What Does It Mean To Be Vested In Your Retirement Plan? 
To be vested in your retirement plan means that you would be able to take those retirement funds with you when you left your job , or collect them upon your retirement . Once you are vested in your retirement plan , those funds belong to you . You can be partially vested or fully vested , meaning you can take part or all of the funds , proportionate to the percent you are vested . 