skysight-inc/HackerNews huggingface dataset:
>not permit certain automation such as insurance claims

I don't see any problem in automation which does mistakes, humans do too. The real problem is that it's often an impenetrable wall with no way to protest, or appeal, and nobody's held accountable while victims lives are ruined. So if to pass any law in this field it should not be about banning AI, but rather about obligatory compensation for those affected by errors. Facing money loss, insurers, and banks will fix themselves
I've seen ads on using Visa and Mastercard for public transportation instead of special cards. Especially in Japan and Singapore. Not sure how two aspects are addressed: privacy and availability (in case of bank card txs do not work?).

Personally, I'll stick to using the special transport card or cash on public transportation as long as I can. I hate the idea of all my movements being sold to advertisers (or, actually, anyone paying some moneys).
Somehow I have decided that being paid 2% by the credit card company is a fair exchange.
Makes sense for a small enough company although this company sounds big enough for the president (COO?) to at least be differentiated. Then if there are investors you want a seperate chair?
Kazakhstan. I think that today most people use our local bank app which does payments using QR code. Some people use bank cards and some people use cash.

Few years ago most people used cash, so this is recent development.

Of course cash is accepted everywhere, it makes me feel uneasy that somewhere in the world digital just replaced cash. Everyone must accept cash by law, at least in ordinary shops.

Bank cards are not accepted everywhere, but in big cities you can expect to pay with bank card in a majority of cases.

Local bank app is accepted almost everywhere, its adoption is tremendous last years. I've yet to find a place which does not accept it.

Big purchases (cars, houses) are mostly done with cash I think, though I don't have statistics. I, myself, don't trust banks with more than few hundreds of bucks. It's convenient to pay for milk with smartphone, but that's about it.
Begging for a tip isn’t better.
The strong social pressure to tip is a good reason to use cash so I can avoid those dumb ipad POS systems. Not that I even mind tipping but the percentages have crept upwards a lot.
Yep, it's a dinosaur concept nobody with tight budget wants to pay for, unless they already do and money is no object(big Fortune 500 companies).
If someone is using Windows XP in any official capacity in 2023 they should be summarily terminated for gross negligence and sued for damages.
> surely there’s an individual whose insight you’d find valuable enough to “follow”?

Not me. What I would like to follow is a topic that interests me, with discourse predominantly populated by subject matter experts. "User-based" follow systems like Twitter only make sense insamuch as the user sticks to their expertise, and as soon as they start veering away into new topics their comments are just as likely to be noise as the average schmuck, and I don't know why I would want to waste my time deliberately consuming noise.
iOuija?
Eastern Europe. slowly transition to digital payments, with two trends working against that:
- it seems payment fees for small merchants are such as they lose money on small purchases (e.g. 2-5 EUR). So some of them require or prefer cash.
- the anti-vax / anti-5G / chemtrails / anti-Western conspiracy swamp which is slowly rising around us, part of Putin's hybrid war, has chosen cash as one of their banners (along with resisting adoption of the Euro)
> But this is still too psychologically taxing for the masses.

Literally requires the exact same cognitive load as using keys to start your car. The problem is that so many people got comfortable delegating all their financial and data risk to third parties, and those third parties aren't excited about giving up that power.
There is an expectation with video games.

Users shouldn't expect a webpage or microsoft word to turn their computer into a helicopter.
AUR is unsupported, and the fact that nixpkgs decides to support everything is for them to decide.

Reaching for reproducible builds support in Arch is a more attainable goal than for nixpkgs. Properly maintaing 80k packages without regressions is going to be a lot more work in the long term.
You still have lots of restaurants that don't accept cards, mainly outside cities. They say it's due to the cost of renting the card reader & the transaction costs but I think it's so it's easier to not declare the earnings.
Brazilian here, even beggars accept PIX, the national free electronic transfer system. You can use it to transfer to anyone else by their phone number or email, or to pay bills. Cash is getting less and less common.

