Does Renters Insurance Cover Broken Appliances? 
It may if you have an equipment breakdown rider on the policy . Your renters policy provides coverage for your personal property in the event of a covered loss and liability protection in case of an accident occurring in your residence that you are deemed responsible for . Always remember every policy is different . Read your policy completely to know what is covered and what is excluded or contact your local agent to have them go over the policy with you . 