Does Renters Insurance Cover Break Ins? 
It depends on what damage there is . If someone breaks into your home and steals your personal property , yes you have coverage to pay for the stolen items less your deductible . Your policy might have limits of coverage for jewelry , computer equipment , and guns . The damage to the home and building would not be covered by your renters coverage and would have to be filed with the landlord policy . If the thief hurts themselves while he/sheis in your home , you would have liability coverage to protect you if they sue you for bodiliy injury during the theft . 