Is Car Insurance Higher On Smart Cars? 
Not necessarily , no . In fact , some companies charge higher premium for larger vehicles such as large SUV 's , vans or pickups . These larger vehicles can cause much more damage to people and property than can smaller , ligher vehicles so the liability portion of the policy would be proportionally more expensive than for a smaller one . As for the physical damage portion of the policy , namely Comprehensive and Collision , as my colleague stated earlier , the rate a company charges is based more upon their loss experience with a vehicle than it 's relative size and weight . I have not seen a situation where a smaller vehcle receives any sort of a premium surcharge . 