What's The Point Of Life Insurance? 
Life insurance is pointless if you have no family members , business associates or charitable organizations that depend on you for anything . The point of life insurance is to protect your family members , business associates or charitable organizations from economic loss if you were to be gone from the picture . If you have financial liabilities , future obligations or charitable intent and you care about family , business associates or your charity , then life insurance is the product to point to . 