What Percentage Of Home Value Is Insurance? 
Great question ! Taken literally , the answer to your question is none . The fact that your home is insured does not add to your homes value at all . The new buyer will need to reinsure it , so there is no additional value added . If you are asking what amount you should insure your home for , that 's a great question also ! You want to insure your home not for its resale value , but for what it would cost you to rebuild it . Keep safe somewhere details of the footage , details , extra 's , etc. that will help you determine that value . You can also get an idea from your zip code , and most companies will have a calculator to determine that average cost . Then you want to add to that the value of your belongings . You will want to have serial and model numbers , pictures of unusual or special items , and that list kept safely somewhere also . There are some really helpful software programs that can help you with that . The total of those numbers is the amount that you want to have coverage for . If you need help , please feel free to contact me , I 'm happy to help . Thanks for asking ! 