How Much Is Disability Insurance? 
Like all insurance , the cost of Disability Insurance varies according to age , health , smoking and weight . In addition , the cost of Disability Insurance is influenced by one 's occupation and salary , as well as what features are chosen for the policy . E.g. Just making the elimination period 30 days vs 365 days can double the premium for some policies . That being said , a 2 year plan for a health 40 year old woman who works at an office job and makes $ 50,000 per year can run as low as $ 50 per month . 