Does Car Insurance Cover Wear And Tear? 
Car insurance provides coverage for losses due to your car caused by collision with another motor vehicle or a stationary object , a human being or animal . It also provides coverage for loss due to theft , fire , vandalism , damage by a falling object etc. . These are examples of covered losses which would be settled provided that you have both Comprehensive and Collision coverage as part of your policy . Wear and tear are not covered perils in a car insurance policy . 