Is Renters Insurance A Waste Of Money? 
That is a great question ! I guess that you have to decide what a waste of money really means to you , to answer the question properly . If you did n't buy it , and something happened that destroyed all of your stuff , then you wasted all of the money that you spent to buy your stuff . With insurance , your stuff would be replaced , and the money not wasted . But if you bought it , and nothing ever happened , is the covering of that risk even though you did n't need it a waste ? That 's the answer to your question . Is security and peace of mind a waste of money to you ? Just a different way of looking at risk . Thanks for asking ! 