skysight-inc/HackerNews huggingface dataset:
I agree mutual funds are less tax efficient. However, they have an advantage of trading at NAV, which means you don't pay a bid-ask spread when buying or selling.

According to The Bogleheads' Guide to Investing, the January 2001 issue of The Hulbert Financial Digest stated: "Among the 160 or so newsletters the HFD monitors, the market-timing recommendations of only 10 have beaten the stock market over the last decade on a risk-adjusted basis."

So statistically there are very few newsletters with a good track record. And assuming you pick one of the few that beat the market over the past decade, you have no guarantee it will continue to do so. Past performance is not an indicator of future returns.

I'd much sooner use ETFs than individual stocks to achieve tax efficiency. VT holds 4871 stocks worldwide in capitalization-weighted proportions. It would be too unwieldy to get this same diversification by holding individual stocks. And I'd argue that you really do want this much diversification. See The 15-Stock Diversification Myth:

http://www.efficientfrontier.com/ef/900/15st.htm

What you describe with selling the losers and buying similar stocks to replace them is known as tax-loss harvesting and is possible to achieve with ETFs as well. For example, you can hold VTI+VEA+VWO instead of VT, and tax-loss harvest into SCHB+SCHF+IEMG. It may not be as effective as with individual stocks. But I'd argue you it's hard to find a direct substitute for an individual company, so you take on more risk that way, whereas it's easy to find a nearly-perfect substitute for a broad ETF.

Overall, your strategy of holding individual stocks may work out very well for you. I just think you're taking on disproportionately more risk for the amount of gain you hope to get compared to an ETF-based indexing strategy. Also, I'm not sure how long you've held your portfolio, but we've had a strong bull market for the past four years and even VT has gained ~45% in that time:

http://ycharts.com/companies/VT/performance
"It is well enough that people of the nation do not understand our banking and monetary system, for if they did, I believe there would be a revolution before tomorrow morning."

Henry Ford
Kenny Kellogg: Six Links on Saturday Morning
We failed our 1st iteration
There's a common belief in Poland that the very same goods (down to package/barcode) sold in countries west of it (Germany in particular) are much better in quality than the ones sold domestically. It's especially common when discussing cleaning chemicals - people believe that local products are diluted, or sth. I don't know whether this is a case of "grass is greener on the other side" or it is based on reality.

(And there's one exception to this I've heard of - some people believe here that Lipton tea brought from US tastes much, much worse than one bought locally ;)).
Owner of Cyberbunker arrested for Spamhaus DDOS
The idea of borrowing to buy a car is a ridiculously bad financial decision that most car buyers make. There are some exceptions (such as if you absolutely need the car for your business), however in most cases people would be way better off in buying a cheaper second hand car.

There are countless other examples. It annoys me greatly when people in the US state how the "cannot live on less than $100k per year". And these same people have no money saved in the bank. So they earn a very high salary and are still living month to month. Incredible.
To be clear, bitlbee sits in between chat services (like AIM, ICQ, qq, various xmpp-based ones like gchat / facebook chat) and your irc client.

MSN/AIM/qq/XMPP/etc <-> bitlbee <-> your irc client

so you tell your irc client to connect (typically) to localhost where bitlbee is running, and bitlbee acts as a bridge between your irc client and various chat services all at the same time.

It's the bee's knees.
And if people browsed the web with w3m, they could even use it easily in input fields such as this one :)
Like passing retroactive bills so its "not illegal".
(not saying this one is just that but they have done it in the past so the telcos didn't get sued I believe)
Siblyback Lake Walking Route
Z-axis "elimination" due to the projection on a 2d plane makes it look like a triquerta[0] (really a trefoil knot[1]) on those shots, except there are three loops, not one.

