Does Roth IRA Distributions Affect Social Security? 
That is a great question ! If you 've had your Roth for more than 5 years , and are over 59 1/2 , the income from your Roth is non-taxable . As a result of that benefit , the money that you receive from it does not count as income for your Social Security calculations . Because your contributions were made post-tax into your Roth , you 've already paid the taxes on the money that went into it , and there are no income taxes due either . Thanks for asking ! 