texts: First , tell me about your education , please . </s> <s> All right . I graduated and got the degree of bachelor of economics from Nanjing University 4 years ago . My major is international trade . </s> <s> Can you name some terms of payment ?
labels: Of course . Irrevocable letter of credit , confirmed letter of credit , transferable and divisible letter of credit are common terms of payment in international trade .