What Brings Car Insurance Down? 
There are a couple of things that can positively affect the pricing of a car insurance policy . All companies take your driving history into consideration , and many also include credit history as well as an underwriting factor . So , if you are a careful driver and pay your bills on time , in most cases this will help save you money on your car insurance . In addition , many companies offer discounts if you insure more than one thing with them . These `` bundling '' plans can not only save you money , but will also save you time in that instead of having to make one call about your car , one about your home and a third abouit your life insurance and another about your motorcycle or boat , One agent can help you . 