skysight-inc/HackerNews huggingface dataset:
Super cool!!

I have a habit of assuming bad faith whenever money is involved, but looking at your pricing information, you're really just charging for a service...

and oh god, look at that mark up.

<section data-markdown>
<script type="text/template">
## Markdown support

For those of you who like that sort of thing.
Instructions and a bit more info available [here]
(https://github.com/hakimel/reveal.js#markdown).

```
<section data-markdown>
## Markdown support

For those of you who like that sort of thing.
Instructions and a bit more info available [here]
(https://github.com/hakimel/reveal.js#markdown).
</section>
```
</script>
</section>

That's cool.
A 7% average return across 50 years is very different from a 7% return year in, year out, because the former fails to account for generational risk.

You don't have the option of just withdrawing $0 on your "down" years.

p.s. if you can find a risk free 7% return on 500k, open a retirement planning business, become very wealthy.
Dropping 1/2 of your life savings after retirement into a single nest egg is sort of a classic mistake; one of the textbook things Not To Do when you read any introduction to investing. It's one thing to get flummoxed by handling options and other derivatives; the common wisdom isn't so common there for the novice investor. But stocks are relatively well understood. :-/

It's a real bummer for this lady, and I hope she can figure out how to manage her losses without drastically affecting her life, BUT she committed a classic textbook error in stock trading.
I think Dave has done a good job of retelling a relevant and timely story from his perspective. It's a cautionary tale to any potentially naive sellers of their businesses out there. I don't see this as complaining, but simply providing an additional lens on a oft-repeated tale of big co acquiring hot tech of the moment....there's wisdom in these words!
I don't really think you need enough so that you never need to work again to consider yourself financially independent. If you have enough to live for a year or two, you can be pretty independent. Yes, you'll have to work and earn some more money, but you aren't dependent on that biweekly paycheck, so you can be somewhat selective, and do whatever you want, within reason.

Also, if you are into minimalism, you can really live on quite a small amount of money, so that can reduce the amount of work you have to do even further.
I agree with your analysis :)
Bringing Erlang style pattern matching to Ruby
I read his book and if I got it right, he mean the poor rich.
Minbox Is YouSendIt On Speed
No to mention there's no such thing as low risk 7% returns. Maybe the S&P historically did that for a 15 year period here and there, but anyone telling you it's something you can plan on is either lying or a fool.
My mistake, you're correct. I still suspect he was seeing 1.0 though, so I guess he was just looking at the top 2 bytes of a 4-byte float.
Bitcoin or LR. Let them incur the fees to convert to their own local currency.
Hey Google+, this needs to stop
What percentage of people have over $1,000,000 worth of wealth? I've lived in NYC all my life and I would guess for most people their biggest source of wealth is nothing or their house, generally worth under a million.
One way of telling the story is this: as we keep traversing ever larger numbers, we can always find a pair of primes whose distance is less than 70 million.

The twin primes conjecture holy grail is this: no matter how big we go, we can always find a pair of primes whose distance is the minimal possible, i.e. 2.

So as sparse as these pairs become in the limit according to the prime number theorem, the likelihood of finding them remains always positive.
I have the same thing with weekdays, different colors though.
I've had no shortage of people looking for custom websites. Having a fully-customized identity throughout, warranted or not, is still very important to a lot of clients. You still integrate with third-party services, whether it's social media sites, blogs, or e-commerce--but even then, these clients want it to feel like their own, not some generic, off-the-shelf product.

Also, I've shown clients pre-baked themes to save time & money and they've been quite offended, or agreed to use one, but then ended up changing the theme so much, it was hardly worth the effort.
Nor did you calculate any interest.
I think you are misunderstanding what "complete analysis" means. As soon as one uses a heuristic like "don't move your king on move 2", one gives up the possibility of a full analysis.

For go (technically: the mathematical variant), we can fully analyze some endgames where there still are 40 or 50 possible moves without an exhaustive tree search. For chess, almost all we have are databases storing the results of tree searches, and little of that helps when looking at slightly different positions (example: let's say you know how to win with knight and bishop against a lone king. If I have an extra pawn, does that affect your first move?)
Let us not forget how Yahoo made Mark Cuban a billionaire.

