What Can I Claim On Home Insurance? 
To determine what you can claim on your homeowners policy look at the coverage section of the policy . Today insurance policies are worded to be as clear as possible . The key concern should be , is the damage I want to claim caused by a peril covered by the policy ? That is fairly easy to determine by looking at the policy . Often a homeowner considers their insurance policy as a home warranty and wants routine expenses to be covered and that is not the intention of the policy . Consult with your agent before filing a claim unless you are being sued . 