What Is The Average Cost Of Long Term Care Insurance Premiums? 
Long Term Care and the cost associated with it is rising in the US . According to page 63 in the 2015 Medicare and You Book `` At least 70 % of people over 65 will need long-term care services and support at some point '' . It 's always important to consider factoring in those cost in your retirement planning . Cost vary from state to state , you can find a great resource that outlines these costs at WEBSITELINK No matter how you look at it Long Term Care Insurance is expensive and there is a lot of underwriting that goes with it . A viable option for a lot of families is to consider short term care insurance . Premiums are much lower and the underwriting process is much easier . Many application are approved in under a week . Short Term Care plans can pay for nursing home facility , assisted living facility , home health care , adult day care and hospice care . Feel free to contact us for more information . 