skysight-inc/HackerNews huggingface dataset:
> they're going to cause bank runs on all the smaller banks as they attempt to move all of their money to the top three or four.

One of the primary issues being discussed is the insured limits at banks, and the uncertainty on whether depositors can be made "whole" (it's unclear whether people saying that mean 100% or something close to 100%, so I'm putting it in quotes, some people are being really loose with their terms in this thread). Why the fuck would people, given that context, ever move "all of their money" to only the biggest 3 or 4 institutions and increase their risk by consolidating in exactly the same way that caused the current problems? If anything this is a potential boon for the many smaller banks as they can gain additional depositors as people wise up to their risk exposure.
Look back to one of the Tether submissions and you will find someone who says that their company was able to do it.
I dislike the fancy decorations in GNOME and KDE, and I do not use any desktop environment on my computer. However, many programs still use GTK and expect such desktop environments, and they have other problems; I prefer Xaw, that you can also use X resource manager files, etc. You could also use command-line programs. Some programs (especially older programs, but also some newer ones that I have written) allow to use pipes with external commands from within the program (for example, Heirloom-mailx allows to write attachments to pipes; I find this very useful, because when someone sends a picture to me, I can use that to view the picture).

Web browsers especially have become full of problems. It lacks better controls that the end user can customize and link with other programs etc, and is full of bloated features that don't help and often make it worse anyways. Unfortunately, WWW is a mess, I have some ideas for improvement which are unfortunately still need to be a mess a bit but still can be somewhat better; some of the specifications could be "turned around" to be implemented more usefully for the user instead of the author, e.g. a request/response overriding configuration can substitute for many of the other settings, etc. ARIA might also be helpful in some cases.

I also don't like Wayland, and I don't like Unicode either (what someone mentioned is that Unicode makes text processing very slow; apparently that is even worse than I thought). There are parts of the Freedesktop specification which are problematic, in my opinion, too (as well as some parts which are unnecessary but can be avoided).

And then there are sandboxing systems to try to improve security, but they have problems too, such as requiring file names to be Unicode (you can't use EUC-TRON), and having rather limited functionality with allowing end users to connect them with other programs, e.g. it does not seem to have a way to ask the user for a command which will be executed by popen. And then, you might want permissions to differ by command-line switches, etc, and that is also difficult. (I do have idea how to make a better one, though.)

Those who are trying to avoid this bloat should make packages which are designed to reduce it by making programs (modifying existing ones if necessary, and avoiding certain dependencies, including the most common web browser engines) without D-bus, Wayland, systemd, etc.

An operating system with capability-based security (including proxy capabilities too) also would be a good idea, I think. (I have some ideas relating to operating system design; maybe some other people will be able to help with this too)
Sure, but if you wanna pack tight you can put two workers in a reasonably sized by old standards office room.
the problem isn't that moving bits is too expensive.

its that moving bits is _almost_ free.

you would think the best model would be each of us ponying up a couple dollars a month to support the whole thing

but in the US at least we don't trust anything unless its delivered to us by a long chain of scammers 'innovating'.
Probably you know this, but you don't actually need to close every <p> with a </p>.
Having the type system this complicated is mostly for library builders, makes the developer experience of tools like tRPC, Zod and Prisma possible. An engineer writing business logic in TypeScript will probably never have to learn how to write (or even read tbh) complex TypeScript signatures, but benefit significantly from the solutions the type system complexity is a necessary precursor for.
Whitespace makes up for design & development skill and effort. You can get away with drawing & programming just one button and making it fill the screen instead of programming two.
That would only happen if renters preferred lower cost / better location to windows. So why should you or the government be able to tell them that they can't make that choice?
> and individually decide to wait it out and/or sell portions of bonds on the market progressively

You don't need SVB to be an ongoing concern to do this. If SVB is liquidated and its depositors are paid from that sale, they can just buy back those same bonds on the open market for the same price if they want to wait them out.
Maybe there is some space between being shamed and being treated as a role model?

