What Does Renters Insurance Cover, And How Cheap Is It? 
I agree with the coverage part of answer one , however , if your renters insurance is only $ 10 a month I would question how much coverage you are actually getting . Why pay for something that will not protect you when something actually does happen ? Questions to ask your agent are : what they are basing their recommended coverage amount on ; if your property is covered only if it is inside your home -LRB- some companies offer world wide protection - if you 're on vacation and the airline loses your luggage for instance -RRB- ; how any valuable items such as jewelry or art , are protected - they should be scheduled on your renters policy otherwise they are only protected up to certain limits . And yes definitely look into bundling renters and auto for an additional discount ! 