skysight-inc/HackerNews huggingface dataset:
> My insurance pays for a colonoscopy every 5-10 years, telehealth therapy appointments with no copay, free vaccinations, really a lot of stuff.

No, you pay for those. Via your premiums.

(Which your employer may pay a significant part of. That's ultimately lost salary to you; it isn't out of charity on their part either.)

My family health insurance costs $3k/month. Going up ~10% next month, too.
Agreed.

The mess is deeper, but starting an insurance company is not easy either, one could blame the regulations. And then one cannot blame regulations either, it's the regulators/govt who are ultimately voted/allowed by the people. It's a case where every one passes the buck, and so no one single entity is responsible for the mess.
I said I wanted a warm/tropical climate and it recommended Australia, Belgium, Canada and Denmark. Of those only Australia fits. But I also specified universal public healthcare and I don't think Australia has that. I'm surprised it didn't mention Spain which has everything I want.

But it asks a lot of stuff of course. It's hard to match everything.
Only a “laughable debate” and “just the free market” if you haven’t actually had to deal with these insurance companies when you have a health issue and have never paid your dues late. I’m guessing you’re from somewhere in Europe with universal health care?
Yes, but via rpc rather than bindings:

https://nyxt.atlas.engineer/article/technical-design.org

I think it's an elegant design that sidesteps many issues, and since bindings aren't involved you are designing purely in the language of choice. You can't expect every project to reimplement every library down to the stdlib.
Non-Infringing Sites Hit in Music Industry's War on Stream Ripping Sites
The original title is:

> Non-Infringing Sites As Collateral Damage In Music Industry’s War On Stream Ripping Sites
"HN Who's hiring" thread is just a random sample that pretty accurately describes trends in the entire industry.
You just described one of quite a few reasons (higher education falls into same category, overall security could be mentioned in such topic too) that I consider some parts of western Europe a better place to live and raise kids than anything US can provide. Despite having much lower numbers on paychecks alone.

I get that system needs to push folks into working hard and motivate exceptional efforts (and luck), but sometimes this goes into properly bad directions where few gain and majority loses. In any functional society, all this is never isolated and it has ripple effects.
I doubt they are expecting their customers to withdraw their life savings from Fidelity and hand it to them. I sure wouldn't. I could see maybe trying them out with, say, $20K of one's $2M savings. But, then at that level of investment, $1/mo becomes a significant fee. Not sure I understand who the market is.
This is definitely something the Japanese would do, but it is not a real train unless a thousand salarymen are crammed into it.
Michael Shermer's book Why Smart People Believe Weird Things.
Some might say this already exists with stuff like VOO. When you're averaging 10-15bp, that should be a good deal. Concerns like you raise about keeping the lights on, change of ownership, or other's concerns about sub optimal execution are real. I'd pay $1K on $1M for the piece of mind.
Most health insurance (and the lowest cost insurance) in the US is tied to a person's employer, a system that shifts the balance of power substantially to large corporate employers over workers and small companies.

Furthermore, absent major life events (job change, marriage, new child, etc) there is only one time of year when health insurance changes can be made, a time of year called Open Enrollment.

Finally, if you are self employed and you don't live in a state with a well functioning Obamacare market, your health insurance options are often quite limited.
What the EU's new software legislation means for developers
Thanks!
Ternary data is definitely more efficient than binary, regardless of your use, not just for AI. I honestly don't know if it's faster, can you give me information on where you read that?

I imagine it's possible even if quite difficult to merge the two architectures, but maybe it's really easier to start everything from scratch as far as hardware is concerned.

What do you mean by ternary addressing? The address bus is also in ternary so even in this case fewer wires and more addresses available!
Most Americans Feel Good About Their Job Security but Not Their Pay
Similar to how spices in foods seemed to have been more popular when there was less of an abundance in western cuisine.
They seem to be rather recent terms, say the last year or so. I found this just posted article helpful: https://knowyourmeme.com/editorials/guides/what-is-tpot-twit...
Collapse, unfortunately.
Unfortunately this is the crux of it. SEO and socials are only free if you don't value your time.

It'd also help to know what kind of website the OP runs, obviously.
> This is not a communist+dictator state (where this is much easier) nor does one branch have the power to unilaterally decide this.

The Supreme Court practically gave the President full immunity as long as they are in office, Congress is gridlocked and governing has happened mostly through executive orders for decades now.

Assuming a President (and no matter who it is) gives the orders, they will get executed as given - and any kind of protest will be dealt with in the courts, in a process that will likely take years.

> The only time nationalization of a private service should happen in our country is wartime

The US has been at war for the utter majority of the last decades. Vietnam, Libya 1, Iraq 1, Balkans, Afghanistan, Iraq 2, Libya 2, Yemen, and that's just the major ones where the US were an active combattant.
The Health Insurance for my wife, two children, and myself is _$1500_/mo and that's _with_ a $20,000 deductible.

