Is Renters Insurance Mandatory? 
That is a great question ! There is no requirement , like auto or health insurances to have to have it , but it is a good idea to have a policy . Your landlord can include the insurance as a requirement to rent to you , however . I always recommend that you get a policy , -LRB- they are not expensive at all -RRB- especially if there is a chance that you could be robbed , or have a neighbor that could cause damage to the building , or your stuff . Unfortunately , that 's just about everybody . Get a policy , okay ? Thanks for asking ! 