Why Would I Be Declined For Life Insurance? 
Great question ! There are many reasons why you might be declined . The most common reasons that someone will be declined will have to do with their health conditions . Being overweight , having had a recent medical issue -LRB- for example , you have a heart attack , become scared , and apply for a policy which is then declined -RRB- , being HIV positive , or are currently waiting for test results or a scheduled surgery - these can all lead to a decline result . So can sending in applications to several companies in a short period of time . They will assume that you have a dire emergency , and will often decline you . If you would like to discuss your specific case , please feel free to contact me , I 'd be happy to help . Thanks for asking ! 