Does Life Insurance Test For Weed? 
In Canada , they do test for the active ingredient in marijuana . Typically through bodily fluids such as blood and urine . Any presence used to be a decline . Now recreational marijuana users are considered at the same rate as cigarette smokers by many companies . Heavy users are often rated or declined . It is very important that you are truthful when you complete your application for insurance to avoid problems at claim time . An independent life insurance broker , who represents several companies , can help you find the right policy at the right price . If you have further questions , or feel that I could be of assistance , please do not hesitate to contact me . If you would like to work with a local life insurance broker , you could start with a Google search . For example , if you search for : life insurance broker Halifax or life insurance agent Halifax , my name , along with several others , will come up . You can use the same method to find a life insurance broker in your community . 