Questions To Ask When Considering Life Insurance? 
Some questions you might ask when considering life insurance are : 1 -RRB- What is the rating of this company ? 2 -RRB- Are the rates guaranteed not to go up ? 3 -RRB- Does this policy have cash value ? If so , please show me an illustration . 4 -RRB- Will you be working with me if I need any assistance with my policy in the future ? 5 -RRB- What happens when the terms ends ? -LRB- if buying Term insurance -RRB- 6 -RRB- What riders are available for this policy ? 7 -RRB- How do I borrow from this policy ? -LRB- if buying Whole or Universal Life -RRB- 8 -RRB- What policy has the best rates for my health ? 9 -RRB- May I also get coverage for my spouse ? 10 -RRB- What if I want to drop this policy in the future ? There are many other questions you could ask , but these are some common ones that people ask me . This assumes you know how much coverage you need , and what type . Otherwise , those are also questions you will want to discuss with your agent . 