Can Life Insurance Companies See Your Medical Records? 
Yes , there is a form in the application called a HIPAA -LRB- Health Insurance Portability and Accountability Act -RRB- that gives the carrier authorization to order and view your medical records . This authorization usually remains in-force for 24 months -LRB- 12 months in Kansas -RRB- from the date signed . A parent or guardian signs this form on behalf of a minor . 