Why Is Car Insurance Higher For Unemployed? 
I have to be honest with you , I have been serving the insurance needs of the folks of Connecticut since 1985 , and I can not recall every seeing a situation where someone 's car insurance was higher due to their employment status . There are any number of factors that can effect the premium that we pay including driving record , type of vehicle , vehicle usage and where we may live , accident history and credit score to name a few . But I have not seen a situation where someone was paying more because they were unemployed or less because they were working . Frankly , I am not sure how an insurance company could justify that from their statistics . 