skysight-inc/HackerNews huggingface dataset:
I think this is a bit of a naive take. First off I agree 100% that their employees are not deserving of death so let's get that out of the way here. I'm not trying to argue that murder here is justified.

But the take that purchasing insurance is a simple two-party agreement of willing participants who have options to go elsewhere is just purely naive. This is not a simple financial product like buying life insurance or car insurance or fire insurance for your house where you go shopping and buy or don't buy.

In the United States, there are just no other choices. You get health insurance as part of your employement (typically), which is insane on the face of it. The government (basically) does not provide health as a service, even though it would seem that health is as fundamental a service as it gets.

Health Insurance companies are for-profit entities whose absolute incentives are to maximize financial return to their shareholders, not maximize health in their policyholders. And whether they say it explicitly or not, the way you maximize financial return as an insurance company is take in more money than you pay out. And in situations where you have some amount of leeway over whether to pay out or not, the way you do that is try to pay out as little as possible and deny claims as much as possible. That's just pure logic.

This is not "did your house burn down" or "did you car crash" or "did you die" binary type of stuff with typical insurance. This is nuanced decision-making, all with an overarching goal is maximizing financial return and minimizing claims paid. Period.

While a specific person at a health insurance company may not be evil, and while the business itself may not be evil, the net result of the entire end-to-end system can absolutely be quite evil.
Old article, but solid infographic showing how vastly different model year vehicles fare during the same year:

https://archive.md/G0ZAG
Just bear in mind while they are yelling "shut it down" there will be a bunch of commenters with no idea whats happening saying that they are just over reacting
"Hollywood accounting" only works because you're transferring the profits of one enterprise (ie. the movie itself) to something else (ie. the production/distribution company). Unitedhealth Group is a publicly traded company. Where are they funneling the profits to?
As a layman, how is this different from just buying FZROX automatically every week for the next 30 years? No snark, trying to learn for my financial future!
I am; I can't buy <firstname>.<anything> because it's a municipality or something in France and so I can't have the domain name for one of their overseas islands like Pierre et Miquelon (.pm). My registrar gave a refund for that one after the registration failed

But that's not the case for the domains AFNIC did grant. They registered successfully and I can still use them, also after this verification sham, AFNIC just insisted that I confirm immediately that I e.g. live where I said I live over ten years ago

I'm well aware that GDPR exists in France btw, but AFNIC is not — or at least has a different interpretation of what "not processing data unnecessarily" and "treating racial, biometric, and gender data as extra sensitive" means (they insisted I send all of these categories over plain email to a helpdesk system; I tried giving them an https link to a .jpg on the domain in question instead, but that was rejected with a "please attach to the email")
How do you manage the bid-ask spread not eating into gains when rebalancing? And what portion of the an index fund's 0.1% expense ratio "pays" for that?

Also, how do you position yourself compared to Fidelity's Custom Investing product?
Being charitable, it's not that it will *solve* the disaster, but that its justice applied. Does locking up a single drug dealer solve the war on drugs, or jailing a murderer solve anything for the victim of the murder?
Thanks - worked hard on the backtester despite it not being front and center product wise.

We currently have 50+ strategies. About 30 of these replicate popular ETFs. MTUM is one of them (https://double.finance/p/explore/124). Here are our 4 factor focused portfolios (https://double.finance/p/explore/factor-thesis). If there are more you want to see please let us know as we can most likely add them.

MIDU is unfortunately not eligible to be traded on a fractional basis by Apex. Main things missing are some new/low volume ETFs and ADRs (although we have some of them).
FINCEN (and others who have search access to it, which rounds to most Federal Government criminal investigators) can see all SARs filed. Banks (and other financial institutions obligated to file a SAR- like casinos!) don't get to see what any other institution has filed. The point of a SAR is to provide a data point for an investigator, not to create a black-list of unbankable people.
Fair, but there are many categories of languages.

For example, I can think in formal logic. I've learned to do that, and surely my brain takes a step-by-step approach to it, but I've also internalized some of it and I don't think that my proficiency with English has anything to do with it.

I could have learned the same concepts in any other language, but the end result would be the same.