I find it funny when crypto bros were claiming it was about "banking the unbanked", when it's not a problem at least in a third-world country in Brazil. Banks are obligated to open at least a very basic bank account for basically anyone.
I assume they mean for sending money instead of the actual physical notes or coins.
How exactly does providing grants to small researchers destroy open source?
Coin is evidence of use of spoked wheels in pre-Roman Britain.
My bank card doesn't even have a battery.
"Plans cost €9.99 per month on the web, €12.99 on mobile."

Good riddance.
That seems due to the leaky abstractions that ORMs invite; they appear to be just 'normal code'; just working with structures, objects and variables like you would normally do in code. In reality you have to really know the insides, performance characteristics etc of the db you are using. We encounter a massive amount of codebases from the last ~10 years that are built like there is no database to account for, so there are usually not even indices, there are indeed loops doing inserts etc.

Stored procs might be considered evil; they did make the developer acutely aware of the innards of the database instead of just not even knowing how a db works and which things are expensive. To know that you need to look past the leaky abstraction of ORMs and that's distracting from making features.

I have heard tech leads in this situation claim that because everything runs fine in the cloud without knowing anything about postgres/mysql/dynamo etc, and those extra costs are cheaper than people, it's fine. But our team wasn't hired because it was fine; we were hired because hosting costs were eclipsing the developer costs. It's not that hard to do when stuff is just incredibly badly built...
Canada (Ottawa, ON): the only cash I deal with now is for the kids to learn about or for the odd farm stand. Most farm stands have gone to cashless as well.

Canada’s got the Interac system owned by the banks which has merchant fees lower than credit cards and also provides an electronic money transfer system (email or sms based) for the public.
Germany’s slow adoption of cashless payment is, or at least was, shared with Austria, and even to some degree with Slovenia (which takes after Austria in many ways).
No, I mean that there wouldn't be backwards compatibility, and Nintendo usually doesn't re-release games immediately (with the notable exception of Mario Kart 8 and some simultaneous releases like Twilight Princess and Breath of the Wild).
I have been traveling for some time now, so I can share my experience:

Thailand - mainly cash, QR payment, bank transfer, when paying by card: +3%

Cambodia – cash, cash, cash. Dollars and Riel. When paying by card: +3%-5%

Laos – cash, cash, cash

Malaysia – card and cash, sometimes QR payment, fast transfers,

Indonesia – cash, QR codes, transfers, card in large stores, but the transaction takes a lot of time (they don't know how to use contactless payments)

Palau – cash/card

Taiwan – cash/card

South Korea – cash and metro/city cards. Regular (non korean) cards only accepted at 7/11

Japan – mostly cash. Cards accepted at 7/11 stores and other large stores

Poland – cashless everywhere. Cash is almost non-existent these days
So your argument is: C++ will be a great legacy language and we will enjoy its memory bugs for decades to come?

I really hope it can do better than that.

Note that Window ships a kernel driver written in Rust already, Linux (== ChromeOS and Android) are working to add rust support and iOS is moving towards Swift everywhere. Other languages are closing in on all the use cases you mentioned.
Can you imagine if the whole country was run this way? Please don’t steal things from other peoples houses.

In this case, the discipline on the person who would be a fine. What do you think they’re going to do? Beat him and throw him in jail?

As I said, I’m an advocate for anarchism, so my view on the police should be clear. But we do not live in an anarchistic society, and this is all I have to work with. unlimited freedom for each individual is untenable. That’s what you are looking for. I’m going to make the obvious observation that you’re probably a libertarian.

The truth is that the dog owner was not being compassionate to other people, rather he was focusing so on himself. He was being selfish, and that to me was the moral failing here, it had nothing to do with the rules, as I said, but the rules aligned with my moral beliefs.
In 1985, I was in a lab at a mainframe manufacturer. It was a big room. I estimated that the room had one transistor for every man, woman, and child on the planet. (We didn't think about trans-tolerant vocabulary in those days.)

