skysight-inc/HackerNews huggingface dataset:
> The whistleblower, whom The Bureau is calling D.M., immigrated to Canada as an international student from India, making him a minority among mostly Chinese-Canadian co-workers at the Aurora branch.

> “I am going to reveal potential mortgage fraud at HSBC Bank Canada and possibly some employees benefited from the fraud, financially pocketing thousands of dollars, which I call the proceeds of crime.”

> FINTRAC’s study doesn’t say that Canadian banks knowingly issued fake-income mortgages to Chinese diaspora buyers in Toronto. But in an interview, D.M. said banking staff are trained to guard against fraud, and the loan application packages he reviewed in Aurora beggared belief.

> The Bureau’s review of HSBC Canada emails and D.M.’s text messages, shows he came to believe numerous employees at the Aurora branch had direct knowledge of faked Chinese income mortgages, and a veteran manager with oversight of more than 10 Greater Toronto branches knew about broad and questionable mortgage lending for Chinese diaspora clients.

> Pointing to specific examples, D.M. claimed that another branch colleague had admitted processing numerous loan applications without meeting his clients, because a branch manager delivered her subordinates foreign income client applications so “they did not have to get sales themselves.”

> “She said yes, she knows specially in Mainland China there is a team who would even answer emails and phone calls verifying [Chinese income] but it’s a sophisticated and well organised scam,” D.M. 's email to HSBC Canada managers says. [...] “When I asked for such a serious issue if she raised a HSBC confidential [complaint] or not she evaded my question,” D.M. wrote. “Now we all love numbers, but I don't think the bank will like these kinds of numbers achieved through this way.”

Sounds like that branch is compromised
Adguard runs directly on opnsense.

https://0x2142.com/how-to-set-up-adguard-on-opnsense/
Neighborle is an ok daily geography game. If you're really good at geography then it's probably too easy but every couple days one of the puzzles actually makes me think (usually stuff on the Atlantic coast of Africa).
Show HN: I built a tool for mobile build distribution
Hello HN!

Recently I needed to distribute mobile builds for Android and iOS with my team as we started working on mobile app.

There is a bunch of existing over-the-air distribution solutions but they either have a ton of ads, work slowly or have file size limitations.

Expo has a great tool for that, but it only works within their ecosystem.

So I’ve built one for myself, trying to make it as simple and easy to use as possible.

You upload the build, add tester emails, and send it. It also gives you a link and QR code that you can use.

Anon usage requires no registration, has high file size limit (150mb) and has simple API.

Build retention is 2 days. I may add larger file limit and retention for users with free account soon.

Files are hosted on Cloudflare R2 so it costs basically nothing to run it and I don’t plan to monetise it.

Any feedback would be greatly appreciated!
Someone has to do it though. A default federate-everything install will, well, federate everything.
Apologies, I thought you were talking of X / Twitter.
I think they are referring to like a really simple scorched-earth solution that Apple could make which would scare off literally 99% of users but would technically be fully compliant.

Unlockable bootloader should 100% be a thing, but I doubt it'll happen, and in its absence Apple will probably need to open up their walled garden more to actually be DMA compliant.
> It‘s not at all practically unworkable. I don’t really get why you think it is

General-purpose computing is workable. General-purpose computing on any hardware you own is not. Government regulations prohibit tampering with most emissive hardware, for instance.
Well, it is file IO, plus processing on top. But it's not that simple, since if your data is small enough it can all be loaded into memory, allowing you to sidestep any file IO. But you still have the processing part...
Hah.. the Swiss Post has an app that lets you design a postcard and send it, it even has a "every user can send 1 free postcard every day" that cool kids use a meme-printing service. I feel like they should also offer a "print-a-letter-in-the-future and send it to user" service. As a bonus they can probably track the movements of their customers because of their "address change" service (if you move houses and use this service they'll let companies know of your new address). And it's the Swiss Post, it shouldn't be disappearing any time soon..
Amusing fact. Lisa Su (AMD) and Jensen Huang (Nvidia) are first cousins once removed. Huang is Su's second uncle. Both moved to the US as children 3 and 4 year olds, and apparently didn't know each other.
"The GFTC is the license for GraalVM for JDK 21, GraalVM for JDK 17, GraalVM for JDK 20 and later releases. Subject to the conditions of the license, it permits free use for all users – even commercial and production use."

