skysight-inc/HackerNews huggingface dataset:
I haven't learned all the details of the service yet, but I hope this helps eliminate the ridiculous check-based / Zelle fraud that seems to be growing (or at least, seems to be highlighted in news and discussion as growing).

The very fact that we have money that can appear to be yours initially, but then removed from your account if a check is reversed or disputed is costing people in time and $, and benefitting fraudsters. (advance fee fraud, Zelle "mistakes", and similar). 3 day clearing times that give people an opportunity to be scammed.

Although, irreversible + instant payments may open some new types of problems for people, I could totally see that. But people will need to learn how to deal with this more rational system. Other countries are decades ahead of us in that you are the one who has to initiate payments from your account, and only you can do that, and payments are instant and settled.
The errors (wrong colors) colors is the charming part to me.
For on prem use, the up front cost is a lot lower. The A100 that most serious outfits are using runs in the thousands to tens of thousands of dollars per unit with very limited availability. The pi is typically under $75 usd for any variant.
Ok but.. ACH
You're technically correct, but in most cases the date the original form was filed with the IRS was around the deadline. It just takes them a while to upload them all.

But we could also just make the filing deadline October for individuals. Most of those late arriving forms are K1s for partnerships that only file in April.
One associated with Mr Elon Musk, and one which is not.

You choose who and what you associate with in this world, and your car is one of the things which, whether you like it or not, will define perceptions of you.

A premature rocketulation man-baby is not who I want to associate with or help fund.
Unfortunately, this will set America behind.

Big tech all had employees working 10-16h days in the beginning. Even now, software startups are working their employees hard. If Americans aren't willing to work extra hard, we're heading towards what happening in Europe (negative GDP growth, increasing wealth gap, high youth unemployment).
> Tiny footprint, instant updates

I can see that, the website re-renders only three times on load (text - image - fonts).
Wow, so much idolatry on here for a criminal.
Payment processors like VISA can already block payments that they don't like. Even if they are completely legal.
the weirdest title in the history of time
> What benefit would targeting low wealth individuals have to the IRS?

Wrong question. The correct question is:

What benefit would the IRS targetting low wealth individuals have to high wealth individuals?
Can't speak for V2 yet, but Llamav1 finetunes are (IMO) already better than ChatGPT 3.5 for roleplaying.

GPT4 is hard to beat, but the tooling surrounding it is getting more limited because its not hackable.

Facebook partnered with Azure to host some Llama instances, but the media is misconstruing this as a development partnership.

(That said, this article is silly. LlamaV2 is not better than GPT4)
Lit looks really good, I keep trying to find an opportunity to try it out. I feel like web components and the tooling around them has finally got there. Major front end frameworks like React, Vue and Svelt finally also have good support for them.

What I really want is a good set of unstyled web components implementing many of the common UI controls that we all end up either building ourselves or finding an implementation of in our framework of choice. Things like drop down menus, select boxes, and tool bars. They could then be used with any of the common front end toolkits.
I think that's a bit of a mouthful for casual use. I like "prompting" as an equivalent to "googling", although it is a bit more dependent on context.
But your point is wrong. In 87% of the cases, the IRS does have all the information. Even if you have donations or other deductions it doesn't matter, because 87% of people take the standard deduction since it's more than their itemized deductions.

And marriage and death records are public, as are probate. So they would have all of that too.
The kids are doing a lot of impressive stuff. When building together, the owner of the plot leads other builders by literally showing them what and how to build, it’s way quicker than chat, they are very disciplined, repeat the building steps, then stop and watch the owner in order to see if they did it right. Sometimes they need a few iterations but it’s still quicker than chat.
You don't need a Makefile, but you can just run "make foo" and it'll automatically run "cc -o foo foo.c" for you.
Personally I use the word "retail" to refer to restaurants, stores, malls, and other soulless things that occupy commercial real estate.

I use "customers" to refer to souls that occupy residential real estate.
You are correct. I was thinking cdbc not fednow.
The difference between 80K and 600K works out to be a whole heck of a lot of diapers and backpacks
When the 1040EZ was a thing, only 16% of filers used it. Those would be the candidates who could safely have the IRS do their return. With anyone else, there's all kinds of information the IRS has no clue about.
> my Mom would leave live TV on constantly in the background.

What on earth? I've never heard of anyone doing this. Why would one want this?

I know some people do that with the radio which I also consider really annoying.
because all the people working on blockchain-esque systems never seem to grasp societal trust boundaries.

its like theres no amount of Adam Curtis documentaries that will shake silicon valley folks from the myth that the computer will lead to a better, more equal society.

you cant compute yourself out of a broken world.
But last time the USSR tried having weapons installed in Cuba the world almost ended because the USA got angry about it.
If you look at photos from recent years the changes are quite visible.
Also he was Mormon for 34 years and then left the religion.
That's really interesting. I've never been able to see anything like this on their site before.

