Does Auto Insurance Go Down When You Turn 21? 
Your auto insurance reduces when you turn 21 with most carriers . It also reduces -LRB- with many companies -RRB- when you have three years of driving experience , turn 25 or get married . It also reduces when you reach age 55 , 65 or retire . That 's a lot of reductions ! As brokers , we can easily review when your rates will reduce , and how you can best pay the lowest premium with top-rated insurers . 