Is There Any Insurance Available For People, In Good Health At 81 Years Old? 
That is a great question ! And I have a great answer - yes there are companies that will insure you , especially if you are in good health ! You need to be aware that they may not be very cheap , as a great portion of the insurer 's risk is based upon mortality rates and life expectancy , and at 81 , you are in the higher risk end of the spectrum.It is also quite likely that the face value amounts that you will be offered will be relatively small for that same reason . Life insurance is unfortunately one of those things that are cheaper the younger you are when you acquire it , and more expensive as time marches on . The majority of insurers will stop offering policies after the age of 80 , so you will want to look for a trusted agent who can look for a company that will be the best fit for you . They can help you find a policy that may avoid being modified or graded , especially if your health is good , as you mentioned . I hope that helps you , if you 'd like more information , please do not hesitate to contact me , I 'd happily make time to discuss your concerns or questions with you . Thank you for asking ! 