What Is A Life Insurance Mouth Swab Test For? 
A mouth swap for life insurance will test for the following : HIV/Aids and Hepatitis B Tobacco Use Cocaine -LRB- or other elicit drugs -RRB- Use There are other things a swab test can be used for , but for life insurance purposes these are the basics . In addition , if you are only doing a swab test rather than a full paramedical exam then you are most likely applying for a small death benefit term life policy . These are great , inexpensive ways to provide death benefit to the insured . For additional information on a swab test for term life insurance please visit www.clminsure.com or call 561-320-2978 