How To Borrow Against A Life Insurance Policy? 
If you have permanent , cash value life insurance , yes you may borrow against it . Be aware that some policies will end up lapsing if you borrow too much on them , so be careful and check . If , on the other hand , you have an Equity Indexed Universal Life Policy , you should have the highest appreciation in your equity for borrowing purposes . Some , like some products sold by Premier Financial Alliance , actually do not go down at all when the stock market goes down , but only go up -LRB- with caps -RRB- , as the stock market goes up . These can have he largest amount against which you can borrow , totally tax free . I highly recommend these products . See your PFA agent . Glad to help . GARY LANE . garylane@cox.net . 714 422 9616 . Thanks . 