skysight-inc/HackerNews huggingface dataset:
(A somewhat late response, since something I saw this morning reminded me of this discussion)

Compare the above screenshots with this one:

https://dl.dropboxusercontent.com/u/7633426/BundleHunt.png

it's "broken" in similar ways, showing markup like ${{product_price}}, but clearly includes enough static-content and context to allow be to choose whether I want to click my "allow scripts" button.

If somebody sent me a link to Shingle Central with no explanation, I'm highly likely to go "whatever" and move on t the next work-distraction-link…
With regards to the ASCII table: `man ascii`

I searched for it for ages before realizing that it has been right there at my fingertips for ages.
New Indiana Law Allows Citizens to Shoot Police Officers
Note that this is just my gut opinion on it, imagining the nightmares I've seen in healthcare integration and contrasting that with what I see as an end user of Bank integration. I've not actually seen the business deals and effort in the backend as a developer in the latter case, but as an end user of Mint I've seen missing integrations that hint strongly at the difficulties they must experience.

I think the reason why is because it's a pretty large integration undertaking. To compete with Mint at this point, you'd have to offer similar levels of integration with banks, credit card companies, investment companies etc...

The problem is that there are literally tens of thousands of these companies, each exposing their own APIs and each with their own unique caveats as to data they require, throttling limits, back-room deals for access, hesitation to even let people access their systems etc.

For an anecdotal end-user example, I have an account with one provider who refuses to cooperate with Mint in integrating - ECSI. This is a small lending company for student loans, one of thousands of such companies. They decided for reasons that are not publicly available to not even allow Mint to integrate with them anymore, after having let them do so for the first couple of years. What sorts of negotiations were occurring in the back end between these companies, and what caused it to fall apart? The public doesn't know, but needless to say there was some level of custom integration effort for them, some level of business negotiation, and then finally something fell apart and made customers mad as a result. Now, all of this integration work and business negotiation had to happen between Mint and ECSI - and that is just one of the tens of thousands of companies out there. It is a very tall order to ask a new company to come forward and make that much upfront work in order to get on par with Mint so that it can start competing.

The real fight that would make more innovation in the field would probably have to start with getting companies to standardize and expose their APIs without (or with common and well understood) strings attached. If this happened - as has been struggling but slowly improving in the Healthcare field - it'll become more feasible for a company to realistically compete with Mint. And then you can get to those enhanced features that Mint suffers for want of. (however, at that point Mint's significant engineering force could be redirected from integration efforts to these same features, and then you'll find yourself fighting against a much larger machine now bent on feature improvement)
Being that big and having a battery, I would have implanted a tiny mp3 player with a smallish speaker. Waay cooler (because to me he did it pretty much for the 'cool' factor).
You probably don't want to send blank information for everything, this could make you more easily traceable. Just like disabling cookies/javascript might actually decrease your anonymity.

If you use Firefox, you can install something like Blender (https://addons.mozilla.org/it/firefox/addon/blender-1/) which fakes your data to some common data (to make you "blend" in the crowd).

Now I digress, but I suggest disabling (or use click2play) plugins, as they leak a lot of informations about you.

For cookies (which are used a lot for tracking), you can install something like Self-Distructing Cookies (https://addons.mozilla.org/it/firefox/addon/self-destructing...), which accept cookies (like most browsers do), but delete them when you close the tab.

Don't forget something like RefControl (https://addons.mozilla.org/it/firefox/addon/refcontrol/)/ Smart Referer (https://addons.mozilla.org/it/firefox/addon/smart-referer/), as the referer can be used to track you.

And the classic Disconnect.me (https://www.disconnect.me/) or AdBlock + EasyPrivacy (https://easylist.adblockplus.org/en/).

See, privacy/anonymity on the web requires a lot more than just disabling the useragent. There are several other ways to track you, and it might have some legit uses (for example, serve you the right software for your operative system, I don't think there's a javascript api to recognize your os). It might be a good start, but it wouldn't help a lot, and it would break a lot of legacy code.
I would say that I found Mint pretty close to useless. I was an early user and there wasn't much good that I got out of it. I have to give it some credit though, because just putting some effort in really helped me get control of my finances at a time when I was really bad at it.

I can say the same for YNAB, which I've bought and since stopped using. I simply don't need it, but it's nice to know that I have it if I ever do. I actually think YNAB's model where you don't get to automatically sync your accounts works better at its goal. These days I have an excellent mental model of my finances at any given time. Eliminating debt plays a huge part in that.

