What Is The Longest Term Life Insurance? 
Term life insurance is generally issued in 10 , 15 , 20 , 25 , and 30 year terms , with 30 being the longest . Prudential does offer a term insurance product called Worklife 65 term that offers coverage to age 65 . If you are 25 years old and take out this Prudential policy , you would be purchasing a 40 year term . 