Which Retirement Plan Is Right For Me? 
The best retirement plan for you is one that provides guaranteed or near-guaranteed income for life . Determining how to invest and what products and instruments to use is best determined by an experienced financial planner . Do not consider using a part-time worker , a media-related person or someone not licensed . It 's important that you develop and maintain a set of goals that you can closely monitor . These goals should take into account tax consequences , the amount of risk you would like to take , the safety of your portfolio and the impact of current events on your assets . As mentioned , sound advice can come from an experienced financial planner -LRB- Certified would be nice -RRB- and we 'll be happy to recommend a few in your area . TV or radio personalities , non-licensed agents and inexperienced brokers should not be advising you . There are many variable and fixed products that can be considered . 