What Is A High Deductible For Health Insurance? 
As an experienced health insurance broker -LRB- 33 years of experience -RRB- , I 'll answer your question quickly and accurately . In 2015 , the maximum deductible is $ 6,450 , which is increasing from 2014 . Of course , there are lower deductibles available and various coinsurance options . An HDHP -LRB- High Deductible Health Plan -RRB- works with an HSA so that you can maximize tax deductions , lower premiums and take control of your healthcare . LIVE answer provided by : Ed Harris - Premier health insurance broker and owner of several national top-rated websites . 