skysight-inc/HackerNews huggingface dataset:
I'm not in favor of this but most of the money lost will be by bondholders.

Why would you keep more than a 250K in a single savings account? If it's an investment you should invest it. If it's for liquidity why not split over multiple banks? Personally I don't keep that kind of money in a savings account but what's the story for people who do?
It sure is, and I hope congress and the Fed learns their lesson this time, seeing as some of the same people who worked in previous economic failures are still around, I doubt it.
Thanks! The strange thing for me is that I did not like it at all (navigating it on my phone was quite unintuitive), and so I could not really understand whether it was an ironic post or if people actually liked it. And the comments seemed very cryptic and just made it worse.
If you know Python, maybe Pycob could suit your use case? https://www.pycob.com
Photographers and Artists, “Face to Face”
I don't really know what my bread and butter is. I make whatever I want to make. If a tool is needed that isn't in my arsenal that I need to make the project work, I learn it.

I'll take your portfolio suggestions into consideration. I know for a fact that around 95% of my applications don't result in my portfolio being looked at, but maybe putting the boring headshot I used for LinkedIn on there is worth doing.
I was getting increasingly confused so I just looked up the history.

Adderall was invented to renew the approval of a weight loss drug which contained two salts each of methamphetamine and amphetamine. They replaced the methsalts with 2 more amphetamine salts, for some reason. That's why the 4 salts. Adderall was introduced in 1997, which suprised me. I always assumed adderall was first because surely it would be easier to synthesize than enantiomerically pure d-amph.

But apparently Dexedrine has been around as a treatment for narcolepsy and attention problems since 1937.

So it's not so much that the world moved on to dex, more that the US moved on to adderall for historical reasons having to do with pharmaceutical patents, approval and marketing. And the rest of the world were just fine staying with dex, which makes perfect sense to me.
Serious question… there are lots of salt plants in SLC turning the briny water of the lake into table salt and other useful minerals. Why can’t the same be done with desalination plants?
They might not pay out on time. The Treasury will have incoming cash and will have discretion over which obligations it does and doesn't pay. T-bills might very well get priority but I don't know.

If they don't pay there will be a market for them. Everyone will believe the debt ceiling will be somehow fixed and many players will be willing to buy T-bills at some discount -- probably very slight, but who knows? The Fed might also step in to buy them.

The general expectation is that Washington will avoid this in the first place but they're all getting dumber and I think the possibility of it happening eventually is no longer zero.
I think the real point is that most of the time when someone writes a bashism, it's unnecessary. You don't really lose anything 99% of the time by writing posix shell. If you need bash, write bash, and just change the shebang.
I see. So despite the sources saying that "these subject peoples were then exploited for cheap labor", and, presumably, were also used for the documented human sacrifice, we know that they otherwise treated their slaves relatively well? How do we know this?

You also say "enslaving each other", but from what was written so far it seems to have been mostly Buganda enslaving its neighbors - they didn't take turns.
How did this not get traction? I came upon the model from Twitter by chance. This is the first seemingly valid and functional open-source ChatGPT alternative. Can’t wait for the optimizations which will allow it (or similar) to run on consumer-grade GPUs.
Or just cutting the government subsidies on beef and cotton production on lands that use discounted reclamation water.
https://tailsteak.com/archive.php?num=264
For people not directly involved in this mess - it's hard to describe how herdy the SV echo chamber is. Imagine your high school politics with 100x the ego 1,000,000,000x the money.

In the matter of hours every major VC on my cap table was texting/emailing me about the situation on thursday. Half saying no reason to panic the other half screaming bloody murder. The asymmetric outcome here of keeping vs moving was obvious, assuming you already had another bank account open and the ability to quickly move payroll/ap over. This gets much harder the larger you are.

I will miss the SVB sponsored events
I find the idea great, but there are a few issues with it.

The biggest ones I have found is that when there are multiple people flying from the same airport, it won't redo the math to try to find a better location.

