skysight-inc/HackerNews huggingface dataset:
I believe they're saying that if the government (or another party) can read your received SMS messages, then your Signal account isn't secure. It could be taken over by anyone who can receive the SMS verification code. Your contacts would be notified that you'd changed your keys, and your own device would be locked out. So it's not the most quiet attack. But people replace their phones and forget account details so it may pass unnoticed by some of your contacts, particularly if you have no other channel to reach your contacts.

The number of countries where the government would do that to your SMS but won't also just arrest you arbitrarily and seize your device and/or beat/threaten you, seems small. But I imagine there are some people in some places, who feel physically and/or legally secure from arbitrary government action against their devices proper, but not with their cellular service.
For some, "laid off" has the same connotation as furlough.
> Anyone working in risk management will tell you SVB’s risk team and executive team should be in jail.

Jail seems extreme for an error in judgement that neither killed nor maimed anyone.
The source repo seems to be unavailable (private?), so I wanted to ask - is this a language model fine-tuned on your data, or you're using OpenAI's APIs with all data of your own stored in embeddings which are searched for the user query?
> But that's if you were trying to sell it now. The amount it will pay at maturity remains unchanged and in 10 years

This point is lost on everyone. They will get their money back, in 10 years. That's why it's a called 10 year note.

They messed up not considering they'd need the money sooner, and failed to seriously consider that no one would want to buy their notes if interest rates went up, because there would be much better deals out there.

They made a 10 year bet that interest rates wouldn't go up significantly. They bet wrong.
I do like that the same people who in the last few months have cut 10s of 1000s of jobs with nary a word, or responded to criticism of such with essentially "it's business, cry more", are now suddenly deeply, deeply concerned about the welfare of their employees and golly gee whiz just want to be able to make payroll to help them!
> I don't see how he could profit massively from that

It wasn't his reason, then.
A course in high performance computing should include some material on computer architecture and SIMD, though the focus is more on parallel programming and GPU.

To get into the right mindset for SIMD optimization, play Zachtronic games. You have a big pile of odd-shaped tools that take some input and output a result a few cycles later, you have limits on how many instructions can run at once, but maybe you can do something like a load each cycle for free. Run your benchmark, count the cycles, make a small tweak and test again.
I see you have a good suggestion but I haven’t really got what the problem is. Is it the weekly release cadence, you mentioned branch hell but tbh I’m not familiar with it, how does it look like? What are the biggest pain points?

I’m only trying to make sure I understand the problem otherwise I cannot evaluate the solution. Plus it would have make it very hard to sell it to me, if I was to take the decision.
The takeover of ARM by Nvidia was cancelled over a year ago, it still belongs to SoftBank.
They had 13b in cash going into this year and other highly liquid assets, those evaporated as the draw downs happened. Its not like they tucked away all assets into 10 year lockups (or higher risk loans). Even the bonds they did lock up -- in what would be considered 99% "normal" markets given the last few decades a sell off of those bonds would not have been highly problematic. It became problematic when they were so low return needing to be sold to reblalance the 10/90 rule when market rates were much better and they needed to be discounted due to the huge rate hikes.

SVB was pretty much considered the "boyscouts" of the industry and in normal circumstances they took a super conservative placement of the deposits. The only thing they could have done better was to (what would have normally been considered) overly hedge the bonds reducing their return even more.

I personally think they were too transparent with the liquidity crunch, and the investors and their companies that pulled out 20-30b before they even could execute the sell probably saw the ability to crash the bank and offer shark hooked bridge funding to the competitive companies left in the lurch. Its not like these folks were naive clients -- imho they were looking to do damage and get blood returns/equity on those bridge funding after the fall.
> But are they really the only bank in the world doing that mistake?

I’m not sure that looking to the financial sector for examples of fiscal responsibility is actually reasonable, but I’d guess that they’re the only bank that’s “too-big-to-fail” that could possibly fail because of a single slack discussion.
> And then a bunch of small business fail, then everyone else looks at 20 other small and middle-tier banks and realizes they don't want to end up the same way and pull their money out, then they fail, per your suggestion FDIC still does nothing, then another couple dozen banks and couple thousand business fail ...and next week you're back in 2008.

That is already in motion. Every company that had yet to do it is now looking into its liquidity management.
"Let go" is the worst, it implies "I let you go" -> "I allow you to leave" which is the ultimate humiliation when you are getting fired
If you can to the number crunching for 3D graphics, you see as hell can do it for 2D graphics.
When are intuitions a good guide to reality?
Not all of the capital was in a HTM portfolio. SVB I'm sure had a good handle on the typical flow of funds and based off of that with some margin of error (that was obviously not everyone wants everything today).
I spent 50 years programming, doing truly leading-edge, amazing things.

