Does Homeowners Insurance Cover Plumbing? 
Usually when asked about plumbing and homeownersinsurancethe question is in reference to leaking or breaking . In this case no , the homeowners insurance does not cover plumbing . However , thedamagethe sudden burst or rupture of a pipe sending water all over the house would be covered if the dwelling suffered water damage . But only the dwelling , not the pipe . If a pipe has been slow leaking over a long period of time damaging the dwelling then most likely the damage may not be covered since the incident is not sudden and accidental . 