How Much Is The Average Cost Of Life Insurance? 
The average rating people get for life insurance is Standard . From that , you can determine the average cost for persons of different ages . Keep in mind that the average cost for an 80 year old is going to be much different than the average cost for a 20 year old . As will the average cost for someone with diabetes as compared with someone with perfect health . The length of the term , or whether the policy is a permanent policy , have a great effect on the premium , as well . It is a good idea to go into a life insurance sale with your top dollar that you can spend , in mind . Then see if you can get a policy that suits your needs for a premium a little lower than that . Something is better than nothing , and by consulting with an honest and knowledgeable agent , most people can find coverage at a price they can afford . 