Does Health Insurance Cover Dissociative Identity Disorder? 
Currently , most individual plans have limited psych benefits vs. group health plans which are typically richer in benefits . That being said , dissociative identity disorder -LRB- DID -RRB- or MPD is a `` questionable '' diagnosis at best . The DSM code is 300.14 , but even then there is disagreement within the psychiatric community about the illness . There is a belief that some will try to fake the illness , so getting a carrier to agree with the diagnosis and certify the claim may be a challenge . 