Does Health Insurance Reduce Illness-Related Worker Absenteeism? 
Studies have indicated that employees with health insurance tend to have lower levels of absences from work due to illnesses . This is logical when you stop to think that an insured person has lower cost access to the health care system than an uninsured person does . Therefore , the insured employee is more likely to get annual physical exams , take advantage of preventive care treatment and screenings , or just do things like get a flu shot than their uninsured counterparts . These advantages extend to the employee 's insured dependents as well as parents may have to take off less to take their children or a spouse to the doctor . This is another reason that providing health insurance coverage to their employees is an advantage for employers . 