skysight-inc/HackerNews huggingface dataset:
> Whatever model you run is most probably wrong because jumbo loans are not priced double and actually are priced pretty close to the conforming loans

Modelling non-jumbo loans provided without support. I have a jumbo mortgage. I also had substantial assets when I took it out, substantial income and opted to put 25% down. Remove those factors and your credit component starts interacting with duration in complex ways.

Remove that part of the market--the massive number of guaranteed, conforming mortgages--and the securitisation and hedging infrastructure that supports jumbo fixed 30-year loans falls apart [1].

[1] https://www.tandfonline.com/doi/full/10.1080/15214842.2020.1...
It’s not wisdom to point out that using 3P software constitutes a threat vector. Personally, except in rare cases of unusual competence or unusual sensitivity, I believe that in-house CI will be more vulnerable than managed.
Some more evidence seems to have come forward, via a FOIA request by Null: https://twitter.com/TheRalphRetort/status/177609783413719452...
Length can to 2 or 4, month can be 1 or 2, day can be 1 or 2. Using separators makes that easily parseable by both humans and machines, whereas using 0s is just redundant when used on fixed-width strings or potentially confusing when used on variable-width strings.
This is a woman who is sharing an anecdote akin to what every episode of Sex in the city (the greatest tv show ever created according to many women) is about.

If you don't get it, you are not understanding what more than half the population is about. Not to worry, almost all people don't understand themselves, others or the world at large and LLMs will not help, since they are trained on data produced by people who don't understand much of anything :)
Reading is part of my daily job, my education path, and in my free time. Even here on HN (ignoring the fact that the internet is no book).
I have so many open tabs in my browser with articles I want to read because I see value in reading them eventually, but I can't keep up with all the new content that gets produced.
Then I read the article with different eyes, the eyes of a youtube consumer.
I have a huuuuge list of yt videos I still want to watch because of education, interest, or curiosity. Same here, I just have not the time to keep up with all the information that gets produced.

So what's the solution to that?
Step back from the Internet, unsubscribe from non essential creators, close tabs without verifying if still needed, organize more and more? So trade fomo with organization? Start over with an empty browser, empty new email account?

What's your take on that?
[dupe]

More discussion:

https://news.ycombinator.com/item?id=39927352
20% discount on your next jump bias too as well?
Insurance companies payout, unlike people with assets structured in a way that protects them. Thus insurance companies are heavily incentivized to reduce the likelihood of having to pay out claims. They are experts at estimating risk and managing risk.
without MMU you have to trust your tasks, but yes technically all you need is timed interrupts. so if you go the no mmu route, you could even list 6502 and z80, as in "I rarely do multithreading, but if I do I do it without MMU" ;-)

or at least have an MPU, which is what some microcontrollers have to protect multitasking.
> I've basically stopped using Google search altogether.

This. As a portion of the global market I suspect Kagi's userbase is tiny, but the fact that it has become an actual viable alternative makes me hopeful for a resurgence in paid B2C services.
The Asian Scientist 100
OK, when I look under the "mass rape" tag there, it's just Amit Soussana, who says vague things like 'at one time a guard forced me to do a sexual thing'. The rest is people who probably suffered torture or could be just about anyone.

It also shows Hellfire-burnt bodies at Nova and seems to claim Hamas killed them.

Could you be more specific about what footage there is so important? I mean, there were obviously civilians who were killed by palestinians during that day, which isn't surprising or something I contest. But sites like that and the documentary I've seen, what they show isn't a lot, it's nothing like the torture and arbitrary detention and murder Israel has been engaged in for decades.
I basically agree with you, but it would be nice if containers were a bit simpler. Apptainer does some really nice things for example.
The problem is the Docker solution will never ever work and yet people are wasting thousands of person-hours trying, over and over in fact in dozens of redundant non-solutions. Sure Sandstorm or something like it will take a lot more effort, but at least it's moving in the correct direction.

