Does Car Insurance Have To Be In Your Name? 
Generally speaking , the answer is NO . You can still meet the financial responsibility that insurance is designed to provide by being a listed driver in a household . If you are in a domestic relationship and not married , you should probably have two names listed as first named insurers on the dec page of the policy . Laws are variable on your protection status . If you have an insurable interest due to owning a vehicle in the households , you may need to be listed to satisfy a lender . If you are not a named insured and not a legally recognized domestic partner , you may not have protection for every aspect of coverage so in the end it makes sense to be listed on the declaration page . This is less important for children of the insured living in the household due the defition of `` insured '' in the policy 's . All of the latter should be confirmed by a licensed agent in your state of residences . 