How To Get Life Insurance On My Husband? 
Certainly , you may buy life insurance for your husband . If you are depend upon his income and would suffer financially at his death , you should sit down with him to purchase life insurance to protect you . In most cases it is a simple process . An agent would fill out an application to determine how much of a face amount you would need and how much he would qualify for based on his earnings . Next would be the underwriting considerations to determine premiums . Premiums vary by age , build , occupation , life style and health conditions to name a few . It is likely he will need to have a paramed exam to recover some blood and urine samples and depending on age , height , weight , blood pressure , EKG , etc. . This is a no cost service to you the consumer . Once the underwriter evaluates the risk class by these tests , MIB reports , medical records the policy is issued and at that time you make the determination based on coverage and premium to accept or reject the policy . If using a good life insurance broker , you should n't have any surprises during the process . 