Is Group Term Life Insurance Portable? 
While some group term life policies are portable you may want to explore other options before converting the policy . If you are healthy you may find far better rates in the individual market . If your new employer offers a program that may work better as well . Many ported group policies require no evidence of good health . The people most interested in converting group policies are sick . This behavior -LRB- adverse selection -RRB- drives up rates very high . 