skysight-inc/HackerNews huggingface dataset:
So what do you do if your neighbors have cat allergies? Move houses? Suffer in perpetual discomfort?

By “comfort” I meant literal objective comfort (suitable temperature and humidity, clean air, soft bed, clean water and so on). Understandably, people can have other preferences—I’d be looking for a higher floor, you’d probably like a ground level floor or (I don’t know if you have seen modern high-rises) a floor next to a garden terrace. On the plus side, you will be more likely to have a cat-owning neighbor.
Next to being easier to run, I also have the feeling that images by them selves are also more interesting then generating text. It is much easier for us to look past the defaults, whereas for a text it has to be of a really high quality to be of notice (and even more if you want it to be interesting).
What's the tech war?
This is exciting news for applications that requires calibration or associating points between image pairs of fast moving objects. I wonder when we'll start seeing more global shutter cameras for automotive applications.
i don't really know the history of the regulation, but it makes some sense to me that, if you buy a 5-year t-bill which will pay out some fixed amount 5 years from now, and you hold it until that maturity date, you shouldn't have to care what kind of crazy irrational things the bond markets are doing during those 5 years because you don't engage with those markets at all; they don't affect you in any way

the t-bills they sold off the other day were not from the 'hold to maturity' bucket but from the other one, 'available for sale', so i'm not clear why the sale (as opposed to the presumably previous marking to market of those bonds) counted as a loss of 1.8 billion dollars
>If you don't take it out, there is no run and no problem.

I have heard this "argument" before from people like Alex Mashinsky, who's accused of having run a ponzi scheme. One would think all customers being able to withdraw their funds should be the base minimum requirement any legitimate bank must be able to fulfill.
Of those only D and Go build self contained binaries (yes i know about Graal/Kotlin Native/.Net AOT). No snark intended.
You can manufacture seemingly good reasons
It's also the stars as background image. You don't see this stuff nowadays, it would be too low-pixel non-fancy. White little pixels on black background where so sci-fi in the 1990s.
> It seems that the solution might be stablecoins like USDC implementing a policy that you are guaranteed one USD for every USDC you redeem within a maximum of a few business days

That is how USDC works. You can redeem USDC for USD 1:1 from any CENTRE Consortium member (Currently Circle and Coinbase).
> I really wish we could plan for these entirely foreseeable events ahead of time so that it's not just cases of "selective justice" with regards to who gets bailed out.

That’s an unrealistic utopian fantasy. The real world doesn’t even remotely lend itself to that kind of planning.

Even calling it “selective justice” involves an unrealistic bias. What is happening is that the particular circumstances are being weighed an a suitable response is being formulated.

The rulebook for planning for all such events ahead of time would not be that much shorter than the future history of human civilization.
Because then it’s quite easy to end up with rampant corruption. By and large, well-regulated private banks work pretty well.
We deserve to see more useful top comments on this matter.

The top ones in this and the main announcement thread [1] are just ad hominem complaining against some ostensibly "salty" or "cognitively dissonant" majority.

Let's talk about skin in the game and bailouts. Explain to a peasant why he should have to share the risk you took with your money. Explain to him this game being played where he gains nothing when you win but loses when you lose. And please inform him the recourse he has should he disagree with sharing your loss.

No moral appeals about making payroll, no ad hominems about non-positivism or cognitive dissonance, no complaints about "saltiness".

I speak for many when I say I'd like to hear a proper explanation on this matter, in terms of skin in the game.

EDIT: The above comment takes the following to be bullshit (from the article):

"Yellen approved actions enabling the FDIC to complete its resolution...in a manner that fully protects all depositors...

No losses...will be borne by the taxpayer."

If these statements are true, can someone explain how it's possible that despositors are fully protected, far beyond what FDIC insures, without the taxpayer bearing any of the burden?

---

[1] https://news.ycombinator.com/item?id=35096877
This is literally what those small banks lobbied for. Heavily and they won. This is not someone external victimizing small banks.
It looks interesting. I'm always keen to consolidate my complex config.

