skysight-inc/HackerNews huggingface dataset:
SVB had some idiosyncrasies with its customer base that most banks don't, so I understand why it failed.

I didn't think First Republic was big in the startup space, so I'm curious what got them. I know they hold a lot of mortgages on their own books, but other than that, was it just another bank run? Was it exasperated by their customer base becoming very aware of FDIC limits and the potential of failures because SVB was in the same region? The median Fifth Third customer doesn't have $250k, and sees all of this as "rich silicon valley problems."
As far as I know, the GNSS (GPS, GLONASS, etc) satellites needed to have more of Earth visible at all times, so they are farther away. Not an expert, just very interested.
I took a screenshot of the default view on my web browser. The satellites appear to be around 100km in diameter, but they are in reality 7m wide, so they are 14,000x larger on the map than in reality. The entire constellation would fit within 0.2% of one of the white dots as they appear in the map.

Then you need to remember that the space is 3D, unlike road surfaces (ignoring bridges etc.)
It was in this sector. It’s now lost in this sector.
New DeepFloyd generative model excels at text reconstruction
Show HN: Roast or Toast – Social Feedback Web App
Hi everyone!

I'm a Product Designer who's currently learning how to code and building Roast or Toast (https://roastortoast.me). The subreddits, r/RoastMe and r/ToastMe, inspired the idea. It's a social feedback web app that's in the early-MVP phase. How I would describe it would be, (what I'm currently using for the metadata description):

"Roast or Toast is a place where users can share their content and get feedback. Content can be in the form of a copy of text, an image, or a website link."

Here's the current features that are available to use:
- Login / Signup with Google & Email (passwordless)
- Create a text, image, or link post with a 'Roast Me' or 'Toast Me' tag
- Comment and provide feedback to posts with 'Roast' or 'Toast' tag option
- Can like or delete, both comments and posts

I'm looking for any and all feedback. Does the flow of creating a post and commenting make sense? Also wondering whether it's something you would consider using for your content.

Some background information about the build. It uses React/Next.js, Tailwind CSS, Typescript, and Firebase for the backend. I recently partnered with an engineer to help fix bugs and improve the backend of the product.

Any feedback, suggestion, or comment would be helpful in helping me prioritize features and time. You can either leave a comment below, DM me on discord—Ailuropoda#2207. Also if you're an engineer and interested in contributing, feel free to DM me on discord.

Thank you for taking the time to read this post!
Comments of that nature will continue so long as there are people who don't understand how language models work (or choose to misrepresent them).
Automatic copy-trading for Robinhood, Ameritrade, Webull
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So a Delivery Man in real life :D

In the movie, it’s not so bad after all.
As a founder building in the audit tech space the wall of inertia is starting to crumble quickly and the will of the industry to embrace it is already happening. Baby steps are over and customers are starting to take bigger steps than expected. Hype is large right now and the trough of disillusionment awaits but as we exit that trough practical supervised machine learning will be there first for its explainability but that will cede over time as the right types of data are better curated and the friction to get it drops. This post isn’t wrong that the role of an auditor will adapt and their expert knowledge better utilized for it. One thing I will say is never underestimate the intelligence of your auditors. Very smart bunch that learns how to maneuver a plethora of internal and external regulations that constrain their full abilities
(The example values should be in percentages, can't edit anymore)
They are free public APIs the same way your misconfigured S3 bucket of dick pics is a free public porn site.

When you're so loose with words, it's impossible to even have a discussion.
Connecting with Scott Base in Antarctica now easier after Starlink installed
No, that's what used to happen, pre-SVB.

It has now been established as precedent that if depositors of "regional" (or "systemic") banks have enough clout/create enough panic, they can get infinite protection.
We will see if FR depositors' money over the FDIC limit is made whole.

If that happens with FR, then Congress should legislate to raise or index-link FDIC limits, for everyone. (If not, we have moral hazard for both depositors and well-managed banks; and also smaller banks have to compete at an ever-increasing disadvantage.)
Calling caring "unempathtic" is clearly newspeak.

Also, whenever you see only a "both sides" then that's the MSM circus.
Comes in handy for me on my Macbook.
My argument is that you are not alone: people in the industry don't have much else to go on either.

Marketing performance is an incredibly confoundable variable.

For example, I have heard one commercial at least 5 times in the last week: advertising open positions at McDonald's. Part of that very commercial stated that, "1 in 8 people have worked at a McDonald's." I am literally one of those people! How could anyone possibly measure the effectiveness of that commercial? Is it even meant to be effective at all?

