How Much Is Health Insurance From Blue Cross? 
Blue Cross / Blue Shield is the name of the network association for a number of health insurance companies -LRB- includes Anthem and CareFirst -RRB- . Unfortunately there 's too many factors that go into premium pricing to say what an average plan costs . Under the new Affordable Care Act , you have the options for bronze , silver , gold , and platinum level plans -LRB- as you go up in metal , the price goes up , but provides better benefits -RRB- - some areas also have a catastrophic plan available . In addition , your age is a big factor as well . The younger you are , the cheaper your premium - the older you are , the higher your premium . Also , if you use tobacco products , your premium can be increased up to 50 % as well . Bronze plans generally cover about 60 % of your healthcare expenses , Silver is 70 % , Gold is 80 % , and Platinum is 90 % . So , in short , the better the benefits that you want to have , the higher the premium will be.This is where an independent insurance agent can really help you . They can work with you to look at a wide range of options from many of the top carriers in the industry . If you have any other questions about health insurance or would like to review your coverage , send me a private message by clicking on the `` contact me '' button - my direct contact information is provided on my profile page . 