skysight-inc/HackerNews huggingface dataset:
In most marketplaces, the buyer pays the seller. In this marketplace, the buyer pays the marketplace and the marketplace pays the seller. Any business that engages in the transfer of funds between people is a money transmitter and needs a license. Escrow service has always been regulated.
How is this surprising? We've completely taken the free-market out of health care. The only way it will ever be solve is if we re-introduce market forces back into the mix. The other problem is all the government regulations that tie the hands of people that would do the innovating. That's one of the big reasons California is at the extreme. They continually add requirements to medical insurance that increase the cost. The solution is simple, let the free-market, ie us, decide what we want.
watching this really shows you what some of the lurkers on HN are like. I'm glad they tend to keep quiet on HN itself.
Why some languages sound faster than others
Me to my wife when driving in SV: Do you know Tesla cars? They are amazing!

My wife: No, I don't know about them.

Me: Let me show you one (in two seconds) here is one. Look how beautiful is that!

To find a Tesla in Silicon Valley you just need to turn your head up!
Don't... Bet... Against... Elon...
The thing people forget about Antarctica is that it's not a wild frontier. It's dangerous, it's cold, but it's also governed by a lot of very important international treaties about what you can and can't do there - and it's a major part of the global ocean ecosystem.

Basically: it's a terrible idea for us to go mining, drilling or terraforming in the Antarctic, and if we did, it would probably rapidly turn into a warzone.

Space on the other hand - other planets, or asteroids or whatever - are not like this at all. They are literally owned by no one, and barring some event where you crash something into the Earth, nothing you do on them will ever effect the livability of our planet. You really can go there and do whatever you want, on whatever scale you want.

Economically asteroid mining makes more sense, but if we acknowledge that scientific research is important then the old truism of our off-world rovers is still - afaik - full in force: impressive as they are, they take weeks to accomplish what a geologist with a shovel could do in an hour.
Forgive the unsolicited advice, but I think that's the wrong question. First ask yourself what you'd do with that information. Then think long and hard about indexing your money.

Read up on portfolio theory and you will see that it's incredibly difficult (some say impossible) to beat the risk adjusted return of the market (at least not on purpose). It turns out if you are not in many stocks - 40+ (the exact number depends on who you ask), then you are taking more risk than you are being compensated for.
http://finance.yahoo.com/q/ks?s=TSLA+Key+Statistics

Usually data from there is just parsed from the variety of forms that a public company has to file with the SEC, all/most of which are available to the public via a tool they have called EDGAR. Here's Tesla's filings: http://www.sec.gov/cgi-bin/browse-edgar?action=getcompany...

EDIT: also, congratulations :) ask a real professional, but if you're tempted to sell be aware your holding period and of the tax difference between long and short term capital gains. Also, if you want to sell tomorrow and re-buy, be aware of wash sale rules.
boy there was a lot of talk about bananas when i took a look.
TSLA options are also super weird and sketchy; around the expiration of the long-dated calls in January each year, there seems to be some magical push to drive the stock price lower for 1-2 days; then after the expiration, when I've been pushed out of the money, the price rebounds substantially. I gave up on TSLA options and am sticking to being long the stock.
Think Computer Corp v. Venchiarutti et al
This already exists. The Nissan Leaf emits some cool sci-fi sounds by default, and I heard a dealer mention it can be replaced with a large selection of sounds by specialized auto shops.
If you've been in Omaha for the past 6 months, you more than likely do not know what a Tesla is. Be wary of the echo chamber.
Why would this make sense for any country with taxes at or higher than the states, since you can write off taxes paid to foreign governments anyways? Yes, Singapore, Switzerland or Hong Kong, or any country like Afghanistan if you have enough power (Karzai), but for most of us?

Also, 640 a year is hardly more than an anomaly statistically.

I've been out for 7 years and haven't paid anything to the IRS yet, even without the FEIE I just deduct anyways. The only annoying thing is double taxation when I go back to the states on business trips.
> though likely very geographically localized.

