Does Life Insurance Affect Credit Score? 
Life insurance should not effect your credit score unless you are borrowing funds to pay your premiums on a larger case . However , a low credit score can affect your premiums when purchasing life insurance . Underwriting your health and lifestyle is just part of the process . Underwriters do look at the financial side of your life as well . They consider your income , occupation , length of employment , assets and yes your credit score . If you wish to get the best premium for your coverage , be sure your credit score is as high as possible . Your health , lifestyle and finances are all considered when purchasing life insurance . 