Does Medicare Cover Injuries In An Auto Accident? 
Yes . The nature of how an injury occurs is not going to determine whether or not your immediate treatment will be covered . As a rule of thumb , if treatment is deemed medically necessary , it will be covered by Medicare . If it 's an elective procedure , you may have to pay out-of-pocket . If you 're unsure whether a specific issue will be covered , you can contact the Medicare office and they can advise you accordingly . Medicare covers a vast number of different services , however , it only covers about 80 % of incurred expenses . If you do n't have one already , I would recommend adding a Medicare supplement plan -LRB- a.k.a. Medigap plan -RRB- to cover the all or a portion of the other 20 % . While 20 % may not seem like much , it can add up to large medical bills quickly . I hope the input is helpful - please feel free to contact me for help and if you have any other questions . Thanks very much . 