How Much Life Insurance Should I Buy? 
You should buy enough life insurance to cover the need for which the life insurance is intended , plus some extra for inflation . E.g. . If you are 60 and would like to have enough life insurance to pay for a $ 10,000 funeral , you might want to purchase a $ 15,000 policy to provide for price increases that could occur between now and the time of your death . This website has a helpful calculator to help determine your life insurance needs : WEBSITELINK . Also , you will need an agent to submit your life insurance application , so why not use your agent to assist you in helping determine how much life insurance to get . You could be surprised at how a good agent can help you save money . 