Can Insurance Companies See My Driving Record? 
Autoinsurance companies must see your driving record in order to properly rate your auto insurance policy . Once a quote has been offered an agent will ask your permission to run your motor vehicle record in order to validate the rate . Should any violations or accidents show up on the record that were not disclosed the rate would be adjust accordingly . If you are with an existing insurance provider the carrier will usually run your record on an annual basis to see if there is any activity and adjust rates accordingly or possibly chose not to offer a renewal due to high activity on your driving record . 