What Questions Do They Ask For Life Insurance? 
The questions that are asked for life insurance depend on the type of policy you are applying for . A . If you purchase a guaranteed issue policy , the insurance company only asks your date of birth , SSN , face amount , beneficiary , contact information , and how you are going to pay -LRB- including bank account , if you are having the premium drafted -RRB- . B . If you apply for a simplified issue policy , the insurance company will ask for the above information , plus they will also ask several health questions on the application . You may be asked about smoking , whether or not you are on Disability , your height and weight , whether you have used illegal drugs in the past few years , etc. . The questions are at the discretion of the insurance company . C. For a medically underwritten policy , they will ask all the above , plus possibly go into more detail about employment , health , family health history , dangerous hobbies , and financial information . They will ask for doctors ' names and addresses so that they can order your medical records , if needed . And they will ask the purpose of your policy and whether or not you are replacing a current policy . 