What Is The Texas Health Insurance Exchange? 
The Texas Health Insurance Exchange was created to give Texas residents the opportunity to purchase affordable medical coverage from the top insurers in the state . Open Enrollment will begin October 1 -LRB- 2013 -RRB- and policies will be effective in 2014 . Texas consumers can buy single , family and small business healthcare through the Exchange or with the help of experienced licensed brokers -LRB- and websites -RRB- . The new federal tax subsidy could possibly reduce premiums for persons that qualify . The `` Federal Poverty Level '' will be used to calculate eligibility and amount of the subsidy . Licensed and/or experienced brokers can also assist with this calculation . 