Does car insurance cover vandalism? 
Vandalism is covered by the comprehensive portion of your automobile policy . This coverage is not required by state law . Check your own policy to see if you have purchased this coverage . The claim under the comprehensive portion of the policy is subject to a deductible but the insurance company will attempt to return the automobile to the state it was in prior to the incident . Because certain groups of people are more subject to vandalism than others , for example , teachers , peace officers and politicians some companies alter their adjusting procedures to either eliminate or reduce the deductible on those specific professions . Check with your insurance agent to see if you qualify for such a reduction . 