skysight-inc/HackerNews huggingface dataset:
Uh, didn't he criticise scientific epistemologies in relation to so-called scientism? I read briefly about some of his remarks on the matter, and he just seemed like most of his fellow sociologists: ignorant of the relevance of science to sanity, probably caused by not having been trained in physico-mathematical rigour.
what's wrong with my comment?
I'm part of the GoBank team and have been using the app daily for a few months now. My favourite part is that by making peer-to-peer money transfer so easy, we have basically solved that awful group-dining-check-splitting problem. It's honestly worth signing up just for that.
This is Facebook trying to become Google. +1 for ambition. But lousy product and mostly meh. It's not a Google killer.

People go to Google to search for lots of stuff they want to know more about. Movies, sports, homework, whatever. And when they need that particular mouthwash, where do they think of first? Google. And thus the power of AdWords. The habit of general searching causes you to turn to Google when you're seeking a product.

Mark Z is smart, and recognizes this dynamic. So he's trying to create a destination for your search queries. The problem for him is that people already have a habit he needs to break. And what he's offering as an incentive to break it is pretty weak tea. How often will the average user (grandma in Peoria) turn to Graph Search? Not often enough to break her Google habit.

+1 for effort and ambition - but I doubt this is going to be much more than hype.
The Case Against Aaron Swartz:  taking too many books from the library
I heard it first originally as an engineering joke. And also horses instead of cows.

You know you're an engineer when: You'll assume a horse is spherical in order to make a math easier.

Funnier with horses. Horses are less spherical. They way they industrially force feed and force breed cows these days, spherical is actually not that ironic an approximation to make. More sad than funny.
Why is there not this type of outpouring of rage and internet hate the last few days for someone who is seriously being railroaded: Bradley Manning.

This is a person who has been locked up into solitary for months now and is being treated very inhumanely. Is it because he hasn't written any Python libraries and isn't visible in Silicon Valley?
It's not clear to me if there are any advantages to using GoBank over Simple (other than trivialities like being able to get a custom image on your debit card).

As an aside, it seems ridiculous to me that neither GoBank nor Simple refunds ATM fees charged by out-of-network ATM providers. For services that allege to be all about removing frustration for customers, it's stupid to make me open up your app to find which seemingly-arbitrarily ATMs near me happen to be part of your network. Other online banks like Ally and Schwab already offer this; why can't you?
"Thanks for your interest in GoBank. We’re sorry, but we’re unable to complete your membership request right now."
JQuery.x18n – an adapter for the x18n internationalisation library
most tax bills have a severability clause in them, meaning that is one part is struck down, the rest remain in force. I don't know that was the case with this particular law.
I don't know if this was your intent, but reading your comment there seems an implication XML is no longer a good fit for anything, really.

But from the article:

"When XML was originally conceived, it was meant for document formats. And by that standard… boy! did it succeed! Virtually all word processing and e-book formats are in XML today."

Document formats is a large, important area of technology. I suppose each of us can decide if that means XML's glass is half-full, or half-empty.
ok, i think we can add the first one fairly easily. i'll look into the second. what's the reason for it? it goes as a debit transaction no matter what. just so no one can make a purchase without your PIN?
How The New Facebook Search Is Different & Unique From Google Search
How does this compare to Simple?

I have a checking account with DCU, a local credit union. I have overdraft fees and my ATM fees at any ATM get refunded. I have a local branch I can go to for a cashier's check. The bank's web site has Intuit's Financeworks, which is a Mint-like service that aggregates all my DCU and other accounts in one view. It's not as polished as Mint, but works fine.

For this reason, it's really difficult for me to see value in switching to GoBank or Simple. I think it would be good for these sites to differentiate themselves from smaller banks or credit unions that have sane/customer-friendly fee structures.
Good point - the FTB doesn't have the authority to give away more of the state's money to people who sold stock in non-QSBs.

