How Much Critical Illness Insurance Do I Need? 
There seems to be lots of questions revolving around `` how much insurance do I need '' . Without having a crystal ball , it 's impossible to answer . Critical Illness generally encompasses heart attack , stroke , cancer , renal failure , etc. . If that happens , you will have extra expense -LRB- out-of-pocket expenses , possible travel , etc -RRB- . But will you also have lost income?Approximately 65 % ofbankruptcies are due to medical bills . And about 60 % of the people that went bankrupt HAD HEALTH INSURANCE ! 