Is Term Life Insurance Better Than Permanent? 
It depends on your unique situation as to whether term life or permanent life insurance is best for you . Everyone has a different and unique situation . There is no one size fits all with life insurance . Term life insurance has it 's place to cover a specific debt or create an instant estate in case of an untimely death at an affordable rate . Permanent life insurance plans solve more problems like , lifetime coverage , cash value options to pay for critical illness expenses to retirement income . I recommend sitting down with an experienced independent life insurance broker to help determine your need and the proper product to fill that need . 