Does Disability Insurance Cover Cancer? 
does disability insurance cover cancer ? Yes or No are the possible answers to this question . A disability contract pays based on the policyholder meeting the definition of disability as stated in the contract . The definition usually reads as `` being unable to the material and substantial duties of their own occupation . '' If cancer means you ca n't work , you 're covered . If you can continue to work , you 're not , unless you can only work a reduced schedule . 