What Retirement Plan Is Best For Me? 
You need to establish your financial profile , risk tolerance and economic goals first . A secondary area of consideration is your tax bracket and if your employer offers a qualified plan that matches employee contributions . It may be in your best interest to consider non-qualified retirement plans . One thing is for sure , you should contribute as much as your budget allows to your retirement plan . The life expectancy of the American culture appears to be headed past age 90 . Youre going to need it . 