Who Has The Best Medigap Insurance? 
The best Medigap insurance can be found with the company that offers the lowest premium for the Plan you want . It 's really that simple . All Medigap Plans are standardized . This means each lettered plan has the same exact benefits from one insurance company to the next ... the only difference is the price . CMS has safety nets in place for Seniors , so if you have a Medigap Plan your bills are going to be paid according to the benefits of your Plan . If you have Medigap Plan F , all your Medicare approved charges will be covered and you do not have to pay any deductibles or coinsurance . Medigap Plan G works just like Plan F and covers all Medicare approved charges after you 've met the annual Part B deductible . With so many insurance companies available who sell Medigap insurance , it is wise to work with an independent agent who specializes in Medicare Supplement insurance . That way you can choose the best Medigap Plan that is right for you . 