Does Life Insurance Cover Funeral Expenses? 
The beneficiary makes the decision on how to spend the proceeds of life insurance . If you wish , you can make your funeral home the beneficiary of your policy , as to the portion for the funeral expenses for you . The balance can be used by another beneficiary , as they see fit , if you wish to have a higher benefit amount . Gary Lane , Registered Representative , New York Life . 949 797 2424 . Thank you . 