What Is The Elimination Period For Disability Insurance? 
The elimination period is basically the policy deductible . It is typically the number of days from the onset of disability for which no benefits are payable . The standard elimination period is 90 days -LRB- as Steve mentioned , that how much the typical American has in cash reserves -RRB- , but your agent can also adjust the EP to 30 , 90 , 180 and even 365 days . 