Where To Buy Health Insurance With Pre Existing Conditions? 
The best place to buy health insurance with pre-existing conditions is through a broker and your state Marketplace Exchange . An experienced broker can do the shopping , comparing and enrollment for you at no cost . You may also qualify for a federal subsidy that can dramatically reduce your premium , or possibly eliminate the entire cost . A broker and or their website is a BETTER resource than the . gov website . Subsidies can be calculated and a specific plan can be recommended . The glitches , delays and security issues of the government website are still a concern . As I write this answer live , the . gov website is not performing and is being repaired . The Affordable Care Act -LRB- ACA -RRB- allows you to purchase subsidized coverage with no exclusion for pre-existing conditions during Open Enrollment . If you miss Open Enrollment , there are still various low-cost options available . LIVE answer provided by : Ed Harris - Premier Health Insurance Broker since 1980 and owner of several of the nation 's top-rated healthcare websites . 