Can My Auto Insurance Drop Me? 
Yes , but not just because they can . Companies file insurability guidelines with each state 's Insurance Department as well as their pricing grids . These must be approved for use by the Insurance Department and , once that is done , they become the standard b y wich all insureds and prospects are equally evaluated . If as a result of your driving history or claim activity , you end up falling outside of their guidelines , the company may non renew your coverage . 