Does Medicare Advantage Replace Medicare? 
Medicare Advantage only replaces Medicare from the stand point of claims administration and benefits . You are still in the Medicare system and still have all the rights and protections of Medicare . The only real difference to you is that with Medicare Advantage you usually have more benefits than original Medicare and the insurance company pays the claim . Sit down with a good agent who specializes in helping older adults with their Medicare programs . Find one who is able to offer multiple insurance companies and that offers both Medicare Advantage and Medicare Supplements . 