Does A College Student Need Renters Insurance? 
Great question ! Anytime you take your personal belongings , and put them in someone else 's place of residence , it 's good to have protection for those belongings . In a dorm , maybe not , if the residency rules cover for theft or damage while living in the dorm . In a fraternity or sorority house , check the residency rules to determine if it is needed . In an apartment in a college town ? You bet . It 's relatively inexpensive , compared to the cost of replacing a good laptop , cell phone , or videogame system . -LRB- And especially tothe cost ofallthe above . -RRB- If you would like help , please feel free to contact me , I 'm happy to help . Thanks for asking ! 