And surely there are many thoughts that can't be expressed purely with words. For example all that is related to qualia. You can think of a color but you can't describe what you see in your mind's eye with words, not in a way that would let a blind person share the same experience. Or try describing "love" without making a similitude. Is love a thought? Or a feeling? Is there a meaningful difference between the two?
So how does it work now with bank fraud or technical issues? Ignore the fintech layer for a moment, just consider a bank like Chase or Wells Fargo. If their mobile app causes an erroneous transfer, or the backend removes money from your account or maybe doesn't give you the expected interest amount your saving account due to a bug ... what is the recourse? For a reputable company, even if their support is a hassle, they'll probably make you whole eventually. But presume they don't address the issue or repeatedly have widespread issues, what then? Do banking regulators step in? Does the public just need to rely on torts and threat of a suit or bad press?
Bentornato ;)
If you sell a few hits of fentanyl you aren't going to meet the statutory definition of a criminal enterprise and therefore will not be eligible for federal death penalty even though fentanyl induces death.

If you sell $100M of fentanyl you can get the death sentence, since fentanyl is an element in inducing death at basically any sufficiently large quantity of a criminal enterprise.

It is not exactly the same, but it has a lot of parallels to the argument I see here. If you are an insurance salesman selling contracts you know will not be honored and such denied claims will be an element of death, many will not see it as serious as being the criminal enterprise leader who orchestrated it. Even in such case that the policy can be attributed to a single salesman, the executive is likely to be held more culpable just as the US code holds the criminal enterprise executive to the death penalty whereas it may not hold the low level guy who sold the fentanyl.
It gets the time wrong (says it’s 4pm in London but it’s 5pm). Edit: fixed now.

I’m not sure that it works with shading day and night like that — day length is different in different places. Maybe colour the city by day/night instead of the dial?
It would appear you have a non-trivial "company" parse problem, based on eyeballing the "First Time Companies" section. I do appreciate the problem of trying to do semantic analysis on HN comment text, but several of them follow the "X@Y" nomenclature and a few others are "X-Y" so it doesn't seem to be insurmountable to try and fix
Summary:

1. Attention to detail

2. Fundamentals - Data structure and Algorithms, Concurrency, Computer Architecture, Do you know how things work under the hood, Design of other systems, The deeper the layer you can go, the more you understand

3. Read books and watch conferences

4. Don't tie your identity to a technology
Not specificially about this. But I'm trying to read some of the classic philosophy books. Anything by Bertrand Russel and Erich Fromm I like. If you want to learn more about human behavior, I can recommend reading Robert Sapolsky. His new book about (the lack of) free will is great! Furthermore, I enjoyed Homo Sapiens by Yuval Noah Harari. Certainly goes into the topic a bit how we ended where we are not with society.
Trump DOJ obtained phone, text logs of 43 staff, 2 members of Congress
Trying to understand how compute happens in Quantum computers. Is there a basic explanation of how superposition leads to computing?

From chatgpt, "with n qubits a QC can be in a superposition of 2^n different states. This means that QCs can potentially perform computations on an exponential number of inputs at once"

I don't get how the first sentence in that quote leads to the second one. Any pointers to read to understand this?
I found the same - market is actually getting worse (if HN is representative of the market). This month there were more job seekers on HN than jobs for the first time since 2014.

https://bilbof.com/posts/tech-hiring-is-bad-right-now
Most of those people are making several multiples the average Indian's lifetime earnings. Should those call center folks pay for the Indians' healthcare?
This is very useful, thank you!
Of course you can find videos of people on YouTube who drink deuterium: https://www.youtube.com/watch?v=xcO1yCAO-pI
The title here should probably be:

simdzone: Fast and standards compliant DNS zone parser
An Ivy League STEM background is not capable of educating him on the issues he's grappling with. Now an Ivy League Arts background might.

Unfortunately there's just not enough time in the day to really dig into the issues he's grappling with when there's an overwelming course load of databases and physics etc.
Doesn't a gimbal specifically keep the target object in a consistent orientation? This seems to function as an anti-gimbal
Welcome back, Salvatore!
This would be true if we were talking about something like String Theory, or Loop Quantum Gravity.

But it is not true for MWI: MWI was designed from the ground up as an interpretation of the mathematics and experimental results of quantum mechanics.
It is designed specifically to not match all of the predictions of quantum mechanics, and to not make any new predictions. Other interpretations are also designed in the same way.

So, if the people creating these interpretations succeeded in their goals when making them, then they will never be experimentally verifiable.
Pure sodium, yes. Sodium mixtures, usually not; table salt is fairly inert.

So it depends entirely on the chemistry.
When you put it like that, it sounds like the union had better ideas for what to do.