Mint got me to think about my cashflow in a way that motivated me to eliminate the burden of debt from my life.
YNAB got me to think about my cashflow in a way that motivated me to control unnecessary spending and use short-term debt where appropriate. It probably could have done what Mint did too, but I was already at that point when I started using it.
I don't like the UI. Also it feels investment-centric and I a lot of people just need a simple, beautiful and robust app that lets them see their transactions, budgets, set goals etc. Personal capital isn't horrid, but I feel like it's too much investment stuff that many don't need.
The Great Career Debate: Google Versus Goldman
Run For Coroner, No Medical Training Necessary
Just curious, how many accounts do you have linked to it?
England, East Anglia
I've reached the point this year where I've concluded that the correlation between "bad client/employer" and "low pay" is so high that I treat that correlation as 100% and immediately rule-out such parties upfront before risking investing my time/energy into them. The correlation has not been 100%, but close to it. In actual practice.

(And by the way: fuck theory and fuck words. I only look at what happens in directly observed and touchable reality anymore.)
With the reward systems currently in place, what else would you expect ?
More to the point: http://www.reddit.com/r/supershibe
It's hard. But it's possible, and there are significant earnings that could be realized in that space. I think that if hypothetical "BetterMint" offered excellent features and something truly innovative, people would be willing to pay for it.
heard that called "queen bee" syndrome.
While great points are made in each successive post, my child poster specified "Ubuntu with Gnome", which is a long time ago, in fact that was back when Ubuntu (IMO) was the best entry into Linux.

Now, I feel Ubuntu took away the administrative capabilities of a system that has not yet grown out of its need to be administered.
if you block images and javascript, 200mb can load lots of web pages
Jason Goldberg of Fab blogs regularly at http://betashop.com/ and is surprisingly open about his company and its progress.
I use Mint moreso for visual organization of sorts. I don't have any debt and pay everything on time regardless of Mint, but it's nice to have a visual representing all your spending, trends etc.
I want a specific arrowhead. Even if he doesn't make it, I can. Which is why I forked it yesterday.
Yep. People who know they're around a self-driving car may act weird, too: gawking at or challenging the software. (The young and reckless might even play chicken with autocars for thrills.)
> Still nothing has been sent, and he has had 50% of the money.

...but you have a contract that presumably sets out the delivery, and how you resolve disputes, and what happens if somebody delivers late, presumably.

And if you don't have a contract...well, there's a lesson there!
You are my new favorite HNer! As soon as I figure out how to make a flat, T-shaped, arrowhead, I will be sending you a pull request! This is easily the best SVG editor for iPad. Keep charging the hill, man. This is great stuff.
That's basically what I used it for as well, but the constant bugs and worries about the potential of a data breach with software connected to my checking accounts got me to stop using it.
I got a huge laugh out of this. I love how some of the statements I ended up writing could almost be interpreted as poetry, hilarious poetry.
In case you aren't familiar with this meme, it's the Shiba Inu meme, termed "Shibe" or "Doge".

* http://knowyourmeme.com/memes/doge

* http://reddit.com/r/shibe

* http://www.reddit.com/r/supershibe
This is extremely confusing to me. This app is just extremely well done and always was. Is there so little money in it that maintaining, selling and supporting it makes no sense? (And how does that square with the just released update of Inkpad that seems to be extremely well done and extremely in tune with iOS7’s new look? Creating that must have taken a lot of time.) Or is this an ideological decision?

There was a time when Brushes (the other app from this developer that also just went open source) at least seemed to me like the best known and most popular painting app on the iPad. It seems to me like there should be money in this, even with minimal work. Or at least he could have sold the apps to someone.

There is just no explanation as to the reasons for this step anywhere. At least I couldn’t find any.

Edit: Ok, I think I figured it or at least something out by looking at the release history. The app was last updated more than a year ago and only minimally to add iOS6 support. The last update before that was again a year back, in September 2011. Brushes’ last update is similarly already a year old.

Time really does fly, it feels to me like I was using Inkpad just recently and that is was very much actively developed. But it seems like the developer had just very little time and in this context this seems like a pretty awesome step. This is definitely preferable to letting the apps rot in the app store (especially considering that those are pretty damn great apps).

It’s definitely a great way to continue working on those apps and keeping them alive without putting quite so much time into it, albeit without getting paid.
If you find this topic beneath you, why did you read it? The article is precisely about a specific type of social engineering, which is a worthy topic of interest even if you find it insufficiently cerebral.
Coding Horror?

The whole exchange seems to be @rabois saying "no, that's not a startup. No, that's not what I meant by CEO. No, he doesn't count."

What's his point in making this statement, except to attract attention?
For people like me who want a mint with _fewer_ features level looks pretty good. Unfortunately I can't just enter data myself, they want to connect to a bank. Good luck getting my German bank on board with that.

Not to mention both are not on Android.
I think actually the basic problem with Mint isn't those mentioned in the article (UI is meh, miscategorized transactions, data import customization).

It's actually as mentioned in Wesabe's postmortem (http://blog.precipice.org/why-wesabe-lost-to-mint/); for most people Mint doesn't actually get you to change your behavior. It just provides twentysomethings with some feeling that they're managing their finances, in return for getting pitched credit cards.

