When You Lease A Car Who Pays For Insurance? 
You do . If you decide to lease a car , part of the leasing agreement will be that you obtain and maintain full coverage , namely both Comprehensive and Collision coverage for any covered physical damage to the car itself , as well as Liability coverage . Remember that the Leasing Company owns the car so they want to make sure that their interest is protected and they do that by requiring that you show proof that you have your own car insurance policy . 