Who Has The Cheapest Life Insurance? 
The Cheapest Life Insurance is based on gender , age , smoking status , health condition and what type of life insurance is being considered : term or permanent life insurance and the length of coverage ? As an example : a ten year term life insurance policy for $ 100,000 of death benefit coverage for a 25 year old female , nonsmoker in excellent health pays an annual premium of less than $ 100 . 