What Is Builders Home Warranty Insurance? 
I am unfamiliar with any insurance coverage called `` Builders Home Warranty Insurance . '' There is a builders home warranty , which is essentially an escrow account maintained by the contractor . The funds are maintained to cover any future defects in workmanship due to sever changes in the area or faulty workmanship . Just to point out , insurance is for accidents . So the only insurance that could be maintained by a builder is worker 's comp , business personal property/real property and liability . Builders also maintain floaters for their tools and materials on a job site . The only insurance I could think of that might apply is a product/complete operations coverage . Even then , it is more than likely that this would excluded for contractors . I hope this helps . 