Are You Required To Have Car Insurance In Oklahoma? 
The answer is yes . Oklahoma state law requires minimum auto coverage 25/50/25 -LRB- Title 47 7-204 . -RRB- For example , 25/50/25 coverage means that you have coverage of $ 25,000 bodily injury liability insurance per person , $ 50,000 total bodily injury liability insurance per accident , and $ 50,000 property damage liability per accident . We recommend a minimum of 100/300/100 in liability limits as a starting point when determining the amount of coverage needed to protect yourself if a loss occurs . Please call or email for any questions about your personal or business insurance needs . 