skysight-inc/HackerNews huggingface dataset:
The California (and Florida) situation is easily explainable [1]. As this video points out you have these forces in play:

1. The state who sets insurance price caps for political expediency, basically to increase house prices (because they'd go down if insurance prices could float freely). BTW we have examples of areas that are uninsurable like the Florida Keys;

2. The homeowners who want their house prices to go up and want to pay as little as possible for home insurance; and

3. Insurance companies who can't write too many policies so they remain solvent. Price caps ultimately lead to insurers leaving the market.

LA in particular has competing problems: wildfires and earthquakes. If you want to avoid total loss due to wildfires, first you wouldn't build in Pacific Palisades at all. It's a vegetation rich area between hills with potentially high winds. If you want to avoid fire loss, you would build out of concrete not timber-framed buildings.

But the problem is that earthquakes have the opposite building priorities. Lumber is actually quite good in earthquake zones because you tend to get less loss of life from the collapse of timber houses.

Now you can build concrete houses that are earthquake-resistant (eg in Japan) but it's expensive.

Ultimately all of this comes down to a malaise brought on by high house prices. Voters consistently vote for policies that increase their house prices with absolutely no concern for the externalities.

If it now costs $1 million to build an "average" house, then you're going to be spending $20,000+ a year on insurance. If your house only cost $100,000, you wouldn't have that problem.

It's even worse in California because a lot of property taxes are capped so the state government can't even recoupe taxes from a lot of high-priced property but they suffer the costs of it (eg by being the insurer of last resort).

[1]: https://www.tiktok.com/t/ZT2Jek6a6/
Yes, both spectacular and beautiful. I guess Starship can now say what the legendary comedy actress (and sex symbol) of early cinema Mae West said:

"When I'm good... I'm very good. But when I'm bad... I'm even better." :-)

Combined with another tower catch, that's two spectacular shows for the price of one. Hopefully the onboard diagnostic telemetry immediately prior to the RUD is enough to identify the root cause so it can be corrected.
That's Shopify Balance, which also has a /. logo for some reason. No relation to Slashdot.
> How about profit caps?

What period do you put it over for property insurance? Profit caps work for health insurance because claims are typically not correlated. The percentage of your customers with cancer won’t 5x one year and go back to baseline the next. New drugs or treatments (or a drug going off patent) can cause correlated swings, but generally costs to health insurers don’t change a lot year to year.

For property insurance, you need to bring in profits most years to fund the year when there are multiple category V hurricanes or large fires.
Yeah, cloud installation is a bit tricky: https://mrbluecoat.blogspot.com/2024/12/nixos-in-cloud.html

https://netboot.xyz/ is probably the easiest way if your cloud provider supports it.
More as long as there were no humans onboard
I actually get this take, but for me it's the ultimate distraction and a way to legitimize the CEOs rubbish behavior.

"How can he be wrong when he is a genius and can land a rocket in two chopsticks?"
Thinking technology will always save us is no different from divine or magical thinking.

Lots of societies and civilizations have collapsed. Some were straight up wiped off the earth and we don't even know what happened to them. Western civilization has had a good 500 years, and America has had a good 250 years, but that doesn't mean things can never go bad in the future.

Plenty of places have had catastrophic droughts, famines, and plagues. Nearly half of Europe died a few times from plagues. Most natives in America were absolutely wiped out from disease and other issues. Tens of millions died of famine in China last century. Tsunamis washed away and killed hundreds of thousands in Indonesia and Japan this current century.

In the past, the Krakatoa eruption messed with the climate around the world and made the sky dark. The Bronze Age Collapse is something we still don't understand but nearly wiped out everything in the western world. With population density higher than ever, disasters that match major historical ones would be far more destructive. It's really just been an unusually peaceful few decades in first world countries and people have gotten too comfortable.
TikTok wasn't free speech either, it was just different speech. I never cared about it until they tried to ban it.
The company scaled to support the world’s largest economy.