I do think there's a problem here of notice; I can't pretend I'd feel enthusiastic about having to pay 5 years of back taxes if I had been enjoying this tax break [edit: well it's a deferral rather than a break, but it's still a benefit]. But as you say, that's not up to the FTB; some other taxpayer will have to sue the state and argue successfully against retroactive taxation.
We think we add a lot of new features, and have a very fair fee schedule. Check it out and let us know what you think!
We have a lot of other features, and we're also a real bank.
I'm not sure how 6 months of jail time for repeatedly breaking the law is anywhere near "extortion".
I stand corrected. Wow, this sucks.
Hackers News has the same thing, called hellbanning.
The trials and tribulations of a large-ish dataset
So I guess you could boost your attractiveness by making profiles of the opposite sex and interacting with yours?
Yes, we are all aware of the plea bargain. There have been several discussions about it already; I think most of us are disturbed by the implications of the practice.
Here Is Randi Zuckerberg’s Broadway Debut
The White North – It’s Great for Seed-Stage Startups
Oh man, I know. I would be furious. Now you have to somehow justify that $10k trip by forcing yourself to make search sound cool and draw views. Now you have to spend your time trying to figure out WHY this feature is worth anyone caring about past a search for "What 18 year old females have recently gotten out of a relationship?"
If I recall correctly, Simple doesn't have any ATM access. That feature alone is massive -- convenient cash access is very important to me.
What does this offer that Simple doesn't already?
Does Simple allow for sending checks from an online interface yet? If they don't, that's one point for GoBank.
There’s Soon to Be a Public Library in Texas With No Books
Considering the nature of the "crime" and the nature of prison, I'm not sure how you could possibly not be sure of that.
All of the items on the front page I currently get with Chase (except for the personal pic on my card thing).
Simple has an answer for this in the FAQ. Note that Simple doesn't charge anything themselves for out-of-network ATMs, whereas GoBank charges $2.50 for withdrawals.

Does Simple rebate ATM fees?
If you use a domestic out-of-network ATM, we will never charge you, but the ATM owner may. We do not rebate that fee, for a couple of reasons: firstly, with over 50,000 fee-free ATMs in our network and thousands of merchants offering cash back, you should be able to easily avoid fees. Our second reason is more philosophical: we anticipate that our customers would prefer we not subsidize the big banks that they left behind.
I have had the same problems. I am a Simple member but I just can't justify putting my money there over my local credit union.

Local credit union gives me a great APR, no ATM/overdraft fees, free bill pay, and dividends (on a checking account!). Sure its nice to know how much I have to spend, but Mint hooks up fine to the credit union and does the job.

Meanwhile, it looks like Gobank did a great job copying simple.
Privatizan prisiones en EE.UU. si el Estado garantiza ocupación de 90%
The wood parallax effect seems gratuitous, and strange, and not performant on my browser.
How does this compare with Simple? The only thing I see that you offer that Simple doesn't is custom card images. You also offer the ability to send money to friends, but there's no explanation of how that works or how your friend claims the money (Simple lets you send money by mailing checks). Simple also advertises their money management tools, but I don't see any of that on gobank.com.

So what does GoBank do to make a compelling argument for using them over Simple?
I think the focus of HN and Reddit should be to surface content that is interesting to HN or to the subreddit. The rest of things like user karma, etc are(and should be) secondary in pursuit of the primary objective of the site - surface relevant content. This does not mean that excessive or repetitive submissions should be tolerated.
Mass murders may be flashy, but they are not a large problem. They only feel large. Immediate fast response here is a political tool to push policies that have little to do with stopping school shootings, not a governance tool. (Evidence: almost no proposed policies show any evidence that they could have prevented this shooting, even if they were magically 100% effective; for instance, "more background checks" doesn't prevent someone from stealing a gun obtained by somebody else, as in this case, and so on.)

Prosecutor overreach is a much more widespread problem, though absolute quantification is difficult. It isn't hard to rate it as a much bigger problem than mass murders, because mass murders are a very, very small problem right now. It may not rate next to our other problems we face right now, though.

(If saying mass murders aren't a big problem right now bothers you, let me also make this observation, which is that non-mass murders are also a much bigger problem than mass murders. Just the murders that can be directly traced to our War on Drugs, many of which also hit school-aged children, is a much larger problem than mass murder right now. Murders in Chicago alone is a significantly larger problem than mass murders.)
The problem with credit cards is stuff like hidden (and not-so-hidden) fees, let alone the increased chances of falling into debt.

And before someone interjects, if you're that guy, please spare me the "Well if you don't have the willpower..." or "I pay full balance every month..." arguments.
Yes, that's basically what "Send Money" does in Simple.

It does look like GoBank is doing instant person-to-person transfers, which Simple doesn't have just yet (but they've said is coming soon).
that's what I got when using jquery migrate http://i.imgur.com/nviTD.png not that helpful, or am I missing something?
That's the most terrible thing about it - it happens every day that people are bullied into surrendering their right to fair trial, and nobody cares. With current system, the right for fair trial is mainly for somebody that could afford to spend a million dollar on it or that is famous enough to have public support and donations. For average Joe, once you got charged with a crime, your life is ruined in any case, whatever jury says. And given that prosecutors have much more knowledge of how juries work than you - getting a bargain may be your only chance to be free in next 10 years or so.
Oh, I completely agree. I am merely speaking of the response: "Do $X- it works in the book"
Would it be possible for users to send an MMS to an email address instead of a phone number? I don't mean using an email client. I mean type in a@example.com in the field where one would normally type phone numbers. I don't have email on my iPhone and I often use iMessage to email pics to myself.

