Can You Get Disability Insurance With A Preexisting Condition? 
Can you get disability insurance with a pre-existing condition ? Yes , it possible but it will depend on what the pre-existing condition is . Also disability policies carry an exclusion clause that in most cases would create a situation where the policy would n't pay for the condition creating a disability . Good disability insurance is very hard to get , even when totally healthy . Unfortunately , most people only begin to think about having coverage `` after '' they 've gone through a disability , which in turn makes it extremely difficult to purchase coverage . 