Who Should Have Life Insurance? 
Unless you have no family , no friends , no religious affiliation , and no charity or cause that you believe in , you probably should have life insurance . All of the above are reasons to want to leave money after you are gone . You also want funds available for your own burial , trusting someone or some group to handle that for you -LRB- final expenses -RRB- . If you have a spouse , kids , mortgage , think about handling those after you are gone . There are very few folks who do not truly need life insurance . Thank you . GARY LANE . 