What To Look For In Disability Insurance? 
What to look for in Disability Insurance ? While there are many options to consider with disability insurance , a `` good '' disability policy comes down to one defining sentence . The most important thing is `` the definition of what disability IS . '' You see payment from a disability plan all comes down to what qualifies as a disability based on the definition of disability in the contract -LRB- policy -RRB- . If it is not simple and straight forward in this definition , you might want to look elsewhere . Pretty much beyond the first couple sentences about the definition of disability in a DI policy are terms where they take away from the definition , they exclude and make exceptions . The best policies are straight forward without a lot of fluff when it comes to that definition . And with a disability policy , words are everything . 