Why Buy Life Insurance On A Child? 
Buying Life Insurance is really for two reasons , one is for the unfortunate , the childs death . The other is as a gift of life as I like to call it , something you can give them in the future . Especially if you design the policy such as Whole Life to build cash value over time . This can be used in the future for the child 's future family , to help pay for college and more . 