When Should I Stop Paying For Life Insurance? 
You should stop paying for life insurance when you have eliminated all your financial liabilities and future obligations , including charitable intent . You could also stop paying for life insurance if you have no beneficiaries , business partners or charities . You could stop paying for your cash value life insurance if the performance of the policy results in the policy sustaining itself to maturity . To be sure of the performance , or lack thereof , you need to order an in force ledger from the life insurance company . 