[0]: http://en.wikipedia.org/wiki/Triquetra
[1]: http://en.wikipedia.org/wiki/Trefoil_knot
This is mechanical transistor. I'm looking forward to a Turing complete machine based on triple gears.
> I appear to be stereotypically female: I'd rather talk about make-up than Tolkien

What's interesting is the majority of fantasy readers are women (in fact, the majority of fiction readers in general). I know a quite a few female lit geeks who care about Tolkien (or Harry Potter) but not particularly about technology.

The definition of geek is pretty vague at times. I've met socially awkward geeks who are obsessed about one thing and incapable of talking about anything else; and then I've met socially awesome geeks who have a burning curiosity about everything and just talking to them makes you feel amazed at the sheer wonder and variety of life.
> travel a lot. That takes money.

Not at all. If you talk to a few dozen people who "traveled a lot" before they turned 30 (including me, the person to whom you're replying), the single most common thread in all those stories will be how cheaply they did it.

Life on the road costs ~$500/month. Life in an apartment costs ~$2000/month. One of the simplest ways to save money when you're not working is to ditch all your possessions at home and go find a nice cheap tropical beach to park it on.

Having "retired at 30", using the author's definition and a similar methodology, you'd be surprised at how much living I did along the way and have done since.
The author seems to lack the technical background to write about the topic.

All IRC messages are simple strings in the augmented BNF representation.

He does not know what a formal language is.

The difference between a command and a message is just the prefix that you type in the client. Any message that you type beginning with the "/" character is interpreted as a command.

He is confusing the IRC protocol with a user interface now.
His inability to focus sounds like ADD. I thought all the college kids were doing Adderall these days. I'd recommend getting some counseling for that, plus the depression and anxiety. I wouldn't be too worried. Grades != work. If he's a CS major and can program his way out of a paper bag, he should be able to find work easily.
This post seems sincere, but insecure. I'm a bit concerned that someone in support needs to ask so many questions...

This is where a queue of support tickets and a knowledge base would really help out I suspect.
Except there is no regulation in the USA.

You think there is regulation but congress has defunded all inspection so it barely happens.

That fertilizer plant that exploded was last inspected in the EIGHTIES.

It's just that lawsuits are easier in the USA so that might cause food manufacturers to behave better.

Plus I am starting to see food and supplements now made/grown in China on the shelves in the USA. So how much regulation you think each batch gets? I'd guess something close to zero.

But when congress needs to fly home, well then they will fund things like air-traffic controllers so they do not have to wait on the tarmac like everyone else.
If they sold a version with only 10 SoCs perhaps.
Some solidcoin folks have some (seemingly) irrational beef, but 77Gbit/s?
> I guess I am the only person in the world still using Winamp.

Well, one of the 30 million people still using Winamp.
This reminds me of the South-Western pact decades ago to support western projects in exchange for their votes on civil rights. Happens all the time, but impressive that people actually caught on and linked these two.
$500/month? But a simple train ticket that takes you 600km away will set you back $100. Here in Europe at least.

And I probably spend $500/month just on food and caffeine.

Hell, the basic government fees (insurance, pension etc.) to keep my sole proprietorship running costs me 300 euro/month. I really don't see how you could live on the road on $500/month, you're making stuff up.
Rotating "on call" around sprint cycles, for example, has a lot of potential IMO; as engineers we need to have not only a solid understanding of our product and technology but also of our customers - how can we build the best product for them without having some empathy with them?

One of the greatest joys for me in my day to day job is problem solving for customers and colleagues. The satisfaction I get from helping someone is almost second to none; there's also the added benefit of the customer feeling valued and the company coming off as one with great service. Another part of the interactions is honesty; explaining what an issue is to a customer or colleague makes them feel cared about as well, and builds a lot of trust. That relationship can really help you get through tough times; a happy, helped customer is a loyal one. I've had one or two customers at a past employer who have said that I was the only reason they didn't drop us.

Having said that, it can be a huge time-sink and I wouldn't recommend mixing "support" with "feature" work; inbound communication is highly disruptive to concentration, impossible to estimate and if there's a lot of it it can overwhelm a developer to the point where they don't get feature work done and will, I guarantee, start feeling crap about it.

