Looking for philosophical truths that are well-defined and correct is a bad starting point. If something can be described of as correct or incorrect, then there would not be much of a philosophical discussion since you would be able to find the answer.

Philosophy is looking to ask the deeper questions: the questions that do not have a yes/no answer, and cannot be well defined (or to put it more accurately: truths that can be well defined, but in so many different ways that it is difficult to choose one definition).

However, just because these questions do not have yes/no answers and are not well-defined, does not make them trivial!

A great example of where philosophy affects your life daily is political philosophy. Ask yourself if you are liberal, conservative or something else? None of these schools of thought can be described as 'right' or 'wrong'. They are all different ways of looking at the question of how a society should function.

Yet discussing this question is incredibly important, and the discussions that political philosophers have trickle down into your mainstream politics (a fantastic recent example that we are all aware of is the Tea Party Movement, which itself is saying that we should use the philosophy of hardline conservatism). Political parties did not just sprout out of nowhere: they involved people having incredibly thoughtful discussions.

You may be saying that although some philosophy affects your life (eg. politics), other stuff just seems to be pointless. For example, you might argue that discussing the meaning of 'right or wrong' is pointless and that we should just get on with life. However, the way that we treat someone that has done a 'wrong' will depend on our political system (for example, you may follow a school of thought that says we should place rehabilitation before punishment, or vice versa), and therefore to ask how our political system should treat these people that has done a 'wrong', we should ask what it means to say that something is 'wrong' in the first place (eg. if you do not intend an outcome, have you done a wrong?), or what it means to place 'blame' on someone (eg. does blame mean that we do not approve of their action, or that they should not approve of their own action?). These are not just abstract thoughts, but practical considerations that filter through to the very political system that you live in.

If you would like some other examples of philosophy affecting your day to day life, then I would recommend looking up these topics:
* Medical ethics: when does life start (conception? a heart beat? birth?)? Is it right to take the life of a featus after life has started? What about when rape is involved? What about when the mother is at risk of death if a pregnancy is to go ahead?
* What is a person? Should we follow someones directives after a personality change (what change would a person need to make before they invalidate their own do not resuscitate order)? If a person has changed, are their contracts or will still valid?
* What does it mean to say we are free? Is freedom something we should strive to achieve? Is freedom a human right? Is privacy something we should strive to achieve? Is privacy a human right? What about where these rights conflict?
* What is law? When do we say something has lawful authority? Does law need to be moral? Does law need to be fair? Is it ok to follow the law, even if we think it will do something that is morally wrong?

I'm happy to give more examples, or to go into more detail about why these questions are important.

NOTE: I studied law at university and decided to take a module on moral philosophy and it was one of the best decisions I ever made. Philosophy is about having discussions on difficult questions and gives you the skills to do so; this has affected everything I have done since. Once you start asking philosophical questions, they will start popping up in everything you do. I regularly find myself asking questions about nature and philosophy when coding just because I can see how it can trickle down to have a tangible impact on what I'm creating. If there is one thing I would urge you to do this christmas holiday, it would be to read a philosophy book (Zen and the Art of Motorcycle Maintenance is a great place to start), it might just change your life.