How Much Is Homeowners Insurance Each Month? 
Homeowners Insurance is written on a 12 month term -LRB- annual -RRB- ; most insurance carriers offer monthly payments which may or may not be loaded with a billing service charge for the monthly payment option . You must first obtain an insurance quote from an agent or broker serving your area . Rates vary based on the risk ; size of home , reconstruction value , limits of liability , deductible , prior claims experience , etc. . . For a premium quote in CA , AZ or NV , you may follow this link : WEBSITELINK Alternatively or for other States , you may search for a local agent , answer some questions and obtain a quote . 