Can You Cash In Term Life Insurance? 
Can you cash in term life insurance ? Outside of a refund of unapplied premium , there is no cash values to be found in a true term policy . There are return of premium term policies -LRB- not so much anymore -RRB- that if you hold to maturity will return all the premiums paid into the policy . Some of the very old term policies also had cash values , but in the last 50 years no . 