How To Figure Out Home Insurance Cost? 
The cost of your home insurance is based on many factors including , where you live -LRB- of course -RRB- , your claims history , the amount of coverage on the dwelling and personal property , the deductible , the types of riders you have -LRB- if any -RRB- , how far you are from a firehydrantand the responding fire department . Phew ! That 's a lot of factors ... and there are more . Let an experienced broker handle it for you so you get the best rate . 