Who Are The Best Health Insurance Companies? 
Indeed , there may be no `` right '' answer regarding who is the best health insurance company . It actually depends upon yourspecificneeds . For example , if an HSA was an ideal option for you , perhaps Anthem Blue Cross or UnitedHealthcare would be the best option . Conversely , if you needed copay coverage and you wanted prescription benefits with no deductible , perhaps Medical Mutual or Kaiser may be your best choice . Ultimately , the `` best '' health insurance carrier is the company that offers you medical benefits that match your specific needs in your particular part of the state that you live . As you get older , those needs can easily change . Thus , utilizing an experienced broker and/or their website is a must . You 'll be able to choose among quality plans at the lowest available rates . The Affordable Care Act will also allow you to utilize an `` Open Enrollment , '' which may result in federal tax subsidies that lower your rate . 