skysight-inc/HackerNews huggingface dataset:
You haven't offered an alternative viewpoint. You've literally been nothing but dismissive and insulting.

I'm tiring of repeating myself and I feel like I'm spamming. This is all I'll say unless you are interested in articulating yourself.
Although small startups should be rightfully looking to avoid cost, skimping on legal protection probably isn't the best idea.
I'm not so sure, I looked for a few random flights. However, having built my own very rudimentary internal flight search tool from the global flight list, I can tell you there are roughly 7 million flights per month, a small data set by google standards.
White people playing some manner of traditional African music get asked the same questions

This can happen. It depends on the context. There are contexts where white people don't get asked these questions about African music. I'm not so sure there are contexts where I'm not asked those sorts of questions about Irish Trad, just times and places where people are more reticent about asking than others.

Also, there's an additional difference. There is some small fraction of people who seem to think that I'm somehow defective/slightly crazy/deserving of ridicule for being of Korean extraction and playing Irish Trad. It's rare, but there's even sometimes some sense of resentment. More pleasant, but just as telling, there's sometimes some additional delight or pride that I in particular would choose to play Irish Trad, where my race seems to play a part. I never see the above happen in North America with white people who aren't Irish. I've also seen the same sorts of things happen to African Americans.

The third thing is this: mainstream North Americans don't view African traditional or Irish Traditional music as the default, normal music. It's also something of a "special flavor" to them, even though it was just the default, normal music in a different culture. An Asian person playing western "classical" music sometimes results in the same kinds of questions as Irish Trad, but often it's not even questioned at all.
Typically, the charge-off would be the difference between the original face value of the debt and the price it was sold to the debt collector.

The debt collector's tax basis is the price they paid for the debt. If they fail to collect the debt, there is a net loss equal to what they paid for the debt. This tax loss can be set against other debts that are recovered (profits).

If the full face value of the debt is recovered, the debt collector owes tax on the difference between their basis (what they paid for the debt) and the amount collected from the debtor. Of course, this profit is set against the losses on the remainder of the debt portfolio, so the net tax owed is the cumulative debts collected above the basis, less the loss on uncollected debt.
>> But the rest of silliness about white people having it harder than minorities was the giveaway.

I grew up poor, light skin (white?) part Scottish descent small part Native American Indian. I trained myself to get into the profession I love, buying my own books and writing code in several languages for a dozen years on the side while maintaining a full time job and family, before I started writing code for pay.

No one person in America deserves more than any one else based on the color of their skin.
Perhaps Point? (https://pointhq.com/) Don't use them myself, but I've heard good things.
It's not a choice if you can't afford it or are turned down.
Awesome. I've gotten my IP banned several times after the browser crashed and I reopened the tabs (I had too many HN threads open prior to crash, enough to trigger the ban)
https://github.com/michaelmior/vimrc/blob/master/vimrc
What if the person contests the debt in some way, but OWS buys it and forgives it anyway? Would the IRS agree that contested debt should be treated differently come tax time?
In previous talks they have never revealed the numbers, but have said that their bills have been fairly constant over time - Amazon's price decreases have balanced growth in AWS usage.
You have to ask yourself, what is the point of the market? I'd say to efficiently allocate resources, in order to do that one should be able to use any and all knowledge they have available to them -- it allows the market to find the appropriate price quicker. If small investors and pensions get "robbed" then they'll adapt or leave the market.
GUI tools, command line both
http://www.briggs.net.nz/snake-wrangling-for-kids.html

Helped me learn python.
Debt isn't some random accident like getting hit by a car
while crossing the street.

The leading cause of personal bankruptcy is medical expenses. So yeah, debt can be some random accident like getting hit by a car.

OWS, to me, represents an entitled generation.

Which post-WW2 generation can't be described as an entitled generation?
Thieves Launder Money by Crowdfunding Themselves
Mark my words; some good changes are happening at MSFT. There are some indicators that suggest this may be a come back. Surface seems to gain momentum, while future of OS Windows will be freemium plus ads (as you can imagine hundreds of millions of "screens" plugged in).
The difference in opinion usually winds up being, one party believes medical attention is a basic human right and should be free for everyone. The other party does not.
Having your code still work 20 months after you wrote it really isn't much to boast about.
Slate Magazine found two other pundits which were as accurate as Silver.

http://www.slate.com/articles/news_and_politics/politics/201...
As a former prosper lender - that's basically what it is.
Wow, this is really inspiring. Thanks for sharing.
Why is something, when supported by a corporation, immoral when the same thing, supported by "the people", is righteous?

Because corporations are intrinsically evil, and people are by inherent nature righteous, obviously.

I'm being sarcastic, but I honestly believe some of 'em essentially feel that way.
What I said racism is:
"using race as a classification upon which you base your actions"

What your quote says:
"...practices and actions reflecting the belief that humanity is divided into groups called races."

