Does A Single Person With No Dependents Need Life Insurance? 
There may be no financial reason to have life insurance if you have no family , business partners or charities who depend on you . If you have no current financial liabilities , future obligations and charitable intent , it is conceivable , no matter how improbable that you do need need life insurance in the traditional sense . You may , however , want to investigate the tax advantages for supplemental retirement income that life insurance can generate with it 's diverse crediting methods that may fit your sangs or investment profile . 