skysight-inc/HackerNews huggingface dataset:
First things first: we don't have enough information to make suggestions as investing is a lot more about risk management than returns. There have been a few suggestions that could be great in other circumstances, but without knowing the OPs risk thresholds are most likely ill-advised.

1. the OP states that "I don't want to risk too much"

2. risk is a very subjective/relative concept - the only thing the OP has stated that risk can be related to is "checking and savings just aren't cutting it"

3. based on that alone the safest assumption is that the OP's risk capacity is relative to dismal returns from savings and checking returns - that barely keeps up with inflation

---------------

To OP:

1. Nothing wrong with a lower risk capacity - maybe you need to work your way to managing higher risk

2. For short term goals (< 3yrs)- choose very safe investments as you cannot afford fluctuations

3. For long term goals and retirement - taxation is just as or more important than returns - interest income, capital gains and qualified dividends are taxed differently. With that in mind, looks like most if not all your current savings and investments are 100% taxable.

4. There are a number of ways to deal with taxation, best to find a good investment adviser who has a good understanding of risk management, taxation etc.

5. If you want to self manage - and don't know your tolerance - look into doing a funnel - i.e. keep 10% in highly liquid investments (Cash, Money Market etc), 20% in government/high quality corporate bonds(short-medium term), 70% in investments with additional risk (ex: 30% in managed high yield bonds, 40% in equity index funds -- if you're risk tolerance changes you could increase your equity). [change ratios to match your needs, risk etc. note: try and maintain at least 3 levels]

6. Research re-balancing strategies.

7. Read some books:

a. The richest man in Babylon(fiction) - read first, no particular order after this

b. The Ivy Portfolio

c. The intelligent asset allocator

d. The permanent portfolio

e. The Investor's Manifesto: Preparing for Prosperity, Armageddon, and Everything in Between

f. Value Averaging
No mention of the Samwers?
Google Offering Incentives to Move from .COM to .Google
Making the text print out in reverse is cute because they should be expected to have a "WTF?" second and then move on. I would expect that messing with the printed order of elements would backfire badly.
It would appear so:

> Does porn cause harm? That it does is indisputable.

> So in the end, I don't know if it causes the harms portrayed.

But, hey, what's a little internal inconsistency when you're urging everyone forward into the past?
Another even better guess is that the udacity self driving car course [1] will see a huge upswing in enrollment.

[1] https://www.udacity.com/course/cs373
I think what we need for people who don't want insurance is some way to "opt out" of the health care insurance system - maybe a special card you carry that indicates to the emergency room or hospital (where maybe you have been admitted, unconscious and close to death from a car accident) that indicates any medical assistance provided will be 100% your responsibility - i.e. bill me or whatever. The only problem is that someone could then just claim bankruptcy and push the burden back onto the insured - so we'd need to make it so bankruptcy could not remove that outstanding debt.
Bicycle Tools
If computerized grocery checkout machines would stop halfway through the 10 cases of discount soda you bought to raise the price on the remaining 5 cases, then this analogy would be what the article is talking about.
And how do we give kids the mental tools to understand the difference between porn and real relationships/sex, and at roughly what stage of development? That's what I want to see research on, personally. Blocking porn isn't going to help; learning how to teach kids to successfully maintain a concrete barrier between porn and the real world is.
Realistically Berlin just needs to become a/the top place in Europe (i.e. competing with London). USA is essentially one entity at this scale, and Israel is the other. Berlin could be the third, and probably could become #2 without too much growth (Israel is amazing, but it's tiny)
This is great advice and I would say how most companies get started.

It's hard to realize that we're our own little techno bubble when we read HN and about start-up's all the time.

The fact is that most of the software companies that start, that are actually profitable and make money (not hundreds of millions or possibly millions) but enough are just not sexy enough in either their business model or their story to make it on HN or other blogs. Frankly, I think these companies are too busy running their business to get caught up in all of it.
I think it wasn't 'ready' at that point in time, and the json based query language was closer to what we needed.