I would personally advocate a "Business As Usual" team working in a Kanban style to handle piecemeal support and technical issues, with perhaps a small, non-critical feature project bubbling in the background, balanced with feature teams working in sprints, with a healthy team rotation; it will keep your engineers fresh, interested and engaged with customers and the product.

/my 2c
Unrelated sidenote: Posted the exact same thing about half an hour earlier (https://news.ycombinator.com/item?id=5617110) but didnt get an upvote. Not that i care since i rarely submit new stuff, but HN is strange sometimes ;)
The later you can discover that you're smarter than someone else, the better. You're not alone in being at a disadvantage for discovering this at a young age. The humility that results from the awakening is jarring, but with some work you'll turn out just fine despite the initial discouragement.
Show HN: zipasaur.us, a simple postal code API
The success of this totally depends on price. Each audience I asked at the end of my presentations "who would buy this?" As the price got down to $200 literally every hand went up. At $500 a few hands went up. This was consistent, whether talking with students, or more mainstream, older audiences.

$500 standalone and $200 with some kind of carrier contract? (or is glass meant to be an accessory to a phone? maybe the battery would be inadequate to take on many of the phone features?)
You will agree when I say that being a male or a female is not really an advantage or disadvantage. And that either gender should be allowed to pursue whatever they like. If the teacher, society and everyone else in the world says to your little one that she cannot do it, you say to her she can. Because she can and your gender doesn't matter. And when you start telling your daughter that she can, that is one less person in the "society" who says she can't or shouldn't. When you tell your daughter that there is nothing that a girl or a boy cannot do, your daughter will grow up to be one more impartial member of the society.

And I think you will agree with me when I say that it is better to have a public repository, if you want to learn(unless ofcourse github wants female programmers to become closed source programmers). By handing out a freebie to the girls, you are telling the boys the exact same thing which your daughter's teacher told her.

We don't want girls/boys to become programmers, we want them to become whatever they want to. Having promotional activities for females may send a wrong impresion about a particular field to boys - who are also as human and as impresionable as the girls are in school. How many boys do you think take up engineering, just because it is seen as a manly branch and the society expects them to? I would argue many and that is a massive disadvantage to the boys who want to pursue something else.

We should aim at leveling the field instead of providing some people a helping hand at the cost of others. If helping girls take up CS is done by having girls-only CS colleges, free tuition for female CS students or free course material or as in this case free services based on gender, I will say stop. Because boys who are thinking of taking up CS will cry foul. What did your neighbour's son do to not deserve a free github private repo?

Instead, try changing the society. Tell your sons and daughters they can do anything. Tell your students that gender means nothing. Tell the teachers at your daughters school to back off and complain about her to the school authorities.

To be honest, I have no idea if that will work. But what I do believe is if you start handing out freebies to someone based on gender, it will poison the well for the boys, who will cry foul. It wasn't their fault they were born as boys. Equality - yes. Preferential treatment - no.
You can just show the menu on mousedown and activate the choice on mouseup. This supports both the case where the user first clicks the menu button and then the choice element and the one where the user holds down the mouse button over the menu element and releases it over the choice element.
Samsung Galaxy S4 - The Ultimate Android Smartphone
There's a similar passage from Pope's "An Essay on Criticism that I'm particularly fond of and I think illustrates the kind of hubris the OP was suffering from:

A little Learning is a dang'rous Thing;
Drink deep, or taste not the Pierian Spring:
There shallow Draughts intoxicate the Brain,
And drinking largely sobers us again.

