Does Renters Insurance Cover Vehicle Vandalism? 
No , there is no coverage in your Renters ' Insurance Policy for damage to your car for vandalism or any other reason . This coverage is available under the Comprehensive portion of your Car Insurance policy -LRB- for vandalism -RRB- . That having been said , if someone breaks into your car and takes personal items those personal items would be covered under a typical Renters ' Insurance policy subject to policy coverage limitations and the deductible . 