Will Disability Insurance Cover Maternity Leave? 
Let me follow up a bit here . I private disability WILL cover maternity if it is not in the exclusions page as excluded from the policy coverage . If it is not listed as excluded , it comes down to the definition of disability -LRB- or even partial disability -RRB- in the contract . Coverage is going to depend on the definition . Simply can you still work and what has your doctor told you ? For example if your doctor decides you need bed rest because of your health situation , and your definition of disability in your policy meets your situation and is not excluded , you 're fine , so to speak . Disability is very straight forward . The definition of what disability is and the page that cites exclusions are VERY important . 