What Does Plan F Cover In Medigap? 
Quite simply , Medigap Plan F will cover the 20 % of Medicare approved costs that Original Medicare -LRB- Part A & Part B -RRB- does not pay . This means you will not have to pay any deductibles , co-insurance or co-payments for Medicare approved amounts . Many people enjoy Plan F because they do n't want to deal with any costs and want all their Medicare approved expenses paid . You are responsible for paying the Plan F premium to the insurance company . As long as you keep making the premium payments , your Plan F is guaranteed renewable . Thank you for reading my reply . Please let me know if I can be of further assistance . 