Does Renters Insurance Cover Damage To My Car? 
That is a great question ! Unfortunately , the answer not so much ... In almost every case , the renters policy will only cover the contents of the apartment , and not apply to other areas , like your car , or your health , if you get sick . Those things need policies of their own , so in the case of your car , that would be a claim for your auto insurance , not your renters . Same with your health , you would need to have a health insurance policy to cover your illness . Call your auto agent , -LRB- assuming the damage is more than your deductible -RRB- and file a claim there . Thanks for asking ! 