skysight-inc/HackerNews huggingface dataset:
Show HN: Accept Payments with fees up-to 70% lower than Stripe
Hello HN,

I'm Youssef, a 26-year-old CEO of LeetPay. I created LeetPay after recognizing the financial strain that transaction fees can have on businesses, big or small in the United States. Just as the saying goes, "Necessity is the mother of invention", so began the journey of LeetPay.

LeetPay facilitates direct payments from your client’s bank to yours, effectively bypassing the traditional card payment systems. The idea behind LeetPay was to simplify payment processing while minimizing associated costs. Our service operates at a flat 1% fee per transaction, a solution that could potentially save you thousands of dollars each year. Which is much lower than credit card payment providers.

While LeetPay is a general solution for payment processing, we've particularly honed in on a niche that we feel has been underserved - B2B SaaS companies. In this business model, where recurring payments form the backbone of revenue, the persistent drain of transaction fees can significantly impact the bottom line over time. The high volume of transactions that these companies handle presents an excellent opportunity for them to benefit from our flat 1% fee system. By using LeetPay, these companies can preserve more of their earnings and reinvest them back into growing their business.

The beauty of this system is in its simplicity and security. Your customers authorize the payment directly through their bank - as straightforward as using a credit card, but more secure due to the direct bank authentication.
To ensure seamless adoption, we've developed a user-friendly API that easily integrates into your existing workflows and website. What's more, we currently support 92% of US banks, making our solution widely accessible. For your peace of mind, we also prioritize transaction protection and offer robust security measures.

I am aware that there's always room for improvement. LeetPay is not perfect, but it's been a labor of love. As a fellow builder, I understand the value of feedback and constant iteration. I would genuinely appreciate any insights or suggestions you might have.

You can check out our website at www.leetpay.me

Thank you for taking the time to read about LeetPay.

I am excited to hear your thoughts and feedback.

Thank you HN :) ,

Youssef
I was thinking that maybe this is in preparation of the digital services act of the European Union which will come into force next year.

The act requires some chat interoperability.

It would make sense for Google to try set the standard itself.

But this is just a guess for which I've got absolutely no proof.
Public libraries are awesome and here are things you might not know about them
That is true, but you can integrate tmux and vim with the system's clipboard. Then again, :set nu! is easy to type.
Would you say the same thing if WWII human experimentation had useful results? Would that make the cost worth it? How many people died for lack of $180B? Did they get that value back from "tech?"

Public schools for black kids must have been really amazing.

https://www.youtube.com/watch?v=3nzoPopQ7V0
I did actually get a human to do my taxes for me this year. It wasn't even that much more expensive, though I think I don't generally do anything too crazy deduction-wise.
worth looking into c.s. peirce's[1][2] pragmatism material

1: https://www.researchgate.net/profile/John-Sowa-2/publication...

2: https://newcriterion.com/issues/1997/11/vulgar-rortyism
BPG is based on HEVC which has patent/licensing baggage.
I know, right?

Can you even imagine the alternative? "Hey lets throw this maybe incredibly helpful shell script in the trash. Because it's too long."
This is the most hacker news conversation ever.
public / private is a false dilemma

trusts, foundations, and a host of other entities are ‘orphaned’ entities and is essentially a third category which is more accurate for the Federal Reserve as well

The Board of Governors is a public entity with an appointment, and the rest of the entity has a rotation of members and pretty full autonomy on how it runs on the inside at the employee level
no they wont bc the private sector cant sustain long term interest in projects that dont have profitable application on a 5 at most 10 year horizon.
I'd love to see a robust study on the effectiveness of this and several other ways to coax a structured response out:

- Lots of examples / prompt engineering techniques

- MS Guideance

- TypeChat

- OpenAI functions (the model itself is tuned to do this, a key differentiator)

- ...others?
Forget prompts, just give me search in web app
They already know the right answer for each pixel, presumably though?
Web Review: Font Embedding for the Web (1997)
Why do you keep implying that such studies are not already being done? Most vaccines we use are by now decades old, and adverse effects of all medicines, especially serious adverse effects, are reported, there is a whole system for this.

