Can A Spouse Drop Health Insurance? 
Is this a private policy or employer provided insurance ? If it is a private policy , a policy can be by the owner at any time . If you have a family plan and wish to take your wife off the policy , you may have to get a new policy rather than being able to change your current one . If the insurance is employer-provided , during open enrollment , policies can be changed . In the middle of the plan year , a qualifying event such as marriage , divorce , birth , or change of jobs is the only time a policy can be changed . 