Is Life Insurance A Good Retirement Investment? 
Life Insurance was never set up to be an investment . While the cash value in a good life policy can provide a good safety net and source of savings , never invest all of your funds for retirement in life insurance alone . If you have a low risk tolerance and desire safety then you also need to look at annuities . A Roth or Conventional IRA for example , provided by a good insurance company . Life Insurance is meant to be the foundation for a good retirement , not the entire structure . 