How To Buy Homeowners Insurance For A New Home? 
Great question ! The thought process behind buying homeowners insurance is the same that you would use for buying your auto or health insurances . You want to look for lowest cost , highest coverage , and lowest deductible . The amount of deductible will influence the cost , and is the amount that you will have to put out before the insurance starts to pay . You want one that is high enough to lower the price , but low enough that you can cover without too much hardship . You also want a policy that covers as many scenarios and dollar amounts as possible . Again , there will have to be a balance between affordability and payout , so I 'd strongly advise that you find a local agent who can walk with you through the process . If you would like more help , please feel free to contact me . Thanks for asking ! 