Check out this almost $6 billion redirect, http://broadcast.com.

http://en.wikipedia.org/wiki/Broadcast.com
The problem of getting away from FAT (for Windows compatibility) and file permissions/accessibility with multiple users.
I actually thought he wrote $5 million and was nodding my head until I saw your comment. Oops!

Pessimistically, I know I can get 1% interest and easily live off $50,000 / year. Obviously, you would hope to invest in a much better vehicle, figure on paying taxes on your investment income, and hope you stay ahead of inflation.
Thanks for the quick reply. We considered bitcoins. What is LR?
When someone, rich or poor, makes a big bet involving individuals with a repeated history of deceit, that is greed.
I love that someone is actually testing database fault tolerance in public, instead of just assuming that anything with replication is fault tolerant...

Stateful distributed systems are really, really hard to get right. The only hope is to do a LOT of simulation. Not that testing is a substitute for designing things right, but no one is smart enough to be sure they've thought of all cases.

At FoundationDB we do this sort of testing millions of times over: http://foundationdb.com/white-papers/testing/

so that we can let people plug and unplug our servers at trade shows without fear (video): http://blog.foundationdb.com/post/50924738464/foundationdb-f...

and ultimately so that applications on top of our system face a somewhat less scary world.
I know. I personally suck at investments and I am sure I can do better in general. i feel like I can make money but no idea how to grow it. Def. need financial advising but not quite there yet :).
It's not just about right rotation, it's also about architectural differences: the AMD cards have more ALUs to work with.

https://en.bitcoin.it/wiki/Why_a_GPU_mines_faster_than_a_CPU...
Who devised RTML?
My family of 4 ( 2 adults, 2 kids) would spend about £24,000 per year, that's Northern Ireland, living fairly well on that too IMHO... I know this because I am fairly analytical about our finances since the two kids arrived, as we had to sacrifice one wage ( stay at home Mom )!
Web agencies that aren't able to differentiate themselves in the market will have a difficult time giving the right advice to customers about their branding...
See https://en.wikipedia.org/wiki/Odds_ratio for one answer. Another "single number" answer is generated by the class of tests that determine the statistical significance of an observation; see https://en.wikipedia.org/wiki/Alpha_level for more about this.

There are many other ways to accomplish what you're talking about. The biggest problem with your made-up examples is that they are just cases of "bad reporting."
My wife once told me that $20m was her "fuck you" number. Handbags man, expensive habit.
Top 5 Redis Performance Metrics To Monitor
Five critical Redis database performance metrics to monitor closely and build alerts around - e.g., instantaneous_ops_per_sec which tracks total operations/sec; so you can watch for dips and spikes that are not normal flow.
I have had a similar calculation in mind as others here: $4 million invested at a very conservative 2.5% return gives you 100k pre-tax to live on. Any returns above that will just grow the nest egg. That's pretty nice, and happens to be my retirement target.

When thinking about a startup exit, lottery win, or finding out that I'm a long lost heir to a fortune though, I'd like to be able to buy a house and start or buy a small local business (restaurant, cafe, club, etc.) with the $4M left over. In SF that probably puts me in the $6-8M range.
More that, if you were to never work again (and factoring in some reasonable age starting point) you would be able to live a lifestyle that matches someone who has a lower paying job.

$2M/30years => $66k/y.
I empathize with Dave here, people take one look at my last name and assume that I'm punctual and predictable.
An insult that is not being used in a logical argument is not an ad hominem, or a logical fallacy of any sort. It is just an insult. This is what I mean by the admittedly poorly stated "immaterial to the argument".

If I say "You are a doo-doo head, and you are wrong because of X, Y, and Z", then (assuming X, Y, and Z are sound of course) I have not committed a logical fallacy (though I have immaturely insulted you). The insult was not a part of the argument presented. If I say "You are a doo-doo, and therefore wrong.", then I am guilty of fallacious reasoning.

