How To Get The Best Auto Insurance Rate? 
Contacting a local independent agent can compare rates with many carriers for you and make sure that you assets are protected . When shopping online only the person on the other end may or may not know enough about the area that you live in and the risk in the area and may not be able to quote with as many carriers . Best rates for insurance does n't always mean the best coverage also service in very important . If you do n't mind calling an 800 number and always speaking to someone different or only access your policy on line then that is great but when you have a claim is that what your looking for then great . The other option is a local which helps your community and many agents like our agency we personally answer the phone 24/7 and you can access your policyonline . What it really boils down to is what is best for you . If your comfortable and knowledgeable about insurance online only may be the way to go . But if your not sure of thing then a Local agent would be more helpful they all should be only a few dollars different between putting a face to a real person or a online company only the choice is yours to make 