Does Health Insurance Cover Skin Removal Surgery? 
It will depend upon your medical situation ; 1 -RRB- No Scenario -LRB- the most likely -RRB- - the skin removal is for cosmetic purposes . This is generally understood to extend to persons who have meaningful weight loss that leaves them with excess skin . So , you may have done the right thing by losing a lot of weight but you may have to reconcile yourself to living longer with a flabbier body or privately pay for cosmetic surgery . 2 -RRB- Yes Scenario -LRB- uncommon but not rare -RRB- - where medically necessary criteria are met . There are circumstances where there can be recurring health problems caused by skin overhang -LRB- yeast infections , sores and rashes , infections , etc. -RRB- that can be remedied or mitigated by removing the overhanging skin , a Panniculectomy . This is not the same procedure as what is commonly referred to as a `` tummy tuck . '' The Punniculectomy only removes the overhanging skin and does not address the stretching of abdominal muscle that can also occur and which is commonly addressed in the `` tummy tuck '' procedure . As such , depending upon the terms of your policy and how a claim is coded I can foresee the situation where both procedures are performed -LRB- if the doctors went on and did the more invasive abdominal muscle procedures while `` they were in there '' and this was done with your prior consent or request -RRB- and part of the procedureis covered by the policy and the other part being deemed for cosmetic purposesand not being covered . 