How Much Does Car Insurance Increase After An Accident? 
That is a great question ! I sincerely hope that you never need to find out . That said , it will depend entirely on your policy , what your past driving record has been , and the amount of your claim . Some companies will give you a break on your first claim , or a claim after not having one in a long while . The amount that they will have to pay out can be a factor also . If it 's minor , probably not as big a hike as if your car is totaled . Call your agent , and get the specifics on your policy . Good luck , and thanks for asking ! 