Can Insurance Companies See My Driving Record? 
Car insurance companies can request to see your driving record when you apply for coverage . This information is used to determine the rate you pay and what discounts you could qualify for , that might reduce your premium . Since each carrier is different , a broker can make it easy for you to find the lowest rates in your area and apply for that coverage . If you have had tickets and accidents that might still appear on your driving record , a broker can compare the best options from dozens of companies . Online quotes from the top websites can also help . There is never a charge for receiving quotes . 