Also interesting is my account balance is currently $0, and I know that's not true even if they 100% believe the last mailing denying my 1099's from Uber and Doordash (not Lyft as I said above).

Incidentally, Neither Uber, nor Lyft can help through customer service. I was thinking of taking them to small claims court since I'm not bound by any forced arbitration.
Not OP, but I thought FedNow will do this on day one for participating banks. Someone correct me if I’m wrong. FedNow will also settle faster than Venmo currently does (unless you pay for Venmo’s instant settlement) because it’s instantaneous. To be fair to Venmo, their bottleneck was precisely the lack of FedNow. I assume Venmo will make instant settlement free. But they will need to add more features now that people might substitute with FedNow. Anyway, this is a big deal for Americans and was a long time coming.
there are a lot of freelance hackers. if companies pay more for bugs than the bad guys, it makes financial sense for hackers to sell bugs to the good guys. $10k seems quite undervalued, and the only reason they're getting any is because of either 1) the moral code of the researchers who find them, or 2) because the prize is a bonus on top of their other motivations (e.g. bragging rights, research funded by governments or universities.)

Zerodium pays out up to $200k for a Chrome RCE without sandbox escape. 20x more! that's insanely tempting.
This is a technical forum, it's reasonable to expect readers who discuss a thread about a specific subject of interest to be familiar with the common vernacular and idioms related to that subject. If you can't understand the initialisms, maybe that's a sign that particular thread isn't for you, and that you likely have little of value to add.
What is the Discord link in the tweet? Can you post them as a Gist or something?

Cheers!
In my line of US government coding (no relationship with this project), NDA is orthogonal to security. NDA is used to protect confidential vendor information. For example: that they have a contract with the government at all (in the case of a stealth startup), specific technical capabilities they don’t want broadcast to their competitors, the size of the contract vs. committed resources, etc
FedNow doesn't allow any more or less tracking than what's already possible through the Fed's visibility into ACH. So for the purposes of FedNow the entire conversation is off-topic.

Anyways, you missed the point.

The anti-new-technology and anti-gov-technology response to privacy and control is misguided. Corporations will fuck you, left unchecked, and governments will fuck you through corporations. There is no technical solution to political problems, and physical cash vs FedNow vs digital currency is a suite of technical solutions.

Trying to solve a political problem by eliminating technology is literally the same thing as trying to solve political problems with technology. The fallacy is in focusing on technology where the actual problem is political.

The problem is political and needs to be treated as such. The solution is building and maintaining political consensus in favor of strong privacy and personal property rights, not carrying around a billfold full of physical cash.
"Bitter enemies" work together all the time without open source. Competing companies partner on initiatives, join the same boards, help each other pass new standards. Companies do not have emotions. They have profits and losses, marketing, products, coalitions, industry associations, etc. They are fine with working with competitors if it has no downside. Often they have to work with competitors, if only because their parent conglomerates are so large that they each depend on some product or service the other provides, or their customers use some product of the customer's and supporting it keeps their customers around. It's just part of doing business.

There is no magic to FOSS. It's just a weird quirk in the global capitalist market. It has no real bearing on business, unless your business is catering to the tiny minority of people who care only about FOSS.
You just have to read that to see how JS was just meant as a bit of glue between JDK and html pages. Java would do the heavy lifting everywhere.
Federated Learning Quickstart with Flower and TensorFlow [video]
Why do people join cults? – Janja Lalich (2017) [video]
Supertangential: Nihilists just don't believe existence is intrinsically meaningful, and sadists take pleasure in inflicting suffering. A more correct term for someone who is indifferent to the suffering they cause might be a "narcissist" or "sociopath".
TSMC Taiwan is keeping their leading-edge nodes in Taiwan with a 3-4 year delay, which appeased the Taiwanese public/officials.

The bigger issue is that China might catch up to TSMC USA fabrication by the time that they actually start fabbing due to all these delays and China will have a superior chip capacity, making the defense aspect completely moot.
“But what can you do, eh?” should be the motto embossed in gold letters on the front of the blue passports.
If it does end, Amazon gift vouchers? What would be a better substitute?
> If the government wants to tax these transactions - and let's admit it, they do - they'll take it right off the top.

They have no authority to do this unless you're subject to a tax witholding order. The government cannot collect taxes on arbitrary transactions as they occur - it can levy taxes, and then attempt to collect them (it hopes via voluntary payment by taxpayers).

You, like so many other commenters here, seem to fail to grasp that FedNow is a replacement for ACH, the existing inter-bank exchange system that already involves the Federal Reserve to precisely the same extent that ACH already does.
He’s an A-list actor who makes tens of millions of dollars per film. He can make what most of us would consider “fuck you money” in the span of a few months. By no means does it dominate his life.

