Why Is Auto Insurance So Expensive In Ohio? 
Auto insurance in Ohio is actually fairly inexpensive ... if you know where to look . As an experienced broker here in Ohio -LRB- just North of Cincinnati -RRB- , we specialize in finding the lowest available rates offered by the top-rated carriers . Prices are based on many factors including your age , where you live , the type of vehicle you drive and how good -LRB- or bad ! -RRB- your driving record is . Typically , rates here in the Buckeye state are lower than most other states . A younger driver -LRB- under 21 -RRB- will usually pay a higher rate . There are , however , many discounts that can help reduce the premium . Each carrier has a different set of discounts so shopping can make a big difference . Also , by having an experienced broker shop for you , you may be able to find better pricing . Whether its State Farm , Esurance , Progressive , Geico or Farmers -LRB- or many others -RRB- , as experienced brokers with top-rated websites , our job is to help consumers find not only the best prices , but the most appropriate coverage for their specific circumstances . 