What Health Insurance Pays For IVF? 
There are very few health insurance plans that pay for IVF . Most policies will not provide coverage unless required by law . Fifteen states have mandates requiring the certain health plans cover infertility treatments . Of that group only nine specifically require IVF coverage . These mandates apply mostly to group plans issued in the state , so if your employer is headquartered in a mandate state those rules may apply . On the other hand the mandates have loopholes . If you live in a mandate state you may not be guaranteed coverage . 