Will Homeowners Insurance Cover A Broken Window? 
Yes , unless it is specifically excluded . What I mean by this is homeowners coverage applies to the house as a whole and will only indemnify you if a covered peril occurs . However , you really need to look at your deductible before you file a claim . If the cost of replacing the window is less than your deductible , then you should just pay for it out of pocket . In summary , start with the cost of your deductible versus the cost of replacing the window . If it is worth it to make a claim then make sure windows are not specifically excluded . 