What License Is Needed To Sell Annuities? 
Tax deferred annuities have three crediting methods : interest crediting , indexed crediting and separate sub accounts . Tax deferred annuities that use interest and indexing crediting are non securities and fall under the jurisdiction of the department of insurance , which issues life insurance licenses to qualified agents . Tax deferred variable annuities , which use separate sub accounts , require a life license and a series 6 and 63 security licence under FINRA . 