Why Do Car Insurance Premiums Increase? 
Car insurance premiums increase because of increased claims or a perception by the insurer that your risk for having an accident has increased . Of course , the cost of liability , cost of repair to vehicles and value of other vehicles on the road has an impact . During my 33 years as a car insurance broker -LRB- and owner of several of the nation 's top car insurance websites -RRB- , this question is asked quite often ! 