Why Are Only Some People Covered By Health Insurance? 
Not everybody is covered on a health insurance policy because they either choose not to , or they can not afford coverage . Those two situations have been addressed with the Affordable Care Act , which will provide tax subsidies to low-income earners and also tax any person that does not buy qualified health insurance . This begins in 2014 with Open Enrollment starting later this year . Now may be a good time to get a free quote from an experienced broker to begin reviewing options now , and comparing them to prices that may be applied in 2014 . 