Does Home Insurance Cover Broken Water Pipes? 
Damages to your home that are caused by a covered peril listed in your policy document will be covered subject to your policy deductible . Now , if the pipe just bursts from wear and tear , then the repair or replacement of the pipe itself would not be covered , but the damage caused by the sudden discharge of water would be . If on the other hand , the pipe preaks due to freezing or sudden impact to use just two examples , then not only wou , d the water damage be covered , but so to would the cost to replace or repair that length of pipe . 