Does A Self Funded Health Insurance Plan Work? 
Self funded plans are often used in larger companies , usually companies with 100 employees or more . Self funded basically means the company will purchase a large deductible plan from an insurance company and the company will be responsible for any claims that fall under that large deductible plan . These plans do not make much sense for smaller companies because there are not enough employees to spread the risk and small companies usually do not have the means to handle those large claims . 