Can You Buy Term Life Insurance For Someone Else? 
If you mean , can you pay for a policy for someone else so that there will be a death benefit when they die , the answer is : usually . Most people who buy term life insurance for someone else do it to protect themselves in some way . E.g. . That other person may owe them money , or the Payer knows he/she will have the task of paying for the funeral if the other person dies . Life insurance companies look carefully if the Payer is also the Owner of a policy in which someone else is the Insured . They are not as concerned if you simply pay for a policy for someone else and allow the Insured to own their own policy . 