What Type Of Disability Insurance Should I Get? 
I 'd like to add to my answer and confirm it as I have been out on Disability claim for a long while now . I am recovering from an amputation from a super infection that could not be cured with medications , so amputation became the best choice ... Let me confirm , definition is everything and when you consider a disability policy , make sure you include residual or partial disability clauses in your policy . My situation did n't start out as total disability but worked it 's way towards it . I will be honest , there is a lot of paperwork with filing a claim , but once it gets established , it gets a bit easier to deal with . Honestly , definition is everything . 