Why Is My Car Insurance So Much? 
Each carrier sets its own rates . Those rates are based on many factors . Some of those factors are : ages of the drivers to be covered , MVR records of drivers to be covered , geographic location , coverage amounts , amount of driving of covered drivers , number of vehicles covered , make , model , and year of vehicles covered just to name a few . If you feel that your rates are too high contact local agents in your area to receive free comparison quotes forcoverage . 