skysight-inc/HackerNews huggingface dataset:
Some of the depositors, not all. My employer didn’t conspire about anything.

When and how much money is returned is going to make the difference between life and death for some of these companies. And the difference between having a job and healthcare or not for a lot of people.

Don’t forget that this is happening to depositors / companies after weathering a pandemic and in a really shitty economies where things are already very challenging. Having additional cash flow problems and/or additional debt to service all the sudden may be the proverbial straw that sends companies and people into bankruptcy.
"Premature optimization is the root of all evil"

There, that's the answer.

Ok, before getting downvotes, let me explain. The current programming "best practices" is to write programs with manageable and easy to understand code, not necessarily using as less memory as possible. It is not a bad way per se, you need to spend resources where needed, and focus on optimization when it is really the problem. But with today RAM, specially in development environments, that's rarely an issue. If you have 50% of something unused, you try to use it (similar as space, no matter how much space you have, you will try to fill it just so it doesn't go to waste). The main issue, in my opinion, is that developers often forget that their program is not the only one on a user machine.

Premature optimization is evil. No optimization at all is even 'eviler'.
Ah no that makes perfect sense, Google photos must be the apple Icloud photo app equivalent for Android
Mintlify are probably the guys who will close on this one first. Great team, moving very fast.
Since you're on this thread..who normally runs the investment decisions inside of a bank, whether retail or investment. Is there a CIO office or is that the function of their Treasury department? Does it go by other names?

And in your experiences in 2008, what sort of strategy planning/what if scenarios were being played out since it was unprecedented and no one knew what was going to happen the next day
Just use kitty or foot. Tabby is a kludge
> commercial artists (or other people with visual image needs, perhaps avoiding the need for commercial artists) incorporating it in production workflows

Maybe it's just me, but that reeks of the archetypal race to the bottom.

"We didn't have to pay professional X to do task Y as we and others have been doing for decades, instead we used modern replacement Z funded by cheap money which costs peanuts at present".

Q: Is there really a business to be made selling Z?
Using LLaMA 7B LLM on Raspberry Pi 4
LOL if a bank can't sell loans they'd have liquidity issues before a bank run could even happen.
> if I thought anything of it at all

I also only noticed because people would ask me to stop saying it, and then I would immediately say it anyway because it wasn't compulsive and I really couldn't tell that I was right about to understand what they said. I hadn't yet figured out that there was just a delay sometimes.
Humans are 3D objects, but fat is not distributed equally throughout the body. Most fat is subcutaneous fat, i.e. located right below the skin. Its abundance can therefore be approximated by body surface area, which is proportional to height squared.
But where will the money that pays un-insured deposits come from? SVB's assets are worth less than its liabilities at this point....
They've only prevented Ukraine from using Starlink as a guidance system. They're fine with it being used for the originally envisioned purpose of communications, even within the armed forces.
Because the bank continues to have assets, and those assets will be dispersed to cover depositors.
That's the idea. One bad management decision doesn't take down all the capital.
When I first read about the MTS, and saw that it was used at Wayne State, I asked my friend if he remembered it from his time there in the 70s and he said he used it quite a bit and remembered it well.
I think the story of the relationships between SVB and the VCs would be fascinating.

Less so the executives, who probably did largely as their investors advise. Their individual business probably isn't that important on its own.

It's the VC partner who sees to it that 10 portfolio companies a year drop their capital raise into cheap deposits who really mattered.
A real race to the bottom.

The superior outcome is to break apart the large slaughterhouses and businesses, and allow smaller family owned farms and coops to redevelop and thrive.
> One of its prominent characteristics was charging for everything. Say you'd log on, run the command to get into the forums. When logging off, it'd tell you how much your account had been charged for CPU time, storage time, etc.

Yep, it sure did. I used it when I was there for my assembly language class. I remember my roommate used up his entire allotment of CPU time in one run where he accidentally had an infinite loop. (If I recall we were only allowed something like a few seconds of CPU time for the entire semester. It was typically all you needed.) He had a large print out about 50 pages long that said nothing but “The value of a is now 1,” over and over again. Luckily you could just tell the professor and he’d give you more time.
Who’s demanding? Pleading might be more appropriate for many businesses.
Couldn't someone with a lot of cash buy them, pay back the depositors without having to sell assets, then hold the assets until maturity, and then make a profit (presumably having bought them at a discount)? As far as I understand, the nominal value of assets still exceeds the obligations?
I agree that this is not black and white. However as an example, the Europeans are basically saying this situation cannot happen under Basel3 which is exactly what the D-F relaxing allowed SVB to avoid. One thing that will be telling is if another bank collapses under similar circumstances.

