What Does Credit Have To Do With Auto Insurance? 
The same factors that influence good credit often come into play with driving . People who are very responsible with their managing of money , are often very responsible with their driving . This is not to say that there are not exceptions to the rule , but that is the case with every insurance rating factor . The direct correlation of less accidents and better credit make it a valid underwriting consideration . Most states will not let an insurance company cancel you purely based on your credit , but they might have tougher rules if your credit is bad . 