How Long Does It Take To Receive Money From Life Insurance? 
There is a process to receiving a death claim on one 's life insurance . You will need to fill out the life insurance company 's claim form . Usually you can either call the company , your agent or most company 's now have a downloadable form on their website . You will need a certified copy of the death certificate . Usually either a hospital or funeral home will initiate this process for you . Depending on where you live , this process is one to three weeks . Once you have these documents ready and delivered to the life insurance carrier , you can expect one to two weeks to process and cut the check . However , if the insured dies within the first two years , known as the contestability period , it can trigger an investigation into cause of death . If this occurs , the process can be months and can even denied which means the insurance company , by contract , only has to refund paid premiums plus interest . 