How Much Does A 2 Million Life Insurance Policy Cost? 
A 2 million dollar life insurance policy will cost much different rates for men and women , young adults and seniors , smokers and nonsmokers , those with perfect health and those who have multiple health conditions . The price also varies greatly according to how long the premium is locked in . Here are some examples of the cost of a 2 million dollar life insurance policy for a 40 year old male who has perfect health . 10 year term - approx $ 50/mo 20 year term - approx $ 100/mo 30 year term - approx $ 200/mo Permanent - approx $ 800/mo You can go to a website that offers instant quotes to see what a $ 2,000,000 policy costs at other ages , genders , etc. . 