What Is A Personal Injury Endorsement? 
A Personal Injury Endorsement is an amendment that can be applied to your Homeowners , Condo Unit owners or Renter 's insurance policy . The basic Liability coverage provided in these forms protect you in the event that you are responsible for the physical injury of another or damage somone else ' property . Personal injury is different in that it does not refer to physical injury of another or property damage , but extends protection for you in the event you are accused of slander , false arrest , defamation and the like . In other words , injuries that you are accused of causing that do not affect the body of another opr their property . 