Is Divorce A Qualifying Event For Health Insurance? 
A change in marital status is a qualifying life event . This enables you to purchase new health insurance coverage outside of open enrollment . Also , the person carrying the husband/wife coverage can drop the spouse from the plan . The change in coverage must be consistent with the qualifying life event . You can choose between COBRA coverage , which requires payment of the full premium with no employer contribution . Or , you can purchase a plan through the state insurance exchange and may be eligible for premium subsidies depending upon your income . 