Things don't have to be fallacies for them to be out of line. We can criticize "You're wrong, and also incidentally--totally as aside, seriously--you're an idiot." without mislabeling it as fallacious.
Fun fact: 36% of Americans make less than $35k per year.
Google Glass Firsts
Do I have to take care of housing myself with this money?
Including SnapChat in here is interesting. I would consider it a perfect example of the novel interface and interaction being discussed, but it's also a perfect example of the potential for flash-in-the-pan.

SnapChat is exciting now, but will it still be interesting in a year? Or will there be a new novel interaction that everyone flocks to? Somehow Instagram and Pinterest have stayed relevant, but I think the article glosses over how hard it is to create something novel...and then not be discarded after the novelty wears off.
House in NYC under a million?
Felix Dennis is trolling you.
Okay, I am a bit confused. Right now, most startups are probably advised to make a good-faith effort to ascertain that their investors are indeed accredited. If they engage in general solicitations, then the bar is higher for ascertaining this. Correct?

If I wanted to message all my users and tell them to point their investor friends towards our AngelList profile, wouldn't that be public solicitation?
I wonder how the results of this poll break down for non-parents vs. parents (or those actively planning to have kids). I'm guessing the latter have significantly higher targets.
Youtube. Android. Applied Semantics. That L.A. co that became Adsense or Adwords. Google Maps, I believe. Writely (Google Word). That Israeli co that became Google Sheets. Somewhat Blogger and many more just for Google.
Prenda lawyer gets kicked off 9th Circuit case
Getting 5% (real) return per year isn't really "rather conservative."
I have experienced dramatic weight loss in recent years by addressing other issues. I agree with some of the statements you have made here, though they don't give a good idea of what you do think is true. I would be interested in hearing about that. If you don't want to do it in a public and openly hostile environment, my email address is in my profile.

Thanks.
How I Rediscovered the Oldest Zero in History
Timmy fell in the well? :/
The context I was referring to was the era soon after the Einstein-Bohr debates culminating in the Copenhagen interpretation of QM. This was an uneasy truce and the attitude at the time was "shut up and calculate" -- meaning shut up about the philosophic meaning and contradictions of the fundamental theories of physics and just apply them or flesh out the implications. This was fine until the late sixties when cosmology and black holes forced the issue of reconciling GR and QM, of which String Theory is one avenue taken.

Personally, I think String Theory is a dead-end. However in my original comment when I wrote that the current theories are incompatible "as formulated", I leave open the possibility that a mathematical reformulation, such as String Theory, may resolve the issues.

Personally, I think the problem will be solved by a new conceptual approach, on the order of Einstein redefining the meaning of space and time. I also think that it will come from someone outside of or on the fringes of mainstream physics, such as Julian Barbour or someone, like Einstein, just starting their career with nothing to lose on taking on such a grand challenge with no guarantee of success.
Not all guesswork is dignified by the term conjecture though.

Part of math school is to learn making and breaking guesses about things mathematical.

As noted elsewhere ITT, a conjecture becomes one when there's a community-acknowledged aura of moral rightness about it. So at the very least, a bunch of people have tried to disprove it and failed.
It's actually a lot simpler than it sounds:

- Create a new EC2 instance (Literally click "Launch instance" and select Ubuntu.
- Login and install any dependencies (sudo apt-get update && sudo apt-get my list of awesome packages i need installed)
- Go back to the EC2 dashboard and click "Create AMI" which is just imaging the server.
- I can't attest to the ease of ELB and auto-scaling rules as I haven't used them, but I would assume it's fairly straight forward - and there is a ton of resources on AWS to help you out :-)

Have fun!
I think that the primary element -- note that this is nontrivial -- for the next "big" social start-up will be dealing with the creepiness factor, as you mention.

I grew up with the internet and played video games (semi-)professionally. This means that I met a metric ton of people from the internet in real life so, in many ways, became used to the idea. But check this out; not long ago, I saw a girl in class and she subsequently showed up on my "you may know..." list in FB. I added her (I add just about whomever) and it took her a while to accept. I didn't really care, and we actually ended up being really good real life friends, too!

