Can Homeowners Insurance Drop You After A Claim? 
They certainly can ! Of course an insurance company is in business to make money , just like any other business . They will review your policy every year at the renewal to determine if they want to continue to offer coverage at the same price , at a higher or lower price , or at all . If you look like you will be a long term profitable customer over time they will certainly continue coverage -LRB- the price might go up -RRB- , but if you look to be a non-profitable customer over time , they will cancel your policy . Each Insurance company has a different profile they look at before offering renewal . Some things you can do to help if you are worried about being cancelled are : 1 . Do n't file small claims . Insurance is meant to be for catastrophic losses . 2 . Carry a high deductible . Again , Insurance is meant for catastrophic losses . 3 . Insure your Auto , Home and Life with the same company . The more policies they have with you , the greater the chance that you will be a profitable customer to them over time . 4 . Keep a well maintained home . Insurance companies know that detail oriented owners who take care of their property are less likely to have claims , and when they do those claims will be smaller . 5 . Work with your agent to get his advice ! If I can be of any help email me at dbeukel1@amfam.com . 