Will an insurance company pay if cause of death is gunshot wound and manner is undetermined after the 2 year constabulary period in a case that was clearly a suicide? 
Life insurance typically will not pay a death claim if the cause of death is suicide within 2 years upon issue of the policy . After the 2 year contestability clause has passed , life insurance companies will pay the death benefit . If suicide occurred within the contestability clause , the beneficiary should receive back the premiums that were already paid -LRB- not the death benefit -RRB- . 