When Should I Cancel My Term Life Insurance? 
The easy answer is when you do n't need it anymore . Let 's be specific . Do you still have children who are dependent on you ? A spouse who is ? Where would they be without your financial assistance ? Do you have enough funds in safe holdings to protect all of their needs/wants if you were no longer there ? If you can truly answer yes to all of these , and are not worried about the safety of those stashed funds , then it may be the time . But remember , if you cancel and later decide you want more insurance , it will either cost more , or no longer be available due to health concerns . Choose wisely ! Thank you . GARY LANE 