Can I Switch From One Medigap Policy To Another? 
Yes , you can switch Medigap policies whenever you want , there are no restrictions . You will have to medically qualify however so be cautious and make sure you are approved for the new policy before dropping your old one . Do not just go by rates . While it is true that Medigap policies are standardized and offer the same coverage , there are some companies that offer a very low rate and within a year or two the rates increase as high as 40 % or more . Make sure you select a plan that has a stable rate history unless you like changing plans every year or two . 