How To Apply For Life Insurance? 
That is a great question ! There are a couple of things that I 'd advise youto do , before applying for life insurance . The first is to look at your budget , and see what amount you can safely afford to spend on a policy . Life insurance is like your car payment - miss a few , and one day you wake up to find it 's gone , and so is all the money you 've spent so far . Then decide what you want it to do - replace income , cover funeral expenses , be a gift , etc. , and how much that amount needs to be . Once you 've figured that out , then look for an independent agent -LRB- one not tied to a single brand name -RRB- who can help you find the policy that is right for you . If you need help , do n't be afraid to drop me a quick note , I 'm happy to help you figure it out . Thank you for asking ! 