Does Disability Insurance Cover Long Term Care? 
Disability Insurance should not be purchased as a means to pay for long term care . Disability insurance benefits end at a pre-determined time . For the best policies , the benefits would stop at age 65 or 67 -LRB- and this is assuming you go out on claim and do n't return to work -RRB- . If you are looking for funds to assist with long term care , then you should purchase long term care insurance . These benefits would help pay for nursing home care , assisted living care , hospice , etc. . 