Can I Be Denied Medigap Insurance? 
If you apply for Medigap coverage during your initial enrollment period -LRB- usually at age 65 -RRB- you can not be denied coverage . Also , there are specified guaranteed issue situations where a carrier can not deny your application . These situations include losing an Advantage plan , losing your employer group health insurance plan -LRB- past age 65 -RRB- or if your current Medigap carrier exits the market or goes bankrupt . Outside of specified guaranteed issue situations , you can buy a Medigap plan at any time subject to medical underwriting . 