Why Do We Have Life Insurance? 
We have life insurance because we love . If there is anyone that would suffer at your passing , life insurance could ease the pain and assist in the transition . We need life insurance because we borrow money . Lenders often ask customers to assign life insurance benefits to secure a loan . We need life insurance if we want to leave a lasting impression on society . If there is a charity that excites you , a gift at your passing might be a significant boost to their activities . If you dont love anyone , dont owe anything and could care less about society , you are probably not a candidate for life insurance . 