How Much Is The Average Life Insurance Payout? 
The life insurance payout is the usually the same as the face amount . Some exceptions would be if the cash value has grown beyond the face amount -LRB- increasing the face amount -RRB- , or if money has been borrowed from the policy and not repaid -LRB- reducing the face amount -RRB- , or if the policy was purchased with a decreasing face amount . The average face amount of policies purchased in 2010 was approximately $ 165,000 , which was down from the previous years . 