Does Someone Have A Life Insurance Policy On Me? 
I assume when you ask , `` Does someone has a life insurance policy on me '' , you are asking about someone other than your parents . As an adult , no one can take a policy out on you without you giving your permission . This is done by you signing the application as the Insured . So if you did not sign an insurance application , no one has a policy on you , unless they did so fraudulently . 