skysight-inc/HackerNews huggingface dataset:
> ANY usage of unrealized gains makes them realized

What does "usage" mean? If you write a covered call, did you "use" the asset? If your broker lends your shares out, are they being used? What about presenting your brokerage statement as proof of assets to a mortgage banker? What about--I've done this--showing your brokerage statements to American Express to get a better rate?

I'm still only talking about publicly-traded common stock, mind you.

> simple to implement but of course won't ever happen

Possible, but stupid. You'd raise taxes on the middle class who can't afford advice (or personal attention from lenders) while doing little to those who can dance in the ambiguity offered by what seems simple from a distance but is devilishly complex up close. Because at the end of the day, what you're trying to differentiate is intent. And intent is easy to hide and expensive to uncover.

The core problem in this scheme isn't so much the deferred taxes as much as the eliminated ones: capping the step-up basis to e.g. $10mm, the EPA's statistical value of a human life, would do the trick. Unlike ascertaining "usage," whether or not someone has died is generally simple to determine.
>"There’s a bug! And it is sort-of obvious how to fix it. But if you don’t laser-focus on that, and try to perceive the surrounding context, it turns out that the bug is valuable, and it is pointing in the direction of a bigger related problem."

That is an absolutely stellar quote!

It's also more broadly applicable to life / problem solving / goal setting (if we replace the word 'bug' with 'problem' in the above quote):

"There’s a problem! And it is sort-of obvious how to fix it. But if you don’t laser-focus on that, and try to perceive the surrounding context, it turns out that the problem is valuable, and it is pointing in the direction of a bigger related problem."

In other words, in life / problem solving / goal setting -- smaller problems can be really valuable, because they can be pointers/signs/omens/subcases/indicators of/to larger surrounding problems in larger surrounding contexts...

(Just like bugs can be, in Software Engineering!)

Now if only our political classes (on both sides!) could see the problems that they typically see as problems -- as effects not causes (because that's what they all are, effects), of as-of-yet unseen larger problems, of which those smaller problems are pointers to, "hints at", subcases of, "indicators of" (use whatever terminology you prefer...)

Phrased another way, in life/legislation/problem solving/Software Engineering -- you always have to nail down first causes -- otherwise you're always in "Effectsville"... :-)

You don't want to live in "Effectsville" -- because anything you change will be changed back to what it was previously in the shortest time possible, because everything is an effect in Effectsville! :-)

Legislating something that is seen that is the effect of another, greater, as-of-yet unseen problem -- will not fix the seen problem!

Finally, all problems are always valuable -- but if and only if their surrounding context is properly perceived...

So, an an excellent observation by the author, in the context of Software Engineering!
My neurosurgeon and my rehabilitation program would both disagree with you.
TBH the last 10 years of my life I've noticed technilogical stagnation, enshitification, marginal improvments. The 20 years before that was an amazing wild ride.
Good points, thanks. But please tell me you didn't have 100k people using that VB6 app with the middleware!
Full Analysis of Starship IFT-5 (with ‪ scottmanley‬, ‪ MarcusHouse‬) [video]
>This should be illegal of course... You cannot for the purposes of paying taxes say "hey, I don't actually have this money, this is unrealized gains" and then turn around (to brokerage house or anyone else) and say "hey, look I actually do have this 'money' - lemme borrow against it."

Do you think the same should apply to HELOC loans? It's basically the same thing but with your home rather than stocks.
Grounded where? The point is that they aren't on the ground in this imagery.
Cyber criminals are increasingly helping Russia and China
I have a rental condo in DC and a house in Northern VA, both are assessed within 10% of what the current market value, DC condo slightly over-assessed, house in Northern VA slightly under-assessed
Why should the developer do that? So Google won’t lose users? So uBlock Origin won’t lose users?

In the end there are alternatives, like using Firefox. Saying the developer ‘should’ do something when you admit that something is worse than what he has going now is super weird.

