Can I Write Off Homeowners Insurance On A Rental? 
If you own a home that is used as a Rental ; you would declare your Rental Income on a separate schedule on your income taxes . On the same reporting form , you will deduct expenses including property tax , insurance and any other deductible expenses . In this case , you would not have a Homeowners Insurance Policy , the policy should be a Landlords Package Policy instead meant for a tenant occupied property . If you do not carry the correct form of insurance , it is essential that you cancel your policy and purchase the correct form - insurance forms are not transferrable . This is a veryserious topic ; as you would expect , in the event of a disastrous claim , the insurance company will review your policy form and follow the coverage and definitions to calculate whether or not you are insured and how to proceed with the claims handling . There is a link available providing an online format to obtain a quote and buy landlords insurance online in multiple States ; may be used by Escrow Professionals , Mortgage Professionals and directly by Consumers . An exemplary online experience for all ! WEBSITELINK 