skysight-inc/HackerNews huggingface dataset:
While you can forgive debts you've purchased, and report that on the credit account, it doesn't help credit scores -- only precludes bad things from collection activity by the others who might have purchased the debt. I guess you can choose not to report a collection account on the credit report, which would help, but I think most of the time people negotiate to remove paid collection accounts on payment of a reduced debt settlement.

The original creditor (OC) continues to report payment history on the original account tradeline. This will include, 30, 60, 90+ day late, and account closed/charge-off.

Stopping future collection actions might be worthwhile, but once your credit is already ruined, it's often worth just waiting out the 7 years from date of original delinquency to have the entire account fall off the credit report. Credit card debt sold at 10% is probably close to the 7 year mark already.

The only way I've seen anyone really fix credit is to either dispute items for accuracy (getting them to drop), or writing a goodwill letter to the original creditor, offering full payment, explaining mitigating circumstances, and requesting deletion of the entire account from credit reports. I actually had a few very small bills go >90 days late (I wasn't getting mail while overseas, and a wire transfer got sent to savings vs. checking..), and when I found out ~6 months later, my credit score had dropped a lot. I was able to write to the creditors and get them to fix it all.
It matters when we are discussing to what extent an entitled attitude is justified or should be dropped.
you can configure ifttt to im you when there are new posts on craigslist
>she built one of the first social networks to ever exist

If anyone is curious about what it means to be an "early social network" and where this fits in history, here is an article that talks about a few: http://www.cbsnews.com/8301-505250_162-57437460/beyond-faceb.... Wallop was created at roughly the same time as friendster, myspace, linkedin, and tribe.net.
Also my week starts at Saturday. I don't like it this way with no options.
I found that the company I work for is putting a backdoor into mobile phones
Not working for me on IE 9
I couldn't agree more. SOMA is a terrible place to live if you're under 30 and want urban nightlife. SOMA has some cool places with a bit of character... District, 25 Lusk and 21st Amendment, but on the whole it feels either very sterile or very industrial. If I had it to do over again, I would have braved the 20 minute commute and lived in somewhere that had more culture... the haight, mission, pac heights or (gasp) marina.
This looks really exciting. I know that coding will be done on iPads but the model has always been clunky. This looks like a good start in the right direction.
Sadly, this site has some security vulnerabilities. Although I have reported them to Socl@microsoft.com, I am not sure if my message will reach its intended destination as the "support" forum is inaccessible to me.

Just typing this out in case a member of MS Research is reading along and wants to contact me directly.

Edit: Just got a reply after less than 5 minutes had passed. They are notified and take appropriate steps. :-)
It's one thing to remove distractions but it's another to have real _focus_.

IMO we're reaching the point where the ability to focus on one topic for prolonged time periods will become a new social / class divide; e.g. 80% unable to concentrate on anything for more than a couple of minutes vs 20% who have learnt how to focus. If you're not able to focus, you're effectively disabled from being able to define your own "destiny".
A hipster-trash response that completely ignores the main point of your comment and focuses on one throwaway portion of it: "Pet Sounds" is one of the best albums ever made.
Or logging into another website with so.cl after logging into so.cl with Facebook.
I’m tired of the opportunists and their hackathons
Your next big idea
Submit an idea for a product. If people like it and would use it, they vote for it. The top-voted ideas bubble to the top. Decide to build one of those ideas and you've got a built-in audience when you launch.
Imagine a large open plan space full of cubicles.

Now imagine that same space, redesigned with walls and doored-offices. It would be a rabbit warren, and not only would most people not have a window, you couldn't even see a window while walking around.

Which got me thinking. A compromise between open plan cubes and rabbit warren offices would be to slightly enlarge the cubes, and extend their walls up to the ceiling, but the wall material above chest height would be glass, so natural light has a chance to distribute throughout the space.
10 Really Amazing and Extraordinary Uses Of Twitter
I look forward to the patch. :)
Have you read the quote? Or are you assuming that all uses of the word "immigrant" are innocent and above reproach?
This seems like Google +1 but with the ability to comment/discuss?
Google execs are breathing a sigh of relief, now when asked about Google+ usage they can say "... could be worse, look at so.cl"
Here's another point of view.

