Will I Be Fined If I Don't Have Health Insurance? 
If you do n't have the required type of health insurance , there is an Obamacare tax . Here 's an accurate short answer based on my 33 years of experience as a health insurance broker . The fine is a maximum of 1 % of household income or $ 95 per adult and $ 47.50 per child . These amounts increase each year . Do you have the right type of coverage to avoid the tax ? Allow an experienced broker to help you find out . 