What Insurance Should I Get When Renting A Car? 
When you are renting a car , look at the following coverage options : 1 . Liability - make sure you opt in for the 3rd liability insurance . This will cover other party physical damage and injuries in case of an accident . 2 . Car Physical damage - this is the coverage for the vehicle you rent . Usually it bears $ 0 deductible and covers from a first dollar on . 3 . PIP - or personal injury protection - if you drive with other people seating in car , this will provide coverage to your passengers . Other optional coverage offered by rental companies may include : 1 . Personal property : luggage , cellphones , computers etc. . Usually limited to a set by the rental company amount . 2 . Death : provides limited coverage for accidents involving death of passengers in the rental car . 