What Does Medigap Insurance Pay For? 
Medigap Insurance pays for what original Medicare Part A & B does not . Part A & B only covers only around 80 % , the medigap insurance covers the remaining 20 % depending on which plan you have . For example , Plan F is the most comprehensive covering all deductibles , co-pays and co-insurance . Plan G covers everything but the Part B deductible which is $ 147/year -LRB- 2014 -RRB- . Medigap Insurance has no network so you can go to any doctor or hospital you would like . If they take Medicare , they will take the Medigap Plan . 