What Is The Cost Of Critical Illness Insurance? 
It depends on gender , age , smoking status and existing health conditions as well as medical history . Benefits can range from $ 5,000 to $ 50,000 Lump-Sum Cash Premium Payment . Here are some single lump sum premium estimates on nonsmoking male and females for a $ 50,000 benefit : Male Age 40 $ 710 - $ 750 Female $ 510 - $ 550 Male Age 45 $ 915 - $ 955 Female $ 665 - $ 715 Male Age 50 $ 1,165 - $ 1,199 Female $ 795 - $ 840 Male Age 55 $ 1,430 - $ 1,475 Female $ 920 - $ 960 Male Age 60 $ 1,665 - $ 1,715 Female $ 1,050 - $ 1,125 