What Is Group Disability Insurance? 
What is group disability insurance ? Generally group disability is a employer sponsored benefit plan provided as a benefit for employees of the company that provides coverage `` off '' the clock and for illness . Group disability can be employer paid or employee paid -LRB- voluntary participation -RRB- . Is it a good thing to have ? Yea , it provides coverage away from work or if you get sick . It is paycheck protection . That ca n't be that bad . 