About How Much Is Whole Life Insurance? 
There are a few factors that go into how much life insurance costs . First is your age , as you get older life insurance gets more expensive . The reason for this is simple if unpleasant to think about , the older you get the more likely you are to die . Second you have the amount of insurance you would like paid out if you were to die . Depending on the company you can get a policy ranging from $ 5,000 - $ 1,000,000 + . It really depends on what your individual needs are . As with most things the higher the benefit the more it costs . You also have optional riders or add - ons that you can have on the policy . Some examples would be a accelerated benefit for terminal illness or a waiver of premium if you were to become disabled . The most important thing when looking for life insurance is to review your needs and purchase what is appropriate for your budget and goals . Make sure any agent or company you are looking to buy life insurance from takes into account your individual situation and customized a policy that is the best fit for you . 