None of it made any difference in the world, despite my best efforts.

But I had fun.
Not sure how twitter changes the equation?

Lock down internet so only twitter works for free?
https://archive.ph/PD7qf
I’m not sure why YC is an example of something that has scaled well. There’s so many companies now in each batch with 95%+ never amounting to much success. It’s not clear how the scale is helping anyone.
Definitely not. Most libertarians I've encountered want hard money i.e. full reserve banking with no central bank money printing. In FRB you cannot have bank runs and with a restricted central bank which can't print more money you can't have ZIRP and the wild swings all over the financial system that it had caused. Instead you have a system in which bank accounts don't pay interest but that's acceptable in many cases because there also isn't any inflation, and if you want a return you invest in a fund that exposes the liquidity constraints in its terms.

The above scheme requires far less government regulation as well, but it does need some, mostly an extension of the idea of theft to encompass fractional reserve banking.
High efficiency heat pumps with built-in defrosters (or "heating strips") can often provide full heating capacity (ie: 48,000btu for a 4 ton unit) down to -12f, with reduced output at even lower temps. The COP efficiency drops quite a bit though and it will eventually get to a point where it is essentially as energy efficient as a resistive heater. Whether it's more efficient than using gas or not is a difficult calculation based on your gas price, heat pump COP temperature curve and electricity price. If you expect to see <-20f temperatures regularly, you'll want/need a backup heat source anyway.
Role is "disestablished"
> No, because those exceptions become the new rule

I disagree that this necessarily sets the new rule. Sure, sometimes it creates new precedents, but the necessity for an exception should go on to inform new hard set rules to prevent the necessity for exceptions in the first place. In this case, a return to a more regulated banking sector, hopefully.

This is not dissimilar from highly agile work environments that require frequent process changes to achieve the ultimate goal.
You have to stop and think about what it really means. "Impacted" just means something happened. You have to do the legwork to get to "called into a meeting and fired."
I mean, aren’t founders always touting that they want to have an impact in the world? ;)
I suppose this is due to economic sanctions, but of course there's also the infosec concern.

Much of "tech" right now is still cavalier about software provenance in general. And IPMI is one of the more sensitive points.

I have a pretty warm-fuzzy aspirations about open source at its best: being collective effort, of people of goodwill, around the world, working together, for the benefit of all.

It's tragic that our world has so much conflict, aggression, inequity, and other ills. Open source is one place that we've sometimes formed bridges despite this, but it's not entirely immune to the larger world problems.
What about forcefully yelling fire inches away from a minuscule fire, thus literally fanning the flames and putting it on the path to becoming a bonfire?
Instagram Winding Down NFTs
And to the original point about libertarians, this would only ever not happen in the face of regulation.
Terminated is to the left of fired.
> It was a failure to have a group of professionals with mutual interests work it out together. It was a failure that an adult didn't step up.

What exactly do you think they should have done? The issue was that startups would need money in a less attractive environment (rising rates) and so it was just a matter of time before the mismatch between short term deposits and long term bond portfolio would clash.
Is it not a libertarian position that it is preferable that things be done in the private sector than in the public sector?

In the narrow statement that I replied to, a proposal was made to have the federal government enact a kind of insurance that has long been available in the private sector. My understanding of libertarian perspectives (based purely on hearing what libertarians say) is that doing it in the private sector would be preferable.

Particularly considering that the problem for the depositors was that they weren't availing themselves of private-sector solutions, not that those solutions failed.

I may be complete wrong on this, though, as I am not a libertarian.
In the last 50 years of AI research has any academic institution ever provided open source easy to use tools like the stuff big companies have put out in the past 5 years?
It's absolutely not luck and you are betraying an ideological point of view. It's obvious you never studied economics and you're just sitting here parroting partisan talking points. Anyone with common sense is aware of the Ukraine invasion being inflationary on European energy supplies, and knock down effects on things such as grains and fertilizers and other commodities. But those of us with a background who understand the dynamics of inflation knew this in 2021 long before Putin invaded. It's simple math:
Inflation is a product of money supply and monetary velocity. Money supply was already grossly inflated and monetary velocity was quickly gaining steam as the vaccine was rolled out.

You should ask yourself if you have any idea what you're talking about before adopting a negative tone in the future. Frankly it personifies Dunning Kruger arrogance to attribute a simple mathematical prediction shared widely by experts to luck. Projecting your utter lack of expertise on this topic on to everyone else is ridiculous.
you just need a filter to mark these messages as read and skip your inbox. out of sight out of mind. There's no way to stop spam but there is always a way to not see it.
America and China are preparing for a war over Taiwan
Xterm is like that sleeper car. Looks basic but beats everyone if it comes down to it.
Or they could have properly diversified like a functional financial institution they would have had diversified enough investments that they could fix a liquidity problem with minimal balance sheet losses or their depositors would be different enough people to not run on the bank from one rich guy on twitter pitching a fit.

