What Is Life Insurance And How Much Should I Get? 
There are two basic kinds of life insurance : term insurance and cash value insurance.Term insurance generally has lower premiums in the early years , but does not buildup cash values that you can us in the future.You may combine cash value life insurance with term insurance for the period of your greatestneedforlife insruance to replace income . As far as for how much to get . That is going to depend on many factors . Too many to list here . I would recommend contacting a local agent to have them help educate you on the types of policies available and what might best fit your needs and concerns 