Remove that. Recognize they can’t compete in #2 (China).

Then how can you justify their current scale?

What do you mean by more popular than any meta or us app? WhatsApp has 2b monthly active users, where as TikTok has little more than 1b.

More important than user count is user economic purchasing power.
You omitted a very famous website: starterstory
How do you know how it operates? Have you been to China? Or do you just uncritically gulp down state propaganda about it, like most Americans?
> The risks of drought and the resulting fire or hurricanes and floods is much higher than it has been in recorded history in these areas because of climate change

I saw an article on npr [1] which basically agrees with the chart on the blogpost. I 1980, there were 3 disasters a year that cost $1B, inflation adjusted. In 2024, 24. The second chart in the npr article is pretty terrifying.

[1] https://www.npr.org/2024/10/08/nx-s1-5143320/hurricanes-clim...
Marco is essentially a direct competitor to Superhuman.

However, Superhuman and almost all other products in this space integrate with providers solely via API (like the Gmail API). This means almost all "modern" email products only support Gmail, and perhaps Microsoft if you're lucky.

We've opted to integrate at the IMAP level to allow maximum interop.
Can you explain how it's not standards first?

Web components can be written in standard JS modules, loaded by or inlined into standard HTML, instantiated by standard custom element tags, rendered with the help of standard <template> elements, and styled with standard CSS.

If you don't use the web platform's native facilities for re-use, then you do have to use some non-web-standard system, like a server framework. Is there some way you see that that's more standard than the web?
What was the biggest contract you inked this way?
I can’t imagine a company is willing to pay 6-7 figures without at least talking to one human on the other side.
While some problems are actually solvable with just pencil and paper, this is not a requirement and the intention of the project is that problems will be solved with a combination of insight and coding.

From the Project Euler website:

"Project Euler is a series of challenging mathematical/computer programming problems that will require more than just mathematical insights to solve. Although mathematics will help you arrive at elegant and efficient methods, the use of a computer and programming skills will be required to solve most problems."
Sand's book is coauthored by Eran Elhaik a geneticist and bioinformaticion.

Eran's analysis backed up Sand's theory of jewish nation based on DNA
Why would a user agent build functionality for more effective advertising?
a lot of this here is really what the problem is. for whatever reason, california wants to try to micromanage this particular microeconomy (insurance), but it will fail.
Don't agree. Well partially. I also think the privatise the profits socialise the losses story is strong, and the coal and oil interests should pony up more remediation costs.

But insurance is one of the best signals we have to true risk/consequence/likelihood, which commercial interests pay attention to

The best long term outcome here would be rebuilding safer but the downside will be "which excludes the poor" -that's where I think state and federal policy should apply the lever: require socialised housing outcomes.

Price controls on insurance forces socialised losses. Better is some middle ground: mandate insurance, demand adequate mitigations and defences. But losing the price signal is bad.
It seems like "severe storms" have increased quite a bit, the other categories not so much. What does "severe storm" mean here? Doesn't seem to mean hurricanes or winter storms. So what gives? Is this just political patronage handed out under the cover of claiming a big storm knocked some trees down?
a) just because the government has policies that doesn’t mean they are 100% effective

b) export controls aren’t expected to completely prevent a country from gaining access to a technology, just make it take longer and require more resources to achieve

You may also be misunderstanding how much money China will spend to develop their semiconductor industry. Sure, they will eventually catch up to the West, but the money they spend along the way won’t be spent on fighter jet, missiles, and ships. It’s still preferable (from the US perspective) to having no export controls and China being able to import semiconductor designs, manufacturing hardware, and AI models trained using US resources. At least this way China is a few months behind and will have to spend a few billion Yuan to achieve it.
Ask HN: What is the best camera for content creation
So I've been planning on starting content creation and I want to do YouTube and tiktok and all that. I'd be doing vlogging but am also planning on doing travelling. For example I'm going to Greece with my dance group and want to film a bunch of stuff there. What would be the best camera for a mix of vlogging but also action shots? If you have any questions that can help narrow down my search let me know. And for now let's talk camera specs first and budget later.
> 1) They're actually worth preserving, and not some experimental garbage that ended up being totally pointless.

