Is Whole Life Insurance Better Than A 401K? 
The case can be made that a whole life policy is a retirement product . Because of its design it has the advantage of being self-completing . That means that if you dont live to retirement the money will be there anyway for your heirs . Because of the favorable tax treatment of life insurance it can accumulate significant guaranteed cash values which are one of a few guaranteed retirement products available . Often they actually compare favorably to other investments . 