Is Cancer Insurance Worth The Money? 
I believe so , as I both own one , and sell them to my clients . They can help make up the deductables and co-pays that are not paid by the health insurance companies . They can also bring in extra income when the insured or family member is not working due to treatments . Remember that these payments from a cancer policy are paid directly to the insured or beneficiary , not the doctors or hopitals . The statistics say that 1 out of 2 men and 1 out of 3 women will contract some form of cancer in their lifetime , the odds are unfortunately good that you will also . Most cancer policys ' also have a wellness provision that will reimburse the insured if they have a mammogram or a pap test or other cancer related tests done , even if they have health insurance coverage . One company , Allstate Benefits , expanded their cancer wellness program to cover blood tests for cholesteral , chest xrays , EKG 's and other non cancer related tests . generally these reimbursements have maximum amounts that they will pay on an annual basis . 