Why Would I Need Life Insurance For My Kids? 
Life insurance is never cheaper than when you are young . And you can lock the rate in for the rest of their life . That is a great reason to start coverage when you children are young . It also gets a great head start on accumulating cash value , as their wealth starts accumulating over that many more years . GARY LANE , garylane@cox.net, 714 422 9616 . Thanks . 