100% Penalty Mafi Yojana
State: Gujarat
Ministry: null
Department: Urban Development and Urban Housing Department
Category: Housing & Shelter, Utility & Sanitation
Beneficiary Type: Individual

The scheme aims to provide financial relief to beneficiaries of the Gujarat Housing Board and Slum Clearance Cell who have pending installment dues by offering a complete waiver of penalty amounts. It benefits tenants and property allottees by waiving 100% penalties on arrears if paid by 31st March.

Benefits:
- The applicant receives 100% waiver on the penalty amount accumulated on pending installments.
- The waiver is applicable on all arrears of installments pertaining to old schemes of the Gujarat Housing Board and Slum Clearance Cell.
- The benefit is a one-time waiver granted upon fulfillment of payment conditions.
- The waiver is applied at the time of final settlement of dues.

***Conditions***
_*All arrears of installments must be paid in one go (lump sum payment)._
_*The payment must be completed by 31st March._
_*The waiver applies only to the penalty component; the principal installment amount must be paid in full._
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Eligibility:
- The applicant must be a resident of Gujarat.
- The applicant must be a beneficiary of the Gujarat Housing Board or Slum Clearance Cell.
- The applicant must have pending installment arrears under the old schemes of the Gujarat Housing Board and Slum Clearance Cell.
- The applicant must clear all arrears of installments in one lump sum payment.
- The applicant must complete the payment by 31st March.
- The applicant must be either the original tenant, a successive power of attorney holder, or the existing occupant of the property.

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Application Process:
[Online]
Step 1: Access the online application form. Enter all mandatory personal information. Verify that all mandatory fields marked with asterisk (*) have been filled. 
Step 2: For document upload, click "Choose File" or drag and drop documents into appropriate upload fields. Ensure all documents are clear, legible, and within the specified file size limits.
Step 3: Carefully review all entered information and uploaded documents for accuracy and completeness. Click "Submit". Note down any application reference number or acknowledgment number provided for future tracking and correspondence.
Step 4: After successful application submission, proceed to pay all pending arrears of installments in one lump sum payment through designated Gujarat Housing Board payment channels by 31st March. Retain payment receipts for record and verification purposes.
Application Deadline
The critical deadline for completing the lump sum payment of all arrears is 31st March of the respective year.

Documents Required:
Aadhaar Card.
Permanent Account Number Card.
Income Certificate.
Copy of Power of Attorney and Fee Receipt.
Copy of All Power of Attorney and Agreements Successive to the Original Tenant.
Copy of Rent Agreement, Delivery of Rent, or Letter from the Landlord.
Death Certificate (In case of death of the original tenant or power of attorney holder).
Latest Photograph of the House.
Copy of the Municipality or Municipal Corporation's Last Year's Tax Bill of the Building.
Copy of the Search Report of the House or Flat from the Registration Office of the Locality or Document (Latest).
Xerox Copies of the Receipt of the Amount Previously Paid to the Gujarat Housing Board.
Firm Name on a Stamp Paper of ₹300/- (In case of death of the original tenant or power of attorney holder).
Title Consent Form on a Stamp Paper of ₹300/-.
*All documents except the latest photograph of the house must be submitted in PDF Format with a maximum file size of 10 MB.
*The photograph must be submitted in .jpg or .jpeg format with with a maximum file size of 10 MB.