Is Condo Insurance Mandatory? 
The first thing you need to do is to refer to the bylaws of your condominiumassociation . These should stipulate the requirements of coverage for unit owners . It will also give you an idea of what is and is not covered by the master policy that the association carries -LRB- assuming that they have a master policy , as not all do . -RRB- Next , you would need to find an agent / broker that can place an HO-6 -LRB- Homeowner Insurance specifically designed for condominiums -RRB- for you . Also , if you have a mortgage on the unit , your lender may require you to carry coverage of certain limit to protect their interest , or they may force place coverage on your loan -LRB- this is usually expensive and only protects their loan amount and not your liability or contents . -RRB- Make sure you consider loss assessment coverage for any special assessments that may arise from the condominium association . Hope this helps . 