skysight-inc/HackerNews huggingface dataset:
The banking crisis really hilights why It's a Wonderful Life gets shown every Christmas.

The bank doesn't have your money in the vault, it's been lent out to other customers. Their loans can be in good standing and the bank can be perfectly solvent - but they can still have a liquidity issue if everyone wants to take out their deposits at the same time.
Scanning in that fashion is also far faster, more comfortable and efficient.

I used to flip through newspapers rather quickly scanning the headlines and first paragraph and reading more interesting articles in depth. Scanning this way is almost impossible digitally. Also headlines were more useful and articles actually had informative first paragraph instead of just "scroll some more" hooks.
Meta's metaverse is on the back burner
That's very good. I'm not sure how the drive would signal bitflips that can't be corrected (and what the operating system will do when it happens), but at least the support is there!
> Videogames and books are things you can't do with a partner.

There are, in fact, many games that are playable by more than one person.
> I'm still waiting for the automobile that can replace me, the Horse Carriage Driver.

Wow. The hype around "AI"s has entered the crypto stages. Just like crypto was the new car, the new internet etc., so is AI now.

Well, at least AI is useful in certain applications.
No actual difference.
I'm sorry but the pricing here is off by like an order of magnitude. This is in the $5/mo category not the $50/user/mo category.

Maybe I'm not the target user.

Please take this as me trying to help. I think many many other users are thinking this but not saying because they know they will get 500 downvotes.

You're saying the value provided is 4x the entire Microsoft Suite + OneDrive + Exchange (for example).

Seems really, really expensive to me
Learn about generative AI, ChatGPT unit economics, AI prompt engineering, and beyond as we cover the key trends driving the future of startup growth
Yes, exactly. If you for example rewrite parts of Shakespeares Romeo and Juliette you have copyright on the changes you made. So the parts you didn't change are in the public domain while the parts that are changed you got the copyright for (assuming the changes reach the level of copyright and aren't just for example spelling errors). Same with code. If you extend a MIT library you have copyright to the changes you made but not the parts that aren't changed.
Bus driver moment:

As a young contractor I was told about an on premies lawn mower kept getting stolen. I asked if there was a telephone line down in that part of the buiding. Wrote them a vb6 app that monitored a
magnetic door contact sensor on the LPT Printer port with a vb6 timer that looked for a state change and would send AT commands to the modem to call the on site manager if the door with the equipment was opened during a non standard time. Took a few minutes to do this in vb6 and clients were super happy.
something about linking to rustc

https://github.com/rust-lang/rust/issues/27812

i didn't look any futher.
Yep, I personally see the cost of doing a start-up going way down for individual developers or even junior developers.
This is like saying a bunch of nodes behind a load balancer are "colluding to keep a failing system alive" when one of them fails over; it's technically correct but .. you don't actually want the system to fail? Because people are using it?
Even if their assets are things like Treasury notes? I'm assuming JPM would get first dibs on those types of assets if First Republic went under, no?
Change a single character in hundreds of GitHub repos while staying in control
You know what else is below inflation? The rates SVB has to pay its depositors. As long as the rate is > 0, which is the rate SVB will pay its depositors, there’s no reason the Feds should take any hits.

As long as the rates on the bond are > than the rates SVB is paying its depositors it will be fine.
App:
This tool clearly shows you which bags are overweight and which bags have room. It also shows messages telling you how to rearrange your bags.

Backstory:
I recently needed to move and bring several suitcases. I like the trick of weighing oneself on a bathroom scale and then subtracting body weight to get the luggage weight.

However, it’s cumbersome to keep track of all the numbers when you have multiple bags and have to constantly rearrange them.

At the time I made an Excel spreadsheet, but I thought I’d make a tool that was easy for everyone to use with more features.

It’s been a minute since I’ve done web dev, but it’s been fun getting back into things and catching up on the latest standards. It’s just plain ol’ JS, HTML, and CSS. There is a link to my Github on the page so any feedback would be highly appreciated!
Please explain how you get a tax write off for depositing money in a bank.
How does this work from an IP perspective? Aren't you feeding OpenAI and Microsoft with your confidential information?

Also, what license is the code under when you get it back?
That's very unfortunate. With their vertical integration, Samsung is one of the few companies that can actually compete with Apple if they can get the tech up to spec.
> I had previously the expectation that unpredictable emergent behavior would exist in any sufficiently complex system?

Yes and no.

It's reasonable to expect that some unpredictable emergent behavior would exist in any sufficiently complex system, but it's not warranted to expect whether a particular capability will or will not emerge out of that system (that's the unexpected emergent behavior part); and it also was debated whether language models are a "sufficiently complex system", as many thinkers asserted that they should encounter fundamental limits in capabilities.
I am Dutch. One of the things the farmers lobby is trying to hide is the fact that 80% of the Dutch farming production is for export. These guys are running large multi-million euro sized companies, with a very significant environmental impact.

