Does Auto Insurance Build Your Credit? 
Unfortunately , it will more than likely not affect your credit at all . The best you could hope for is that a company will look favorably upon a coverage history when deciding whether or not to provide you with credit . Typically your credit score is based on payment history of credit cards , loans and a few other factors . Normally not insurance payments . Things can change . If in doubt check with your local agent . Each state is different and legislation is a moving target . 