How Much Do You Pay For Long Term Care Insurance? 
Your premium price tag depends on your gender , age , smoking status , health history , current medical condition and paramed exam results . Your premium price tag is also dependent on your behaviors like : motor vehicle violations , dangerous recreational activities and vocational hazards . A nonsmoking married couple in good health and both age 60 will pay around $ 300 a month for a long term care policy with an inflation rider for $ 7,000 of monthly benefit and total benefit of $ 420,000 . 