Why Does My Health Insurance Go Up? 
What people pay for their health insurance increases as they get older . The reason for this is that as you get older , the average person typically needs/uses more health care resources . For example , when you 're young and healthy , most people only go see the doctor when they have an injury . When you 're in your 50 's and 60 's , the body changes and needs more maintenance and observation . Older persons generally go to the doctor on a routine basis every year . Carriers also change their rates periodically because they have to have the funds available to pay claims . If they have an increase in claims one year , they will likely have a premium increase on their policies the next . I always recommend people consult with an experienced health insurance broker - we have an in-depth knowledge of a wide range of products available in the marketplace and can help you find the health plan that 's going to be most suitable to your needs and your budget . Please feel free to contact me for help . Thanks very much . 