Which Health Insurance Covers Orthodontics? 
None , would be the answer in almost any circumstance where orthodontic treatment is recommend . This is an area of confusion for many consumers but standardly orthodontia is viewed as a dental and not a medical procedure . Therefore , orthodontia might be covered under a dental insurance plan -LRB- if it has the orthodontia coverage benefit level -RRB- but not under an individual or group major medical policy . The only circumstances where a health insurance plan might conceivably cover orthodontic procedures would be in the relatively rare situations when the criteria for medical necessity would be met . Some examples might be in cases of facial deformities , speech impediments and severe jaw pain . Even then it is likely to be no small task to get approval from a health insurance company and you and your doctor -LRB- s -RRB- will have to be prepared to make a very strong case that this is the only viable way to deal with a medical -LRB- not dental -RRB- issue . 