How To Find Cheap Health Insurance? 
Cheap health insurance is available from many of the large companies , such as Blue Cross , Aetna , Humana , UnitedHealthcare and Cigna . Both individuals and families can often qualify for large subsidies that can drastically reduce rates . So ... How do you get the best rates ? As a health insurance broker for 33 years , I 'll tell you the best way - Work with an experienced broker -LRB- and their website -RRB- and you 'll pay no fees , get the lowest available rates , and receive expert advice and guidance . But why not go directly to the . gov website ? It 's not because of glitches , delays and security issues -LRB- although they should be a concern -RRB- . It 's because you will be working with a complete stranger -LRB- every time you call -RRB- that is likely to be relatively new with a fraction of the knowledge an insurance broker has . A broker will offer you both on AND off Exchange plans along with short-term options if you miss Open Enrollment . Our job is to find customers the cheapest rates from the top companies . At no charge , of course . 