Do I Need Supplemental Insurance With Medicare Advantage? 
You do not need and it is actually unethical and against Medicare guidelines to sell you a Medicare Supplement with a Medicare Advantage Plan . There are some policies that will help pay some of the out of pocket costs of a Medicare Advantage and in some cases they may be a good option . These are not Medicare Supplements . If however the premium gets too high you are better off in a Medicare Supplement plan rather than a Medicare Advantage rather than pay a premium for the supplemental hospital coverage , Make sure you have a good agent who can help you decide your best options based on your individual situation . 