skysight-inc/HackerNews huggingface dataset:
> Your user suffers due to bloat and slowness on commercial software (like websites full of tracking and heavy UI design) due to economical reasons (no benefit in optimizing user perf for the company) and not due to system software like one Drew writes.

Did you not read the article? He makes a direct comparison between two window managers and the different levels of performance they provide. The system software obviously matters.

Moreover, there's huge benefits to optimizing the performance, even from a corporate perspective. There's just often not many market driven reasons to do so, and so many companies are willfully blind to this truth.

So, you assertion seems to boil down to "everyone else does it in a crappy way because they are ignorant, so you should too, to avoid 'wasting time'." It's a bizarre take.
"Bank failures" are routine. Most banks are small. Small businesses make mistakes and fail all the time. Banks are just a special kind of business with a federally-mandated insurance regime and so fail in specific and spectacular ways. A smaller company that can't make payroll files chapter 11 and gets acquired piecewise over several years. A bank that fails gets instantly seized by the FDIC.

SVB happens to be notable here because lots of HN posters are customers or employes of customers.

And it's notable elsewhere because this is sort of a capstone on the current era of cheap VC money. The proximate cause may have been some questionable investment decisions, but the root cause of SVB's failure is the fact that startup funding dried up.

And... is that maybe a good thing? Over the last few years, the tech community, and HN in particular, has been been almost entirely fixated on funding and not technology. We talk about "founders" and not products these days. Series B rounds and not launches. Companies get acquired before an MVC is ready. No one even remembers "ramen profitable" any more.
Wow, never seen that before. This seems more like a whole plaintext musical language, like mma is to midi what markdown is to HTML. Mine is just a way for somebody in a hurry to get the MIDI chords they want without putting all of the notes in manually.
As a mathematical model, it's almost completely unhelpful, like saying that all computers are technically state machines because they have a finite amount of memory.

Treating every combination of 4k tokens as a separate state with independent probabilities is useless for making probability estimates.

Better to say that it's a stateless function that computes probabilities for the next token and leave Markov out of it.
US Law does not mandate breaks at all.
You can use a phone app for measuring WiFi strength.
That looks promising! But I think it only works on small snippets of code and doesn't have an overview of the whole codebase...still, maybe it's coming down the line as they improve it.
The difference in Concerta and its generic is chocolate and vanilla to me.

The brand one slow releases very evenly while the generic just slams me with the calm, focused joy followed by a significant emotional low for hours.

Completely unsurprised if an Adderall generic had just as significant impacts.
Are you sure? Facial MoCap (motion capture) and human dialogue is pretty hard to get right in animation, much harder than body mocap. I agree with some of the other comments that say that this is somewhat of an advancement over existing body animation tools but it doesn't show how it can solve face mocap.

For current tech that Wonder Studio is competing with, you would want to compare against Rokoko AI MoCap [1] and something like Plask [2], but I don't see anything that solves face mocap this easily just yet.

[1] https://www.rokoko.com/products/video
[2] https://plask.ai/
You can add an airport multiple times to weight for multiple people
Similar question: What about a serverless webapp?

That is, a fat client with the server only serving up static content.
I love this, I just wish I could change the tuning of the guitar, since I mostly play not in standard tuning.
> Lulu Cheng Meservey, an executive vice president and the corporate affairs and chief communications officer at Activision Blizzard, has a fantastic thread on the multiple ways in which SVB dropped the ball when it announced it was raising more money.

you know you fucked up when even *Blizzard* are able to criticise your communications
It's also possible they have found a way to run the model extremely cheaply. To be fair, there has been many improvements to transformer inference since they initally set their prices (most notably flash attention), so if they were barely making a profit back then they could still be making a profit now.

That's a big if, however, and no one really will give you figures on exactly what this costs at scale. Especially since we don't know for a fact how big GPT-3.5-turbo actually is.
It is in the sense that it is Markov chain with an 8k token memory and the "MCMC step" is the DNN.
My point was "making it up on volume" is largely irrelevant when it comes to mass market web-apps.

