Is Foundation Work Covered By Homeowners Insurance? 
Foundation work may not be covered by your homeowner 's insurance , depending on the specific cause and nature of the claim . For example , wear and tear -LRB- and depreciation -RRB- is simply not covered . This would apply to appliances , other personal property , your roof and basically all parts to the home . Your agent can help determine the specifics of your foundation problem and whether it is covered . 