Will Homeowners Insurance Cover Broken Sewer Pipe? 
More than likely no , there would be no coverage in your Homeowners ' policy . Fore the most part , if a pipe like that were to be damaged , it would be due to earth movement , which is an excluded peril in your Homeowners policy . That having been said , talk to your Insurance Professional because you can usually endorse your homeowners policy to include such a loss cause . Now also remember that if the pipe was damaged because a truck happened to drive over the area and cause the earth to compact causing the pipe to break , then the contractor and his insurance company would be responsible for the repair . 