Where To Get Cheap Renters Insurance? 
You can find stripped down Renters Insurance policies for as little as $ 50.00 per year from any local agent if you have good credit . Most people spend about $ 150.00 per year on Renters Insurance as they find value in some of the optional endorsements , such as personal property replacement cost -LRB- which allows you to buy new items without a deduction for depreciation if you have a claim -RRB- . Most of my customers add identity theft insurance to their policies so they can file a claim if they are the victim of identity theft . It will help restore incorrect info and pay attorney fees and some time off of work . In short , a basic policy wo n't cost much , but for a few extra dollars per month you can get much better coverage . What state are you in ? I may be able to help you . Send me an email ! 