How To Determine Life Insurance Needs? 
Assuming the question is addressing an indemnification need , there are two items to establish from the get go . Can you economically justify the face amount youre applying for and is there insurable interest between the insured and the beneficiaries ? The second step is to create a personal financial profile , develop a risk tolerance point of reference and your economic goals . These will assist you in the type of life insurance you should consider . 