How Much Insurance Do I Need For A Rental Car? 
As a rule of thumb I always recommend you have as much coverage on a rental car as you would the cars you own . Typically , this is not an issue because most agents will automatically put you down for `` non-owned/hired '' autos on your personal policy . This is just an endorsement to your policy that will extend your liability and collision coverage to cars you are legally borrowing or renting . Make sure you check your policy for an endorsement like this . Other options : you can get rental insurance through the car rental agency or your credit card sometimes offers coverage for rental cars , just call the company and ask . 