How Does Health Insurance Exchange Work? 
That is a great question ! To answer it simply , the exchanges either set up by the State , or by the Affordable care Act -LRB- Obamacare -RRB- are an online marketplace where companies can choose to offer health care plans . The are private exchanges also , and they can be very similar , or offer very different plans , as long as they all include the basic requirements . The ACA exchange is good , because it offers help with paying for the policy if you qualify . Thanks for asking ! 