Personally I think if Google wants to kill their browser engine for everybody who hates ads, we ‘should’ welcome it, because it will hopefully cause Chromium’s browser dominance to fade at least somewhat, and Google’s monopolising position in terms of browser market share is what enabled Google to make this Manifest 3 decision in the first place.
> Delta, the Czech firm that owns the aging Vales Point coal plant near Lake Macquarie, reported that it had been unable to get the financial backing of any major bank in Australia

It is very good news that the banks are refusing to finance the fossil fuel greed heads and vandals.
That’s some incredible perseverance from you! In person is the right move though. Getting FaceTime in with groups or people who are part of the process does seem to make the best headway.
An ethically sound idea for deceased characters without consent issues, could be for pets.

Before your pet dies, have your pet properly scanned and recorded. The barks, the purring and various mannerisms.

You could upload a bunch of carefully framed photos and recorded sounds, the service processes those to produce a highly realistic virtual pet you can interact with in various modes. Full Tamagotchi to fully automatic.

Possibly unhealthy? Pets die, we should let go? Hard to say.
I used this when Chase closed my bank account because of a typo. Just borrowed cash from Fidelity to float for a month until everything got sorted.
There's ways around that through 1031 exchange but yea, only first 250k come home free. my argument still stands though that comparing HELOC to borrowing against stock is a poor analogy
Kudos to the dev for coming up with the eye position fixing solution.

Building further on this idea, I wonder if instead of changing the image to look at the camera, we could change the "camera" to be where we're looking.

In other words we could simulate a virtual camera somewhere in the screen, perhaps over the eyes of the person talking.

We could simulate a virtual camera by using the image of the real camera (or cameras), constructing a 3D image of ourselves and re-rendering it from the virtual camera location.

I think this would be really cool. It would be like there was a camera in the centre of our screen. We could stop worrying about looking at the camera and look at the person talking.

Of course this is all very tricky, but does feel possible right now. I think the Apple Vision Pro might do something similar already?
What's your take than on HELOC?
Top of my head, new things have unbounded potential, existing ones have known potential. We assume the new will be better.

I think it's part of the reason stocks almost always dip after positive earnings reports. No matter how positive it's always less than idealised.

You might think there's a trick where you can sell maintenance as a new thing but you've just invented the unnecessary rewrite.

To answer your question more directly, once something has been achieved it's safe to assume someone else can achieve it also, so the focus turns to the new thing. Why else would we develop hydrogen or neutron bombs when we already had perfectly good fission ones (they got commoditised).
This is true, and unfortunate, but for the past 100 years, everyone has known that to make eye contact with a camera, you look into its lens. The instantaneous display of output is very recent, and if you ask a professional actress or news anchor what they do in the studio, they will tell you that they're trained to look into the camera lens, no matter what's on the monitors.

I contend that it's unproductive to train consumers otherwise. Yeah, we could look at the screen and have software correct it. Or, we may eventually integrate lenses into screens so that they're placed exactly right. But it seems kludgy to do this software fix. Just train people to look in the right place. (I hate iPhones and I'm unable/unwilling to do Facetime with them. Please use Meet or Teams.)

I'm gradually building skills that let me be aware of what's on the screen without having to stare into it. Having a relaxed, wide field of vision helps with many things. Glasses are counterproductive here.
NULL is not wrong. The things that I will do with NULL are
If we never noticed it, do we even need it? I don't use FaceTime, but have never been bothered by where people are looking in any other video conferencing software.
Fundraise news is one of the best PR tools to go viral
The way ads are created and distributed has constantly evolved. Gone are the days when actors simply held a bottle of shampoo and endorsed it, now yield negligible ROI compared to content creators claiming they use the product every day. This shift is deeply connected to how our brains have adapted, increasingly filtering out familiar ads. One key reason for this is our decreasing attention spans and the constant desire to see something new.