Also it is more fuel efficient for just one to fly than two when there are only two people.
What happens after you back down from someone threatening nuclear war?
New Paint Design for ‘Next Air Force One’
Depending on your method of measuring inflation, a US dollar may have lost ~50% of its value since 2008. They should probably increase the frequency of adjustment or atleast tie it to CPI in some way.
It seems like people are so focused on class warfare and politics that they completely shut off the problem solving side of their brain. Assuming there’s no buyer found by Monday, the fed should just step in and guarantee deposits via a bridge loan at payday-loan interest rates. The interest will offset defaults and taxpayers will make money, which also means the fed can sell off this debt to the private sector. But, time is of the essence which is why govt assistance is needed. Depositors are mostly businesses that will be able to solve for the long term interest payment impacts. The problem for them is purely short term liquidity.
One other thing that just came to mind is that if you have experience in the automotive industry, that could be relevant experience depending on where you apply to work. I'm not sure what it is, but you don't need to sell your self short on that.
Fair points all around
Listened to that episode yesterday and was about to recommend as well, it was fascinating.
Cheatsheet – Bolts, screws and washers [pdf]
I know jazz guitarists have double jointed, mangled hands but most of those generated guitar chords fingerings are, well, let's just say not traditional.
Putting money in a bank is a form of risk management. A startup can choose to:

* Buy expensive office equipment or put it in a bank

* Go on a hiring spree or put it in a bank

* Acquire another company or put it in a bank

* Put money in crypto or put it in a bank

Shopping for a bank might mitigate a bit more of your risk. Putting it inside of a bank is low risk compared to the many things you can do with money.

Hundreds of thousands of businesses store more than $250k in a bank and for most of them, the largest risk to their business is not their bank.
I see, that's what I was worried about. It would be really helpful if it could answer high-level questions about a big confusing codebase, but maybe it's not just a matter of showing it the code and having it work.
A deserved "Well done" to the author, a good end to a tricky job. I wonder if it is possible to solder the two halves of a flex circuit directly together? That is, is it possible without the junction wires?

Scrape the top of one, the bottom of the other, apply solder pads to both sides then align the two and reflow the solder.
But what will the Saudi princes do without their steady supply of US-subsidized alfalfa?
how about https://glicol.org
If someone's shorting the security at maturity, there won't be a court case; they'll simply lose money when the inevitable government action redeems the notes at face value via some mechanism.

While it is possible that the United States could default, a naked short to take that position would be like saying, "Hey, I bet you $100 that this steamroller will stop if I jump right in front of it."

If you think the US will default, it might be wiser to go long something that will grow in value in the chaos that would immediately follow.
Thanks to everyone who clarified it to me; it was not an ironic question, but I still think that the matter is a bit more ambiguous than simply "everyone liked it".

That said, I will just leave this here: http://bettermotherfuckingwebsite.com/
Some might find it useful especially for DYI. If you happen to know such handy resources (reference/cheatsheets), would be nice to know about them in the comments.
I'm not sure if we know how much of the blue bar is recoverable. SVB is holding a lot of fixed-income vehicles that currently yield less than:

* Depositing money in a fed account (available to banks)

* Depositing money in a money market savings account

* Every treasury instrument you can buy today

When they go to sell those assets, they may take a much bigger haircut than the pricing models suggest given the supply and demand. The assets definitely won't be worthless, but they may not be worth very much.
> It's also been "proven" that not time shifting is bad, too.

Do you mean "it's proven that not changing the time twice a year is bad", or "it's proven that having winter on a particular time is bad"?
Do they? I feel like remote-first companies seem to enjoy having an excuse to travel to exciting destinations as a recruitment/retention perk. “We’re meeting in Kansas City because that minimizes emissions” likely doesn’t spark joy in the same way that “we’re meeting in the Bahamas because we’re cool and fun!” would.
Some unofficial firmware forks allow replaying signals that shouldn't be replayed like signals from medical devices. You can also desync some car fobs in some cases causing someone a bit of pain to get it fixed
This is absurd; you're throwing the baby out with the bathwater. Certainly, it is easy to find social science papers with terrible methodology that use the Twitter API, or that build on the sand of papers with terrible methodology.

