Is Medigap Plan F The Best? 
Is Medigap plan F the best ? Well it depends on what the person wants . I have found plan F to be great coverage from a plan that is used . I have my mom on F and we 've made visits over the years to the ER and extended stays for everything from heart issues to infusions and a few things in between . With all of these services , she has not had a bill to pay . Granted the premium is high , but the out of pocket is very low . The other aspect of F that I have witnessed first hand is the ability to switch doctors with ease . She has fired several doctors over the years , often in the same year . Other plans require a year 's commitment to a doctor to work . Plan F does n't . As with any Medicare decision , look at a couple ideas before deciding . 