Why Should You Get Disability Insurance? 
The reality is that 1 in 3 Americans between ages 35 and 65 will become disabled for more than 90 days during their working career . People are quick to think , `` I have an office job -- I wo n't get injured . '' But what they fail to realize is that 90 % of disabilities are caused by sickness , not injuries . If you became disabled and could no longer work , it 's likely that your savings would n't go too far -LRB- average American savings are 3-6 months worth of salary -RRB- . Prepare yourself and protect your number one asset ! 