Where To Put 401K Money Now? 
From your question , I have to guess that you are no longer working for the company which has the 401 -LRB- k -RRB- . If you get another job which has a 401 -LRB- k -RRB- option , you could transfer it although I do n't recommend this in most cases . From a 401 -LRB- k -RRB- , you can roll it over into an IRA which can be anything from a mutual fund , stocks , annuities and other investments which IRA 's are allowed . In most cases , I usually recommend using an Fixed Indexed Annuity for a couple reasons . First , you can guarantee that you will never lose the money you have worked so hard to get . Fixed Indexed Annuities give you a downside guarantee along with an upside potential which will help you stay ahead of inflation . When it comes time to retire , you can use that annuity to create guaranteed lifetime income . You never will outlive your income . Please consult your adviser or connect with me if you have other questions . 