Can I Get Disability Insurance With MS? 
Getting Disability Insurance with MS is extremely difficult . Graded policies claim to cover those with Multiple Sclerosis , but the requirements are so restrictive that almost no one can get it . If you have very mild MS and no exacerbations in years , it is worth a try ! Living Benefit Life Insurance policies are one method of getting benefits that you have the option to use during your life , and this type of policy is not as difficult to qualify for as Disability Insurance , when you have MS. If unable to do two more more ADL 's , it can be accessed for cash to pay bills and use as you wish . However , the Disability Income portion of Living Benefit policies is usually a rider for which you need to qualify , making that feature harder to get . Again , I 'd consider it a delightful challenge to help you get whatever is out there for you to get . 