skysight-inc/HackerNews huggingface dataset:
A positive interest rate? That's a no brainer steal.

Basically you're saying you'd pay the customer for the privilege of not being able to use their money...

A bank that keeps 100% funds as reserve to accommodate any withdrawal pattern not only cannot give any interest, it would need to _charge you_ a maintenance fee to cover the costs of holding your money as well as charge you a per-transaction fee to cover the cost of moving it.

And it wouldn't be some symbolic amount like $30/mo. After all, the maintenance fees across all the accounts would need to cover all operating expenses (wages, facilities, utilities, consumables etc.) otherwise the bank would literally lose money to run the transactional account program.
For context, I haven't used Docopt before (even in other languages) but have written my fair share of Shell. This will be aimed at Bash.

Hate it's argument handling.

I forgive languages with similier capabilities because they're passing a low level array, or aren't designed with command line conventions in mind; but even then I am wishing for better! Bash already provides the args array as a native array, and has no excuse for not incorporating existing command-line help, version, and keyword-argument standards into accessible builtins: one allowing values to be a read (returning `0`, `1`, or `"string"`), and one that's just sugar for `$read_arg "foo" && { printf '%s\n' "$bar"; exit 0; }`.

Might sound trivial, but parsing arguments is a core component of Shell that simply doesn't need written out explicitly as often as it is. GNU Getopts is the best we get, while if we go down the strict POSIX path, users would apparently rather use an idiomatic loop over `shift` than a similer loop over the portable `getopt`.
Wonder what ZSH has for this.

Anyways, Docopt's approach sounds pretty neat, love that 'declarative' usage text, that's slick. I want that all over the place. Don't like how hard the generated code is to read (Argbash seems to be a step ahead in that regard), but this is still great, this'd be an improvement almost anywhere, certainly anywhere where that generated code could be hidden in the implimentation, but definitely in Shell.
FAQ: All About the New Google “Hummingbird” Algorithm (2013)
> or else the characters feel the need to utter things like "but of course we are only pretending to plan out these dastardly deeds" at end of of each paragraph.

"In Minecraft."

https://knowyourmeme.com/memes/in-minecraft
Cube sat is a bit of an understatement of the size and complexity of these satellites. IIRC they are roughly the size of a small car (albeit only a few hundred kilograms).
It was a Niven / Pournelle mashup. Also, Lucifer's Hammer is a fun read I recall.
Might fix the Airbnb problem though.
Even the compilers are in on some jokes:

$ gcc -xc - <<<"int main(int argc, char **argv) { long long long a; return 0; }"
<stdin>: In function ‘main’:
<stdin>:1:45: error: ‘long long long’ is too long for GCC
More realistically, you'd have to pay fees and gain no interest.
> I was their top candidate and they were only waiting due to the need to demonstrate that enough diverse candidates had been interviewed for the position.

It’s fascinating, that was a nudge/read-between-lines from the hiring manager. “Are you sure you don’t identify as …, and …? Maybe we can correct that form you submitted”. They would never say it officially but that’s what they implied.

It’s like in repressive regimes, everyone has to praise the party even though nobody believes in it.
The issue is when the lender is too big to fail and get bailed out at the taxpayer's expense
I don't know where that 10x number is from but they can loan more then they take in by taking out lower interest rate loans from central banks. Thats what "The Fed" is.

But they're going to use depositor funds first because these days those funds are available at a virtually 0% rate.
Nice demo of sluggishness of React:

https://react.dev/learn/updating-objects-in-state

https://megous.com/dl/tmp/zyrzbzjqxccvvdniorpj.webm

(Top of the line desktop AMD chip.)

The code has no transition, no setTimeout, no nothing that would indicate any delay. The dot should always be right under the cursor. This will happen with every similar UI pattern (want to resize something, move a slider, etc. etc.)

I guess this is a result of tradeoffs React has to do by insulating people from DOM.

