Does Auto Insurance Go Up After Claim? 
Your auto insurance rate does not always go up after a claim . For example , if you were involved in an accident where the other driver was at-fault but did not have insurance , you should not be surcharged . Likewise , comprehensive claims such as glass-breakage may not result in an increased rate . Also , with some policies , the first at-fault accident you have , may not raise the premium . Each carrier is different so using an experienced broker can help you find the carrier that best meets your needs . A reputable website provided by a broker can also help you shop for the best deals . 