Is There Insurance For Web Developers Using Services Hosted By 3rd Parties? 
It is common practice for it companies to use 3rd parties services in day to day operations , including 3rd party hosting . Your professional liability insurance may be covering your liability arising out of use of 3rd party hosting as long as there is always a written contract between you and your clients , with insurance stipulations , disclosures of your responsibility for use of 3rd party products and services , warranties and hold harmless agreements . The best way to find out is to call your insurance carrier claims department and ask them a `` what if '' question . For example , what if a 3rd party hosting vendor fails and this results in financial loss for me and my client . Am I covered ? 