Neovim is great, but does anyone know of any neovim front end that properly supports middle click copy and paste through the primary buffer? I've sort of hacked something with neovim-qt, but it misses highlighting that isn't click-drag-unclick.
Bringing back too big to fail
Not an average, but their argument is salvageable:

In a perfect world, exactly half of a population will be (equal to or) below any average when frequency is a normal distribution. Like IQ scores. So when they say "half of the population is below average [IQ]", it's not complete nonsense.
But Wave was not a mature product when it was killed, it was still basically a tech demo.

Killing it just wasn't as painful.
https://www.bloomberg.com/news/articles/2023-03-05/china-emp...

https://www.atlanticcouncil.org/blogs/energysource/beauty-an...
OpenAI are legends. They gave us fire. Until then we only heard about this tech from inside Google. It was always like "AI ethicists think this is too dangerous" and so we couldn't have it.

Each time, OpenAI made it happen. They were the driving force behind all of this stuff. Dall E changed the game entirely. ChatGPT changed the game again!

Lots of credit to Stability.AI - absolutely grand work by then. But OpenAI took what was once the tool of wizards in secret towers and gave it to all of us.

Then Stability and Meta gave us the means to build the tools. Who would have thought that Mark Zuckerberg would be crucial to the democratization of cutting edge tech. What a legend!
If a bank has a risk officer (turns out a big if after all) it should get some interest rate swaps
The $250K should be thought of as a minimum protection level, not a moral imperative to be a maximum protection level.
$3.3B of USDC Reserve Risk Removed, Dollar De-Peg Closes
You're being pedantic, and you didn't read my bullet points, because the money literally disappears. It doesn't get "paid" by anyone.
> a sudden forced sale means selling at a loss

A gentle sale at their leisure over the next six months would also mean selling at a loss.
Net doesn't matter to the individual firm. And who should carry it? Everyone else who had the gumption to spend, what, a few man hours, to guarantee that they won't end up not being g able to make pay roll?
Isnt then the whole thing fault of VCs who included those covenant? The same VCs that now cry hardest?

Moreover, both startups and VCs are literally the groups that celebrate risk taking and disruption. This is it, this is the flip side of risk, the definition of risk is that you might loose. But somehow, when they loose, due to risk taking, then suddenly they want extra bail outs and help.
One could argue that the environment in UK is already destroyed, why protect that instead of something that is still relatively untouched?
If we agreed with your premise that AI is a great filter and that this filter can somehow be contained by a small group, then I guess what it boils down to is two choices:

1. either lock everything down and accept the control of a small unaccountable group to dictate the future of humanity according to their morals and views - and I believe that AI will fundamentally shape how humanity will work and think, or
2. continue to uphold the ideas of individual freedom and democratic governance and accept a relative increase in the chance of a great filter event occurring.

I, like many here, am firmly against ggp's position. The harm that our spices sustains from having this technology controlled by the few far outweighs the marginal risk increase of some great filter occurring.

I will continue to help ensure that this technology remains open for everyone regardless their views, morals, and convictions until the day I die.
We have a mamba as well?
The stock market is not a good indicator of anything. You don't need a random number from Wall Street to figure out that google.com is still alive.
I think one should also acknowledge that OpenAI has been perhaps the leading provider of cutting edge AI to the public.
They let the public play against Dota Five, they provide their GPT playground and API, and they were the first to give something to the public with Dalle2 too. From the perspective of a developer this os mot very open, but from the perspective of the public it is quite open. But more "open access" or "open visibility" instead of "open source".

