Does Your Health Insurance Cover You Out Of State? 
Hi , I 'm going to answer this question with a disclaimer . `` Please check your policy provisions and exclusions . '' Now It depends on a few things , do you have an HMO , PPO , POS etc. ... . A HMO may only cover you in the network coverage areathat you are in , and in that case there may be some coverage out of networkbut at a higher fee than if you went to a network Physician . If you like please feel free to contact me and I will try and help you sort through and find more answers . I hop that helps ! 