Who Pays For Private Health Insurance? 
The premium for a private health insurance plan needs to be paid , but by whom does n't really matter . In most cases the insured will pay their premiums and if the insured has qualified for an advanced premium tax credit -LRB- APTC -RRB- then that portion gets paid by the government and the insured is responsible for the rest . As an experienced agent , I 've seen scenarios where family members , employers and even friends have paid the premiums of the insured . 