Is Life Insurance Worth Having? 
Anytime you are planning for your financial future insruance fits into the picture . Not only is it the cornerstone for protecting family , loved ones and business partners from losses in the event of your death but it is one of the few vehicles available today that provides cash at the time of death . This money can be used for a variety of items and helps to defer selling assets to cover expenses . Some insurance on your life beats having no insurance . A good agent is able to help you determine how much you should have on yourself by performing a financial needs analysis . 