Who Should Carry Life Insurance? 
First and foremost life insurance creates cash at death . Therefore the answer is anyone whose death would create an economic loss . There may be a loss , but do you care enough to cover the loss . For example , if you have a family your death means the loss of a bread winner.Insurance can be used to eliminate debts , pay costs and death and create a fund to generate an income . If you have a business the your death will affect the company . Life insurance can be used to create a buffer fund and pay additional costs . If you have further questions , or feel that I could be of assistance , please do not hesitate to contact me . If you would like to work with a local life insurance broker , you could start with a Google search . For example , if you search for : life insurance broker Halifax or life insurance agent Halifax , my name , along with several others , will come up . You can use the same method to find a life insurance broker in your community . 