Education Loan Scheme for Backward Classes Haryana
State: Haryana
Ministry: null
Department: Welfare of Scheduled Caste & Backward Classes Department
Category: Social welfare & Empowerment, Education & Learning
Beneficiary Type: Individual

The scheme aims to provide education loans to members of the Backwards Classes for pursuing professional and technical education. Through this scheme, financial assistance in the form of education loans is provided to eligible Backwards Class students.

Benefits:
1. Education loan for pursuing professional and technical education at the graduate and higher levels.
1. The maximum loan amount provided is ₹15,00,000/- for studies in India.
1. The maximum loan amount provided is ₹20,00,000/- for studies abroad.
1. The interest rate is 4% per annum.
1. For girl students, the interest rate is 3.5% per annum.

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Eligibility:
1. The applicant should be between 18 to 55 years of age.
1. The applicant should be a permanent resident of Haryana.
1. The annual family income of the applicant should not exceed ₹3,00,000/- in both rural and urban areas.
1. The applicant should belong to Backward Classes.
1. The applicant should have obtained admission for any professional and technical courses approved by an appropriate agency, such as AICTE, Medical Council of India, UGC, etc., in a duly accredited/recognised institute.
1. The applicant should have a minimum of 50% marks in the qualifying exam, i.e., the exam whose qualification is a prerequisite for the course.
1. The applicant should have a Pariwar Pehchan Patra (PPP ID).

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Application Process:
[Online]
Registration Process on Antyodaya-SARAL PortalStep 1: Visit the Official Portal: Antyodaya-SARAL Portal.
Step 2: For registration, click on “New User/Register Here” and fill in all the mandatory details,i.e., Name, Email ID, Mobile Number & password. Click on ‘Submit’.
Step 3: Verify the OTP received in the provided Email and Mobile Number. Alternatively, click on the Verification Link to activate the profile.
Apply for the SchemeStep 1: Visit the Official Portal: Antyodaya-SARAL Portal.
Step 2: The “Sign in here” option is available on the right side of the screen. Fill in the required credentials and click on the ‘Login’ button.
Step 3: In the opened window, click on “Scheme/Services list”, and a list of schemes will appear on the screen.
Step 4: Now, select the scheme and click on “Apply for Service/Scheme”.
Step 5: Fill in all the details in the online application form and click on "Submit".
Track Your Service OnlineTrack Application/Appeal: Click here.
Track Ticket: Click here.
Track Your Service Through SMSRegistered Mobile Number: Type 'SARAL' and send it to 9954699899 to track your application.
Other Mobile Number: Type SARAL<space><Application ID/Ticket No.> and send to 9954699899 to track your application/ticket.
Contact UsHelpline: 0172-3968400
Email: saral.haryana@gov.in
NOTE:Govt. Charges: No Fee.Service Charges:   ₹10/-.Atal Seva Kendra Service Charges:  ₹10/-.

[Online - via CSC]
The eligible applicant may visit the nearest Atal Seva Kendra with all the required documents to apply for the scheme.

Documents Required:
Identity/Citizenship/Age Proof (Aadhar Card) 
Resident Proof/Address Proof/Ownership Proof (Haryana Domicile Certificate) 
Caste/Religion Proof 
Caste Certificate for the Reserved Category 
Photo of Applicant 
Pariwar Pehchan Patra (PPP ID) 
Admission Proof 
Fee Structure 
Previous Qualification Certificate