How To Estimate Cost Of Home Insurance? 
Since rates andcoverage ` sverywidelyby location I highly recommend you contact a local agent who can review the features of your home or potential home . The agent can runcalculationson the home to determine areplacementamount , reviewcoverage ` sand deductible options to then help determine a premium that feeds your needs . If you go to an independent agent you would have several options from different carriers . 