What Is Retirement Survivors And Disability Insurance? 
Retirement , Survivors , and Disability Insurance is a reference to three of the benefits that Social Security pays to those who have paid into Social Security taxes . The `` retirement '' part refers to Social Security income that people get when they retire . the `` survivors '' part refers to the Social Security income benefits paid to dependents of a qualified deceased person . And the `` disability '' part refers to Social Security Disability benefits disabled persons receive if they are qualified . 