What Is A Good Deductible For Car Insurance? 
Many think that having a higher deductible example $ 1000 on comprehensive and $ 1000 on collision is better and keeps your rates lower However not many people have $ 1000 they can afford to pay for the repair before the insurance company pays the rest of the damage after the 1st $ 1000 . So that windshield claim the insurance company will never end up paying for as it is rare that a windshield would cost $ 1000 Now on the flipside I recommend $ 100 on comprehensive and $ 500 on collision In Many cases it on average is $ 10 more a month for your insurance rates but it is much easier to come up with $ 100 or $ 500 for the deductible in the event of a loss and many repair shops will work with you in payments on a lower deductible depending on your area . I would talk to your local agent and find out just how much of a difference it is with the lower deductible the monthly might be higher but is sure would be easier then coming up with a bigger chunk of money in the event of a claim 