Does Dave Ramsey Like Term Life Insurance? 
That is a great question ! Yes , Dave Ramsey does like term insurance . In Dave 's world , people actually save money , and keep enough on hand to be able to cover their burial expenses . They also are able to find tax-advantaged ways to transfer wealth to their loved ones . With 55 % of American Elder Citizens living in poverty , 66 % of our children living in poverty , and the majority of Americans living without any savings at all , I 'm not sure how well his world translates into the real one . Dave has a great program , and some solid financial advice , but if you can not save money , term will be the best choice for you only if you are too poor to afford any real coverage . I hope that helps , thanks for asking ! 