Is Renters Insurance Worth Having? 
As with any insurance it is considered by many as worthless if they never need it , but that one time that you do need it ; it is worth every penny you ever spent for it . How much would it cost you to replace everything that you own if you experienced a fire other covered peril ? Would you have the money necessary to secure another place to live ? Would you be able to pay the medical bills for a vistor to your premise that is injured while on your premise ? This is just a small portion of the coverages provided by renters insurance . 