Why Would You Get Life Insurance On A Child? 
In my mind there are two important reasons to consider Life Insurance on your child . First , and this presupposes that you are considering some form of permanent Life Insurance , the cost is lower and the potential for cash value growth is greatest the earlier the policy is purchased . The second reason is to protect the child 's `` insurability '' for the future . Not only will the child have the coverage you bought regardless of what life may through at them , but in many cases , companies offer guarateed purchase riders that enable that young person to buy more coveragelater in life regardless of his or her medical history . 