Biju Swasthya Kalyan Yojana
State: Odisha
Ministry: null
Department: Health and Family Welfare Department
Category: Health & Wellness
Beneficiary Type: Family, Individual

Biju Swasthya Kalyan Yojana (BSKY) has been launched by the Department of Health and Family Welfare, Government of Odisha as a path-breaking program to provide universal health coverage, with special emphasis on the health protection of vulnerable families and women.

Benefits:
Families having BSKY Smart Health Card/ NFSA/ SFSS card can avail of cashless IPD and Day care treatment for the procedures for which the hospital is empaneled under BSKY within or outside the State up to the annual amount covered.  The scheme provides cashless health coverage of ₹5,00,000 per annum per family and an additional ₹5,00,000 for women members of the family after exhaustion of the initial limit at empaneled private hospitals within and outside Odisha.

  - **PACKAGES**

The updated package list under BSKY, as modified from time to time is available on the website www.bsky.odisha.gov.in. About 3% of the total packages are reserved for Government health institutions. About 10% of the packages are under the referral category, which can be availed only on referral by the appropriate authority. 
**1. Reserved Packages**
Treatment under these packages is only available in Govt. healthcare facilities. Treatment for minor ailments, and diseases under National Health Programs such as Management of superficial burns, minor injuries, Malaria, Typhoid fever, Gastroenteritis, Diarrhea, Dysentery, Tuberculosis, Urinary Tract Infection, Heat stroke, and surgeries for hydrocele, Abscess drainage, Lipoma and cyst excision and procedures like Dilatation and Curettage and MTP are reserved for Government facilities.   
**2. Referral Package**
The updated list of referral packages is available on the website www.bsky.odisha.gov.in. 
**3. Open Packages**
Any beneficiary can directly walk into any empaneled private hospital and avail of the treatment under this category of packages if he is found suitable for that package by the treating doctor of the empaneled hospital.

Eligibility:
All BSKY Smart Health Card/ National Food Security Act (NFSA)/ State Food Security Scheme (SFSS) card holders are eligible.
**For the referral of the patient to the empaneled private hospital for treatment:**

   1. The referral will be done if the particular package/ procedure cannot be provided by a Government facility in the district. 
   1. Cases will be referred if there is a long waiting time to undertake the procedure at a Government facility in the district. 
   1. Where there is an emergency case that requires immediate referral.
   1. Referral process under BSKY is decentralized up to the Sub-Divisional Hospital level. The following authorities have been designated to issue referrals to beneficiaries under BSKY.

  - **District Headquarter Hospital:** CDM &amp;amp; PHO/ District Medical Officer-cum Superintendent &amp;amp; concerned Specialist.  - **Sub-divisional Hospital:** Superintendent &amp;amp; concerned Specialist.  - **All Govt. Medical College &amp;amp; Hospitals:** Superintendent &amp;amp; HoDs of concerned Department of the Medical College &amp;amp; Hospitals

Application Process:
[Offline]
There is no direct enrolment process under Biju Swasthya Kalyan Yojana. 
All families covered under NFSA / SFSS within Odisha are eligible beneficiaries under this scheme.
For BSKY Smart Health CardsBSKY Smart Health Cards are distributed by the Government to each family. 
The beneficiary can also collect her/his BSKY Smart Health Card at designated Mo Seva Kendra by producing her/his valid NFSA/ SFSS Card.
Note: For latest development about this scheme, beneficiary may visit the official website at: https://bsky.odisha.gov.in/bsky/home

Documents Required:
For Cashless IPD and Day Care TreatmentBSKY Smart Health Card / National Food Security Act (NFSA) Card / State Food Security Scheme (SFSS) Card
For getting ₹5,00,000 health coverage per annum per family and ₹10,00,000 health coverage per annum for women members of the familyBiju Krushak Kalyan Yojana (BKKY) Card, or Below Poverty Line (BPL) Card, or Antyodaya Anna Yojana (AAY) Card
NOTE: For low-income families who do not have these cards, a valid income certificate (annual income below ₹ 50,000/- in rural areas and below ₹ 60,000/- in urban areas) will be required to be produced at the Empaneled Hospital.