What are my options for life insurance if I have chronic hepatitis b and mild cirrhosis? 
I do have a life insurance policy that you can get with chronic hepatitis B and mild cirrhosis , if it is available in your state . Ironically , there will be more policies available to you when you are over the age of 40 , but this one is available at age 29 . Unfortunately , you will not be able to get a medically underwritten policy with the presence of cirrhosis . I have tried this before and it would be a futile and disheartening experience for you . Please feel free to contact me for details of the policy that you can get . 