How To Choose Disability Insurance? 
How to choose disability insurance ? Well , first thing you check before rates and dollars paid out is the `` definition '' of disability . This is the only thing that matters as if you do not meet the definition of disability the policy will not pay out . The next is how long does the duration of the definition of disability last ? Is it different durations for different disabilities ? A policy is only as good as the definitions it pays from . Words are so very important with disability insurance . Unlike life insurance where death pretty much determines the payout , disability has to meet a definition within the policy to be paid out . 