Can I Get Long Term Care Insurance If I Have MS? 
It is very difficult to get Long Term Care Insurance while having MS. Long Term Care Insurance companies are especially sensitive about insuring those who have health conditions that could develop into trouble with doing Activities of Daily Living independently . However , some long term care type riders on Life Insurance are allowed for a person with multiple sclerosis , and `` living benefit '' life insurance policies might also fill that need . Talk to an agency that specializes in life insurance for persons with MS to see your full range of options . 