skysight-inc/HackerNews huggingface dataset:
Ask HN: Are there banks that store your balance only in cash?
Perhaps it could be my lack of understanding of the financial world, but are there (or why aren’t there any) banks that simply store your balance in cash? My understanding is that banks invest the deposits of their customers to make a profit. However, why can’t they just charge a fee to sustain the bank’s operations while being a completely safe bank that wont fail if everyone decides to withdraw their cash? Wouldn’t that be an appealing model to the market?
Growing up, the next door neighbor had a diesel Rabbit, which was great on mileage but it wouldn't work on really cold days.

U.S. manufacturers attempted to copy the success of the Rabbit with several models of hatchbacks. My father had a ~1981 Plymouth Horizon (aka Dodge Omni) which apparently was based on Chrysler engineers purchasing 100 Rabbits to reverse-engineer the concept in the mid 1970s. Because Chrysler at the time had no capacity to manufacture 4 cylinder engines, they purchased them from VW, a fact which my father liked to mention (American cars had a bad reputation for quality and gas efficiency around this time).

Regarding the hatchback concept, my mother owned a car called the AMC Pacer which predated the Rabbit but the model seemed to have petered out by the mid 1970s. She also owned a Dodge Colt hatchback, an even smaller car than the Rabbit which was manufactured under contract by Mitsubishi. https://www.autoweek.com/car-life/classic-cars/a38884277/197...
Thanks for digging into that history!
Rust's serde-json will iterate over a file of JSON without difficulty, and will write one from an iterative process without building it all in memory.
I routinely create and read multi-gigabyte JSON files. They're debug dumps of the the scene my metaverse viewer is looking at.

Streaming from large files was routine for XML, but for some reason, JSON users don't seem to work with streams much.
I think that this was a great idea.

Maybe we should do this for almost any vocation.
> Rant: I feel like most people haven't really thought about why colleges are so expensive now. It is because of the federally guaranteed student loans.

I've heard this thousands and thousands of times. I suspect that most people have heard it already too.

> It means there's pretty much no downside to banks loaning an arbitrarily large amount, because if the student doesn't pay it back, the government will.

This is a misunderstanding of the current student loan system, which is mostly direct loans from the federal government rather than private bank loans. That's why student loan forgiveness by the federal government is a current issue.
Why is the UK full of so many weak nannies and wannabe tyrants that your state can tell you what you can and cannot read over there?
You pay with your karma for making inconvenient comments or arguing with people who must be right.
Is heavy but mostly very good?
Optimising String Processing in Rust (2016)
Everybody who has done such work knows that it is impossible to simply leave your heart and soul at home.
Yes, but these don’t actually address the points I mentioned. Your stance has migrated from “majority of people” to “monopolies are bad” (not that I disagree with that point)!

Thank you for the links though.
Unfortunately this basically means JPEG-XL is dead.
It looks rad! ;-)
I have done something similar with ruby, this is a great book: https://workingwithruby.com/downloads/Working%20With%20TCP%2...

I would recommend doing C at some point in your career, nothing comes close in terms of forcing you to understand the hardware you are using.
The global biomass of wild mammals
"one goroutine has access to the value" :O

If you stick to "values" Go works as originally advertised (see below). With values iirc the consensus became that for high performance the channel overhead was too much of a hit and so back to locks and 'traditional' concurrency.

The concurrency issue in PLTs is not a logical puzzle. It's a performance challenge revolving around copying stuff and hand-offs. With multicores thrown in, it seems to really require addressing the challenges once and for all (as services) at the OS and possibly even hardware layer. IF we have efficiencies at the hw & os around 'message passing', any variation on CSP would address the concurrency issue, "by design", as it says below in Go's "Effective Go" documentation.

https://web.archive.org/web/20091111073232/http://golang.org...

https://web.archive.org/web/20091113154825/http://golang.org...

Share by communicating

Concurrent programming is a large topic and there is space only for some Go-specific highlights here.

