Is Life Insurance Essential? 
There are a couple of really good reasons why life insurance can be essential to your financial plans . If you are looking for a way to leave someone a tax free ` leg up ' when you pass , the policy will do that in most cases . If you are concerned with ensuring that major expenses and your income are replaced for your loved ones should you pass , again a policy will do that . Lastly , if it is a concern that your family will not be able to afford your funeral , and there is a chance that it will lead to family strife , a policy can ensure that those expenses are covered . To be a good steward of your family , yes , life insurance is essential . Please contact me if you would like more information ! 