Is Car Insurance Higher On A Red Car? 
Insurance companies hire people call actuaries . These people sift through mountains of data from insurance claims to look for factors that might predict future claims . If the color of a car was statistically significant , the company could appeal to your state insurance commissioner and ask that color be a part of the rating scheme . The fact that it isnt indicates that there isnt sufficient proof that red cars have more accidents ; however , if they have a red light on the roof they might have a higher accident rate . 