Micro Finance Scheme- Credit Line 1 for Minority Community
State: Haryana
Ministry: null
Department: Welfare of Scheduled Caste & Backward Classes Department
Category: Banking,Financial Services and Insurance, Business & Entrepreneurship
Beneficiary Type: Individual, Self Help Groups (SHGS)

The scheme is implemented by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam. Under the scheme, small loans of ₹1,00,000/- are provided to members of SHGs, either directly or through the SHGs, to meet the needs of the poorest among the poor.

Benefits:
1. Under the scheme, small loans of ₹1,00,000/- per beneficiary are provided to members of Self-Help Groups (SHGs), either directly or through the SHGs.

Eligibility:
1. The applicant should be a permanent resident of Haryana.
   1. The age of the applicant should be between 18 and 55 years.
   1. The applicant&amp;#39;s annual family income should not exceed ₹98,000/- (Rural Area) and ₹1,20,000/- (Urban Area).
   1. The applicant should belong to a minority community, i.e., Muslims, Sikhs, Christians, Buddhists, Parsis, and Jains.
   1. In an SHG 75% of members can be from Minority Communities and the remaining 25% members may be from other weaker sections like SC/Handicapped/Minorities etc. in very exceptional cases, groups with up to 60% members belonging to Minority Communities will also be eligible.
   1. The applicant should have a Parivar Pehchan Patra (PPP ID).

Application Process:
[Online]
Registration Process on Antyodaya-SARAL Portal:Step 01: The eligible applicant may apply online through the Official Portal- Antyodaya-SARAL Portal. https://saralharyana.gov.in/
Step 02: If the applicant is not registered on the portal, he/she gets registered there. 
Step 03: For registration, click “New User” under ‘Sign In Here’ and fill in all the mandatory details i.e. Name, Email ID, Mobile Number, Password & State. Click on ‘Submit’.
Step 04: Verify your mobile number and email ID through the received OTP and complete the registration process.
Login to apply for the scheme:Step 01: To avail the benefits of the scheme, visit the Official Antyodaya-SARAL Portal and log in through the email ID used while registering.
Step 02: Enter Password & Captcha and click on ‘Login’.
Step 03: After successful login, click on ‘Apply for Services’ and then ‘View all Available Services’
Step 04: Now, you can search for the scheme and click on the scheme to go ahead and fill out the application form.
Step 05: Enter your Parivar Pehchan Patra number - Family ID and click on “Click here to Fetch Family Data” which displays the family members registered under the given Family ID.
Step 06: Select the beneficiary/applicant name and enter the OTP that is being sent to the selected family member for verification. Click on “Click to Verify”
Step 07: Fill in all the mandatory details and upload all the mandatory documents.
Step 08: Preview the application form and click on ‘Submit’.
Tracking of Application:Applicants can track their applications through the Official Antyodaya-SARAL Portal by entering their Department Name, Scheme Name, and Application Reference ID.

Documents Required:
Identity/Citizenship proof i.e. Aadhaar Card
Proof of age
Resident Proof/Address Proof/Ownership Proof i.e. Haryana Domicile Certificate
Caste/Religion/Community Proof 
Parivar Pehchan Patra (PPP ID)
Copy of PAN Card
Passport-size photograph of the applicant
Bank account details
Any other documents as required