What Does Medicare Cover For Skilled Nursing? 
When re-habilitative care is prescribed , medicare provides coverage for 100 days . The first 20 days at 100 % and the next 80 days are subject to co-pays . Medigap insurance usually will provide benefits equal to the co-pays . Benefits after 100 days are `` out-of pocket '' and usually quite expensive . Long . Term Care policies are often purchased to provide benefits after the 100 days of coverage provided by Medicare . 