What To Look For When Choosing Homeowners Insurance? 
Look for the right agent . Ask your colleagues , neighbors , friends and family . Work with someone you can trust . Make sure they get accurate information from you and transmit that to their home office . Make sure that the policy you receive is exactly what you ordered . This agent should provide you with an estimate of the cost to rebuild your residence , review that carefully . The agent should also make a recommendation about optional coverages such as water damage and law and ordinance coverage . Finally , but probably most importantly the agent should advise you on an appropriate amount of liability insurance . A lawsuit could exceed the value of your home and that would be miserable . 