What To Look For When Shopping For Life Insurance? 
Shopping for life insurance is about as exciting as shopping for a new dentist but there are something 's that you should consider . The companys rating is a factor but not a huge one . If you asked 10 insurance agents to name 3 life insurance companies that werent an A rating that went out of business in the last 20 to 30 years , they probably wouldnt be able to give you an answer . That being said I would still try and look at companies with a B or better rating . The biggest thing to consider is what stage of life youre in -LRB- for more information read our blog `` Did I buy the wrong type of life insurance '' -RRB- , because that will help you determine if you should be looking at companies with great term life rates or if you should be looking for one that sell whole life or index universal life . 