Let's say I'm a Finnish person, which is true, and I move from Finland to SF.

Upon moving to SF, I'm aware that I'm an immigrant there, just like any others who moved in to the US from another country.

Now, if someone tells me that a specific area is full of "hipsters, homeless and immigrants", this will be my reaction:

"Oh? Apparently a lot of immigrants have ended up in an area with a considerable number of hipsters and homeless people. I guess it's a cheaper area then, but I wonder why the hipsters are comfortable with so many homeless people around."

I have no reason to doubt that's an accurate description of the way things are, and I have no reason to get offended by an accurate description of the way things are. Besides, I am an immigrant, and I know that there's nothing wrong with being one.
Here's what I observed

- Very slow response time to requests to the server. (4x of Facebook response time)

- Serious usability and JavaScript problems.

- Main point did not made clear. Just signed up, auto-followed 12 friends and still no idea what to do with it or why would I use it.

- Back button does not work at some cases with AJAX URLs with URL hashes (.../#/foo). Breaking the web experience.
Scott and I worked on all of this together. He designed the site too.
The status bar is literally 4.16% of these screenshots. Ignore it and give this fellow dev some relevant feedback.
Might want to include your email in your profile.
The same thing is happening in the major manufacturing hubs of India, ten years ago the salary of an unskilled laborer was around $1.50/day today it is around $8 per day
GPL requires that users have access to the preferred form for modifying the work. If you're using coffeescript or a state machine graph or whatever, the generated javascript is more like object code than maintainable source.
Great UI and very speedy, fantastic work!
Hm, since when is "duende" not an english word? I'm pretty sure we borrowed that one and it's not that uncommon. The dictionary definition that I'm aware of differs slightly from the definition given though the spirit of the word is similar.
> the fact that we must somehow be 'genetically' predisposed to liking golden ratios, etc

This is not a fact. There is absolutely no research evidence that people tend to prefer the golden ratio of 1.618.. over other ratios. Especially it's very doubtful people would have a preference compared to the nearby simple ratios of small numbers 1.5 and 1.666.

Fibonacci-like sequences pop up in a few specific growth models in nature, which often converge to the golden ratio (if the growth is perfect and unhampered by external factors). Mostly in plants. Particularly not in nautilus shell spirals (that's a legend, based on cherry-picking and sloppy measurements) and also not in spiral galaxies, or fiddlehead ferns.

It's still fascinating stuff, but it's even more fascinating if you ask to see proof of all these outlandish claims, and learning about the underlying principles behind the actual phenomenon.
Oh, I get it. He's saying he doesn't want to live in a neighborhood where the only culture on offer is hipster, homeless, or Latin. And he's not allowed to think that, at least out loud, because Latin culture is non-White and therefore holy and infinitely lovable. He is guilty of crimethink.
As a former Oaklander, I take offense at your statement. :-)

Oakland exists as an industrial hub. Emeryville, on the other hand, exists as a suburb of San Francisco (though I think that with recent business expansion, it's becoming its own city). As far as I know, this is still the case, and more people live and work in Oakland than live in Oakland and commute into SF.
That's almost certainly the case. I just find it a little odd. For most jobs like this, training costs are negligible - usually a day of watching videos. Food services probably have an extra day for health and hygiene regs, but it's not a massive burden.

As long as the guy has half a brain and is reasonably personable, I'd rather have someone like that for 3-6 months than the standard buffoon who will last just as long before getting fired/bored of working, and do some damage in the process.
Per jashkenas, they started with d3/svg, but moved to canvas. I'm guessing this is largely bespoke.

https://news.ycombinator.com/item?id=3988556
Looks great. I was seeking for something like this
nice, looks handy. any plans for coffeescript support?
> Wallop, all the way back in 2003-2004.

