How Long Does It Take To Receive Disability Insurance? 
It really depends upon your waiting or elimination period . The most common elimination periods are 30-60-90-180-360 days . The time period must be met in order to start receiving your benefits . Once you have a medical diagnosis of a total disability is the day the time period starts . Almost all companies go back a pay a lump sum once the elimination period is met to the day of diagnosis . If you are applying for Social Security disability the minimum time period is 9 months and can be as long as 2 years . 