Why Should Kids Have Life Insurance? 
Why should kids have life insurance ? Several reasons make it a good idea . First by purchasing a permanent policy you set the foundation for your child 's financial future . Think of it as raw land to be developed over time . It will be cheap but work very nicely through time . Next you can guarantee your child 's insurability down the road by the use of a rider that guarantees the insurance company ca n't say no later on . Taking away the NO is a bigger deal than you might think . How many times can you think of that being the situation ? And finally , for the worst possible thing , a child dying . The life insurance gives you a chance to grieve , pay for a service and not make lack of money make a terrible situation worse ... 