How To Itemize For Renters Insurance? 
In my opinion , the best way to itemize all of your belongings for a Renters Insurance policy is to either take pictures of all items of significant value , along with a note describing when you bought the item , where , and at what price , or video tape your belongings and narrate when you bought them , where , and at what price . Then put the pictures or video on a USB Flash Drive and have someone hold it for you , do n't store it on the property that is insured . A safe deposit box , your friend or family member , or even your insurance agent themselves -LRB- I provide this service for my customers at no charge -RRB- are all good examples of who can hold this for you . From that point on , you only need to document any new items of significant value that you purchase , and remove any items you trade away or sell . -LRB- Do n't worry about recording every six pack of tube socks you buy , just the items that carry some value to them -RRB- . Of course , you can also write all this down on paper , but having visual evidence goes a long way in helping to determine what items were present when the policy was put in force , and what new items have been added . And , it 's always best to review your coverage every year with your insurance agent to make sure you are carrying the right amount of personal property coverage . 