How Many Standardized Medigap Policies Are There? 
There are 10 standardized Medigap Plans available to Medicare Beneficiaries . They include Plan A , B , C , D , F , G , K , L , M , N with Plan F also offering a high-deductible plan . The most popular standardized Medigap Plans are F , G , and N. Plan F will cover all your Medicare approved charges . You do not have to pay any co-pays , co-insurance or deductibles for Medicare covered costs . If you choose the high-deductible Plan F , you must pay for Medicare covered costs up to the deductible amount of $ 2,140 -LRB- 2014 -RRB- before your Medigap Plan F will pay anything . Plan G will cover all your Medicare approved charges after you have satisfied the annual Part B deductible of $ 147 -LRB- 2014 -RRB- . Once the small deductible is met , Medigap Plan G acts like Plan F and covers the co-pays , co-insurance and deductibles that Original Medicare does not cover . Plan N covers 100 % of the Part B co-insurance , except for a small co-pay for some office visits -LRB- never more than $ 20 per visit -RRB- and up to a co-pay of $ 50 for emergency room visits -LRB- waived if admitted as an inpatient -RRB- . You are also responsible for satisfying the annual Part B deductible of $ 147 -LRB- 2014 -RRB- and any Medicare Part B Excess Charges . If you have further questions regarding your specific situation , please feel free to contact me . 