Does Liberty Mutual Drug Test For Life Insurance? 
Depending on the size of the coverage and guarantee on issue , there will be some sort of exam that will collect a specimen . Any illicit or illegal drug , as directed by the Federal Government , will not only cause an application denial , it will potentially flag you with other insurance carriers through the Medical Information Bureau . It is advisable , for the best possible outcome , to abstain from all prescription medications not prescribed to you , illicit drugs INCLUDINGmarijuana regardless of your resident state 's legislation and tobacco for 30 days prior to your insurance exam . 