Why Should I Have A Life Insurance? 
You should have life insurance if you have financial liabilities that expose other people like your family or business partners . You should also have life insurance if you are searching for a more flexible and less restrictive retirement plan that allows your contributions to accumulate tax deferred . It may also provide tax free income based on purchasing the lowest cost TAMRA compliant death benefit option , non-modified endowment contract . Keep in mind that this type of contract must remain in force for the life of the insured . 