skysight-inc/HackerNews huggingface dataset:
So they amicably saved all depositors in SVB, but not investors, because using taxpayers money to protect bad investment would be very unfair - unless its too big to fail, then it's "necessary". Otherwise we could get a depression, and depression is very bad and should never have to happen.

The problem being that now no investor would ever want to invest in a small, not-too-big-to-fail bank, especially in volatile times such as these. So all investors are pulling their money out of small banks, even at massive losses.

We might be seeing the start of an investor-bank-run, instead of a depositor bank run. Also just called a _crash_ I guess.
In modern Java you could do this:

sealed interface Option<T> permits Some<T>, None<?> {}
record Some<T>(T value) implements Option<T> {}
record None() implements Option<T> {
static <T> None<T> none() { return new None<>(); // can also be a single instance
}
}

The only less than ideal part is that None needs the generic type, but that can be easily circumvented by adding a generic helper method. You can add all the Monad goodies to the Option interface and you will even get exhaustive switch cases with pattern matching. The only thing Java’s type system can’t express is abstracting those Monad goodies, but it can absolutely implement them on a case-by-case basis.
If you have been following me in the previous posts, I already explained to you some of my micro-startup ideas and approaches to becoming a successful solopreneur. Currently, I decided to invest in the development of an AI micro-startup, with the goal of keep adding new features to that product in the mid-term (instead of building multiple micro-startups). So, in this article, I will tell you what I’ve been learning during the building process about AI to build a micro-startup. But for now, I can tell you that the potential for generating profit in this space is enormous. However, building a profitable AI micro-startup can be challenging without the right guidance and resources. In this article, I’ll share my personal experience and some tips and tools to help you build a successful AI micro-startup.
I miss when we had a PO and PM with clearly defined roles. Then we had to go Agile, and suddenly we replaced a useful PM with a pointless Scrum Master, whose only role was to try and not play a role as much as possible.

Of course, “Agile” failed, so the only solution was to become even more Agile with SAFe, so now to the Scrum Master you add pointless release train engineers to make sure the scrum master was doing even less than they were doing before.

Now that SAFe is failing I’m dreading to see what useful role they will replace with something completely useless as they go even more Agile, because Agile failing simply means we weren’t doing enough Agile.
You can specify which config to use while launching NeoVim with the -u flag.
Put money in the riskiest high return bank I can find. Hopefully I can find a bank with all Assets in 0DTE Options or even better some have all assets in some ponzy crypto that pays out 50% yield until it does not. Should get 25% interest rates on this kind of deposit.

FED/Treasury will always come to bail me out if needed.
Least Resistance: How Desire Paths Can Lead to Better Design (2016)
I generated QRs using this and seems a great application to me
This Changes Everything – Ezra Klein
ChatGPT Summary:

The article explores the potential impact of artificial intelligence (AI) on society and human consciousness. The author argues that AI has the potential to transform the world in ways that are difficult to predict, and that we may be underestimating the speed at which this transformation will occur. The author notes that AI is already being used in a variety of applications, and that it is likely to become increasingly powerful and pervasive in the coming years. The author raises concerns about the potential risks associated with AI, including the possibility that it could lead to the extinction of the human race. The author argues that we need to accelerate our adaptation to these technologies, or make a collective decision to slow their development.

(Sadly, the summary makes the article sound boring, but this is just how it is with ChatGPT summaries)
I don't see the moral hazard in making the depositors whole as long as they weren't given juicy rates for putting their money in the bank, it's not that they stood to gain anything from the mismanagement of the bank. When the alternative is that a lot of deposits in smaller banks flee to the huge banks that would have to be backstopped anyhow, starting fires all over the place, it seems downright attractive to signal that depositors don't have to worry.
> Your whole story boils down to you not properly reading an email that even says "Important Information".

Because 99% of emails labeled "Important Information for your Account" get discarded by spam filters including the one in your brain. In most cases it's nothing more than just another bad spam/CEO scam/phishing attempt.

