Does Auto Insurance Cover Pulling A Trailer? 
Yes , it does in many cases . Liability coverage from your personal auto policy extends over to the trailer . If for any reason there is a mishap and , for example , the hitch breaks or the trailer comes loose for some other reason and hits something or someone causing damage or injury , the Liability coverage will be there for you . However , if you want to have coverage for the trailer itself , then it will have to be added to your personal auto policy . Just like your cars , then , there would be physical damage protection on the trailer and a separate deductible would apply . 