Year: 1866

NINE OBJECTIONS TO LIFE INSURANCE ANSWERED.

 Oejection-I cannot afford to insure my life

 Answer-Forty-fve cents a week will insure $1 900 on the life of a man aged 3O Is the ul. timate fate of your wife and family a matter of such perfect indifference to you as not to call for a sacrifice amounting to even less than half dollar week? And if, with your present income, you are unable to make such proyis- ion for them, how will they bear the double bereavement when left without you and with out your income?

 OT.-I can make better investment for the benefit of my wife and family.

 Ans-There is no way in which a small sum of money can be so proftably aud securely in vested, for such Q purpose, as in policy on your life ; because the payment of a single pre- mium secures, and at once, a very much larger sum than the investment of the same amount could possibly do in the ordinary operations of ! trade. Besides securing a sum in this way does not, in the least, interfere with your endeavors to accumulate in any other way you may de- sire.

 l OG-I have sufficient already, and do not 1 need need it.

 l Ans.-Thousands of others have thought sim ilarly, and yet, dying, have left their families in want. Experience has proved that the sta bility of fortune is as uncertain az the dura tion of life. A Policy of insurance will secure your wife and family against the results of | cit her, in your particular instance l OT.-I do not need it, having neither wife, family, or dependent relations.

 4ns.-You may need it for yourself. The

 Mutual Life Insurance Company of New York, will issue you g policy, payable to yourself at the age of 40, 45, 50, 55, 60, or 65, or to your heirs, in case you die before attaining that age. The sum thus secured, invested an annuity, will afford you comfortable support in your

 old age. Such policy combines the advanta ges of safe and profitable investment for your own benefit, payable at time when it will probably be most acceptable, with a certain

 provision for your family in case of your previ

 ous death.

 OT.-It must be poor investment for me

 life

 Ans-By insuring in the Mutual Life Insuranc

 Company of New York, you become Membe

 of the Company, and share in the profits. Thi company is established on the mutual plan, th

 entire profits, deducting necessary expense

 alone, being divided among the assured in th'

 most equitable manner. .r 7, OT.-I shall lose all have paid, if unable to continue my payments. Ans.-You will net lose all. The Mutual Lift } Insurance Company of New York will grant { new Policy, which, without further payment will assure to your Representa- yes, at you

 death, a reversionary sum, equivalent to thu present value of the Policy on surrender o

 they will purchase your policy and pay you thu

 value for it, in cash, on surrender. ,i ) OH.-I am at present single man, but in } tend to insure when marry. Ans.-The essential condition tor insurance

 is good health, and of the continuance of this

 you have no guarantee; therefore insure while

 you enjoy it. It will also cost less now thar

 when you are older. -

 OG.-I am too olG it will cost too much. | Ans.-If the duty be one that you feel syor

 ought to perform, the only way to meet!tht case is to insure for less amount than yol

 would if you were younger. The rate of pre-

 mium is in exact proportion to the increase o

 risk, and admonishes you to no longer delay

 the performance of a duty so important tt

 those dependent on you.

 Og.-The Policy may not be paid-ofdses sometimes fail. . I Ans-In the case of the Mutual Life Insur

 ance Company of New York, you have every possible guarantee for the security of your in

 vestments. A large accumulated fund, secure fly invested; an undeniably safe and large amount of assets to meet all risks; with care

 full and judicious management in all depart ments-if these do not constitute security where will you find it?