What Is The Average Salary Of A Life Insurance Agent? 
Life insurance agents are almost always commission salespeople . Agents that work exclusively for one carrier may draw a small base salary , but the industry is designed on a pay-for-performance model . If you ask an agent that same question you 'll find that most treat their practice as a small business regardless of who they sell for . I think you 'll find most of the agents that contribute answers on Insurance Library are independent insurance agents and 100 % commission representatives . In my opinion , that 's a huge advantage for consumers , because the agents interests are aligned with the consumers . Sell the right policy the first time so the consumer keeps it and the agent gets commissioned for it . 