How Much Should I Have For Life Insurance? 
A life insurance professional can provide a customized analysis using one of the conventional methods which center on a capital needs analysis . The calculations look at how much you need as a lump sum to create an income for your family . For a high level view , you can run some numbers yourself . There are a wide variety of online calculators available such as this one : WEBSITELINK Online calculators can help you visualize the need and better prepare you for a planning discussion with your agent who will help you ensure you have the right amount of life insurance . 