Does Life Insurance Pay Out For A Drunk Driving Death? 
Depending on the policy terms , yes a life insurance policy would pay a death benefit to the stated beneficiary . An individual policy usually has no provision against paying a claim in this case . Plans that might exclude payment could be AD&D plans and possibly some group life insurance plans . If you own life insurance , it is always best to review your policy to know exactly what if anything , is excluded from payout . 