skysight-inc/HackerNews huggingface dataset:
Congratulations!

Finances are a common source of strife in marriages. Getting and staying on the same page is critical. Communicate about finances openly and often. Budget together. Review the budget together regularly. It sounds like you are already starting this. That is a good sign. Never stop.

As far as your specific question: I'd recommend joint for day to day and emergency fund. While its simpler, the main reason is mental: its not my money and your money, its our money. We do keep investments separate, but its still "ours".

That is just a recommendation though. Its more important that you both talk about and agree on your approach.
Whatever you decide, get it in writng and signed by both of them. This is the only way to avoid future arguments which, as you surely know, will happen in the happiest of families.
I think performance of that chip is maybe raspberry pi 3 levels. I expect it will be painfully slow. Still cool as a technology demonstrator though

Edit: looks like Jeff Geerling tested this same SOC in the vision 5, TLDR; slightly slower than a pi 3B+

https://www.jeffgeerling.com/blog/2023/risc-v-business-testi...
I have a Framework 13, and I'm excited about this. I've been looking forward to moving to RISC-V for years now. I'm one of those weirdos who is willing to pay more for less performance. I guess they know their customers.
Bus is not as good, far from better, and worse for the environment
When I got married we ended up merging her acct (same brick and mortar bank) into mine and adding her on the acct along with opening a savings account . Nowadays we also have accounts with online banks that have high yield savings and part of our checks go into both banks. The online bank savings accounts has different “silos” that can be setup for various purposes soI transfer money into each of these monthly. My wife and I don’t do individual wants/splurges silos but this is a great place to save individually while still getting high interest.
The comic at the beginning paints the "stack more layers" LLM people as clowns, not neurosymbolic people or by proxy Chollet. Yes, it suggests the "stack more layers" approach works anyway, but in a self-deprecating way...

If this article wanted to attack Chollet, it could have made more hay out of another thing that's "hidden in the middle of the article", the note that the solution actually gets 72% on the subset of problems on which humans get ~85%. The fact that the claimed human baseline for ARC-AGI as a whole is based on an easy subset is pretty suspect.
That's strange, I often travel between Frankfurt and Basel..
We have a hybrid approach--we each have our own bank accounts and credit cards, but also a joint savings account and a joint checking account that covers regular household expenses. My wife is pretty good at doing the budgeting thing and makes monthly-averaged estimates of the regular bills. We have a joint credit card for shopping for stuff like groceries and other household supplies. We've been doing it this way for 20+ years and everything gets paid for and we rarely argue about money.
That’s actually an interesting case of using LLM: statically what is the mundane perspective of a religious perspective.

Here is a prompt to play with:

In Abrahamic religions, what is the ontological status of animals in general and other life forms? Are they considered generally equals or sometime far superiors?
This is interesting, but it'll have a JH7110 and microsd for storage, so it's basically just a RISC-V SBC but in a Framework mainboard form-factor. SBCs with that specific processor seem to be pretty cheap, like the Milk-V Mars which is selling for around $40 currently.

The idea of a RISC-V laptop sounds cool, but this feels like just grabbing a raspberry pi and sticking it in a laptop chasis. It doesn't seem like this is going to really offer anything new in this space other than maybe some increased visibility for RISC-V (esp. if Linus Tech Tips covers it), and a neat project/option for people with existing Framework parts.

As far as development purposes, I don't see what this offers over an existing SBC or even just a VM. From what I've seen of people running Linux on these things, it is definitely not something you'd want to develop on... plus, it seems like DeepCompute sells their own RISC-V laptops which are (probably) more powerful than this thing: https://store.deepcomputing.io/products/dc-roma-riscv-laptop...
So bizarre and embarrassing the peanut gallery here views this as anything other than a backslide. We've been having this non-argument since I was in middle school: moratorium was a ridiculous non-sequitur then and it's a ridiculous non-sequitur now. If civic institutions can't find a constructive path to integrating socially ubiquitous prosthetic tech, it ought to be disqualifying. That's quite nakedly the task of governance.
Many torrent sites have stronger reputation vetting than Microsoft code signing certs.
I could see it in case of emergencies or unexpected surprises.

Maybe the parent texts "I won't be able to pick you up today because something came up, so take the bus home, and there should be leftovers for dinner in the fridge."

Or maybe the kid texts "There's been a fire at school today, and so they're sending us home early. Can you come pick me up? If not, let's talk over the phone over what to do."
> Are there any plans to support ARM mainboards as well?

Armchair speculation: It sounds like this was initiated by DeepComputing, not Framework. It might come down to "does anyone want to make an ARM mainboard?".
You don't want to know what we do.

You want to know what is going to work for you.

