What Is The Normal Deductible For Home Insurance? 
Many companies now are requiring a $ 1,000 deductible on homeowners insurance policies but some people are choosing deductibles around $ 2,500 . Homeowners insurance is meant to be catstrophic type coverage where you only file a claim when you have a substantial lose such as wind/hail damage to a roof , fire , etc. . Keep in mind that a higher deductible equals lower annual premiums ! 