Why Was I Denied Life Insurance? 
Each company has its own underwriting guidelines to which it follows . The best and most accurate way to find out why you were denied would be to contact the company which you applied with . Reasons for declination can include current health concerns , medical history , adverse motor vehicle records , criminal records , and hazardous activities and occupations . Contact the agent who wrote your policy , or contact the company who underwrote it for details . In some cases , you may challenge the decision , or have the policy written by another company willing to take on the risk . 