Can I Buy Health Insurance With A Pre-Existing Condition? 
That is an excellent question ! One of the best things about the Affordable Care Act -LRB- Obamacare -RRB- is that it did away with the pre-existing condition exclusion that insurers were so fond of . It also did away with the caps that had been put on lifetime treatments for those conditions . That is one of the biggest reasons why politicians who were being bankrolled by insurance companies were so vocal in their opposition to the law . The insurers knew they were going to have to accept many more people , that otherwise they would n't have had to help . And contrary to their loudly bleated predictions , health care costs did not rise dramatically , in fact they have remained steady , and are at their lowest increases in many many years - down to low single digit increases verses 10-12 % annual increases before the bill passed . In some places the costs have actually fallen . Thanks for asking ! 