How Much Can Car Insurance Cost? 
If your friend asked you to pay for damages to his car , and the liability of operating the car would you charge him the same if he had a Prius or a Corvette ? Would you charge him differently if he drove it 20,000 miles a month versus 500 ? Would you charge him differently if he was in an urban or rural setting ? Would you charge him differently if he had a recent DUI ? Those are some of the considerations that an insurance company makes when determining the premium for a policy . 