skysight-inc/HackerNews huggingface dataset:
I assume a bank cannot reposes my liver either. What happens if I go into debt from medical expenses? Is there an exemption for medical debt as well?
PTVS 2.0 RC: Python/C++, Django, cross-OS debugging
Inefficient as compared to what?
MoPub was the best-funded company from their original class, and the second-best-funded company overall: http://www.seed-db.com/accelerators/view?acceleratorid=2002 Congratulations!
To be honest, I get mad when a collaborator compiles our project in VS2012 without enabling XP Compatibility...
Potentially yes. But those colleges won't have the prestige and long history that a college needs to serve as some kind of credential, neither will the inherent network-building happen there either. What I mean is that because Harvard is such an elite school, many of the people you meet there WILL be involved in society at the highest levels and you'll already know them. That gives you a powerful advantage. University of Phoenix doesn't have that yet and may not for several decades. And the University of Phoenix doesn't carry much prestige or brand recognition with it.

Furthermore the job market doesn't necessarily support the need for additional college grads. In a "normally functioning" (total bullshit I know but go with it for a second) job market high wages and high employment does two things:

1. Increases people's ability to pay for loans post-graduation

2. Reduces the average default risk

When that happens, interest rates for college loans go down and more people are able to go to college based on fundamentals: the job market will (with some lag factor) still be good when they graduate and thus loaning to them is a good idea. This is a "natural market function" which, though imperfect, tends to balance out the supply of college with ability to demand. I would estimate that college loans would tend to lag the job market by somewhere between 2 and 10 years depending on how agile a bank was to react to the job market. So you would have a period of heightened wages for at least 4 years as people worked their way through school and then potentially a period of lowered wages for a few years as people slowly figure out that the crazy high wages are gone.

But with these subsidies you get all the downside of the glut with none of the upside of the scarcity. It's not awesome.
Oh cool, thanks. I actually hadn't scrolled down far enough to see them. I was that sold!
What do you care about the US' needs? If you can run a business anywhere, then do so somewhere a little less strict surely?

I know the UK could do with your business, we are too busy giving money left right and centre to people who can't be bothered to work - it is only a matter of time until the pot empties.
Reports of John McAfee's death greatly exaggerated
http://www.twoevils.org/html/files.html has 6x13 in TrueType format, which I'm using for Windows console and Sublime Text.
You and the author are free to ignore these problems (at least, until the government evicts you from your own residence) but don't conflate ignoring a problem with solving it.
My intent was to be terse, not rude, and to give actionable feedback - not hidden in language and subtext. And anyway, language is supposed to have edge! I didn't want to say "this is sort of kind of less than optimal." I wanted to say "This is not good! You can do better! Here is how it can be improved!". If everyone just thought "meh" and said "well, that's pretty good. A+ for effort" - or worse, said nothing - people wouldn't improve. Non-actionable positive feedback is as harmful as non-actionable negative feedback.

Your correction (which I don't mind in and of itself) adds complexity and obscures the meaning of my statements. It says in 85 words what I said more clearly (and sharply) in 51. You add a white lie - "technically impressive" - to mask the true meaning of the point that is being made. And the tone is changed to reads as though you're talking to a child.

And - would a person whose second or third language was English more clearly understand your version or mine?

I agree that the community can be overly critical, but I don't think that this sort of criticism is the problem. The kind of criticism that is a problem is non-actionable criticism - insults to the person, or just "X already did this" or "nobody wants this".

I want terse, actionable feedback.

Also - "yeah I know I haven't had my account here long" are defense mechanisms, don't use them. You're a member of the community now, you get a voice like everyone else.
As an architect, I appreciate many of the ideas expressed via the design - in particular seeking a reduced footprint.

However, while many US jurisdictions might not require a building permit for this structure due to its size, it would typically not be exempt from building codes and as a habitable structure and more importantly as a dwelling, the design does not meet fundamental principles embodied in modern building codes.

While the principle of occupant safety is fairly obvious and its susceptibility to liberatarian objections predicable, the code embodies a further less obvious principle, that of first responder safety. Doors and windows have size and operational requirements to allow fire-fighters to get in and back out. Structural systems have structural requirements and combustibility limits for the same reason. Buildings need to be anchored to keep them from blowing into neighboring structures in a storm.

Most people are urbanized, and the structural problems of housing is harder than can be solved by tents in the wilderness. Anyplace that this is a viable alternative for long term dwelling, it is likely that so is a used trailer or a building of recycled and scavenged materials.

