How To Shop For Auto And Home Insurance? 
Of course , surfing the internet is a great general way to start to narrow your search . Look for Insurance Companies that are consistently rated very high among the financial rating services such as A M Best , Moody and the like . Next , talk to your Insurance Professional about what options you may have . Independent agents can offer an array of companies , of course , but understand that they can not offer products and services that offer their solutions only through their agents . In most cases , for example , an independent agent does not have access to Nationwide Insurance Company products . Ultimately it is up to you to decide which solution best suits your needs and budget . 