Why Do Life Insurance Premiums Increase? 
If you purchased a level premium whole life policy they should n't ! If you have a universal life or term policy , they will increase either a. -RRB- when the term expires , or when you move into a new age bracket , like many of the television and mailbox policies you receive do ; or b. -RRB- when you find out that the minimum payments that you 've been making for the past several years on your universal life policy were n't enough to pay for the cost of the policy , and now you are going to have to pay up , or lose it . If you would like to discuss this further , please click on the ` contact me ' link , I 'll be happy to help . Thanks for asking ! 