What Are Common Exclusions For Homeowners Insurance? 
Good question . Typical homeowners exclusions are flood , wear & tear , intentional acts and mechanical breakdown . Many policies will have exclusions for trampolines , water damage , wind exclusions , etc. . It 's very important that you check your individual policy for your specific exclusions . Usually towards the end of the policy you will see the exclusionary endorsement list . If you have any questions I would contact your independent insurance agent that holds the policy . 