Which Medicare Supplement Is Best For Me? 
Medicare supplement plan F is the most popular and most comprehensive of the 10 supplement plans , but also features the highest premiums . If budget is not a major concern , I would recommend going with this plan as it offers the most predictable healthcare expense structure - just about everything in hospital and doctor office visits , tests , and exams are covered at 100 % . Plan N can be a great option as well , especially if your doctors accept assignment -LRB- accepting the Medicare-approved amount as payment in full -RRB- thus not subjecting you to any excess charges -LRB- which plans F and G cover -RRB- . There are 10 different Medicare supplement plans in total and they are all standardized , meaning a plan F from company A and a plan F from company B feature the EXACT same benefits . The 10 different plans available are plans A , B , C , D , F , G , K , L , M , and N. Each plan offers certain benefits some more comprehensive than others . For example , Plan A offers coverage of only the basic benefits of Medicare Supplement Insurance , while Plan F is the most comprehensive . Plan F also offers a high-deductible version of the plan it is the only plan that offers this feature . Under a high-deductible plan F -LRB- also referred to as Hi-F -RRB- , the insured must pay for Medicare-covered costs up to the years deductible amount $ 2,140 in 2014 before the supplement plan pays anything . The benefit of the high-deductible plan F is that it offers the insured a much lower monthly premium . In short , each plan has it 's own pros and cons and what may be suitable for you may not be for someone else . Independent agent can provide you with the rates for multiple companies and help get you set up with the plan that 's right for you . Carriers try to differentiate themselves by competing on rates and what , if any , value-added services they offer . Value-added services can be things like a help line , discounts for services -LRB- such as dental and vision - not dental and vision insurance , just discounts off the full price -RRB- , and others . Please let me know if you have any other questions . Thanks ! 