How Much Does Individual Health Insurance Cost In Tennessee? 
The answer to your question will depend upon your age , where you reside in the state of Tennessee and , in some cases , whether you smoke or use tobacco products . The Affordable Care Act effective January 1 , 2014 requires the use of community rating so rates literally vary year by year depending upon a person 's age at time of enrollment . This prevents anyone from giving you a simple answer to your question . The type of health plan you select and whether you might qualify for advanced premium tax subsidies will also effect what your final rate would be . Leaving out the possibility of any premium subsidies an individual could be looking at rates ranging from the low $ 100 's to $ 800 + per month depending upon their age and the insurance carrier and plan design they select . 