What Does Title Insurance On A Home Cover? 
Title insurance is not homeowners insurance . Title insurance is what a Title company will take out to protect you and the Title companyin-casethe Title is not clean . Here is an example . You buy a house from John Doe . The Title company does there job and sees John Doe is the only owner and the sale and transfer of title is clean . However John had asisternamed Jane Doe that no one knew about who was also on title of the home and did not approve of the sale . What now ??? This is where title insurance would come in . Title Insurance would pay for any potential loss due to abotchedup deal . Usually the title insurance would pay off Jane to complete the sale since it was already finalized but there are several different ways this could go . I hope this helps to give you an idea of how title insurance works . 