Does Medical Insurance Cover An Auto Accidents? 
Most health insurance plans will cover your medical expenses when you are injured in an auto accident . There are exceptions of course . If you are injured in an auto accident while traveling on company business your employers workers comp plan is expected to be primary and your health insurance plan secondary . Your health insurance plan will exercise their subrogation rights against the workers comp carrier to recoup any `` double payment '' . Similarly , if your claim is covered in total or partially by an auto insurance carrier -LRB- yours or someone at fault -RRB- subrogation rights will kick in as well . 