Why Does Someone Need Renters Insurance? 
Great question ! Anyone who will be putting their belongings into a home owned by someone else , and who does n't have the money to replace it all should it be stolen or destroyed needs renters insurance . It is a common mistake to believe that the landlords insurance covers you , but it only covers what they stand to lose , not you . Renters insurance is relatively inexpensive , and can really be a blessing if your home is damaged , or you are robbed . If you would like help , please feel free to contact me . Thanks for asking ! 