How To Claim Life Insurance After Death? 
Youll need to collect the certificate of death , the published obituary and establish viability of the policy as in force at the time of death . All this information needs to be forwarded to the life insurance . If death occurs during the first two years of the contract date , known as the contestability period , the due diligence proceeds may take longer . This varies between life insurance companies , but as a rule of thumb , 30 to 60 days after the collection of the above required documents . 