Why To Get Renters Insurance? 
When you sign a lease to rent a home you accept obligations . Look at your lease and rental agreement and you will see that you are responsible if someone is injured on the property . You are also responsible for damage to the unit . What it does not say is that the landlord is responsible for anything that might happen to your property . You need a renters policy because of the obligations that you have taken when you rented the property . 