Is It Illegal To Not Have Health Insurance In Connecticut? 
Under the Affordable Care Act , everyone needs to have a qualifying health insurance plan in place or pay a penalty . The penalties in 2014 will be calculated in one of two ways -LRB- you pay whichever is the higher amount -RRB- as : 1 -RRB- 1 % of your yearly household income - the maximum being the national average yearly premium for a bronze level plan 2 -RRB- $ 95 per person for the year -LRB- $ 47.50 if under age 18 -RRB- - the max penalty per family is $ 285 under this method . 