What Is Table B Life Insurance? 
Life insurance is all about mathematics . There is a mountain of historical data that enables a company to develop standard rates . The company also employs an underwriter who reviews your application to determine if you meet the definition of standard . If you have been offered a table rating that means that the underwriter feels that your longevity is impaired . In other words , the underwriter thinks that you will die earlier than others in your age group . Most people offered table rates are aware of the conditions that would cause the company to take this action . Table ratings are often reviewable and can be removed . 