Does Renters Insurance Cover Animals? 
There are two parts to this answer because there are two coverages in a tenants policy . Animals are normally not covered as personal property . If your pet dies in a house fire , there probably isnt any recovery . However , if your animal hurts someone other than a household member , there might be coverage if you are legally liable to pay damages . However , you should carefully check your policy as many exclude various breeds of animals and many also limit the amount of liability coverage in the event of an animal related incident . 