When Exactly Does Health Insurance Coverage End When You Leave A Job? 
A group plan will end one month after termination of employment . You 'll then have the option to go on COBRA Consolidated Omnibus Budget Reconciliation Act for up to 18 months . The upside to COBRA is you 'll have the same benefits as you 're used to having while employed and all your existing conditions will be covered . The downside is that it 's commonly very expensive . Without the employer portion you 'll be responsible for the full premium + 2 % . That has long been the case for owning individual health insurance . As long as your paying your premiums it does n't matter whom you work for . For more information on COBRA or to shop individual health plans visit www.clminsure.com or call 561-320-2978 