How Much Is Homeowners Hazard Insurance? 
Home Insurance , Homeowners Insurance andLandlords Insurance is commonly referred to as Hazard Insuranceby Mortgage Companies . The premium charged for Homeowners Insurance is based onbut not limited to the following : Geographic Location , Age of Home , Retail Reconstruction Cost of Dwelling , Type of Roof , Prior Claims and a few other characteristics which would affect the risk the consumer transfers to the insurancecompany . There is an approved Online Source providing a Self Service Quote & Buy Platform for Home Insurance Online ; the link is available to you and applicable in many States . WEBSITELINK The link provides a free quote , allows you to select options , asks you the appropriate Underwriting Questions -LRB- qualification questions -RRB- and issues the policy directly online . If you have coverage related questions , it is advisable to contact a licensed professional to assist with the process . 