But I didn't notice IG Metall screaming that VW had to introduce new models to counter the coming flood from BYD (which is opening as many factories as VW will end up closing). Did I miss anything?
You can leave! Nothing is stopping you from staying in the US. Particularly if you're on this website, you probably have talents other countries would like to acquire. The fact that you haven't says you don't believe what you say.
> so much pent up anger

And one reason it's pent-up, as opposed to released, is due to corporations taking over our society and ruining human lives. All within the confines of the law and democracy. That's what this is about. There is no recourse or effective vehicle to be heard.
Surely then a worldwide militaristic repression of drug trade for a few decades should bring homelessness way down right?
yikes, mind throwing us a screenshot?
I'm seeing 5PM on my end https://i.imgur.com/wzAS6PT.png
Show HN: SQLite Page Explorer, Built with Redbean
If it's war why are we hobbling ourselves? We know exactly how China is winning. You don't see SMIC begging the PRC for more money from their equivalent of the Chips Act.
Yes. But, reason first did work (very slightly) better.
Oh, it's definitely not good for businesses, though many imagine it is. They'll tell you that it's restoring the true, original, immutable meaning of the Constitution -- which just happens to coincide with their predilections. Therefore they're getting a permanent, stable legal environment forever after.
for financial crimes, the loss of money IS the harm, and the dollar amount is the magnitude.
aha! Toggle the top left view to see it in scheduling mode.
Embers of autoregression in the latest o1 model
How scraping the web became an expensive business
That's not how criminal trials work. There are no free speech rights in court. Defendants can't just argue whatever they want. Judges have wide latitude to prohibit certain defenses and generally ban both the prosecution and defense from mentioning legally irrelevant points. Self defense is clearly codified under NY state law and this case doesn't even come close to meeting that standard.
The Kinship Issue
It's a red flag whenever I see an unclickable, unbrowsable, unverifiable "what people are saying" section. Even on the scammiest sites selling you trash on YouTube you'll see the same fake reviews. I immediately distrust places that do this.
Huh?? Did I say that?? The specialists I see also have my medical history.
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>>$50M worth of healthcare is not going to even minutely move the needle.

>I have a hard time buying this. Really? You can't cover a few more cents of a few more claims if you reduce c-suite pay?

Nice job moving the goalposts from "moving the needle" to "a few more cents of a few more claims". UnitedHealth Group had 371.6 billion in revenue last year. $50 M means they can provide 0.01% more care to their customers. I think it's fair to describe that as "not going to even minutely move the needle".
I think I know which you mean, but TBH that paper read as an AI auto-generated troll paper that any physics undergrad should be able to dissect :) It was a bit fun to watch though and sure sometimes you need to provide some fun content as well!
Are you armchair diagnosing him? He seems pretty sane.
It's slightly different. With poker, you play with drunks because they make mistakes. With order flow, you want trades from small fish who don't have any special knowledge so you market make and not be taken advantage of, yourself.
Just FYI.

I know a few others who have suffered the same from this company.
India already has a multi-payer universal healthcare system.

It's also not an American's business to come in and tell India how to run its healthcare system.
Interesting - how can we make this more believable? Link to their LinkedIns?
It's designed to be a CLI tool as opposed to a TUI so that it's more composable with other CLI tools. So you can use it as a building block to create a TUI, but it's not one by default.
Admittedly this is a play on words, fair point!
Gimbaled Gyro Sandwiches would be a better title
Just wanted to say I really enjoyed this!
Incredibly informative write-up. I consider myself much more banking-industry literate than most, and I learned a lot.
Will be interesting to see how the Valkey community reacts to this
Part of the reason for this is also is that the underlying clothes and fabrics were also very very expensive relative to what they became in the post-industrial world. So you would want to show off what you had.
They arent allowed to set rates that way in the US either, so it is an irrelevant point.
But what does the business actually do?
I'll try very hard to not disappoint you. The AI things I'm doing for Redis are truly low level and minimal. HNSWs rewritten from scratch in C caring about every bit of performance and memory usage optimization, with a trivial API. Embeddings are useful even if you don't like LLMs and generative AI, it is really a different field. Also I'll be doing a lot of the old stuff too, but with a more "informative" profile, that is, I'll do as I share what I'm experimenting with. And I'll handle the community. My things will not be limited to AI stuff. Thanks for your comment, I understand the sentiment.
That's like arguing "there's no anarchy in the streets, why don't we get rid of cops?"
Here's a NSFL link of what appears to be the video for those wanting to see just how engulfing it was https://streamable.com/y47pm1

For those wanting to stick to descriptions: the entire elevator (albeit a smaller one) is goes from normal to completely filled with burning toxic gasses in 2 seconds. If it were a large elevator and a phone battery you could probably escape most of the damage by being at the opposite end and exiting quickly after. With a batter that large though it's a bit of a different story.
C'mon, laugh a little!

