Is Comprehensive Car Insurance Necessary? 
Comprehensive auto insurance is necessary , otherwise it wouldnt exist . The price reflects the actual costs incurred by the insurance company to provide the coverage . Comprehensive covers your vehicle in the event of damage from something other than a collision . The key issue is the value of the automobile in relationship to the premium . Older vehicles decline in value to the point where carrying comprehensive insurance doesnt make sense and some insurance companies will actually discontinue comprehensive on older vehicles . 