skysight-inc/HackerNews huggingface dataset:
Founders drained the whole Bay Area of anything culturally interesting, tech companies all just did massive layoffs, years of shouting "learn to code" at every other profession, the world's art output fed into an AI meat grinder with "whoops sorry but also it's legally okay" to enrich a few VCs, but you can't imagine why someone might be bitter about demands to compensate their business mistakes from the public purse?
Spotify also has comissioned songs to play you from unknown artists at 0 cost (beyond 1 time comission) or even negative cost (if they decide to also pay themselves $0.00002 per stream).

My friends an I stumbled upon "DJ Techno", an artist that is only on spotify and does not seem to exist on any other website (inlc social media), and it's the most generic techno music imaginable. When we checked it had millions of monthly listeners, probably from the same place as us, electro-adjacent radios.
> People made content because they wanted to, and it was generally better quality than the corporate blogspam we have now.

When were these glory days that people made good content - news and/or analysis for free?

Blog spam has been a thing since before Google when sites would have hidden text to appear on AltaVists.

There was the X1 pop under windows and the punch the monkey banner ads early on.
The em dash is syntactic sugar for a brief digression in discourse.
> Good. Investors like Ackman and Cuban seem so concerned about payroll for tech workers.

? The truth is that the vast majority of this cash was dry powder for acquisitions, staying liquid for new new investments, fresh VC money for advertising.

You seem confused. The "cash" you're talking about here is the deposited cash, which Yellen is saying will get funded. I think you're confusing that with bank equity.
Why does everyone expect everything to be free? I'd argue that while money's part of it, the more important aspect is friction.

Much of the time the internet is a platform for procrastination (he says, posting here while waiting for Vivado to do its thing!) - if I'm just idly reading a page or two and I'm interrupted by the need to create an account and worry about payment details then I'd have to be heavily invested in what I was reading to bother jumping through such hoops, instead of just going somewhere else.

I'd also argue that advertising itself isn't the problem - it's the fact that the goal of maximising returns for advertising spends incentivises sleazy behaviour (not just the tracking, but also obnoxious audio ads and videos that partially obscure the content the user's trying to read.)
Be skeptical. People lie about stuff all the time.
Which is why you should always bank at a "too big to fail" institution.

Why America has 4000 banks is beyond me. In my country they all consolidated in the 60s and 70s into a half a dozen giants.
So just fire sale everything and distribute equally to depositors. Time value of money solved. And everyone gets fully what belongs to them.
I am saying it concentrates wealth yes, and that this leads to corruption when the relationship between wealth and power isn't sufficiently tamed through various regulations.
One thing is not clear here. According to [1], funnel is invite only feature. There's no mention of invite for this Go API.

Do I need invite or not?

1: https://tailscale.com/kb/1223/tailscale-funnel/
A very common US commuting pattern is to drive from one suburb to an industrial park in another suburb. In general, there's not much you can do with transit to help in that scenario.
Kind of like how fake butter turned out better than real butter?
I don't usually add sarcasm tags, but in case you are wondering this was supposed to be sarcasm. Ya I realize there is a huge fake butter industry. And for most people it is good enough, it is not better than real butter.
Grand. Happy to learn from you then. Other than the financial cost, and the already well-known implication that mediaeval Europeans were very religious, what new information did this article give?
Both you, op and others are being ignorant on this. Insurance payment or bailout is external money, this is making depositors whole using the bank's assets, not FDIC or government money. Tax payers are not making anyone whole as I understand yellen's proposal.
With this place the majority were over 250k. Something like 97% or something. It was a big bank for businesses. Why they were bizarrely keeping such large sums in one bank account I don’t understand. Roku had almost $500 million there.
Yes it's ironic. I have seen DAOs collecting information or doing event sign ups with Google Docs.

It's as if they didn't know what DAO stands for.

I stay away from people who don't practice what they preach.
I hope you thought about calling it SheetCoin.
Please make it. I want row A.
Unspaced em & en dashes tend to stay glued to the surrounding words when there should instead be "word" wrapping at one end or the other of the dash. It is a crime against text aesthetics. We have met the criminals, and they is us - software types.

