How Much Does Level Term Life Insurance Cost? 
The cost of level term life insurance will vary according to the face amount of the policy , the term length -LRB- generally , the longer the term , the higher the price -RRB- , the gender of the person being insured -LRB- men 's rates are usually higher than rates for women -RRB- , the age of the Insured -LRB- the older the applicant , the higher the price , generally speaking -RRB- , whether the person smokes , and the health of person applying for life insurance . You can go to a website that has a quote engine that takes all those factors into account , to see what the most competitive prices are for you . 