"What is the new “GraalVM Free Terms and Conditions (GFTC) including License for Early Adopter Versions” License?"

https://www.oracle.com/java/technologies/javase/jdk-faqs.htm...

Seems like there's a different license for GraalVM 22.
The fact that SBS, which is the most popular format for 3D movies, not necessarily porn movies, is not supported in a product advertised for its 3D capabilities, after so much time that has been used for preparing its software for the official launch, does not have any decent explanation.

Perhaps they did not use specifically porn as the reason for not supporting it, but in any case this is hard to explain otherwise than a measure to make difficult the use of any content that is not provided through Apple, i.e. if this is not anti-porn it is at least an anti-competitive measure.
Is it still the same as circa 2010? Back then games had such a lot of
churn due to disaffection. I feel sorry for kids that get into games
industry with high expectations. There's the 20/20 rule - only 20% of
games make it through production, and only 20% of those ever get
marketed and are "successful". So that's another way to say that 96%
of games "fail". Because of the long development time it means many
entrants are in their 5th or 6th year of a career and have never seen
a title they work on be a "hit".
You are the one that added the "untraceable" requirement.
Sure, but the high cost of housing has little to do with non-resident investors, and everything to do with lack of supply.
HSBC seems worse than many others. When I moved to Canada my immigration lawyer explicitly advised to stay away from HSBC, this was in 2000 or so and they already had a pretty bad rep. The various scandals since then haven't improved that reputation. TD, CT and RB have their own problems but none of them have received even close to the total fines that HSBC has (to the best of my knowledge).

I agree there are no good guys here, but there are shades.
Works fine, beautiful and simple UI, I have it on my Dell R230 homelab server, running inside a container under Proxmox VM
So, a moral panic some of us are okay with.

I don't agree, but I respect that this strategy is seemingly self-evident to a certain brain wiring.

PornHub says that red states often represent their heaviest users, demographically. Can you even imagine how different things would be if the rugged individualists defended freedom of thought as passionately as they defended weapons?
A lot of it doesn’t even sound like money laundering, just fraud. You say you have a job paying you lots of money from China, verification is loose, you get the loans, and then try to make mortgage payments via Airbnb. The risk is mostly with the bank, and if it doesn’t blow up you make all the money.
I forgot about it. Yeah. I had my first cell phone around 2000 and everyone was doing that. In my country outgoing calls were free, charges to the caller were only applied after receiver accepted (answered) the call.

I remember some of my friends being "famous" for doing that all the time for every single call, operating the mobile at like 5$/year. The whole thing had it own jargon.
This is less of an issue than owning the home, since in an REIT, you aren't controlling tenant access.
Skybrary
I learned to program because of games and honed a lot of it in the Games industry. Developing games, in house game engines, but also R&D work to push new accessories and other hardware to their limits in all kinds of ways.

It is an amazing industry to work at with people full of passion. I left that industry however about 7 years ago and never looked back. The pay as a developer there is really low, and crunching was at least then still a really “normal” thing. A shame though as developers in the game industry are often really highly skilled in their craft and know machines and all their layers very well.

Since I left I basically quadrupled my salary in these last years, and frankly my day to day work is easier and a lot less pressure…

I’m sure there are good games companies out there and I can imagine that work life balance is a lot better in 2024 then it used to be. Still, pretty sure the pay still sucks… if not I wouldn’t mind going back one day. Then again, don’t mind either way. I found that my true passion and drive is a lot more meta than games themselves.
Is this the typical case of correlation vs causation?

From personal experience, using cannabis when you’re not anxious is a pretty un pleasant experience. It causes a slight euphoria followed by severe tiredness, and nausea.

