Can The IRS Seize Life Insurance Benefits? 
You will be very happy to know that the IRS can not make you pay any of the deceased debt to them or any other creditors unless you feel compelled involuntarily.By law the life insurance proceeds were created by a death claim . No creditor nor the IRS can force a beneficiary to pay any debts going forward . Most life insurance policies have this language written in them . The only exception to this law is if the beneficiary is a cosigner on a loan or mortgage . In this case the loan would roll in full to the cosigning beneficiary . 