What Is Covered By A Retirement Plan At Work? 
There are employer sponsored qualified plans that may be in place that cover , or more accurately , offer employee participation like a the popular defined contribution plan called a 401 -LRB- k -RRB- under The Employment Retirement Income Security act of 1974 or ERISA . Being covered under a 401 -LRB- k -RRB- may include a employer contribution match . 