smartduketech/indian-government-schemes-2025 huggingface dataset:
Term Loan Scheme (GTKVN) 
State: Gujarat
Ministry: null
Department: Social Justice and Empowerment Department
Category: Banking,Financial Services and Insurance, Business & Entrepreneurship
Beneficiary Type: Individual

The scheme aims to promote self-employment among individuals from the Thakor and Koli communities by providing financial assistance up to ₹10,00,000/- for agriculture and allied activities, small-scale businesses, craftsmanship, traditional occupations, and service-based businesses/trades.

Benefits:
- **Loan Amount:** Loans up to ₹10,00,000/- are provided for eligible small businesses.- **Interest Rate:** Interest on the loan will be charged at 6% up to ₹5,00,000/-.- **Loan Coverage:** Government share 95% of project cost, and beneficiary share 5% margin money- **Loan Tenure:**	The loan amount will have to be repaid in 60 equal monthly installments including interest.- **Guarantor:** One guarantor required
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Eligibility:
1. The applicant should be a resident of Gujarat.
1. The applicant should belong to Thakor or Koli community.
1. The applicant’s annual family income should not exceed ₹3,00,000/-.
1. The applicant’s age should be between 21 and 50 years. 
1. The applicant must have experience/skilled in the proposed trade or business.
1. The applicant will have to provide suitable collateral to get the loan.

> **Note:** At least 50% of the total loan amount will be allocated for families with annual income up to ₹1,50,000/-.

<br>

Application Process:
[Online]
Step 1: Visit the official website of the Gujarat Thakor and Koli Vikas Nigam.
Step 2: On the top menu bar, click on "Apply Now".
Step 3: Click on the loan scheme name. 
Step 4: Select the loan category and fill in the loan amount.
Step 5: Fill out the Application Form, enter the following details:
Personal Information: Name, gender, date of birth, caste, etc.
Address Information: Permanent and correspondence address
Income Details: Monthly family income and source
Loan Requirement: Amount needed, proposed use (e.g., business, self-employment)
Bank Account Details: For loan disbursement
Step 6: Upload scanned copies of the Caste certificate, Income certificate, Aadhaar card, Passport-size photo, Bank passbook (first page), and Residence proof.
Step 7: Double-check all details. Click on “Preview” to verify. If all details are correct, click “Submit”.
Step 8: Applicant will receive an Application ID/Reference Number. Save or print the acknowledgement for future tracking.

Documents Required:
Aadhaar Card
Ration Card
Voter ID
Passport Size Photos
Business Address Proof	
Birth Certificate
Caste Certificate
Bank Passbook
Income Certificate
Term Loan Scheme for Backward Classes
State: Haryana
Ministry: null
Department: Welfare of Scheduled Caste & Backward Classes Department
Category: Banking,Financial Services and Insurance, Business & Entrepreneurship
Beneficiary Type: Individual

The scheme is implemented by the Haryana Backward Classes & Economically Weaker Sections Kalyan Nigam. Under this scheme, loans of up to ₹15,00,000/- are provided at an annual interest rate of 6% to 8% to individuals from the Backward Classes to enhance their employability.

Benefits:
1. Under the scheme, Nigam provides loans of up to ₹15,00,000/- at an annual interest rate of 6% to 8% to individuals from the Backward Classes to enhance their employability.

Eligibility:
1. The applicant should be a permanent resident of Haryana.
   1. The applicant should be between 18 and 55 years old.
   1. The applicant should belong to the Backward Classes category.
   1. The annual family income of the applicant should not exceed ₹3,00,000/- in both rural and urban areas.
   1. The applicant should have a Parivar Pehchan Patra (PPP ID).

