Does A 24 Year Old Need Life Insurance? 
Life insurance is fundamentally an indemnification product to protect your family members , business partners and the charities who depend on you . Even at a young age , you can have financial liabilities , future obligations and your earning power to protect , i.e. your income throughout your working life . And you may want to use cash value insurance if you have a desire to save money in a tax advantaged way . It 's never about age . It 's about financial responsibility . 