Does Home Insurance Cover A PS3? 
Your homeowner policy will typically cover your PS3 . Check to make sure your policy includes Coverage C - Personal Property . As long as your limit for coverage C exceeds the replacement value of your PS3 , it will be covered for all covered losses . If the loss is only a PS3 , however , there is a good chance that your deductible will exceed the cost to replace it . Since the insurance company only covers the portion of the loss that exceeds the deductible , they would not pay out unless you had a very low deductible . 