Does Every Driver In The Household Have To Be Listed On Our Auto Policy? 
The type of auto policy most consumers have is a family auto policy . Thanks to sophisticated data collection , insurers have a pretty good idea of the drivers who list the address of a vehicle as their own address . When the application is being prepared the information on the known drivers in the household appear and the named insured must identify any additional drivers in the household . The drivers names then appear on the insurance policy . If the primary insured fails to identify a driver living in the household and there is a subsequent accident of an insured car when it is driver by this undisclosed driver , it creates enormous problems and could bring up legal issues . 