When I got up this morning I was still laughing about the "escape goat" reference in a long dreary thread raising the possibility of outside actors, planting of evidence, and other wild speculations.

Zerohedge used to be good - maybe it could be good again. It certainly has participation.
Language is definitely a significant part of thinking, but when I remember how cold it was outside yesterday to figure out if it was colder than today, I'm not bringing words to mind. I'm bringing up some other non-discrete information that I could never precisely encode into words and then factoring that in with the other non-discrete information I'm currently taking in through my senses. Its only after that processing that I encode it as a lossy "It was colder yesterday" statement.
You can only switch providers during an open enrollment period, or a qualifying life event.

In other words, it is frequently made impossible, by law, to switch providers.
Has anyone found a right way?
I suspect he is going to make a lot of money coming back to save Redis from the negative press they have been having recently as well as the threat of Valkey. I sort of have to view it in light of all the other events that have been happening to Redis.
Golang and Ruby for smaller ones.
Egyptians in particular went bonkers for blue. Everything and anything they could make out of faïence tended to use shockingly bright blue hues to mimic Lapis, much as modern products come in gold to appear "premium".
Thanks for sharing. Wonderful read.
Debanking is part of the culture war now, which means that someone's reaction to it shows that they're either on the right or on the left, with no positions in between allowed, and that therefore they also support all the other culture war positions of their chosen side. The culture war is designed to bundle positions together like this, and to force issues into the bundle, in order to foster an us-versus-them feeling about every issue. It's possible to recognize this is happening, attempt to analyze the issue and the merits of each side of the argument, and come to a conclusion that one side or the other has the better argument. It's difficult though to convince others that your position is not because of culture war dynamics because the design of the culture war is to minimize independent analysis.

I think that debanking is absolutely a right wing false victimhood propaganda narrative, but I'm still interested in why they think it's an issue, partly in order to engage in the argument and defeat it based on facts, and partly to continue to learn the foundations for their side of the culture war in general
Forever Is Over
Re your edit about never showing a wide range of colors:

The range of colors has certainly increased. But we use the extreme colors in much more moderation, and even the use of colors overall is on a decreasing trend. Sure, there is still plenty of red, green and blue in energy drink cans. But on the other hand cars have lost all colors over the last couple decades. Home exteriors used to be painted in red or yellow tones in the 1930s but are predominantly white with black or gray accents now. Interior walls and furniture has become less colorful. And the counter-movements to making everything black and white make everything wood-colored and earth-toned, not colorful. And all of these examples are just about what happened in the timeframe from our grandparent's childhood until now. In the Middle Ages gaudy green chairs were fashionable.
Thank you Rui, my target is: API that can be learned and used under 120 seconds. I don't think more of this is needed, for the basic usage. Then there could be other stuff, but it must be incremental. Easy things must be easy.
It's more like paying for the privilege of operating a monopoly on poker tables, with the guarantee that the rake will be kept low, so that the operator is not competing with other entities for the customers' rake. A market maker's competition to collect the spread is with other market makers, just like a casino's main competition to collect the customer's rake would be a different casino.
It moves the needle for the premium-paying customer.

Either the numbers matter or they don't. Pick one.
Is this only for static sites or is there any kind of backend?
My parents both grew up on farms and for them meat was something you had on Sundays. The belief that a meal is only complete with meat seems pretty new.
Very fair! Bogle is the true OG and our inspiration
World does need unlimited amount of software and I think it can even be mathematically proven. Amount of software required grows exponentially because every piece of software then requires even more software on top of it - just like managing security issues in al the software built, etc.
Note that the I combinator is redundant since `I = SK`, so all we really need is `SK`. There are alternatives like Iota with a single combinator, but they're essentially an obfuscated mix of S and K; so it's usually clearer to stick with SK.

Note that the first two rules of this Tree Calculus are precisely those of K and S.
That’s the same thing with digital art, even with the most effortless one (matte painting), there’s a plethora of decisions to make and techniques to use to have a coherent result. There’s a reason people go to school or trained themselves for years to get the needed expertise. If it was just data, someone would have written a guide that others would mindlessly follow.
One of the things you can easily do with your approach is to offer "soft shorting". Essentially, one of the biggest issues with normal short positions is that downside is basically unlimited. Plenty of shorts have been wiped out in this very, very long bull market. Soft shorting, imo, is just discluding a particular stock from your index. No insane downside, less active, but still a bet against a company.

I want the option for an index of SP500, minus exposure to $TICKER. You approach could very easily facilitate that with how you will buy.

This can be an "active" component of an otherwise heavy bet on indexing.