Can I Get Life Insurance If I Had A Heart Attack? 
Medical technology is GREAT . Most of us will survive these Critical Illnesses -LRB- CI -RRB- which used to kill us immediately or soon after . The problem is once you had a CI , your mortality is greatly reduced meaning you are not expected to live a `` standard '' life time . When it comes to life insurance , companies tend to frown upon issuing policies . I would recommend filling our a questionnaire which asks all the questions which underwritters want to know about the heart attack you had . Generally , companies like to wait up to five years after the incident to determine how you will qualify for the insurance and to give your best opportunity for a reasonable premium . Prior to five years , then you may have no choice but to look at a guaranteed or graded policy with limited death benefits . 