Is Home Insurance Paid Through Escrow? 
It can be , yes and this is a decision made by your bank or mortgage company . In Connecticut , the majority of the larger institutions do require this whereas some of the smaller local banks do not . If your bank or mortgage company does require this , say at the time you are purchasing your home , you will be required to show both proof of existing Homeowners insurance and a receipt certifying that the full first year 's premium has been paid . Then your Homeowners Insurance company will send renewal premium statements to your bank for payment from your escrow account . 