How To Determine If You Need Long Term Care Insurance? 
Ask yourself these questions : Do you own your home ? Do I want to pass it to my family ? What about my other assets ? If I had to go to a nursing home do I want to have to spend down my assets to qualify for Medicaid ? What will my family do if this happens ? Proper planning can help insure that when your time comes that you need care your family will not have to suffer the burden of taking care of your personal needs . Help will be available to allow you to stay at home rather than being forced into a nursing home and losing all your hard earned money and assets . Talk to a good Care Resource Planner familiar with not only Long Term Care Insurance , but also Medicaid , Veterans Benefits , and other sources that could save you literally thousands of dollars . 