Is Car Insurance Federal Law? 
That is a great question ! It is n't a Federal law , but it is in most States , Counties , and Cities . The damage and expense of uninsured motorists is something no one wants , so it is pretty much everywhere that you will find a law about having insurance if you want to drive . The penalties for driving uninsured are very high , and it is so much more worth it to spend the money on the policy . Please do not consider hitting the road without it . Thanks for asking ! 