skysight-inc/HackerNews huggingface dataset:
The 1076 for the procedure and 300 for the visit were the full billable charges for those codes.

If the insurance had covered them at their contracted rate, the provider would have received probably about 250 for the procedure and 50-120 for the office visit.

Because it fell within your deductible, the initial bill to insurance would have been denied payment and sent back with "patient responsibility" and the 1376.00 would then be your problem. Since you don't have a contract with your provider he tries to get the whole thing.

This is where you can discount it with negotiation.

I am a medical provider, I believe that transparency will help the situation. I also believe that prices should be within a 5-10% window of each provider instead of a price variance of 100-400% depending on secretive contracts.

Unfortunately even providers have been trained to game the system to maximise profit and productivity. It is common to hear surgeons talk about complicated patients and tell them to see a university guy because "frankly its not worth the time and effort" when they can get low hanging easy fruit that pays better/unit-time with less liability.

I'd like to hear what the poster thinks he should have paid for his office visit and 5 minute procedure.
http://noexcuselist.com/everything See the "Languages" section.

I've used duolingo for Spanish review; it's pretty good. Honestly the best thing about it is the UX: you get little bite-sized exercises you can go thru as fast or slow as you want, review, etc., so it's easy to squeeze into a 10-20min/day block. The main weaknesses are a) the examples are arithmetically generated so sometimes you get "My horse only eats milk" or something as an example sentence (it's usually pretty good tho), and b) you don't get a deep grammar review, it's just lots of little examples & practices. The latter point could be seen as a "pro" depending on your learning style.
Dictionary of Numbers, Putting numbers in human terms.
True, will have to change this.
Mention it in your cover letter when you apply and pass it off as a strength, not a weakness--show what you, from your experiences with your stammer understand about using web development to communicate with users that other developers just wouldn't naturally understand.

Then, when you go get invited for an interview, make sure you control the variables of the situation beforehand: remind the person who schedules the interview that you have a stammer and ask if you can bring a tablet computer to use to help communicating with the interviewer (or something similar that would work). If you set the rules for how the interview proceeds beforehand, it should give you control of the situation and show that you are in control of being able to communicate and work successfully despite the stammer.
also, you need to measure and test to know whether it worked, and thus to move quickly on to the next problem. If you can't demonstrate that a problem is solved, you'll likely be told to keep working on it long after it stopped being the most pressing issue.
There's tonnes, but almost all are over promising and under delivering.
Could you try out something I've modified to work on canvas on Firefox Mobile? Are you driving the standard HTML orientation variables?
http://ljd2.com/nemesis/indexcanvas.html
> This plugin evaluates current selections.

So other than evaluate the "current selection" what does this plugin do?
Excellent! The $6 / set for the first run, if he sells all his sets, is precisely what I just had computed.

(I just love the article by the way).

But I've go not idea how he arrived at $11.37 / set, can someone explain this as if I was a five years old? (but a five years old who could compute the net to be $6 in 20 seconds ; )

What I also understand is that if he prints more than the first run, then his $1500 design, $69 domain ($69 for a .com WTF !?) and $150 for coding+shopify integration do not need to be taken into account anymore. So if he sells his entire first set and make +$2000 / $6 net profit per set, then on his second set he would make about $11 / set for the second run. Is that the $11.37 !?

I take it the marginal cost is about $9 (you still need dice, papers, stickers, etc.), but you don't need design + coding + domain name anymore.

(btw I'm a dev, not an economist / accountant / whatever)
tsuan: I'm recommending you left, right and center :)

One request please: could you make your login form save the password?
Depends. I don't think I have ever actually heard anybody say something like "if I don't do this, I'll eventually die", without some humorous intent. I had to read the post a couple of times to convince myself this wasn't the intention here.
Steve Jobs apparently had horrid BO (not sure about his affinity for cat murder).
I did. I got charged, I'm still trying to sort that out with Amazon.
Wow kind of surprised by this. I worked with a project manager who stuttered...and his job was literally to talk to clients. Also worked with a tech lead who stuttered AND spoke in a heavy chinese accent...and he would give 2 hour lunch and learns and no one batted an eye. Anecdotal of course, but I'd think software would be the one place where this wouldn't be a problem. Sometimes I feel like business analyst and technical analyst have jobs solely to communicate for engineers lol.

