Does Home Insurance Cover Tree Removal? 
Homeowner 's policies vary a LOT so the only way to know for sure is to file a claim . This question in particular is very tricky but as a general guideline tree removal will be covered -LRB- to a limit -RRB- if what caused the tree to fall was something sudden and accidental such as a windstorm or a lightning . On the other hand if the tree just died of disease or old age its removal will probably not be covered . 