The real problem was that the data was being imported in bulk by the user, from a many-meg-sized csv . It would grind couchdb to a halt trying to build views, so having elasticsearch be a separate process that could work through it made a lot of sense.
> Matt Drudge was not the one who discovered that.

No; however, Drudge did post something about his taxes and everyone was like "OMG Matt Drudge is probably lying!!! There is no fine this year!!!" untilsome real analysts got on the line (e.g. the H&R Block people) who said "yep, that's about the state of things, if you're doing self-employed quarterly estimated taxes and the like. it's possible he is in fact overpaying, but there's really no formula the IRS has issued yet, so if he wants to be safe, that's what he'd do." and Drudge fears audits from the IRS, since he thinks that's exactly what they WOULD do to an administration critic.

It was a pretty stupid kneejerk response. :b
If you don't want to sell your stock at a price below $X (for any value of $X), you should not tell your broker to sell below $X.

If you want a mechanism to retain upside while limiting downside, it exists. It's a call option, not a stop loss order. If you don't understand the difference you should not trade.

If you could explain the specific mechanics of what you believe is "market manipulation", it would be very helpful.
This. I have enough to cover most things. Also I plan on doing any non-emergency procedures in another country where the prices are reasonable. Even if I do get hit with something catastrophic, I'd rather have them send me the bill and let me negotiate and pay it off myself. Insurance companies shouldn't be obligatory.
"Cancelled insurance" has mostly meant that you would lose your current plan and be automatically enrolled in a new plan by the same insurer, not that you would be uninsured. Some people did in fact lose their insurance or face higher premiums, but that number is now considerably smaller than the amount of people who have gained insurance.
A) Don't take advice from random strangers, especially those living in echo chambers.

B) Read, read, read, read, read.

C) After B, decide on your own - you are likely as smart or smarter than any financial adviser, you need to learn what's out there.

D) Some things that work for me: i) Letting my wife manage my portfolio, for the most part, she is generally more distant in her judgements; ii) stocks paying decent dividends with a history of doing so, in a DRIP; iii) reading the news, looking for things that might cause bumps in depressed stocks (made good money on Yahoo when Mayer took over); iv) doing "iii" with no more than 5-10% of my portfolio.
There have been other ways to sign up. Via telephone, in person with a health advocate. The website is just one way.
Cold calling is dead. Long live cold calling.
The article you linked calls it insider trading and not front running. In addition, the issue discussed in the article is about making company information public earlier to a select group of people (which is insider trading). However, most HFT (particularly market makers) do no care about this and rely only market data provided directly from the exchanges. This data is provided fairly to everyone.
EU? Economic, yes: it's indeed as large (in fact, larger) than the US. Military, not really: US outspends all of its close allies combined. Diplomatic: they're so fragmented they can't get anything done.

China? Economic, hardly: it's getting there, but it's entirely dependent on the US consuming its output. Military: they're outgunned 6:1 by the US alone in terms of spending. Diplomatic: not the slightest bit, except on its immediate neighbors (and in Africa, to an extent, if you count showering local strong men with cash as influence).
Yeah, agreed on the car thing. Last year I bought a used '09 Accord V6 fully loaded for $17.5k with great maintenance records and low miles. My other car is an '08 Outback, which I bought in '09 for $18k and it had extremely low miles.

You DO NOT need to spend over $20k to get a great, reliable used car. I am guessing your standards for fun to drive might be different than mine, but an Accord V6 has plenty of power and you just never have to worry about maintenance.
The last thing we need is some know it all writing more essays. Starting HN, however, is a real accomplishment.
What was unexpected was that it contributes to obligatory quarterly payments. It's not due 2015, it (well, 1/4 of it) is due April 2014.
> so some operations need to operate on objects whose properties are not known at compile time and which need to be constructed/wrapped

But in the given example, shouldn't the compiler be able to see, via a simple analysis, that this function is only being applied to lists of numbers?

