My Husband Just Broke His Arm, Can I Get Insurance To Cover It? 
Short answer ? no . But because we need 50 words to answer questions , this should be used to discuss what happens if this does occur and it does all over the country every day . A hospital will treat a broken arm , but it will also `` bill '' for a broken arm so it becomes a matter if the person can afford to pay the cost of the service . While we read about hospitals `` writing off '' care every day , understand that if you have the ability to pay , you will , or you will be subject to any other item you fail to pay on . This means collections and garnishment of wages is a real possibility . If you are in this situation , talk to the hospital billing department and see what they will work with you on . Many will set up billing plans and work with you , but you never know . Insurance takes care of the unknown , that is the whole idea behind it . While rolling the dice and going without may seem profitable , it just takes one situation to wipe out any savings and possibly take everything . 