Is Disability Insurance Cheap Or Expensive? 
Everyone 's definition of cheap or expensive varies greatly . Also , there are many factors to determine the cost of one 's disability insurance plan . It depends on whether the plan is long or short term . It depends on the elimination periods and benefit limits . Most importantly it depends on the person 's age , build , state of residence , occupation , income , net worth , health status and life style . Too many factors to state whether it would be cheap or expensive to do the adequate job of protecting your loss of income due to a serious illness or injury . Feel free to contact me if you need more specifics , I am always happy to help . 