Concurrent programming in many environments is made difficult by the subtleties required to implement correct access to shared variables. Go encourages a different approach in which shared values are passed around on channels and, in fact, never actively shared by separate threads of execution. Only one goroutine has access to the value at any given time. Data races cannot occur, by design. To encourage this way of thinking we have reduced it to a slogan:

Do not communicate by sharing memory; instead, share memory by communicating."
This sounds like something the Keywords Generic Initiative could help with. Maybe create a ?sleep keyword. https://blog.rust-lang.org/inside-rust/2023/02/23/keyword-ge...
That's probably so you can rotate your keys without downtime.
Why car prices are still so high– and why they are unlikely to fall anytime soon
Another example is typed arrays in JavaScript, which have both .slice() and .subarray(). One creates a copy, and one creates a new view into the same underlying memory.
Direct: Toward Dialogue-Based Reading Comprehension Tutoring
Burn, bridges, burn? Why scientists remain indebted to former bosses
Who said anything about the name being the name of a person?
AVIF doesn't do everything, and a codec that's designed to encode video frames will always be limited compared to a pure image codec. It especially has trouble with lossless.

If we were picking a single royalty-free image codec for the 2018-2026 range, it should be JXL.
I would define critical thinking as a way of filtering information before absorbing it as truth. This involves actively questioning it- is it internally consistent, does it seem to have an agenda, are some obvious questions not being considered, are the arguments appealing more to emotion than logic, etc.
GPU passthrough has been a game changer for me. I stream all my games from a computer in a closet running Proxmox. Windows is still there in the background, but I almost never have to interact with it
> Am I crazy or did Biden just try to pay for a bunch of student loans?

Forgive, not pay for.

> Legality still pending AFAIK.

Oral arguments were heard by the Supreme Court a few weeks ago.

> the debt cannot be dispelled through bankruptcy

It can, actually, though it's difficult.
What's preventing farmers from selling at "fair prices" at farmers' markets?
>Just because Obama may have ended one policy doesn’t mean they aren’t backstopped by the government.

Yes, it does. Since 2010, a lender will not be paid by the government if the borrower defaults.

>the debt cannot be dispelled through bankruptcy

Yes, they can.

https://www.investopedia.com/how-to-file-student-loan-bankru...
This isn't a discussion about if humans have flaws in their thinking.
>>"Also, since BBSes required a lot of technical knowhow to get into"

HA!!! I ran a BBS Warez Site out of my North Tahoe High School CAD lab on an everex step cube on a 9600 baud modem in 1991

I was 14.

I was grounded for a MONTH for calling long distance into a BBS in San Jose CA in order to play "The Pit" and "Trade wars" and the phone bill was $926 and I failed to buy all the wheat in the galaxy and accidentally SOLD all my wheat failing to corner the market, but flooding it...

Yeah, that was on a 286 with an amber monitor that I convinced my dad he needed a computer for his business... and then a 2400 baud modem was important... so I could play Populous with a friend over modem.
Researchers at universities only have to justify their work in very broad strokes when it comes to mathematics, if at all.

It's true that most researchers are motivated like you say, because they like it, because if you do it due to utility, you'll have a hard time. But, the research money that was released to the researchers was justified that it might (and probably will) become useful one day. It has paid off many times in the past.
if you're interested in Rust this might help. It's intended to be an introduction to the tokio async runtime for Rust by having you implement a minimal redis.

https://tokio.rs/tokio/tutorial/setup
Thanks!

> unless my textbook omits the kanji because of it being rarely used in the real world, as for some words

I have found this usually proves to be a mistake, textbooks and dictionaries pretend that you need far less kanji than you actually do. Lately I started to mine Anki words from conversations on Japanese twitter and I discovered that everyone casually throw around all kinds of kanji that are not on the Jouyou list and in words every textbook insisted were primarily kana.

