Is Long Term Care Insurance Worth Buying? 
Is long term care insurance worth buying ? The answers going to depend on the individual and what they need rather than a blanket answer . What Long Term Care insurance does is create money on demand to pay for services . The value of the insurance is based on the desire not to liquidate other assets to pay for services . You do n't have to buy LTC coverage , but if you have anything of value , it sure is worth the thought . 