Small Business Scheme (Gujarat Gopalak Vikas Nigam)
State: Gujarat
Ministry: null
Department: Social Justice and Empowerment Department
Category: Banking,Financial Services and Insurance, Business & Entrepreneurship
Beneficiary Type: Individual

The scheme aims to support small businesses. Through this scheme, individual loans at an annual interest rate are provided to members of the SEBC Rabari and Bharwad communities for establishing businesses, such as grocery shops, dairy parlours, and animal food sales centres.

Benefits:
1. The maximum loan limit is ₹2,00,000/- per individual.
1. The interest rate is 6% per annum.
1. The loan amount disbursed is 95% of the total project cost.
1. The beneficiary Contribution is 5% of the total project cost.

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Eligibility:
1. The applicant should belong to the Rabari and Bharwad castes from the Socially and Educationally Backward Classes (SEBC).
1. The applicant&#39;s age should be between 21 and 45 years.
1. The applicant&#39;s annual income should not exceed ₹3,00,000/-.

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Application Process:
[Online]
Step 1: Register on the Official Portal
Go to the Official Website of Gujarat Gopalak Development Corporation.
Scroll down on the homepage, find the "Small Business Scheme," and click on "Apply Now".
You will be directed to the application form.
Step 2: Access and Fill Out the Application Form
Select "Small Business Scheme", enter Unit Cost, and specify the Required Loan Amount.
Provide Aadhaar, Ration, Voter ID, full name (Last, First, Father/Husband), address, district, taluka, village, PIN, date of birth, age (21-45 as of 14/08/2023), caste, subcaste, phone, mobile, email, gender, and marital status.
Enter income certificate number, issue date, issuing officer's name, total annual family income (up to ₹ 3,00,000/-), and parent/guardian's occupation.
If "Physically Handicapped," select "Yes" or "No". If you selected "Yes", provide the percentage (in %).
Indicate if any family member works in a government or private job. If "Yes," provide their Name, Designation, Place, and Salary details.
Select your Education Qualification: Uneducated, Educated, Graduation, Post Graduation, or Other Degree.
If you have taken a past loan, select "Yes" or "No". If you selected "Yes", provide loan details (date, amount, paid, remaining) and your account number.
Provide bank account number, bank name, branch name, name as per account, account type (Saving/Current), MICR code, and IFSC code.
Step 3: Review and Final Submission
Carefully review each module. Use the preview option to examine the application before final submission. Fill out the provided "CAPTCHA" and Click on “Submit”.
Track and Review Status
Applicant will receive an Application ID/Reference Number. Save or print the acknowledgement for future tracking.
Go to the Official Website of Gujarat Gopalak Development Corporation.
Scroll down and locate the Know App Status. Click on "Know App Status".
Select the Scheme name, Enter App No., and Birth Date. Fill out the Captcha and click on Submit.

Documents Required:
Business Experience Certificate (for the business for which the loan is to be obtained)
Aadhaar Card
Ration Card
Voter ID
Income Certificate
Caste Certificate (to confirm belonging to the Rabari and Bharwad communities from SEBC)
Disability Certificate (if applicable)
Educational Qualification Documents
Bank Account Details (Bank Passbook/Statement)
Past Loan Details (if applicable)