How Much Does Term Life Insurance Cost Per Month? 
The cost of Term Life Insurance varies greatly , from a few dollars per month , to thousands of dollars per month . Some of the variable that affect the price are : 1 -RRB- Age 2 -RRB- Gender 3 -RRB- Tobacco use 4 -RRB- Build 5 -RRB- Health 6 -RRB- Other risk factors 7 -RRB- Face amount of policy 8 -RRB- Term length -LRB- generally speaking , the longer you lock in the premium , the higher the premium will be -RRB- 9 -RRB- Whether you use a policy that requires an exam , or do not require an exam . For people with excellent health , taking an exam can usually bring down the price . 10 -RRB- The company you use . Some companies are better for certain ages , term lengths , risk factors , etc , than other . That is why shopping with a broker who carries many choices can help you get the lowest price on your term life insurance . 