skysight-inc/HackerNews huggingface dataset:
Kraken is supposedly (opening) a bank.

https://blog.kraken.com/post/6241/kraken-wyoming-first-digit...

https://support.kraken.com/hc/en-us/articles/360055126131-Wh...
This means that owners/shareholders can still profit off a mismanaged bank as long as they cash out before the music stops.
I am down as soon as we can use the full M machines with Asahi Linux
As long as the courts don't dispute it, then our disputes don't matter.

They'd be no better than some "sovereign citizen" disputing their arrest...
The exponential growth in knowledge output and technological advancement started before the formalization of the scientific method though.

There's a variety of factors contributing to this, to name some:

- Social mobility as a result of the Black Death

- Excess agricultural output, leading to population growth and specialization

- Wealth extracted from the Americas leading to a new class of Idles

- Certain inventions, like the printing press, massively increasing knowledge retention and spread.

Even more egregiously, this is a distinctly English view - neither the French nor the Germans have such a narrow view of science and at least until the late 1800s both had a higher scientific output than the English. This narrow view of science is ok if there is a positively-connotated word to describe the process of knowledge advancement, in English I guess that would be academia, although that is too narrow still. Without engineering and mathematics, science would have started to stagnate centuries ago - or never been formalized in the first place.
I can imagine this potentially being interesting on embedded platforms
But this report is accounting for places where prostitution is legal. European countries with legal prostitution abusing a prostitute is very serious and police take it seriously. Even in some Asian countries where it's illegal but ignored, police very much protect the working girls from bad tourist.

While I don't dispute that power is always part of it, even in consenting sex, this study seems to totally destroy the narrative that it's all about power and that legalization objectifies woman which leads to an increase in rape. That's narrative has been used continually to prevent the legalization and regulation of prostitution in the USA. If this study is true that having a legal outlet meaningful reduces crime and makes women safer, then we've be lied to for years, and you have ask the reason why we have been. Additionally this would also provide some evidence that other forms of sexual release could be managed by providing a legal safe option.
Yes, but you also need to look at the net present value. A loan today would need to be at below market rate interest in order to match up with the value of the bonds held to maturity.

Interest rates rising means products with a fixed rate yield are worth less today. That value isn't gotten back by waiting until maturity. The nominal value is retrieved, yes, but the money in the future is literally worth less.

SVB was very poorly run. We can see that easily now in retrospect.
How many times have 2 birds been killed with 1 stone?

Is there a proven evolutionary advantage to birds rising earlier in order to catch the worm?

The meaning is clear as you got it, despite you never hearing it before, so it undeniably works.

It's a saying. I've heard it so it could be a britishism?
Perhaps you're confused (like many attorneys and reporters) about the distinction between "coverups" and carefully maintaining utter confidentiality among victims, families, and those who are sometimes wrongly accused.

Numerous studies have proven the low, low incidence of true pedophilia. I'm not saying sexual abuse was rare.
https://www.goodreads.com/quotes/69102-the-programmer-like-t...
Mostly chinese OEMs. Japanese brands are doing it too. If you buy a Toshiba LCD TV, it's not actually a Toshiba.
I think part of the problem is that Java’s Optional isn’t a

Either[null, T]

but a

Either[null, boxed T, boxed null]

‘Boxed null’ is what the documentation (https://docs.oracle.com/javase/8/docs/api/java/util/Optional...) calls “an empty Optional”

That means that, for example, an Optional[Byte] can have 258 different values and cannot, in general, be compiled to a ”pointer to byte” because that has only 257 different values.

Edit: reading https://news.ycombinator.com/item?id=35133241, the plan is to change that. I fear that, by the time they get around to that, lots of code will handle the cases null and Optional containing null differently, making that a breaking change.
Brits know a thing or two about queuing up.

