What Does Critical Illness Insurance Cover? 
Critical Illness Insurance is a form cash indeminityhealth insurance that covers Heart Attack , Stroke , Renal Failure -LRB- Kidneys -RRB- and Cancer . Many times , and with the rising incidenceof these suddenillnesses ; can be a heavyburden on the financial regards of the family . Work , or career is interruptedwhich is a heavyburden on the family finances . Bills have to be paid , and there is no steady stream of income available and available income is drained for the treatmeant of these ilnesses . A Critical Illness Policy willprotect you from thisburden also wllgive you lump sum tax free cash for thetreatments of the illnesses . Some companies offer differentpolicies in different forms of payments and at low premiums . Different lump sum plans to help with the treatments and even contribute to paying the bills . There are even accident plans that pay per diem . 