Can You Buy Auto Insurance Online? 
If you desire to act as your own insurance broker by all means feel free to do so . Just be aware that auto insurance is not something you can get from a vending machine . If there is a pro blem at claim time , it is you versus the insurance carrier . Just try asking the online company for a specimen policy that you can examine - chances are you will not get one . Even if you did , can you read an insurance policy and understand it ? Insurance policies are legal contracts . Even after 43 years in the insurance business -LRB- reading policies -RRB- I learn new things almost every day . Find a competent knowledgeable agent or broker who actually reads and understands the policies they sell . They also should ask you many questions to determine your situation and advise the policies and coverages that best fit your needs . 