What Is The Difference Between Homeowners Insurance And Home Warranty? 
Homeowners insurance is designed to cover your home and possessions if they are damaged in a covered loss or stolen . It also protects you in a lawsuit . It is totally different than a home warranty . A home warranty just covers you for undisclosed problems when you purchase a home . It does not cover your belongings , structure damage caused by fire , wind or other perils , liability , or theft . 