How Much Does Health Insurance For Individuals Cost? 
Unfortunately there is n't a one-size-fits-all answer to this . Individual insurance rates vary widely due to many factors including age , height/weight , current health status , tobacco usage . They also vary widely between insurance carriers and states . Insurance rates are set after approval by your state department of insurance . Insurance carriers must get approval for the rates and rate increases that they propose . After they are set , there is n't a way to get cheaper rates . This is important to understand because health insurance professionals can provide you with valuable information at no additional cost . The best source of information is through a local health insurance professional that contracts with multiple insurance carriers . 