Why Does My Auto Insurance Go Up? 
Since I 've been around , it seem like all companies raise rates all the time . It is a good rule of thumb to shop your rates every 5 years . I say 5 years as the next company will give you a better rate since you stayed with your last company for at least 5 years . All insurance companies must file their rates with the states insurance department before they raise them , but they keep going up just like everything else . Keep your driving record clean and your credit good and you should have good rates . 