skysight-inc/HackerNews huggingface dataset:
I saw a startup tweeting yesterday about a shared investment.

The gist is that instead of investing in stocks and shares, you put your money into property and a shared structure gives you some % of the property in question. The startup actually owns the property, and there is some legal allocation of your portion, and they offer the means to exit your share of a property without the property itself needing to be sold... your share just gets sold to the next investor.

As a startup I can see this working, as an investor I could see this working, as a resident in London I'm frankly appalled.
Number 2 could probably be abused. Get several people to respond to somebody and when they reply block them.

Number 3 needs to be applied carefully as wrongfully banned people (it does happen) will be harmed.
In many places in the UK, it did crash big time. Plenty of people I know even today are in homes well below their 2007 levels or have sold for painful losses. London is unusual in that many properties sell for cash, to investors, and in fact the BoE and mortgage lenders have surprisingly little influence in terms of rate changes. Not sure letting anything "burn" particularly helps anybody.

Edit: I suspect "let it burn" reflects a certain frustration, you have my sympathy if you or your family/friends are finding the situation a barrier. Facts and figures can mask the very personal cost of being unable to achieve fundamental goals in life such putting down roots for one's family.
What I never understood about the whole explorer thing was, why didn't they send out a version 2 after six or seven months?
> because they have more important issues when looking at attractiveness like food and shelter security

Most of the rest of the developed world doesn't care about perfect teeth as much as the US does, despite often having more lifestyle security than the US.
Blocking is an issue, since that can be weaponized way too easily: "I don't like your non-harrassing opinion, so I'll get two buddies to engage with you, then block you once you respond."

The "dog house" could even work for cliques: If a certain number or percentage of your peers (as determined by follow relationships and metions) block a user (for themselves), the platform could make them disappear for you as well (unless you engage with them first).

That should be good enough to keep adverse groups separated while avoiding the issue of "I'm not abusing them, I'm calling them out" that's already mentioned elsewhere.
Ok, I think the issue must be a misunderstanding of how the UK health system works, then. The NHS definitely won't fund all medical procedures just because they're legal, and whether or not it is publicly funded / guaranteed is still moot at this stage – that decision will happen entirely separately.

What you're saying is equivalent to "botox shouldn't be publicly funded, therefore it shouldn't be made legal". Botox is legal in the UK, of course, but you definitely won't be able to get it on the NHS, so your "therefore" doesn't follow.
Can you write a bit about the blindingly obvious things for those of us outside California?
Computational Linguistics Reveal How Wikipedia Articles Are Biased Against Women
You could buy a McMansion in most of the UK for that price.
So, to stress out that they are not morons, they call this "sophisticated". You can safeguard your personal info as much as you want, but these big data warehouse will always leak it!
Interesting workaround, but that doesn't make what I said untrue does it? It just sounds like they put the MVP in and never completed the functionality.
FWIW Nixon has a pretty good record compared to, and was more liberal than Obama. Nixon created the EPA, made peace on multiple fronts, instituted many pivotal social justice programs etc. Obama himself said Nixon was more liberal than him (http://www.realclearpolitics.com/video/2014/02/03/obama_in_a...)

Obama on the other hand has failed to turn around most of the worst Bush era policies. Not to belittle his archievements with health care (which Nixon also tried to pass).
In that case I misunderstood in my quick glance.

I'll look again later...
Gooey Menu – Great use of CSS filter effects for organic menu animation
AtomPair: Atom.io plugin for remote pair-programming
Ross Ulbricht criminal complaint [pdf]
Why is verbal abuse always the first battlefield of the internet 'free speech' advocate?
We got a few at my old workplace, and the tone of this article really annoyed me because you had to be wilfully ignorant to think that Glass was a finished, polished product. The whole point of 'Explorers' was explicitly stated as being for finding the kinks in the system outside the lab. The people who claimed it 'worst product ever' were moronic linkbaiters.

One of the problems it did have that I thought was a problem for adoption was that it didn't handle being lent out very well. If you calibrated it for yourself, it was pretty responsive, but hand it over to someone else, and it was out of whack in didn't really respond. I lost count of the number of times I'd show someone something cool, hand it over to them to try, and have it not work on them because the calibration wasn't suitable. Understandably, this left them with the opinion "this is shit".

It was a marvellous bit of well-made kit, had a couple of problems, and as you say, was in the first generation of it's kind.
If I owned a car, it might as well have been welded shut – I am not a mechanic. Does this fact make it ethically OK for someone else to sell a “closed” car to me?

