Does Escrow Include Homeowners Insurance? 
A mortage company may include insurance premiums in an escrow account if they require that to be the case . Over the years , that has in this area -LRB- CT -RRB- become more commonplace but it is not ALWAYS the case . The best way to determine if your Homeowners Insurance is included in your escrow account is to check your year end statement and then of course , contact your lender to verify . If you find that it is not , then the next call should be to your Insurance Professional who can update the records onj your policy and billing account for you and offer you addiional payment options that may better suit your needs . 