Can You Work While On Disability Insurance? 
Private Disability Insurance plans vary in their restrictions on working while collecting benefits from the policy . Some will stop insurance payments if you work at all . Others will reduce your benefit proportionate to the amount of time you are working . If your policy covers you for your `` own occupation '' you should be able to work at another occupation and not be penalized , as long as you are unable to work at the job you had when you obtained the policy . However , Disability insurance companies are changing the wording on this so that you can be penalized for working at another occupation ; you must read the fine print closely to know for sure . 