Who Regulates Group Health Insurance? 
Generally when we are talking about full-insured group health insurance plans they are regulated by the state insurance department of the state the group health insurance contract was issued in , this is usually the state where the company is headquartered . The situation , depending upon the circumstances , can get more complicated in the case of self-insured group health insurance plans . These plans are subject to the Federal ERISA law and are overseen by the Department of Labor . 