Can I Be Denied Life Insurance For Smoking Marijuana? 
Yes , Marijuana is unfortunately considered an illegal drug so you could be denied coverage . There are some plans you can get that offer guarantee issue with no health or drug questions . Unless the insurance requires a blood or urine , the company would probably never know you use it unless you tell them . However if you lie on an application and die within two years of the application as a result of a drug related incident and drugs are found in your blood stream , the company can refuse the death benefit . 