skysight-inc/HackerNews huggingface dataset:
This doesn't make sense. If an insurance company wanted to charge higher premiums, they would just do so. They wouldn't need to spy on customers.

The point of them trying to quantify risk as accurately as possible is to be able to extract profit while also offering competitive rates.

It's the same as with any other company. They try and operate as efficiently as possible (ie. reduce costs) to try and make more profit, while competing on price.
“OpenTofu Project was recently made aware of a letter by HashiCorp’s lawyers, alleging that OpenTofu was not respecting the terms of its BSL license governing its Terraform codebase.

OpenTofu vehemently disagrees with any suggestion that it misappropriated, mis-sourced, or otherwise misused HashiCorp’s BSL code.

Indeed, it seems that HashiCorp may be conflating code that it had previously been open-sourced under the MPL and more recently developed code it published under the BSL.

OpenTofu’s maintainers have investigated this matter, and intends to issue a written response providing a more detailed explanation of its position in the coming days.”
It's dollars per month. I have heard that Netflix is not charging enough for their ad-free tier to compensate the lost ad revenue.

Pricing an ad-free tier is a bit problematic. You would think that it should cost simply the ad-revenue per user more. However, since the more the ad free tier costs, the more advertisers would pay to reach those customers, the marginal ad revenue is higher. Someone on a hypothetical $30/mo ad-free tier has high disposable income, and is probably not being impressed by many ads already.
> With Server Side Public License (SSPL) it's an even bigger shit show, as it forces any business that uses the software to release under the very same license all software and systems and even user interfaces (?!) that directly or indirectly interact with their project. As it is very easy to understand, this prohibits any company from adopting any software released under that license.

Not "any business", only a business that offers a hosted version of the software. AWS has a problem offering a hosted Redis service, but no one who self-hosts (including running it on a cloud) is affected.
Well but they don’t mention that it is clickbait to call it open source fact checking tool which needs LLMs to do everything. Also code is not designed to easily swap with a free locally running LLM.
Thanks for the correction, TIL.
Your claim that using a smartphone for payments is a privacy(?) nightmare sounds quite baseless.

The more pertinent factor is probably the fact that you’re using an operating system built by an advertising company.
Related, my vehicle insurer keeps jacking up the rates. I've never been in an accident or had a ticket, and I drive 2000 miles per year. But every year up up up. Then they offer I install a tracking device on my car to get my rates back down to a reasonable amount. There seems to be a pattern of insurers wanting to know everything about everyone, and using irrationally higher rates to coerce consent. And I have to pay it or consent to tracking because insurance is mandated by law.
> Reminds me of a case where someone got put in a mental hospital for eight days because they wouldn't admit Obama didn't follow them on Twitter.

> (He did. He follows me, too; it was back in the days of auto-follow-back scripts.)

> https://www.washingtonpost.com/news/the-fix/wp/2015/03/24/th...

Those in the mental health field will admit that they do not even consider the possibility someone is sane or rational. They start with the assumption that the person they are talking is mentally ill, and try to form a diagnosis from there!!

Imagine if the police assumed everyone they questioned was a serial killer and believed their only job was to match at least one cold case to that person.

This is how the mental health system works. Avoid it. Teach others to avoid it.

If I had the power, I would diagnose everyone in the mental health field with delusional disorder.
> If I had to estimate, I'd say no school currently pays more than 25% of tuition on actual teaching.

Is this based on anything at all? Any direct experience you have, any sources?

