skysight-inc/HackerNews huggingface dataset:
They might be thinking of whole life vs term life policies.

Whole life policies are basically investment vehicles that are an attractive asset class to a specific segment of the population because of tax reasons.

For those unaware term life pays out if you die within a certain time period. There's a chance that they won't pay out - you're pooling your risk of dying along with that of other people because statistically you're not all likely to die. So the premiums you pay in go to pay out someone who does in fact die.

For whole life the policy is for well your whole life - so the payout rate is 100% because everyone dies eventually. People take out whole life policies which they pay premiums into and those policies accumulate value allowing them to take out loans against the value of the policy. And because of a tax loophole in the United States this allows you to avoid paying taxes on the (what is essentially) investment dividends.

When I worked in the industry the cut off for term life at almost every carrier was 65 years old, though I vaguely remember people introducing policies for 70 year olds which might be a false memory.

Whole life can obviously be sold no matter how old you are. A 103 year old could probably find a carrier willing to issue them a whole life policy for the right price.
If you use VPN then you need to ensure that DNS traffic goes via VPN too of course. Not using ISP DNS is not enough in this case.
Something like the Flecs ECS (https://www.flecs.dev/flecs/) which makes Rust's Bevy team jealous makes extensive use of C's "useless macros".
"These mysterious cosmic structures at the heart of nearly every galaxy consume light and matter and are impossible to glimpse with traditional telescopes. But now, for the first time, astrophysicists have gathered knowledge directly from these titans, in the form of gravitational waves that ripple through space and time. What they learned suggests that the population of massive black hole pairs that are merging numbers in the hundreds of thousands -- perhaps even millions.

The gravitational waves from these mergers are all contributing to an underlying background hum of the universe that researchers can detect from Earth. The findings, from a collaboration of more than 100 scientists, help confirm what will one day happen to the supermassive black hole at our galaxy's center, known as Sagittarius A, as it crashes into the black hole at the heart of the Andromeda galaxy. "The Milky Way galaxy is on a collision course with the Andromeda galaxy, and in about 4.5 billion years, the two galaxies are set to merge," said Joseph Simon, a University of Colorado, Boulder, astrophysicist and a member of the North American Nanohertz Observatory for Gravitational Waves, or Nanograv, which helped lead the new work with support from the National Science Foundation.

That merger, he said, will eventually result in the black hole at the center of Andromeda and Sagittarius A sinking into the center of the newly combined galaxy and forming what is known as a binary system. The results were announced in a series of papers published Wednesday in the Astrophysical Journal Letters. "Before now, we didn't even know if supermassive black holes merged, and now we have evidence that hundreds of thousands of them are merging," said Chiara Mingarelli, a Yale University astrophysicist and a member of Nanograv. The new work could answer questions such as how these black holes grow, and how often their host galaxies merge, the researchers said.
"
Dents? Baseball and softball size hail will total a car.
MS farms pay overdue wages for favoring immigrants over local Black workers
I'm curious what the amplitude of these waves are: what's the (order of magnitude) change in the distance to a 1000 light year distant pulsar, as the gravitational wave passes through?

Edit:
Being told by @Dr_CMingarelli on twitter that it's 10 meters pr lightyear.
Well, the mild acidity is bad for your teeth. Other than that there doesn't seem to be much that stands out as an issue, at least from what we know so far.
I’m not sure I understand your MIT point. So what are the numbers today? Where’s the gap?

In my example Native Americans are expected to thrive in a college environment that promotes binge drinking despite having equal distribution of IQs. That’s arguably unfair to them and isn't solved by tweaking the input distribution by identifiable racial characteristics. Rather, it’s an unfortunate adversity that needs to be overcome (ideally with awareness, empathy, and support of other people even those who do not have to face that adversity).
Why would publishers allow you to crawl their sites if you're not sending them any traffic?

