How To Get Short Term Disability Coverage? 
How to get short term disability coverage ? Well , you may first need to check with your employer 's HR and see if there is a group plan you can join . If your employer does n't provide short term disability coverage , they may allow for voluntary disability plans to be purchased via payroll deduction . You can also find individual disability and set it up to work like a short term plan . However , with individual the best usually you can do is 30 days wait for illness and possibly a week or two for accidents . 