How Much Disability Insurance Should I Have? 
In order to figure out how much Disability Insurance you should have , you need to understand that Disability Insurance is based on your current income . Depending on how much you make , you may qualify for up to 70 % of your gross income . This said , you need to understand what your need may be , how much you can afford within your budget and design the policy to cover any partial disability . Without knowing your specific situation , I would start with the maximum benefit , and go from there . If you need help looking at some quotes , do not hesitate to contact me or your local insurance broker . Thank you for the question . 