I don't see how my definition is all that far off.
>> How far back do any of us have to go before we find our ancestors living in tyranny or serfdom or slavery.

Nice way of trying to distract from the main issue. We are talking about a very specific case. Blacks right now are still suffering from systematic oppression against them for hundreds of year. To ignore that and pretend that it is no big deal because it has happened before doesn't mean that we should not try to fix the problem. Frankly is disgusting the way you are dismissive of the current state of black people which is a direct consequence of hundreds of years of oppression which was not even that long ago.

>>Because there is no number

Sure there is, to claim otherwise is moronic. People are simply unwilling to pay. Affirmative action is a small price and still prcks like you think it is too much. Racist prck.
Yeah... if I open Chrome I am pretty much guaranteed to be banned for days. :( The mechanism should really be changed to account for this: a ton of requests per second for only a few seconds should not trigger an issue, it should be a number of requests per second spike along with some sustained usage per minute. I actually made modifications to Chrome to change how it loads tabs mainly because of Hacker News' weird IP ban system, but I still got burned recently as I accidentally hit "undo close tab" one too many times, which reopened an entire window.
It's very simple: I don't like how you react to this study as if it is irrefutable evidence that the most dire projections will be accurate. I don't like how you dismiss the minority as if the consensus has never been wrong before. I'm not going to go through the litany of hockey stick criticism with yet another alarmist, but read this book if you want details about my viewpoint: http://www.bishop-hill.net/hiding-the-decline/

I doubt you respect this debate enough to bother, but then I won't be reading the next IPCC report either.
African Americans constitute 15% of America.

White Americans constitute 74% of America.

Thus African Americans are more than twice as likely to live under the poverty line. Those are not I odds I would like to gamble with had I been born black.

You won a lottery when you were born.
you are very much to blame if you take risks and choose
not to pay for insurance, regardless how expensive it is.

I think I understand where you're coming from. You must live in a society in which no one has ever been denied health insurance due to pre-existing conditions. If I lived in such a society, I might agree with you.
Hi everyone. I want to assure you all that we are aware of the tax implications. We are working with a pro-bono tax lawyer and have called the IRS several times. The IRS informed us that we do not meet the requirements to file a 1099-c (we are not a bank, credit union, etc.)

Our tax lawyer has written some technical langue for our website. The bottom line is that we will be purchasing debt of people who are most likely insolvent and if you are insolvent there is no tax implications. Period. Even if they are not insolvent the chain of events that would have to take place to result in this counting as taxable income is highly unlikely. It's not impossible, but it's very very very (lots more verys) unlikely.

The long answer is much longer and more technical but rest assured, we are aware of the tax implications and it's not a problem.
It is totally false to assume that anyone with debt from medical bills must be uninsured.

I had an appendectomy when I was in college and I had insurance and I still received a bill for something like $8000 after the insurance paid out. I managed to have half of that removed due to my very low income, and I luckily was able to pay the rest of it, but this was literally the simplest possible ER visit and surgery you can have and I was lucky to have savings to cover it. If anything worse had happened to me (say, if I got hit by a car) then I could easily have ended up with more than $10k in debt after insurance and after the follow up negotiations with the hospital.

Some insurance would certainly have covered this better, but I had the more expensive of the 2 choices insurance plans that were offered to students at my school. Anyone who is buying their own insurance if it's not provided by their employer isn't going to do much better.
Hackers Love Android Gingerbread
Well, it's beside the point. For now, medical care costs money, and people rely on that money for their livelihood, and simply walking away from that debt is wrong.
That would be in normal times, a payment plan.
I never claimed it was fact. What is this, "evolution is not a fact!!!!11111"?

My point was not that consensus = correct. As someone who got to count many firsts for fellow LGBT people on Tuesday, I know that the majority is not always right. My point is very different. There are people who think that they have an opinion and that their opinion is as good as a hypothesis that is the result of data, research and people that are frankly smarter than them.

I'll again ask you, but this time in a more pointed manner. Do you have an alternative viewpoint about global warming and this article... or do you have alternative SCIENCE about global warming and this article?

You must have different data or analysis given your vehement denial of global warming... but I would have assumed you would have offered it before your 5th post in this thread. That's literally all I've been asking for from you. WHY do you not believe this article? Is that so much to ask?

edit: I see that you finally offered a single scratch of something that I can go look into. About the laziest way of engaging in a conversation, but at least it's something. I don't know why you're again insulting and dismissing me with that last sentence, I've literally been asking for this from the get-go and you're the one that held out.
This is a curious activity - non-performing debt, i.e. notes not generating any cash for the holder and thus not extracting any cash from the ower, are being exchanged at market value, thus transferring cash via an intermediary (OWS) from a donor to the lender. This results in a non-cash accounting change for the ower and a boon for the lender. Economic activity is boosted if the lender's investment/consumption is more sensible than the donor's - ower does not figure into the algebra. This is likely to be stimulative if the lender's marginal propensity to save excluding risk investing is low.

