Does Ing Drug Test For Life Insurance? 
Yes , ING Life Companies will test for drugs in the presence of blood or urine in order to issue a life insurance policy . The only way to avoid such testing is to get such a small face amount that no blood or urine test is needed , or to apply for a No Exam life insurance policy that does not do those tests . Even then , they will normally ask about illegal drug use on the application . With some companies , the presence of marijuana in drug tests will not affect the rate too much . If the test shows signs of cocaine , meth or other illegal substances , then the policy would most likely be declined . 