skysight-inc/HackerNews huggingface dataset:
> Why do banks go bankrupt? Well often it's because a lot of their borrowers went bankrupt.

I read into the SVB as fundamentally different from the traditional borrowers bankrupt issue.

> But the root of its demise goes back several years. Like many other banks, SVB ploughed billions into US government bonds during the era of near-zero interest rates. What seemed like a safe bet quickly came unstuck, as the Federal Reserve hiked interest rates aggressively to tame inflation. When interest rates rise, bond prices fall, so the jump in rates eroded the value of SVB’s bond portfolio. The portfolio was yielding an average 1.79% return last week, far below the 10-year Treasury yield of around 3.9%, Reuters reported.

> At the same time, the Fed’s hiking spree sent borrowing costs higher, meaning tech startups had to channel more cash towards repaying debt. At the same time, they were struggling to raise new venture capital funding. That forced companies to draw down on deposits held by SVB to fund their operations and growth....While SVB’s problems can be traced back to its earlier investment decisions, the run on the bank was triggered Wednesday when the lender announced that it had sold a bunch of securities at a loss and would sell $2.25 billion in new shares to plug the hole in its finances. That set off panic among customers, who withdrew their money in large numbers.

From [1]

Instead, lock in $ at extremely low rates on bonds improperly laddered, then firesales turned theoretical losses into actual losses, which then triggered a loss of faith and a liquidity crisis simultaneous to startup cash withdrawals just for payroll. The bank run on it meant there was no way to make customers whole.

[1] https://www.cnn.com/2023/03/13/investing/silicon-valley-bank...
How many times do you need to be told that China is only "communist" in name? It's a capitalist country. Even more so than the US recently.
4: We would process the entire website, and be able to cite the page/section from where the answer came from, so the customer can look up the original documentation to confirm.

And given your explanation of your usecase, this feature looks more compelling to build out. Would you consider messaging me (email in my profile)? We'd love to chat, and maybe roll out a solution for you as a pilot customer.
> Safari 16.4 adds support for the video portion of Web Codecs API.

Interesting that they still don't support Media Source Extensions on iOS but are adding WebCodecs support. I keep hoping Safari will add MSE, as I'd like to support both live and historical content with one API on all browsers. WebRTC doesn't seem suitable for historical. Chrome and Firefox don't support HLS. Now WebCodecs seems the most likely option, by Firefox adding support. Fingers crossed that will happen... I haven't really played with WebCodecs but it seems nice in concept.
That was in reference to having 10s or 100s of members.
That's 3 more days than I got in the US... only way I got any time was unpaid days. Outside of some large corporations and government jobs, few people - even the women giving birth - get anywhere near enough time.
Pro1 X: A Linux smartphone with a slide-out landscape keyboard
All that plus traffic much worse than an American could imagine and 500+ 2.5 PPM days. Ultimate had to leave because the wife couldn’t handle the AQI and we had a baby on the way.
I agree. I similar arguments ("just write examples") a lot, and I really don't get that. Finding a comprehensive set of examples for code, regexps, shell, whatever is very, very hard.
File an order and explains how a human being can get paid to do particular tasks?

You’d suppose that it would get caught when it fails to pay, but it might be a challenge to arrest an AI in the wild.
1. It is not about privacy.

2. It is not about data collection.

3. It is about an enemy govt. having access to US population's data.

#3 is a valid thing and the US govt should act on it.

This is the same kind of logic that people spout to justify Chinese police stations in the US (The US has police stations in the US why can't China have Chinese police stations in the US? The answer to Chinese police on US soil is not a blanket restriction on all police.)
Or you could read the article on its own merit. Aaron Mate is an award-winning, respected journalist. What the US has done in both Syria and the Ukraine eerily parallels what they did with the Mujahideen in the 80s in the Soviet Union.
Hah. Years back a person from a forum from my college (this is just barely pre-Facebook) who absolutely hated my guts sheepishly asked for my help to look over some job related code of his that was giving him errors. He came to me because everyone said "I was good with web stuff".

