How To Switch Homeowners Insurance Companies? 
Once you apply for new home insurance , and have been accepted by your new company , all you have to do is contact your current agent or insurance company . I suggest doing it in writing so there is a paper trail . If you let them know you have new insurance , and tell them what day to cancel your current policy , they should take care of the request and you should get a pro-rated refund from the current carrier . DO NOT write on the bill and mail it in as most insurance companies have thousands of payments coming in every day , the bills do n't get looked at by people , so if you write a request on your bill they might not see it . 