Term Or Whole Life Insurance Which Is Better? 
What do you need ? Each type of policy meets a certain need . The only reason insurance companies developed these types of policies is there was a need . Do n't let any agent or insurance company tell you that only one policy meets the needs of all situations . You need to clearly outline what you need insurance to do and then purchase the type of policy that best fits your budget . Remember , insurance is insurance ; you have other options to invest if you want to do that instead of using insurance . 