How much is renters insurance per month? 
Good Question . Renters policies in NY will run about $ 225/yr with $ 25,000 in Personal Property Coverage and $ 500,000 of liability . The majority of the rate comes from Personal Property Coverage -LRB- your stuff -RRB- . If you increase the amount of personal property coverage to $ 100,000 you could see rates from $ 500 - $ 600 per year . Of course the rates will depend upon prior loss history , location of property and sometimes your credit score . 