What Are Some Factors To Consider When Creating A Retirement Plan? 
There are several factors to consider in designing your retirement plan : Your tax bracket , your projected age at retirement , your life expectancy and your risk tolerance . This will help you determine whether you should use a qualified or non-qualified plan . It will help you establish your product suitability profile whether conservative , moderate or aggressive investments or saving vehicles . And lastly whether you should participate in an individual plan or a employer sponsored plan . 