I don’t mean to be rude, and I don’t expect everyone to have expertise on something just to talk about it - but when people start using numbers as evidence for their claims, I think a higher standard is warranted.
You may be defining a rule by the exception. You did have to find an example from 26 years ago.
Wikipedia says he only put half the yogurt in the bottom; the other half went in the top. So at least he was half right?
Hello, early 1990s! We miss you!

https://www.theregister.com/2023/02/24/who_writes_open_sourc...
Insurers telling you how to reduce the risk of accidents and property damage is a good thing.
I don't mean the journalist. I mean the first of 2 people getting interviewed.
> https://ipng.ch/s/articles/2021/07/19/pcengines-apu6.html

Nice little write-up. I found it interesting that OpenBSD outperformed Linux, but DPDK-based systems blew the roof off.
Insurance incentives would drive them to want to predict as accurately as possible who is going to cost them money, and then deny them coverage. They make money from selling to people who are afraid of a calamity but likely won't experience one.
> ask me to close my eyes and visualise an apple and nope, doesn't happen.

That's definitely aphantasia as I understand (and suffer from) it.

I've never really considered the "visual learning from failure" aspect of it. I know that in, e.g., Minecraft, I have tremendous trouble with building things because I can't visualise them beforehand and thus things get hodgepodged into these hideous homunculi of buildings or redstone contraptions.
sorry about your wife. an immunostimulant is more about enraging/activating the immune system, not intervening with its capabilities
What's the point of denying the report when they have emails saying as much?

Tesla's higher up(s?) need to get off Twitter.
Insurance carriers have an incentive to compete on price like any other business. There are plenty of options. The margins are generally pretty small, and there is a lot of regulation around what portion of payments must be used for claims.

There's a few obvious exceptions, but plenty of insurance isn't required.
AFAIK it only beats magnetic stripe cards, not EMV chip cards
>The Zenfones mainly carved out a following because they're the smallest flagship-tier Android phones on the market.

They're literally the same dimensions as the basic Samsung S23, which was cheaper than the Zenfone as had better SW updates.
What they are saying is that you can't make a non-arbitrary identification of each dimension. You can call them 1,2,3, and I can call them 2,3,1, and that changes nothing except your arbitrary labels.

A third party has no way to know whose choice of "1" is better for any reason related to the space itself, only by reference to some preferred object in the space, like the direction my pencil is pointing right now. Space itself has no such preferred object or direction.
I don't find them unclear at all, after reading the introduction I felt pretty comfortable with everything that was going on in the examples. I think this type of approach you're going for can work depending on how it grows to cover more complex cases like loops. I'll be keeping tabs on how your work progresses.
When corporations stop being small they commonly turn plagued with some of the issues the centrally planned soviet economy had, unless the executives and bosses realise they are in a centrally planned organisation and meticulously guard against such problems.

I suspect that explains some of the examples in the thread.

Sometimes you also put people on busywork so you don't have to fire them, because you don't want them going to your competitors or have to go through the drudgery of hiring replacements later on when the times have changed again.

Once me and my two developer colleagues were put on building an extension for an existing SaaS-product, the assumption from the higher-ups were that another customer segment that is also subsidised by the government would be profitable to sell the product to. One board member with background in Google couldn't keep his fingers out of it so it boiled down to putting two people who had never built software with static typing or the regular mess of web client tooling suddenly having to use TypeScript and a bulky UI lib based on Vue.

We spent four months, one 'man-year', me trying to both put out fires in production and figure out how we were to tack on TS onto the horrifying PHP application we had and also teach my teammates how to approach problem solving with static typing and 'reactive' (or whatever the kids call Vue-related frameworks). In the end we managed one view with a decent search form that sent a string and rendered some rows with pagination. At that time fires in production started to threaten cash flow so it got shelved.

It was a crappy idea to begin with, the new market had very different characteristics and actors in it many hard demands that we would have needed to spend quite some time, probably upwards a year in a setting my colleagues were comfortable with rather than TypeScript. Having an almost trivial integration with the tax authority to ease using that subsidy didn't change that, it turned out.
Because at the limit, the size of the pool is one...you.
The title of this posting was edited and no longer matches the title of the article linked. I wonder if anybody knows why?
One way that scientists test is to use modality agnostic language. For example something like "imagine going to a store to shop for a new sofa. You find one and imagine where it would go in your room."

