Can You Buy Auto Insurance In Another state? 
Sure you can . Let 's say you live in NY -LRB- your legal address -RRB- and have a vehicle registered in NY . You can purchase NY Personal Auto Insurance in any state where the agent/broker is licensed in/for NY anmd represents a carrier that is licensed in NY to sell NY PAP and will accep -LSB- NY business from the agent or broker . I have n't purchased insurance online , but I would guess the online site asks for your information including state of registration , legal address , etc. . If you purchase online you are acting as your own insurance broker -LRB- lots of luck unless you are a student of insurance ... -RRB- Another situation is if you are a legal resident of NY and have a seasonal home in Florida . You desire to have a car in Florida and wish to insure it in Florida . I would recommend checking with a Florida agent or broker how to do this . -LRB- Insurance is regulated by state - there is not a countrywide standard . -RRB- Many insurance carriers require you be a legal resident of the state to purchase auto insurance for that state . Some may let you obtain a Florida registration and plate and issue you a Florida auto insurance policy using either your NY legal address or your Florida seasonal address . No ` one answer fits all ' for this question . Checking with the state 's DMV is also required to find out their criteria for registration application . 