How Safe Are Indexed Annuities? 
I agree . The annuity is only as safe as the issuing company but there are guarantees built into the contract and the company . In our industry , we keep hearing that there has never been an annuity written that did not get paid . So safety then begs the question ; if my company goes into receivership , how much of my annuity will get paid out and what can I lose?That is a very good question for the broker you are working with because company safety is closely monitored by state regulators . When any company gets into financial balance sheet troubles , it is taken over by the state to ensure that policyholders will not lose their contracts to poor management or economic circuimstance . 