Can Term Life Insurance Be Extended? 
Typically , term life insurance policies have a guaranteed number of years that the death benefit remains level and the premium does not change . That would be regardless of any change in your health . And of course , you can terminate a term policy at any time . At the end of the term , you may have aguaranteedrenewalrate that is quite high although you can attempt to qualify for a lower rate . You can also -LRB- depending on the policy -RRB- convert to apermanentplan . 