Under What Circumstances Will Life Insurance Not Pay? 
Great question ! There are a few reasons why they may not pay . Any kind of misrepresentation , -LRB- A polite way of saying that someone lied , or stretched the truth -RRB- can result in the company not paying the death benefit . Many policies will not pay if the death occurs in the committing of a crime , or while under the influence of drugs or alcohol . You will want to read the fine print on your policy to see what circumstances will apply to you . Thanks for asking ! 