Does Renters Insurance Include Flood? 
Flood is a peril that is specifically excluded under a renters policy . Flood is generally caused by inundation of rain , tidal water or mudslide . If you had a pipe burst in your unit that would likely be covered if you had an ISO form HO-4 Renters policy . Keep in mind that there are limitations on expensive items such as jewelry , money & securities , fine arts etc. . 