Can I Buy Disability Insurance? 
Can you buy disability insurance ? It 's actually going to depend . Disability Insurance is offered in different forms with different benefits and payouts depending on the occupation . So depending on your occupation , you may be able to purchase disability . Now for the really hard part , qualifiying for a disability plan . Underwriting is extremely tough for disability coverage , especially for good coverage . If you 're healthy and are thinking about DI , do n't wait till your first accident or illness to try and purchase . 