Which Company Has The Best Life Insurance? 
There 's no one company that offers the `` best '' term life insurance . The carrier that 's going to offer the best rates for you may not be the carrier the offers the best rates for someone else . This is because people may qualify for different risk classes , they may be looking to secure a different amount of coverage , keep the coverage for a different length of time -LRB- term vs. permanent -RRB- , or may live in a different state -LRB- not every product from every carrier is available in every state -RRB- . All of these factors go into the calculation of rates . You should consult with an experienced life insurance broker who can shop the case for you and compare multiple companies to see who will offer you the lowest rates for what program you 're looking to set up . Please feel free to contact me for help . Thanks very much . 