When To Use Long Term Care Insurance? 
Long term care is generally addressed by your adviser when you are apround age 50 . But many purchase long term care around age 60 . You want to purchase long term care when you 're healthy , especially if your family has a predisposition to disease or a history of nursing home confinement . When you can no longer perform a number of activities of daily living , you 'll more than likely will file a claim for assisted home living before entering into a nursing home facility . Long term care is a major part of retirement planning . 