Why Does Life Insurance Cost So Much In Texas? 
The price of life insurance in Texas , as in the other 49 states , varies according to the age of the person purchasing it , the sex , tobacco use , health , face amount and type of policy . The longer you lock in the premium , the higher it usually is , and the price also goes up as the person ages . So it is not that life insurance costs more in Texas , it is those other factors that affect the rates . You can help yourself get the lowest rate by shopping an online agency that carries lots of choices and that knows how to find the best rate for your unique characteristics . 