What Should My Deductible Be For My Home Insurance? 
That is a great question ! The answer really lies with your level of risk tolerance and where your level of affordability lies . The higher the deductible , the cheaper your premiums will be , but if the deductible is set to a point where you could n't raise that amount in an emergency , then it 's not good either . You want to have a deductible that you can safely come up with , but yet allow you to safely afford the premiums . Thank you for asking ! 