Does Homeowners Insurance Renew Automatically? 
Homeowners Insurance actually does not renew automatically . Every year as your insurance is coming up for renewal underwriters will look at the risk and make a decision if you the client are still a good risk or if they , the insurance company wants to get off the risk . Should the insurance company chose to keep you on as a client , then an offer of renewal is sent out . By you making the payment you are agreeing to continue the insurance policy at the terms offered . 