How Much Life Insurance Should I Have With Kids? 
One of the most debated life insurance needs is on the life of a child . Many will argue that children do not incur debt nor do they generate income , so there is no need to buy life insurance on a child . As a parent I can think of nothing worse than the loss of a child . Feeling pressure to return to work the day following services because of financial needs would only compound the loss . Parents need time to grieve the loss of a child and do so with dignity . 