Year: 1875

F0rerfy and Slame shall be 10 him that re-
fuseth Instruction: but he that Regarded Re
proof shall be HOnOred-- PROVERBS, chap. Xiii,
verse Is.


What a pitiable object is that man
who has not one dollar ahead in the
world-not eoen one dollar! Gracious
Heavensl How sorry | feel for such a
man. Poor fellow, he is miserably de-
pendent on the passing circumstances of
the hour, and may become a beggar at
any moment. Think of that There
fore he don't know the feelings of true
manhood at all. But when a man has
saved up some money, and knows he has
enough, i'm case of need or sickness, to
support him for the rest of life, how like
a man he feels to be surel See how
erect he walks along the street, No
beggar that, | can tell yonl He feels
Independence thrilling IN his 0eins. He
walks like a man. He talks like man.
He looks you i'm the face like a man.
God be praised there are some such men
in the world And oh, hon good they
do feel TO be sure!


Now | believe all men would like to
feel so too; but they don't seem to know
how to go to work. Some think they
are poor, because Fortune don't favor
them. Some think it's great secret how
to get rich, and that only few can learn
it. All GoSiG Some think il they were
not married they could do better. Some
think their wages are too little to save
from. Some think ''t is better to enjoy
life aDIiiIe they can" and so spend all
they get. Some think they have no tai
ent for making money, and tell you it is
not born in them-for none of their
family eyer get rich. And so there are
a thousand bad reasons for 7tecer tyyijtg,
that everybody knows; and scarcely
one reason, that anybody knows, for
trying. Thus, many people remain poor
all through life, simply because they
never try to get ont of poverty. Won
derfull is it not, reader? But it's n
great folly to be poor; and l can tell
you, reader, the secret of getting rich,
for l learned it by experiment. It's
found in one single, simple word, of
four little letters:-SAVE


pOhl Poh!-you say, that's 10 news
to us. We all knew that before. FOOL
You did not know it-Jecduss yOu're
poor! What folly TO say you knew it.
You could not now be poor had you
really known this truth.


Ha! Hal The best proof in the world
You did not know it. | have no doubt
you Thought you knew it. But factsl
Facts only are patent in this life. What
think you OF a man who tells you black is
white? What think you of poor man
who says he knows now oget rich and
yet stays poor? What think we of a
man who tells us that he knows n thing,
which all his acts in life prove that he
does not know.


No man has any business to be poor,





poverty all 10 Fortune. It's his own
fault-solely and singly, nothing more
or less; hisown blindness, ignorance and
self-surrender TO indulgence of the hour


TO save is absolutely the only aCay 10
make a solid fortune. There is no other
certain mode on earth. Those who shut
their eyes apd ears TO these plain facts,
will be forever poor; and for their Obsti-
nate rejection OF the truth, mayhap will
die in rags and fifth. Let them so die,
and thank themselves But nol They
take sort of recomPense in eursing
Fortune Great waste of breathi They
might as well curse mountains and eter-
nal hills. For can tell them Fortune
does not gioe array her real and substan-
tial goods. She sells them to the highest
bidder, TO the hardest, tDiseSt sC6rEeT for
the boon. Men never make so fatal a
mistake as when they think they are
mere creatures of n fate; It's the sheer,
est folly in the world. Each man may
make or mar his life, whichever he may
choose. Fortune is for those who by
Diligence, Honesty and FTugdlity, place
themselves in a position TO grasp hold oi
Fortune when it appears in view. The
best evidence of Diligence is the sound
of the hammer in your shop, at five
o'clock in the morning. The best evi-
denee of FrUgality is five hundred dol
lars, or more, standing in yo-r name a
the Savings Bank. The best evidences
of Honesty are both diligence and fru
gality, for these prove stealing illogical


True it is that fortune sometimes i
acquired by sudden tide of speculation
or may be by inheritance. But doe
not all experience, all history, and al
story show such fortunes are not solid
They fritter fast away. or prove a eurs'
of life to the recipient They ar,
but mansions buiIt ON sand-tottering
orumbling airy nothings- when they
fall, great is the crash, and all that
left pile of dirt and rubbish. SAVE
SAVEii SAVEi!l These words are For
tunes firm foundation stones, solid, last
ing, sure,-deep down in the soil. Lool
around the world, and satisfy yourself
and you will find that many years o
saving made the rich men rich; and tina
one year of spending often makes mel
] poor.