How much does car insurance go down at 25? 
Most people dont enjoy paying their auto insurance premiums each and every month ! So , they often look forward to scheduled rate decreases , such as at the age of 25 . Why do car insurance rates decrease at this age ? Well , because the majority of crash claims are filed by young -LRB- ages 16 through 24 -RRB- and older drivers . As a driver matures , they become less likely to become involved in a crash according to statistics , so to offer an incentive for drivers to stay with a particular insurance company , discounts are often offered at the age of 25 . While it is generally true that auto insurance rates will decrease at the age of 25 , it isnt always the case . Drivers can expect their car insurance rates to decline at the age of 25 assuming the following remain constant - their driving history , incident history , and the make and model of their car . If all of these factors remain the same , male drivers can expect a premium discount as high as 20 % , while female drivers can expect a 12-15 % discount on their rate . Keep in mind that the above discount ranges are averages ; there isnt currently a standard amount of deduction that can be expected ; rate decreases will depend not only on the drivers history , but the insurance company , the type of coverage selected and the overall state of the economy . 