How To Determine How Much Renters Insurance To Get? 
The best place to start would be by adding up all of your belongings and add $ 5000 -LRB- as this will help account for future valuation of your personal items -RRB- . Liability coverage levels are strictly up to the individual most company 's start at $ 100000 . Another consideration is if you have a renters and auto policy with the same company look into an umbrella policy which could provide up to 1000000 additional liability coverage . Contact your local agent to find out what is available in your area and the cost associated with it . 