Do I Need Disability Insurance In Iowa? 
Having disability insurance is a good idea in Iowa or in any other of the 49 states in the United States . Sometimes it will be provided by your employer . If not , then it is up to you to buy a Disability Insurance policy for yourself . If money is tight , getting a Long Term Disability policy is recommended , as it is more unlikely that you can financially survive an extended period without a job , as you would be able to endure a short term disability . If you can afford it , you can purchase both Long and Short Term Disability Insurance . 