How Much Life Insurance Should A Husband Have? 
If the household relies on both of you as wage earners , then both of you need life insurance . One major factor to consider is annual salary . You should get at least 3 - 5 times this number . Other things to consider is amount of debt -LRB- mortgage , credit , loans etc. -RRB- , children 's college tuition and any attained assets currently owned . All these things among others should be considered when figuring out how much life insurance should be purchased for the wage earner . This is why it is very important to speak to an Agent about purchasing Life Insurance . 