Is Renters Insurance Worth Having? 
`` Worth '' having something really is based upon one 's own point of view and circumstances . As an insurance professional who is responsible for providing advice and service to my clients , frankly I believe that dollar for dollar , Renters Insurancecan be invaluable and is certainly `` worth '' the cost . Look , you work hard to obtain the things you buy , so obviously , you have already made the decision that these things are `` worth '' having . If you came home one day and your apartment or the house you were renting was completey destroyed and all those personal items that you valued were gone , I suspect you would not be questionning the worth of your renters ' policy . 