What Does Medicare Pay For Physical Therapy? 
Physican therapy is covered under Medicare Part B , but there are cap limits for therapy services - $ 1,920 for physical therapy -LRB- cap for services combined with speech-language therapy -RRB- . If the services are deemed medically necessary -LRB- and documented -RRB- by your therapist , you would not be responsible for costs above the $ 1,920 cap.If you 're getting physical therapy services that are not medically necessary , then Medicare will not pay for the services . Medicare would be paying for approximately 80 % of the costs and you would be responsible for the other 20 % , after the Part B deductible -LRB- $ 147 in 2014 -RRB- . A Medicare supplement -LRB- Medigap -RRB- plan can help pay the Part B deductible and the 20 % costs for physical therapy services . 