What Is An Elimination Period For Long Term Care Insurance? 
The elimination period in long term care insurance is the number of days that you must wait after long-term care begins before the policy will start to pay benefits . This is also called a waiting period . Most policies offer a choice of elimination period lengths . Common choices are , for example , 0 days , 20 days , 50 days , or 100 days . Typically , the shorter the waiting period , the higher the premium will be for the policy . Ask to see how the elimination period works for the policy you are considering as some policies have a once-in-a-lifetime waiting period while other policies require that a new waiting period begins each time a new period of care begins . 