How Does Hmo Health Insurance Work? 
An HMO -LRB- Health Maintenance Organization -RRB- is a conglomerate of physicians and other providers that work together to provide top-notch healthcare to you for an affordable price . They are available in most areas . Typically , you have a large Network of providers that you can utilize . There will be a PCP -LRB- Primary Care Physician -RRB- that will coordinate the healthcare that you receive . 