How Much Does Health Insurance Actually Cost? 
Sometimes ... not very much , and sometimes quite a bit . Health insurance rates are based on may factors including where you live , your health conditions -LRB- if any -RRB- , your age and the type of medical coverage you are applying for . And beginning in 2014 , your income will actually impact what you pay for Exchange/Marketplace coverage . For specific prices and options , you can get free online quotes from an experienced broker or their website . You may be asked a few questions but it 's the easiest and quickest way to determine your cheapest options . 