What Age Do You Get Life Insurance? 
Many companies will start a policy from age 0 to 95 . From age 0 to 25 the child is considered dependent upon the parents . The maximum amount of coverage is up to 50,000 until age 18 then a policy may be owned by the child or may still remains on the parents policy until age 25 . Both at guranteed issue which means no one will be declined . Rates are lower and locked in at age 18 for the life of the policy . 