Can I get life insurance with a DUI? 
There are some insurance companies that will still allow you to get life insurance even if you have had a DUI . There are some easy issue life insurance policies that are available to individuals that are seen by the insurance agency as a higher risk . There is usually a cap to the death benefit you can have with these policies . These easy issue policies usually only ask a few health related questions to determine eligibility . The rates tend to have a little higher monthly premium because there is a higher risk involved . Some policies include a built-in accidental death rider that pays double the face amount on the policy . Individuals that have made a bad judgment call when they were intoxicated are seen as a higher risk . Companies want to be able to put a limit on the amount they would have to payout in this instance . The unfortunate part of this is that most of us make one mistake and it haunts us for the rest of our lives . There is usually not a time limit associated with this question on the application . That means , even if it only happened once and it was a decade ago , you may not be able to get that particualar policy . But the good news is that you will still be able to find some life insurance for yourself because there are policies available to you . Make sure that you find the right one though because if you are denied from one , you may not be able to get insurance for two years from any company . Be open and honest with your agent because a good agent will find the policy that you can qualify for . 