Why Are Health Insurance Costs Rising? 
That is a great question . While premiums rose nearly 80 % from 2003 to 2012 , they only rose a modest 4 % last year . While the Affordable Care Act -LRB- Obamacare -RRB- did a nice job of reining in costs , and penalizing insurers who were wasteful , there were some inevitable shifting of services , and costs , and without knowing what exactly you are referring to , it 's hard to say . It seems like everything goes up in price from year to year , I suppose medical costs should be expected to also . Wish I had a better answer for you , but thanks for asking ! 