Can I Cancel My Car Insurance Early? 
A little bit of additional advice . Call the insurance department in your state and ask them if all personal insurance in your state must be cancelled on a pro rated basis . This is the norm but not universal in a system that has 50 different ways of dealing with insurance in the 50 various states . So , the word from the Department of Insurance will cost you nothing other than the phone call and then you will be well equipped to move forward with your early cancellation . 