Year: 1866

NINE OBJECTIONS TO LIFE INSURANCE ANSWERED.

 Oejection-I cannot afford to insure my life.

 Answsr-Forty-fi y-five cents week will insure $1 ,OO0 on the life of man aged 30. Is the ul- timate fate of your wife and family matter of such perfect indifference to you as not to call for a sacrifice amounting to even less than half dollar weekf And if, with your present income, you are unable to make such provis- ion for them, how will they bear the double bereavement when left without you and with out your income?

 OT.-1 can make better in yestment for the benefit of my wife and family. fs N' II Ans-There is no way in which small sun of money can be so proftably and securely in vested, for such purpose, as in policy on your life /; because the payment of single pre- mium secures, and at once, q very much larger sum than the investment ot the same amount could possibly do in the ordinary operations of trade. Besides securing sum in this way does not, in the least, interfere with your endeavors to accumulate in any other way you may de sire.

 OG.-I have sufficient already, and do not need need it.

 Ans.-Thousands of others have thought sim ilarly, and yet, dying, have left their families in want. Experience has ploved that the sta bility of fortune is as uncertain az the dura tion of life Policy of insurance will secure ! Ol eith her, in your particular instance s. OT.-I do not need it, having neither wife, family, or dependent relations.

 Ans.-You may need it for yourself. The Mutual Life Insurance Company of New York, will issue you policy, payable to yourself at the age of 40, 45, 50, 55, 50. or 65, or to your heirs, in case you die before attaining that age. The sum thus secured invested n an annuity, will afford you comfortable support in your old age. Such policy combines the advanta- ges of safe and profitable in vestment for your own benefit, payable at time when it will probably be most acceptable, with certain provision for your family in case of your preyi ous death.

 OT.-It must be poor investment for me, as the company makes money by insuring my life.

 Ans-By insuring in the Mutual Life Insurance Company of New York, you become Membe, of the Company, and share in the profits. This company is established on the mutual plan, tho entire profits, deducting necessary expenses alone being divided among the assured in tht most equitable manner.

 l OT.-I shall lose all I have paid, if unable to continue my payments. Ans.-You will net lose all. The Mutual Lift Insurance Company of New York will grant , new Policy, which, without further payment will assure to your Representatives, at you death, reversionary sum, equivalent to tn present value of the Policy on surrender o they will purchase your policy and pay you thu value for it, in cash, on surrender.

 OG.-I am at present a single man, but in tend to insure when I marry.

 Ans.-The essential condition tor insurance is good hea1th and of the continuance of thi you have no guarantee; therefore insure while you enjoy it. It will also cost less now thar when you are older.

 ObtI am too old it will cost too much.

 Ans.-If the duty be one that you feel .yo, ought to perform, the only way to meetlth' case is to insure for less amount than yol would if you were younger. The rate of pre- mium is in exact proportion to the increase O risk, and admonishes you to no longer delay the performance of duty so important tt those dependent on you.

 OT.-Fhe Policy may not be paid-of6se, sometimes fail.

 Ans.-In the case of the Mutual Life lnsur ance Company of New York. you have every possible guarantee for the security of your in vestments. large accumulated fund, secure ly invested; an undeniably safe and large amount of assets to meet all risks; with care full and judicions management in all depart ments-if these do not constitute security where will you find it?