If these are performing loans, on the other hand, the donor is, via OWS, acting as a market maker for the lender, providing them with liquidity/immediacy while granting the ower cash flow. This is like a stimulus payment to the ower (provided they consume the extra cash flow or invest it in risk assets). It's also a bail-out to the lender.

This is structurally identical to the Federal Reserve buying banks' assets, e.g. loans, and Washington increasing high-velocity fiscal spending. OWS's plan has the downside of being market distorting (via moral hazard) while the prior is less so (Fed's buying activity can be distorting if not done properly or if amped up to supplement Congressional inaction).

I came here expecting to chastise this but, economically speaking, it's a better use of surplus savings than having them sit idly in the money markets. It is, though, worse than building things, funding research, or helping feed starving children. Kudos, still, for beating par (the money markets).
It's good to see people still using Farecast! Most of the original team is now working on other startups including Decide.com, Medify.com, and Room77.com.
I'm not 100% sure, but I'd be completely shocked if the banks and credit card companies (or whoever) that sell the debt didn't have to report the sale to some government agency, or even the IRS itself, so the IRS could probably find out that way.

And now that OWS has announced they're buying up debt and forgiving it, the IRS is going to have a pretty good idea what's going on...
In the other thread : https://news.ycombinator.com/item?id=4761402
Avid WoW player wins state Senate election
> That's a broadening experience and an intellectual delight.

I disagree. It's only broadening in the additional people it allows you to commune with. Other than that, it's a waste of time.

Having to convert between languages (I'm a native speaker of English who lives in Germany) all the time is huge overhead, sort of like if every country had its own system of measurement, except that the overhead is incurred much more often, not just for measuring things.
The money being discussed here is chicken feed. The article mentions a total of $488.15 being scammed over a six week period.
Google Docs Story Builder
The last thing they ask you to enter is your postcode, which if you did enter it, vastly reduces the number of people that you are being compared with. That, and most people here would be on a high income for their age compared to the rest of the population.
You underestimate reddit's abuse defenses.
Some argue that the idea is that, for x= 50 or 66 or whatever, you want "x% of all people to have heard about, understand, and agree with it" as opposed to "x% of people with an opinion agree with it". If you believe that (to be very explicit: I am not certain what I believe, so please do not start arguing with me personally about which is better; at best I oscillate), then the default should be "no". (Arguably, it might even make sense to have different defaults for different kinda of things, as we already do with different values of x; as an example, sometimes tax laws rwequire x=66 while other laws only require x=50.)
SkyPhrase Aims To Understand You Better Than Siri
Mitt Romney's 'Project ORCA' May Have Cost Him The Election
It's a side project by a couple of guys with full-time jobs, written in an experimental Lisp dialect and running on a single machine.
On firefox turn on the option "Don't load tabs until selected". I don't see this option in chrome.

It speeds up browser startup dramatically. Especially when you leave lots of tabs open as your "to read" list.
It's never free. Somebody has to pay for it.
Possible Twitter Hack Prompts Big Password Reset Call [UPDATED]
I wear earplugs, then put headphones over those, then play brown noise via (ugly but reliable) http://simplynoise.com. The combination of earplugs and sound works surprisingly better than either does alone. But I've not tried the Boses.
Rectal stimulants & other productivity hacks for startups
Sure we did. Jedberg used to talk about it all the time.
Actually, I am saying exactly that - although I realize it may be unpopular. I don't believe that there is "good racism" be it AA or any other program. Just because you think you are helping people out based on the color of their skin, doesn't mean you are. In fact I think you are causing more harm than good by perpetuating this line of thinking that race is something to be considered as a means to discriminate.

Ideally I'd just like to see a society where race is hardly ever even talked about. It should be as significant as hair color (as another commenter mentioned). We won't get to that point if decisions are made based on race. As soon as you do that, then others will do it. And race will never cease to be a discriminating factor in human relations.
Switch LED bulb: The long-awaited light bulb is finally here. Is it worth $50?
How To Use Electronics All Day Without Destroying Your Body
What the Web Lacks: A Social Network for Finding a Mentor
If this happens on a large scale, will it cause deflation? It seems like it would reduce the money supply.
Spammers cry foul
> The premise is flawed.

That was my point, yes.

> then it's gone, and where am I? Right where I was to begin with.

Much better to, say, send you to college and make sure you get employed so that it's easier for you to maintain a life of your own choosing, isn't it?
Redditors are a shit audience that commands shit rates from advertisers, because the only businesses willing to buy space on reddit are those with nothing to lose by association with that virulently misogynist, racist filth (well documented by Gawker, CNN, ShitRedditSays, among others).