The big publishers certainly won't let you do that as they are selling their data to Google, Microsoft, Facebook and whoever else has the money to train a fully fledged LLM, which is certainly not everyone.
India had a caste system for a long time. The lower castes were relegated to menial jobs while upper classes enjoyed ruling. After India got independence in 1947, a new legislation was passed with 20% seats given to the lower castes. Soon, people demanding more and more seats, A classic case of vocal minority.

Now, In 2022, almost 70% of all seats reserved for the "lower" castes with a small population. The rest population competes for 30% of seats.

If someone tries to reduce the amount of quota: Riots happens, ministers are dethroned, shot etc. Nobody even touches this issue anymore.

The result is that the top brass of the skilled population have built up a deep resentment. The moment they start earning well, they leave the country and surrender their citizenship without hesitation.

This leads to a feedback loop where the general population is taxed more and more to cover the revenue gap of HNI (High Networth Individuals) leaving. And then more population with the ability to leave , leaves.

1. https://www.shiksha.com/engineering/articles/jee-main-reserv...

2. https://en.wikipedia.org/wiki/Reservation_in_India

3. https://www.forbesindia.com/media/images/2023/Jun/img_210405...
The Huge Power and Potential Danger of AI-Generated Code
I agree. I made a little code formatter for aligning variable assignments on adjacent lines and used chatgpt for a lot of help with the regex
> AIs are an obscene boost to what individuals can do.

Depends what the individual is trying to do. Making memes? Blog spam? Sure. But for non-trivial content I haven’t seen an example that was compelling.
> I’d be interested in hearing the argument that Germany was the good guy in World War Two.

I didn't say they were good, but I am not sure if they were much worse than soviets and chinese, who received all benefits of winners and were considered as good guys right after ww2.
Yeah, but if that was the case, and he REALLY wanted to make sure we got off this rock, he could use his hundreds of billions to pursue that goal, not spend tens of billions on fucking Twitter and then run it into the ground.

He'd be off giving massive donations to every major STEM program in the country and letting the engineers do engineering work. Instead, he bought a social media platform and spends his time (illegally) firing people who don't want to "grind" and sharing stupid memes and dumb ideas as if he's a 14-year-old edgelord discovering internet anonymity for the first time.
There was resistance inside the EU, mainly from Germany that have large chemical companies. REACH is in force in the EU and other countries are following along.

> A number of countries outside of the European Union have started to implement REACH regulations or are in the process of adopting such a regulatory framework to approach a more globalized system of chemicals registration under the Globally Harmonized System of Classification and Labelling of Chemicals (GHS).[16] Balkan countries such as Croatia and Serbia are in the process of adopting the EU REACH system under the auspices of the EU IPA programme. Switzerland has moved towards implementation of REACH through partial revision of the Swiss Chemical Ordinance on February 1, 2009. The new Chemicals Management Regulation in Turkey is paving the way for the planned adoption of REACH in 2013. China has moved towards a more efficient and coherent system for the control of chemicals in compliance with GHS.
In the UK, the government announced a "UK REACH" that the UK's Chemical Industry Association described as a "hugely expensive duplication" of the EU's safety data.[17] The new regulations were to be enforced from October 2021 but deferred to October 2023, and then to October 2025. Following industry representations, the responsible Minister announced "that officials would now explore 'a new model' for UK REACH registrations that would look to 'reduce the need for replicating EU Reach data packages'".[17] In March 2021, a group of more than 20 leading UK organisations, including the CHEM Trust and Breast Cancer UK, "rejected industry proposals to streamline UK Reach as a 'major weakening' of the envisaged post-Brexit regime".[17]
AeroFarms filed for bankruptcy in early June, citing “significant industry and capital market headwinds.” Rosenberg stepped down as CEO. And the entire vertical farm boom has busted, with venture funding for the sector plunging 91 percent over the last year. Pioneers such as Orlando-based Kalera, Pittsburgh-based Fifth Season, Brooklyn-based Upward Farms, and Netherlands-based Future Crops and Glowfarms have gone bankrupt or shut down. Berlin-based Infarm, another industry leader, just laid off 500 workers, more than half its workforce.

