Does Homeowners Insurance Cover A Sinkhole? 
Generally speaking no , it does not . This is because most Homeowners Insurance policies include a specific exclusion for damage to your home or personal property caused by earth movement . Talk to your Insurance Professional about your policy and ask about amending it to include this coverage . In most cases you will find that this can be easily done . Once amended , your policy would cover for damage caused by sinkholes or other earth movement . 