What Are The Best Life Insurance Providers In 2013? 
Assuming you mean price , the life insurance spreadsheets from the brokerage community are an excellent starting place to explore the life insurance company that best suits your financial profile , risk tolerance and economic goals . The spreadsheets are divided into two macro categories : Term Life Insurance and Permanent Life Insurance . Term Life Insurance is separated into guaranteed coverage periods 5 , 10 , 15 , 20 and 30 years with health classifications for standard and better -LRB- 5 -RRB- as well as substandard ratings -LRB- 16 -RRB- . Permanent life insurance is divided into indemnification , income and inheritance planning goals -LRB- single life and survivorship policies -RRB- with health classifications for standard and better -LRB- 5 -RRB- as well as substandard ratings -LRB- 16 -RRB- . There is no one life insurance company that dominates any of these categories and subsets , but we monitor these areas diligently to keep consumers apprised of which life insurance companies rank the best 