skysight-inc/HackerNews huggingface dataset:
> What happens when more banks fail than the FDIC fund can backstop?

I’d hope we don’t have to find out. Regardless of who holds the bag, it’ll be bad. (In an ideal world, depositors will be depositing in banks with finances matching their risk profile, but I digress.)

How would crypto make this better though? Yes, self-custody eliminates the counterparty risk, but just like with USD, self-custody is just not practical for many people. Many people choose to hold their crypto in exchanges (because of convenience) or lenders (i.e., equivalent to banks, because of yields.) So doing results in similar or higher counterparty risks.

If we abolished fiat and moved to BTC, a financial system will arise on top of it which will likely closely mirror the USD financial system (actually, it already does now). If that happens, the counterparty risk for depositors remains.

I’m all for crypto, but I think it’s naïve to think that just because self-custody is a possibility, counterparty risk will go away.

If you have a significant amount of USD, you can mitigate the risk of your bank failing on you by holding physical cash or by holding T bills.

Edit to add:

Also, the no counterparty risk is mostly theoretical. I’d wager that the vast majority of people that practice self-custody of their crypto are still exposed to some (but different) risk. To be safe, you need an air-gapped and trusted device holding the private keys _and_ ideally running your own node (on a different device). Do you trust your hardware? Your OS? Your wallet? If the device you transact from is compromised or is susceptible to being compromised you are exposed to risk. Hence, insurance is still needed.
Wider distribution doesn't actually matter here if it doesn't result in linearly increasing economic benefit. For most modern music the majority of income is made on tours doing live music. I imagine this effect is far more pronounced for orchestras because millions people bought Taylor Swift's last album, but not so many are paying money for the Berlin Philharmonic's release of Mendelssohn classics.

So if the orchestra's economic production is still only being realized when they perform live music, the baumol effect will absolutely still apply.
You still seem to be missing my question, which is, how did third world countries become how they are? Certainly not by adopting something like contemporary American culture, right?

Furthermore, you've made a very strange pivot: first you were talking about how "it’s been eye opening to watch the aftermath of the 1960s social revolution", but now you're talking about "what the US would be like if Appalachians had populated the whole country". The former and the latter seem to have very little or nothing to do with each other.

It's also pretty weird that you contrast for example Germans and Appalachians, because "Germans were a major pioneer group to migrate to Appalachia". https://en.wikipedia.org/wiki/Appalachia

And: "Since its recognition as a distinctive region in the late 19th century, Appalachia has been a source of enduring myths and distortions regarding the isolation, temperament, and behavior of its inhabitants."
This doesn't even pass the smell test.

> It’s not the Fed that caused inflation, it is:
>
> * Suspending school debt (extra income)

School debt repayments are about $100B per year ($0.1T).

> * Injecting real cash into the economy (stimulus checks and PPP loans to small businesses)

$800B in stimulus checks. PPP was about $800B as well. So we're talking $1.6T over 3 years, $0.5T/year.

The US economy is $23T. Let's put $0.5T/year in perspective: social security payments are now $1.3T/year and defense spending is $0.8T/year.

You're trying to argue that a 2% GDP increase in spending is the main cause of significant inflation? That's nonsense.
And if you liked this movie you might like "In Bruges". Very similar in mood and the same two lead actors (and director). Personally I liked In Bruges a bit more but they're both good
Stuart Reges seems like a well-known controversy generator, looks like he was in the news about this other thing [0] a while ago as well.

Given this background, I think it is a mark of academic freedom that literally all the university did was offer a separate course section for people who wanted it. I fail to see how he is being retaliated against in any way -- if the university is offering an alternative to his course for people who want to exercise their academic freedom, why is he against that?

Sounds like it should be useful to promote free thought! You can either take the course where the whackjob professor has weird takes on women and code, and rails against acknowledging Native American tribes in a computer science course -- or you can take the course that, you know, focuses on computer science. And hey, maybe the whackjob professor is a good enough teacher that his content outweighs the land theory nonsense, and people actually take his course? I certainly know a lot of good professors I learned from at college were eccentric.

