How Long Does It Take To Pay Off Whole Life Insurance? 
It depends on how the contract is setup . There is premium off-set where the cash value pays the remaining premium to maturity after a number of years . I usually build policies that will off-set at age 60 . There is a paid-up or limited pay policy that can be 5 years , 7 years , 10 years or whatever years you want it to be . There is also paid up at 65 or at whatever designated age . Whole life from reputable companies can be built to be as flexible as possible given that the base premium is paid . 