What Does A Life Insurance Exam Consist Of? 
A life insuranceexam is information an underwriter needs to make a risk assessment on your help in determining your premiums paid for a specific face amount of insurance . Therefore it really depends on the amount applied for and your age and health status . The first part of the exam is just answering health history questions on the application . The second part of the exam is done bya paramed examiner which is a nurse . This part of the examcan vary from just taking height and weight , blood pressure , mouth swab , blood and urine samples all the way to running a portable EKG strip . Again age and face amount dictate how much information is required for the underwriter . 