Does Allstate Do Life Insurance? 
Yes , it does . Check out Peggys reply to identify the subsidiaries through which it markets the product . I have found that with regards to life insurance , this carrier has its strong points and its weak points in underwriting . Every carrier does . This is because each carrier develops a certain amount of sophistication and expertise with certain types of mortality risks . When you think about it , there are dozens of risk factors that are considered in life insurance underwriting . Every carrier can not achieve an advanced level of understanding and comfort with everyone of them . So they tend to specialize . Lets suppose a carrier has a cardiologist as a chief of underwriting . You can bet that they will be very competitive and heart-related cases . Perhaps one of the executives of the company has a private pilot license . You know they will be very confident underwriting people who also fly . This is how the business works . Its really a question of which carrier would be most aggressive in applying underwriting standards to your particular risk . Once that carrier is selected , then it is the brokers job to advocate on your behalf . Every potential available credit should be identified . The more credits you get for both medical and lifestyle factors , the lower your price will be . 