Is Growth On Roth IRA Taxable? 
The growth on an IRA , any IRA is not taxable during the accumulation period . If proceeds are taken from the plan following age 59.5 , the earnings on the Roth IRA plan are not taxable , nor is the distribution of the money invested in the plan taxable . If you have a conventional IRA , the entire amount withdrawn after age 59.5 is taxable . Withdrawal prior to 59.5 can incur a tax penalty . 