Is Life Insurance A Good Investment? 
Is life insurance a good investment ? Well , it depends on if it fits your risk profile . I consider whole life insurance to be a part of my investment plan as whole life insurance offers a safe rate of return , ca n't go backwards in a down market and protects my family if I die before retirement . My whole life actually protects in retirement as when I die . That said , you will find whole life is absolutely the most boring financial product ever . Simply it does what it says it 's going to do , with no surprises along the way . Other investments shoot up , shoot down , stay flat and even fail . All which makes for great conversations over a beer . Life insurance ? Well , very few people brag about steady . 