Can Life Insurance Be Used For Retirement? 
Can life insurance be used for retirement ? Absolutely ! Life insurance , especially cash value life can be part of a combination of retirement options . It 's not an all or none item but a part of a balanced plan . The ability to get to cash values when needed without tax consquences or early distribution penalties allows the individual to maybe save another piece of the retirement pie for a better time . What cash value life does in retirement is simply give you more options that you can use to take advantage of the best timing for yourself . 