Does Medicare Cover In Home Care For The Elderly? 
Original Medicare -LRB- Parts A & B -RRB- cover some part-time home health services such as physical therapy , skilled nursing care , speech-language pathology servcies , etc. . Medicare does not pay for 24 hour home health care however , nor meals delivered to your home , personal care , and homemaker services . Please note , there are a number of conditions that must be met for Medicare to cover your home health care . If you need more than part-time/intermittent home care , Medicare will not cover the expenses . Home health care is very expensive and you can deplete your savings paying for it . For someone wanting 24-hour home health care to be covered by their insurance , they should look into securing a long-term care insurance policy . While long-term care can be an expensive type of insurance to have , you 're paying pennies on the dollar if you needed to make a claim on the coverage . There 's many moving parts to long-term care insurance . If you 're looking to secure this type of coverage , it 's most helpful to consult with an experienced broker to help build a policy that will best serve your needs . Please let me know if I can be of further assistance . Thanks very much . 