Can I test drive a car from a private party without insurance? 
That is really up to the party that owns the vehicle . If they allow you to drive the vehicle and you do not have insurance and are involved in an accident while driving the vehicle ; -LRB- they -LRB- there insurance carrier -RRB- -RRB- could be held responsible for any damages during that accident . It would count as a claim on their insurance record and could potential affect there rates in the future . 