Why Renters Need Insurance? 
That is a great question ! Why would you need renters insurance ? The answer is simple , to protect the investment that you have in your belongings , and to provide protection against lawsuits from someone who may be injured while in your home . The landlords insurance will not cover you ; if something were to happen you are liable for the expense of replacing everything that is lost . That is a great reason for having insurance , especially since it is relatively inexpensive . Thanks for asking ! 