Does A DUI Affect Life Insurance? 
That is a great question ! I sincerely hope that you are just asking out of curiosity . Insurance companies do not like risk . The higher the risk , the less likely they are to insure , or the more they will charge . Driving under the influence is a massive risk , and thus something that insurers are very much against . Every insurer -LRB- except those policies called `` guaranteed issue '' , they ask no questions , but cost more and contain a period where the death benefit is greatly reduced to what you 've paid in plus a little interest -RRB- asks about your drinking and drug use , and can deny coverage as a result . Everyone makes mistakes ; some are worse than others and carry worse results . DUIs are one of those mistakes . If you need help , please feel free to contact me , okay ? Thanks for asking ! 