There's probably some way to force immediate DOM update, but then you're pulling in a lot of useless diffing and checking for each frame, instead of just updating the single el.style.something property you'd do when directly using DOM API and leaving the browser to do the rest.
AI is Pandora’s box, once it is out it is out.

We are into a new reality and no need to lament the old one, because it is gone anyway
My only complaint is that I can't document defp functions. Yeah, they're not part of the public API. But in my non-library application the next developer coming along might need some info, and it would be nice to have it work the same way as all the other documentation.
This is already legal without AI. Copyright protects only expression, not ideas, systems or methods. This is why directly reverse-engineering a proprietary binary to extract the algorithms and systems is legal.
I see the real story at the end of the day as "Ai will take a sht load of jobs from everyone until it screws up royally, and then companies will need to rehire at a higher rate...

We keep committing seppuku by emerging technology to where hubris becomes a large scale financial or even a physical crash, and the smartest ones of us avoid the knee jerk reaction to quick over-adoption of new and unpredictable tech. The main problem is that there are so many forces pushing us towards adoption of whatever is packaged and marketed most heavily, and we need to incorporate better rollbacks and ways of gradually adopting new tech. Testing is also a quickly dying art, as seen with Twitter... This will be our downfall if not properly reigned in.

The people (self proclaimed tech leaders) who we exalt have already shown us that they are impulsive, and driven by greed, vanity, and ego. If we continue to let them act as "golden children", and continue to make them more and more wealthy, there will be no going back to fairness in our world. Tax them fairly, hold them accountable, stop letting them influence politics, stop electing rich people and people with conflicts of interest, and let everyone have a voice and equal opportunity to climb into responsibility based on their incremental successes... We're not doing any of that at all right now -- it greatly worries me.
> Bitcoin isn't solvent

So, I'm curious - what do you think this means, when you say it?
Once ONNX runtime releases their WebGPU backend, we will add support for it! :)

It should also be noted that browser support for it isn’t very high at the moment… so, unfortunately, we are stuck with WASM (CPU) for now.
Rights are consequences of valie decisions that cannot be deduced from facts, so there are only a priori rights.
I did use adjusted prices.
Where do you get the money to pay your employees? How about -5% interest.
Sequoia is conspicuously absent in that list. Knowing how dump their recent moves/investments have been I'm very surprised. Anyone knows how did they manage to dodge this, if at all?
How does this work in Europe, where the above comment says this isn't an issue?
I have to bite my tongue every time people wonder at the brilliant red sunsets.

That's pollution, friends.
> I was reacting to the idea that it somehow furthers the cause of organized labor, it doesn't.

It absolutely does, by helping to (re)normalize the idea that the employer/union duality is the common, sensible, ubiquitous arrangement.
Who even has a favorite pronoun joke? Boomer humor sucks.

I think you have miscalculated your alignment with the OP on the topic.
Australian banks have a mandated 100% LCR and most banks hold 130%+ LCR (remember LCR is calculated based on a 30 day stress outflow).

Even if a run lasts longer than the period above they're backed mostly by mortgages that are priced significantly higher than their borrowing costs and LVRs that average lower than 80% and the way AU banks price interest rates will always cost significantly less than their borrowing costs. They're never going to have trouble raising money on prime, variable interest (average fixed terms are always less than 5 years here) debt.

APRA standards all but eliminate a sub-prime problem here. Loan affordability has been a very hot topic here over the last decade.
Perhaps I’m an outlier here, but doesn’t this feel a bit exaggerated? I’m not sure why the author (or, for that matter HN in general) feels so strongly about this. In the end, everyone was made whole. VCs acted in the best interest of the companies they back, and SVB made some really poor decisions which caused them to implode. What exactly is the story here?
What you're describing is a service provided by a bank called a safe deposit box, which banks provide as a fee service. This is quite an archaic view of banking services.