Everyone I know who used cannabis past their thirties does it out of self medication for anxiety/sleep problems.
Yes. Restricting foreigners from owning domestic assets is the beginning. Next comes restricting / heavily taxing domestic owners that own more than one home. Sooner or later, housing gets closer to being what it's supposed to be (shelter and space for people who need it) rather than a financial vehicle.
Haven’t used NextDNS but have used PiHole and currently running AdGuard Home. But if you are paying $20/year just for DNS encryption/blocking, you may consider upgrading to Mullvad which gives you DNS Ad blocking but also IP anonymity, tunneling etc.
I came up with a similar idea to this (also pre-Dalle edits-via-instruction) with the idea that prompting generators kinda sucks (also chat interfaces for image editing aren't great) and really you just want to explore the latent space "around" an initial prompt.

Here's an overview of the tool (Dreamwalker):
https://www.youtube.com/watch?v=k_mJgFmdWWY

And you can download/use it for free here (mac/pc):
https://forums.afterschool.studio/t/dreamwalker-alpha-2-rele...
Do Americans Only Want Sprawl? Let's Find Out
Replicate's AI News Feed
As someone not super familiar with security research, this work and the associated report must have cost millions of euro in experienced engineering man-hours to write, right? You can't just put a team of interns on this sort of stuff (of course, not defending is not an option, well, an extremely dangerous one)
I kept getting closer and closer to the speed of light, but before I crossed even 2 million light years (I think), I was staring at the Big Bang. Then I remembered that the diameter of the observable universe is about 90 billion light years (give or take), and I realized that I’m not going to be able to reach one end anywhere. There’s nothing that makes everything seem so small and insignificant like astronomy.
there's also the possibility there is some correlation between autism spectrum and weed anxiety, and that HN naturally attracts nerds who tend to be (mildly) on the spectrum.

there's no particularly major evidence that it's highly correlated but I've heard anecdotal theories along the line before.
Do they get more revenue from AppStore sales or advertising? At any rate, if it's easy to see puritan-aggravating things, such people might be aggravated into not making a purchase. At Apple's scale that likely turns into something similar with Amazon reducing their page load times by ~100ms to see a ~1% increase in sales.
Cannabinoid hyperemesis syndrome? Asthma attack? Being way too high?

Just some guesses.
>>didn't allow for any kind of property division other than percentages of the total.

Knowing someone who works in Trusts & Estates, that is terrible. I've often heard complaints about drafting by percentages of anything but straight financial assets which have an easily determined value, because that requires an appraisal(s). Yes, there are mechanisms to work it out in the end, but it is definitely better to be able to say $X to Alice, $Y to Bob and the remainder to Claire.

You have to think of not only what you want, but how the executors will need to handle it. We all love complex formulae, but we should use our ability to handle complexity to simplify things for the heirs - it's a real gift in a bad time.
What kind of chaotic world would we live in if you could put third party paper in your Smith Corona typewriter? Think of the security risk and how much it would confuse people! And it's their platform...they deserve a cut of any commerce performed using it. /s
In the US, banks issue mortgages to illegal immigrants all the time. Last fall, the Biden Administration went as far as threatening banks who had refused.

> “This guidance reminds lenders that denying someone access to credit based solely on their actual or perceived immigrant status may violate federal law.”

Ref: https://www.justice.gov/opa/pr/justice-department-and-consum...
> I'm able to install whatever software I want on my mac, windows, linux, and android device. What exactly about it is "unworkable"?

