Can You Get Life Insurance If You Skydive? 
That 's a great question ! Most insurance companies are going to frown upon `` riskier '' hobbies and occupations . Some will just charge you a lot more , others will not insure you at all . That said , there are also companies out there that make a living off of insuring higher risk clients . They are typically more expensive , and as a whole will have a period of time where your payout should your chute not open will be only premiums paid + a little interest . -LRB- it 's called a ` graded ' or ` modified ' policy . -RRB- If you 'd like a little more information , please drop me a note via the ` contact me ' link , I 'd be happy to help you with more details . Thanks for asking ! 