How Safe Is A Fixed Annuity? 
How safe is a fixed annuity ? It is as safe as the company you buy it from and the state you live in . First the company you buy from , did you check to see if they are financially sound ? What ratings do they have ? How big are they ? Try not to make the only thing you look at the interest rate offered . The state you live in matters because they regulate the quality of insurance products in your state and back them up to a certain extent . Check there as well for any problems they have dealt with . 