Is USAA A Good Homeowners Insurance? 
USAA , like all insurance companies is regulated by your state and the state where they are domiciled . States are responsible to make sure that insurance companies in their jurisdiction have the necessary financial strength to issue insurance policies . They issue policies which are legal contracts . The contract will state specifically when the company promises to pay in exchange for the premium that they charge . The way a company adjusts claims also falls under the scrutiny of the state insurance commissioner . You can probably rely upon USAA homeowners insurance , and most other insurance companies . 