How Long Can I Go Without Auto Insurance? 
Assuming you own a vehicle , it is registered , and your state has a compulsory liability law , you really do n't want to be operating it without insurance . The consequences can destroy your life -LRB- not to mention the lives of other innocent folks . -RRB- Withoutinsurance for your plates/registration , your state DMV will no doubt eventually discover this in their database and let you know about it . Many states charge civil monetary penalties for various periods/days of no insurance . Many states require insurance carriers to send electronic confirmation of policy terminations.If you have arun-in with law enforcement , you 're busted . Many states will impound your vehicle in addition to possible loss of license , etc. . Your period of insurance may be just days or it could be a very long time - but that time WILL run out and probably sooner than you think . Do not let this happen . Surrender your plates and keep your vehicle off the road in a safe place -LRB- away from potential damage -RRB- until you get more insurance or dispose of the vehicle . If you have a lienholder on the vehicle , you may be in violation of your loan contract . Here comes Mr. Repo ... . Avoid this situation at all costs or you 'll be sorry . 