Can You Be Dropped From Group Health Insurance? 
Yes , but not just because someone in the front office feels like picking on you that day . There would have to be some change in your eligibility status or what the company 's policy is to trigger such an event . For example , you had your working hours reduced below 30 hours per week and this puts you below both your employer 's and the Federal government 's definition of what a full-time eligible employee is -LRB- 30 or more hours per week defines a person as full-time for benefits eligibility under ObamaCare -RRB- . This could trigger your still being an employee but no longer being eligible for their group health insurance plan . If you are responsible for paying a portion of your health insurance premium -LRB- and most employees are these days -RRB- and for some reason you are unable to pay your share of the premium -LRB- usually hard to do since these payments are generally taken out on a payroll deduction basis -RRB- then you could be terminated for non-payment of premium . Of course , if your employer decides to terminate their group health insurance plan entirely and you are dropped from coverage because a group plan no longer exists at your workplace you are obviously dropped . Though usually even small employers will try to give advance notice and employers -LRB- especially larger ones -RRB- are required to give a certain amount of advance notice of a plan change or termination . But you ca n't be dropped from your employer 's coverage in an arbitrary manner while still an employee meeting all the eligibility requirements set forth under your employer 's personnel policies and state and Federal laws . For example , you could n't be terminated from the health insurance plan simply because your were running up a lot of expenses for your cancer treatment . 