skysight-inc/HackerNews huggingface dataset:
I think my broader point that I was nudging towards —and that fits Australia perfectly— is that these houses can only carry on getting more expensive while people can still buy them. We can still buy them because we're not limited to the mortgages our parents were. No bank manager in their right mind would have entertained a loan 6x gross annual salary in the 90s.

I see that Australia has a monthly repayment stress test threshold of 30%, but I can't see anything about limiting the principal. My theory is that banks started offering higher principal loans, with less security to unshackle prices. If more people can suddenly "afford" a $1m house, demand pushes the price up to $1.2m. Bigger loans. Bigger profits. If you're only looking at repayments in a time of low interest, that's going to cause a lot of irresponsible lending, and a lot of price inflation.

And in Australia this is particularly true because they're not just filling up with immigrants, they're deliberately poaching skilled workers who immediately hit the mid-to-higher-end house market, without the multi-generational lag of typically poorer, asylum-seeking immigrants. It's made everyone with property rich. It's made everyone with developable land insanely rich. And the economy there bubbles on with that cyclic investment. But what happens when you reach the cap and the lower working class can no longer afford to live there?

Immigration has only been so high because people can afford to move there. This keeps coming back to the money. All these problems are caused by finance.
Ask HN: Today I saw that McDonalds has mandatory ketchup from 1 Jan. I don't like ketchup on my burger -- anyone know a place where it's optional?

- Your decision makes me sad, ketchup is great

- Get with the times, everyone has ketchup, you should too, it's good for you

- It's a weird thing to be hung up on, just eat the ketchup

- You could scrape it off with a knife

etc etc ...
The mystery magic is exactly in the "mentally easier" part. The amount of calories one is comfortable eating largely dictates their weight over long enough timescales. Most people on restrictive diets fail, because over the long term discipline is really hard. On the other hand, most thin people aren't that way out of some conscious commitment to being so, they just don't choose to eat as much as heavier people do. So the mystery of weight management isn't in managing caloric intake, that's simple, but difficult. The mystery is in managing hunger, which is complicated, but easy.

For an example of this, addictive appetite suppressants are really effective at weight loss. This is... less than ideal, so people aren't typically encouraged to pick up an methamphetamine or nicotine or cocaine habit for weight loss. But they work, and compared to discipline diets easy to follow.

Ideally, we find appetite suppressants that don't have substantially worse side effects.
I am fucking blind, thanks!
Hmmm.

7yr auction today: 95.3B tendered, 39.0B accepted.
2yr auction yesterday: 136.9B tendered, 54.0B accepted

20yr auction on 11/20: 41.2B tendered, 16.0B accepted

Seems like there is quite a bit of demand to me.

(edit to add 20yr)
All the major suppliers make hermaphroditic connectors, but like you I’ve only ever seen the powerpoles in person.
SEO is extremely saturated, I'm very not surprised no one paid attention. I am surprised, however, that someone who purports to be an expert in SEO expected that they would be delivered users without having to meaningfully promote themselves. Then again, I guess promotion is the point of this post.
Many years back, we had just moved our new AS400 to a freshly build server room as one of those home shopping networks expanded into the rest of the building. It had a 'big red button' and one of the veeps touring the pre-power up event really wanted to push the button. He did. What we quickly discovered is the power line was connected to the entire call center terminal too. Hit the button... and then all of our pagers started going off shortly there after.

The next discovery was the fire extinguisher head above the room was not installed right when they turned on the water. Brand new machine soaked in the brackish waster.
Modern, good quality 'drip machines' are just automated pour over machines (Breville Precision Brewer, Technivorm Moccamaster, or any number other much cheaper options). Not sure why you'd call those 'pre-ruined' by any means. They can make pretty much just as good of coffee as a manual pour over such as a V60/Chemex/whatever.
A bit kludgey/manual, but an example of someone getting Nouveau driver attached to one card and Nvidia driver to another:

* https://old.reddit.com/r/linuxquestions/comments/i0p423/is_i...

