How Can You Cash In Life Insurance? 
Great question ! Assuming that you are wanting to take the cash value out of the whole life policy that you 've had for awhile -LRB- A term policy will not have any cash value at all for you to get -RRB- the process is fairly simple . First you want to contact the company , and ask for a surrender form . Once you have filled that out and sent it back in , they will send you a check . There may be a `` surrender charge '' taken out of the funds , and it can be substantial if your policy is n't very old . If I can help you in any way , please feel free to contact me . Thanks for asking ! 