If A Car Has Insurance Can Anyone Drive It? 
Automobile insurance -LRB- the liability portion - bodily injury , property damage , medical expense , under-insured , and uninsured motorist -RRB- will typically follow the driver not the vehicle . The vehicle itself does not have insurance technically . The collision and other than collision will only provide coverage for the vehicle they are listed to , these coverages do not typically follow the insured . Remember every policy is different . Please read your policy completely to understand the coverage provided and any exclusions that there may be or contact your local agent to have them go over the policy with you . 