What conversations have you had with your future spouse about finances? What do you value (e.g. what is worth parting with you money for)? How do make decisions about day to day spending, big expenses, savings rate, long-term planning, investing, retirement?

Are you on the same page on all of those things? Do you disagree on how much to save and invest?

Is "simplicity" the only thing you really prioritize?
I couldn't disagree more. Children don't need 24/7 unfettered access to intensely dopaminergic mental stimulation that is equivalent to junk food. They need focused minds, not the constantly searching monkey mind that is amplified by having a phone in your pocket from age 13.
It helps that we're pretty compatible in terms of spending habits. I'm more of a cheapskate, but we're both well aware of the math of savings/retirement and neither of us spends stupidly in the other person's opinion.

If a heavy saver marries a heavy spender, I'm not sure that there exists an arrangement of accounts that will solve the problem, but separation of accounting may reduce likelihood or delay the inevitability...
What do you suggest they persecute facebook for? Making their app too fun for school?
That's such an outrageously absurd statement that i find it hard to not read it as sarcasm
I've been singing lnav's praises ever since I first discovered it back in... 2016?
This debate seems to conflate two or three different issues.

1. Use of phones in classrooms
2. Having phones present in schools, but unused
3. The impact of social media on schoolchildren

(1) is undeniably bad and should be banned everywhere.

(2) raises some issues. I don't want (1) but I would like my child to have a phone for the journey to and from school. And a smartphone is much better at this than a dumb phone (group chats are really good!)

(3) is a concern but it seems almost totally unrelated to the other issues.
The children who are banned from having a phone at school will use the same social media when they're at home and schools will still have to deal with bullying.

Our school current bans (1) and is consulting on more bans. But from parent discussions it feels like both the school and parents are mixing up these issues and just coming back with "phones are bad".
All outputs of an LLM are generated by LLM. LLMs today can and do use external data sources. Applied to humans, what you're saying is like saying that it's not humans who provide references because they copy the bibtex for them from Arxiv.
Maybe the reason younger people are not coming in is the bad treatment of workers and union busting?
LOL i looked at that first complex test sample and closed the page, it made my brain hurt.
Or until Facebook/google/apple starts complaining about reduced screen times and the resulting impact to share prices.
Same here, and pretty much the same as I've always done with partners.

One account for me, one account for them, and one shared account from which "shared" bills come from - be it rent or mortgage, electricity, food, etc.

Sometimes a person will say "I drove you to the countryside will you give me money?" or I'll say "I bought us tickets for a gig, you wanna pay me back, or you wanna buy me beer all night?" So sometimes there is some play back and forth about expenses/costs, but typically we transfer just enough to the shared account to cover the expected outgoings each month.
A smart watch can easily solve the contact problems
Userland is dog slow since it's based on proot.

Termux needs to patch most of it's packages and is limited in what it can run since everything links to bionic libc.
Framework: A new RISC-V Mainboard from DeepComputing
"Unique" as in "reuse my old Android", which may not be secure after the support has ended. I see no other use cases.
Starts July 1 in BC!
Wonder if the price will be hundreds or thousands?
If they walk from school to home and decide to go to a friend's house instead of going home directly. That's my case for a dumb phone.
Lockers are not really secure in my experience w/ kids in high school
All money is our money, and our number one financial priority is our child. We are both on the same page on this.
Same. This is the reason my daughter has one. Things are getting extremely hot out there and no one seems willing to do anything about it.
Our finances are quite simple at this point. We both work but my income is higher than hers. We each maintain our own accounts and credit cards and generally pay for our own personal purchases. For shared things, we either split them proportionately or 50/50 and one of us pays the bill and the other uses Cash App to reimburse for their portion. (We're also new at this, having been married less than a year and our strategy may change in the future.)
I agree with this measure on general principles. At the very least phones should not be used in class unless on explicit instruction of the teacher.

But I do have that this is phrased as moral panic around "social media". In general, I hate the entire term "social media" because it smooshes together consumption of user-generated content, production of content, consumption of social network and contribution to social networking.

These are all very different phenomena. Kids watching Tiktok, Reels, Shorts, or whatever, doesn't really bother me at all. Producing the content bothers me a little more, but mostly as a parent -- I don't like the idea of people leaving a permanent record of all the stupid shit that they thought when they were a kid.

