Does Homeowners Insurance Cover Swimming Pools? 
If a pool is damaged due to a covered peril there may be coverage . For example a tree falls on the pool . It will also cover liability if someone gets hurt or drowns in or around the pool . Make sure your agent knows you have a pool and make sure it is properly fenced according to the insurance companies standards however . If you do n't and the company inspects it , you may face non-renewal . Most companies require some type of fence around a pool . 