What Is Wrong With Universal Life Insurance? 
Universal Life Insurance is a product with no inherent moral component to it except for client suitability , i.e. some savers or investor may not be suitable for the product . Universal life -LRB- UL -RRB- insurance has four policies : guaranteed UL -LRB- generally for indemnification -RRB- , current assumption UL , indexed UL and variable UL -LRB- should be for supplemental income . -RRB- 