skysight-inc/HackerNews huggingface dataset:
Mathematical Lies of Bank Balance Sheets
Tale of Three lies on the bank balance sheet:

Lie #1: The majority of assets on a bank's balance sheet are not reported at fair market value. Banks primarily have loans and debt securities as assets, which constitute 50-95% of their assets. Determining fair market value for loans is difficult due to their unique nature and lack of active trading.

Lie #2: Disclosed "fair market values" can be manipulated and often differ from true market values. Banks must disclose these values in financial statement footnotes, but they can still deviate from actual market values.

Lie #3: Off-balance sheet litigation liabilities are not properly accounted for. Companies don't have to record contingent liabilities (like potential litigation costs) on their balance sheets unless they are "probable" and "reasonably estimable." This can lead to underreporting of the actual expected value of such liabilities, causing investor frustration.
Teams is an entire web server written in an interpreted language compiled on the fly using a "Just in Time" optimiser (node.js + V8) -- coupled to a web browser that is basically an entire operating system.

You're not "starting Teams.exe", you are deploying a server and booting an operating system.

Seen in those terms, 9 seconds is actually pretty good.

Seen in more... sane terms, showing 1 KB of text after 9 seconds is about a billion CPU instructions needed per character.
Write efficient code which will use less power to run.
Bytedance is a Chinese company that is required by law to take direction from the CCP.
The CCP may find it useful to promote/suppress particular content regardless of the geographic location of the creator.
I've found myself asking questions that I felt too embarrassed to ask before to a coworker.
Windows 10 and 11 have been the single biggest factors pushing me onto Linux as a daily driver.

I currently dual boot my desktop, spending my time 50/50 between Linux and Windows.

Windows mainly for gaming, Linux for work (and some gaming). The biggest annoyance for me in Linux is that Chrome is a bit janky.

I am running Fedora with (as close as possible to vanilla) Gnome. I wish Chrome would just use GTK4 and integrate as seamlessly as Firefox does.

I use it with Wayland support and using the GTK theme option in the menu - but it's still a while away. Edge is better but it's still a bit odd.

Seeing the progress made in the Gnome project and Gnome 44 also being a great release - I have high hopes that my Linux desktop will be a better user experience than Windows or MacOS soon.
Holodeck.

You put the goggles on and ask for Einstein and a chalk board. Then you have a conversation.
I don't know the service offhand but, when it was removed from HBO, it was made available somewhere else. I'm fairly certain it's on a free service.
Even if you change the zoning of an area and drop rail or bus lines, it'll take a while for developers to fill in the density. Without the density, you're not going to build an effective network for the rail or bus and nobody will ride it. Even if developers want to fill the space in, it takes at least a couple years to build up the newly zoned area. This assumes that the federal government is offering funds for transit which at this moment is true.
Somewhat apropos:

"The future is a dead mall - Decentraland and the Metaverse"

https://youtu.be/EiZhdpLXZ8Q
Was that the point?

You were postulating that we already lived in a post scarcity society.

Now the goalposts have moved to require another breakthrough in AI that will have them solving the energy crisis across a period of decades or more.

If you can ask it to design these things tomorrow then why don't you?

10 years from now could be well too late to begin with any of this. 40 years is hard to even imagine with the current rate of climate change.
Ask HN: Is the “as an AI language model” declaration useful?
Ask HN: What’s it like to work in finance as technologist
What are some differences between tech and finance especially working as a technologist
hobbyist. argh
Not an electrician, but why can’t you add a charger? If you don’t run ac and dryer and charge at the same time you should be fine?
I also charged for 2 years just from standard outlet which had me nervous at times but made me a better planner. It cost me later $300 to add a charger(dryer outlet) which I think is quite cheap
As well JMS did a lot of personal replies on GENIE, COMPUSERVE & USENET that are on that guide as well.
I like all three, but each is a kind of long movie, not episodic TV. SNW and LD are doing episodic well (LD, obviously, with a somewhat unusual tone for Trek; SNW more classic.)
You can see imported library, strings and possible network calls, working backwards you going to see red flags if it's a basic app.
MGS2 and MGS4 explore ideas about AI, misinformation, the media, and society that are only now being discussed in the mainstream. The concept of an autonomous AGI that generates and filters news stories to provoke humanity into a state of constant division and war is fascinating and worth exploring IMO.

