Does Guardian Life Insurance Drug Test? 
If you are applying for a medically underwritten individual life insurance policy , you should expect to have a blood profile and urinalysis ordered as well as vital signs taken by a paramedical examiner . The lab tests look at body chemistry and will include screening for drugs . A life insurance underwriter is looking for abnormal results which , on their own may not mean much but when compared with additional information collected such as medical history , readings for blood pressure , etc. , it helps them assess mortality risk . 