Does Life Insurance Cover Alcoholism? 
If you are trying to get a life insurance policy while an alcoholic , it can be done . The price and type of policy you get will depend on the following : 1 -RRB- Whether you are still drinking ; 2 -RRB- whether you have been to treatment ; 3 -RRB- if so , how many times ; 4 -RRB- if so , when was the the last time ; 5 -RRB- do you attend AA or other support groups ; 6 -RRB- do you have any DUI 's or reckless driving charges ; 7 -RRB- is your drivers license suspended ; 8 -RRB- have you been able to hold down a job or show other signs of stability ; 9 -RRB- do you have major health problems associated with your alcoholism ; and 10 -RRB- do you use other drugs . The worst case scenario is that you will need to take a graded policy . The best case scenario is that you have been sober long enough that being an alcoholic will not affect your policy rates too much . 