I am uninsured and was hit by an insured driver. Should I contact their insurance or would I get in trouble even if they're at-fault? 
This is an interesting question ! It sounds as if there was no Officer present at the accident scene ? Because if there was , you 'd have already found the trouble that you 're trying to avoid . I 'm not sure where you live , and they might not be able to charge you after the fact , but they might , and they can certainly pay more attention to you if they learn that you are willing to break the law and drive uninsured . So if there was no Officer , and you had no insurance information to exchange at the accident scene , you are really in kind of a ` he said she said ' position . Can you prove the other driver hit you if you try to get their company to pay ? They should pay , if the other driver was at fault and admits their liability , but if they do n't , you may have trouble collecting from them . Bottom line ? If you 'd been obeying the law and were insured , you 'd have no trouble collecting . As it is , you 'll have your work cut out for you . Good luck , and thanks for asking . 