Will My Renters Insurance Cover Theft? 
There are several levels of coverage available for a renters -LRB- tenants -RRB- policy . Most tenants policies are written on the HO-4 form and full coverage is extended over all the personal property on your residential premises . Theft is not an excluded peril and is therefore covered . It is best to have photographic evidence of all property to assist in filing an accurate claim report . 