What Are The Minimum Requirements For Car Insurance In West Virginia? 
Agree with everything Ed said . In addition to liability coverage , West Virginia also has a rather strange uninsured motorist coverage requirement ... . In most states , uninsured motorist and under-insured motorist are both either required , or they are not . In West Virginia , uninsured motorist coverage is required , but under-insured motorist coverage is optional . WV requires the same coverage for uninsured motorist as they do liability : 20K per person , 40K per occurrence for uninsured motorist bodily injury and 10K of uninsured motorist property damage . 