Can You Put Money In A 401K And A Roth IRA? 
That is an excellent question ! Not only can you , but you should ! It is an excellent strategy to maximize as much as you can afford to the amount you can contribute to your retirement funds . Contribute as much as you can to the 401 to earn the employer match , it 's free money , in a way , and you should take advantage of it . Your Roth will allow $ 5500 a year -LRB- $ 6500 if you are 50 + -RRB- and after your 401 , contribute as much of that as possible . The earlier you start , the better , and by maximizing your contributions now , it will help balance out when the time comes that money is a little tighter , and you ca n't contribute as much . Thank you for asking ! 