About How Much Does Auto Insurance Cost? 
Rates will vary per individual in California . Rates are based on years driving experience , location , driving record and milesdrivenannually . We do not use credit in California . With those being the top 4 notnecessarilyin that order there are other factors to consider . Type of vehicle , occupation or if you are a good student with a 3.0 or better can have an impact on your rates . Other factors to consider better rates arecombininghome or renters insurance and auto insurance for multi-policy discounts . Multi car is another rating factor and whether your single or married is a rating factor . And of course what are the level ofcoverage 's chosen have adeterminingfactor on your rate . All these things should be discussed with a local independent agent who can shop different insurance carriers to find the right policy with the rightcoverage ` sto meet your insurance needs at an affordable premium . 