Does Term Life Insurance Run Out? 
In a way , with some companies . What generally happens is that after a stated period of time , 10 years , 20 or 30 , the premium will start to increase dramatically . You will probably be forced to stop paying it . The way to avoid this is to convert your policy if permitted , to whole life . Otherwise try to obtain a whole life policy before your term ends . Five years or so after start is usually the sweet spot . Keep yourself covered , if there is any way possible . Thank you . GARY LANE . 