How Old Is Too Old To Get Life Insurance? 
A person is too old to get life insurance when they pass age 90 . However , poor health or dementia can make someone uninsurable prior to that age . There are several No Exam policies that cover up to age 85 that are tolerant of poor health . The best thing is to call a life insurance agency and ask . Trying to do it by email or mail is difficult with life insurance for older ages , whereas 5 minutes on the phone or in person with an agent and you can have your answer . 