Death Stranding also explores ideas of what it means to find connection in a disconnected world that I think are relevant today (case in point, an article about social disconnection[1] is on the front page of HN as I write this comment)

I think those games are underrated works of speculative fiction relative to how much airtime books like The Diamond Age, Snow Crash, and Ready Player One get in conversations about nascent technology.

[1] https://news.ycombinator.com/item?id=35350822
More like the death of APIs. If bots can handle UI designed for humans, there's no reason to build and deploy APIs.
You act like this is a conspiracy but operation choke point is a real thing and the government lost a court case that their tactics were unconstitutional.

The goal is to do as much damage to crypto due to the risk against the dollar and prior to the FedNow rollout. If the bank gets hurt in the process then that's cool b/c it teaches other banks not to do business with crypto.
if you want some more options (chunking, models, +more) check here https://github.com/marqo-ai/marqo and an example for RAG using context aware trimming of text for fitting into context windows https://github.com/marqo-ai/marqo/blob/mainline/examples/GPT...
Hi Bea and thank you for sharing your creation. Looking good ! Couple of questions:

1) could you please describe your data privacy considerations. Like what happens to my documents after they are uploaded ? Are they stored somewhere (encrypted or not) or deleted ?

2) could you please share more details on how this works “under the hood”. Specifically how do you ingest and digest the knowledge contained in my documents ?

Thanks !
My limited experience is that it's easier to recruit more muscles on an upright, so your peak power can be higher. In my 30's I would hit double for a 30s trial on an upright vs a recumbent (last time I had a decent power meter was in my 30's). But over 5 minutes the recumbent was better even if both were fixed to stands. So I don't think it's the balance issue.

For an hour or more the recumbent wins just for comfort, and unfaired records it wins on air resistance (that's why the UCI banned them, it let povo scum beat gentlemen athletes). But then the UCI doesn't have faired records... it's only the IHPVA et al that make that distinction.

Interestingly the PBP etc records (we don't have records, this isn't a race!) are all uprights AFAIK. But that's xenophobia rather than technical skill from what I know. And the Round Australia record is an upright, largely because no-one on a recumbent has been inclined to attempt it. RAAM is held by a bent (https://en.wikipedia.org/wiki/Race_Across_America#Records).
It's hilarious that after years of calling for the government and regulatory bodies to stay out of crypto, the house is finally collapsing and it is still somehow the government's fault. People with this mentality need to grow up and accept that there's no global conspiracy targeting them. They just got suckered into a scam.
New apartment buildings are adding EV spaces, but on-street parkers either have to find a charger and take time, or regularly park somewhere with a charger (like at work). The city could start adding chargers pretty easily at like street lamps, but haven't seen any indication of that so far. I've found that the big city is not particularly friendly for either gas or electric if you don't have a fixed place to park, the chargers are generally slow and Tesla has great coverage outside the city (at least where I've been), but poor support inside the city. There is going to have to be some infrastructure upgrade at some point.
Python also has the regrettable property that many type errors aren’t even caught at runtime. Instead you often get incorrect results with no exception.

