Can Both Husband And Wife Have Roth IRA? 
That is a great question ! And the great answer is yes , you both can have your own Roth , and contribute to each . There are limits , so if your individual incomes are in the low $ 100k area , you can cap out , and if together your combined income puts you at $ 180k or above , you can max out also . As long as you fall in between that range , go for it ! Good luck , and thanks for asking ! 