Can I Leave Life Insurance To A Minor? 
Yes , many people do leave life insurance as a minor , especially as a contingent beneficiary . If death would occur before the child is the age of 18 or 21 , depending on the state , there must be a financial guardian to administer the life insurance proceeds for the child until they reach adulthood . So it is better to name an adult who you can trust to act in the best interest of the child , or to a trust , or have guardianship issues spelled in a will or trust . Consult an attorney for your best option . 