Which Term Life Insurance Is Good? 
The best term life policy is the one that is in force on the day that you die . Statistically that definition casts doubt on the value of most term policies since few result in a death claim . The value of term insurance is that you can get a high amount of coverage and have it in force over the years where your death would cause the greatest havoc . It isnt the plan , it isnt the company , however , it is making sure that the policy is in force that makes a policy best . 