Does Homeowners Insurance Go Up With A Pool? 
All companies are different so it is best that you contact your Insurance Professional and ask about your specific policy . In my experience , I can say that my clients ' policies have not cost more simply BECAUSE they have a pool . I will say that having a pool does bring with it additional responsibilities as a property owner . In many areas , town or municipal ordanances specifically state the regulations that apply : fencing , securityset-back , etc. . From an insurance point of view , if you are not compliant with local ordanances , you may not be eligible for coverage under an insurance company 's underwriting standards . All that having been said , be compliant , and then be sure that you have the proper amount of liability coverage on your Homeowners ' policy . In addition , we always recommend excess protection by a Personal Umbrella Liability policy . These are fairly inexpensive and provide an extra measure of protection above and beyond your Homeowners ' policy . 