Is Long Term Care Insurance Recommended? 
Long Term Care Insurance is recommended for those who want to protect their assets in the event that they would need to use long term care services such as nursing home , assisted living , or home health services . It is also recommended for those who do not have family around to care for them , or who do not want to have to be restricted to what Medicaid dictates for their care . Long Term Care Insurance is not recommended for those who have very few assets , or for whom the premiums would be a hardship on their quality of life . 