Can You Borrow Against A Fixed Annuity? 
That is a great question ! Take a look at your contract , or contact your agent . Most annuities will allow for withdrawals if you need some cash , and those withdrawals are n't penalized . They are not considered loans , so you do not have to repay them . Please be careful with what you take out , it can have drastic effects upon what your annuity will earn for you . I do not know what annuity you have , so I can not make concrete suggestions for you , other than to contact your agent , or someone at the company they work for , and tell them your situation . I 'd be happy to help if I could . Thank you for asking ! 