Can You Have Two Health Insurance Plans? 
It is often quite possible to have two health insurance plans at the same time . Most often this is the case if you have your own plan and are on your spouses plan as well . However , it is rarely cost effective to do so . While you will be paying both insurance companies premiums based off them paying their portion of your coverage , they will not pay over the total cost of the procedures or visits . Most of the time , you will be overpaying the second insurance for the coverage that they are giving you . The exception to this would be a plan that is designed to be a secondary insurance plan to cover the deductibles and/or copays of the primary plan . 