How Does Car Color Affect Insurance? 
Nowadays , car color does not have an affect on the cost of auto insurance . The things that will affect the amount you will spend are age of driver , residence location , driving history , insurance history , type of car , age of car , and cost of car . This is a very generalized list I gave you , and there are many other factors that go into the cost , but these are the most basic ones . I hope this helps you to better understand how the cost of auto insurance is formulated . Thanks for asking ! 