They try to make it sound like these are small family companies that need to be protected, but that's not the reality for 90% of the farming business. Let alone the fact that there has been a lot of fraud to cheat the environmental regulations. Not just a handful of cases.

Somehow the lobby has managed to get a lot of non-farming people to vote for this party, due to their unhappiness about other political topics. Well done for them. But don't expect this to be a lasting thing.

A good comparison is the other political party that had a big jump in these same elections 4 years ago. The "Forum for Democracy", attracted similar groups of people that disagree with the government. They lost the most seats this time around, without having had any significant impact the past 4 years. Next time around expect the farmers party to go the same way.
They have made it easier [by law] for subscribers [in California].
It's important to consider your audience and there are all kinds of tools to bridge the gap. If you really want someone non-technical to work on a Markdown file with you, show them a nice online Markdown editor with a live preview. If they asked me how to convert a video, instead of recommending ffmpeg I'd recommend an ffmpeg wrapper like Handbrake.
Off topic: This problem was fun. I would really enjoy a site with a pile of nonstandard, fun, and interesting problems like this one.

Coming up with a working algorithm took about 30 seconds (I got lucky, not brilliant), but it stretched my brain in an interesting way.

That's different from practice sites like leetcode, which have pretty cookie cutter problems. On problems like this one, sometimes:

- I get it in a few seconds, like this case

- Get it in a few minutes

- Get it in a few hours

- Give up and look up the solution

A fun problem a day would be, well, fun.
Something I don't understand: The people withdrawing above FDIC insurance limits aren't just putting the millions they withdraw under a mattress. They have to put it somewhere. And the most logical place to put it seems to be one of these big banks. Don't these big banks stand to gain from the collapse of small banks, as people flee small banks and into big banks? What risk do the big banks have of experiencing a run? Where would people put all that money?
I find adding 'before you answer, ask clarifying questions' to a prompt is quite helpful in avoiding these traps.
It's better but it's still not as good as React.
https://archive.ph/d2nxa
Hmm. I see the singularity as a recursive step change; the last step where the average slope becomes vertical.

I’m not a singularity believer (singularitist?); from the perspective of 1000 years ago we’re already at the point of infinite progress in zero time. I think individuals, the culture, and the species adapt to accelerating progress, and I intuit, maybe wrongly, that Gödel‘s theorem means that technology will never become runaway and recursive.

But I think that’s what people mean, more than just a step/paradigm change like the internet.
I would not try doing this at home.
Affordable Device Will Let Anyone Connect Their Brain to a Computer
The Fed smothers capitalism in an attempt to save it
https://archive.ph/YfC1h
As a layman, I notice that the new model makes use of circles while the old model uses straight edge polygons.
One of the quote tweets linked to this article about the most efficient way to model cylinders, which is pretty interesting: https://www.humus.name/index.php?page=Comments&ID=228
And then some guy called Kepler invented a new kind of telescope.

(And we all atarted writing more quantum algorithms.)
Show HN: AI tool to guess your personality from your tweets
I was curious how these latest LLMs would perform when personality profiling someone based on their tweets (things like someones core interests, political leanings and even more obscure stuff like personality type).

Results were interesting (at least to me) so I put together a dashboard. Initially I was going to allow users to submit their own username through a self-service portal but that's scrapped for now as Twitter management are yet to finalize some API reforms that could kill it.

The project is really quite simple. It uses the Twitter API to get prominent recent tweets, feeds these into GPT-3, parses the response (output format is defined strictly in the prompt) and displays these graphically client-side. Anyways hope you enjoy and feel free to ask any questions!
Aside from the NY Times and maybe Conde Nast this will be Amazon squeezing blood from a stone. Most publishers are barely treading water right now and are getting killed by off-platform news consumption.
And it's not only the names that are stupid. 50% of the time on my TV when I'm trying to open the Youtube app, I end up clicking on the Youtube TV app, because the logos look exactly the same.
Wordpress is more than blogs. You can run a whole ass site off of the Wordpress platform. You don't even need to have a blog.

But the point is still, Wordpress charges people. YouTube and Twitch do not.

They have a weird broadcast television model going. But broadcast television curates their content and charges advertisers decent rates not dependent on "engagement".

I'm not saying video hosting isn't expensive. I'm saying that YouTube and Twitch should be charging for it. If that makes it infeasible for some people to stream. I'm ok with that outcome.
>> These assets will all be redeemable for par value when they mature.

