How Much Is A Unit In Life Insurance? 
Most companies consider a `` Unit '' $ 1,000 in Death Benefit . Often you will see this in pricing tables where it will list the Premium as a certain dollar amount per `` Unit '' -LRB- example : $ 2 per Unit . This would be $ 2 for every $ 1000 in Death Benefit . So a $ 10,000 policy would cost $ 20 . -RRB- 