Last week I drove from Sacramento to San Jose and it seemed as if the closer I got to SJ, the more Teslas I saw.
I had the same reflex.
For those that are solidly American (e.g. 3rd+ gen), what are their options of where to go? Or is the only way to marry someone of the target country or have millions to get an investor/monied-type visa?
Interesting! Thank you! I will try this out on my camera.
Brilliant! I've always had an idea in the back of my mind for a website that allows people to tell you "what they want". I like how you have the "as a" part of it, so rather than someone saying "I want this", they say "as a X, I want this". I think it prompts people to be more concise and clear about what they want.

But there are some obvious things to address...
- how to deal with malicious/unserious users
- how to organize the information in such a way that it's easy for entrepreneurs and "makers" to navigate to problems they'd like to solve
- make it easy for people to use this on the spur of the moment. people are best at telling you what they want on the spur of the moment, rather than having them think back to what there problems were

Some ideas...
- maybe you could do some type of language processing to keep track of how many times someone said "I want X". (you can't literally match the characters because there are multiple ways of saying "I want X")
- making it easy to use on the spur of the moment probably means making a good mobile version of this. (I don't have a smartphone, so I don't know if you did already)
- I'm not sure how this would be done, but I've always had the idea of having some sort of browser add-on where you have a keyboard shortcut for an "idea bar", so you could just press cmd+i, type in your idea/problem, and it'd be sent to a database/site like aswhoiwant.com. you could also keep track of things like what site the idea is coming from, maybe some stuff about the user etc. this might lead to more serious use.
EDIT: I like what _lex1 said about spam
- I've thought about it a little, and to reduce spam and increase seriousness, you'd probably have to make it less convenient. maybe don't show people the streaming list of posts. but it'd be good to show people a list of their posts along with how many upvotes they got. maybe there should be a list of posts that you could upvote, updated every hour or so. maybe one list for popular posts(with most upvotes for day/month/year), and another for new ones.
10 Successful Web Startups founded by HEC Alumni
>You can fuck "the right to bear arms" and change the laws.

You could, via constitutional amendment. There are 2 methods to do this, a constitutional convention (hasn't happened yet). Or the amendment can pass both houses with a 2/3 vote, and then be ratified by 3/4 of the states.

This is the legal procedure for changing the constitution. However, the anti-gun control crowd doesn't have anywhere near the support for this.

Ignoring the constitution and confiscating all guns via dictatorial fiat would result in civil war/mass uprisings that would kill far more people than currently killed via firearm.
Oh man... this reminds me of Gravitation:

http://macintoshgarden.org/games/gravitation-ltd-50

We played with this constantly when I was a kid.
When a company gets press like this, the amount of volume increases heavily.
That's several months ago. If it was a few days ago he'd probably be hearing from the SEC soon.
This quote makes me very happy :) There's nothing better than proving naysayers wrong. As if it isn't hard enough making something useful as it is without people betting actual money that you're not going to succeed...
Just rate limit (one word, two words?) to 1 per 30 (10 seems not enough, dunno) seconds and not allow more than 3 of the same strings repeated sequentially.
That's not the only way. Government based healthcare works very well in a number of European countries.
Quick google search turned up:

Penguin Computing: http://www.penguincomputing.com/Products/OpenComputeSolution...

Silicon Mechanics: http://www.siliconmechanics.com/c1345
Also don't forget - by the time you read the news about a company, the news has already affected the stock price (in the short term).

So in other words if you read big news the minute it comes out about a company, automated systems and institutional traders have already made their moves based on the news before retail investors have a chance.
I just think its useful to quickly be able to see an overview of someones career, but yeah, I agree, I wish it wasn't so spammy.
Couldn't you connect with fans equally well with some kind of "likestarter" campaign where you say "we'll only make the movie if we get 100,000 likes on Facebook"? That wouldn't shift financial risk to the fans.
Congrats Spencer! Really a great idea!
Up 26% after-hours almost certainly qualifies as a 'Tsunami of Hurt.'

