Can People With HIV Get Life Insurance? 
Unfortunately , people with HIV have a very hard time getting life insurance . Even if they have had no symptoms and have lived for many years being HIV positive , they are put into the same category as those who have the final stage of HIV infection , which is AIDS . If age 40 or over , there are guaranteed issue policies that can be purchased by persons with HIV . Younger people might want to look to credit unions or other sources that offer low face amount policies with no health questions , as a perk for signing up . 