Can I Get Life Insurance If I Have MS? 
Most people can get life insurance if they have MS -LRB- Multiple Sclerosis -RRB- . Relapsing remitting MS with stable treatment over one year , no exacerbations for over a year , and few effects from the disease -LRB- able to work full time -RRB- will enable you to get the most affordable MS life insurance , possibly rated as good as Standard to Table 3 . If you have one of the types of Progressive Multiple Sclerosis , are in a wheelchair or unable to do your own ADL 's -LRB- Activities of Daily Living such as bathing or eating without the assistance of another person -RRB- , you will usually need to go with guaranteed issue life insurance . There are also a number of plans for persons with all types and severity of MS. Contact a good impaired risk agent who specializes in this type of coverage to cover the bases accurately and find your best rate . 