What Are Out Of Pocket Expenses Health Insurance? 
Generally speaking , some out of pocket expenses when you have Health Insurance include any covered expenses that fall under your stated deductible . If you have a $ 1000 deductible then , any covered expenses up to that limit are then considered out of pocket . Likewise , if you have a co-pay plan , for example thatpays 80 % of your covered expenses after your deductible , then theremainig 20 % of covered expenses arealso out of poskect expenses for you . These are but twoof the more common examples . 