How Much Is Long Term Care Insurance? 
According to the 2012 National Long Term Care Price Index , the average cost for a Long Term Care policy with a daily benefit of $ 150 , a three year benefit period , and a 3 % compound inflation rider is as follows : Single person age 55 - $ 2,007 per year Couple age 55 - $ 2,466 per year -LRB- total for both spouses -RRB- Couple age 60 - $ 3,381 per year -LRB- total for both spouses -RRB- 