Why Do I Need Long Term Care Insurance? 
Why do I need long term care insurance ? You may not . The choice to purchase long term care is an individual one that depends on what a person wants to protect . If there are assets a person wants to hold onto or even pass along to family , a long term care policy makes great sense . If there is n't that desire , then it makes less sense . The main reason for many insurance purchaese that they create instant money to pay for something needed . Insurance does this so the individual can avoid liquidating other assets . 