When I started working ~25 years ago, my health insurance was typically fully covered by my employer and I had no deductible that I was aware of. The cost of insurance has only gotten worse, and finding a plan without a outrageous deductible adds to that.

As a society, this is something we can totally solve. So many other countries have socialized healthcare. Its not an impossible goal.
> The accused doesn’t need to give their side of the story for people to know what happened.

There is always a defense in court. This is not necessarily the defendant explicitly testifying. That's what I meant by the defendant making their case.

Justice can fail in the courts, I agree. But you can't have justice without (a) an authority with the power to judge, usually the state, and (b) a court proceeding where evidence is weighed.

If you say the UHC CEO killing was justice, then you must, to be consistent, allow for other such killings. Should all healthcare CEOs now be knocked off?
Complementing a Direct Index US 500 portfolio with Small Cap or International ETFs is very possible. You can exposure yourself to US Small Cap and International through ETFs - there is the related ETF expense ratio in that case.
>547 so far this year. If we had equal justice for all in this country, this CEO shooting would have barely made local news, maybe.

Don't lie at us with statistics like that. The bulk of those so called "mass shootings", normal crimes gone off the rails and other things that are nowhere near what people think when you use the words "mass shooting", which is almost certainly the slight of hand you're going for.

2+ victims is a mass shooting per the FBI definition. While what you say and like you reference is technically true it's also a particularly evil way to mislead the reader to portray it as you did. The typical mass shooting on that list consists of 2-4 people shot over the course of an otherwise normal crime (usually a crime for profit gone off the rails or the drug industry DIYing dispute resolution) wheres the colloquial definition of "mass shooting" is more along the lines of a crazy suicidal person killing as many others as they can.

Pretty much every mass shooting by the colloquial definition makes the national news. I am unaware of any one that has not.
Show HN: Never Lose Your Bookmarks and Saved Posts Again
> The obvious downside to that solution is risk aversion and bland, samey output.

Isn't this what we're seeing out of a lot of studios, who nevertheless have bland, samey flops?
FWIW, 6% is clearly "Hollywood accounting," just look at the stock chart. No business with six percent margins has stock performance like UNH.
> ARM/RISC-V would be interesting once that hardware is standardized.

Could you elaborate on this? Both ARM and RISC-V have standardized their hardware feature and different target versions.

Is it more on the iterative angle given X86-64 now moves very slowly?
I find it amusing that we now obsess over the missing flaws in our pixel images. This is exactly analogous to the vinyl/digital debate.

One way you can tell this nostalgic quest is a little silly is by the fact that new indie pixel art games are mostly excluded from this nitpicking.

I lived through the CRT > LCD transition and the only downside to LCDs at the time was A) resolution interpolation, and B) motion blur. (Both of these issues have since been addressed.)

When CRTs were the norm we were never satisfied with their crispness. We always yearned for more clarity and a smaller dot pitch. When you saw a game displayed on a sharp monitor the improvement was both obvious and somewhat amazing. But now we've finally got what we want in the form of high-resolution LCDs and OLEDs and we're trying hard to find new faults to be fixed, haha.

I am a bit of a hypocrite: I like a good CRT overlay on my retro games. It invokes a feeling. But I won't say it's objectively better.
Donald Trump Controls a Publicly Traded Company. Now He Will Pick Its Regulator
Thank you, I am not a native english speaker.
I’m sharing my perspective and experience from working on both the provider side and the website side in the hopes it helps any HN readers building something.

Some things you cannot control - people sending takedowns, provider fuckups. Some things you can control - who your providers are, how you structure your site.
Turn Side Projects into Wins at Work
Fidelity has innovated a ton and they have this exact product, though I don’t know the fees.

Fidelity is very much into new fintech ideas and products.. they were mining crypto very early on.
> If you take the CEOs salary and distribute it to healthcare patients, $50M worth of healthcare is not going to even minutely move the needle.

They make $15-20B profit annually. They aren't just funding a single well-paid role off denials.
> The puzzle is whether table sugar and high fructose corn syrup have different dietary effects, and if they do, why. I don't think it's a settled matter.

I don't know how you would design a study around it, and this is an anecdote, but I find sugar sweetened soda to be much less palletable than HFCS sweetened soda.

That wouldn't necessarily show up in a study comparing equal intake, but could be a factor in reducing intake of sweetened beverages in places without HFCS compared to those places with.
It's okay if you are uncomfortable in morally ambiguous situations, the most moral thing to do in those circumstances is recuse yourself.
What if this entire sector just didn't exist and the money paid out to health insurance secretaries and janitors who clean their offices and the people in the accounting department who handle their salaries just went into paying for actual healthcare instead?

