smartduketech/indian-government-schemes-2025 huggingface dataset:
Merit Awards
State: Maharashtra
Ministry: null
Department: Social Justice and Special Assistance Department
Category: Social welfare & Empowerment, Education & Learning
Beneficiary Type: Individual

In the "Merit Awards" scheme, awards are given to the students with disability who rank 1st, 2nd, and 3rd among disabled students in the Secondary School Certificate (S.S.C.) and Higher Secondary Certificate (H.S.C.)  in their respective divisional boards of education.

Benefits:
The quantum of the award is ₹1,000/- cash amount, certificate. 
The beneficiary is also provided travel expenses to attend the place of the award, and felicitation up to an amount ₹100/- per student.

Eligibility:
1. The applicant should be a citizen of India.
1. The applicant should be a permanent resident of Maharashtra State.
1. The applicant should be a Person with Disability (Visually Handicapped, Low Vision, Hearing Impaired, Orthopedically Handicapped, etc).
1. The applicant should have ranked 1st, 2nd, and 3rd among disabled students in the Secondary School Certificate (S.S.C.) and Higher Secondary Certificate (H.S.C.) in their respective divisional boards of education.

Application Process:
[Offline]
Step 1: Visit the District Social Welfare Office, and request a hard copy of the format of the application form for the scheme from the concerned authority.
Step 2: In the application form, fill in all the mandatory fields, paste the passport-sized photograph (signed across), and attach all the (self-attested) mandatory documents.
Step 3: Submit the duly filled and signed application form along with the documents to the Regional Deputy Commissioner, District Social Welfare Office.
Step 4: Acquire the receipt/acknowledgment of the successful submission of the application form from the District Social Welfare Office.

Documents Required:
Proof reg. the Latest Educational Qualification.
Proof of securing 1st, 2nd, and 3rd among disabled students in the Secondary School Certificate (S.S.C.) and Higher Secondary Certificate (H.S.C.) in their respective divisional boards of education.
Bonafide Certificate from the Institution.
Aadhaar Card.
2-Passport Sized Photograph (Signed Across).
Residential Certificate / Domicile Certificate of the State of Maharashtra.
Disability Certificate.
Details of the Bank Account (Bank Name, Branch Name, Address, IFSC, etc).
Any other document required by the District Social Welfare Office.
Merit Based Award and Recognition Of High Performance In The Board Exams Of SSC And HSSC In The State Of Goa
State: Goa
Ministry: null
Department: Social Welfare Department
Category: Education & Learning, Social welfare & Empowerment
Beneficiary Type: Individual

The objective of this scheme is to motivate students by giving Merit Based Award on the benchmark of performance and to provide financial incentives to high-performing students who are economically weak. The scheme aims to increase the representation of the ST Community in the High-Rank Holders.

Benefits:
> **Felicitation of Rank Holders Students -** 

1. ₹ 20,000/- to the First Five Rank Holders (separately for all the streams of Science, Commerce, Arts and Vocational).
1. A certificate of Appreciation will be given at the time of felicitation in the public function.

<br>

> **Merit-Based Awards -** 

1. ₹ 5,000 awarded to the students who have scored 50% to 59.99% marks.
1. ₹ 8,000/- awarded to the students who have scored 60% to 60.99% marks.
1. ₹ 10,000/- awarded to the students who have scored 70% to 74.99% marks.
1. ₹ 15,000/- awarded to the students who have scored 75% &amp; above marks.

Eligibility:
1. The applicant should be from a Scheduled Tribe (ST) in the State of Goa.
1. The applicant should have secured 50% or above marks in the SSC/ HSSC Board exams.
1. (For Merit Based Award) The annual income of the family of the applicant should be less than ₹ 5,00,000/-.

Application Process:
[Online]
Step 1: Visit the Official Website of the Goa Scholarship Portal.
Step 2: Register yourself on the portal by providing your Name, Email ID, Mobile Number, and other details.
Step 3: Sign In to the Portal using the credentials received on your Email ID / Mobile Number.
Step 4: In the portal, browse the Online Application Form for "Merit Based Award and Recognition of High Performance in the Board Exams of SSC and HSSC".
Step 5: In the Online Application Form, fill in all the mandatory details, upload the mandatory documents in the mentioned file type and filesize.
Step 5: Click the "Submit" icon at the bottom to submit the form.
Step 6: Upon successful submission of the application, a pop-up box will be displayed showing the Application Reference ID. The same will also be received over the Registered Email ID and the Registered Mobile Number. Save this Reference ID for future reference.

