What Happens To Your Retirement Plan If You Quit Your Job? 
What happens to your retirement plan if you quit your job depends on local legislation and the type of plan . When does the plan vest , means when do you get to keep the company 's contribution . For example , in Canada , some plans vest immediately and others after 2 years of employment . Depending on the type of plan you maybe required to transfer the value into a plan that is locked in until your retire to an individual retirement plan without triggering taxation . In certain certain circumstances you maybe able to cash in the plan and pay tax on the withdrawal . Your company benefits administrator should be able to provide you with your options . If you would like to work with a local Retirement Planner , you could start with a Google search . For example if you search for : retirement planner Halifax or retirement planning Halifax , my name along with several others will come up . You can use the same method to find Retirement Planners in your community . If you have further questions , or feel that I could be of assistance , please do not hesitate to contact me . 