What Is A Life Insurance Quote? 
A Quote is just that , a best guess to what the Life Insurance will cost you based on very limited information . When you fill out an application , you will be asked more specific medical questions . If you have high blood pressure for example , the quote you got most likely will not be accurate . However if the blood pressure is controlled , and there is a history of control , then you would most likely get a better rate . Once underwritting makes a decision , a rate is set and you have to determine if you want to except that rate . So remember , a Quote is an estimate , the rate is what is being offered from the company . 