SVB bet it all on red and the ball landed on black. Everything after that point is not useful information.
Lidar Dungeon
Texture blitting is a very important part of 3D graphics, and is essentially what is required here.
I think this is how the Python package ecosystem is really close.
Title should be "YC fires 17 people". Can someone change that?
This is what's odd here. TWE is a conservative outlet that you'd think would align with Thiel. Possibly this reflects the fault lines that are developing on the right?
Ask HN: Is there an easy way to know a bank's level of insured vs un-insured deposits?
Bank runs are self-fulfilling prophecies. So it's not a crime, but it very possibly could be the cause.
Blaming one man for the rottened culture of an entire industry. The people who made the decision to withdraw money from SVB are supposed to be sophisticated. They're certainly well compensated. Yet they acted like bunch of illiterate peasants. The whole episode really demonstrated the disappearance of critical thinking from the American tech industry. This primitive monkey-see monkey-do mindset has come to dominate just about every aspect of it.
Just so that it is clear: How does YC define "late stage"?

I ask because the opening line is: "YC is known primarily as a place where very early founders create something from nothing"

Does this mean that, going forward, startups that start with something need not apply? For example, a product and, say, one or many customers? Some revenue?

Or does YC want to focus on the "something from nothing" category?
Especially considering the government disallows people that aren't "qualified investors" from investing in specific asset classes entirely because people that don't meet that threshold are just too stupid to participate.
SPQA: The AI-Based Architecture That’ll Replace Most Existing Software
More therapy. Different therapists.

You have this vision of who you want to be that seems to be disconnected from who you are. I have seen happiness defined as making progress towards an ACHIEVABLE dream. It does not sound like you have locked onto an achievable dream yet.

I used to be very interested in entrepreneurship and would come up with App ideas and do a little playing around with them. Then I buckled down and read a lot of books on startups and business management. I realized that the kind of ideas I was coming up with required giant companies to execute and that I did not have the personality, money, or connections to run a giant company. My dream was fantasy!

So I worked on myself and found more realistic dreams, of being financially independent, being a good partner, a good friend, making a human-sized impact in my career, instead of a super-human sized impact.

It also took me awhile to realize that I had spent a lot of time consuming success porn. Like regular porn, it is a fantasy. Real people, in the millions and billions are not inventing the next whatever, speaking 8 languages and contributing to AI research on the weekend. Lots of this content is self promotion or marketing made by someone trying to sell something.

You don’t need to end up with a thousand foot statue of yourself towering over a subcontinent to live a meaningful life. Therapy, more therapy.
There's a lot wrong with everything revolving around money, such as this bank failure for one.
One of the first quotes of this article points to Dave Troy's "research" which as far as I can tell is lizard-theory without the lizards. A catchy tweet concludes it in https://twitter.com/davetroy/status/1634871362744651776?s=20 but the thread is some sort of "don't read what they say, their actual secret motive is XYZ and to overthrow the government!".
Right. Attempting that workflow would be crazy without language support.

But at the same time, proper languages that have operator overriding and custom types make that kind of thing trivial - look at how many languages have a Maybe<T> these days, which is basically automating that process.

The fact that doing it in SQL would be suicidal shows that, while SQL was a brilliant language for the '70s... it has not evolved nearly enough.
Our deposits are liabilities for the bank (the bank needs the infra to secure the money, make it available everywhere at every ATM, bank tellers and so on). Banks invest the money (and give loans) to both pay for these costs and also make a small return on top.

It is possible to have a bank that just stores the money without touching it, but this bank would charge us for the costs of doing so, and it won’t be free, and it won’t be popular vs free options (which once every 10-20 years blow up).
i have a similar situation. i've "known" this guy for ~10 years now, all the way from him signing up on a random dating site, to the present where I'm getting e-mails about his mortgage, and school info e-mails regarding his kids :D

I used to respond to the ones that were obviously from a real person, imploring them to tell him he keeps getting his e-mail wrong, but no dice, so now i just respond "wrong e-mail address" and hope that sorts it out.
Favorite example has to be Luis Suarez in his apology for very clearly biting a World Cup opponent in front of the world some years ago:

"The truth is that my colleague Giorgio Chiellini suffered the physical result of a bite"
You realize they can get a different job right?
Just saying not all other banks are collapsing like SVB. They were over leveraged and played a risky game. That came to bite them. So it’s important to point blame at the issue and if 98% of other banks didn’t engage in this behavior then it’s not fed issue or systemic issue.
Very confused about this. How is it any different from any other high-SEER heat pump currently on the market?
JS is complicated because the browser environment is complicated.