What works?

Something which is very distant from reality wrapped in a layer of creativity, works exceptionally well. For example, Johnny Sins being portrayed as impotent or Rahul Dravid acting angry—these unexpected, out-of-character depictions capture attention.

However, sharing credit card details on Twitter may not work again!

During our research on Product-Led Growth (PLG), we explored how to replicate this attention-capturing phenomenon for ourselves. We spoke to multiple founders and people who have successfully navigated this space. A surprising common insight emerged: "The first spike we saw from social media came from our funding post." Eight out of ten startups reported that their biggest PR boost came from their fundraising announcement, which was often more valuable than the fundraise itself.

Similar are trends with IPO companies as IPO is one of the biggest public fundraising activities. Zomato, Swiggy, Ola and even few SME have miled enough publicity out of IPOs.

The idea of fundraising still carries novelty, especially given the low survival rates of startups. When a startup announces a fundraise, it feels like something "distant from reality wrapped in creativity," and it tends to work flawlessly.

However, during our conversations with multiple founders, we encountered two personas: founders who capitalize on funding news and those who believe in being patient, waiting to attract attention through their product alone. Ideally, the former approach is more effective. Distribution is king, and anything that drives distribution is a kingmaker.

Well, we haven’t fundraised. Panto AI is Engineering Manager and Leads best friend ensuring no bugs get to production! Do check us out on pantomax.co
Plutocrat Archipelagos
Free market-based US healthcare system? Which US are we talking about?
Oculus devices and AVP are presently in different categories from a cost perspective, but my understanding is the two companies were chasing after the same eventual market. Apple intended (intends?) on releasing a lower end device. Arguably AVP was meant as dev device anyway so devs could start building apps. And Meta was working on a higher end device until they nixed it after AVP sales tanked. Zuck himself went on a PR attack campaign about superiority of their technology vs Apple's.

> “I finally tried Apple’s Vision Pro,” Zuckerberg says. “And I have to say, before this, I expected that Quest would be the better value for most people since it’s really good and seven times less expensive but after using it, I don’t just think Quest is the better value. I think Quest is the better product period.”

The longer term horizon here seems to be that Reality Labs will release AR glasses that may have more mass appeal, and I would expect Apple will too.
What taxman22 says makes me wish I kept my holdings in my Schwab account. (I guess there is nothing stopping me from doing an asset transfer.)

But I agree with you about margin borrowing's interest rate not being that amazing, although it is of course cheaper than most credit cards. Vanguard is, as you said, 11-13%. <https://investor.vanguard.com/client-benefits/margin?msockid...> By contrast, my Amex line of credit charges 6%, and I am preapproved for an Amex personal loan for 8.98%. I presume others on HN can get comparable or better.
Very old news. The website seems to be republishing stories
Part of the Australian national, state, and local health care system is policy to encourage healthy life styles and to discourage, limit, or ban food additives, tobacco, etc.

Back in the 1970s the AU Government was running campaigns such as Life. Be In It: https://www.youtube.com/watch?v=GNjEge3Awl8 (many short segments airing with commercials on TV).

Planning requirements typically require open spaces, walking paths, sporting facilities, etc.

A "healthcare system" needs to be more than simply "immediate care for the injured, sick, and|or dying".
89,000 years for a scam.

Meanwhile in Canada you can have several dozen priors, be out on bail, commit a violent crime and be released on bail again immediately because you pinky promise to behave this time.

Then have the charges dropped after X months because the courts were too busy handing out probation and bail to other repeat offenders to actually try your case.
My problem is even if I do that I'm not convinced it's making me any faster. It feels like when it gets it right and I compare the time to writing it myself I would estimate it's maybe 20% faster. But when it gets it wrong after a few prompts and I have to write it myself anyway then it's more like 20% slower. Those two seem to average out, but then in the p90 it gets it subtly wrong enough in a way where I accept the code and then spend twice the amount of time reviewing and making adjustments to get to the solution compared to doing it myself in the first place. So I'm not convinced it's making me any faster, if anything I feel like it's either the same or a bit slower. Other than a junior engineer there is also no ROI on this time investment since it's just as likely to get it wrong again the next time.

