Do I Need Life Insurance Now That I'm Getting Married? 
First I 'd like to say that your question , `` Do I need life insurance now that I 'm getting married '' is a mature question that indicates you genuinely care about your future wife and family and are an intelligent thinker ! Good on ya ! The answer to whether you need insurance or not really relies on your financial strength and goals . If you have a few million dollars in liquid assets you probably do n't NEED insurance ... but you may still WANT to have Whole Life , Cash Value life insurance . The wealthiest people in the world typically are the biggest buyers of WL insurance , because of the value it has . On the other hand there are many people who are self insured feeling that the money they have acquired is sufficient to cover the needs of their family in the event of their demise . Obviously those people do n't know what the wealthiest people know about WL insurance . So in order to determine what kind of life insurance you should consider , -LRB- there are over 10 different kinds of life insurance -RRB- , and how much is appropriate , you should consult with a life insurance professional - preferably one who is not tied to just one provider and can help you to implement the program that will be the best for you . If you would like to talk about this further you can call or email me . I 'm only licensed in Hawaii , but I 'm happy to help you with the more important questions . 