How Do I Choose A Medigap Plan? 
It can be overwhelming research Medigap on your own . The best way to choose a Medigap Plan is to work with an independent agent . Trying to navigate the internet is time consuming and actually limits your Medigap choices . However you wish to proceed , make sure you look at a comparison chart and Outline of Coverage for the 10 standardized Medigap Plans . They each have varying benefits . You 'll want to determine which benefits are important to you and which Medigap plan best fits your budget . The two most popular plans are Medigap Plan F and Plan G. Medigap Plan F will cover all the gaps in Medicare coverage . You do n't have to meet any deductibles , co-pays or co-insurance . Medigap Plan G acts just like Plan F -- after you 've met the small $ 147 annual Part B deductible -LRB- 2014 -RRB- . Medigap Plan G 's premium is often lower than Plan F . If you would like assistance in comparing plans and premiums , please contact me . My personalized service is always free . 