How Much Does AARP Medigap Insurance Cost? 
Bob has good information but I will add that in many states the United Healthcare Plan -LRB- AARP -RRB- has a built in rate increase the first 10-years . This is in addition to the attained age rate increase that is already built in . The way they do that is they call it a `` discount . '' The discount is for age 65 applicants but even with the full discount the premium is not cheaper than other companies . But then they take a pro-rated amount of the discount away each year for 10-years . So in reality , it was n't really a discount but a built-in additional price increase that they never have to claim as a price increase . Regardless of what you think of the AARP organization , when it comes to their name on ANY insurance product , use the same caution that you would with any other company . The insurance companies just buy the use of the AARP name and logo . It does n't mean the product is a good value or a bad one . But it does catch some seniors off guard . 