That seems naive. You don't know what's pointless for years, usually. Can I tell you how many times I've gone back to stale pull requests and topic branches to recover "How did I do this?" code?

> 2) I need to get them off of my local machine for disaster-recovery purposes.

That's called a "backup", and yes, data robustness is a big advantage of this workflow. You're acting like this is some kind of rare event. I push my local work to a branch (or three) on github every hour!

A corrolary is hardware independence, btw. Working off remote branches means I can also stand up a replacement development environment with a simple clone. (And the corrolary to that means that I can trivially document this such that other people can stand up development environments for my stuff, too!)
> The US is not engaging in active colonization, it has fully colonized the US.

The history lesson here is that if Israel were to just finish colonizing the territory and completely subjugating any opposition, like the US did, they will win in the long run. Meaning, the settlers are right, if not in moral terms, then in practical terms.

The US may pay lip service to indigenous land rights in flyover country, but nothing suggests it would consider handing over control of huge swathes of strategically critical territory to a hostile group of natives. That idea would be laughable, yet it is pretty much what many people believe Israel should do.
Is this really true? When I want to reorder commits, I just drag & drop in a GUI and I’m done. Or if I want to switch branch or manage a complex mix of rebases or cherry picks, it’s just 2 or 3 clicks. In CLI, by the time I’ve typed out the commit hash or locator, it’s already taken longer. And I type 130 words per minute.
Agree with OP. Here are some of my personal observations: https://mrbluecoat.blogspot.com/2024/11/growing-pains-with-n...
So if a potential customer for your Enterprise tier says “sure ezegk I will pay you 6k/mo but only if you do a second call with me to discuss some open questions I had” you will refuse and tell them you will only communicate via email?
I find that very hard to believe…
Right. But the graph of 2023(?) data [0] varies hugely by region, from a TFR of 1.65 in Bolzano in the far north, to <= 1.0 in Sardinia and the central regions. That correlates somewhat with GDP but there are clearly other factors. Also this doesn't show internal migration or external immigration (of adults + children) or the effect of cost of housing - is there any compound graph showing all of that?

IIRC, the age of mother at (first) childbirth [1] is a useful statistic for understanding causes: in 2023, ranged from 31.9 yrs in the Islands (Sicily + Sardinia) to average 32.5 to 32.9 years in central Italy.

[2] "The province defying Italy’s birth dearth: Thirty years of child-friendly policies" describes how Bolzano - South Tyrol's child-friendly policies and $ incentives have given it the highest birthrate of all of Italy since the 1990s.

Also, The Lancet [3] last week wrote "The Italian health data system is broken"
"A major weakness of the health-care system in Italy is the fragmented health data infrastructure: there is no unified, centralised system for documenting and sharing electronic health records (EHRs), hospital data, and general practitioner records... The root cause is extensive regional autonomy, with 20 regions operating independently and implementing differing policies and technologies, creating regulatory fragmentation and inefficiencies... Such a fragmented system not only fails the Italian population but also imposes a considerable economic burden on the country."

Is Meloni's govt changing any of that?

[0]: https://www.reddit.com/r/MapPorn/comments/18p6ivs/fertility_...

[1]: https://www.statista.com/statistics/567957/mother-average-ag...

[2]: https://www.boomcampaign.org/p/the-province-defying-italys-b...

[3]: https://www.thelancet.com/journals/lanepe/article/PIIS2666-7...
The reason is pretty simple.
The technology you are using right now, was created with knowledge that was obtained in orbit.

If you use GPS, you are inherently reliant on satellites, delivered with rockets.

Some of our resource shortages can be covered via resource acquisition in space.