Fir'd at first Sight with what the Muse imparts,
In fearless Youth we tempt the Heights of Arts,
While from the bounded Level of our Mind,
Short Views we take, nor see the lengths behind,

But more advanc'd, behold with strange Surprize
New, distant Scenes of endless Science rise!
So pleas'd at first, the towring Alps we try,
Mount o'er the Vales, and seem to tread the Sky;

Th' Eternal Snows appear already past,
And the first Clouds and Mountains seem the last:
But those attain'd, we tremble to survey
The growing Labours of the lengthen'd Way,

Th' increasing Prospect tires our wandering Eyes,
Hills peep o'er Hills, and Alps on Alps arise!

Also, "Before the gates of excellence, the high gods have placed sweat" -Hesiod

I've had similar issues as the OP, though at university I accepted lower marks than I could have gotten because I simply didn't want to go to class. I could learn the material on my own and use the time-savings to learn other things I was interested in. I almost always made top marks on exams, so it wasn't an issue (unless attendance was mandatory...)

I met a few people that had screwed off in High School, but for some reason had decided to take College extraordinarily seriously. I realized that for other people, material that would take me an hour or two to learn would take a solid 8 locked in the library.

As it turns out, after talking to some of these people, the problem wasn't that they weren't smart. It's that they didn't know how to learn, or had some misconceptions about what learning entailed. I've watched people slog through upper-level math classes by trying to memorize the relevant material, when they could have understood it in half the time, if they'd approached the material with the right mindset.

For a while, I was the OP. At least until I realized that if your goal is to beat your peers, or measure up to some arbitrary external standard, you probably won't. Even if you succeed, you'll make yourself miserable trying. On the other hand, if your goal is to learn, you'll do it. You might even stand a chance of beating out your peers. Unfortunately, something a lot of people don't understand about learning is that after a certain amount of effort, it just takes the amount of time it's gonna take. You can't really sit down and say "I'm going to learn x in y hours" and not be disappointed much of the time. Sadly, the education system all the way through College makes it seem like this is so.
Interesting he feels so strongly about that... but then again, he always kinda does. Not sure what to make of it. I used to follow Scoble's blog back when he was evangelizing for Microsoft, but he's abandoned his mediums so often and so vociferously that I sort of lost track. Is Google Plus his latest platform now?

Personally, I'm consciously trying _not_ to get stuck with a single company's ecosystem, so a lot of the advantages Scoble mentions simply don't relate to me. But then again, I never really ventured past search and Gmail... is the rest of Google's services really that good to justify buying into?
Brave of them to disclose it's just the user-agent they are filtering.

It's not possible to inspect the user-agent via the linux firewall (iptables) is it?

I guess you can use this if your iptables supports string matching

--string "useragent"
Every commenter on this thread is a fking loser. WINamp has been dead for years and will never come back.
Random thoughts - just in case the OP is around:

* "It was an insult for me to think that I was ever anything like them" - No it wasn't. At the very, very worst it was a mistake. And everybody on the planet makes 'em. Mistakes, especially mistakes in your teens and twenties, are rarely fatal ones. Failing at something sucks, and can feel ghastly, but things usually get better again. I'm in my forties now. A bunch of my friends who are well off, successful and happy now had a shitty time in their twenties. They dropped out. They went insane. They failed their degree. And later on they found something they were passionate about. They found a balance that let them live with their mental illness. They figured out how to study and went back and got their degree. Bad things happen. They seldom last.

* You sound really, really stressed. If you have friends you can talk too outside of the university / finals environment go talk to them about this. Especially if they're a bit older and have been through this. They'll have a different perspective that you may find useful and reassuring. I'd also really consider going and having a chat with your tutor and/or the counselling service your university provides. Doing this isn't failure. Doing this is acknowledging that there is a problem and starting the process of fixing it.

"The students who obtain top grades in classes have an ability to focus like no other" / "Under pressure, they excel where I break" - Handling pressure and being able to focus are habits and skills as much as they are innate gifts. But they take time to acquire. Like becoming physically fit it's a task that takes months and years - not days and weeks. They are things you can get better at - no matter where you are now. Keep trying it will pay off in the end.
> Now let's assume a hacker breaks into their system and downloads a full dump of their database. Now that hacker has many (hundreds? thousands?) of key photos matched directly to addresses and likely tons of other PII.

