skysight-inc/HackerNews huggingface dataset:
>the government actually made money on those loans (AFAIK).

Nope. Explanation here:

http://www.interfluidity.com/v2/2587.html

Cash is not king in financial markets. Risk is. The government bailed out major banks by assuming the downside risk of major banks when those risks were very large, for minimal compensation. In particular, the government 1) offered regulatory forbearance and tolerated generous valuations; 2) lent to financial institutions at or near risk-free interest rates against sketchy collateral (directly or via guarantee); 3) purchased preferred shares at modest dividend rates under TARP; 4) publicly certified the banks with stress tests and stated “no new Lehmans”. By these actions, the state assumed substantially all of the downside risk of the banking system. The market value of this risk-assumption by the government was more than the entire value of the major banks to their “private shareholders”. On commercial terms, the government paid for and ought to have owned several large banks lock, stock, and barrel. Instead, officials carefully engineered deals to avoid ownership and control.

...

After assuming the banking system’s downside risk, the US government engineered a wide variety of favorable circumstances that helped banks “earn” their way back to quasi-health. The government provided famous and obvious transfers like unwinding AIG swaps at 100¢ on the dollar. It forced short-term yields to zero and created an environment in which medium-term interest rates would be capped for several years, granting banks a near-risk-free arbitrage for a while. It emitted trillions in excess reserves on which it continues to pay interest. It forewent investigations and prosecutions that by law it should actively pursue, and settled what enforcement it could not avoid for token fees. Then there are the things conspiracy theorists and cranks like me suspect but cannot prove: that the government and the Fed have been less than aggressive in minimizing their costs when they or entities they control (AIG, Fannie, Freddie) transact with large banks, that they have left money on the table where doing so could be hidden in arcane accounts or justified as ordinary transaction expenses and trading losses. Large banks have enjoyed some rather extraordinary results for allegedly efficient markets, quarters with large trading profits and no or very few losing days. Government housing policy is pretty overtly subject to a constraint that interventions must not provoke loss realizations for banks carrying bad loans at inflated values, or interfere with servicing revenues. (If you think I am overconspiratorial, I’m still waiting for an innocent explanation of this, from 1991.)
MVP Checklist: Prioritizing Features and User Experience
Society for Grownups: A Masters Program for Adulthood
Yeah, but when the bank needs loans to stay in business it shouldn't be paying out bonuses. Particularly so if the government (i.e. taxpayers/us) went through giant efforts and took a significant amount of risk to hand out these 'loans'.

EDIT: I believe that the bailout was needed and it did (IMO) prevent significant negative ripples from flowing through our financial system. What I really despise is the lack of discipline and regulatory oversight during the bailout process. This left a very sour taste in many struggling Americans and demonstrated that our political structures are incapable of focused, regulated, and disciplined action.
Also, the payment of "bonuses" in the banking industry are essentially an extension of salary. It's not what you'd typically think of as a bonus for hard work during the year. Bonuses are often pre-negotiated and pre-determined, just like a salary is.
Calomiris and Haber ("Fragile By Design") have run the natural experiment between the U.S. and Canada over the 2008 bubble period. The conclusion is the opposite of yours - Canada really just has the one bank, and sailed right through the crisis because they didn't hold as many rotten mortgages.

And in a way, the big banks are effectively nationalized in the U.S. We do maintain parallel governance structures because fully nationalized banks ( like the Bank of England in Britain's Mercantilist heyday ) are ... well, mercantilist.
Show HN: A simple way to most elegant resumes
Too bad it does not listen on a port (maybe using WebRTC), it would have been fun to connect it to Redsmin!
I'm not taking a stab at OpenSSL or SQLCipher. Very good for them not trying to roll their own and use OpenSSL.

I was just intrigued by the wording "peer reviewed OpenSSL crypto" and referred to Heartbleed because the amount of eyeballs the OpenSSL project gets, has increased since April last year ? (no, I don't have a source on that)
Interview with Bob Nystrom
Well, you could exchange it for gold, although gold isn't necessarily useful. Ask Spain what happened when they focused on getting precious metals at the expense of real non-monetary wealth in the economy (like cork trees).

