Does Term Life Insurance Ever Expire? 
I know of some folks who bought 5 year term and still are paying after 9 years to keep it . That is just silly because the rates go up to be ridiculous . The smart thing to do is to get another term policy if you can , at least for 5 years more , and hopefully convert it during that time to whole life where the rates never go up . You need to talk with a professional . Call please . Gary Lane , Registered Representative , New York Life , 949 797 2424 . Thank you . 