Will I Be Fined If I Don't Have Health Insurance? 
If you do not have the required/accepted health insurance coverage you will be subject to a penalty . For 2015 the penalty is the higher of either 2 % of annual household income or $ 325 per person over age 18 . For 2016 the penalty is the higher of either 2.5 % of annual household income or $ 695 per person over age 18 . There are maximum penalties for all methods listed as well as reduced penalties for each person under age 18 . Contact a experienced local agent for details ... 