What Is The Difference Between Medicare A And Medicare B? 
There are three basic parts of Medicare . Medicare part A covers Hospital charges such as room and board and other charges while you are in the hospital . You will have a deductible of around $ 1200 under part A , this changes each year so I am just giving a ball park Medicare Part B covers doctors visits and outpatient charges such as lab work or outpatient surgery . With Medicare part B you are responsible for 20 % of the Medicare approved charges plus in some states doctors may charge an additional 15 % of what is called excess charges . Part D is your prescription drug plan . 