If I Scratch My Car Will The Insurance Cover The Repair? 
Maybe . There are several sections to an auto policy . Your insurance policy will have at least one of the sections but will not necessarily have all of them . Section V in most policies describes the coverage for physical damage . A scratch on your car is physical damage . This is further divided into Comprehensive coverage which would address your scratch if the vehicle was not in a collision . The other coverage is collision . Your policy may have comprehensive but not collision insurance , or the reverse . If you have physical damage coverage there will be a deductible identified which must be satisfied before the insurance company pays anything . These deductibles are not necessarily going to be equal . 