Will You Be Penalized For Not Having Health Insurance? 
Starting in 2014 , there will be a penalty for not having health insurance in force -LRB- unless you meet specific exceptions -RRB- . Although the penalty is not significant -LRB- less than $ 100 per person -RRB- , it will increase thereafter . Technically , it is considered a tax and you may be eligible for a federal tax subsidy that reduces the premium on the insurance you purchase . You can easily purchase affordable health insurance for an individual or a family . Request a free quote from a broker 's reputable website , compare plans and apply online . Hey ... that 's easy ! 