Can I Contribute To An IRA If I Have A Retirement Plan At Work? 
Depending upon what your employer sponsored plan it is , i.e. if its a qualified plan the answer is no . But make sure your maximizing the contribution if its a 401 -LRB- k -RRB- and especially if your employer is matching your contribution in any way . If youre married , take advantage of their ability to contribute as well . Even non-working spouses can contribute to their retirement . 