Is Car Insurance More Expensive If You Drive A Convertible? 
Not necessarily because there are many rating factors that your company uses in order to develop the proper rate to reflect the risk they are insuring . What may affect the rate is the value of the car , your driving record , your credit history , the area in which you live , etc. . Further , auto premiums can be very effectively managed by making sure you are talking advantage of all the available discounts that your company has to offer . 