What To Ask When Getting Renters Insurance? 
First , ask yourself about the value of your personal belongings . That includes your clothing , furnishings , kitchen tools , electronics etc. . Some things are obviously more valuable than others , but develop an inventory and assign a value that is fair . Next , determine what your financial exposure may be . What is your salary or compensation package at work worth ? Do you have money in the bank , or in mutual funds ? Do you have a retirement plan of some sort ? This will give you a road map to the amount of Liability protection you need . Finally , discuss this with your Insurance Proessional and be sure to ask about coverage options and policy limitations and do n't forget to ask aboutavailable discounts for `` bundling '' your coverage . 