skysight-inc/HackerNews huggingface dataset:
This was used as an excuse by sites and advertisers to not support it actually. Because some browsers did that.

That wouldn't fly in the EU though because tracking is supposed to be opt in so enabling by default is fine.
The "farce" is that when a market maker like Citadel purchase your order flow, the orders are typically not routed to the lit market (e.g. NYSE, IEX, etc) but instead routed to "alternative trading systems" (ATS) e.g. "dark pools" where your purchase has no effect on the price of the security.

This breaks the whole idea of a "market" where every buy puts upward pressure on a price and sales put downward pressure. Thus, a "farce".

That's not even getting started on the "farce" that is an ETF and how they are balanced/re-balanced.

Gotta love brokers that don't have your best interest in mind. Who needs best execution? /s
>Citadel and friends pay to trade with you because they think you’re dumb and they can make money off you. They’re giving you or your broker a better deal because they think they’re smarter than you. That’s all it is.

More to the point, just because they're smarter than you, doesn't mean you're taking a loss by trading with them. The public markets are shark tanks, and it's better for both sides to avoid it. Market makers can make money off the spread (eg. buying at $3.14 and selling at $3.16 and pocketing the difference) without the risk of getting run over by a hedge fund, and retail traders benefit through tighter spreads, which the market makers can offer because they know the typical retail trader isn't a shark.
Appreciate the thoughtful response. I hear you on switching costs being quite high for a brokerage and its very much a considered purchase. I'd love for Double to be considered in the future.
Isn’t the distinction sort of moot at this point? I seem to remember things setting into a “birds = dinosaurs” paradigm, although I am almost certainly oversimplifying things.
Thanks, regarding transaction fees, I was referring to slippage (should have said transaction cost). This depends a lot on your customers rebalancing settings, but it would be good to be able to compare that directly to VOO.
Yes, near 50% of the country is cheering that he was acquitted and someone was killed. The other 50% would be glad if he faced extrajudicial punishment.

Not a good state to be in.
Browsers have such a low switching cost. I like Firefox because it has seemed aligned with me against web advertisements. Not even privacy, per se, but web advertisements specifically. If it stopped being that, I might as well go back to Chrome, which works a lot better on a lot of websites. Not saying Firefox is evil now, just saying there is nothing keeping me around if I get the sense that it's changing in ways I don't prefer.
Murder is only justified when it's your business model and behind numbers and profit margins in an Excel sheet are the real people you are sentencing to a lifetime of suffering and/or death.
Sure, however, "good" does not mean "commercial success"; a lot of "the arts" are subsidised, by e.g. governments, foundations, charities and donors, simply because it's not going to be a commercial success. Other parts of "the arts" are commissioned, like statues. They will be "good", but the problem with art is "good" is a very hazy goal.

I mean. I can enjoy ambient eerie dream-themed wailing and blown brass instruments [0], but it's not for everyone.

[0] https://www.youtube.com/watch?v=6jsvOcMXd0Q
Me too. I’m describing it flippantly for effect, but I’m deadly serious. There are ways to kill people that get the attention of law enforcement, and ways to kill people that are de facto (and often de jure) legal. And wouldn’t you know, the latter category tends to include the methods used by the rich and powerful.
Claude AI Is Not Production Ready
Things have notably gotten worse over the last decade or so, if that hasn’t been made abundantly clear.
Only two of those sources exclude gang and organized crime-related shootings, which have made up a large portion of the statistic in the past.
Which Country Should You Move To?
> GPC is supported by more laws, like the CCPA, which requires businesses to honor these signals

Because it's off by default? It's the exact same thing, a header with a preset value.

> While DNT broadly addressed tracking, GPC focuses specifically on stopping data from being sold or shared, making it more relevant to today’s privacy needs.

My needs are not being tracked. The tracking is what comes before the selling. I don't want to opt out of selling, I want to opt out of tracking.

> Better adoption potential: GPC was created with input from regulators, privacy advocates, and industry leaders, to align it with existing laws and address previous gaps in functionality.