Answer: Inflation, economic collapse.

(If someone could either provide a citation or call me out on my BS, that would be nice; I could be full of shit here.)
Samsung SmartTV recording all voice activity – and sending to a third party
3D printed ‘phantom’ tumours to help battle cancer
Well the data sent is "window.innerHeight" so if 1920x1080 is a popular screen resolution, some people will be using windows XP which will have 30 px taskbar size, and some people will be using 40 px taskbars with windows 7. Then some people will have browsers "not maximized" so they will be missing a few pixels too, and so on.

So from single height value, we have many variations differing by few pixels. Then, I think, we can gather some popularity info from this, if there is many variation around 1080 and less around 1200, this would mean the former is more popular.

So we don't need devices with different sizes but just a few different software choices.

or so I think.
Show HN: Let's build your first 3D Object – Tutorial Pt.1
Android WebView: Displaying web content in your app
>I vaguely agree with that sentiment, but the problem in practice is that government sucks at running things.

The government could be no worse than a management team that has already proven its dedication to running the company into the ground.
It's not really "innocent until proven guilty" though. You're guilty the whole time, it's just that you get off the hook if you never formally lie to HMRC. From what I understood of the original comment it's more like, innocent until you're formally challenged on it, decide to lie and are subsequently found out. That's literally a get out of jail free card.

Murder someone, don't admit it, found out -> charged
Murder someone, admit it -> charged
Dodge tax, lie about it, found out -> charged
Dodge tax, don't lie about it, found out -> not charged!

Do you know what the punitive interest rates are in these cases?

HMRC say that [0]:

"Those who try to get an unfair advantage will have to pay:

- any tax that is due
- any interest that is due
- any penalties that are due"

I can't find any information about the the penalties that have been handed out in real terms. There's potentially more to be gained by holding on to the cash and using to your advantage until you get found out (if you ever do).

Maybe it's a reasonable way for HMRC to do things but it's a bit weird that you can knowingly be in the wrong without having the risk of jail time hanging over you.

[0] http://webarchive.nationalarchives.gov.uk/+/http://www.hmrc....
I can't let you know the URL, but http://medfirstalert.com/ is one of the other seemingly okay domains on this IP
Unless I'm mistaken it is not like the people handing out bonuses and the people who screwed up are completely separate. Also it is safe to assume that any organization of a sufficiently large size will have a fixed amount of incompetent people at any level, simply as a matter of statistics. Maybe the percentage will be less where the people come from field with a (different/harder) selection process like the natural sciences/law/medicine as opposed to business administration. The banking crisis also seems more of an institutional / regulatory failure than a failure of individuals.

The pseudo-democratization of credit availability was something explicitly wanted by the government as a means of stimulating consumption. That this policy was completely misguided wasn't really the fault of the banks themselves who mainly took advantage of the admittedly ridiculous situation.
PSA: Authorization snippets are based on Apache 2.2 config syntax. Care should be taken to review, update and test Authorization config when upgrading to Apache 2.4 (http://httpd.apache.org/docs/2.4/upgrading.html).
Are you referring to investment banking/trading/PE or what? This is definitely not true in IB or trading. Your bonus is a direct function of what you make. This is particularly true for even more senior partners in IB/trading firms. The rainmakers make significantly more money than 'operating' or 'non-money-making' partners.
I've also had a good experience using Knockout. I used it to add some interactivity to a largely static site, and then expanded its use to create a fairly complex management interface. It's easy to pick up with great interactive tutorials on the web site, and with component support in the latest version you can build some larger web apps.

Microsoft uses it their recent remake of their Azure portal; this page has a video on building large apps with Knockout: http://jbeckwith.com/2014/09/20/how-the-azure-portal-works/
Better SQL strings in io.js
Stockholm: Members of Epicenter workspace using microchip implants to open doors
Practical fault detection and alerting
"... An-225 transported a payload of 156.3 tons on March 22, 1989 which broke 110 air world records. This has become a world record in its turn. ..."