But you conclude from that that all academic use of the Twitter API is garbage, which is nonsensical, and that preventing academics from studying Twitter at scale is the ideal solution. Your hyperbolic language (here and in your two medium articles, which I read thoroughly, along with the SSRN paper you cited*) does nothing for your own credibility.

The main 'methodology' of the SSRN paper is combing through other papers' datasets, contacting some of the identified 'bot' accounts, and establishing that they're operated by real people; the accounts as misidentified as bots when in reality the account operators were just aggressively quote-tweeting by using copy & paste to spread (eg) political or Qanon messages 200 times an hour. The authors point out that by really making an effort, Twitter users can tweet spam up to 25 times a minute, with no bots in sight! While the authors are quite correct to point out that people can be misidentified as bots, this completely ignores the fact of the unwanted spamming behavior. Pointing out the scientific flaws of 'tools' like Botometer is wholly valid, but the effort to research and develop tools for bot identification are a response to the fact of systematic information pollution, and most papers that try to address this issue are careful to offer caveats and qualifications about the limitations of their methods. It is not the fault of academics if media pundits over-simplify the fruits of their research.

Here are some examples of high quality research using data from Twitter:

https://www.researchgate.net/publication/336638958_Ephemeral...

https://www.researchgate.net/publication/334816353_Political...

https://www.researchgate.net/publication/361949311_QAnon_Pro...
Really? I see it all the time.

For example, last week: https://news.ycombinator.com/item?id=35024471

And two weeks ago: https://news.ycombinator.com/item?id=34947944

It actually seems like some people can't shut the fuck up about it in every thread even peripherally touching upon African history.
Ask HN: How can the Vercel GitHub App create a repository without my permission?
Hello!

I'm a bit surprised! How is it possible for the Vercel GitHub App to create a new repository on my GitHub account, even though I only gave it permission to access one of my existing repositories?

Also, I found out that the GitHub App doesn't have access to an API that can create new repositories on a personal account.

Even though the Vercel GitHub App acts on my behalf, it didn't ask for permission to access the 'repo' scope when requesting a personal access token.
Adding a hidden html with all the plain text that can be read by a screen reader would be easy or a (switch to boring html version button)
Incidentily I find myself capitalizing all sorts of words without knowing why

(yes, I had to re-read this x5)
It’s complicated and depends heavily on the jurisdiction.

In order for it to be involuntary termination, what you’d likely need is a situation in which you have worked and not been paid for that work and the employer refusing to do so. This would create illegal or intolerable working conditions, to which you’d then need to argue is constructive dismissal.

But you should speak to a qualified employment attorney.
The author seems to have an axe to grind.

> The need for diversity in education is as vital today as ever. But it’s not clear whether the Ivy Agreement’s ban on athletic scholarships actually promotes that end. One might even wonder whether, by not competing over sports stars, the schools are reducing the diversity of their student bodies.

Yet later admits:

> But recent research tells us that fielding a great team predicts higher alumni giving only to the athletics department. And a 2005 study found little connection between on-field success and giving, at least among those alums who regularly attended sporting events.

Higher education became corrupted with money from athletics and I wish more schools took note of:

> In the Ivy Group Agreement, the universities defend their ban on athletic scholarships as part of a general policy “that the players shall be truly representative of the student body and not composed of a group of specially recruited athletes.”
That's not correct. In a Markov chain, the current state is a sufficient characteristic of the future. For all intents and purposes you can create a state with sufficiently long history to look at a long sequence of words.
You probably need to buy bonds issued by your state, although that may increase risk
But with the other banks there never were six top stories at the same time on Hacker News' front page.
Possibly Nothing.

