Will Health Insurance Pay For Labiaplasty? 
As a general rule , Labiaplasty is considered a cosmetic procedure and therefore it is excluded from coverage for notmeeting medical necessity requirements . Are there situations where a Labiaplasty would meet the criteria for medical necessity and then be covered as any other covered condition ? Yes . Some women experience issues that are best medically addressed using this procedure . However , you should approach this kind of potential claim with the understanding that your insurance carrier 's first instinct will be to see this as a cosmetic issue not a medical one , even if a cursory medical diagnosis is made . Be prepared to truly demonstrate medical necessity and understand what your carrier 's criteria for medical necessity are when you approach them on a procedure of this type . It is a procedure that has grown in popularity as a cosmetic procedure and so attempts to camouflage the cosmetic procedure under a thin cover of medical necessity are hardly unheard of . 