How Much Is Cheap Life Insurance? 
I am sure you have heard the ad for $ 1/day life insurance . Thats pretty cheap , right ? No medical questions asked . Of course , all you get is a burial policy . Is that enough for you ? For many people it is not . They want additional coverage to protect the mortgage , replace income , support their business , etc. . Under these circumstances , cheap is defined by the lowest possible premium , given your own unique risk profile . To determine that , you need the right broker , the right general agency , and the right carrier . I have found that if you put these three together , the rate is almost always cheaper than you thought it would be . 