Can An Apartment Require You To Have Renters Insurance? 
Yes they can require you to have it or they can choose not to let you rent . There are many reasons why they require it . If there was a fire that you accidently caused they would like the damages to be repaired . The cost for renters insurance covers your things in a apartment if there was a fire and not your fault the building owners policy would not cover your items . Renters policies are usually around 100 a year well worth the coverage 