Can I Deduct Disability Insurance Premiums On My Taxes? 
Not unless the tax laws change . The only tax deductibility I am aware of is if you are a business owner purchasing disability for your employees . If you are an individual and you purchased your own disability insurance policy , those premiums are not tax deductible . You really do n't want them to be deductible because there is an upside . If you pay your own premiums and they are not deducted , if you become disabled and draw benefits , those benefits are not taxable because you paid the premiums . Always consult with a professional tax advisor because IRS rules change . 