Why Invest In Life Insurance? 
why invest in life insurance ? Why not ? Life insurance is a cornerstone of a financial portfolio offering a safe reasonable return when RISK is considered and a death benefit to protect others in your life . Life insurance as been around a long time . It 's in recent time that using the word `` investment '' along with life insurance has been turned into a dirty word . The comparisons used to make the point against cash value life always seem to involve an equitity that does not share the same RISK profile and only shows equitities in a upward rise . The reality is a person needs both life and equitities , but not one at the expense of the other . I would avoid those in either camp that stress just one over the other . Planning involves addressing RISK and these choices address RISK in different ways , which is a good thing for most people . 