Which Pension Plan Is Best? 
Which pension plan is best ? The best pension plan is the one you PARTICIPATE in . There are different plans used in both individual and business situation . The best really comes down to you choosing to set money aside in one of them for later retirement use . There is n't a best one , there is yours , be it an IRA or a 401k or if you 're lucky enough a defined benefit plan . The best is the one your actively in . Matching , vesting and such , do n't matter if you are n't participating . 