How Long Does It Take For Life Insurance To Be In Underwriting? 
It really depends on several factors . There are simplified issue life insurance policies that can be issued on the spot . There are fully underwritten plans that can take weeks or even months . I will say the hold up in most cases is not the life insurance company underwriters . It boils down to two factors . First , when you start your application process , set up and finish your paramed exam as soon as possible . Until the exam is complete the underwriter will do very little on your case . The second aspect that can slow down the underwriting process is ordering APS or your medical records . Most doctor 's offices and hospitals are painfully slow to submit your medical files to an insurance company . It typically takes the longest in the entire process . Be sure and call your doctor 's office and ask them to please return your records in a timely manner . That will help more than any other single thing you can do to speed up the processing time . 