What Is The Price Of Homeowners Insurance? 
The price you pay for Homeowners ' Insurance will reflect the risk that your company is accepting ion providing coverage . Many elements go into developing that price including of course , the amount of coverage needed to properly insure your home . If you have a home with a reconstruction amount of $ 250,000 , odds are you will pay less than if your home 's reconstruction values is $ 450,000 . You can manage your Homeowners premium by choosing a higher deductible , installing a monitored alarm system or better yet , by bundling your car and Life insurance all with the same company . 