I think it might be because modern IMEs have made it much easier to casually use rare-ish kanji. Technology has expanded the range of everyone's recall and writing speed, while the textbooks are still reflecting the world of 20 years ago.
SVB: Employees blame remote work, focus on social issues for bank collapse
I'm surprised that nix never ended up using augeas for package configuration because last I checked every upstream build option has to be reproduced in nix script by the packager.
Being offered a subscription while reading an opinion piece about drowning in subscriptions is a meta joke I really enjoy.
Codecrafters has a similar exercise:

https://app.codecrafters.io/courses/redis?track=c
That is a special situation, and isn't going to be straightforward -- just like it wouldn't be straightforward to move to Windows 11.

Certainly worth testing, but the general advice above isn't going to help with the special software for the instruments.
That was true in the 70's but C doesn't require that you understand much about modern hardware. https://queue.acm.org/detail.cfm?id=3212479
“And others” in the title does not include HEIC: “HEIC is being excluded because it sucks”.
>CPI is also a broken measure due to its inability to measure wealth inequality (sampling median purchasers only)

And that's fine, because the CPI's job is to measure how prices have changed (ie. inflation), not wealth inequality. Just because a given metric doesn't support your pet cause doesn't mean it's "broken". It's like complaining GDP is a broken metric because it doesn't measure how oppressed minorities are.

> Real inflation has likely been ~33% higher than reported for decades (the Big Mac index is probably the true gold standard).

I tried to confirm this and the results were far from conclusive. The big mac index data can be obtained from github[1] and gives a 129.9% increase between april 2000 (earliest data available) and july 2022 (latest data available). To compare this against the CPI data, I checked on FRED and the "Consumer Price Index for All Urban Consumers: Food Away from Home in U.S. City Average"[2] component of the CPI gives a 87.0% for the same time period. If you take those numbers and convert them to annualized rates, you will indeed find a 33.3% difference between them. Looks like your claim is confirmed, right? But not so fast. The CPI category listed above actually breaks down into more detailed categories, including "Limited service meals and snacks", which presumably the big mac falls into. That data isn't available on FRED but can be found on BLS's data viewer[3] and gives you a 105.8% increase for the same time period. If you convert that to an annualized rate the difference between that and the big mac index drops to 15%. I suspect if we try harder we can eliminate more of the discrepancy. For instance, the "Limited service meals and snacks" index was probably computed from a basket of items, not just big macs. Items that have fatter margins (eg. fries or drinks) might have inflated slower than big macs, thereby dragging the growth of the basket down and explaining the difference.

[1] https://github.com/TheEconomist/big-mac-data/

[2] https://fred.stlouisfed.org/series/CUSR0000SEFV

[3] https://beta.bls.gov/dataViewer/view
If we are looking for tests whenever we are tripping or not then sure, what you described is definitely the way to go. The categories I am drawing are not important for that. I make them to on the one hand tell people that they probably won't lose their consciousness and on the other that there will happen something more than simple "eye-filter". This middle step I find the most interesting, possibly dangerous and missing from wide-culture discussion so I want to pin it down. Especially that it is interesting feature of the mind independently of psychedelics.
An experiment with tastes could be interesting but lately I simply avoid eating while tripping since I feel my stomach too vividly. Once I had to eat plain rice for some time after the trip since everything else was too overwhelming.
You're comparing war torn cities to US cities?
4) Finding spouse of similar background
Even taking calves from their mothers is cruel - on dairy farms I mean, on beef farms they're being kept with their mothers. Some cows will loudly grieve for weeks, some will try to hide their calves from the farmer.

And then there's the question of killing. If you haven't seen how it goes, may I suggest movie Dominion? It's not usually as painless/stress-free as we'd like to believe.

https://www.dominionmovement.com/watch

https://www.bbc.com/news/science-environment-34541077

"You could say that if you kill a cow you're depriving it of the rest of its existence, which could also have been a happy, good existence, so why deprive it of that just because you want to eat some meat when you've got other healthy, nutritious, delicious things that you could also eat?

