Can I Get Life Insurance When Pregnant? 
It 's going to depend on what trimester of pregnancy the person is in . Usually the first two trimesters it is not a problem as long as there is a good record of prenatal care and things are considered to be a `` normal '' pregnancy . The third trimester can be a bit dicey as the closer the potential insured gets to delivery , the more a insurance carrier will want to wait . Your chances are pretty good if you are maintaing good health during the pregnancy and under a doctor 's care . Expect underwriting to go a bit longer than usual as doctor 's records will be asked for . Just do n't put it off till the third trimester if it is something you need to do . 