Is Life Insurance Essential? 
Life insurance creates cash at death . It is essential when death creates an economic loss that you would like to cover in the most economical way with tax free funds . -LRB- If you care that is -RRB- Once the required death benefit is decided upon , often there are additional planning opportunities for savings purposes and in corporate owned situations - executive benefits It may not be essential but it can make planning easier , more predictable and usually more economical If you have further questions , or feel that I could be of assistance , please do not hesitate to contact me . If you would like to work with a local life insurance broker , you could start with a Google search . For example , if you search for : life insurance broker Halifax or life insurance agent Halifax , my name , along with several others , will come up . You can use the same method to find a life insurance broker in your community . 