Is A Physical Required For Term Life Insurance? 
For everything other than `` final expense '' insurance , in amounts of about $ 25000 or less , yes , a physical will be required . This is for your good too . It allows the carrier to provide you with the very lowest rates . Do your best to take care of yourself especially during the two weeks prior to your exam . It is amazing how the body can heal itself . Thank you . GARY LANE . 