Harder and more worthwhile than UI or functionality fixes are changing twentysomethings' behavior, or doing something interesting for older people with more complicated financial situations. [Mint's useless for my parents, with multiple bank accounts, investments, retirement, education and health savings accounts, etc.]

One problem (and barrier to good competitors) are that aggregating finance data sucks. Mint started with Yodlee, which is nothing but a scraper for bank sites, and now runs on something Intuit built internally. It's hard to imagine many startups meaningfully tackling the problem.
Also check out http://pocketsmith.com/ it has forecasting to tell you what you'll have in future months.
Not sure what ...help you keep a level proprietorship with your llc or whatever company you have producing the app...
means, but from the read me for brushes from the same developer...

One of my motivations for releasing the source code for Brushes was to make it a community project.
I thought that was the whole point of Daniel Lyons's Fake Steve Jobs blog: that Jonathan Schwartz being a blogging CEO was counter-pointed by Real Steve Jobs as a non-blogging CEO.
If only I had this in middle school instead of that lousy Mavis Beacon program.
Your latest version on the app store is only a few weeks old. You're still giving this love, right? Because this is possibly my favorite app of all time. If it goes away, I'm going to be very sad.
A related anecdote: I've got both my long-term jobs because of my feminine sounding, unusual name. They've decided a female on staff would be a change of pace, then I guess my interviews were good enough to change their minds.
Few people blog, full stop. Is the proportion smaller among successful entrepreneurs?

There are a few companies and people that stand out immediately: 37signals, Joel Spolsky, Jeff Attwood, Priceonomics and probably a bunch more that I just don't pay attention to.

The last three really come to mind because blogging is pretty important to their companies. A large reason that StackOverflow had a strong audience from day one is that both Spolsky and Attwood had good followings on their blogs.
Disabling the useragent may break some stuff that many sites still do server-side.

Disabling referer may break downloads and images on many sites. You'd think they'd all be able to support blank or non-existent referrers, but many large CDNs only support whitelisting specific REFERER strings (not blank ones). We'll be turning referrer blocking back on for one of my big sites shortly because we have other sites linking directly to file downloads (of 60MB and up) and hotlinking images.
Well, that subreddit is written by fans of supershibe, so someone who isn't into it might not be interested in what they have to say. Google Trends is already a trusted source for many.
I totally agree that it would be possible, but very difficult to get properly funded. I have to admit that I'm not sure that I'd pay for it either, unless it truly gave me something special that I couldn't already deduce myself from the kind of data Mint gives. I can't envision exactly what kind of feature would drive me to pay for it, but I don't doubt that there's something I'm not currently able to imagine that would motivate me as such.
I find no fault with the article however many of the comments here are focusing the bait rather than the prize.
So in effect, by cornering the market and developing many layers of cruft internally to deal with the various APIS, they've effectively stopped technology advancement in the personal finance space. Meanwhile, quantum networks and computing is being rolled out to big institutional investors.

The only way for people to regain any semblance of control (and transparency) of their financial situation, there has to be an FOSS initiative to build these tools openly, and to keep them on a license that prevents huge financial institutions from coopting public commons software. The fact that Mint can't seem to tally a month is indicative of deeply failed architecture, probably governed by business instead of engineers. If that doesn't scare you, well, perhaps you are already in debt up to your eyeballs, and as they say, if I owe you $1,000 it's my problem, if I owe you $1,000,000 it's your problem.

There is NO WAY for a startup to tackle the problem and make meaningful advancements in any metric except maybe a nice zero-sum race with Mint. At least not that I can see. No one is going to fund a startup deving under GPL2 and no startup staying private with their technology will be able to out-compete Mint's headstart, because any advancement you have with the banks is Mint's for free. With a open technology is everyone's (including mints) and any advancement they make is also yours. You've effectively changed the game from managing information logistics/frameworks to customer support.

You are playing a high-level game when you write financial software for profit. The only way to win the game this old, is to not play inside its rules. FOSS. The quickest and most assured way to guarantee your failure would be to accept startup funds with any strings attached, because as soon as you do, you're now subject to the rules of the game.
This is a huge factor. They started with Yodlee (basically a paid bank-scraper service with fees that might crush a small startup) and now Intuit has built something in-house.

I'd be interested to see what partnership companies like IGG, who builds the popular iBank for Mac, have pulled off to do this (http://www.iggsoftware.com/ibankforipad/direct_access.php).
Why build it? Because it appealed to the author, perhaps in a way you can't understand.

Why share it? From the comments, I understand that it was shared by someone else, and the original creator didn't intend for it to be put on HN.

Why judge it? That's the question I'm trying to figure out while reading this thread.
Oh I think I just got it.

doge script uses words from that doge meme like "wow".

