Does Home Insurance Cover Wind Damage? 
Be sure to check with your Insurance Professional about the particular coverage provided by your policy , but for the most part , yes , wind damage would be a covered peril under a Homeowners ' policy . Now , that having been said , it is also important to understand how your policy may be amended depending upon your property 's proximity to a coastline . In many cases , insurance companies will include a separate wind deductible in their policies that would affect how your loss would be settled . 