Does 21st Century Offer Homeowners Insurance? 
Our colleagues at HDA give you a great answer about 21st Century . However a couple weeks ago I wrote coverage for a customer -LRB- from 21st Century -RRB- with one of our agency 's top performing companies . . We were able to write the coverage for both auto and home with an ability to create over $ 700 in discounts on the homeowners for having the companion auto policy insured by the same carrier . Even on a jumbo home for our area $ 700 dollars is a lot of premium . Consider if you will that being a homeowner makes you a better credit risk and insurance risk , but offering only the auto or only the home is not as appealing to many carriers as the whole account . Some carriers in fact offer common deductibles for the same event -LRB- such that a hail storm would require one deductible not one on each car and one on house -RRB- So , seriously consider the coverage upsides and downsides along with price in your comparison shopping . 