Does Auto Insurance Quotes Affect Your Credit Score? 
That is an excellent question ! The getting of quotes has no effect upon your credit score at all . In the process of getting a quote , there is nooffer of credit like there is in applying for a loan or credit card . All you are asking for is an estimate of the cost , just like you would at a mechanic before you would have work done . -LRB- When you apply for a credit card , you are asking them to give you access to money that you do n't have , so that offer or attempt will show up on your credit report . -RRB- It is in your best interest to get a few quotes , so ask away . Thanks for asking ! 