Can I Get Disability Insurance In Kentucky If I'm Pregnant? 
Unfortunately , you can not get disability insurance in Kentucky , at least not a policy that would not have an exclusion for pregnancy and childbirth , while you are pregnant . This is true for all 50 states in the US . Short term disability insurance will cover normal pregnancy and childbirth , and long term disability insurance will cover complications of pregnancy and childbirth . But that coverage must be purchased before becoming pregnant . 