What Life Insurance Should I Get? 
The first answer is , enough . The second answer is , as much permanent insurance as you can afford and still have enough coverage . The third answer is , Buy from an agent that you trust . Get recommendations from your friends , colleagues and neighbors . Life insurance is not a mystery . The vast percentage of young people qualifies for standard rates or better and the nuances of companies and policies pales by the last answer , make sure it is in force when you die ! 