Is Life Insurance Cheaper To Buy When You Are Younger? 
Life insurance is cheaper to buy when you are younger if your health is good or you have no other risk . Some things that can afflict a younger person do not show up so much in older persons : DUI 's , suspended drivers licenses , suicide attempts , some mental disorders , and type 1 diabetes , to name a few . While under the age of adulthood , some of these conditions can make it impossible for a child or teen to get life insurance , although there are usually policies to be had for each of these after age 19 . And sometimes more years of control or stability can actually bring the rate down . However , in the absence of those situations , it is usually cheaper to buy life insurance when you are younger . 