How Safe Are Annuities To Invest In? 
An annuitycontractis only as good as theinsurancecompanywho issued the policy . So ratings andfinancialstrength are important . There are three types of crediting methods for tax deferred annuities : fixed interest rates , indices and separate subaccounts.Separatesubaccounts are used in variable annuities and can lose money.Product suitability and selection is determined by your financial profile , risk tolerance and money goals . Once you determine these critical components as an annuity purchaser , you can select the best annuity suited for you . 