What Are The Benefits Of Having Renters Insurance? 
That is a great question ! The best reason to have renter 's insurance is that they pay to replace the things that you have that become stolen or destroyed . Most of us do not have that kind of money . Another is that if your apartment was unlivable due to damage , the policy often covers your stay at a hotel until adequate repairs have been made . The last , and probably best benefit is that it is one less thing to have to worry about . I hope that helps , thanks for asking ! 