Is Life Insurance A Good Investment? 
Good question and here 's the blanket answer : YES ! Life insurance is like buying future money at a big discount . However the type of life insurance and subsequent events play a big part in just how good the investment turns out . For example if you buy a Term policy and you do n't die before the term expires you 've only benefited the insurance company . Good investment for THEM . If you buy a Whole Life policy with a Mutual company that pays dividends then it is the safest , surest investment available to grow your wealth tax-free ! Every seminar I 've attended , the speakers have all said that their whole life policies have been their best investments because they have no downside risk and just continue to grow their cash value and without having to pay taxes on the gains . 