What Kind Of Life Insurance Is Right For Me? 
The type of life insurance that is right for you will depend on many factors and should be discussed with an insurance professional . If you only want a death benefit , then a term might suffice , or permanent policy if you want the coverage to last beyond 30 years . If you are looking for a financial vehicle to use for college funding or tax-free retirement income , then you should look into an indexed universal life insurance policy . There are several policy types and uses that would require more information to advise you properly . 