Can Medicare Help Pay For Assisted Living? 
Medicare only pays for skilled care for a limited time following a hospitalization for the same condition that caused the need for skilled care . In other words , Medicare does not pay for assisted living costs -LRB- except for medications , doctor appointments , and other Medicare approved expenses that it would approve no matter where you lived -RRB- . Most Long Term Care Insurance policies now cover assisted living . So purchasing LTCI can not only save you money , but can provide freedom in choosing your place of residence when you are unable to live independently . 