What Happens If I Have A Lapse In Auto Insurance? 
Like Tom , I can provide information for the state the I am licensed in which is Wisconsin . As of this point Wisconsin does not require proof of insurance when registering a vehicle of getting your license unless you have had incidents on your MVR then an SR-22 may be required . If you have had a lapse in coverage you will more than likely have to secure coverage with a carrier that accepts higher risk clients and pay a higher premium . 