What Is A Term Life Insurance Policy? 
Great question ! A term policy is a low cost , policy that covers a defined period of time - your insurance at work is a one year term policy , for example , which is why you have to enroll each fall . The terms are typically 5,10,15,20 , or 30 years , and usually the price is steady throughout the term period . Once your term ends , so does your coverage . This is the opposite of a `` whole life '' policy , which will last as long as you do . If you would like more information , please contact me , I 'd be happy to help . Thanks for asking ! 