What To Look For In Homeowners Insurance? 
Typically when looking for a homeowners insurance policy you would look for a replacement cost coverage and at least a 2 % automatic increase in that coverage annually as a stating point . Depending on your experiences and area that the premise is in , you may also want other endorsements to provide proper coverage for your needs . Your first step should be to contact a couple of local agents from different carriers within your geographic area to find out what is available . Find someone that you are comfortable with as they will be the first person you contact when you have an issue or question about/with your policy or carrier 