Who Created Critical Illness Insurance? 
Dr. Markus Barnyard was the creator of the . critical illness policy in South Africa , 1983 . He seen the need for this policy for patients who were stricken by cancer , heart attack , kidney failure , stroke , and other illnesses . When someone is stricken there is a financial obligation to fulfill at home and in the hospital . This policy will assist . with living expense at home and help to pay hospital bills . 1 in 4 people will be diagnosed with these illnesses , and that would create a financial burden . Payments are cash lump sum and tax free . From 20,000 up to 1,000,000 depending on company and policy . Mark Taylor Licensed Agent All Forms of Life , Health , and Accident Coverage 347-650-9967 