Can You Have 2 Term Life Insurance Policies? 
Yes , you can ! Two of the most common reasons why people do this is to create a combination of benefits -LRB- e.g. having part of the coverage for 20 years and part of it for 30 years or guaranteed for life -RRB- or supplementing an existing policy to increase the total amount of coverage . For people only securing coverage through non-medical policies , they are generally limited to a maximum amount of coverage they can purchase under a single policy . To secure higher amounts , they will stack another policy on top of it -LRB- e.g. company A limits coverage to $ 250,000 under a no-exam policy , but you want a total of $ 500,000 - you could purchase a second $ 250,000 no-exam policy through another carrier to bring the total amount of coverage to the desired $ 500,000 amount -RRB- . I hope the information is helpful - please feel free to contact me for assistance with your program and if you have any other questions . Thanks very much . 