How Does Insurance Determine The Value Of A Totaled Car? 
In most cases the value of a totaled car is determined by market value . A great way to get an assessment of the value of your vehicle is to go to any online website like Auto Trader and look up a car or several cars -LRB- in your area -RRB- similar to your own to see it 's value . Other factors that may be taken into consideration is how well your car is maintained . 