Does Renters Insurance Protect The Landlord? 
Renter 's insurance will typically not protect the landlord directly . Renters insurance typically provides liability and personal property coverage for the insured tenant and the immediate family of the insured tenant only . If a tenant has renters insurance it may prevent the landlords insurance from involvement in claims that occur within the rented premise . Remember every policy is different . Please read your policy completely to understand the coverage provided and any exclusions that there may be or contact your local agent to have them go over the policy with you . 