Costs are relatively fixed outside of infrastructure, and potential customers are any number up to and including the internet-connected population of the world.

The marginal cost of a new subscription is way less than they charge. The more they sell the less they lose, even if they're still losing overall to gain market-share.
For context, here's another view on differentially private synthetic data: https://differentialprivacy.org/synth-data-1/.
Too early to tell. We’ll know more on Monday.
This is with threeJS
In the first case, the friend has given you $100 and won't see it back for a year, and then will get $5 interest.

In the second case, the friend has given the bank $100 and won't see it back for a year, and will then get $2 interest. The bank then lends you $100 which it won't see back for a year, and will then get $5 in interest.

The cases are economically the same; except in the second case, the bank takes the net interest margin of $3.

The second case, scaled up hugely, is observably what happens in the real world; it's not my theoretical construct. I refer you again to JP Morgan's balance sheet - the extent to which assets (mostly loans) exceed liabilities (mostly deposits) is simply the equity of the bank. That's the whole point of a balance sheet; it balances. If deposits exceed loans then, well, we saw what happens there, right?

You can't break half of the balance sheet off and say "look, these loans are increasing deposits at other banks; M2 has gone up"; that's literally meaningless.
Makes sense, thanks for sharing your insights.
This is complete nonsense. Anyone saying ACAB are applying a blanket statement to a large group of individuals which are never universally true.
I’m still rocking my 2015 MBP. I have no issues at all. The battery says it needs to be serviced, but the battery life is still plenty good for my uses. I have no issues with slowness. And I’m not running a minimalist WM to accommodate this like Drew is, either - I’m running Monterey, and have the UX of a full DE. I can’t upgrade to Ventura, but that’s ok.

I run VS Code on it a lot, often remote over SSH to my desktop to work on a personal raytracing project - I need the nvidia GPU to do CUDA stuff, and the 16 cores in my 3700x are pretty nice for non-GPU stuff too. I also stream games from my desktop to it using Parsec and Moonlight. I just play games casually, so no need for super low latency, and over my local network the experience is great.

I’m not sure how well it’ll be holding up at the 11 year mark though (4 years from now). But I think this habit of doing most of my development over ssh will potentially extend the life of it.

For the most part I agree with Drew. Based on all of the above, it does absolutely everything I need it to do. I can’t even remotely justify the cost of a new laptop due to this. However, if I get to the point where I can’t even run KDE comfortably, or get an equivalent desktop UX, it’s time to upgrade. I don’t prefer minimalist WMs (or Linux even really, but if anyone wants to reply, I’d prefer not to fight about using Linux as a desktop - it’s just not for me) - that’s where I draw the line and decide to get some newer hardware. Hopefully when I do, that hardware will last me another 7-10 years.
Posted this in another comment and re-wording, yeah this would be similar to something like Rokoko AI MoCap [1] and Plask [2], which are very close to this in terms of motion capture (mocap) but Wonder Studio seems to have added awareness of lighting and other features on top of basic mocap.

[1] https://www.rokoko.com/products/video [2] https://plask.ai/
Are there any decent ORMs in Golang?
> Guns have only one purpose: physical combat.

I'm pretty sure the vast majority of gun owners have never actually shot anyone. More common uses are: training, hunting, collecting, and plain old having fun shooting things.

I used to be pretty anti-gun, but the 2020 home protests and Ukrainians initially training with wood guns changed that.
Desalination is energy intensive and expensive. It would make sense in urban contexts and not for agriculture. This sets up a political fight since the majority of the state’s water usage derives from people who already rely on government handouts for water. Obviously people do not want to pay higher utility rates to further benefit people they are already subsidizing.
Agree. This 40 year old european has seen/used exactly 1 cheque in his life, to buy the house. For some complicated legal reason, houses can not be bought with normal means of payment. We had to walk with the flimsy piece of paper from the bank to the notary, where a bank representative was actually sitting. We gave it to the notary, the notary gave it to the previous owner, and they had to walk it back to their bank. We both felt like stone age caveman, except the previous owners already did it once in the 1980's when they bought the house, so it was the 2nd cheque they saw in their lives.

