My Wife Totaled A Car On A Shared Policy. Insurance Check Was Sent In Both Spouses Names -- Do Both Spouses Need To Endorse The Check? 
That is an interesting question ! The easy answer , and I think you know it already , is that your bank will most likely require both signatures endorsing the check before they will process it . You can see if they will do a `` for deposit only '' endorsement , or you may need to have the insurance company reissue the check in halves , -LRB- if they 'll do that , and I 'd expect some fees to be involved , if they do -RRB- . It is my prayer that your wife was unharmed and that no one else was injured , that the only loss you will suffer is the loss of the vehicle , and that the negative feelings that you are experiencing at the moment are long gone and resolved by the time you read this reply . Good luck , and thank you for asking ! 