Who Writes Homeowners Insurance For Geico? 
Geico only writes personal auto insurance . They do not write homeowners insurance . This can be a competitive disadvantage to Geico because many insurers offer multiple policy discounts . What this means for you , the consumer , is you get a discount on your premiums if you have your auto and home insurance with the same company . To offset this competitive advantage , Geico has arranged partnerships around the country with insurers that specialize in homeowners insurance . This partnership gives Geico the ability to match the multiple policy discounts other insurance companies offer . Their partnerships are with different companies around the country . So to find out which insurer is partnered with Geico , you need to contact Geico dirrectly . Why do insurance companies do this ? For several reasons . It is cheaper for an insurance company to service multiple policies with the same customer than one policy . So they pass on the savings in overhead to the customer . Sometimes the insurance company uses the two policies to subsidize each other . So if you have an accident with your car , the premium the insurer gets from your home insurance can sometimes subsidize the bad loss experience on the auto policy , and vice-versa . 