When Is Home Warranty Insurance Required? 
Home Warranty is not required but I highly recommend it . Home Warranty is different from homeowners in that it can cover to fix or replace equipment in your home such as your HVAC Systems or pool equipment . In most cases the warranty company will continue to fix the item before replacing and this process can be extremely time consuming and frustrating . Be sure to research the companies so that you can get a good idea of how they treat these claims 