What Is Medigap Plan G? 
Medigap Plan G is a standardized Medicare Supplement insurance plan designed to fill in the ` gaps ' that Medicare does n't pay . Medigap Plan G covers 100 % of the following after meeting the Part B deductible $ 147 -LRB- 2014 -RRB- : 1 . Medicare Part A Coinsurance and Medicare approved hospital costs 2 . Medicare Part B Coinsurance or Copayment 3 . Blood -LRB- First 3 Pints -RRB- 4 . Part A Hospice Care Coinsurance or Copayment 5 . Skilled Nursing Facility Care Coinsurance 6 . Medicare Part A Deductible 7 . Medicare Part B Excess Charges 8 . Foreign Travel Emergency -LRB- Up to Plan Limits -RRB- While Medigap Plan G benefits are standardized , it is sold through private health insurance companies . This means any insurance company that offers Medigap Plan G is required by law to provide Medigap Plan G benefits . The only difference is price . ABC insurance company can charge a completely different premium than XYZ insurance company for the same exact Medigap Plan G. It 's best to work with an independent agent specializing in Medicare Supplement insurance . We can shop the market for you . We have contracts with insurance companies that you do not see online . This is how we help our clients find low Medigap Plan G premiums . Afterall , Plan G is Plan G -- you might as well find the the plan with the best rate . Please feel free to contact me if I can assist you with your specific situation . In just a matter of minutes , I can provide you with quotes for Medigap Plan G in your area . 