How Much Long Term Care Insurance Do You Need? 
Its difficult to quantify the amount of Long Term Care Insurance youll need without knowing the geriatric health and longevity history in your family . Those who can afford to purchase the maximum benefits with a cost of living or inflation riders generally do so . There is no question that the odds of the general public living longer is a certainty and that sometime in your retirement youre going to need assisted living at home or nursing home care . Full coverage for a non-smoking 60 year old couple in good health on the same long term care contract is about $ 300 a month in premium . If the average senior couple spends $ 250,000 in medical and extended care bills , then is that worth it ? 