What Is The Approximate Cost Of Medigap Insurance? 
The coverages provided by a Medigap -LRB- Medicare Supplement -RRB- are standardized and the broadest coverage is on Plan F . If you want any doctor , anywhere , anytime this is the plan for you . Though the plans are standardized , the premiums will vary from carrier to carrier and from state to state . When you 're looking at a carrier , consider also any of the special terms that they offer . For example , my state , Florida , the carrier Florida Blue -LRB- Blue Cross/Blue Shield -RRB- offers to retain you present age on your pricing for renewals . This can have a big impact on your cost over time . This means that if you sign up at 65 with them , they keep charging you at the 65 year old rate as you get older . This can be a significant savings over time ! 