Does Life Insurance Pay In The Event Of An Overdose? 
Depending on the state you live in the contestability portion of a life policy may be one to two years . After this period of time , unless otherwise stated within the policy exceptions , a policy will pay the benefit to the persons named as beneficiaires within the policy . Prior to the stated contestability period end , an overdose would be investigated for intentional or accidental . If found to be intentional within that contestability period , premiums paid would usually be refunded , but no claim paid . 