What they really don't want is that google or whatever develops an AGI secretly.
hey thanks, i wonder where the conflicting calculations (e.g., https://archive.is/IMgxM, posted by 'ignoramous' elsewhere in this thread) came from

byrne hobart (quoted there) cites https://s201.q4cdn.com/589201576/files/doc_financials/2022/q... the quarterly report, which only mentions unrealized losses on afs securities, not htm securities

i see the total assets and liabilities numbers you mention on p. 95 of the 10-k you linked, but i don't see 15 billion dollars of unrealized losses anywhere, though i do see (for example on p. 124) 15724 million dollars of afs securities that had unrealized losses on them; but the unrealized losses themselves were only 1109 million dollars

i don't see anything in either report about unrealized losses on htm (non-afs) securities. in the 10-k (again p. 95) their htm securities are 91321 million dollars, almost 4× the size of their afs securities, and maybe they had about 20 billion dollars of loss of market value on those htm securities?
Yea, though some of them are insanely heavy that without the assist, it’s quite a workout!
DuckDuckGo has sub-1% market share. There’s no sense in which that can be considered “mainstream”.
after ten years I would say it turned out to be a good decision, at leats for me.

Google Reader was "just a reader" and nothing more. They did not invest in it, it was stagnated but as it was working ok, I didn't have motivation to look for alternatives.

When Google Reader was announced to be shut down, it gave a great motivation to other reader's authors to develop their products. I would never replace current Inoreader with its insanse features with Google Reader again.
> HSBC announced it had acquired the UK subsidiary of SVB for £1.

What.

Well, honestly, well done everybody. This was resolved over a weekend. And shows that it can be resolved.
Open Source ChatGPT
Gpt model trained on instructions tasks with good output
Your last paragraph is dead on. Here is analysis from a blog run by Financial Times ("FTAlphaVille"): https://www.ft.com/content/c95e7708-b903-405d-a017-963844eb3...

Scroll down to screenshot of tiny text to find the "one trick" to explain it all. SVB poorly managed their balance sheet and had weak regulations for which they lobbied (oh, the lulz). Nothing more. FDIC wind-down or maybe sale. Plus, tighten up that rule. End of story. Maybe a few billion of special assessment (_in total_) on all other banks -- this is how deposit insurance works _in one form or another_ in all advanced economies.

Why is this darn story getting so much attention? Dunno. Slow news cycle?

EDIT: balance -> balance sheet
You can spin "what this is about" whatever way you want, but it's simply a fact that for the kind of businesses that typically had deposits at SVB, the overwhelming part of those deposits existed to pay employee's salaries.
I'm not that person, so I don't know how they meant themselves to be interpreted. I interpret their comment as correcting the fact that file redirection is not a trick but a basic/core feature and emphasize that with their hyperbole of everyone knowing it from day one. I don't think they mean to dissuade people from using the shell. I don't think they mean their statement in the way of "if you didn't know this, you're not a real terminal user. Get out of here". Maybe I'm wrong and that was their motivation. I don't know.

I was also interpreting user3939382's use of gatekeeping in the context of other similar comments not just the one they were directly replying to. That's probably my mistake.
Would be fine (an excellent outcome) and under the original ownership and leadership (arguably an undesirable outcome).

I say undesirable because if you believe they had financial troubles that cast genuine doubt on their ability to meet all withdrawals if they were spaced out over a reasonable period (say 24 months), then their management’s ability to run a bank is in question (and the owners who put that management in place should have that ownership at risk).

I don’t know with certainty that the “could meet all withdrawals” test was failed, but it seems that many people who know more finance than I do do believe that.
well, as it turned out, they were hedged with a 'fed put'
It’s a faster conda. Strongly recommended
I read this as "HSBC to Arm Silicon Valley Bank", which is an entirely different customer-management strategy.
They've been acquired by HSBC for a single pound, so it was probably not very solvent.
This is a good article explaining the entire situation, thanks!
> Fair?

For euqity/bond holders of the bank, probably.

For depositors like in this case, a little bit complex. What about possible contagion? Where will the contagion be stopped? Or just let it destroy the world if possible.

> nor expect sympathy or compensation

Maybe compensation like Bernie-Madoff style, remove all the profits of other persons. But this works fine by me because it will probably destroy crypto.
Meta Threatens Canada
There is a difference between defunding and underfunding. It doesn't take much to realise ~6% (average) increase is quickly eroded by inflation and population changes.

NHS funding has been effectivley stagnant [1]

There are also more complex issues beyond a single percentage metric.