Documents Required:
1. Copy of Caste Certificate Issued by Competent Authority.
2. Copy of Income Certificate Issued by Competent Authority.
3. Copy of Mark Sheet.
4. Receipt of Fees Paid.
5. Copy of Bank Pass Book.
6. Copy of Aadhar Card Along With Consent Form.
Merit Scholarship (Top 3 UG Students)
State: Uttarakhand
Ministry: null
Department: Agriculture Department
Category: Education & Learning
Beneficiary Type: Individual

The scheme aims to recognize and support academically outstanding undergraduate students by providing monthly financial assistance of ₹800/- in the form of scholarships to students in their 3rd year of Medical and 4th year of Veterinary undergraduate (UG) programs.

Benefits:
**Rate of Scholarship:** ₹800/- per month.
<br>

Eligibility:
1. The applicant must be a student.
   1. The applicant must be enrolled in the 3rd year of the Medical or 4th year of the Veterinary undergraduate (UG) program at Govind Ballabh Pant University of Agriculture and Technology, Pantnagar.

<br>

Application Process:
[Offline]
Based on the scores provided by the Registrar's Office, the Dean of Student Welfare prepares a list of the top three students in each undergraduate program. The list is then approved by the Registrar and the Vice-Chancellor, after which the scholarship is disbursed to the selected students.

Documents Required:
Documents are required in accordance with the university guidelines prescribed for this scheme.
Meritorious Scholarships To Vjnt And Sbc Students Studying In Secondary Schools
State: Maharashtra
Ministry: null
Department: Social Justice and Special Assistance Department
Category: Social welfare & Empowerment
Beneficiary Type: Individual

The government of Maharashtra introduced the scheme of meritorious Scholarships to VJNT and SBC students studying in Secondary Schools. To motivate Backward Class students for education.

Benefits:
1. The students will get ₹ 200/- for 5th to 7th standard per annum. 
1. The students will get ₹ 400/- for 8th to 10th standard per annum.

Eligibility:
1. Students who secured more than 50 percent marks in the previous year’s annual examination and stood first or second in the class.
1. He should belong to VJNT / SBC category.
1. He should be studying in 5th to 10th standard.
1. There is no income limit for this scholarship.

Application Process:
[Offline]
The students should contact the school principal for application.
The application will be submitted by Head Master of the concerned School through the concerned Block Education Officer to District Social Welfare Officer, Zillah Parishad concerned. 
For Mumbai City, only proposals are to be submitted to the Assistant Commissioner of Social Welfare, Mumbai City.

Documents Required:
Caste Certificate
Domicile Certificate
Residence Proof 
Aadhar card
Bank Details
School Marksheet
Passport size photograph
Micro Credit Finance
State: Maharashtra
Ministry: null
Department: Social Justice and Special Assistance Department
Category: Banking,Financial Services and Insurance, Business & Entrepreneurship
Beneficiary Type: Individual

Under the Micro Credit Finance Scheme, beneficiaries from the Charmkar Community receive financial assistance of up to ₹50,000 at an interest rate of 5% per annum. This assistance includes a subsidy of ₹10,000, with the remaining amount provided as a loan.

Benefits:
- Financial support ranging from ₹25,000 to ₹50,000 to invest in income-generating activities.
- A low interest rate of 5% per annum, making it easier to repay the loan.
- ₹10,000 provided as a subsidy to reduce the financial burden.

Eligibility:
1. The applicant should belong to the Charmakar Community.
1. The applicant should be between 18 to 50 years of age.
1. The applicant should be a permanent resident of Maharashtra.
1. The applicant should belong to a Below Poverty Line (BPL) category.
1. The applicant should be able to provide an Income and Caste Certificate from an authorized government officer.
1. The applicant must have knowledge of the business for which they are applying for the loan.
1. For the 50% Subsidy Scheme and Margin Money, the annual income must be below the poverty line.
1. For the NSFDC Scheme, the annual income should be ₹98,000 for rural areas and ₹1,20,000 for urban areas.

Application Process:
[Offline]
Step 1: The interested applicant should visit (during office hours) the District Office of the Leather Industries Development Corporation of Maharashtra (LIDCOM), and request the hard copy of the prescribed format of the application form from the concerned authority.
Step 2: In the application form, fill in all the mandatory fields, paste the passport-sized photograph (signed across, if required), and attach copies of all the mandatory documents (self-attest, if required).
Step 3: Submit the duly filled and signed application form along with the documents, within the prescribed period (if any), to the concerned authority.
Step 4: Request a receipt or acknowledgement from the concerned authority to whom the application has been submitted. Ensure that the receipt contains essential details such as the date and time of submission, and a unique identification number (if applicable).
NOTE: Ensure that the application is submitted within the prescribed period, if any.

