How Does Social Security Fit In Your Retirement Plan? 
It is theretirementplan for most Americans . Assuming that Social Security is financially viable , it can be part of a comprehensive retirement plan . One of the new trends in Social Security for baby boomers is to delay taking benefits until age 70 to generate the maximum income . at the same , delaying qualified plan income until 70 1/2 when you must take required minimum distributions . 