Does Auto Insurance Affect Your Credit Score? 
generally speaking the answer is no . Insurers use credit information in-bedded in insurance scores . But it does not flow backwards as your question asks , There are two types of scores in most transactions involving credit . There are instances where the requester has to advise you that you are , are for example seeking a loan or credit card . Those are considered `` hard '' hits to your credit . By seeking that type of loan you are in fact telegraphing to others I need the money . Insurance scores typically are `` soft '' hits , that is to say they look at information but do not impact the result . i have run a couple insurers and worked for several others and I have never seen an issue with this being a hard hit 