Can An Insurance Company Cancel Your Homeowners Policy? 
There are a number of circumstances when an insurance company can and will cancel a homeowners policy . The company can cancel if you have committed fraud . The company can cancel if the agent exceeded his or her authority . The company can cancel if the premium was not received by the due date . State law dictates the amount of notice the company must give you . The company may choose to non-renew a policy when the circumstances of the risk have changed . In such a case the policy runs its full term but there would not be an offer to renew and the coverage would cease . 