I've seen a few articles by constitutional lawyers that state the 14th amendment requires the US pay its debts, and the debt ceiling is a fiction (although, depending upon how the administration proceeds, it could take time to go through the courts; i.e., if the administration/treasury treats the debt ceiling as real).

https://www.theatlantic.com/politics/archive/2011/05/our-nat...

https://www.law.cornell.edu/constitution-conan/amendment-14
Is that "second largest bank failure of all time" adjusting for inflation?
Everyone loves to hate on OpenAI and talk about how they're really ClosedAI and an evil corporation vying for power, but the opposite way is also interesting to think about. I think it's fair to say that majority of scientists at OpenAI wouldn't be working there if they knew they were working for an evil corporation. These are some of the brightest people on the planet, yet I've only heard good things about OpenAI leadership, especially Sam Altman, and their commitment to actually guiding AI for the better.

I'm not saying that OpenAI is benevolent, but let's assume so for the sake of argument. They definitely would need real-world experience running commercial AI products, for the organizational expertise as well as even more control over production of safe and aligned AI technologies. A hypothetical strategy, then, would be to
a) get as much investment/cash as needed to continue research productively (Microsoft investment?)
b) with this cash, do research but turn that research into real-world product as fast as possible
c) and price these products at a loss so that not only are they the #1 product to use, other potentially malevolent parties can't achieve liftoff to dig their own niche into the market

I guess my point is that a company who truly believes that AI is potentially a species-ending technology and requires incredible levels of guidance may aim for the same market control and dominance as a party that's just aiming for evil profit. Of course, the road to hell is paved with good intentions and I'm on the side of open source(yay Open Assistant), but it's nevertheless interesting to think about.
in 2012-2013 reliable European banks were offering 6-7% yield? With ECB rates <1%?
Every month I put enough to buy groceries into Series I bonds, with the thought that no matter what they should still be worth that much when they mature. Probably better ways to achieve that, but it is simple.
Google Authenticator is just one of the OTP implementation. Apple actually has built in authenticator available in iCloud keychain. https://www.igeeksblog.com/how-to-use-built-in-password-auth...
I have a similar photo done on S22 ultra on March 6 this year, and neither look like your (position of lower right mega crater but also the rest). So its not simple 'photoshop-into-predefined-nice-image'.

I can clearly see that most folks here don't actually own discussed devices (which is fine, its US-based HN, a bastion of iphone and many Apple employees dwell here and uncritical appreciation of Apple is very evident in every single related thread). I've used its 10x zoom extensively over more than a year, it simply blows all other phones away easily for that kind of situation (more than those rather weak 3x zooms available everywhere). Family photos, wild animals, nature, anything you want to come closer, otherwise the scene is tiny dots in the center like on other phones. It works really well for what it is, with obvious unavoidable physical limits.

Overall this phone made me put my fullframe Nikon D750 away on a day I bought it. I took it 'just to be sure' on vacation to Egypt last year, didn't touch it a single time. Most often it doesn't produce strictly as good images but a) they are good enough to be viewed on phones side by side easily, basically as good as fullframe there and sometimes even much better, ie handheld photos in the night of dark scenes, fullframe is utterly lost without tripod, and b) it weights 0 and takes 0 extra space (and cost 0 instead of many thousands for modern camera with big sensor), since I have phone with me always anyway.

Tried exactly the steps as author of article, couldn't reproduce it a bit, tried various mega zooms, his various original photos, dark room etc. Blur remained blur, nothing added. I mean at this point everybody acknowledges any decent phone is painting quite a bit (ie iphone taking other side of bunny than reality, thats a fine example) and I am sure Samsung is doing their part as they have the literal android flagships.
It's not the article, it's the comments on it that make this precious!

> > I owe them 10k in credit card debt, is that ok?

