How Long Can A Child Stay On Parents Auto Insurance? 
A child can stay on their parent 's auto insurance policy longer than you may realize . Each company is different , but if the car remains titled to the parents , and the child remains in the household -LRB- student status may be required -RRB- , there may be no specified age limit . Certainly , there may be advantages to staying on the policy , including taking advantage of multi-policy and multi-car discounts . Also , if the son or daughter is involved in an at-fault accident or receives a moving violation , the impact of any rate increase will be reduced . As an experienced car insurance broker , we provide information and rates to consumers that save time and money . 