Why Do Apartments Require Renters Insurance? 
Renters insurance should always be mandatory . Its a very inexpensive policy , covers so many different type of instances and most often the savings on your auto insurance more than pays for renters insurance . Landlords that require it are genius . Remember your landlord has -LRB- should -RRB- insurance to cover the structure -LRB- house -RRB- , however this policy WILL NOT cover you , your stuff or pay to relocate you if there is a fire , water loss , burglary etc. . For a small cost usually 60 dollars or so a year you 've got protection for you stuff -LRB- clothes , furniture , books , computers ect -RRB- anywhere in the world ! 