When Are Employers Required To Provide Health Insurance? 
The shared responsibility mandate -LRB- also referred to as `` pay-or-play '' -RRB- was scheduled to go into effect January 2014 . However the decision to delay the enforcement of this regulation has rescheduled it for January 2015 . There will not be a requirement for a employer to offer health insurance however there will be a penalty for businesses who employ more then 50 FTE 's -LRB- full time equivelents - employees who are on the clock as their 50 full time counterparts -RRB- , the penalty will be $ 2,000 multiplied by the number of FTE 's minus the first 20 . So a business with 60 FTE 's will occur $ 80,000 in fines - 60 FTE 's minus the first 20 FTE 's = 40 FTE 's that the business will be penalized for multiplied by $ 2,000 . A insurance broker who specializes in employee benefit plans will be able to provide you with the clearest explenation by communicating your options with the spicific variables that are key in your strategic employee benefit plan management . 