What Is Dwelling In Home Insurance? 
That is a great question ! It sure would be a lot easier if all those policies just spoke in simple words , would n't it ? In home owner 's insurance world , `` dwelling '' means the place where you live , or `` your house '' . It is used to differentiate between it , and any other buildings that might be on the property and covered , like barns , sheds , detached garages , etc. . I hope that helps , thanks for asking ! 