Can I Have Two Disability Insurance Policies? 
Disability policies coordinate with each other . Think about it . If you had 2 or more policies which when you add up the benefit would pay you over your income , ever one would have several . Generally speaking , depending on your occupation , income and medical status , your disability policy will cover anywhere from 50-80 % of your income . If you have 2 policies , the 2 company would generally pay the difference up to the maximum , so up to 80 % if that is the benefit you so qualified for . I would strongly recommend that you send a copy of your policy to an agent/broker who works with Disability policies and see where you stand , what makes the most sense with a second policy , etc. . IF you do not have an agent or broker , let me know and I 'd be happy to give you a review and recommendation . Oh , congratulations on having a Disability policy . That is an important step in maintaining your Financial Security . 