Why Does Life Insurance Cost So Much In Utah? 
If you find that life insurance premiums are high in Utah , it may be that you are beyond middle aged , getting a longer term or permanent policy , smoke , or have a health condition . The rates quoted on TV and radio are for very healthy , younger nonsmokers with the premium guaranteed to stay that low for a very short period of time . You change any of those factors , and the premium will be higher , not just in Utah , but every other state , However , an agency that sells many choices can help find an affordable life insurance policy for you . 