What Type Of Life Insurance Can You Borrow From? 
The type of life insurance you can borrow from is permanent life insurance that has a cash value . This can be Whole Life , Universal Life , Indexed Universal Life or Variable Universal Life . Normally , Term life does not have a cash value , and therefore is not a policy that can be borrowed from . Keep in mind that you may need to wait for a permanent policy to build a cash value before you can borrow from it , and not all cash value accumulation is guaranteed . 