When To Put Baby On Health Insurance? 
You should add your newborn to your health insurance policy within 30 days of birth . Most policies will automatically cover any newborn baby during those first thirty days . Many children are born with health issues that require ongoing care . If you add your child during the thirty day period there will be no interruption in coverage . Birth of a child is a qualifying life event . This means you can change your plan outside of open enrollment . However if you wait too long you may have a gap in coverage until the next open enrollment period arrives . 