What Does Auto Insurance Not Cover? 
It is easier to identify what it does cover . It covers your car . If your car is involved in an accident , it pays up to the limits of the policy for the bodily injury and property damage of the other party . If your car is damaged the auto policy can provide physical damage coverage to repair your vehicle . There are many things which it doesnt cover . For example , it does n't cover your personal property or business property in the car . 