How Does Assigned Risk Auto Insurance Work? 
Assigned risk in California which is what I amfamiliarwith is a processing center by which people having trouble buying auto insurance are connected with an insurance company that will insure them . Assigned Risk is not an insurance company but are companies that are required by law to participate . The amount of autos an insurance company has on the road would constitute the percentage of their obligation to the plan . There is financial hardship criteria to qualify for Assigned Risk . Also agents who offer Assigned Risk must becertifiedto offer this coverage . You can go online and then beconnectedto an agent to see if you qualify for assigned risk . 