Can I Ride A Snowmobile Without Insurance? 
Talk to your Insurance Professional about your state 's insurance requirements for snowmobiles and other off road recreational vehicles . Registration and insurance may or may not be a requirement for you . However , it would in my opinion be a very good idea to buy insurance even if there is no requirement . Unfortunately , accidents , some rather severe , do happen with snowmobiles , ATV 's , PWC 's , boats and motorcycles , 