How To Apply For Long Term Disability Insurance? 
Applying for Long Term Disability Insurance is very similar to applying for Life Insurance . You first should visit with an agency that sells several types of DI policies so that you can find the one with your best price and the features you desire . You then fill out an application . After your application is submitted , you will do a free exam in your home or place of work . When the policy is approved , you will have a chance to look it over before making the first payment and accepting it . 