What Is A Rider On Homeowners Insurance? 
That is a great question ! Any time that you see the word ` rider ' in insurance speak , it will mean ` something added to , or riding on ' , the policy . So you will have the original body of the policy , and then a clause , provision , or additional coverage that is added to it called a rider . You may have a rider added to your policy that adds some extra coverage not offered in your homeowners policy . Some riders are free , most are not . Thanks for asking ! 