I wanna know why people will drive around the parking lot hunting for that sweet spot, spending who knows how much time, instead of grabbing the wide open spot a lane over that adds about 4-5 seconds of walking.
Online key or certificate generators too; I once caught a subsidiary of one of the two biggest credit card schemes using PGP keys that they’d generated on a random site somewhere preparing to use it to protect 100M card numbers.

Luckily sanity prevailed in that case. Who knows how often this kind of thing happens silently?
While it can be customary to trivialise this, the reality is that no "intelligence" is sure if what it's saying may be correct or constitute any kind of "knowledge". At this level a human can't claim to arbiter fact versus fiction.

Fundamentally, no one can be sure what they experience is not some kind of simulation, or a dreamlike state beneath some more real "reality". As such, assigning hierarchy to such a foundation lacking in tangible proof is arbitrary.

The point being, unless it's possible to conclusively and infallibly prove you are not hallucinating, you can't lay claim to having knowledge an AI is hallucinating, or not.
> fully protects all depositors

> will have access to all of their money

Maybe the should have added

> will not lose any money

Third time’s a charm!
Your link does not substantiate your claim; there's nothing in there that draws a causal link between the passage of Dodd-Frank and the failure of SVB. If you can point to a cogent argument from a reputable financial or legal analyst in a newspaper, magazine, or trusted source other than some chat board, that would be helpful.
Because they do serve the UK, parent mentioned Marcus which is one of their UK consumer products. I don't know if they want to leave retail, but that's the sort of thing that can be different by region.
Not sure about the "=" part. You'd want some memory for the compositor and other OS graphics, and regular RAM for OS and programs, no?
But "I have nothing to hide" will the lazy and also righteous ones always say (until it hits them). And even if really true for their own small lives, not understanding that this is like a responsibility for the common cause and not their individual position, so everybody should actually care...
It is probably of note that 6400 was not supercomputer per-se but Cray's attempt to produce bussines oriented mainframe. It was SPARC based more or less sun4d machine. As it did not exactly fit into SGI's lineup, after the SGI aquisition it was quickly sold to Sun who then made larger UltraSPARC based variant known as Enterprise 10000.

From the technical perspective it is a large single system image multiprocessor system running solaris with hardware support for logical partitioning (which famously involves configuring the backplane logic through JTAG from attached sun4 machine with somewhat non-trivial software).
Just in the tech world Xiaomi and Huawei invalidate your position. I have personally own several Xiaomi products from smartphones, smartwatch, robot vacuum, electric scooter, etc, and they are both better and cheaper than their western competitors. Not copies either, they come with their own designs and features. The most surprising for me where the vacuum robot who navigates better at 200$ with only a front facing infrared sensor that 1000$ western products with 360 degree laser.
> So the obvious and sensible thing to do is have the government lend money to cover the time until the bonds mature, in addition to using the FDIC's money which did not come from public funds.

The cost of the loans should be in the same ballpark as the losses on the long term bonds.
It's was totally safe until Monday morning when all the depositors would leave.

HSBC has a huge Sterling reserve buffer that can easily accommodate that exodus. (Essentially HSBC UK becomes the depositor of last resort in SVB UK).

Remember that the issue with SVB was that it was taking duration risk when it hadn't the deposits to match that duration. The HSBC parent company can easily provide that duration.

Cashflow issues kill profitable operations. They kill banks in double quick time.
25k a month for salary? I'd love to work at your place!
Excuse me. Can you please point to where I said I would flip out in an office? You're making a really large inference and honestly I don't really appreciate that.

In my situation: I suffer some amount of anxiety from being disturbed and because of that I cannot focus, I am always "on edge" waiting for something to happen in any direction of someone trying to get my attention.

I don't flip out. I suffer silently, and I only discuss it in one-on-ones or on forums such as this. Which makes people think that this is not a problem- but it is a problem, because I must focus in order to get my work done.

