What Is Renters Insurance Coverage? 
Renters Insurance is available from a variety of insurance companies that offer this valuable protection for tenants . It is a form of homeowners insurance for tenants ; the policy contract may provide for personal property and personal liability . The coverage is inexpensive and fluctuates depending on coverage amount requested , deductible requested and geographic area . Most recently , the coverage has become most valued by those who have been accused of negligence thereby causing water damage , fire damage , smoke damage and other possible acts of negligence ; in this case , the liability portion of the policy will defend the insured and pay out up to the maximum limits afforded by the policy . It is important to note that in some States where the courts have been inundated by law suits regarding tenant issues , all lease contracts are required to include an insurance clause thereby requiring the tenant to provide insurance . We do have a short cut link for those that may seek a quote or wish to buy a policy directly online : WEBSITELINK 