How Long Does A Life Insurance Application Take? 
Filling out the life insurance application itself takes about 30 minutes for a medically underwritten policy -LRB- one that requires a paramed exam -RRB- . Having your drivers license , the date of birth and possibly Social Security numbers of your beneficiaries , and all your doctors ' information on hand will save time in filling it out . Once the application is submitted , you will take your free exam in your home or other place of your choice . Sometimes medical records are ordered . The time it takes complete the process depends partly on how quickly you take your exam and how quickly records are obtained . If you apply for a policy without an exam , the policy is issued much more quickly . 