Perhaps you could say Driver A for PCI device 00:50 and Driver B for PCI device 00:60.
I doubt it’s anything dramatic. Stubbing your toe on a table leg could probably kill you when you’re 99.
True, and I will upvote you for my oversight.
MungerGPT: AI GPT Founded on Charlie Munger's Writings
Charlie Munger just passed away. Created a ChatGPT founded on his writings over the years. He recently commented on AI saying "I think old-fashioned intelligence works pretty well." Well, Charlie, here's an AI that hopefully lets your brilliant traditional intelligence live on.
Why invite women speakers when you can just create fake ones instead?
How scientists are trying to save the insects that make life possible
The difference is not that high. In fact, my understanding is “Visa Signature” and “World Mastercard” (which are most of the premium credit cards) normally cost about the same as Amex. At worst it may be about 1% more not double.
Came for the physical card, stayed for the Daily Cash back/applepay on the watch.
Now I wanna know how you make thousands of transactions a month. Even 1000 per month would be 30+ transactions per day?
ChatGPT's advice perceived better than that of professional advice columnists
Porto in Portuguese also means port directly, and Oporto is just foreigners that mistaken the "O Porto" meaning literally "The Port" into a one word that doesn't exist in portuguese for so long that now its the international name.
Your source does not remotely support your claim.
It really was magical.

I'll not forget the first time I sent an email. My cousin had just gone to college and his parents were visiting my parents and I. I somehow got his email address at college, and figured out how to send him an email through a BBS I was using at the time. He was apparently in a computer lab then, because he wrote back within minutes. I called everyone in the house over to see the computer screen. The feeling we all had at seeing a nearly-instant response to a message was just magical, especially since it was "free" (a phone call to him would have incurred long distance charges). I imagine it would be difficult for anyone under the age of about 42-45 to imagine just how mind-blowing this kind of thing was at the time.

I also remember a similar amount of wonderment a few years later seeing a "live" picture over the internet for the first time as you describe - I believe the first one I found was the Netscape Fishcam. Seeing a live picture on a computer from some other part of the country (or world) was just mind boggling.

It all seems routine and even mundane now. I wish I could recapture the sense of excitement the internet had back then.
Used to live in AZ during my undergrad days. I could buy a gun in cash on the spot from a gun show with no background check. I know several people that did just that in the wake of a shooting happen a few minutes off our campus, where a Federal senator got shot in the face. Lots of people thought 44 was going to take the guns away so they purchased en-masse. Nothing happened.

I currently live in Florida. Where I am, if you've got a clean background, it's very easy to buy a handgun or shotgun.
Having worked in an open office, can confirm.

If you ever want to appreciate your cubicle, go to a busy coworking space and borrow a "hot desk" for the day - basically the same.
because direct aggression allows the other person to better understand you, whereas passive aggression does not.
We don't have this distinction in Brazilian Portuguese too.

When you refer to lemons you're usually referring to the green lime (which is called "limão-taiti", meaning tahiti lemon).

When we want to refer to the yellow lemon (the common lemon outside South America) we usually say Sicilian lemon.

There's another very common type of lime which we refer to as "limão-capeta" (devil's lemon), it's a small, orange-color lime with a less sour taste than the green lime.

So, in short, we don't distinguish between lemon and lime, everything is a lemon.
I think they are in a minor prisoner's dilemma at this point.

Apple is now secure enough in their standing for mobile that they wouldn't be afraid to switch to Bing under the right circumstances[0][1]. Ironically I'm reminded of the days where Intel would pay Dell to not use AMD (even though they weren't always better) and even Intel was aware it was a devil's bargain and could let them get bullied.

This does all lead to an interesting question; What are the value props of all of these deals? If their product is so good, why do they need to spend the money on the default slot? And what do they know is 'missing' that makes it worth them to pay third parties to convince them?

[0] - Whether those circumstances are easily achievable is out of scope of this theorycraft.

