What Will The Life Insurance Industry Look Like In 2020? 
With low interest rates beginning to rise and life insurance industry sales flat , there will be a concerted effort to consolidate companies , so acquisitions will dominate the insurance industry for next 5-7 years . Although competition will be reduced by acquisitions , those carriers that remain will force the market to new levels of competition that will play a role in the continuing decline in life premiums accelerated by new frontiers in life expectancy . Look for a new CSO mortality table before 2020 . The tax advantages of life and annuities will continue through 2020 as the industry continues to be the only reliable industry to purchase government debentures . 