> […] I'd simply not buy that car […]

That was not the question. The question was if would be ethically OK to sell that car, not if you (or anyone else) would buy it or not.

> But you'll be hard pressed to convince me it's a problem for your $3 copy of Canabalt.

It also wouldn’t really be a large issue with a simple enough car or car-like conveyance, like maybe a bicycle, or a Segway. Does this make it OK?

> It doesn't need an oil change.

Software needs updating. Static software is dead code.
Does it really? Seems to work fine in many other countries.
Not sure I agree with you.

I always avoided maths at school, despite being reasonably good at it, because I didn't find it interesting. Studied biology and ended up in software engineering.

Now after many years in the "real world" I can see the practical application for many forms of mathematics (particularly statistics), and kind of wish I had studied it more. If I had the chance to go back to university and study it, I am sure I would find it a lot more interesting, as now I can see where all the techniques could be put to use, rather than seeing some abstract set of symbols on a blackboard.
Edit: I was partly wrong; the matter is much more complex than that: interest in iOS and OSX might show up as interest in iPhone/iPad, and Mac/Mac OS; interest in Windows, besides any interest in 'surface', might also show up as a generic interest in 'PC' or similar terms: you can make such assumption, since anyway those interested in 'linux' or 'OSX' would probably avoid using terms generally associated with Windows.
And -- to be totally explicit -- although the naïve way of finding GCD is based on factoring, in fact finding GCD can be done very quickly with Euclid's algorithm, without any need for factoring.
Use diminishes value, but this is nicely compensated for by rent, and more than compensated by London rental levels. Leaving a property empty is also not without problems (think heating, burglary, squatting, taxes). The number of people rich enough to buy pied-a-terres in (one of) the world's most expensive real estate markets is too small to justify the 40% figure (or anything like it).
Thanks to banking deregulation housing has become an investment commodity. In major cities in Australia at the moment half the purchases are for investment rather than owner-occupier. Government incentives like first-home buyer grants (if you can't save for a deposit) have only lifted the prices and helped vendors. Another one is negative-gearing introduced a couple of decades ago allowing tax deduction for investment properties making a loss (after rent), pushing prices higher. Only a few years ago the rules were changed around Australian pension funds (superannuation) allowing leverage. Property purchases from these funds sky-rocketed. All of this while Foreign Investment Review Board (who should be in charge of making sure foreign investors only buy new properties) has not had a single prosecution in last 8 years making you wonder if the rules are being followed at all. It is hard not to make a connection between constantly rising house prices and baby boomer generation dominating the government. It has been recently estimated Australian politicians hold a $300m property portfolio. Talk about conflict of interest..
It's not. I mentioned it because The Verge said insulting someone was 'harassment'. It isn't, either by the common definition or by Twitter's terms of service.

A simple test: if you think insults should be considered harassment, would you support your own Twitter account being blocked for insulting someone?
Why were they storing sensitive data of former customers?

It seems like a risk with no benefit, with the only justification being "all data could be valuable eventually so let's never delete even the personal sensitive data." Ironically, the data did eventually become valuable - to someone else.
Yes, but the way we write decimals doesn't represent numbers very easily, for example 10/3 can't be represented accurately with finite length decimals (but can with rationals)
My mother just recently bought a studio flat in Wales for 31k. Prices are dropping around the country. London prices are forcing people away from living in London. Businesses are moving away. (If you are a young developer, I'd suggest moving to Bristol.)
Let me just stick my nads in a vice and re-read it.
First man-portable ground to Air missile: Germany 1944
How LinkedIn Fundamentally Ruined Recruitment
It isn't so much about the profit from sale, but about being able to buy in the first place. 10 years after graduation, she bought a two-bed flat in Herne Hill. Such a place wouldn't leave much change from £600K today.

For context. Assuming a 3-year course and no gap year, that would make her 31 when she bought.

Were she in the same position today, she'd need to have saved up at least £60K for a deposit (90% LTV) and have a salary of £135K (4x is a common salary multiplier).
Given that that's more than a top decile _couple_ in London currently earns, that's not likely. The average salary today for her job at the time, is less than £24K, less than a fifth of what she would need.

Given the high cost of private rent, and the fact that social housing is only available for existing tenants and people who _really_ need it, saving up that much in only 9 years is difficult.

