Is Homeowners Insurance The Same As Title Insurance? 
Homeowners Insurance and Title Insurance are not the same . Title insurance is insurance to make sure the title of the home is clean . For example you are purchasing a home from Mr. Doe . The title company is to make sure all information is accurate such as who is the seller , boundaries are correct and so on . If you purchased the home from Mr. Doe and you find out later there also was a MS. Doe who says I never gave permission to sell the home now there is a problem and title insurance would step in to cover this situation . Homeowners insurance is what you purchase to cover your actual dwelling and property , liability etc. . . for a potential loss . 