Is Disability Insurance The Same As Workers Compensation? 
Absolutely not ! Workers Compensation is a state insurance required to protect workers in the event of on the job accident or workplace induced illness . So , your recreational weekend motorcycle accident would n't be covered . Workers Compensation coverage levels vary from state to state and how lost income is addressed varies accordingly . Suffice it to say , if it is possible to fit into your financial plan , purchasing disability insurance to protect your income stream in the event of serious illness or injury , regardless of source , then Short and/or Long Term Disability insurance policies are a wise precaution . 