What The Difference Between Annuities And IRA? 
The differences between Annuities and IRA 's is pretty simple . IRA 's are considered qualified meaning you have to follow the limitations to how much you can contribute . Annuities by themselves do not have any limitations other than any limitations insurance companies put on them which are always higher . IRA 's are subject to RMD 's or required minimum distributions meaning at at 70 1/2 , you will be required to start taking distributions from your IRA as outlined in IRS rules . 