> This is the way

> You may loose it if they go out of business
You're not wrong about some considering it a feature, but there's not a lot of them (Gaetz, Bobert, etc) and they tend so be so stupid that they're not good at much more than getting on TV.
How does it compare to FEX ? Last time I looked it was the state of the (FOSS) art for this use case. https://fex-emu.com/
It's not just SVB, but the title is a bit misleading. There's been 22 failures since 2016 and 10 since 2018 and they've been really small compared to SVB. The article has this information so it isn't a misleading article, but damn the title is misleading. The 562 number makes it seem like bank failures are really common.

These failures aren't common, especially of SVB's size. Washington Mutual is the only larger failure at the height of the 2008 financial crisis (47% larger). The next largest was IndyMac, but SVB's failure is 6.5x larger than IndyMac (which also failed during the financial crisis).

As the article shows, there were many years of fallout from the 2008 crisis, but then bank failures became quite rare again.

The author believes that SVB will be acquired given that's what happened to Washington Mutual. The author doesn't talk about Wachovia and they technically were bought before failure, but they were bought as well. However, I'm less sure of this for SVB. WaMu and Wachovia had vast branch and ATM networks allowing Chase and Wells Fargo to hugely increase their footprint. SVB doesn't come with that. Given that SVB has seen a run on its deposits and its reputation shredded, is it coming with enough stuff to be worthwhile? I guess it'll depend on how bad its situation is. When Wells Fargo bought Wachovia, they essentially doubled in size and had the largest branch network in the US. WaMu essentially doubled the size of Chase. In both cases, it opened up huge new parts of the country to the acquiring banks. What does SVB offer? Existing relationships with tech companies which have now soured?

I think calling this "not just SVB" is misleading. SVB really stands alone as an extremely large failure and the only large failure since the end of the 2008 financial crisis. Maybe that will change in the coming weeks or months, but lumping them in with 562 other failures (most of which were a result of the 2008 financial crisis) is really misleading - especially for an article that is actually good.
It’s because “ramen profitable” is for losers now: Small bootstrap operations with uninteresting tech trying to not starve.

The days of dorm room wunderkids are over. You don’t build a company like Facebook anymore with one guy and a website. Big tech is always watching and anyone that is doing anything of potential will attract money. If they aren’t, then it’s because the potential isn’t there, so we don’t care.
> Well it's definitely true that the human brain is Turing complete.

That is definitely false. "In computability theory, a system of data-manipulation rules... is said to be Turing-complete... if it can be used to simulate any Turing machine." [0] A Turing machine has infinite memory; the human brain does not.

[0] https://en.wikipedia.org/wiki/Turing_completeness
Mostly because it's easier from an accounting and money management perspective. Now Roku's $460+ million on deposit is unfathomable.
> What do you think happens when hundreds of millions of gallons of water is separated from the salt?

Where do you think the water that forms the runoff comes from? Rain. Rain from where? Clouds. Clouds from where? The ocean is a significant source of rainwater.

Where do you think the water goes when the river takes it to the ocean? Well, goes back into the ocean.

How many gallons of water does the ocean have? Trillions? A few million will not measurably increase the salt content of the ocean. And, because it's a cycle, it already happens naturally.

So keep the cycle going. Guide the cycle to be more useful to us.
High-value Amazon orders 'switched for cat food', say customers
This is waaaaaaaaay too many words when all they want to say is “RCP8.5 is now unrealistic given progress towards climate goals, and the “business as usual” scenario should be updated in the next IPCC report”
I love the site design, and the other themes are cool too!
Silicon Valley Bank collapse is impacting many Indian startups
>Black on white? How often do you see that kind of contrast in real life? Tone it down a bit, asshole.

What a stupid point. Make your shit less readable because appeal to nature. Even dumber than the usual reason, "I think it looks cool".
It’s horrid.
I'm curious how many of these banks were young -- like were they fly-by-nights or were they established players that made bad bets?