What Insurance Coverage Is Needed On The Business End For A For Profit Designated Driver Service And Its Drivers? 
If the Company is paying its employees to drive the vehicles , the company must have a Commercial Auto Policy . The commercial auto policy also must include non-owned vehicle coverage when your employees are driving the car . The customer can not sign an agreement to only sue the driver because the insurance company the customer has is required to act on behalf of the customer regarding subrogation . The company 's insurance will be responsible for any damage or theft while the vehicle is in the company employee 's possesion . Keith Prim - Dallas - 214-435-0791 