Does Life Insurance Cover Alcoholism? 
That is a great question ! The answer is yes , unless the answer on the application about drinking was falsified , -LRB- generally along the lines of `` have been told they have , been treated for , or prescribed medication for alcohol abuse/dependency or addiction ? '' , or `` been asked to reduce the intake of or discontinue use of drugs or alcohol ? '' -RRB- or the death occurred as a result of a crime committed while under the influence . Many policies will not pay if the death occurs because of criminal activity , and drunk driving would fall under that category . If the death occurs from long term chronic abuse , the policy should pay , but I 'd have your agent confirm that for you . Thanks for asking ! 