Is Vanguard Star Fund A Roth IRA? 
Vanguard Star Fund is neither a Roth IRA or just an IRA . Consider this , you have a cup . This cup represents the IRA or Roth IRA which has rules that must be followed according to the IRS . In this cup , you can put anything . An annuity , a mutual fund including the Star Fund . Unless you make the funds qualified or if they come from qualified accounts such as a 401 -LRB- k -RRB- , they are not considered a Roth or Traditional IRA . 