What Is The Best Kind Of Life Insurance To Purchase? 
The best kind of life insurance to purchase is what works best for your particular need . If you have a short term need -LRB- e.g. providing for your children if you were not alive -RRB- , a term policy would give you the most protection for the lowest cost . On the other hand , if you want the life insurance to pay for your funeral , you would want permanent life insurance so that the policy is in effect when you pass . Sometimes buying two policies is most cost effective.A good life insurance agent will help you figure this out . 