Does Texas Require PIP Auto Insurance? 
PIP coverage - personal injury protection - is a required , optional coverage here in Texas . This means that if one elects not to include it on their auto insurance policy , that the coverage has to be rejected -LRB- rejecting the coverage requires the insured to sign a document noting that PIP coverage was offered and that the insured does not wish to obtain PIP coverage and is rejecting this coverage -RRB- . If one does elect to reject PIP coverage , it can always be added on the auto insurance policy at a later date . Contact us at 469-206-8048 and we 'll be happy to review your situation . Or you can e-mail me at WEBSITELINK . 