What Annuities Are Protected From Creditors? 
In Canada , all annuities can have potential protection from creditors and unforeseen depending on the circumstances . In ordered to be afforded creditor protection , the beneficiary needs to be in the preferred class . Which means the relationship to the life insured is spouse , child , grandchild or parent . If you have further questions , or feel that I could be of assistance , please do not hesitate to contact me . 