Does State Farm Renters Insurance Cover Bed Bugs? 
I do not believe any insurance carrier will cover an insect infestation . It is typically expected that the property owner and the tenant will take the necessary precautions to prevent insect infestations . This would not be a typical covered risk which is fire , smoke , lightning , wind to mention the major ones . Please remember every policy and carrier is different . Read your policy completely to understand the coverage provided and any exclusions that it may contain . 