> since the C optimizer will strip away superfluous stuff

That's a huge assumption; in practice I have not seen any optimisation that would take that Scheme-compiled C program and turn it into one a C programmer would write (if there was, I think it could certainly make Scheme a lot more popular), and I've been looking at compiler output for over two decades now. There has been improvement but not that much. There's also the question "why even generate 'superfluous stuff' if it's going to disappear anyway?"

To paraphrase an old saying, "with great flexibility comes great complexity."
So in short, anything can be addictive.
Improve your conversions and sales with conttact.us
The thing about Berlin is costs of living are low and people want to move there for reasons unrelated to the economy (it is probably the world's best party/club/edm/etc. destination).

There are huge numbers of 15-35 year olds who would take a 50-75% paycut and ~25-50% effective QoL decrease (in material terms) to live in Berlin vs. London or USA.

I think it's the same with Israel -- Israeli tech guys would generally make 4x as much money and live 2x as well if they moved to the USA, but they have their own non-economic reasons for actually wanting to live in Israel, and then make Israel into an awesome startup place. This has been a key factor in several M&A deals, companies setting up in-Israel labs, etc.
Hello from Refe, a Digital Marketplace of the Best Mobile Photos
I'm pretty sure that's most people's response to /r/spacedicks.
How many clients do you have? Get out there and spend time with the companies that might want your product. Work with them to add whatever extra features are needed to make it really worthwhile.

Toyota can build the best Corolla but they still need to spend millions every year marketing it so it sells.
I'd be inclined to wonder, first, whether there are people who "only see &c., &c., through cheaply crafted pornography,", and, second, whether that's the fault of said cheaply crafted pornography, or whether instead you're mixing up your correlation with your causation. I mean, if all you know about someone is that he has no good taste either in personal relationships or in pornography, you can't safely assume that the latter caused the former; he could just be a cheap and tasteless cad.
> Berlin is organic

This is hugely important. So many places have tried to copy Silicon Valley, but it's just not very easy to artificially put everything together.
No, the next one will be 3.15!
They don't need any more mental capacity to diviate porn from real life than what they need with regular cartoons or other children's shows.
Tomorrow, 8 people will commit this to our repo with zero net effect.
Kiscover
Looking for feedbacks.
No. FreeBSD jails are different from a chroot jail -- it's much closer than OpenVZ than to something like Xen. You're running the core OS's kernel, but you have your own userland, namespaces, process space, etc.
Evil.js looks like a lot of fun. Love that whole article, by the way. Very thorough.
"The AI must have have near real time performance on CI and qualifying round. Slow response time is grounds for disqualification."

Will bots with a fast response time have an advantage over "slower" (but still meeting the minimum response time) ones ?

If so, for the sake of argument, won't a C bot have an inherent advantage over a python bot ?
I find that surprising. Even if you don't have anything unrecoverable, like personal photos and such, just having to reinstall and reconfigure everything from scratch is more than enough reason for me to backup stuff up. Especially since I know I won't remember half of it.
Arming the militia (draftable population) in the interest of national defense does contribute positively to general health.
i.e. Agile/BDOF selection theory
That's my biggest problem with the ACA, actually. I think it's great that insurance providers now have to accept pre-existing conditions, and while I'm against the ACA in general, I see that as the biggest good that it's doing.

My dislike for it is that one provision could have been its own separate law that would have been passed easily, with more bipartisan support, and would have fixed much of what ails the system. We could quibble all day over whether or not the ACA is the best way to get there (and I think very few would suggest that it is), but there are parts of it that I would support in isolation that didn't require the individual mandate, which I believe wholly violates the Constitution, regardless of what Justice Kennedy maintains.
I downvoted simply because it's a crappy article from a crappy "newspaper" that doesn't really add to the conversation.

