Is Term Life Insurance Better Than Permanent? 
The question of whether Term is better than Whole life insurance is really a question of opinion . In my opinion , in no case is term better than Whole Life insurance . Is it cheaper - yes . Is it equal when it comes to death benefit - yes - IF it 's paid . As one agent said to me , `` when you give the check to the beneficiary will they say , `` oh this is no good - it came from a term policy '' . . ? '' Thing is most often the death benefit is never paid on term policies . That 's why they 're relatively so cheap . -LRB- Of course that depends on how old a person is when the policy is implemented . -RRB- There are so many more benefits with Whole Life that really Term can not compare . Please see the article at this link : WEBSITELINK 