Can I Be On My Parents Car Insurance? 
Yes , if your parents have you listed as a `` Rated Driver . '' I need to qualify the above answer by saying this : some carriers look at all household members and will sometimes deny insurance based upon one potential driver . A regional carrier that I deal with will refuse to insure an entire household if one of the household members is an uninsurable interest . What this means is if a child/spouse/insured has a bad driving record they will not provide insurance . How it works with most companies is that household members can be non-rated drivers , which means they have to get their own insurance through another policy . Another thing to consider is whether you live in the house . If you do not , but are under the age of 25 , your parents can get an endorsement for `` Child Away At School '' to get you coverage . However , if you are not in school and/or over the age of 25 then you can not be on your parents ' insurance . I hope this helps . 