Is Medigap The Same As Medicare Advantage? 
Medigap is very different than Medicare Advantage . Medigap , offered by a private insurance company , works in conjuction with Medicare , helping to cover some or all of the remaining balance of your bills after Medicare pays their share . With Medicare Advantage , which can often be obtained at no cost , your entire health coverage is provided by a private insurance company , one who must cover as much , if not more , than Original Medicare . For most people , the combination of Original Medicare and Medigap Plan F offers the most coverage available . If you do not have a budget that allows you to purchase a Medigap plan , then consider an Advantage plan , which will provide more coverage than simply remaining on Original Medicare . 