You might not get 2-way communication easily but it could be a good option regardless.
Seems interesting, but I'm too comfortable with my current BoA account to feel it is worth the hassle of changing stuff over.

One thing I have been looking for lately has been some sort of account suitable for use as a petty cash account for my PTA. Bluebird is close, but they don't allow accounts held by an organization as opposed to an individual.

Here is my bullet list of features I want:

Available to a non-profit at low cost

Debit only

Easy to put money in via e-check, etc.

Sub-accounts with individual cards

Strong sub-account authorization controls

Amount per day

Quick and easy on / off switch

Instant notification of use

pre-authorization of amount or vendor maybe?
This is the company that runs the PayPal MoneyPak things, which are a way to instantly put money into PayPal, by using cash instead of a digital check (which takes about three days). https://www.moneypak.com/

Seems like they know how to provide useful services, but I doubt they have the kind of customer service I get from my Credit Union.
They do. I think they've had that since day 1, although I personally haven't used the functionality.
Is this identical to the coursera class? This link was working just a few days ago, and today I couldn't find it. http://www.coursera.org/course/db
The one feature I want most from a bank would probably require overhauling the entire system. It would be as follows:

I make a purchase, and within seconds I'm prompted on my smartphone to put it in one of my custom budget categories.

This would utterly solve the pain of sorting it out later, and have the added benefit of fraud protection. "Why, no, I DIDN'T buy gas in Ohio 10 seconds ago."

Super bonus points if the categorization data goes to an endpoint of my choosing, so I can ensure it's not used for data mining.
My favorite is "XML is something you inflict on others, never yourself."
That makes sense. I've never even been to a wedding (except one as security), but wedding photographers seem to be a world apart. It makes sense. It's also a particularly undemanding physical environment for a lens.

It would be cute to do it just for the wedding vertical, to test this theory. Advertise specifically in the wedding market, and try to get weddings to promote "bring your own SLR! Bride's mom covers lens rental of 70-200s for canon or nikon!" Maybe add some other wedding-related stuff (like a free camera check before/after, classes on wedding photography, and resources to hire pros).
Asus is not in the same league as Apple. They make good hardware, but it's not exceptional.

You're basically saying that a Hyundai is a better car than a BMW because it has a more powerful engine and a dashboard with more blue lights.

Likewise, a $35 Casio calculator watch is basically better than a $2,200 Omega. The Omega can't even multiply numbers and it has difficult to read hands!

Apple's build quality is approaching levels previously only seen in extremely high-end watches and automotive products. Computers, in general terms, have such rickety materials that they packaging they come in is often nearly as robust as the computer itself.

When people say "fairly priced" they mean for what you get. Apple's offering an extremely premium package for a slightly premium price.
They're also guilty of apostrophe crime. Advertiser's. Please. Advertisers'.

Quality.
I feel that the author is both right and wrong at the same time.

I'd have no problem hiring someone without C# background to write C# if they already know Java, but my gut feeling is to think twice before hiring someone to write C++ who has no previous C++ experience. Maybe it's because some languages are more unforgiving than others, I don't know.
That's right, I set up my account with them with just $25 in the banking account. The rep I talked to when I signed up verified you aren't required to use the brokerage acct at all, it merely has to exist.
Oh, that must be new- when I signed up a couple of years ago there weren't any requirements like that. Thanks for looking into it.

For whatever it's worth, it is a really, really, really great checking account. And their online and mobile tools have gotten pretty good in recent years. Not anywhere near the level of, say, BankSimple, but certainly more than usable.
For the same reason, it's impossible to listen to the music of Debussy and Delius in the same way it was heard when it was new. Then, the parallel chords of stacked thirds, modal harmonies, and blurred harmonic rhythm were new and exciting, but now, they've been done so much that it's in every movie's scene in the mist, and every other feminine hygiene product ad.
Instant person-to-person transfers is basically only going to work if the recipient is also a GoBank member, no? Unless they're partnering with a service like Dwolla to send the money?

Speaking of, it would actually be pretty cool if I could send money with Dwolla directly from Simple :) Dwolla's iPhone app is terrible, and their web interface isn't much better.
> But ... its a score to jstor. It's unorganized.

I'd imagine competing against an organization that's been around for 18 years won't take 6-7 hours of coding. :)
It's an MVP, one I'm quite embarrassed about. But I'll continue coding. Someone suggested an open Google Scholar approach - that's one direction this project could head in.
I have a Klout score of zero and I'm proud of it. :)

Seriously, I opted out. I haven't seen a single redeeming thing from Klout. Turning social media into a game to be won or lost is the express route to removing all utility from social media. It may already be too late.
You sound like you'd have some interesting stories.

