What Happens If Car Insurance Lapses? 
If your car insurance lapses ... pay that bill ! Often , you have time where the insurer will accept your premium payment -LRB- but possibly with a lapse incoverage -RRB- . If your policy has lapsed for a longer period of time , obtaining a new policy quickly is important . You should contact an experienced broker or a very reputable website with the idea of getting coverage that day . After reviewing multiple quotes , you can apply and purchase a policy -LRB- online , if you wish -RRB- . 