What Is My Life Insurance Worth? 
Truly we would need to look at your contract if it is term life it is at face value for a certain amount of years and some states allows return of premium while other states do n't . Whole Life can build with interest as do the new IUL will have a face amount value and a cash value that is a savings account with a interest rate that is indexed to the S&P 500 with no risk of loosing your investment.Depending on tax bracket and if your married or single a client could invest 4000-9000 dollars a year in their savings so you can see the value of your life insurance can be as much as you want it to be . Of course most of us will need professional guidance to get there . John Cole Virtual Financial Group Recruiter / Manager 