smartduketech/indian-government-schemes-2025 huggingface dataset:
New Charkha-Loom Scheme
State: Gujarat
Ministry: null
Department: Industries and Mines Department
Category: Business & Entrepreneurship
Beneficiary Type: Individual

The scheme provides 65% financial assistance for purchasing Amber Charkhas (₹13,000/-) and looms (₹30,000/-) to registered Khadi spinners and weavers, promoting sustainable livelihoods.

Benefits:
**Subsidy for Equipment**

- Amber Charkha: 65% of ₹13,000/- (₹8,450/- subsidy).
- Looms: 65% of ₹30,000/- (₹19,500/- subsidy).

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**Disbursement Mode**
Credited to the beneficiary’s account post-verification.

Eligibility:
- The applicant must be a registered Khadi/Polyvastra spinner or weaver.
- The applicant’s organization must hold a valid Khadi certification.
- Equipment must be purchased for active Khadi production.

Application Process:
[Offline]
Step 1: The interested applicants should purchase the equipment (Amber Charkha or loom) from an approved vendor.
Step 2: Visit the Khadi institution or Cottage Industries Office, or their nearest District Industries Center (DIC), and request the prescribed format of the application form for the subsidy claim from the designated staff.
Step 3: In the form, fill in all the mandatory fields, and attach copies of all the required documents (Purchase Invoices, Certification Proof, etc).
Step 4: Submit the duly filled and signed application form along with the copies of the required documents to the designated staff and request a receipt or acknowledgement.

Documents Required:
Khadi/Polyvastra Certification.
Proof of Registration (Khadi Institution/Organization).
Purchase Invoices for Charkha/Loom.
Bank Details for Subsidy Disbursement.
NEW SWARNIMA (Gopalak Nigam)
State: Gujarat
Ministry: null
Department: Social Justice and Empowerment Department
Category: Business & Entrepreneurship, Social welfare & Empowerment, Women and Child
Beneficiary Type: Individual, Business Entity

Self-employment loan scheme for Rabari and Bharwad women in Gujarat, offering up to ₹2 lakh at 5% annual interest to promote economic independence.

Benefits:
- **100% loan** assistance provided to eligible women- Loan amount up to **₹2.00 lakh**- Interest rate fixed at **5% per annum**- Loan can be used to **start a business** of the beneficiary’s choice- Meant for **economically backward women** of specific castes- **Encourages entrepreneurship and self-reliance**

Eligibility:
1. Be a permanent **resident of Gujarat**1. Be a **woman**1. Belong to the **Rabari or Bharwad caste**1. Belong to a **socially and educationally backward class** as recognized by the Government of Gujarat1. Be between **21 to 45 years** of age1. Have a **total annual family** income not exceeding **₹3.00 lakh**1. Intend to start your **own business or self-employment** venture using the loan

Application Process:
[Online]
Step 1: Visit the official DAADC online portal.
Step 2: Register/log in using your credentials.
Step 3: Fill out the application form with accurate personal and scheme-specific details.
Step 4: Upload the required documents and submit.

Documents Required:
Residence/Domicile Certificate of Gujarat
Caste Certificate (Rabari or Bharwad)
Income Certificate
Proof of Age (Aadhaar card, Voter ID, Birth Certificate, etc.)
Bank Passbook or Cancelled Cheque
Basic Business Proposal (if required)
New Swarnima Scheme (GBCDC)
State: Haryana
Ministry: null
Department: Social Justice and Empowerment Department
Category: Women and Child, Business & Entrepreneurship
Beneficiary Type: Individual

The scheme aims to provide a special scheme for the self-employment of women from backwards classes living below the poverty line. Through this scheme, financial assistance for chosen businesses is offered to female beneficiaries from socially and educationally backward classes.

Benefits:
1. **Loan Amount:** The maximum loan limit under this scheme is up to ₹200,000/- per beneficiary.1. **Interest Rate:** The interest rate in these schemes will be 5% per annum.1. **Loan Coverage:** 95% of unit cost financed by the national corporation (NBCFDC), 5% by the state government.
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> **Repayment Terms:** Repayable in 60 equal monthly installments, including interest.

> **Mode of Disbursement:** The loan amount is disbursed, with 95 percent of the unit cost from the national corporation and 5 percent from the state government.

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Eligibility:
1. The applicant should belong to a socially and educationally backward class.
1. The total annual income of the applicant&#39;s family should not exceed ₹3,00,000/-.
1. The applicant&#39;s age should be between 21 and 45 years as on the date of application.
1. The applicant must have experience in a business requiring technical and other skills.