Again, I appreciate the design and the aesthetic effort and the ideas it expresses. I just can't get carried away over an academic exercise.
I really have to wonder if a lot of the changes made previously to the student loan system are at all linked to the huge campaign contributions made by the University of California system. Basically, any changes that have been made I think benefit greatly the schools (including the rising tuition/costs) to the great chagrin of students. You have a situation where the real people making out here are school administrative types and the students and teachers get the short end. I don't say this lightly, but I do wonder if the nearly $2 million donation each cycle [1] (making them the top contributor in both of the last two cycles) has something to do with how things have worked out.

As a previous (sadly I had to withdraw due to time and work commitments) UCSD student I can tell you that student per-quarter costs went up about 25% over the time I started and the time I left. During that period as well there were certainly no administrators begging to have their pay brought down, only calls to cut teachers, teaching hours, maintenance staff, etc.

During that same time period as well, there was a building boom on campus with no stopping in construction of many new campus housing projects (even some which have consistently NOT been anywhere near capacity), new administrative building and a few new campus buildings here and there (where they can fit them between all of the new administrative buildings and housing projects). Of course this was all going on during the period that UC regents were (and really continue to) say that the state was cutting far too much money and thus the reasoning for raising tuition year-over-year.

So, really I guess my question is: How much did/has money 'talking' in an election cycle contribute to the situation the entire student loan system now finds itself? I'm by far no conservative, but I can't help but personally see this as the public being sold out.

[1] http://www.opensecrets.org/pres08/contrib.php?cid=N00009638
This really could use more exposure. People who believe that because they only had to click "Accept" they may claim ignorance or stupidity/absurdity of the terms the accepted ought to be corrected. It's simply silly to think you may violate the terms of any agreement made, especially when that agreement is necessary to your use of the service (hence "terms" of service).

While it is clear that hacker culture embraces putting things from numerous sources together, in this case the Google Maps elevation API with crime data, it's one thing to make a cool presentation and another to make a cool presentation derived from someone else's work against their explicit wishes, expressed in the terms.

The use of software implies (by necessity or otherwise) that you wish to make/create/analyze/do-X with the software, and by using it you've accepted the fact that you will do-X, but within the terms.

It's a funny world we live in ;)
Parakeet: Runtime Compiler for Python (video from PyData Boston)
Taxpayers no longer subsidize private lenders. That ended in 2010.
Actually I'd argue that you're more obligated to abide by something you explicitly checked "I have read and accepted..." than something that was listed somewhere in a file you downloaded with some other stuff. You probably just happen to like the terms of the GPL or ASL more than you like the terms of Google's API. I do too - but at what point are we just losing all integrity because we're too lazy to read a long document we have no intention of actually agreeing with?
no, just that I have a problem with him. But if you are curious: so much wasted effort. I am not a fan of siloing sciences, but TCS puts into stark perspective Rutherford's epithet "All science is either physics or stamp collecting" - and what TCS has done is stamp collecting at its worst. Over, and over again.
When freelancing at an hourly rate, I often use that same calculation for everything that I do.
That $15 cab ride will save me 20 minutes on the subway, maybe I can figure out a way to work more efficiently and bill that time?

I no longer find the mentality of wanting to make that calculation productive. Treating my time like such a scarce resource makes it hard for me to "waste" my leisure time. My rational self questions why I choose to "lose" 6 hours rock climbing, when it's something I completely love, but had to trade off many other things I could have done.

Similarly, it's a huge reward for me if I can get hired for 40 hours of Android development project that's going to "cost" me an additional 10 hours of un-billable time to be "forced" to learn something that I've wanted to, even if I'm "losing" more than it would have cost me to pay for some Android dev workshop.

I'm in my early 30s and personal time seems to have shrunk. I now cherish grabbing a beer for 45 mins after work with my childhood best friend, because he has kids. When ten years ago we would have thought nothing about wasting hours.

My point is that when I was eager for it, dollars were a great metric for my hourly value. Now, personal enjoyment, or feeling like I'm doing something valuable with that time has a much greater importance.

That's my $0.02.
I just discovered a harder and longer way to do HTTP requests in Python, that's why I shared this gist.

