What Are Qualifying Events For Health Insurance In North Dakota? 
Qualifying Events for health insurance can grant special enrollment periods - situations that would allow you to sign up for a health insurance plan outside of the annual enrollment periods . To qualify for a special enrollment period , you must have a `` life-changing event . Qualifying events include : 1 -RRB- Getting married 2 -RRB- Having a child 3 -RRB- Adopting a child/Fostering a child 4 -RRB- Becoming a U.S. citizen 5 -RRB- Moving out of your current coverage 's service area 6 -RRB- Losing your existing health insurance under certain conditions including : - Loss of group coverage through your employer - Your COBRA coverage expired - You get divorced - You come off your parent 's group coverage - Your plan was terminated by the carrier - You lose your Medicaid eligibility , CHIP eligibility , or similar situation Please note , voluntarily terminating your existing coverage or your coverage was terminated by the carrier because you did n't pay your premiums are NOT considered qualifying events for a special enrollment period . I hope the information is helpful - please feel free to contact me for help and if you have any questions . Thanks very much . 