How Can I Get Health Insurance If I Can Afford It? 
Asking this question tells me that you need the help of a health insurance broker familiar with your marketplace . Do a Google search , call the Better Business Bureau , look in the Yellow Pages -LRB- if any one does that anymore -RRB- , ask a friend , but get somebody to do the leg work for you . Or , of course , you can go to HealthCare.Gov and look up coverage there . When using HealthCare.Gov the consumer should understand that not all health insurance carriers are available through the government marketplaces and that provider networks and approved prescription lists may be different with the same carrier depending upon whether you are dealing with their products outside or inside of the government marketplaces . One good thing about ObamaCare is that the simple answer to your question is just `` apply with an insurance carrier . '' The bad news about ObamaCare is that they now give you a specific time of year -LRB- the open enrollment -RRB- for you to enroll in coverage and after that time only persons experiencing certain change of life status events can enroll for individual coverage outside the open enrollment period each year . You are asking this question nearly 2 months after the close of the first open enrollment period on March 31st , 2014 . If you could have enrolled during that open enrollment period but for some reason did n't and have n't experienced a change of life status event -LRB- e.g. - marriage , divorce , having a baby , losing employer based coverage -RRB- recently then you technically ca n't enroll in major medical insurance again until January 1 , 2015 . Being uninsured will also technically make you subject to the individual mandate tax penalty when you do your individual income taxes next year . Do n't feel all alone , millions of people went through the first ObamaCare enrollment and still managed to stay uninsured . Some by intention other by inattention . If you can pass a few simple medical questions and coverage for pre-existing conditions is n't a must then I would suggest you look into getting a Short Term Medical policy to tide you over for the rest of the year . Be advised that Short Term Medical insurance is not viewedas meeting the requirements under ObamaCare for avoiding the individual mandate penalty . But , many people are finding that the cost of short term medical insurance is low enough against the prices of the new ObamaCare compliant plans that even taking the tax penalty into account they are dollars ahead with the short term policy . For advise please feel free to contact me . 