What Does Part B Of Auto Insurance Cover? 
Part B of your auto insurance is the medical payments coverage . Typically , the amount of coverage is between $ 1,000 and $ 25,000 and it pays covered expenses -LRB- medical , of course -RRB- to yourself and family members . The cost tends to be minimal so increasing your limits should not greatly impact your premium . Other occupants of the vehicle can also be covered and benefits are paid regardless of fault . 