"Gaps in functionality"? The difference between GPC and DNT is that DNT sends "DNT: 1" and GPC sends "Sec-GPC: 1".

Companies that never respected DNT aren't going to respect GPC. The only difference here is that IE doesn't have GPC enabled by default, but it does have DNT enabled by default.
GPC does not meet GDPR's requirements and cannot be used for gaining consent under GDPR. There already has been a browser signal in design that meets GDPR requirements for consent, but it was ignored. The industry instead rallied behind GPC.

See: https://www.dataprotectioncontrol.org/
Yes I do use Mathematica. 26€ a month is pricing like a freakin’ luxury.
- "...But, for right now on the internet of today, a big part of the answer is online advertising. We started engaging in this space because the way the industry works today is fundamentally broken. It doesn’t put people first, it’s not privacy-respecting, and it’s increasingly anti-competitive. There have to be better options. Mozilla can play a key role in creating these better options not just by advocating for them, but also by actually building them..."

https://blog.mozilla.org/en/mozilla/digital-advertising-priv...

- "...We’ve been collaborating with Meta on this, because any successful mechanism will need to be actually useful to advertisers, and designing something that Mozilla and Meta are simultaneously happy with is a good indicator we’ve hit the mark..."

https://old.reddit.com/r/firefox/comments/1e43w7v/a_word_abo...

Etc. (You have to read these things *carefully*, because, the way Mozilla corpos write press, they obfuscate words to the point you can barely make out the sense from the noise).
How's that work? My employer doesn't offer health insurance, just reimbursement and every plan on the marketplace is an HMO.
The Family Dog [video]
If your roboadvisor is buying the individual stocks that make up the index in my personal account for me, do you have data that compares the slippage (bid/ask spread) paid across all of these transactions versus a single purchase of very liquid ETFs like SPY?
The laptop thing will be great. Modern WiFi and Bluetooth support is sorely lacking.

I don't need those myself. Because I use it on a PC that's all wired. But I know these things are badly broken.
> Here in Europe, it is common to pay online by bank transfers, not by payment cards.

UK here. I pay my window cleaner and my tree surgeon by a bank transfer (from my bank's phone app app). If I buy a thing or service online or in a shop I pay using a credit card. It's almost unheard for medium to large companies to offer their bank details for a transfer.
It’s also worth noting that the seafood aisle at the grocery store is essentially entirely the product of slave labor, at least at some point along the supply chain.
> As far as I know, there is no major taste difference and I've never heard any US people complain about their coke tasting a bit off outside the US.

Apparently, you are not well informed about the happenings across the pond. It is well known that Coke made in Mexico uses sugar, and it is a known thing in the US to get Mexican Coke. There used to be a small plant in Dublin, Texas that made Dr. Pepper with sugar that was a well known for the different taste. Eventually Dr. Pepper won it's case against the Dublin plant and it is no longer available.

To claim that there's no taste difference between sugar vs HCFS just shows you're not well informed on the topic.
Ah yes, the old "we'll buy stocks for you and then turn around and lend them out to short sellers that actively want you to lose money. Promise we care about you!"

I do not trust any institution that makes money off of lending MY shares out to predatory short-sellers who's sole purpose is to decrease the value of MY shares.
You mean civitai.com? There's a lot more on there than just that...
You are correct in your understanding.

Apex Clearing's website is here: https://apexfintechsolutions.com/ They have 19M brokerage accounts and a lot of brands you've heard of got their start with Apex (Robinhood, Wealthfront)

We're US based and regulated a RIA by the SEC.
I have a friend that is constantly being debanked and his wires getting lost because he has the same name as politically exposed Russian person.

Banks do not negotiate. They just kick him off and sometimes even lose his money.