But I am sure you know that

[1] https://www.nuffieldtrust.org.uk/news-item/the-past-present-...
You can by turning off scene optimizer.
SVB, Signature Bank Depositors to Get Their Money as Fed Moves to Stem Crisis
Australia

https://ibb.co/P5TQDr6
Generally the mid-motor models have some fairly serious friction when unpowered. Hub motors usually have way less friction, sometimes to the point of basically being a regular bicycle if you don't put the battery in.
Too bad HSBC USA didn't take the US arm. HSBC have been exiting the US market for a while and more competition is always better.
Indeed. I was curious about the cloud functionality and obviously that costs.
HSBC itself is being sold to other banks, for Eg in Canada it's sold to RBC, in France it's sold to another local bank...
Not all of it just a couple of their regional subsidiaries. They're the 8th largest bank in the world, just under BNP Paribas and Citigroup.
I imagine there's a small but significant overlap between the people who are still annoyed about the Google Reader Shutdown a full decade later and the people who are today making large scale cloud computing purchasing decisions.

I doubt Google took into account how damaging for their reputation is would be to shut down a product that had an audience that was small but extremely online and influential, both at the time and into the future.
The first and easiest application would be "high Q" radio-frequency components such as antennas. I asked a similar question a few years ago a bunch of electrical engineers were basically salivating at the possibility.

The next one would be as thin films to replace copper or aluminium power delivery wires in silicon chips. This would make them run significantly cooler. While copper is a good conductor, very thin copper wires transferring multiple amps(!) is a recipe for a space heater. Even a superconductor that cost $1K per gram would be worthwhile in this application, let alone $1K per kilogram!

Next up would likely be electrical motors. Higher magnetic field strengths and lower heating losses would allow some really tiny but crazy powerful motors.
If your cruise ship is sinking and there aren’t enough life rafts, the problem isn’t that your passengers are climbing in the life rafts and sailing away. The problem is that the ship is sinking!

SVB might have lasted longer if their depositors had not been running for the exits. But why assume that lasting longer is a good thing? They might have got themselves into even more difficulty. In that case the VCs did SVB a favor.
It's interesting that you can see the one area where the UK welfare state still exists (the 70+ bracket, e.g. pensions), the UK mortality rate has kept a pretty close track to the EU average.
Our saving grace seems to be the insatiable push by the gaming industry for better graphics at higher resolutions. Their vision for real-time path traced graphics can’t happen without considerable ML horsepower on consumer level graphics cards.
I keep hear about bad actors among VCs, but I don't hear about the colossal mistakes being made by SVB's executives and board of directors.
My favorite prompt to try so far to play with this effect is:

Picture yourself in a boat on a river With tangerine trees and marmalade skies

It might veer off into a scenario where you're on a romantic boat trip or talk about how it is its favorite Beatles song and how it remembers them going on Ed Sullivan. :)

The temp affects the "color" of the next word which sends it on a tangent just like a person -- especially somebody with ADHD or playing an improve game as opposed to lip reading, for example.
Depends on where they live I guess. Cost of living has a big impact. In some places 65k is several years' income, in a few it's enough to retire on.
Yeah. I think what really killed RSS was a change in people's behavior. Twitter, Reddit, and other social media sites gained traction as link sharing communities and RSS became less relevant after that. Instead of subscribing to an RSS feed, you could just follow your favorite sites on Twitter, for example.
Medical students pay the exact same way as all other university students. They pay via student finance loans for the first four years.

The NHS pays for the fifth and final year, as Student Fianance (England) will not cover the cost.

