Is My Car Insurance Good In Mexico? 
Not unless your auto insurance policy includes Mexico in ` Policy Period and Territory ' or whatever substitutes for this . My New York Personal Auto Policy has a Part F - General Provisions which states : A. '' Thispolicy only applies to accidents and losses which occur ; 2 . within the policy territory . '' Farther on the policy reads : C . The policy territory is : 1 . The United States of America , its territories or possessions ; 2 . Puerto Rico ; or 3 . Canada . Over the years I have listened to experts advise `` always purchase valid Mexico insurance before you drive your vehicle into Mexico no matterif you or anyone else thinks your policy covers driving your vehicle in Mexico . '' If you can not read and/or interpretyour policy , have a competent , knowledgeable agent or broker read it for you and look for the policy territory to include Mexico to find your answer . 