Can I Get Life Insurance If I Have Ptsd? 
You can get Life Insurance if you have PTSD , or Post Traumatic Stress Disorder . If your PTSD is very mild , you have shown stability for a couple of years , you are being treated successfully or no longer need treatment , and you are able to work full time , you can get medically underwritten coverage of about any amount of life insurance you need . If you are on Disability for your PTSD , have been recently hospitalized for it , or have been experimenting with some different treatment plans to find one that works , you will most likely need to go with a simplified issue policy . The premiums will be higher , the face amount will be limited , and the policy may be graded . But it still is a good choice for persons with debilitating PTSD and will give you peace of mind to have life insurance to cover your final expense needs . 