Can I Keep My Ex Wife On My Health Insurance? 
No , an ex-spouse is not longer viewed as a legal dependent once the divorce is finalized . If you are covered under a group health insurance plan to which Federal COBRA guidelines apply -LRB- 20 + employee companies -RRB- then an ex-spouse can exercise their right to continue the group 's coverage for up to 36-months . Of course , the ex-spouse of the employee on the group health planis the one responsible for making the monthly premium paymentto the employer or COBRA plan administrator so payroll deduction of premium for a COBRA continuee is not done -LRB- absent a court order to that effect I would presume -RRB- . Generally the ex-spouse losing access the their former spouse 's employment based plan has to get there own health insurance . Making provisions for this is often addressed in the terms of the divorce agreement , though not as often as I would expect . Under the Affordable Care Act , divorce is a change of life status event allowing a person to purchase individual health insurance outside of the normal open enrollment period . You have 60-days after the divorce is finalized in which to purchase new coverage either on the government marketplace or in the private marketplace . 