What Are Some Tips When Buying Renters Insurance? 
I have 2 tips when it comes to purchasing renters insurnace : Look at getting replacement value vs. current value coverage . If you only have the current value , you are only getting money for the your TV , etc. is valued at today , not the replacement value which is what it cost to purchase a new one , replacing the one you lost . Shop around with different companies . Look for financial status and claims paying ability of the insurance company . I prefer to work with companies that are rated on AM Best at A - or better . If a company has a lower rating , investigate why before you decide to move forward with them . 