Does Car Insurance Cover Sun Damage? 
Damage to an automobile that is not the result of a collision is known as a comprehensive loss . If you have that coverage it would not pay for sun damage which is the result of long term exposure to the sun . The principle is that the company will return the car to the condition it was in before the event after satisfying the deductible . If you file a claim for sun damage on Tuesday , the company would be obligated to return it to the condition it was in on Monday . 