Do I Need Life Insurance When I Am Retired? 
In Canada when you `` retire '' , whether you need life insurance depends on your objectives . Life Insurance creates cash at death and is arguably to most effective way to do so . Why would you want a tax free death benefit ? There are often additional benefits including tax preferred growth . However , if tax-free cash to create or conserve your legacy is desired , you need life insurance . If you have further questions or you can contact me through this web site or JPW.ca 