How Do I Find A Life Insurance Policy? 
You can search for a life insurance policy by looking through the deceased person 's financial records , checking out places they might hide documents , asking their family members if they mentioned purchasing life insurance , contacting a local agent they may have used , or calling insurance companies that you know they liked . You do not have to find a hard copy of the policy to collect the death benefit . After a few years , the policy may show up as unclaimed property on state notices . 