skysight-inc/HackerNews huggingface dataset:
I believe that Schwab is not a money center bank. The money center banks have federal requirements to keep a large amount of their cash liquid. In this case that's providing them converage because this bank run wouldn't really have a devastating effect on them. Examples of the money center banks are Chase, BofA, WFC, and Citigroup.

The regulations that required that cash had been, in the past, seen as a detriment to the banks and people argued that the regionals would be strangled if they had the same requirements.

Right now specifically, it's not great to be really large but not a money center bank.
Part of these probably have poor credit score and can't get mortgage.
As soon as people figure out teachers are using this, schools will either ban it or come up with another useless but time-consuming task to signal to parents that the teacher cares individually about their child enough to do the time-consuming task.
> my team and I look for people who aren't afraid to be up-front about what they don't know and ask direct questions about it. And likewise, who don't hesitate to speak up when more experienced people are unclear or make mistakes

Is it in your job description? Do you have a policy or internal document that sums up these expectations? Have you tried any trainings to make sure you're all on the same page?

Just curious, because those sound to me like those unwritten rules that you have understand/extract from conversations only, and TBH I doubt they are mentioned anywhere.
Tech trends 2022: VC activity and lessons from past downturns
Yes, definitely.

There are no more junior roles and everyone becomes a senior engineer or staff engineer after 1-2 years of basic web dev/tiny tickets updating yml.

Same for product. We have Senior Staff Product Managers who joined recently and have no desire to learn the system we work in and want to make another design system.
Bank runs always have a psychological component, just to varying degrees. This reeks of fear, because the underlying logic (that Schwab might have the same liquidity issues as svb) is simply not the case as of yesterday. The Fed is giving loans on collateral valued at face value, not market value.

Any bank with svb like symptoms is now immune from failure. The only thing that should bring a bank down now is outright fraud or horrific asset allocation, meaning specifically assets the feds refuse to lend against.

So if Schwab was buying Indonesian subprime MBS, sure, there's a problem. But they almost certainly were just doing what every other bank does, which means they qualify for the Fed lending facility
and in a corporate environment, you might be prevented from installing a conversion app from a trusted source but not blocked from using randomsketchysite.com to do the conversion.
The fools! I would have given them £2!
No - it's opposite. It is up because Feds said no depositors will lose money + added assurance that similar problem wont happen with other banks. Bitcoin is high because trust is regained.
It is a strange usage of the term. I suppose it's possible that governments are hosting some of these sites in order to catch people stupid enough to convert child porn or stolen defense documents to different formats.
Douglas Thomas: How a Typeface Helped Launch Apollo – Ted Talk
This is completely wrong. This was a classic bank run caused by the startups banking with SVB switching from net depositors to net withdrawers as they aren't able to raise in the current environment and obviously none of them actually make money. The withdrawals start, there was a liquidity and then a panic and boom bank dead.
SVB's programmatic payment systems are back online
Latest up here: https://www.moderntreasury.com/svb-resource-center

Prior HN thread: https://news.ycombinator.com/item?id=35113496
Blackbird: SQLite database wrapper and model layer based on Swift concurrency
That guy had to deal with the cops, because Google spied on him and didn't even bother talking to him first to find out why he took those pictures, but immediately assumed the worst.
Thankfully the cops investigated the case and concluded that it wasn't a crime.
to be fair, that is large part because CH seems to have a topLevelDomain function
No in this case it's probably a case of them holding too many low interest bonds and being dependent on markets that are in trouble for "profits" meaning that they are probably going to eat capital rather then pay dividends for a long time to come(companies can loose stock value without going bankrupt overnight).

The world changed dramatically over the last few years and that's going to hit some sectors harder then others and the sectors that's hurting the most is finance and tech so the companies that have huge exposure to both and not a lot of assets in energy, food and infrastructure is probably going to see losses in the years to come.
It’s to quote specific words which are pertinent to the threat level implied, rather than the entire post.

Extraordinary claims require extraordinary evidence.
I remember how his niche-but-important topic was handled programmatically in the early days of blogging.

Abstraction was sometimes provided in blogging software. For example, in Texpattern's TXP Tags there's a no_widow attribute that's been there since pre-2008 I think?

https://docs.textpattern.com/tags/title

It's funny to remember all the typographic fixes that effectively took place in PHP due to CSS solutions being planned but not ready yet. I'll bet a lot of them are still functioning in various sites out there.
At MIT, at least, everybody in EECS (all one department) has to take 6.004 where you build a simple computer from the transistors up which at least gives you a framework for thinking about this stuff. The simple processor doesn't have caches, of course, so that's a big whole in terms of things you have to understand for optimization, but it's the basics at least.

