Does Health Insurance Pay For Sleep Study? 
While you will certainly want to check the details of your specific health insurance policy and I would recommend contacting your insurance carrier 's customer service unit to discuss your coverage for this service and their protocols for what is covered and how treatment is approved , the general answer to your question is `` Yes '' . There can be many causes for sleep problems . Many are often situational and may have to do with stress and anxiety issues that would be more appropriately addressed by other health care providers . But , sleep disorders are not uncommon and prolonged disruption of the normal sleep patterns can have serious health consequences . Getting the correct diagnosis and determination of medical necessity for approval of sleep studies are the critical steps in getting approval for this treatment by your health insurer . So , definitely go through the proper channels starting with your primary care physician and work closely with your health insurance carrier to make sure you get the maximum level of coverage and the appropriate treatment in the correct setting . 