Just because Docker selfhosting has "taken off" doesn't mean it isn't still a dead end.

EDIT: Also, to be clear, Docker is also a "specific ecosystem". It's very popular, it doesn't make it any more general than anything else.
What a load of ramble and bile for a simple question.
I was looking for Python code, but did not find anything, until I realized that it said "Python-like" instead of "Python" on the website. I'd suggest to change the title to reflect that. I did not recognize the *.fizz files as Python.
A $40m judgement didn’t stop them but a millistar drop
in their Google
rating will get em!
The thing is any government that says "we can't get out of this treaty" is lying. There is no such thing as "international law" and all nations exist in a state of anarchy with each other. That's why they, historically speaking, have constantly waged war with each other.

If a nation wishes to get out of a treaty, it can simply refuse to follow it. If other nations don't like this, they can appeal to the supreme court of nations which is called war and let might decide who is right. Treaties are, and by their nature must be, at-will contracts that exist as long as all parties to them wish for them to continue to exist. Every treaty is as worthless as the Kellogg-Briand Pact[0] which purported to outlaw war until Germany, Italy and Japan suddenly decided to stop following it and start a second world war.

There are many other examples in political science where politicians have spun elaborate Gordian knots[1] that, for some reason, they pretend they cannot just cut with a common sword.

[0]: https://en.wikipedia.org/wiki/Kellogg–Briand_Pact

[1]: https://en.wikipedia.org/wiki/Gordian_Knot
Xiaomi doesn't have apple margins on phones either. So maybe it's ok for them.
I was in one of these programs. I thought it was weird at the time and still do 40 years later. Fix the way students progress through subjects and get rid of this artificial distinction... I know, it'll never happen.
I pay 0.111 per kilowatt hour here in Wisconsin, USA but I calculated for 0.15 per kilowatt hour. Even at 0.30 per kilowatt hour that's still 25 years of operation before the HDD power cost equals the SSD capital cost.
>I haven't yet seen someone threaten to quit if they don't get a Teams license (but I have seen that for Zoom).

Uhhh what? I suppose I am a novice video chat user who just uses it to talk to people and share a screen, but I am clearly missing some killer feature. From my perspective, all of the platforms suck for one reason or another. Bad CPU usage, latency, but hey, they have background swapping and fun emojis!
I don’t expect driving to be safe but I don’t want to worry about the airbag maker sticking a IED in my steering wheel, for profits or something.
Can ish not run rsync?
I hope these families are ok?
> They couldn't ask: "Is this your son?"

If the father didn't want to see the son, probably not.
I think the Goodreads challenge is silly. Every year I set it to one book. I'm already beating it by 600%!

Why create fake tasks to stress yourself out? Reading should be enjoyable, not a chore. And not all books are created equal. If you spend all year reading Remembrance of Things Past is that bad because you only read one book instead of reading 50 forgettable pop psychology business book of the month books? I don't think so.
There's also the question of parallelization making the accruance of errors less deterministic, too.
improved quality of life, less time wasted and cheaper
ah reverse around a corner, something I have not done since my driving test!
I was trying to remember a Confucius proverb that applied to Linux. Or something from the Art of War?
Me too.
It‘s listed on eBay for $145 which is a lot of money.
An article from 2016:

https://www.bloomberg.com/news/articles/2016-09-02/chase-sap...

(Non-paywall link: https://archive.ph/vba5Y)

The rewards seem fairly normal these days, what with rewards inflation happening. Some cards now are offering 250k rewards points as a sign up bonus.
> Indian accents are narrative and not conversational in nature

What are some examples of how these things differ? I've been exploring Hindi recently, but find that I'm learning some pretty stuffy speech from Snell's books.
> I managed to switch entirely over to LaTeX document authoring

I tried and found it the weirdest language (BrainFuck aside) I ever seen. Sure you can copy-paste-modify it to do something similar to what everyone does but doing anything atypical seems prohibitively hard.

