What Is Medicare Supplement F? 
Plan F is your `` cadillac '' plan -LRB- so-to-speak -RRB- because it provides the most comprehensive coverage and is the most popular Medicare supplement plan . Like other Medicare supplement plans , it covers basic benefits for medical and hospital expenses this plan will pay the remaining portion of whatever Medicare does not pay for medical and hospital charges as long as the charge is approved by Medicare . Ideally , this plan will benefit people who want to have the peace of mind in knowing that all of their Medicare approved charges will be covered - in short , you 're writing the check for your monthly premium and you 're done . You can add a Part D plan to provide coverage for prescriptions . Medicare Supplement Plan F covered benefits include : 1 -RRB- Medicare Part A coinsurance plus coverage for 365 additional days after Medicare benefits are used up 2 -RRB- Medicare Part B coinsurance or copayment 3 -RRB- First 3 pints of blood 4 -RRB- Part A hospice care coinsurance or copayment 5 -RRB- Part A hospitalization deductible 6 -RRB- Part B medical deductible 7 -RRB- Part B excess charges 8 -RRB- Skilled nursing facility co-insurance 9 -RRB- Foreign travel emergency -LRB- up to plan limits -RRB- Plan F also offers a high-deductible version of the plan it is the only plan that offers this feature . Under a high-deductible plan F , the insured must pay for Medicare-covered costs up to the years deductible amount $ 2,140 in 2014 before the supplement plan pays anything . The benefit of the high-deductible plan F is that it offers the insured a much lower monthly premium . 