Where To Buy Private Disability Insurance? 
Many life insurance providers offer individual Disability insurance . If there are life insurance brokers in your area it 's a good bet that they will be able to help you out with that . I think it 's always a good idea to buy from a provider that has proven strength and longevity and that has a local representative . And be sure to ask as many questions about the coverage as you can think of . What are the exclusions and what is the waiting period are important things to know going in . 