How Much Is A Typical Homeowners Insurance? 
Homeowners Insurance Rates differ from each zip code in the United States ; each carrier has a different rate for each risk . The major factors are geographic location , amount of coverage , deductible option , prior claims history and various other factors which may affect the premium . The premium is simply the price at which the carrier would accept the risk presented . To directly answer the question , there is no ` Typical Homeowners Insurance ' ; many consumers are now avoiding speaking to an insurance agent or representative , there is an online link available to obtain a home insurance quote , select options and purchase home insurance directly online in multiple States : WEBSITELINK If there are any questions and/or advice needed that are not fully satisfied with the online format , we would strongly urge you to contact a licensed representative to be fully informed prior to making your final decision regarding home insurance . 