Does Auto Insurance Cover Items Stolen From Car? 
Items stolen from a car are typically not covered . However , there are exceptions . If you purchased an available rider , you may have limited coverage on some items . Also , certain items considered `` permanent '' parts of the vehicle would be covered . An experienced broker will find the policy that best covers this risk . Live answer provided by : Ed Harris - Car insurance broker for 33 years and owner of several top-rated websites for consumers . 