Not to mention, ems and ens are not Ascii and thus not strictly kosher.
They actually had like $12B split across 5 or 6 banks. But yeah, they definitely could've split it better. "No more than $1B per bank" seems like an easy rule, and even maxing at $500M could be doable.
The cost is that we keep publicizing risk and privatizing gains. SVB took advantage of Trump-era deregulation to make more profit and now that they've screwed up they want help. The people who deposited money at SVB profited from those choices and now they also want a bailout.
Might want to consider ripping an image of these and uploading it to Internet Archive for preservation (if one doesn’t exist).

My first foray into Linux was around 96/97 with Debian that was included with Boot Magazine (later Maximum PC). It turned out to be a huge disaster and I trashed my Win95 system because I didn’t know what I was doing. It would be fun to find that CD again and try getting to work finally on period hardware.
> They do, if their assets get acquired by other banks who also invest in long term bonds, says at a discount?

"Hi it's me, rival bank. I'll buy those bonds of yours, buuut my best offer is 70 cents on the dollar".
Thats not true. It was said elsewhere in HN thread and also in several articles online.

The majority of avg deposits were NOT < 250K.

Only 3-7% of SVB accounts under FDIC limits.

Edit: corrected to have specific languange
There's a modern upgrade that lets you get 16 colours from a palette of 4096.

https://github.com/bitshifters/bbc-nula

It's hard to believe those images come from a BBC Micro.
Has anyone tried this for a free ngrok alternative that works with HTTPS, doesn't require setting up a server and has no rate limit within reason? https://developers.cloudflare.com/pages/how-to/preview-with-...

Based on the page it looks like you can install Cloudflare's CLI and then run `cloudflared tunnel --url http://localhost:3000`, and you'll get back a URL to visit such as https://seasonal-deck-organisms-sf.trycloudflare.com. Looks like it supports being able to associate it with a custom domain too so you can have repeatable URLs.
I think doing journalism part time for free is how bellingcat started.
Earlier discussion:

https://news.ycombinator.com/item?id=35115963

(311 points/11 hours ago/153 comments)
> is that the majority of deposits were well under 250k

What gives you that indication? The bank specialized in working with startups, most of whom have more than $250k in the bank
> The most likely explanation is that your premise is wrong

We have factual evidence about Meta overpaying 50% for talent due to poor work environment and of thousands of engineers complaining about this issue for a decade.

Poor management is conclusion, not a premise.

You need to bring counter-evidence for why this straightforward issue was not addressed 10 years ago.
…these systems are useful technology…”

Vs.

Therefore they are telling us nothing about language, cognition, acquisition, anything.

As anything with Chomsky, the hyperbole misses the point. A useful piece of technology still has uses. An airplane still flies even if it tells us nothing about how birds learn to fly or think about flight or even navigate the globe during an annual migration.
Makes sense? Why??

Why in 2023 after other similar events is this special?

Accounts are insured to the specifed limit. That applies to all of us. Full stop.

What (read: who) makes this a special case in need of special treatment?
The Chicago Plan Revisited (2012)
The truth is VCs are terrified their investments in their startups are going to go to 0. That’s why the biggest most vocal people are VCs talking about this. So they are framing the “we need to make depositors whole” as if they care about small business when really they are just talking their own book.

The real solution is that VCs should give a loan to all their startups so that they can make payroll. Isn’t that their value-add? They should be the backstop for their investments. But instead they want the government to step in.

It’s another example of “socialize the losses but privatize the gains.”
When a person doesn't want himself and every other ordinary person to be robbed by millionaires and billionaires, that is not "hate". That is not what "hate" is.
But this is literally what was going to happen as soon as the FDIC moved in. If that's all they want, why all the extra noise?
I think Chomsky has a point here, but somewhat ironically, it applies much more broadly, raising doubts about linguistics being the route to understanding the mind.

