Can An Insurance Company Cancel My Homeowners Policy? 
A homowners policy can be cancelled prior to the completion of the policy term . All coverage ends on the date of cancellation . The company will cancel a policy if the scheduled premium isnt received . It will cancel if you have by fraud , misrepresentation or by omission of fact caused the company to issue a policy that they would not otherwise have issued . They will cancel the policy if there has been a material change in the property that would increase the likelihood of claim . The company is required by law to allow a certain period of time before cancelling the policy . Unused premium is returned according to policy provisions . 