EDIT: Link to course in OpenCourseware if you want to virtually take it: https://ocw.mit.edu/courses/6-004-computation-structures-spr...
Shopify is down and so is their status page
Kubernetes seems to be a big one.
Thanks. :) Wasn’t able to fill in the dropped word.
Prose writing used to be a fairly honest signal that someone smart spent time writing it for you. Now it's not, so we will invent another signal that someone smart spent time on you.
We rented for years after we crossed that threshold because we weren't ready to buy. We didn't want the hassle of a home, weren't convinced the city we were in would be where we lived for the rest of our life, and didn't love the options we could afford in the area we rented.
It's because an adult can do almost all jobs where child labor would be used, usually it's just that adults are more expensive; but in acting we don't really want to say that movies are prohibited to show kids or that all kid roles must be played by adult actors.

Like, do we want to make a rule that a family drama must be filmed without showing that family's kids? If not, then we have to permit child acting at least in some way.
Yes there’s an obvious difference? One just implies our tech isn’t there yet, but could be. The other implies we don’t think it’s possible at all with any technology.
> Any bank will hit liquidity issues on a full-on bank run, as not 100% of a banks assets will be marketable, but central banks will provide emergency liquidity in these situations

That was not the case in the US for banks with HTM assets until the backstop program announced by the Fed in the wake of the SVB collapse.

> But banks should not hit insolvency issues like SVB did

SVB’s liquidity issues turned into solvency issues because of the absence of a liquidity backstop.
100% agree

And even if Schwab had svb symptoms, the Fed facility announced yesterday fixes it. That program gives loans of up to a year with collateral priced at face value, not market value.

There is zero risk of Schwab running out of cash to cover deposits.
Likely a 10b5 plan. I suspect (hope) the circumstances will be very carefully scrutinized.
I was a building an action RPG for six months. I made a ton of progress. Then I just gave up due to life situations and I haven't picked it up since. I'm itching to get back on it, but not being an artist is really hurting my game development journey. I need a partner for the art, or I just won't be able to make the game at all. It's unfortunate.
The EV Battery Wish List
Shouldn't irc be the place you ask? Better to speak to an already captive audience.

I believe there are already free offerings out there, which can be hard to compete with.

If you're trying to go free but with paid features, that's where you can capture users, perhaps even by giving the free users a taste of the premium features.
This used to be considered a bracket that was nearly "guaranteed" to be in the home ownership class.

Definitely endemic of housing in the USA, where people want to live, there are restrictions on building adequate housing that even upper middle class folks are priced out of ownership (let alone reasonable rents)

I view this as a failure of housing policy and jurisdiction
Shopify is down (as is their status page)
This is an example of a general (imho) fallacy pattern that also shows up with FP:

There's some branch of mathematics. Some people become familiar with that and like it for psychological reasons. Makes them feel good that they grokked it. Now, some subset of those people end up in positions where they can write software and academic papers. They notice that some problem space relevant to computing is kind of like that branch of mathematics they liked. They embark on a zealous mission to apply that branch of mathematics strictly in the context of the problem space.

Reason I think this is a fallacy is that there's nothing god-given about some branch of mathematics that makes it somehow pristine and golden and "better" than some adhoc solution hacked together by a hacker. Mathematics was also "hacked together", just it was done before computers existed.

So these people are really on a kind of circular journey -- they're taking someone's definition of a VM that is called Mathematics, that typically was derived from ordinary principles present in the natural world, and having the bright idea that they can implement that VM in code and that they will be much more "proper" than if someone else had instead begun with those same ordinary principles and gone straight to software.

Put another way: SQL doesn't need relational algebra. You could just as well derived relational algebra from SQL than the other way around. They both come from the ordinary need to filter and reason about collections of records about things.
I think you are referring to this post: https://www.reddit.com/r/awfuleverything/comments/djj6br/thi...
if you don't have that time you are already using VS Code ;)
There is an app in the UK called Lollipop, which works like Hello Fresh and the likes, except instead of delivering the ingredients to your house, it just adds the ingredients to the basket of your supermarket shop (and takes a commission).

To me, that seems like the logical evolution of meal kit services; zero marginal costs by outsourcing the logistics to companies that already do it at scale.

https://www.lollipopai.com/
Yes, I knew those kids and there was very little that could have helped them other than more parental care and involvement in their academics. They wore it as a badge because it's the only badge they could wear. For those[1] you cut your losses but one should be careful to throw out the proverbial baby with the bathwater.

