How Much Does Medicare Cost A Retiree? 
Medicare Part A covers inpatient hospital stays , care in a skilled nursing facility , hospice care , and some home health care . If you have paid Social Security taxes for at least 40 quarters -LRB- 10 years -RRB- this coverage is free . Part B of Medicare covers doctor office visits , preventive care , diagnostic tests , physical therapy , hospital outpatient services , radiation and chemotherapy treatments , kidney dialysis , durable medical equipment , ambulance services and some home health care . You pay a monthly premium to the Federal government for this coverage . 