Ok, I have some perspective on this.

I'm Australian, lived there most of my life. I've also lived in London (3 years), Cologne (9 months), Zurich (almost 1 year) and now New York (coming up on 5 years).

There's a lot of good things about Switzerland but there's one part of this post I think is misleading: taxes.

The poster mentions the low rate of federal tax on the average wage. This is only part of the story. I forget all the specifics but you had to pay:

- federal tax

- cantonal tax

- tax for what part of the canton you lived in (I forget what this one is called)

- 3-6 mandatory insurances covering health, retirement, unemployment and so on

Now I still think it works out rather well but don't be under any illusions it ends at 5% federal. It does not.

In a way it's good because the other way to do this is just to tax you at a higher rate and decide what to do with the money after the tax. The Swiss system is definitely more transparent. You also have choice. You can choose health insurance with a higher deductible to have lower costs. Swiss law mandates the minimum coverage required.

Switzerland is also very expensive for day to day expenses. I seem to recall seeing steak in Migros for 60+ CHF/kg. This was 10 years ago however.

I do remember reading about a supermarket chain in Germany that opened a store just across the border from Basel (about an hour from Zurich) and it had the highest turnover of any of their stores because all the Swiss went there to shop. There were limits on imports of various products like meat into Switzerland.

It's true that the public transportation in Switzerland is simply amazing. If you live in a city there's really no reason to own a car. I can't speak for more rural lifestyles.

Culturally however I think the German side of Switzerland (I have no experience with the French or Italian sides) was difficult for expats. Honestly I found Swiss Germans to be _incredibly_ rude and insular.

Now bear in mind I've lived in Germany (Cologne). Cologne I consider to be one of the friendliest places I've ever been. Like I'd be at the train station and someone would arrive and ask "Wie spaet ist es?" (what time is it?). I'd reply and they'd know immediately I was a foreigner (Auslander) and strike up a conversation. This happened _routinely_.

So whatever experiences you may have about German culture from Germany (and even Germany is a very different place in the Northwest vs the more conservative South vs the old East vs Berlin), Swiss Germans are something else.

Housing is interesting. They have (or had at least when I was there) low interest rates (~3.5%) but owning a house then deemed you with the income that house would get if you rented it out but that was offset by the interest you paid. So no one paid off their mortgages.

Also, Switzerland punitively taxes capital gains on real estate. The idea I think is to not create a speculative market in real estate as they consider that bad. So there weren't the huge swings in property values you might see in the US or Australia. That's probably good.

Still there are criticisms. Like the richest areas have the lowest taxes. This could apply in Zurich (the Gold Coast I think it was called along the east bank of Lake Zurich) or some even stayed out of the canton and, say, lived in Zug, choosing to commute each day (it's about 30-45 minutes to central Zurich).

The details may have changed but when I was there when you got a work permit (a B residence permit) it was basically a work visa. After 3 years it automatically converted to a C permit, which was essentially a residence permit, and you could stay as long as you kept renewing it.

This is in stark contrast to the US system with H1B lotteries and the gruelling torture that is the green card process.

One other thing worth noting was that unless you married someone Swiss it's almost impossible to get Swiss citizenship. I seem to recall reading about families that have lived there for 3 generations since the 1920s and were still residents.

You'll note that after being there 10 years the poster still said they had a residence permit. That won't change.

I'm a little surprised they got residence permits at all actually. One consequence of the tighter integration into Europe (it's much easier to get a work permit as an EU citizen now than it was 15 years ago) is that it became more difficult for non-EU citizens to get one. I'd be curious to know what her husband does/did.

As for the US, I live in New York and as others have said to me New York isn't the US. Not really. I like it here and I'm probably going to stay. As much as I like Switzerland (and everywhere you go really is a postcard) I'm not sure I could live there permanently.

I'd be wary of saying the Swiss way of doing things is better because, to me, the Swiss system probably isn't sustainable in the general case.

Switzerland prospered as a center of banking and of being ostensibly neutral (eg being spared the horrors of WW2). It's a bit like Monaco. I hear Monaco is amazing but Monaco is a haven for the wealthy that essentially cherrypicks its residents. Switzerland isn't quite that but it's similar.

In Geneva for example you have many workers who live in France and commute every day (there's a special work permit for this).