What Do Medigap Plans Cover? 
In general , Medigap plans are available to help cover the gaps with Medicare coverage . There are 10 standardized Medigap plans . Each has a different level of benefits . Medigap Plan F is the most comprehensive of all the standardized plans . It will cover all your Medicare approved charges not paid by Original Medicare Part A and Part B . If you were to look at an Outline of Coverage , Medigap Plan F would cover 100 % of the following : Medicare Part A Coinsurance and hospital costs up to an additional 365 days after Medicare benefits are used up . Medicare Part B Coinsurance or Copayment Blood -LRB- First 3 pints -RRB- Part A Hospice Care Coinsurance or Copayment Skilled Nursing Facility Care Coinsurance Medicare Part A Deductible Medicare Part B Deductible Medicare Part B Excess Charges Foreign Travel Emergency -LRB- Up to Plan Limits -RRB- 