What Does Health Insurance Cost In Illinois? 
The cost for plans will vary depending on various circumstances . Once thing to consider , the higher the deductible , the lower the premium . And vice versa , lower the deductible the higher the premium . If you choose a deductible only plan then your premiums would be less expensive than with a plan that has a copay to see a doctor for illness or injury . All the plans cover the following : Doctor visits Urgent care and emergency visits Hospital stays Surgeries Preventive and wellness services , like annual checkup Prescription drugs Maternity care Mental health and substance abuse treatment Contraceptive coverage It 's best to speak with a licensed advisor to find the plan that 's right for you . 