Can Disabled People Get Life Insurance? 
Can disabled people get life insurance ? This is an excellent question . There are some simplified issue policies that decline people on disability , as if all disabilities are the same . And disability is used as a factor in determining the health rating for many medically underwritten policies . So your question is very valid . The answer is `` yes '' , disabled persons can get life insurance . But they need to apply for a policy that fits their particular reason for disability . E.g. . If you use a cane for an old knee injury , you should pay much less than a person who usesa cane because he/she had toes amputated for diabetic complications . But if you do not use a company that is suited to your reason for disability , you may find yourself paying the higher price simply because you use a cane . The causes of disability are as varied as the number of illness and injuries that exist . And insurance companies sometimes treat those who receive Social Security Disability or private disability insurance as different from those who receive military disability benefits . So it does take an impaired risk life insurance broker with knowledge of multiple health conditions to sift through all your choices and find you the best one . 