Where Can I Get A Physical Exam Without Health Insurance? 
Typically , health insurance plans will provide preventive benefits -LRB- including a physical -RRB- without a waiting period or deductible . And the cost is 100 % covered by the policy . This was one positive change from The Affordable Care Act . If you do n't have health insurance , it is possible that a local government agency will provide a physical . You should check with your county , city and state health agencies and inquire about assistance . 