Can You Get An Extension On Car Insurance? 
This depends upon state law . In California , there isnt a grace period for auto insurance . The insurance company has legal requirements before they can cancel your policy , even for non-payment . They may even accept a late payment . Every day that coverage is in force you are responsible for the premium . When the date of cancellation is reached , coverage ceases . Company policies vary regarding reinstatement but there will almost always be a gap in coverage which can create problems that you do not want . The bottom line is , pay the premium before it is due . 