Can Police Tell If You Have Car Insurance? 
Based on my education and experience in the industry up to this point -LRB- at least in Wisconsin -RRB- ; the police do not have any way currently to verify if you have insurance or not except for asking for your POI when you are pulled over . I have heard that other states require a licensed driver to show proof of insurance before renewing their license or registering a vehicle which may allow the police in those states to verify the presence of insurance coverage . 