When Would Life Insurance Not Pay Out? 
If you commit suicide within the first 2 years of coverage , insurance will not pay . Otherwise , failing to pay the premium on a term policy will be a reason . With permanent policies , such as EIUL from PFA , missing a payment will not cause a the co not to pay , so long as you have accumulated cash value to cover it . GARY LANE , garylane@cox.net.714 422 9616 . 