What Is Deductible Vs. Out-Of-Pocket In Health Insurance? 
The out of pocket medical expense is the portion of provider fees left over after the health insurance policy made its claims payments.Your deductible is one component of these expenses . The deductible is the amount of allowed expenses the policyholder must pay before benefits begin . Other components of out of pocket medical expenses include copayments , coinsurance , and out of network fees . 