What Is The Best Life Insurance For A 60 Year Old? 
The best life insurance for a 60 year depends on what you are using it for , as it does with a person of any age . E.g. . If you need it to pay off your mortgage , term insurance could work . However , at age 60 , you do have to pay greater consideration to how long you want to have life insurance . If your goal is to have it be in effect upon your death at any age , you are safest getting a permanent policy . Why ? Because you may not qualify for a new policy when term insurance ends , and many policies are not convertible to permanent insurance past age 65 or 70 . There are many excellent No Exam Whole Life policies available at age 60 , with maximum face amounts of $ 25,000 or so . You can also buy larger policies if you have relatively good health and do n't mind taking an exam . I think Universal Life with a no lapse guarantee is a good choice at age 60 . Using an agency that offers many Senior options will help you make the best choice . 