How To Determine Roth IRA Eligibility? 
Roth IRA eligibility is simple . You can contribute up to $ 5,500 if your under age 50 & $ 6,500 if you are over age 50 . If your income level -LRB- as a single individual -RRB- reaches $ 114,000 , then your contribution begins to phase out . Once your income reaches $ 129k , you can no longer contribute to a Roth IRA . If you are married , filing jointly , your phase out begins at $ 96,000 through $ 116,000 at which you can no longer contribute to your Roth IRA . For further information , feel free to contact me or reach out to your broker adviser . 