How Long Do You Need Life Insurance? 
I always suggest keeping at least enough Life Insurance to cover final expenses . Even if you have investment money or money set aside you feel is earmarked for your final expenses , with the economy the way it is , you can lose a great deal of your investments in a short period of time . If your health declines you may be forced to go to a nursing home which will eat up any assets . A properly set up Final Expense Policy can help protect that money by utilizing a Funeral Trust . Life insurance is also protected from lawsuits and creditors . 