What Is Annuity Starting Date? 
The annuity starting date is the date that the annuity is `` annuitized '' , or starts making payments to the beneficiary of the annuity . Immediate annuities will have a starting date right after the purchase of the annuity . Deferred annuities will have a mandatory start date years down the road , as determined by the contract established between the annuity company and the person purchasing the annuity . However , the annuity owner can choose to annuitize at any time prior to the start date , although it is best to delay until after the surrender period . 