What Qualifies As A Life Changing Event For Health Insurance? 
A qualifying life changing event for your health insurance allows you to enroll for coverage at any time . The federal subsidy will apply -LRB- if applicable -RRB- and no medical questions will be asked . The link below is the official list of `` events '' and is 100 % accurate . Beware of any other `` lists '' that are posted online or elsewhere since they may not be accurate . WEBSITELINK LIVE answer provided by : Ed Harris - Premier health insurance broker for 33 years and owner of several top-rated consumer health insurance websites that offer the lowest available rates and updated information and tips . 