Within about 5 seconds I spotted he had forgotten a semi-colon from the end of an escape character and it was causing him all hell with rendering. I pointed it out right away but still looked over the rest to find errors and didn't find anything. He had a hard time believing it but trusted me enough to try it and alas I was correct.

From then on he treated me much better.
https://www.theguardian.com/world/2023/mar/02/china-leading-...

EV battery is one.
> that isn't really even there, IMHO

Do you not buy stuff?
I think the point the authors of the article were trying to make was that the Fed has operated for 90 years and never lost money. We've been through multiple financial crisis and not been in the situation. They are implying the current said is doing a poor job of running things.
Always impressed by projects of this kind.

One of the most impressive to me is kkrieger

https://en.wikipedia.org/wiki/.kkrieger
> misses the point of why Reverse Repos were created. IMO, it's to allow the biggest banks who cannot find a way to effectively and safely put their enormous pile of money to work in the economy to still get a return on it

The history is more complicated [1]. Modern repos are also all about finding non-bank channels through which the Fed can influence the economy. (When done with banks, it's to induce them to not lend their reserves to each other.)

Again, your complaint is much more apt for interest on reserves. Repos aren't unique to the Fed. IOER pays banks for parking money in an account at the Fed.

> seemingly designed precisely to avoid scrutiny

I'd argue it's more about competing interests and anachronisms. (The Fed is, almost to a fault, tremendously transparent.) Why does the Fed have private bank shareholders? Because of irrelevant details from a hundred years ago. Is it confusing? Yes. Is it a priority to fix? No.

[1] https://www.richmondfed.org/publications/research/economic_b...
You think women not being financially independent is a stabilizing factor for communities?
I can't tell if this is sarcasm or if your mindset is stuck in the 1800's just the like Amish's is...
I don't like tiktok, but I don't like banning things either so I'm not sure what to do there, but my personal tin-foil hat concerns with it are less about the user data, and more about the ability to drip content amenable to their views as needed to a fairly addicted base. We know troll factories interfere online to keep people angry and support them in believing their worst ideas, why wouldn't the CCP leverage Tik Tok for the same?

Anyway, I'm sad that the Tik Tok issue is being discussed like the only danger is the CCP having access to our stupid videos or the same data the other social media giants have (But what about Google and Facebook!? Well they suck too, let's discuss them after we sort this, or legislate to fix the lot all at once)
> From my point of view, there is nothing good about evading sanctions against russia

So, starving folks who may or may not agree with their governments politics is a good thing in your book?

You clearly have the moral high ground here.
The market disagrees with you. How come there are billions of dollars spent on all these knowledge workers around the world every day when they could be replaced by this expert-level AI?

I'm not sure where this idea of LLMs being intelligent even comes from. It took me a whopping 9 prompts (genuine questions, no clever prompt engineering) of interacting with ChatGPT to conclude it does not understand anything. It doesn't understand addition, what length is, doesn't remember what it said a second ago, etc.

The output of ChatGPT is clearly just a reflection of its inner workings - predicting the next word based on training data. It's clever and undoubtely useful for a certain set of repetitive problems like generating boilerplate but it's not intelligence, not by any reasonable definition.
I am sure it will improve even further as you pointed out the languages outside of English are fairly low in data represented. However, I guess you said you speak Chinese correct? How well does it do with certain things like older poetic Chinese hanzi? In Japanese if there is a string of kanji it tends to mess up the context. Another area of Japanese it seems poorest at is keigo or polite business Japanese. The way you speak to a superior is almost a different language. So I unfortunately still can't use GPT-4 to help me with business emails (yet).
We do have a lot of hype and buzz. There's a giant AI hype bubble right now and it's going to pop and bring us back to reality.

But at the same time, people are flipping out because it is, well, machine learning. I was following AI, mostly as a hobby interest, though I did some undergrad courses, before it got all buzz-wordy. Just ten, even five years ago, some of the stuff being demonstrated, were the sort of thing I thought would take many decades to develop, and that I may not see in my lifetime. Speech recognition, machine translation, machine vision, for example.