There is nothing he can do, even though everyone who would look the issue would figure out it's just a shitty automatic system flagging it because of an unrelated person 's name. It would cost too much time and money for banks to fix this mistake, so giving a boot is cheaper.
By how much are they going up, and how does that relate to inflation? The production and distribution costs of CDs aren't going to improve much, the volume of them (production and sales) is a fraction of what it was (around the 2000s, pre-Napster).
"The Good Virus", by Tom Ireland, is an entertaining book about bacteriophage therapies, their history, and why they're difficult to scale up.
Sorry about that - we will try and make this clearer. I am happy to delete your account for you. Please email us at support@double.finance.
World Wars
Only the CEO or everyone that works there?
It’s only expensive if you’re getting less than 50$/month of value from it, at which point don’t subscribe. This isn’t something I’d pay for right now, but when I was doing this kind of work regularly it would have been an easy purchase.

Subscription models don’t mesh well with casual users. However, if it’s going to save you hours of work every month then it’s a perfectly reasonable price point.
In the EU, there is a right for a bank account. But this right does not cover anti-money laundering excuses to debank a person.
There's room for both your gf and the op to be right and wrong because the system isn't a one way path of causality, it's a repeated game with lots of feedback loops. I would say of course higher housing costs increase homelessness, of course a drug problem gets worse or gets started when one becomes homeless, of course drug addicted homeless go to where it's the easiest to be drug addicted homeless, of course increasing homeless spending will increase a certain subset of homeless,etc.
Each of Google's AI things were delayed by months, I assumed due to GDPR, but I haven't seen such delays from OpenAI yet.
Order flow in dark pools does impact the price of a security. The market maker will eventually need to trade out of that position. If there is aggregate buying pressure in the dark pool, they will adjust their quotes in both dark and lit markets.
I downloaded Telegram and tried to use it, but it looks like it's not for SMS. More like a discord sort of thing. I'm trying to find a decent SMS app for Android. I don't think one exists anymore.
>but instead routed to "alternative trading systems" (ATS) e.g. "dark pools" where your purchase has no effect on the price of the security.

1. alternate trading systems are obligated to print their trades to the ticker, albeit at a slight delay compared to official exchanges

2. price is dictated by supply and demand, not the trade being publicly announced on exchanges. Trading volumes not being public probably has some non-zero effect on price discovery, but claiming that it has "no effect" is absurd.
How could they not have the power? All power the banks have is directly derived from their ability to operate as they do within a currency regime that is directly controlled by the state. Best case is it's your state; plenty operate in a system controlled by a foreign state.
The features tab has the screenshots in case you're looking for them like I was :) Looks pretty nice.
That's not funny; that's just not how things actually work.
If you don't mind a one terabyte public key. https://eprint.iacr.org/2017/351.pdf
> We've all learned the futility of disputing with people's imaginations.

Certainly not. I myself have to relearn this lesson over and over, not to mention people who are still out here trying to change hearts and minds with emotional and rational arguments.

See also "you can't get someone to understand something when their salary (or identity or emotional wellbeing etc.) depends on them not understanding: https://quoteinvestigator.com/2017/11/30/salary
Like Community Notes? It's actually a darn good system.
> then mainlines figures like Bret and Eric Weinstein

I’m sorry are these supposed to be extremists? These are status quo western liberals, secular humanists, and science enthusiasts.

> retrograde

Is this a derogatory term in the human progress narrative?
Some problems in those countries are also caused by for profit healthcare existing in America. The shortage of doctors in Canada is not helped by the appeal of making much more money down south.

Not to mention Canadian expats are generally the ones who would be able to afford the American healthcare costs.
It’s still modern English :D
1 and 2 are volume based hence 3 once the volume is there.

To the OP dayone1: What’s your concerns with 3 exactly? Double’s structure is innovating on the fee front like an extreme Vanguard 2.0, so overall the structure (even if 3 takes place like Vanguard) is still the best deal on the market for an individual.
Show HN: Taskerio – An Alternative to Todoist
> I have a different take. Assuming his crime is driven by his beliefs/mission, not being found will not further it.