Documents Required:
Passport-size photograph
Aadhaar Card
Income certificate
Caste certificate
Residence proof
Bank passbook/bank details
Any other documents as required
Micro Finance (GBCDC)
State: Gujarat
Ministry: null
Department: Social Justice and Empowerment Department
Category: Banking,Financial Services and Insurance, Social welfare & Empowerment
Beneficiary Type: Individual

The scheme aims to create self-employment for the backwards class men. Through this scheme, low interest rates and financial help are provided to the backwards class men.

Benefits:
1. The maximum loan limit under this scheme is up to ₹1,25,000/-.
1. The interest rate in these schemes is 5 percent per annum.
1. In these schemes, 90 per cent of the unit cost will be provided as a loan, with 90 per cent from the national corporation, 5 per cent from the state government, and 5 per cent from the beneficiary contribution.
1. This loan is to be repaid in 48 equal monthly instalments, including interest.

<br>

Eligibility:
1. The applicant should belong to a socially and educationally backwards class.
1. The total annual income of the applicant&#39;s family should not exceed ₹3,00,000/-.
1. The applicant&#39;s age should be between 21 and 45 years as on the date of application.
1. The applicant must have experience in a business requiring technical and other skills.

<br>

Application Process:
[Online]
Step 1: Visit the official website of the Gujarat Backwards Caste Development Corporation.
Step 2: On the top menu bar, click on "Apply Online".
Step 3: If you’re a new user, click on "New Registration" Enter personal details (name, mobile number, email, aadhaar number, etc.), create a password, and complete OTP verification.
Step 4: Use your registered credentials (User ID and password) to log in.
Step 5: Click on “New Application”. Select “Micro Finance Scheme” from the list of available schemes.
Step 6: Fill out the Application Form, enter the following details:
Personal Information: Name, gender, date of birth, caste, etc.
Address Information: Permanent and correspondence address
Income Details: Monthly family income and source
Loan Requirement: Amount needed, proposed use (e.g., business, self-employment)
Bank Account Details: For loan disbursement
Step 7: Upload scanned copies of the Caste certificate, Income certificate, Aadhaar card, Passport-size photo, Bank passbook (first page), and Residence proof.
Step 8: Double-check all details. Click on “Preview” to verify. If all details are correct, click “Submit”.
Step 9: You will receive an Application ID/Reference Number. Save or print the acknowledgement for future tracking.

Documents Required:
Identity Proof
Address Proof
Caste Certificate
Income Certificate
Bank Account Passbook
Passport‑size Photographs
MICRO FINANCE (Gopalak Nigam)
State: Gujarat
Ministry: null
Department: Social Justice and Empowerment Department
Category: Business & Entrepreneurship, Social welfare & Empowerment
Beneficiary Type: Self Help Groups (SHGS)

Micro-loan scheme for Rabari and Bharwad caste entrepreneurs in Gujarat. Provides up to ₹1.25 lakh loan at 5% interest with only 5% beneficiary contribution.

Benefits:
- **Loan assistance up to ₹1.25 lakh** for small businesses- **Interest rate fixed at 5% per annum**
- **95% loan coverage** by the corporation- **Only 5% contribution** needed from the applicant- Promotes economic independence and small-scale entrepreneurship

Eligibility:
1. The applicant must be a **permanent resident of Gujarat.**1. The applicant must be a woman or man belonging to the **Rabari or Bharwad caste.**1. The applicant must belong to a **socially and educationally backward class** as recognized by the Gujarat government.1. The applicant must be between **21 and 45 years of age.**1. The applicant’s annual family income must **not exceed ₹3.00 lakh.**1. The applicant must be planning to **start or expand a small business.**

Application Process:
[Online]
Step 1: Visit the official DAADC online portal.
Step 2: Register/log in using your credentials.
Step 3: Fill out the application form with accurate personal and scheme-specific details.
Step 4: Upload the required documents and submit.

