Why Landlords Require Renters Insurance? 
The landlord is concerned about damage to his property . He is also concerned that someone will come onto the property , at your invitation and be injured and sue him . The landlord is also concerned that if the unit you are renting is damaged , you might think that he is responsible to pay for damage to your property -LRB- which is not true . -RRB- You should want a renters policy to keep the landlord happy and to keep you happy if you are ever sued or have a property loss . 