So instead of doing it in the office, I go home and do my actual work in my "free" time, and in the office I used to mostly procrastinate or do tasks that were urgent or took less than 15 minutes.
If HSBC bought it for £1 (which is a minimal amount in order to have a binding contract) it does not mean that the deal is too good to be true. It means that the company actually has a negative net value, i.e. more liabilities than assets, and of course HSBC will take those liabilities on.

It's a bit like if you want to buy a house that has a mortgage and the deal is that to buy the house you have to take the mortgage on as well. How much cash would you be willing to pay for that? Potentially 0 (i.e. taking the mortgage on is enough for you).
This seems to miss the point by a mile. The reason this backstop is necessary is because without one, pulling your funds is the rational decision as soon as it's "not even clear" whether the bank is in good enough shape to back everyone's deposits - the sooner the better, and anyone who ignores the warning signs and waits until it's definitely clear that the bank is bankrupt is going to get screwed.
30 000 employees

21 billion euros revenue, 5.6 billion net income, 50% gross margin

224 billion euro market cap

Not a giant.
Optional and some other classes have a warning "This is a value-based class; ..." in the documentation (since Java 8 - see https://docs.oracle.com/javase/8/docs/api/java/util/Optional...). So it is documented that the way Optional is working might change in the future.
It is a bad thing if they release products that don’t make sense.

It is strange to me that Apple would consider releasing a product with such a low sales target. What is the point?

People often ask what did Steve really do. Was he really that important to Apple, but Steve understood people and he was pragmatic. He understood if a real person would use something or not.

A $3,000 AR headset that looks like ski googles is on the surface not a very practical device.
> Rust's philosophy is to be a super powerful tool, language complexity be damned.

This is not Rust's philosophy at all.
There are very small companies building PCs nowadays, see Framework, Pine, Purism, etc. So a much larger company can do it too without even thinking if they should. Also they are more B2B oriented, and the consumer part was probably a side effect. Further they were probably using headless PCs in their industrial systems too. It's not at all strange.
If you set up your project with the right linters and validators, you can use @Nullable and friends to get close to Kotlin's type system. The readability of `public @Nullable frobulateWidget(@NotNull frobber)` may be questionable, but at least it'll work. I believe Jetbrains has a library that adds these annotations so its IDE (and probably other tools as well) can judge the nullability of fields. In fact, IntelliJ even has a button that will make the IDE infer nullability and add annotations for an entire class or project.

Combine those annotations with a linter + pipeline that marks nullability warnings as errors and you've come pretty close to Kotlin's advantages. Of course, Kotlin also has some more advanced mutability controls and other advantages that Java doesn't get for free.

When it comes to simple values, null vs non-null can be solved by using primitives (long) instead of objects (Long), as primitives can never be null.
I agree that it's better when its built-in because the whole ecosystem uses it. Whereas in Java you may need to wrap third party code if they don't use the null analysis (or the same tool).

But regarding the feature I imagine it is the same. Or are there cases where the Java Null Analysis fails?
Framework 12th gen laptop review
There is contagion: loss of confidence in banks.

This is why FDIC exists in the first place.
So much this. I was lied to and strung along for weeks by Huawei support about a missing feature that should have been in their personal 4G dongles. Guess who blacklisted all Huawei gear in the last company I worked at. Guess who's now working in government IT procurement.

Not everything is numbers and loss centers. Don't lie and do the right thing. Treat people with honesty and respect. It's not that difficult.
> He's no more "wrong" than Pelosi or her husband

Withdrawing one's own money from a bank is not wrong in any sense, not legally or morally. Your attempt to conflate his actions with elected officials skating around insider-trading laws (even if not technically crossing them, as you presume) is nonsensical and unfair.
This is the most problematic part to me because not only did the VCs exacerbate the run on SVB, they threatened to start runs on other regional banks.

Several said that if SVB didn't get 100% depositor coverage that they would assume any regional bank could fail, and thus everyone should move to something safe like JP Morgan. By the time they started to say this publicly they already instructed portfolio companies move out of regional banks. Many were in the process of doing so.

