Does My Home Insurance Cover My Fence? 
The homeowners insurance policy is based on a formula . A certain amount of coverage -LRB- a percentage of the residence coverage -RRB- is the limit for fences and other structures that are not a part of the house . These include the fence , driveways , sidewalks and other fixtures and building materials located on your home site that are intended for construction purpose on your home . On your policy you can find the limit of coverage for these items under coverage B . 