Should I Sign Up For Short Term Disability Insurance? 
That is a great question ! I believe that if it 's in your budget to afford a disability policy , that everyone should have one . These types of policies are great `` paycheck protection '' , as they can be lifesavers when something happens , and you are unable to work . Relying on workman 's comp or SSI Disability is n't wise . I hope that helps , thanks for asking ! 