I'm not so sure in this case. It would have been hard for the perpetrator to predict beforehand, but there was so little public sympathy for the victim, and there are lot of people who said they would not help the police catch him. Him getting away would have shown that insurance companies are so terrible and so hated that the public is OK with the murder of those responsible (because if they weren't, they'd help the police and he'd be caught).

Escape would have sent a much stronger message than whatever he could hope to accomplish by grandstanding in a courtroom.
See, you put the caveat at the bottom, but I think you are just having a normal discussion. You aren't speaking "very confidently," you are just making an argument.

What I think happens is people who are very knowledgeable about a subject are hyper-sensitive to slightly incorrect information. And to boost their egos they like to diminish the people making the incorrect statements as not just incorrect, but confidently incorrect, a la Dunning Kruger.

See how confidently I made the exaggerative statement above? I don't necessarily mean it to be completely true, but I am making an argument. I think an assessment of confidence requires more than seeing no mollifying qualifiers like "I think" or "it might be". There's no verbal tone on the web.
It says that there's less overhead and higher efficiency, has anyone measured this? I'm wondering how big of a difference it makes.
> The Firm assesses fees monthly, in arrears. Fixed fees are $20/month, in arrears. Fees are debited directly from client accounts.

If the fee is $1/month, why does your form ADV state that fixed fees are $20/month? https://double-disclosures.s3.amazonaws.com/Double+Finance+A...
Remove GPC too.
Great idea, excited to watch you guys grow!
> Have you honestly given up on democracy over there?

Pretty much. Look up "citizens united". It turned USA into an oligarchy. Billionaires are allowed to buy elections, and politicians are beholden to the billionaires.
Sounds good to me.

When (major advertiser/website detected): Prompt user, "Warning: (Advertiser/website) insists on tracking you, and have made public statements affirming this position. Your privacy is not enforceable on this website."
Vegetarian dishes are common. Vegan dishes are a tiny bit more rare.

- Pickle soup is a classic (use a recipe with fermented pickles, which are pretty easy to make at home, but larger grocers often also sell them refrigerated as a kosher product). Aside from the sour cream it's naturally vegan, and a vegan sour cream might work fine.

- Borscht is a delicious beet soup.

- Wild mushroom perogies are also pretty close, save for egg and sour cream in the dough. Vegan substitutes would definitely work there, else if you experiment a bit with the hydration a basic hot water and flour dough would be close.

- Cabbage soup is similar to pickle soup in spirit (using sauerkraut, another lacto-fermented vegetable).

- Placki Ziemniaczane (somewhat similar to US hash browns) is often served with mushroom sauce. Sometimes it'll have egg as a binder, but that's not essential for a very similar dish (replace it if you'd like, or add a bit more flour and water, or just leave it out).

- Braised sauerkraut

- Krupnik is a barley soup, often made with meat stocks, but vegetable stocks aren't bad either.
Eh honestly I think its both but probably suprising amounts of the latter
Alleged CEO Shooter Luigi Mangione Was Radicalized by Pain
60!? I struggle with ~10. Teach me, Yoda.

On a more serious note, 100% agree. I'm asked to delegate more, but I don't want my skills to atrophy and, I'm happy when I'm coding. If I had to JUST manage, I wouldn't survive, figuratively speaking.
> PFOF and excessive off-exchange trading persist because so many trading platforms rely on the revenue it generates, essentially productizing their clients. Defenders of PFOF have claimed that retail brokers who route to high-speed traders (in exchange for PFOF) provide better price execution for investors and that it’s a net positive, despite creating an inherent misalignment between these platforms and their customers, and despite public evidence to the contrary. Leaning on the flawed argument that they categorically provide retail customers with best price execution quality, there is little by way of self-regulation to foment change or prevent applications designed to optimize transaction volume (i.e. speculation and day trading) and risky activity (i.e. margin and options trading). Further, their ability to claim best execution is part of the flaw of the system, as even within the current structure better outcomes are possible on an order-by-order, and aggregated basis.

https://advocacy.urvin.finance/advocacy/we-the-investors-pfo...

