What Term Length Should I Get For Life Insurance? 
Life insurance coverage is an issue of amount and duration of protection . Most people have current financial liabilities , future obligations and some charitable intent . The question is how long will these financial exposures last ? If there are ongoing past 30 years , then permanent life insurance is the better option . If these financial exposures are temporary , then term life insurance is the option and it 's old in increments of five years , i.e. 5 , 10 , 15 , 20 , 25 and 30 years . 