Why People Don't Buy Long Term Care Insurance? 
As with any insurance , people do n't buy Long Term Care Insurance because of cost , because they do n't know if they will use it , if because they assume someone else or the government will take care of it , because they are too busy to think about and apply for it , because they do n't understand it , because they do n't trust it or the people who sell it , because it is unpleasant to consider . When people need that type of care , most of those reasons seem insignificant , in retrospect . 