Does My Homeowners Insurance Cover Jewelry? 
Homeowners insurance will typically cover jewerly in your home if the loss is due to a loss covered by the policy . Be aware that every policy has its own limits for different types of personal property . There will normally be a limit per item and a total limit within the policy for items like jewelry . If the items that you wish to cover exceed the valuation allowed by your policy you can normally extend coverage by scheduling -LRB- or listing the items -RRB- separately and paying an extra premium . Please read your policy completely to understand what coverage is provided and what exclusions there may be . 