How Much Is Home Insurance In Oklahoma? 
This is a great question . Homeowners insurance rates are on the rise in Oklahoma due to all of the claims activity over the past several years . There are many factors to what generates your homeowner 's insurance premium . I hope this makes sense to you and answers your question . Here are some questions that you need to answer prior to receiving a quotation . Where do you live ? Is it a rural area with a volunteer fire department or do you live in a city with a full time fire department ? In the event of a fire , how long would the response time be for the fire fighters to get to your house ? Where is the closest fire hydrant ? What 's the replacement cost of your home ? Not the value of your home . How old is your house ? What is the construction type of your house ? Brick house ? Frame ? Do you have a crawl space or a slab ? Do you have carpeted floors , tile , other ? If your home is older than 20 years , when was your roof last replaced ? Has the wiring been updated ? Has the plumbing been updated ? Do you have an alarm system ? Do you have any pets ? Any children ? Who is living in the home ? Any fireplaces or wood burning stoves ? What deductible amount are you comfortable with ? What do you do for a living ? Do you have a home business ? These are just a few of many questions that your agent or future agent should ask you . Please let me know if I can answer any additional questions or help you out in any way . All the best , Josh DeBoer Fred Daniel & Sons , Inc. www.fdands.com 918-582-8206 