Vaccines, by and large, have proven to be some of the safest medicine we take. Will the mRNA vaccines prove different? I hope not, but it is of course relatively early in their existence. But thing like the MMR vaccines and the polio vaccine have been administered on a huge scale for decades, and all the possible data has been collected - they are effective and safe.
Is it indeed possible that the whole thing started in 2014 with whole "f the EU" shenanigans and "Biden being in on it"? And that that truth is suppressed here, and perhaps amplified over there?

I thought this was an insightful podcast: [0]

[0] https://podverse.fm/episode/ds2T0EjC8
I certainly didn't because they're obscure side stories that nobody reads.

Honestly, I doubt anyone I know has ever heard of these Russian laws.
I came to the comments to see if anyone shared our opinion; +1

The Modelfile is an exciting abstraction, OP.
Why would any of it be under an NDA?
that does not make any sense b/c its artificially limiting what I can ask
Ah, thanks! In that case feel free to interpret my reply as intended for GP.
You seem to be assuming that my friends were the ones who were doing the drunk driving, not the ones in the other lane of traffic when the drunk driver swerved.

In truth, they were both. I've known people who drove drunk and hurt others and I've known people who drove drunk and have been hurt and I know people who didn't drive drunk and were hurt by a drunk driver.

It's a systemic problem and requires a systemic solution. Personal responsibility is the can we kick when we're unwilling to face the need to change incentives and structures.
The Fed is not allowed to compete with member banks. That's part of the reason why something like FedNow took so long to emerge.
How about as simple as going for a walk with a friend and having a conversation ... without anyone listening in.

That's how my phone should feel.
Not innocent of what!? Even Putin justifies the invasion by saying Ukrainian people want to be part of Russia. That is not justification for invading and killing them. Being skeptical of what you hear is one thing, abandoning reality to say “who knows, anything is possible” is another.
> Where it's apparent their war on drugs has very much worked?

I'd bet (but hopefully someone can link to research) that there are many contributing factors for why vast hordes of people don't feel the need to numb themselves to death with drugs in those locations?

Very few people voluntarily want to become addicts if they are having a happy fulfilling life. So why are there so many people in the US who see no other road to take?
I don't think you have to listen to Russian government propaganda to understand the NATO threat if you have any cognitive empathy whatsoever. Angela Merkel is on record saying that the negotiated Minsk peace agreement was a complete sham.

"The US and its allies “simulated supporting the UN Security Council resolution” which endorsed the roadmap to peace while pumping weapons into Ukraine and “ignored all crimes committed by the Kiev regime … for the sake of a decisive strike against Russia,” she explained in a social media post on Thursday [1].

Also John Mearsheimer, an American, laid out the case for Ukraine as a massive NATO threat in a public talk many years ago. Available on youtube.

Would the United States welcome Chinese and Russian nuclear capable installations in Mexico or Cuba?

How are you attempting to balance your point of view against the intense western government propaganda that you're exposed to?

[1]: https://www.globalresearch.ca/merkel-acknowledges-that-2014-...
That’s what makes it even more embarrassing.
I thought you could get your tax transcripts from the IRS any time off the website, unless you make over a certain amount of money (to be fair, I think most HackerNews readers do exceed that limit..)
True, but not really the point. It's the attitude of Amazon about data collection in general that I have an issue with. Therefore, I want to avoid being in a place where they have any serious presence or control.
Thanks and this is awesome!

Some questions I have after trying to solve a similar problem, ok if you'd rather not share: Are you using OpenAI/GPT for summaries? Are you selecting articles to go in this or is the process entirely automated?