In which cases would one want to suffer with urllib2?
Oh my, that's fabulous! Thanks so much. I knew something like that must exist, but didn't know how to search for it.
I'm not claiming you're wrong, but why isn't it possible for the student to simply no longer place any value in getting a PhD? That is what they claim, and intelligent people often make decisions on principle that make little practical sense.
NIST curves backdoored
Introducing Layer
Lockdown your haskell versions - annihilate cabal hell.
My mother talked me out of a computer science path many years ago. My biggest regrets are letting her talk me out of it and then getting myself locked into another career path, mortgage, etc. One (but not the only) reason why is the current differences in job markets between my field and comp science. The other big reason is that I feel like I'm nearly illiterate. (I'm not illiterate. I can hack on code, but I'm very much a coding 'immigrant'. I'm certainly too much of an immigrant to pursue a job in the field at this time. And I'm too bogged down in other responsibilities to truly pursue the experience that I need to gain enough literacy to get a programming job.)
I live in the low-crime area of SF depicted in the graph, and I can confirm that most definitely there is a much lower population density than in other areas of SF, including places like PacHeights. It is mainly residential, with the houses being roughly 100 years old. Most people in SF that I know have never been to that area, mainly because there's no reason to unless you live there.

But then again, the crime rates in Outer Sunset are relatively low as well, and they are at roughly sea level, and they are at stark contrast to SOMA, etc.

Mind you, the houses in that area start at $900k for 2br/1ba houses, and 1.2M for 3/2 of reasonable size. There are very large houses as well for $2M+, especially in St. Francis Wood, and Forest Hill.
PayPal Beacon: PayPal goes all in with Bluetooth LE
It's a cool project... I like it. I'd like it even more if it's accessible from my cheap Android phone.
Thanks. I will add it shortly.
How do you know that 'Regionally Accredited' is meaningful until you are educated? My high school guidance councillor certainly never talked about this.

My college actually shouted "we're accredited" at the top of their lungs, but I didn't give a fart until I was half way through the degree, and one of my profs talked to me about why they worked so hard ensuring accreditation (for the same reasons you state) - at which point I said, "pheww it's a good thing this place is accredited"

I had no difficulty getting a job after grad. But I certainly didn't know that accredited was important before I entered the course.
Going strictly by time to reach destination, people will consider "time from when I want to leave my house" or "time before I want to arrive that I need to leave my house".

In many cases over land, they'll find that an autonomous car will be faster.
Why should it be? It's a VM. If you break anything, they just kill it and restart it.
Move if you can afford it.

The UK is slowly going down the drain.

I am pretty incensed right now, they are equipping the UK with fibre broadband, and in a lot of cases the people who pay 0 income tax (and 0 every other tax) are getting 100mbit fibre, and the people in the same town are not getting fibre at all.

Reasoning: if you're stuck at home all day, jobless, you NEED 100mbit to stream tv: if you work, you don't.
Only in the UK do the people who pay for everything get nothing whilst the people who don't pay for anything get everything free!

Move whilst you can and never look back!
Life insurance can be collected upon. How does one cash in a degree?
I've used a rotary phone, on a party line. (https://en.wikipedia.org/wiki/Party_line_(telephony))
I say try it. The televised court proceedings will make excellent low-cost entertainment for me.
In some ways. The dome is great, but one thing it isn't is stackable.
great suggestion, I was looking for something like this
I think speculation roughly encompasses anything you buy for short or medium term gain. You don't put in four years of work to speculate on German bearer bonds.
Not intrinsically.
I use Racket which comes with a ton of features that let me build larger systems. Other more pure Scheme systems like Guile also have the capabilities to build modules/libraries, etc... and there is a decent amount of code out there to do stuff. You do have less of a choice for certain things than languages like Perl or Python, but most modern Schemes or Scheme-like languages are pretty good.
There is already a bubble popping, but it's not measurably in the students finances since they have little assets to "pop". Look at the performance of for-profit colleges lately, and the desperate attempts of public schools to raise tuition. The easy money has caused many colleges to expand irresponsibly, and they could be one MOOC away from collapse once a percentage of students figure out they have an alternative. It's not a dramatic stock market style crash, but a drawn out deflating not unlike the housing "pop".
Probably more than those who used the letter prefixes. I remember our 527-xxxx was JA7-xxxx. I don't remember ever telling anyone the "JA7" version of our home number, but it was the way we remembered our doctor's number. I feel old.
This might be a foreign concept to some people, but banks are for-profit businesses. If one of their products is not making them (enough) money, they'll dump it... just like other businesses. The article describes JPMorgan's announcement as "spin". They aren't spinning anything. They are just end-of-lifing a poor performing product. Get over it.
Why don't you just do that right now?
Imaginary, sure. But with very real consequences for very real people.

