What's The Best Type Of Life Insurance? 
Product suitability needs to be determined through a personal financial profile process that includes risk assessment , financial goals and a life expectancy report . Then you need to outline your financial liabilities , future obligations and other charitable intent at death . If those indemnification items are temporal you should investigate term life insurance . If some or all of these items are ongoing into perpetuity , then permanent life insurance should be considered . If youre looking for tax advantaged retirement income you may want to review the fur cash value accumulating life insurance policies : participating whole life , current assumption universal life , indexed universal life and variable universal life . 