Does Long-Term Care Insurance At A Young Age Make Sense? 
What age is considered young for long term care insurance ? When you turn age 50 , youll more than likely receive an invitation to join AARP . Most advisers start addressing long term care needs at age 50 as part of their retirement strategy for their clients . But age 60 seems to be the age where long term care becomes a serious consideration . But if your family has a predisposition to disease or a geriatric history of nursing home care , you may not want to wait until age 50 . When youre young and healthy , long term care insurance is relatively inexpensive . If your family fits this profile , you should investigate long term care even if youre age 40 . 