Which Is The Best Term Life Insurance Company? 
Yes , there are many great companies , but the choice should be made with some key factors in mind . My personal favorite has been around for 167 years , based in Vermont . It is a mutual company , meaning all profits are returned to the policy holders , lowering the rates . It is National Life Group . Why do I prefer it ? Because they offer , at absolutely no extra charge , and have been doing so for many years , LIVING BENEFITS . Their policies will cover you while your are living , not just when you die . They cover such things as chronic care , catastrophic care , terminal care . You can even go overseas to get experimental treatments to save your life . If you can not work , due to disability , they will also help . You save money by having only one policy and you are reliable coverage from a great company , at a low price . Its best policies are available through their largest brokers , Premier Financial Alliance , PFA . Talk with your local PFA agent . Thank you . GARY LANE . 