What Is Personal Automobile Insurance? 
Personal Auto Insurance is an insurance coverage form that is designed and used specifically to insure private passenger motor vehicles and their owners . Most states require that one shows proof of having a personal auto policy that includes and names each car that is to be registered for use on public access roads and highways . States who require this are looking to make sure that there is liability coverage and usually matching Uninsured/Underinsured Motorist coverage in place . In addition to the liability protection a personal auto policy may also include coverage for physical damage to the car you own in the form of Comprehensive and Collision protection . These would be required if your car is leased or financed . Other optional coverages may include roadside assistance , Vanishing Deductible , Accident and/or vioation forgiveness , New Car replacement etc. . Talk to your Insurance Professional about all of the coverage and benefit options available so that you receive teh protection you need at the best price available . 