What Kind Of Auto Insurance Does A Bus Driver Need? 
School bus drivers comprise an important part of my business . In the first place , insurance follows the vehicle not the driver . It is the employer , be that a school district or a commercial bus operator who will insure the vehicle not the individual driver . The policy that covers the bus is a commercial auto policy and is underwritten on a fleet basis with a list of drivers . The individual driver is not involved with that process . Bus drivers usually drive a personally owned vehicle . The requirements for obtaining insurance on that personal vehicle are the same as they are for someone who is not driving a bus . The fact that school bus drivers in particular must carefully guard their driving record to maintain their employment makes them particularly good prospects for insurance on the personal vehicles that they own and operate . 