How Does Health Insurance Affect Workers' Compensation Filing? 
Depending on the state you live in , Workers compensation insurance and your employer 's health insurance plan may work together or completely apart . It can vary by state . Usually , when injury on the job occurs , all claims related to that injury are handled by the workers compensation insurance which could be a private carrier or in some cases the state workers insurance . It is not uncommon for billing errors to occur in this process as the employer provided medical insurance is usually different than the workers accident insurance company and billings often get confused . It is very important NOT to ignore any questions that either insurance carrier may have in these situations as if you do , they stop processing your claims , which means these become your bills . 