What Is The Best Health Insurance For Healthy People? 
The best health insurance for healthy persons is a high-deductible `` Bronze '' tier plan , or a `` catastrophic '' policy that is available to persons under 30 , or if you meet specific lower income guidelines . A high-deductible policy -LRB- also an HSA -RRB- will substantially reduce your rate , while still providing excellent major medical benefits . There are many available deductibles from most of the top-rated companies . LIVE answer provided by : Ed Harris - Premier consumer health insurance broker for 33 years and owner of several top-rated national websites . 