Does Everyone Need Car Insurance? 
Automobile insurance covers an automobile so people dont need automobile insurance , automobiles do . Most states require coverage if the car is licensed . If it isnt licensed or operates on private property there isnt a legal requirement to insured the car . The problem is liability . An automobile is a 2000 pound missile that can maim and kill . Being responsible for that is an awesome thing . Automobile insurance almost always contains coverage in case your car hurts someone . 