Can I Add A Car To My Insurance That Is Not In My Name? 
If the title -LRB- proof of ownership ` in your name ' -RRB- is not in your name and you desire to register and insure the vehicle , you will need documentation of an insurable interest : lease agreement , etc. that a carrier will accept to underwrite a policy.Make sure you include all insurable interests on your policy - lessor as additional named insured for liability and named as loss payee for physical damage . If the vehickle is titled to another individual , many states allow you to obtain a signed authorization -LRB- a DMV form -RRB- in which the titled owner authorizes you to register and insure the vehicle . Again , make sure you can list the titled owner as an additional insured for liability and as a loss payee -LRB- along with any lienholder currently on the vehicle -RRB- . Make suire your state 's DMV will allow you to do what you want to do as far as the registration goes and then find as carrier that will underwrite the situation . A good agent or broker can assist you or you can act as your own broker and obtain insurance online . If you act as your own broker , good luck . 