Why Buy Life Insurance At A Young Age? 
Young and healthy people pay less for insurance coverage . If you have a spouse or children , you want to make sure they are financially taken care of if something happened to you . If you do n't have a spouse or children , you can use life insurance as a safer way to invest money and watch it grow over a longer period of time . The longer you wait , the more time you have lost and the more money you pay . 