Does Regular Health Insurance Cover Dental Care? 
All of the new health care plans are required to have some type child dental coverage available . This would cover anyone 19 years or younger on the plan . The affordable care act plans took effect January 2014 , so if you bought a plan during open enrollment from October of 2013 through April of 2014 your plan more than likely has child dental , unless it is a Short Term Major medical or an Indemnity plan . However , every state is different and each company who writes business in a certain state may have coverage for someone over the age of 19 . The best thing to do is to call the company and ask for a Summary of Benefits and Coverage and read the details of the plan . 