When Was Term Life Insurance Invented? 
Life insurance has been around for centuries in one form or another . I think the modern version as we see it today has been around for the last 200 + years or so in the U.S. . As to when term life insurance specifically was first created , I would n't be able to tell you or provide a general range . Just take comfort in the fact that it 's a concept that 's been around for ages . I hope the information is helpful - please feel free to contact me for help with your coverage and if you have any other questions . Thanks very much . 