What Is The Approximate Cost Of Medigap Insurance? 
May I reword the question ?? I would ask , `` What is the price -LRB- what you pay each month -RRB- vs. the cost -LRB- total of premiums , rates increases , and out of pocket costs -RRB- over time . As stated above , plans are standardized . An Plan F is a Plan F is a Plan F. . . I 'm picking on F because at my office ... Plan F is almost an F-word ... . Price is what you pay today . Think of the total cost of ownership over time . The national rate increase of a Plan F , carrier to carrier , State to State , is significantly more than a Plan G. We 've constructed a spreadsheet to illustrate what the COST of Plan F is vs. Plan G over a 10 year period . Even when you pay out the Part B deductible each year , a Plan F becomes more expensive into the thousands of dollars . So start thinking about the total cost as well as the monthly price . - gravy 