How Much Is Disability Income Insurance? 
Disability Income Insurance evaluates health factors , so the cost of the policy will depend on how the applicant is rated health wise . If a nonsmoker who is of normal weight and has no health history , Preferred ratings can be given . The price also depends on the risk of the occupation , how much income the applicant makes -LRB- and how much of that income they want to replace in case of disability -RRB- , and what bells and whistles they want on their policy . For a 40 year old male office worker who makes $ 60,000 per year , the price can be as good as $ 50 per month for a plan that will last to age 65 . 