How To Buy Medigap Insurance? 
I am going to say for your best interest you need to contact an insurance agent that you know and trust . You say Medigap policy and that term could refer to one of the high deductible plans-L , M. N - if you were to reside in South Carolina . There are some important decisions you need to make . If you need to go to Medicare Advantage due to budgetary restraints then you need to understand if you fail to enroll in original Medicare on your `` initial enrollment period ' you will have to pass underwriting issues to ever return to original medicare . While the Medicare Advantage plans are Part C and includes your coverages for Part A , B , & D in Part C , they all are not designed to pay all of your costs and you need to understand what the copays and deductibles are so you can make an informed decision , 