Which Medicare Part B Plan Is Best? 
The government originally established Medicare with two parts . Part A to cover hospitals and part B to cover outpatient services . Both of these are administered by the Medicare -LRB- CMS -RRB- and there is no choice of coverage . Later Part D was initiated to cover prescriptions . These plans called PDP 's are administered by private insurance companies . Part C , Medicare Advantage Plans are plans that are administered by private insurance companies instead of Medicare . As far as which plan is best , that will depend on your individual situation ; where you live , what doctors and hospitals you go to , do you travel outside the area a lot , what your prescriptions are , and other factors . Find a good independent agent who represents most of the Medicare plans in your area and have the agent help you with your choice . You can also find information at Medicare.Gov . 