Only later did I find out that she asked a couple of people who I was and she thought that it was (and I quote) "kind of creepy" that I added her. I'm a pretty good looking guy with a good job that goes to a great school. So why the fuck is adding someone on FB (that I happen to see in class!) creepy?

Is it any more creepy than me just walking up to someone and saying "hey, girl, put down that cellphone and have a conversation with me." Obviously not. There is something, however, that keeps us from engaging online in non-anonymous contexts due to this perceived (and I would argue Western/American) creepyness factor.

Like I said above, I'm sure someone much smarter than I will eventually figure out how to solve this very difficult problem. The solution will probably entail geolocation, semi-anonymity, and perhaps ephemeral (that is, non-persistent) IRC-like chatrooms.
About 7% is the market average I often hear quoted, but I use the number 4% for guaranteed income. I know you can buy insurance annuities that guarantee about 3% and average 4%.

So, I would calculate 200k on 5Million. Planning to actually live off your interest means having to be super conservative, because, if, for instance, your first year is one of the bad years, your calculations will end up way off. Losing 20 or 30% and having to actually eat some principle would hurt a lot. That's why some people end up putting off retirement in bad years and get very conservative with investments near retirement.

So, I suppose someone could live off about 1 million at 4%, unless they have a medical emergency, but with minor inflation, I think you'd need to grow your principal to maintain the same level.
Minbox - a faster workflow for sending files
Well, most people are serfs, and poor. I don't think you can define "rich" as a population proportion. In a lot of places in the world 100% of people are poor. I don't think it's unreasonable at all to say people with less than $4 million USD are poor. Anything less than that and you're probably still well stuck in the rat race. One catastrophe away from ruin.
Yes, in fact that's what I do! The issue is I need to account for any new servers that might spin up later (hence updating the AMI).

I could also change the AMI's "user data" to run pip when the instance loads, but I'm not 100% confident it will always run without errors. I feel better doing it manually and baking it into the AMI. Personal taste.
That's not quite what "independent" means. It means you'll be able to live off the interest, and not have to work for money any more. If you spend the principle, then you can't make interest.
We have full-time staff allocated to this challenge, and still have clients that will pay us late. This is a fact of life in business.
In today's market, $1M gets you ~$2000/month.
How I built up the courage to quit a promising career with a six-figure salary
Three will sell you a prepaid sim with a 1GB allowance for £10.50. They have retail branches just about everywhere.

http://store.three.co.uk/Mobile_Broadband/Plans/Pay_As_You_G...
This happened to me on February 4th of this year. And Etel got to break the bad news to me as well:

"
Unfortunately it looks like the hypervisor that bean is on has failed. We were working with the datacenter technician and it seems that they had replaced the wrong drive which has corrupted the RAID volume.

We are unable to recover the system so if you have any backups or snapshots of that server please create a new virtual server from them.
"

Between a signup credit, and my SLA credit from this event, I wont need to pay them for over a year after my initial signup. Besides this event, I've had no issues, though I'd think twice now about how/if I store data on the service if I were doing any real computing with them (as opposed to just noodling around).
It would take you well over a million in assets to generate 5000 dollars of passive income.

And the higher the payout the less passive/safe it becomes (i.e., CD > Real state > businesses > web apps > ???)
> What's the difference between EC2 and a VPS for you?

For me it that restarting an EC2 instance deletes all the local storage. I have had good success just getting a big ass VPS, and running the database locally, and pushing text backups to S3. It is trivial to manage, and in the real world, downtime is more likely to be caused by configuration wonkiness than hardware failures.

