Do You Need Medigap With Medicare Advantage? 
When you have a Medicare Advantage plan you do n't need any form of supplemental insurance plan . The Medicare Advantage plan is all inclusive , albeit with a lot of out of pocket expenses if your health takes a turn for the worse . Sometimes unscrupulous agents will try to convince you to buy a Medigap plan , hospital indemnity plan , or cancer plan to fill the holes in your Advantage plan . If you feel like you need another insurance policy to fill the gaps you would be better off dropping the Advantage plan and switching to a Medigap policy . 