Where Should I Get Renters Insurance From? 
-- > Normal 0 If you are comfortable with and trust the insurer of your car , I would approach them or their agent to see what they would suggest you consider to cover your Personal Property and Liability exposures . Hopefully they would offer you coverage consistent with what you have on your car . Most car owners carry insurance to cover the repair of their car if it is damaged in an accident or from some other cause . Insurance on your other personal property should pay you to repair or replace your other personal things if they were damaged . Most car owners carry liability insurance to cover them if they injure someone or damage their property in an accident . Tenant homeowners coverage should provide similar coverage for accidents , which do not involve your car . It makes sense to me to consider one insurance company to cover both exposures . That makes you a more significant customer , you may get better coverage and pricing , you would pay one company and one company would handle your claims . Its not always the best alternative , but it is a good place to start . 