What Is The Average Cost Of Renters Insurance In Pennsylvania? 
Renters Insurance premium is based on several things such as location , type of building/apartment you rent , and insurance scores but mainly the premium is determined on the value of your contents -LRB- all your stuff -RRB- that you want to protect and the deductible that you choose . Since we all do n't have an identical amount of stuff - it 's hard to say what the average cost would be . But what I can do is give you an example . A personwhorents a single home in NEPA which an middle insurance score who has $ 50,000 worth of contents and a $ 1000 deductible has an annual premium of $ 180.00 . This includes replacement cost - money to buy identical or similar items , as opposed to actual cash value , which would be cheaper yet . Of course , there are many discounts available as well such as multipolicy discounts , alarm discounts , and advance quote discounts . If you would like more information on PA Renter 's Insurance - please contact me . 