Does Michigan Require Auto Insurance? 
Michigan , like most states , requires its drivers to carry a specified minimum amount of auto insurance coverage . The minimum limits are $ 20,000 per person , $ 40,000 per accident and an additional $ 10,000 for property damage . However , these limits are quite low and if possible , and it is within your budget , you should consider higher limits . As an experienced broker , I highlyrecommend the next level of coverage , that will provide a much broader protection . Free online quotes are always available from the top-rated carriers . 