Does Employee Health Insurance End If You Get Fired? 
It 's going to depend on the size of your employer . Cobra law comes into play if you work for an employer who on any given day has 20 or more employees actively at work . That does n't mean 20 employees on the medical insurance plan , just 20 employees at a given time . If you work for an employer in that situation you can go on Cobra continuance for 18 months at your expense plus a handling charge . That said , the question involves being fired . It will depend on `` what '' you were fired for ? Gross misconduct -LRB- example theft -RRB- would be grounds not to extend Cobra benefits to you . Getting fired for being late all the time , would not be considered Gross Misconduct . Usually your employer will have a handbook or employee guidebook that cites company policy as it pertains to benefits . With employers under 20 lives not subject to Cobra , there may not be any extended coverage.Depending on the carrier , the carrier may offer a 3 month continuation , but they are not obligated to do so . 