Application Process:
[Online]
Registration Process on Antyodaya-SARAL Portal:Step 01: The eligible applicant may apply online through the Official Portal- Antyodaya-SARAL Portal.
Step 02: If the applicant is not registered on the portal, he/she gets registered there. 
Step 03: For registration, click “New User” under ‘Sign In Here’ and fill in all the mandatory details i.e. Name, Email ID, Mobile Number, Password & State. Click on ‘Submit’.
Step 04: Verify your mobile number and email ID through the received OTP and complete the registration process.
Login to apply for the scheme:Step 01: To avail the benefits of the scheme, visit the Official Antyodaya-SARAL Portal and log in through the email ID used while registering.
Step 02: Enter Password & Captcha and click on ‘Login’.
Step 03: After successful login, click on ‘Apply for Services’ and then ‘View all Available Services’
Step 04: Now, you can search for the scheme and click on the scheme to go ahead and fill out the application form.
Step 05: Enter your Parivar Pehchan Patra number - Family ID and click on “Click here to Fetch Family Data” which displays the family members registered under the given Family ID.
Step 06: Select the beneficiary/applicant name and enter the OTP that is being sent to the selected family member for verification. Click on “Click to Verify”
Step 07: Fill in all the mandatory details and upload all the mandatory documents.
Step 08: Preview the application form and click on ‘Submit’.
Tracking of Application:Applicants can track their applications through the Official Antyodaya-SARAL Portal by entering their Department Name, Scheme Name, and Application Reference ID.

Documents Required:
Identity/Citizenship proof i.e. Aadhaar Card
Proof of age
Resident Proof/Address Proof/Ownership Proof i.e. Haryana Domicile Certificate/Ration Card
Caste/Religion Proof 
Parivar Pehchan Patra (PPP ID)
Passport-size photograph of the applicant
Bank account details
Any other documents as required
Term Loan Scheme of NMDFC
State: Central
Ministry: Ministry Of Minority Affairs
Department: null
Category: Banking,Financial Services and Insurance
Beneficiary Type: Individual

Under this scheme, credit of up to ₹20,00,000/- under Credit Line-1 and up to ₹30,00,000/- under Credit line -2 is extended to beneficiaries among minority communities at 6%  p.a. & 8% p.a. respectively for financing economically viable income generation ventures.

Benefits:
- Concessional Credit to the beneficiaries among minority communities.

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Eligibility:
a) The applicant must be Indian and belong to one of the six notified minority communities: Muslim, Christian, Sikh, Buddhist, Parsi, or Jain.
b) The annual family income should not exceed:
Rs. 3.00 lakh per annum under Credit Line–1.
Rs. 8.00 lakh per annum under Credit Line–2.
c) The applicant must be 18 years or above and capable of undertaking self-employment activity.
d) The applicant should not have any outstanding loan or default under any Central/State Government financing scheme.
e) The project proposal should be economically viable and technically feasible.
f) The applicant must have a valid Aadhaar-linked bank account, residence proof, income certificate, and minority community certificate issued by a competent authority.
g) Preference shall be given to women, youth, and occupational groups belonging to the minority communities.
h) Insurance of the borrower and assets financed is mandatory under NMDFC guidelines.
<br>

Application Process:
[Offline]
NMDFC implements its schemes & programs through State Channelizing Agencies (SCA list: www.nmdfc.org/SCA ) nominated by the respective State Governments & Banking Partners (Presently through Canara Bank & Punjab Grameen Bank).

Documents Required:
Duly filled loan application form (as prescribed by SCA/Bank).
Recent passport-size photographs of the applicant and co-applicant (if any).
Proof of Minority Status: Self-declaration or certificate from competent authority.
Income Certificate issued by a competent authority (Tehsildar/SDM).
Residence Proof: Aadhaar card, Voter ID, Ration Card, or Utility Bill.
Identity Proof: Aadhaar card/PAN card.
Project Report or Business Plan (detailing purpose, cost, and financial viability).
Bank Account Proof: Cancelled cheque or first page of passbook (Aadhaar linked).
Quotation/Estimate of machinery, equipment, or raw materials (as applicable).
No Dues Certificate from other financial institutions (if required).
Affidavit/Self-declaration stating non-availment of loan from other government schemes.
Insurance document (if available at time of submission; otherwise post-sanction).
Term Loan Scheme- Credit Line 1 for Minority Community
State: Haryana
Ministry: null
Department: Welfare of Scheduled Caste & Backward Classes Department
Category: Banking,Financial Services and Insurance, Business & Entrepreneurship
Beneficiary Type: Individual

The scheme is implemented by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam. Under this scheme, loans of up to ₹20,00,000/- are provided at a concessional interest rate to individuals from minority communities to enhance their employability.

