Can Health Insurance Companies See Your Medical Records? 
That is a great question ! Almost all insurance companies use a company called the Medical Information Bureau . From that company they can receive information on any insurance claim that has been filed on you . It will not have details on your health , but it will list all of the tests , meds , etc. that the provider turned in on the claim . They also will have access to your prescription history . Between those two , they have a pretty decent idea of what is going on with you . Add to that their ability to have you furnish a Doctor 's statement if needed , and you are pretty much transparent . I strongly advise my clients to be completely open about their medical situation , in any case . Thanks for asking ! 