What Does Comprehensive Car Insurance Mean? 
Comprehensive coverage is anoptional coverage available on your car insurance . Also know as Other-Than-Collision on some policies , comprehensive coverage covers things like hitting a deer , hitting a bird , falling objects , and damage to your windshield from rocks and other objects . This is an optional coverage , and you can elect not to have it , but then you will be responsible for paying for any repairs to your vehicle as a result from damage from anything other than a collision . 