Who Should Have Annuities? 
Anyone who is looking for secure Retirement Savings could benefit from owning an Annuity . There are many types of annuities that can fit the needs of many different types of retirement savers . But Annuities are meant to be accessed during retirement , after age 59 1/2 . So they are only suitable for people saving for retirement and who do not need the funds prior to that age . 