<br>

Application Process:
[Online]
Step 1: Visit the official website of the Gujarat Backwards Caste Development Corporation.
Step 2: On the top menu bar, click on "Apply Online".
Step 3: If you’re a new user, click on "New Registration" Enter personal details (name, mobile number, email, aadhaar number, etc.), create a password, and complete OTP verification.
Step 4: Use your registered credentials (User ID and password) to log in.
Step 5: Click on “New Application”. Select “Swayam Saksham Yojana” from the list of available schemes.
Step 6: Fill out the Application Form, enter the following details:
Personal Information: Name, gender, date of birth, caste, etc.
Address Information: Permanent and correspondence address
Income Details: Monthly family income and source
Loan Requirement: Amount needed, proposed use (e.g., business, self-employment)
Bank Account Details: For loan disbursement
Step 7: Upload scanned copies of the Caste certificate, Income certificate, Aadhaar card, Passport-size photo, Bank passbook (first page), and Residence proof.
Step 8: Double-check all details. Click on “Preview” to verify. If all details are correct, click “Submit”.
Step 9: The Applicant will receive an Application ID/Reference Number. Save or print the acknowledgement for future tracking.

Documents Required:
Aadhaar Card
Ration Card
Voter ID
Passport Size Photos
Business Address Proof	
Birth Certificate
Caste Certificate
Bank Passbook
New Swarnima Scheme For Women
State: Central
Ministry: Ministry Of Social Justice and Empowerment
Department: null
Category: Banking,Financial Services and Insurance, Business & Entrepreneurship, Social welfare & Empowerment, Women and Child
Beneficiary Type: Individual

A term loan scheme by the Ministry of Social Justice and Empowerment for women entrepreneurs from backward classes to obtain a loan of up to ₹ 2,00,000/- @ 5% per annum, thereby providing them social & financial security.

Benefits:
1. A subsidy amount of ₹ 2,00,000/- @ 5% per annum, for self-employment. (The remaining amount has to be self-owned by the beneficiary.)
1. The beneficiary woman is not required to invest any amount of her own on the projects upto cost of ₹ 2,00,000/-.

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Eligibility:
1. The applicant must be a Female.
1. The applicant&#39;s age must be between 18 and 55 years.
1. The applicant must be an Entrepreneur
1. The Total Annual Family Income of the Applicant must be Less than ₹ 3 Lakh per Annum.

<br>

Application Process:
[Offline]
Step 1: The eligible applicant needs to visit the nearest SCA office and apply on the prescribed form for the Swarnima Scheme for Women. You can find your nearest SCA office at this link - https://nsfdc.nic.in/channel-patrners/scas  
Step 2: Enter the necessary details in the application form and mention the needs and choice of vocation and training requirements, if any.
Step 3: Submit your application form and the required documents to the same SCA office. After reviewing the application, the loan will be sanctioned by SCA.

Documents Required:
Proof of Identity (Aadhaar card)
Ration Card
Domicile Certificate
Caste Certificate (for reserved category)
Passport size Photograph of the applicant
New Swarnima Yojana for Women (GTKVN)
State: Gujarat
Ministry: null
Department: Social Justice and Empowerment Department
Category: Banking,Financial Services and Insurance, Business & Entrepreneurship, Women and Child
Beneficiary Type: Individual

The scheme aims to promote economic upliftment of women from Thakor & Koli communities living below poverty line by supporting them in self-employment ventures. Under this scheme, 100% financial support up to ₹1,00,000/- is provided to eligible women for starting a business/trade of their choice.

Benefits:
- **Loan Amount:** Up to ₹1,00,000 for eligible business/trade activities.- **Interest Rate:** 5% per annum.- **Loan Coverage:** 100% of the approved project/business cost.- **Repayment Term:** 60 equal monthly installments (5 years), including interest.
<br>

Eligibility:
1. The applicant should be a resident of Gujarat.
1. The applicant should be a woman.
1. The applicant should belong to Thakor or Koli community.
1. The applicant should be between 21 and 50 years of age on the date of application.
1. The applicant’s annual family income should not exceed ₹3,00,000/-.
1. The woman applicant should have experience related to the proposed business/trade.
1. The applicant will have to provide suitable collateral to get the loan.

> **Note:** At least 50% of the total credit is reserved for applicants from families with income up to ₹1,50,000/- annually.

