What Is A CDHP Health Insurance Plan? 
CDHP stands for a Consumer Driven Health Plan , a type of health insurance policy that is intended to promote , and reward , greater personal responsibility among policy holders . The prevailing theory when it comes to CDHPs -LRB- such as an HSA-qualified health policy -RRB- is by giving consumers incentive -LRB- lower premiums -RRB- to take better care of themselves , the cost of coverage can remain lower than it would be with most typical health policies . 