The Fed / FDIC can see this happening and now are over a barrel. So the VCs managed to start one run, then jump up and down yelling to be saved OR ELSE we are going to actively start a series of runs by undermining trust. It's super cynical, and basically allowed the banking system to be held hostage.

Now I am not someone who thinks there shouldn't be some kind of action to help out depositors. For me the biggest issue is cash flow, and if uninsured depositors can be helped very quickly to make sure their businesses don't fail (because they can, SVB has the assets) then the government should make that happen. But somehow that wasn't good enough for the VCs. They yelled that its 100% secured deposits or nothing. And it's really uncomfortable that we allow them to have that kind of leverage.
> The cost of the loans should be in the same ballpark as the losses on the long term bonds.

That’s great, that means it’s zero, because there is no loss of principal on bonds held to maturity!
While a bishop could arbitrarily excommunicate them, unless they've committed am obvious sin the Church is not going to invite a PR disaster by kicking out super rich members. This group is free to police only gay priests if that's their prerogative, and it'd still be an independent group using their own money.
And if you dont believe the Simple Demo is alternating between two colours then do the peace sign in between you and the monitor and quickly wave your hand left and right and youll see two colours in the trails of motion. Weird. Anyone know why?
Shockingly bad take.

SVB investors were wiped out 100%, this includes most of the net worth of the leadership team. Moral hazard is definitely still in play.

All we need to see after this is is Basel III and Fed regulation extended to cover all banks of any size, not just those with over 250B in assets.

Covering all the deposits out of the FDIC fund when none of the assets are bad debt just makes sense. The shortfall will be assessed from banks next quarter and the assets will be held to maturity by the Fed most likely and the proceeds returned back into FDIC (which will subsequently lower insurance premiums by the banks in the future).

The only people that lost here are investors in SVB and temporarily the other FDIC members will lose a small amount of money to additional FDIC special payment to replenish the insurance fund (but they will "get it back" later).
What does their being homosexual have to do with their being paedophiles? Homosexuals aren't by default attracted to boys. I am straight and I am attracted to women, not girls.
> A special “I would never write Rust like that” variant that returns the value in a Box on the heap. This is because a friend of mine, after seeing my results, told me I was cheating, because all Rust versions so far used registers/stack to return the value, and Java was at a disadvantage due to returning on the heap (by default).
Uhh, okay? This sounds a bit silly to me. It's good to add the additional comparison, sure, but "cheating" is just not the right word. The point of this article is ostensibly to compare the built-in Option types, not heap allocation. The fact that Java allocates any Options on the heap is part of that comparison (and reflects badly on Java, fwiw).

Either way, glad to see that Rust is doing a good job eliminating the overhead. I'm not sure if arithmetic is the right kind of benchmark here, but it'd probably be difficult to measure the performance overhead across "real" codebases, so focusing on a tight loop microbenchmark is probably fine.
Congrats to the team!

I have mixed feelings about the move towards "matlab strings", but I suppose given matlab compatibility as a project goal this was inevitable ...
I miss this question in the FAQ:

> Does the default installation come without snapd? Which packages are removed compared to a Ubuntu Desktop installation?
> Note that "Long" in Java can be null because it is boxed, "long" (lowercase) however cannot be null, but it also can't be Optional<long>. Java sucks :)

I think using primitive types as generics is something that makes Java less ergonomic than C# (where they’re called unmanaged types), whether it is considered justified or necessary.

To say Java sucks because of this is a bit much. To say Java sucks because you can’t avoid null is definitely warranted. (You can say good things about Java, and not being able to opt out of nulls is not one of them.)
Both at the Catholic Church for thinking it's a good idea to snoop into the sexuality of their clergy - it's 2023 ffs, the Lutherans and Old Catholics [1] have shown that gays and women are no threat to spirituality - and at Grindr for not giving the slightest fuck about the safety of their users in a world where simply being gay can and does get people executed.

