Does Homeowners Insurance Cover A Slip And Fall? 
Homeowners Insurance usually includes Personal Liability coverage listed under Section II on the Declarations Page . Personal Liability will usually cover a legal case brought against the insured and direct family members in the insured household due to negligence . It is important to read the coverage definitions , limitations and exclusions to assure that coverage will be afforded for each specific case . If there is a case of a Slip and Fall incident due to the negligence of a covered person , it is likely that coverage exists ; however , this will be determined by the adjustor assigned to the specific case during examination and interpretation of coverage on the said policy . It is never a good idea to assume coverage without the complete legal interpretation of both the policy and the specific case presented . 