Which Is Better Humana Or Medicare? 
Humana can be either a Medigap or Medicare Advantage plan . They offer both options . Depending on your zip code , the Humana Medicare Advantage plan may not be available . If Humana Medigap plans are offered in your state , they would be available in any zip code . You should completely understand the difference in Advantage plans vs. Medicare supplement . In general , Advantage plans have lower premiums but considerably higher out of pocket costs . Most also have networks with severe penalties for using non-network providers . Supplement plans have higher monthly premiums , no networks , and in most cases , less than $ 500 out of pocket when your health takes a turn for the worse . 