At What Age Should You Take Out Long Term Care Insurance? 
Traditionally , you should start considering long term care at age 50 , but purchase it no later than around age 60 . If your family has a history of critical illness during their old age , you may want to secure long term care earlier while youre healthy and the price tag is inexpensive . If your family has inordinate longevity , you may want to secure coverage to protect your later retirement period . 