Can I Get Life Insurance On My Dad Without Consent? 
No . In order to take a life insurance policy out on a person , you must have their consent and there has to be an insurable interest . The insured has to understand what he 's agreeing to and be able to sign on his own behalf . Even with a power of attorney , many companies may still not approve a life insurance policy because the medical history may contain a medical condition that is `` uninsurable '' - meaning that the reason the power of attorney was invoked is because they have a condition the carrier would not want to write coverage for in general . 