Medical Assistance (Karmika Arogya Bhagya) (K.B.O.C.W.W.B)
State: Karnataka
Ministry: null
Department: Labour Department
Category: Health & Wellness
Beneficiary Type: Individual

The "Medical Assistance (Karmika Arogya Bhagya)'' by the BOCW Welfare Board, Department of Labour, Karnataka, is a welfare scheme that provides financial assistance to registered construction workers and their dependents for hospitalisation expenses in recognised hospitals.

Benefits:
**Financial Coverage:** ₹300/- per day to the maximum of  ₹20,000/- for a continuous period of Hospitalization subject to actuals.
&gt; **Note:****** The assistance shall be towards hospitalisation for a minimum of 48 hours continuously.

Eligibility:
&gt; ***For Registration as a Building/ Construction Worker:***

  - The applicant should be a Building/ Construction Worker (Unorganised Worker).
  - The applicant should be a minimum of 18 years of age.
  - The applicant should have engaged in building and construction work for at least 90 days in a given year.

&gt; **For the Application of the Welfare Scheme:**

  - The applicant should be a registered construction worker Under the Building and Other Construction Workers Welfare Board of Karnataka or his/her dependents.
  - The beneficiary must be hospitalized for at least 48 continuous hours.
  - Treatment must be conducted in a government, private, or State Government recognised insurance scheme hospital.

Application Process:
[Online]
Registration Process as a Building/ Construction Worker:Step 1: Visit the official Website of Karnataka Building & Other Construction Workers Welfare Board (KBOCWWB) and click on “Register”.
Step 2: Select “Register as New Construction Worker” then enter your mobile number as per the Aadhaar Registered and verify with the received OTP.
Step 3: From the dashboard, click on “Registration”.
Step 4: Fill in all the mandatory details and upload the required documents. Click on “Final Submit” to complete the registration process.
Application Process of the Welfare Scheme:Step 1: Visit the official Website of Karnataka Building & Other Construction Workers Welfare Board (KBOCWWB) and click on “Login”.
Step 2: Enter your registered mobile number and the received OTP.
Step 3: From the dashboard, click on “Schemes” (After the user Registration is approved, the user can access the schemes page).
Step 4: Select the concerned scheme. Fill in all the mandatory details and upload the required documents.
Step 5:  Review the details and check the declaration box. Now click on “Submit” to complete the application process.
Renewal Process:Step 1: Visit the official Website of Karnataka Building & Other Construction Workers Welfare Board (KBOCWWB) and click on “Login”.
Step 2: Enter your registered mobile number and the received OTP.
Step 3: From the dashboard, click on “Renewal”. Fill in mandatory details and upload the required documents.
Step 4: Review the details and click on “Submit” to complete the renewal process.
Note:Renewal: Every construction worker must renew their registration with the Karnataka Building and Other Construction Workers Welfare Board every 3 years. If not renewed within this period, a 1-year grace period is granted. After that, the registration becomes invalid. 
Timeline: Application can be submitted within 6 months of hospitalisation commencement date.
Helpdesk:Karnataka Building And Other Construction Workers Welfare Board,
Address: Karmika Bhavan, Dairy Circle, Bannerghatta Road, Bangalore-29.
Office No: 080-29753078
E-mail: labour.commissioner42@gmail.com
List of District Office.
List of Taluk Offices.

Documents Required:
For Registration as a Building/ Construction Worker:Employment Certificate/90 Days Work Certificate (Form V(A)/V(B)/V(C)/V(D)).
Aadhar Card (Self-Attested).
Ration Card(non-mandatory).
Age Proof (Voter ID Card/Aadhar Card).
For the Application of the Welfare Scheme:Discharge Summary.
Form 22A.
Treatment Bill.
Self Declaration Form.
Employment Certificate/90 Days Work Certificate (Form V(A)/V(B)/V(C)/V(D)).
For the Renewal Process:Employment Certificate/90 Days Work Certificate (Form V(A)/V(B)/V(C)/V(D)).