Can I Sue My Own Auto Insurance Company? 
Yes , if they have violated the contract that you and they agreed to . Trust me on this one . It is soooo much better first to to to your agent and see if he has a common sense answer . If they do not , some do not they can not even get out of the rain because they think flood is covered under the homeowners policy -RRB- . Most agents would rather tell their spouse know and feel the pain than to tell a cash paying customer their screwed . Next , you can not imagine how much heat you can bring down by calling and then writing a letter to the department of insurance fulling explaining in exact detail what is going on ... also , adjusters have recorders and so should you with all conversations even on the phone 