How Much Does Health Insurance For A Newborn Cost? 
Notifying the carrier is often critical . If that deadline is missed , it is possible that the next opportunity to add the newborn may be many months away ... possibly during an Open Enrollment period . In some states , a `` short-term '' plan can be purchased . Although premiums are very inexpensive , most benefits are subject to a deductible and pre-existing conditions are not covered . This type of policy should only be considered once options provided by the previous question have been exhausted . 