What Is A Good Homeowners Insurance Company? 
A ` good homeowners company ' is one on which you can rely for responsiveness in the event that you incur a covered loss . Since carriers vary from State to State as to availability , check for the strongest ones financially , combined with dependable claims handling histories . On your own , or with the assistance of an independent agent in your area , determine the A.M Best 's financial rating of the carriers they recommend and that you want to consider . Contact more than one area agency to get several opinions . Then do some internet searches for their claims handling track records . A few obvious search terms will get you there . 