This is absolutely false -- there is no guarantee of this. Agency securities pay more than treasuries because there is a risk of default (never in aggregate, but pass-thru component cashflows i.e. individual homes.) Further, there is a risk that upon default, the home isn't of sufficient value to account for the lost principal. If anyone has doubts of the potential for default of agency securities, the mortgages underneath these bonds are all publicly displayed monthly: https://singlefamily.fanniemae.com/applications-technology/f... and you can see defaults also.

>> The only impairment they have is that they pay less interest in the interim than other available bonds, because their rates were locked in before the interest rate spike.

This is a third of the story.

Second third of the story: they may less interest than advertised due to defaults/delinquencies

Third third of the story -- and most important: their value has gone down, so in the immediate term, the bank depositor cannot withdraw money (because the bond cant be sold at book value.) It is absolutely not OK to tell bank depositors to wait 10yrs while a bond bays them back little by little. Bank depositors should be able to withdraw money at any point they want.
Right, but the issue is they may not have $250k on hand for everyone who is insured. (Essentially no different than the banks needing enough reserves to cover withdrawal amounts.) The "implicit" part essentially means Congress will act on their behalf if needed. Which means the mechanism is to sell Treasuries to the Fed, who pays for it by printing money. I don't know if that's great option in the context of the highest inflationary period in 40 years.

Or am I wrong on that understanding?
"I agree this probably shouldn't be here..."

And yet, here it is ;)
This whole "asked GPT, here's what it said" spiel is getting old already.
And weaving machines have not fully trickled down to citizens.

You can not easily buy a weaving machine (there are some second hand ones) or easily go to your local maker space and use the weaving machine to create the design you desire. Open source in the space of textile making is in its infancy even though there are some projects. I bet it is easier to get a low volume tape-out of some custom chips than it is to get a custom roll of textile. (you can get printing but that's not the same thing)

Textiles have become way cheaper and both higher quality (when demanded) and lower quality (cost saving fast fashion) and available in far higher quantities.

Some things were lost in this transition.
> I don't think these organizations, not exactly known for their civic-mindedness or charity, would risk any of their own precious liquidity without assurances or incentives from the government.

The spectre of more regulation given all of the recent failures from 2008 to today has them spooked I bet.
Some mobile careers no longer operate 3G so turn off VoLTE isn't an option for some people. Google must release patch before this.
Massive false equivalence and poor understanding of the concepts of equality, socialism and associated regimes, which were never equal. You also seem to subscribe to the idea that human nature is inherently purely selfish, which it has been proven not to be.

It is more likely that you have consumed too much American based anti-union media, happily pushed by corporations whose profits would be threatened and politicians whose campaign contributions would be threatened by stronger unions. I accept that US unions have had a bad history but if you step outside of that narrow viewpoint there is a lot of benefits to unions and organised workforces.
Texas’s latest boom is its biggest yet
https://archive.ph/BpQAc
In the US, people's jobs effectively justify their existence. Smugly saying mid or late career professionals can "become water" when their entire career category faces collapse is the most patronizing thing I've heard in a long time. That's a non-recoverable blow to many smart, capable people. There's a big difference between demanding we stop the wheels of progress to protect a few people and saying we owe the masses being crushed by them some harm reduction. Of course society on a whole will profit. But, the rust belt shows that the platitude about people deemed professionally unnecessary just "figuring it out" merely comforts the people turning those wheels.
> I’m saying that when it came time to choose which language and framework to learn, I looked where everyone else was going, and I went the other way.

Why not Cobol?
> "First off," I reply, "No. And second off,

This is a super condescending thing to say. Let's say you're a lawyer telling a client why you can't do something. The language you're using is pretty harsh.

> Maybe I just need to have a little more empathy (or is it sympathy?) for normal people.

You are also a "normal person" I don't understand why developers sometimes think they are gods or something.

> Can you help with my printer. No

No explanation on this one at all? That, again, is a rude response.

I've been saying this for a while, but the pay we provide to developers was a mistake. It has created a class of people that think they are gods. Come down from your soap box, learn real empathy, decide you are a Normal Person yourself and get rid of your condescending attitude.
> Amazon wants you to have a subscription to Amazon Unlimited, which would include access to the New York Times. Amazon would then pay the New York Times and all other periodicals an amount that Amazon thinks is fair based on how many people are reading their articles, like Amazon Unlimited books.

The "spotify model".

It's pretty bad for content creators. It is great for the distribution platform in the middle position. I think it's arguably pretty good for consumers, at least initially -- but generally the point is locking in consumers to eventually squeeze them, and I don't think it's great for _society_, which of course effects "consumers".