Clear communication is important - a proper subject line would be "Your GCE account #XYZ is going to be terminated unless verified until 2023/01/01".
History of Irish restaurants and pubs in America
Average across the populace? Or average among IT professionals?
The JPM report that claims SIVB's position was unique also includes Signature bank in their figure on page 2. By their loss adjusted capital ratio chart signature was better off than all but 5 of the 20 listed banks.
it's not interactive, it just does, but it works for me on ubuntu 22.04: https://github.com/mfinelli/arch-install/blob/master/ubuntu/...
Hey! Op of the blog here

To give additional context, I worked non-stop for one month to make the app

Other 2 months were pretty chill, I did marketing mainly, which didn't took all my time :)

But before that, I worked non-stop for 6 months or so, I learned to code in May and was learning + making apps to learn non-stop from May to January
That's another quality of life improvement in Kotlin, == calls the equals method on the objects, not comparing their references. Which is what most java programmers want in 99% of cases. And makes the code more readable, a.equals(b) is harder to read than a == b.
…and plausible is a direct ripoff of Fathom analytics (design by Paul Jarvis).

A good rule of thumb: if you think something is original, chances are it’s because you’re just not very familiar with the space.

Ultimately, none of this matters. The goal of a product should be to help customers achieve the outcomes they want, not create something original.
Your next startup will be a ChatGPT administrative assistant that reads your emails and makes sure you never miss the actually important ones. And go!
> The language has no special support for them (beyond the try operator)

In the interest of full and strict accuracy: see the enum’s full definition at https://github.com/rust-lang/rust/blob/d610b0c514b9ccb0dad5d.... There are a few points of specialness about Option that you can’t use elsewhere:

• #[rustc_diagnostic_item = "Option"]: the compiler knows about Option for the purpose of improving its error messages. I’m not sure how this is used, and am not looking it up now.

• #[lang = "None"] and #[lang = "Some"]: lang items allow the compiler to hook things up, like knowing the + operator maps to the core::ops::Add trait. https://github.com/search?q=repo%3Arust-lang%2Frust+%28optio... suggests that these lang items are only being used by Clippy, to provide better diagnostics. So if you use your own Option type, you won’t get Clippy lints related to Option.

• I suppose there are also the #[stable] attributes, which can’t be used outside the standard library, and which cause visible changes in generated documentation. When talking about strict accuracy, I guess that counts!

Anyway: for practical purposes this is just minor diagnostics and documentation stuff, not actual functionality, about which there is nothing special.

Since you mentioned the try operator, might as well look at the trait implementations on Option too, https://doc.rust-lang.org/std/option/enum.Option.html#trait-.... There are a few things marked “This is a nightly-only experimental API.”, which you can implement yourself if you’re willing to take that stability risk; they’re all linked to try_trait_v2, which is what backs the try operator, `?`. Once it, or its successor, is stabilised, we’ll effectively be back to there being absolutely nothing special about Option, as you’ll be able to implement those traits for your own Option type as well.
There are actually plans to tackle it in conjunction with Value types: https://news.ycombinator.com/item?id=34700346
> closer to reality for an engineering salary

Never mind engineering, how much are SV startups paying their corporate finance and corporate treasury officers?

Not enough, perhaps.
> What's stopping my Local Bank from crashing this week?

Enough consumer confidence to prevent a bank run is the only thing that prevents a run on any bank, including the largest banks in the world.
I have been aware of this feature for 20 year. I have also 20 years of muscle memory that makes me type the redundant cat. If you are used to it, it is hard to avoid and the benefit as minuscule. Also sometimes it makes it easer to extend the pipeline
You can't have a profitable bank that's insolvent. That doesn't make sense.

The company has gone insolvent because it's no longer profitable.
Also let's not forget that the customers profited from the interests paid by the bonds.

If SVB was paying 4.50% (as they claim on their website), then even if the customer takes a 5% loss, it would be only a 0.50% realised loss.

