Does Life Insurance Check For THC? 
Each carrier has their own underwriting guidelines . When it comes to drug use , every carrier is going to be different and they will almost always ask for a drug questionnaire to be completed with the application . Some of the questions they may ask would be in regards to the type of drugs used , how often do you use them , any arrests , etc. . If you 're using drugs or have used them in the past , you want to shop the case through an independent insurance agent because you may get different responses from different carriers for the risk class they may consider for your policy . 