<br>

Application Process:
[Online]
Step 1: Visit the official website of the Gujarat Thakor and Koli Vikas Nigam.
Step 2: On the top menu bar, click on "Apply Now".
Step 3: Click on the loan scheme name. 
Step 4: Select the loan category and fill in the loan amount.
Step 5: Fill out the Application Form, enter the following details:
Personal Information: Name, gender, date of birth, caste, etc.
Address Information: Permanent and correspondence address
Income Details: Monthly family income and source
Loan Requirement: Amount needed, proposed use (e.g., business, self-employment)
Bank Account Details: For loan disbursement
Step 6: Upload scanned copies of the Caste certificate, Income certificate, Aadhaar card, Passport-size photo, Bank passbook (first page), and Residence proof.
Step 7: Double-check all details. Click on “Preview” to verify. If all details are correct, click “Submit”.
Step 8: Applicant will receive an Application ID/Reference Number. Save or print the acknowledgement for future tracking.

Documents Required:
Aadhaar Card
Ration Card
Voter ID
Passport Size Photos
Business Address Proof	
Birth Certificate
Caste Certificate
Bank Passbook
Income certificate
Nihshaktajan Vivaah Protsaahan Yojana
State: Madhya Pradesh
Ministry: null
Department: Social Welfare Department
Category: Social welfare & Empowerment
Beneficiary Type: Individual

In 2008, Madhya Pradesh State Government started the "Nihshaktajan Vivaah Protsaahan Yojana" for differently ables persons

Benefits:
1. In the case of a disabled youth marrying a normal girl and in the case of a disabled girl marrying a normal youth, the incentive amount is Rs. 2,00,000/- 
1. In case of disability of both the young man and the woman, jointly Rs. 1,00,000/- incentive amount is provided.

Eligibility:
1. The Applicants should have a disability of 40% or more. 
1. The applicant should be a native of Madhya Pradesh. 
1. The minimum age of male applicants should be 21 years and female applicants should be 18 years. 
1. The marriage should have been solemnized by religious custom/ social custom or legally prescribed by the competent court. 
1. The applicant should not be an income taxpayer. 
1. In order to get the benefits, one of the disabled couples will have to apply within a period of one year after the completion of the marriage, otherwise, they will not be eligible to get the benefits.

Application Process:
[Offline]
Applicants have to visit the official web site and download the application form.
Fill out the application with the necessary information.
Attach the required documents. 
Submit the application to the office of the Joint Director/Deputy Director of Social Justice and Disabled Welfare or District Panchayat.

Documents Required:
Disability Certificate issued by a competent medical practitioner in the prescribed format,
Residence Certificate,
Marriage Certificate.
Two passport-size photographs (of the couple) along with the application form.
Nikshay Poshan Yojana
State: Central
Ministry: Ministry Of Health & Family Welfare
Department: Department of Health and Family Welfare
Category: Health & Wellness
Beneficiary Type: All

Ministry of Health and Family Welfare, Government of India has announced the scheme for incentives for nutritional support to TB patients. This scheme will be called “Nikshay Poshan Yojana”.

Benefits:
- **Financial Incentive:** An amount of ₹1,000/- per month for each notified TB patient.<br>

Eligibility:
- All patients with tuberculosis (TB) who are notified to the government on or after April 1, 2018, including those who are already being treated for TB, are eligible for financial incentives.
- To be eligible for the incentives, patients must be registered or notified on the NIKSHAY portal.

<br>

Application Process:
[Online]
Submission of Bank Account Details:Step 1: Patient need to submit his/her Aadhaar-linked savings bank account to TB health provider.
Step 2: Supporting documents like a Aadhaar number, passbook, canceled cheque, or bank statement must be collected.
Step 3: If Patient don't have a bank account:
Open a new account (e.g., via Jan Dhan Yojana/India Post Payments Bank).
Alternatively, Patient may nominate a family member’s account with a written consent (standard format available in the manual).
Registration in Nikshay:Step 1: Patient bank details will be entered by the TB health staff into the Nikshay system.
Step 2: Ensure Patient account is unique—no two beneficiaries can use the same bank account.
Step 3: Nikshay will automatically send the bank details to PFMS for validation.
Bank Account Validation via PFMS:Once validated:
A PFMS Beneficiary ID is assigned.
Patient status in Nikshay changes to “Validated”.
If rejected:
Patient will receive an SMS asking his/her to contact the health staff to correct the bank details.