Documents Required:
You must submit the following documents:
Residence/Domicile Certificate of Gujarat
Caste Certificate (Rabari or Bharwad)
Income Certificate
Proof of Age (Aadhaar card, Voter ID, etc.)
Bank passbook or cancelled cheque
Own contribution proof (5%)
Basic business plan or purpose of loan
Micro Finance Scheme for Self Help Groups (GTKVN)
State: Gujarat
Ministry: null
Department: Social Justice and Empowerment Department
Category: Women and Child, Business & Entrepreneurship, Banking,Financial Services and Insurance
Beneficiary Type: Self Help Groups (SHGS)

The scheme aims to economically empower women from Thakor and Koli castes through self-employment opportunities via Self Help Groups (SHGs). Under this scheme, eligible members of SHGs receive a loan up to ₹60,000/- at low interest to start or expand small-scale businesses/enterprises.

Benefits:
- **Loan Amount:** Up to ₹60,000/- for eligible small businesses.- **Interest Rate:** 5% per annum.- **Loan Coverage:** 95% of the project/business cost is covered; 5% contribution is to be made by the beneficiary.- **Repayment Term:** 48 equal monthly installments (4 years), including interest.
<br>

Eligibility:
1. The applicant should  be a resident of Gujarat.
1. The applicant should be a member of a Self Help Group (SHG).
1. The applicant should belong to the Thakor or Koli caste.
1. The applicant&#39;s age should be at least 21 years and not more than 50 years as on the date of application.
1. The applicant’s annual family income should not exceed ₹3,00,000/-.
1. The applicant should have relevant experience in the proposed trade/business field.
1. The applicant will have to provide suitable collateral to get the loan.

> **Note:** At least 50% of the total loan allocation is reserved for those with family income up to ₹1,50,000/-.

<br>

Application Process:
[Online]
Step 1: Visit the official website of the Gujarat Thakor and Koli Vikas Nigam.
Step 2: On the top menu bar, click on "Apply Now".
Step 3: Click on the loan scheme name. 
Step 4: Select the loan category and fill in the loan amount.
Step 5: Fill out the Application Form, enter the following details:
Personal Information: Name, gender, date of birth, caste, etc.
Address Information: Permanent and correspondence address
Income Details: Monthly family income and source
Loan Requirement: Amount needed, proposed use (e.g., business, self-employment)
Bank Account Details: For loan disbursement
Step 6: Upload scanned copies of the Caste certificate, Income certificate, Aadhaar card, Passport-size photo, Bank passbook (first page), and Residence proof.
Step 7: Double-check all details. Click on “Preview” to verify. If all details are correct, click “Submit”.
Step 8: Applicant will receive an Application ID/Reference Number. Save or print the acknowledgement for future tracking.

Documents Required:
Aadhaar Card
Ration Card
Voter ID
Passport Size Photos
Business Address Proof	
Birth Certificate
Caste Certificate
Bank Passbook
Income Certificate
Micro Finance Scheme of NMDFC
State: Central
Ministry: Ministry Of Minority Affairs
Department: null
Category: Banking,Financial Services and Insurance
Beneficiary Type: Self Help Groups (SHGS)

Under the scheme, an amount of Rs. 1 lakh under credit Line-1 & upto  Rs. 1.5 lakh under Credit Line-2 is extended to each member of SHG (belong to Minority communities) at interest rate of 7% & 10% respectively.  Concession of 2% is extended to women beneficiaries under Credit Line-2.

Benefits:
- Concessional Credit to the beneficiaries among minority communities.

<br>

Eligibility:
a) The scheme is implemented through Self Help Groups (SHGs) or Thrift and Credit Groups (TCGs) comprising members of minority communities.
b) At least 75% of the members of each SHG/TCG must belong to notified minority communities. The remaining up to 25% may belong to weaker sections, including Scheduled Castes, Scheduled Tribes, Other Backward Classes, or Persons with Disabilities.
<br>

In exceptional cases, groups with minimum 60% minority members may also be considered.
c) The annual family income of each beneficiary must not exceed:
Rs. 3.00 lakh under Credit Line–1.
Rs. 8.00 lakh under Credit Line–2.
d) The SHG should have a satisfactory record of thrift and credit activity for at least six months.
e) The beneficiaries should not be defaulters under any other loan scheme.
f) Loans shall be used for income-generating activities such as petty trade, handicrafts, food processing, and service enterprises.
g) Preference shall be given to women SHGs and groups operating in rural and minority-concentrated areas.
<br>

Application Process:
[Offline]
NMDFC implements its schemes & programs through State Channelizing Agencies (SCA list: www.nmdfc.org/SCA ) nominated by the respective State Governments & Banking Partners (Presently through Canara Bank & Punjab Grameen Bank).

