What Does Medigap Insurance Pay For? 
I answered a similar question recently but the answer is the same : Also known as ` Medicare Supplement insurance ' , a ` Medi-gap insurance ' policy helps to fill some or all of the financial `` gaps '' between what a person 's Medicare insurance pays and what is left unpaid . For example , it can pay health care expenses incurred , which are unpaid by Medicare such as your deductible , your co-payments & your co-insurance . Medicare Supplement or ` Medi-gap insurance ' does not cover dental , vision , long-term care and some other items . Check to see if you need a separate Medicare Prescription Drug Plan - Part D . You probably will . You need to be under Medicare parts A & B to qualify for a ` Medi-gap ' policy . A lot of well-known carriers are able to sell this type of insurance in each State . Be sure to shop around . 