I dont think he shows real contrition either. After that Times article he backpedaled on the pardon request and told an interviewer months later that he was “pushed into it.”
It’s amazing how much worse browsing the web has gotten after all these pop-ups everywhere.
That is exactly that kind of thing that needs to be in a contract. When someone inevitably shares private keys and it results in some kind of financial loss ... who is responsible for the damages? Contracts codify the liability if it isn't otherwise defined by statute.
Because increasing the friction around paying taxes makes people angrier about having to pay taxes and plays into larger political narratives around whether the government is effective or not.

It’s a huge, political dark pattern designed to keep people angry at the government to lower public sentiment towards the government.
When you need to travel between workstations I work docked all day, once in a while I need to be mobile, but it’s much easier to work on one machine vs two.
Is there a way to restrict my bank to only allow incoming deposits to use this for my account? I'm scared of VULNs in a new system being abused to withdraw money quickly. Yes, I know the bank is on the hook for making me whole, but recovering from a financial issue like that is more annoying and time consuming than just avoiding it and being a late adopter.
It was something about a bunch of scientists who failed to operate a refrigeration system properly.
You're attempting to make a mountain of a single instance, years ago, of an electronic signature being rejected by a non-judicial officer in a quasi-judicial proceeding and trying to make it out like a general policy when it is so rare an exception that no court before or since has ruled against the consensual use of electronic signatures by the parties.

If you have any evidence that electronic signatures can't be used in court proceedings, and not just in the limited circumstance of one US Trustee's meeting room, the onus is on you.
Most people don't use the EZ because even the most common deductions (that the IRS knows about, like your mortgage and state taxes and your stock investments through a firm, etc.) couldn't be put on there.

But the IRS still knows about them.

Also they could put a website where you could spend five minutes entering the most common information they don't already know, and then spit out your bill.

It's not that hard. Most filers situations aren't that complicated.
Validate is slightly vague here. I interpreted it as "so we can validate your work [was done by hand]."
I've used Lit. For what it is, its pretty decent.

One of my complaints with Lit and others[0] is they're most definitely becoming something of an "Angular Lite". Heavy on decorators if you want developer ergonomics, but yet they embrace none of the advanced toolchain things you get with angular-cli. Due to this, it can feel very clunky to build apps using web component frameworks like this. The community as a whole seems very anti-tooling and I think its to the long term detriment of the ecosystem.

The only exception is Stencil[1] that I can find.

They're also missing first class concerns you get handled with other frameworks, like SSR, compiled templates etc. There's no web component equivalent to Next.js that I am aware of.

I don't like using them for design systems. You bail on your framework of choice rendering model, and that's problematic to me.

[0]: https://www.fast.design/

[1]: https://stenciljs.com/
Ah, I remember seeing some chinese summer math workbook shared online where the answers to each problem could be translated into a bit that could be plotted in a giant grid on the last page.

When completed, it would show a QR code, that upon scanning would mark completion of the workbook and show you the answer key. The implicit idea being you didn't have to be perfect, just good enough so the error-correction algorithm of QR codes was enough to pick up the final image. (Probably extra credit if you could figure out how to do as few problems as needed and then use EC to still figure out the secret link)
In front of your eyes: TSO-ISPF for everything. IDz for the 5 seconds per month that code is actually written

Test env: Separate permanent envs. From playground where nothing matters, env with some fake data in similar databases and variants of all systems, to mirror of prod with anonymised data, then prod

There are dummy online banking web interfaces

What sets it apart is that the operating system is painful to use and never stops being painful to use. And your employer is paranoid and keeps you in a digital prison for security so very few permissions so there is no creativity or off-road improvisational innovation just assemblyline style development
Maybe we could call it... Open Weights™.
Well, if it isn't covered, then you can take it out, and see what breaks (nothing) and then discover in production why it was there :)

But yes, it's basically what the job comes down to - having a strategy for managing complexity in all it's forms, and this is a fine example of the sort of problem that you don't learn in college.

I've (thankfully) never deprecated code and caused serious production issues, but i've seen it happen. The best places to work expect this sort of issue, and have process in place to roll back and deal with it, like any other business continuity issue (e.g. power/network loss).

The moment you find yourself scared of changing code because you don't understand the consequences then you've basically lost the battle.
Yes, that is absolutely a use case. Similar to Venmo, there is also a Request for Payment (RFP) mechanism. I'm on the Request for Payment (RFP) Work Group that is composed of a number of financial institutions, service providers, and billers.