In theory, they could encrypt the data with a public key before it ever hits the database (or any other permanent storage) and ensure the matching private key is never stored on the same computer.
Wasn't Robert Scoble The Great Antihyper? Everything he hypes will eventually fail?
I find it interesting that social cues like flipping the glasses up while in the bathroom are becoming normal.
>>or is glass meant to be an accessory to a phone?

I ask myself the same question. It would make sense to connect via Bluetooth and let the phone do the heavy lifting (utilizing the available cores and the faster data rate). I am so looking forward to Glass, but I don't want another smartphone with another contract.
WebPie is a JavaScript version of the same: http://www.markusfisch.de/

It's smoother and more responsive than the jQuery plugin mentioned in this thread.

And, of course, the site above has the incomparable PieDock for Linux/BSD.
Why is the picture quality so bad?
Some observations:

From what he wrote it seems to me like he only gauged the reactions of technically-oriented people. Of course tech people are going to be pretty excited about this, more-so than the average Joe.

He also seems to feel very very strongly about this. I don't think many people feel the same strength of opinion towards Glass.

He's right about the price. If they could cut it down to subsidized-smartphone levels, people will be more open to trying it.

It's certainly cool and most people will probably think so (hence everyone wanting to check it out), but thinking it's cool and actually incorporating it in daily life is very different. Of course Robert is an early adopter so he was more open to the notion of having something like that on his face at all times, but I don't think many people will be as open to it.

He notes that its a more social device because you don't have to look away to use it. Well, I've also tried Glass and you do have to look up and to the right to use the device. The actual display is in your peripherals so if someone is talking to you and you wanted to use Glass, they would most certainly notice because your eyes would drift to your peripherals. I don't think it'll be too different from pulling out your phone from a politeness standpoint.
That is not how I write plain-text email, and I don't think most people do either.

I write links in plain-text emails as: www.example.com/awesome-video-of-kittens.jsp?referrer=whatever

Note in particular that I don't put http in front, nor do I provide an alternative title.
That's because Lipton is terrible. Seriously the lowest quality and worst tasting tea I have ever tasted anywhere.
Presumably they disable the alarms before the guards open the doors, and enable the alarms when the prisoners are unsupervised. Like how you enable your house alarm when you leave, and then disable it when you return home.
Finding Life-Work Balance
After long battle, Uber becomes first taxi app to get approved in New York City
> 1. I will never live a day of my life from now on without it (or a competitor).

This seems like a massive statement.
It's an accessory to a phone.

It uses bluetooth primarily, but additionally can use WiFi for network communication.

It does not have 3g/4g nor require a SIM or contract.

Think of it is a bluetooth headset that happens to have a camera and display, and additionally WiFi (for helping to upload those larger files).
"Geek" is not synonymous with "programmer" though. There are plenty of girls who are band geeks, or literature geeks, or even science geeks (especially in biology). They're just not computer geeks.
IN case of cleaning chemicals, they seem to dilute in Europe from west to east… germans think theirs are diluted and by in spain.
Indeed. From what I can tell it seems that your post is actually taking aim at Java and it's ecosystem and how Maven embodies that more than against Maven itself.

You're framing it as an attack against just Maven though..
As far as G+ is concerned, I find Facebook much more useful than G+ for all intents and purposes (photos, groups, messaging, news, everything I find is either better or more useful on Facebook; more useful in the sense that my friends actually use it heh).

YouTube has great content but the design has changed for the worse in my humble opinion.

Maps is top notch. Really a modern day beauty.

Calendar is pretty useful, but nothing you can't get from some other provider.

I prefer Dropbox to Google Drive. It performs better, has a better UI, is more intuitive, and I admire the company itself as well as Drew (founder), so I stick with Dropbox (oh and the 50gb free that I've amassed helps too!).