My Term Life Is Paid To 80, So If I Die After 80 Is The Policy No Longer In Effect? 
Term life insurance is usually paid on a monthly , quarterly , semi-annual , or annual basis and can not be paid up to cover you to a certain age . In that sense , it sounds like you may have Whole or Universal life insurance . In any event , though , the way your question is worded sounds as if your policy will end at age 80 . You need to contact the insurance agency to see what other options might exist to make it last longer . 