What Does Home Owners Insurance Typically Cover? 
That is a great question ! Your homeowners policy will cover all kinds of things , like fire , someone getting hurt on your property , or a broken window . The coverage is broken down to two types : property , and liability . The property coverage protects against those actual physical damages that may occur . The liability side protects against damages that may be brought against you for things that happen upon your property . I hope that helps ! Thanks for asking ! 