Which Is Better Medicare Advantage Or Medigap? 
It depend on what the insured prefers . Co-pays and a lower premium , or no co-pays , but the stability of a higher premium . The expected health of the insured should be a factor in deciding which is best . I like to add up the premiums for the supplement and see how it compares to the maximum out of pocket for the co-pays and any deductubles on the Advantage plan . Sometimes that helps people to see what might be best for them . 