Can I Get Life Insurance If I Have Heart Disease? 
Yes , you can get life insurance if you have heart disease . However , it is very important to share all of your health details with an impaired risk life insurance agent , so that your agent can find your lowest rate . Your diagnosis , date of diagnosis , type of medications you take , when you had procedures done , number of times you have had procedures done , and how you are doing now , all enter into what policy you can get and what rate you will pay . The variation in premiums is huge , depending on those health details . But if you gather your information and share it with an agent experienced in placing life insurance for heart disease , you will get the best possible rate . Also , heart disease is one of those health conditions that may present a lower risk as the years go by and there are no repeat events . If you were diagnosed before age 40 , going several years with no repeat events will not matter much . But if you are over 45 when you had a heart attack , stent , pacemaker , etc , going 5 or years without a recurrence could enable you to replace your policy and get a lower rate down the road . 