How Much Is Car Insurance For A 20 Year Old? 
Car insurance rates for a 20-year old will depend upon many factors including your driving record , the type of vehicle you have , where you live , and your grades -LRB- if you are a student -RRB- . Monthly rates could vary between approximately $ 40 and quite a bit more . Naturally , just basic liability protection will cost the least while full coverage on a financed car will be more expensive . 