Can you get car insurance with out a drivers license or a suspended license? 
Typically , you can not drive with a suspended license and certainly not without a valid license . If you do , you risk arrest , fine or both . Occasionally , an exception can be made in special circumstances when a `` hardship '' situation exists . It may involve a sick relative or possibly a scenario where you are given limited privileges to drive to work or school . An SR-22 Bond is frequently utilized in circumstances where a license has been suspended , or it is a condition of reinstating the license . Each state is different . And in these situations , you would have to obtain car insurance coverage that equals at least the state minimum liability limit . In many states , the minimum required liability limit is $ 25,000 per person , $ 50,000 per occurrence and an additional $ 25,000 of property damage . However , some state have higher limits while other states have lower limits or are `` no-fault '' states . IMPORTANT : The answer to this question was provided by Edward Harris , one of the nation 's premier car insurance experts with more than 34 years of experience . Harris manages several top-rated websites , including carinsurancezoom.org , which provides the lowest auto insurance rates to consumers from the largest carriers . Our clients receive unbiased service and advice at any time . 