Does Renters Insurance Cover Hotel Expenses? 
If you are unable to live in the unit that you rented because of damage caused by a named peril -LRB- i.e. fire -RRB- your renters policy should provide for additional living expenses . This would be the additional expense of temporarily living somewhere else while the unit is being repaired . If that is a hotel , then the hotel expense would be reimbursed to the extent that it exceeds your regular rent . This would be negotiated with the claims adjuster . 