Is Whole Life Insurance Necessary? 
That is an excellent question ! I guess it really comes down to what you want it for , to determine if you really need it . If you are only looking to cover a short term debt , like college , or a mortgage , then no , you really do n't need a whole life policy . If you want to ensure that you have coverage for as long as you live , with no chance of leaving your family stranded , then yes , you do . I hope that helps , thanks for asking ! 