Does Home Insurance Cover Food Spoilage? 
Talk to your Insurance Professional about the specific terms and conditions of your policy , but many Home Insurance Companies include some limited food spoilage coverage in their contracts . The loss must be as a result of a long term power outage caused by a covered peril -LRB- severe storm for example -RRB- . The coverage is usually limited to a specific dollar amount and is , of course , subject to your property deductible . 