Netflix is part of the RFP Work Group. So presumably they are interested in offering consumers the ability to pay for Netflix using FedNow instead of a credit card. Instead of Netflix paying ~$0.50 in credit card processing fees per U.S. subscription they'll probably be able to find a bank willing to charge them < $0.25. It also gives consumers more control as they have to authorize each charge.
I took an interest in Lit at one point and I gave up when I discovered that its core functionality is ungoogleable.

At the heart of Lit are components named "html" and "css".

Confusion reigns, search engines cower, beginners try to grasp the conceptual different between html and actual html and css and actual css. You'd think the authors would have gone to the trouble of naming those critical components something like lithtml and litcss to give them a little searchability and to deconfuse them, but it seems not.
For added verisimilitude, when using

sneakers

you could also trigger playback of the appropriate track ("Too Many Secrets") from James Horner's soundtrack: https://www.youtube.com/watch?v=4KOuCe2-fj8
The two are not mutually exclusive. In fact they reinforce each other.
Yes, it's not an issue with the management style, but the high expectation of working conditions of the American worker.

While the whole world is busting their ass, they're hooked on 9-5s.

Tesla is a great example of a manufacturer that pays top dollar and gets back top-quality work.
Try really hard to fathom why OP would advocate easily breakable NPM/yarn clutter to an otherwise (and admittedly well designed long-standing) solution by ssh `config` and `-i` flag -- if at all not built by other language base e.g C++ Java

If there is a need to use separate identities, without trying to be pedantic, simplest means is via understanding the ssh tooling in POSIX compliant systems. Thinking of solving this everyday operational problem with JS/TS packaging is inventing a new operational problem. NPM might be great for desktop & web application dev, but I wouldn't consider the stability as rock solid - something I will trust my system tasks with.
I've long had a fascination with aviation incidents (the Gimli Glider happened on my birthday), but I hadn't heard of this one before!

What a great story. Thank you for posting it.
Good code is like a love letter to the next developer who will maintain it
Which is basically why all the De-Fi, Web 3.0, Cyrpto nonsense are very much US centric.
There's really no point in continuing this discussion if you think the IRS is scraping data of every county in the US for marital status changes.
I think some marketers are trying to use this term "open source" to try to ride on the goodwill and perceived benefits of open source, without actually doing it.

Also, people who just want to be able to run something on their computer without paying money for it shouldn't call it "open source", unless it actually is.

These distinctions have been going on for decades, for very good reasons. No need to throw away that progress now.
You Can Help Stop These Bad Internet Bills
certain design documents such as threat models aren't public

That smells like security through obscurity (which admittedly is the status quo in the banking world).

Contrasted to approaches like Bitcoin, for which full code and whitepaper are public, and which has managed to survive every attack vector thrown at it for the last decade and a half. Not arguing for Bitcoin as money here, just highlighting the diverse approaches to security and that it shouldn't be taken as a given that hiding those details makes it more secure.
And sports, especially after the leagues/OIC fell hard on drugs, are pushing nutrional science (and medecine) like crazy.

Even in weird ways: my sister can afford to pay her rent/food herself while studying because she prepare meal plans for a water polo team, which helps her study and find ideas for her college projects. Hopefully she can get through her studies without working in a kitchen again.
there is more tubing. ice water enema is a thing, drinking cold drinks ofc but perhaps the nasal cavity can be repurposed?
Is there a way I can make zsh just pipe everything into this so every command I run has this effect?
Nobody is coming out to these wildernesses but yes that might change.

There’s a big jump b/t National parks and hiking around Denver vs the designated wilderness areas where the bears are - Washakie, Absaroka/Bearooth, Bridger, etc.

Locals and big game expeditions are common but it’s 2 hrs on a forest service road after 2 hours on US Highway after flying into a
Regional airport connected from Denver to get out there. Yellowstone thankfully absorbs a ton of visitor traffic as well. Additionally, especially after urban Montana and CO’s challenges paired with existing ranch power, these areas aren’t getting developed any time soon. There’s a wall of public land and ranches surrounding the bear areas, in short.

Yellowstone has bears but the risk areas where you’re legitimately entering their space are in the designated wildernesses.
There will always be zero tax payers with the right to vote.

That's OK, especially since most of those who are now over 65 and retired worked and voted on reps/platforms/policies from 18-65 and earned income/paid taxes for probably ~40 of those years.
“Life-saving Drugs are too Inexpensive to Produce”

It’s a ridiculous headline, I know. But, that is the gist of this article. It just doesn’t say so. Pharmaceutical drugs, and the pharmaceutical industry is highly regulated. It is very expensive to comply with drug manufacturing and distribution regulations. Those regulatory expenses are so high that it is simply not profitable enough for any company to produce these cheap generic drugs at a sustainable profit. It doesn’t make sense for a pharmaceutical company to comply with all regulations and make a profit on inexpensive, generic drugs.

The real headline is “Generic Drugs are Over Regulated, Making Them too Expensive to Produce”