Is Car Insurance Prepaid? 
Yes , automobile insurance is typically paid in advance . Normally no less than thirty days at a time . Each carrier sets their own requirements as to the initial payment amount for new coverage . Most carriers allow clients to pay monthly , quarterly , semi-annually , or annually . If you pay your premium in full for semi-annual or annual you may also receive a discount on your rate -LRB- this is solely at the discretion of the carrier -RRB- . 