Can You Own A Home Without Homeowners Insurance? 
That is a great question ! A better one might be why would you want to ? The amount that you would pay for the policy will be far less than what it would cost you should something happen to your home , and you were out of the value of the home , and its contents . I suppose that if you are very very wealthy , and can afford that kind of loss , that you could save the money for the policy , and spend it somewhere else . I hope that helps , thanks for asking ! 