Can Life Insurance Premiums Increase? 
That depends on what you buy . If you buy term insurance , it can change each year , or if level term , at the end of whatever term you buy . Then it will go up since you are older and perhaps not healthy , and perhaps even uninsurable . That is why Whole Life is the best . It never goes up , ever . It is fixed for your lifetime , and builds up cash value , to even help you pay for it later on , or borrow against it for a home , or even for retirement . Call an experienced agent who can review your needs and give you the best alternatives . Gary Lane , Registered Agent , New York Life , 714 422 9616 . 