What kind of medical information is looked at when underwriting life insurance? 
It sounds like you have a decision to make : A. postpone or cancel your elective weight loss surgery so that you can get the life insurance now , or B.postpone getting life insurance until after you have your weight loss surgery . If you have found a policy for which you qualify weight wise , are not suffering health complications from your weight , and need $ 900,000 of coverage for a loan or other reason , you could probably qualify by simply postponing your surgery for a year . Of course , if your health is at risk , getting the surgery can not only help your health , but improve your life insurance rates in the future . 