What Is Best Student Home Contents Insurance? 
Check with your Insurance Professional , but it may very well be that your stude n't personal property while in the dorm or with them at school would be covered under your Homeowners Insurance policy . Most policies provide for a percentage of personal property coverage while away from home , usually 10 % of the current stated amount and of course subject to your property deductible . So check it out , you may not need to buy anything additional . On the other hand , if your student is living off campus in a rental , they may be required by the landlord to have a Renters Insurance policy . In a case like that , again , check with your Insurance Professional about your options . 