What To Do When Your Homeowners Insurance Claim Is Denied? 
If you have a dispute with an insurance company , read the policy . The policy is designed to be readable . If there is something you dont understand in the policy , get help . You can get help from a number of sources ranging from another agent or friend to legal counsel . You are not required to accept the verdict of the adjuster . If you feel some vital information has not been considered , tell your agent . Make sure you have the facts . The companies are usually very careful before they deny a claim . 