I'm not sure I understand what you mean by "one of the first". Friendster got 1 million users before anyone else, and was launched 2002. PlanetAll launched 1996. SixDegrees launched 1997. Friends Reunited launched 2000. SuicideGirls launched 2001. MySpace launched 2003. LinkedIn launched 2003.

Social networking features were also common in many other communities.
Slick. Been using http://bud.ge/ a lot lately and this looks like a nice complement. Purchased!
Opera mini on Android I get an error in a red box:

"Error binding 'function(){}' view

ReferenceError: Undefined variable: localStorage"
i found this article, and make me feel good about my progress.
and it approve yours device, thank you all
http://norvig.com/21-days.html
By buying up peoples' debt, and clearing their credit history, then they are free to run up yet more debt. I really don't care if people don't pay off onerous debts. And, I could care less about credit ratings which are total bunk anyways -- I've seen people's dogs get credit card applications.

I don't think it is ethical to mortgage your great grandchildren. I think it was the Mayans that used to wiped out all debts every 52 years. I really feel that it would be beneficial to once again make usury illegal.

What is the purpose of doing this? Other than giving away your money to creditors, what is the benefit?

As long as the debt was not onerous, I could see benefit in paying off peoples' homes if it was about to be foreclosed, and they had no means to continue making payments.
Context matters. The point was that it's hard to find someone interested in the Mission and the Marina and the Sunset. There are many immigrants in the Mission. Should he not have mentioned it at all? Should he have phrased it differently?

Why is no one taking offense to the "hipsters" or "homeless" parts? Those are also terms that are usually viewed negatively, but there are many people who are looking for exactly that in a neighborhood. Immigrants are a plus for many people too.
The name of the app is misspelled in the headline.
First thing that popped in my head for a "Lorem Image" would be Lena: http://en.wikipedia.org/wiki/Lenna

Of course it's not quite a placeholder image used in design, but still the closest I could think of.
You have a point, but doing it every once in a while doesn't hurt (I do it once or twice per year), since it's a great way to meet new people (and opportunities)
As opposed to neighborhoods where the only culture on offer is American?

Also, "homeless" is not a culture.

Author is very obviously complaining about the presence of hipsters, homeless folk... and, well, immigrants, and seems to think that his aversion to such people is shared by many others. Judging by rent prices in the Mission and public opinion, this does not hold any water whatsoever.

Author is entitled to think whatever he damn well wants, but we are also entitled to judge his commentary on their own merits. And please, don't come to this table with 1984-bullshit whenever people are inclined to call a duck a duck. We really ought to make a term for it like we have for Godwin.
Developers go to hackathons because they like to build things. What could be simpler to understand?
I wonder if Google+ bashing will target so.cl now. Probably not because Microsoft was clever enough to launch it quietly and call it 'experiment' not 'Facebook killer'.
Why do you assume, a priori, someone with a college degree should be more qualified for a job than someone without one? If I was looking to hire someone for a low-skill ceiling job (cashier, janitor work, warehouse work, etc.), I would absolutely prefer someone with no college degree over someone with one -- they are probably cheaper, there's less theft risk (high school graduates tend to have far less debt), I don't have to worry about them jumping ship to a more relevant job a couple months after I finish training them, etc.
I still would steer clear of things like TechCrunch Disrupt Hackathons and the like. They're just a way for media orgs to get page views and generate buzz.

Yes, a couple folks at those kind of events get a lot of press and attention, but everyone else just wastes their time.
If the whole human race sat down and wrote up a list of things we all wanted done, it would probably be even more than we could ever accomplish. Chances are, if you're a human being, you have something on that list, and you have the ability to help complete a task that's on that list as well.

Most jobs aren't necessary for our survival. OK, maybe people shouldn't be forced to work for their survival. But if they want much more than survival, they should do their fair share. And since I want much more than survival, I'd rather more people could pitch in and help out with that.
So having someone you know (and knew) when you were just a crazy dreamer, and they still wanted to be with you, is a very priceless thing.

