How Much Does 1 Point Affect Car Insurance In Georgia? 
Hello , An insurance company doesnt rate on `` points '' on a mvr aka motor vehicle report . They rate specifically on the actual violation itself . So , they determine the premium by what the ticket is listed as . For example a client who gets a ticket that is a reckless driving or major speed over 15 an hour will always get a higher rate than someone who has a minor violation such as carrying no insurance or maybe a ticket for a tail light being out . If we can answer anymore questions please give us a call . We are an independent agency which means we shop the policy with over 10 carriers ! www.perezinsuranceprofessionals.com # 678-710-9687 