We asked the banker what would happen if we were robbed. He said he'd just write a new one. The thief couldn't do anything with it, as it was all on name only, and the extremely low daily volume of cheques in use would mean cashing it would stand out like a sore thumb.
The Quebec gouvernement is limiting some individual right to protect the culture and language. It probably hard to understand form outside when you are not seeing your culture completely swallowed by Canada and America.
I’m still not clear on if it’s even the same.

My very weak understanding is that in 2008 a ton of assets turned out to be valueless junk mortgages that were all going to default. Is that true for SVB or are their assets just too locked in for now?

What that graph doesn’t show is the percentage of the blue bars that are recoverable assets.
The piece is from 2020 with context that ex-MI6 head Richard Dearlove was doing media rounds pushing a lab origin theory, notably in the Telegraph[1], where one article states:

> Sir Richard [Dearlove], who was the head of MI6 between 1999 and 2004, cited startling new peer-reviewed research produced by Professor Angus Dalgleish, of St George's Hospital at the University of London, and the Norwegian virologist Birger Sorensen [...]

> It warns that current efforts to develop a vaccine are destined for failure because the true aetiology of the virus has been misunderstood.

Interesting, then, that Dearlove, Dalgleish and Sorensen should all appear as founder/shareholders of a company called Omnivaxx[2], apparently set up to market a vaccine based on the "insights" revealed in the ill-fated paper.

The posted article reminds us: "John Fredrik Moxnes, the chief scientific adviser to the Norwegian military, has already withdrawn his name from the paper cited by Dearlove – while scientists from the Francis Crick institute and Imperial College London also dismissed its conclusions. And the claim in the earlier version of this paper to have proven “beyond reasonable doubt that the Covid-19 virus is engineered” was removed in the later version".

1: https://www.telegraph.co.uk/news/2020/06/03/exclusive-corona...

2: https://find-and-update.company-information.service.gov.uk/c... (and click on "view PDF", or see archived copy at https://web.archive.org/web/20220605171343/https://s3.eu-wes... )
This sounds like something that you should not take any advice offered for free over the internet. There are a lot of nuances in employment law and location specific parts.

Constructive dismissal and furlough are some terms you can research for more info.
With gpt3 davinci we were doing about ~30 requests for text completion per hour (at peak activity) each having ~11 lines of chat history (including up to 190 token responses from davinci) which added up to about ~1000 to 5000 tokens each. So 30*3000 at $0.0200/1000 tokens equals a few dollars per day.
Really? I find Siri can’t understand anything slightly more than basic instructions.

Google assistant can seem to do more
I assume it goes without saying, but this is not legal advice. Speak with an actual lawyer before signing contracts for this magnitude of money.

You also skipped out on:

> SUBJECT TO OUR REIMBURSEMENT OBLIGATION IN SECTION 9.3(b), AND EXCEPT AS MAY BE OTHERWISE REQUIRED BY APPLICABLE LAW

9.3(b):

> If all or part of your deposit at a Destination Institution is uninsured because of our failure to comply with the requirements set forth in Section 9.3(a), and if the Destination Institution fails and you do not otherwise recover the uninsured portion, we will reimburse you for your documented loss of the uninsured portion that you do not otherwise recover.

9.3(a):

> We will maintain, directly or through a Service Provider, appropriate records of our placements for you.
We will not place deposits for you through the CD Option at a Destination Institution that is the subject of a theneffective exclusion on your Exclusions List, at a Destination Institution that is the subject of a theneffective rejection by you, or at a Destination Institution under one Depositor Identifier in an amount that exceeds the SMDIA

IntraFi is there to solve a specific problem: working around the size limitations of the FDIC.

> Note that "theft" is in that list. If they had a "hack", it's not their problem.

