How Do You Convert Term Life Insurance To Whole Life Insurance? 
Most term life insurance policies have a convertible provision to permanent life insurance or in most cases whole life . This is a great feature for those who now have health issues which could cause them not to get a good rate on life insurance or even uninsurable all together . I would contact your agent . It may make sense to convert all or part of your term to perm . If you are still in good health it may make better sense to purchase whole life new and replace the old term policy . In most cases convertible term is not the most affordable option if health is not an issue . Your term life carrier is assuming risk with conversion and that does come at a price . Just be sure to weigh all of your options before converting . Good luck ! 