Does Home Insurance Cover Food Spoilage? 
In many cases , food spoilage that is a result of a long term power outage is covered by your Homeowners ' insurance . It is possible that the coverage may be limited to about $ 500.00 . The loss is subject to your deductible . When there is a storm approaching , in order to help to get your possible claim handled as quickly as possible , conducting an inventory of your refrigerator and freezer , as well as paking pictures can certainly be a benefit . 