When Does A Variable Annuity Make Sense? 
A variable annuity makes sense when you want the features of an annuity but would like to have a more hands-on approach to the investment part of the annuity . There are a wide variety of options and even that approach can be tailored to you . Remember that it takes a variable annuity license to sell this product and you should make sure that the agent you are talking to is properly licensed . 