Does Drug Use Void Life Insurance? 
If you use marijuana , you may be a little concerned about taking the required exam to get term life insurance fearing that if marijuana use is detected , you may be ineligible for coverage.Fear not.Marijuana use , by itself is not something that will make you ineligible , but it is something that is tested for.Of course , the results of the test may come back negative , but the questionnaire will probably also ask whether you have used any illegal drugs in the past five years.If the answer is yes , again , you should be able to qualify for life insurance . If marijuana shows up in your blood test , the chances that you will be able to qualify for the most desirable rating class are somewhat diminished , and if they show up not all at -LRB- but you answer yes to the question about marijuana use -RRB- your chances are diminished somewhat . Each life insurance company follows different guidelines , but generally , you will be charged smokers rates for life insurance if you have used or are currently using marijuana . 