Is There Any Insurance Available For People, In Good Health At 81 Years Old? 
If you are in good health , I believe your best option is a good whole life policy for as much as you need and can afford , it will not be very cheap but with some shopping I do believe there are affordable options . The `` final expense '' policies do have some twists if you are not careful . The majority have graduated face amounts and some just refund premiums if you were to pass away in the first few years . Have a family member help you with you decisions . Do n't just take the first `` deal through the door '' . Good luck to you and God Bless you living to 81 years old and in good health . Cheers ! 