Can Your Homeowners Insurance Cancel You? 
Yes , you can be non renewed by your Homeowners Insurance provider under certain circumstances that are outlined in your Insurance Policy . Be sure to talk this over with your Insurance Professional , but I can give you a few examples . First , if you fail to pay your premium . There is a grace period in your policy no doubt and that is usually 30 days from the due or renewal date . Some companies would entertain a reinstatement with a lapse in coverage if payment is received within a fairly short period of time after the end of the grace period AND you sign a `` Statement of No Loss '' , but do n't count on those good graces . If an insurance company inspection identifies certain hazards relating to your home or property that can cause future loss , they will noitify you of these and advise you that they will need to have these remedied within a certain period of time . If the work is done , you will be good to go , however , if nothing is done , plan on our Insurance company sending you a non-renewal notice.Claims frequency and amounts paid on claims related to the premium you pay determine a `` Loss Ratio '' within the Underwriting standards of a Homeowners Insurance provider . Here again , if situations like that fall outside of an Insurance Company 's standards , they can non-renew . 