I genuinely don't understand why the regulator doesn't push for that unless there is some "lobbying" involved.
Replaced it with Fever (feedafever.com) on my own server and Reeder on my iPhone and couldn't be happier since.

The main issue is that less and less RSS feeds are available.
> Fundamentally, no one can be sure what they experience is not some kind of simulation, or a dreamlike state beneath some more real "reality".

To which I can only reply that I am not sure what I just read ...
Last time I checked, Nobel Prize Daniel Kahneman published a study[0] in 2010 on 450'000 Americans concluding that people's emotional well-being increases with log(income) but stops increasing at around $75k/year.

Has this changed this dramatically during the past decade?

[0] https://www.princeton.edu/~deaton/downloads/deaton_kahneman_...
I don't understand how either politic side is relevant in this case. Unless being homosexual automatically makes you a "leftist"?
When you consider that 2U size servers with 128 cores and 2TB of RAM are now a commodity thing you can buy for not a totally absurd price, you can serve a real metric shitload of end-user-facing https content and applications from literally one item of hardware now.

I'm not saying put all your stuff on literally one box, but colocation space for even a really high traffic thing might not exceed something like 1 44U cabinet on the west coast (Hillsboro), 1 cabinet in Chicago, and 1 cabinet in northern VA or in a NJ datacenter.
When cycling to the train station (as part of my commute) almost half of the way I use the sidewalk. Do I break the law? Yes. Do I care? No. The road next the sidewalk is busy and I'm relatively slow for a cyclist - both due to my personal fitness and due to the route being mostly up a hill.
> Just because they don't completely redefine economic models from the start doesn't mean MMT isn't a theory.

Yes it does, it makes it not an economic theory but a political one.

> Their description of how government issued currency, coercion, and tax act as a tool to capture services from the economy (as opposed to filling up a treasury for the government to spend) is extremely underrated in mainstream economics.

It is Abba Lerner's functional finance and it essentially only applies to the US federal government, as noone else is big enough. But they also like to extend it to "banks don't lend out deposits", which isn't true. And the idea that you can raise taxes to control inflation doesn't appear to be true either.

> Why would MMT be limited to traditionally left/right boundaries?

Cuz they're only trying to sell it to left-wing politicians.
After 10 years im still puzzled how they could kill this product.
Absolutely minimal costs to run, free data for their search business and even the possibility to monetize their tool with ads.

They could have incorporated news and build a whole platform on it.

And what did Google do ... they replaced it with NOTHING.

Google Reader was THE original Newsfeed.
If this makes buzzword resume fluff requirements disappear, bless it.
Tiny-C Compiler (2001)
How well can you use this as utility from your current shell, without replacing it? Something like "nu <command>" to execute nu commands from inside bash?
Printing money is not the same thing as inflation. It could cause inflation, but doesn't have to. And other things can cause inflation too. Inflation is merely the fact that stuff gets more expensive, but that can have many different causes. Excessive money printing is certainly the most notorious cause, but not all money printing is excessive. Sometimes printing money is the prudent thing to do because there's a growing need and therefore demand for money.
If this is true - who knows - then it reflects rather badly on the people who were fired - as they didn't implement safeguard for a 'run over by a bus' scenario when they were in charge.
Because if the product is not in red (pretty sure Google Reader was in green), closing it burn user trust. I know about opportunity costs, but I'm not sure Google is in a position where it bleeds money so bad that need to rationalize things.
And having one more product helps you synergize strategies across the board.
In most cases I'd use equals(a, b) in Java (with a static import of Objects.equals). It's both null safe and more readable.
Its kind of dumb to me that this is news. I don’t feel like I’m old enough to have this observation.

