What Is The Best Life Insurance Company For Seniors? 
There is no one best life insurance company for seniors , although some are certainly better for older persons than others . The one that is best for you will depend on your age , what face amount you desire , what type of policy you want , your health , and even the state in which you reside . If you are over 60 and looking for something to cover your funeral , you will most likely find your most affordable rate in a `` final expense '' or `` burial '' policy . These usually refer to small , permanent policies that can be obtained with a minimum of underwriting -LRB- usually no exam is required -RRB- . You can also get them under age 60 , but sometimes there is some savings to taking an exam at younger ages . If you are looking for a policy over $ 100,000 there are very few No Exam options available to older persons . So you will want to apply with a life insurance company that caters to senior health for a policy like that . Some life insurance companies allow higher blood pressure readings above a certain age , disregard family history if the applicant outlived his/her parent , or provide other concessions to seniors . Shopping with an agency that carries many options will help . 