How Much Does Individual Disability Insurance Cost? 
The cost of individual disability insurance can vary . Typically , the monthly rate is between $ 50 and $ 300 and yes ... that is indeed a VERY big range . There are many components to the disability policy including the amount of monthly income and waiting -LRB- elimination -RRB- period . There are also many reputable insurers that provide affordable disability policies . An experienced broker can easily review specific rates with you . It 's important that they work full-time in the business so they can competently compare your options . 