[1] https://en.wikipedia.org/wiki/Old_Catholic_Church
Bankers are the smart ones. FED/Treasury gives you unlimited insurance for free so the smartest thing to do is make the riskiest bets.

If you win you win, if you fail FED is coming in to pay.

We should be trolling tax payers.
I have actually used ChatGPT to do some idea validation or research, but I found it hard to come up with ideas that solve my own problems
hehe, scan my face https://i1.wp.com/janksreviews.com/wp-content/uploads/2015/0...
You may be thinking of this? https://en.wikipedia.org/wiki/Peppercorn_(law)
China also uses VAT..
They are talking about VCs that pulled their fund capital + advised portfolio companies to move all their deposits to Big 4 banks. i.e inciting a bank run.
So now not only are there AI-imagined details in your images but those details are also different depending on which device the image is viewed on. Lovely.
What happened to Failing Gracefully or is that not necessary, just throw and let it bubble-up to the Treasury/BoE, they'll catch and handle it??

so many startups, in tech of all industries, seemed to have Banked most if not all their funds just with SVB: all eggs in one basket strategy.

talk about everything everywhere and all at once!

This situation is ridiculously unsafe, and avoidable.
The problems with null are:

1. They are not composable (can't map or flatmap or fold/reduce them).

2. They can only represent one extra value, if you need more, you are back to square one (eg. you can't return an error value, only the fact that there is no value).

If we make another step, one could argue that even optionals are lacking, one should model the possible domain values with sums and products in such a way that no nulls or optionals are required. Do not try this in a language with such a basic type system as Java or even Kotlin though, you will run into the limits of the type system almost immediately.
I'm not talking about excommunication. Also, that penalty doesn't make an organization "non Catholic".

I'm talking about the Church's right to revoke the term "Catholic" which is not infrequently invoked, for example against RealCatholicTV and the National Catholic Reporter. It's not excommunication, just a representation and naming issue.

And I think the term you want is "financially autonomous" because no Catholic individual or group is "independent" unless they are schismatic.
I call bullshit. The west has much more to do with economic and political systems and the associated beliefs.

Poland, for example, is not as rich as China, yet Poland is part of the west and China is not. And there are many examples like that.
I think what made it worse here is that depositors of SVB were undiversified... If you had a bank that held deposits from various kinds of people, it's less likely that all of them would want their money out at the same time unless there was some of kind of widespread change in sentiment towards the overall financial system.
> thousands of pages of SEC disclosures and fine print, I have not the time nor the resources nor the skill sets to do due diligence on a bank's daily operations

The FDIC deposit insurance limit isn't hidden away in disclosures or in any fine print.
The clergy opt in to being part of this abusive sect. Nobody forces them to associate with the church.

If they don't like the treatment they receive at a job, they can quit. Having abusive and discriminatory bosses is a great reason to GTFO.
Surely this data would have been sold with some terms of use that might allow remedy through civil action even if the data could 'technically' be used in this manner. That being said it's a clear demonstration of why privacy matters and this is only mid-tier in the list of people you wouldn't want to get this data.
The trend started 3 years before the vote happened.
Ideally the idea of an FDIC limit is just removed and banks are just further regulated to ensure that risk is kept at acceptable levels such that FDIC insurance fund is always capable of absorbing any failures in full.
JSONBin: https://github.com/theowenyoung/blog/tree/main/scripts/jsonb...

CronBin: https://github.com/theowenyoung/blog/tree/main/scripts/cronb...

Both scripts are deployed as single file js in the free tier of Cloudflare's Workers, and my personal workflow relies on these two simple services for all persistent data storage and scheduled tasks.
Well, Beko is Turkish-owned, so wouldn't exactly qualify as "Europe's".

Also not exactly a Phillips level giant (Phillips does 4-5 times as much revenue today, and was doing even more compared to Beko in better days).
>Even teenage birth rates are now much lower then in the 50ties.

Republican Congresspeople see this as a negative.