Some quick math for fun's sake:

If the TechCrunch[1] article is still accurate, Musk owns 28.4% of TSLA. His paper-worth on this ownership this morning was $1.8B. If things stabilize at $70/share, his paper-worth tomorrow morning will be $2.3B.

A notional profit of $500 million in 24 hours isn't too shabby.

[1]http://techcrunch.com/2010/06/28/tesla-ipo-musk-shares/
Something like this used to work in Sim Farm too: buy and sell a piece of land and watch taxes grow until they flow over and you get a bunch of money instead of paying. If only this worked in real life :-)
My heart goes out to the poor Redux project maintainer. Can just imagine him a few months from now checking on his old email address that he's forgotten about and finding John's invite. Friendly reminder to everyone to keep your project contact info current.
If anti-authoritarian means "question[ing] whether an authority is a legitimate one before taking that authority seriously. Evaluating the legitimacy of authorities includes assessing whether or not authorities actually know what they are talking about, are honest, and care about those people who are respecting their authority." than the rest of humanity really are ignorant fucking sheep.
If the 2nd is intact, the 1st will follow. Not so the other way around.
False. Arkansas has fewer uninsured.

http://en.wikipedia.org/wiki/Health_insurance_coverage_in_th...
The future version of the coffee can exhaust pipe.
Range and price, both of which are pretty important, especially the second.
"whether you're going to use it or not"

Wat? This is the exact use case of insurance. It protects you should you need it, but ideally you won't.
There's a service called Dig my Data that will do some cool predictions and analytics from your Stripe data. Things like churn rate and revenue over time.

http://digmydata.com/
Remember that we're talking about recurring income streams. You get to start over with a new $10k each month. It's silly to argue about how the $10k/month is grown or spent. It's still several thousand dollars a month more than someone below the poverty line! We don't need to dig much deeper than that -- the differences are pretty clear -- but for reasons that I think are obvious, a lot of people making that much want to focus on how poor they feel after they've spent the money.

"Once you understand this, you'll realize that even with a low income, maximizing wealth creation opportunities is what pays off in the end."

This is another one of those silly things that people with large incomes say a lot. People making minimum wage will never, ever, ever be able to save at a rate high enough to make any sort of difference. Parables about hard work and austerity are fun, but they miss the point.

And besides, you're just completely missing the point. Of course you'll be poor if you blow all your money. Who said otherwise? The point is that it's pretty silly to say at the beginning of each month, "I'm struggling just as much as everybody else" based on the fact that you're about to spend all that you've earned on luxury goods and services.
Most of the people who can afford 100k cars (and/or who would be willing to buy 100k cars) live in SF, LA, NY, Boston, DC, etc. now. A better argument is that the total number of cars sold in those markets is like 1-2mm out of the 10mm US market, but even if Tesla just becomes Audi, that's pretty successful.

Another thing about high cost of living in places like that is maybe you're willing to spend 10% as much on a car as on a house. In Palo Alto that means you can buy two new loaded Teslas to go with your 2BR/1BA cottage; in the midwest, one used Toyota to go with a 4BR/3BA house on 5 acres.

(and Elon Musk's counterargument to all of this is that he's working on a 30-50k car next. I'm sure he'll deliver. The segment they're neglecting is the truck/commercial market -- there probably is an opportunity for someone (Textron? they make the new EV UPS/Fedex trucks) to make an awesome commercial EV platform, maybe with a CNG or LNG generator onboard. Whoever replaces with pickup truck and light commercial truck will have a next-Ford sized business, too)

http://www.npr.org/2012/04/02/149703488/oil-scare-turns-fede... is interesting
The commenter said it is the "best in every single regard" which is different than the "best whole package." Setting aside subjectives like whether it is the most fun to drive or the most convenient, it definitely isn't the fastest car, or even the fastest four door sedan (Audi S8 is one example of a faster similar 4 door). It isn't the roomiest, the Altima, for example, has more front/rear leg room (42.7/35.4" for the Tesla, 45/36.1" for the Altima) and more head room (38.8/35.3" vs 40/37"). It definitely isn't the best car for driving between distant cities in the winter either.