Documents Required:
Group Resolution authorizing loan availed under NMDFC scheme.
List of Group Members with minority status and Aadhaar numbers.
Photographs of all members.
Minority Certificate/Self-declaration for each minority member.
Income Certificate for each member issued by competent authority.
Proof of Residence: Aadhaar card, voter ID, or ration card.
Bank Account Proof: SHG group account (Aadhaar linked) and individual passbooks.
Record of thrift and credit activity (for at least six months).
Meeting Register, Savings Ledger, and Loan Ledger maintained by SHG.
Business Activity Plan or list of proposed income-generating activities.
Affidavit/Self-declaration that no other microfinance assistance is being received.
Micro Nutrient Spray
State: Tamil Nadu
Ministry: null
Department: Agriculture Department
Category: Agriculture,Rural & Environment
Beneficiary Type: Individual

The “Micro Nutrient Spray” scheme provides a 50% subsidy or ₹70/- per hectare to eligible farmers, with a focus on ensuring benefits to SC/ST and women farmers.

Benefits:
- **Financial Assistance:** 50% subsidy or ₹70/- per hectare for micro-nutrient spray.
&lt;br&gt;

Eligibility:
- The beneficiary should be a Farmer.
  - The beneficiary should be a resident of Tamil Nadu.

&lt;br&gt;

Application Process:
[Offline]
Step 1: Collect the application form from the nearest Agricultural Office.
Step 2: Fill out the application form with the required details and attach mandatory documents (self-attested, if required). 
Step 3: Submit the form to the concerned office:
Village Level: Submit the application to the Assistant Agricultural Officer.Block Level: Submit to the Agricultural Officer or Deputy Agricultural Officer.District Level: Submit to the Joint Director of Agriculture.

Documents Required:
Proof of identity (Aadhar card, Voter ID)
Land ownership documents or lease agreement.
Caste certificate (for SC/ST applicants).
Any other documents (if required).
Microcredit Finance Scheme- Self Help Groups (DAADC)
State: Gujarat
Ministry: null
Department: Social Justice and Empowerment Department
Category: Business & Entrepreneurship, Banking,Financial Services and Insurance
Beneficiary Type: Self Help Groups (SHGS)

The scheme aims to promote self-employment for SC individuals. It offers microloans to start small businesses and become economically self-sufficient.

Benefits:
- **Loan Amount:** Up to ₹50,000/- (maximum ₹5,00,000/-)- **Interest Rate:** 6% annually- **Loan Tenure:** 36 months (3 years)- **State Government Share:** 95%  (₹47,500/-)- **Beneficiary Share:** 5% (₹2,500/-)- **Guarantor:** Not required- **Possible Installment amount :** ₹1,445/- per month.
<br>

Eligibility:
1. The applicant must belong to a Scheduled Caste (SC) community.
1. The applicant must be part of an Antyodaya (AAY) family.
1. The applicant’s annual family income should not exceed ₹3,00,000/-.
1. The applicant must be a resident of Gujarat.
1. The applicant should be a self-help group of unemployed persons. 
1. The applicant must be a member of a registered self-help group (SHG) or apply individually with valid business intent.

<br>

Application Process:
[Online]
Step 1: Visit the official website of the Dr. Ambedkar Antyodaya Vikas Nigam (SC).
Step 2: On the top menu bar, click on "Apply Now".
Step 3: Click on the loan scheme name. 
Step 4: Select the loan category and fill in the loan amount.
Step 5: Fill out the Application Form, enter the following details:
Personal Information: Name, gender, date of birth, caste, etc.
Address Information: Permanent and correspondence address
Income Details: Monthly family income and source
Loan Requirement: Amount needed, proposed use (e.g., business, self-employment)
Bank Account Details: For loan disbursement
Step 6: Upload scanned copies of the Caste certificate, Income certificate, Aadhaar card, Passport-size photo, Bank passbook (first page), and Residence proof.
Step 7: Double-check all details. Click on “Preview” to verify. If all details are correct, click “Submit”.
Step 8: Applicant will receive an Application ID/Reference Number. Save or print the acknowledgement for future tracking.

Documents Required:
Aadhaar Card
Bank Details Copy of Hier
Business Address Proof
Identity proof of Applicant
Passport Size Photos
School Leaving
Age Proof
Birth Certificate
Caste Certificate
Income Certificate
Ration Card