Why Would I Need Disability Insurance? 
You would need Disability Insurance if the loss of your income had a devastating effect on you , your family , or your business . Disability is far more likely to occur than death , and along with someone becoming disabled , there are unexpected bills , turmoil and stress . Disability Insurance will not completely alleviate these problems , but it can certainly help you and others who depend on your income to get through this difficult situation without more scars than needed . 