One thing grammar does not do is constrain grammatically-correct language to produce only the truth. It is as easy for humans as it is for LLMs to say false things, to construct false reasons for believing those falsehoods, and to be inconsistent about it. The argument Chomsky uses to claim LLMs will never lead to and understanding of the mind can equally be deployed against the prospect of understanding the mind through studying grammar.

If anything, the success of LLMs, in producing grammatically-correct language about as well as humans do, is evidence for this position. They also present a significant challenge to the Poverty of Stimulus claim[1], which is often used in support of the universal grammar hypothesis.

In the early 20th. century, western metaphysics took what has been called the 'linguistic turn'[2]. Personally, I am deeply skeptical of the proposition that studying human language will - or could, in principle - lead to knowledge about how the world must be, and the ability of people to hold inconsistent beliefs and to argue for falsehoods is one basis for that skepticism.

[1] https://en.wikipedia.org/wiki/Poverty_of_the_stimulus

[2] https://en.wikipedia.org/wiki/Linguistic_turn
S&P Global Market Intelligence reports that as of Dec 31, 2022, 97% of Silicon Valley Bank's deposit accounts exceeded the $250,000 insurance cap.
> What do they look like?

> – hyphen

Hmm, that hyphen looks a bit long…

$ unicode –
U+2013 EN DASH
UTF-8: e2 80 93 UTF-16BE: 2013 Decimal: &#8211; Octal: \020023
–
Category: Pd (Punctuation, Dash); East Asian width: A (ambiguous)
Unicode block: 2000..206F; General Punctuation
Bidi: ON (Other Neutrals)

<p style="voice-family: 'The Senate'"> Ironic.
> But when it comes to depositors, I think it makes a lot of sense to make them whole, especially in the case of SVB where the bank likely has pretty close to enough assets to cover the liabilities (deposits), but its tied up in such long term investments that it could take a long time to get it out.

If anybody gets an extra penny more than $250K from the Feds than that is by definition a bailout.

> But moreso, when we invest in companies, we deep down know there is a possibility of the investment going to 0. We often don't think when I put money in a bank it can go belly up, this would obviously hurt the trust in our banking environment if depositors not made whole.

FDIC insurance is not infinite. Not understanding that is no fault of the rest of society.

And who knows what perks, direct or indirect, those depositors were getting for having that cash at SVB?

Whether it’s stupidity or greed doesn’t matter. No hand outs.
A quarter century ago, as an intern, I had my own room as office. The next job I shared a room with one person. The next job I have a cubicle. After that I had an open space with a dedicated desk.

Now it is hotdesking in an open plan. We sure have made progress.
And Bill Gates, the guy responsible for Windows, a wonderful and highly secure operating system
> How are those two things different

How they're used? I mean, we can argue that pizzas are wheels because they're circles, but, until you throw one on a car and get where you're going, no one will take it seriously.

URLs get shared, passed around, posted in chats, etc. Passwords don't, or at least everyone knows they're doing something wrong if they do.

In the case of the this doc, if it was privately shared, I don't think anyone would have mistakenly posted their Google password the same way.
The first step would be to stop calling them Depositors. They are not and were never Depositors. That is what you have deposit boxes for...You do not have money at the Bank. You loaned money to the Bank. That is why they pay you interest on it...
Personally I’ve always preferred a minus sign closer, like the latter. While the subtraction operator looks better as the former. But I think this is just a calculator-ism that has infected my math syntax.

But especially for matrix inversion, the super wide subtraction symbol just looks awful to me. A little calculator style minus symbol is also nice because it’ll clear the matrix more easily…
>It's easy to point the finger at what is wrong and provide no alternative. I'm not sure there is one, that is realistic.

"It's often been said that Democracy is the worst form of government— except for all the others..."

-Winston Churchill
Bailing out the depositors is still a bailout.
> They also break a sentence into parts.

IMHO, this is the main determination on when I decide to use em-dashes: is the text between them an aside of some kind? An alternatives would be to use parentheses.

