Does Auto Insurance Cover Theft Of Personal Property? 
Personal property stolen from your vehicle may be covered , depending if a rider was added to the policy or the property is permanently attached . This situation is fairly common in my 33 years in the business as an auto insurance broker . Typically , your home insurance policy covers these items , but each situation is different . LIVE answer provided by : Ed Harris - Premier auto insurance broker and owner of several consumer websites that offer the lowest car insurance prices to consumers . 