Why Do Employers Offer Free Life Insurance? 
Employers do this to help attract better employees . They also do it to hold on to those employees . This is because if someone leaves their employment , they generally will automatically lose all of their life insurance . Then the former employee has to start all over again , at an older age , and perhaps poorer health , looking for life insurance . You are far better off getting your own life insurance as early as you can , regardless of any employer plan . Consult with your agent . GARY LANE . garylane@cox.net . 714 422 9616 . Thank you . 