How Much Is Medigap Plan F? 
Although Medigap Plan F benefits are standardized , the premiums are not . Medigap Plan F premiums differ based on age , location , tobacco use and sometimes health conditions . The best way to locate a Plan F premium is by consulting with a licensed independent agent who specializes in Medicare Supplement insurance . Many times people are interested in researching and purchasing on their own , but that can often be time consuming and costly . There are only a few insurance companies that provide premium information publicly and , often times , they are very expensive . Working with an independent agent will allow you to find the lowest priced Plan F in your area because we can shop the Medicare Supplement market . Why is that better than doing it yourself ? Independent agents are not employed by insurance companies , we work for you . But do n't stop at just finding an agent to sell you a low priced Plan F. Work with an independent agent who will keep in touch , be accessible for questions , and review your premium annually . While you may start off with a low premium , you certainly want someone to look out for you as your Plan F premium steadily increases ... and , it will . Thank you for taking the time to read my response . Please let me know if I can be of further assistance . 