Does Aetna Health Insurance Cover Gym Membership? 
Generally , the answer would be no . Aetna -LRB- or any other major medical carrier -RRB- does not cover gym memberships . There may be plans available that have add-on -LRB- non-insurance -RRB- benefits such as travel discounts or gym memberships , but a true major medical health insurance plan will usually not pay for routine gym memberships . In some instances a carrier may agree to pay for a gym membership if the individual needs a type of physical therapy -LRB- such as swimming -RRB- that is more economical than traditional therapy sessions . 