What Is A Medigap Program? 
A Medigap plan is private supplemental insurance that is designed to cover many expenses not provided by Medicare . Some of these expenses are copays , deductibles , coinsurance and daily expenses from treatment . You must have Medicare Parts A and B to obtain a Medigap plan . You can easily shop online from reputable websites that are operated by experienced brokers . You can also contact a broker directly for specific quotes on the most competitive carriers in your area . 