Can My Apartment Make Me Get Renters Insurance? 
Yes an apartment complex or landlord for that matter can require by contract that all tenants maintain renters insurance . This would be a condition of the rental agreement and is designed to protect from a liability suit against the landlord for a potential claim caused by the tenant . If you do not wish to carry renters insurance you have the option of seeking a different landlord without the requirement . On a personal note , renters insurance is very inexpensive and covers so much . It really makes no sense not to carry renters insurance . 