The most basic commercial bank today makes car and home and small business loans using the funds deposited by its clients, and it holds those funds 'for free' (in the 1980s in the USA, one could make 5% interest by depositing one's cash in a bank savings account, with perhaps some penalties for withdrawal, IIRC). The bank charges a greater interest rate to those who take loans from the bank and pays out a lower interest rate to those who deposit funds with the bank, and that difference is where it earns its profit margin.

People tell me this little fairy tale has very little to do with the majority of the profits 'earned' in the modern banking system, however. It seems to have something to do with the merger of investment and commercial banking post repeal of Glass-Steagall laws separating those two sectors.

Curiously, nobody seems to want to talk about the strength of the dollar being backed up by petrodollar recycling since it went off the gold standard... but hey, who cares, we're fighting a war with Russia in Ukraine over access to the European gas market for just that reason, and the expenditures in Ukraine ($100 billion) seem comparable to the expenditures looming to make good the depositors in SVB and co. ($100 billion?) and these two things must be completely unrelated... I guess.
> as long as their Kessler Syndrome half-life is low enough.

Not only is this a safe area, they appear to be deorbiting and they'll be gone very soon.

> And, you know, you haven't launched thousands of them.

They have only launched a handful of the ones having trouble.

> Oh. Oops.

?
I don't think it is "out there" really. It's pretty simple. Bombs, plate, boom. It went through a pretty thorough development cycle at General Atomics, and they didn't have modern simulators.

I think it would be great if we get a moon base going that could build it from regolith. Then you ship up the bombs in a few runs of Starship and you have a badass solar system exploration rig.

From the docs, they could get to Saturn in something crazy like 1 month.
I find I also often have the opposite problem. I'll encounter code that is actually poorly written and hard to understand/modify, but by the time I've put the effort into working out what's going on it's hard to properly remember just how much work it was to get to that point of understanding and so I don't actually fix it.

It's like Stockholm syndrome for developers.
>I'm curious what you two thought I meant when I said "Kessler half-life".

Since that's not really a term and you don't really seem to demonstrate any understanding here I don't know. You now claim to be talking about decay, except then you still say stuff that makes no sense if you understood decay, orbital inclinations, the kinds of distances involved here, or even where the constellation under discussion actually exists at all.

>What's the chance that we make a permanent wall of debris

At 380km with a few dozen sats? Zero.

and what's the odds that we take out everything in LEO and then have to wait months to get back to or from ISS.

Also zero, though this is nonsensical all over since ISS is at ~415km. What "Kessler" mechanism are you proposing to "take out everything" from 400-2000km (LEO) across all orbits, and somehow this doesn't hurt ISS at all (since your statement necessarily implies ISS still exists to go to/from)? And also prevents us from getting to/from 415km, which could only be done by incredibly dense debris below that. Space is big, this is stuff spread out over a greater area then the surface area of the Earth, massive debris could be an issue for something that wanted to stay in an orbit but odds of anything hitting a spacecraft merely moving through a single altitude in a matter of minutes/hours is minuscule even before ground based tracking. How is this big field of debris forming at <400km and not immediately starting to drop out? How does it even get self-sustaining in the first place given speed of decay there? In fact how many satellites do you think exist in all the orbits <400km, let alone in ISS' specific orbit? You talked about "thousands" with extra emphasis, so does that mean you think that Starlink maybe is at 380km as its permanent deployed orbit rather then the 550-570km that is its actual deployed orbit? Do you think that just maybe ISS has in fact been considered by nations worldwide and perhaps there are rules and extra caution around its orbit? Some things to contemplate upon, or even research.
I wonder if anyone involved had a vested interest in an alternative to banks.
During the pandemic IA announced the National Emergency Library. Theory was so many books were locked in closed libraries it was fair for them to decouple from their physical count and make all their books available for unlimited digital download. The publishers responded by suing, and basically threw the book at them.

I don't agree with the publishers opposition to CDL, but it's disengenous of IA not to mention that nobody sued them over it until they went much further.

Edit: And when they first announced the NEL plenty of people pointed out that their announcement was heavy on ethical arguments, light on the law, and threatened to blow up an ok status quo.
> The issue to me here is that code is a literary work.

