What Does A Life Insurance Physical Involve? 
Generally speaking , the para-medical exam for a life insurance application is done in your home or office between the hours of 7 a.m. and 7 p.m. Monday through Saturday . There are exceptions , but these hours and days are the norm . You can expect the exam to last between 30 to 45 minutes and the examiner will typically take down your vitals -LRB- blood pressure , height and weight -RRB- and collect a urine and blood sample . If it is warranted , you may be required to have a EKG or chest Xray exam but if this type of test is needed you will be given notice beforehand . It is recommended that you drink plenty of water the evening before and eat `` clean '' food -LRB- low sodium , low sugar , less fatty or greasy food -RRB- in the days leading up to the exam . After all , you want to get the best result in order the get the best rating/result back from the exam . 