How Does Homeowners Insurance Protect You? 
When you purchase a home and use financing for the purchase the lender requires you carry homeowners insurance . This insurance protects the home which is the collateral for the loan . In the event thing such as storms , vandalism , fires and other acts that are not caused by the homeowner cause damage to the home a claim can be filed with the insurance company and those damaged items can be repaired . It is a must to have insurance when you invest in real estate . 