Can I Be Denied Life Insurance For Smoking Pot? 
You can be denied life insurance for smoking pot , but it is certainly not a given . If you apply for a nonmed policy that requires `` no '' answers to all the questions on the application , saying `` yes '' to the drug question could cause a decline . Some companies simply lump marijuana with all other illegal drugs , and will decline for any marijuana use . Most companies will decline if marijuana is used by an addict , or someone who has had treatment for substance abuse in the past few years . However , there are many companies that will approve at standard to preferred rates , as long as the marijuana use does not affect their lives in a destructive fashion . 