Medicare Pays For What Percentage Of Covered Charges? 
Original Medicare Part A , which covers hospitalization , has a deductible of $ 1184 . Original Medicare Part B , which covers out-of-hospital services , generally covers 80 % . You can get these gaps in coverage filled by purchasing a medicare supplement -LRB- PPO -RRB- or a Medicare Advantage Plan -LRB- HMO -RRB- . The Medicare Advantage Plans are generally much more affordable , and often free ! Also remember that Original Medicare does not cover drugs , so you 'd have to get that coverage through a Medicare Supplement or Advantage Plan as well . 