Is There Any Cash Value To A Term Life Insurance Policy? 
That is a great question ! There is a reason why cheaper things are cheaper . In the case of life insurance , term policies are much cheaper than whole life policies are . The reason ? Term policies have zero frills . They rarely have to pay out , as the terms usually expire before you do ; and they have nothing extra in the payment but insurance costs , so there is no accumulating cash value either . Term policies can be a good option in some cases , please be sure that you speak with an agent to make sure that it is right for your needs . Thanks for asking ! 