The other side of it, social networks, are very much a mixed bag; I'm not certain that the rise of "cyberbullying" or spreading rumors via social media is any worse than it ever has been -- we just have more visibility into it, because instead of a he said/she said about a who started a rumor, you have the screenshot of the rumor being started or spread. Maybe this makes it worse because of the indelibility, or maybe it's ameliorated by the fact that these sorts of rumormongering is so widespread and easy to see.
Oh great, this made me switch sides on this whole argument. Horrifying black swan events are very motivating.
Found the smartphone addict
Can’t you paint the walls with metallic paint and call it a day? Faraday cages work.
Sharing accounts is like sharing a toothbrush, that's my philosophy ;)
An Uber driver publishes memoir. One week he made just $80
Looks like you responded to the wrong person
> Bus is as good or better than passenger rail in many cases

You may have noticed that greyhound busses are not famous as a luxury, high-status means of travel. Why do you think that is?

Is it because of aggressive marketing by the car industry, encouraging americans to look down on mass transit?

Is it classism, middle class types turning their nose up at the prospect of riding alongside poor people?

Is it because busses face the same congestion and speed limits as cars?

Is it the winding multiple-stop routes, waits for connections and inconveient drop-off locations, without higher speeds to compensate for them?

Is it the smoothness of the ride, impacting users' ability to read and get work done?

Is it the size of the seats? The lighting and decor? Onboard amenities like the toilet and catering facilities?

Is it the punctuality?
Drones weren't just a commodity to be farmed out to the lowest bidder, though. DJI had significantly better technology in addition to being cheaper. They had better transmitters (with the standalone controllers), redundant sensors, obstacle detection and avoidance, camera sensors and lenses, FLIR, flight time, range, wind correction, gimbals, FPV headsets... all of it. Each year they'd come up with some major innovation and iterate on all the other parts, while their competitors would stagnate for several years at a time between new models (which couldn't compete even at release). In any given year, DJI always seemed to have the advantage. They did all of that ON TOP of being cheaper.

You don't get to do that by simply undercutting your competitors. No, DJI handily won the drone wars by being cheaper AND better and constantly improving. They simply outcompeted.

I think we have a tendency to look down on Chinese manufacturers as copycats, but DJI is an exception to that rule. Their founder Frank Wang was basically a young college engineer who bootstrapped the whole consumer drone industry, worked ruthlessly hard, and stayed way ahead of his competitors, becoming Asia's youngest billionaire. Forbes story about him: https://www.forbes.com/sites/ryanmac/2015/05/06/dji-drones-f...

The Wikipedia article is also interesting and shows how ruthless and effective the company was: https://en.wikipedia.org/wiki/DJI (for better or worse)

I mean, compare them to Lenovo, who's done nothing really new since they took over Thinkpads from IBM (except maybe folding convertibles). DJI is the polar opposite of that; they invented not only their own brand of drones, but pretty much created (and then dominated) the entire consumer drone market across the whole world.

If they were an American company, we'd be celebrating their success and Wang would be right up there next to Musk. DJI doesn't nearly get enough credit for the crazy amount of R&D they had to do to get the consumer drone industry to where it is today. Even if some of it is military trickle-down, that doesn't usually happen that quickly and cheaply. Even police & fire, who usually inherit those techs, tend to go with DJI, despite them not being US-made. IMO it's a shame that DJI happens to be caught up in the political turmoil of our times. Their products really are far above their peers. (And I don't even own any; sold my Phantom a decade ago.)

I don't know DJI's financials, but they've been around for nearly two decades by now. If they've been able to fool investors (or even the CCP) for that long while secretly losing money the whole time, well... guess they made a good business out of it? At least they made a useful product, compared to most of our shady ad-tech companies.
In the cause of a school shooting (that’s statistically almost not bound to happen), phoning your child is a liability likely to get more people killed than an asset.
Did you mean to reply to this comment?

"As a parent, yep, in event of a school shooting. It's an insurance policy to hear your child's last words. Address the root cause, because everything else is just a band-aid."

https://news.ycombinator.com/item?id=40718741
We have a joint checking account. I automatically draw our investments to our joint Fidelity account.

I try to keep a balance of $50k in our checking account (it's a minimum that our bank sets to give us perks and a free safety deposit box). At the end of the month, if we over that, my partner knows that we can splurge on dining, vacations, or other stuff. If we are under that, we tighten our spending for a bit until we are back over it.

I tried all sorts of budgeting and tracking ideas, but most just weren't worth the effort.
Nice post. R's quirks seem to put some people off but I've found that it's a relative joy for exploratory analysis and visualization like this, especially within RStudio.

Recently I was tasked with grouping a large number of DNA oligonucleotides, and exploring the criteria by which to group them was a lot of fun using various R libraries. In the span of a few days I learned how to use k-means clustering, how to employ an UpSet plot, and how to build a phylogenetic tree.
Americans also suffer from chronic positivity and many think they are Middle class even as they suffer conditions of financial instability.