No obese people are not bad people but I would like to be able to say that I don't approve of their lifestyle and don't want my kids to believe that it is normal and fine to be obese.
I think they are a bad look regardless.
That's just spiteful. I would rather keep the startups in business than punish the VCs by making them lose money on their current investments.
That's how it actually works. The FDIC administers the asset sale.
What % is federally insured tho?

For SVB it was tiny. I'm guessing other banks it is bigger but idk
Show HN: A NodeCG-Bundle Which Implements Social Media and Applications APIs
Can I prompt you to share some examples? ;)
Some time last year I finally realized it's really only going to become worse in the foreseeable future (I could've seen this earlier, but had faint hope left that at some point they'd have to listen to their customers). It has consistently gotten worse over the last 5 years I've been a customer and podcasts were my final straw.

I moved to Tidal. It's not exactly perfect either (still pushing crappy playlists on you), but at least they take their job somewhat seriously: Playing me my damn music without too much fuss. Their algorithmic recommendations have become quite good too - even this Spotify somehow managed to mess up, playing me the same 10 songs all the time.
Can you provide a link to what guide or steps you followed to get this up and running? I have a physical Linux machine with 300+ GB of RAM, would love to try out llama on it but I'm not sure where to get started for how to get it working with such a configuration.

Edit: Thank you, @diimdeep!
It's good there's been a formal apology, however there's no clear corrective action outlined yet. It's simply unacceptable this kind of behavior was permitted toward an invited guest at one of the country's top law schools. The justice system that protects all of us is based on adversarial viewpoints being heard.

If a student doesn't want to hear what a speaker has to say they shouldn't attend. Seizing the power to unilaterally censor a viewpoint by shouting it down is not only arrogant, it prevents any rational criticism. I may not agree with the speaker's viewpoint but how can I even understand it if we're prevented from hearing it explained in his own words.
From the README.md file:

> License terms

> The PicoVGA library source code and the PicoVGA library sample programs are freely available for further use and
modifications. This does not apply to certain graphics and sounds (such as the sounds in Pac-Man) and scene definitions in Sokoban, as these are subject to third party copyrights and may be subject to different distribution terms.

Not a very well-defined one, at least.
My understanding is this isn't a "run on the bank" situation, they were too successful growing their deposit book and couldn't grow their loan assets fast enough to keep pace. So they bought a lot of MBS so they at least were earning some yield with which to pay interest on their deposit liabilities but took heavy losses when rates moved against them so were inadequately capitalised. They tried to raise additional capital and a couple of key miscommunications in that process really spooked the market and they suddenly collapsed.
I don't want to rain on anyone's parade but there is a dark side to collecting that isn't immediately apparent to people. It involves a lot of virtue signaling and snobbery. I've seen so many music forums online ruined by people bickering over releases or resenting each other because they can't afford the same collations as other people. In my experience almost all collecting communities or discussions end up turning toxic. My advice would be if you enjoy collecting something DO NOT get involved in the communities surrounding it. Do it for yourself not the strangers online who will go out of their way to make you feel like whatever you have is lesser than them.
Interesting perspective, but the flip side is you're rewarding VC who encouraged the run on the bank.
It is possible that it'll make some kind of realpolitik sense to stabilize the startup scene, but I sort of doubt it. During the housing crisis, the federal government bought up sufficient stock to stabilize American auto manufacturing not because they particularly cared about the jobs that would be lost or the ecosystem of supporting industries that would be damaged as a result of loss of major manufacturing, but because auto manufacturing is one of America's national security concerns... The factories and skill sets that create trucks can create APCs, jeeps, and tanks if a hot war breaks out.

I'm not exactly sure off the top of my head what the similar defense necessity story is for Silicon Valley.
A history of anxiety: from Hippocrates to DSM
I was kinda wondering that myself. There's so many terminal based apps to keep track of, I've gotten into the habit of trying to know a core set fairly well (like bash,awk,sed,grep -P etc). For this sort of thing I have a dozen tabs open in w3m already.

