Does Homeowners Insurance Go Up With Renters? 
Generally speaking , when you have renters at your house , your place is at a higher risk than if it 's just you living there . That higher risk means that your rates will likely be higher . Those additional risks are not just damage , like fire or water backup , but theft and additional liability . Every company assesses rates and charges differently , so you 'll want to chat with your agent about your needs . That said , if your rates do go up because of your renters , it will be minimal and covered by the rent your tenants pay . Feel free to reach out to us with any questions : insuranceeddie.com . Thank you . 