Does Homeowners Insurance Cover Tree Damage To A Car? 
The homeowners policy covers you when you are legally liable because of bodily injury or property damage . The company reserves the right to investigate and defend against a suit brought by the owner of the damaged vehicle . The company has the right to settle with the owner of the damaged vehicle and all of the expenses are subject to the limits of the policy . That is why it is important to purchase as much liability coverage as possible . 