What Is Term Length In Life Insurance? 
Term length in life insurance means the number of years that the policy will stay in effect at the same premium . E.g. . A 10 year Term policy will stay at the same price for 10 years ; a 30 year Term policy is assumed to stay at the same price for 30 years . However , some policies will guarantee that the premium stays the same for part of the term and does not guarantee that it will stay the same for the remainder of the term . It is important to make sure that your premium is guaranteed not to go up for the entire term , whether that be 10 , 20 , 30 years or some other term length . 