If that "hack" did not effect their records of your deposits, then it really isn't your problem. They know what money is owed to you and who is holding it. If it does effect their records, they are liable because of their 9.3(a) obligation for maintaining records.

If a third party bank is hacked, you are correct that they are excluding themselves from direct liability. They do, however, have evidence that that bank owes you money. If the bank is unable to pay its liabilities (of which you are one), then they are a failed bank, and FDIC kicks in to reimburse you.

It is also worth remembering that financial crises thus far have always been economic issues. They have not been the result of the underlying infrastructure powering the financial sector failing. The financial system being "under extreme stress" does not imply that their computer systems are having any problems.
Still need some cheap camera sensor so that you have data to upload to Facebook and the FBI, though. Otherwise, I've hypothesized the same.
The best part about storing your crypto in a cold wallet long term is how it's worth dramatically less cash when you exchange back.
Silicon Valley Bank Collapse Sets Off Blame Game in Tech Industry
>Not really. Nerds think this is true because they imagine everyone else is similarly interested in technology; they're not.

opening up a car door or a garage door is an EASY sell to a laymen. It affects their personal security.

I showed my elderly father some tricks with the flipper, he's not technical in the least -- his first reply was : "Well how do we prevent people from ... "

Awareness is bought with information. Had my father not been shown a demonstration it's unlikely that he'd try to protect himself with just the mention of a verbal warning.

In fact, given that an entire country is moving towards legislation on such devices I am not sure how anyone could argue that 'everyone else' isn't interested in technology -- an entire country just announced laws against the thing; surely this isn't some kind of mass collective hallucination and indicates that the general pedestrian sector is at least considering the danger, no?
ChatGPT does not understand your code, does not have the same mental model as you do of your code, and from my experiments does not have the ability to connect related but spatially disconnected concepts across even small codebases which will cause it to introduce bugs.

Asking it about these things sounds like it would result in questionable, at best, responses.
Hundreds of startups face 'extinction-level event' if no one buys SVB by Mon
SVB bought those assets 2 years ago, prior to the yield curve inversion or any of the current macro conditions. Also, the last rate hike was 25 bps, and early in 2022 people were expecting a slowdown to 0-point hikes by now. Prognosticating about this stuff to price long-term fixed-income vehicles is tricky.
Is it simulated to the level where you could give it some visual stimulus and observe the actions it is trying to take? Could it be wired to a remote robotic insect and control it in real time?

I've no idea how detailed these simulation projects and if we are months or decades away from doing what I mentioned
The Machinery of Freedom by David Friedman is an exploration along those lines.

http://daviddfriedman.com/The_Machinery_of_Freedom_.pdf
They do - it's called buying T bills.
I meant POSIX shell or more specifically a loosely defined subset of all these shell dialects that is reasonably portable in practice.

I'm not saying that it's impossible to do, I'm saying that it's very difficult, requires every contributor to be extremely well versed into shell coding and the particular convention of the codebase, and small issues can easily snowball out of control. It's doable, but it's almost never worth it IMO. One notable exception is when you need max portability with effectively zero dependencies.

>In the 2000s, people used to say that it was impossible to write large stuff in JavaScript, and it was not a real language.

They were partly right, which is why modern web development bears very little resemblance with early 2000's JS hacking. Remember that even JQuery only appeared in 2006. And those were the dark days of IE6...

But IMO that's not exactly the same thing: the issue with Javascript was less with its syntax and more with the very poor Javascript API and standard lib (or lack thereof), shell scripting is the other way around in a sense: you have access to all the power of the OS and all the programs in it, but it's the actual programming language that's lacking.

Actually a decent language that would transpile to POSIX sh would be interesting, now that I think about it.
I wrote about why I think LLaMA + llama.cpp means that large language models are having a "Stable Diffusion moment" right now: https://simonwillison.net/2023/Mar/11/llama/
So I looked it up. As of September 30, 2022, there are 4,746 commercial banks in the US. That's 11.8% failure in 23 years. That includes 2008.

