Who Can Qualify For Disability Insurance? 
To qualify for Disability Insurance , applicants need to show that they do not have an exceptionally high risk of becoming disabled . Having a health condition that lends itself to becoming disabled , even though the risk of death is very low -LRB- e.g. MS -RRB- will make it difficult to get a Disability Insurance policy . The applicant must also earn an income . Stay at home workers who are not compensated are unable to qualify for disability insurance . 