It’s not yet clear whether vertical farming is an overhyped, premature, expensive business model that can still help change the world someday, or whether it’s just a dumb and impractical idea. Its biggest immediate problem is that it’s a ludicrous energy hog, because even though LEDs are way cheaper than they used to be, they’re way more expensive than sunlight.
The elite schools are cartels of opportunity that feed themselves a self-affirming diet of the smartest people to maintain their place. It’s a diversion to look at your race versus somebody else’s race. That’s only a small fraction of the admission. A fraction of the best and brightest across races will gain admission, but the rest are usually the elites. These people pay for college out-of-pocket but the colleges themselves don’t actually need tuition to function, their endowments are well-funded by the same families ahead of time to maintain the business talent conduit.

So what does the elite institution actually do? It largely feeds the smartest to lower business ranks to allow elites to better their portfolios. You are smart when you get out to Harvard and you’ll still be smart when you leave. A great school would change low performers into high performers, but that’s not what Harvard does, it looks for those who will already do well after Harvard. Note that with the business focus on DEI, elites need DEI in their portfolio, but nepotism comes first. DEI is a worthy cause to address structural inequities, but it’s now also a business scorecard.

A meritocracy would eliminate the legacy admissions and make admissions not only need-blind but also PII blind. Some elite universities have done need-blind, but this is only sustained by their endowment which is predicated on admitting the less qualified legacies. A meritocracy like this is only possible if the endowment is self sustaining or the college is a public institution. But is meritocracy what we want? Should we focus the most energy on advantaging the already gifted?

It’s notable that in other areas of the world, public institutions provide the best education. Here society is less stratified and college is for learning more than networking. What is needed for the same in the US is a change in perception about our elite schools.
I have to agree reviews work very well. But it distresses me that, knowing the absolute tsunami of garbage that awaits us without it, we are SO laissez faire when it comes to protecting that system. We allow companies to game reviews with kick backs, we lets spammers in posting fake reviews. This is currently our one wall of defense and cracks in it should terrify us.
Probably, lights and a good camera.

The goal is just to run on the blue, so that they are not pressured to finish their testing earlier. I can't imagine there isn't enough to film at that depth so that they can't find people willing to pay for the operational costs.
These are all statistical measures. For any one individual may not see the benefits of these privileges. Grouping everybody into their race and statistics will tell you there is variation. That's unavoidable.

There are thousands of homeless white men in my city. Maybe police interactions might be calmer for them, but what does it matter for somebody whose life is sliding downhill often by their own addictions?

This is why the focus on race seems like such a distraction to me. We could be helping the poor when we're still too busy discussing race and ethnicity.
> There’s legitimate reasons to favor sellers that use your own logistics. Hard to see that as anti-competitive.

Whether or not there are also “legitimate reasons”, its not hard at all to see favoritism on a platform with market dominance conditioned on use of another service as leveraging dominance in one market to gain control of another.
What I understand from the page is that the Second Edition of the book will reside in the page when it is released (the reason why it says it is a "placeholder").
>LineageOS ships with their own version of Dialer/Messages anyway.

They use slightly modified AOSP versions. This isn't the first time a major AOSP app was dropped, the biggest was the built-in email client like 4 major Android releases ago. Also the calendar app was replaced by Etar a few releases ago (can't remember if AOSP's calendar was deprecated or just a piece of shit).
>it is probably not worth putting a time limit on suffering

I'm not a historian, but if you believe this, how do you propose to make things right for all the suffering of the past? You would need to examine history for winners and losers, every battle and atrocity and societal structure, and then assign blame to modern people who look like the bad guys, and victimhood to modern people who look like the victims. How do you deal with the (probably very common) case when a group of people that looks one way has been both oppressor and victim? How do you deal with issues like pedophilia, incest, or domestic violence, or torture, all of which have had very different moral weight historically?

