What To Look For With Renters Insurance? 
There are two main things you get with any fire insurance policy : property protection and liability protection . You will get both of these with a renters insurance policy . The property protection should be enough to cover all of YOUR personal belongings , but not so much that you are over insured . This should NOT include the cost of the building , or anything internal that belongs to your landlord , as they must cover that with their insurance . The liability coverage should be enough to protect you in case someone is injured . The liability coverage typically starts at $ 100,000 and goes up from there . You should pick an amount that will cover you in the unfortunate event that someone is injured and sues you . 