Can You Get Auto Insurance With Bad Credit? 
Yes . Most auto insures use credit as a rating factor but credit does not determine eligibility . Credit is a big rating factor so the better your credit score the better your insurance rate . Other factors used to determine your rate are driving record , claim record , type of vehicle , prior insurance and the length of time you 've been with your insurance company . Some insurance companies are starting to charge more for customers who switch companies every year . 