What Are The Car Insurance Minimums In New York? 
New York is a no-fault state and requires registered vehicles to have a minimum amount of car insurance liability coverage . The bodily injury per person/occurrence must be $ 25,000 / $ 50,000 per injury and $ 50,000 / $ 100,000 for death . An additional $ 10,000 is required for property damage that is caused as a result of the accident or occurrence . If the vehicle is garaged and/or not being driven , coverage must remain in effect . Also , you must be covered by a NY policy , not a contract that was issued in another state . An ID card will be provided to you from an insurance broker so you can register your vehicle . You can purchase affordable coverage from many carriers.Experienced brokers and our websites assist consumers find the lowest prices from the top-rated companies . Your rate quotes are always free . 