Is Term Or Whole Life Insurance Better? 
That is a great question ! Both products have their pro 's and con 's that make each of them good and bad fits . My advice is always this : If you are looking to cover a short term debt , like a mortgage or college loans , get term , to cover that length of expected debt . If you want to cover your final expenses , get whole life . If money is an issue , and you need higher coverage than you can afford with whole life , do a mix of both . I hope that helps , thanks for asking ! 