What Does Auto Insurance Cover? 
That depends on the type of coverage that you have . If you have full coverage which includes liability , property damage , collision , and other than collision . It will provide coverage for damage to your vehicle under a covered peril less your deductible and for property damage and liabilities from an accident that you are deemed responsible for . Liability only coverage does just what it says . It only provides for liabilities that you are covered that you are deemed resposible for . To better understand your coverage please read your policy or contact your local agent to have them explain the coverage and exclusions of your policy . 