Does Homeowners Insurance Cover Broken Windows? 
It depends on how they get broke . If the get broke by an act of vandalism , windstorm and hail , or other covered peril then yes . If your kids are playing in the yard and throw a ball through the window then no . Also keep in mind your deductible . Generally the cost of a window is less or very close to most peoples deductibles . If you turn in a lot of small claims it can have just a detrimental effect on your rates and insurability if not more so as a large claim . 