What Is High Value Home Insurance? 
There are certain insurance companies out there that specialize in the `` Luxury home '' market . Some the value must start at $ 750,000 and some are at $ 1,000,000 but then they give you much higher limits on things fine art , jewelry , wine collection , sewer back-up , etc. . Fireman 's Fund , ACE and Chubb are three such companies that have these policies . 