Why Is Whole Life Insurance So Expensive? 
Whole Life Insurance is the oldest kind of insurance around . The attraction to Whole Life Insurance are the guarantees associated with it . Not only do you get the death benefit guaranteed , but the cash value in future years is guaranteed as well with the opportunity to grow even more . Because of these guarantees , there is a cost for this which is why it is more expensive however you do get what you pay for . Whole Life policies are pretty solid , pay dividends which you can take as cash or put back into the policy to provide a larger benefit later . 