Who Has The Best Whole Life Insurance? 
The company with the best whole life insurance is the one that can solve all of your insurance problems . I do n't know which company that is ; however I will give you a few clues . Decide what your financial goals are . If you only desire to pay for your funeral , then a final expense policy may be right for you . The premiums are more expensive , but it gets the job done . If you are a working adult with a spouse and/or children , consider term life insurance . This may be a better option . Decide how much you would like your premium -LRB- periodic payment for insurance -RRB- to be . Hint : Your premium payment should be no more than 6 % of your monthly or annual income . Once you find companies that meet those criteria , find out what additional benefits you will receive from them . Many companies offer complimentary benefits such as free accidental death coverage . Check out the company 's reputation . If the reputation is poor , it could be that way for a reason . These are a few ways to find a good company to do business with ; however , the best way to find a suitable life insurance company is to find a good insurance broker or senior agent . That person will ask the right questions on your behalf in order to find the best match to your goals . I hope this helps . Good luck ! 