I mean, look at this silliness:

"It is pretty damn obvious there are positive impacts of climate change, even though we are not always allowed to talk about them."

This quote comes right after talking about them, so what's this idea that they're not allowed to? Ridiculous. It's a political editorial, and not even a good one, masquerading as a news article.
By using 1Password aren't you already completely trusting the developers?

I mean, it's a proprietary application that you use to store all your passwords and other sensitive data. I'm pretty sure having read/write access to your dropbox folder is the least of your worries if the developers had malicious intentions.
When you consider Facebook's target audience, it's probably okay to make people like us jump through a hoop in order to stop Grandma from being completely p0wned by typing in some JavaScript.

Yes, maybe people should know that running arbitrary JavaScript is dangerous, but they don't.
Emailed them and just got this:

> We just made a little change to the rules:

> "Team represents one country. At least one member of the team must be a citizen of this country."

Looking forward to competing now!
Virtualbox is free. Debian is free. Code Sourcery ARM/GCC Lite is free. I've set up ARM crosscompile environments this way in under an hour. This isn't really a superhard thing to do.

[EDIT] Vendors do this too. I went to a workshop on the Freescale i.MX line and guess how everyone got the development system? A VMware image on a thumb drive. You don't have to be a hero when it comes to cross-compiling, just get the work done.
Stephen Wolfram's Introduction to the Wolfram Language
Stephen Wolfram introduces the Wolfram Language in this video that shows how the symbolic programming language enables powerful functional programming, querying of large databases, flexible interactivity, easy deployment, and much, much more.
I haven't had my morning coffee; can you explain what this breaks? I know JavaScript's scoping rules are unusual.
Dropbox has this permission type already.
It looks like it was down for 8 hours total, 5 of which were scheduled.
Rules changed. Teams choose which country they represent, and one member needs to be a citizen of this country, but others can be from anywhere. Yay!
I agree. I also think that the poster could have talked with a DO rep. before making this public. It seems like the intention was to "expose" DO. I could be wrong though.
I don't know much about the q3 infrastructure - does Q3 use DLL mods or some kind of bytecode? I'm curious if this means that all the Q3-based standalone games - OpenArena, Smokin' Guns, Q3Rally, etc. can get a RasbPi distribution, that would breathe some new life into those old projects.
CSS diner
Delete system32
To take a similar example, you can derive the ideal gas law from the kinetic theory of gasses. Which is to say, you can start from the idea that gasses are composed of small particles that move constantly and collide with each other and with their container, and turn that into an accurate description of macroscopic behavior. This works well despite the fact that it remains impossible to predict the motion of an individual gas particle for more than an extremely short distance or time.
no, the higher price was due to arbitrage and not front-running. Large orders always move the market (this is simple supply/demand economics), HFT makes this move much faster than before. Large orders are usually cut-up in smaller pieces to minimize this price move and get a better price. Katsuyama is just butt hurt that his 1990's trading style doesn't work anymore.
Yep sorry, I did not mean to caps lock that. My fault. That is what I get for posting at 6am. Not fully awake yet.
I'm also pretty down on Malaysia as a country due to the racism directed by their government (generally anti-Chinese/pro-Malay), which seriously influences economic policies -- both in their goals, and their general desire for a top-down centrally imposed plan for things. This sort of works in natural resource extraction, but is antithetical to startups. I'd probably bet on Indonesia instead of Malaysia long term for this reason; less state-directed, more chaotic and natural.
I get the feeling that if we were in real fear of the Brits trying to reclaim the land, and an untrained militia had a chance of being useful, this might go over just fine.
Alternatively, put this in your code tomorrow to pre-empt all the April 1st bastards:

Object.freeze(console)

Or safe JS up entirely: https://gist.github.com/clux/3823024
> they say "you should learn not to make resource-leaking code". Which is the same thing the Lisp hackers say - "just learn not to make type errors".

