Is Mortgage Life Insurance Worth It? 
Whether Mortgage Life Insurance is worth it is a personal value question . Typically Mortgage Life INsurance is a decreasing Term policy that does not have any Cash Value , and eventually ceases all together when the mortgage is paid off . Certainly decreasing term insurance is fairly inexpensive , but while the premiums are higher a Whole Life policy has so many more benefits that I suggest you look into implementing a whole life policy instead . If you have questions about that feel free to contact me . 