How To Get Health Insurance When You Are Overweight? 
Under the new Affordable Care Act , you can not be declined by an insurance company for any pre-existing condition or other health-related reason . So , in short , health plans are guaranteed-issue now . Even if you 're overweight , you can still get coverage on or off the health insurance exchanges . In general , the only ways your coverage can be cancelled , is if you elect to terminate the policy , you do n't pay your premiums , or you falsified information on the application . I highly recommend consulting with an independent agent/broker for assistance in finding the plan that 's right for you . We can help you through the entire process from reviewing policies , to helping you apply , to getting your policy in force . Of course , if you have questions in the future or want to look into other types of insurance -LRB- e.g. life , disability , or long-term care -RRB- , we can provide assistance in securing these insurance programs for you as well . 