Nirman Shramikon ke Liye Vyavsayik Rin Par Byaj ki Punarbharan Yojana
State: Rajasthan
Ministry: null
Department: Labour Department
Category: Banking,Financial Services and Insurance
Beneficiary Type: Individual

The "Nirman Shramik Rin Punarbharan Yojana" helps construction workers by reimbursing interest on their business loans. This program aims to ease the financial burden of construction workers by reducing their loan interest payments.

Benefits:
> **The board will reimburse the interest payable on business loans up to ₹5,00,000/-**

Eligibility:
1. Applicant must be construction worker and registered with the board are regularly depositing contributions.
1. Applicant can utilities the loan amount only for own business work.
1. Application can not use loan amount for purchase of shop/plot/vehicle or household goods.
1. Applicant have to submit a certificate of intention to repay interest to the financial institution every year.
1. This scheme will be applicable only on the loan taken by one of the registered beneficiary&#39;s wife/husband at a time.
1. If any information provided in the application for assistance under the scheme by the beneficiary is found to be false, the responsibility of depositing the entire sanctioned assistance amount along with interest in lump sum will be of the concerned beneficiary.

Application Process:
[Online]
RegistrationStep-1: Applicant have to visit the official portal. 
Step-2: Click on the option “Register”.
Step-3: Then you will be redirected to the SSO registration page. The registration page will appear with the following options.
  Citizen
Step-4: Choose the either one option from  the Jan Aadhaar Or Google to process further.
Jan Aadhaar : Enter the Jan Aadhaar number, click on the ‘Next’ button,
Select your name, the name of the head of the family and all the other members and 
Click on the ‘Send OTP’ button. Enter the ‘OTP’ and 
Click on the ‘Verify OTP’ button to Complete the registration. 
Google : Enter the Gmail ID, click on the ‘Next’ button, 
Enter the password.
A new link appear on screen, now click on the new SSO link.
SSO id will appear on the screen, now create the password.
Enter Mobile number, click on registration.
Step-5: Submit.
 
Apply Step-1: Applicant have to visit the official portal. 
Step-2: After login, dashboard will open.
Step-3: Click on “LDMS” option.
Step-4: In LDMS, select "Welfare Schemes" from the side menu and select BOCW Welfare Board. 
Step-5: Now click on "Apply for Scheme" on screen. 
Step-6: In this new page, will get a list of names of all the schemes of Rajasthan Shramik Card, out of which click on the name of "Yojana"
Step-7: Fill out the all relevant detail. 
Step-8: Submit.

Documents Required:
Copy of the duly filled and complete application form along with self-attested certificates of beneficiary and his/her spouse.
Certificate of loan sanction from Financial Institution/Bank.
Proof of interest paid on loan during the year.
Copy of Aadhar Card and Jan Aadhar Card of the beneficiary.
Copy of the first page of the beneficiary's saving bank account passbook (showing beneficiary's name, bank account number and IFSC code).
Self-declaration certificate by spouse of the beneficiary stating that no loan is outstanding from any other institution at present.