What Does A Life Insurance Medical Exam Consist Of? 
A life insurance medical exam usually consists of taking a blood and urine sample , blood pressure reading , pulse , weight , height , and answering health questions . The health questions may be the same ones you filled out on your application , but this is a way for the life insurance to double check your responses to be sure they are getting accurate information . Some life insurance exams will add on an EKG , memory test , or other requirements , depending on your age and the face amount for which you are applying . 