Does Homeowners Insurance Cover A Shed? 
Most policies cover other structures including a shed , garage or barn for the same perils as the home . The amount of coverage is usually around 10 % of the dwelling , so a home insured for $ 100,000 would have coverage on the shed of about $ 10,000 . Evey company has minor differences so make sure you check you policy or ask your agent to review the particulars of your policy . 