Does A 60 Year Old Person Need Life Insurance? 
Without analyzing a persons full situation , it is near impossible to make a recommendation . Most anyone requires some sort of life insurance , even if it 's just enough to bury the deceased . The idea is to pay less for getting a larger return of cash when needed . By leveraging your dollars over a long period of time , it can help pay for final expenses . If a person needs more cash on hand for estate purposes , there is no cheaper way to pay for the benefit needed than life insurance , if in proper health . 