Does Whole Life Insurance Ever Make Sense? 
Whole life insurance makes perfect sense as part of a finanical portfolio . It represents a safe , consistent choice that provides stability to a portfolio . It is very important that when reviewing choices at you consider RISK . It is just downright silly to compare a conservative product like life insurance with a hypothethical 12 % return stock that actually does n't exist . Doing so , amplifies a lack of understanding of RISK and RETURN on financial products . Certainty comes with lower returns , uncertainty offers possible higher returns . Should a portion of your portfolio have some certainty to it ? 