What Are Some Reasons Why I Should Get Life Insurance? 
One of the big ones that people do n't think about until it 's too late is to help fund your retirement . When you retire and take your pension options , you have a choice of taking a higher income based on your life only or a smaller income based on your spouse AND your lifetimes . If you have enough permenant life insurance you can take the higher income and use the life insurance to protect the spouse when you die . Of course there is always final expenses and leaving a tax-free inheritance to family members . Some people use life insurance to leave money to a charity . There are as many different reasons as there are insurance policies . 