Which Variable Annuities Are The Best? 
All annuity product lines policy expenses and provisions . After the market meltdown of 2008 , many investment products reconfigured their policy provisions and crediting rates to income riders . Since then there has been no one company or contract that has emerged as best or dominant . Product suitability determines what 's in the best interest of the product purchaser by establishing a personal financial profile with a risk assessment analysis to assist in product selection . 