Awesome quote :)
Exactly! I'm sure I can find a place to park the money with a semi-decent growth rate for a few years if the US Government gave me a few billion dollars and told me to come up with a modest return at my leisure...
Perhaps I'm missing something, but why not just put the tab on the other end where the wearer won't grab and pull? Perhaps there's a size/perspective thing going on with the pictures, but the tab looked small enough to me that it wouldn't interfere with rotating the pull around the joining mechanism.
That's fair.

The domain above resolves fine with and without the block: http://i.imgur.com/AIqtrxF.png

DNS cache was flushed between each hit.
Still they (Linaro) are calling it "Consumer Edition" - so IMHO no market fit.
Switzerland has the same concept and we have some of the best professionals coming from apprenticeships, we do 4 years here for some of the more "complicated" fields like chemistry and software developer.

I am a Swiss software developer with the apprenticeship title and I tried to find work abroad (mainly asia). Problem: Around the world that dual education system is unknown or not well recognized and not even respected. Despite that most apprenticeship professionals form Germany, Switzerland and Austria are slightly "better" after finishing their education than most MD graduates!

In early 2014 the president of South Korea came to visit my vocational school in Bern, Switzerland because they may implement the dual education system according to the state news:
https://www.news.admin.ch/message/index.html?lang=en&msg-id=...
Not a question but I just wanted to thank you for this piece it was great to read.

I hope someday to find a person like Jürgen.
Seems that the RasPi is: http://www.raspberrypi.org/tag/ce-compliance/ . Apparently they were forced into it by their distributors.
They can and have - a nice example of this is Norway vs the UK\Scotland. When oil reserves were found in the North Sea both Norway and the UK had claims which were (iirc) roughly similarly sized. They chose completely different paths, with Norway establishing a state owned oil company (Statoil) to handle exploration, extraction and processing with stipulations on what should be done with the windfall. The UK ended up selling licenses to private companies to handle this themselves.

As a result of this Norway now has the largest sovereign wealth fund in the world. It's pretty hard to make direct comparisons given the differences in their populations and economies, but a fairly broad range (i.e. left and right [1][2][3][4]) of people seem to think that this was a wasted opportunity and that if it was managed better they'd have a lot more to show for the last 3 1/2 decades. I'd tend to agree.

[1] http://www.theguardian.com/commentisfree/2014/jan/13/north-s...
[2] http://www.bbc.com/news/business-19871411
[3] http://www.economist.com/news/special-report/21570842-oil-ma...
[4] http://www.newstatesman.com/politics/2013/04/thatcher-and-no...

edit: A little more digging seems to indicate that I was painting with slightly broad strokes. Norway do indeed operate some sort of licensing scheme according to the "North Sea oil" wiki page (http://en.wikipedia.org/wiki/North_Sea_oil), so it is not entirely operated by Statoil.
We would really appreciate your feedback and experience with our tutorial. If you're interested there's pt. 2 right around the corner. (http://goo.gl/PiUvFN)
If no one mentions that something is inappropriate, the site will gradually migrate towards politics, because the number of people interested in that is vastly superior to the number interested in "HN" topics.

Also: I don't really care about your downvotes, because I've accumulated more than enough of this otherwise useless 'karma' that I'm happy to spend in order to make HN better by keeping politics and 'outrage stories' off of it.
Consider ModSecurity with the Core Rule Set (or Trustwave Commercial Rule Set) instead of attempting to repurpose .htaccess files as a substitute WAF.
It's very interesting project. It seems that many people are interested in Swift. I am still using Objective-C for my App Store apps to avoid those kinds of weird things.
Not to mention the unquantifiable damage taxpayers took because the economy went bye bye and they were unable to pay their loans and mortgages.

You can make a heck of a lot of money if you kill the economy, get bailed out and get to keep the properties and houses of the little guys that don't get the same benefits.