Like isn't the entire sector just inefficient bloat? What value does it provide that can't be provided much more efficiently?
Figma: Updates to our pricing, seats, and billing experience
> If you take the CEOs salary and distribute it to healthcare patients, $50M worth of healthcare is not going to even minutely move the needle.

I have a hard time buying this. Really? You can't cover a few more cents of a few more claims if you reduce c-suite pay?

I don't pay my premium to just see it go directly to the c-suite and some retirement fund's coffers. I pay it to cover healthcare costs and to keep from being financially ruined by a chance illness or injury.

If the CEO is making a half-million a year and his company is coming to me telling me that there just isn't any money to cover my back injury surgery, they're negotiating in far better faith than if they're paying him ~5x the median lifetime earnings of the American male each year, every year.

Good faith matters.
> Mixes for the then-new CD format were sometimes terrible.

Mixes for the then-new FM radio were stereo. CDs didn't change mixes. We had stereo on tapes, even on records. AM was mono. FM was stereo. I don't believe you're up on the technology with this data point.
I think Section 8 "Use of the services / content" is likely more relevant in this case.

Given one of their goals on their homepage is "access to internet ... [due to] ... outright censorship" (which is legally required in some countries), likely they are in violation of

"8.1. The Customer is obligated to check and comply with the legal provisions arising from the use of the contractually agreed services"

and

"8.4. If we become aware of illegal activities, we are obligated under Art. 6 Abs. 1 DSA (Digital Services Act) to request that the Customer immediately removes the offending content and we are entitled to lock the Customer’s access to their Hetzner services or account."
So if you kill people but you only make $30K a year then no big deal. But if they 100x your salary now you're a real bad guy. That can't be right.
If you want to hold people's serious money and not play money, understand that priority #1 is not growth or expense ratios - it's risk mitigation. Swiss banks are notoriously expensive and have terrible investment products that hold trillions because of their obsession with protecting capital.

As a startup, you must figure out how to convince ordinary people to change their family safety net. Full transparency, audits by a known firm, and an entire brochure/mini-site explaining every significant fintech failure, showing how my money would remain safe if that scenario happened again.
> ...so much pent up anger amongst people who actually lead pretty decent lives.

This is the part of the story that must be discussed more, lest there will be more killings like this one.
Makes me wonder how me as a customer will get fucked when things change in the future. Because you know the institutions they do business with won't accept getting fucked. It usually ends up on the customer. There is no end of financial providers with examples - start ups and established. The only real difference is the big guys get bailed out.
Yes. Crazy as in truly psychopathic. Not the name calling version. Here’s chatgpt on the medical/psychological definition of psychopathy:

Key traits associated with psychopathy include:
1. Affective Traits:
• Lack of empathy (emotional detachment from others’ suffering)
• Shallow emotions (restricted emotional range)
• Absence of guilt or remorse
• Callousness
2. Interpersonal Traits:
• Superficial charm
• Grandiosity (inflated sense of self-worth)
• Manipulativeness
• Deceptiveness or pathological lying

People defend planetary scale psychopathy because it’s quite literally business as usual.
Please explain the difference, in terms of how it should affect my opinion of the person who carries out the act. Pretend, for the sake of argument (and because it’s true) that I don’t see it.

A factory boss decides to release some toxic pollutant. They know that it will result in some number of deaths over the next years. They choose to go through with it anyway, because they make more profit than if they disposed of the stuff properly, and that money matters more to them than the lives they’re ending.

What’s the difference between that and some petty criminal shooting someone in the street so they can take the victim’s wallet?

And yeah, smoking counts too, why not? The saving grace there is that the harm from an individual smoker isn’t very large. Even over a period of years, someone who habitually smokes near people who don’t consent to it only takes a tiny fraction of a life. That’s why I think smoking bans should be enforced with reasonable fines rather than life in prison.
Parsing Millions of DNS Records Per Second
Boy, they are gonna have a hard time, picking a jury for this kid.
The people I know are pretty much exactly the opposite of you so I think it comes down to age/experience, location, and other factors.
Same here, truly the most intuitive analytics program. The notation made me want to use it every day. I loved the animations/charts you can produce.
end of ZIRP
Well, in the US, most people get insurance through their employer, who pays part of the cost. Switching would mean having to pay all the cost yourself, which would be economically painful.

And why doesn't the employer switch? Because health care plans typically have doctors that they like more than other doctors ("in network" vs "out of network"), so most people gravitate toward the preferred doctors. ("Like" means "cover better", so the patient pays less.) If your company changes health care insurers, then many people would have economic pressure to switch away from their current doctors, which is a hassle.

TL;DR: There's a lot of friction in various forms here. That's why. Yes, people can switch, but it's expensive and painful, so most don't, even though the option is technically there.
Any plans to go beyond US? I am guessing it is a huge hassle though...
> The problem now is that we’re all unhealthy, lonely, feel purposeless (and to top it all the planet is on fire).

