What The Best Type Of Life Insurance For Me? 
To know the best type of life insurance for you , I 'd need to know some things about you . 1 -RRB- Above all , what are your needs for your life insurance ? Do you want a small policy to use for your funeral and other final expenses ? Do you want a policy that would get your three teenagers established if something happened to you ? The best life insurance for those two scenarios are very different . Discerning your purpose for your life insurance helps professionals such as myself figure out the best type and amount of coverage you need . 2 -RRB- How old are you ? Do you have any health problems ? Do you smoke ? Questions such as this give us the tools to find your best rate . 3 -RRB- What is available for you ? This is a questions we agents must answer . Some life insurance agents carry one brand of life insurance , others offer policies from scores of companies . Some agents will push one type of policy on you , others will hunt around for your best option , even if they have to refer you elsewhere . You can save a lot of time and frustration by starting with an agency who will go the extra mile to find your best type of life insurance , right from the start . 