The unworkable bit is the breadth. Being "able to install whatever software we want on hardware we own" means every computer is a general computer. That includes the one in your cable box, on your cellular modem chip, in your car.
I don't think the goal should ever be "perfect". The problem I see with any commercial endeavor (this is probably as sideways critique of capitalism) is that if you have profit as the superseding interest, it will always be in conflict with being fair or being inclusive. At the same time what someone like Elon Musk clearly doesn't understand is the fundamental conflict between having an environment that fosters fruitful conversation vs absolutist free speech. Just having a platform that has a clear number goal of "free sharing of information and idea" at the top says clearly that it will come before platforming troublemakers or letting advertisers put their finger on the scales.
i think the post civil war era of America would be horrifying to many who died precisely to avoid it, their deaths rendered effectively pointless for at least a century
It's just such an intellectually weak argument coming from a company that sells general purpose computing devices.
My domains are not my handle, and even so, I can't buy a domain with the handle I'd prefer (it's taken).

My point was subtle, that this shouldn't be an issue. It has been solved in various ways.
Now is a great time to be scooping up office real estate.

I bet his whole play is to just buy real estate low and sell it high. He makes up whatever story he needs to fund it.
Unfortunately, the Visa Mastercard duopoly charges fees which make this impractical, which means that via a cryptocurrency is how this would be implemented given today's technology.
A web browser allows porn on your platform. So Apple has failed since the launch of the iPhone to do this. A Developer creating an app that plays Side-by-side 3d Videos is perfectly allowed by ToS.
> Now yes it's fantasy but the way ambient magic works in this series plus the way the whole situation was presented I just kinda figured this risk was well-enough known, so it's been weird to me over the past decade or so how it keeps coming up.

It's been a well known risk for at least a century. Aldo Leopold began popularizing the idea of using prescribed burns to manage forests in the 1920s and by mid-20th century it was officially part of US Forest Service management practices. The problem has always been the people who live in and around fire prone areas. They've used public pressure, bureaucracy, and litigation to prevent State and Federal agencies from properly managing the forests since the post-war boom.

In California, for example, permits are managed by 35 different "Air Districts" created in 1947 each with their own local leadership that are easily lobbied. Residents can trivially grind any project to a halt because controlled burns are practically impossible, given California's pollution standards, without these permits and exceptions from the state Air Resources Board.

It's coming up now because the situation is so dire we need a concerted effort to sway public opinion towards the realistic solution. Now that insurance companies are giving up on these fire prone markets, the residents have no choice but to get with the program.
I did similarly (once though, not every year) and dreaded its arrival - I remembered enough to know some misses/failures - it arrived and I instantly archived it, without reading more than I couldn't help but catch a glimpse of.

I would say don't do it young and naïve, it's just depressing, except that I am now at least mature enough to realise one's probably always too young and naïve to write like that to the older self. What we really want is to hear from them isn't it, but writing's no substitute at all.
That's an issue absolutely, but it doesn't answer the question of whether non-residents should be allowed to do what residents can.
I’m curious how we can know the average global temperature +/- 0.8 degC in AD1000 (linked graph).
https://openmeter.io with Stripe.
also available OSS: https://github.com/openmeterio/openmeter
> I've always found Apple's moral position ... pretty weird.

Honestly, I find them refreshing. Granted, this isn't a technology problem probably so much as an app problem, but in general, the fact that you can't easy find sketchy apps on the App Store easily makes it far easier for me to bring into a family environment.

What's _ironic_ about this is that iTunes/Apple Music will gladly show you pornographic music videos/album covers/music EVEN IF you try to avoid them. I contact Apple Support a few months ago because we were listening to one album and then the infinite playlist started spewing lyrical garbage over my speakers.

I'm glad we have the Classical app now, because at least that is curated but heck even the kids playlists on Apple Music are pretty iffy at times.
That's different. I'm talking about using it as a defensive mechanism against wealthy individuals and corporations who bully (relatively) poor people knowing they can't afford years of litigation. In theory if you had an AI system like what I'm talking about it could be used the other way though. Honestly if every individual had the ability to go after corporations in the same manner it would even the playing field. Still wouldn't necessarily be vexatious.
Why would tribal land management be "natural" but not more recent land management? It seems more like we just need to decide how we want the land to be and burn or not burn to achieve our goals.
I’m concerned (good and bad) over China’s new legal changes over micro transactions

Much of the non-Asian market are pivoting to (and have been) FTP microtransactions.

