Can I Cash In My Insurance? 
The cash value within a life insurance policy is one of the easiest ways to obtain cash quickly , that is within several days . Because it is your money , there is no approval process as there would be at a bank or other financial institution . However , unless you plan on `` cashing out '' as this question asks , you will want to repay into y our policy to avoid lapse . Make sure you understand the ramifications before you take any action . 