when you use a network doctor . Your out of pocket cost for using a non-network doctor will be considerably higher . 