Can I Get Long Term Care Insurance If I Have Multiple Sclerosis? 
It is difficult to get a Long Term Care Insurance policy while having multiple sclerosis . There is a graded benefit policy that you could get if your MS is very mild and you have not had any exacerbations in many years . Another option for Long Term Care Insurance that is available to persons with mild to moderate multiple sclerosis is Life Insurance with living benefits . This allows you to take part of the death benefit at cash while you are still alive if you are unable to do some ADL 's . Of course , you must be able to qualify for this policy , but it is much easier to qualify for this life insurance policy than it is to qualify for a long term care insurance policy . Please feel free to give me a call and I would be happy to show you your options . 