What Happens When I Cancel My Car Insurance? 
That is a great question ! The first thing that happens is that you are no longer covered if you are involved in an accident . Any damages , injuries , or loss of life will be your financial responsibility , with no help from the insurance company . The second thing that happens is that you now can no longer legally drive . The penalties for being an uninsured driver are stiff , and will leave a black mark on your record that will make it difficult or impossible to get reinsured in the future . Please do not consider dropping your coverage until you have another one in place . Thanks for asking ! 