Documents Required:
Bank Account Proof
Photocopy of bank passbook (showing account holder name, account number, and IFSC)
Cancelled cheque
Recent bank statement.
Note: The account must be a savings bank account, active, and preferably Aadhaar-linked.
Aadhaar Document (Optional but Recommended)
Copy of Aadhaar Card (if available)
If Aadhaar is not available, you should:
Apply for Aadhaar and submit a copy of the acknowledgement receipt
Consent/Declaration Form (Only in specific cases)
If you wish to receive benefits in a family member’s bank account:
A written consent/authorization form is required (format provided in the annexure of the manual).
If you refuse to receive DBT benefits:
A signed declaration to forego benefits must be submitted.
NIPUN Bharat Mission - Uttarakhand
State: Uttarakhand
Ministry: null
Department: Department Of Education
Category: Education & Learning
Beneficiary Type: Individual

The scheme aims to ensure that all children aged 3 to 9 achieve foundational literacy and numeracy by creating an enabling learning environment across all schools in Uttarakhand.

Benefits:
Under this mission, all children can get admission in Class 1 as per the admission norms of all schools in the state.
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Eligibility:
1. The beneficiary must be a resident of Uttarakhand.
   1. All children aged 3 to 9 years are eligible to benefit from the scheme to achieve foundational literacy and numeracy.

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Application Process:
[Offline]
The main objective of the Nipun Bharat Mission is to create an enabling environment to ensure universal attainment of basic literacy and numeracy. Admissions can be obtained in Class 1 as per admission norms in all schools of the state.

Documents Required:
Documents are required as per the guidelines of the respective schools.
Niramaya Scheme
State: Odisha
Ministry: null
Department: Health and Family Welfare Department
Category: Health & Wellness
Beneficiary Type: All

The Department of Health & Family Welfare Department, Government of Odisha introduced a scheme named "NIRAMAYA" - a Free Medicines Distribution Scheme. The aim is to provide quality essential medicines for all kinds of diseases to patients visiting government health facilities at free of cost.

Benefits:
1. **Cashless Medicinal Drugs:** This scheme provides free medicines treatment to the beneficiaries of the scheme. This means that they can avail of medical drugs without having to pay any cash upfront.   1. **No Age Limit:** The scheme has no age limit, and anyone can avail of the benefits of the scheme, including senior citizens.   1. **Easy Enrollment:** The enrollment process for the scheme is simple and hassle-free, and anyone can enroll in the scheme by submitting the required documents.   1. **Increased Access:** Ensures that more people have access to necessary health services.   1. **Reduced Financial Burden:** Helps in alleviating the financial burden on families for medical treatments.   1. **Enhanced Health Outcomes:** By improving the quality of care and ensuring timely treatment, the scheme contributes to better health outcomes.

Eligibility:
1. Patients who have done registration in the Govt. Hospitals are eligible to get free medicines under &amp;quot;Niramaya&amp;quot;.
   1. Beneficiaries must be residents of Odisha.

&lt;br&gt;

Application Process:
[Online]
On registration, the beneficiary is required to log in on https://www.e-niramaya.odisha.gov.in/Login.aspx
After log in on portal, he can apply for the scheme.
At any stage in case the beneficiary has forgotten the password, then click on https://www.e niramaya.odisha.gov.in/forgotpassword.aspx.
For Mobile Application, the beneficiary can download the .apk files in their handset by visiting https://www.e-niramaya.odisha.gov.in/Login.aspx

[Offline]
Pre-requisite steps:
Registration
Consultation with doctor 
Prescription 
Receipt of drugs from DDC Counter.
For any grievance related to drugs availability at various levels, please contact the authorities as given below:
Block Level - Medical Officer In-charge
Sub-divisional Level	- Sub-divisional Medical Officer
District Level	-	CDMO / ADMO(med) / Store Medical Officer
Tertiary Level Institutions -	Superintendent / Store Medical Officer
State Level -	Jt. Director, State Drug Management Unit

Documents Required:
null
Nirmaan Shramik  ke Bachchon Hetu  Utkrasht Khel Protsaahan Yojana
State: Chhattisgarh
Ministry: null
Department: Labour Department
Category: Sports & Culture
Beneficiary Type: Individual

Chhattisgarh State Government started a scheme "Nirmaan Shramik  Ke Bachchon Hetu Utkrasht Khel Protsaahan Yojana" for Construction worker on 23 May 2017.

