How Much Do You Pay For Medigap? 
The amount you pay for Medigap can vary dramatically depending on your age , where you live , whether or not you smoke , and which plan you purchase . When available , a High Deductible Plan F can often be found for less than $ 30 per month ; Plan N often cost $ 50-80 a month ; while Plan F , the Cadillac of Medigap plans , is almost always over $ 100 per month , often starting at $ 120-150 a month when purchased at age 65 , though premiums can be much higher in some states , and for those on Medicare due to a disability . 