How To Claim Life Insurance Death Benefits? 
To claim life insurance death benefits , first call the life insurance company 's customer service department for each policy . They will get your current address or email address and get the claim forms to you . Order enough certified death certificates to attach to each policy 's claim form . When you receive both items , fill out the claim form exactly as instructed and mail to the life insurance company with the death certificate . They will mail your benefits to you within a few days to a few months . If you want , you can contact your life insurance agent and have him/her do this for you . At that time , you may also want to discuss whether to collect the death benefit as a lump sum or in regular payments . The insurance company can also help you make that decision . 