What Do Annuities Invest In? 
What do annuities invest in ? Well the easiest way to find out is to review the insurance company 's financial statements . This will give you a good idea of where they look to gain returns from . Usually insurance companies are risk adverse with their investment choices and tend to look for long term investments . This is also a reason they have attached such a long surrender window on annuities . The idea is to invest long term for annuities , rather than short term . 