What Does Medigap Insurance Cover? 
Medigap plans -LRB- also known as Medicare supplement plans -RRB- help seniors cover the gaps in Original Medicare -LRB- Medicare Part A & Part B -RRB- . Original Medicare covers about 80 % of healthcare expenses - a Medigap plan can pay all or a portion of the other 20 % , depending on which plan you have . Supplementing your Original Medicare coverage -LRB- Part A & Part B -RRB- with a Medigap plan will help you limit your out-of-pocket expenses and allow you to see any doctor you want that accepts Medicare . Any doctor that accepts Original Medicare will also accept your Medigap plan . There are 10 different Medigap plans and they are all standardized - meaning each plan type is exactly the same from every insurance company regardless of who you have your coverage through -LRB- the only difference being the price you pay for your Medigap plan -RRB- . The 10 Medigap plans are plans A , B , C , D , F , G , K , L , M , and N. Each plan offers certain benefits some more comprehensive than others . The benefits that can be secured under a Medigap plan are : 1 -RRB- Medicare Part A coinsurance plus coverage for 365 additional days after Medicare benefits are used up 2 -RRB- Medicare Part B coinsurance or copayment 3 -RRB- First 3 pints of blood 4 -RRB- Part A hospice care coinsurance or copayment 5 -RRB- Part A hospitalization deductible 6 -RRB- Part B medical deductible 7 -RRB- Part B excess charges 8 -RRB- Skilled nursing facility co-insurance 9 -RRB- Foreign travel emergency -LRB- up to plan limits -RRB- I hope the information is helpful - please feel free to contact me for help , including quotes and plan comparisons , and if you have any other questions . Thanks very much . 