Does High Cholesterol Affect Life Insurance Rates? 
Does High Cholesterol effect life insurance rates ? Yes , absolutely , High Cholesterol my even prevent you from purchasing life insurance at all . Depending on your score and ratios , high cholesterol will lower the class -LRB- rate -RRB- that you could receive . Exceptions are made for those who can show a good track record of medicated care that has reduced and controlled cholesterol levels . So treated cholesterol that shows control will not hurt the applicant as much as untreated or high numbers . This situation like high blood pressure , is treated more favorable by underwriters as it shows a history of care about the condition . 