skysight-inc/HackerNews huggingface dataset:
> odds are, just about every bank by now has either reviewed or scrambling to review their exposure

The lesson they learned is to shout global emergency when your regional bank can't meet withdrawals due to poorly managed finances.

Banks will not be more prudent, in the long run. They've just been taught that the government will protect depositors beyond federally insured limits. So now they can make riskier bets.
I run Python applications in containers. No need for a virtual environment.

Don't you need a container anyhow? Who want's any Python program and its 1000 dependencies to have access to the guest OS?
Exactly, I still bank at BoA due to convenience and it being my longest open account but any bank service I need is first run by my Credit Union.
There are more blogs today than ever! And, RSS is alive and well. Come back!
Time to go into carpentry! Always did want to work with me hands.
people should divest from crypto and invest into the good old banking system
I think it's an interesting challenge with FOSS infrastructure in general, and I'm surprised it isn't more of an issue.

Docker's storage is heavier than most, but what about other repositories like maven central, and npm? There must be significant costs associated with running those.

These tools are all the backbone of modern software dev, and need a business model. It's reasonable that consumers should pay for the benefit. I think Docker have screwed the execution of this transition, but the overall pattern of "someone has to pay" is one I support.

Personally, I pay for Docker. I use it every day, and get value from it.

The argument that the OP makes is really valid though - OSS needs distribution channels, which need to be funded - and expecting the publisher to pay for this isn't always appropriate.

I'd like to see something like the equivalent of CNCF which I can buy a subscription from, and it funnels money to the comapnies and developers that keep me in a job -- almost a Spotify model for OSS and it's supporting infrastructure.
I would add that recognition of the "One China" policy is just lip service for trade. Talk privately with any politician or leader of industry and they'll admit as much. Another way to view it is that it's merely acknowledgement of what China believes, the same strategy you might employ dealing with a petulant toddler.

>Frankly, Taiwan and the rest of Asia have had enough of China's arrogance.

Living in East Asia this is something I've observed when the subject comes up with locals. You're also going to hear similar if you watch the local news. It's certainly not an "anti-China" bias limited to the west.
Im actually interested in becoming a private pilot. ChatGPT pointed me to the proper reading material to get started and I’m going through that, using ChatGPT to clarify various concepts I misunderstand or poorly understand. Its been an amazing supplement to my learning.

I can ask it about the certification process, what certified pilots can and can’t do, various levels of certification, etc.
The bailout to the banks is two fold. First the direct bailout in form loan guarantees. The moral hazard on those are limited by the time limit on when the assets had to have been bought (in the past) and on how long they can be used (a year).

The second is a third or fourth order bailout of banks. By moving the goal posts on depositors responsibilities to “none if you are a powerful lobby”, risky banks no longer have the second most important limit on their riskiness (depositors managing their own risk and due diligence). That leaves only the equity holders to do the diligence.

I think the reason people aren’t calling it a bailout is that it puts all the pressure on equity. Which maybe what we as a society wants but it’s certainly a big change to the existing regime.
Ugly short boss will from now on be my proxy for stable WFH situation
For what it’s worth, mac apps have had disk access permission prompts (along with prompts for several other permissions) for a while now. Its permission system isn’t perfect, but it’s a far cry from unpermissioned access.

Windows and Linux do have a way to go in this regard, though. I’ve seen efforts from the Elementary OS team to include some form of permissions in their distro but I’ve not seen it elsewhere in desktop OSes aside from macOS.
lol. You don’t call someone a thug because you don’t like them. You call someone a thug because they possess the ability to do a potential harm.

Tech bros is a term for men who’s life revolves around tech.
I'm sure there's a reason that I'm just not aware of, but why is the PEP for __pypackages__ [1] in draft and not the obvious solution? It just seems that having those dependencies in the directory would resolve a good few issues without the need for the virtual environment. The big downside would be versioning of the Python interpreter, but at that point, we could still keep virtual environments for that case, right?

