Should I Exaggerate My Income In Order To Qualify For Health Insurance Subsidy? 
You really ca n't . Your financial records , primarily your tax returns will be reviewed as part of the underwriting and screening process . That having been said , let 's face it , it is never a good idea to lie or fabricate on an insurance application of any kind . That sort of misrepresentation is called fraud and at the very least when discovered will pretty much guarantee that your premium for the insurance contract will be increased or the contract considered null and void . 