Can I Get Life Insurance If I Have Multiple Sclerosis? 
Our agency specializes in life insurance for people with Multiple Sclerosis , and we find that they are often very discouraged by their experiences in trying to find get insurance . They say it is a breath of fresh air to talk to agents who understand their disease and know what options are available for each type of MS. So my number one answer to this question is yes , just make sure you go to someone who specializes in MS life insurance . Whether your MS is relapsing remitting or one of the progressive types will be the first indicator of whether you can get a medically underwritten policy . If progressive , there are a number of No Exam policies available . If in a wheelchair or needing help with ADL 's , guaranteed issue is the only choice . Relapsing remitting MS with minimal to moderate symptoms , stable and effective treatment , able to work -LRB- although being on DI will not matter in some cases -RRB- , and no large effect on memory will result in a policy rated Standard to table 4 with the carriers we find best for multiple sclerosis life insurance . 