The only thing where I noticed a pronounced speed up is when I use other languages I'm not super familiar with. AI can more easily help me translate concepts from languages I do know better, and then a good old Google search is often enough to fill in the rest of the blanks for me to be reasonably productive in a way that I wouldn't be without AI
Super Mario World [video]
This is just wish.com ChatGPT
Is Schwab known for being unusually low with its rate for this product? Vanguard is 11-13%, consistent with what mixmastamyk said. <https://investor.vanguard.com/client-benefits/margin?msockid...>

In any case, my Amex line of credit charges 6%, and I am preapproved for an Amex personal loan for 8.98%. I presume others on HN can get comparable or better.
>I'd build something I wish existed

Then you also better hope Apple permits you to use the APIs you need to build it.
VOIP clients work on iPad.
Why should it be illegal? It’s not a realised gain. It has to be paid off … with money which has to come from somewhere (and be taxed as income or realised gains or whatever).

What reason do you have for wanting it to be illegal, other than not liking it?
They're loans so where do they get the income to pay off the interest?

If I attempt something like this via Interactive Brokers (which generally has the best rates), it would cost me 5-6%:

https://www.interactivebrokers.com/en/trading/margin-rates.p...

I'd figure if you're a billionaire, with multi-millions in collateral, the rate is probably significantly lower, but they still need to pay down the interest.
Or as Philip K Dick knew him - "Serious constricting path".
Capital gains on a primary residence is not taxes in most the cases anyways, so HELOC changes nothing tax wise.
Not really. Second hand smoke is relatively harmless unless you are stuck in a very smokey environment every day for years. Fluoridated water is hard to avoid, usually costs money to avoid, and you are exposed for your whole life. Smoke is a much more obvious toxin than fluoride because you can smell it, and it's irritating to most people at first.

Fluoride in water is completely unnecessary thanks to fluoridated toothpaste, yet we continue to add it. There are other countries, even in Europe, that don't do it out of concern for the health effects of the toxin. Yet people call it a conspiracy theory anyway...
My bank will give me a 6 figure line of credit at prime+0.5% because they see all the assets I have (savings, cash, investments, mortgage). The line of credit is indirectly secured against all of the assets my bank can see.

Should I be taxed when I use the line of credit my bank extends to me?
I suspect that the upper body is teleoperated, while the locomotion system is self-balancing and driven around with a joystick.

Reaction of the stock market to Tesla's "demo" was very negative. TSLA stock dropped about 10% immediately after the demo and has been flat since.[1]

[1] https://www.bing.com/search?&q=TSLA+stock
The consequences of "just shutting of coal" right now would be blackouts. People would riot and people would die. It would kill any support for climate action.
Side question: For ETL development based on PostGIS and pgRouting, which tool is more suitable? In other words, which one is easier to work with for geometric data? (e.g., visual test case data display, etc.)
His argument is not quite correct. Let's try to steelman it.

If an airplane takes 12 hours to cross the ocean, and it takes 2 days on both sides with customs, warehouses, trucking and the last mile delivery, then it's a total of 4.5 days. If the airship takes 5 days to take the ocean, and the same 2 days on both sides, the total is 9 days. Despite being 10 times as slow in flight, the end-to-end delivery time is only two times slower than the one for the airplane.
Very cool. Any other Maya sites in the pipeline to do?
Laws can be weird, they may be legally required to have a person do the set years. But I think they likely re-sentence based on the new realities. Setting 89000 knowing he’d die in max 100 is different if they can do longer
Assistive Access can limit user interactions to a few apps.

https://support.apple.com/guide/assistive-access-iphone/set-...
how vulnerable is IA to some malicious actor who wanted to rewrite history or run an 'information cleansing' operation?

