If I Die Who Gets My Life Insurance? 
If you pass , the death benefit for your life insurance will got to the Primary Beneficiary or beneficiaries that you set up when you purchased the policy . If you made a change to the beneficiaries at some point after purchase , the proceed will go to the updated beneficiary , not the original one -LRB- s -RRB- . If all your Primary Beneficiaries are deceased , the policy 's death benefit will go to the person or persons designated as Contingent Beneficiary . 