I assume I'm missing something big and someone who is more in-sync with the Python ecosystem can correct me.

[1] https://peps.python.org/pep-0582/
It could be. The difference between needing a human to rate a thing vs create a thing is very different though
I tried again with the new ChatGPT update released today (not GPT-4), and with some coaxing it suggested using a drone to go out and steal while staying at home. Not bad.
Hi! Tom from Grafana Labs here, super excited to welcome the Pyroscope team and can’t wait to see what they achieve.

Continuous profiling is a next big thing IMO - easier to get started with than distributed tracing and delivers immediate value.
I did a similar demo project five years ago when I was learning compiler theory. And it was implemented by Python.

https://github.com/hgoldfish/aggie
Docker is a software tool. Docker Hub is a service. If Docker didn't stand up Docker Hub the equivalent services from GitHub, Google et al would have competed on a more even playing field.
This is how I've been living for many years and it has saved me many thousands of dollars, which is a significant amount of money here. The various "cloud" free tiers cost them at least $600 for the past year alone. Same for free CI offerings, etc. Thank you VCs and BigCo for not cutting out regions that are probably net negative for you overall (I guess it may be serious money for me, but doesn't even register on the radar at their scale).
Read this all the way to the disclaimers at the bottom. It's just a fantastic piece of writing, digging deep into some of the unseen structures that underlie our society.

I'm not close enough to the banking system to judge the truth of it, but it was beautiful.

PS If you are on email lists, make sure to respond occasionally to the author. It's hard out there and they are shouting into the void. If a piece makes you smile/think/learn, tell them!
I think you meant to scare quote "steal," not rich. Otherwise this is a very elliptical argument.
I used to think that it was entirely about the risky investments, but $42 billion left SVB (which managed about $200 billion in total) in 2 days. Literally no bank today could withstand a bank run for 20% of its asset base.
> It's also an opportunity to establish a "base truth" that people can agree on as a premise, to start a discussion from.

Source?

;)
It’s more difficult than what this article describes: how to pronounce something depends on context, not only of the text being read, but also of the user.

There’s a difference between listening to an audio book or proofreading text, for example. In the latter case, the user may want to hear “capital X”, not “ten” in “Act X, scene III”.

For proofreading, blind people often prefer their TTS system to be predictable rather than smart, but often wrong.

For example, Apple’s TTS tended to pronounce the “Read” in “Read me.txt” in the past tense, but that didn’t bother users much. Its imperfect smartness around abbreviations (“Dr. Mulholland” vs “Mulholland Dr.”, “St. Albans” vs “Albans St.”, to mention a few) bothered them more.

(Weirdly, the iOS TTS system seems to handle these worse than MacinTalk did around 1990)
I'd be willing to pay good money for a 1m limit.
Um, no. The true libertarians would rather burn down the Federal Reserve and enjoy the whipsaw's of market dynamics that actually allow for economic mobility. No one can buy jacksh*t in terms of assets with this 'controlled demolition' aspect. Every single market participant with means is always prepared for a buying opportunity. The ones 'pulling themselves up by their bootstraps' cannot.

So, heck yes, you scream and yell at the fools that started all of this. We gave away too much money, made money artificially cheap, then tried to pull the e-brake when it was too late.

Truthfully the only critique is the hypocrisy of enjoying high valuations due to the idiocy of monetary and fiscal policy.
In Defense of Crusty Old Swiss Army Knives – An Exploration of Django and Htmx
Very helpful. I have the same situation and will give this a try. Cool!
>The risky behavior was enabled by de-regulation starting from Clinton. (Most de-regulation related systemic flaws today can be traced back to his admin)

>"Tech bros" support this de-regulation. Any regulation is govt. overreach. "We know how to handle our shit" attitude all over the place.