Anyway maybe during interviews you should tell the interviewer that you are stuttering because you are nervous due to the pressure of the interview and that your communication skills are improved around people you are comfortable with/relaxed environments.
Sorry, let me be clearer. What I may believe to be an obvious problem may not actually be a problem for customers. What may be an obvious problem for customers may not be an obvious problem for me. Intuition is often wrong.
Rendering Soap Bubbles
Thanks, and good to know it's more than dangling carrots and lost appetite. Although I wonder if injected brains is an effective treatment for mouse depression?

"...all mice were housed in individual cages for 2 months in a single room prior to testing."
The toughest part about starting a business is refusing to give up.
Yes

The consultation looks much more overpriced than the procedure.
To be fair, there's something about hands-on learning that some people enjoy or even require to learn best. Even as a fairly experienced gardener, I'd relish the opportunity to spend a little time learning from someone who farms for a living, as long as it's not too expensive.

Books are good too, but nothing beats getting out in the garden and watching an experienced gardener do the real thing.
Another Android Markup Language (a very simple one)
Legitimately, no one can or should refuse to hire you or give you a raise for the quality of your work due to the stammer. That's outright discrimination. But as you've seen, that's how some jerks act when they know they can take advantage of you.

There was a brilliant invention I saw a while ago that replays your own speech to you at a slight delay through headphones. This forces you to listen to your words as you speak and so you slow down to catch up to it. Over time, this improves your speech to a point where you may be able to leave the headphones behind and speak without aid.

I wish I knew what the invention was called or even where it's available, but hopefully someone here has heard of the same. This is the only device I've seen so far to actually cause near-instant improvement in speech.
Perhaps the hacker community could come up with some alternative solution, similar to bitcoin in finance, to try to force out the non-transparent pricing? ;)
Right. Like it was higher 3 weeks ago. Or 3 months ago, or a year ago?
Those rich Valley workers, with help, are funding the core tech development and manufacturing capacity that will lead to lower prices for the rest of the world.

The government didn't need to give tax credits for PCs because they directly funded much of that research via research grants and there were more immediate uses for PCs in the corporate and military world. Corporations aren't about to buy fleets of electric cars.
Props for asking for advice! Good luck!
At first I thought this was a parody of the other guy complaining about $115K a year. Then I saw it was serious. Perspective, eh.
Just use a large pot, or the sub-irrigated kind mentioned above. Don't go for the hanging ones—they're messy and don't work as well.
Particularly, Bristol and Bath, Oxford, Reading, Manchester/Warrington.
Why isn't this insurance fraud? If I got into a car accident and the mechanic told me it would be $7k with insurance or $4k in cash, isn't that fraud? (Note: I know mechanics do this, just curious why it's legal)
Yes, tests are a good way to ensure the behavior of invalid cases stays consistent.
3 Steps to Making A  Hires that Fit
In short, identify the problem, solve it. Not, choose a technology that you like and hope it's going to solve your vaguely defined problem.
Might I recommend lorem ipsum to paragraph. paragraph paragraph. paragraph. ?

It gives a more meaningful look at how a paragraph would actually look.
Slightly off topic, (Sorry OP) but as an 18 y/o with quite a bit of freelance/past experience, does £20k starting sound good to you?
Want to build tools to engineer Biology? Learn how to write tools to build DNA, do test-driven development of new organisms, and simulate life! Apply for an internship at Ginkgo Bioworks.

https://resumetracker.com/jobs/view/83
Thoughts on the US Chamber's forum on cybersecurity policy with Rep. Mike McCaul
Ask HN: Why is it so hard finding a Freelancer?
I've been looking for someone to build a site for me and after emailing a dozen people, I've gotten no responses.

