What Does Creditable Coverage Mean In Health Insurance? 
Believe it or not , there are no specific definitions of creditable coverage when it comes to health insurance . If you are moving from one health insurance plan to another a critical question is , `` Have you had a break in creditable coverage exceeding 63 days ? '' . Generally , creditable coverage refers to a major medical plan but your new carrier can decide what is , and what is n't creditable coverage . 