Should Renters Insurance Be Required? 
As and Insurance agent I would have to say yes it should be required . As a consumers pint of view I can see why you would not want the extra expense . But The policies on average are 10 to 15 a month and it lowers your car insurance that much a month with many carriers if you bundle it . What little you are paying for in the event of a loss you would be glad you had the coverage . What a renters policy is paying for is many things from Liability if someone get hurt at your apartment to if you had a fire and had to stay in another place till you could move back in it would cover your living expense . It also covers to replace your thing like clothes and furniture and much more . Many home owners that are renting out the home with some carriers they require that if you are renting the home that they have to have the renters get renters insurance . There are more benefits to having it then not . 