[1] - Apple probably could buy a search engine, but they are smart enough not to for lots of reasons. (mostly from the aspects of 'attracting regulatory attention' and 'can they keep improving it')
I protested the Iraq War when it happened too. It was started on false premises and cost a ton. The outcome was good, the us did withdraw and these is a democracy now, but the costs were high.
The long term yield on treasuries is the long term expected return.

> “You can buy a 6-month T-bill that’s yielding north of 5%. Why wouldn’t you buy that instead of a long bond that’s yielding 4¾?”

Clearly people do want them, then. So much so they'll pay a 1%+ premium to be locked into the certainty of a long term treasury return rather than gamble short term rates will forever stay higher.

The current 30 year yield is 4.5%, and that's almost 0.5% lower than at the start of the month.

The FED taking a pause on rates was not despite the Silicon Valley Bank collapse earlier in the year, but because of it - banks contracted balance sheets, money is created via lending, as a response, meaning the Fed could take a pause as the banking sector was doing what rates would otherwise do in cooling money creation.

> And bond portfolios are getting absolutely hammered. The longest-dated Treasury bonds are in a bear market worse than the dot-com bust and almost as bad as 2008.

To check that, I looked at the FED yield curve which shows the prices of bonds , expressed in interest rates. Here: https://home.treasury.gov/resource-center/data-chart-center/...

Yields have decreased (prices risen) across the board since the start of the month. The end of October was in fact the highest yield (lowest price) all year.

Is the article 28 days too late?

Is cutting negligent reporting with political anecdote (the US being able to borrow (unsecured!, though repossession would be difficult) in perpetuity, control it's interest rate, and have its own currency, does not make an analogy with household finances/borrowing make - aside from the word 'borrow' they're quite different ideas) useful?

Does crossing the web design of the Financial Times and Wall Street Journal fool a reader into thinking this is in any way credible news?
If the leaderboard and accompanying gamification is part of the desired aesthetic, then it's moot. You can end world hunger by deleting the earth, etc
Where do you find better rewards for general purposes? I know there are plenty of better cards for travel, and I think there’s a few that are better for dining and other misc stuff, but Apple Card (w/ Apple Pay) seems to be the best in general at 2% for any purchase?
So all the countries where normal people aren't allowed to own guns are somehow ultra fascist super nanny states in your mind? Perhaps you have a strange sense of what's normal.
> To be a victim is to be helpless

This seems overly strong? To me "victimhood" just implies that you are the recipient of the negative consequences of someone else's actions, it has nothing to do with your response to those actions. You can be a helpless victim and you can be a resistant victim. You can recognize that something is not your fault, and still act to fix it. But simply eating the blame for everything that happens to you will just make you miserable. Healthy self-regard comes from understanding both what is and is not your fault, and what is and is not within your control.
This is the perfect opportunity for them to acquire Apple Bank https://www.applebank.com/
The Beatles might claim prior art.
Saw some beautiful dolomite bluffs along the Katy Trail in Missouri earlier this year. (Until I saw a sign talking about them I had assumed they were limestone.)

These are along the Missouri River — so no doubt a historically flooding/drying spot that they mentioned in the article.
just read - sounds like some complaints from the libera chat side that are too much to fix (?) at the moment..

I'd like to see a post from libera about what they expect someone to do if they take the bridge and take it further to work on other servers..

I still dream of a trillium (sp?) manychat kind of thing that can bridge all things... I get that some want to prevent that - and others even if they want interoperability may have debates about how things should be implemented for various reasons.

maybe libera can make a bridge with options and defaults that make most people happy.. but a user of libera myself, but I want an all things work together future - I get that tech stuff can be hard, even without those who want walled gardens and barriers.

- fingers crossed for more options in the future instead of less.
> The link you provided isn't to an article, it's to a special "live updates" feed.

Apologies, I don't seem to be able to get a direct link to the bit in question. It was five paragraphs long when I looked at it.

