How Much Will Car Insurance Increase After An Accident? 
That really can vary depending on the insurance company as each have their own rates and standards filed with your state 's Insurance Department . Many companies , however , offer such benefits as accident forgiveness , either by paid endorsement or by the number of terms insured -LRB- loyalty benefits in other words -RRB- and if you have such a benefit , you will not see your rates increase because of the accident . Check with your Insurance Professional and ask about the terms and conditions of your policy to see how you may be affected . 