What Does Medigap Plan F Cover? 
Medigap plan F is the most popular Medigap plan you can buy because it 's offers the most comprehensive coverage . It covers all 9 Medigap benefits at 100 % from day 1 . The 9 benefits are : 1 -RRB- Medicare Part A coinsurance plus coverage for 365 additional days after Medicare benefits are used up 2 -RRB- Medicare Part B coinsurance or copayment 3 -RRB- First 3 pints of blood 4 -RRB- Part A hospice care coinsurance or copayment 5 -RRB- Part A hospitalization deductible 6 -RRB- Part B medical deductible 7 -RRB- Part B excess charges 8 -RRB- Skilled nursing facility co-insurance 9 -RRB- Foreign travel emergency -LRB- up to plan limits -RRB- Plan F also offers a high-deductible version of the plan -LRB- known as Hi-F or High-F -RRB- it is the only plan that offers this feature . Under a High-F plan , the insured must pay for Medicare-covered costs up to the years deductible amount $ 2,140 in 2014 before the plan pays anything . The benefit of the High-F plan is that it offers the insured a much lower monthly premium than a regular plan F. I hope the information is helpful - please feel free to contact me for assistance with your Medigap coverage needs , including quotes and plan comparisons , and if you have any other questions . Thanks very much . 