$ alias wiki='f(){ w3m -F "https://en.wikipedia.org/w/index.php?search=${1}&title=Special:Search&ns0=1"; unset -f f; }; f'
$ wiki pandas

This seemed to work well for me.

A tab to the wikipedia search page bookmarked would work well too and could be used in existing w3m/lynx session.
You say I'm "ridiculous" and "detached from reality" yet the economy pretty much screeched to a halt when the Fed rased interest rates. The money stopped flowing freely, the massive layoffs began... Now we have literal banks failing. Yeah.
That all makes sense, though I would argue that many companies with an order of magnitude more than the FDIC limit aren't really that much more sophisticated, and certainly not enough to evaluate risk of catastrophic failure (as we have seen with SVB).

It seems then the logical alternative to insurance for these companies is to concentrate deposits at large, "too big to fail" type institutions. I'm not sure if that is something that would be good or bad for the economy as a whole, but definitely seems bad for smaller banks?
Which is exactly why it costs so much to live. That is how markets work, by allocating opportunities to those with the most money.
Why would doing the exact same thing as many, many previous times - here's a list https://www.fdic.gov/resources/resolutions/bank-failures/fai... - suddenly make people and companies all over the world lose trust in US banks and eventually US dollar, if that didn't happen in all the many previous times when depositors weren't made whole (beyond the limits insured by FDIC) after a bank failed?
You think a RAM disk without backups is plausibly deniable?

And a rubber hose can be applied to "give me the backups" no matter what you do, so I don't know how convincing that is. And if making a new key is automatic on boot I don't know if the additional risk of them not believing you is that high.
I'm literally responding to the example in the thread. And I agree with you on fire safety (of course, that could also be taken too far).
Apparently if you quantize carefully you can avoid any loss of performance.

See https://arxiv.org/pdf/2210.17323.pdf
Is there an infobox display?
Sam Altman on SVB
> I would say that most men who go to the gym frequently are in the category of "healthy obese", or overweight, if you just take into account their BMI.

Maybe it’s regional, but that’s not what I see in the places I’ve lived.

Almost all except some of the young just-post-college athletes are clearly bulked out with fairly high body fat and plainly inverted waist to hip ratios. They can perform a handful of lifts at high weight, but have negligible cardio conditioning, poor engagement of support muscles and stabilizers, and many are sporting progressively worsening back issues.

The trend in gym practice for men, around me, seems to be really poorly matched to healthfulness in general and shows very little evidence of producing lean high-BMI results. But again, maybe its regional.
Plenty of people not in SV, engaging in actual productive enterprise, were also using SVB.
Interest rates are where they were in the mid/late 90s (https://fred.stlouisfed.org/series/FEDFUNDS). The idea that these interest rates are unsustainable/dangerous is just silly. If anything, the 2009-2016 and 2020-2021 periods at an interest rate of 0% are the anomalies.
The capitalist class will always leverage its capital for its own interests. It's an inherent fact of capitalism.

The American socialist movement was mostly wiped out during the Red Scare.
Washington Mutual was bigger then SVB, even ignoring inflation
Thanks. I wasn't aware of this type of script either; I like it. Sort of a "missing link"(of course there is no historical relationship) between Kana in Japanese and Hangul in Korean.
I mean, after SVB caved-in I'm sure a lot of VC-backed App Store devs were looking for something "magical" to lift their moods. Local LLMs are nothing new (even on ARM) but make an Apple Silicon-specific writeup and half the site will drop what they're doing to discuss it.
Also to add, when people made their own content, maybe a few 100,000 saw it. For the most part the ISP bill was something they could pay.

But if I made a video and suddenly a billion people view it I could be bankrupted.
> Here, the depositors are being bailed out

There. Now its correct. Rephrasing something does not change its nature.

