About How Much Does Auto Insurance Cost? 
The cost of auto insurance will vary depending on a number of factors , including your age , where you live , the type of vehicles you drive and how good -LRB- or bad ! -RRB- your driving record is . If you are currently insured , that will also likely reduce your cost . A young single driver with multiple tickets and accidents is likely to pay the highest premium . And conversely , a married driver with a clean driving record will pay less . Of course , the coverage , including liability limits and deductibles will impact the rate . Specifically , monthly rates could be as low as $ 30 - $ 40 for some drivers and much much higher for others . The state where you reside will be a major determinant in the price of coverage . While a state such as New Jersey may have fairly high rates , other states such as Ohio will feature lower rates . To get a specific and accurate quote , an independent broker or a reputable car insurance website will provide prices from multiple carriers which will help you find the best deal . Whether you live in Arizona , Michigan or any other state , the quotes are free . 