What Is The Average Amount Of Renters Insurance? 
That is a little hard to say because rates can differ by location and from state to state . Here in CT , I find the average to be between $ 200.00 and $ 300.00 annually . There are three primary elements of coverage that drive the premium . First , the amount of personal property coverage you choose , it should reflect the value of your personal belongings . The second is the deductible you choose - the higher the deductible , the lower the premium . Finally , the amount of liability coverage you choose . We generally recommend at least $ 300,000 . 