Which Companies Sell Annuities? 
There are hundreds of annuity companies and perhaps a thousand annuity contracts . You can find excellent spreadsheets online distributed by independent brokerage firms . There are two categories of non-qualified annuities are : tax deferred and immediate . Tax deferred annuities have three basic crediting methods : fixed interest rates , domestic/foreign indices and separate subaccounts using equity and bond instruments . Immediate annuities offer various distribution periods like 10 or 20 years certain and lifetime income on the annuitant . 