How Long Does It Take For Life Insurance To Be In Underwriting? 
On average , it takes 5-6 weeks for a life insurance policy to go from application to delivered . The exam can usually be scheduled within 72 hours of taking an application . The part of the process that can take the longest is waiting for medical records to arrive . Some doctors will send them out immediately , but others may take weeks or months to send the records . Sometimes the application can be pushed through faster , especially if records are not required . Taking all of this into consideration , 5-6 weeks is the norm . 