How Much Life Insurance Do I Need According To Dave Ramsey? 
Dave Ramsey generally suggests that someone carry 10 times their current annual income in life insurance . This means if you earn $ 50,000 per year , Dave would recommend that you purchase $ 500,000 in life insurance . Whether or not this is an adequate amount of life insurance depends on a few different factors regarding your financial situation . In actuality you may need more or less . 