Can I Get Life Insurance If I Have A DUI? 
It depends ! Like most everything in the world of life insurance , rates and qualifications for different life insurance policies vary widely from company to company . Typically , though , if your DUI was more than 5 years ago it wo n't affect your ability to get a policy . Inside of 5 years , it will , and it will also affect your rates , as most insurance companies wo n't give you their best rates if you have a DUI . This means that your DUI will cost you some extra dollars when it comes time to pay your premiums . 