What Happens At A Life Insurance Exam? 
They take your height , weight , blood sample and urine sample potentially , then go over a few simple questions regarding your health . If you may have indicated that you were a smoker until relatively recently -LRB- quit within the year -RRB- on your application , then perhaps a mouth swab will be taken to verify that you have , indeed , ceased smoking . Obviously , the more experienced the examiner the quicker and more hassle free the process / 