I think the the MRAs are well meaning, but they have a very odd execution. Shame that Fedoras has given hats on mean a bad name.

I want to believe there are normal people on OKC... I want to but when it comes to recreating the profile I keep just giving up.
> the secret powers that may be

I think this is a concept inserted by a lot of Chomsky nay-sayers. I don't recall that being part of the worldview. My limited reading and viewing has left me with the impression, perhaps more disturbing, that there is no secret power. This really is just how people behave, and to really understand what's happening in real time, so that better interventions can be made, is going to take whole new fields of study.

I think the solutions of anarchism or communism that some Chomskyites put forward are mainly bold attempts to add those vectors into the other much larger vectors that are already present in the public debate and tend to make the space appear very inhospitable to alternative view points. Much like Aaron described, the world seems very lonely afterwards, and hearing a shout in the distance is very welcome to the man alone in the desert.
It's too bad such an informative post had to be accompanied with so much condescension. You easily could have made your point without name calling.
My Secret To Instant Bliss
Green Dot Launches GoBank, A Mobile Bank Account
Nicely done, the interactive web site style is more effective on a desktop than a tablet in my opinion. And random free QA note it doesn't work well Chrome on iPad, better with Safari on iPad.

A paypal like tool to let you send/receive money from non-gobank customers would be cool. I'd love a service that does what PayPal does, and happens to be a bank, a bit more accountable that way.
Simple's iPhone app can get updates pretty darn quickly after a purchase (typically within just a minute or two). Adding push notifications for purchases would actually be a great addition and wouldn't require overhauling the entire system.
Have you changed your secret question or something like that? I had a friend that 'hacked' an email account and used the secret question to mantain the access to the account if the hacked person changed his password
i was hoping to see in the article more about how to find this balance, sadly i was let down.
>I presume that people using Macs tend to be 1) wary of downloading any programs from random websites and 2) wary of having to run something like an installer.

If only. Last time I did a "check up" on my sister's macbook she had managed to install a toolbar and some other evil shitware that would hijack her google searches to collect her info and redirect her to bing.
Blue states are also richer, so you would expect them to spend more on government services and thus pensions. The real issue is pensions are based on the idea that future growth reduces the burden however in a stagnate economy they become a real issue.
There's "can do" and then there's "is like."
Vigilante justice is what happens when actual justice is not available. If you don't like vigilante justice, ensure actual justice.
So, how does one use jquery-migrate? Include the script tag and...

Will it show me which method (in which file) to replace in console?
At my company we've been arguing this same point for years. It doesn't matter what your friends like; it matters what people with similar interests like. Rarely are your friends and family a reflection of all of your likes and dislikes. I'm sure some psychologist could point out the low probability of forming friendships with people who are exactly like you.

It seems like Facebook and other social networks took the idea of asking your friends for a recommendation on a good doctor or auto shop and twisted it into some overly simplified premise that if one friend likes something, all of my friends will like it too.
> "It was a bright cold day in April, and the clocks were striking thirteen." --George Orwell, 1984

I think I've frequently heard this called a great opening line, and I've never worked out why. It doesn't tell me anything that I care about, it doesn't seem especially clever, and I don't notice myself having any other discernible emotional reaction to it.

Can someone explain?
I've never been anything but pleased with Schwab. Their service over the phone is better than I've got from most banks in person.
I read the other GoBank story, but since it linked to the actual website, which IP-blocked me, I had no idea what they were actually about. So, thanks for this one. :-)

That said, everything they offer I get at my current bank, which has been following the same strategy for over a decade now; almost no branch offices, a stellar internet bank, an even more stellar mobile app, and no weird fees at all. I pay ~$30 a year, and only because my debit card is a VISA card as well.

To me, it's hilarious to read about all the breathless Valley startups doing "amazing products" for personal finance that will "revolutionize" whatever. I haven't yet seen anything that my boring old bank doesn't already do. In addition to everything I listed above, all my purchases are automatically categorized, all my income and deposits are automatically categorized, and my bank automatically generates pretty Web2.0 pages and diagrams where I can slice and dice my personal finance as I wish, or export everything to Excel spreadsheets or whatever.

But then again, I'm not in the US, and my bank isn't a US bank, so to those living in the Valley bubble, the bank I'm using simply doesn't exist, and only the stuff made in the Valley is exciting and awesome, despite there being superior products made long ago, elsewhere.

Of course, there are also probably a lot of products that are outside of my spheres, which blow whatever solution I'm using completely out of the water, but I'm just blissfully unaware, because it's in some country I don't have dealings with or know anything about, but I sure wish some ideas would spread faster and wider than they do. :-/
I asked the exact same question in another comment[1], about what GoBank provides that Simple doesn't. Your site doesn't really answer that question.

[1]: http://news.ycombinator.com/item?id=5062710