But I’m glad they did a real analysis for estimated numbers at that scale. A modern analysis, no fear of server maintenance.
I have a pretty vanilla spacevim setup and it takes ages (sometimes more than 10 seconds) to start up on a very modern m1pro or recent i7. Not really sure why.
Not the first failing empire in the history of the world...
There's "run over by a bus" and "90% of the company got ran over by a bus" scenarios. The second one is rarely worth implementing.
Made up, mostly by bankers, and not grounded in history. Bank panics don't mean most businesses fail.

They mean the risky, overleveraged and marginally valuable businesses fail, and the conservative, careful, and valuable businesses survive and buy up their assets.

It's precisely the interference with this process that's exacerbating economic booms and busts in the first place.

Let those who played it safe now have their reward, and those who played it risky have their comeuppance - not the other way around.
Well, Java doesn’t specify that it has to be heap allocated and it will in fact not allocate that object if the producer function can be inlined and the escape analysis deems so (which happens surprisingly often).

But here is another option if you really want to avoid that allocation (besides of course using ByteBuffer and similar which is always a possibility): https://news.ycombinator.com/item?id=35133577
Ooh good question, I remember reading an article on something similar to this (the question of whether lab-grown pork would be considered kosher,) but don't remember where.
www is just the easily visible part of the internet that everyone could access. Usenet, BBS, email etc are all non-www parts of the internet that were more important in its early history but harder to access because you couldn't just point one program at them. www just happened to evolve fast enough that it could emulate the old layers, e.g. Hotmail is the thing that kept emails alive past 1995. I'm sure that without a www front end email would have gone the way of gopher.
To be fair they may actually know there stuff but from a didactic point-of-view it is very difficult introduce a `FactoryProvider` (or to a lesser extent even an `HTTPClient`) alongside basic OOP concepts.
The fundamental issue is that cyclists and motor vehicles sharing the same roadway is a recipe for disaster. Cars, trucks, and SUVs are just so much bigger and faster than bicycles. Bicycles sharing the road is stressful for both the cyclist and the driver.

We really need dedicated cycling infrastructure with cyclists physically separated from motor vehicles with barriers.
We did, by acquiescence.
If you need money now and not in the future, there is cost. The fact that the principal gets paid at maturity is irrelevant - a risky bond does have interest rate sensitivity, too.
> and unsweetened fruit and vegetable juices

This does not count sugar in fruits or vegetables, but their juices.
I think the real issue is that you probably should worry about this overhead only in the context of really tight loops where you are basically wasting a lot of memory allocation and garbage collection for no good reason. But otherwise, Java is actually pretty good dealing with short lived small objects. The garbage collector is pretty good for that.

Normal usage of this stuff is not going to cause any more issues than trigger the OCD of people that obsess about this stuff. And in the rare case that you do have an issue, you can do something more optimal indeed.
India floats idea of dedicated tribunal to handle online offences
Corporate buzzword bingo cards must have included 'wood behind arrows' in days of yore. I haven't heard it in a while...
Your pricing page is broken
It's a reasonable sacrifice the other 330 million Americans should make, so that your AI-powered dog cappucino business doesn't have to suffer a 20% haircut for choosing the bank with the 50% higher APY offered on deposits, without ever asking yourself where that free lunch is coming from.
I cycled for 10 years in London, and for the first year I jumped lights until I decided against it one day. I just didn't want to give people a reason to be annoyed with me as the aggression people showed to cyclists was pretty high at the time.

But I would always filter to the front of red traffic lights ready to take off.

A number of taxis and dumper trucks used to jump red lights, either just running the light when it had just changed, crawling through, or just positioning themselves across the crossing and then going early or when they saw a gap.

But most car drivers never spot this as they aren't at the front where they can see this happen daily.