Code (or anything else) is not a “work” without the required element of human creative input.
A child welfare AI tool may flag parents with disabilities
I wonder if detection and rapid blocking of jailbreaks could lead to a market for novel “zero day” backdoors similar to security vulnerabilities.
But there's this endless array of explainers saying they don't- https://www.google.com/search?q=banks%20don%27t%20lend%20dep...
It's always been all about the lawyers, juries, and judges.

The laws have always been the least significant thing in the legal system.
Discover advanced features of Google Calendar to become a power user. Learn how to optimize scheduling and time management with these tips and tricks.
I'm surprised not more phones support visual voicemail. It looks like some carriers including T-Mobile may have an Android app to add this feature, though?
> If the AI generates all the code, but then a human debugs it and alters it, is that copyright that can be owned? Does the entire code base then become copyrightable?

I am not a lawyer and I did not research anything for this, but I'm under the impression that a derivative work of something in the public domain is itself copyrightable. If something isn't copyrightable, it's in the public domain. So, if you alter it sufficiently to create a derivative work, the altered form should be copyrightable. But the original would still be public domain. I think?
You are confused about how fractional reserve works.

The 10x multiplier is on the bank's equity. For every dollar of home loan there is a dollar or more of deposits.

The multiplier effect of fraction reserve occurs over iterated loans and depositing. The fraction term comes in because the bank can lend out a fraction, less than 1, of deposits.
What's your preferred framework? I quite like react with hooks - it's the best thing (to me at least) I've used so far to make UIs.
>Maybe I'm just too damned cynical.

Imagine if the nazis had access to the data that people store online now...

There wouldn't be any Schindler's list, he'd already have been in jail because the algorithm said so.

You can't opt out when everyone else has already opted you in.
There exists many TV shows that have artistic merit rivaling any book or film. The secret is just to actively select and seek out those specific works and not passively watch whatever random thing.
> Like almost any thorny military problem of the 1950s, the solution was the application of nuclear bombs.

Magnificent.
great advice
> Bandcamp has a clear path forward to future success, and it starts with our union having a seat at the table.

Not sure whether this is saying that Bandcamp has already established a cooperative stance with the union, or if it's saying that doing so should be Bandcamp's next step. I'm hoping that it's the first option, but otherwise this is definitely a positive development.
3. “I don’t understand what the code is doing, and have no practical way to tell if a change would break something, because the application integrates with bespoke distributed systems that only run at the customer site, and also there are N customers with N different environments having different integrations, and what’s worse their respective test environments, for those that have one, don’t match their prod environments.”
It's odd that sooo many things are still successfully built on top of react.
I wouldn't look so much at the founders as the folks higher up the food chain.

I'm not sure they deserve quite so much vitriol as that website directs at them, but it really does seem to be a lose/lose situation for all the people who claimed to be fans of that bank. No one seems to be better off.

And while it's not hard to explain this outcome as 'the rational thing', it's also easy to imagine a different outcome where some more courageous leaders got together and held things together.
Won’t anyone think of the *checks notes*… poor shareholders?
> What is my sexual orientation? “I prefer not to answer” — checked
> What is my gender? “I prefer not to answer” — checked

The mental model of those who drive these kinds of questions/policies is ALSO that what people say they are, they are and that it would be non-inclusive to take them to task.

So the way I see it is that you either be highly principled (I won't play their game) or alternatively understand then use the system to your advantage by "identifying" in a way that checks the right boxes, since their mental doesn't allow them to disbelieve what you say you identify as.

I'm not advocating either way, but you can choose one path or the other.
Do you find that adjusting your text/speech negatively impacts your ability to hire the best person? Or is it just annoying to you for personal reasons?
Thank you, great explanation.

