Which Is Better Medigap Or Advantage Plans? 
Since working in this field I firmly believe that Medigap or Medicare Supplements are much better that Medicare Advantage Plans . First of all there are no network restrictions with a Medigap plan , you can see any doctor or hospital of your choice in the United States that accept Medicare . If you like to travel you are out of network with a Medicare Advantage Plan which means when you see doctors or hospitals that are outside of the network your Medicare Advantage Plan may not pay any of the cost . The right Medicare Supplement Plan to go along with your Original Medicare will keep your out of pocket cost very low for doctor and hospital services . Medicare Advantage Plans have high out of pocket cost when you are faced with serious or chronic health conditions . Depending on the plan your maximum out of pocket in a calendar year could be as much as $ 6,700 . The freedom to see any doctor or hospital of your choice combined with low out of pocket cost make Medigap much better than Advantage Plans . 