Why Would I Want Whole Life Insurance? 
Whole Life Insurance is a wonderful thing ! There are so many good reasons to want to have whole life insurance and some of the vary basic reasons are stated by my colleagues above here . Whole Life creates an estate to be passed on to a beneficiary . It does n't expire before you die and the death benefit is paid to your beneficiary tax-free . Whole Life accumulates cash value at a guaranteed rate with no down side risk . And if you buy a policy from a strong Mutual company you get paid dividends on top of the guaranteed interest . Both of these features are like buying money at a discount ! What 's not to want about that ? 