Can I Get Life Insurance If I Have A DUI? 
If the DUI is many years ago and you have not had any repeat offenses , you can get Life Insurance at a similar rate than if you never had a DUI at all . If the DUI was very recent , and especially if your license is suspended because of the DUI , you may need to purchase a guaranteed issue policy until some time has passed . Once you get a year or two out from the DUI you will be able to buy at least simplified issue life insurance , and again , when more years have passed , the effect of the DUI on your rates will lessen until it has little to no effect at all . Repeat DUI 's , being ordered to attend treatment multiple times , or multiple types of driving offenses can complicate things . Contact a good impaired risk life insurance agent to sort through many companies for you so you can get the lowest possible rate that you qualify for at this time , and keep in mind that you may be able to get a better price in the future . 