Amen. I agree, minus the prenup part though - I'm not cynical about Mark/Priscilla's love for each other because of your last sentence there, like I highly doubt that the Gates have that kind of arrangement either. As someone who's young, crazy, and laser-focused on the startup game, and still so far away from where I want to be in life, that's something that's in the back of my mind all the time whenever I'm seeing someone special. Thanks for the comment.
Yes, we'll be adding an "invite friends" button soon.
Have you ever noticed when you buy a new analog clock or are walking down an aisle that sells clocks, that the hands point to 10 and 2? It's because the clock is smiling at you.

Yes, this affects a lot of people.
Thank you, wsg, we'll try to keep it that way :)
I understand that. It doesn't mean they're not being used though. If you want to build something, it's much better to get your friends together for a private session, then something put on by an events company or an incubator. As someone who used to put on events, I can speak with authority on motives: most Hackathons are just an attempt to sell more tickets to an event - not a genuine opportunity for Developers to build things.
One thing that should be noted: if the debt is forgiven, the IRS counts it as income for tax purposes. As such, if you buy $5,000 worth of debt for $150 and forgive the debt, that $5,000 generally gets added onto their gross income.

http://en.wikipedia.org/wiki/Cancellation_of_Debt_(COD)_Inco...

Taxes are complicated enough that I wouldn't presume to say that this applies in all or most cases, but it's something to be aware of. I was only aware of it due to a USA Today article a while back mentioning it (http://www.usatoday.com/money/perfi/taxes/story/2012-03-02/i...). It's something to think about if you're interested in this topic.
We'll try to get it working on IE 9, but can't promise anything yet. We think IE 10 will pick it up better.
>> "I have a Computer Science degree, but it’s been five years since I’ve written a line of commercial code, so now I employ very talented Developers to build product."

Where did you find these talented developers? Was it a hackathon?

While there may be some opportunists out there looking to exploit young coders, the vast majority are seeking to legitimately employ bright young/old talent. Well at least I thought so?

Has anyone had experiences of being exploited? Please share.
I appreciate the sentiment greatly, and I'm only in the valley about once a month or so (and not in the startup circles) so I can't speak to how intentional the exploitation is, but from the other side:

At 34, I can hardly be considered the youthful optimist he casts us at. I have a life, and a family, but I really enjoy the occasional hackathon. In fact, I'd suspect that a lot of my best code is done without the distractions of the house and family -- without worrying about whether or not the lawn is getting too high, or needs watering, or if the dogs need feeding, or whether my kid needs help with her homework, or if there's a spider that my wife needs me to kill.

Lock me up in a room for a few days and give me root on a server and I'll bang something out, and I'm happy to do so. Working at home is rife with distraction, but working at the office is even worse, but while there are certainly hackathon environments that aren't conducive to productivity, most of them at least free the developers of any responsibility that isn't 'code production'.

In short, they're enjoyable if they're done correctly, and they're horrible if they aren't... but I've never felt exploited by them, so either it's unique to the valley or I've just done a good job of avoiding that sort of thon.
With CoffeeScript, this might be the tool to get me off a laptop and using tablets for real work.

All our code is already on GitHub, with hosted Continuous Integration (Travis for the Open Source parts), and Heroku for deployment of the new Node.js projects. So migrating to a tool like this ought to be feasible.
I don't think you can tar and feather all hackathons. Some of the events I support are where groups unite to help charities or civic hacking that supports communities.
Rust typeclasses solve this problem; you can create a suite of methods with syntax like this:

impl methods<T> for [T] {
fn filter(f : fn(T)->bool) -> [T] { ... }
fn map<U>(f : fn(T)->U) -> [U] { ... }
}

And then you can call it with syntax like:

println(#fmt("%?", [ 1, 2, 3 ].map { |x| x + 3 }));
// prints "[ 4, 5, 6 ]"

