Does Homeowners Insurance Cover Vacant House? 
Great question ! Unfortunately , not a great answer . Because of the great risk for damage , theft or infestations , most insurers will not insure a vacant home . If you leave your home vacant for even as little as 30 days , many companies will cancel your coverage , or deny any claims that arise from that period where the home was vacant . -LRB- I learned that the hard way . -RRB- Your best bet is to see if you can find a company that will write a `` vacant home '' policy , but beware , they are hard to find , and very expensive , or hire a house sitter to occupy your home while you are gone . If you need more information , please feel free to contact me , I 'm happy to help . Thanks for asking ! 