How To Buy Life Insurance Wisely? 
Work with an independent life insurance agent/broker . Doing the research on your own can be extremely time consuming and you may not always find the information you 're looking for . Independent brokers have an extensive knowledge of the subject matter and know the differences between products that are available in the marketplace . Brokers can help you through the entire process from start to finish . This includes helping you determine how much coverage is suitable to what you need the coverage for and how long you should have it in place for through an insurance needs analysis , provide quotes from multiple carriers and compare the options with you , track the application while it 's in underwriting and provide assistance on future needs as well . If you 'd like assistance in buying a life insurance policy , send me a message - my contact information is provided on my profile . I do not charge fees for my input and can walk you through the entire process of securing a policy . 