Can Car Insurance Sue You? 
Yes and auto insurance carrier at their discretion can bring a law suit against you . Auto insurance companies only sue to recover their loss and no more . So for example you caused an accident and they person you hit used his or her insurance to pay for the damage to their car because you had no insurance . The insurance company may want to recover what they paid out since their client was not at fault . Therefore the insurance company could take you to court to recover the monies spent for the repairs . No lets take it a step further . Say you were the one who was hit and were also injured . Your insurance company if they did not pay for your injuries will not sue for injury , pain and suffering and so on since the insurance company did not suffer a loss in this area . Again , insurance companies will only try to recover their own loss . 