What Is Traditional Indemnity Health Insurance? 
Indemnity health insurance major medical plans really do n't exist any more . These plans do not have any doctor or hospital networks and pay a flat dollar amount or percentage of UCR when claims are filed . There are a number of indemnity health insurance plans in the market place that are not true major medical plans . There is nothing wrong with these plans until you have a large claim and need to use them . Then you find out how little they pay towards your claims . 