You also have to have a huge amount of traffic to overwhelm a 24core / 96GB ram server. Why not put off the managing the complexity until you really are doing 10M page views per day?
Good point. If you valued a residual income stream of $5,000 at 10% per year, that would be the equivalent of having $600,000 in the bank at the same rate of return. That buys nice lifestyle in most places in the world.
Please share some details on this rather conservative 5%/year investment strategy. I'm very interested.
I like the spirit of this article, but I wish it put much more emphasis on explaining why/when you'd need this. Examples would be very helpful.
Suicide rates for Americans have skyrocketed since '99
Steve Jobs Laugh At The Idea Of ‘Intel Inside’ Stickers On The Side Of Every Mac
Guess we are next ;-)
Oh yes, you can live on it. The question is if you can be satisfied with it.

Well, you can live on it assuming that unexpected issues do not arise, plunge you into medical debt and render you unable to receive the best care you might otherwise be able to afford. That can cut short your "living on 35k a year" plan... A sad story many of those 35k/year Americans can likely talk about.

Given the option of retiring now and living off of 35k/year for the rest of my life, or continuing to work for several more years, I am going to continue working.
RethinkDB people, how does your database compare?
Maybe what he was selling would be useful to you? If I want to make money, and I want to do it by selling a product I thought made a positive difference to people, would it matter if I also built the company for an acquisition exit as well?
Ranking Linux distributions, and the decline of the traditional distros
Well managed mutual funds / etfs yield 8 - 12% per year long term.
US Senate: Don’t Punish the Startup for the Sins of the Outsourcer
creative thinking is like all creativity: improvisational shift-reduce combinations on memorized patterns. You combine this analytical intelligence with non-trivial amounts of categorical intelligence and a lot of hard work, you get creative thought in a technical field. It's rare because categorical and analytical intelligence are practically independent variables and you need a lot of both, otherwise you're an accountant or a musician/poet.
Google I/O 2013 - Dart: HTML of the Future, Today
How To Be a Woman Programmer
There is still a lot of creativity in creating a website. You can put up a quick website using a theme and get online for pennies, but would you really want your online presence to be a theme?
Is LLDB really the best debugging tool for iOS?
Is it even an algorithm though? It's so imprecise a rule of thumb that evaluating it as a failure or a success is utterly arbitrary.
Standard savings accounts usually give 0.5-0.85% for the first 200k or so. More than that, you should look at other investment strategies than standard savings accounts.
Circuithub introduces KiCad Support
LESS Tips and Tricks
All the tools mentioned in the article are mainly useful to the bottom of the market; low-budget customers can now put together something half-decent on their own.

If anything, this is GREAT for us as web developers. We've taken to pointing prospects to ThemeForest if we don't think a custom site would add significant value to their company. It keeps us from having to do boring & repetitive work, so we can focus on the fun, high-impact stuff.
I used http://www.codecademy.com/#!/exercises/0 to learn Javascript and I found it very easy to use and progress. The only thing I was lacking was the ability to apply what I was learning, but if you have an actual project and goals for your friend to keep in mind during the lessons, that might be really helpful.

Maybe just break down very small components of the application your building that you want this person to "own", and give them the tools of codecademy or whatever to help them learn how to build on their own.

Either way, it's very admirable for you to try and take this person under your wing and show them how to manage their symptoms productively. I'm sure they will have a great time!
After working as a contractor (Corp to Corp) for a while, I have realized that death and clients not paying on time is certain in this field. Yes, you can do many things to minimize it but total elimination is not possible.
Do you currently take care of your housing costs with something other than money?
Negociate the fees with your bank.

Also, wiring money within the SEPA zone is free: if your developer is ok for having an account in an European country, go for it.
Ah, F-You money. A nice house in the Bay Area is going to be expensive - either in mortgage payments or the opportunity cost of having $1m+ capital tied up in a house. Plus property taxes. And really, $1m is that much, especially when you consider good school districts.

If you're willing to relocate someplace cheaper, the number is going to be a lot lower.

It's really very similar to retirement planning. A 5% withdrawal rate should be sufficient to preserve principal, so that's a good starting point for the necessary math.
Given the sizes of those 2 companies. I'd vote for https://duckduckgo.com/ to be the ideal underdog.
It's hard to get even 3% these days for that sum.
The GHTorrent project