Can You Require A Tenant To Have Renters Insurance? 
Yes , landlords can require renters to carry insurance . It 's actually a very smart decision to add that language to a lease agreement . If a tenant accidently causes damage to their apartment , their insurance would cover it . If anyone is injured because of the accident , their insurance would cover it . Renters insurance is relatively inexpensive , usually starting around $ 15 a month for around $ 25,000 of personal property coverage , and $ 100,000 of liability coverage . 