Can I Get Life Insurance If I Have Diabetes? 
Most people with diabetes can get life insurance , and if you have had a history of good control -LRB- low A1C 's , no protein in urine , no neuropathy -RRB- you can get any type of medically underwritten policy at reasonable rates . Even if you have had some recent periods of poor control or have some side effects of diabetes , there are policies available . This is true even with the combination of diabetes and heart disease , which used to be pretty much uninsurable . There are a few groups who can have a difficult time finding coverage . Children with type 1 diabetes will most likely need to wait until they are adults to qualify for a policy . Persons under age 50 who have very serious side effects -LRB- amputation , kidney dialysis , blindness -RRB- may need to wait until they are older until they can get a guaranteed issue policy . To get your most affordable diabetes life insurance rate , contact an agency that specializes in that and share your health details . There is something out there for nearly every person with diabetes , and by shopping with a broker who carries many options , you can lock in your lowest price based on your particular health details . 