Why Do Annuities Have A Bad Reputation? 
An annuity provides something that no other financial product offers , a lifetime of income payments . Some planners think that they can do the same thing and will run projections to your age expectancy and predict a percentage of chance that the plan will work . They get a great deal in fees and commissions but criticize annuities because they hope to provide a higher monthly payout , however there arent any guarantees and what about living past your life expectance , half of the population does . 