Is Critical Illness Insurance A Benefit In Kind? 
Critical Illness Insurance is offered in the UK , South Africa , Canada , Australia and Southeast Asia . The type of products offered in these countries has some differences from that offered in the US . `` Benefit in kind '' is a term used to apply to critical illness insurance in countries other than the US . From what I can tell , this type of policy is usually considered a benefit in kind , but you would need to check with a tax consultant to be sure . 