texts: context: ashamed  <s> I can't stop spending money, no matter what I do, no matter how many budgets I put together. How can I be so careless? </s> <s> That would be tough! Have you tried switching to cash envelopes? </s> <s> I haven't, what is that?
labels: Where you just use cash and put money in an envelope, when it's gone, it's gone, nothing left to spend.