If you really wanted the economy to recover quickly you would be bailing out taxpayers not big corporations.
Notice that you're effectively saying "the bailed out banks should renege on contracts". If nothing else, there's enough money on the table that the affected people are likely to litigate, and there's a fair chance you'll just end up paying the bonuses just the same, but now topped off with the expenses of a lawsuit.
> the price is non-negotiable, and set by the service provider alone.

Luckily, there are lots of different service providers. If you want to live in the low-tax heaven of Somalia, you're entirely free to do so.
Because there is no viable "try-before-you-buy" experience on mobile - thanks entirely to the refusal of Apple and Google to build in such systems - "Freemium" is the new "Shareware."

It turns out, however, that putting an absolute time-lock on a game that is removed with a single IAP is far less lucrative than building in a recurring consumable purchasable IAP model that some players will buy over and over.

So developers were forced in to a marker without a viable shareware solution, where downward market tends still pushed the initial value to $0 (as was shareware) with little recourse except IAP, where an even better model was discovered.

So I not only disagree with this article, but I believe IAP isn't quite as evil as it's made out to be (except in a few rather blatantly manipulative examples).

Source: I own a successful casual mobile game development company and follow gamer market trends closely.
Especially if I could use them to make a tails-they-lose-heads-I-win bet.
After reading the comments I found a few ideas that were not represented, so I write them here:

1. Git thinks around a commit, Gitless thinks around a file. Comparing two tools on a different basis might result in a flawed comparison. The reason that git uses for considering commits over single files is as far as I know, that you as a developer consider consistent states of your project. Before and after a change a project should be able to build, for instance. Often these changes can not happen in a single file and still be consistent. Therefore a project state is considered a unit, not a set of files that are changed on their own.

2. The staging area. Gitless thinks the staging area is a problem so it seems to be removed (might be a wrong interpretation by me). The staging area is quite important though. Sometimes I have made many changes, but I don't want all of them in one commit. In another scenario I did many changes that after squashing plus a few edits here and there might be better represented by a much smaller amount of commits. In both cases I need a space that is not the repository space of completed commits nor the workspace to represent a commit in its creation. The staging area might not be the best way to do it (I don't know a better one, though), but completely removing it without an alternative does not solve the problem.
slightly offtopic question; what are all those `should.be.exactly(whatever)` calls in the Remutable readme?
Do you think that people are actively trying to 'infiltrate' subreddits, or is it possible that reddit's audience is simply changing and the new users / admins are changing the rules?
Religion in the Time of Superintelligence
Shared SSL certificates from CloudFlare are also loaded with porn sites. For https://www.binarysludge.com

SANs: sni29282.cloudflaressl.com, .askporno.com, .binarysludge.com, .dzej.eu, .grem.eu, .hmtransportation.com, .joowaal.com, .kuwaitinfo.info, .le-foie-gras.eu, .mnmjewellery.com, .mobxnxx.com, .philippines2050.com, .pornfax.com, .pornhideaway.com, .pornmovies101.com, .shokweb.com, .tennistemptation.lt, .tennistt.lt, .the-porn-videos.com, .timenewroman.com, .tutoringunlimited.com, askporno.com, binarysludge.com, dzej.eu, grem.eu, hmtransportation.com, joowaal.com, kuwaitinfo.info, le-foie-gras.eu, mnmjewellery.com, mobxnxx.com, philippines2050.com, pornfax.com, pornhideaway.com, pornmovies101.com, shokweb.com, tennistemptation.lt, tennistt.lt, the-porn-videos.com, timenewroman.com, tutoringunlimited.com

https://www.sslshopper.com/ssl-checker.html#hostname=https:/...

