When You Rent A Car Is Insurance Included? 
Rental car companies offer a physical damage option as an amendment to their standard contract . This option , offered for an additional daily charge , provides for covreage in the event that their car is damaged while in your posession and control . But before you sign on the dotted line for this , check with your insurance professional to see if your personal auto policy extends coverage on to rental cars . If it does , then save yourself the money on the rental agreement and do n't accept the option . Also , check with your bank card provider . Many include coverage on rental cars usually up to $ 500.00 . 