Peter Singer, professor of bioethics at Princeton University

"You don't have to think about humans in exactly the same way that you think about cows. But you've got to explain why you think it's permissible to do to an animal what you think it would be impermissible to do to a human being. In the case of people their suffering matters, but their happiness also matters. The same should be true in the case of animals.

Jeff MacMahan, White's Professor of Moral Philosophy at the University of Oxford

> One that presupposes that eating meat requires cruelty

We don't have to presuppose anything ... it's not possible otherwise.
I just took 2 years of a redneck tech school (EET technician trade school).

Didn't have much choice. I'd pretty much trashed my life, by the time I was 18, and needed to rebuild it, with limited resources.

Turned out to have worked out well, for me; although the school, itself, is now long gone. It was basically one of those wrench academies that popped up, after Vietnam, to suckle from the teat of the GI Bill (many of my classmates were Vietnam vets. The GI Bill was awesome).

The main thing that it taught me, was professionalism and self-discipline. It was also pretty current, for the tech (colleges tend to be a lot farther behind; at least in undergraduate).

But I had to do a great deal of personal bootstrapping, after that, to do OK.
Insurance companies (in the US) prefer rising costs, because they get a flat 8% (or whatever) of what costs are. If they reduce consumer costs, they also have to reduce their revenue and profit.
> Now? I can study online, I can read, I can converse with super bright people of my choosing

This is true, but in practice few people do it. Most people will not have much time left for study alongside a job. And without the "friction"/motivation college brings, most people will not learn anywhere near as much.
Thank you for the praise and encouragement!

Indeed, as Dan said, one can change the depth on the fly. In fact, one goal of the development team is to make as much functionality as possible changeable on the fly. For example, you can currently change subtitle depth, pinning, and size on the fly, spoken language, subtitle language, microphones, and audio settings on the fly, etc.

I’d love for every setting and feature to support on the fly changes. That said, some things are currently fixed for a session, such as recording audio, and some third party software we utilize is less dynamic and forgiving of changes on the fly. For better or worse, in our software world of today, the sage advice of The IT Crowd “Have you tried turning on and off again?” still seems to hold with pragmatic force. And it still holds with XRAI ... sometimes ;-)
A condition is described as acute when the onset is sudden and duration is short, a condition is chronic when it persists over a long period of time. It has nothing to do with curability

One of the major causes of sleep apnea is being overweight, so it can definitely be helped with a change in activity levels a diet modification

https://medlineplus.gov/ency/imagepages/18126.htm
One of the reason is that blue collar workers ceded their leverage and bargaining power to unions, that not necessarily have their best interest in mind - unions work in their own interest and that depends on how well corporations can tip that interest in their favour using brown envelopes and other ways.

At the same time the power of workers being able to create their own business and sell their services have been eroded over time, to the point that in some countries it is so regulated it is almost impossible for the workers to organise in small businesses providing services.
Maybe for the first decade but it's nearly impossible to avoid accumulating injuries and eventually chronic pain or disability over a whole career.
Doesn't windows make you sign in to an account during the install?
Price of college is going up. Wages are stagnating. Quite unfortunately, it makes perfect sense that fewer people would think the expense is worthwhile. I wish we offered free high quality university educations. The USA can coast on its dominance for only so long before the lack of educated people sinks us.
At the risk of sounding like a terrible person, I'd like to be honest for a second about why I went to college, which is to avoid this exactly reality that you just laid out.

I enlisted in the military after finding college to be too boring for my taste. 3 months later I found myself doing the hardest manual labor of my life on a riverboat for the Coast Guard. The pay was not great and nobody cared if you didn't feel like working or were exhausted. The system (as is the military) is not merit based and the guys at the top were pretty awful to the ones at the bottom. By contrast, the officers in the coast guard had nice offices, nice crisp uniforms, nice private rooms, nice private dining quarters, ect. And the difference between those two (enlisted and officer) is a college degree.

What I learned is that I did not want to be an enlisted man. It's a lot of very hard work for little pay and even the highest enlisted man is still saluting the lowest officer.

