Is Life Insurance FDIC Insured? 
Life insurance policies are not FDIC insured . However , life insurance companies are highly regulated at the state level . Life and health insurance guarantee associations were created to protect policyholders and beneficiaries in the event the issuing company goes out of business.All 50 states , DC and Puerto Rico have life and health guarantee associations . For more information go to www.nolhga.com for more information on how it works . 