Surely this doesn't apply to all SVB depositors? Or do you think the entire SVB deposit base was card carrying "tech bro" members? Or suppose 80% are, what of the remaining 20%? Should they get ruined because they dared to associate with "tech bros" and/or didn't do financial risk modeling properly? Or maybe the government should make the bailout conditional on whether you were a "tech bro" or advocated for deregulation?
It's not that I think multimodal input is important. It's that I think goals and experimentation are important. GPT does not try to do things, observe what happened, and draw inferences about how the world works.
podman + podman-compose is as easy.
I use the Brother hd2270dw at home. It has WiFi printing but doesn't require the internet to print anything. You can also plug into it the old fashioned way and the toner is affordable.
Complexity in Factor Pricing Models
>if you believe that e.g. the machine elves some people see on DMT are real, there are all sorts of experiments you could do to test that

Well you can't even proof that any human you encounter in a sober state is "real". Scienctific theories are predictions and don't tell you anything about metaphysical truth. For all you know you could be plugged into the matrix, right?
They are a bit less important than they once were in terms of volume, but they are still massively interconnected with the rest of the system. There is zero chance they‘re just left to implode without governments and central banks stepping in.
Yes - I think they meant RPython, which the PyPy team developed explicitly as the easy to optimize safer subset of Python.
You have a big misunderstanding just like the David Sacks and the rest who feel depositors are wholly innocent.

Most everyone involved in finance knows that banks treat 'depositors' as creditors. Banks view deposits as a liability. Anything over $250k is uninsured. There are multiple ways to insure deposits over $250k. These are simple concepts.

To say that you shouldn't know how to manage your own money is like saying you shouldn't know the traffic rules when you're driving. Where you decide to keep your money is your own choice. Everyone participating in the economy takes risks. It doesn't matter where money are assets are kept...there is always risk.

In terms of depositors, they neglected counterparty risk. In terms of SVB, they poorly managed interest rate risk.
Lots of orgs figure out how to piggy back the “service” part of whatever they’re doing on free or sponsored infrastructure, though. Homebrew, for example, has been doing a lot of the same stuff on Travis and GH Actions since forever.
They don't want the stock to go to 0, but they don't want to miss potential returns either. When the FDIC will cover all depositors, investors (from a purely capitalistic perspective) would demand to use as much of their capital as possible to maximize returns. As we've seen numerous times before in the past, a large quantity of investors is myopic and regulatory oversight often comes too late or after the fact.
That's Objective-C.

In Smalltalk, nil is an instance of UndefinedObject and responds to that protocol. Sending it a different message results in a DNU.
Short term duration is generally considered 1 year or under. The Treasury sells bills for 4, 8, 13, 17, 26, and 52 weeks.
You don't go to war with the army you want, you go to war with a menagerie images built and generated by random strangers on the internet your team found in stack overflow posts.
Fully insured by whom?
Static typing is table stakes for a real-world software engineering language in 2023.
Ask the shop owner when they last had a vacation and a 401k with match.
I suspect it has more to do with accounting standards. After a certain % ownership you need to consolidate the entity in your group, which from a regulatory capital point of view means consolidating all of the RWAs while not getting credit for all the capital in the entity.
I wish it wasn't a local filesystem. Google Docs was superior (for me) in that my files were available on every device. To achieve that here would require setting up Dropbox or similar and dealing with edge cases. If this API was more sophisticated with conflict resolution, Firefox could sync these files for me (maybe S3 compatible? I dunno) and then every app could have magical Dropbox/GDrive capabilities instead of a boring old tech folder that gets wiped out every so often.
Paul Graham is completely mistaken in that essay.

You can't rank languages on a single one-dimensional axis labeled "power". Why? Start by asking the question, "Power to do what?" Well, duh, to write programs. "What programs?" Well, just general programs.

But I've never written a general program in my life. I've written a bunch of specific ones, though. What I care about is power to write this program. (Why do I care about how good a language is at writing programs that I'm not trying to write?)

