Why Is Car Insurance So Expensive For Young Drivers? 
Statistically young drivers present the greatest risk for a claim to an insurance carrier due to their inexperience behind the wheel . Young drivers are more likely to be involved in some sort of questionable or reckless activity . This does mean that every young driver is irresponsible or that they will be involved in activities that will cause a claim . Many young drivers are more responsible and less reckless than older drivers but insurance carriers tend to create rates based on age and geographic location as major factors . 