Is Auto Insurance Mandatory In Ohio? 
Auto insurance is mandatory here in Ohio . As an Ohio broker since 1980 -LRB- Has it been that long ? -RRB- , we help consumers meet the mandatory minimum liability requirement in the most affordable way . By shopping multiple companies , consumers can view and compare the lowest rates . Also , keep in mind that it is always a good idea to consider liability limits higher than what is legally required . Although youthful rates can be a bit expensive , as you get older , rates typically reduce quite a bit . This is an ideal time to review your existing coverage . Ironically , the Ohio state minimum limits were recently increased from $ 12,500 / $ 25,000 to $ 25,000 / $ 50,000 . It had been quite a while since the limits were increased . 