What Is The Cost For Health Insurance For A Small Business? 
No one can give you a definitive answer to that question without information on your employees and gathering quotes from different insurance carriers . Factors such as the geographic location of your business -LRB- base costs vary from state to state and even within states -RRB- , the ages of your employees -LRB- very important in the small group fully insured market where community rating now applies -RRB- , the funding approach you choose to use -LRB- fully insured vs self-funding which is becoming increasingly available and attractive to smaller groups -RRB- , the health condition/male to female content & average age of your workforce -LRB- if you are going self-funded or have more than 50 employees -RRB- , the plan of benefits and the insurance carrier quoting on your group are all variables that will yield different rate results . As you can see , it 's not a simple process but it is an important one as you can expect that providing group health insurance will be your second or third largest fixed cost in your business . So , making the right choices and carefully managing your program over time are crucial to maximizing the value you get out of your employee benefits program . I bring nearly 30 years of experience in the employee benefits business to the service of my clients and would be honored to consult with you on your group 's needs . Please feel free to contact me for a free consultation . 