[1] For these kids a "Gymnasium/Hauptschule" system might help them where kids who obviously don't have the aptitude to learn, can be productively diverted into vocational schools as, in practice, by fits and starts that's where they end up, if they avoid drifting into crime. Most I knew were able to avoid crime that landed you in jail, but some succumbed to it.
Can't you just sell it if you decide to move?
Isn't the same scientist that got a paper retracted for postulating the same in an article some years ago connected to this too?
I would 100% want to talk to you =)...

I've been working on and off on simulation games in my spare time for a few years. Written some small ones that model things like elections / voting, as well as economic systems of various flavours.

If you're interested email in my profile!
Why people make a living online out of courses on how to make a living online?
A recurring theme I see in the indie hacking community is selling a course or an e-book into how to be an indie hacker.

Why is this so prevalent and people see it as a viable strategy instead of focusing on product and customers?
I mean if you compare with buying a house, you'll build more wealth renting an apartment as they're typically much much smaller. Equities have better historical ROI than Real Estate, and that's when you diversify and buy an ETF, not one particular lucky stock/house.

Now if we're talking about 'buying an apartment' that'd be a better comparison, as in that case it would be better than renting if you plan to live in a single place for a long time.

The amount of money people blow every month on mortgage interest, maintenance, insurance, and taxes on a big house is easily more than many peoples' rents, but yet people are convinced that buying (before they actually need a house) will lead them to a better financial future.
I'm here for the cynical take: the size of the issue depends on whether it's successful. Lots of childhoods suck, and lots of parents make bad decisions.

"My childhood was made into content and all I got was this multi-million dollar inheritance" doesn't sound too bad. Plenty of people have worse childhoods and don't get a penny.
Agreed, GPT etc. (I hate calling it AI) is going to be transformative and disruptive in the classic sense. And I too am surprised that we'd be here in 2023.

Agreed SVB wasn't subject to SBF type people. But I think that a lot of tech narratives/buzzwords get thrown around (Web 3.0, transformation, green economy, etc) when in actuality its just the same old sociopathic wall street behavior, dressed up in new jargon.

I've seen articles talking about how the SVB board knew something was up. Their risk committee met more than 18 times in 2022 (up from 7 in 2021). Yet they had no chief risk officer? [1]

And I agree, not fair when average people get caught up in this. Which is why I'm a fan of holding the people responsible accountable, so we can avoid a repeat of this in the future. Bailouts just encourage further bad behavior.

[1] https://www.forbes.com/sites/noahbarsky/2023/03/12/silicon-v...
Is there any information within .it, for the Italian provincial second level domains? I find the idea of these domains fascinating, although implementation of them could be problematic, given that countries can lose or gain territory over time (suppose the Kingdom of Naples secedes from Italy?)
I am, but for good reasons. The company I work for could be bought or collapse at any moment, and I do not want to be tied to this particular region if that happens. I want to be able to ghost this place with a minimum of fuss when that severance check hits so I can head back west where I belong.
Toxic ‘forever chemicals’ found in toilet paper around the world
Application Monitoring with Prometheus and Fiberplane
(It wasn't me that downvoted you BTW). It seems to me, God is interested about whether people are being kind and loving to each other, working for peace , avoiding wars, making sure everyone is fed, housed, clothed, educated, respected etc. This includes ensuring people aren't abused or exploited by others, which unfortunately has happened within the church and has a long way to go to be fixed. When it comes to what takes place sexually between consenting adults, absolutely there are morals in that area, but it seems to me it is humans who have become obsessed with that area of morality at the expense of other areas of life. When there are millions upon millions of people that have become refugees as result of wars, famines, floods etc, surely don't you think God is rather more bothered by that? And, doesn't that mean, humans should be most bothered by that. And Catholics should be working to fix that, rather than wasting time on trivialities? I do not condone priests for pretending to be celibate while seeking gay sex, also if they joined the priesthood with the precise intention of finding sex (gay or for that matter straight although the latter is an unlikely reason) rather than serving others, then that's very bad. However... really... in the big scheme of things.. shouldn't we be first and foremost caring about helping the marginalised and vulnerable. Perhaps the wealthy people that outed those gay priests, might have done better helping refugees instead? I'd imagine that's what God would've preferred.
I’d like to agree, and I do in principle, but isn’t the CFO role kind of important for an investment bank? Like, maybe there should be some culpability considering Lehman’s shenanigans didn’t suddenly start when he left. The house of cards collapsed a year later, but he was a key architect.