I like the future plans to alert users when something relevant to them appears in the news. That could be very useful beyond cybersecurity (though very useful for cybersecurity)
OpenAI and ChatGPT Is in Trouble: The Unpredictable World of AI
If reality can only be perceived through a subjective lens, then that is the only reality there is. Reality as something independent of any observer is just a fantasy. And if you think about it, it's actually meaningless.
At the very least, one would hope that credentials and perhaps also certain design documents such as threat models aren't public.

There may also be implementation details or code which are subject to NDA, either from the Fed itself or from service providers such as IBM in this case. Sometimes you can get that info from a FOIA request, but that doesn't negate the fact that the employees working on the system are bound by an NDA. The FOIA has to happen and run its course.
It seems you've been there too :)
I run a small tech nonprofit (see profile) and have also been unsatisfied with DocuSign and alternatives in the past. I'd be happy to help if I can be useful here, either with hosting (and PKI) or with development directly.
Any idea how much fuel is needed to go a set distance per kg and how it compares to other propellants?
Good point - it's a loose analogy training wise, and not applicable to inference time.
Many are quite good, drop-in replacements for the doctor-prescibed ones of yesterday.

Tuned by you, at home via your phone.

I would also encourage you to check them out!
It takes a while to develop a product, and the world only woke up to them mere months ago
By that model I wouldn't be able to say anything about the Holocaust (extreme example, I know) or its implications.
Tech Firm Lists ‘Whites’-Only Job, Blames Employee, Nukes Online Presence
It's an interesting idea. Law, justice systems, were all created in order to adjudicate that level of animosity and prevent it passing on to future generations. Holding on to a grudge, not even out of a sense of justice, but purely out of hate, seems like a path towards poor mental health. But I'm lucky enough to not have any hate that strong -- those I've chosen not to forgive I've instead chosen to forget, which is a privilege relative to the level of wrongs done.
How to find design inspiration in the age of algorithms
Gangs are that resistance and they are not winning.

In slums, drug cartels found enough of people willing to throw the life away. And as much as they are able to deal drugs, there is no symmetry between them and state. The Dead bodies just pile up.

Armed population does absolutely nothing except lynching here and there. And even those lynching happened with approval from state.
Anchor Positioning Exploration
That's interesting that people felt it worth the time to email.

I think what's going on here is that some people (myself included) find it extraordinarily offensive to question someone's right to procreate, whether they're "good enough" by some metric to have done so. Are you young enough, rich enough, smart enough, tall enough, moral enough, etc.

Of course, the offense can be a combination of being offended on behalf (of Mitnick in this case), and also projecting (what if we lived in a world where people questioned whether I should have children for reasons of age, wealth ... or worse reasons.)

I think we live in a world where we need all kinds of people from all kinds of parents; when we start to pick at who "should" have children, we risk losing something.
Early humans were weapon woodwork experts
Americans themselves benefited greatly from it as our government felt it needed to do more to compete against socialism. Granted, much of that was undone/tapered off after the threat was gone, but it’s an interesting piece of history.
I think it won’t ever hurt to know the topics in SICP. The interpreters and other components presented in the book will help the user navigate so many different problems, and the use of Scheme will instruct the reader in functional programming.

The presentation is very gradual and easy to follow (as far as any text in CS can be easy).

If you follow SICP in Racket, you will get know a language that can be used to do anything - Racket has a formidable library.
If you're able to get a 50-story stack into orbit, the rest of the trip is not that difficult.
Do you plan to create native desktop app? Android app looks and feels good, but the desktop one is terribly slow (especially scrolling), probably due to being written in TS... I used Linux AppImage version if that matters.
> only has open-source dependencies and lets you run the entire stack locally or

Open source and on-prem are two different things. Llama 2 doesn't seem to be open source.
Relevant link from the article: https://www.imax.com/news/oppenheimer-in-imax-70mm
I think this is largely do to having a progressive and conplicated tax system. If work one job, earn salary, don't receive a variable bonus, and work the whole year at the same rate, it's easy enough to calculate.

