How Much Long Term Care Insurance Should I Get? 
The statistics seem to suggest that senior couples will spend $ 250,000 in medical and extended care throughout their retirement . If those stats are correct , the pros of owning a long term care insurance policy is having those cost paid by the insurance company . You should apply no later than age 60 or earlier if you have a predisposition for critical or chronic illness in your family . Purchasing long term care with maximum benefits and an inflation rider placing two lives on one policy to receive a discount could run a nonsmoking 60 year old couple in good health around $ 300 a month . 