How Much Life Insurance Should I Have With Kids? 
I would recommend at least enough to pay final expenses if something happens . somewhere between $ 10,000 and $ 25000 . Insurance on a child is very inexpensive and it will take a big burden off of you if you have the tragedy of losing a child . If the child lives then you can get the child off to a good base policy . It has been my experience that young people think that they are never going to die . Life insurance is the farthest thing from their minds . By keeping a policy on them until they are old enough and responsible enough to handle their own insurance you are doing a loving thing for your child and protecting yourself from any financial burden if something happens . 