Is There Life Insurance That Does Not Require Medical Exam? 
There are life insurance policies that do not require an exam for every age of applicant . There are options for every type of health . There are term policies , universal life policies , and whole life policies that do not require an exam . No Exam life insurance can be purchased in face amounts up to $ 500,000 . Some agents say that you will pay more if you buy nonmed life insurance , but that is not always the case . If your health is very poor , No Exam life insurance may be the only option available to you . If you think you are healthy but not sure , life insurance that does not require an exam might cost less than if you took an exam and found out your cholesterol was over 300 . 