What You Should Know About Disability Insurance? 
When you buy disability insurance , you should know what amount it will pay , when it will start paying the benefit -LRB- elimination period -RRB- , and how long it will pay . You should know whether it will pay if you can not perform your OWN job or ANY job , and if it will pay if you can do only go back to work part time and/or being less productive than you were before . You should know whether your policy is renewable and what premium increases you might expect . 