How Do You Renew Term Life Insurance? 
That is a great question ! First you sit down , because when your agent tells you how much higher your premium payment is going to be each month , you will be happy that you did . All you need to do is tell your agent that you want to renew . They will be happy to make that happen for you , because they are going to make a fat commission off of you . Expect your premium to rise roughly 110 % each year that you renew it . Unless there is a health reason that precludes you from being able to get insurance , you are probably better off just getting a new policy altogether . I hope that helps , thanks for asking ! 