How Much Personal Property Coverage Should I Get For Renters Insurance? 
This is one of the most important things your agent should do for you . You should take a photograph of every wall in your unit . Make sure you have a picture of everything that you own . Then review the pictures noting your personal property and make an estimate of the cost of replacing that object . Add up those numbers and you have your personal property limit . I am sure that you dont want to have a fire and get only 50 % of the replacement cost of your property reimbursed . 