What Happens If I Lie On A Life Insurance Application? 
In Canada , during the first two years if there is a material representation of fact , ie , you lie , then then insurance company can and usually does not pay the claim After two years the company has to prove fraud . A life insurance contract is a contract of utmost good faith and both parties are expected to give full disclosure . If you have further questions , or feel that I could be of assistance , please do not hesitate to contact me . If you would like to work with a local life insurance broker , you could start with a Google search . For example , if you search for : life insurance broker Halifax or life insurance agent Halifax , my name , along with several others , will come up . You can use the same method to find a life insurance broker in your community . 