Can An 88 Year Old Get Life Insurance? 
Yes and 88-year-old can buy life insurance . But he will have to be an unusually healthy 88-year-old . He will also have to be willing to pay a very high premium if he 's setting up a monthly payment . He is not expected to live for too many years and wo n't have too long to pay premiums so that results in a much higher premium . If the 88-year-old is in bad health he can always set up a prepaid funeral insurance policy through a funeral home . 