What Are The Types Of Voluntary Health Insurance Plans? 
Traditional group health insurance most frequently requires an employer contribution . Voluntary health insurance plans are primarily employee paid , and act to supplement the traditional group policy . Many supplemental health insurance programs are sold as voluntary employee benefits . The most common plans are short and long term disability , critical illness , personal accident , hospital indemnity , and life insurance . Employer sponsored dental insurance is less common today , and may now be classified as voluntary . 