Can I Get Life Insurance If I Have Hepatitis B? 
You can usually get life insurance while having Hepatitis B . If you want a large policy that requires an exam and medical records , the insurance company will look at your liver biopsy results , your liver labs , what treatments have been on , how long you have had Hep B , etc. . Some things that can cause a decline are liver cirrhosis or fibrosis , very high liver labs , and intolerance of treatment . However , even in those cases , you can get a simplified or guaranteed issue policy , if your age fits those guidelines . When the biopsy shows no liver damage and your Hepatitis B has been stable with normal liver labs , you can be rated as good as a low table rating on a medically underwritten policy . 