Will Health Insurance Pay For A New Mattress? 
Health insurance is intended to pay for items that are medically necessary . No matter how much better a new mattress may be for any medical condition one may have , you would be hard pressed to find a physician that is going to prescribe a new bed and deem it medically necessary . And , even if you found a doctor to write such a prescription , you are going to have a very difficult time convincing an insurance company this was an true medical need , as opposed to something to help you sleep better . If you are covered by Medicare , and prescribe a hospital bed , that is covered under Medicare Part B as durable medical equipment , with you being responsible for buying 20 % of the Medicare-approved cost of a hosptial bed after your deductible has been met . 