What happens when someone wants to update/upgrade the model to a newer version? Can they just get a “diff” and “patch” their model, or do they have to download a whole new one?
People dream every night for an hour or two. If you can remember your dream and type it into ChatGPT can it interpret it?
"Yes" is not an answer.
I admire that it can get to the top of HN, though, in that there is no heavy-handed moderation coming from the top. It shows a good working knowledge of the Streisand effect.
Motion capture rigs are doing capture whatever trees/rocks/buildings etc the person setting it up aimed at. The only thing motion capture does is pick interesting times, but you can write software that does the same thing with a video.
It's weird to see the negative response to this title. Maybe it's a reaction to people attaching a title to something they feel like everyone should be able to do. "Dog trainer" is a title because many dog owners can't or don't want to go to the effort to train their own dog. It seems like the same reason why an organization might pay someone to be a prompt engineer, for now anyway.
I'm big fan of separating functions into validation and logic using early returns:

function doSomeStuff(input) {
if(someInvariantIsUnsatisfied(input)) {
return Error;
}
if(someOtherInvariantIsUnsatisfied(input)) {
return Error;
}

//do stuff

return result;
}
100%. Once the cost of the context window lessens as it naturally will, as well as the window itself increases then you will have the entire code base in the AI memory. Then literally anyone, a PM, CEO, lunch lady etc. Could add whatever feature requested in plain english in seconds.

Only value left would be in cutting edge research but that is a very hard area to get into frankly. Maybe IoT could be something.
Does this mean we will finally have key signing parties? I'm gonna make so many friends.
Great summary.

Ilya brought in $1,900,000 (1.9 million) salary from OpenAI in 2016. That's before options.

https://www.nytimes.com/2018/04/19/technology/artificial-int...
Is there an Optimus model yet for Prime number encoding?
Fixed terms above 5 years are basically non-existent, most people tend to fix a portion (not always 100%) of their loans for 2-3 years if they fix at all.

30 year mortgages here aren't uncommon, but the rates are variable and are basically whatever their bank wants to charge (with competition from other banks preventing them from increasing ridiculously).

Loan affordability is a big thing here too with banks being mandated to ensure that borrowers can afford the mortgages they're receiving and even shading interest rates at 3 points above their current levels when assessing this.

Sub-prime mortgages are effectively non-existent here as are long-term interest rate risks for banks as their borrowing costs are always pretty closely aligned with their lending revenues.
Here you go: https://www.copyright.gov/comp3/chap300/ch300-copyrightable-...

308.2 Creativity

"A work of authorship must possess 'some minimal degree of creativity' to sustain a copyright claim. [...] '[T]he requisite level of creativity is extremely low.' Even a 'slight amount' of creative expression will suffice. 'The vast majority of works make the grade quite easily, as they possess some creative spark, 'no matter how crude, humble or obvious it might be.'"

310.7 The Time, Effort, or Expense Required to Create the Work

"When examining a work for original authorship, the U.S. Copyright Office [...] will not consider the amount of time, effort, or expense required to create the work. These issues have no bearing on whether a work possesses the minimum creative spark required by the Copyright Act and the Constitution."

Note that this is not true in every country's copyright system (some do recognise effort), but it is true in the US.
Is it also “parasitism” to negotiate your salary? I mean, if the company wanted to pay you that much, they would have offered it themselves.
Google has not released the March update for Pixel 6, 6 Pro, and 6a.
This is the origin of the Japanese insult “baka” as well.
> We've trained a parrot that parrots conspiring against humans is what parrots do.

Firstly, that would imply self-awareness. Secondly, since when has knowing what you’re “supposed” to do changed anyone’s behaviour?
hm. It seems it's been in firefox, pref'd off by default, for a few years now..
https://hacks.mozilla.org/2020/04/experimental-webgpu-in-fir...
Ugh. Okay, banks don’t take the money that you deposit, turn around and loan it at a higher interest rate directly. But they do use the money you deposit to balance their books and meet the necessary cash reserves that make those loans possible, which is, in effect, lending out your money.

When people request their money back en masse, banks face a liquidity issue because of the required fraction reserves they must keep. Directly or indirectly, without your deposits banks cannot lend out money.