Which Life Insurance Is Better Whole Or Term? 
Both types of policies are good , but for different reasons . there are generally 2 types of insurance needs , permanent needs -LRB- last expense or burial benefit -RRB- , and temporary needs -LRB- mortgage cancellation insurance , college funding for you children , rent continuation for your family -RRB- . I generally find that most people have a need for both types , a solid foundation of permanent insurance that will take care of forever and term insurance that will take care of the needs that disappear as we get older . I would consult your life insurance agent and let him do a needs analysis for you . Some websites for these companies will allow you to complete this needs analysis online for yourself , and then elect to call an agent to your house or business . 