What Are The Current Interest Rates On Annuities? 
The Current Fixed Interest Rates on Annuities average 2.95 % for 5 years , 3.25 % for 10 years . The rates can change quickly so always call your annuity distributor before using any quotes including these quotes . Most advisers are selling 5 year fixed with an expectation that rates are going to rise in the future . The 35 basis point spread between the 5 and 10 year rate is not enough go long . 