Then you change or introduce things "make the sofa 50% smaller" then a bit more "change the colour of it to deep yellow" etc

Or imagine getting on a bus and their is only one seat left.
I am definitely not a doctor. However, I have a friend diagnosed with aphantasia and this is almost exactly how she described it to me.
Yes. Growing up I saw my friend’s foot pointed the wrong direction after a “double bounce” caught his foot in the gap between the trampoline surface and the supports. We were careful kids.
To put it somewhat irreverently: running large production databases is not for the squeamish.
Honestly from growing up the riskiest bit was when the springs gave out from holding the material. Net or no kids are going to drag it over to the garage one day and jump from the roof onto it. Better hope the webbing the springs mount into is in good shape.
> How do you define how much value your app derives from Redis? If Redis is the primary data store for your app, does it count?

It will be if your app is a data store service . i.e. your apps is a thin wrapper around Redis.

If your app is more than that, then its clear the value does not primarily derive from Redis.

There are inevitably grey areas (e.g. if your app is a Redis based data store but adds a lot of functionality) but 99% of users do not need to worry.
>A sane smart person given the options of: persisting on a trivial truth OR not being sent to a psychiatric ward, must always pick the second one.

> Smart people know what a psychiatric ward is, a sane perso recognizes a serious threat when confronted with one.

Lying is a mortal sin. I try to avoid sin, even if doing so seriously harms me.

Plato said something like: "All sin is a form of mental illness that seems to make one or a few people better off in the short term but makes all humans poorer in the long run."
Really just 2 things:

* Tags in the binary which can be listed using ident(1)

* If I have a object checked out, no one can check in their changes without talking to me. Most other SC deals with this automatically, but I am old school :)

* works nice with emacs, but on OpenBSD the emacs interface is broken, you need to install GNU RCS for OpenBSD :(

One thing I really like about git is gpg signing on commit, but on the BSDs pinentry* does not prompt when used from inside emacs, so signing fails when using gpg
I’m disappointed that you associate with Hacker News given the (presumably) myriad anti-Freedom anti-privacy startups Y Combinator has funded.
Galiloe's story is a bit more complicated than that.

The Inquisition didn't have any problems with Galileo and his theories until he started insulting the pope in one of his books. Then the theories became a pretext to pressure him.
Accurately pricing insurance doesn't reduce the size of the pool.

When you buy insurance, you aren't just pooling risk with other customers with the exact same risk profile as yourself. You're pooling with all customers of the company. (Plus all customers of any reinsurance company, etc.)
China: Argentine Government Considers Probing Remote Chinese Space Station
https://archive.is/5MdJ3
Totally looks like a wormhole. Kelvin-Helmholtz Instability or Einstein-Rosen Bridge; could have fooled me.
Hello ! I writes software that deals with Home insurances.
1. Staggering number of people are getting seriously hurt on trampolines each year, so other people can sue you (=> insurance company) for injuries. It is on your property (((.
2. Same thing with pets and "vicious" dogs breeds on your property.
At present it can only be used between Workers, but I'm interested in enabling connecting to external servers with it, and generally making it available as a Node library. Lots of details need to be worked out to make that happen though.
To make you whole after a loss that you would be unable to pay for out of pocket. Fire, major water damage … that’s about it.
Cool! I think I'd be classed as deep Aphant like Loren (one of the paper's authors) but I also have an internal monologue.
I wonder, the ones who ordered the enterprise grade project, what was their background and amount of software and technical knowledge?

Interesting!
Another thing you can do is try to optimize hyper parameters with techniques that have fewer or easier hyper parameters. I found several papers where people were using either simulated annealing or differential evolution to optimize the NN’s themselves or the hyperparameters. Some claimed to get good results but with higher, computational cost for that component.

