Does Auto Insurance Cover Break Ins? 
Like Edward has already answered , car break-ins are covered if you have the vehicle insured with Comprehensive -LRB- also called `` Other Than Collision '' coverage . Keep in mind thought , if anything is stolen - typically only those things permanently attached to the vehicle are covered under the auto policy . If a purse , laptop or other personal property not attached to the vehicle is stolen - most carriers cover these things under a homeowners or rental policy and are subject to that policies deductible and limits . So if your care gets broken into , you could be facing two claims and two deductibles unfortunately . Check with your local independent agent to verify your policy 's specific language . 