Now here that is on one chip. That change blows my mind.
Important to note that some shops in the Netherlands do not accept credit cards, and some even debit cards from Visa/Mastercard due to high processing fees (few %, varies from market to market and business to business). What made digital payments dominant in the Netherlands is the iDeal and (now retiring) Maestro cards, which have low fees. EU is looking into implementing something like iDeal at EU level, to popularize card payments.
Those few % that Visa/Mastercard take are a lot for some low margin businesses.
> RISC–V is clearly real, growing rapidly and here to stay!

Oh yeah they're dead.
> Please note that cash payments are not at all popular in India and UPI is the most common means of digital payment.

Delhi != India. Cash is still very popular in India and many shopkeepers groan when I ask them to show their QR code for payment.
I only play Xonotic these days. A ridiculously old game, pure adrenaline arena shooter. Everybody uses keyboard and mouse, apart from one guy who uses a game controller. He's extremely good, knows the game extremely well and has been playing Xonotic for years I think. But he just can't compete with the better players who are (presumably) using standard PC controls. I've seen forums where console gamers think that mouse is "basically cheating, worse than aimbots". But when it's a flat playing field and everybody is using a mouse, there's such a chasm between the top 5% of players and the rest of the field. There's one regular player who is constantly accused of cheating. Even seasoned players think it but most aren't brave enough to say it. Some players absolutely hate him and start shit-talking him as soon as he joins. People take this stuff seriously.
To actually answer your question, even in the small town I live in the the middle of the US, cash is getting a little strange. Most people don't bother to carry cash, and are confused when places don't at least take credit cards. I sizable portion of places will do tap for a debit card and thus NG, but cash only is pretty rare, and I'd personally only expect that in a small, small town gas station or some sort, where they just have never bothered, and probably don't have good internet options anyway.
The pandemic did a real switch. I remember being able to go weeks cashless back before it, but today I don't even carry my wallet out with me.
>I'll add in that "we should get rid of all these modern flimflam" is generally a rallying cry by quite well off people who choose not to see the obvious future of poor people getting squelched as resources dry up.

Poor people like degrowth just fine. When they let them, that is, and not, e.g. take their land and their forests and their livelihoods.

Also, that the first world pro-growthers care for the "poor people" is hypocrisy of the highest order. If it was a choice between them letting the third world "peasants" die of hunger in exchange for the first world continuing their "way of life" and "progress" they wouldn't even blink.

In fact, it's not even theoritical, this has been a choice the first world consistently made for centuries: milking them, impoverising them, stealing their lands and resources, and even making them downright their subjects for centuries to fuel their own greed and growth.
That's fine though. It takes care of the big problem of fake content claiming to be by or about a real person, which is becoming progressively easier to produce.
Or what if you don’t have a bank account?
I consider myself a very security-oriented person, but you have to draw the line somewhere, and I find myself trusting my financial institution for better or for worse. They already have my SSN, they already have my large purchase history and loans and card history via credit reporting agencies, which you CAN'T opt-out of; there's very little else they can't also find out if they really wanted to. At some point you just have to throw in the towel.
> i'm just glad that I don't see crypto anywhere.

A honest question, why?
Sweden. Unfortunately many stores, shops and similar don't even accept cash. I would say most people don't even carry cash anymore.

It's a shame, people just have accepted the modern surveillance society.
Yes the second half seemed like a lot of reworded repeats. These 50 points could be 30. But still a good list.
But the new owner could just duplicate the entries, to avoid that you have to periodically revalidate with a new entry.
Your credit/debit cards use batteries?
In Australia Apple Pay is integrated with our EFTPOS payment system that everyone has (including food stalls) so I’m pay everything through my iPhone and haven’t carried a wallet in years.
Executive Orders do not have the force of law. They are essentially suggestions. Federal agencies try to follow them, but Executive Orders can’t supersede actual laws.
I really like the text. Short, concise and to the point. I also felt like you were describing a little bit of me lol. The one thing I fail to capture is, what is the solution to this problem? How can these intellectuals not "die"?
>> smartphones are necessary to pay via UPI

No.

