Assistance For Major Ailments (Karmika Chikitsa Bhagya) (K.B.O.C.W.W.B)
State: Karnataka
Ministry: null
Department: Labour Department
Category: Health & Wellness
Beneficiary Type: Individual

The "Assistance For Major Ailments (Karmika Chikitsa Bhagya)'' by the BOCW Welfare Board, Department of Labour, Karnataka, is a welfare scheme that provides financial support to registered construction workers and their dependents for medical expenses related to specified major ailments.

Benefits:
- **Financial Assistance:** ₹2,00,000/- for major ailment treatments.

Eligibility:
&gt; ***For Registration as a Building/ Construction Worker:***

  - The applicant should be a Building/ Construction Worker (Unorganised Worker).
  - The applicant should be a minimum of 18 years of age.
  - The applicant should have engaged in building and construction work for at least 90 days in a given year.

&gt; **For the Application of the Welfare Scheme:**

  - The beneficiary should be a registered construction worker Under the Building and Other Construction Workers Welfare Board of Karnataka or his/her dependents.
  - The worker or their dependents must suffer from a major ailment specified in the scheme.

Application Process:
[Online]
Registration Process as a Building/ Construction Worker:Step 1: Visit the official Website of Karnataka Building & Other Construction Workers Welfare Board (KBOCWWB) and click on “Register”.
Step 2: Select “Register as New Construction Worker” then enter your mobile number as per the Aadhaar Registered and verify with the received OTP.
Step 3: From the dashboard, click on “Registration”.
Step 4: Fill in all the mandatory details and upload the required documents. Click on “Final Submit” to complete the registration process.
Application Process of the Welfare Scheme:Step 1: Visit the official Website of Karnataka Building & Other Construction Workers Welfare Board (KBOCWWB) and click on “Login”.
Step 2: Enter your registered mobile number and the received OTP.
Step 3: From the dashboard, click on “Schemes” (After the user Registration is approved, the user can access the schemes page).
Step 4: Select the concerned scheme. Fill in all the mandatory details and upload the required documents.
Step 5:  Review the details and check the declaration box. Now click on “Submit” to complete the application process.
Renewal Process:Step 1: Visit the official Website of Karnataka Building & Other Construction Workers Welfare Board (KBOCWWB) and click on “Login”.
Step 2: Enter your registered mobile number and the received OTP.
Step 3: From the dashboard, click on “Renewal”. Fill in mandatory details and upload the required documents.
Step 4: Review the details and click on “Submit” to complete the renewal process.
Note:Renewal: Every construction worker must renew their registration with the Karnataka Building and Other Construction Workers Welfare Board every 3 years. If not renewed within this period, a 1-year grace period is granted. After that, the registration becomes invalid. 
Timeline: Application can be submitted within 6 months of hospitalisation commencement date.
List of private hospitals recognised by the Government for medical reimbursement.
Helpdesk:Karnataka Building And Other Construction Workers Welfare Board,
Address: Karmika Bhavan, Dairy Circle, Bannerghatta Road, Bangalore-29.
Office No: 080-29753078
E-mail: labour.commissioner42@gmail.com
List of District Office.
List of Taluk Offices.

Documents Required:
For Registration as a Building/ Construction Worker:Employment Certificate/90 Days Work Certificate (Form V(A)/V(B)/V(C)/V(D)).
Aadhar Card (Self-Attested).
Ration Card(non-mandatory).
Age Proof (Voter ID Card/Aadhar Card).
For the Application of the Welfare Scheme:Proof of Identity/Smart card issued by the Board.
Employment Certificate.
Proof of Bank Account.
Bills of the hospital showing Admission and Discharge Dates and all treatment given.
Any medical documents on hospitalization of beneficiary/dependent in government/private hospitals.
Form XXII-A.
For the Renewal Process:Employment Certificate/90 Days Work Certificate (Form V(A)/V(B)/V(C)/V(D)).