Much Does Single Health Insurance Cost? 
The cost of a single -LRB- individual -RRB- health insurance plan will vary , since it depends on many factors . Your age will be a major determinant in the price . Naturally , the older you are , the more expensive a policy will cost . Your zip code and/or the state of residence will also greatly impact cost . Ohio features very affordable rates while New Jersey will be one of the most expensive states . Also , your overall health and the type of policy you need must also be considered . A `` short-term '' policy will typically cost less than a comprehensive plan you intend to keep for a longer period of time . In 2014 , most policies will be `` guarantee issue , '' so your health conditions may not be a factor . You may also become eligible for a federal tax subsidy , depending on your income . 