Why Should I Have Life Insurance? 
That is a great question ! If you are very wealthy and can afford to cover your funeral expenses , leave an income for your surviving spouse , and somehow pass a chunk of your estate tax free to people that you leave behind , you really do n't . Seriously , if that 's not you , and one or more of those things would be difficult , or impossible to do , then life insurance is a good thing for you . If you would like help finding a policy , please feel free to contact me , I 'd be happy to help . Thank you for asking ! 