Does Renters Insurance Cover Property Damage? 
That is a great question ! The answer depends really on how the damage occurred . If the damage was part of a normal event , like a fire , weather damage , etc. , then you should be covered . If the damage was a result of negligence , or horseplay , if you had added liability to your policy , then you may be covered , and without it , most likely not . Check with your agent to be certain . Good luck , and thanks for asking ! 