How Much Life Insurance Should A Husband Have? 
If a household has two wage earners and their household budget relies on both incomes then both need to be covered . That being said , a husband annual earning tied to as inflation rate of 3 % is the most important defensive planning part of determining the amount of life insurance . Calculating his life expectancy based on family history and current health projections can create a baseline for planning purposes . Second to that are the family mortgage and all other debts . Third , future obligations like the childrens education and weddings . Fourth , covering all final medical expenses and funeral costs . We can determine how much life insurance you need . 