What Rate Of Return Are Annuities Paying? 
Whenever you are comparing advertised rates of fixed annuities , it is very important to know the details behind the advertised rate . There are a multitude of variables between different companies . Many companies offer `` bonus rates '' for new investors . These bonus rates look very attractive , but are easily misunderstood . Key questions to ask are : Does the advertised rate include a bonus ? If so , what are the details ? How long is the advertised rate locked in once you invest ? Is there a guaranteed minimum interest rate ? If so , what is it ? Is there a bail-out option if the earning rate drops significantly in the future ? What are the terms ? For the right person in the right situation a fixed annuity can be a very good investment . However properly comparing annuities is more involved than comparing simpler products such as CD 's . 