What Is The Difference Between Annuities And Mutual Funds? 
That is an excellent question ! A mutual fund is a financial vehicle that takes a sum of your money , and then invests it into stocks and bonds that the fund managers choose . There may be gains , or losses , depending upon the choices , how well they perform , and the fees that you pay for the fund to be managed . An annuity is a contract with an insurance company where you basically give them a lump sum of cash , and they in turn promise you a given rate of return on that money , and a guaranteed period of time to pay you from it . You can have small gains , orlarge gains from an annuity , but can not lose anything , as they guarantee at the minimum what you gave them to fund the annuity . The insurance company invests the money that you give them , and they assume the risk of gains or losses . I hope that helps . If you would like more info , please contact me , ok ? Thanks for asking ! 