Does State Farm Renters Insurance Cover Cell Phones? 
It does cover cell phones . However , you 're renters insurance probably has a deductible and that deductible will probably be more that the value of your cell phone . If all you lost was your cell phone , then it 's probably not worth claiming . If your cell phone was stolen or damaged along with a lot of other property , then it might be worth claiming . You should talk to your State Farm Agent to better understand your policy . 