Does Homeowners Insurance Cover Black Mold? 
Mold is an issue that has received a great deal of attention in the media . A homeowners policy is designed to cover specified perils . Most of these perils are sudden and catastrophic . Mold is in every home all the time . Building materials provide a food source for mold . All that is needed for rapid growth of mold is moisture . The issue is frequently leaky pipes . The damage caused by leaky pipes is generally excluded . Speak to your agent before filing a claim to make sure that you have a solid claim . 