Who Is Required To Provide Health Insurance Under Obamacare? 
Providing health insurance under Obamacare -LRB- Affordable Care Act -RRB- is required for larger businesses -LRB- 100 employees + -RRB- . However , by not complying , the penalty imposed may be less than paying for the actual healthcare of the employees . And it is entirely possible that by not providing coverage , an employee will pay a lower rate -LRB- with the help of subsidies -RRB- and improve job stability since their employer may be more competitive in the Marketplace . 