Tesla S is a great car, worthy of car of the year, great for many kinds of uses, and I really want one. But let's keep it real.
Agreed. Had the same thought.
Who is Aaron Greenspan?
Generally it just works.
LinkedIn has become the equivalent of spray and pray for job seeking. This article hits the nail on the head. They are more worried about monitizing >5 people who have viewed my profile than truly allowing me to connect with other professionals. I would love to see more dialog options. Groups ala G+ to partition personal info. There is so much more linkedin can be and they fall flat.
> That's certainly your privilege and right but surely you have to recognize it automatically makes any discussion of politics with you impossible or at least, deeply unproductive.

Why can't he have worthwhile things to say about politics even if he's given up on voting? Actually, I suspect he'll have even better ideas now.

> It's just that lumping them all together as equivalent seems so utterly naive and simplistic and wrong that why even bother discussing politics with anyone?

Tell me, what exactly was the distinction between voting for Obama over Romney? How would life be different now, had Romney won? Would it be better? Worse? Would Romney have done something to actually help with the economy, unlike Obama?

What about jobs then? Would Romney have "created" jobs better than Obama (as if jobs could be created by central planning anyway)?

Lumping Obama and Romney together as roughly equivalent is exactly what someone who sees things for what they are would do.
It's really not that simple and I say this as someone who works in health care. Doctors control how many new doctors there will be in any given medical discipline and they do this via accreditation, residencies and fellowships. You can introduce all of the free market forces and relaxed regulations you want but until doctors no longer control the supply of doctors you're wasting your time.
So... How much did you guys make?
It's a pretty useful tool if you are in a role where you network for a living - sales, marketing, etc. Or if you are actively are looking for a job and aren't in highly specialized niche with a talent shortage.

How could it be useful in a job search scenario? Let's say you want to work at X company and you have a friend, or a friend of a friend who works there. You ask them to refer you into their company, and since companies typically will favor internal referrals, you are more likely to get hired.

A large percentage of jobs are filled without ever even being posted online, so for most people networking is their best bet at landing a new job.

Unless its entirely unwieldy and you get tons and tons of emails from friends of friends who are hounding you all the time, then its pretty much common courtesy to help someone out who asks you for help on LinkedIn or otherwise.

Being contacted by recruiters all the time is another story, but thats kind of the trade off you make when you sign up for a free professional networking tool.

Don't want to deal with recruiters contacting you but still want to keep your LinkedIn account? Let people know you don't respond to messages on your profile and unsubscribe from emails or create an email filter. Or even just filter out emails from the word "recruiter" & LinkedIn and that will probably catch most of it.
If the PR (making the tech community aware of the problems with CA's MTA laws, getting the VCs to stop ignoring it, and perhaps getting the legislature to reconsider how they treat startups that try to get licensed) is more important than the result of the suit, you wouldn't want to bankrupt yourself over the suit.
FWIW I do have a strong majority of portfolio dedicated to index funds, and have automatic investing set up for those funds biweekly. But there do come times where I see a company, and after some due diligence I do see as a company I believe in and see prospering in the long. Tesla is one of those companies so I bought a fair amount 2 months ago.

