Who Should Get Renters Insurance? 
It seems that there is some level of risk in everything that we do . If you rent property you are responsible for anyone who is injured on the property . You are responsible for any damage to the property . If you put your stuff into the unit , and it is destroyed by fire or some other peril , you will not be reimbursed by anyone . That is a risk that you have accepted . A renters policy addresses all those issues in a cheap affordable package . 