What Is Basic Life And Ad D Insurance? 
Basic Life is a policy that does not offer a huge face amount . It is moreso intended to give the insured money to cover final expenses and maybe have a few thousands left over for miscellaneous expenses . There are other policies available if you are looking for face amounts over one hundred thousand dollars . AD&D is accidental death and dismemberment which will pay additional proceeds if the insured suffers an accident that results in either death or dismemberment . 