What Are The Best Medigap Plans In 2013? 
The simple answer is , the best plan is the one that fits your needs and budget . Each Modernized Medigap plan is unique . Every carrier offers plan F. Most will offer a choice of half a dozen or so . In my opinion you should only seriously consider D , F , G , N and Hi F . The other plans do n't offer enough value to even be considered . Plan D is popular in some states but not in others . There are minor differences in D and G. Assuming you have moved beyond considering F , compare pricing and benefits of these two plans . Plan F is popular in most states , mostly because it is the one promoted heavily by carriers and agents . There is a reason for that . Plan F is the easiest to explain , but it also has the highest premium which means agents pushing plan F may be motivated more by what it does for them vs. considering your needs . Roughly 90 % of my clients opt for plan G . The value is obvious and the premium savings can be dramatic when compared to plan F. Plans N and Hi F are most often considered by those on a tight budget and those who do not want to give up the freedom to choose any doctor . All plans with the same letter are identical in every way ... except for the premium you pay . When you pay more you do n't get more , you simply paid too much . #GeorgiaMedicarePlans 