str vs bytes confusion is a major example. If you use one where you needed the other, the results can be anywhere from inscrutable failures to hilarious. My personal favorite is if you stick bytes into a templating engine. For some reason, iterating bytes in Python yields integers (not bytes-of-length-1 or a separate byte type), and those integers can get stringized and flattened, and your webpage turns into a bunch of digits and you end up with the Matrix.
Show HN: Tampermonkey userscript for removing HN threads via predefined regexes
And the Internet! I remember a teacher of mine getting all bent out of shape I was using Wikipedia for research instead of books in the library.
I’ve been driving EV for quite a while, if you have your own garage it is a no Brainer because you essentially have a “pump” at home. It’s like you don’t go to a gas station to charge your phone. Charge at night, same here. It is just so much better overall with next to nothing maintenance.
I feel it is impolite to hijack someone else’s Show HN to promote your own, like-for-like product, that too as a top level comment. Not sure about HN norms around this though.
(I'm a fan of both DS9 & B5)

You could also look at the arc of say Nog, or Jake Cisko, or Vir.
> why are "crypto clients" even classed differently than anyone else

When you bid on a banks assets and liabilities, you get a bunch of spreadsheets. These describe the bank's assets and liabilities, including its depositors. You're allowed to say "not that branch" or "no depositors matching these parameters."

> what makes them fundamentally any different

They're riskier. Silvergate banked FTX. That was a fraud, and now Silvergate is gone. Signature banked less crypto, but when Silvergate began failing Signature started to slide. Flagstar doesn't want that problem. (I imagine there are also AML/KYC concerns. Signature's crown jewel was its high net worth clientele. That gels with NYCB [1].)

Another risky type of depositor are financial institutions. It's not uncommon, in bank takeovers, for deposits from certain types of financial institution (e.g. hedge funds) to be excluded.

> it's the clear first step towards one

This takes imagination. They're separate tracks. FedNow competes, most directly, with Zelle. It's an always-on modernization of Fedwire, a faster ACH. In any case, the zeal for a CBDC has cooled with crypto's fall and the advent of universal deposit insurance.

[1] https://en.wikipedia.org/wiki/New_York_Community_Bank
I've always loved Vir's character. His ... optimism in the face of all that he sees. How hard he tries to be good, and to be the moral compass for those around him. And then the little wave to Morden on the pike. What a wonder, moon-faced assassin of joy he is.
If an American citizen trades crypto on a foreign exchange, AFAIK any gains are still taxable. If an American citizen withdraws fiat to a foreign bank, those banks still report to the IRS. I understand how Binance evading reporting is an issue for the US GOV, but I don't really see how it matters as an exit strategy for US citizens. If I want to open a bank account in another country and just wire money there I can do that without jumping through the hoops of opening a crypto account.
I know that those networks still exist, but literal "boys only" country clubs are no longer socially acceptable as far as I know.
It is not. coinglass has the inflows/outflows of the top exchanges and they had worse days. Also their BNB seems to be largely unaffected though it did drop a bit... am wondering if the users are aware of these news, they don't care, or are confident Binance will come through.
Difference is I already see people in non-tech jobs using AI in their daily work. It's not just hype, it's already in use and creating value for people who live totally outside the tech hype bubble. Issues or not big changes are coming.
I had to work with a 2.1 GB JSON file today. It was really striking that, on a machine with 4 GB free RAM, I could find literally nothing that could work with the whole thing in memory as JSON, including every GUI editor I looked at, Node, jq, etc.
Oh look, it's gmod.
> FYI this is the same guy who praised FTX.

I'm unfamiliar. Is there a source to this claim?
I made it to Episode 4 of Season 2 and then literally couldn't watch more. The dialog was so disconnected from the characters.

Season 3 feels like a return to characters speaking with internal consistency.
Lots of "it depends". Another computing device? Not going to care. Someone doing research in the National Radio Quiet Zone? Probably more sensitive.

