Does Life Insurance Blood Test For Drugs? 
Depending on the company and the type of life insurance policy that you are applying for . The company may along with getting your medical history from you and your doctor may require a blood sample that will be tested for many things including drugs . This is necessary to ensure that you are being rated properly getting a premium that is deserved not arbitrary . Full disclose is the best way to ensure that you get what you are looking for out of a policy . If you skirt the truth or provide false answers your policy may be cancelled or the insurance company may only be required to refund your premiums paid ; upon death ; not the policy amount . Every company and policy is different . Please contact a local agent to get more detailed information regarding coverage and exclusions . 