How To Get Health Insurance When On Disability? 
There are several options to get health insurance while on disability . Your employer plan must be continued on the same basis as when you were working for up to twelve weeks if subject to FMLA . After that you can purchase the employer plan through COBRA . You can purchase a policy through a state exchange outside of open enrollment if you qualify for a special open enrollment based upon your qualifying life event -LRB- loss of job qualifies -RRB- . Or , you may have to wait for the annual open enrollment . You may qualify for premium and cost sharing subsidies based upon your lower income while disabled . You may also qualify for Medicaid . The rules vary by state based upon whether your state adopted the ACA expansion . 