Is Indexed Universal Life Insurance A Good Investment? 
Video Transcript : Hello , everyone . I 'm Steve Savant , Syndicated Financial Columnist and host of the weekly online talk show , Steve Savant 's Money : The Name of the Game . I 'm answering questions from insurancelibrary.com , and today 's question is : is Indexed Universal Life a good investment ? Well , one good thing about this is , Indexed Universal Life will let you participate in indexes . It could be foreign , it could be domestic . And the good thing about that is you get some of the market potential without any of the downside risk . Keep in mind though , even though there 's no downside risk in this product , you still have policy expenses to pay based on the current price tag that the carrier is charging in the policy ; as well as , it has contractual guarantees . You have to look at both of those to see if that 's a good deal or not . But I like indexing because you get market participation without the downside risk . You just have to remember that I 'm paying for expense loads . And that money could come out tax free , depending upon how you set it up . Well , that 's our consumer question for today . If you have any questions , just submit them to www.insurancelibrary.com . 