How To Determine Cash Value Of Life Insurance Policy? 
Policy owners receive an annual statement that displays the account and surrender cash value of their policies . But in the event that the cash value amount needs to be known in-between annual statements , the policy owner can order an in force ledger that will display the account and surrender cash values as well as any policy loans . You could also contact the writing agent , who should be able to obtain the information as well . But if you have your agent gathering the information , ask for an official document from the issuing life insurance companies . 