Will Auto Insurance Cover Transmission? 
No ! Auto Insurance will protect you from liability if you are involved in an accident . It protects your car from unforeseen hazards . Collision covers your car in the event of an at fault accident , Comprehensive or OTC covers your car from vandalism , animal strikes , tree branches , windshield damage , etc. . Maintenance such as engine or transmission repair , tires , and drive train are not covered under your auto insurance . 