Who Can I Add To My Auto Insurance? 
Car insurance covers an automobile . In California the car is linked to a household . Any licensed driver in the household is considered as part of the policy , unless they have been excluded . You must provide your insurance agent with a list of all licensed drivers in your household . If you loan your car to someone who does not reside with you and is not a member of your household the car will continue to be covered . There isnt any need or justification for adding someone who is not in your household to your policy . 