How Hard Is It To Get Life Insurance? 
Getting life insurance is not hard when you have a good agency handling your case . If there is not good communication going on , it can be frustrating to get through the application process , especially if you have never applied for life insurance before . It helps immensely to have an agent who will explain your options , fill out the application with you , be available to answer questions , and guide you after your approval until the policy is in effect . It also helps to have an in house Case Manager who gives you regular updates and lets you know what you can to do help move things along . Also , getting No Exam life insurance can make it easy to get life insurance . If that is an option and you are willing to possibly pay a little extra for that convenience , getting life insurance that does not require a physical can be a good choice for someone who does not want to take the time or effort of going through medical underwriting . 