I don’t think the stress test is meant to model a collapse. As has been mentioned elsewhere, no bank survives outflows of 40-50% of deposits. I understand Baker’s comment to imply that stress tests are not simply “are you over this minimum bar” but also designed to probe for any weakness in lots of different scenarios so the weaknesses are discovered and can be addressed. I imagine it like the regulator is the parent telling the kid to eat their veggies — they might not force them into your mouth but they’re acting as a third party check on your worst impulses. If that’s the case, the stress test should have prompted a discussion about this risk about nine months ago. That this fell apart so fast implies that risk management failed, that those discussions never happened, and so there will presumably be motion to fix that weakness for next time. So you’re right that the run would still have killed them, but better long term risk management would have prevented the blood in the water that spooked the VCs that caused the run.

PS: I feel like that one meme from it’s always sunny — everything is connected to everything. Have to look past the first-order effects.
Small projects can still need to expand beyond a single server or have zero-downtime deploys.
If only it were possible to regulate capitalism and have a government that provides for the social welfare.

Ah well, who am I kidding? (shovels another load of babies into Mammon's burning maw.)
Can you please detail how it changed the way you work?
It’s not really.

They do devaluations no question about that. But a zero notice change in the ratio of transfer points would be unusual and definitely cause a lot of screaming.

It’s not an ethical thing to do. If you tell me I can do X that helps you and then you’ll give me Y you can’t just change that.

Devaluing with a little notice is a different thing entirely. Even short notice is dubious but defensible.

This not so much. Of course the only thing it will do is cause people never to trust their rewards programs, giving them further rationale to ditch them.
Georgi Gerganov is something of a wonder. A few more .cpp drops from him and we have fully local AI for the masses. Absolutely amazing. Thank you Georgi!
> the cron one is mine

It did stood out from the list actually.

Web analytics is very interesting from the UI/UX perspective. In fact that's exactly what make Plausible notable - their super-polished wonderful UI.

Backup service is no less interesting, but from the technical perspective, especially around hardware reliability issues.

Cron monitoring - yep, boring as hell.
Whether it’s measured in carbon footprint, health risk, or otherwise: the impact of vinyl records is small. It’s a significant source of enjoyment for many. The ratio of impact to enjoyment here is negligible. I’ll focus on caring for the world around me through other much more significant means.
"Doing their own thing" is quite a big claim. Facebook and others would not have had teams of psychologists and neuroscientists on staff to maximize user's screen time if they were OK with people doing their own thing.
And to add to that, watching adults perform the task is much better preparation for adulthood than being forced to do something the adults are not willing to do themselves.

As a teenager I got to see my father and two uncles kill, sanitize, and pluck one goose and two chickens that we had for a Thanksgiving dinner one year. It was rather interesting, and it gave me more appreciation and insight into each of them as individuals (the men not the birds).
I shot this at 1/500 iso 400 f6.3 at equiv 375mm: https://imgur.com/ppj8U2Z - no edit other than crop.

I reckon I could have hand held it actually. The lens has pretty decent VR in it. Will wait until there's a full moon again and have another go.

And yeah I want my pictures to look natural.
You're not providing citations either. Get off your fat hating high horse.

Walking and exercise make a HUGE difference in average weight. Just look at Canada, a place mostly analogous to the US, but with way more walkable cities and better public transit. They don't have this problem.

Regardless of how people get fat, we know for a fact that it's nearly impossible to get back to a healthy weight. Children of fat parents are more likely to be fat, both because of genetics and because of diet. Is it their fault that they were born that way?
Was it Muhammad Ali who said "Everyone has a plan until they get punched in the mouth"?

Seems to me all these "disruptors", "thought leaders", "visionaries" are disrupted and their plan to deal with this is nowhere to be seen.
We have no idea what the long term effects of COVID-19 infection will be, however there's no reason to think the long-term impact will be any different from any other coronavirus flu.

And given that the virus is endemic, and the vaccines only provided fleeting protection (they're not even being offered by the NHS here in the UK any more), we'll all get it sooner or later. There's no choice about it. Fortunately for the vast majority of people, COVID-19 is a mild disease that they will recover from quickly.
They do not support multi language.
These children would be working alongside adults in hazardous industries.

Some adults have sex with people twice their age and others don't. Using your logic, we can now legalize child sex exploitation
I'm no startup CEO but I do trade stocks. I know many brokers, suck as Interactive Brokers will automatically move your money for you to different banks and your FDIC insurance is essentially $2.5 million while lookimg like 1 bank (https://www.interactivebrokers.com/en/accounts/sweep-program...)

In addition I use a service called Max My Interest where it will find me the max interest savings account, but also consider risk of bank failure so it's not all in one bank.
Treasury Secretary Yellen was quite clear in an interview a few hours ago: "The problems of the tech sector aren't at the heart of the problems of this bank." https://youtu.be/vSZcPvp7NVU?t=292

Appears that leadership at the highest levels seems to be clearly aware that the problem at SVB had to do with bond prices/rates (rather than anything startup/tech/Silicon Valley specific), and that other banks may have the situation and be vulnerable to "contagion".
>the reforms that have been put in place means that we’re not going to do that again

Does that include the reforms that were removed a few years ago after SVB and other "regional" banks lobbied to have them removed from banks <$250B?
This seems somewhat moot given in a time of war, the president can just use the Defense Production Act?