The overwhelming majority of advertising I see is from "household name brands". The notion I have heard is that the goal is not to introduce themselves to new customers, or even drive more traffic to their brand: it's to keep their status as a "household name". Do they do this because it is effective, or because they are simply big enough to afford it?
The article (and author’s referenced tweets) center on private field access failures with Proxy, but (and) the same problems arise if you override subclass members which defer to their super for private access. This is something that works perfectly fine with the `private` keyword semantics in TypeScript which predate runtime private class members. I agree that the actual runtime behavior is harmful, and I will only use it very carefully with very skeptical consideration of whether there’s any value in using it.

Fortunately symbols provide exactly the same runtime encapsulation semantics with none of the footguns. It’s a little bit more ceremony, but you can achieve everything a private class field would accomplish by using singleton symbols as long as you don’t export them or otherwise expose them to a consuming scope.
Great article. The network is the computer is literally true in this case!
While possible, the major problem is cost of compliance with residential building codes as they differ greatly from commercial ones.

People have rented industrial areas to use as commercial and residential habitation, but fire/code inspectors usual find out and shut it down.
I knew I was forgetting one, thanks for reminding me about .edu.
If you watch an old Saturn V launch video, they have the same slowness at liftoff. Really gives a sense of of how gigantic the thing is. You've stuck rockets onto the bottom of a skyscraper and are trying to loft it into the air.
I never realized how many of these buggers there are. It's just impressive of how much a quasi-disposable-commodity small satellites these are.

What is the data source?
It's also completely meaningless even if the conversion was right. They're comparing the average ocean surface temperature off the east coast of North America to just "the average temperature between 1981 and 2011." The average temperature of what and where? The ocean? Water surface? Air? Globally? Off the coast of North America?

Then a few paragraphs later:

But that doesn't account for the average global ocean surface temperature rising by 0.9°C from preindustrial levels, with 0.6°C taking place in the last four decades.

I can't even. They went from 14 to 0.6 in the span of two sentences.
I've lived in Paris for 15 years. I don't quite know what this person's experience been here but my quality of life has definitely gone up in the last 5 years or so with the rise of the cycling population. This isn't solely due to Hidalgo's work creating more lanes; the inception of Lime and other such electric scooter companies, and the uptake of electric bikes (particularly with the city's public cycling company 'Velib') has made the whole experience quite frictionless. I will admit that car commutes have definitely become slower - notably due to the closing of the 'quais de Seine'. That being said, the city hasn't really slowed down and I now get to the the beautiful sites of the city on the daily, a minor tradeoff for the couple minutes extra in commute time.
Yyyyyeah, classes in js are pretty bad full stop. For instance, passing a method as an argument will do awful things unless you bind it to a this first. Gross.

Still, it's interesting to me that Proxy is more valuable to author than private member variables. Curious about some common use cases.
Vermont Creamery definitely makes the best US butter I’ve tried. And their cheeses are amazing, too!

(For international, I might still give the win to Échiré.)
Yes, You already can. And also with your data.

Give it shot (Windows/Linux/Mac installer):

https://gpt4all.io/index.html

Local version running in your browser (if you have webgpu)

https://mlc.ai/web-llm/

Transformers in browsers running localy (no gpu required)

https://xenova.github.io/transformers.js/

Exciting times
Wow, I've called them out for this myself many times among friends. Guess I'm not crazy.

Fwiw -- there is some good content on Udemy, at least relevant to my interests. All depends on the creator. But the reference prices and constant 'sales' were a shady tactic.
Even if building hippie commune flats, that ain't gonna work because of economics.

If it were economical, building owners would already be doing this.
So is it disrespectful to want to gift someone a meal? I don’t understand why it has to be so black and white.

Also the consent thing really sounds weird. Do you honestly go around making value judgements about when people did or did not seek your consent to this level of granularity? Why?

Again I think if the first place you go to when offered a free, meaningful and well intended gift is consent, you internally have an issue that you need to handle.
a bit sad, funny for me though because I recently found myself using their mouse all the time after a decade+ of mac laptops built-in trackpads. Got really sick of accidentally swiping the huge enormous trackpad all the time, and a good ol microsoft mouse just feels better.
Customer support people already basically follow flowcharts dictated by software.

AI would theoretically be the same thing, except there would never be a waiting list.
SpaceX have sought approval for 12,000 satellites, with a possible extension to 42,000. Right now they have less than 4,000. I think they have substantially fewer satellites than they believe they require, and the service is probably doomed in the long run if they can't get Starship flying.
I don’t know their specific economics but typically the money-into-sociopaths funnel isn’t through the charity program itself, but through the administration. Eg 30% of funds goes to admins, 30% to marketing and fundraising, 20% to overhead, 20% to the actual stated program kind of thing
NORAD publishes orbit element data for everything launched.

https://www.google.com/search?q=norad%20tle&ie=utf-8&oe=utf-...
Proxy is commonly used to wrap reactive object values, which is the use case the author identified as an issue.
This sounds interesting, but for the life of me I can't figure out what your project actually is.
A Brief History of Secret Communication Methods
Scientists have demonstrated nanowire networks can exhibit both short- and long-term memory like the human brain.
> There is a reason we don't want billionaires to feel safe with their assets sitting places...