For more than half a century, good machine translation and speech recognition were the holy grail of AI. An incredible amount of work went into them. Specialized systems, grammars and parsers, programmed general knowledge databases. Collecting and correlating enormous aligned bilingual text corpuses with phonetic annotation. After several decades of such work, it got us to mediocre-quality Google Translate style services that were the norm until recently.

Now, without any of that specialized work, with a much more general learning algorithm, there are translation systems that are superior to anything humans designed to specifically be machine translators. It just falls out accidentally from the large language models -- they can also, incidentally, translate, and do better than anything specifically designed to translate ever did.
I don't think a simple exponential function is an adequate way of modelling this.
I am wary of Wavelength due to unclear business model (it’s not paid and promises can’t rule out another future double-sided market where I’m the product) and won’t use it because any integration with ClosedAI makes me uncomfortable (I don’t need an LLM at my side when chatting with friends, and if I needed it I’d expect it can be run natively on Apple Neural).
Please elaborate since this is not clear. Are you actually doing a round trip on SFO-XYZ-SFO but buying two half priced (or lower than half priced) tickets for XYZ-SFO-XYZ (date 1) and XYZ-SFO-XYZ (date 2) and not using one leg on each of those tickets? Long ago I’d read that airlines don’t take this well.
Amazing. Super impressive.

> The model also captures accents well and is able to speak in all English accents. Even more interesting, it can make non-English speakers speak English while preserving their original accent. Just upload a non-English speaker clip and try it yourself.

Just tried it. It was weird and funny at the same time.

When are you planning on adding other languages?
Privacy and "there are people you don't know in the group" seem in tension. I sort of get it since that's how a company works, but it doesn't seem like "real" privacy when you don't know who will read what you wrote.

Similarly, if someone new can join and they can read what you wrote, it doesn't seem very private. Your audience is not only the people in the group, but a person to be named later. (Screenshots are always a possibility, but this is normalizing it.)

This goes double for having AI in the chat. The AI needs to read all the messages, so doesn't that mean the Wavelength needs a private key?

At that point, I'm not sure that end-to-end encryption matters. The chat might as well be stored on Wavelength's servers.
> The "proper" (ie. snowball's chance in hell) way to fight the problem would be to introduce laws around the tracking, gathering, storing, analysing, packaging, selling, and buying of individual / user profile data.

That is exactly what the law is doing but adding laws around "control by a foreign adversarial govt."
This is a well known phenomenon known since the 90s as https://en.wikipedia.org/wiki/Eternal_September?wprov=sfti1

I don’t disagree, but it’s irrelevant to how I feel. The point is that the apps themselves are designed to destroy our minds. It doesn’t matter if you have valuable things to say.
I think many people find ChatGPT useful specifically because they have years of experience building complex applications.

If you know exactly what you want to ask of it, and have the ability to evaluate and verify what it produces, it's incredible what you can get out of it. Sure it's nothing I couldn't have done otherwise... eventually. The productivity it enables is worth every cent.

Easily the best $20 I've spent in ages, they should have run with the initial idea of charging $42.

But holy moly anyone putting confidential information into it needs to stop
Technically, most Taiwanese neither want to be apart of the ROC or PRC. They dislike the Chiang/nationalists/KMT as much as they dislike the Mao/communists. But if the DPP renounced being the ROC and Taiwan’s claim in the rest of China tomorrow, technically ending the civil war, they know that would provoke the mainland and would definitely invade.
That has very little to do with the sexes and everything to do with a predatory economic system. The fact that we have people in this country who feel this way not only about paternity leave but also general vacation / sick time should not be a reflection on those people but on the corporations and a broken society.
If we didn't have such siloed mindsets, you'd expect that foreign aid would come right out of the limitless "national security" spigot.

