Can I Get Auto Insurance Without Owning A Car? 
Yes . For drivers who do not own vehicles , they can purchase what is known as a named operators policy . These policies are most common when a non-owner needs an sr22 filing to reinstate their license . Some states also have an alternative option of purchasing a broadform named drivers policy . Either policy will work for non-owners . But neither policy offers comprehensive or collision coverage on the vehicle the insured is driving . Only liability , medical , and uninsured motorist bodily injury coverages are offered on this policy . 