How Long Does Health Insurance Last After Being Fired? 
The Consolidated Omnibus Budget Reconciliation Act of 1986 -LRB- COBRA -RRB- stipulates that generally one can continue group health insurance benefits for 18 months . There are certain circumstances that may allow an individual to extend this period . Generally this would be a disability certified by the Social Security Administration . If one is eligible for extended benefits beyond 18 months , the extended time period is up to 11 months and the insurer can increase premiums to 150 % of the original premiums charged during the extension . 