What Is A Policy Holder For Health Insurance? 
In Insurance terms , the `` Policyholder '' is usually and most likely the first named insured in the Insurance Contract Agreement . In most cases , this is the person that not only pays the premium , but most importantly from a contractual standpoint , is the recognized Owner of the contract . In an Insurance Contract Ownership is of great importance because in short , owners control the management of their policies meaning that it is only by action of the policy owner that any actions not company initiated can be processed . 