What Amount Of Life Insurance Should I Have? 
Start by computing your current salary times the number of years to retirement and factor in a 3 % average wage increase annually . You will be astonished at how much money you will probably earn . If your family is deprived of that income , plus the shocking loss of you , what will be the impact ? Is it reasonable that your spouse could continue to care for the children while meeting the financial needs of the family ? Are there aspirations for your children ? Do you want them to go to college ? You are very important to your family , dont underestimate your worth . 