What Is A Whole Life Insurance Policy Worth? 
The value of a whole-life insurance policy depends on many factors , including the premium that has been paid , the amount of guaranteed cash value that hasaccumulated , and what dividends -LRB- if any -RRB- have been paid and how they have been used . Whole life premiums are much cheaper when you are younger . An experienced broker can provide multiple quotes , free information and expert advice for you . 