Does Renters Insurance Cover A Stolen Laptop? 
Talk to your Insurance Professional about the terms and conditions of your particular policy , but yes , under most circumstances , there would be coverage for this type of loss . It is more than likely that you would have to file a stolen property report with the local Police and obtain a copy of that report to submit to your insurance company . Understand that your policy may have specific `` inside limits '' for computers which might cap the settlement amount . Also keep in mind that any such loss settlement would be subject to your policy 's property deductible . 