Benefits:
1. Under the scheme, Nigam provides loans of up to ₹20,00,000/- at a concessional interest rate to individuals from minority communities to enhance their employability.

Eligibility:
1. The applicant should be a permanent resident of Haryana.
   1. The age of the applicant should be between 18 and 55 years.
   1. The annual family income of the applicant should not exceed ₹98,000/- (Rural Area) and ₹1,20,000/- (Urban Area).
   1. The applicant should belong to a minority community, i.e., Muslims, Sikhs, Christians, Buddhists, Parsis, and Jains.
   1. The applicant should have a Parivar Pehchan Patra (PPP ID).

Application Process:
[Online]
Registration Process on Antyodaya-SARAL Portal:Step 01: The eligible applicant may apply online through the Official Portal- Antyodaya-SARAL Portal. 
Step 02: If the applicant is not registered on the portal, he/she gets registered there. 
Step 03: For registration, click “New User” under ‘Sign In Here’ and fill in all the mandatory details i.e. Name, Email ID, Mobile Number, Password & State. Click on ‘Submit’.
Step 04: Verify your mobile number and email ID through the received OTP and complete the registration process.
Login to apply for the scheme:Step 01: To avail the benefits of the scheme, visit the Official Antyodaya-SARAL Portal and log in through the email ID used while registering.
Step 02: Enter Password & Captcha and click on ‘Login’.
Step 03: After successful login, click on ‘Apply for Services’ and then ‘View all Available Services’
Step 04: Now, you can search for the scheme and click on the scheme to go ahead and fill out the application form.
Step 05: Enter your Parivar Pehchan Patra number - Family ID and click on “Click here to Fetch Family Data” which displays the family members registered under the given Family ID.
Step 06: Select the beneficiary/applicant name and enter the OTP that is being sent to the selected family member for verification. Click on “Click to Verify”
Step 07: Fill in all the mandatory details and upload all the mandatory documents.
Step 08: Preview the application form and click on ‘Submit’.
Tracking of Application:Applicants can track their applications through the Official Antyodaya-SARAL Portal by entering their Department Name, Scheme Name, and Application Reference ID.

Documents Required:
Identity/Citizenship proof i.e. Aadhaar Card
Proof of age
Resident Proof/Address Proof/Ownership Proof i.e. Haryana Domicile Certificate
Caste/Religion/Community Proof 
Parivar Pehchan Patra (PPP ID)
Copy of PAN Card
Passport-size photograph of the applicant
Bank account details
Any other documents as required
Testing Fee Reimbursement Scheme
State: Central
Ministry: Ministry Of Micro, Small and Medium Enterprises
Department: null
Category: Business & Entrepreneurship
Beneficiary Type: Business Entity

Testing Fee Reimbursement Scheme for Scheduled Caste / Scheduled Tribe is a sub scheme under National Scheduled Caste and Scheduled Tribe Hub (NSSH) scheme.

Benefits:
- **Testing Fee Reimbursement:** Up to 80% of the testing fee or ₹1,00,000/- (excluding GST), whichever is lower.  - **Coverage of Testing:** Includes testing of raw materials, semi-finished goods, and finished products.  - **Multiple Claims Allowed:** Enterprises can avail reimbursement multiple times in a financial year, subject to the overall limit.  - **Support for Certification:** Assistance is also available for BIS licenses and certifications.
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Eligibility:
- The applicant should have a micro or small scale industry.
  - Applicant should belong to Scheduled Caste (SC) or Scheduled Tribe (ST).
  - The enterprise must be registered with the Udyam portal or any other valid registration platform recognized by the MSME Ministry.

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Application Process:
[Online]
Step 1: The applicant must visit the official portal of the National SC-ST Hub.
Step 2: The applicant must click on the "Scheme name" and then click on “Sign Up” and register using basic details such as name, email ID, and mobile number.
Step 3: The applicant must create a password and complete the registration process.
Step 4: The applicant must log in using the registered credentials.
Step 5: The applicant must fill in the required details and submit the application online.

