What Type Of Water Damage Is Covered By Homeowners Insurance? 
Water can be a major headache and also quite damaging to your property . In general , water damage that is weather related , oter than flood , is covered under a homeowners policy . Here in CT and throughout many northern states , we are unfortunately dealing with severe `` ice damming '' on residential and commercial property rooves . This causes water from melted ice to be forced up under roofing material which then can leak into the building . This causes some major damage to inside walls , flooring etc. . This type of loss is covered . Water that is suddenly dischargesd as a result of a burst pipe , for example is also usually covered . Talk to your insurance professional about your policy and ask about any specific coverage limitations . 