Does Life Insurance Test For Pot? 
Yes , usually testing during the life insurance underwriting process will include testing for `` pot '' . While it may not mean a decline of the offer of insurance , it will change the price offered in many cases . Many `` pot '' smokers do not smoke cigarettes , some insurance carriers consider `` pot '' smokers to still be smokers and adjust the premium upward . As we move into a time where many states are legalizing `` pot '' expect some changes in how `` pot '' is considered , but it may take a long time before this happens . 