Will Car Insurance Cover A Blown Engine? 
Typically , auto insurance policies are designed to cover potential liability , property damage , accidents when your car is damaged and comprehensive claims such as fire , theft , vandalism etc. . . A blown engine is caused by wear and tear -LRB- the vast majority of the time -RRB- and unfortunately would not be covered by a car insurance policy . A `` maintenance '' policy may offer some type of benefits -LRB- subject to conditions and exclusions of the contract -RRB- , but not your personal vehicle policy . Do n't forget to delete your car from your policy is the car can not and will not be driven . It 's possible you may wish to keep the comprehensive coverage in force , depending upon the circumstances . 