Can I Buy Life Insurance On My Ex Husband? 
Being divorced myself , many years ago , I was required to have life insurance on myself for the benefit of my son , ordered through the courts . Today , I like to recommend looking at one of two types of insurance : the first being a term policy with a Return of Premium -LRB- available on a 20 or 30 year term -RRB- so when the kids are out of the house , you get all your money back but if something happens , the death benefit is there . The second is a permanent policy which you can change the beneficiary later . This keeps a policy in place after the kids are old enough where the life insurance is not required any longer . Take a look at your immediate needs and goals along with your long term goals if you have the time to do that during this process . 