Does Homeowners Insurance Cover Defamation? 
Ordinarily no , but check with your Insurance Professional about the specific terms and conditions of your policy . Though all Homeowners Insurance policies these days include coverage for Liability loss , that does not necessarily include defamation as a covered peril . Liability coverage protects you in the event you are legally liable for causing someone physical injury or damaging their property . Some companies , like Nationwide for example offer optional `` Personal Injury '' coverage that can be easily and inexpensively added to your Homeowners coverage . 