Is Buying Life Insurance Online Safe? 
That is an excellent question ! Honestly , I really do n't believe so , and I 'll tell you why . The first reason is that you do n't have any idea who you are speaking with , and whether they will be there if you need them . Maybe I 'm old school , but if I 'm going to be giving someone my money and expecting them to be a part of protecting my family , I want to know them . I do n't trust giving my family to a faceless , impersonal website . The second is the security of my personal information - who sees it , how well is it protected , and how do I know where it went ? With the rate that companies seem to be hacked , I think I prefer knowing my stuff is locked in a cabinet somewhere vs. floating around in cyberspace , available to whomever . The third reason is that the internet prices shown to lure you in are `` best scenario '' prices always - they are the worm on the hook , and far too often are n't what your price is after they 've underwritten the policy . With a live agent , that is much less likely to happen . Can it be safe to buy online ? Probably . Would I personally do it ? No . I hope that helps , thanks for asking ! 