> The news cycle is every couple of hours now, like it or not.

I don't like it and I don't want it. I am free to criticize it, as you are free to capitulate to it.

> It's been that way for many years now.

I am old enough to remember the before-times. I think news was better then. I think the relentless drive to vomit out unverified, unanalyzed information does more harm to humanity than good. You are free to disagree with me on this.

> It is providing actual context and explanation.

I discuss this in my original response to you. The overwhelming majority of the information is a one-sided sales pitch from Amazon. The (minimal) context is framed as a lead-in to positive marketing statements about Amazon. That's what makes me call it (metaphorically) a "press release". It is framed in a way to make people excited about a product that the authors of the article have not seen and have no verified information about. They are doing Amazon's work for it. This article benefits Amazon much more than it benefits readers.

> You want something shorter with less context or something longer with more analysis but not something in-between?

Yes, pretty much. I think we have different opinions about the amount and quality of the "context" provided, much of which consists of other Amazon announcements, and all of which could be summed up in a few sentences.

> And that's good, normal, everyday news reporting. (And nothing to do with "entertainment".)

I agree that this is normal. I do not agree that it is good. And it's definitely entertainment, because people who "[check] the news every couple of hours for what's happening in the business world" are overwhelmingly not day traders or PR flacks who actually respond to everything right away. Few people who plug themselves into live news feeds react in any significant way at all in the short term. And that's definitely the case here, because this is a product announcement. If you email your Amazon sales rep about the preview they're not even going to get back to you until tomorrow at the earliest.

Just to be clear: Yes, I am saying that large numbers of people follow the news mainly as a form of entertainment, whether they think that's what they're doing or not.
My water utility just switched me to a smart meter, and now I can sign up for leak alerts.

They must be doing it by analyzing the usage data somehow. Maybe they alert when there are too many hourly time intervals that all have almost the same usage (since a leak would be continuous and constant). Or maybe if it has been too long since they've seen an hour with zero usage. Something like that.

Anyway, it should be able to catch leaks anywhere in the house.
Boiling Steam on Matrix.org for Linux gaming
This is one of those darn "AI ethics" dilemmas rearing its head already, I think.

https://en.wikipedia.org/wiki/Baptism_for_the_dead
agree, and then we get into the world of combative self interest, its hard to move forward to a solution when so much energy is spent trying to undermine one's opponent -- I did like your description of theory-laden facts though, so thats what they were trying to teach me in science 101 :)
I had some issues at launch with the service rejecting billing addresses but that was ironed out in the first month or so. Since then it's been flawless for me. Way better than all of my other banking services.
Why would you ever allow people to work 12-hour days on something so important? Grad student labour is cheap, surely trying to have one person do the work of two is a false economy.
> > This is the kind of mindset that leads to people committing suicide.

> Citation please? That's an extremely bold claim to be throwing out as established fact.

I know I’ll probably offend some folks by saying this: This is why everyone seems to expect to be coddled nowadays. Concepts like suicide are used so liberally and flippantly, and worse, they’re even weaponized at times. We’ve gone from vets committing suicide due to PTSD after being in literal war to folks considering suicide as an option the moment they feel the slightest bit of discomfort from life. I think this is really bad for society.

If anything, I think learning how to take full control over your emotions—i.e., the point of my “48 hours” system—can likely actually prevent suicide (this is obviously just my hunch, not based on any studies), because it’s usually (not always) a result of someone losing hope in their ability to control their situation/outcomes and letting their emotions take over. It’s easy to see my system as robotic, but the reality is, the end result is putting the power back in my hands and allowing myself to push through. It’s worked extremely well for me.
AP and other mainstream "news" sites only care when Jewish people from Israel kill someone, they are of the "wrong" or unprotected religion.

