How Much Is Accidental Life Insurance? 
Accidental death insurance costs less than life insurance because death by accident occurs far less frequently than death due to natural causes . Even accidents that are caused by health conditions are not covered by accidental death insurance . Also , you can not get accidental death insurance at older ages . To find the price of accidental death insurance , you can contact an agency that sells life insurance . Most offer a stand alone accidental death policy , or can add an AD&D rider to your life insurance policy . 