Is Variable Life Insurance Worth It? 
Is Variable Life Insurance worth it ? Like any policy , it depends on the premium you pay and the benefit you get . Of course , your spouse is the only person -LRB- or children/estate -RRB- that will receive the death benefit so perhaps you will have to ask them ? Keep in mind that there are many account options with a Variable plan and each one has a unique risk . A full-time broker can review the best plans and you can determine -LRB- as can the broker -RRB- what is most suitable for you . Without question , they will be your best resource for this question . 