What Is AARP Medigap? 
AARP Medigap plans are Medigap plans insured through United Healthcare . In short , AARP partnered with United Healthcare to attach their name to UHC 's products . As Medigap plans feature standardized benefits , the coverage under each Medigap plan is exactly the same as it would be if you purchased the coverage from another carrier . The main way the AARP Medigap plans differentiates themselves from other Medigap carriers is through their premium rating method . Most carriers determine their rates based on the attained-age rating method -LRB- your age at the time you apply with rates increasing as you get older each year -RRB- . AARP Medigap plans -LRB- insured through United Healthcare -RRB- are based on the community-rated method -LRB- everyone in an area pays the same rates regardless of their age - meaning an 85 year old is paying the same thing as a 75 year old -RRB- . Please note , the carrier also offers value-added services such as discounts for certain things such as eye exams and also offer a 24/7 nurse hotline , and silversneakers membership . You must be an AARP member to buy an AARP Medigap plan - membership can be attained during the application process . I hope the information is helpful - please feel free to contact me for assistance with your Medigap coverage including quotes and comparison and if you have any other questions . Thanks very much . 