There are a bunch of things that go into how good a language is at writing a specific program. Syntax. Libraries. Ecosystem. Availability of programmers who know the language. Maintainability. (If you think languages don't differ in terms of maintainability of programs written in them, work in COBOL for a while.) I should look at the language, and look at what I need to do to be able to write the program, and pick the language that, all things considered, will make it the easiest to write that program. The best language is going to vary from program to program.

And the reason it varies has nothing to do with the "Blub Paradox" or because we're too stupid to understand how wonderful some magical language is, either Lisp or Smalltalk.
I have my Fish shell do this automatically when I cd into a directory with a .venv
The only sector more regulated than Banking is Medical.

But yes, one former libertarian = Libertarian tech broooo
If the signal-to-noise ratio is so low, why even care about the "prediction business"? It's worse than nothing, the noise is too high to be of any value...
His font 'Silkscreen' was a hit. It was clean, tiny, and free and found all over the web in the early 2000's. I see it from time to time in various places.

https://kottke.org/plus/type/silkscreen/
>> Make these things less emotionally charged and political, and you'll get more support

> Are we using the same Internet? Clickbait, outrage and emotionally-charged drivel triumphs over measured rational discourse every day of the week

Yeah ... for ad-driven content and messaging about wedge-issues meant to hold together electoral coalitions. Is this one of those things?

If you actually are about issue X, it's probably not a good strategy to let it get polarized along political lines, you might slightly increase your support with one polarization, but you'll increase opposition from the other. That's a recipe having your issue stagnate.
78x is roughly two orders of magnitude in typical physics parlance. If you take a more CSy stance and count powers of two, it would be six to seven orders of magnitude. Sounds entirely fair to me.
Docker should never have become a business. There’s virtually nothing there to make a business around, it’s a suite of useful utilities that should have remained a simple open source project.
I switched to podman a while ago and haven’t looked back.
> explicitly lifting the 250K FDIC limit.

The desperation of that action speaks volumes about what they faced (and we don't know). Having no limits for FDIC will stem panic in the short term at the cost of (practically guaranteed) mid and long term hazard that this decision will directly engender.
> As usual it is the VCs that is the cause of all of this and this entire bank run

>Bringing the startups they invest in begging to their knees, putting all their eggs into one bank. It almost works like a ponzi scheme.

Why blame the VCs and not the bank itself for its poor investment choices (ie. buying a bunch of long dated bonds/MBS)?
Written more Python than I'd like, and I still hate + avoid venvs.

They're purely incidental complexity: it should be able to set up a project-local venv by themselves without me having to micromanage anything. I don't care about activating/deactivating venvs. It should just work when I navigate to the project folder. It should let me tweak where packages are stored for the 1% of the time that I care.
Because it highlights the flight to mega banks that people were concerned about. The dollars here represent dollars fleeing smaller banks making them more susceptible to bank runs and less likely to continue to independently exist.
> we get it

It's not a news to you and, perhaps, many others. However, people saying "He is right because it is free" do not seem to understand the difference between freeware and free software. I did not reply to the article; I replied to one particular comment, which was wrong in my opinion. You can call it "evangelizing" if you want, but knowledge of this difference can (in principle) save one from being trapped in the future.
But that removes the meaning of "bro". It should be "tech sibling". Of course, "bro" is short for "brother" so maybe the best solution would be "tech sib".
That does not feel like a good example. The context here is largely generative models relaxing human creations. We don’t need to generate Brain MRIs. This use case you outline is a niche thing for trying to train better models. Not doing the thing we actually need to do at such a scale that humans aren’t doing the original task anymore.
After the MP3 record labels no longer provided value.

They only made sense when the limitation was delivering physical objects to stores.
it just bears remembering that whenever anyone in SV says "government bad!" - the government saved their asses
The moon "fake" photos on those cameras made this apparent, particularly if that data is fed back into the training.

