Is Mold Covered Under Home Insurance? 
Mold is already in every home . Coverage from your homeowners policy will largely depend on the cause of the mold . If there in infestation of mold in the home , it is most likely excluded by the wording of the policy . However , that doesnt mean that a claim will be denied . If the mold is the result of a bust pipe , for example , coverage would probably be available . Some companies put a limit on recovery for mold damage . Some companies offer additional mold coverage for an additional premium . There are companies that write a stand-alone mold policy . The key is to prevent mold . 