Can An Employer Pay An Employee For Opting Out Of Health Insurance? 
This is a very common practice in county and municipal government . Most employees are union members with negotiated health benefits . Many employers pay most or all of the premium for gold-plated family plans . When two spouses work for government employers , the employer is paying very high premiums for coverage that is not necessary . Many employers then offer opt-out bonuses to employers who waive the employer sponsored coverage . The employee has to show evidence of coverage through the spouse to be eligible . 