How To Evaluate Long Term Disability Insurance? 
How to evaluate a long term disability plan ? It all comes down to the definition of what disability is . The best policies use the fewest words to define what disability is . The more words beyond that one sentence are really exceptions to the first sentence . The definition should be short and to the point . That is where you start and actually finish your evaluation . Why ? because the rest of the information does n't matter if you do n't qualify or if your qualification ends after a couple years . 