How Much To Spend On Life Insurance? 
You should spend enough on your life insurance to leave your family with enough money to live their lives as if you were still there financially until they are able to recover emotionally and financially able to carry on with their lives . I know from personal experience that the first two years after such a loss is the hardest to recover from . As far as the amount of insurance you should leave behind , a lot of insurance agents say 10 times your salary but personally I think it should be 10 times your assets . 