What Happens If I Lie On A Life Insurance Application? 
Not being truthful on a Life Insurance application could , at the very least , delay the application process , but that would be the least of your concerns . If you lie , as you say , on the application , and if for some reason , that gets through the underwriting process and the policy is issued , then the real conseqence could affect your beneficiary . If you die within the first two years of the policy , and the misinformation is discovered , the company very well could outright deny any claim . Bottom line , do n't lie on any insurance application . The odds are with today 's modern underwriting technology , you are n't going to get away with it . 