Can You Get Life Insurance If You Are Overweight? 
Yes , most people can get life insurance if they are overweight . Some things that might create a difficulty are if they also have a serious health condition such as uncontrolled diabetes or recent heart attack , or if their weight is in the morbidly obese category . However , there are many policies with lenient weight limits , and there is at least one policy in almost every state that does not have any weight limit at all . Some of these will work for persons with health conditions , as well , and some of them will even pay 100 % of the death benefit from day one -LRB- are not graded -RRB- . You need to work with agencies that carry a variety of policies like this so that you can get the most affordable overweight life insurance premium . 