How Much Should You Pay For Life Insurance? 
Not more than you can afford . Any insurance you can afford and keep in force is better than the largest insurance policy you can not afford and will let lapse . Depending on your age and health , and whether you choose term or whole life , the price will vary tremendously . Try to find the best company , with the highest ratings , longest existence , best caring agents , knowledgeable listing people , and work with them on a plan for now and over the years , for you and your family . Gary Lane , Registered Representative , New York Life , 949 797 2424 . Thank you . 