Imagine, if you will, a change on the moon's surface, that all the "smart" cameras kept removing from the images as likely artifacts.
But what is the competitive advantage to be had between a regional bank and a megabank? I kind of love my megabank(and there are quite a few megabanks too). I can expect a branch to be in a foreign country, it provides a pretty great mobile user experience, it is well capitalized, the in person customer service has been great as well.

Is it that less competition allows for companies like Wells Fargo to take advantage of their customers on a large scale? Is it that regional ones can provide fewer fees?
Why banks specifically? Should there be insurance for AWS and Github accounts?

> maybe they already do

"Insured cash sweep" (which is basically "RAID for banking")
How far would a multi billion company go in order to ensure its main source of income? They have a history of providing privacy assurances which fell through under serious inspection. The flock scheme was a few months back, the stop location history scandal was a few years back, and I'm mentioning only those on the top of my head.
I've been calling my gym crew gymbros, despite half of them being female.

I suppose I've not really thought about the gendered nature of it being short for brother.

To me its like calling a group of people 'guys'.
Indeed. But then most tech companies don't pay that much to tech employees (e.g., see the whole European continent)
This is what I do in 99% of my projects. Or I use a tool like Hatch that creates envs for me, and I can use `hatch run ...` instead of manually invoking the path.

People like to complain about Python, but `./venv/bin/foo` is basically identical to `./node_modules/.bin/foo` and I don't see why the former deserves so much hate.
RubyCentral pays the bills for rubygems.org. It’s a non-profit (501c3, not a 501c9). I believe you can buy an individual subscription to Ruby Central. Also profits from their conferences: RailsConf and RubyConf go towards funding infra (and paying people to wear the pager too).
That's different - that's about changing the _client_ configuration. I'm looking to change the server instead, so that the client can use an unambiguous reference to an image, but end up at different registries depending on the server configuration. In a perfect world, Docker Hub would let you do this to migrate community projects away, but even just being able to manually change references now to a registry-agnostic URL would be a big help.

Shouldn't be any security risk there AFAICT. Just hard to tell if it's functionally supported by typical registry clients or if there are other issues that'd appear.
Image-to-Code Tool
What makes Peter Thiel a libertarian? I thought he went full Trumpism, which is basically the opposite of libertarian.
It is something of an aside but, I find it very amusing that the risky behaviour people are up in arms about in this case is "buying long dated US treasuries".

I think no one really disagrees about whether people who knowingly take risks should be bailed out - they shouldn't.

To me, the deeper question is who actually knowingly took the risks and should people/businesses have an opportunity NOT to take such risks but to still access basic banking services?

I have zero objection to shareholders, bond holders and even senior management getting nothing in these cases. They absolutely should not. And the second government has to step in, that should be the case.

I am just not convinced that depositors count as having knowingly taken risk. It does not seem to me that the average depositor (including businesses or individuals with more than 250k in cash) ARE or SHOULD BE knowingly taking risks just by depositing their cash.

Perhaps I am wrong, maybe that should be the case and bank accounts should continue to be a "risky" product? But if so, then I think we should offer (either via private banks or direct from the FED etc) a risk free product that lets you do the things we rely on from bank accounts (store, send and receive cash).

It is an accident of history otherwise that the only way to access those services is to invest in a private firm. If I proposed that we should ban cash transfers and if people wanted to move money electrically, they should buy shares, send the shares, then have the recipient sell the shares, people would think I was crazy. But this is the same system really if depositors are really to be treated as "investors". I should not have to invest in a bank to transfer money anymore than I have to invest in a moving company to transfer a package.

It's another aside but... The system in Scotland a few hundred years back was that each bank would issue it's own currency. Then the value of a "pound" from one bank would fluctuate compared to others depending on how stable that bank was considered to be. So even the bundle of bank notes under your bed could become worthless overnight. Personally I think that sounds crazy, and a sound, transferable deposit system sounds like the same sort of boring obvious infrastructure we should really have...

Thanks for reading! :)