How To Obtain Homeowners Insurance? 
Start by contacting a trusted insurance agent . If you havent an agent , get a recommendation from friends , colleagues or neighbors . The agent should listen to you , provide sound financial advice and communicate clearly with you and the company . The most important task for you and the agent is the selection of appropriate limits . At the time of claim , the premiums paid will become inconsequential . Get the right coverage , get the highest liability limits . Make sure you know about optional coverages as they may coverage an area of vulnerability . 