Is Geico A Good Car Insurance Company? 
Let me share my experience.I 'm a licensed fee-based -LRB- accept no commissions -RRB- insurance consultant who has studied insurance , obtained a number of industry designations , owned and operated a general insurance agency for nearly forty years and helped thousands of insurance consumers with their insurance questions . I have long harbored ill will toward GEICO and other insurers who chose not to do business with independent agents . I believe their sales staff -LRB- and that of other insurers selling direct to the public -RRB- are trained to sell what the insurer wants to sell ; not what the consumer really needs . But I recently sought to purchase auto insurance for myself and checked out a number of on-line insurance offerings . GEICO 's premiums were one third of those indicated by E-surance , Progressive , and several others . The application process and live discussion with a sales person was cordial , professional and non-threatening . I was able to access my coverage information on-line , pay premiums directly and obtain insurance cards.Actually my experience was better than any I 've had with any independent agent . My conclusion , it is still important to know what you need and want . It is you against a large insurer and that means be cautious . But for my money I certainly would consider GEICO as an insurer.If nothing else they deserve a look . 