Who Is The Best Life Insurance Provider? 
There are hundreds of life insurance companies in America . There are six ratings services that perform economic due diligence and assign a numerical or alphabet category of either financial strength or claims paying ability . The rating levels between rating services are often not equivalent . Its important to secure as many rating services to assist the company selection process . Here are just a few of the rating services that are available that we use to determine financial strength and claims paying ability : S&P , Moodys , AM Best , Fitch , Comdex and Weise . Each life insurance company is required to file their financial statement called the convention blank or blue book . A summary of that financial filing is produced by surveillance services that we monitor . The ideal life insurance company is one with high ratings , strong balance sheet , competitive pricing and consumer centric contractual provisions . We routinely examine these carriers for consumers to assist them in a quality decision on selecting the right company for them . 