Can I Add My Elderly Parent To My Health Insurance? 
No . The only people who can be added to your health insurance is your spouse and your children -LRB- if you 're a legal guardian of another child , then they can be added as well -RRB- . Your parents would have to be under their own coverage . For senior citizens , they have Medicare available to them if they 're not on it already . If they have original Medicare -LRB- both Medicare Part A & Medicare Part B -RRB- , you may want to consider adding a Medicare supplement plan -LRB- a.k.a. Medigap plan -RRB- to cover the gaps in your original Medicare coverage . Original Medicare only covers about 80 % of healthcare expenses - you can have all or a portion of the other 20 % covered under a Medigap plan . I hope the information is helpful - please feel free to contact me for help and if you have any other questions . Thanks very much . 