What Type Of Insurance Is Disability Insurance? 
Disability Insurance kicks in once a person has been declared disabled by the definition of the Insurance company offering coverage . Typically a disabled person has trouble with returning to full time work in their chosen profession . The definitions for Disabled vary but once a person qualifies they can receive a portion of their income based on how the policy was set up . Sometimes this type of insurance is purchased by an individual , sometimes by a company for its employees . Social Security even offers a disability benefit . 