How Much Is Life Insurance For A 22 Year Old? 
That is an excellent question ! Life insurance companies base the cost of your policy on your age , your health , whether you smoke , and the amount of coverage that you want . At your age , you have a couple of routes you can go , depending upon what you can afford . A whole life policy will be a little bit more expensive than a term policy would be , but will over time , become a better value in that you build cash in it , and if your health were to take a serious hit , your rates wo n't go up because ofit . If you are really strapped for cash , a short term policy might be the way to go , until you can afford the whole life policy . Either way , your policy should be fairly inexpensive . If you would like a more accurate dollar amount , please contact me , and I 'll go over it privately with you . Thanks for asking ! 