Is It A Legal Requirement To Have Home Insurance? 
I do n't believe that it is a legal requirement to have homeowners insurance in an state in the U.S. currently . Most if not all lenders will require that you carry homeowners insurance before they will provide you a loan . A home is a pretty costly investment one that most people work very hard to get and maintain ; why would you want to put all of that at risk to save a few dollars a month . Call your local agent today and find out how affordable a policy can be . 