What Happens To Car Insurance After A DUI? 
-- > Normal 0 A major violation , like a DUI conviction , could have a significant impact on your auto insurance premium . Most insurers are not anxious to offer their most favorable rates to customers with that kind of a blemish on their driving record . Shopping around on the Internet may be an alternative but any insurance company looking at you will just see a car with an operator with a DUI conviction . If they consider you at all , they would at prices they charge other operators with major violations . If you are in this situation , I suggest you take a look at your entire insurance portfolio . Most people are more than a car insurance policy . They have home insurance , other family cars , life and health and often business insurance . It is possible one of those companies or agents will look at you as an entity and not just someone with a major violation . You may be able to explain the circumstances and reduce the underwriters fear a similar event will reoccur . Seldom do you get this opportunity when dealing with someone on-line . Will it work , maybe not , but it certainly is worth consideration if you are dealing with this kind of an issue . 