Year: 1861


offended; by the terms Of this sale, six


months credit; and that perhaps, has in


daced some Of us to attend it, because


we cannot spare the ready money, and


hope now to be fine without it. But, ahl


think what you do when you run in debt;


you give 20 another power over your lib


erty. IT you cannot pay at the time, you


Will be ashamed TO see your creditor; you


will be in fear when you speak to him;
you will make poor, pitiful, sneaking ex;
cuses, and by degrees, come to lose your
veracity, and sink into base, downright
lying; for The second vice is lying, the
first is running I'M debt, as Poor Richard
says; and again, to the same purpose,
Lying rides upon Debts back; whereas a
free-born Englishman ought not to be
ashamed nor afraid TO see or speak to any
man living: But poverty often deprives
a man of all spirit and virtue. 1t is hard
for an empty bag TO stand upright.


"What would you think of that prince,
or of that government, who should issue
an edict forbidding you to dress like
gentleman or gentlewoman, on pain of
Imprisonment or servitude? Would you
not say that you are free, have a right to
dress as you please, and that such an
edict would bea breach of your privileges,
and such government tyrannica? And
yet you are about to put yourself under
such tyranny, when you run in debt for
such dress! Your creditor has author
ity, at his pleasure,t to deprive you of your
liberttj by con6ning you in Jail till you
shall be able to pay him. When you
have got your bargain, you may, perhaps,
think little Of payment; but, as Poor
Richard says, Creditors have better men,
cries than debtors; creditors are super
stitious sect, great observers of set days
and times. The day comes around be-
fore you are aware, and the demand il
made before you are prepared to satisfy
it; or, if you bear your debt in mind, the
term which at first seemed so long, will,
as it lessons, appear extremely short
Time will seem to have added wings to
his heels as well as TO his shoulders
Those have a short Lent, who owe money
to be paid at Easter. At present, per-
haps, you may think yourselves in thriv-
ing circumstances, and that you can bear
a little extravaganza without injury; but


For age and want save what may


No morning sun lasts q whole day.
Cain may be temporary and uncertain,
but ever while you live, expense is con-
slant and certain; and IL is easier to
build two chimneys, than to keep one in
fuel, as Poor Richard says, SO, Rather
go to bed supperless, than rise in debt.


Get what you can, and what you can get hod


iifa nh info
And when you have got the Philosophers
stone, sure you will no longer complain
of bad times, or the difficulty Of paying
taxes.


IV. This doctrinc;m my friends, is rea-
son and wisdom; but, after all, do not
depend too much upon your own indus
try, and frugality, and prudence, though
excellent things, for they may all be
blasted, without the blessing of Heaven,
and, therefore, ask that blessing humbly,
and be not uncharitable to those that at
present seem to want it; but comfort and
help them. Remember Job suffered and
was afterwards prosperous:


"And now; to conclude, Experience
keeps dear school, but fools will learn in
no other, as Poor Richard says, and scarce
In that for, it Is true, We may give adj
vice, but we cannot give conduct: How
ever, remember this; They that will not
be connseled, cannot be helped; and
further, that, if you will not hear Rcnson,
she will surely rap your knucklcs; as Poor
Dick says"


Thus the old gentleman ended his ha-
tangue The people heard itand approved
the doctrine; and immediately practioed
the contrary, just as if it had been COM
mon sermon; for the auction opened, aud
they began to buy extravSgsntly. found
the old man had thoroughly studied my
and digestSd all had dropped
on these topics during the course Of TWEEN
ty-five years. The frequent mention he
made Of me must have tired any one else;
but my vanity was wonderfully delighted
with it, though was conscious that not
q tenth part Of tile wisdom was my own,
which he ascribed to me; but rather tho
gleanings that had made Of the sense
Of all ages and nations. However, re-
solved to be the better for the echo of it;
md, though l had at first determined to
buy stuff for new coat, went away re-
solved to wear my old one little longer.
Reader, If thou wilt do the same, thy
profit will be as great as mine. am, as
ever, thine to serve thee,


RICHARD SAUNDERS.