How Much Is Life Insurance For A Baby? 
It is very hard to say `` how much '' is life insurance on a child . There are certain factors that need to be known before an accurate answer can be given . Before any life insurance is taken out on a child the parents of the child should be covered first not just the child . But , to address the question at hand as best as possible I will give a scenario : Male 1 year old , 100K Indexed Universal Life policy with American General is $ 426 a year with an estimated cash value of $ 675,000 at age 67 . This is just an illustration and not to be taken as written in stone . There are numerous factors that are involved when designing a policy with different variables and companies . 