Is Life Insurance Ethical? 
The question of is life insurance ethical could be taken two different ways . First is it ethical to provide an affordable product to protect the ones you love by caring for them financially after you die , I would have to answer yes . We are a consuming society that is bloated in debt , people are failing to save for their own futures , let alone the futures of those that should matter most . I ca n't think of a scenario where life insurance if purchased correctly would be unethical . The second way to read your question would be are life insurance companies ethical . Life insurance companies are some of the most regulated companies of any industry . They must meet federal and state guidelines at all times . Their products must be filed for approval before they are sent to market . My answer to your question asked in this way would also have to be yes . Life insurance is ethical . 