Can An Annuity Be Rolled Over To An IRA? 
On if the Annuity is already in a Qualified Retirement Account . An IRA is a type of Qualified Retirement Account . That basically means the money in the account was contributed on a pre-taax basis . Qualified Retirement Accounts usually can be transferred from one account to another as a general rule . -LRB- there are a few exceptions to this -RRB- But if the Annuity is a non-qualified Annuity then you are not able to transfer it -LRB- it is technically a transfer not a rollover -RRB- to an IRA . And there is no need to do so . An IRA has a less favorable tax status than a non-qualified annuity . It would not be a benefit to transfer it to an IRA . 