How To Get Car Insurance With A DUI? 
Hey , it happens . Sometimes we make a mistake and end up in a situation we did n't intend . It does n't mean you ca n't get car insurance , it just changes the finances . Now , I can only speak for the State of Michigan , but I do n't imagine it 's very different in other states . When your insurance company finds out you got a DUI -LRB- and they will -RRB- , they will , most likely , cancel your policy as you 're no longer eligible to be covered under a standard company . There are , however , other nonstandard companies that will be happy to insure you , at a price . Companies such as Titan/Victoria , Progressive , Bristol West , and others will still insure you . Now , I 'm assuming you still have a valid license -LRB- If not , it 'll be more difficult -RRB- . It would n't surprise me if your premiums tripled or more with these companies but there are ways to help manage your costs . If you look at the quotes from these companies , you 'll probably see that more than half the premium is in the physical damage coverages -LRB- comprehensive and collision -RRB- . If you can live without these coverages , you can save a lot of money , but be aware that they will not fix your car if you have damage . Also , if your car is leased or financed , you 're bound by contract to carry these coverages . In this case , you can raise deductibles but it wo n't make a huge difference . Do n't skimp on the liability coverages , these are much more important . Now the bad news . You may not be eligible to be insured with a standard carrier for up to 5 years . And you thought the fines and court costs were high . This is where it really hurts . I hope you have a good agent , he/she is your best friend right now . Work with them and see what you can do to minimize your costs without sacrificing the most important coverages 