How Long Does Private Disability Insurance Last? 
A disability policy can last up to age 67 years old . However , the claim benefit period is specific to the contract you purchased . A long term disability plan can pay as little as two years after claim or again all the way to age 67 . There are many caveats in a disability contract . I recommend using an experienced independent broker to navigate the maze of benefits and riders to be sure you have a solid contract that meets your goals and expectations . 