How To Lower Auto Insurance Cost? 
There are several ways to lower auto insurance costs . First keep a clean driving record . No at-fault accidents or moving violations in the past 3 years . Take a look at the type of car you are driving . Raise your deductibles to the highest limits you can afford . Bundle your polices with one insurance carrier . Home , auto and umbrella all together will usually give you the maximum discounts . Other discounts available may be occupational or good student . How many miles you drive annually is a factor in some states . Talk to your local agent about these options and more . 