What Will Renters Insurance Cover? 
Renters Insurance is designed to cover your personal possessions versus the physical building you are staying in . If something was to happen to your apartment for example , renters insurance would probable be the only way you can get money to replace what was lost . And you will need to be careful with how the policy is put together . Will it pay you the `` value '' of the property lost or `` replacement '' value of the property ? There is a huge difference so be aware . 