The 2008 bailouts were done with that excuse too. They were 'too big to fail', and it would 'affect everyone' so that they were bailed out to 'help' the main street.

> It’s absolutely in the interest of the greater economy to have a functioning banking system backing high risk/high reward activities like Silicon Valley.

It is. And its totally against the interest of the greater economy to bail out those who screw it up by taking great risks. Its against the interest of the greater economy to bail out those who didnt take any risk either. Because it socializes the risk while privatizing the reward. That's why people hate bailouts.

All those startups and wealthy entrepreneurs put their money in the wrong bank. The wrong bank was shown as the best bank through a lot of fallacies, ranging from groupthink to obligations pushed on startups by VCs. Nobody came up and tried to raise awareness about how bad this setup was. Those who tried to do it were unheard. Those most affected from this, the rich VCs, all the SV funds, tech ecosystem top dogs, 'thought leaders', investors, are the ones who created this environment and caused this to happen.

Now, when the cows are coming home, asking for a bailout is socializing the risk while privatizing the profits.

The only exception can be made in the case of the state taking a ginormous amount of ownership of everything that it bailed out and not sell its shares out until it milked its money's worth to cover its bailout amount plus an above-market profit rate from that investment...
Nope, just subjective observations. More people I used to follow on Twitter have migrated, daily posts keep increasing, and these days with a good mobile client like Ivory it feels like the good old days on the bird site without all the angst.
Sense memory is one useful tool in the director's toolbox. Some actors don't like it, because what you're seeing is their memory rather than the character's memory. They feel that it creates inauthentic performances. I know that may sound silly, but a lot of acting technique sounds silly until you realize that they're trying to not just rely on their own habits. That's what leads to actors being accused of "playing themselves in every movie".

(It also leads to directors abusing that privilege, getting "real" emotions in highly negative situations. Like the way Shelley Duval was reportedly terrorized by Stanley Kubrik while shooting The Shining.)

The director has to assemble the team that they want, who will respond to the toolkit that they're using. In the end it doesn't matter what it takes, as long as you get the shot you want in the can. (And complying with ethics, a thing that has too often been ignored.) I'll sometimes even use the worst tool a director has, feeding actors line readings, though only when they ask and nothing else has worked.
top 20 banks do not fail all the time
highlight.js is for syntax highlighting (code looks pretty). I've just checked, in Chrome site works with js disabled
Stuff made here

I mada a 100MPH flying hoop -https://www.youtube.com/watch?v=xHWXZyfhQas

Boy Boy

"We went to North Korea to get a haircut"
https://www.youtube.com/watch?v=2BO83Ig-E8E

"Ukraine: The avoidable war"
https://www.youtube.com/watch?v=LL4eNy4FCs8

Also one of the people behind boy boy:

I did a thing - https://www.youtube.com/channel/UCJLZe_NoiG0hT7QCX_9vmqw
The problem comes if a mimic of the baddies gets attached to hostages e.g. spike proteins attached to heart muscle tissue. In this case, the immune system will attack the "baddies" causing harm to the heart muslcle tissue in the cross-fire. Heart muscle tissue never regenerates, hence the spike in Myocarditis cases.
There's a BitTorrent link in this PR: https://github.com/facebookresearch/llama/pull/73
I liked his interview with numberphile: https://www.youtube.com/watch?v=QNznD9hMEh0
Interestingly, the optimal place I see to keep state is inside the reactive system. You just have to ensure that every single non-pure action is notated as an event.

You can even have a lot of pure state interdependence. What React doesn't even try (because yes, it's a view library).

Anyway, one can certainly keep all views pure. It's a bit hard in Javascript where a lot of things are hidden, but it's perfectly doable. It's even the recommended way to use React. But that doesn't save React from being way larger, slower, and harder to use than it could otherwise be.
I bought one when they first came out. Still regularly use it.
Apple has advantages. And everything comes with tradeoffs.

