Can Life Insurance Be An Investment? 
That is a great question ! The simple answer is yes , it can be considered an investment in peace of mind , in your family 's security , and in your future . Agents are warned to not use the word `` investment '' when discussing life insurance with you , because of the possibility of leading you to believe that a policy will pay more than the face value that it promises to pay . There are some policies out there that can grow a large cash value , but even those can eventually end up eating that cash value and ending up leaving you with what it promised . A life insurance policy is not designed to make money like the market or bonds would . But it is an essential part of your financial planning , and for your estate planning . If you would like more detail , please contact me , and we 'll discuss your question further . Thanks for asking ! 