Why Is My Life Insurance Premium So High? 
The price of your premium may depend on certain factors that determine rate . Age , sex , health , and current activities or sports and even if you smoke . These are the most important or common questions that arise at determining premium rates . You should know or have been informed of any reason why you may have a higher premium at the beginning of the policy before any payment Is received . Since I do n't know all details I am not able to pinpoint the exact reason , but , the factors mentioned will help you . 