I don't use Apple's hardware and software anymore. Thats my position. I won't take those tradeoffs. Works for me TM.

Others use Apple's hardware and software. It works for them.

I own enough personal and professional hardware and boatloads of software, on owned hardware and in the cloud, that has nothing to do with Apple. Clearly there's competition.
It would be quite funny if JPM ends up being the owner and the startups who rushed to transfer their accounts presumably to JPM just login on Monday and click the cancel button.
Macronutrient intake predicts depressive symptoms in elite adolescent athletes
But that's what everyone is talking about when they say the government "should make depositors whole", because otherwise they won't be getting their whole money back. And clearly nobody would say "I want the government to follow the known procedures, get your congressman on the phone today". They want the government to deviate from the known and agreed upon procedures: they want a bailout.

There wouldn't be any necessity to say anything at all if that wasn't their demand.
I have an iPhone 12 Mini and in the Photos app I can e.g. search for specific faces (it groups similar faces behind a folder) and can e.g. search for „Dog“ and it gives me all dogs. I don’t know by how much the cloud solution is better though and maybe I didn’t understand it and you mean something entirely different?
For that matter, why not just move in bunk beds and call it a day. Even quicker and cheaper.
Exactly. Even a business checking account with interest is backed partly/fully by money market funds. Those ALL come with offering sheets clearly spelling out returns aren’t guaranteed AND you could lose capital.

It’s simply poor money management by the employer to assume you can toss $1M-$5M in a business checking account and have zero risk. It’s not a personal account and it is clearly over the FDIC limits.

Anyone with $250K net worth knows there is risk here. Even my 80+ mother who is NOT finance savvy knows about this $250k limit and manages her life savings in different money market accounts to limit her exposure.
To be fair, though, that's kind of what's ended up happening for everyone anyway— at least the customers with >$250k on deposit.
Clarifying the answers to the two misconceptions: 1) “Depositors shouldn’t get anything beyond the insured $250,000” and 2) “This is a bailout”

FDIC pays out the $250,000 insurance to SVB depositor accounts. FDIC recoups those costs from the SVB assets, and then pays out depositor account holders as much % as possible from liquidating the remaining SVB assets. It sounds like the latter will be disbursed in several increments as the assets are liquidated. All of that assuming no buyer by Monday.

If there is anything left after depositors are made while, then that might go to shareholders.
> The mistake svb made was buying 10 year instead of 3 month. Hard to explain that one other than the fed said inflation would be transitory and it wasn’t.

So what you're saying is the bank made investments based on a whole lot of assumptions. These assumptions were quickly invalidated by US policy changes.

Got it.
Interactive brokers does this, you can configure it with which of their fleet of banks you already have accounts at so you don't undermine its logic.
Which is what's being done. Insured amount going out on Monday, dividends based on liquidation of assets going out over time. The fire is being managed, it's not like nothing is happening here. People are just pissed that the government and FDIC are doing what they've said they would do instead of something more, which was never promised.
Since we're here, what kind of dash do you use for dates? 2023-03-12

I've tried to be more dash-correct, but I've realized there are corner cases that none of these guides address.
Wow, I thought by copycat you meant that they went for a similar feature set, but from screenshots it looks identical down to font and color choices. Are they just running a white labeled instance of Plausible’s OSS?
100% of $0. Tether is entirely a scam by intentional criminals and not a single dollar is in a vault.

They say they're 1:1 backed but have committed obvious financial fraud around this. There's no benefit to them to be even 95% backed, it's 100% or jail, so why would they bother?

This is how they maintain the peg perfectly - it's all fake. They "redeem" their friend's Tether with their personal funds but they won't even try if there's a run.
New Zealand started selling the sky couch which is just an entire row of economy or poor mans business class. I guess the idea is if you are flying with one other person you can buy the middle seat as well. They also are adding some beds that you can rent for a few hours in economy kind of like an extended crew rest. Seems like that is the only way to do 20 hours in economy.