What should recent college grads do about insurance? 
That is a great question !! I 'm really pleased to see you looking already at your future , that 's a great thing ! My advice : Health insurance , stay on your parents ' until you 're 26 , then go to the www.healthcare.gov site and get a policy for yourself , as you most likely will qualify for a subsidy to help pay for it . Life insurance , find a whole life policy that will allow you to buy a minimum amount , but will allow you the option to increase your coverage as you become more solid financially . I have several companies that I work with that will allow you to do that , and since you are young , and in good health , the premiums are pretty reasonable to start out with . If the parents have you on their auto insurance , beg them to let you stay there . If the parents or someone co-signed loans for you , you may want to consider covering that debt with a term life policy , just in case , either in addition to , or in place of -LRB- in addition to is preferable -RRB- your whole life policy.Live at home , and save on renter 's insurance . In all seriousness , take the advice about the health and life insurances . Congratulations on your accomplishment , graduating college is something that you should be very proud of doing ! Thanks for asking ! 