Why Does Home Insurance Go Up Every Year? 
There can be various factors such as a company 's loss experience over all or whether you may have filed a claim with your own Homeowners Insurance Company . However , generally speaking even if neither of those examples are a factor , it is possible to see a little increase in your policy each year because most insurers policies include an `` inflation guard '' which automatically increases the stated dwelling amount each year . With the increase in coverage , there will be a reflective increase in premium . 