Why Is Car Insurance Cheaper If You Are Married? 
Car insurance rates are based on many factors , including your marital status . If you are married , statistically , you have a lower chance of having an at-fault accident compared to if you were single . It 's upon this basis that insurers therefore charge married persons less than a single person that drives the same vehicle and has the same driving record etc. . . The marriage discount is larger when you are younger , and can vary between 10 % -30 % . Although it is substantial , do n't get married just for the discount ! Your spouse may spend a lot more money than you realize ! 