Is Medicare Used Effectively To Assist Americans? 
Medicare has two options : 1 . origninal medicare & 2 . Medicare advantage . Original medicare is administered by the same beaurcrats that Obama has used to trash the health care system whereas Medicare Advantage is administered by PRIVATE insurance companies . Medicare Advantage has proven to be the most cost effective system of rendering medicare services because the insurance companies know what is appropriate and what is not appropriate . Medicare on the other hand continues to be riddled with Waste , Fraud , & Abuse-which can be summaraized by spelling P O L I T IC I A N S always looking for an opportunity to buy votes . As a matter of fact one of the L I E S CMS -LRB- Center for Medicare & Medicaid Services -RRB- has put in the Medicare Advantage booklets is `` every Medicare Advantage plan has to be the equivalent of `` original Medicare '' . Really ? I will promise you original medicare covers 80 % of LAB work , especially when it is done for annual physical . Yet , when a particular Medicare Advantage Plan refused to pay my lab charges it was an exercise in futility to get CMS to correct the problem . The Bureaucrats created two classes of sales people when Medicare Advantage was created and adminstered by the wonderful beaucrats - one class that is completely unregulated when they sell Medicare Supplement and the sales person that sells Medicare Advantage is CONTROLLED by the beaurcrats and this last year when I completed the REQUIRED CERTIFICATION it took me 24 hous just to complete the certification . Compare that to the fact I read and took the test and passed the test to sell Obummer Care in less than three hours . Controlling Health Insurance is all about CONTROLLING YOU-THE CONSUMER . Did you realize Medicare is controlled by a UNION IN wASHINGTON D. C . If you want effective health insurance you will identify the members of the unions and you will vote for politicians that will put the unions out of business . 