How Does Someone Get Health Insurance? 
There are essentially 3 ways a person gets health insurance coverage of some type in our country ; 1 -RRB- Health insurance through an employer based group plan where you or a spouse work 2 -RRB- Individual major medical insurance , purchased either inside or outside of the government marketplaces 3 -RRB- Government Entitlement Programs such as Medicaid , Medicare and other state and/or Federal programs An experienced and knowledgeable insurance broker representing multiple insurance carriers can guide you through the system for the first 2 options . And , yes , you can go online and shop and buy health insurance and you might be great at that . However , most people are n't comfortable with the complexities of shopping their own health insurance and health care reform has made telling the differences between health insurance plans more difficult than ever . So , get some free personal help from a person who understands your needs and your market area . 