Can I Withdraw Money From My Whole Life Insurance? 
As long as the money you seek to withdraw is not part of the whole life insurance contracts guaranteed values , yes you can withdraw it . This would be money in the policy as a paid-up addition either because you used a paid-up additions rider or because dividends were used to purchase paid-up additions . Values that are part of the whole life contract 's guaranteed values can not be withdrawn and must be accessed through a policy loan . 