Is Long Term Care Insurance A Medical Expense? 
Yes , Long Term Care Insurance can be claimed as a medical expense on tax returns . If you are self employed you can deduct the entire LTC premium up to the limits set . If you are an individual filing a tax return for LTC premiums that you -LRB- and not your employer -RRB- paid , you can include the cost of Long Term Care premiums in with your other medical expenses . 