How Much Is Life Insurance For A 20 Year Old? 
The age of a person is n't as important as their financial situation . It 's assumed that younger people do n't `` need '' as much life insurance or maybe none at all because they may not yet have a family and their income is n't as large . A good question to ask a 20 year old is whether they think they will have a family down the road . It might make sense to get a life insurance program started with low cost term insurance that can be built on later . 