Does Cobra Cover Life Insurance? 
No Cobra does n't cover life insurance as life insurance is not considered a core element of benefit plans under Cobra coverage . That said , most group life plans have made provisions for an individual to break off their coverage from the group plan and continue on with an individual coverage option . You have to review your plan summary to see if this is an option for you . One thing though , this will be very expensive life insurance as the company assumes the reason you are not simply purchasing new coverage on your own is that you ca n't qualify for a new policy , so they price this continued policy as if your health was very poor . In other words it 's a great deal if you ca n't get anything elsewhere and a terrible deal if you can . 