How Long Does It Take To Get A Life Insurance Check? 
Once you file your claim , you 'll need to make yourself available to the insurance company in case any complications arise . If you 're named as the sole beneficiary on the policy in question , your case should be relatively straightforward . You 'll need to choose whether you 'll receive your payout as a lump-sum payment or as an ongoing annual disbursement . If you opt for the former option , you could receive the entirety of the payout to which you 're entitled within two weeks . If you opt for the latter option , you could receive your first payout in just 10 to 14 business days . In both cases , your payouts will come in the form of an official bank check . If you prefer to receive your payments electronically , you may be able to provide your insurance company with your bank account information and receive your funds via an electronic funds transfer . 