What Questions Are Asked For Life Insurance? 
Life insurance applications ask , at minimum , your name , address , date of birth , SSN , and beneficiary . If you are applying for a policy with any type of health qualifications , you will need to answer some medical questions , and possibly some questions about addictions , felonies , etc. . A fully medically underwritten policy will also ask about your income , whether you have dangerous hobbies , and more detailed health questions . It will require a paramed exam that will include your height and weight , blood pressure , and blood test . If you are a very healthy person with no other risk , the cost of your policy will usually be lower with the more questions that are asked . If you have serious health conditions or other risk , that may not necessarily be so ; the nonmed policies could have a lower rate , or be the only type of policy you can get . You can contact an agency that sell policies of all types to find the type of application process you wish to go through . If you wish to avoid some life insurance questions , you could find a policy that will avoid that , such as guaranteed issue life insurance . 