How Do You Invest In Annuities? 
Some advisers use invest for securities and save for non-securities . You can invest or save from your cash flow on a monthly basis or pay a lump sum deposit into an annuity . For investors : variable annuities , a security , are a mid to long term investment when utilizing market equities and bonds via the separate sub accounts . Know your liquidity needs before investing and risk tolerance profile because you can lose money with variable annuities . For savers : fixed interest rate or indexed annuities , both non-securities , are short to midterm savings options . Know your liquidity needs before making a product purchase . 