Can A Landlord Make You Get Renters Insurance? 
Notwithstanding state peculiar legislation , a landlord can insist that a tenant have a renters policy . The landlord does this to clarify the relationship he has with the tenant . The landlord is not responsible for your property , even if it is destroyed along with his building . He is not responsible for personal injury and physical damage that comes from someone coming onto the property that you have rented . That is your responsibility and you would be the one sued . This problem goes away for a small premium . 