What Is A Deductible For Health Insurance? 
A deductible is the amount of money you must pay before your health insurance benefits begin paying for services that are subject to the deductible . For example , if your deductible is $ 2,000 , you 're required to pay the $ 2,000 deductible for services before the plan benefits `` kick in . '' The deductible may not apply to all services though - some services , for example , may only require a copay or coinsurance amount , varying from plan-to-plan . 