What Type Of Health Insurance Is Best For Me? 
Like all type of insurance , there is no single health plan that be considered `` best '' for everyone . To determine the best plan for your personal situation , I suggest speaking with a licensed insurance agent , one who represents many companies in your area . That is the only way to ensure you receive honest , expert advice , based on your personal needs . If you are someone that rarely utilizes medical care , you are more than likely going to be best served by a high deductible , low cost policy . Conversely , if you do regularly use medical services , or expect large medical bills in the upcoming year , then you need to find a policy with the most benefits , at the lowest cost possible . This can prove challenge for someone that does not deal with insurance on a daily basis . Your best alternative is to find an independent agent that represents all the companies available in your area , and seek their guidance on determining which plan will ultimately cost you the least , considering both the premium and your expected medical bills . 