Does Rdr Impact Annuities? 
RMDs -LRB- required minimum distributions -RRB- impact most qualified retirement plans . So whatever products were used to fund those are subject to RMDs , including annuities . The biggest impact of an annuity in a qualified plan is the loss of tax free basis and the special treatment it receives in lifetime annuitization . But in general terms annuities can be managed to comply with RMDs . 