What Disability Insurance Should I Get? 
What disability insurance should I get ? The one that gives you the best definition of `` disability '' . The definition is everything with these types of policies . A life insurance policy , pretty much you 're dead , they pay . With disability insurance , it comes down to the definition of disability to determine if the plan pays or not . The best definition of disability will usually be very short and straight forward because pretty much after the first couple sentences , the additional text is telling you what will change your coverage . A lot of words in this case is n't good for the consumer . 