How To Choose Medigap Insurance? 
The best way to choose a Medigap Policy is by working with a licensed independent agent who specializes in Medicare Supplement insurance . We work closely with you to make sure you understand the benefits associated with each Medigap Plan . All Medigap Plan benefits are standardized , so if you want the benefits of Plan F , it 's the same exact coverage with every insurance company . The only difference is the price . An independent agent who specializes in Medicare Supplement insurance can work with you to make sure you get the benefits you desire . We shop the insurance market to find the best priced premium . This is a great option as opposed to calling or applying online to an insurance company . Often they are the companies with the higher premiums . It 's always in your best interest to start off with the lowest premium for the Medigap plan you want since premiums do increase over time . Thank you for reading my response . Please let me know if I can be of further assistance . 