I really miss a modern (first-class Unicode to begin with, also more intuitive while more rich and less verbose than HTML+CSS) human-oriented typesetting language. Perhaps it's time to invent what MarkDown is to HTML but to SVG.

> As for cloud we just send PDFs around

Can MS Office make hybrid PDFs the way LibreOffice does (embed the source document into the PDF)?
I'm 28. And I'm Scheduled to Die in May
you don't want a creative compiler?
https://archive.ph/ymimZ
[dupe]

Syndicated.

Lots of discussion on the original: https://news.ycombinator.com/item?id=39928913
Legally, the statute of limitations addresses this very problem. You aren’t going to be dragged off to jail in your forties for some shoplifting you did in your twenties.

Socially, we probably should adopt something similar. Depending on the crime (non-violent, low cost to society, one time), we should all pretty much pretend it didn’t happen after about 5 - 10 years.
Realistically, if you don't pay your IRS taxes, nothing will happen to you for many years. If you're not egregious at doing so, you'll probably never be noticed. During the Obama years I believe they publicly stated they weren't doing audits of anyone below 400k in income.
I'm not aware of anyone actually going to use pam8 or 16 with high-frequency links. The signal integrity is a mess and the corresponding FEC requirements undo all the benefits.

I suppose a relatively high-speed chip-to-chip standard in use within consumer computers today is GDDR. If you want something with serdes then it's obviously PCIe, which has been using NRZ and now PAM4. Then there's Interlaken which has been around for yonks in HPC and networking. More recently NVLink also. None of these point-to-point serdes solutions can give you latency anywhere near DDR. And when they get to 200Gbps, copper backplanes are dead. It's cable now, and optical is coming. On the PCB, copper channels are thankfully holding out.
Dependency hell and polluting the system IS the problem. Ideally, we would have statically built self-contained executables, and OS would offer sandboxing (process, network, filesystem) out of the box.

Containers at the moment are just lightweight VMs, and a better workaround to the problem (better especially in regard to UX; VMs isolation is still superior to cgroups/namespaces on Linux).
> Everything legal

First of all, this unironically reminds me of Borat.

More importantly, you keep citing legality in this thread as if that should basically end the discussion. Quite frankly that strikes me as a position of convenience, because clearly HN is not a court of law and the scope is not restricted to whatever happens to be legal in any given jurisdiction.

Do you for instance support all legal acts in your country? Going out on a limb I suspect you find at least a few morally dubious or worse.

Just some examples off the top of my head : IVF for single women? State support for all mosques? Fosen windfarms and a broad co-signing of feel-good UN resolutions? Preferential hiring based on either gender or ethnicity? Slap on the wrist punishments for basically all offenses? Enshrined trans rights? Teachers being at the total (legal) mercy of abusive students?

I dunno man, almost like “it’s legal!” is not the QED you think it is.
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If you don’t have a million your probably have most of your wealth in your home (typically protected by homestead exemptions) or retirement accounts (IRAs up to 1 million and 401k have no limit). Then a simple cheap umbrella policy could fill any gaps.
Pretty much. The amount of discussion that goes on internally about the potential blow back on these services is very in depth and they are aware of their issues. These usually come from lower-mid level folks that can see the larger emergent picture of their actions. And then higher ups do the complete opposite and go ahead anyway because the business survival instinct kicks in and "if we don't do it, they will!".

I cannot find them right now but I recall the emails at Apple between Steve/Phil/Scott etc. regarding the ability to use apps on the iPhone. Probably one of the few times where some of the folks at the top were thinking about these issues. Steve was against it because of the potential for their phone to become something entirely different than what they intended it to be AKA a highly focused easy to use phone, media system with a little web browsing. An Apple product, by Apple to be used the Apple way.

But because of pressure from Android they opened up the App store because, essentially, "if we don't do it, they will be the only ones doing it.". While it worked wonders for their bottom line, you do have to wonder if long term it was the smartest move due to the blow back on it societal issues. But then, Android was already going this path so it was Apples game to lose to Google.

