Can Self Employed Get Disability Insurance? 
Yes , self employed people can and should purchase disability insurance . The underwriting can be a bit tougher than an employee on the financial side . You should be prepared to submit two years of tax returns both personal and corporate if that applies . Also , the financials of the business as well as overhead expenses if you wish to purchase a Business Overhead Expense policy along with your personal disability policy . This will all be in addition to the personal health underwriting . If applying for more than a $ 2,500 per month benefit , you will also very likely need to take a paramed exam . 