Personally I do not find that " - " as the GP suggests enough of a visual cue as "—". And on macOS using different dashes is fairly straight-forward:

* hyphen: the key next to zero, "-"

* en-dash: alt/option-"-": –

* em-dash: shift-alt/option-"-": —

Some apps (e.g. Mail) auto-convert double-"-" into an em-dash as well.
Linux is a VERY different thing than investigative journalism. I can't think of a single bit of investigative journalism someone did as a side project that has spawned an entire industry, but maybe I'm not thinking hard enough.

Content costs money to make. Yes, sometimes give via self-funding of the content (without advertisement, like by working a job), and that's fantastic. But we also need a way to support the content that we like, and we can't expect everyone to be able to give.
They’re both extremely resilient to forgery, which makes them great stores of value — and also great modes to launder money.
If you use google sheets and discord to run your org then it's pretty clear you are not in it for the decentralization. Is it money? Or is it the cool mystique of these emerging technologies? I don't know.
I prefer olive oil butter over any margarine. For almost all applications, I prefer it over butter.
Powergen Italia, anyone ?
It's very interesting and exciting but I have no interest in trying these products. I'm happy with what I have and have no desire to consume meat or dairy even if there was no suffering in the production of it.
Dictionaries are not prescriptive and are not an authoritative source for the meaning of a word. They will lag behind usage, sometimes for many years. Usage determines meaning, not Webster.

Again, nobody is confused by terms like "coconut milk" or "almond milk".
Yep! We use this to test our webhook integrations locally. Works great.
Yea em dash with spaces looks better to me too, I find that it’s harder to read if the em dash is there without surrounding spaces. Looks too cramped, not separated enough.
> "This isn't some sort of complex bid call option strategy"

Exactly. And "don't put all your eggs in one uninsured basket" is the exact sort of 101-level business advice I'd expect the experienced hands at YC or any Angel investor to provide pretty routinely.
Slightly earlier submission:

https://news.ycombinator.com/item?id=35119825
Then, at least be fair and nationalize the big banks.

There's no point pretending that the large banks are "private" if they are subjected to some special rules.

People put their money there willingly, no one forced them to. Let them all feel the joys of "free market capitalism".
Ha, I feel the same way. I used to lug mine around from job to job to fill up my work bookshelf. Also I have some Phrack magazines mixed in as well. Did you buy yours at Boarders with cash as well? :D
> The truth is that the vast majority of this cash was dry powder for acquisitions, staying liquid for new new investments, fresh VC money for advertising

Any sources for this? This seems like an opinion with nothing backing it up.

> Isn’t it these same folks who remind us all the time that most startups fail?

There is a big difference between a single startup being able to fail at any time and many of them failing all at once.
> Did they help depositors that lost money in the last 500+ bank collapses?

Yes. Anything else?
Yes, it's share holders who will realize the loss. Anyone owed money by the bank, ie depositors is now in a line to be paid as the FDIC sells everything and pays out the obligations.
Oh wow yes. I’ll pay a dollar for row AA.
Yeah, I will probably subscribe as they introduce the family mode.

Quality of the results is way better than Google and derivatives. I can once again find small blogs, various fora etc. with genuine people discussing their first-hand experience instead of generic ad farms.
Every time you let the pressure off the banks, you get this crap. Have we learned our lessons yet?
> FDIC insurance is not infinite. Not understanding that is no fault of the rest of society.

I think we should really not forget that SVB hit duration risk on their assets that is almost definitionally not an issue for the FDIC. This isn’t “bank fell apart due to bad loans” this is “bank fell apart because money is locked away for 10 years but is basically guaranteed”.

Basically no risk to taxpayers!
SVB claimed the money is in treasury bills not just cash in the account. Which is a completely sensible place to put it.
I can’t do whole and can’t do skim(ed). So it’s 2% all the way.
An average cell contains an estimated 100 trillion atoms. I’m guessing to “just” simulate elegans’ 302 neurons at the atomic not to speak of quantum precision, is not within our compute capabilities yet. Until then, we’ll have to content ourselves with rather crude approximations of simulations. I’m not entirely convinced on a gut feel level that the current GPT (multimodal or not) AI will necessarily lead to AGI when we don’t even know how the biological equivalent works to the molecular chemistry level. Though I really hope I’m blind to a possibility and we hit the friendly Culture Minds-like AGI jackpot without having to first understand the biophysical mechanics of our own biological sapience.
logic magazine is wonderful too: https://logicmag.io/
Cash flow is currently the issue for many businesses.

