Does Home Insurance Cover Window Leaks? 
Your homeowners insurance policy covers damage , not maintenance . If the window leaks because of damage and the damage were caused by a covered peril -LRB- listed in the policy , -RRB- then the company will be liable for the claim and will adjust the claim by determining the loss and subtracting your deductible . You should be aware that water damage from water outside the home is subject to some exclusion and you might want to consult your agent before filing a claim . 