AFFDF-Financial Assistance For Treatment Of Serious Diseases To Non Pensioner Ex-Servicemen (All Ranks)/Widows
State: Central
Ministry: Ministry Of Defence
Department: null
Category: Health & Wellness
Beneficiary Type: Individual

The scheme aims to provide financial assistance to non-pensioner Ex-Servicemen of all ranks and widows for meeting medical expenses incurred on the treatment of approved serious diseases, including cancer, renal failure, knee replacement, and heart surgery.

Benefits:
> **For Non-Pensioner Officers/Widows:**

- **Medical Treatment Assistance:** Financial assistance of 75% of the total expenditure incurred on medical treatment, hospitalization, medicines, and related expenses.- **Maximum Assistance Limit:** Maximum financial assistance of ₹1,50,000/- (one-time) for approved serious diseases.- **Cancer Treatment and Dialysis Assistance:** Financial assistance of up to ₹75,000/- per annum for cancer treatment and dialysis.
> **For Non-Pensioner Other Ranks/Widows:**

- **Medical Treatment Assistance:** Financial assistance of 90% of the total expenditure incurred on medical treatment, hospitalization, medicines, and related expenses.- **Maximum Assistance Limit:** Maximum financial assistance of ₹1,50,000/- (one-time) for approved serious diseases.- **Cancer Treatment and Dialysis Assistance:** Financial assistance of up to ₹75,000/- per annum for cancer treatment and dialysis.
> **List of the serious diseases are covered under this scheme:-**

1. Angiography &amp; Angioplasty
1. CABG. (l) Dialysis
1. Open heart surgery
1. Valve replacement
1. Pacemaker Implant
1. Cerebral stroke
1. Prostrate surgery
1. Joint replacement
1. Renal failure
1. Cancer

> **Treatment of other Diseases:**

- In case the treatment of a serious disease which is not listed in this scheme-document, such application will be referred to DGAFMS for comment/recommendation to consider it for financial assistance for treatment of that disease, to ESM under this scheme.

> **Note:** 

- Expenditure must be incurred at an approved govt hospital at the rates applicable under CGHS / ECHS.

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Eligibility:
- Applicant must be a non-pensioner ESM or his widow.
- Should not be a member of ECHS (Ex-Servicemen Contributory Health Scheme) or availing AFMS (Armed Forces Medical Services) facilities.
- Should be recommended by respective Zila Sainik Board (ZSB).
- Expenditure must be incurred at a approved govt hospital at the rates applicable under CGHS (Central Government Health Scheme) / ECHS.

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Application Process:
[Online]
Step 1: Eligible Ex-servicemen / their widows can visit the official website of Kendriya Sainik Board Secretariat (KSBS): https://ksb.gov.in/ 
Step 2: Click on “Register,” which is available on the homepage of the portal.
Step 3: Now, the registration form will be displayed. Fill the form with the necessary details.
Step 4: Upload the Photo and save the application by clicking on the “Save” button and the saved details and password will be forwarded to the registered email ID.
Step 5: Click the activation link that is sent to your email address to log in to the KSB portal.
Step 6: Provide user name, password, and verification code and click on the “Login “ button.
Step 7: Select the scheme name and start filling the new application form by entering the required details.
Step 8: Copies of the supporting documents duly attested by the respective Zila Sainik Welfare Officer (ZSWO) must be uploaded with the online application.
Step 9: Once the online application is submitted, ZSWO will scrutinize the online applications and give an appointment to the applicant for verification. 
Step 10: After successful verification, ZWSO will recommend the online application and forward the hard copy as well as soft copy to Kendriya Sainik Board (KSB) through Rajya Sainik Boards (RSBs) for further processing.
Track Application Status:Step 1: Applicant has to revisit the same portal https://ksb.gov.in/index.htm 
Step 2: Click on “Status of application” link on the homepage of the portal.
Step 3: Now enter your DAK ID and verification code. Click on the “Search” button.

Documents Required:
Copies of the following documents duly attested by ZSWO (Zilla Sainik Welfare Officer) must accompany the application:-
Complete Service Discharge Book/Documents.
Photocopy of ESM / widow I Card.
Original medical bills duly countersigned by attending doctor.
Hospital admission and discharge report duly countersigned by hospital authority.
A certificate from applicant that he/she has not taken any money/grant from the State Govt or present employer in the form of reimbursement or medical allowance.
Details of Bank A/c No (in PNB/SBI only) and IFS Code.