What Does Full Coverage Car Insurance Include? 
For the most part , when someone refers to `` full coverage '' car insurance , they are referring to a policy that provides two key elements of coverage . Physical Damage protection for your car in the form of both Comprehensive and Collision is one of these , and Liability is the other . Some companies provide `` Single Limit '' Liability coverage meaning that both bodily injury and property damage coverage are combined in the same total pool . Others provide `` split limit '' meaning that you have a certain stated amount of coverage for Bodily Injury protection and a separate stated amount for Property Damage . In many states , a third element is required along with Liability in order to register your car and that is commonly referred to as `` Uninsured Motorist/Underinsured Motorist '' coverage . This provides benefits to you and your family members if you are injured as a result of an accident caused by someone operating a car with no or limited liability insurance . These areas consitute the main portions of a `` full coverage '' policy , but there may also be additional elements . Primary Medical payment , roadside assistance , rental car reimbursement , full glass , etc may also be included for example . 