Would Homeowners Insurance Cover Mold? 
Companies do cover mold damage , in many cases , yes , but more likely than not , there will be a specific limit on the coverage provided , usually about $ 10,000.00 . The mold must be of course the result of a covered peril in your Homeowners policy . In other words , if your home develops mold as a result of a flood , there will be no coverage because the cause of loos was the flood which is excluded under a Homeowners policy . You would need Flood Insurance for that . 