What Is Return Of Premium Term Life Insurance? 
Term life insurance product that provides a death benefit protection and a return of premium feature . This product is some what different do to the fact that it bridges the gap between low-cost term insurance and permanent insurance . Return-Of-Premium is aimed right at one of the greatest consumer objections to regular term life insurance : I am probably not going to die and my money will have been wasted . Whether your goal is ensuring income replacement , debt liquidation , a mortgage , a college fund or in the event of a premature death or protecting your family should something happen to you . Return of premium is a great way to go when purchasing term life insurance . 