Why Is Life Insurance Cheaper For Women? 
There is a branch of mathematics called , actuarial science . Actuaries pour through the records of millions of deaths and try to identify anything that makes a difference from average . One of the early findings was that in a given year women were less likely to die than men . That resulted in the rating that you now see . There is some indication that the trend is towards less of a difference , however , only time will tell . 