Is Disability Insurance Long Term Care Insurance? 
Is Disability Insurance Long Term Care Insurance ? No , these are two different types of insurance policies with different triggers for payout . While both create a pot of money for the insured to use , the requirements that need to be met to trigger these pools of money are different . For long term care insurance the trigger is usually the inability to do 2 or more of the average daily life activities . Disability 's trigger is usually the inability to do the material duties of your job . 