Does Geico Offer Life Insurance? 
It appears that they quote primarily term policies . Also a small Guaranteed Issue whole life policy . It also appears they offer the same plans most independent agents have . The biggest difference working with an internet site or call center and with a personal Life Insurance agent . Is just that , an independent agent is your agent . The agent or customer service person at Geico works for them . You talk to whoever the computer transferred the call to . Pricing is the same whether you go the internet call center route or you use a personal agent . Many of us have serviced the same clients and their families for 20 to 30 years . They know us and we know them . When it comes time to re quote them we have the records . If something changes with their company we contact them . When it comes time for their children to buy their own plans we take care of them . If they die we take care of the claim for the family . With most call centers you get whoever answers the phone or are given the 800 number to the Insurance company . Being an Independent agent since 1985 I may be a biased . ;-RRB- 