Can I Be Turned Down For Medigap Insurance? 
You can be turned down for a Medigap Policy . If you are in your Open Enrollment Period -LRB- new to Medicare -RRB- or if you can qualify for Guarantee Issue you can not be turned down regardless of your health . If you are not in Open Enrollment or Guarantee Issue you have to answer all health questions on the application so the insurance company can determine if you qualify medically for their Medigap Policy . If you have serious health conditions you can be turned down or you could be charged a much higher premium for the coverage because of the pre-existing health conditions . 