How To Buy Short Term Disability Insurance? 
Short-Term Disability Insurance can be purchased from an agent or independent broker , who can compare plans and premiums from multiple carriers . Plans can be designed to match your requirements and budget by tailoring the a -RRB- benefit period -LRB- 1-5 Years -RRB- , elimination period -LRB- 30-90 days or longer -RRB- , and monthly benefit amount -LRB- normally limited to 60 % of income -RRB- . 