Does Life Insurance Have To Be Probated? 
No ! Absolutely not . That is one of the major advantages of life insurance . It goes directly to your designated beneficiary and does not pass through probate in any state in America . It is a contract between you and the insurance company to pay your beneficiary directly . It also is not taxable to anyone in virtually every case . For this reason , life insurance is one of the best safety program you can have . Thank you . GARY LANE . 