What Happens At The End Of A Term Life Insurance Policy? 
As a term life insurance broker for 33 years , this is one of the most common questions I -LRB- and our top-ranked website -RRB- is asked . There are a number of options which include terminating the policy , accepting the guaranteed renewal rate -LRB- which may be quite high -RRB- , converting the policy , or applying for new coverage -LRB- which can be a different face amount and term . Of course , shopping for the best rate and underwriting classification will help us find our customers the lowest available offers . 