What Is The Best Life Insurance For Doctors? 
There is no one life insurance COMPANY that is the best for doctors , although some companies are much more lenient than others regarding medical records . In my experience in writing physicians ' life insurance , many physicians treat themselves , and thus do not have the medical records that many companies require for policies with large face amounts . I have much better results with some companies than others , for that reason . Regarding what TYPE of life insurance to get , you will want to fit your policy to your need . If you have a temporary need , just as wanting your mortgage to be paid off if you died , you will save money by taking your policy in 20 or 30 year Term . If you want a vehicle for tax favored income in retirement , Indexed Universal Life works well . A knowledgeable agent can guide you through your choices so that you get the most bang for your buck . Finally , the AGENT you choose is important for doctors . Some agents will not understand the medical terms you use . Some do not know the underwriting process well enough to work with insurance companies for cases `` outside the box '' . Some will try to take advantage of what they perceive to be your `` wealth '' . Choose an agent who will treat you like a human being , who knows how to write all types of policies , and who understands underwriting enough that they can get you a fair price . 