The methods are properly scoped, so code that isn't in your module needs to import your methods to use them. That way, you avoid introducing strange action-at-a-distance in your code.
Indeed it is :) It still was pretty much work to get it really finetuned to deliver an sleek and simple experience!
There is Microsoft Research label. Sound more like an experiment to me.
I don't like to live in Spanish speaking neighborhoods because I don't speak Spanish. I enjoy the food and the low prices, I don't enjoy the culture. If you don't speak English in America, you tend to be poor and less educated, which means you and I will have less in common. I fully realize I am not allowed to say this in Liberal America because this makes me a DISGUSTING BIGOT, so I don't post this under my real name account. But I admire the energy that you Right Thinking people put into your witchhunts.
Doesn't that mean that paying a collection agency is a waste of time also?
Won't slow you down compared to what? Go? Java? Python's async frameworks? Clojure?

It will slow you down at least as much. Then some more if you try to do something non-trivial and discover node's limitations.
>The only time I was ever taught about ancient greece, egypt, china, etc was in third grade, and I hardly think that counts.

If that's true you are an extremely rare case. I just took a look at the social studies standards for my state (Georgia, not exactly a top performer education wise) for middle schoool.

6th grade is the history and geography of Latin America, the Caribbean, Canada, Europe and Australia, 7th is Africa, Southwest Asia (Middle East), Southern and Eastern Asia, and 8th is US/Georgia History.

If you really haven't had any world history since 3rd grade it looks like it may have been a consequence of moving between 3 states.

If each state had world history at a different year in their curriculum, you may have missed them entirely.

Please don't try to speak for America on a forum with an international audience. Your experience is not representative.
mongoose is an ORM, so they're not the same thing. mongoose depends on native driver anyway.
That's an awful lot to throw at someone just starting. I'd say follow the install directions at nodejs.org and then do the tutorial at http://www.nodebeginner.org/

If you need a brushup on js, there are a lot of other options for that including the free ebook Eloquent JavaScript.
I wrote an app called Commit (http://thinklegend.com/commit) that is based around the "don't break the chain idea". It only allows you to do things on a daily basis (rather than M W F or something similar). This is probably the most common request I get from users, though in keeping with the original methodology I don't plan to add the feature.

Now I think this Habit List looks fantastic and could be a great alternative for users that want that functionality. Well done!
My cousin is one. Studied Chemistry at his state flagship, internships, leadership positions at clubs, high gpa. Graduated in '11 and took him months to finally get a job as a lab tech. Doesn't have much room for growth and people he talked to tell him to avoid the PhD for numerous reasons.
I found our Chief Product Officer by tweeting. Then he's recruited our entire Product Team through friend's recommendations.
Linda May's Mad Healthy Weight Loss - Broth and Juice Detox Diet
> They’re probably just trying to cash in on your youth and optimism.

It is the nature of optimistic youth that they rarely notice. And when they do, they quickly become old codgers (like the person typing this comment.)
Kinda like this...

Dear Hackers,

Here is the challenge:

Please create the next killer app, and give all the rights to me so I can take all of your work and make a bundle of cash. I know you like building things, and I like making money. Seems like a good arrangement to me. I might even throw in a free T-shirt.
Sidenote: Annoying how simple slide animations like that on the homepage that I assume are using jquery are super laggy on the iPad itself.
This! Offering data export functionality (API or otherwise) is what allows data portability nuts like me to use things like Read It later/Evernote/whatever without cringing a bit in fear of losing the data for any number of reasons. The probability of needing it doesn't factor into my gut feelings, just the (miniscule?) risk of it. ;o) Have already started using your app though, it looks very nice!
Agreed - focused time without distraction is golden. But having experienced a lot of hackathons, they're just thinly veiled attempts at pushing ticket sales at events or ways for companies to get more work out of their staff.
There are a lot more similar (and more up-to-date) articles on StackOverflow tagged under 'node.js'.

http://stackoverflow.com/questions/tagged/node.js?sort=votes...

If you find a category and then look at votes - you can usually find plenty of information in the top few results.
Have you thought about gaming Twitter?