What Percent Of Americans Have Long Term Care Insurance? 
Approximately 10 % of Americans have Long Term Care Insurance . Many long term care insurance plans are now tax qualified so that premiums can be deducted on income tax . Most policies now also cover all levels of care , including at home benefits . These efforts to encourage more Americans to buy more long term care insurance are complicated by the fact that rates are going up and fewer companies are selling Long Term Care insurance . But for that percentage to has it , there are many benefits . 