As a non programmer or a non billionaire, it seems like it is extremely difficult for average joes to try to get their idea built without resorting to the race to the bottom sites. ie: elance. Why does it have to be this difficult? I can't imagine that developers are so busy that when I'm saying "TAKE MY MONEY", no one wants it (despite saying they are looking for work). I've tried emailing the full idea with a detailed list of what I want vs emailing a quick summarized note and the results are the same. No response.

Am I missing something? Is there some sort of secret code I'm not using?

edit: Wow, thank you guys. I'm getting a crazy amount of information and can already see a few things I had been doing wrong.
I was going to say stop using the Ms-PL[1] license but when I checked both ASP MVC[2] and TypeScript[3] are licensed under Apache. Good decision.

[1]http://www.microsoft.com/en-us/openness/licenses.aspx

[2]http://aspnetwebstack.codeplex.com/license

[3]http://typescript.codeplex.com/license
There's no impassible wall between you and your customers. Watch a few of them use your product. If 80% of them stumble somewhere--that's an obvious problem.

It didn't take Chi-square analysis for Microsoft to notice that nobody could figure out how to start a program in Windows 95; they just sat down and watched a few people, and it was suddenly very clear that they needed a big arrow pointing to the start button.
How I Used ADD to Build Great Businesses
> corner the open source market

Once you've "corner the open source" market what does that get you?

I assume Red Hat has "corner the open source" Linux server market and the're earnings are nothing compared to MS.

This is a serious question, what do you get when you've cornered any open source market?

Google cornered the Android market until Samsung made billions from Google's efforts.
Yes, but back in the day it was only vols 1-3. No Sendak in later volumes/editions:-(
I was an extremely satisfied Linode customer for several years. A few months ago I migrated to Digital Ocean to save money and for the SSD performance. I'm happy that I made the move. I get better performance for less money. Also, I have spun up and down a lot of different servers for testing purposes. It's fantastic to pay by the hour for servers so that testing a beefy server for a day or two costs very little.
>Tell that to all the people who could easily live on the vast swaths of property suburbanites have set aside for doing absolutely nothing with (lawns).

People could not "easily live on the vast swaths of property suburbanites have set aside for doing absolutely nothing with (lawns)." For one, lawns serve a useful purpose (groundwater / aquifer recharge, flood control, etc). For two, https://www.google.com/search?q=kowloon+walled+city
From my reading a great deal of the problems we have now is after decades of government intervention in an attempt to "fix" the system and only making it worse. The legislation you speak was not a tiny step at all, it was a huge leap into making things even worse. The legislation does little to fix the existing problems, in some cases makes them worse, and at the same time forcibly inserts millions of people into the system that most seem to agree does not work. I fail to see how such a thing can possibly help. If this was a crowning achievement of decades of work then politicians have extremely low standards.
There is no patent on morphin :P
If you were going to run a site that made money from selling "illegal" drugs to people over the internet, would you want to poison your customers? Aside from losing money in the long term, you're going to draw quite the ire when it's discovered you supplied the lethal dose.

This is the largest fallacy in the "we must regulate" side of drugs.
Most Americans can't afford to travel out of the country for routine medical care.
Same (opposite as OP) experience here in one of the Scandinavian countries (on TeliaSonera's network). Buffering and seeking always happens almost instantly with Vimeo, and they deliver better video quality.

YouTube often fails to load videos here, and I have to switch between bandwidth settings (up/down, doesn't matter) to get things going.
Debunking Myths: Penetration Testing is a Waste of Time
That's interesting; I'll put it on the roadmap if it maps well enough.
I think your view of reality is a little distorted. No offense intended.

Would you be willing to pay $10 for a gallon of gas? Probably not. However, if you were open to paying this much the entire gasoline supply chain would not have to worry as much about their costs. It's action-reaction. Supply and demand.

Put a different way: If government somehow mandated tomorrow that on Monday gasoline will be $10 per gallon, gas company CEO's would be able to relax and not have to optimize their cost structure for some time.

