Whats Bad About Annuities? 
What 's bad about annuities ? Well , it all depends on your point of view . Some will see aspects of annuities as favorable or unfavorable . There is n't a consensus . The negatives that come to the top of my head is the surrender tables , that is if you want to exit or cash out the annuity before it has had time to work . Most annuities have long surrender tables which makes them not so liquid . The other negative might be market return . Because annuities are n't really considered risky , their returns tend not to be flashy . Little risk , little reward . 