How Much Life Insurance Should A Stay At Home Mom Have? 
If you were to hire workers to provide all the services that a stay at home mom performs each day , the cost would be staggering . So it is important not to underestimate how much life insurance to purchase on a stay at home mother or father . However , with most life insurance companies , the stay at home parent will only be able to purchase the amount of coverage that is on their `` working outside the home '' partner . Therefore , when you look at how much insurance to purchase for your family , you will need to look at the whole picture . Most people buy enough life insurance to replace at least 5-10 years of income , or financial value , as in the case of a stay at home mom or dad . 