Year: 1876

classes Of society are wont to hold a


time Of self-examination The count


ing room Of the merchant, the Offices Of


the manufacturer, the lawyer. the


physician and even the study Of the


clergy seem set apart as chambers OF


reflection. and many and varied are the


resolutions Of reform that are fully ap-


proved by. each at the self-appointed


assizes- land doubtless honestly do the


several classes named, determine that


the New Year shall be time of change


for the better. The merchant regrets


lost bargins, the manufacturer neglected


contracts, the attorney improperly pre-


pared briefs, the physician the forgot


ten antidote at the crisis Of disease,


and the clergy some lost opportunity Of


leaving the word in season-and while


these reflections come to the above


named classes Of society, are there not


such times of reflection, such seasons


of regret, and times Of promised amend


ment to the agriculturist? Do they
have no recollection Of neglect Of duty,


Of propitious seasons unimproved !? Of
favorable markets permitted to pass un-


needed, i Of Judgment biased by their
predjudices. resulting in loss. Certainly?
And perhaps to the large majority Of our
farmers comes at such times the painful
remembrance Of credulity to the opin-
ions Of designing ones that now gives
them sleepless nights and anxious days
to arrange for notes due and unpaid and


mortgage Indebtedness long since
created that rise before them now like


Bagno's ghost, and the query very
naturally arises Why is it thus We look
over our beautiful Peninsula SO eligibly
located, accessible to all markets by
rail and water. soil second to none in
point Of fertility, and most easily
brought to the highest standard Of pro-
ductiveness, q climate that is health
giving; the forests Of orchards Of all
varieties of delicious fruits-with the
sleek herds Of cattle, and proud step





ping horses. and as we look upon such
evidences we ask why should these
people ever know moment Of anxiety
by reason of debts; and as we ponder
we read everywhere, what is and will
ever 1.-The curse Of trade, the spectre
Of every home. the foe Of all success
the credit system. The councils Of all
the States Of the land have legislated,
and wisely. upon the rates Of interest
upon money, but never has this ques-
tion in Political Economy Of credit been
known to occupy the attention Of either
the Congress of the United States, or
any Of the State Legislatures We
then cast about for some relief for our
country. We recognize the fact that
agriculture is the foundation stone
upon which the grand superstructure Of
our Government is erected, and as we
stand ID contemplation Of the grand
design Of our forefathers, we look to
it's firm foundation and find that the
accursed system Of credit. like the
"corroding tooth Of time' is insidiously
but surely destroying the base and if
not speedily arrested must work its in
yeritable ruin and fall.


What can be done to change this Of
all evils to our financial system, the
most alarming? It is solved in one
short axiom "Pay as you 60" With
the belief that these four words embody |
a sure relief from all the ills our farmers
now daily complain Of, We are led to
examine the plans Of an organization
whose name heads this article, and |
while we are not permitted to enter |
their "Sanctum Ssnctorm' we CLEAN
from the reports of their several State
"Granges" that the foundation Of all
their plans is simply to adopt our axiom
and buy and sell for cash emily to assist
each other by timely counsel and ad-
vice. to demand full equivalents for
their money and to restrict their habits
Of living within their means; and if any |
degree Of success be vouchsafed to
them. to pay off the old debts, and
thus shake off this incubus, this terri
ble dread Of fsomething yet to come"
and Danish forever from their feast
boards, their fresides and the sacred
ness Of their home circle, the ghastly
spectre that now haunts them day and
night. "That their sleep may indeed
be balmy. their rest unbroken, the fur
rows Of care sesm only on their fertile
fields. and the anxious housewife again
feel there is some sunshine iu the
.'land which the Lord giveth thee"
This contamination may at first demand
some sacrifice. some sslf.denial, but
make.it and feel you are no longer the
gally slave Of any one. Remember
the courteous welcome Of the trades
man will one day change to scorp If be
but think his book account uncertain.
Reflect the smile .schild like and bland'
With which he grests you now as
credit customer. 10 only laugh in his
sleeve as be counts the 25 per cent. on