I think even a simple NN with few layers could probably pull it off if you already had categorized the types of data you were training the main model with.
Insurance is a borderline scam. You have to have it by law or in case the worst happens. When the worst does happen get ready for a fight as they will do everything they can legally do to wriggle out.
Show HN: Cheat.sh Client
A pure shell client for https://cheat.sh
Fresh cleaned whole mackerel.

Place in a covered tray over some water, cover the fish with sliced onion and stuff a piece of lemon in the cavity. Cook in oven at around 180 degrees C for 10 - 20 mins.

You'll end up with a delicious steamed fish, with really creamy flesh that just falls off the bone. The only niggle is that the skin can be a bit awkward to remove, I find a sharp knife scraped edgewise helps there.
EMV chip cards still contain your card number and expiry date.

Skimmers would need a way to also learn the CVC2 from the back of the card to use it at most (but not all!) online merchants, but that's feasible using a small camera or a waiter/cashier accomplice doing the skimming.

With Google Pay and Apple Pay, and similar mobile wallets, that number is never shared during payments (and in fact not even stored on the device).
Apparently 55" monitors do exist, a quick search yields Dell and Samsung for $2~3K. I don't know about TVs, but similarly sized ones seem available for half or even quarter of that price.
Why are they in the business of denying coverage? They are insurance. They estimate their payouts from the entire pool and price your premiums accordingly. Paying out should therefore not really affect their bottom line if they price the premiums appropriately.
Trampolines break a lot of bones.

https://www.mayoclinic.org/medical-professionals/pediatrics/...
Interesting.

What about the accumulation of people who remember good things?

The Empire that exists today just had several new countries willingly join it's military Alliance.

When Rome fell people felt like the world had ended and it took 1000 years to get back to what the Romans had at their peak.
Four Takeaways on the Race to Amass Data for A.I
Besides the point here, but why is it so diabolically hard to decline cookies on this site?
We are not using LLMs to replace the existing set of proven Machine Learning (ML) methods for extracting financial insights. Instead, LLMs play a key role in our system. They help reduce data overload and tailor the responses to the specific information an investor needs.

Consider a Bloomberg terminal - professional investors often spend days setting up their dashboards to see the right insights. With our system, investors can simply send natural language queries, and the LLMs act as a "glue layer" between the investor and the sophisticated quantitative models running behind the scenes.

Another major use case is screening. Traditional screening tools can be cumbersome, with hundreds of buttons and drop-downs. LLMs allow us to make the screening process more natural by generating the right queries from simple user questions. This is a more powerful approach.

In the past, sentiment analysis was challenging, requiring complex Named Entity Recognition, classification, and summarization models. Even basic 7 billion parameter LLMs now outperform hand-built classifiers for tasks like news sentiment analysis and SEC filings summarization.

In summary, our system is not just based on LLMs. It is a comprehensive solution that uses LLMs as a key component, alongside other essential parts like data ingestion pipelines and sophisticated quantitative models. The LLMs serve as an intuitive interface, allowing investors to access the power of the underlying financial analytics and lower the barrier to entries for all investors alike.
from reading this article, it seems like there may be some odd short-term pressures, or incentives internal to the companies, that mean policies are getting cancelled based on clearly inaccurate information.
Add 3-5x zoom, thermal/night vision and you have 7 billion buyers
Trampolines are obscenely high risk and injuries are very common. On top of that, if a neighborhood kid comes in to your yard and breaks their leg on your trampoline, your home owners insurance is going to be involved.
Mahbod Moghadam: An Obituary
Cloudflare acquired a startup from Seattle that took this idea to its logical conclusion: streaming the DOM itself from the remote browser to provide full browser isolation without compromising rendering quality or speed. It would be nice if such a thing existed as open source, as it’s now buried in their security suite never to see the light of day for most of us.
It's not being individually priced, people at higher risks are being forced out of their insurance options leaving only low-risk individuals priced in! Non-renewal isn't just some rate adjustment
Will use it as soon as this lanch
You don't have to have home insurance by law, at least not in the US

If you don't own your house outright, the bank that owns part of it may require insurance as a prerequisite for loaning you money.
How Java Got Started at Sun Microsystems [video]
> Sadly the system never gets punished. I think these judges and prosecutors would do much better if there was ever present risk of either life in prison or even death penalty.

