Can A Person Have Two Health Insurance Plans? 
Yes , a person can have tow health insurance policies , but it rarely pays to do so . Since insurance is intended to protect someone from a possible catastrophic loss , it is not designed to allow someone to profit for being sick or ill . As such , if someone has two health plans , the insurance companies would `` co-ordinate '' benefits to determine which company is the primary payor . The other company would then provide benefits , based on the terms of your policy , until all bills are paid in full . Any `` unused '' benefits would not be paid to the policy holder . 