Why Is Life Insurance Cheap? 
That is a great question ! Life insurance can be offered at low rates , because the cost of it is spread out over time . The earlier in life that you buy it , the cheaper it is , since you will have longer to pay . Think of it like buying a house - since the payments for the house are spread out over many years , you do n't have to come up with a large amount all at once , same with life insurance . Thanks for asking ! 