None of that is true. You're projecting what some people struggle with onto everyone, when the data indicates people are better off today. And mental health issues aren't unique to the industrialized world. Also, the planet is warming, but it's not on fire. Total exaggeration.
I'm sure you've already come across Ben Eater, but I recently discovered him and watched his entire "making a computer from scratch" series in a few days.
Twice, even!
Given insurance companies are not a necessary component of a functioning healthcare system why do we normalize debates around what level of resource extraction constitutes murder on their part?
I mean, $12/yr is not a lot, but if the platform is geared for long term investing and not trading, I'd imagine that in any given month 95%+ of accounts are doing nothing but sitting static and handing over $1.
It’s great to see Johannes experimenting with tree calculus, and making explicit the possibilities which are merely implicit in my book GitHub.com/barry-jay-personal/tree-calculus/tree_book.pdf Now that (finally) there is a typed tree calculus I have started blogging (all at GitHub.com/barry-jay-personal)
It's not ruled out by evidence, AFAIK, and could explain some observational puzzles.

https://indico.fnal.gov/event/6199/contributions/94686/attac...

(that was 2013; perhaps observations since have made it less likely)

2021 paper: https://arxiv.org/abs/2105.08719

2020 paper: https://www.researchgate.net/publication/342573954_Antimatte... ("a large region of the parameter space remains unconstrained, most notably for nuclear-dense objects.")
Decent health care? In prison? Are you serious?
One of the rhetorical devices I despise the most is what I'll call "stranger in a strange land fallacy", the idea that we should re-litigate the most basic questions at the most basic level over and over and over because people think they're the main character on the debate channel on TV.
I think that, more generally, intelligent people don't get arrested for crimes for several reasons. First, because they are smarter, they just don't get themselves into jams where murdering someone seems like the best way to get out of the jam. Second, because they are more successful they have more to lose in terms of wealth, happiness, good living situation, so they risk more when choosing crime, so they're less likely to choose it. Only thirdly is actual proficiency in the planning and execution of the crime.
I think Section 8 "Use of the services / content" is likely relevant in this case.

Given one of kiwix.org's goals on their homepage is "access to internet ... [due to] ... outright censorship" (which is legally required in some countries), likely they are in violation of T&C in

"8.1. The Customer is obligated to check and comply with the legal provisions arising from the use of the contractually agreed services"

and

"8.4. If we become aware of illegal activities, we are obligated under Art. 6 Abs. 1 DSA (Digital Services Act) to request that the Customer immediately removes the offending content and we are entitled to lock the Customer’s access to their Hetzner services or account."
No they are not, but one big part of their problem they have in their attempts to catch up to TSMC is that they can't get reliable yields above 30%, while TSMC has a better node AND they have 60% yields.
Most health insurance in most of the world has the concept of "pre-existing conditions".

How could it be otherwise? Insurance was invented to hedge risk. In the case of healthcare, if you literally already have a condition that has known and ongoing costs associated with it, it doesn't make any sense for an insurance company to insure you against that risk – the risk has already manifested.
Your site touts that you're "Technologists, not bankers". People entrusting you with thousands of dollars of their savings might want some actual bankers involved in the operation. Something like "Security first" might get the point across without raising as many red flags.
If you start from premises that are disconnected from reality, you can use perfect rationality to reach insane conclusions.
Not saying GP does, but it's been so long since we cut all the trees down in Britain that people here think grass fields are undeveloped wilderness
Life outside prison is also a delayed death sentence.
I have to second this. It's a voluntary rule used by a browser with the market share that looks more like a rounding error. If this is all somebody was using to depend on their online privacy then they need a class.

In that light removing it might push a few people to apply more protections to their browser and be an overall (if extremely minor) win for privacy.
When the future arrived, it felt ordinary
> I have a hard time buying this. Really? You can't cover a few more cents of a few more claims if you reduce c-suite pay?

A single Tylenol in a hospital costs $15.

If you think a few cents is going to do anything, you are completely bamboozled.

A few cents is nothing in healthcare.
This looks great! User-swappable cells, fire-proof casing, convenient handle. Price is still competitive.

I'm currently charging my eBike battery at home in the oven, to contain thermal runaway should it ever happen. This thing would solve this.
It is part industrial policy and it is part economic war. The US hurts Chinese companies, whether it be Huawei or some crane manufacturer, with their export controls and national security "concerns".

At the end of this, decades from now. Will it have been worth it? Will the US have created a bigger economic loss in China than the value of their own lost business (whether directly or indirectly by the local alternatives these policies foster)?

So far, the US has done massive damage, that is for sure, but ultimately, I am not sure how the tally will be.