How Long Does It Take To Get Approved For Life Insurance? 
That 's a great question ! The length of time to be approved will depend on a couple of things . Some companies will issue `` simplified '' applications , that involve only a series of health questions , a med check , and your MIB check before making a decision . Others will have you also do a phone health interview , and some of those will accept or deny you as a result of that call . Other policies require a para-med exam , and those can take quite a bit longer . Some companies have very efficient underwriting departments that move quicker than others , and if there are Doctor 's records needed for a determination , it can also be quite a bit longer . I would ask your agent for more specifics if it is an issue , or contact me , I 'd be happy to help . Thanks for asking ! 