Who Can Be A Proposer In Life Insurance? 
The proposer is the person obtaining the life insurance policy on another , and paying the premium . Those who can be proposers of life insurance must have an insurable interest in the person whose life is being insured . They must also meet all the other requirements of life insurance : be a legal US resident -LRB- if purchasing the policy in the United States -RRB- , be financially qualified to take out that amount of coverage and pay the premium , etc. . 