Why Buy Life Insurance Outside Of Work? 
I assume you are referring to why buy individual insurance when you have group insurance . One reason would be ownership . With group insurance if you leave your employer you loose the coverage . You will probably have the option to convert part or all without medical evidence to specific plan at a much higher cost . With your individual plan , you are in control and can take it with you . Your employer could cancel or make changes to the group plan without your consent . If you have further questions , or feel that I could be of assistance , please do not hesitate to contact me . If you would like to work with a local life insurance broker , you could start with a Google search . For example , if you search for : life insurance broker Halifax or life insurance agent Halifax , my name , along with several others , will come up . You can use the same method to find a life insurance broker in your community . 