Who Are The Largest Home Insurance Companies? 
The largest by a significant margin is State Farm which has more than 20 % of the market in terms of written premium . Industry figures from 2012 indicate a total of $ 15 billion in premium . -LRB- That 's not property values - That 's premium ! -RRB- The next closest is Allstate at about 10 % of the market . The next eight carriers of the top ten , each having no more than 3 % or so of the market , are : Farmers ; Liberty Mutual ; USAA , Travelers ; Nationwide ; Chubb ; Citizens and American Family . Here in Florida , if you can be insured with any of these carriers , with the exception of Citizens , you have a strong National company behind you , in the event of losses . Many of them do not write in Florida , especially if coverage for the peril of wind is included . 