What Constitutes A Group For Health Insurance? 
What constitutes a group for health insurance ? It may vary from state to state as to what defines a group . Usually what is n't considered a `` group '' are people joining together for the primary purose of obtaining insurance . Since states are involved in the process , I will cite mine . In my state a `` group '' can go down to 1 person . Yep , a group of one . That said , in order to get covered , the group must show that it is a group for tax purposes and the individual must dervive 75 % of their income from the business . 