Does Car Insurance Pay For Rental? 
Your car insurance policy will cover the cost of renting a substitute vehicle if you have added the rider to your policy . Although some carriers include the coverage , you may be required to add this benefit to your policy . Typically , you are reimbursed approximately $ 15 - $ 30 per day and it will cover your expenses while your own vehicle is being repaired . Often , there is a 30-day maximum benefit period . If the accident is not your fault , then the other driver 's insurance will most likely pay for your expenses instead of your current company . Sometimes you can negotiate the amount you will receive from them . If your vehicle is not involved in an accident or covered claim , the insurer will not pay for expenses to rent a vehicle . However , the insurance to cover the vehicle may be extended from your personal policy . Check with an experienced broker to review specific policy provisions . 