How Much Does High Deductible Health Insurance Cost? 
High deductible health insurance plans -LRB- often referred to as `` HSAs -RRB- , are one of the cheapest types of medical policies available to individuals and families . They are offered in every state by most of the largest insurers . Rates can vary between $ 40 and $ 500 per month , depending on your age , where you live and the deductible and co-insurance you select . If you qualify for a federal subsidy under Obamacare , your premium will substantially reduce . 