Can Insurance Company Drop Your Home Insurance? 
Yes an insurance company can non-renew your homeowners insurance policy for several reasons . Main reasons are change in risk . This could be due to claims or hazards on your home that have increased and as a homeowner you fail to mitigate . In other words if the insurance carrier can no longer tolerate you as a risk the insurance carrier can chose non renew . Keep in mind all polices are self terminating at the end of a term and the insurance company can chose at that time to either offer a renewal or chose to not renew . This is not an actual cancellation . Cancellations are actually much more difficult . The only way a cancellation occurs is if you the insured fail to make a payment or often on a newly written policy a hazard was not dealt with or there was mis-representation on the application . These types of cancellations however fall on the insured and not the insurance provider . 