What To Do If Life Insurance Is Denied? 
Being denied after applying for a life insurance policy can be a disheartening experience . But there are steps that you can take AFTER a life insurance denial , to assure you that there are no other options or get you at least some coverage -LRB- because there is almost always SOME coverage to be had -RRB- . If you had an agency that you trust and that has kept good contact with you throughout the underwriting process , I recommend that you follow up with whatever steps they suggest , first . People often panic after a decline , when just providing some additional medical records , filling out that last form , or getting a letter from your doctor can turn things around . If you do feel that your agency was not up to the challenge your health or other risk factors presented , find a good impaired risk life insurance agent before giving up . Someone who is experienced with those types of issues , and who has access to many different companies , may be able to find you that same policy with another company . It gives us an advantage to know the reason for your denial , as we can start ahead of where you left off . A significant percentage of my clients were declined for life insurance before contacting our office Please do not hesitate to give me a ring if you would like to see what we can do for you . 