What To Do If Life Insurance Is Denied? 
Having life insurance denied can be unpleasant to say the least . After all , we 're talking about our health and our mortality . However , what many applicants do n't realize is that carriers have different underwriting criteria , and while one company can deny coverage , another may consider that person a standard risk . The best way to apply for coverage is through an agent that has experience and back office underwriting help so that you can best and least expensive coverage under the circumstances . 