To me, that's the tragedy of this ideology. The problem isn't the desire for making past wrongs right - that's a very good urge, and one I share. It's that the method for making past wrongs right is based on a very simplistic reading of history and a simplistic, and deeply unfair, idea that you can assign blame and victimhood based on similarity of appearance. There ARE cases when you can address great wrongs, but there is a kind of natural "statute of limitations" where it becomes actually impossible to do anything. Should the Jews still be angry with Egyptians? Or does the Israeli treatment of Palestinians wipe that debt out? What about the Jews who weren't involved? What about the blood libel, the assertion that Jews killed Jesus (nevermind that he was a Jew), and so it is right to hold all modern Jews responsible? What about all the tribal massacres in Africa, where the victims and oppressors a) look exactly the same, and b) would do exactly the same thing if their positions were reversed? How do you deal with the Aztecs, who were slaughtered by Europeans, but who themselves did human sacrafice and slavery, and who eventually interbred with the Europeans? Same for the Russians and Mongolians. (There are probably a hundred other examples of this - Vikings and the Anglo Saxons? The French and the Celts? Etc).

What we can do, we should do. Japanese internment at Manzinar was wrong, and they deserved all the reparations and apologies they (eventually) got, and more. Harvey Weinstien's female victims deserved to see him in prison (at least). Black neighborhoods deserve to have freeways rerouted to not split them and make them terrible, and money to rebuild. But do all white people deserve to be hated, and to hate themselves, because they look like a group of wrongdoers? No. Heck, some of them are recent immigrants. Ditto for black people. And the whole idea we can assign blame based on a person's appearance is a CORE racist belief, and yet now the zeitgeist holds that if you don't do it, you're the racist. The world is upside down, and this ideology is utterly unjust. In my view, it's not anti-racist, it's a new racism that doesn't seek to end racism, but rather to turn the tables and swap the roles of victim and oppressor. This will not, cannot, end well, and it's not the world I want for myself or my children, and I don't think it's the world any right-thinking person wants.
> Perhaps universities can (are?) getting involved in that. But until we do a better job as a country/society funding these programs for all, then disparities will persist.

This is actually something I was thinking about reading through these comments. These universities should focus on "giving back" type programs, I think. Something like sending their professors to underprivileged schools to speak to or involve themselves in students lives. Mentorship programs that start much earlier in a child's life could make a massive difference.

The problem with programs like that is they don't provide tangible results fast enough for administrator and politicians to justify themselves.
Better than BASH? Mostly. Better than Python, subjective as you would have to use them both yourself. I lean towards Perl as I like sigils to denote things. I have nothing against Python though. Both are typically installed as a default now. I have never used nodejs for sys admin work.
Mullvad. Now IVPN.

Those were considered to be the best providers.

RARGB died.

Cake died.

Something is up. And it seems “think of the children" is as effective as ever.
Has the FTC outlined what Amazon is actually doing in "rewarding" or "penalizing" 3p merchants? I see a reference to Amazon's "algorithm". Hazarding a guess, it would have to be either category listings or search results? Is there something else?

If so, this is some weak-sauce when it comes to anti-competitive behavior.
You'd gain nothing, they can already see it with their eyeballs, and they don't require anything else like faster response or a different viewpoint. You'd lose in terms of putting another hole in the aircraft and maintaining another system, and you'd still need the manual procedure in case the camera didn't work.
Yeah, I am also deeply indifferent to these things, even if a part of me says "cool".

We have largely solved programming-in-the-small. Making it a little bit better is not horrible, but just doesn't move the needle much if at all. And you have to consider whether the costs are worth it.

I do think that focusing on these things detracts from the bigger problems we need to solve.
> not want to evaluate candidates based on real conversations

The problem is bias. Study after study has shown that those "casual chat" interviews are worse than useless at measuring anything at all.

