About How Much Is Whole Life Insurance? 
The price of whole life insurance isdependenton gender , age and health condition of the insured . The premium is paid for the life of the insured or the maturity date of the policy . The vast majority of whole life is participating or generates an annual dividend . A dividend is areturnof unused premium and interest credited to the policy . If the policy owner elects to use the dividend to pay premiums along the way , the overall price for the coverage is reduced . If the economic exposure is perpetual , apermanentpolicy is necessary , but not necessarily participating whole life insurance . Guaranteed universal life may be a better economic alternative . Todetermine how much whole life costs versus guaranteed universal life insurance simply email me your gender , age , smoking status and general health to obtain a estimation on the price tag . 