Those banks total $23.6 trillion in assets. Looking at the tweet cited by ezekg, I'd eyeball that as about $1 trillion in assets in the banks that have failed in the last 23 years. So, 11.8% by number of banks, but only 4.2% by assets.

That's still more than I thought. But the real question is, of those $1 trillion in assets, how much did people actually lose, and how much did either the FDIC or a taking-over bank cover? Anybody have that number?
I updated the config to handle the load, it should work now. Thanks!
Can anyone ELI5 this? I don't get it.
Its range is pretty short; traditionally such transmitters are nearly unregulated, especially in the ranges where they already massively exist, such as smart card readers.

I suppose it's the firmware that makes this device stand out, not the hardware. The hardware is very standard, unregulated, and inexpensive, AFAICT.

(This of course means that whoever needs a Flipper Zero-like device, can just build one cheaply, and flash the firmware from Github. It's the amateurs who wanted a cool-looking device who are burned.)
> The large number of immigrants who drive trucks in Canada were also not represented.

There are famous videos of Sikh truck drivers on other drivers shoulders, as the crowd dances to Indian music - near the bouncy castle.

But would it be illegitimate if it appealed to one demographic more than another?

> Rank-and-file truckers don't have the time nor resources to go on multi-week vacations across the country.

They were out of a job so they had time.

> The icing on the cake was the hot tub. American protesters at January 6th brought a gallows. The Ottawa "truckers" brought a hot tub.

How is this good or bad? Lots of people enjoy hot-tubbing in cold weather.

> 1/3 of the country, the anti-Trudeau bit, could see no wrong in the trucker protests.

No chance any of their supporters are there because they agree with the issues? You feel that everyone who supported them was doing so because they disliked the PM?

Do you also feel that everyone who spoke out against them was a supporter of the PM? What opinions are legitimate opinions and which ones do people only have to support their party?
They're is nothing special about desalination plants.

California is passionately against building anything!
I had to shorten this headline to fit: "Hundreds of startups face a crippling cash crunch and an 'extinction-level event' if no one buys Silicon Valley Bank by Monday". From the article:

>Even startups that didn't bank directly with SVB have been hit by its collapse. My Insider colleagues April Joyner and Madeline Renbarger reported the healthtech startup Flow Health used Rippling, which held an account with SVB, as its payroll provider.

>"We literally have no way of paying employees right now," Flow Health CEO Alex Meshkin told Insider.

>Some startups took drastic steps on Friday to try and bring cash in. The popular toy store Camp told its customers it was in distress after its funds got trapped by the collapse.

[...]

>The company announced a 40% off sale in a bid to raise cash from its customers, instructing them to use the tongue-in-cheek code 'BANKRUN' at the checkout.

Another article, "A startup founder sat in an airplane bathroom trying to move his company's funds out of Silicon Valley Bank after its collapse. Here's how 7 other founders reacted to the bank's implosion." <https://www.businessinsider.com/silicon-valley-bank-collapse...>:

>Donnel Baird, the founder of the climate-tech startup BlocPower, found himself having to figure out how to transfer funds while on a flight with faulty Wi-Fi. Though SVB wasn't BlocPower's primary bank — the company had less than a month's worth of payroll in its account there, Baird said — he was desperate to get his money out.

>"I persuaded my flight attendant to turn the internet on the plane back on," he said. "Then I sat in the airplane bathroom for 40 minutes trying to move funds."
This is basically the opening scenes of Goodfellas.

Henry Hill : [narrating] All they got from Paulie was protection from other guys looking to rip them off. That's what it's all about. That's what the FBI can never understand - that what Paulie and the organization offer is protection for the kinds of guys who can't go to the cops.
> that's literally meaningless.

But that's literally the definition of M2. You look at the currency in circulation, the deposits at banks and other things not present in that example and you add them up.

(I'm not sure why would you think that I'm not aware that the balance sheet of a bank is full of deposits and loans among other things, by the way. The whole discussion is about banks taking deposits and making loans!)