Why Do I Need A Medicare Supplement Plan? 
You may not need a Medicare Supplement plan ! If you have substantial funds to cover many of the Part A and Part B expenses not covered by Medicare -LRB- and other expenses as well -RRB- , there is no reason to purchase a plan . However , a Medigap plan may be a good `` buy , '' even if you feel the needed funds are in place . Open Enrollment takes place every year and you should review options -LRB- no obligation -RRB- with an experienced full-time broker . There is no doubt that having a combination of Medicare and a Medigap plan will allow you to sleep easier and have more control over your finances . 