Interest Free Loan Scheme To Teachers For The Purchase Of Laptops
State: Goa
Ministry: null
Department: Education Department
Category: Banking,Financial Services and Insurance, Education & Learning
Beneficiary Type: Individual

The scheme aims to enhance the quality of teaching in schools in the State of Goa by equipping teachers with necessary Information Technology knowledge and skills. It offers an Interest Free Loan up to a maximum of ₹1,00,000/- for purchasing a Laptop to regular/permanent, full-time teachers.

Benefits:
- An Interest Free Loan up to a maximum amount of ₹1,00,000/- is granted for the purchase of a Laptop.
- The loan is disbursed in the form of a Crossed Cheque.
- The Cheque is drawn in favor of the dealer.
- The Cheque is issued through Messers Goa Education Development Corporation (GEDC), Government of Goa.

***Conditions***

- _The purchase of the Laptop must be made from any registered or authorized dealer of the branded manufacturer._
- _The Cheque amount sanctioned shall not exceed the maximum amount of ₹1,00,000/-._

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Eligibility:
- The applicant must be a regular/permanent full-time teacher.
- The applicant must be teaching in Secondary schools or Higher Secondary schools.
- The applicant must be working in a Government school or in a Government Aided school.
- The applicant must be covered under the Administrative control of the Directorate of Education in the State of Goa.

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Application Process:
[Offline]
Step 1: The applicant must obtain a quotation for the laptop from a registered dealer of their choice, which includes details such as a pre-receipt, specifications, and the cost of the laptop, to be submitted along with the application.
Step 2: The applicant must obtain the prescribed format of the application form of the scheme from the institution where he/she is currently working.
Step 3: In the application form, fill in all the mandatory fields, and attach copies of all the mandatory documents (self-attest, if required).
Step 4: Submit the duly filled and signed application form along with the documents, within the prescribed period (if any), to the Head of the Institution. The application must be recommended by the respective Head of the Institution. The Head of the Institution must forward the recommended application to the Directorate of Education.
Post-Application ProcessStep 1: Processing at the Directorate of Education and Forwarding
The Directorate of Education takes utmost care to process the application forwarded by the applicant teacher within a period of forty-five days.
Once processed and approved, the Directorate of Education forwards the application and related documentation to Messers Goa Education Development Corporation (GEDC).
Step 2: Final Verification and Release of Payment
Messers Goa Education Development Corporation processes and verifies the application for the release of the payment or Cheque.
This processing and the release of the Cheque are dependent upon the availability of funds.
Step 3: Cheque Issuance to the Dealer
The Crossed Cheque, amounting to the price of the Laptop, but not exceeding the maximum sanctioned amount of ₹1,00,000/-, is drawn in the favor of the dealer chosen by the teacher.
This cheque is then released by Messers Goa Education Development Corporation to the respective party.

Documents Required:
Quotation Of The Laptop From A Registered Dealer.
Pre-Receipt.
Details And Specifications Of The Laptop.
Cost Details Of The Laptop.