Who Should I Put As Beneficiary On Life Insurance? 
You should put as beneficiary on your life insurance policy , someone who you trust to use the death benefit as you desire . If you want your minor children to be taken care of , you could choose your spouse , your parent or other person who would become their guardian if you were to pass , or a trust that would distribute the money to them as you see fit . If you want the policy proceeds to pay for your funeral , choose a responsible relative who will carry out your wishes , or assign the policy to the funeral home . In other words , pick the beneficiary who will use it for the purposes you intended . 