What Is The Average Cost Of Home Insurance Per Year? 
There are many factors in determining your rates . From the age of your home the state and how far you are from the fire department and what your home is made of . Your credit can play factor also . Is it a full replacement cost policy or an actual cash policy . They key is to make sure that you are properly covered . To give you and example in Montana I have insured a 390K valued hand hewn log home for as little as 900 a year and a stick frame home work 150K for 500 a year both replacement cost and 500 Deductible . But unless you can provide more information it would be VERY difficult to even attempt to tell you how much insurance should be . contact a local agent they should be able to compare rates for you . I would not suggest purchasing just online unless you are familiar with insurance you could be purchasing something and not be covered properly . 