What Are The Tradeoffs To Consider In Selecting Disability Insurance? 
Some of the tradeoffs to consider in selecting disability insurance are the length of the elimination period -LRB- the shorter the elimination period , the higher the cost -RRB- , the amount of the benefit -LRB- you choose to replace a percent of your income , and you can choose a lower percent to save premium -RRB- , the length of time you want the policy to pay -LRB- picking a certain number of years versus until the age of retirement will cost less -RRB- , and the type and number of riders on the policy . 