Does Health Insurance End The Day You Turn 26? 
If you are on your parents ' health insurance plan you can stay on that plan until you turn 26 under the Affordable Care Act . Prior to turning 26 you will receive notification from your health plan that you will be terminated when you turn 26 . When you turn 26 you will have three options : If your parent 's plan is an employer sponsored group plan you will be offered COBRA . This would be the same plan you currently have with an administrative fee attached of 2 % if the employer has more than 20 employees and up to 10 % if the employer has under20 employees . If you are on an indivdual/family plan you will be offered a choice of plans from your exisitng health insurance plan . Your third choice is to find your own health insurance plan with the carriers offering individual plans in your state . 