How Much Should My Car Insurance Be? 
Since insurance is designed to pay for the unpredictable , the cost should be the same for you as it would be for 100,000 motorists with your same experience , driving record and age , which are driving exactly the same vehicle in the same community . While that sounds crazy it does illustrate that there isnt a particular price that is best . Insurance companies try to evaluate each risk to make it as equitable as possible . 