How To Get Health Insurance When Your Job Doesn't Offer It? 
You can always purchase an individual health insurance plan if group coverage is not available to you or the coverage offered is not desirable . You can only apply for individual plans during the annual enrollment period or under a special enrollment period if you have a qualifying event -LRB- e.g. getting married , having a baby , etc. -RRB- Individual health plans can be purchased on or off the health insurance exchanges . If you qualify for a subsidy , you may want to look at plans on the exchanges - subsidies can only be used towards on-exchange plans . I hope the information is helpful - please feel free to contact me for help and if you have any other questions . Thanks very much . 