Is Medigap Required? 
This is a great question . Many Medicare Beneficiaries think that the Affordable Care Act -LRB- Obamacare -RRB- requires them to purchase additional insurance to supplement Medicare . The truth is , Medigap is not required . However , many seniors purchase a Medigap policy for peace of mind and long term protection . Without a Medigap policy , you are vulnerable to unexpected health costs that can be detrimental to a fixed income . 