When To Buy Whole Life Insurance? 
Buy whole life insurance when it hurts just a little bit . After a period of time that hurt will go away and you will be patting yourself on the back for your long sightedness . Dont think that you need all of your life insurance to be in a single policy . While there might be incremental savings in that approach it could lead to unnecessary and expensive delays . Senior citizens will tell you that they wished that they had bought more whole life and bought it earlier . They seldom say that they have too much insurance and would often like to purchase more but can not because of health and age . 