Can Homeowners Insurance Ask For Copies Of Renters Insurance Of A Tenant? 
That is a great question ! There are a couple of reasons why your homeowner 's insurance company would ask for your sister 's renters policy . If your Sister filed a claim in conjunction with your Mom , your Mom 's company would want to assess what would be covered under the terms of that policy , and what they would be responsible for under theirs . They may also be trying to determine who is responsible for paying for the temporary housing costs , and for how long that coverage extends under each policy . They may also be trying to determine if some household items were listed under both policies , and filed as claims by both Mom and your sister . Neither wants to pay for something that the other will , if they do n't have to , you know ? It 's a pretty standard practice for insurance companies to communicate between themselves as much is as legally permitted , so that they can make the proper determinations on who is obligated to pay for what , and that payments are not duplicated . I would not worry too much about it . Thank you for asking , and I 'm glad that neither your Mom or Sister were hurt - that is more important than any of their things . 