Kahneman's book, Noise, has entire chapters on this problem. The only solution that empirically seems to work are a) interview panels and b) pre-defined standard rubrics with clear evaluation criteria.

Defining those rubrics is hard and the results aren't perfect. But when done well, you can get up to about a 70% correlation with on-the-job performance. Nobody is known to have achieved better.
A lot of AI generated images retain the watermark of the copyright image it was trained on. If you sell something with that image with no agreement from the rights holder it is not fair use.

It is completely reasonable for Valve to forbid this until it is sorted out. Keep mind they are a company of IP creators, creating a marketplace for IP creators. The whole reason Steam was created was to establish a DRM that fought the piracy of Half Life. I am on the side of Valve in this.
By international maritime law, any ship at sea is required to assist in search and rescue, if they can do so safely and there is a chance of saving lives. That doesn't mean everyone is required to send expensive assets for deep sea recovery of debris and remains, but for that time that there seemed like there was a chance, however remote, that the submersible might be bobbing on the surface with no way to open the hatch, there was a real legal obligation to search if possible.
That's the wrong path, soon Internet for 90%++ will be mixed with AI.
Btw - What if I write my game using Chat-GPT?
As you can see from the post, we did that. :)
Do I have any sources that systemic racism is real?

I mean, there's a large body of evidence (I personally like the economics methodology of this study, which has been repeated many times: https://www.shrm.org/hr-today/news/hr-magazine/pages/0203hrn...).

But just like many will never be convinced that vaccines are safe and the earth is round, many will never be convinced that racism in the US is real, I suppose.
It will trend towards the major opinion as it gets closer to 10yrs. They haven’t been around long enough.
The reason often given is that most poor people are white
Content marketing for Windmill. Just keep that motivation in mind when reading this blog post.
I was mainly meaning, working for a company that already provides some kind of tooling. :-)
I think it doesn't hurt to use it a little bit to know _how_ to use it and say "ChatGPT" on the resume, but as of right now, I don't think not knowing it is a threat to your career. I actually think having strong programming fundamentals will be even more of an advantage as consumption of AI proliferates.
Until premiums skyrocket and insurance companies decide it’s better to not cover it.
A tensor is a mathematical object that has a lot of uses beyond general relativity, of course. It's a little tricky to visualize (I think there are good YouTube videos) but tensors can be thought of as multidimensional arrays, and also the whole tensor algebra can be done in terms of multidimensional array operations.

So reasoning about a neural network weights and operations in terms of tensors makes sense and I guess that's what the name Tensorflow comes from.
> Just decide on household income

Why not just decide on a test scores? Or just grades? Or just sports? Because there is no silver bullet measurement for "how deserving is this kid?"

I'd venture to guess that if you asked 50 people how to measure someone's worth with regard to some goal you'd get 50 different answers.
The standard library has type hints in the "typeshed" github repo. Please do not submit PRs to cpython to add type hints (I made this error before too:))
A gig landlord
The illusion is the impression that something moves faster than light.

'distances' arent literally 'expanding' -- this metaphor of expansion describes a shift in the matter distribution of the universe over time which seems like an expansion of an underlying substance 'space'.

This is the illusion. The metric is just that matter distribution. And the fact of its changing we call 'expansion'.

This metaphorical, substantival language, creates a lay impression that some physical object moves faster than light.
Microsoft wants to leverage LLMs to expand their influence in the software development market. For them, Copilot is both revenue source and a moat, so it behooves them to claim that these models don't constitute copyright infringement. But there's no business benefit to Valve in allowing AI-generated art assets on Steam, and a small (though nonzero) amount of risk.
As long as you just use it for generating the code and not the assets, Valve doesn’t seem to care.
A man who jumps onto a pile of bubble wrap, but each time he does this a few more of the bubbles pop.

(The submarine got weaker each time they used it.)
Living in Kansas - hail is extremely localized. A mile or two (or sometimes much less) away from large hail can be no hail or only tiny pebbles.