Who Has The Best Critical Illness Insurance? 
There are a lot of great companies out there when it comes to Critical Illness . Here are a few things you need to pay attention to . The first is the companies rating . This will help you determine the companies financial strength and the ability to pay claims . The second is know the features of the plan . Not all Critical Illness plans have the same benefits . Some offer a return of premium less any benefits paid , some have hospital indemnity and accident riders , and some have a larger scope of coverage for types of illnesses . A few of my favorite companies are Mutual of Omaha , Assurant Health , American General , and MetLife . Each company offers unique features and price points , but these are just a few that are out there . The last factor that needs to be taken into consideration is underwriting . If you have had Critical Illness before most companies will not accept you . However there are a few that will . 