Does Car Insurance Cover Windshield Damage? 
Comprehensive coverage covers rock chips , deer . vandals , Trees , Theft , and Hail , Along with other things that are similar minus your deductible . Each carrier has it 's own guidelines as to what it will cover but those are the basic description of coverage . Basically anything that is not caused by you . Here in Montana they have started a new coverage that is simply deer coverage They will pay up to a $ 1000 worth of damage with no deductible with Liability only . Sometime this is a better coverage for those older cars and most claims in our state are caused due to deer . Also Some carriers rock chips are free to repair and the deductible would not apply . Talk to a local agent and seewhat works best for you 