Does Owning A Dog Raise Homeowners Insurance? 
Not necessarily , however , depending upon the insurance company and they way they have their underwriting standards filed in your state , having a particular breed of dog may make it difficult for you to buy the coverage . In addition to particular breeds , if you have had losses in the past relating to dog bites , those past losses , if you still own that animal , may also make it difficult to obtain coverage from a standard insurance provider . 