This is one of the key features of technology, if someone else can do something to gain an advantage over their competitors, it is in the best interest for the original group to also adopt said technologies of be left behind. If they opt out, it most likely means they will not survive into the future. On a larger scale, this applies to not only those that make this tech but how people use it. You may be against smart phones for instance but if almost everyone else is using them, you are practically forced to use a smart phone because society will be shaped by them.
No, I disagree that the solution is to understand and leverage this system. It is good to identify things that are bad and advocate for changing them. Yes, it is a useful step to understand the details of how things work and how they came to be the way they are, but that does not imply accepting them as inevitable and playing along.
There is a provision in the act that gatekeepers can still restrict access if it that required to maintain the platform's security.

If Apple will continue blocking on device compilation and other app functionality, they may well have their interpretation of what is and isn't a security measure tested in court. If there are competent lawyers involved, it will likely come down to the question of which rules are technically meaningful vs. present only to stifle competition.
Worst players aren’t in the stats as they don’t report at all.
It is adjacent but HN is just far enough away for 'Big Profit' that it can still have some decent conversation.
It's probably a good idea to talk to a financial advisor. You may need to talk to a few before you find someone who understands your goals and what is on offer. A good one will be able to explain in clear terms what each option accomplishes.

For me, the goal is to separate assets from liabilities. I own a business and that business has creditors, some of whom require me to be personally liable.

So any asset I own is "at risk". I'm not expecting a problem, but life happens sometimes.

If I have a house a creditor can force the business into bankruptcy, and my house can be lost. If the house is not in my name (say its in a trust, or perhaps my spouses name) then it's not "mine to give". In simple terms if I hold liabilities and my wife holds assets, (and we have a suitable marriage contract) then creditors can't take those assets.

Obviously making creditors whole is the goal, but that can be done well, or badly, depending on your juciness.

Everyone's situation is different. The legal framework is different in different places. Which us why you need an advisor in your country / state to assess your risks, and possible mitigations. Don't just take advice from the Internet, or even your buddies. You need to understand your goals and needs.

Trusts can be an important part of the equation, so that's sometimes a good starting point to evaluate advisors. Even if you don't need a trust you want to feel like the advisor understands them etc.
awesome - thank you!
It’s a meme.

https://knowyourmeme.com/memes/most-people-rejected-his-mess...

The parent is right that web technology is the most democratic solution, but native fanatics will never accept the truth.
I just started down Vim rabbit hole. It's a cult I am more than willing to spend time diving into head first.
“The clever combatant looks to the effect of combined energy, and does not require too much from individuals.” Art of War
If the identity is unused, sure.

But if you've been destroying someone else's life, as here, absolutely not.
fzf looks interesting, I'll check it out.
I personally like learning this way. Have a single server with at least 20 physical cores available. Use qemu to create VMs.

Personally, had nixOS (minimal) installed on the VMs. Scripted the setup (live cd created with my ssh key so I can remotely setup the VM such as disk partitioning). Then had a nix configuration to setup environment.

A bit of a learning curve but the benefit here is repeatable environments. Was even able to learn more about k8s using a small mini cluster. Host machine was the controller node while VMs were nodes.

By injecting latency between nodes to distance between different data center regions (ie, us-east vs us-west), actually able to reproduce some distributed app issues. All of this while not having to give up $$$ to the major server resellers (or "cloud" providers).

No worries about forgetting to tear down the cluster and receiving a surprise bill at the end of the month.
Teams and Symphony are my industry’s weapons of choice.
But I guess we’re just playing around.
But that's apparently not working with the same features?
Maybe it was 3D the entire time. :)
Web

At times, I feel like I’m only person who makes SaaS app for mobile, but on the Web (no App Store need).
They don't use AWS to run the big three apps (FB, Insta, WhatsApp). They very much use them for other things. FB data center machines tend to be highly-specialized and optimized for running the apps, not general-purpose compute.
It is not like there are pages describing just what excels web version cannot display or dozens of features that the web versions break because they cannot handle them correctly (like connectors).
Fascinating.

