Why Is Car Insurance More Expensive For Young Drivers? 
Rates vary from carrier to carrier and geographic location to geographic location . There are many factors that used to help determine your auto insurance premium . Every carrier has set it 's own standards as to the risks that they are willing to take on as a company within an area . If you feel that your rates are higher than they should be then contact other agents in your area to find out how their rates stack up to your current rates . 