- take offline

- purge 'problematic' archives

- return to service

is that impossible? are there redundancies to make this very hard?
Nothing can really be done with it until Apple provides more software and APIs for it, at least, aside from some medicore iPad app ports.

And yes I'm talking about most of the "native apps".
No difference if secured. You could add to my list of examples a home equity loan. Should that be taxed as a partial sale of the house? No.

Ask your credit union about the variety of loans they offer to regular people.
Yes, I 3d captured the murals at San Bartolo, and they're somewhere in the pipeline of being ready to be made public soon.
Anyone fake their death?
Weird flex - only the source code is "available" (as opposed to free or open) and all the assets are still proprietary - you'll need to purchase the game for an actual working copy.

"Genealogical"? Also strange. What's that mean, really?

PSA: Nethack is still F/OSS, still famous, and still under active development, at version 3.6.7.

https://nethack.org/common/license.html

Download it complete, free, and ready-to-play: https://nethack.org/v367/downloads.html

Or, why install it, when you can create an account on NAO, and play it competitively online! https://alt.org/nethack/
what if we get the bitchun society in the next few years, and eventually everyone can live forever? if they actually sentence him to 1000s of years in prison, and he gets the upgrade, will they keep him in there?
No offense, but I don't believe you understand the nuance of the thing you're talking about.

It is very easy to say 'any attempt by a murderer to flee the state, and he should be thrown back into the jail' for someone with limited education about western law and order.

This is exactly how you sound.
> Recently people argued that instead of focusing on Rust-for-Linux it would be easier to create a drop-in replacement like these two

I guess it depends on what they mean by "easy". Certainly it's easier in the sense that you can just write code all day long, and not have to deal with the politics about Rust inside Linux, or deal with all the existing C interfaces, finding ways to wrap them in Rust in good, useful ways that leverage Rust's strengths but don't make it harder to evolve those C interfaces without trouble on the Rust side.

But the bulk of Linux is device drivers. You can build a kernel in Rust (like Asterinas) that can run all of a regular Linux userland without recompilation, and I imagine it's maybe not even that difficult to do so. But Asterinas only runs on x86_64 VMs right now, and won't run on real hardware. Getting to the point where it could -- especially on modern hardware -- might take years. Supporting all the architectures and various bits of hardware that Linux supports could take decades. I suppose limiting themselves to three or four architectures, and only supporting hardware made more recently could cut that down. But still, it's a daunting project.
> You can do anything in C that you want to.

How about destructors?
SaaS is an error
I think this is the core issue for me in these discussion - it is not complex at all. If you sell your securities - you pay a tax - that part is simple. Until they it is "unrealized" - right?

> If you write a covered call, did you "use" the asset?
Yes

> If your broker lends your shares out, are they being used?
Yes

> What about presenting your brokerage statement as proof of assets to a mortgage banker?
Of course not

> What about--I've done this--showing your brokerage statements to American Express to get a better rate?
Of course not

> You'd raise taxes on the middle class who can't afford advice
This is always funny to me, middle class :) For sure it would not affect the middle class and there.is not need to "afford advice" when there is nothing complex about this that needs an advice of anyone.

> Because at the end of the day, what you're trying to differentiate is intent
Not at all, it is not "intent" at all - it is just very, very simple... You can own stock and keep it there - no problems. You want to use it for ANYTHING, you pay taxes on it.
Friggin Apple didn't even bother porting all their apps over, not sure why anyone else should.
Pretty close in British Columbia. When you adjust for month to month shifts in the market (aka everyone's homes have appreciated X% since the last annual property tax assessment) the vast majority of sales occur within 5% of the adjusted assessed value. (And many of the ones which aren't within that range are wildly different because e.g. the property assessment was on an empty lot and the property is now being sold with a house on it.)