What Is Considered A Sports Car For Insurance Purposes? 
Every year , make and model of automobile that a particular company is willing to insure has a symbol that determines the rating factors that are going to be applied . The symbol is the result of company experience and industry experience . If a car has a history of high repair costs it will be assigned a high symbol , regardless of the appearance or name you give the vehicle . Cars with low weight and high horsepower -LRB- sports cars -RRB- generally have high repair costs and a high symbol . Cars with expensive parts can also be assigned a high symbol . 