There’s a good reason Advance has done everything it can to distance reddit from the premium brands of Condé Nast, short of dumping reddit altogether.
After OWS forgives random debt, is it also going to help teach people how to avoid debt again? By avoiding keeping a balance on credit cards? By saving up an emergency fund for a rainy day? By saving for retirement?

A one-time forgiveness of debt is a generous gift to be received, but unless you have the habits to avoid debt again, it will just grow back again over time.
...except people also browse HN from behind corporate gateway's/firewall's.
Try your headphones + http://simplynoise.com. I like to set it to brown noise. It's not perfect, but it helps a lot.
The last bit is key. HN is served off flat files, and caches state in-memory in global variables. That -- and not cost -- makes it hard to add a second machine.
The main problem with that is that we would be collecting assets that we would then have to pay taxes on. Better to destroy the debt all together.
Can Digital Drugs Get You High?
The reason that any bank that sells debt would attempt to avoid this kind of thing happening should obvious. Moral hazard. If a debtor can refuse to pay and then only pay what the bank really then thinks the loan is worth (with few if any penalties), then every debtor is going to do that.

Obviously, OWS is doing this as a political statement that the debt system in the US is corrupt, unjust or something. It does seem like things such as education shouldn't throw a kid into life-long debt from the get-go or the benefits should be more, uh, clear.

The student loan system today generates a huge number of defaults. The contradictory situation where the banks naturally write down this debt but work hard to keep the written-down out of the hands of the debtors may be an Achilles heal of the system.
Best day to launch your mobile game?
I'm skeptical that that statement should be taken at face value. Nate Silver isn't the smoothest in in-person interviews.
> See, the problem is that if your site is funded primarily with advertising, then you are beholden to your advertisers.

There is a lot of precedent for handling this, as newspapers have been doing for decades. Newspapers have the content producers and the business people in the same building employed by the same company.

You separate your business and editorial and put a wall between them in the company. Nobody from business has access to the admin panel and nobody from editorial has access to the business contacts.

I really couldn't imagine an advertiser asking reddit to remove a post for them. To advertise on reddit means that you have some understanding of how it works, and how it works doesn't involve admins censoring content.

There are more than enough advertisers in the world who both understand reddit and would pay good money to get their ads infront of that audience. The only problem is that the ad product is not sold or promoted well.
No forgiving. Forgiveness implies someone did something wrong. These debts are illegitimate and should never have existed in the first place. These debts are immoral, if anyone needs forgiving it is the banks.

We are not forgiving debts, we are abolishing them.
Remember how AT&T swore it needed T-Mobile to expand LTE? Funny story.
Some of the world’s stablest economies are Asian. Time to worry?
A mass social experiment on Facebook
That's correct. The only downside of client certificates is that they can be a PITA for developers, especially if you find yourself frequently spinning up new dev and staging environments. Also, on a PaaS this might force you to check-in your certificate alongside your code in order to deploy it. On dotCloud you can avoid this with the rsync upload method (which is now the default in 0.9).
Apple working to make Bonjour compatible with enterprise networks
Yes the IRS knows what we are doing. We called them up and told them. They thought it was pretty cool. w00t!
The same thing every smart developer who ever committed or deployed a line of vulnerable code thought: "I'm just trying to get this feature done, not write a formal proof". You're in good company.
Unless you're lucky enough to live in a country (like where I live) where public health care will cover your expenses. :) In any case you could argue that the driver of the vehicle is responsible for your expenses since they hit you. Unfortunately that's possibly not so easy to do though since people have been conditioned to believe that cars have absolute right of way on the road.
Have you considered watching to see if a user searches for, e.g., flights out of JFK immediately after an identical search for flights out of LGA, and then gently highlighting the feature?
Morgan Stanley Tries To Halt Facebook IPO Lawsuit
Not true.

I walked away from my primary residence because it lost over $100K in value. My credit score only dropped from ~705 to 655 (per Creditkarma.com). Also, only one of my creditors lowered my credit limit (Citibank). American Express didn't even blink, and I've got a Platinum card with them with a $75K+ limit. To date, I've missed over 22 payments on my mortgage, and my credit score still remains fairly usable (I may complete a short sale, or may let it forclose. Depends on how amiable the noteholder is to both scenarios).

You've been lied to. The risks of walking away from most debt is highly overrated.
There's also no control over the content. As an advertiser, I would be worried with where my ads may end up. With a traditional publication, I generally know the type of content that will come out and their policies.

For your publication, the writers will keep writing as their job, but if you upset the content generators at reddit, you'll lose your content source.

In general, monetization of a publication is a more proven model than monetization of user generated content.