I stopped and watched a police fishing operation where they were looking for red light jumping cyclists, and I had to physically go over to the police to point out drivers that were also jumping reds in front of them, as they were so fixated on their 'job' of catching cyclists.
They didn't acquire client assets for £1. That's not quite how it works.
I don’t see where the article supports the title. Did I miss something?
Mainly wrote the blog for myself, so I don't put any formatting or try to make it looks nice haha

I don't give much details about the AI part because it would have been dumb to make a how-to showing how people can replicate the app

And yes, my code is prob terrible, I learned to code last May, I'm fine with it, as long as the app works

As for the buyer, I'm under NDA so I can't give details, but he has a very good vision for the app and the skills necessary to improve it. It's faster to buy an app already generating revenues and with data than starting one from 0
With void-returning methods and null-punning you can end up skipping critical side effects, which are more common in idiomatic Java than in idiomatic Clojure. C# tries to make this explicit for the receiver with its Elvis operator and nullable reference types.

foo?.Bar(baz);

and

var result = foo?.Bar(baz);

both do what's expected: skip the method call and return null (or void) if the receiver is null, and the compiler complains if you don't do that when foo is inferred to be nullable.
This is it, and really banking (and any currency for that matter) is a make believe system that ONLY works because we all believe in it. If that trust is broken or there’s a panic leading to a banking system collapse, everything else will. Like the world will grind to a halt. If people stop believing in the currency, our paper monopoly money won’t be worth shit.

So much of this is built on trust, it’s literally the government’s job to step in and fix this before this explodes. Luckily, it sounds like SVB has the assets to cover the losses but not liquid so it will take time. Also, nobody is getting a bail out. SVB is dead, period. Depositors money belongs to them and they should be made whole. This could have been so much worse.
Weird… why are so many account holders at BoA depositing more than the FDIC insured amount for an account?
Maybe building it right cost 5x, and you have a budget for 1x. Sometime money is not unlimited even at FAANG
Isn't that a fact? Which US polticial faction supports them?
Your sort of loss in confidence don't lead to further bank runs and complete collapse of the financial system so I think it's a loss they are willing to suffer.

> perpetuating the behavior that caused the failure.

A detail post-mortem is going to be needed to be done to see what cause this whole mess.

So far it seems their mistake is buying "risk free" bonds when they shouldn't have - but then again who could have expected interest rates to rise so quickly - and not having a diverse enough depositor base - SVB served mainly tech and Silvergate is heavily exposed to crypto; both sectors took hits recently resulting in people redrawing lots of money for a variety of reasons and it ultimately caused a run.

That's what I figured out watching various YouTube videos anyway.
Or they had a "run over by a bus" scenario that assumed that the entire team wasn't going to be run over by a bus all at the same time?
That’s just not factual. Even if it were, the Fed’s mandate is to manage the money supply independently from the political process.
I'd say it's specifically the rising education rates and increasing income prospects for women that's the problem here, with relative stagnation for the men. The key is that women, unlike men, just don't date down. Somebody did some research on incels and found a common theme was poor education levels, and working low income jobs (if at all).
Link to the journal article: https://www.sciencedirect.com/science/article/pii/S016028962...
The app generate from 10 to 60 previews, and you can pick 2-6 to convert into HD
What can Stack Overflow learn from ChatGPT?
> (A Transport For London camera study of 7,500 cyclists at five junctions found in 2007 that, contrary to popular perception, most cyclists do not run reds: 84% of the cyclists stopped at red traffic lights.)

Is 16% of cyclists running red lights considered low? I have nothing to compare this. Do 16% of cars run red lights?

Other than that this sounds like the title isn't accurately describing the content. They cite a study saying

> “The overwhelming majority of bicyclists are not reckless,” reported the daily newsletter for JSTOR, a digital library of academic journals, “they mostly break laws in situations where little harm would come to themselves or others.”

> “[Law breaking] bicyclists tend to be rational individuals trying to function safely and efficiently, even if it means they are doing so illegally, given the social norms of where they live and the transportation system put in front of them,” concluded the researchers.

"function efficiently" means saving time, and they're breaking the law "when little harm could come to them and others". So just like everyone, they're mostly doing it to save time.

But they also sometimes break the law for safety reasons.

/sites/ is the "pay for publishing" part of forbes, right?
I'm still angry about this.