How many incredibly expensive "peacekeeping" and "regime change" adventures could have been prevented by removing debt burdens that were preventing countries from stabilizing and advancing up the economic food chain 5-10-20 years prior?
They can feed their users propaganda no matter where the data lives, I don't think the data is the goal, I think the eyeballs are.
Heh bear in mind they limit how much you can use gpt4 before telling you to wait for 2 hours. Right when my plot for a 4th LOTR book called “Redemption of Sauron” was getting good. Honestly the best use of gpt that I have come up with.
> And no, they cannot simply create a new campus several miles away. Because even if most of the real estate within that radius wasn't ruinously expensive (though less so than Cambridge), transporting people between those two campuses would be a logistical nightmare.

Fine, have a separate standalone campus, maybe on the west cvoast. Or just shift everything to the new campus. They could easily do this if they wanted to. They don't want to.
To be fair it's a recurring space opera theme, nothing particularly new.
Reading regex is much easier than writing them when using visualization tools such as https://regexper.com/, https://regex101.com/, and https://jex.im/regulex/, especially for beginners. I always use them to read regex.
PPP is a bit of a lie. Plenty of things in china, like cars and even housing, are more expensive than they are in America (you get cheap by a reduction in features/capabilities or square footage).
I've never set foot in KFC. After 23 years in the States, I've been 2-3 times to Mickey Dees. I do frequent In-N-Out though. But it's not particularly amazing - I've had much better food meaty food in the Balkans - especially in Serbia and Montenegro!
Prompt Engineer is such a pompous title. I think AI operator would be more accurate.
Almost all money is debt. The system only works this way.
Also curious, since I imagine airlines try to cancel subsequent flights if you didn’t get on the initial flight to ensure someone gets in that seat (at a higher price)
When the pandemic hit I was in a 500sqft studio across the street for the (soon to be) closed office. I actually did not own a desk or monitor or anything. I had to move when the lease was up to a bigger apartment. Now that I live with my partner, they need space for an office at home. Now we have ~1000sqft and live in a less dense neighborhood to compensate on cost.

I would prefer a smaller apartment (less to clean, less stuff, etc) in a high rise. But now I can’t afford that since I need 2 desks at home. Our employers didn’t pay us more and now there’s no office to go to if we didn’t want to work at home.
There is a Popeyes in Hong Kong airport.
That was urban-rural migration.
The greenland ice sheet is but one of the tipping points. The real problem of course will not come from warming or sea level rise per se, but from hundreds of millions of people whose homeland becomes uninhabitable for some reason or other. Some of those people have nuclear weapons.
That's right. But the side with the bigger guns get to decide.

Regardless, China does not want to use its military on Taiwan. They would much rather have a peaceful reunification.
Okay more BTC is mined per year than eth. It has higher inflation than eth.
> (https://playground.play.ht/listen/189 was pretty funny)

Warning to others wanting to click on the link: damn that was creepy.
Aaron Maté is a Canadian writer and journalist.[2][3] He hosts the show Pushback with Aaron Maté on The Grayzone[2] and, as of January 2022, he fills in as a host on the Useful Idiots podcast.[4]

Maté works as a reporter for The Grayzone, a far-left news website and blog[5][6] which publishes supportive coverage of the Russian,[5] Syrian,[5] and Chinese governments,[7] including denial of the Uyghur genocide and other atrocities committed by these governments.[5][7] In addition to his work for The Grayzone, Maté has also contributed to The Nation, and appeared several times on Fox News on Tucker Carlson Tonight.[8][9][10]

<https://en.wikipedia.org/wiki/Aaron_Mat%C3%A9>
in Germany if the driver is obviously drunk or drugged and not fit for driving you may lose the license as a passenger, especially as a sober passenger, yes. you have to take the wheel or prevent the ride. not sure about the US.
I have a comical lack of focus and love to go on coding expeditions. I don't want to be productive; I want to enjoy what I do.

The core business makes enough. Not a lot, but enough. I treat this as permission to do things that don't help the bottom line.
Maybe buy a one way ticket once and then round trip in the other direction in the future
I've always thought that much of the skepticism is due to working in the industry, so HN'ers know how the sausage is made.
I think you're arguing semantics. Apple's refusal to push app updates to much older OSes is unrelated to coupling Safari's release with macOS.

