Is Long Term Disability Insurance A Good Investment? 
Is long term disability insurance a good investment ? Yes , using a broad definition of investment . Having a good Long Term Disability Policy protects your investments and assets from liquidation by providing an income stream -LRB- you can and should have an inflation rider -RRB- to help you maintain or prolong a lifestyle . Technically , insurance is insurance , but you can consider it to be an investment in your asset protection . 