How Long Should You Have Term Life Insurance? 
Term insurance comes from the term temporary , certain period or certain term . Term life insurance can be purchased for 5 years , 10 years , 15 years , 20 years , 25 years and 30 years . The length of time that you should have it depends on a case by case basis . You have to look at debt , expenses , the age of children , is there a college education to fund to determine what would best number of years to purchase the term insurance . 