Who Should Get Annuities? 
That is a great question ! Like all investments , there are good and bad things about annuitiesthat make them a great investment for some people , and not so great for others . The ideal purchaser of an annuity is someone who has a steady cash flow ; significant reserve assets to cover in emergencies ; can afford to set aside a large sum of money for a length of time ; and is looking for structured , taxable income flow for many years . If setting a large part of your savings into limbo for several years can be an issue for you , then an annuity may not be the best investment vehicle for you . Please discuss your specifics with your advisor , to see if it would be right for you , or drop me a line , I 'd be happy to walk you through the details . I hope that helps , thanks for asking ! 