What Does Health Insurance Portability Accountability Act Provide? 
HIPAA covers a lot of ground including PHI -LRB- protected health information -RRB- and numerous regulations governing those who have access to PHI and how that information may be transmitted . The best known provision in HIPAA is the COBRA law that allows employees -LRB- and their dependents -RRB- to continue their employer group benefits after they have terminated employment . Individuals with severe pre-existing conditions should consider exercising their COBRA option to avoid being uninsured . Other individuals and family members should explore individual major medical options . 