What Is The New Health Insurance Law For Dependents? 
Dependents can remain on a parent 's policy until age 26 -LRB- subject to specific limitations -RRB- . This can be quite advantageous since the cost may be less by including yourself on a parent 's policy . When it is time to take out a new policy , a special Open Enrollment period will be available so no medical questions need to be answered and your approval is guaranteed . Rates will vary , depending on where you live and what subsidy is available , based on your income . 