Is there a limit to what insurance will pay for minor damage (scratches on a rear bumper) on a 2002 vehicle? 
When you say -LRB- limit -RRB- or -LRB- minor amount -RRB- that would be payed out -LRB- in this case a bumper -RRB- that would be under the coverage for property damage on the policy . When you say -LRB- Minor -RRB- amount that ca n't be determined unless looked at by repair shop and the Adjuster to determine and agreed upon an amount to repair or replace the damage 's . In addition if the cost to repair or replace the bumper is more then the book value of the car then it would considered a total loss and a check would be cut for the Market value of the vehicle at the time of the accident . 