Does Having A Dog Increase Homeowners Insurance? 
Dog ownership increases the likelihood of a law suit . Many insurers use two techniques to deal with this increased risk . The first technique is to deny coverage to a home where specified breeds are kept . If the information comes available after the policy is issued the companies will often seek to cancel coverage and will set the policy to not renew at the end of the term . The second technique is to limit liability coverage for all dogs . Routinely the limit of liability is dropped significantly by an endorsement . The endorsement may exclude coverage for certain specified breeds and for any dog with a history of biting . It is important to check your coverage if you own an aggressive dog . 