Where Is Car Insurance Most Expensive? 
there are several sources who track this each year . and because most of them use their own set of criteria for evaluating these rates , the results are over the place ! And year to year , the rankings jump around as much as college basketball polls . but overall , the most expensive state is usually listed as Michigan or Louisiana . The difference between the two usually being whether or not they count Michigan 's state mandated MCCA fee -LRB- $ 186 per year , per vehicle -RRB- as part of the auto insurance premium or not . 