Something like this computer unlikely to throw off enough radiated emissions for anybody other than the owner to care.
ER visits really vary. In Austin, Texas you may be able to get in a few minutes to a few hours. Just really depends, when my mom when to the ER last year for extremely high blood pressure she had to wait half a day before she could she see anyone and they thought she might have a stroke. She was fine in the end, but if there was a real emergency I can't imagine what we'd do. I remember we went to the ER at like 4pm but it took until like 2am before she was able to get in and they decided to have her stay the day. I stayed up all night waiting for her to get help it was very stressful. Also what a joy of getting that bill literally a year later, you'd think they would have due dates of when they have to send these out!
Casey (author of tweet) currently has a great course out called the Performance-Aware Programming Series where he goes over the fundamentals and first principles of how computers execute programs, and what actually needs to happen for the computer to complete the actual task it's trying to do: https://www.computerenhance.com/p/table-of-contents

It's striking to try and imagine the relevance of the course to the average web programmer. Like a React developer is so far removed from these considerations that I'm not sure where he'd even begin to try and apply these lessons. That's crazy to me, that this stuff is what the computer is actually doing, and modern programmers' model of software development doesn't even have the concepts or language to relate to these ideas.
Why do you still have a twitter account?
You can get a long way just by running /usr/bin/strings against an executable, and maybe a platform specific version of otool -L. You should have a basic idea of how your OS does linking, shared libraries, etc.
Crypto gave fed regulators a long line of easy targets who inherently were resistant to following the Wall St written rules of the time. It’s like fish in a barrel.

The long storied history of these regulators preferring going after these (relatively) small new/outsider fish vs the big firms with teams of lawyers who spend all day following 90% of the laws, designed with them in mind and often written by them, in order to make hundreds of billions off the grey areas + 10% vaguely written laws… continues to remain well in-tact and as emboldened as ever.

Whether Wall St finance provides any real long term value to the wealthiest society in history given such a highly regulated market we’re all supposed to trust is an open question.

Yet every time big financial panics happens the reply is: Surely the solution is more moral hazard inducing fed messaging to maintain status quo + regulations (written/enforced by their ex employees) to exclude any completion replacing them… instead of reforming hiring of regulators, looking at the obvious suspects, and enforcing existing law.
That’s an understatement. If you see a function in a header like:

char *func(char *in, size_t len);

It’s anybody’s guess what the actual input type is, not to mention the ownership or lifetime of the output.
Anecdotally, from at least 2005 to 2015, every single India-based team had negative productivity output across the 5 SoCal companies I worked for, as an engineer. At 4 of the companies, the India teams were liquidated during my tenure. In 2 cases, one or two top performers were cherry picked out and brought to the US on work visas. These individuals each became US citizens, in time. They are awesome and they are still good friends of mine.
Are you using an old version of google? Because I got a ton of hits on the phrase when I searched for it.
I'll never get why PHEVs never caught on. They're no more complex than a hybrid and combine the best aspects of both ICE and BEV vehicles. They require no charging infrastructure, and need only a fraction the battery weight of a BEV.
> Serious question: How does a bank keep "cash on hand"? Was the plan to keep all USD deposits in Fed balances?

Banks keep cash on hand inside vaults, on deposit at their local Federal Reserve Bank, "in transit" (stored at an armored car company), or in accounts at correspondent institutions internationally (primarily for settling debits and credits on international wires).
Getting a driver’s license in France is significantly more difficult than the US. But there’s a hack in that younger kids can drive these smaller cars with an easier to get license.
> Go is the only language that gets concurrency right

Java and Elixir both have taken the non-async approach. C# is actively looking into it as well now too: https://twitter.com/davidfowl/status/1532880744732758018
Amprius 500 Wh/kg Battery Platform
Many apps have become user hostile in the past years, including social media and even our software-driven vehicles...

It's a very stressful thing to deal with, and congress does nothing to stop it because they're too busy trading stock investment info for insider profit...

We are not totally powerless though, hacking and warez are on the rise again, lots of people are declining updates, and even returning to older software versions, and nothing has ever stopped us from creating a good old-fashioned picket line in front of Microsoft HQ, or any other predatory software making company for that matter.
> Is that assistance?

