When Does The Beneficiary Collect From A Life Insurance Policy? 
That is a great question ! The only way that a beneficiary can get any money out of a policy is when the insured passes away . At that point , the beneficiary needs to contact the insurance company and file a claim . There will be forms to fill out and send in , and the death certificate will need to be sent also . Once all of the details are sorted out , the insurance company writes the check , and it is issued . Thanks for asking ! 