Can I Put Insurance On A Car That Is Not In My Name? 
Yes - New York only-this is usually done when you lease a vehicle and the leasing company requires you to insure the vehicle with your own plate and registration . An individual can also procure a form fom the NY DMV which authorizes them -LRB- the titled owner -RRB- to allow another -LRB- you -RRB- to register and insurethe vehicle . In New York , the insurance follows the registration . If you do this , make sure you name the titled owner of the vehicle as an additional insured for liability -LRB- as you would the leasing company -RRB- and as a loss payee for the physical damage -LRB- comprehensive and collision -RRB- . If the person allowing you to register the vehicle has a loss payee on the vehicle , you would name both the person and their loss payee entity as ` loss payee ' on your physical damage coverage . The big question is ... . will an insurance carrier accept this situation ? Many will not . Check with your/a carrier first before signing anything in this type of situation . 