If even a handful of the laws against loot crates, digital sales, etc come to Europe and the US, the gaming industry will have a reckoning unlike anything we’ve seen. Billions were lost (I think around 80) overnight in China’s game market.

I’m torn because some studios are responsible with this business model, and enables a large swath of content for us gamers.

But obviously it’s abused by many other companies, and is detrimental to many kid’s development with variable rewards at play (however, this is a moot point if the game is rated M. It’s on the parents not to give their kids access to such games if there exists that risk)

I think this is just the start of large layoffs in gaming. EA has barely produced a multiplayer game without needing years post-release to get it stable. Meanwhile small indie studios are blowing AAA games out of the water in depth and quality.
If dead simple involves me babysitting a service process then not it is not. SQLite has embedded version that requires no service out of process. That's what my definition of dead simple.
> Needs to be accessible, with redundancy, across multiple AWS zones

How many projects start with these requirements?
As a co-founder of Make Sunsets, I'd like to clarify the role of SO2 in climate control. SO2 is considered "easily removable" because, when combined with water, it forms sulfuric acid and precipitates out. This mechanism partially explains why 2023 was the hottest year on record; the EPA's stringent regulations on SOx emissions have significantly reduced the aerosols in our troposphere, removing critical reflective materials.

The impact of SO2, including its effectiveness and atmospheric residence time, varies based on its deployment location (latitude, longitude, altitude), concentration, and particle size.

For instance, the International Maritime Organization (IMO) 2020 regulations have reduced SO2 emissions from cargo ships in the troposphere, leading to decreased respiratory illnesses near ports and less acid rain. However, this reduction in SO2 has also warmed ocean shipping lanes, prompting discussions about reintroducing sulfur into the troposphere. [1]

Deploying SO2 in the stratosphere, above most of the atmospheric water vapor and where winds reach speeds of 200kph, allows it to spread globally and remain airborne longer (1 to 3 years). This higher placement necessitates less frequent applications for the desired reflective effect. The 1991 eruption of Mt. Pinatubo demonstrated this, injecting 20 million tons of SO2 into the stratosphere [2], cooling the Earth by 0.5°C and, according to some models, temporarily reversing decades of warming.

Stratospheric aerosol injection (SAI) is likened to Earth's sunscreen, [3] a temporary measure to reflect the Sun's energy and mitigate warming while we address the larger challenge of removing over a trillion tons of greenhouse gases emitted since the 1850s and transitioning away from fossil fuels.

Climate change demands immediate action, and SAI offers us the critical time needed to live in a world with fewer catastrophic climate events.

[1] https://docs.google.com/document/d/1vGEDuEn6uikvGZpR9oZplPPh...

[2] For reference, estimates suggest that global SO2 emissions were around 131 million tons in 1970 and continued to rise, peaking at approximately 150 million tons by the late 1980s in the troposphere.

[3] https://twitter.com/MakeSunsets/status/1741336520366444822
"The site" is actually just their blog. The github repo at https://github.com/netbox-community/netbox is more like the real homepage and has a good presentation.
The equation I gave is the equilibrium point. Market forces are always pushing things towards that equilibrium. If a business is operating far away from it, competitors will inevitably emulate it and drive it back to the equilibrium.

> how does the competitor learn my secret?

The more valuable the secret is, the more effort competitors will expend to learn it. The reason we have a patent system is competitors are pretty good at finding out secrets.

The only trade secret I know of that has lasted a long time is Coca-Cola's formula. And yet Pepsi competes successfully with them anyway.

Do you have an example of a trade secret that is enabling unusually high profit margins with poorly paid employees?

> in the real world we have businesses making profits in excess of their risks

A lot of risks do not seem so risky in hindsight. Like Musk's creation of Tesla and SpaceX. I bet risk will look very different to you if you're faced with risking your own money on a venture.

> clearly your argument is flawed since most employees are not paid anywhere near the value they produce

No evidence presented for that.