Does An Employer Have To Offer Health Insurance? 
Beginning in 2014 , employers with 50 or more full time employees are required to provide `` affordable '' -LRB- as defined by the government -RRB- health insurance to their full time employees . All plans must meet Obamacare guidelines with regard to minimum essential benefits , deductibles and out of pocket limits . If they fail to comply with the law they will be fined . 