What Is A Life Insurance Rider? 
A rider on life insurance policy is an additional coverage on the original policy . It is not a named coverage as the same with all insurance policies . Riders are cost saving and advantageous . For instance , if you want a child rider on a life policy . The cost would be an additional $ 5.00 for $ 25,000 in coverage to cover all children no matter how many in the family . Contrary , to individual policies which add up to more . This is until each child is no longer dependent , and is guaranteed insurable . The . 