Can I Cancel My Car Insurance Early? 
You can cancel your car insurance at any time . Almost all companies will issue you a refund for any unused portion of your premium . For example , if your monthly cost was $ 100 and you canceled your policy 1 week after your last due date , you would get approximately 75 % of your money back . Please keep in mind , there may be state-specific penalties for canceling your auto insurance when you want to get another policy . Some companies in certain states may put you in the most risky driving tier because you have a gap in insurance coverage . Make sure to ask a trusted agent how this will affect your specific situation . 