How Long Should I Buy Term Life Insurance For? 
The length of time for which you should buy Term Life Insurance should be proportionate to the amount of time your need exists . If you have a new baby and want to provide for your child if something should happen to you , I would recommend 25 or 30 year Term , to get them through college , and also to cover other children you may have . If you have just gotten a 30 year mortgage , 30 year Term is good for that . If you do not have a specific need in mind and are getting Term insurance for the price , it is usually a good idea to lock it in for as long as you can afford . If your health would change even a little bit , it can be much more expensive to buy a new Term policy in the future . 