How Much To Pay For Auto Insurance? 
Operating a car is expensive . Interestingly , it is much more expensive in most other countries . Insurance is one of the expenses of owning a car . If you have enough cash on hand to purchase another car should your car be determined to be a complete loss in an accident , you really dont need physical damage , comprehensive and collision , coverage at all . However it is unlikely you could pay for a large lawsuit resulting from personal injury and property damage that comes from an accident in which you are the guilty party . For that you should carry the highest liability limit that you can afford . What often appears to be the least expensive auto insurance can become the most expensive policy possible if the lawsuit and judgment exceeds the limits of liability in your auto policy . The cheapest auto insurance is the policy that pays the highest possible amount when you are sued . 