What Percentage Of Renters Have Renters Insurance? 
I do n't know of any studies out there that have provided the information that you are asking for . In my limited experience , I wouldmake a guess that the number is somewhere around 30 % or less . This is really concerning as renters insurance is typically very low cost . What happens if there is a fire in your building in another apartment and this in turn causes damage to your apartment making it unlivable ? Ifyou had renters insurance you would typically have funds available to find another place to reside and funds to replace any personal items that may have been damaged . Remember every carrier and every policy is different . Read your policy completely to understand the coverage offered and the exclusions that it may have . 