Year: 1861

Fortunes do not always spring from great in. vestments or ten thousand dollar capitals. Small savings are oftentmes the germs of wealth and independence-ce upon cent, half-dme upon halfdime, dollar upon dollar-these are the foundations that most frequently uphold golden structures. Never suffer yourself to say, It is only cent or two-not worth the saving!" On. ly cent or two Put it back into your poe k- et-keep it there, and it will be a great deal ea- sier for you to say "No" to yourself, when the impulse comes to squander dollar or two, or even hundred dollars or two!

 Not even pln-not even stray piece of twine-not even scrap of white cloth is too worthless to save. You never will grow rich by piling money together, as long as you do not un- derstand the practical meaning of the good old proverb, Waste not want not"

 Perhaps little anecdot ca simple relation of facts that really happened-may serve to ill. ustrste our subject, better than aught else,

 A lady in the vicinity of Bridgeport, Conn.,, large clothing establishment to a number of women in the neighborhood. In the cutting of these, there were great many little odds and ends of cloth left over-peces too small to be of use, and the first thought was, of course, to toss them into the fire. "No," she reflected ;" will save them as they accumulate and perhaps I may get enough to exchange with the tinman for some kitchen article or other" So she let them lie, housewife like, and in few weeks there was qutea pile.

 One day neighber came in, and on hearing the des tnation of the scraps advised that they should be sent to paper mill at some little dis tancs; They will give you three or four centss pound for thsm," said he, "and that is better than exchanging them for tin" She asked her husbands advice. To him a few rags more or less seemed trivial affair. Do as you like" said he, laughingly, "yow may have all the money you can make out of the rags"

 l She took him at his word, and in two or three months, some half-dOzen barrels of rags were sent by some one who was going in the di- rec.ion of the paper-mill. To her surprise and pleasure, new, rustling fvedollar bill came back.

 Again the impulse to spend it for some little ornament was checked. "No," she resolved "all my rag money shall go into the Ssvings' Eank.'

 And into the Savings Bank it went accord ingly. Years rolled by-more rags were saved and soid-interest and principal accumulated. At length an unusual opportunity presented it. self for the purchase of a beautiful gold watch, Forty dollars was the price,

 "i will not ask my husband to withdraw any necessary funds from his business" she thought, but now is the time to make my rag money usefal!"

 The gold watch was purchased literally with rags. We will not pause to chronicle the env and astonishment of those ladies of the vicinity to whom gold watch was as unattainnble as the Kohinoor diamond, yet who thought it was not worth While' to save the clippings from the work tables!

 Yet this was not the end of it. The bank l fund of which the bundle of r3os was the ori- gin now amounts to over t,centyJfre Hundred dollars

 I do not know how it has accumulated said the lady to us. A few cuttings and scraps laid aside whenever I cut out shirts-a few dollars carried to the bank when I went to the city-s little interest added on from time to tlme-rs

 Reader! is not this example worth following; Our moral is simple onewsave tne uineS' /" YOU would be rich !-LIe Mushdfea