Can My Home Insurance Company Drop Me? 
Unfortunately , the homeowners insurance company has the `` right '' non-renew your coverage each year they renew the policy . It depends on your specific state if they can drop you mid-policy or not . They normally ca n't drop you mid-policy unless they discover a material misrepresentation by you . They can drop you for non-payment , but for a claim they can only non-renew your policy . If you have additional questions please let me know . 