What Are Average Term Life Insurance Rates? 
Term life insurance rates are so variable that there is really no way to state an average Term life insurance rate . They depend on the length of the term -LRB- the shorter the term , the lower the rates usually are -RRB- , the health risk of the Insured person , whether tobacco is used , and the face amount of the policy . To compare Term life insurance rates , visit the quoters on websites such as ours , that will allow you to put in different ages , health conditions , term lengths and face amounts . By seeing what the best rates are for the top 5 or ten carriers , you will not necessarily be seeing the average rates but you will see the lowest rates available for you . 