Is Life Insurance Part Of A Will? 
Life insurance benefits may be included in a will if it is included as part of an estate as in the case of a trust . Whole life insurance is largely used to create or enhance an estate so that there is an inheritance to be passed on to heirs . So in some cases an estate will be named as the beneficiary of a life insurance policy , and then it could be that the will of the owner of the estate will name a recipient for the proceeds of the life insurance . 