Can I Drive My Parents Car With Their Insurance? 
Sure you can . But there may be coverage issues for you and/or your parents . If you live with your folks and the insurance company does not know you are a household driver , they could deny coverage to you and/or your parents for that omission if there is a claim . If you do not live with them , most insurance companies will cover you as a permissive driver . But the operative word there is `` most . '' This is a good question we often get from out clients BEFORE the situation occurs to avoid any potential problem . I suggest your call yours or your folks ' insurance professional for clarification . 