If it's going to be rendered by and live in a web browser it will either be complicated or limited in some way (like low code/no code tools).
This is obviously also stupid, but no other bank has the vast majority of their clientele clued into a single group chat discussion
> Seems like the news companies are shooting themselves in the foot, but it sounds good to me.

No. They are using their political power to extort money from social media companies.

"Facebook to pay News Corp for content in Australia".

https://www.bbc.com/news/world-australia-56410335

Rupert Murdoch literally forced google and facebook to pay him money for directing traffic to his sites.

> Imagine a world where you search "supreme court decision X", "California covid policy", or "FDIC action today" and the top result is the responsible agency statement followed by blogs.

That would be ideal but ultimately, the social media companies always cave. Shows you the power of news companies and what they truly are when they can bully the likes of apple, google, facebook, microsoft, etc.

You would think that news publishers like news corp or the nytimes or cnn are no match for the tech giants. But history has proven otherwise.
SVB Was Donald Trump’s Bailout by Dean Baker
There are two key points that people should recognize about the decision to guarantee all the deposits at Silicon Valley Bank (SVB):

• It was a bailout
• Donald Trump was the person responsible.
it's good then that the funds to support the deposits are coming from the bank funded fdic fund not taxes then.
> Yellen has just broadcast that FDIC insurance is essentially unlimited

Although I agree with the Treasury's actions here so far, this is a potential issue. They should instantiate more stringent rules for banks that who cater to business accounts and then raise the cap for insurance on those accounts to a number that makes sense for small businesses across the country.

Too many CEOs and CFOs were allowing their business checking accounts to sit in dangerously uninsured positions. Headliner being Roku with nearly a half a billion dollars sitting in a single checking account with SVB. But plenty of smaller businesses leave ten million plus dollars in their accounts as a course of business as well.

The actual amount those accounts can be insured for needs to be formalized and it should probably be higher than the standard quarter million for consumer accounts as this is way too low for business larger than a half dozen employees.
https://www.lively.com/phones/

Try the Jitterbug phone for Grandma.
It nearly killed billions of dollars in real value and required untold thousands of taxpayer-funded employees working through the weekend to unfuck the situation.

If I drive recklessly, I am still guilty of reckless driving even though I didn't hit anyone or anything.
Sorry - the link in that thread is to a tweet, not the article the tweet links, which is what I wanted to link - that article indicates the partners leading the fund (and program) left YC.

Also, the continuity program page (provided info for all 3 programs) is completely gone: https://www.ycombinator.com/continuity

I haven't heard specifics about those programs but with the partners leading gone it seems difficult to imagine them continuing - fair point though, no solid news.
> Remember that Meta likely uses your Whatsapp contacts web for its advertisements elsewhere. Signal does not.

Signal does not uses your contacts web elsewhere, that you know of.
Elizabeth Warren's was one of the most influential academics in commercial and bankruptcy law before she became a politician. This is the thing she knows best.
Why would you want to use Python with a C extension?

If you need performance, just use native code.
where did this come from? The person you are responding to didn't say anything about Soviet workers. Also, having recently visited Cuba, while workers in a Communist society may not worry about layoffs, they still need second jobs in the black market to earn a living wage. I'm far from an expert in the Soviet Union but it seems crazy to use this as an excuse to shill the USSR
The key line says it all about how the US (in agreement with tech tycoons) does things:

"Just like many of the banking titans after the global financial crisis of 2008, tech tycoons appear to favour the privatisation of profits and the socialisation of losses. There are few libertarians in a financial foxhole."
I know you are generalizing but there are times the yield curve is the other way and it is better to lend short and borrow long. But a well managed bank takes care to duration(not maturity) match their assets and liabilities while also taking into account liquidity needs and buffers. Also, the above applies to use of their own capital as well.
I bought one heavily discounted, I use it on average one or twice a month as a slow cooker, and a bit more often as a rice cooker.
Note-taking desk accessory puts a small twist to your productivity
I haven't seen anything official from OpenAI confirming that ChatGPT has fewer than 175B parameters, although it is a reasonable guess if you read between the lines of their statements.

Given the author of that article is a CEO of an 'AI Ad Optimization Platform' I think that number is speculative at best.
It's ironic you link to his (apparently not suspended) profile on LinkedIn, which is also owned by Microsoft.
Recriminations fly as venture capitalists contemplate SVB’s collapse
You don't need to get it directly via Google. Mine are registered through a normal registrar, and not linked to a Google Account.
Wow.. I really hope someone will train this model with that dataset. Or maybe open assistant will pick it up. The results looks so promising.