Of course, this does not happen. People shop at Walmart and price shop online. In most businesses with decent competition it is actually very hard to make money without extreme attention to cost optimization. Popular liberal lore is that CEOs optimize cost because they are greedy. That is almost indescribably ridiculous. You optimize costs because if you don't, you die.

You should go through the exercise on Excel to see the effects. Pretend to start a business that will sell five items picked at random from Amazon.

The conditions are simple:

- You mortgage your house and invest $200K in this
new business.
- You have to compete with Amazon.
- You have to pay yourself a reasonable salary.
- You have to hire some people (you can't do everything).
- You have to pay rent, utilities, marketing costs,
accounting, insurance, taxes, etc.
- You have to grow gross profits 25% per year or more.
- You also have to pay-off your $200K loan in, say,
five years.

Do that on paper and tell me what you learn. Post all your numbers online for us to see and verify.

Now do it in real life and realize it is TEN to ONE-HUNDRED times harder.

Then come to HN and read posts from people who firmly believe business is driven by greed. What would you say to them to have them understand?

Right. Most who have never started and run a business have less than zero clue as to the realities and basic math one must face. They can opine all they want, yet the reality is that they simply don't have a good frame of reference. All they see is the price at the pump. And they always want to pay less.

EDIT: Layout and punctuation. Typed earlier today on an iPad, which is just horrible for entering and editing text. There are times when vim makes so much sense...
I highly recommend reading the ebook here...It sheds light on actual costs and gives a very detailed analysis on the issues at hand: http://truecostofhealthcare.org
HTTP specification API, web-server, Sinatra-like DSL, and client implementations already exist in Julia (and are listed in the package manager): https://github.com/dirk/HTTP.jl

The server is also pure-Julia and doesn't require a shared library, unlike this project.
What I think is really interesting is that my experiences with dental insurance are entirely different. I've gone to the dentist, found I have two cavities, and when I schedule my next appointment on the way out I'm given a detailed treatment plan that includes prices. It even includes details about how some fillings are more expensive because the insurance only covers amalgam fillings in the back but the dentist only uses composite fillings (for example). And it only takes a couple minutes to figure out the prices, and more importantly exactly what the insurance will cover.

I realize that the set of things a dentist deals with is probably smaller than what a doctor does, but it seems like it's a much better model for insurance.
That would work. It just requires some planning (which is my fault for not doing).

The problem is that my deductible is like $1300 or something. Now I don't remember the last time I spent $1300 on medical services in a year. On average, it's probably more like $500-$600 (I'm young-ish and reasonably healthy). So based on that data, I should probably get the highest deductible possible and just reserve using my health plan for catastrophic events.

But my employer only offers one level of deductible, so I can't really shop for a higher deductible. And with my employers contribution to the current plan, it's still cheaper than if I were to buy an even higher deductible plan on my own.

But still, if I have a $1300 deductible but only typically spend $600/year, I should still be paying cash. That said, I should probably be going to the doctor more than I do. I'm getting to an age where preventative care is becoming more important. I have some minor, non-life threatening issues that a doctor could probably help me out with if I was willing to go see a doctor. Under this way of thinking, I should probably commit myself to paying the annual deductible and just go to a doctor whenever I feel like it.

But it's a pain to find time for the appointment, I don't enjoy the medical "process" any more than any red blooded American man, and the whole idea of "going to the doctor just because you can" bothers me on ideological levels... so I don't go. But I keep "using" my insurance because I hang onto the idea that I "should" go. So like I said, it's just bad planning on my part.

That said, I know that's a giant whiny rant. I fully recognize that there are plenty of people who need legit medical care for serious things and can't get it, and here I am complaining that I can't find time in my day to schedule all the medical care I could ever want for $1300.
Have your setup for your dev environment under version control.

