Year: 1868

The beuefits of Life Insurance have hereto
fore been little thought of or discussed by the
people of the South, and hence BY most of our
citizens are very imperiecl!y understood. The
reasons are apparent. Before the war our
citizens as rule were wealthy and their prop
erty so invested that no matter what happen
cd their families and children were amply
provided for Now the reverse is universally
the case The general wreck (caused by the
war) of fortunes and destruction Of securities
and property Of all kinds and consequent re-
duction from wealth and ai:luerce to actual
poverty and want in some cases, causes UNI
versal attention 10 Life Insurance as the on


y sure means whereby sure provision can be
made for those we love, left TO husbands, faith
ers, sons and brothers, who have thus sud
drnly been thrown for the support OF their
wives, their children, their widowed mothers
and orphaned sisters, (who wOnld be leit In
case OF the death of their natural protector;
pennyless 10 the tender mercics of q cold
world and in a community already over bur
dened with the cares of their own families
and Kindred, upon the resources of a small
and limited income, derived from some small
property saved trom tie general wreck, or
from the uncertain pref s,f business done
upon q CAPITAL of few hundred or thousand
dollars at the most, which in the present un-
settled state OF business is liable to be swept
away in one shor. week or month Of unsuc-
cessful business operations, or what Is worse
derived from tic still more uncertain sou'ct
Of salary dependent upon the power, wili
and even the capriclcs and whims of employ
ers, who may themselves be dependant upon
the mercy OF thcic creditors for tEcir OWE
business existence. Such are the slender re-
sources of ninc-tcnths of the Southern people
to day, and such they will &c for So:::c years
10 come. Therefore We feel it our duty To
call their attention to the Importance fia-
suing their lives at the earliest possible mo-
ment before disease or deGM removes. This
is their oa!y chance to provide for the loyed
ones dependent upon them for support. But
how many whose attention is called to triS
fact, say, lts, Life Insurance is q COED
thing. am going to take out policy this
fall, or Just as soon as M business gets bet
ter, but Cannot spare the money Just now !;
or want to take out policy Tor SlO,OOo CT
$50 900 when insure, and cannot now at


ford it. To all such and to all who feel the
necessity Of insuring their lives VIC say insure
at once lor what you are able, thus making
what provision you are now able TO do iui
your families and increase your policies as
fast rs you arc able. Procrdstination rs the
Miefof time, and the longer you delay the
greater the cost of insurirg and the greater
the danger that disease or death will prevent
you from carrying out your laudabie inten-
lions. and the ones you love and meant to have
provided for are left to lament and suffer from
YOUR neglect. Again, we often hear gentle
men say have been thinking Of insurng MY
life, but my wife objects. she rever wou't
touch or handle any money obtained by my
death. But how erroneous the argument


She might just as wcll say, and with equa
propriety, that she could not use the money
that YOU had deposited in Bank, Or was real
lied from the sale Of any OF y5ur effects, Oh
avail herself of any OF your property, Tor she
would acquire the right to do so only by you


death. and the cases would be exactly parall--
ell, as the money she gets in either case come


through your foresight and economy, in piac


ing it in one case in q Savings Bank or othc


property, and in the other in the hands OF Ell


Insurance Company,-your object in botl


cases being to accumulate and lay by prop
erty for the e use of yourself and those depen


dent upon you for support. If any wives hav


raised such objections, we hope when the,


read this article it will convince them OF thcl


error in entertaining such IDEAS, and convlnc


them also how unjust a position they occupy


both to themselves and their children. w


could say much more but this article has a


raady grown longer than we intened, and W


will close by saying thousands OF women all


children have been saved from want and de'


titutcn by tie iorethought Of husbands an


fathers who insured their lives, knowing pei
i heps more than they were willing to ADM


while living, that it was the only way the
-could make sure provision for those they 10y


ed after they were gone.-Constila'IonaliSt'