How Does Term Life Insurance Work? 
Term is Temporary Insurance . It is for a specific number of years and then ends and you must start all over again . For this reason you may be best off with Whole Life , which is permanent life insurance and builds up cash value . It costs more at the start but after 3-4 years , starts saving most people money . Give me a call and we can talk the specifics on what may be better for your personal needs . 