Is Life Insurance Worth Having? 
Life insurance is worth having if you have family beneficiaries or business partners who need to be indemnified in the event of your demise , i.e. they would suffer economic loss . So its definitely worth having for their sakes . Additionally , a fully suppressed TAMRA compliant death benefit designed for a non-modified endowment life insurance policy can deliver tax advantaged income as a supplemental retirement plan . That may be worth having for yourself . 