What Is An Old Life Insurance Policy Worth? 
If you have your last annual statement review the surrender and/or cash value account and death benefit . If you do n't have a statement , contact the company 's costumer service for an in force ledger . Depending upon the type of cash value life insurance you have and how old it is , it may contain higher credited interest rates . That could be a reason to keep it . And depending upon how old you are , you may receive more money from the life settlement than the cash surrender value . 