Year: 1863

phrase, you are free man. Y on are now
thrown upon the wide world to seek your
future reputation and greatness. You have
had every opportunity to make your mark
Your parents have only to regret that you
would not follow their advice, and procure
the best of education and qualify yourself
for any profession; but boys nova days are
much wiser at seventeen than twenty-five
years of age. That day has now gone by; it
is too late; we will talk about the present
and future. Your present position is that
of clerk in dry goods store, and no one
has better plospec's for the future.-Your
opportunities are far superior to what mine
were | started with but little, and that
little continued to enlarge You can see
what I have accomplished during resi-
dence in Cincinnati of forty-three years.
Industry, economy, prudence and energy
will in time accomplish wonders. Do not
be ambitious to make fortune in few
years; it should be work of a lifetime. The
pleasure of accumulating is far greater than
the possession, and gives one less anxiety
and trouble.


Pursue one regular, steady course in
business. Be upright, honest, liberal and
correct in all your dealings, prompt in all
your engagements, and require all to be the
same with you. Honesty and promptness
| is the secret of success in business. So
long as you are strictly prompt and require
it from others, you will have friends The
moment you begin to waver and give way
to the appeals of others, that moment you
| begin to have enemies that will take all the
advantage of you that they can. That has
| been my experience in nine cases out of ten.
Avoid speculations, and opportunities to
engage in outside operations. Be engaged
in no business that is not imediately under
your own eye and supervision. Outside
irons are certain to burn in most cases. OF
the evidence of the importance of ones
constant attention to his own business, l
made more or less money every year from
1922, so long as l remained in business,
with the exception Of one year. That year
was the yearI was married. went East,
and was absent during all the Spring busi-
ness, and most of the Fall. 1t was the first
time had taken any recreation.


Do not not be anxious to do large
business. A small, snug business is the
most certain. In a series of years you will
reap your reward A reacation of times
is very apt to sweep those engaged in
large extended business


Avoid all indorsing for others and be sure
to conduct your business so as not to re-
quire others to indorse for you. If you
have friend in trouble, loan hlr8 the mon
ey, Il you have it and can spare it. lndor-
sing has been the ruination of many, and
large families have been brought to poverty
in their old age. In nine times out of ten,
the party receiving the favor has not been
benefited by it. Avoid placing yourself
under liabilities for any one Do not be
ambitious for Office; the honor is nothing
the responsibility is large. Avoid all secret
societies. Attend strictly to your own
business, and let others do the same Pay
as you go for your board, clothes and pri-
vate expenses.


My advice would be to place the one
thousand dollars you now receive at inter-
est. If at six per cent. annually, if you live
to my present age, it will amount to about
$4,000, or at ten per cent, 10 upwards
of $4,000. In case all other matters fail,
this will be snug sum for one to have in
his old age From this day henceforth, |
trust you will strive to become an eminent
merchant; it is the most noble eminence a
man can reach.-You have every facility,
and opportunity, and talent, to reach that
eminence. Energy, industry, economy and
honesty will accomplish wonders. Let
your aged parents have the proud satisfac-
tion of seeing that their son, who this day
enters upon the world upon his own respon-
sibity, accomplishes what they so much de-
sire.


Your afectionate father,


GEORGE CARTIsIEtH