Is Car Insurance Credit Checked? 
In addition to a credit check , insurance companies will also receive a report from a company that keeps track of insurance claims from almost all companies . If you have filed a claim or received a moving violation , the information will be reported to this agency . This is done to help insurance companies accurately assess each individual . If you are turned down for insurance based on information provided by the agency , you have the right to the a report , just as if you are turned down for credit . 