How To Shop For Auto And Home Insurance? 
Great question ! There are so many choices out there to choose from , and it is wise to shop around , especially for insurance . The internet can be a useful tool , and many people are relying upon it more and more to help find the option they are looking for . Unfortunately , most advertised quotes are `` best case '' scenarios , and often are not what you will end up paying . The personal variables of what you need makes it difficult for a machine to figure out what you will really pay . Find an independent agent -LRB- one not tied to a single company -RRB- to compare prices . Call your existing agent , and see if they will provide a discount for adding coverages -LRB- most will , and the discounts can be substantial -RRB- . Have an idea what you have to spend , and talk it over before you sign anything . Look for best coverage at the lowest cost , and with the lowest deductible that you can afford . If you need help , feel free to contact me , I 'm happy to help . Thanks for asking ! 