Why Is Term Life Insurance Recommended? 
Why is term life reccommended ? Because mainly the people who recommend it have something else to sell . A smart person will review term , universal and whole life in their search for what works for them . That 's the key , what works for you ? Not the advisor , not the guy selling a book , but works for you . You 'll often find a disclaimer by those who offer financial advice , calling it `` entertainment '' . I want my choices to work for me , not entertain me . 