Does Long Term Disability Pay For Health Insurance? 
No . Long term disability insurance replaces some or all of your income -LRB- usually your after tax amount -RRB- in the event that you become disabled due to illness or injury and are unable to earn an income . Disability insurance claim payments are paid to the policyholder who is then free to spend the disability payment as they see fit . You could certainly use some of the money to pay for health insurance but a disability insurance policy does not directly pay for health insurance . 