How Long Do You Pay For Long Term Care Insurance? 
You pay for long term insurance by sending the insurance company a check every month , three months , six months or annually . The payment can be paid electronically through a checking account and there may be insurers that bill you directly . Each carrier is different so you can ask your full-time broker to explain the billing methods of the companies . Regarding how long you pay , it depends how long you want coverage . Until you are collecting on a claim , you would have to pay premiums . 