Can A Life Insurance Claim Be Denied? 
It is not a common occurrence , but yes it can happen . There are certain types of policies that have time limits built in that if the insured were to die during these periods it would be denied or premiums returned . Most all life policies have a two year wait for death by suicide , which would cause a denial . There are policies with exclusions for cause of death for example `` war or act of war '' . Again none of this is common but does happen . 