Can You Cancel Home Insurance At Any Time? 
A homeowners policy can be cancelled at any time . Notify the company or the agent . The company will issue an endorsement that shows that the policy is cancelled . They will send that endorsement to you and to your mortgage company . On the date that the endorsement states , all coverage will cease . If you havent replaced the policy with another , the mortgage company will send you a letter . They can force issue a policy and that is rarely in your best interests . 