I admit the second one is far-fetched and weird; but almost entirely removed from academia. Sounds to me like a bunch of administrators making work to justify their own inflated salaries.

----------------------------------------

[0] https://www.seattletimes.com/seattle-news/education/why-dont...
Using section 1201 of the DMCA (anti-circumvention) to slam the door shut is an UNBELIEVABLY scummy move. An outright shameful concession.

The statute is essentially "we don't care if what you're doing is legal or not and we're not going to wait for a court to decide, we're playing this trump card to make what you're doing illegal regardless of it's copyright status."

It's equally scummy whether it's over AI training, preventing someone from using material from a DVD under fair use, or suing for Joe Blow for refilling his inkjet cartridges.
Heavies have radars too - and instead of O2 from a tank they breathe bleed air from the engines.
> I suspect China's draconian, desperate attempt to eliminate Covid entirely was largely due to official guilt.

OR it was because they didn't have a vaccinated population and they couldn't build and staff hospitals fast enough to deal with a nation wide exponentially growing infection.

Don't let facts get in the way of a good rant though.
> so the AI can't imitate your style (at least not by using your name).

It'll work regardless. All it needs is X artist uses this medium, does these sorts of pictures, looks like artists Y & Z, etc. etc.

SD does okay on some artists that don't have works in the image dataset. All their name does is pick out a position in the embedding space.
You're so thoroughly wrong that it's funny: literally a huge majority of French people are agreeing with the movement despite the hindrances.
I asked GPT to summarize a Wikipedia page on the Willow pipeline project in Alaska and it summarized something completely different, so this is believable.
It really sucks to be compared to a horse. It goes to the mentality of this that gives me such anxiety. I understand to my boss I am just a cog (horse), but damn… a bit of compassion would be nice before I’m turned to glue.
I don't disagree with anything that you are saying. The parent topic is about inflation, and throughout the least 13 years, inflation has not been a problem until - in my opinion - faulty fiscal policy during Covid.

In other words, had both monetary and fiscal policy stayed the same, inflation would not have happened to the extent we are dealing with right now. But fiscal policy (government handouts) was extremely liberal after Covid, and that put us out of balance.
If you're an American, you'll be all too aware of what a mess the US electoral system is, subject to varying rules across thousands of jurisdictions, large and small, and involving now prolonged "early voting", "absentee voting" for a wide variety of reasons, mail in ballots only for some states, little or no ID verification for some states, outdated voter rolls, legal "ballot harvesting" etc.

Growing up we used to politely nod at the common belief that the 1960 presidential race (Kennedy vs. Nixon) was decided by Mayor Daley's corrupt intervention in Chicago. And, of course, the wild 2000 Gore vs. Bush race decided in Florida further eroded hugely trust in the electoral system. And etc. etc.
Engineers created a paper plane-throwing bot to learn more about flight
Almost all of them. Barbers, teachers, nurses... construction productivity in the US has collapsed. The US construction industry is literally less productive today than it was at any point in the last say 75 years.
Experience, not knowledge. They’re still physics post docs.
HTTP client libraries on the various languages still seems so lousy with excessive boilerplate and all sorts of complexity to handle cases that are beyond rare.
Wowfunhappy's laptop has a keyboard which can be used to enter a long enough password.

