Does Life Insurance Need To Be Probated? 
Does life insurance need to be probated ? No life insurance does not have to go through probate if a stated beneficiary is named within the policy . Life insurance bypasses probate in most situations . A person can name their estate as beneficiary if they so choose putting the money inside the estate to be broken up and divided according to the will . OR they can simply have named beneficiaries to which the insurance company distributes funds . 