What Is Non-Term Life Insurance? 
I believe you mean , non-medical term life . When a policy is non-medical it means that for your age and the amount of coverage that you require there will not be an immediate requirement for a medical exam . The company will ask many questions about your health and will base their underwriting decision on that information . There might be inquiries sent to attending physicians or there might even be a request for a paramedical exam but that is very unusual . 