Between inflation and income taxes, you don't need to worry about this. I literally can't remember the last time banks paid enough interest to beat inflation and cover 37% income tax (almost 50% if you're in CA).
And all the way up
It isn't just the MBA types.

"Only the paranoid survive" applied fractally at all levels in Intel. This meant that there were very few "anointed successors" as people who had specialized knowledge regarded not sharing it as a survival technique.

This meant that as the technical people who built things got old and retired a lot of institutional knowledge simply walked out the door.

Technical excellence rests on training and sharing. Intel was the exact anathema of that.
I've shot down every source you've cited. If we're just going to argue about what should be done next, I'm happy to go with opinions and thought experiments. If you want to do something different, do something different.

Here is a link for you to rebut any one-study approach though, because I'm sure someone in the peanut gallery is thinking of doing that: https://slatestarcodex.com/2014/12/12/beware-the-man-of-one-...

By happy coincidence, the evidence in that article is a similar field to unionisation.
https://en.wikipedia.org/wiki/Glass–Steagall:_Aftermath_of_r...
Centralization of the biggest email providers.

This is why we don't see normal users (non techies) themselves self-hosting their own email servers to send a email, even though the option is there.

Even if they did, the biggest email providers deal with the spam problem better than self-hosted individuals, hence why it isn't a problem for users signing up to Gmail.

Mastodon will naturally gear towards centralization once the larger instances open up their instances and add defaults, ruining the whole point of federation with the biggest instances being at risk of buyouts and takeovers offers.
Yes, I don't know if there is any key combination to type DEL. Ctrl just clears bit 6. ^S and ^Q are also problematic because of XON/XOFF. I did use ^G (BEEP!) in a password once.

edit ^H is also swallowed by the line editor of course.
How is that ironic?

This is HN . . .
Reminded me of this: https://sensebridge.net/projects/northpaw/. Saw this linked on HN somewhere back in 2012 or so.
Eventually you'll end up with something like Canada, with a "big five" banks.
This is similar to the issue with statistics around shark attacks. Sure, policing overall is pretty safe because 99.9% of the time you're not trying to arrest an armed and dangerous suspect. Sharks are safe too because 99.9+% of the time people aren't even in the ocean where they might encounter sharks.

But if it's your job to go out into the ocean and interact with sharks face-to-face, those encounters are way more dangerous than the general statistics would have us believe. Same goes for police when they have to deal with an active shooter situation. That's what I mean by "extremely dangerous". Compared to Canada or most of Europe, the US has vastly more active shooter situations, and at least some of that can be attributed to the availability of firearms.
What do the traders get in return here?
>I told anyone who would listen we need 100% FDIC insurance for all normal bank accounts.

I'm not an accountant, but the fine print does say "Up to at least $250,000.00.", so FDIC insuring the entirety of savings like they did this time around isn't exactly unexpected. They kind of need to if the goal is to shore up the commons' trust in banking, anyway.

This all being said, it doesn't take a rocket scientist to understand it's a bad idea to keep all your eggs (savings) in one basket (savings account). If you're fortunate enough to have enough liquid funds that all of this is a significant concern, definitely consult an accountant about spreading those funds around to mitigate damage and not lose out if the FDIC decides covering the entirety of savings is not something they want to do on that particular day.
2008 happened and we collectively decided(?) this isn't the case. Don't expect anyone to care this time, either.
The New Gnostics The Internet today is full of strange quasi-faiths. (2022)
monthly fee
Same feeling, it's incredible such a poor article can be behind a paywall
GPT-7 will not replace all human jobs, though. Your original assertion is wrong. People will adapt, same as all the luddites did after denouncing the cotton gin. The progress of tech stops for no man, and assuming that "every job" will be replaced by AI is flat-out wrong. I will bet any amount of money over any term of time within my lifetime that every human job will not be taken by AI. As long as human society exists, we will establish labor classes and divide duties accordingly. You could argue that AI threatens society, but... how? It's done nothing thus far, fearmongering "alignment" issues signal a non-technical interest in problem solving. Unless you have a direct concern here, it sorta feels like you're bracing for Y2k24 here.
Everybody, everywhere, thinks it's easier or even 'better' to just keep cramming more things into the same eight pages on a site, instead of continuing to make more pages.

So everything becomes garbage and quickly.
Diesel engines play a huge role in our current life (food, goods, trash, you name it) and the current electric offerings are essentially a joke compared to what a diesel engine can do… but here’s hoping that by 2036 things are different.
Tangential to your comment, but I can’t help but imagine the end result will just be deeper levels of needless complexity.
Where to get cheap, high-quality cream, though...
Funny how butyric acid was actually named after butter, and is found in butter among other things, yet butter tastes wonderful and vomit is (literally) disgusting.
A computer can write, run and deploy code inside of itself. No remote desktop or SSHing required; no system gatekeeper telling you what code you can or can't run. Apple and Android fail these conditions.

