Does Auto Insurance Have To Be In Owners Name? 
Techinically to be able to insure something , you have to have an insurable interest in that something - typically this means you own the something or you are providing the financing of the something . The proper way to insure a vehicle is for `` named insured '' -LRB- the name the policy is taken out under -RRB- to be the same as the owner of the car . There are times where their is split ownership of a vehicle or a lot of times a minor might actually buy the car but still be on their parents policy . There are certain ways you can list named insured and additional insureds and a lot of times these are specific to your state and your particular carrier . Contact your local agent to discuss your specific situation . 