What Does APS Stand For In Life Insurance? 
APS means Attending Physician Statement . It really is n't a statement about your health from your doctor is usually is your chart notes for a period of time , like last 5 years or 10 years depending on the company . An APS on average nationally takes about 30 days to complete , so add that time into your wait to hear back from the insurance carrier as most policies take around 5-9 weeks to complete these days . 