Meanwhile, house prices continue to rise faster than incomes, the longer you wait, hoping for a crash, the less likely it looks that you'll be able to afford a place even after the crash happens.

Even as a direct response to your point, moving out of London makes your money go much further. With that money, you could get a pretty nice house even as close to London as Reading, Maidenhead or even the outer London Boroughs. Not to mention what you could do with the money if you moved away from the south east entirely. At an estimated 61 years old, she's in a position to think about retiring soon, and considering she's not from London, she might well be considering moving away when she no longer needs to be here for work.

http://www.zoopla.co.uk/for-sale/property/london/dulwich-roa...

http://www.theguardian.com/money/2014/mar/25/uk-incomes-how-...

http://www.payscale.com/research/UK/Job=Communications_Offic...
I feel insulted by that statement.

Communication is a rather complex matter and having any single party decide what a given message is supposed to mean misses the point (see for example https://en.wikipedia.org/wiki/Four-sides_model).

Even simple societies end up appointing judges (impartial or not) to provide an outside view on a conflict, instead of letting the participants decide on any claim's merit.
In the Bible, "At the end of every seventh year you must cancel the debts of everyone who owes".

In Judaism, on Shmita years debt is remitted.

On Jubilee year, land lost is returned. Indentured slaves are freed. (I interpret this as returning lost collateral.)

1987 was also a Shmita year.

1967 was a Jubilee year. Israel's land was returned.

The long credit cycle you referred to, may it be the Kondratiev wave?
Except as all equivalent property prices have also gone up, and consequently the price differential between a flat and a house has probably led to a bigger gap in the prices than than the profit than the flat in 1995 and 2015. Eg

£32,000 flat in 1995 -> £660,000 flat in 2015 is an increase of 2062%, or £628,000.

£100,000 house in 1995 increasing at the same rate of 2062% now costs £2,062,000, up by £1,962,000.

To move from the flat to the house you now need to find that additional £1,962,000.

Obviously not all properties increase at the same rate, and presumably the author of the article got a quite lucky with her 2062% increase. But even if the house only increased at half the rate of her flat it still costs £1,000,000 now, so she's £300,000 short.

Price increases only benefit you if the lower end moves up faster than the higher end (which is very rare) or if you're cashing out.
> In this case the service provider - Twitter - should define it, since they are responsible for implementing any measures against harassers.

Agreed 100%. The Verge has a different concept of harassment from Twitter's - you can't report someone on Twitter for merely calling you a 'bitch'. If The Verge wants this changed, they should say so explicitly. They should consider whether they ever insult anyone else.

Agreed about threats of violence. Whether to block unrealistic or not, I'm not too sure:

Tweets labelled as harassment by The Verge:

- 'You're a bitch'. Sorry, insults aren't against Twitter's ToS.

- 'You're a waste of oxygen' - not a threat.

- 'You deserve to die' - yup. Banhammer.
Orbiting Around the Central Star
I want to say that the revolution of the objects are going the wrong direction unless you are looking at the system from the south. Then, it is going the right direction. But, if you are looking from the north, the objects should be going counterclockwise. Other than that, I find the game very addictive and fun to play!! :) Hehe Thank you for programming it. :) I might try to copy it, but I will not distribute it. :) Hehe
With perfect use, condoms still yield a pregnancy rate of 2% per year. I can't think of anything else with such life consequences where I'd think that is acceptable risk. I certainly wouldn't drive a car that had a 2% failure rate. You may have different opinions on the matter. That's what makes this country so great - we can still make our own choices, to include how we teach our own children about risk.

The comment lumping Islam and Christianity together is way off base. With Islam, the founder was a man of violence. With Christianity, the founder was a man who shunned violence.

So, while 'christians' have committed great acts of violence, they are certainly not acting in accord with the belief system they espouse, nor are they following the example of their founder. This just shows that people are not always motivated (good or bad) by the belief system they espouse. They have other motivations as well.

The question to ask is, how does a person's belief system instruct them in their life? Does their belief system sanction violence? coercive behavior? Or, does it invite the believer to change their behavior and act more constructively?

How many tens of millions of people did Stalin and Mao kill? These men were committed Atheists who sought to coercively convert anyone they could. Should it be acceptable to criticize Atheist parents who are homeschooling their children, simply because some Athiests did terrible things?

I know we all want to reach out and make sure that all children get the best shake at life, but the best way to do this is to support their parents.
Enigma Code
I posted above but here are a couple of links on "buy to leave" http://www.theguardian.com/business/2014/dec/04/property-inv...
http://www.theguardian.com/commentisfree/2014/dec/08/islingt...

