Who Has The Best Term Life Insurance? 
The best term life insurance is , of course , the plan that provides the cheapest rates for the time period you need , from a major A-rated company . OK ... So how do you find these companies and prices ? With more than 33 years of experience as a life insurance broker , I 'll tell you ! Shopping the right way is critical , and using an experienced broker -LRB- and their website -RRB- we 'll save you hours of time and research , and ensure you are getting the best available rates from a top-rated company . That 's our job , and we find the best offers . The company could vary , depending on many factors , including your age , face amount of coverage , your health , and number of years of guaranteed premiums . 