Is Long Term Disability Insurance A Good Investment? 
Because long term disability insurance provides protection for a certain period of time it hasnt any cash value and could not be considered an investment . Long term disability insurance protects what is most peoples most important asset , their ability to work . If people depend upon your ability to work , a disability policy must be considered . It is much more likely that you will experience a long term disability than it is you will die before a given age . Disability is living death in that there isnt any income and yet you remain as a consumer . It is extremely popular coverage among professionals . 