What Is Return Of Premium Term Life Insurance? 
Return of premium -LRB- ROP -RRB- term is going to cost more than your normal straight term , but it is exactly as the name implies . Instead of having nothing to show -LRB- except for still being alive ! -RRB- for it after paying 10 , 20 , 30 , etc. years on normal term insurance , you get your premiums you paid back ! 