[1] UPI money transfer without Internet or smartphone; know how to do it -
https://www.businesstoday.in/industry/banks/story/upi-money-...
Turns out I was able to get something to work in about 2 hours... just after the HN edit window closed. Here's a really small Hello World in Pascal --> WASM --> Web Page you can see the output from, all in a GitHub repo.[1]

[1] https://github.com/mikewarot/fpc_wasm
Violating the narrative is irrelevant. But if someone writes something interesting, logical, that I didn’t already know, I usually look for more, whether it’s hn comments , github projects, youtube videos, arxiv papers etc. once I see something particularly dumb or illogical from them, I stop. Especially if I found some other rabbit hole to follow.
No way a VC is going to be satisfied by something like this. And they're getting to look at the actual budget in any event, no need for vague platitudes about being funded. I'd suppose its for the remaining employees who need reassurance but don't get to see the numbers.
I couldn't get scrolling to work on this site. Turns out all the content is on the left half; if you scroll while mousing over the right half it won't have any effect.

Posting this in case anyone else has the same confusion.
I never had such bad D&D sessions as those at University. Group just wanted to argue over the rules.

The best D&D sessions I ever had the rules were there just as a guide, and the story would carry you away (how did we make it to sun rise again)
I would normally agree but people who make coffee are my favorites, soo.. But yes, tipping is getting out of hand here.
Awww chur bro
Ask HN: Relevance of Yearly 409A Valuation
Hi HN. I have worked at a startup the past 4 years and work hard to make sure I understand all the nuances of the options portion of my comp package. Having done so much research on tax implications for my options, I have always viewed a low 409A valuation as a good thing. It means that newly granted options will be cheaper, and the less impact on the AMT from exercising per share means I can exercise more "tax free" options each year. Is this a narrow view of the valuation? Our 409A is basically the same for the third year in a row but our position is materially better. We should be profitable in the next 6 months and were no where near profitable the 2 years ago.

Should I be concerned if the 409A valuation stays stagnant and low or just not worry about it and take the tax savings happily? Thanks!
Almost 100%. I don't remember the last time I withdrew cash.

In Brazil, pix (the central bank digital payment system) is already bigger than any other payment method, removing a big revenue stream from Visa and Mastercard. The cultural changes happening because of the easiness and cheapness of these transactions are amazing. I'm very optimistic for the next few years of tech development with the advances happening in the fintech market here.
Show HN: Using bots and maths to beat the sportsbooks
I have recently developed a bot capable of simultaneously scanning over 140+ sportsbooks around the globe. It analyzes millions of odds in real time and uses this data to find overpriced odds.

The logic behind it is straightforward: it uses odds from all sportsbooks to calculate the probabilities of an event occurring. Then, with simple maths it determines if the expected value is positive, meaning the potential payout exceeds the risk.

Unfortunately, sportsbooks limit your accounts once they realize that you are profitable and not a losing customer. So I have already been limited at more than 15 sportsbooks, but in the process I have made a substantial amount of money. Some months closing at over $5,000 worth of profit.

The bot supports most sportsbooks from the US, UK, EU, Canada and Latin America and finds hundreds of these opportunities per day and sends them to a Discord channel.

Beyond finding +EV bets (positive expected value), it can also identify arbitrage opportunities (surebets), allowing us to bet on all the outcomes of an event for a guaranteed profit.

I’d love to hear your thoughts about it!
That doesn't matter. A doctor gets paid to save lives, and we don't mind. Why is getting paid a bad idea? It's the only real signal we have of value.
From the Wikipedia article:

> The third section authorizes the president to control the civilian economy so that scarce and critical materials necessary to the national defense effort are available for defense needs.

Seems pretty broad and pretty directly relevant to me. And hey, if people don’t like the idea of models being the scarce and critical resource, they can pick GPUs instead. Why would it be an overreach when you have developers of these systems claiming they’ll allow them to “capture all value in the universe’s future light cone?”

