How Do You Cash In Your Whole Life Insurance Policy? 
Before you cash in your whole life policy , you should discuss with your agent / broker to be sure you are aware of any other options and any consequences . All companies require notification in writing that you wish to surrender your policy . Some accept letters other require surrender forms . Simply contact your agent/broker and indicate that you would like to surrender your policy and you will be advised what is needed . If you have further questions , or feel that I could be of assistance , please do not hesitate to contact me . 