What Do You Need To Get Health Insurance? 
In the era of ObamaCare , all you need to get health insurance is the ability to fog a mirror and make your monthly premium payments . You also need to be a U.S citizen or legal resident . Underwriting with medical questions is no longer allowed so it 's really a matter of selecting a health insurance plan that you want and completing and submitting your enrollment form . Please remember that the ability to purchase individual health insurance is now restricted to either ; A -RRB- the annual open enrollment period which in 2014 begins on November 15th for an earliest effective date of coverage of January 1 , 2015 or B -RRB- you experience a change of life status event such as getting married , divorced , having a child , losing other health insurance coverage and -LRB- this year -RRB- the renewal of your employer 's group health plan can provide an opportunity to purchase individual health insurance coverage . 