Why Is Car Insurance More Expensive For Young Drivers? 
Generally speaking , yes , car insurance premiums tend to be higher for younger less experienced drivers . Certainly rates can vary between companies , but paying a bit more for your youthful driver should be something for which you plan . Talk to your Insurance Professional about taking advantage of any available discounts . Your company may offer such discounts for your young driver attending and graduating from a Drivers Ed class . Keeping their grades at `` B '' or better may also help . If you have less cars than drivers , your child could qualify for `` Occasional Driver '' rates . 