Does Health Insurance Reform Affect Me? 
Every citizen is impacted in some way by the Affordable Health Care Act . The law provides that each citizen either carry health insurance or pay a penalty , which the Supreme Court has determined is a tax . The description of the coverage you must carry is mandated by the act and includes services which you may never require ; however , the act mandates the coverage . The legislation creates a situation where those who previously did not have coverage are now receiving coverage and a portion of the cost is being born by the government , which is your money at work . That certainly affects you . The legislation also provides for some rather complicated tax reporting . 