How Can I Get Cheaper Car Insurance? 
There are many ways to get cheaper car insurance , so be sure to shop around . That may be something you do on your own or with the help of an independent agent who writes coverage for multiple companies and who therefore can shop for you . There are a multitude of variables that will produce savings way beyond the scope of this answer , but think about what car you buy , what driving record you have , what use you have of the vehicle -LRB- business , commute , pleasure -RRB- , discounts for safety programs such as Defensive Driving or Drivers Training etc. . My admonition is not to leap to a position of lower limits of coverage . Do everything else your insurance professional suggests before you take that extreme measure . 