How To Plan For Retirement If Self Employed? 
Self employed can use traditional IRAs or Roth IRAs if the annual contributions are under $ 6000 . But if your income is high you may be able to annually contribute as much as $ 51000 . Your first need to determine your tax bracket , your risk tolerance and your life expectancy . to establish the type of investments and deductible qualified plans that may be available for your situation . 