What Does A Life Insurance Wholesaler Do? 
A life insurance wholesaler is an agency that recruits life insurance agents to sell the products of various life insurance companies . For instance , if you meet with an agent and he shows you rate comparisons of 25 different companies and you choose to apply with one , the agent does n't need to deal directly with all 25 companies . He will deal with the wholesaler and can offer you the products of all the companies . You get the lowest rate any of the companies offer . Life insurance companies are required by law to give you the same rate no matter how you apply . 