Does Aflac Have Long Term Care Insurance? 
Aflac does not sell Long Term Care Insurance , per se . However , American Family Life Assurance Company does carry a Critical Care and Recovery Insurance policy that would pay a benefit in case of stroke , paralysis , coronary artery bypass surgery , persistent vegetative state , major human organ transplant , or coma . They also cover policies for hospitalization and cancer . Therefore , there are some options despite the absence of a traditional long term care product . 