Is Whole Or Term Life Insurance Better? 
There are agents who contend that people should only buy term life insurance , and other agents who feel that people should only buy whole life . Most of us , though , believe that there are places in financial portfolios for both term and whole life insurance . Just as life insurance products are created to meet different needs , the type of need you have is what makes term or whole life better for you . If your need is for a lot of coverage for short period of time , term would probably work best for you . If your need is for a policy to pay for funeral expenses , whole life is probably better . An agency that sells both types can help advise you so that you get the best policy to suit your needs . 