How Much Is Auto Insurance For A 21 Year Old? 
Depending on your state and which carrier that you get and they type of coverage you need . In Montana the rates are not based off of your gender . Rates are determined by many things such as your driving history and prior insurance and they type of auto you drive . Also your credit can play a roll in ratings also . I have many 21yr old clients some pay as little as 58.00 a month to as high as 400 a month . You can also go to your state insurance commissioners office and many times they have a rate guide that will give you the average rate for each carrier . I recommend that you contact a local agent they should be able to compare rates for you . If you do not understand what insurance coverage 's are and what they mean an online quote from a carrier might not be the best option for you a well informed agent should be able to compare rates and explain the coverage 's and what you need . I know at our agency Best Rates Insurance Inc we run our office 24/7 to help our clients . 