So your idea of a healthy cultures are the ones that will go extinct within the next 60 years because they are now so far below replacement every child today will have to support 2 pensioners in 30 years.
my thinking was going towards more subtil an classical means of asassination like poison, car accidents, simulated suicides...
https://news.ycombinator.com/item?id=39912916
I haven't seen any sniper rifle besides the al-Ghoul in their combat footage since October 7th. Neither in PIJ:s, PFLP:s, DFLP:s, Mujahideens Brigades, or in Intifada al-Fatahs or the People's Resistance Committees'.

Claiming that IDF infantry and the armed resistance groups in the Gaza strip are pretty much equal in equipment is just insane. It's, you know, not even wrong.

How long would it take to walk to the West Bank? Are you sure they planned to "connect with the West Bank"?
Yet it is the status quo expectation. If you offer up an alternative, do not be surprised if people expect it to be comparable in all features.
https://en.wikipedia.org/wiki/Hikikomori

A neat thing about today's society is that you can be a participant and contributor entirely without ever stepping outside your room. Work a remote job or side gig (doesn't have to be "real work"), order everything from Amazon and Instacart, do check-ups online.

In an emergency (medical, natural disaster, house issue) you'll need to go outside, but otherwise everything is in your room and all interactions are virtual.

You can even get fitness equipment and artificial sunlight so you can stay healthy, and VR googles if you want to experience "outside". That is, assuming you're introverted enough that zero human interaction doesn't affect your mental health. Besides that, you have the entire internet, so it's easy to entertain yourself.
i use - and recommend - "borgbackup": for example with the "vorta" graphical frontend

* https://www.borgbackup.org/

* https://vorta.borgbase.com/install/windows/

just my 0.02€
We’re talking about the consumer benefits here. It’s true Apple extracted some of the most consumer-friendly terms in the industry.
An adult one.
> to deal with my fear of it.

Not every fear needs to be pathologized. It's good to hear freefall from miles above the earth.

I mean... "I cut my finger off to deal with the fear of it" is a ridiculous statement, but for some reason it's okay here.

I'm proud to fear skydiving .
I've received takedown claims and requests to settle before from some trolls (once by Getty but I didn't handle that one directly). Usually it was old contributed blog posts with an improperly cited image or site theme components we purchased that contained stuff that wasn't properly licensed. We'd take it down and then onto the next step...

I made friends with a few local lawyers, explained the situation and asked them to send a response on their letterhead or via email telling them in proper legal language to 'fuck off' (usually they'd mention it was outside statute of limitations and the use was never willful infringement or it was user contributed and we were only hosting the content). There was never a situation where they didn't leave us alone after that. I guess they assume real small companies will either panic and pay to settle or ignore legal summons and lose by default?
I’ll send you the Lodi dropzone address then :-)
Structures don't make people do illegal things, people do illegal things.

Yes, "hiding your money" might seem like it reduces accountability, but the law has a solution to that (called prison).

Yes, as we all well know the law is imperfect, and administered by imperfect people.

None of this removes the legitimate value people get from using financial tools properly. Just because cars are used as getaway vehicles doesn't mean we should ban cars.
That's WD Black SN770 - targeted towards gamers. WD Red SN700 is prosumer/SMB NAS range. Lower performance and >2x the price.
I feel like locals always say that about any DropZone near them. I have heard the same about my previous home DropZone and the current one. Both are very active DropZone (tops of the USA). But yeah, every skydiver has heard about Lodi.
Who is 'Jia Tan,' the coder behind the XZ Utils Linux backdoor?
Go's Error Handling Is Perfect, Actually
- The original post on WIRED (provided by Internet Archive)

https://web.archive.org/web/20240404231157/https://www.wired...

- Discussions on Reddit:

https://www.reddit.com/r/cybersecurity/comments/1buv1uv/the_...