Can You Double Up On Health Insurance? 
Doubling up on health insurance holds no benefit to the insured . The only way to add benefit to your existing health insurance program is to purchase supplement insurance plans that fill the gaps your plan does n't cover . Popular supplement plans include accident and critical illness cash plans with benefit amounts at or above the out-of-pocket maximum of your health plan . Also , dental & vision insurance is an often sought supplement where most health plans do n't provide benefits . Lastly , indemnity plans with 1st dollar benefits can be an asset to a high deductible health plan to cover the upfront costs associated with an illness . 