"The Act currently contains three major sections. The first authorizes the president to require businesses to accept and prioritize contracts for materials deemed necessary for national defense, regardless of a loss incurred on business.

The second section authorizes the president to establish mechanisms (such as regulations, orders or agencies) to allocate materials, services and facilities to promote national defense.

The third section authorizes the president to control the civilian economy so that scarce and critical materials necessary to the national defense effort are available for defense needs."
My main issue is finding exercise in the winter time I can motivate myself to do. Despite growing up in Norway I just hate snow. And my favourite forest trail which is literally right outside my door is a death trap in the winter because it's in a river valley. One slip and I end up falling 50m face down into a frozen river.
Mark Cuban Had Millions at Silicon Valley Bank
Your statement is out of touch with most American workers. Especially blue collar.

Subsidize my class on the backs of the underclass.

Let's solve the wealth inequality gap with more wealth inequality.
The section in the beta docs you linked to shows an async function startFetching() which does setTodos(json). How does that reconcile with you saying that setUser(json) is wrong?
> Yeah I can just about get a decent crop of the moon on my Nikon Z50 with the 250mm lens on it that looks reasonable, if it’s on a tripod.

Yeah 300+ is more comfortable for moonshots on APSC sensors, unless you are in -really- good conditions (i.e. perfect sky, far away from artificial lighting.) With 400mm I was able to take a 'pretty dang good' moonshot just outside of my house, even with a little bit of haze that day. It took a good amount of tweaking in DXO to look -great-, but it was worth it.

> What is worrying is why would you buy something with a camera that lies at source. When you need it to tell the truth, how do you know it will be telling it?

This is one of the reasons I still don't care for getting rid of my DSLRs and shoot raw [0] (Besides, PureView was the last phone camera setup I actually enjoyed.)

At the very -least-, these should be settings that have very obvious controls including turning it off by default, and Ideally should be 'opted in.' Otherwise it opens up the possibility that what is happening could count as cheating at certain photo benchmarks.

[0] Okay I also shoot raw to laugh at how awkward some of Sony's E-mount lenses are without lens profile correction applied. Looking at you SEL16F28.

Edit: Context of what you can do at ~550mm equiv. F8, ISO 250, 1/320: https://imgur.com/a/ryoqQB9
Just some anecdata here, but I was toeing the line between overweight and obese about a year ago. I read David Goggins book Can't Hurt Me, and one of the things he talked about was having a note in the mirror reminding you of your goals (real novel concept ikr?). Anyways, the way he phrased it was something like, "If you're fat and don't want to be, right down the raw truth on that note and read it every morning, then write down how you'll fix it". I wrote something along those lines down, and read it every morning. The guilt and shame I felt from allowing myself to slip up this bad definitely helped motivate me.

1 year later, and I'm down 35 pounds with another 10-20 to go. I feel great! Walking doesn't hurt anymore, doing physical stuff is fun again, and I have more energy than I used to. All that to say, the guilt and shame definitely helped motivate me, but YMMV :)
I haven't spent a cent on razors in over 20 years and my beard is around 6 inches long.
Yeah, when I hear people suggesting JS for backend work I question the quality of the suggestions.
Maybe it would make sense to have a "framebuffer chip", that handles things at a fairly abstract level-- commands like "set screen dimensions to 640x480x8bpp", "write buffer #12, pixel (203, 122) as colour 0xF3", "toggle buffer #5 to active display".

Let the "framebuffer chip" handle the timing sensitive HDMI/DVI dance, and then you can use the general-purpose controller for things like "map a more well-supported graphics protocol to this language". If the controller fails to meet a timing requirement, the framebuffer chip doesn't cause the monitor to lose synch, you'd just get a torn image because it wasn't fully populated in time for the frame to render.

What I've been waiting for is some sort of "modern MCU as replacement for expensive, clunky, slow old video cards." It seems like if you want to use something like a Pi Pico, it would use almost all of the resources just to maintain synch and timing, so it might not be amenable for the other half of the job-- monitoring the external bus and waiting for inquiries on the framebuffer/firmware/support register address ranges.
That one does.

The one in the shop sounds a bit more suspicious to me. Who goes to collect an Amazon parcel from the Amazon Hub drop-off point and then opens it on the counter --conveniently in front of the CCTV camera-- rather than waiting til you get home, or into your car?

