Can I Get Life Insurance For My Mom? 
Anyone can buy a life insurance policy on another if they have an insurable interest . Since you would probably be the one to take care of her final expenses , you can buy a policy on her life . If you are going to pay the premiums for the policy , you should also be the owner . That way the proceeds will pass outside her estate and not be subject to claims by others . This is critical if there are other siblings who may feel that they should receive a share of the proceeds . Since the policy you are considering will need to last her lifetime , permanent insurance is probably what you will need . 