What Is An HSA Health Insurance Plan? 
An HSA is a Health Savings Account . If your employer offers it as a benefit , you should take advantage of it . It allows you to have available for medically related needs , a set limit of pre-taxed money which is typicallyset aside for you through a payroll deduction . Medical needs for which the HSA funds can usually be available are : doctor , visits , physicals , surgery , eye-glasses , prescriptions , etc. . 