What To Know When Looking For Home Insurance? 
Start by talking to your Insurance Professional who will be able to guide you through the process . Look for a company that is well established with a solid financial reputation . A reconstruction analysis should be completed in order to help you understand the recommended amount of coverage . Choose a deductible that best suits your needs , most policies these days here in CT are being written with a $ 1000 minimum deductible . Be sure that the policy provides for a reconstruction guarantee on the house and replacement for personal property . Next , I recommend choosing at least a $ 300,000 liability amount . Ask about discounts and policy credits . 