What Is The Best Life Insurance To Buy? 
The best life insurance to buy is a policy that meets your specific needs . There are a variety of policies to choose from because they have been developed to meet different needs . Term life insurance is the type of policy that will cover a temporary need -LRB- e.g. length of a loan or to raise children to adulthood -RRB- . Whole life insurance will satisfy any need that is present at death at any age -LRB- e.g. funeral , passing inheritance to next generation , or paying estate taxes -RRB- . Indexed Universal Life is insurance that can provide income during retirement . Once you have established the need , your agent will then guide you to finding the company that has your best rates . Sometimes poor health can limit your choices of what type of policy you can buy . But you will never know your best policy without a good agent to assist you . 