What Is The Average Monthly Premium For Long Term Care Insurance? 
It depends on how good your health history and current medical condition is as well as your gender , age and smoking status . If youre applying with a spouse , you can also receive a discount . Heres an example of a 60 year old nonsmoking couple in good health purchasing a long term care policy with an inflation rider in the state of Arizona , i.e. $ 300 a month . 