Can I Purchase Life Insurance A Few Months Before My Heart Surgery? 
Not only in just this case , but in general , it is usually not possible to apply for a medically underwritten life insurance policy months before a major surgery . Most policies want you to wait until after the surgery to apply . With Marfan Syndrome , you may only be able to purchase nonmed , simplified issue polices . I know that Marfan 's is often diagnosed while in adolescence , so you may not be old enough , yet , to purchase a guaranteed issue policy . If you are 40 or over , you should be able to get one . About a year after your surgery , contact an agency that specializes in impaired risk life insurance and get something , then try again a year after that . If you time it right , you should be able to get a few affordable policies together to carry on throughout your life . 