How Much Renters Insurance Is Needed? 
Depending on how much your contents in your home is worth should help you determine the amount of coverage . Many people undervalue their belongings and go for `` cheaper '' . In my agency we are not allowed to use the word `` cheaper '' . You need the right amount of coverage for what you own . Also if you have any collections or special belongings that are worth more than the base coverage amounts you need to schedule them so you get the true value back . Cheaper is Never Better . 