Can I change my health insurance plan at any time? 
That is a great question ! Unfortunately , the answer is no , you really ca n't . There are specific times set for the enrollment and changing of plans , so that the insurance companies can accurately assess the costs and risks involved in providing that insurance . If people changed plans constantly , those costs and risk factors would be very difficult to get a grip on . While the annual enrollment period begins in the fall , there are reasons where you can change or add coverage other than at that time . Certain life changing events such as having or adopting a child , losing or changing jobs , or getting married or divorced allow you to change or add coverage . If you go to the Affordable Care Act -LRB- Obamacare -RRB- website , www.healthcare.org you can enter your information and see if you qualify to add or change coverage . I hope that helps , good luck , and thanks for asking ! 