How To Buy Homeowners Insurance For A New Home? 
Once escrow has started , contact your trusted insurance agent . Tell the agent the address and a description of the home . Tell the agent which Title Company is handling the transaction . If the home is currently occupied , find out who to contact to get permission for photographs . Your agent should be able to handle the rest . In California the buyer is rarely asked to pay the initial premium , this is normally included in the closing costs . 