Does A Trampoline Raise Your Homeowners Insurance? 
It is possible , depending on your carrier . However , items like trampolines , swimming pools , swing sets etc , even if they do n't raise your homeowners insurance rate , certainly raise your liability exposure . For that reason , it is important to review the amount of liability protection your policy provides . Do you have enough if someopne got hurt and you were sued ? Be sure to have thecoverage that you need by increasing the liability coverage in your Homeowners policy and look into buying extra coverage in a Personal Umbrella Liability Policy . These begin coverage at $ 1,000,000 and can be increased as needed . 