What Are Some Reasons Why I Should Get Life Insurance? 
You are simply are getting life insurance because it is the wright thing to do . If you are married with children then you can not afford not protect your financial obligations to your family and creditors . The only scenario that I can think of where you may not need life insurance is you have at least $ 1000,000 saved , your home is paid in full , you have no other debts , you have no kids or they are grown and moved out and you have other income then and only then you may be excluded from the life insurance market . Always consult your financial adviser 