What Is The Average Cost Of Term Life Insurance? 
If you search for a graph of mortality you will see a steeply curving line . It demonstrates that the number of people of a particular age that die during the 12 month period is a pretty predictable number . The companies then say to you , how many years do you want coverage . That allows them to compute with a fair degree of accuracy the chances that you will be a victim of premature death . Now this revolves around your current age , the amount of coverage that you want , and the length of time you want the coverage . 