Does Credit Score Affect Auto Insurance Rates? 
It all depends on the carrier and in some cases the state you live in , but generally speaking - Yes - your credit worthyness can impact your auto insurance rates . With carriers who use credit scoring as part of their underwriting process , those with better credit get better rates . Speak with your local independant agent to get a more specific explanation of the use of credit scoring in your area and with the carriers they represent . 