Does The Type Of Car Affect Insurance? 
Actuaries sift through a great deal of data to locate those things that will predict future losses . Certain cars have a higher incidence of losses , they are rated based upon that information . This process is not a prejudicial action but a mathematical one . Occasionally a type of vehicle will have a horrendous loss experience because it might be difficult to match parts or the car is so rare , in which case the companies can deny coverage . 