When You Rent A Car Does Your Insurance Cover It? 
Always check with your insurance professional before renting a car . Generally speaking , unless you have special limits found in a non standard policy , the coverage you have on your personal auto policy does extend over to rental cars while they temporarily replace yours . Keep in mind , though that if you have an older car , for example , and are not carrying Collision on your policy , you will not have collision on the rental . The Liability coverage you have transfers fully , but comp and collision only transfer if you have them . Remember though that I referred to a rental car . This extension of coverage does not necessarily include rental vans or trucks used for moving or hauling.One other thing to keep in mind . Many credit card ccontracts provide some limited coverage if used when renting a car.This is usually up to $ 500.00 which may be enough to cover the deductible from your personal auto policy . 