Can I Sue My Own Homeowners Insurance? 
My question to you would be Why ? You already have a lawyer on your side it is called your state insurance commissioners office . They are there to help you if you have a complaint about your carrier or your agent . Unfortunately in many cases the issue lies with your agentSad but thru there are agents out there that are just so focused on selling you a policy that they are not looking at the bigger picture and making sure that you are properly protected . the 1ststep you need to take before you go and spend the money to get a lawyer is to call your statecommissioners office and talk to them about what it isyou feel has been done wrong they will let you know if any laws or rules have been broken and canlet you know what you need to do . 