Can You Cash In Whole Life Insurance? 
That is an excellent question ! You can , but be aware that there can be some problems if you do . The first is that you will no longer be insured , if something were to happen , and you were to pass . There may be tax consequences , and the amount that you might get for surrendering the policy can be reduced a good deal by charges that the company will impose for you closing it out . My advice is to talk to your agent first , and see exactly what your circumstances would be . Sometimes there are better options than cashing it in . Thanks for asking ! 