If I Have Carried Insurance All Year, How Can They Penalize Me For $200? 
Hi . To clarify your question , are you referring to a penalty for your auto insurance policy ? If so , what type of penalty is it and what is it in regards to ? The question sounds as though it is regarding a specific policy matter which an agent -LRB- who is not servicing the policy -RRB- would not be able to comment on . More information would be needed to help provide any available input . The best thing to do would be to contact your auto insurance agent who services the policy or call the insurance carrier directly . I hope the information is helpful - thanks very much . 