What Drugs Are Tested For Life Insurance? 
Most life insurance companies that are selling fully underwritten plans use a service called paramedical companies . They send out a nurse to record your health history and collect vital signs and samples . The nurse will take height , weight , blood pressure , blood and urine samples . In older clients or higher face amounts they will collect an EKG . The blood and urine are tested for common diseases but also drugs including nicotine , prescriptions and illegal drugs such as THC , amphetamines , depressants , cocaine , heroine and hallucinogens . In other words underwriters are very through . The prescription drugs are compared to medical records to check for abuse as well . 