Is Medigap Insurance Worth It? 
Medigap Insurance is definitely worth it . When you were working you took out health insurance through your employer hoping you would not have to use it . You have health insurance not to take care of the occasional doctor visit but to protect yourself financially if you should be diagnosed with a serious health condition or involved in a serious accident . Medicare Supplements protect you from the high out-of-pocket cost associated with treating serious and chronic health conditions . As you get older the chances of developing serious and chronic health conditions become much greater . Medicare only covers 80 % of your Part B medical expenses and the 20 % you have to pay if you do n't have a Medicare Supplement can leave you owing thousands of dollars in medical bills . 