Is Health Insurance The Same As Dental Insurance? 
Health Insurance and Dental insurance are definately not the same . Dental insurance most certainly is an optional product that can be purchased stand alone alongside any other medical product . Dental insurance always has a specified `` waiting period '' before services can be performed and dental insurance either pays on a percentage of the total bill or it pays a flat dollar amount per service billed . All dental policies have a calendar year maximum that is payable . Some have deductibles , some do not . Health Insurance on the other hand always has a deductible and out of pocket , does not have a waiting period , and does not have an annual cap on benefits . Dental benefits or out of pockets do not have anything to do with health insurance out of pockets . 