The first step is transparency. Put every bit of evidence for every case on the public record so everyone can see it online.

Sadly, The System will not allow that. Truth is the enemy of The System.
Well, to be fair, Christianity became a thing only when it got the Roman Emperor, which happened also as part of a war. Until then, it was considered just another Jewish sect, impossible to distinguish from a dozen other Jewish sects or a dozen other non-Jewish mostly monotheistic sects.

As far as I understand, Judaism as a single organized religion (rather than a federation of ±12 tribes each with their own belief) became a thing as a consequence of the conquests of Alexander the Great, because the Hebrews needed a written code and history to demonstrate that they had a king (even if that king was immortal and invisible), otherwise they would have been treated as a subjugated barbarian tribe and lost the right to their own laws and customs.

So, I'm not sure that any conclusion can be drawn.
5 years ago, a family friend got an angry letter from the city because he had cleared slightly too much lakefront weeds (and by slightly - I mean very lightly, enough to anger the algorithm lightly). How did they know? Drone. And this was suburban Minnesota.

Not even insurance - this was the city of Newport on a power rampage. Turns out there’s also no shortage of general corruption in the police department…

https://bringmethenews.com/minnesota-news/footage-shows-newp...
Russia has one of the highest income inequality rates of developed countries and major regional disparities but it is still by definition a developed country. Its real GDP per capita of $27,500 is considered wealthy on a global scale. That number is comparable to Spain.

Russia has an HDI of >.800 which is classified as “very high.” This number is higher than China, India, and Brazil.

People in Russia generally aren’t lacking access to improved sanitation.

Russia has compulsory education and a full literacy rate.

Don’t forget that this is a country that has been industrialized for a long time. This is a country among a very short list that can do things like get rockets into space and build jet aircraft engines. Even manufacturing powerhouse China has to import engines and avionics for its C919 aircraft. The Tu-214 uses Russian avionics and engines.

Russia or Turkey wouldn’t be my choice of place to live but they are developed.
> How do you propose AWS “collaborate” with Elastic or Redis Labs under the terms of the SSPL?

This is quite simple, and should have happened before these companies decide to switch licenses because of Amazon. Each time Amazon decides to use an open source product, instead of doing it for free, they should contact the parent company and offer them a fee. There are many advantages of such an arrangement: a single version exists, the parent company has a stable source of income etc.

I might be mistaken, but this path was possibly chosen by Citus and Azure, and nobody seems to complain.
Any recommendations for an algorithm for safe online PID tuning? Maybe something involving pole placement or frequency response analysis?
My insurer jacks up the rate even with the tracking device. The rate more than doubled in the last 3 years.
That’s how I understand it. I think it uses knowledge of the state changes, what they should be like, and selects the most likely one from a table of options. Based on what it knows about the signal, it guessed whether it’s more likely to be a or b.

I use it with ham radio, where the software I use sends signals well under the noise floor (-23db) that can still get across call signs, signal reports, and maybe a thank you. The naked ear would not hear a thing at the low end of received signal.
Is there a way to use this with bisect? Once you use merges, you aren't guaranteed to be able to apply the commits in the topo-order in a safe way. For instance if one parent changes the text of a file AA -> AB -> AC and one changes the text AA -> ABA -> ACA, the merge commit contains information to combine AC/ACA, but there is no information stored on how to resolve AB/ABA (or other combinations), so if intermediate states conflict, you can no longer bisect.

edit: and if you pick a specific order as you are suggesting to reduce the search space, then it's unclear how to resolve applying ABA on top of AC, for instance