Can I Switch Car Insurance Anytime? 
You can change your car insurance anytime you want . If you have pre-paid , you will get a partial refund from your current insurance company -LRB- minus the portion they have already earned for the period of time they insured you . -RRB- However , if you have other insurance and your car with the same company , you are probably getting a discount for having multiple insurance policies with that company . In this case , you will want to ensure that you wo n't pay more on one policy by moving your car insurance to another company . 