Can I Get Life Insurance After Breast Cancer? 
Yes , you can get life insurance after breast cancer , but you 're going to want to shop the case among multiple carriers . Running a `` free quote '' on a website is not going to provide you with much useful information . With a medical history of breast cancer , the risk class carriers will offer is going to vary quite a bit between them . You 're generally going to be looking at a substandard table-rating for coverage and most free quotes only provide rates for up to standard risk classes . The type of cancer , stage of cancer , course of treatment , is treatment completed , how long since the last date of treatment , and any other medical conditions are some of the factors that will go into the underwriting evaluation by each carrier . In general , most carriers will want to wait at least 2-5 years from the date treatment is completed for most cancer histories before they will consider offering any coverage -LRB- varies by carrier and type of cancer -RRB- . Guaranteed-issue whole life policies -LRB- GIWL -RRB- are available as they do not ask health questions and there is no exam . However , these are `` graded '' policies and generally feature a 2-3 year waiting -LRB- graded -RRB- period before providing full coverage -LRB- payment of proceeds when death of the insured occurs by illness or injury -RRB- - if the insured dies under accidental means during the graded period , the policy will still pay the full death benefit . GIWL policies generally feature a maximum face amount of $ 25,000 under a single policy . With this type of medical history , you do NOT want to just go and apply to multiple companies at the same time - this can work against you . I highly , highly recommend consulting with an independent life insurance agent/broker who can shop the case for you . 