Can I Claim Homeowners Insurance On My Tax Return? 
Generally , your homeowners insurance premium is not tax deductible . It could be construed as a business expense if you conduct a business at your residence and have declared that on your income tax . While there might be additional circumstances they would be rare . Incidentally , most companies that issue homeowners policies take a very dim view of business conducted on the premises . The most common exception is private music teachers . 