How Much Homeowners Insurance Do I Need In South Carolina? 
South Carolina Homeowners Insurance is similar to home insurance in any other State . You will need to have a good insurance policy to cover your home , personal belongings and personal liability coverage to protect you from legal action due to negligence . The home -LRB- dwelling -RRB- should be covered for the value to reconstruct the home following a total loss . Most insurance companies will simply ask you a few characteristic questions about your home and calculated the estimated reconstruction value of the home . Please note , the reconstruction value of the home is not relative to the current market sales price of the property which could fluctuate in differing market conditions and also includes the value of the land -LRB- which remains uninsured -RRB- . There is a link providing an online format to obtain a quote and buy home insurance online in multiple States ; may be used by Escrow/Closing Professionals , Mortgage Professionals , Real Estate Agents and directly by Consumers . An exemplary online experience for all ! WEBSITELINK 