What Does HSA Stand For In Health Insurance? 
HSA stands for `` Health Savings Account '' . There are specific plans you can purchase that are designated as Health Savings Accounts . With these plans , you open a separate savings account and you 're able to put pre-tax dollars into that account and spend those pre-tax dollars on qualifying non-covered medical expenses . You can use these funds for spouse or dependents even if they 're not covered by the plan . There are rules regarding how much you can contribute , when , what happens if you withdraw the money for non-medical expenses , etc. . But if you 're looking for additional ways to save taxes , this would be worth looking into . 