What Is Long Term Health Insurance? 
I am going to take a stab at this as I am not quite sure what the question is . Health Insurance is not necessarily long term unless you have it for a long time however you may switch between different plans . If you are asking what is Long-Term Care Insurance then I will also answer this : Long-Term Care provides a benefit when you have chronic illness needs . Pays for Nursing Home & Care programs , assisted living situations , in-home support and more . 