Who Is Covered By Renters Insurance? 
Renters Insurance policies cover the ` Insured ' person or persons for loss of personal property against covered perilsand also any third party for bodily injury or property damage as a result of the insured 's negligence as covered by the policy up to the limits on the declarations page . It is important to review the limits of coverage , applicable deductible and covered perils when purchasing and renewing your renters insurance policy . 