What Is Disability Insurance And Should I Enroll? 
If you have the need to work for a living , then yes you should purchase disability insurance . Disability insurance is designed to protect your income in case of an illness or injury so severe you can no longer work at your trained profession . Most policies will pay you up to 70 % of your income all the way to age 67 . There are a lot of moving parts to know when purchasing disability insurance policies like , waiting periods , elimination periods , benefit periods , lump sum benefits , etc. . I recommend using an experienced independent disability broker that can help you find the best coverage at the best price for your unique situation . 