Can I Drive Another Car If I Have Comprehensive Insurance? 
I 'm afraid you have confused what comprehensive insurance means . In regards to comprehensive insurance , `` comprehensive '' is a component of auto insurance , but not a type of insurance . comprehensive coverage protects your vehicle from losses that occur by means other than collision . Examples include theft , vandalism , weather damage , hitting a deer , etc. . As far as borrowing someone else 's vehicle , your auto insurance does n't cover you . Their insurance does . That is , auto insurance always follows the vehicle , not the driver . 