Is Aflac Disability Insurance Taxable? 
AFLAC disability insurance is really no different than any other company 's disability policy when it comes to the rules of taxation . If you paid your premiums with your post tax or after tax dollars then your disability benefits should not be taxed . If your employer pays your premiums and writes them off on the company taxes , then the disability benefits would be taxed as ordinary income and you will receive a 1099 from the insurance company or AFLAC in this case . 