How Much Is Life Insurance For An 80 Year Old? 
If purchasing a Whole Life policy of $ 10,000 that does not require an exam , an 80 year old with controlled health can pay about $ 150/month . If there are some health conditions that will cause the policy to be graded , the price will be higher . If purchasing a larger permanent policy that requires an exam , the minimum price for $ 100,000 would be about $ 400/month and go up from there . 