How Much Does A Whole Life Insurance Policy Typically Cost? 
Over the lifetime of the policy a whole life policy will usually cost much less than the death benefit . As a matter of fact , many whole life policies cost almost nothing by the time they reach their 20th year or so . Whole life insurance is the most reliable and cost effective life insurance policy that you can buy . There are a great number of term policies that lapse every year and they are all cost and no benefit . 