Why Do I Need Critical Illness Insurance? 
Whether anyone actually needs Critical Illness Insurance is hard to say . Like all insurance , it is a protection against a known risk , but it is unknown whether that risk will ever happen to you . That being said , the types of critical illnesses that used to kill people in the past , are now routinely being survived due to medical advancements . However , these medical treatments are not cheap , and a person can be treated for many years for the same ailment . So there is a higher chance than ever that critical illness insurance could be needed in your lifetime . 