What Is The Cooling Off Period For Home Insurance? 
A homeowners policy is a legal contract that is time bound . When the company stands to honor its promises to pay damages it does so in full expectation of receiving the premium called for in the declarations . This is rarely an emotional decision and customers rarely have regrets . If you have a homeowners policy that you dont like , get a replacement and cancel the current coverage , however , dont expect a refund of premium that the company has earned . 