What Is An Annual Premium For Home Insurance? 
Great question . If you are asking what is ... the cost ... for a homeowner 's policy , this may help you . Home policies are rated based on age of home , type of construction , occupancy and location . In my state , Florida , the distance to water is very important as well as the type of roof . There are two styles , gabled roofs -LRB- which are popular in the Northern States -RRB- and hip roof -LRB- which is a newer style and has better resistance to wind . -LRB- We have hurricanes here . -RRB- 