What's The Average Cost Of Home Insurance? 
Homeowners insurance rates are going to vary depending on many factors . A few of those factors are the age of the premise , the valuation of the premise , the geographic location of the premise , the insured 's claim history , the building materials used to construct the premise , the distance of the nearest fire department , and the distance of the nearest fire hydrant just to name a few . In my area and based on my experience , I would say the average is around $ 1000/yr . 