But, get a raise, take a pay cut, find a new job, start or stop a second job, or a third, or fourth, get paid hourly, get sick, take time off to care for a sick family member, have a kid, go back to school, graduate, get married, get divorced, get a mortgage, pay down your mortgage, ... There are all sorts of scenarios that could change your tax situation on both the federal and state level, making it difficult to calculate how much you would owe up front.

What it really boils down to is our tax codes suck, and too many rich folk are keen on keeping it that way.
This is what PrintNightmare did?

You no longer need "printer drivers", they're supposed to be automatically downloaded, installed and ran in a sandbox. You never need any "new drivers". The system will support any printer.

Except the "sandbox" was pretty weak and full of holes.
> This is a categorically false premise. The kind of statement that only makes sense when you're in a deep bubble and entirely removed from the average person's use of the internet

Not entirely false, I would say. I see more and more non-techies getting tired with their search results, instinctly expecting to see a variety of poorly-formatted, extremely poorly-written, ad-ridden sites.

I believe more and more people will wake as Google pushes the boundaries of good sense. This will lead to a decrease in qualified traffic, but that won't demotivate Google -- anyone who already ran ads targeting a niche public knows that Google will burn your monthly budget, and they won't hesitate to override your parameters to make that happen.
China doesn't have the ambition to become the hegemon, this is a exclusively american neocon disease. The Chinese are instead interested in a multi-polar world, and let me tell you, there is a lot of countries out there that are also tired of American Hegemony and would welcome a change in a multi-polar direction.
So far for me it's been nice not having to spend one second mucking with Python (which is slow, and can be complex managing venvs etc), but the Modelfile is what's started to pique my interest. Bundling up metadata about prompts, parameters, models and hopefully later embeddings, LoRas, etc seems really promising. (Considering most people are just sharing prompts around atm)

I added a PR that supports dynamic command output injection, among other interesting things: https://github.com/jmorganca/ollama/pull/132. So you can imagine taking the output of, say, top and having the LLM parse it into useful information for you. Or having a chat session where you roll a d20 between each user interaction to determine their luck. Then being able to share that around to other people generically.

I'm also hoping at some point this project or a similar one will enable easy passing of full blown pipelines/chains of stuff around, as well as a ChatGPT style conversation sync and sharing tool.
> Open source is equivalent to free software in everything but definition

Is this a typo?
By definition in formal economic theory, capitalism is rewarding people for saving/investing instead of spending all their money.

By definition in formal economic theory, the free market is a bunch of companies competing against each other.

By definition in formal economic theory, fascism is government regulation of companies to promote political agendas.

All of these definitions get skurvy, elided and re-purposed for propaganda, but when talking about economics, correct and accurate usage is often helpful.

Still not clear how this is an appropriate topic for Hacker News for startups?
Blockbusting has historically been DaaS and it's happening at a huge scale in all American cities using the homeless simultaneously as cash cows for elites to skim grant money and donations and to lower real estate property prices for elites to buy up properties cheap.
The page does actually say they want to see intermediate results “so we can validate your work.” (Edit that quote has been removed now.)

But there’s no promise that they will. The photo feature may be more of an automated speed bump, a way to reduce silly answers and pixel spam, and let people self-select, than an active human moderation tool. Moderating is boring and expensive in time and/or money, why would anyone actually sift through thousands of hand-written pages of arithmetic?
https://kbin.world
It's actually pretty rare how successful and long-lasting JPEG has been when you think about it. Relatively simple, elegant compression, but still quite sufficient.

(Having said that I do wish for JPEG XL to become a true successor)
TL;DR: It's asking ChatGPT to format response according to a schema.
You mentioned wanting to use dual-monitors.
MacBook Air only supports one external monitor.

https://www.apple.com/macbook-air-13-and-15-m2/specs/
If you can’t prove things are impossible, then technically anything is possible.
Lit: Simple, fast web components
I thought Check 21 (enacted back in 2003) was supposed to eliminate that, allowing digital check images to substitute for physical copies during the clearing process. My understanding was banks (or even sometimes merchants) just scan in the paper checks on receipt these days and process everything electronically.

https://en.wikipedia.org/wiki/Check_21_Act
Researchers analyzed a 300,000 year old double-pointed throwing stick found in Germany, which had been carved, seasoned, and sanded prior to use.
> JPEG2000 had nothing of that...

