Does Renters Insurance Cover All Tenants? 
Renters insurance coverage is for the named insured and immediate family members living in the same residence -LRB- there may be some exception or exclusions -RRB- . If there is more than one person in the residence and they are not related then each person would be expected to have their our renters insurance policy . Every policy is different . Please read over the policy fully to make certain of the coverages provided or call your local agent to discuss what coverage is provided by your policy . 