Can Hsa Pay For Long Term Care Insurance? 
Yes , HSA can pay for the premiums of tax qualified Long Term Care Insurance . A Health Savings Account , even if part of an an employer sponsored cafeteria plan , is allowed to pay for medically qualified expenses , and Long Term Care premiums count as that . There are limits set by the IRS on how much can be paid by the HSA for LTC premiums , based on age . 