Benefits:
Incentive amount will be provided to the children who perform excellently at the district / division / state / national level in all recognized sports as follows -

1. Amount at district level: ₹ 1,000/-
1. Amount at divisional level: ₹ 2,000/-
1. Amount at state level: ₹ 5,000/-
1. Amount at National level : ₹ 50,000/-

Eligibility:
1. Benefits will only be provided to children of construction workers who are registered in any district within the state
1. The benefit of the scheme will be given only to those children whose excellence is recognized by the Sports Department.

Application Process:
[Online]
All the applicant have to visit the official website Chhattisgarh Labour Department. 
On the home page click on "Apply" under "Chhattisgarh Building and Other Construction Workers Welfare Board".
Enter the following details
Select Group Name : "Bhavan Evan Koi Sannirmaan"
Select Service : "Yojana"
What do you want to do : "Aavedan"
Click next.
Select your district name and provide old/new registration number and click next.
Select the scheme name. 
Fill out the online with required details. 
Submit.

Documents Required:
Registration certificate of construction worker.
Certificate of studying in school of construction worker's child.
Certificate of winning medal of construction worker's child.
Nirmaan Shramik Mrtyu Evan Divyaang Sahaayata Yojana
State: Chhattisgarh
Ministry: null
Department: Labour Department
Category: Health & Wellness
Beneficiary Type: Individual

Chhattisgarh State Government started "Nirmaan Shramik Mrtyu Evan Divyaang Sahaayata Yojana" for Building and other construction workers.

Benefits:
<br>

SituationFinancial HelpOn Normal Death₹ 1,00,000/-Death on work location₹ 5,00,000/-Permanent disability on work location₹ 2,50,000/-<br>

Eligibility:
1. Construction workers between 18 to 60 years of age will be eligible.
1. The construction worker should be registered as a beneficiary under Section 12 of the Building and Other Construction Workers (Regulation of Employment and Service Conditions) Act, 1996.
1. Death caused by suicide or consumption of drugs, substances or by committing a crime or death caused by physical violence committed with intent in violation of law and death due to riots, assistance amount was not provided.
1. The benefit of the scheme will be given only on the death of the registered worker and not on the death of the family member.
1. Beneficiaries benefited under the Financial Assistance and Rehabilitation Assistance Scheme for construction workers suffering from silicosis run by the Board will not be eligible for this scheme, because a separate  scheme is run for them.

Application Process:
[Online]
Application Process
Step-1. Applicant have to visit the official labour website of Chhattisgarh State.Step-2. Click on apply now under the Building and other construction.Step-3. Now applicant have to provide the below detail.District,
New registration number.
And click on check the details
Step-4. Now select the scheme name here. Step-5. Fill out the online form. Step-6. Upload required documents.Labor registration card.
Daughter's Aadhaar card.
Daughter's bank passbook photocopy.
Age Certificate.
Class 10th marksheet. 
Step-7. Click on submit.Step-8. Note the application number.
Trace the Application Status
Step-1. Applicant have to visit the official labour website of Chhattisgarh State.Step-2. Click on "Check the application status" under the Unorganized worder board option.Step-3. Select the scheme name.Step-4. Enter the application number. Step-5. Click on search.

Documents Required:
Registration certificate,
Aadhar card, 
Bank passbook, 
Nominee's Aadhar card,
Address proof, 
Mobile number, 
Death certificate and 
In case of permanent disability, permanent disability certificate issues by the doctor.
Nirmaan Sthal Par Karya Ke Dauran A-panjeekrat Shramik Ke Mratyu Ki Dasha Me Antyeshti  Evan Anugrah Rashi Bhugatan Yojana
State: Madhya Pradesh
Ministry: null
Department: Labour Department
Category: Social welfare & Empowerment
Beneficiary Type: Individual

This scheme aims to provide financial assistance to the families of unregistered workers who die during construction work in Madhya Pradesh.

Benefits:
1. Funeral assistance of ₹ 3,000/-
1. In case of accidental death ₹ 4,00,000/-
1. In case of permanent disability ₹ 2,00,000/-

Eligibility:
1. The applicant should be a domicile in the state of Madhya Pradesh.
1. Applicant should be a Building and other construction workers.
1. Applicant age should be between 18 to 60 years.

Application Process:
[Offline]
The applicant has to submit the application form in the prescribed format and within the time limit to the office of the designated officer.
Rural area - Chief Executive Officer, District Panchayat
Urban area - Commissioner, Municipal Corporation / Chief Municipal Officer, Municipality / Municipal Council
Apply duration
Within 06 months from the death of the construction worker

Documents Required:
Prescribed application form.
Death certificate.
Copy of post-mortem report and FIR copy.
Disability certificate given by the District Board in case of permanent disability.