How High Should My Homeowners Insurance Deductible Be? 
That is a great question ! Finding the deductible that is right for you is a very common problem . You want to balance affordability of the policy with the ability to come up with the deductible amount if you need to . My advice is always to set your deductible at the largest amount that you could scrape together if you had to . It does n't make sense to set your deductible at an amount that you ca n't pay , if you had to . I hope that helps , thanks for asking ! 