Does Life Insurance Money Go Into Estate? 
One of the benefits of life insurance is a tax free death benefit to the beneficiary . The beneficiary does not have to worry about creditors , probate , and nobody has to know your the one who received the insurance funds . Life insurance is a great addition to your portfolio . Debt and taxes are usually the biggest concerns a family will go through when a love one passes away . But the best thing we can do is prepare for the future . Their are several life insurance products that can give you the best estate planning advantages . Are you thinking about leaving money to a charity , church , grand children , non for profits . Learn about all the tax advantages that are available to you . 