What Is Covered With Renters Insurance? 
Your coverage will vary from policy to policy and carrier to carrier . Typically a renters insurance policy will provide coverage for losses caused by fire , smoke , lightning , and other perils . It will also typically provide some monetary coverage for accidents that occur on your covered premise that you are deemed responsible for and money to secure another place of residence after being displaced by a covered loss . Remember every policy is different . Please read your policy completely to understand the coverage provided and any exclusions that there may be or contact your local agent to have them go over the policy with you . 