Pity that the only reasonable option is rejected.
In 2 out of 3 of your examples the "victim" is a large corporation
I'm wondering about helicopters too. I was a helicopter pilot for a few years. We rarely flew much higher than 1,000 feet AGL, but we crawled all over the aircraft during pre-flight, drew fuel samples, etc. While deployed in a flying position, we'd log 50-100 hours per month. It would be a quarter of that when not deployed. Over a 20-year career, 5,000 hours seemed typical for Army warrant officers; commissioned officers (who spend a lot of time on "non-flying duty 'for career progression'") would get more like 1,000-2,000 hours. I'm pretty sure that civilian commercial pilots fly a lot more than that.
Robotic automation for solving the design problem of paper airplanes
Think of the two entangled particles as telegraph operators that can communicate with each other infinitely fast -- the speed of light is no obstacle for them. But you cannot hand one of them a message to be transmitted because they simply ignore you.* You can ask either of them if they recently sent or received a message from the other, and what that message was, and they will tell you the truth. But they will only tell you this over subluminal channels, and they will not accept a message to be transmitted superluminally. We can prove they are communicating superluminally because of the Bell inequality, but we cannot control what they are communicating.

*More precisely, the act of handing one of them a message causes that one to communicate some random message to the other.
The answer is that it's all conceptual. There is no real, objective scale to the universe, you're picking a reference point which can feed the monster inside you called depression. It's just as valid to pick a different scale and focus on that. I say that like it's easy, but it's not, it's a struggle, but being aware of it is the first step. It's about where you direct your attention, and how you react to what your attention is focused on. Negativity breeds more negativity, and to break this cycle you must find ways to reverse its polarity. To me that is creative endeavors, which are like dropping a bottled message in the ocean of time hoping that someone in a distant future, in a world I wouldn't recognize, might pick it up and gain something from it. I have that hope because I know I've had that happen to me from people long dead before I was born.

As for reading material, I'd actually recommend Watchmen, the character arc of Dr. Manhattan is pretty much centered around this issue.
> The average person is too easily social engineered into allowing anything.

How many "average" users you know who use sudo? At some point, the software needs to acknowledge users who are saying "I know what I'm doing and the risks, just let me do it" i.e. sudo.
>propose that men should be rehabilitated to learn how to communicate their feelings and needs in more socially adaptive ways

By which of course they mean feminine ways. Is it any wonder more and more men are simply opting out and walking away? Why bother when simply being male is treated as though pathological?
> but I knew nothing about it

You're probably better off not knowing - any attempts at serious commentary on that conflict by the film didn't land well with anyone more informed. It's an enjoyable, likeable film, but cultural or political insights aren't McDonagh's strong points.

I also really liked Three Billboards, though I heard it received similar criticisms for its clumsy portrayal of US political themes (which I'm more distant from).
Whats the point of getting a 980 pro if you're going to disable the cache? Don't disable cache, prevent unclean shutdowns
One question not obviously answered on the site: What's on here to make it worth the trouble?
Low spam with Fastmail (5 per week?) however mileage will vary.
Archived link?
> And yet watermarks are a thing.

The full-resolution examples I’ve seen have shown this as much more destructive to the underlying art than usual watermarks, to the point where I’m not even convinced people would use it on samples when the underlying art wasn’t displayed online but sold through other channels.

> YouTube already transcodes your videos, why not DeviantArt encode your art except to verified human accounts or something?

So the idea is to be “protected” against automated scrapers building datasets for training, say, the core StabilityDiffusion models, but not against the huge number of individuals training (and remixing) checkpoints/loras/TIs/Aesthetic Gradients and exchanging them that are driving the ecosystem?
It was Marc Andreessen. He has pointed out that cost of a 100 inch high definition television is on the way to $100 while a four year college degree is eventually going to hit $1,000,000
Banks have a bunch of assets (mortgages, long-term government debt) that still has its full value, but only 10 years later, people want their money out now, the Fed is issuing bridge loans to cover the gap and avoid bank runs.
But Taiwan, HK, Singapore, and Melbourne all did the same thing, extended lockdowns.

This wasn't autocracy, this was logical health policy: Do you overwhelm hospitals, potentially causing them to fail, or do you limit personal freedom? That's the question that they had to answer.

