How To Find If A Life Insurance Policy Exists? 
Unfortunately , you are looking for a needle in a haystack . Old life insurance policies are personal insurance and are protected by HIPAA and privacy laws and are not public record . You really need good starting information such as the insurance company name , agent or brokers name that sold the policy or an old employer the person may have acquired the policy . The NAIC has a website for lost polices but the odds are very high . If you feel there is life insurance proceeds paid out you may try to Google unclaimed money in that state to see if the proceeds are being held for a beneficiary . Good luck ! 