Can My Apartment Make Me Buy Renters Insurance? 
In some States , the Law requires for all Tenant Lease Contracts to include a clause requiring tenants to purchase and provide proof of Renters Insurance to the Landlord . In most States , this is not the case . However , a Landlord has the right to require a tenant to responsibly be insured as part of the agreement ; as long as both the Landlord and Tenant sign the Lease , it is a legal agreement . Renters Insurance is very inexpensive and provides a huge protection to both the Landlord and the Tenant in the event of a claim . The minimum amount of Personal Liability is $ 100,000 on most contracts and has no associated deductible ; the minimum amount of Personal Property coverage could be as low as $ 20,000 to which the policy deductible will apply . In order to generate the lowest premium for those uninterested in coverage but required to purchase coverage , one should obtain a quote for the minimum liability limit , the minimum personal property coverage and the maximum deductible . Providing an online format to obtain a quote and buy renters insurance online in multiple States ; may be useddirectly by Consumers . An exemplary online experience for all ! WEBSITELINK 