Will Obamacare Change My Health Insurance? 
Unless you purchased your health insurance before March 23 , 2010 your health insurance will change under Obamacare . Obamacare requires that all health insurance sold after January 1 , 2014 include 10 essential health insurance benefits . In addition there are a number of new taxes and fees that will be added to the cost of your policy which will raise the cost by approximately $ 25 per month per insured person . These are the 10 new essential health benefits : 1 . Outpatient care : the kind you get without being admitted to a hospital 2 . Emergency services 3 . Treatment in the hospital for inpatient care 4 . Maternity and newborn care 5 . Mental health and substance use disorder services 6 . Prescription drugs 7 . Rehabilitative services and devices including physical and occupational therapy , speech-language pathology and psychiatric rehabilitation 8 . Laboratory services -LRB- limited -RRB- 9 . Preventive and wellness services and chronic disease management 10 . Pediatric services , including dental and vision care 