Regardless of solicited or not, I do agree with your advice and if nothing else, hopefully readers who fear to ask such questions gain from friendly advice such as yours

EDIT: grammar
Ask HN: Will anyone be buying Tesla stock when the markets open tomorrow? I'm wondering whether its a good investment moving forward?
The BMW M5 (an example of exactly what the Model S is competing against) already does this, because the interior cabin is so well insulated that you can't hear the turbocharged V-8, and owners want to: http://reviews.cnet.com/8301-13746_7-20111031-48/bmw-m5-gene...
The point is, you're forced to pay for the government "insurance" (which is actually called insurance, although it's not actually insurance), even if you have private insurance on the side that pays for most things the government insurance would, and more. Thus, "don't need it".
The name.com sample data HTP showed in their log by querying the database was real. Source: I work for one of the companies they used as sample rows when querying the name.com DB. Our head of ops confirmed that the hash in the HTP log was indeed the MySQL 4.1 PASSWORD() unsalted hash of our password at the time. name.com is kind of generous with the term "encrypted" in their email.
You could at least have recommended a http://litmotors.com/c1/
houseSYSTEM failed -> Sue Facebook

FaceCash failed -> Sue Facebook + everyone

Aaron got rich by filing a frivolous lawsuit against Zuck, might as well try it again, huh? This time with even more victims.

Building successful companies is hard, let's go lawyering.
ID, an easy to use OpenStreetMap editor in JavaScript
All true and valid, but I still want to know the economic value of building a colony on Mars- is there anything worth mining there, and not only worth mining for Mars use but worth commerce with Earth over?
2) is on the spot. As soon as you introduce an abstract that is one step removed from money, people are more willing to gamble with that abstract. This is true for everything from credits to casino chips and from stock/shares to options and derivatives. Also, the word "willing", in this context, is actually an intended pun, since this happens on a subconscious level.

There is a lot of literature on the topic; some pieces even establish a tie between that notion and the most recent banking crises and scandals. For example, stock options are not just one step removed from currency, but at least two or more.

Interesting stuff indeed.
And, as a consequence, our doctors got paid much less and the state-owned insurance companies are still hemorrhaging money.
Hyperbole much?
The model S is a great car. It has a great combination of features. But aside from maybe its dashboard -- I can't think of a single attribute where there isn't a car that specialises in that to beat it. An M5 is faster, a 911 is better looking, a Hilux has more towing capability, a Tarago has more passenger space, a ft86 is more tuneable, a Camry is cheaper, etc, etc.
I can't imagine this not squeezing. The short interest would take 7 days at 4 million shares a day to cover [1], and is about 45% of the float, assuming people haven't been covering for the last couple of weeks. Many of the shorts were opened when Tesla was trading around $40. I am really interested in seeing the updated short interest data from Nasdaq, which will be released tomorrow. If those numbers still show big short interests, expect big banks to hammer the stock up. I sold some shares for a little over $70 after-hours.

[1]: http://www.nasdaq.com/symbol/tsla/short-interest
This strikes me as an example of an unnecessary/premature optimization. Unless you know that your product will need to deploy on an unknown variety of server environments, there's no advantage in taking the extra time to 100% abstract away the server environment.

And really, how trustworthy is that abstraction? You've basically outsourced responsibility for your server environment to your language community. What if they create a bug that is exposed on Debian, but not on OS X?
And my heart attack bill in Canada is $0.
Meditation, which takes a longer route to the psychedelic states, can also help and has less stigma attached to it. Something to consider at least.

By its very nature, the practice (such as Vipassana) involves not becoming attached to rising stimulus, on a moment-to-moment basis. I can tell you from personal experience, someone who is habituated to be sensitive like your brother, will have a difficult time with this. Further, there's nothing you can do to make your brother do this practice.

The thing about well-guided mushroom and Ayahuasca experiences is such that you learn what it is like to not be sensitive to arising stimuli, and as such, seek out practices like this. (Though there are other things going on too). If you are serious about looking into using psychedelics for therapy (possibly when your brother is older), it may be something to do together rather than throwing your brother out into the void.
You can't say that all government regulation of healthcare is a bad thing. It literally saves lives.

If healthcare was left as a completely free market I dread to think how many people would die as a result of cut corners and rushed diagnoses.