Does Home Insurance Cover Busted Pipes? 
Yes , no and maybe ! Water damage subsequent to a pipe break is typically a covered loss . What was the cause of the pipe break ? If freezing was the cause of the loss the repair of the pipe is likely to be covered as well . If there was no apparent cause of the break , for example a defect in the pipe , then the actual repair of the pipe would not e covered . A home is generally the largest purchase most of us make . It would be wise to sit down with an insurance professional to review your needs and wants , and the limitations inherent in homeowners insurance . 