How Much Can I Get For Disability Insurance? 
Most individual insurance policies provide for 50-70 % of income replacement , with 60 % being typical . However , the disability insurance policy can sometimes provide up to 80 % of your annual salary , when adding up the DI policy benefit plus what is received from other sources . In other words , if your basic DI benefit plus income received from other sources does not total 80 % , your DI policy will pay the difference . 