What Is The Most Popular Medigap Policy? 
The most popular Medicare Supplement insurance policy is Medigap Plan F ; however , Medigap Plan G is right on the heels of Plan F. Plan F is popular because of the comprehensive health care coverage it provides . It will cover all your Medicare approved charges not paid by Original Medicare Part A and Part B . This means you do not have to worry about co-insurance , deductibles or co-pays . Plan G is gaining popularity because it strongly resembles Plan F . The only difference is you have to satisfy the annual Part B deductible -LRB- $ 147 2014 -RRB- before your Part B benefits kick in . Once you 've met the deductible , your Plan G acts just like Plan F . Why would someone choose Plan G over Plan F ? Price . You can often find Plan G at a lower premium ... even when you include the cost of the Part B deductible . To determine which Medigap Plan is right for you it 's a great idea to speak with an independent agent specializing in Medicare Supplement insurance . There are a number of insurance companies that offer Medigap Plan F and Plan G. Often , the best premiums are with the companies you do not see online . If I can be of assistance with your specific situation , please feel free to contact me . 