Medical students have the same student loans of £60k+ as any other student doing a four year degree
Inbox remains for me the best product they killed. It was in every way superior to Gmail and offered something I haven’t seen since.
I wrote a shitty shell + python script to get me music to DJ. It would:

* Load a playlist from spotify (including fetching the API token programatically from bash... shudder)
* Search youtube for the song + artist
* Download the MP3 of the song from youtube
* Set up the directory structure for Rekordbox DJ
* I could then manually import the song

When I was too broke to buy music for DJ'ing this satisfied my craving for new music to play.
What does that have to do with SVB? Or with SVB UK being swallowed by HSBC?
I disagree with this non-bailout bailout, but I can somewhat easily generate one such response without even engaging my brain. As a member of this society, you, by default, have skin in the game. If you do not want to see a run on more banks as a result of wide-spread panic that would effectively undermine the entire system and result in unpredictable chaos ( as opposed to predictable anger that can be managed ), then the choice seems relatively simple. Unless, naturally, one does not want to enjoy relative stability.
Why would a bank need to support withdrawing 100% of its funds at once with no warning? Nobody wants to do that.

(It's actually impossible to create a bank that allows doing that; regulators won't allow it.)
Yep. And when other business can not pay salaries because of events they could not control, neither them nor their employees get any extra help. They get mockery from very same people that call for help now. This is about who got it.

The startups did not had all of their money in this particular bank randomly. It was by design.
I think it'd be great to include just a couple reasons or tradeoffs for using flatpacks instead of snap. I know I prefer the tech not to be completely owned by Canonical for example.
Product owner was supposed to be the real customer or at least internal customer before the great takeover of agile concepts by companies.
Do most banks hedge that risk? I could imagine that being pretty expensive. Who takes the other side of a bet like that?
Thin 1 mm2 speck of high explosive is like few milligrams - estimating from youtube vids that's not much. Might punch tiny hole into the underlying PCB at worst.
Or the banks leadership saw the inevitable writing on the wall and knew someone was going to start a run.
There's two books reviewed. The second one in the review (Smith) is more looking at the science-adjacent fields that had an influence (like paper) rather than arguing that Newton relied on colonisation because he used a little data from ship captains.
From what I've seen, low temp "only the most probable" output tends to be more repetetive and incoherent than medium-tempeature output, which is a bit of a paradox. I wonder why that is.
It spreads the risk out among a bunch of different banks, thus drastically lowering the odds that the FDIC will have to pay out on the full amount deposited.
The killer feature of Reader was sharing. Not only could one see posts by sites they "follow", but could also see whatever their friends shared and chose to either read that single article or follow the site.

Notice any similarities? We have moved, just not to another RSS reader, but rather to G+/facebook/twitter/whatever, platforms which had that social element. Coincidentally, it was a time when g+ was failing to gain expected traction.
Large org files and tangling of large org files too. My literate config went from 6s to 0.25s.
On the Architecture of Torchdynamo
It doesn't matter if you have confidence in your bank. You just need confidence in the FDIC. They have a history of recovering everything including uninsured assets.

> This is an unrealistic rationalisation after the fact.

It's clearly correct that they were worried about nothing because 1. nothing bad happened to anyone who didn't withdraw funds 2. by withdrawing funds they now don't have a bank anymore. Which is a problem if it was the only one willing to handle startups.
Almost entirely because I develop Vue 3 w/ Vite on top of Rails 7 (plus a very opinionated Eslint + Prettier set up) so cutting edge plugin support = key, combined with a team that uses a mix of Vim and other stuff. VSCode's community will always completely dominate Vim for Typescript support and it's far easier to establish VSCode as the standard editor than a mix of custom Vim configs.

Even the base Vue VSCode plugin + native TS engine doesn't support my needs for modern Vue 3 <script setup /> syntax without a ton of false positive redline errors. When I switched to using Volar my life became way easier (Neovims LSP plugins are usually a year behind the VSCode native ones let alone plugins):

https://marketplace.visualstudio.com/items?itemName=Vue.vsco...

Otherwise our Ruby backend devs can use what they want. So can frontend but they'll be constantly fighting the current.
> Explain to a peasant why he should have to share the risk you took with your money

Well.. in this specific case I don't think tax payers (I assume this is what you mean by "peasant") actually do share any of the risk/cost. The bank failed due to a liquidity problem. It actually has a pretty solid financial situation except for that! This isn't a "bail out" per se.