How To Estimate Renters Insurance Coverage? 
All that you need to estimate renters coverage is a camera . Take pictures of everything that you own in the unit that you are renting . Systematically list the items and estimate the cost of replacing each individual item . Add the estimates and you will have the replacement cost of your personal property . That should be the amount of coverage you purchase on a renters policy . The other part is liability and my recommendation is always , buy the highest limit that the company offers . A lawsuit is extremely expensive and can ruin you financially . 