Why Did My Auto Insurance Premium Go Up? 
That is a question for your local agent or your carrier . There could potentially be several reasons that your auto insurance premium has gone up . Have you had any accidents , tickets , or claims since your last renewal ? Have you made any changes to your coverage or policy ? It could also be the area that you live in , the carrier may have experienced a higher amount of loses in your area than they anticipated . There are too factors involved in determining your rate to say that any one thing has caused a rate increase . 