How Much Is Life Insurance For A Baby? 
The upper end of cost could be anything depending on amount and health . The lowest I have seen is zero . At least one company will give a small child rider at no cost on a parent or grandparent 's policy . Many child riders fall in the range of $ 20,000 for for about $ 8 . per month . However that covers all minor children . So if you have 4 children your per child cost would be $ 2 . Coverage usually stays in force as long as the base plan does up to the child 's age 25 . And is convertible to five time the original amount . with no evidence of good health . This can be a very important feature . Individual plans run a very wide range based on the type and amount . Recently we wrote a child with a lung disease $ 25,000 of whole life at about $ 20 per month and a 17 year old $ 250,000 term for about $ 14 per month . So the answer is , $ 0 to a lot . Best to talk to an independent agent . 