Who Sells Annuities? 
In California an annuity can be sold by anyone holding a life and disability insurance license . This license is issued by the state insurance commission . Normally these licensed individuals operate out of insurance agencies but they also exist in savings institutions and other , less likely places . An annuity is a complicated product and should not be purchased like you might purchase a box of cereal . Get solid financial advice and counsel before you purchase an annuity . 