Just ask the people who have been long-term unemployed since 2008 about that.
It doesn't matter. "Trusting Trust" is just intended to show that by compromising the C compiler, you can compromise any other binary on the system. So, how are you going to tell D1 and D2 are identical if the diff tools are compromised? Compare them off the machine? Well, what if the file transfer tools/drivers are compromised? Boot to a custom kernel and compare using a different OS? Well, better hope your boot firmware isn't compromised, etc.

I grant that this is not a very practical attack, but it can be made arbitrarily hard to detect, based on the threat model the original attacker (who compromised the C compiler) uses.
I'd be interested to hear what VPN providers are doing in terms of physical security and the risk of key theft/infiltration.
I'm going to leave this here: http://my.firedoglake.com/deanbaker/2012/03/11/student-loan-...

It's Dean Baker's critique on coverage of this type from the Post. The most important thing to take from it is that the housing bubble popping turned $22 trillion of household wealth into $14 trillion. The sum of all student loans add up to around $1 trillion.

Banks getting out of an industry because they don't find it profitable anymore (since the government turned off the free guarantee taps) has nothing to do with cascading defaults due to excessive leverage and lack of regulation.

If there's a bubble out there, it's in Asset Backed Securities (ABS) like auto loans and credit card debt. And housing is currently looking like the bubble that wouldn't die.
> But I get your point

No, you don't. It's not a matter of understanding the meaning, it's a matter of pronunciation.
It looks like L1 visa has different rules for citizens of different countries. If your dad is from Mexico, that might be the reason why he got it for 1 year. For citizens of Belarus it's 3+2(+2).
> While the principle of occupant safety is fairly obvious and its susceptibility to liberatarian objections predicable

As an extreme libertarian (an anarcho capitalist) and as a pretty experienced builder, I'd like to say that no libertarian I've met is against the concept of occupant safety. We are, however, fairly likely to be against the assertion that government regulations are the only way to achieve this, or the best way.

Underwriter's Labs is an example many libertarians invoke: a private free-market safety licensing firm that other firms voluntarily pay for, so that they can advertise to consumers the safety of their products.

I note that government regulation is subject to regulatory capture: one-pipe urinals (non flushing) are made illegal because it would result in less work for plumbers, efficient PEX pipes are delayed again because of concerns that it would lower housing costs, engineered lumber that is approved in one area is not approved in others, etc.

I build to code (and well above code, sometimes) because I care about safety and I care about craftsmanship, but there is a LOT that's stupid in government regulation.
I agree that that is exactly the gamble that a student is taking, that when finished there will be earning ability that will enable them to pay off the loans.

Is this a reasonable bet to make? What is the earning potential of someone with a college degree? Isn't it something like a $1M+ increase over one's lifetime?
What it means is that people seem not be as interested/willing as before in taking out a student loan. From this point of view, yes, it is not a growth market any longer, as the Chase representative stated.
The question is: what will the universities do in face of lowering demand: keep tuition prices same or higher? Lowering them?
What's wrong with the syntax?
Life insurance is transferable. Frequently lost in divorce settlements. Think of it as a Life-Default Swap.
I'm in the U.S., and would (probably) like to live on the east coast, though I would be open to living elsewhere. Thanks!
Huge part of Silicon Valley and US economy depends on immigrants like me.

I agree. There are many other great places to do business.
Do you think I should suggest and recommend foreign entrepreneurs (who are ready to invest their money and time in american economy) to invest in other great places?
Interesting Math on Founder's shares
Hi fogus, I really enjoyed the article. I just want to point out a couple of typos: a) s/tern/term/ in footnote 9; b) in German nouns are always capitalized, so it should be "der Fluchtpunkt".
Object.io Issue 4: Core Data
Wow does "UC Davis Professor" ever bury the lede here; Phil Rogaway is one of the most famous working cryptographers. He's also notable for having patented the best known AEAD scheme and granting a free license for all nomilitary use.
I tried one part of the API recently - I'm building an app that's partially intended to give local cycling directions.

Now I'm between a rock and a hard place. One the one hand some parts of the MapQuest Open API are extremely bad, on the other hand Google has an all-or-nothing license for their geo data, and their native iOS maps component sucks.

MapQuest's cycling directions in Manhattan is worse than having no directions at all. They have a specific cycling flag you can set, but results will blatantly ignore bike lanes and send you down extremely wide avenues with no bike lanes and heavy traffic. IMO using MapQuest's cycling directions, at least in NYC, is an extreme hazard, and I can't in good conscience integrate it into my app.