China had the added complication of not having a vaccinated population. Partly due to them having too many people, partly due to their population being skeptical of "Western Medicine".
It also tells the OS that I have root privilege and I should know what to do with that power, not babysit me.
Have you tried Magic Earth as well? I could never get myself to use OSM or Organic but found Magic Earth a rather intriguing (if rarely mentioned) option
maybe you can describe specific example? topics hinted here are broad.

concurrent programming for example also not taught same always. myself in school learned about concurrency like threads and mutex theory but “really” learned first time on job.
That's a lot of words to rebut in actuality a very tiny, perhaps completely insignificant, segment of the U.S. electorate. When most Americans speak hazily of "socialism" what they really want is not Marx but merely something closer to the Nordic model, or to Germany's social market economy (Rhine capitalism), or to the East Asian tigers, or to Britain, or to Australia, or even to that 'socialist' basket case, Canada.
Thailand is weird[0], in that there's no love lost at all for mainland Chinese or Chinese tourists, but it's very socially important to have a Chinese grandparent or two.

[0]: Actually I think this is true of most of South East Asia where the Chinese community doesn't have as distinct a separation as Malaysia and Singapore
I would assume so too, but according to the article, the brown widow youth are predating specifically on black widows.
If the max federal student lending is $5k or so per year, how does that explain college costs going past $50k a year? How is the balance being afforded?
Thank you, I hadn't heard of the word before and I think it'll stick with me.

I think there may be some crossover or resonance with the ideas of:

- Carl Jung's collective unconscious and archetypes

- Arnold Toynbee and Oswald Spengler's view of civilizations as (pseudo) organisms.
It will leave you sad and a bit forlorn, likely.
Ai: I’m not an AI
The main thing is Delta, an excellent game emulator: https://github.com/rileytestut/Delta
>The entire embedded software engineering field is an example.

This is simply false. Most devices are moving in this direction. Practically all phones people use are using a kernel that supports virtual memory. TVs now come with Linux too. All sorts of random devices use Linux now that powerful and cheap chips exist.
> But my understanding of what they’re actually doing is a data poisoning attack on the fine-tuning process (e.g. someone tries to finetune StableDiffusion on a handful of a particular artist’s images).

No, its poisoning core model training as well, because the core models are trained with scraped art with artist and other metadata, which is why you can use “in the style of…” prompts for lots of artists with the core models. It also applies to fine tuning, etc.
The intelligence agencies and a paid contractor came up with the other story full of holes. Julian Assange has never lied to the public or published untrue information that I know of. So it is a matter of who do you trust: the government who constantly lies, or Julian Assange.
Actually they do. There are huge amounts of blogs and forums where men talk about this stuff. They don't necessarily write books that sell in bookstores...maybe the author didn't bother checking the internet.
Basically any app that is not allowed in the app store because it uses internal APIs, or does things not allowed by Apple.

For example a PornHub viewer. Would never be allowed. Or a torrent manager.
Since Taiwan became a democracy, Taiwan's stance has always been against "one country, two systems". It was like that wayyyyy before the Hong Kong protest.

It's not my personal opinion. These are the polls from varies institutions in Taiwan (in Chinese): https://www.modernchinastudies.org/cn/issues/past-issues/106...

The first column is date (ROC year 80 = year 1991, etc), the second is pro one-country-two-systems, the third is against it.

You can see the percentage of pro went from ~10% to ~30% then back to ~10%. It has never been the majority.
It's a bit of a stretch to label Bitwarden users as average user. Average users don't know about password managers beyond whatever their browser supports.
Defense spending doesn't contribute not even a little bit to how inflation (CPI) is being calculated, because the DoD is spending money on stuff that doesn't affect the general population. Unless everyone is trying to buy an F22, of course, and that finds its way into the CPI.

Not every expense is the same when it comes to the cost of general goods and services.
It’s okay, neither can the people posting
I'm afraid my view is a bit more jaded - I think those storylines were manufactured for ulterior motives as part of an effort to sell a program to the American public that would significantly reduce the average standard of living while concentrating wealth in the hands of billionaires. They'd already seen the effects of NAFTA and with China, they were hungry for more of the same.

