What To Do If You Can't Afford Health Insurance? 
There are several options for you if you ca n't afford health insurance . First , many people qualify for subsidized premium payments through the healthcare exchanges . I have seen people purchase health insurance that was free , and many that paid between $ 20 and $ 60 per month for compliant health plans . The real premium may be much higher but the Federal government helps you pay the premium if you make between 100 % and 400 % of the federal poverty level . If you make less than 100 % of the federal poverty level you should qualify for Medicaid if you are in a state that allowed for Medicaid expansion . About 22 states have done that , so your chance is about 50/50 that you would be able to get free coverage through Medicaid if you make less than 100 % of the federal poverty level . You can also claim that purchasing health insurance is a financial hardship . This is more of an accounting issue than an insurance issues so consult an accountant but I believe the burden of proof -LRB- this year -RRB- is fairly easy you simply fill out a form stating that you could n't afford it . Worst case you pay the penalty when you do your taxes which is $ 95.00 or 1 % of your income whichever is more , so the penalty is not a huge deal , but as you can see there are several inexpensive ways to get coverage and not pay a lot . Email me directly and I can help get you pointed in the right direction . My email is WEBSITELINK 