Pushing the space frontier, is far more interesting and important, than mobile phone screen size, or fidelity.

It opens an entire new area to the sciences.

Also big explody tube warms the cockles of my heart.
Should doctors help people die? Global debate hits home in the U.S.
Yes and the team could be missing structures to support junior engineers. What made them not ask for help or pairing is really important to dig in to and I would expect a senior manager to understand this and be introspective on what environment they have created where this human made this choice.
Are there any public forges that support hg?
https://archive.ph/L8V84
> although it's a bit pedantic.

If we're discussing research -- and I think this is fair since we're discussing a link to an arxiv paper -- then being pedantic matters. Things have definitions and we are supposed to know what they mean.

> Give me markdown support and I'll be happy.

You and me both
Here's how to formulate the question in continuous space/time:

Random walks can be defined on continuous space and time as a probability distribution on functions R -> R^n (Brownian motion in n dimensions).

We can then ask whether Brownian motion beginning at the origin will ever revisit it i.e.

Given 2D Brownian motion X such that X(0)=(0,0), the probability that there exists t>0 such that X(t)=(0,0) is 1.

Given 3D Brownian motion X such that X(0)=(0,0,0), the probability that there exists t>0 such that X(t)=(0,0,0) is 0. (This is more clearly true when it doesn't begin at the origin, but it's almost certainly not at the origin at t=1, and you can divide the half open interval (0,1] into a countable number of intervals, each of which have 0 probability of passing through the origin.)

Random walks in 2D are space filling curves; random walks in 3D are not.
Interesting, do you have to stamp it at a certain point in the baking process? I'm guessing after it expands at a certain point
Totally agree, though there should still be insurance commisions and controls to ensure that any company selling policies in a given area is solvent enough to pay out. Otherwise you'll have fly-by-night insurance companies selling sham policies for cheap then folding up shop during the next natural disaster saying "oopsies guess it's the state's responsibility now".
Real-Time Structured Data for RAG
I doubt that would work for model weights because they are generated algorithmically rather than being written by humans, which probably means that they are not speech.
I agree with your analysis of how insurance works. But, wouldn’t the burden of calamities only spread amongst the insurance holders? I am not sure what the factors are, but if a lot more people go without insurance (because they are independently wealthy or live in an uninsurable location), doesn’t change the calculation?
Rockets are good. They give us hope that one day we ll explore the stars. Let people enjoy the small wins.
That's true, but softer things have happened, like the White House coercing platforms to delete content that questioned covid19 vaccine mandates. Until judges stopped it.

US govt is also trying to ban an entire social media platform. The law itself just mentions national security, but some lawmakers supported the ban explicitly because of the anti-Israel content on TikTok.
Even Linux users in 1999 (when you had to be pretty well informed to know that Linux even existed) were truly that uninformed.

http://www.slackware.com/faq/do_faq.php?faq=general#0
Rules of the water says smaller ship yields right of way to bigger ship. Sounds like you screwed up if your yacht got hit by a bigger ship. Of course that applies when the vessels are not tied up. If a big ship his a docked boat, that's an entirely different scenario
This is not an insurance problem, or a market problem, or an MBA econ problem.

It's a "Do we want cultural extinction or a relatively comfortable and habitable planet?" problem, which is not quite the same thing.

No amount of faith-based "We will adapt!" is going to make an impression until evidence appears that we are actually adapting in real, tangible ways.

Clearly, objectively, and empirically we are not. We are doing the opposite - pretending to ourselves the problem is going to be solved by continuing with the same mistakes which caused it.
That is so, to an extent. But it's balanced against employer demands to hold down medical costs because they pay most of the bills. If your HR department can save 5% on employee medical costs by switching from Blue Cross to Cigna next year they'll absolutely do it.
It took Apple 2 years to ship the first million. It wasn’t successful at all until it came to Windows
Damn, can't wait to pay 500+ USD to play mobile games! :)
> However their lifestyle and ideology is inherently dangerous to workers and life on earth as we know it.

