Why Was Medigap Plan J Discontinued? 
Plan J was one of four plans dropped in June 2010 . The changes were made due to federal legislation passed in 2005 . Although four plans were dropped , two new plans were added resulting in a total of 10 standardized plans -- the original number mandated by Congress in 1990 to simplify and standardize all policies that supplement Medicare . Medigap Plans E , H , I , and J are no longer sold ; however , if you already have one in place , you can keep it . As for current standardized plans , Plan F took the spot for Plan J. Like Plan J , Plan F covers all Medicare approved charges . You do n't have to pay any co-payments , deductibles , or co-insurance . If you have Plan J and your premium is getting uncomfortably high , it might be a good idea to compare premiums to Plan F or any of the other standardized plans available . I hope this answer was helpful . If I can be of further assistance , please feel free to contact me 1-888-411-1329 . 