Who Offers The Best Life Insurance? 
There is no `` best '' company . Life insurance professionals will work with you to find the right company and product for your specific needs . There are hundreds of fine companies that carry high ratings for claims-paying ability and financial strength . Even when insurers run into trouble , regulators and the industry steps in to ensure policy holders are not harmed . This history of trust is unparalleled . It has often been noted that there has not been a failure to pay even one dollar of death benefit in the long history of the industry . 