When To Buy Whole Life Insurance? 
Whole life insurance is a permanent insurance product that provides coverage for the whole of your life . If you require permanent coverage then you should definitely consider whole life . Whole life insurance has many personal and business financial planning uses in addition to providing a level premium permanent death benefit . The build up of cash value offers tax advantaged growth which can be used to supplement retirement income , fund executive benefits and much more . The important thing to remember is that life insurance provides cash at death so get the required coverage first . You can always add term riders to give you the required amount . You can always convert it later . If you have further questions , or feel that I could be of assistance , please do not hesitate to contact me . If you would like to work with a local life insurance broker , you could start with a Google search . For example , if you search for : life insurance broker Halifax or life insurance agent Halifax , my name , along with several others , will come up . You can use the same method to find a life insurance broker in your community . 