What Does The Comprehensive In Auto Insurance Cover? 
Comprehensive coverage on an auto policy typically covers fire , theft , vandalism , glass breakage and many other items other than a collision . the deductible is generally lower than the collision deductible , and the cost is always less than collision costs . There are many deductible options and an experienced broker can help you determine the most cost-effective choice . Personally , based on my 32 years in the business , I have found that higher deductibles -LRB- over time -RRB- tend to be the most favorable option . 