Does Car Insurance Cover Hitting A Curb? 
Car insurance will cover your vehicle if you hit a curb . However , assuming you have collision coverage , a deductible will apply to damages to your vehicle . Typically , the deductible is between $ 100 and $ 500 . Damages to the curb -LRB- which should be nominal -RRB- would be covered under the liability portion of your policy , and more specifically , the `` property damage . '' Your policy should easily cover all of the damages . Before filing the claim , it 's wise to check with auto insurance experts such as us , or your local broker . 