Does Health Insurance Cover STD Testing? 
Yes ! Part of the Patient Protection and Affordable Care Act -LRB- Obamacare -RRB- now mandates that qualified health insurance plans provide free preventative care to all ... STD testing falls into thatcategory . Some older plans may still not cover it , but anything post-2009 does . But , it does not coverexcessivetesting . So , if you get more than 1 test per year , you would be subject to any co-pay , deductibles , and/or coinsurance that might apply . 