Is A Pre-Existing Illness Covered If You Are Let Go From Your Job? 
This will all change very soon as the Patient Protection and Affordable Care Act of 2010 -LRB- PPACA aka Obamacare -RRB- takes effect , but for now this very much depends on if you allow your health insurance coverage to lapse . If you do not lapse coverage and begin private coverage , then usually a pre-existing condition would be covered . If you allowed coverage to lapse and then bought private insurance , it is possible for the insurer to excluse the pre-existing condition . Once PPACA takes effect , pre-existing conditions will no longer be allowed for the most part . 