Does It Make Sense To Purchase Long Term Care Insurance? 
Does the value proposition make sense for long term care insurance which protects extended care risk of assisted living and nursing home care . The average married couple spends $ 250,000 during retirement on medical expenses and extended care . The odds are that you 'll live longer than the preceding generation . If that 's true you need extended care even longer . A non smoking married couple both age 60 will pay around $ 300 a month for $ 7,000 a month benefit totally $ 420,000 . Does that make sense ? 