What Is The Average Premium For Universal Life Insurance? 
The average premium for universal life insurance ranges from 120 - 300 a month in most cases but that will depend on your health and age . Just keep in mind this product can perform really good for you over a period of 10,15,20 years because of the savings side of the policy which you and your agent will be able to determine with a needs analysis . One part of the premium will be the cost for say 200k in face value in case of death and the other part will be for retirement or whatever your goals are . Life insurance has changed since our parents purchased theirs and these policies are indexed to the s & p 500 at no risk of losing your principle and interest rates as high as 6 - 12 % . The mind blower to this one is tax free when you take yearly contributions.So I have a policy and my spouse has a policy also my three grandchildren will have a policy also this will help with their college I am the owner this puts them in a class to also get state and federal help also do n't put the accounts in their name they will not qualify for assistants if so . 