Is A Variable Annuity A Liquid Asset? 
That is a great question ! An annuity by its very nature is not a liquid asset . To be liquid , it must be readily accessible , and easily converted . Cash , bonds , or stocks are liquid assets . Your annuity contract will state a specific number of years that you can not touch the funds without incurring fees and charges . While you may be able to withdraw some funds without fees from the annuity , to do so affects the long term returns , and can have a big impact on the profitability of your investment in the annuity . If you would like help , please contact your agent , or drop me a line . Thanks for asking ! 