If I was investigating that one, I'd suspect a scam worked out between shop-keeper and customer.
https://lectricebikes.com/products/xp-trike-graphite

https://electrek.co/2023/01/13/lectric-ebikes-xp-trike-specs...
Thanks for clarification :)
I exclusively use a credit union, but frankly I could not tell you whether it's more or less vulnerable to market instability or bank runs than a larger bank. It might be more stable for the sheer fact of being very local and nobody around here really cares what's going on in big cities or in silicon valley.
Is it legal to post that here?
I also had this when I was about six years old except I wasn’t in danger at that time. It was a “holy shit” experience. It has happened since. Voluntarily. Last one was at 19, which was involuntary, I thought I will lose my mind. Since then I try to reproduce it by listening to some people who I feel can help and meditating but no luck. Maybe it is not meant to be now.
Also Mark Cuban:

“The tragedy of SVB is that its not the wealthy taking the hit. It's the thousands of companies who borrowed from SVB and were required to keep their cash in SVB. Those entrepreneurs and their employees and vendors are feeling the pain. And they are who the Fed should protect”

https://twitter.com/mcuban/status/1634427092824629251?s=20
Intuitively, a hundred billion dollar auction with only a few hours to research, analyze and horsetrade must necessarily result in a lower winning bid.

Given all the uncertainty about the assets and other regional bank dominoes that are yet to fall, it seems like even the winner will be a low-ball offer.

Doesn't that mean a bigger haircut for uninsured depositors than would be the case if assets were methodically liquidated over a few weeks or months instead of a fire sale on one Sunday?
> until you know your own body

that part is tricky, takes a lot of time, experiments

But also I think the body shape makes a big diff, I have very thin limbs, long legs, my best BMI is between 17 and 18, without limiting myself in food quantity (I alwways eat as much as I can, tho I naturally like to eat 1 or 2 meals a day max)
Excuse my laziness for not looking this up myself, but I have two 8G RAM M1 Macs. Which smaller LLM models will run with such a small amount of memory? any old GPT-2 models? HN user diimdeep has commented here that he ran the article code and model on a 8G RAM M1 Mac, so maybe I will just try it.

I have had good luck in the past with Apple's TensorFlow tools for M1 for building my own models.
My cat broke a tooth on his bowl of cameras.
That’s assuming perfect conversion of energy to body fat. That’s never the case due to losses, and everybody is _vastly_ different:

> In response to 84 days of 1000 kcal/day of overfeeding, 12 pairs of monozygotic twins gained on average 8.1 kg, but the range was from 4.3 to 13.3 kg.

https://www.ncbi.nlm.nih.gov/pmc/articles/PMC2897177/
Agree. SpaceX said their services are not free for SpaceX, and requested help in funding the effort.

Is Bezos trying to get a foothold in the effort, to help fund launch of his 3K satellites?

https://spacenews.com/amazon-planning-3236-satellite-constel...
I just picked up this book recently in the hopes of achieving an outcome like you have, nearly finished with it. I'm also going through a self-guided therapy of DBT, which seems to go hand-in-hand with Learned Optimism (although I haven't seen anyone else make an explicit connection yet).
Before the fifties kids did all sorts of “grown up work” including dangerous ones.

Question is, do we have the right safety in place, are they being overworked and are they mentally mature enough.

Kids are likely okay in many opportunities but not okay in others and someone should be figuring this out.

As long as we have the right safeguards in place, I think it’s okay.

Being able to work as a kid helped me immensely.
In the Circle press announcement they shared that last week, prior to the collapse, they moved several billion into BNY Mellon, and 3.3 remained at SVB. They didn’t say if they removed them FROM SVB to put them into BNY but they didn’t say they didn’t either and the “remained” leads to that assumption. They had pulled assets from Silvergate as well and then Silvergate collapsed, but they have no exposure to it. That tells you that Circle with its gigantic accounts may have realized the banks are vulnerable, pulled its money out (or been forced to by crypto investors cashing in their USDC), and that money is a disproportionately large share of the liquidity those banks were holding. When SVB was shuttered it was underwater by slightly less than a billion. Circle is not to blame, as they did what they probably had to do, but the size of Circle’s accounts would probably bring down most banks in these conditions.

The banks partnering with large crypto whales in a high interest rate environment are likely in deep trouble. SVB was the perfect bank for startups, but its appetite for crypto and poor risk management likely caused the collapse.

https://www.circle.com/blog/an-update-on-usdc-and-silicon-va...
Realpolitik. Goes back to FDR. Reportedly he once said (in a different context): He may be a son of a bitch, but he's our son of a bitch.

Disengaging or virtue signaling would be a mistake. The world is filled with unpalatable regimes that the US needs to handle somehow.

Frankly, if we follow your attitude to its natural conclusion you'd disengage from most of South America, Asia, Africa, and Eastern Europe.
Facepalm. I hate typing on my phone. 1880s, of course. Thanks!