How Much Life Insurance Do I Need With Kids? 
Life insurance on kids is a much debated issue . Typically life insurance is used to replace lost income or pay debts of the estate . Most children have neither . But a child that dies due to illness or injury will often have unpaid medical bills . There are also bills associated with the burial process . In addition to this need , insurance can provide a financial cushion for the family and allow them time to grieve with dignity rather than returning to work the next day . 