How To Get 401K After Leaving A Job? 
A 401 -LRB- k -RRB- plan is employer sponsored . If you are not employed but have funds to save for retirement you should consider an individual retirement account -LRB- IRA . -RRB- The amount that you can save each year in an IRA is substantially less than in a 401 -LRB- k -RRB- but it might be sufficient for you . If you are self-employed there are modified IRA plans that might suit your needs better . 