How Long Can Nicotine Be Detected For Life Insurance? 
The only reason to try to avoid nicotine detection in your lab results is in order to pay a lower premium for your insurance than you actually qualify for . People buy life insurance in order to have the peace of mind that their loved ones will not face unnecessary financial burdens upon their death . By not being truthful on your life insurance application you potentially give the insurance company a basis to deny paying the claim on your policy . Given that possibility , you wo n't have peace of mind . You should not try to avoid paying the proper premium for your life insurance unless you want to give the life insurance company a reason to avoid paying a claim . 