Not a win win.
the conversation / system is rigged. how it should have been done in a fair way:

1. assume the user by default does not want to be tracked and make do-not-track opt-out.
2. have it running for a few years and gradually increase the heat on the discussion that nobody respects it.

If it would've been done this way it would've been newsworthy and maybe would've been considered as something to enforce via regulation (at least in EU).

But as it stands do-not-track never had a chance to succeed - I believe that was by intention.
A CEO like this is an employee. He didn’t invent private insurance. He doesn’t get the 50 billion a year. He is a symbolic scapegoat.

Every person with a 401k probably owns UHC somewhere, and they expect it to increase every year. He is merely part of the system to help make that happen.

Try going into work tomorrow and saying “boss I think our VP’s initiatives are wrong and I’m going to take us in a different direction”.
I built something like this by mistake :)

I was working on integrating a weather tool in OpenWebUI for llama3. And I noticed it was always one or two degrees off. I spent a while looking for a wrong conversion factor until i realized that it wasn't using the tool at all. It was just hallucinating based on the date and location and giving me typical weather readouts. It was only that it was so close to reality that I didn't notice :)))
Sorry if this sounds uninformed, but what is the alternative? Even the bank and pensions gamble with your money, its how they move. I wish it wasn't the case either
The best part is that eventually, over time, the AI slop will feed into training data more and more. I suspect it will be like the Kessler Syndrome of AI models.
No one (corporate) supports it unless it comes enabled by default with whatever compliance service/ plugin used on their sites.
The best combo I've found so far is Waterfox + uBO. I'm sure there are others, but this works well if you don't want to use a chromium based browser.
I think the browser should behave differently when Do Not Track is enabled. Instead of whatever it does now, it should be updated so that when the user selects it the browser automatically installs uBO, privacy badger, etc. After all, that's what the user really needs to have the browser respect their wishes of not being tracked.

So rather than eliminate it with another thing that is nothing more than a name changes, it should just become useful
We came within a literal inch of witnessing the assassination of a presidential candidate earlier this year, by a kid with no particular skills and an easily obtained rifle. We are lucky that people are mostly nonviolent.
Neither your hypothetical Youtube lawsuit nor the itch.io takedown have any lawful basis. Thus your argument is that if Youtube doesn't bow to the bullies then the bullies might be mean. That is quite different from Youtube not being able to stand up to those bullies.
This is really cool, I think this may be the first time I watch one of these threads and be tempted to get something
Analyzing an iOS vulnerability that could expose sensitive data to attackers
I'm unsure how you are proposing to build a sustainable business with such low fees. Assuming you need say 5 full time employees to run something like this somewhat robustly, and back of the envelope your expenses are say 2 million a year (which doesn't afford you to pay anyone particularly well), you'll need a 160k users (!) and you are only breaking even. And you have no chance in hell to provide decent support for that many users in an area as gnarly as finance. You'll be facing a firehose of support requests all the time.

I'm sorry to sound negative, I really wish you all the best, but even from your post it looks like you had little to no idea what you are doing when you started this (you didn't know stock tickers are ephemeral?). And yet you are asking people to trust you with their money? With the only selling point being that you seem to be unsustainably cheap? What made you decide that you have the knowhow to do this well and safely?
Thanks for the reply.

I am a dev with multiple years of programming experience, using some mainstream programming languages, last few years with Python, doing mainly typical business apps, but also some light systems type stuff, the latter mainly for fun). But I have not done much with parsing before, and only data format parsing, not code.

I am interested in the field of programming language translation, only interpreters as of now, not compilers.

As a learning project, I want to build an interpreter for a simple programming language, with some standard features common to popular languages.
Websites don't just "ignore" DNT, they actively use DNT to improve tracking.

From a product perspective, this is an additional option in their settings page that is confusing and marginally useless. I work on creating user facing products as my job, and I 100% support this decision.

I'll be honest: nobody is going to stop Firefox because of this, because it does not affect their life in any way or manner.