What Car Insurance Deductible Is Best? 
Something to consider when choosing a deductible is to ask yourself , what are you comfortable with paying if there is a loss vs. what you save . Here is a generic example . Say for example you want a $ 500.00 collision deductible for your car . Now you may be considering a $ 1000.00 deductible to save you a little money . And for example going to a $ 1000.00 deductible vs. a $ 500.00 deductible will save you $ 50.00 every six months . That is $ 100.00 in your pocket annually . It would take you 5 years to break even vs. what you save and what you could potentially pay out and then you are money ahead . This is one good way to weigh the options of what deductible to take and help you make an intelligent decision . 