If I Scratch My Car Will The Insurance Cover The Repair? 
If you have comprehensive coverage -LRB- damage to your car , other than collision -RRB- then you have coverage to repair the scratch . However , it may not be wise to do so . For one thing , you will have a deductible that you will have to cover before the insurance company pays you anything . And insurance companies do n't like it when customers constantly file very small claims . Most likely your insurance company will raise your premium to cover the additional overhead of handling all over your small claims . It 's not uncommon for an insurance company to non-renew a policy for a customer that constantly files many small claims . 