I don't believe the conversion of the industrial manufacturing heartland of the United States to a region now called 'The Rust Belt' was accidental or unplanned. Nor was the destruction of much of the West Coast garment and electronics manufacturing industries.

This has been a deliberately planned policy with a known outcome by its architects, and it's been going on for about four decades. See for example:

https://www.epi.org/blog/nafta-twenty-years-disaster/

> "By any measure, NAFTA and its sequels has been a major contributor to the rising inequality of incomes and wealth that Barack Obama bemoans in his speeches. Yet today—channeling Reagan, the Bushes and Clinton—the president proposes two more such trade deals: the Trans-Pacific Partnership with eleven Pacific Rim countries and a free trade agreement with Europe."
ugh me too lol
I'm using 40 KWh per minute does not imply anything about how much I'm using in total though, only a rate.
Even easier pro-tip: just don't have a linked in profile
Is it supposed to be a caricature of a mentally disabled person? What is great about that acting? Not being rhetorical here, I'm not a person of high culture.
Just a few..

- Audited accounts

- Following the required laws

- Ability to have a capital buffer

- Ability to have a risk team to manage risks/entire governance system and controls

- Able to scale to millions of people

- Ability to pay off entire unsecured loan on demand

- Market based Credit rating

- Market value of securities/ability to be sold and absorbed into other institutions

- Ability to raise capital

- Ability to change management entirely

- Can live over 100 years even after its failed (accepting loan payments for example)

- No personality traits/needs in the way of commercial transaction.

- Self sustaining

In its simple form, a group of individuals is a lower risk proposition than an individual.

Banks jobs are to borrow short and lend long. So it also enables the basic structure to play out until the maturity term ends in a very predictable fashion.

Even if the institution is failed it is far more capable and can still run and accept payments for loans around processes.
The nice thing about this article is it blows some ageist assumptions out of the water. I wasn’t expecting the average founders age to be over 40 in SV.
Which just goes to show that all the studies in the world don't mean a whole lot :)

I guess it depends on your definition of "entrepreneur" - does it count if you only found 1 company?

But from where I stand I pretty much fail all the "high probability" criteria, no troubled past, no mental health issues, no previous employment history, no bad-childhood, and do on. Arguably I'm "well rounded" (for some definition of that. Yay!)

So to aspiring entrepreneurs let me say, indicators don't really matter to _you_ as an individual. These are not _requirements_, they are indicators.

Starting a business is not for the faint hearted though. You'll work more hours, probably for less money, possibly for no money, and you'll likely fail.

You need more than just desire, you need a product people want, that they can afford, and you need a way to reach that market. And some luck. Did I mention you'll likely fail?

Success isn't bei g a billionaire, success is keeping the doors open, drawing a salary, employing others in a non-exploitive way, not grinding away every second. Success is taking time off to spend with family, or playing sport, or whatever, just because you can.

To those just starting out I say, welcome to the biggest adventure of all.
> During the 1970s and 1980s, wives won legal equality with husbands

No they didn't. They won grossly unequal awards in their favor, like lifetime alimony, no fault divorce and child support.

> The populist Right, on the other hand, weaponises men’s dislocation and offers false promises such as removing women from the workforce

Apart from ulta-niche groups like the Proud Boys, is this really what the Populist right says? In need of references.
Sure, but 24 hours is too short. It's a huge annoyance for day to day work when you interact with a large number of people and often forget to increase the retention window. Even then chats aren't kept much longer.
Something made in the '80s can't have patents to collect for. So something doesn't fit.
What's the cross section of users willing to configure this setup (which requires the Mac app host) that want these "restricted" applications that also do not want to jailbreak their devices?

I suppose I am many years removed from the jailbreak scene so it's not clear to me if this represents a viable alternative for the regular user, and/or if Cydia is still functional. The latter of which was very much the defacto "aftermarket" app store.
> US doesn't have the credit to borrow anymore

This is a ridiculous statement. The market for US treasuries is perfectly healthy.