They literally cannot afford to pay people on Monday if their deposits are not returned.
You're making a lot of very specific assertions in this thread about what bank officers or regulators would/should have done, or what the effect of SIFI stress tests would have been, without any actual evidence to back this up. Do you actually have inside information or prior experience on these things?
LLMs ask questions without being programmed to do so.
You’re right about only doing something like that once—since your parents would have murdered you for running up the phone bill.
A bit more info from the company making these:

https://www.sypaq.com.au/news/sypaq-supporting-ukrainian-arm...
Run it using doc-ker
And to the one expressing that thought, you're right. To them, it's not important, and dumb.

You could argue, however, that they should refrain from posting, but they probably felt the need to share in case others felt the same way.
Not special treatment? The FDIC has been doing this for recent bank failures:

https://www.americanbanker.com/opinion/will-fdic-keep-protec...
Show HN: One message to rule them all
I think this is referring to other banks, not SVB’s special case.
A common substitution for emdash is -- which are two hyphens with spaces around them.

Personally, I think two hyphens also looks better than just one, and it conveys that you really intended it to mean emdash rather than hyphen.
What politicization of deposit insurance? The amount of deposits that are insured have been capped since the program was put in place 90 years ago.

Making all depositors completely whole is not insurance. That was not a risk that premiums were paid for. It’s a government bailout.
Yeah I was on the internet back then. It was basically useless for decent content when I was in college in the mid 90s

For reference, my first paid work i did involving development was making modifications to a Mac/HyperCard based Gopher server.
Linux $Home Encryption with Ecryptfs
I used to be, I faced a tough job search at one point and got over it.

I am almost dangerously introverted but I’ve learned how to charge myself up so I can outperform almost all extroverts for a short period of time, then I go back to my lair to recharge.
In 1980, the average life expectancy of a man in Russia was 62.5 years. Women about 10 years longer. In other words, less than the average life expectancy of each gender in the US. According to the journal "Alcohol and Alcoholism", the life expectancy improved by a couple of years in the 90s but subsequently fell back to Soviet Union levels. The aggregate life expectancy bottomed out in 2003 (UN Statistics) and has since improved to about 73 (average of men & women). That's #35 on the list of similar countries, trailing countries like Mexico and Iran. The aggregate life expectancy in the US is above 79. These are all from the UN Population Prospects 2022 Report. You can check them yourselves. Finally, are we supposed to trust the CIA?
Light pollution is a real problem that should be taken seriously and mitigated. Nevertheless, you are exaggerating. Many of the more famous constellations such as Orion are naked eye visible in every city I’ve visited.
Silicon Valley is so connected politically, and many in the government are so dependent upon silicon valley campaign money, that I will be surprised if SOME kind of bailout does not happen. The people can rant about it all they want, but at the end of the day a politicians first job is survival, and bailing out the money folks is about survival. The rest of the country be damned.
If you have anything less than 250k in cash, it’s silly to transfer it out
Bob, responsible for risk management, goes to the boss and says "Hey here is the plan that makes us $X and keeps us at acceptable risk of interest rate changes." Jim, the boss says "Jeez $X isn't very much money, our shareholders expect returns! If we changed our portfolio like this we'd make $Y. You are being a debbie downer, bond prices won't collapse and even if they do we just hold them to maturity and we are fine. We simply can't leave this much money on the table."
Yes. It's fewer than 7 (more like 3), and each slot takes one 'symbol'. A symbol is anything that's in long term memory. Symbols are also recursive. It could thus be, for instance, a chess opening of 15 moves. This is why an expert player can memorize usual chess games easily, but struggles with truly random arrangements of chessmen. In the latter case, an expert does not outperform a beginner.