Everything you are describing besides Affinity suite is remote software running on a dumb client. Not exactly the lofty visions of the future that these companies allude to in their marketing. 10 years after the first iPad, the current crop of commercials literally call it "not a computer".
>That's not denying some objective truth, because "specialness" isn't an objective thing that can be measured. It's, effectively, an opinion.

Well then let's talk about what I mean by "special".

If I gave you some art whether it's written, drawn or filmed and I asked you to tell me whether this "art" was created by a human and an AI, and you have trouble identifying the difference... then objectively speaking humans are no longer special. That is the definition I am using here.

There's no point in making up "opinions" and discussing those because they will always be different. Thus when communicating we are always talking about a shared reality. That includes the "term" special. I have defined what I mean by "special" here concretely so we can keep the conversation consistent rather then diverge onto branches according to our own personal definitions of "special".

>Humans don't have to be special in some grand sense to consider that problematic.

I never said it wasn't problematic. I said it was truth. The truth is the problem. Being honest and aware of reality is the intrinsic problem here. Being delusional is the cure.
I can't reply to Neonate's comment for some reason but that archive.ph link leads to an SSL error

EDIT: I got in. Not worth it. Incredibly lame piece.
Unless you've got a magic plan to snap your fingers and get vital infrastructure built overnight, I'd say they're going to be lucky if they can even hit this.

I'm glad to see things forcing the issue, but I suspect this is going to lead to very awkward/stupid/worse workarounds rather than serious adoption. If we're lucky the tech will continue to progress at a pace that makes this feasible, but if they don't support this with massive rail infrastructure (which, spoiler, they won't) then there's going to be serious logistics issues.
US in ‘Worst of Both Worlds’ with High Inflation, GDP Slowdown
The big problem with this one appears to be that it doesn’t load.
How old were you then? (i'm curious, because i was small, and the subset of news i saw was more focused on the strategy of outspending the soviet union, but that's at that time in the news, i mean.)
Good for her. Equity-focused democrats should be setting the example here.
If they didn't move so fast then the Great Filter would catch them.

#downvoteswelcomethestupidjokeisworthit
Pure fiction. SF's crime rate hasn't changed appreciably in 20 years (it went up and down twice, but it's back where it was).

It is safer than:

- Baltimore, MD

- New Orleans, LA

- Washington, DC

- Chicago, IL

- Dallas, TX

- Philadelphia, PA

- Houston, TX

and it goes on because 29 other major cities are more dangerous than SF.

So where is the outrage about those cities? Seems more like poverty shaming and anti-liberal bias against SF.

https://www.macrotrends.net/cities/us/ca/san-francisco/crime...

What's changed is people can work remotely and don't need to commute, so there's no primary purpose to reside or travel into a city anymore. And, besides, the main problem with SF is that housing there is too damn expensive because of all of the starry-eyed people who yearn to live there.
Yes you can. This is nonsense.

https://www.gesetze-im-internet.de/urhg/__44b.html
If you want to address the problems of politicians . . . find a way to:

1. pay them all FU money so they're not corruptible (I don't care how much. Maybe a trust fund for life.)

2. harshly, legally prohibit them from making any money from ever having been in office (the FU money is a cushion here)

And then . . . why limit their terms? If you have eliminated corruption, at least ostensibly, why limit terms?
If a lifetime price is under say $35, I’ll always pay it if I even kinda like the software — assuming something that’s anywhere from a few bucks a month to a few bucks a year. It’s not that much money to me and I don’t have to think about canceling a subscription in the future.

$50 is about the point where I won’t pay it if there’s a monthly/yearly option.

It’s not super logical but it is what it is.

I also know that lifetime doesn’t mean lifetime. APIs change, businesses change, shit happens. I do appreciate it when the developer does their best to give me something for that lifetime membership. But I don’t lose my mind and cry about being hoodwinked like so many people seem to do.

It’s spilt milk under the bridge and I’m happy to start paying a subscription if I have to for something I really like.
First republic had a lot of high net worth individuals. Similar to SVB their high bank balance made a percentage of them moving away very damaging and it looks like it accelerated.

With a regular bank, you would have much smaller accounts so a proportional number of accounts leaving Wells Fargo would have less of an effect.
none in particular, i'm just curious what the partial differential of corruption with respect to terms is, very vaguely said.
But since the simplest explanation is statistically the most likely, we all going to agree this was done by the US to damage Russia and force the EU to buy America’s LNG.
You've never gone through an acquisition or due diligence, have you?