How To Open A 401K Retirement Plan? 
Opening a 401 -LRB- k -RRB- Retirement Plan is something which your Human Resource department needs to assist with through your employer . Before you can open one , you have to be working , and working enough hours to qualify for participation in the 401 -LRB- k -RRB- . There should be a Representative who the HR department can contact who can answer specific question about your available plan . 