What Is Auto Insurance Comprehensive Deductible? 
comprehensive coverage on a vehicle is coverage for anything other than a collision . this includes things such as theft , vandalism , weather damage , hitting a deer etc. the deductible refers to the out of pocket expense you have to pay if you file a claim . for example : let 's say you hit a deer , causing $ 2000 damage to your vehicle ... . the insurance company will pay $ 2000 minus whatever the deductible is . so , in this example , if you have $ 2000 damage with a $ 500 deductible , the claim would pay $ 1500 . 