Will Health Insurance Cover A Tubal Reversal? 
Most insurance plans will not cover the reversal of a voluntary sterilization or any treatments designed to overcome infertility . There are fifteen states with insurance mandates requiring some form of coverage for infertility , but every one of these mandates specifically excludes covering reversal surgeries . The best alternative is to take advantage of the tax deductible expenses , and to buy extra coverage for any resulting pregnancy : lower deductible health insurance , short term disability , hospital indemnity . 