Why Variable Annuities Are Bad? 
That is a great question ! The question is really not accurate though , it 's like asking why all dogs bite people . Not all dogs do , but the ones that do give them all a bad name . Are variable annuities bad ? They most certainly can be , if your risk tolerance is low , or your allocations made unwisely . Just like you would pick a dog that suits your needs and temperament , you should choose an annuity to suit you also . The risk in a variable annuity may not be right for you , but may suit someone else quite well . Please take the time to discuss what you are looking for with an agent that will listen , and take your concerns to heart . If they pressure you , or appear to be more interested in the sale than what you say , do n't buy , and send them packing . Annuities are not something that you can afford to buy without completely understanding what you 're buying . I hope that helps , please contact me if you need more information , okay ? Thanks for asking ! 