How Does Private Disability Insurance Affect Social Security Disability? 
You can get up to a total of 80 % of your income through a combination of private Disability Insurance and Social Security Disability benefits . If the amount that you are due exceeds 80 % , part of the Social Security benefit will be subtracted from the private Disability benefit , or part of the private Disability benefit will be subtracted from the Social Security Disability benefit , so that the total you receive is 80 % of your original wages . 