I do this with Linode stackscripts, and I couldn't live without it. Unfortunately DigitalOcean don't support stackscripts as of yet. And their support didn't want to tell me if they will ever support it.
Searched for WRX, but got a bunch of Hondas. Looks like Honda is a fallback if model is not recognized...
OpenAirplane: Aircraft rental startup
As a musician who, like his ancestors, will slowly but surely go deaf during his lifetime (and has noticed the process starting already), I can respect deaf people but not the desire to propagate deafness. Do you understand?
It's posted "nine months ago" according to the Tumblr date stamp, so probably not April Fools...
GS Design in Milwaukee hiring a full-time backend developer. Must be on-site.
GS Design in Milwaukee, WI is hiring a full-time backend developer. Must be on-site.<p>GS Design offers an incredible work environment, generous compensation and benefits, and the opportunity to work with a national client roster including Harley-Davidson, Mercury Marine, SRAM Corporation, Showtime and more.<p>Most of our work is in Python and PHP, and we use Django, Drupal, and Wordpress. Our projects are client-focused and varied - web applications, custom content management, and service integration. We're looking for a flexible, pragmatic generalist who can handle multiple projects and shifting requirements.<p>You can see all our open positions here: http://www.gsdesign.com/careers
React to what? They have been upgrading their hardware as of lately.
That's the explanation Stone released today. Seems to be a mobile app focused on social good-doers.
Not for routine care - stuff of $10,000 or so. And the insurance would cover all travel expenses.
We are Switching to Dart
When I was living in Finland, where I last paid my whole bill by myself (a private, specialist doctor), A 30 minute visit was 90 euros (115 USD).

If you add some tests, they're usually 20-40 euros each. Of course this is free if you go to the public doctors. And now here in Germany, all doctors are private and the mandatory insurance will cover most of the expenses.
In the UK, salary figures are always gross (pun not intended).
LimeTree is intriguing. A long process that you hope will be around in 5, 10 years.
Ok, Even if this is granted, more thoughtfully designed products that exist within an already existing category and enable no entirely new abilities. A globally distributed peer to peer cryptocurrency with the characteristics bitcoin has, whether this actually is bitcoin or some other item that has the same characteristics, is an enormous game changer.

I was just reading a comment from someone who I think really nailed just how big this could potentially be, so instead of restating it I'll just link to it;

http://www.reddit.com/r/Bitcoin/comments/1bhhjg/any_bitcoin_...

http://www.reddit.com/r/Bitcoin/comments/1bhhjg/any_bitcoin_...
Don't Slam The Door
If the news organization that hired the journalist vouches for the article, which if they publish it, they do, then you shouldn't be concerned about the exact credentials of the journalist. They are writers who interpret information first, and technical enthusiasts second.
Cyberbunker’s Sven Kamphuis denies unleashing DDoS attacks on Spamhaus
The problem, I feel, is impedance. You should be A/B testing constantly and using it to both find obvious problems, complement qualitative testing, and inform decisions about next steps.

To give your full decision-making power over to an algorithm is stupid. To ignore quantitative power when it's available to you in your decision-making is stupid.
I'm not sure which part you are calling advice, but the terms are all accounting 101. The approach to scaling a new product is also very basic. If you are three years into an undergraduate business degree in any University you should know most of this.
Agree, choose another profession dude.
Startups Realizing That Patent Trolls Are An Existential Threat
What's always surprised me is how cheap ophthalmic surgery is. I don't think opthalmic surgeons are exactly slumming it, but the cost of say getting a cataract removed is under $4k per eye with no insurance.
Definitely speak to your GP and explain that it is having an effect on your career. You can talk to a speech therapist that may be able to help.

A lot of people are put off by "therapy" but it is worth going to an initial meeting with the therapist and finding out what the plan would be. If you decide that ongoing meetings is not for you then they may be able to give you a few exercises to do at home.

edit:
http://www.stammering.org/adults_info.html

Here is some information. You do not necessarily need to speak first to a GP
Posts like this makes me wish I was born in a first-world country. I'd be lucky to be earning half of what this guy's making.
What about an attributes without namespace like:
style="?android:attr/starStyle" ?