Can Life Insurance Companies Access Medical Records? 
That is a great question ! The answer is you better believe it ! The insurance industry is all about risk . A person 's health history makes a big difference in the risk that the insurer accepts . Because they typically are n't going to blindly accept that risk , in the application will be clauses granting them your permission to look at your medical records , and your prescription history . In some cases , they may also look at your credit history or criminal records . There will be places for you to sign that grant those permissions , so if that is a concern for you , do n't sign anything that you do n't understand or agree with , okay ? Thanks for asking ! 