Does Renters Insurance Cover Iphone Theft? 
Renters insurance covers personal property any where in the world and your iPhone is considered personal property . Most policies provide coverage up to 10 % if your item is stolen or damaged by a covered loss if the item is away from your principal residence . For example , if your policy covers up to $ 30,000 you would have up to $ 3,000 coverage for personal property away from your apartment . Before you file the claim , check your deductible because if your deductible is $ 500 and the iPhone is worth $ 600 it probably is n't worth filling a claim . 