...Yes? The fact that it's basic and they already know how to do it is irrelevant. The law isn't "it's okay to give them advice as long as the advice is sufficiently generic and obvious".
HN now supports backslash escapes for asterisks (which, unescaped, are markup notation for italics).
I asked "Dumbledore" a question. It gave the answer along with a "learn more" button which ended up being a link to PDF of the book. It shows up only for one particular question. Seems like a bug?
AI startup Pinecone valued at $700M
Then it really doesn't matter, because in <10 years all the bad actors who are interested will have made it already. Might as well let people know that they can't trust anything anymore upfront rather than pretend.
https://ibb.co/0sJx4SN (new cog on the left, old on the right)

I'm not saying you should do this. And Rohloff strongly suggest you don't do this I'm just saying that you can do this.
I don't see how any depositor's assets could be more "risky" than another depositor's - it's straight cash in all cases - unless the bank is doing sketchy shit with their money, like lending it out unsustainably to the point they won't be able to pay their depositors if some of them want their money back... but I guess that's the definition of the fractional reserve banking system, so maybe my real issue is with the fundamental ridiculousness of that.

I don't want to sound like that guy in the SVB thread who ended up advocating for Sharia law, and I've got to go to bed, so I'll leave it at that.

I would also implore you to consider that closely related (quasi-)government agencies like the Fed, FDIC, SEC and Treasury are all capable of maliciously coordinating with each other in their timing of enforcement actions and agendas. And maybe they're just doing their job of protecting the dollar, but IMO it doesn't make it any less obviously corrupt.
i wish the government would have stayed out of it, it probably would have already collapsed by now if they had.
I described what I meant by post scarcity here: https://news.ycombinator.com/item?id=35351936

In order to be able to engage I’d have to ask you what do you mean by energy crisis?

The next 40 years, if they are of unimpeded climate change, sound shitty indeed.
As someone who has to walk/ride next to an endless stream of filthy cars and trucks daily, I cannot wait for the road to be at least 50% EV, but not sure if it will happen in my lifetime.

Doesn't solve the fine dust brake particles flying around at every intersection (many with asbestos) but it will radically reduce diesel particulates and other exhaust nastiness.
Which would be great for heating up the cabin but I think too small to heat up the whole mass of the car including the batteries, especially if the temperature is below-freezing!
Or lonely or bored. Want a cyberpunk cyborg dog that can speak in a voice of darth vader? Want Cara Delevingne to be your english lang tutor? Want to pair program with Linus Torvalds? Want Neytiri from Avatar to be your personal Yoga instructor?
I mean, it's self evident if you're the sort of person who wouldn't buy a pair of shoes from a website that didn't list a physical address, much less wire them money.
Crypto is not collapsing though, all crypto loans are fully collateralised on chain & a bank run is not possible in the same sense
https://i.imgur.com/OB5yLvc.png
We're only a year into the conflict - a year into WW2, the Soviet Union was losing large swathes of territory and million-man armies to German encirclement. Even when they had the numeric advantage (e.g. Finland) they suffered disproportionate losses for the same reason they do today. I presently anticipate that what happens in the upcoming months/years will mirror what happened back then - they optimize wartime production, conscript a large number of their population, and think of new technology to kill people.

Keep in mind that this is all coming from an armchair historian. It's easy to have a selection bias when comparing such things.
My biggest issue has always been that users are really damn good at immersing themselves using just a screen and a controller, and that's about a hundred times more convenient than any VR system.
> Given that the emergent abilities come from the large parameter count

Where can I find evidence of this?
Very strange... Excel is one of the quickest apps on my system. It takes a second to load, if that.
Backup cameras were required because of a string of tragic “family member backs over own child in driveway” incidents. If it saves one life… and all that is easier to sell if it’s toddlers.
Nowhere near enough.

The Guardian needs to be shut down permanently and all its employees cancelled.
This is dumb as hell, its one of the most annoying in mastodon
Is there no organizational structure that can solve this? For example, have two entities: a backend entity for deposits (a trust), and frontend entity for the day-to-day administration of bank activities, such as marketing etc.
It is more like why do I have five people who boss me around in addition to my real boss?