Can Life Insurance Be Garnished? 
If someone dies while having a garnishment against them , the beneficiary will not be subject to the garnishment that was against the insured person . If it is the beneficiary who has a garnishment against them , the amount of the insurance proceeds that can be garnisheddepends on the rules of the state . Consult an attorney if your wages are being garnished and you are set to become the beneficiary of a life insurance policy , or have recently received proceeds of a life insurance policy . 