Is Car Insurance More Expensive If You Drive A Convertible? 
That is an excellent question ! The answer is most likely , but not always . The factors in determining whether it will , are : The price of the car ; -LRB- the more expensive the car , the more expensive the coverage -RRB- the make and model ; -LRB- repairing a65 Mustangwill be more expensive than repairing your 2002 Mustang , for example -RRB- ; and your driving record . Statistically , sports cars are more expensive policies than your family car will be , because you do n't have the theft issues , speeding tickets , or accident claims that you will have in your sedate family car . But if you are a safe driver , with a great driving record , you should be able to find a policy that works for you . Thanks for asking ! 