Does It Make Sense To Buy Whole Life Insurance? 
The question to ask yourself is how long you are going to need the coverage . Me personally , I sell more term insurance than whole life and now that companies offer term insurance to age 121 , the issues with losing your coverage does not exist . When I quote life insurance it is term and lifetime term . I do feel that whole life is a good vehicle for life insurance trusts where the premiums are gifted and reduces the taxable estate . I recommend life insurance for the death benefit and not for retirement . 