This was enough to galvanize me to go to college and finish as quickly as I could.

Blue collar jobs are not for everyone. They were not for me. I realize the Coast Guard is not a perfect microcosm of the real world, but in a lot of ways it is. Now that I have the white collar job, I still chuckle at "mental health days" and people complaining about being "burnt out". I chuckle because I remember those days on the river, baking in the hot sun after working for 36 hours straight and how much we all would have laughed until we cried if those words had come out of someone's mouth.
MONDO 2000 was Amazing!

Its wear i learned the first of Jaron Lanier and UI/AI/etc whatever he was talking about at the time.

Was later a long time subscriber to WIRED before they got too smug.
Almost all of it was already disabled on my work computer (...months since I booted Windows...), and most of settings were completely disabled due to group policy.
central jersey does alright too but the best I've had was a bar called Mario's in clifton.
This needs its own post
How many services were saved by HA? The cost of HA is loss of performance and increased complexity in addition to monetary cost. If your application is not highly critical, I am not sure you are benefiting from HA. Is hackernews HA? nope
It seems to be a nice project but they should remove "C++" from the name since both languages have nothing in common anymore, especially the use of smart pointers and Boost.Asio compared to "malloc and socket" that is used in the book.
They've build up enough political capital to expend it, upset their customers, and normalize all these dark patterns. They're taking the risk that 5 years later everyone will consider these things common and not be bothered by them. Apple did the same thing by making an attractive ecosystem. Windows is using its dominance as a platform to make the same exchange.
It had application in the sense that it provided inspiration for these concepts, yes. However learning anything else from category theory is irrelevant to understanding and using them.
California Universities just had the most applications in history. UCLA 145k applicants, UCSD 130k applicants. Respectively they are both down now to about a 3% and 5% acceptance rate due to the spike. Might be Covid holdovers due to a gap year, or with the economy as it is, out of state applications have dropped.
Digital changed the situation, for the worse. In digital there is no first-sale rights, because bits cannot be sold, only licensed. This was decided a decade ago in exactly the same court the IA is being sued in[0]. The only way they could decide in favor of IA would be to make a very narrow ruling (e.g. 'libraries are special' or 'the DRM makes it OK') or go full judicial activist in ways our extremely conservative SCOTUS would not tolerate.

The reason why libraries are even allowed to exist in the first place is because physicality allows you to do things with books that are not "copying" them. Everything you do to a digital file is covered by copyright. When you "move" a file from one computer to another, you actually copy and delete it. When you "read" a file, you copy it from one storage medium to another[1]. If we want digital first sale then we have to fatally wound the existing copyright system.

I would absolutely love for the IA to be able to roll back this madness even a little, of course. I don't see that happening. They will put up a good fight, and the judge will roadkill them for the trouble.

[0] https://en.wikipedia.org/wiki/Capitol_Records,_LLC_v._ReDigi....

[1] https://en.wikipedia.org/wiki/MAI_Systems_Corp._v._Peak_Comp....

Yes, this is that court case. The one that says "RAM is storage and loading programs into it is infringement".
Also learning is more than just reading a whole lot. Not every field or subject is software development where the tools you need to actually do are so easily accessible.
> the “official” food pyramid put out by the government still tells people to eat mostly refined grains and carbs.

Apparently this isn't true anymore. The Food Pyramid was replaced with the current "MyPlate" model in 2011 [1]. That said, grains still feature prominently on the plate and the details say up to half of those can be refined [2], which still seems high.

[1] https://www.health.harvard.edu/blog/crumbling-confusing-food...

[2] https://www.myplate.gov/eat-healthy/grains
The Art of Embracing Speed
Is it slower again ? [1]

[1] https://www.npopov.com/2020/05/10/Make-LLVM-fast-again.html
i'm using bincode to serialize btrees and the files are smaller than i expected...it's pretty cool. must be storing my u32s as u16s or u8s sometimes.
OTOH, the pay in US is 2 to 3 times than in Norway. Does that mean the risk is taken into account in pay?