Is Life Insurance A Good Investment? 
For a single premium a life insurance company will give your beneficiary thousands of times as much money . That seems to me to be a good investment . The discussion of the value of insurance as an investment comes from the fact that cash value life insurance has deferred taxation . That feature can be beneficial but under few circumstances will the total investment in a whole life policy equal the face amount or death benefit . It is quite frequent that your beneficiary will receive much more than the sum of your deposits . 