Can Someone Take Out A Life Insurance Policy On Me? 
Yes . But in most cases , you will have to not only be notified , but be a participant in the policy . A participant can be someone who simply signs and authorizes the policy to be written , all the way up to needing a full medical exam . You are not required to allow someone to do so . Children , if under a certain age , may have insurance written on them without them knowing what it is , but typically only by a parent/guardian with some sort of suitability requirement -LRB- s -RRB- . There are other instances , such as divorce judgements from a court which might allow another person to write a policy on you , but each situation is unique . 