Documents Required:
Self-certified copy of UAM & GST
Self-certified copy of PAN card - In case of proprietorship, PAN card of SC/ST proprietor ought to be submitted
Self-certified copy of Caste certificate of proprietor/ all partners/ directors 
Details of shareholding in case of partnership / Pvt. Ltd / LLP firm. In case of partnership concerns, shareholding of the enterprise would be required to ascertain status of the MSE as SC/ST MSE (shareholding of SC/ST entrepreneur to be > 51%). Attested copy of Partnership Deed for Partnership Firm / Memorandum and Article of Association in case of LLP/Private Limited Company are required
Attested or original copy (signature with stamp) of payment receipt and system generated GST invoice for total amount paid to respective testing center or laboratory for availing various testing services 
NABL/ BIS attested copy of final testing report received from the laboratory duly stamped and signed for all tests availed by SC-ST MSE unit
Proof of transferred amount as reimbursement by NSSHO/ NSIC through PFMS under the scheme, where any such assistance is availed earlier with in the same financial year
Cancelled Cheque of the current account of the enterprise from which the testing charges have been debited
Thakur Sen Negi Utkrisht Chatravriti Yojana 
State: Himachal Pradesh
Ministry: null
Department: Education Department, Himachal Pradesh
Category: Education & Learning
Beneficiary Type: Individual

The objective of this scheme is to provide scholarships of ₹11,000/-per annum to the top 100 Girls and top 100 Boys students belonging to the Tribal Community of Himachal Pradesh who have passed Class 10th and presently studying in a recognized institution within or outside the State.

Benefits:
A total of 100 girls and 100 boys will receive ₹ 11,000 per annum for two years.

Eligibility:
1. The applicant should be a bona fide of Himachal Pradesh.
1. The applicant should be a Student.
1. The applicant should belong to the Scheduled Tribes Category.
1. The applicant should have passed Class 10th.
1. The applicant should be in the top 100 Girls or top 100 Boys students, as declared in the result of the Matric Examination conducted by the Himachal Pradesh Board of School Education.
1. The applicant should be studying in a recognized (including Professional / Technical) institution within or outside the State. 
1. The applicant should have a Bank Account.

**NOTE:** The renewal in the 10+2 Class / 2nd Year of course will be subject to satisfactory performance in internal examinations of the 10+1 Class / 1st Year Course.

Application Process:
[Online]
Step 1: Go to the Official Website of the National Scholarship Portal. and click “New Registration”. Guidelines for Registration will appear. Scroll to the bottom. Read carefully the undertaking. Accept the Terms. Click “Continue”.
Step 2: A Registration Form will appear. The fields marked as * are mandatory. Fill in the details and click “Register”. Your Application ID and password will be displayed. The same will also be sent as an SMS to your registered mobile number. 
Step 3: Go to https://scholarships.gov.in/fresh/newstdRegfrmInstruction 
Click on “Login to Apply”. Enter your Application ID and password. Type the Captcha and click “Login”. On the next screen, provide the OTP received on your registered mobile number. You will be directed to the Password Reset screen. Create a new password and confirm. Click “Submit”. You will be directed to the “Applicant’s Dashboard”.
Step 4: On the left pane, click “Application Form”. The fields marked as * are compulsory. Fill in the details and upload the documents. You can either click on “Save as Draft” to complete the application later. Else, click “Final Submit” to apply.
 
Note 1: All the applicants are advised to fill out the form correctly, no changes can be made once submitted. 
Note 2:The applicants are also advised to fill in only one application as multiple applications will cancel the form.

Documents Required:
1. Passport Size Photo.
2. Aadhaar Card (Unique Identification Number/ Enrollment Identity Document Number).
3. Himachali Bonafide Certificate.
4. Previous Year(s) Result Card(s) from Matric onwards.
5. Latest Statement of the Student's Bank Account.
6. Scheduled Tribe (ST) Category Certificate (Issued by an officer not below the rank of Tehsildar).
Thalolam Scheme
State: Kerala
Ministry: null
Department: Social Justice Department
Category: Health & Wellness
Beneficiary Type: Individual

The Government of Kerala launched the “Thalolam Scheme” under Kerala Social Security Mission to provide free treatment to children affected with chronic diseases such as haemophilia, cerebral palsy, etc.

