Can Get Health Insurance If Have Preexisting Condition? 
Yes . Under the requirements of the Affordable Care Act -LRB- ObamaCare -RRB- individual and group major medical policies that are ObamaCare compliant can not have pre-existing condition exclusions , limitations on benefits , or waiting periods for the pre-existing condition to be covered . If someone is offering you a policy that does not comply with these requirements it may be a Short Term Medical policy or an indemnity/discount type plan . While these are legitimate insurance policies -LRB- as long as you are informed in advance of what they do and do not do -RRB- , as a rule they exclude pre-existing conditions and they do not meet the legal requirements under ObamaCare for avoiding the individual mandate tax penalty . 