Savings rates are going down. https://fred.stlouisfed.org/series/PSAVERT
it's worth it just for the navigation helpers alone: '2' will bring you to the next 20-minute-after-the-hour entry (pressing again takes you to the next hour+20 minutes, same for the other 0-5 numbers). E will bring you to the next error, W to the next warning. And O will take you to the next entry with the same correlation ID (request/session/whatever .. you define it). And adding shift to all those keys reverses the direction. And naturally we're just scratching the surface.

I recently started appreciating lnav with JSON logs, where you can recreate a normal log-like experience by picking fields that are displayed (but you can still press a key to see all the JSON fields when you need them). I do wish there was support for switching formats so I could switch between different "views" over the same data, maybe it will be possible someday :)

lnav was a godsend with a particular project several years ago where we had a server bombarded with IOT messages and had to create some order from all the chaos. I actually went and donated some money to the project then, it really made my life easier.
Same here. Everything joint except for a credit card on both sides that are individual but are really old accounts so they help our credit scores.
Can you explain why you think this is seemingly obviously ridiculous? It’s not obvious to me.
Delightful article. One would hope this no longer confuses most mainstream services…
Apple should jump ahead of the problem and allow schools to control screen time and focus modes.
You're arguing that every single company should be a monopoly, and nobody should ever try to compete with an existing one. Never improve anything either, unless you can do 10 times better, and only if the 10x is very complicated. Makes zero sense.
That gender is a social construct with abstractions used to simplify expression when creating fictional characters?
Two young professionals, no kids.

We each have our own bank account(s) and credit cards and our own budget in YNAB. I manage both budgets but only do hers when she’s present.

We agreed on what constitutes a shared expense ahead of time (mortgage, utilities, etc) and split them based on what percentage of last month’s household income (post-tax) each of us earned. This is variable since we both do some contracting/consulting outside of our day jobs.

For going out, vacations, shared groceries, etc., we just split things as we go. We have a joint savings account that we put the same amount of money in each month and use for travel etc.

A friend and his girlfriend have a joint credit card that they put all shared expenses on and split at the end of each month, but managing that in YNAB is not the smoothest so we haven’t done that yet. Might write some software to make it easier.
Get a pre-nup, they're cheap. I didn't set up any joint accounts with my spouse so I kept most of my money when we divorced.

I used combinations of checks, cash, and PayPal to give them money when they needed it. Eventually I admitted I didn't want a partner who never had any income of their own.

If you can really help it, don't marry anyone.
Good to connect
What OP is talking about is internalizing externalities. In the case of plastics this would presumably involve making companies that manufacture plastics bear the costs of disposing of them.

While it's true that plastics recycling is mostly a joke, in most places, companies manufacturing plastics aren't required to bear the cost of recycling in the first place (i.e. there has been no attempt to internalize the externalities in the first place), so I'm not sure it's even possible to invoke plastics recycling as a counterexample.

If there had been a push to make plastics manufacturers bear the cost of recycling, then the fact that recycling doesn't adequately cover the full externalities might be an example of the problems with this process (certainly there is an incentive for companies to try to downplay the negative externalities resulting from their products if they will be forced to bear the cost of dealing with those externalities).

The real way to make this process work would probably just be to tax plastics heavily based on their negative externalities and use that money to dispose of them.

However, this would likely make goods using plastics prohibitively expensive for consumers, so it might be unpopular, but it would likely cause people to use alternative materials that are more expensive than plastics are currently, which would be beneficial.
It's not super simple, but here's how we did it for a long time:

All of your income that's not invested for retirement goes to a joint account, every 1st of the month.
From that joint account, you then move the money to many different accounts and/or prepaid credit cards:
- Day to day expenses, like groceries.
- "Irregularities": municipal taxes, school taxes, things that don't happen every month, like car inspection, veterinary, vacation expenses. You add everything in a spreadsheet that you keep, and divide by 12. Add some padding.
- Home improvements, aka "IKEA" account. Fixed amount every month. If it's a good that you buy to add you our home (coffee machine, chair, curtain, etc.), that's the account. If it's a consumable (gas for the car), use "day to day expenses".
- Individual accounts: each one of you have an account that you decide what to do with. Buying clothes, hobby, etc. aka "I'm an adult, I do what I want".
- Kids: There's always something to buy. Clothes, etc.
- Automatic payments are taken from the main joint account, but you could also have another account if it makes it easier.

This method can get confusing and you may need to move money from one account to another one when the wrong card was used.
But the main advantage is that it automatically budgets for you. You see the amount remaining for the month for everything.
Otherwise, you may think that you still have plenty of money to spend on the grocery, so you buy a nice coffee machine, and then the mortgage and car payments happen and you're left with nothing for the rest of the month to do the grocery.

The main goals we had when using this method were to never use a credit card (and lose track of how much money we have), and also accommodate for the discrepancy in our revenues at the time.