Questions To Ask When Considering Life Insurance? 
That is a great question ! The things that you want to know going in - what do I want the insurance to do ? -LRB- cover funeral expenses , leave an income , cover expenses , pay estate taxes , etc. -RRB- How long do I need it for ? -LRB- short term , or long term goal ? -RRB- How much can I safely afford to spend ? -LRB- what you want may not be what you can afford -RRB- For the agent , you want to know - how financially stable is your company ? Are you independent ? -LRB- a captive agent can only give you quotes from one company -RRB- and Who is your insurance with , and why ? I hope that helps ! Thanks for asking ! 