How Much Is A Typical Homeowners Insurance? 
Homeowners insurance premiums vary widely based on geographic location , replacement value of home , coverage amount desired , deductible chosen , your credit score , and many other factors . I always suggest getting several rates from at least 2 local independent insurance agents in your area . Make sure you compare them against each other . Ideally , you would like an A rated carrier by AMBest . Hope this answer helps ! 