Does Anxiety Affect Life Insurance? 
Anxiety is one of the leading gateway medical conditions to other medical conditions such as : high bloodpressure , migraines , GERD , etc. . . So , most likely , it will have some consideration in the underwriting process . But , every life insurer has different underwriting guidelines , so it will depend on several factors for individual consideration . Not only will it depend on the level of anxiety and the treatment plan , but other medical conditions related and unrelated as well . And more importantly , it will depend on the type of plan -LRB- whole , term , universal , etc. -RRB- , and the face amount you are looking to purchase . The higher the face amount and age , the more strict the underwriting guidelines will be . My recommendation would be to find a local insurance broker that offers several carriers , and work with them to find the best company and plan . A broker will know the variations of underwriting between companies , can perform a pre-screen for better determination , and what type of plan and face amount will work best for your needs and budget . 