Is Maternity Leave Covered By Disability Insurance? 
The answer to your question depends upon three key factors . Many disability policies cover maternity leave , but many more do not . First , the policy has to cover normal childbirth . Policies sold through work site groups generally cover childbirth , while those sold directly do not . Second , you have to start the policy prior to conception rather than after . Third , the policy elimination period has to be very short . The standard benefit period for a normal delivery is six weeks , or eight weeks for C-section . If your elimination period is longer than two months , then no benefits are paid . 