Who Has The Best Life Insurance Rates? 
There is no one life insurance company that has the best rates for everyone . Companies often have `` sweet spots '' in which their rates will be more competitive for a certain type of policy , or for a certain age of applicant , or for a certain type of health . To find the best rates for you , you can use online quote engines to compare prices , or call an agency that sells policies from multiple companies and have them do the shopping for you . 