Can Health Insurance Companies Legally Cancel You With No Explanation? 
That is a great question ! Legally , you should have received some sort of notice that your coverage was being terminated . Is it possible that you may have dismissed a letter from them as junk mail , and missed it ? Either way , they need to have a valid reason for dropping your coverage , and you have a right to know what their reason is . It may be that they have withdrawn from your market , or no longer offer the plan that you were on ; it may be an administrative error -LRB- I 've seen plenty of those over the years -RRB- ; it may be a mistake on your part that you may not be aware of . I 'd recommend that you contact them and find out . Being dropped from your coverage does not mean that you 're out of luck , losing your coverage is a qualifying event for late enrollment in another plan . Head over to the www.healthcare.gov website -LRB- Affordable Care Act , aka Obamacare -RRB- and see if there may be a plan that might be cheaper for you . Who knows , maybe this is a blessing ... Good luck , and thank you for asking ! 