Giblin and Doctorow's _Chokepoint Capitalism_ is worth checking out. https://www.penguinrandomhouse.com/books/710957/chokepoint-c...
Worse. He seemed to have driven a lot of people away to other platforms. These days it's not unusual for my timeline to have only a few new tweets per day.
BLDC Motors Are Changing the Consumer Electronics Landscape
I am searching for some good BLDC motor applications in consumer electronics domain.
So basically they made it worse? All that work, and they couldn't find a single example where the 'after' response was better than the 'before'.
That was one of the examples OP cited already as a place where preventative medicine works.
Exactly. And they hard working poor farmer is in reality a big multi-million euro company that's doing a lot of pollution.

They managed to lobby and gaslight so much that non-farmers believe the stories and vote for them. Which is crazy... People would not be protesting and voting to help Shell, while they're similarly trying to make a lot of money by destroying the environment.
Purdue CS in the mid/late 1990s. All coursework, if it wasn’t handwritten on paper, was developed and submitted with your account on the department UNIX cluster.

I switched majors so didn’t have any freshman courses; I certainly hope they taught people how to use the system. You couldn’t pass a class, let alone graduate, without being able to use UNIX.

There were a few side benefits to this setup. First, it allowed you to use the Sun pizza boxes in the engineering admin building, which were insanely powerful (back then). Second, it meant you could use any computer lab on campus, because they all had terminal emulators installed. So while the average student waiting in line for an open Windows PC, you could go down the hall and sit down at a Mac in a lab that had maybe two other people in it. Third, you could submit all your print jobs to the service center in the basement of the math building, where they’d collated, staple, whatever you wanted and then put it in a mailbox for you to collect at your own convenience, rather than deal with the clown show at the printers in all the Windows computer labs.

Good times
I wasn't familiar with the term "System Card", so I looked it up. It seems it is a framework for analyzing and understanding how an AI works, including possible risk and safety issues.

https://ai.facebook.com/blog/system-cards-a-new-resource-for...
> Teaching is going to be a career affected early by chatgpt because students will use it (are using it) to do assignments.

Already happening. A student in Russia submitted his thesis written with the help of GPT, it was accepted, then rejected, then accepted: https://www.themoscowtimes.com/2023/02/02/russian-student-al...
I think having a better understanding about the underlying statistical model of how these AIs are trained is helping me keep back the wave of fear and anxiety associated with AI risks.

The singularity requires AIs to be very good at doing things people have not done before. But this form of machine learning is bad at that. It is like someone who doesn't actually understand anything has somehow managed to memorize their way through whatever topic you're asking about. They have lots of tips and information about things, similar to what you might currently find by doing research. But they don't seem to have what is required to push the boundaries of knowledge for understanding, because they don't actually really have it in the first place. Or maybe what they have is just very minimal when compared to the contribution of their memorization.

Obviously you still have the main risks of breaking capitalism, mass unemployment, pollution of public communications, etc. But honestly, I think each of these are far less scary to me than the existential risk of superintelligence. So in a way I'm actually happy this is happening the way it is right now, and we don't have to deal with both of these risks at the same time.

Our current approach is probably the safest way to progress AI that I can think of: it requires a new model to improve, and it's learning entirely from human data. It might not seem like it, but this is actually pretty slow, expensive, and limited compared to how I expected AI to improve given Sci fi movies or Nick Bostrom's writings(curious what he'd have to say about this resurgence of AI)
I would enjoy seeing how paranoid HN would get at the US State Military People's Banking Corporation.
> Ironically, the bank bailouts of 2008 were a wild success. The TARP program was paid back in under a year at a decent profit to the taxpayer.

I'm not sure that getting paid back by reinflating a bubble is the net positive you think.
A niche in the C++ world.
>>>This was commented elsewhere, but the auditors were correct in that situation

Sorry, no. Auditors are supposed to effectively run going concern tests as part of their process. Its not only fraud they are looking for. If a company fails 2 weeks after the opinion because of an act of God, thats different. In this case, it was a literal duration mismatch (interest rate risk) that was predicted by blogs elsewhere.

I maybe concede that im not sure it would be reckless to issue FS with a going concern, even if the going concern is true. A more likely scenario would be...no signed opinion. Financial filing would have been delayed. Which itself would have caused the run.

If I was KPMG, I know what scenario I would like to be in, and its certainly NOT the current one, with a signed an opinion -with a wet siganture still- for a company that melted away within 2 weeks.
https://archive.ph/SOdWR
> I do not understand why anyone would ever choose to be an acedemic,...

When you're young and don't know enough it's easy to look up to the "smartest" people you know at the time, which are often your teachers and other university celebrities. And while at college, if you don't have any serious plans, masters and so forth seems like easy options going forward. Your university mentors will even make you believe it is a good choice. Been there myself. I regret it. Surrounded by academics while my friends and relatives are just "normal", I had a very one-sided worldview.

On the bright side, I think more are quitting the academe recently, realizing it is not worth it.