What Is The Average Cost Of Renters Insurance In Pennsylvania? 
Renters insurance is one of the most affordable types of coverage that you can buy . It will cover your personal property , or commonly referred to as contents coverage . The easiest way to illustrate what a renters policy will cover is - imagine you can take your existing dwelling -LRB- house or apartment -RRB- and you can flip it upside down and shake out everything that is n't attached to the home . All of the items that fall out would be categorized as your personal property . Renters insurance is very affordable and can cost as little as $ 150 / year . Here are some factors that will dictate the cost : Amount of coverage Credit score Deductible Packaged with auto One of the largest discounts that insurance companies offer is a `` multi-policy '' discount . If you talk to an independent broker , they will be able to quote your information with multiple carriers to make sure you are getting the most comprehensive coverage at the most competitive price . The other advantage of packaging the renters and auto together is that you will receive that same `` multi-discount '' on your auto policy as well . Hope this helps , -- @MooneyInsurance 