Other peoples in the region can kill with impunity and no one will report on it at all. Syria, Yemen,Lebanon, Afghanistan, Iraq, etc... silence is the game

If a Jewish persons defends themselves though, that is front page news.
Most MIT licensed projects don't get any attention, and none of them
make money. Consider your project an outlying success.
> I imagine it would be difficult for anyone under the age of about 42-45 to imagine just how mind-blowing this kind of thing was at the time.

Based on your username, I think we were born in the same year :-)
ah.... that'll be it :D
Is this “Q” in any way related to the “Q*” stuff?
While I was wrestling with personal greed with the crypto mania as a laymen (and I try not to write the whole thing off as bad), his writings were very helpful to get me to see what was drawing me in and what also wasn't sitting well with me about the mass hysteria around it.
Agreed. I'd say the excerpts on the back of DVDs are actually worse than books. Have been burned by those a few times. Not that DVDs are that common anymore.
Thousands? What do you buy if you don't mind sharing?
If the Amex partnership includes global (or at least, European) expansion (which seems more plausible than with GS), it may generate extra pressure on vendors to accept it. iPhone market share is quite high in Europe(~35%), and I’d guess mostly comes from high spending sectors (e.g. 56% in Swirzerland, 50% in UK). I would try to attract their business.
Yes, "you are responsible for the predictable consequences of your actions" is the most elementary moral principle. Here, "you" is those deciding and implementing US foreign policy, which overwhelmingly supports the slaughter in Gaza (via Israel), and the depredation that preceded it (via Egypt and Israel).
Many of the subs had a moderator protest, where mods were purposely not moderating and major subs would fill up with porn. Then Reddit removed the old mods and it seems that it hit the same old low quality that was always there.

Power vacuums filling up always lead to lower quality governance, but it seems that reddit did not have to be governed that well after all.
Former Financial Advisor [This is not personal financial advice]:

Stock prices go up and down, but usually your goal is to buy stocks low and sell them high.

Growth investing looks to trending sectors and companies and lets say 'bets' on a certain future playing out and thus being good for certain companies.

Value investing is an investment strategy where you deep dive on the financial fundamentals of a company and determine your own measure of worth, or what is sometimes called a fundamental value. In essence your own financial calculations give you a fundamental value that you think the stock is "actually" worth.

Having done this for a number of companies you then keep track of the market, and when, and only when, the stock price drops below your own fundamental value price then you buy.

Munger and Buffet would pair this approach to also planning to hold the stock for the long term and see themselves as owning part of the business over many years.

Often a stock might drop when the growth story turns against it (eg. AI is more exciting than crypto stories now), and this is likley when Value investors would get into a stock as it was now below their fundamental valuation and hence predicted on their models to go back up over time.

Mutual fund managers can often be classified as having a value or growth or index approach (and others). And for most normal investors it's usually good advise to take advantage of diversification and back a few different approaches in building a long term focussed portfolio.
Uniform regulation across an entire country makes a hell of a difference.

The EU has a uniform gun regulation zone, the UK has even enforcement, Australia didn't "ban guns" it simply made a few low population territories and states adopt the same regulations as other high population states had; 12 year olds can join gun clubs, every sale requires a registered seller and and a background check for the buyer, contractors can get semi automatics for feral pig culling, my neighbour here has an arsenal of weapons for shooting at all distances out to 5,000+ yards (yes, ULR five thousand yard shooting is a thing here).

The USofA isn't at all united wrt gun regulation.

Twue patriots seem to love moving weapons across state lines and arming conflict areas for profit, no real readily accessed central database, tip toeing around removing weapons from domestic violence offenders who can readily replace what, if anything, is taken.

Australia once held the world record for victims of a single mass shooter - we've had nothing remotely like that since uniform regulation and enforcement.
If you look at the history there, you'll see "naranj" in the Arabic. This is still the word in Spanish: Naranja (البرتقالي).

The wikipedia article is pretty good: https://en.wikipedia.org/wiki/Orange_(fruit)

That article says sweet oranges originated from China or Myanmar, and made their way west. Introduced to the Iberian Peninsula by the people then called the "Moors".