Obviously this can (and probably will) be challenged, but it seems a bit ambitious to just assume it’s unconstitutional because you don’t like it.
Thailand here, we barely use cash with the PromptPay system that allows a simple QR code or your phone number to be linked to your account and receive payments, businesses just print their QRCode and you use your banking app to transfer, pretty fast and convenient. This is instant and no fees by the way.
>The New York Times reported in 2020 that Clearview AI had harvested billions of social media images without users’ consent.

You need users' consent to take public pictures from the internet? That's bonkers.
In a Google Photos shared photo album, there is the button to "save photos [to your library]". I would expect that you need to click that in order to have those pictures being contained in your Google Takeout and your library. Did you do that?
The first game was more action oriented while this one is more like survival horror. I think it's a refreshing change from pushing back the hordes as it's much more of a tense and atmospheric slow-burn.

Personally I'm hugely fond of it but I absolutely love the weirdness of Remedy's extended universe, and for me it's less about the gameplay but the story and atmosphere. So, my bias couldn't be more apparent but I think there's a lot more to it than what you're dismissing it for.
Finland is virtually 100 % cashless. Open markets, grocery stores, restaurants, second-hand shops, flee markets, etc... — they all accept cards. I cannot recall a single place that didn't accept cards. They do accept cash too, though, but most people nowadays use cards.

I have been living in Athens for a few months now. Most brick-and-mortar places, if not all, accept cards but when you go to an open street market, it's cash-only. Also, if you buy something like tobacco, they only accept cash even though they have POS systems in place. It has something to do with the taxes (or circumventing them?).
Representing Sub-Saharan Africa, Uganda and Kenya mostly, Mobile Money and M-Pesa are ruling payments, even for very small amounts. However, the charges here in Uganda are still high. Cash is quicker and definitely cheaper.
Tell me about your relationship with your father.
> We should be able to sign our tweets, blog posts, emails, and most network access.

What you are talking about is called Web3 and doesn't get a lot of love here. It's about empowering users to take full control of their own finances, identity, and data footprint, and I agree that it's the only sane way forward.
How would the bank leaking data cause trouble?
It depends where you go, especially dependent upon the town (for example, Springvale in Victoria has a large ethnic Vietnamese community, and a lot of business is done using cash)

In addition using cash often saves you money. A lot of restaurants will literally give you a discount if you pay with cash.
One thing to point out, I meant I related to you in the obsession to follow someone like say Peterson.
The game is basically unplayable if your GPU does not support Mesh Shaders which means AMD RX 6xxx / NVidia RTX 2xxx series or newer (or 1650 which is in reality a Turing card so RTX 2xxx but very low end).

The game will tell you that during startup.
In South Africa, middle-income and above can be almost all digital if they choose. Some folks prefer cash and it's still accepted most places, though I'm seeing some places go cashless more recently.

This is the case even at small markets etc. Over the last two years mobile NFC machines have become widespread.

The only area where I personally feel like I need cash is with car guards (literally people who stand and look after cars in parking areas). I'm not a fan of the profession, but it's culturally common place and many folks tip in small denominations of notes or coins.
Cool...but I wouldn't recommend any worrying about it, nor bothering to purchase an insurance policy against it.
I didn't see much discussion of why anyone thinks a lower energy vacuum state might exist or be reachable.

A rouge planet traveling at 3/4 light speed might suddenly hit Earth, too: but we haven't any real reason to suspect such and event, do we?

Is our need for "the world will end!" boogeymen really so dire?
Living long enough to be killed by industrial society is luxury.

About 8-10% of all humans to ever live are alive right now — because the last two centuries of development have been fantastically successful.

There are challenges to solve, but what’s new?
Your anecdotes are not data. For example. I can count no less than six times when off leash dogs tried to bite me. The most recent one was when two pitbulls and a Labrador charged at me.