What Kind Of Car Insurance Is Required By Law? 
I can only speak for Wisconsin as that is the only state that I am currently licensed in . Wisconsin to the best of my knowledge as of this date requires liability coverage only for licensed drivers . This means bodily injury , property damage , uninsured motorist , and under-insured motorist . Medical payments currently is not a required coverage but clients must sign a document to opt out this coverage . All of these coverage must meet the states minimum coverage amount also . Contact a local agent to find out more about the coverage requirements within your state and the pricing associated with them . 