Why Get Whole Life Insurance? 
Whole Life Insurance is the oldest type of insurance within the family of life insurance . Whole Life Insurance is full of guarantees which other policies do mot have . These guarantees include the death benefit , the premium you pay for coverage and the cash value in any given year . Other popular features include dividends which can be paid to you or back into the policy , paid up insurance , additional life insurance by adding inexpensive term riders . And more depending on the company . Company specific additions may include a critical illness rider , disability protection for accident only or accident and health . 