How Much Whole Life Insurance Is Enough? 
It will depend . Whole life insurance is designed to stay with you your whole life . Two distinct advantages to whole life is -LRB- 1 -RRB- premiums are fixed and never increase -LRB- 2 -RRB- there is a cash value build up within the policy . The amount of insurance you need will depend on a variety of factors including -LRB- 1 -RRB- your purpose for wanting insurance -LRB- 2 -RRB- what you want to see insurance accomplish once you are gone -LRB- 3 -RRB- the other assets you have in addition to insurance -LRB- 4 -RRB- do you need cash value or are you seeking pure insurance ? The best way to answer this question is to contact an agent and let him go over with you the particulars of your situation and then develop a plan to help you achieve your goals . 