Why Get A Health Insurance? 
In 2014 health care is mandatory and is the law of the land for all Americans . The PPACA or Obamacare starts the enrollment process October 1 , 2013 . If you qualify , by means testing , to be have the where with all to purchase health care from an insurance company or through an exchange , you must buy coverage or pay a penalty . If youre below the means test , you may receive coverage at no cost . 