Safari team is constantly deploying new features and you can get advance access through Safari Technology Preview. These aren't part of the system but are standalone applications. The simple fact that you can download multiple versions of them on your Mac is the point. New versions don't ship when macOS updates ship. OP is right.
Okay I agree with you on that. The technology will be disruptive regardless of whether we attribute true understanding to it, and as we start adding long term memory and planning to these AIs, we will start seeing significant alignment risk as well. This is true regardless of whether we decide to cope by saying they have "fake understanding" and are "stochastic parrots".
That's the paradox of tolerance. Should the US tolerate an app that has a high and known risk of reducing liberty?
A far better C programmer than I came by once sure he'd found a compiler bug. He had spent all day wondering why his loop only executed once:

for (i = 0; i < 10; ++i);
func();

In one second I pointed out the extra ;. This does not remotely mean he was a bad programmer and I was a great one. It's just exactly the kind of thing where we see what we expect to see, not what is there. I make misstakes like that, too.

But this experience is why D does not allow a solitary ; to represent an empty line. Modern C compilers spit out a warning for it, but geez, just make it an error already and eliminate the scourge of those bugs. I've seen other variations like:

if (condition);
doThis();
Could be taxes making up the difference, 20% sounds suspiciously close to the French V.A.T. rate of... 20% [1].

[1] https://www.vatupdate.com/2021/04/21/vat-rates-in-france/
It would be hard to do directory wide - how would you handle a hard link for example?
> ... these large language models are already intelligent enough to matter.

I'm definitely not contesting that.

I've always considered the idea of "AGI" to mean something of the holy grail of machine learning -- the point at which there is no real point in pursuing further advances in artificial intelligence because the AI itself will discover and apply such augmentations using its own capabilities.

I have seen no evidence that these transformer models would be able to do this, but if the current models can do so do then perhaps I will eat my words. (Doing this would likely mean that GPT-4 would need to propose, implement, and empirically test some fundamental architectural advancements in both multimodal and reinforcement learning.)

By the way, many researchers are equally convinced that these models are in fact not AGI -- that includes the head of OpenAI.
The goal is to go passwordless.
> My public keys are public for a reason though.

in the ideal, yes. but it wasn’t long ago (start of covid really) that i kept my personal and work ssh keys under the same profile. both of those alone are “public”, but that they correspond to the same identity perhaps ought not to be.

yeah, there are better ways to manage separate identities (separate users, VMs, VPNs)… and reminding people that `ssh host-name` can reveal all your ssh keys is a good way to push people toward those better solutions! :)
SBF + CZ = dumb and dumber

All the smartest people are working on AI. At least until they are laid off. Desperation sets in. What next. Hype, hype, hype. Never give up.
Found this thread by searching "hug" because it seems like we (or Daring Fireball) successfully hugged it.
It will destroy TikTok, the company owned by ByteDance, which would achieve the same effect. Given how unprecedented it would be for the US to try to set up its own 'great firewall', I imagine they view hitting the corporate entity as the easier path.

In any case, in order to put TikTok on the App Store, they have to pay to join the Apple Developer program; Apple would be prohibited from taking the money if TikTok was designated a national security threat. The same might even go for facilitating the installation of TikTok via the App Store.
Not exactly what you want but I have a few of these: https://www.amazon.com/gp/aw/d/B016KDK7NA

It comes with vibration, beeps, and LED; each can be turned on or off separately. I have mine only set to LED. If it goes off I can stop it, which automatically sets the timer back to what I started it at. It doesn’t auto-pause or anything but it works for me!
Lots of people here venting about percentage inflation and requesting tips for simple counter service. Well, now I've seen a new one...

Placed an order at argon40.com, and at the end of the checkout process they prompted for a 5/10/15% tip. On a website. Just ridiculous!
This seems surprisingly reasonable. The “for you” discovery system is mostly crap anyway (if you want Twitter to actually be good, one should exclusively use the “Following” view).

Given that, might as well attempt to monetize it.