Can I Borrow From My Retirement Plan? 
In Canada , you can not borrow directly from your retirement plan . Also you can not use your retirement plan as collateral for a loan . There is an indirect borrowing option with Retirement Compensation Agreement -LRB- RCA -RRB- where some lenders will use the refundable tax as collateral . If you would like to work with a local Retirement Planner , you could start with a Google search . For example , if you search for : retirement planner Halifax or retirement planning Halifax , my name , along with several others , will come up . You can use the same method to find Retirement Planners in your community . If you have further questions , or feel that I could be of assistance , please do not hesitate to contact me . 