Does Renters Insurance Protect The Home Owner? 
Renters insurance purchased by thetenanthas liability protection coverage for that tenant . Should the tenant commit a wrongful act for example liketheirdog bit a friend the tenants insurance mostlikelywill respond . If the tenant has no insurance the next person up the chain to be sued is the homeowner . So in thatscenariothe renters insurance does offer a level of protection to the homeowner . 