What Health Insurance Covers Plastic Surgery? 
Essentially all health insurance plans will cover some forms of plastic surgery . The crucial distinction that the consumer must understand is the difference between reconstructive plastic surgery and cosmetic plastic surgery . For example , accidents , burns from fires or chemicals , and some cancer treatments trigger the medical necessity criteria necessary for restoring or at least improving the normal functions of an individual . This is totally different than you deciding you would feel better about yourself if you had your favorite movie star 's nose or breasts . That would be a purely cosmetic procedure with no bearing on your physical health -LRB- if fact , you are actually putting your physical health at risk -RRB- . If you want to pay to look like a real life Barbie Doll then go for it but your health insurance company loves you just the way you are . 