Does Getting Auto Insurance Quotes Affect Your Credit Score? 
No ... or at least it should n't . If you were to pull your credit report after shopping for auto insurance , you would see a handful of `` Credit Inquries '' . Carriers and quoting agents to not actually pull a credit report on those seking a quote , merely make an inquiry -LRB- at least that iswhat the carriers to us agents -RRB- . From what we are told , these types of inquries should not effect your credit score like the reports pulled when applying for a loan or credit card . 