Do You Need Insurance On A Mobile Home? 
If you are not financing the mobile home or the local homeowners association or mobile home park do n't require it , nope , you do n't need it . But if you do n't want to pay out of pocket for damage or destruction to your home and your personal belongings , do n't want to haved to pay for you own defense when someone sues you for accidental injury , then yes , you do need it . So it becomes a question of what do you want . 