Can I Get Life Insurance On My Ex? 
Yes , indeed , you can . And there are a variety of ways to do it . Divorce decrees have a lot of teeth to them . If life insurance is mandated in that agreement , then your ex will have to cooperate . You can be the owner and beneficiary , but he or she will have to sign the application and go through underwriting . These decrees typically are issued during the process of divorcing . But what if the deal is done and now , after the fact , you want to get coverage on that person ? A lot of it hinges on what financial dependence you have . If your ex still supports you , then you have a huge interest in a policy . An insurance company would certainly consider that a legitimate reason for you to apply for one . Of course , your ex would have to agree to it . If not , then you might have to go back to step one and get lawyers involved . But what if your ex does not agree to it , and the lawyers cant do anything about it ? There are certain carriers who will issue coverage under these very extraordinary conditions . If you can prove that you have a financial interest in that person , and that they are absolutely not cooperating in honoring that obligation , then a carrier might just issue a policy without your ex knowing it . These carriers are excess - market carriers and take only special cases . And they charge for it . But typically the price is well worth it , if you need that coverage . 