When Does Short Term Disability Insurance Kick In? 
Since there are lots of short term disability insurance plans on the market it really depends on the exact policy you have . If you can locate your policy go to the explanation of benefits page . Once you locate the page look for the elimination period . That is the waiting period which starts on the day you are medically diagnosed with the disability and unable to preform the duties of your occupation . Your benefits should start on that date . 