What Is A Disability Insurance Plan? 
That is a great question ! Disability insurance is a great way to `` protect your paycheck '' . The way that it works is if you are sick or injured , and are disabled to where it prevents you from working , then after a specified amount of time , the policy begins to pay you a specified amount . The specifics can vary quite a bit , so look around , and have a good agent guide you , but this is a great thing to have , especially if you work in a hazardous job , area , or are prone to illness . Thanks for asking ! 