How Much Is Life Insurance For A Baby? 
I am actually working on these policies right now for a few clients . They are choosing an amount they want to spend per year , and committing that to a policy for their children . The basic objective is to accumulate an attractive amount of money that could then be distributed as supplemental retirement income later on in the kids lives . Since this money will grow over literally decades , enough can be grown so that the yearly income can be substantial . We are kind of backing into the face amount once we decide on the yearly contribution and on how much money we would like to let the children take out of the policy when the time is right . So , like anything else , you get what you pay for it . You can go high or low on the funding , and high or low on the face amount . It all depends on what role you want life insurance to play in wealth accumulation for your children . Why not go for it ?! 