I scratched a car backing out in a parking lot and I already notified my insurace company. The other party just want me to pay for their repair (200.00) and they said that if they do not report it, I should not get any points on my record even if it was my fault. Is this true? 
Since you already did the right thing and notified your insurance company , my advice is to let them handle it . I am not exactly sure what the other party is referring to when they talk about `` points '' . Generally this term is used when one is talking about one 's DMV driving record , not insurance . 