Under What Circumstances Will Life Insurance Not Pay? 
A life insurance policy is based on your representations . If you attempt to defraud a company , the company may take the case to the court to decide if they are liable to pay the death claim . One famous case involved a career criminal who applied for life insurance under his legal name . When he was murdered the company discovered that he was a famous gangster and the court agreed that he had attempted to defraud them . 