What Is Life Insurance Money For? 
Life insurance money is for carrying on one 's financial responsibilities beyond death . Sometimes , it is is to bring an endeavor to completion -LRB- such as raising your child to adulthood -RRB- . Sometimes , it is to provide funds for a transition -LRB- such as key person insurance gives the business time to replace you -RRB- . Sometimes , it is to distribute what you have accumulated during your life , to what is important to you , after your death -LRB- such as leaving money to a charity or heirs -RRB- . 