Do I Need A Will For Life Insurance? 
That is a great question ! There is no need to have a will when you purchase life insurance , nor does including your life insurance in your will generally matter . Your named beneficiaries will typically collect regardless of the will , and bypass most probate tries . Life insurance was designed to protect the insured 's wishes , and it does a pretty good job , as long as you did your part , and named beneficiaries . Thanks for asking ! 