Wait until you hear about China.
Sure... but they provide all that too. They're just saving most people extra work. And honestly, I think it is nice to have a historical record. There's plenty of times I'm looking in papers for numbers that don't seem relevant at the time but are later. Doesn't hurt.
> You can build out of concrete and use fire resistant materials like metal or tile for the roof and your house is nearly fireproof

Just like exactly the rest of the world? We, the non-USA folks, are looking yearly at either fires or hurricanes destroying these wooden houses there and people keep rebuilding them. Insanity.
If you ask Americans to vote to make gas more expensive to stop climate change (eg. the Washington carbon tax referenda), they say no. America burns lots of fossil fuels because it's what the voters want. If every private fossil fuel company shut down tomorrow, there would be riots in the streets, and then oil and gas would be imported from abroad.
Apparently I do not keep up with times. I read the rules some 15 years ago last time. :-(

If you can provide a link, I would be really grateful!
That's not true. There's a couple of forests that are as dense as gameplay can reasonably allow.
Sure. Because the response of a failure in governance is more government? What you are proposing is "unfair". You are essentially suggesting that the rest of the country subsidize a subset who wants to live near high-risk areas. Me too want to live in a dense forest and also have my house by the edge of the river.

You could make the argument for this for healthcare, since no one can choose which illness he is born with. But choosing your housing location is a "choice". And you can/should move somewhere else where it is less risky.
I must admit I'm not an expert in how it works. And as friends we never really talked about the details of such things. But you can read about the procedures here: https://www.nrc.no/globalassets/pdf/legal-opinions/legal_mem...

Based on that, he must have obtained a special permit to leave Palestine and fly to the US for higher education, but this had to be approved by Israel or he could not leave Palestine or transit through Ben Gurion Airport (remember the Palestinian's international airport was bombed into rubble a decade ago or so). One year they denied him for some Kafkaesque reason, I presume. By the time he sorted it out he had to arrange with the school to take a leave and start again the next quarter
>We don't live in a world like in 1905 where an earthquake would lead to a fire that burns down an entire city

I'm not convinced that that's true, and even if it is a huge chunk of population (world, US, pick your area, it applies broadly) keep fighting to regress us to these periods.

People complaining about rules they don't understand is in some sense as old as the existence of rules, but the internet has dramatically increased the number of people who consider themselves experts on politics, healthcare, construction, electrical code, and every other topic on the sun, and who are proud of ignoring the science and the rules and who go out of their way to avoid permits, inspections, etc.

At the same time a significant chunk of the population works to defund and defang all government, preventing the existing rules and codes - labor protections, fire protections, food safety protections, etc. - from being adequately monitored and enforced.

So you have a huge mix of things which are old and degrading, things which were never built right, and things which people are actively modifying in dangerous ways. People have a false sense of confidence build during the years where we were enforcing these rules; I do not believe that confidence is still warranted.
It seems like they'll need a lot of different vehicles to catch the second stage given the number of pieces I saw in the video.
i unironically believe the insurance is a great signal for pricing externalities. if you want, imo, a comfortable planet, you should want everyone to have to pay, out of pocket, for the risk they’re taking.

the result would be people not living in areas that a risky, engaging in behaviors or risking, or partaking in things the contribute to the world becoming more volatile.
No reason actually. I was just testing out an automation idea. Didn't actually post anything! Just logging in multiple times with my automation
Phones have a lot of that market covered, and the Switch Lite gets close enough for a lot of people who want something other than a phone.

I guess Nintendo don't see enough left over space to bother trying.
It is called the honor system. But you're right: some people... And no, Project Euler does not demand. You can be sure, nobody is going to be sued. It asks politely to show respect to those who created the project, and to those who did not solve the problem.

Besides other things, there is a place to publish interesting solution: it is Project Euler forum to discuss solved problems.
Most regulated insurance markets do have profit caps. California certainly does, but there was still a price cap added.