Can I Get Life Insurance If I Have Skin Cancer? 
For life insurance that is underwritten , it depends on the kind of skin cancer and how long it is has been since all treatment has ended . Acticinic keratosis , basal cell and squamous cell carcinoma , if detected early , are easily cured and are the most likely types which can result in life insurance being issued , even at standard rates . Malignant melanoma , the rarest and most virulent form of skin cancer , is responsible for 75 % of all deaths from skin cancer . This is the type where , depending on the staging and treatment , are likely to be either rated or declined . Stage IV and recurrent cases are likely to be totally uninsurable . Meet with a life insurance professional that has experience working with underwriters on cases like this for the best possible outcome . 