What Is Auto Physical Damage Insurance? 
There are two elements of coverage provided by physical damage . The collision element will pay for damage to you vehicle involving an accident with any object that a normal human being can not pick up and move , except Superman , Hulk and Iron Man -LRB- if he has fuel -RRB- -RRB- : A strong farmer , like my grandpa , could move a dead deer , dog , cow , horse or bird so therefor he would collect under the fist element of coverage call comprenshive . comphrensive is the really good stuff for it has been broadened to cover almost any risk of loss except collision with objects . Comp , as we in the profession call it , provides all risk -LRB- any type of loss -RRB- except war and maybe nuclear attack ... oh do n't forget the felony exclusion thingy , it will bite you in the butt . 