What Disabilities Qualify For Disability Insurance? 
Just a quick note as I read another post and need to clarify an incorrect statement regarding elimination periods . YOU are NOT reimbursed for your choice of elimination period . If you choose a 60 day elimination period , your benefits start on the 61st day and payment is usually made on the 91st day and monthly there after . You are not compensated for your choice of elimination period . The elimination period is like choosing your deductible on your health , home or auto insurance . It is the time you are willing to self insure your situation . You are not compensated for your choice of elimination period . Your choice of elimination period effects your premiums . 