Whoosh over my head.
I also use DuckDuckGo for most searches, not because of the privacy aspect in the slightest, but because it produces more immediately useful results in most cases. The bangs are great for saving time. I even requested and after a while got given !ngram :-)

As you say, Google is just a !g away, and I do find myself still occasionally using that, but most of the time, DuckDuckGo's own search engine matches my requirements better.
My issue with Mint is that it is an OK budgeting/finance tracking app, but not too good with debt payoff. If I could use the integration of accounts (with all the interest and what not) and be able to show when interest is added to a loan or how long it would take to pay off (all automatically) would be nice. Yes I know I can do it myself (and do) but why have two+ apps/systems to do what one can do?
>>I can't comment how how commonplace it is, but having worked in an office with many women there seemed to be a lot of animosity towards the more attractive women from the less attractive women. Could have just been that office.

Nah, this is incredibly common. It goes even further: if an attractive woman is successful, her entire success will be attributed to her attractiveness, rather than her intelligence or skill. It's a major factor that contributes to the glass ceiling they inevitably hit.
I don't believe that's the case. Alerts will still be sent without logging in. It's just that the automated checks only happen with a certain frequency, daily or so. If you log in after an alert-worthy event happens but before the automated check, you'll trigger an alert e-mail because that's when it sees the event. If you're logging in a lot, it might look like they only happen when you log in.
I make exactly $0 pm on www.mixthread.com that I haven't launched. It took me 8 months part time to develop but have been waiting to graduate so I can devote time to running it like a business.
Having dealt with small and large clients I find that mom and pop shops don't have the budget and they have unreasonable expectations. Larger clients are still unreasonable but they have the budget so it's easier to deal with their stupidity.
Her? Sure. What if instead of her you put Alain Delon or the next beautiful, skilled, attractive in multiple ways male on the frame. See how women start acting stupidly just to get into his pants... It's human nature.

That said, there's no remedy for stupidity.
I feel like there's probably an unironic tumblr out there, mad at the doge meme, and it sounds exactly like this.
Second this, ACMQueue is great for finding top notch papers, their latest covered HFT: http://queue.acm.org/detail.cfm?id=2536492
Both my co-founders are French. We are working to help venues aggregate, curate, and display social media captured at their events. http://wesawit.com
well... did you? if not, go ahead, then report back.

but really, it's not an exhaustive list as there are HUNDREDS OF THOUSANDS of beers and new ones getting all of the time, so I'll make sure to add it. and like it says on the site, shoot an email if you've got suggestion ;)
Yeah I don't get this one-click phishing either. Does everybody out there have a 0-day javascript exploit, which will happen to run on a Windows XP SP1 machine running internet exploder?

I mean, WTF all these security experts running out-of-date machines or the 0days are more than we can count.
I'm a private pilot who bought the LTE-enabled iPad in order to get the GPS chip built in. I don't use AT&T's SIM that was included.

For me, this means I can check TFRs/METARs/etc before I fly in Foreflight without dealing with tethering each time. It'll also let me evaluate T-Mobile's coverage.

Since the starter kit on the TM site is $1, I'm gonna go ahead and give it a whirl.
Forget about attractive women. The focus should be on the fact that in any system or process that needs to be secure, humans are by far the weakest link. The legendary/infamous hacker Kevin Mitnick wrote about his social engineering practices in his book Art of Deception. Everyone here should give it a read.
I think you're on to something. Ratings on sites like Elance are broken. Clients feel compelled to give 5 star feedback to freelancers, sometimes just to get them off their back. This basically means that you can't look at a reputation score to tell you how good the freelancer actually is. I like the idea of a third-party anonymous person doing an audit. That person would need to have access to all the relevant files though, and have the right skills to judge the freelancer's work. Even the prospect of being audited could be a deterrent to the kind of behavior we saw in this case, which means that randomly auditing one out of every x gigs could be enough.
This isn't a direct answer to the stated question, but personally I use Mint just to keep watch on my transactions and You Need A Budget (www.youneedabudget.com) to budget and plan future transactions.

YNAB doesn't connect to any of your accounts. You have to enter in transactions manually. That limits its audience and makes it not really a direct competitor to Mint. But I find manually entering your past transactions really, really forces you to think about how you're spending money.
They were also familiar with the concepts and theories that had not long before been published in France by Montesquieu, Rousseau, Diderot and others.

Jacques Barzun argues that "Revolution" is the wrong term for what happened in the USA, even as a convenient shorthand. There was no widespread transfer of property and no wholesale breakdown of social order. It was a struggle of a local elite against a remote elite. He exclusively uses "War of Independence" in his historical writing.
It is not the first time I hear that. For now its not possible.

I am currently very busy trying to launch my new project, but as soon as I have some spare time to dedicate I will try to build this feature.

Thanks for your feedback.
Somewhat related.

https://www.google.com/search?q=ip