Is My Health Insurance Covered By Erisa? 
The Employee Retirement Security Income Act -LRB- ERISA -RRB- governs many health insurance plans but not all . Most employer sponsored health plans are covered by ERISA expect those provided by government employers , religious organizations , and plans set up solely to comply with specific sate laws . Any plan purchased on the individual market , such as plans offered through an Affordable Care Act state exchange are not subject to ERISA . 