Benefits:
1. A patient will be eligible for initial assistance of ₹50,000/- only under this scheme.
   1. Under the scheme, free treatment will be provided to the children below age of 18, who are suffering from Kidney diseases, Cardiovascular diseases, Cerebral Palsy, Brittle Bone Disease, Hemophilia, Thalassemia, Sickle Cell Anemia, Orthopedic deformities and other Neuro-Developmental Disabilities, Congenital anomalies (Endosulfan victims) and accident cases which needs surgery.

**Note:** Additional financial assistance can be met based on the decision of the Superintendent, Head of the concerned Department of Specialty, and Head of the Radiotherapy Department.

Eligibility:
1. The applicant should be a resident of Kerala State and the scheme is applicable only to patients from Kerala.
   1. The patient should be below 18 years of age.
   1. The scheme is applicable to patients belonging to families too poor to afford treatment of the Below Poverty Line (BPL) category.
   1. Under this scheme, assistance will be provided to the patient for diseases other than cancer which are lethal or fatal.

Application Process:
[Offline]
To avail of the benefits of the scheme the applicant may contact the following authorities:
Scheme counselor of the Safety Mission assigned to the respective hospitals, contacts hospitals covered under this scheme.
Concerned District Social Justice Officer, Kerala
Note: No special application is required. Based on the economic and social analysis done by the Counselors of the Safety Mission assigned to the respective hospitals, the benefit of the scheme will be applicable to the children of families who are unable to bear the cost of treatment.

Documents Required:
1.	Copy of Aadhaar/ Proof of Identity of patient
2.	Proof of age of the patient
3. Income certificate
4.	Copy of BPL card (if applicable)
5.	Copy of Ration card (if applicable)
6.	Residence certificate
7.	Passport-size photograph
8.	Patient’s medical reports
Thatched House Repair Grant for Re-thatching & Repairs (Sainik Welfare)
State: Puducherry
Ministry: null
Department: Sainik Welfare Department, Puducherry
Category: Housing & Shelter, Social welfare & Empowerment
Beneficiary Type: Individual

Through the "Thatched House Repair Grant for Re-thatching & Repairs" scheme, up to ₹40,000/- is provided to the registered ESM / Widows of ESM / Dependents of ESM every three years, for the re-thatching & repair of their house. The applicant should be receiving a Subsistence Allowance.

Benefits:
- The actual cost of damage or a maximum of ₹40,000/- is provided for the re-thatching and repair of the house.
- The amount, as decided by the Management Committee, is credited to the beneficiary’s Bank Account through RTGS/ NEFT.

Eligibility:
- The applicant should be an [Ex-serviceman](https://sainik.py.gov.in/definition-ex-servicemen)/Widow of an Ex-serviceman/Dependent of an Ex-serviceman.

- The applicant should be [registered ](https://sainik.py.gov.in/registration-procedure)with the Department of Sainik Welfare, Puducherry.

- The applicant should be receiving Subsistence Allowance.
- The applicant should be living in a thatched house.

Application Process:
[Offline]
Step 1: The interested applicant should visit (on a working day, and during working hours) the Rajya Sainik Board, Jawan Bhawan, Department of Sainik Welfare, Government of Puducherry, 261, Lawspet Main Road, Pakkamudianpet, Puducherry Road, Lawspet, Puducherry - 605013, India, and request a hard copy of the prescribed format of the application form from the concerned authority.
Step 2: In the application form, fill in all the mandatory fields, paste the passport-sized photograph (signed across, if required), and attach copies of all the mandatory documents (self-attest, if required).
Step 3: The interested applicant should submit the duly filled and signed application form and the documents to the concerned authority at the Rajya Sainik Board.
Step 4: A receipt of the application will be assigned to the applicant by the concerned authority.
Queries/Complaints/Suggestions/GrievancesAddress: 261, Lawspet Main Road, Pakkamudianpet, Puducherry Road, Lawspet, Puducherry - 605013, India
Phone Number: (+91)(0413) 2253107
Email: dirdsw.pon@nic.in
Hours: Monday - Friday, 2:30 pm to 5:00 pm

Documents Required:
Identity Card of the ESM/ Widow of ESM.
Discharge Certificate of Ex-Serviceman.
Declaration by the ESM/ Widow of ESM.
Bill for the Re-thatching and/or Repair of the House.
Any other document, as required by the Department.