Can Medigap Insurance Be Denied? 
The short answer is it depends . When you turn 65 and start your Medicare Part B you will get a 6 month window where you can choose any Medigap Insurance Plan you like . There will be no health questions and you can not be denied . After you turn 65 and are past the 6 month window of signing up for Medicare Part B then you can still get a Medigap Plan . With most carriers there will be 10-12 health questions that you will need to answer in order to get approved . Working with an independent agent that specializes in Medigap Insurance will help you to choose the insurance carrier that fits your health situation the best . Most of the health questions are centered around big and recent health issues . I would not be concerned with getting denied I would just contact an expert to help you through the process . Once you have a Medigap Insurance it is guaranteed renewable which means it can never be canceled on you as long as you pay the premiums . I would be happy to answer any other questions you have . 