Errors are unavoidable, no matter what language you use. The important thing is that you can catch them in testing. I don't value static typing very highly because type errors show up quickly. Pass the wrong type, and execution fails. Ideally this happens in your unit tests. During development. Because you're doing TDD.

Resource leaks, on the other hand, are usually very hard to catch, and often don't show up until production.
I'm not sure what's included in "be impeccable with your word" that isn't also included in the more mellifluous "don't lie".
That's what I said, and it's been mumblety-cough years since I was anywhere close to the age of seven.
Technical problems due to scheduled maintenance is to blame

'Scheduled maintenece' is either one hell of a euphamism or a most cynical Dark Pattern.
Ha, this is pretty cool.
Very cool. Thanks for posting this. The n-degrees-to-bacon problem is actual what made me think of this in the first place. It would be great to be able to plug in two actors and have it spit out an answer with the shortest path.
It is pretty regularly pointed out in discussions of evolution, that if someone were to try and "intelligently design" lifeforms, they would be better off mixing and matching components instead of trying to pile on with inheritance like you find in nature. (That's how you get a blind spot in the human eye, or the giraffe's crazy laryngeal nerve.)
Throw that InvalidOperationException again and I'll make your life exceptional once more. extremely. XD
My love-hate relationship with Emacs
"a system for buying health insurance"

Except they didn't, as we usually view ecommerce sites. It sends (often erroneous) signup info to insurers, and it's between you and them to arrange payment.
Tech giants lose round in wage-fixing suit
Bitcoin to Gold
I am not familiar with Beagle Bone, but if it doesn't have encoding/decoding hardware, how did you expect a driver for it?

The APIs in RPi that you mention are high-level APIs. Before Broadcom open-sourced the implementation (which they called IDL I think), it was not possible for RPI users to interface a custom camera module with RPi (without signing NDAs with Broadcom).

After some investigation, I went with LeopardBoard. I haven't progressed far on the project [1], but AFAIK, it and other boards had completely open stacks.

[1] I am stuck with a simple issue: Not able to get the right serial cable to connect to the board.
The argument in favor of HFT is that it both increases liquidity of markets and reduces the spread - both favorable to most investors.

But they can actually see you attempting to buy stock, step in front of you, buy it before you, and then try to resell it to you for a higher price? That's bad behavior and reduces confidence in the free market. There needs to be regulation around things like that.
It's like saying Wal-Mart rips off its customers, because they use computers and their market power to buy stuff cheaply, and then they turn right around and sell it to their customers for more, making a profit 100% of the time.
If you're going to have errors anyway (and you are), then it's better to have errors that fail fast and early and in a clearly identifiable way. NullPointerExceptions are easy.
"Comparable to east-european wages."

I suspect you don't know what you are talking about.

If it was really comparable to E-E wages, there wouldn't be a lot of Eastern Europeans working there (and yes, there are, I've seen it)

For a tech-startup job you can bet on 30k€ per year minimum. And cost of live in Berlin is still cheap, €1k per month gives you a very comfortable living.
Bitcoin to gold
At least you can put "Linux Kernel Contributor" on your CV now.
Haha! Nice.
Increasing performance with static polymorphism (and other neat tricks) in D
Skype, HipChat or Slack? The quest for the best remote communication tool.
From the article: "If you cross-compile you can get better frame times."
I suspect rather that such people are quite active in the comments; they may be more reluctant to share an honest opinion.
No, its like saying Walmart watches as you put the item in your shopping cart, and raises the price before you can get to the cashier.
That's awesome! What is your algorithm like for determining the similarity? There are some good answers, but The Wolf of Wall Street is apparently pretty close to Frozen. ;)
Aww, it could at least have been named "Shuffling Zombie Pie"!
I like what MDN does: https://dl.dropboxusercontent.com/u/9161524/Capture2.PNG

BTW, that warning is starting to drive me nuts.
Yes. If anything, people should be using the open source KeePass:

http://keepass.info/