Who Sells Annuities? 
Annuities are contracts with an insurance company and , as such , are sold by life insurance agents and agencies . Fixed and indexed annuities can be sold by agents licensed in Life Insurance . Variable annuities involve investments so agents selling variable annuities must also have series 6 and 63 licenses . You can also shop for annuities on the internet up through the time of finalizing the transaction , which usually takes place in person . 