How Much Should Term Life Insurance Cost? 
There are several variables to term life insurance pricing : gender , age , health condition , smoking status , length and amount of coverage . Secondary areas of consideration may need to be address : motor multiple vehicle violations , DUIs , hazardous vocation or recreation . A male or female nonsmoking best preferred rating for ten years $ 100,000 death benefit is between $ 75 and $ 85 a year . 