Can I Write Off Disability Insurance Premiums? 
The answer to your question is no and yes but still pretty much no . The most effective way to structure a DI policy is after through a funding arangement that uses after tax dollars to fund the policies premiums . The reasoning is that one is investing in a DI policy to reduce the financial impact that one occurs due to either a short-term disability , a long-term disability or some merging of the two . The DI policy will be subject to state and federal taxes , either one pays with `` post-tax '' dollars which have been subject to FICA/FUTA taxes and have the benefits payed without without extra tax concerns -LRB- however the benefits will be reported and taxed as income -RRB- , or one can structure DI that are offered as a employee benefit with pre-tax funding but with increased liabilities to ones benefits -LRB- reporting is the same -RRB- . The opportunity cost of delaying that additional tax obligation does not carry with it enough benefits to offset the disadvantages . If your question is simply can you include DI premiums as qualified medical expenses that would be put them into IRC Section 213 `` tax-advantaged '' status , no you can not . 