What Is The Best Medicare Part D Plan For Me? 
The `` best '' Medicare drug plan is the one that fits your needs and budget . Sometimes paying more will result in lower total annual costs , sometimes not . I have a husband and wife as clients . Husband takes about a dozen drugs , some quite expensive . The wife takes 4 drugs and none of them are terribly pricey but they are not $ 4 generics either . As it turns out the `` best '' plan for her runs about $ 80 per month while his plan -LRB- coincidentally with the same carrier -RRB- is about $ 50 per month . If she chose a lower priced plan her total annual costs would rise by several hundred dollars . If he opted for the more expensive plan like she has , his total annual outlay would also increase . The formulary is the driving factor in both these situations . 