I'm guessing it very much depends on the development with some stating sales being 85% to foreign investors.
> Not sure you should be selling your house, then deciding to look.

It's buying a house before you've sold yours that's a problem, not this way around (think cashflow), especially if you don't mind putting your furniture in storage and renting for a few weeks in between.
If you insult someone on the street, or in their home, what do you think the reaction would be?

Insulting someone is harassment. If you made it your mission to relentlessly insult one of your co-workers, how long do you think you'd keep your job?

Why is it that the internet deserves 'special consideration' for the allowance of verbal abuse? Nobody owes you the right to call them a cunt.
Including "Fuck off."? That's not exactly a literary marvel, and far from civilized discourse. But harassment?
Do-It-Yourself Textbook Publishing – February 2015 – Communications of the ACM
Introducing Foobar – Make your next big idea
Another language that supports this is Julia: In Julia, `/` is division, but `//` creates a rational number. Thus, in Julia, `1//10 + 2//10 - 3//10 == 0//1`, and `1 / (1//10 + 2//10 - 3//10) == 1//0`, where `isinf(1//0) == true` and `0//1 == 0`.

But the best thing is that because of Julia's type system, every subsequent operation on rationals will happen rationally as well, including (fast) linear algebra. Obviously this excludes things like `sqrt` or `fft`.

(http://docs.julialang.org/en/release-0.3/manual/complex-and-...)
I don't think anonymity is the real issue, although it makes trolling easier. Services such as Facebook and Youtube require real names, yet they still have lots of people trolling each other. I think it is rather the feeling of being able to get away with it which causes people to have an illusion of anonymity, whether or not there name/phone number is actually associated with their account.

I'm curious if it isn't feasible to do traffic analysis and nip trollers in the bud when it turns out that one or more twitterers are sending a large number of tweets to a single person without an actual conversation taking place.
"who should not be owning a house"

I think that's a bit harsh - my wife's parents bought their house under the Thatcher Right to Buy scheme and they were both hard working and financially prudent - they could have purchased a house but it wasn't what skilled working class people did in Glasgow so they didn't do it for cultural, not financial, reasons.

People used to joke that you could tell council houses where the owners had purchased because they had a new front door - and that is true - people look after property a lot more when it's there and whole neighborhoods have been improved that way.

What I do think was wrong with the Right to Buy Scheme was that it didn't spend the money raised on building new social housing.
"It turned out that the weight of the aircraft necessitated large wings."
* Formally, a dram is an eighth of a fluid ounce. (Less than a teaspoon.)
(replying to both since they're effectively the same comment)

Abuse of such things is definitely a challenge, and there is finesse on choosing the right thresholds. I doubt twitter can fully escape manual moderation and as such one of the goals of a system like this would simply be to reduce the number of situations that require human intervention. Undoubtedly, there will be false positives, but abuse of the abuse system will likely be rarer than abuse as a whole and if a human moderates and finds such meta-abuse it would be grounds for the strictest means of blocking twitter can provide, thereby hopefully incentivizing against it.
Why would housing not be an investment commodity if banks were more strongly regulated? What specific regulation do you propose that would prevent housing investments?
Because it's probably less hassle to sit on the property while it increases in value. Seriously, this is becoming a major problem in London, especially from overseas buyers.

There was an article posted on HN a few months back (which I can't locate right now) which explained this problem.
here in Australia, home loans in the 80s had interest rates of almost 20%, as opposed to 5-6% today.

That's a pretty big exaggeration. Rates peaked at 17% in 1989, but were below 15% for most of the 80's[1].

[1] http://www.loansense.com.au/historical-rates.html
The data doesn't seem to support that view [1]. The headline claim there is that average property prices across the country rose by 7% last year, with London more than double that and no area showing an annual fall.

It seems like your example of Bristol is only becoming cheaper relative to London, not cheaper in any absolute sense.

[1] https://www.gov.uk/government/uploads/system/uploads/attachm...
I don't think you achieve much by 'letting it burn,' as it were. All you do is force a large number of people into a bad financial situation – that's not good for anybody.

The market needs correction, but it needs to be well-managed. That basically means long-term house price stagnation and investment in social housing to remove the incentives for buy-to-let landlords and multiple property owners.
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Whereas a headhunter would have known this and not approached a candidate with the opportunity..

In my experience that isn't true.