Is Life Insurance A Good Investment? 
Video Transcript : Today 's question is , `` Is life insurance a good investment ? '' Well , that 's a very controversial question . Depending upon what form of cash value life insurance you use , you could be using a participating whole life , you could be looking at current , assumption , interest rate , universal life , index universal life or variable life . All of those four different platforms require you to do a financial profile to make sure you understand your investment risk and the time horizon , which are very important to use this . They have tax advantages , there 's no doubt about that , but you need to make sure that you 're suitable for these products . Is it a good investment ? If it 's configured right , it can be great . If it 's not done correctly by design , it 's not going to really be a good deal . So , if it 's done correct , it could be a great supplemental part of your retirement plan that can really help you in your golden years and during your retirement period . 