Does Colorado Require Renters Insurance? 
Colorado as a state does not require you to have renters insurance . However , many apartments & homes alike which are available to rent may require you to have renters insurance . This kind of insurance is very affordable and is recommended for everyone who rents . Be sure to look at the policy however . I would recommend getting the insurance which gives you replacement value vs. current value . Will cost you a little more but well worth it . 