Is Health Insurance Going Up? 
That 's a great question ! The short answer is no one can say for certain whether they will or wo n't . The costs of health care coverage has dropped steadily over the past few years , but with the onset of the Affordable Care Act , it has become a whole new game . Yes it will , or no it wo n't , seems to depend upon the political party , industry spokesman , or `` independent researcher '' . The best analysts will tell you that the enrollment data and effects will take several years to paint a reliable picture , and with the last minute rush of enrollees , -LRB- typically younger , healthier , and better at procrastinating -RRB- that data will be very fuzzy for a while . That said , my personal opinion is that it will go up most likely for two reasons : If there 's a profit to be made , someone will grab it , especially if there is a confused atmosphere to harvest it in ; and most downturns eventually reverse in the business world , and I 'd look for prices to increase at some point , as individual insurers find that their price points offered this year are or are n't viable based on their enrollment numbers . I hope that helps , and you asked a question that could spark a great debate in the right circles . Thank you for asking ! Feel free to contact me if you 'd like more details ! 