How Important Is Disability Insurance? 
How important is disability insurance ? It 's going to depend on your situation . Since Disabiliyt Insurance is paycheck protection , the first thing you have to ask `` is my paycheck worth protecting with disability insurance ? '' Maybe you have passive income or considerable savings that may reduce the the need for disability coverage ? Maybe you are just shy of retirement ? I guess the importence of Disability Insurance to the individual is going to be in proportion to how long that person can go without a paycheck ? Answering that question usually establishes your waiting period for most people for the policy they are considering . 