Year: 1869

the principles relating TO the profits Of the va
rous pursuits of life; especially that, among
hem all, there is far less difference than is
generally supposed. Let Us now consider some
Of the conditions OF success.


Foremost among them is sef-dependence,
How often do we hear, 90 if only had some
rich relation or friends to give me a start in
the world" And in this way, and for this rea
son, thousands are wasting their precious time
which will never return to them, waiting for
some one to cuck them TO thvlr business, as
4euS do their Young 10 their food While the
tart ls nine times in ten all such help is an
INJURY to Il young man, by removing that
stimulus 20 self-reliance aud to the develop
.ng oi lis powers, whose possession is the sur
est and best friend any one can have. Look
.ronnd, We halting young men, and see who
are the successful merchants, shipmasters, ar
tis1s. mechanics professional men, and of all
The callings. Nearly all them were poor boys
once who struck out unaided and alone, save
by their own manly energies and firm
Welding determination to do something. And
they succeeded. For "seck and We shall find"
Is Divine utterance, and cannot fail.


10 you want 4 $1,000 capital to start with?
Here 1t is. Safely invested at six per cent, it
will yield you $50 the first year; SG36O the
second year, and so on at compound interest
decreasing rapidly. Save $50 every year by
rutting on unnecessary expenses to that amount
as most young men may-some two or three
times hat sum with proht every way-and you
have the $1,000 out at interest, or its equivalent
S.cn ~, q 500 e
The second, as before. And in this way young
aides, too most of them, any time they
caoose, can find $1,000 all their own to put into
d savings bank; fine thing to start house
keeping with. Not a small boy in The streets
hut may find a fortune Of two or three hun
tired dollars, by saving every year the interest
OF hose suns.-now twice lost-once in the
useless qualification OF morbid appettes, and
again by nursing those appetites to warm into
life the snake that by and by will devour them.


Next to deep-rooted principles of untiring in
dustry and strict economy, comes that divine
Injunction owe no man anything. True, af-
ter one has felt out the tender and the strong
places Of his business, and has the back bone
OF his powers well knit by experience, some
getting in debt may be proper and even profta-
BILE; but for the young and Inexperienced to do
50 is the sure road TO ruin For our observa-
has never failed in this, that if Young man
is a borrower when he ought to be a lender; if
he fails promptly to meet every pecuniary obli-
cation if he puts off till TO morrow, hext week
or month"; OF year, what should be done to-
day In the paying Of debts he is lost; because,
besides the loss of credit and standing which
are everything to business men, the means will
slip away for other and, perhaps, unnecessary
purposes, and which may be harder again to
secure. Ps3 io'"n, if possible, for everything;
both because you will buy less and pay less
for as it costs something TO keep books and to
wait, besides the risk that the debtor may fail
To pay, this charging" costs you at least G per
cent added to the debt. This eternal charging
and getting in debt, and this shuttlng Slip shod
way OF getting out Of It, keeps poor whole gem
erations for this is one of the sins where "the
iniquties OF the fathers are visited upon the
ehildren"-so powerful aud pernlcious are bad
examples.


Many fortunes are made by moral rectitude;
many are made, also. through cheating and
fraud. But somehow the latter seem not to
wear well for the sharper and the knaye WELD
woedged sword which cuts both ways Like
all sin iil-gotten gain bears within itself the
seeds Of its own destruction; and if through
shrewdness or luck it survives the first genera
tion 'moth and rust corrupt" 1t in the next.
And In these times of lawlessness and crime
when the fountains of trustworthiness seem
well nigh dried up, any young man who really
'n satisfy the business world that he cun he
tfdsted, under all circumstances and tempta-
lions, has made his fortune ANY person who
can produce such credentials will have a thou-
sand offers in month to ffll the most honorable
lucrative positions in the land; because fre
quent rascality has blighted confidence in
mans integrity that the demand for really un-
doubted worth far exceeds the supply. What
young men want, therefore, is to give full evil
dence in all the acts OF their life, that they
are firm as steel against all wrong and can be
implicitly trusted. The mischief of most people
Is that their principles are often too much like
those OF the lad whose friends had procured
him fine situation as clerk in store who to
show his shrewdness boasted to the son of
his employer that on his way to the city he had
gwen IL one cent piece to an apple-boy who
nlstakng 1t for five cent piece, gave him four
cents back. His employer, finding his future
clerk approved and rejoced in the act, sent
him home in grief to his parents, with the re-
mark that a lad whose principles would per
init him to cheat poor apple boy out Of four
cents, would act the thief to him or any one
else


The way to fortune, as a general rule, we
think, lies along the road of little Min9s How
many waste their lives In doing nothing, be-
cause nothing offers that pays large all at
once; or lose a fortune by little leaks and out
goes because they seem so small. But remem-
ber that minute particles of vapor uniting in
to rain-drops, make the springs, rills and
brooks which, pouring their little floods along,
form at length the great Father of Rivers and
that Insects almost invisible to the naked eve,
working unseen in the depths of ocean, build
up, little by little, those vast coral reefs which,
While they form large Islands for the abode of
man. may also wreck the navles of the world ;
as a thousand little leaks may sink the largest
fortunes.