Time to finally get that StartSSL cert I've been talking about...
Notebook Gallery – Collection of Ipython Notebooks
Facebook signs privacy policy that allows it to track you everywhere on the net
>2. Not owned by a major corporation

Back in the days the same was true for reddit as well. Honestly, I would like a permanent solution, some kind of reddit based on p2p architecture.
Its shouldJS. An assertion lib with a fun chainable DSL. Basically whatever.should.predicate desugars to assert(predicate(whatever)). See https://github.com/shouldjs/should.js :)
There are many publications that suggest that autism spectrum disorders are caused by different neuron wiring compared to so called neuro-typical human. The nature of this differences is not well understood but it does not sound like something that can simply 'treated'

EDIT: good article how some people are able to function with autism (which may look like treatment but it is not) http://www.nytimes.com/2014/08/03/magazine/the-kids-who-beat...
The way it looks, your credentials are posted directly to the Github API. Hard to tell more without clean source to look at.
appreciate the sentiment but HSBC didn't take a dollar, pound or Euro of bailout money.
Places It's Legal to Take a Self-Driving Car for a Spin
There are moderators that moderate over 200 subreddits. I'm not willing to call that infiltration (moderation is a hard job to do and it happens that few people are interested in it, which means finding someone reliable is hard, which means users tend to accumulate moderation positions), but they can't be doing a good job at it at least. This is a particularly charged thread with an example: https://np.reddit.com/r/redditrequest/comments/2v717g/reques...

I'm not sure how voat intends to solve this since users can just create new accounts to bypass the 10 subreddit limit.
I'd like one of those *x4512 screens, please.
OpenSPL (Spatial Programming Language)
With paper and ballot box, you need to trust the people doing the counting.

And since you usually need a lot of them when it's done manually, it's very probable that there's always some amount of fraud.

Now, it's probably easier to fraud if you can hack the voting machines. But let's not say that the current system really prevents fraud because it doesn't.
Backwards in terms of largely using outdated technologies, requiring you to send a printed CV with your picture (slowly changing now), very formal hiring process, unwilling to hire anyone without a matching degree rand certifications regardless of skills, largely unrealistic expectations regarding work experience and skills (requirering 5 years of iPhone dev experience when it was just out for a year was common), in larger companies a PhD is needed to get promoted above certain positions etc. etc.

Europe truely is the "old world", with London being the only place where startups have a somewhat realistic chance of getting funded on reasonable terms, however entry level developer salaries are still poverty level in London for the first 3 years or so, as there are more candidates than jobs, unlike in the US.
Why We Use Twitter Bootstrap?
> but the result of that would just be somebody putting up GNU Go for $0.99 and then getting sued by the FSF again.

Why would the FSF sue in this instance? As far as I can tell it's not about the $0 or $0.99 price - if the $0.99 app provides the a way for users to get the source, it will be GPL-compliant the FSF will be fine with that.
I hear ya, but until that day comes the best we can hope for is to island hop and learn from our previous mistakes.
Synchronising state over the wire?
Surely this is a solved problem in games development already - serialise your state into a consistent binary form, send over the binary diff of the previous state (AKA delta compression), deserialise on client side.
I absolutely think they are infiltrating subreddits, it's been proven without a doubt. Just one example, how can one person actively moderate more than 5 subreddits?

I used to be a mod for /r/smite but quit after 2 weeks because it was just too much work. And /r/smite isn't even that big! :)
While it's true that banks continue to receive better-than-usual rates from the government, I don't entirely buy this reasoning. Firstly, the liquidity (i.e. "risk") is essentially free for the government/FED (printing money etc.). Secondly, I believe that if the government failed to act to prevent another depression, the loss would be far greater - if nothing else, there would be a huge loss associated with covering of the insured deposits if a commercial bank failed (which would be very likely if any big financial institution failed, because they are so intertwined).

I do think, however, that after having been "bailed out", a business should have a very high tax rate on profits (90 - 99%) for a number of years/decades.
There is a minimum size required size for the file (cant be compressed beyond a few bytes - even if repeatedly applied) and the argument is only valid when we assume the files can be compressed to zero bytes.

no claim is made to the effect saying "Can be compressed indefinitely"

As I have told, the efficiency of it being able to compress over and over and over again may have chance for data corruption unless better checks and methods are added. (which will again increase the minimum required file size. but you can still compress it)
Nice!

I've setup /v/laravel and /v/selfhosted if you're interested.
Xenon death flash: A Free Physics Lesson
Why to learn? My numbers on costs of learning it the hard way vs. in advance