How Much Do Americans Pay For Car Insurance? 
To find the total amount add the gross auto premiums from all the carriers . If you want to know an average amount , you could divide that sum by the number of units insured . If you want a ball park figure of what to expect to pay you will find that the amount varies by location , vehicles insured , driving record and several other items depending upon the state . If you are trying to get the best deal , you might well accept lower limits only to discover that the policy is inadequate when a claim comes . In that case you will find that you paid too little , and it costs a great deal more . 