How Much Life Insurance Is Enough? 
The amount of life insurance that each person feels is enough depends on what they want their life insurance to accomplish . E.g. Do you want it to pay off your house so that your spouse could handle the rest of their living expenses on their income ? Then you policy is enough if it lasts as long as your mortgage , and is of a sufficient face amount to pay your mortgage off . Or do you want your life insurance to enable your spouse to be able to live the rest of their lives without having to work outside the home ? That would take a substantially larger policy , and at least some of it would need to be in permanent coverage . It can be helpful to discuss this with an experienced life insurance agent who can help you determine what is most important , and be sure to get enough life insurance to cover that . 