What Is The Oldest Age For Getting Life Insurance? 
Rate tables exist to age 80 at most insurers . In some cases , age 85 is available and in a few insurance companies , age 90 . Assuming the proposed insured is insurable the standard rates may apply or there may be substandard extra premiums or table ratings depending on insurability . The premium rates are quite high but they may still be acceptable depending on the need and means of the applicant . Declines are common at these ages . 