How Much Is Car Insurance For A New Female Driver? 
Your going to have to contact your local independent agent to get some quotes for you . It is not going to be cheap , but if you maintain a good record when you turn 25 your premiums will change . If you decide to become insured under your parents policy have them inquire their independent insurance agent about an umbrella policy , or personal excess liabilty . They will be shocked at how cheap a $ 1 million dollar policy costs , which will help protect their home , retirement , etc. . Best of luck ! 