Can You Switch Your Insurance Companies If You Still Have An Unsettled Claim? 
Yes you can , but it probably is not advisable . Your current company would settle any legitimate claim that you may have so long as the loss is A -RRB- covered under the terms and conditions of your policy and B -RRB- so long as the loss occured during your policy coverage period . Remember that if for whatever reason your policy lapsed and was subsequently reinstated , any loss that may have occured during that period of lapse would not be covered . 