Can A Life Insurance Beneficiary Be A Minor? 
Yes , a life insurance beneficiary can be a minor . However , if naming a minor as beneficiary , the policy owner should consider naming a financial guardian for the child at the same time , as that will be required by the court if the insured person dies before the child reaches the age of adulthood . If a financial guardian is not designated to handle the life insurance proceeds for the child , the court will appoint one . 