Can I Keep Insurance Money And Not Fix My Car? 
The answer to that depends on whether or not you own your car outright . If you are making payments to purchase or lease your vehicle than an insurance payout will most likely go directly to the repair facility . If you own your vehicle than you have the right to do whatever you wish with the money you receive from the auto insurance payout . That being said , it is strongly recommended to ensure your vehilce is safe to operate -LRB- For the benefit of you and yourpassengers as well as others on the road too -RRB- . Joel Guilbert Liberty Mutual Insurance 4806857309 