Does Home Insurance Cover Car Vandalism? 
Vandalism to a vehicle is typically covered under the comprehensive portion of your car insurance . Fire , theft and vandalism are three of the biggest components of the comprehensive section of your policy . Usually , the deductible is considerably lower than your collision deductible . Vandalism is covered under your homeowner 's insurance policy , although it would apply to contents of your home , the dwelling and other structures . Vandalism to personal property inside a vehicle would be a different type of claim than the vehicle itself . 