Can My Employer Take Out Life Insurance On Me? 
Yep . Are you a key employee ? Perhaps you are an executive with a high level of responsibility . Perhaps you are a technician with specialized expertise . Perhaps you are a sales person who brings in a significant amount of revenue . In all these cases , your loss would probably create big problems for your employer . Employees might lose morale . Clients might fear an interruption in service . Vendors might worry about getting paid . But if your employer had life insurance on you , then they would collect sufficient money to keep moving forward . To get everybody paid . To continue service . To hire a capable replacement . Many businesses fall apart because the key person tragically dies , and they can not recoup from his or her loss . However : with sufficient life insurance coverage , the show can and will go on . 