How Much Should Long Term Care Insurance Cost? 
Long term care insurance premiums will vary greatly according to age , health , features of the policy , and area in which the policy is purchased . However , you could look at the federal guidelines for how much premium can be exempted on income tax returns , to get a general guide for life insurance premiums . In 2013 , they are : 40 and under : $ 360/single , $ 720/couple 41-50 : $ 680/single , $ 1,360 / couple 51-60 : $ 1,360 / single , $ 2,720 / couple 61-70 : $ 3,640 / single , $ 7,280 / couple 71 and up : $ 4,550 / single , $ 9,100 / couple 