Does Car Insurance Go Up Every Year? 
Well sometimes it seems that way but no , auto insurance does not go up every year . If an insurance provider has a rate change this change would effect everyone in that state . These adjustments occur occasionally to keep the insurance company profitable so they can pay out claims . Other then that things that effect your rates are driving record , location , types of vehicles , age , marital status , sometimes occupation and education and even credit . Always discuss with your agent when you can do to keep your rates affordable while maintaining the proper coverage 's . 