Is Home Insurance Included In Mortgage? 
That is a great question ! It can be , as well as your taxes that you will owe , if there is an escrow account tied to your mortgage payment . Many people find that it is easier to have the mortgage payment be a little bit more each month so that those payments are accounted for , and in the case of taxes , not a big chunk to have to swallow all at once . I have mine set up that way , because my tax bill gives me a headache just looking at it , and it 's much more palatable when it 's a `` paid '' line on my mortgage statement . Thanks for asking ! 