That’s not true. JPEG 200 had substantially smaller file sizes and better progressive decoding – something like responsive images could have just been an attribute telling your browser how many bytes to request for a given resolution. It also had numerous technical benefits for certain types of images - one codec could handle bitonal images more efficiently than GIF, lossless compressed better than TIFF, effortlessly handle colorspaces and bit depths we’re just starting to use on the web, etc.

What doomed it was clumsy attempts to extract as much license revenue as possible. The companies behind it assumed adoption was inevitable so everything was expensive - pay thousands for the spec, commercial codecs charged pretty high rates, etc. and everyone was so busy pfaffing around with that that they forgot to work on things like interoperability or performance until the 2010s. Faced with paying money to deal with that, most people didn’t and the market moved on with only a few exceptions like certain medical imaging or archival image applications. In the early 2000s the cost of storage and disk/network bandwidth meant you could maybe try to see the numbers as plausibly break-even but over time that faded while the hassle of dealing with the format did not.
There aren't that many NASA scientists btw and they mostly are drafting requirements for the private sector scientists to actually do.
You posted this already -- https://news.ycombinator.com/item?id=36775263
Something something privacy
Ask HN: Anyone got a YC AI batch interview offer/rejection yet?
You are speaking as if truth wasn't a thing...

Also, there's nothing Ukraine could have done that would have made Russia's actions justified.

Finally, when you follow the Russian statements for a while, you notice that they are self-contradictory. This lets you disregard their arguments as pure lies - the truth is not self-contradictory.
Is the eventual end-game that I can send money from my account at Bank A, to a friend's account at Bank B to split a check at dinner without using a third party like Venmo?
I think these docs were just published.
https://archive.is/j66Tw
I believe that at first it was a game for him. Eventually he got tired of running, and this may have been a way of taunting his pursuers and forcing an end-game situation that he overestimated his chances against.

He was not prepared for four years of solitary and unconstitutional delaying of his trial. He did not ultimately have a game plan for what to do if his opponent cheated.

If the government had acted justly (that is, according to their own laws) he would have been found innocent and walked at his trial. However, the prosecutors lied, they cheated, corrupted the system they claimed to protect, and that was it. Game over, no redos.
Then we created Department of Homeland Security ...
Any update ?
Exploring the impact of tattoo visibility on crowdfunding performance
While it's a thought-provoking short story, it's somewhat orthogonal to this article.
I disagree. It's very good. Far above average. But there's still a decent number of times I find missing details.

If we're talking the best then it has to compete with Qt, Rust, MSDN, cppreference, all of which I would say are better. Definitely in the top 10 though.
I actually think it referencing JPEG is smart as it's immediately recognizable even by regular users as "image" and positions the format as a successor.
I don't think we've collectively figured out how to describe what "weights openly available" means, so open-source is probably a reasonable descriptor.
Because you could have gotten married, been blinded, and started a business grossing $900k but only netting $100k a year and they would know none of that outside of a couple of 1099s.
What they did for you though is look at your return, and saw you didn't declare investment income that they knew about from a 1099.
Ask HN: What’s the Future of LLM Apps?
Here’s a possible use I foresee:

The LLM app that wins will go beyond the chat interface. It may start as a text prompt but it will build its own interface to meet the needs of the user.

So if you need to shop for a car it build an interface that pulls car data from relevant sites/api’s and displays it in a useful way. It’ll create a way to buy or contact the seller. It will be able to answer any questions you have. Etc.

Imagine an app that can morph into any app you may need.

That’s the future of LLMs.