Does My Small Business Have To Provide Health Insurance? 
As a small business -LRB- under 50 FTE lives -RRB- , PPACA will eventually offer you an ability to send your employees to the exchange where they can select from several carriers . The Federal Exchange in Georgia -LRB- check your state to determine whether they have an exchange or are using the federal exchange -RRB- will not be ready to offer multiple choices -LRB- PPACA SHOP Plan -RRB- until 2015 . We believe , at this time , the employer may select a single carrier and plan to offer if they so chose . Talk with a licensed agent about your state 's program as state exchanges may allow multiple choices . 