He was just the CAO at SVB though, not sure how responsible he could be. He doesn’t make the key executives lists and I couldn’t find his compensation.
Well, Kuka for one, is not German anymore. It's owned by a Chinese company.
This started off as a CDN issue and seems to have spread throughout their infrastructure. Shopify CLI deployments are also affected, so is theme development. I'm also unable to access /admin or admin.shopify.com on more than a dozen stores.
Siemens is essentially a hedge fund, they invest one place, divest another. You might not find the label on your fridge but its still a $80B revenue business.
Investors pulling out are the reason the stock is down 40%, silly goose.
This would made half summer family albums on Facebook illegal. People share fotos of swimming kids on public spaces all the time. And no, those fotos are not sexy nor meant to be.
As somebody who grew up in SV, I think this mythos was incubated around the period between the Yahoo/Ebay IPOs ('96/'98) and the Google IPO ('08). The concept reached its peak (although it was already rotting from the inside) around the time of FB's IPO ('12).

It didn't exist much before, and it's (IMO) fully gone now.
It's physics defying. Optical resolution is directly correlated with the lens diameter, there's no way around this.

Images are formed by interference of plane waves propagating at different angles. To resolve finer details, your optical system needs to collect waves that were propagating away from the source (the moon) at larger angles. This means you can either get closer to the moon or increase the lens diameter. It doesn't matter how the lens works, you could use any photonics magic trick you want, you're still limited by the (aperture) size of the optical system.

Samsung's lens is purportedly too small to resolve the level of detail produced in the moon images.
I forgot to add the specific time (oops). We meet at 8:30 PM EST every Tuesday, and the meeting typically ends 2 to 2.5 hours later.
It's fair to say physics-defying.

The physical properties of diffraction establish fundamental minimum limits on the requisite lens aperture diameter for a given resolution.

See: https://en.m.wikipedia.org/wiki/Angular_resolution#The_Rayle...

Also: https://en.m.wikipedia.org/wiki/Dawes%27_limit (simplified, for the more common use case)

>> Samsung’s process is more intrusive than this: it doesn’t just improve the sharpness of blurry details — it creates them.
Significant edits for clarity.

Serious question... How do I build a system that grants access to a company role not a person? In other words, the CIO is fired, how does this system ensure that the new CIO can access it, and the old one no longer can?

If we tie it to the HR system, whoever admins that effectively has the keys to the kingdom. Same for Active Directory or any other technical solution.
Catenating a file with the output stream is quite useful in many circumstances. Paged data isn't always wanted, and it's not generally known if filters are needed before the file is seen. Cat is the standard way to print to stdout.
If it's still a problem in a year, the Fed will either extend it or possibly just buy the assets themselves, in a better-collateral version of QE.

There's no harm in holding these assets to maturity. They're fine assets, they're just not paying as much interest as ones you can get today. But buying and holding them will result in a profit, eventually, barring some calamity
The share price doesn't have an impact on the day-to-day operations of the bank, but, in this case, the share price is a reflection of perceived solvency of the bank.
> Is that any worse than unreliable humans?

Yes, I think so. Maybe not (but maybe) in terms of factual information, but in terms of opinion, analysis, arts, etc. You know, human things. The value of those things is, in my opinion, tightly couples with them being produced by humans.
Minolta cameras almost changed names to Sony cameras, one can say.
> Part of these probably have poor credit score and can't get mortgage.

FHA loans require you to fog a mirror to qualify [1] [2]. More importantly, Fed interest rate hikes have not yet hammered real estate prices sufficiently for mortgage payments to reach what wages can support [3] [4] [5].

[1] https://www.nerdwallet.com/article/mortgages/fha-loan-requir...

[2] https://www.hud.gov/program_offices/housing/sfh/lender/origi...

[3] https://www.youtube.com/watch?v=DsuwbJaVGqI

[4] https://www.youtube.com/watch?v=FPJ0KYI1SKE

[5] https://fred.stlouisfed.org/series/CSUSHPINSA

(ignore the clickbait youtube titles, the charts shown are sufficient)
> Apple would be about the same story: it hasn't created anything really meaningful since Jobs, it mostly lives on the legacy that has been set.

Try telling that to everyone who has an Apple Silicon laptop.

I haven't had a performance boost like that since the move to SSDs.
Houses aren't quite that fungible. It takes a lot of work to prep a house to sell, you have to hope there are buyers, and it costs a lot of money to sell a house.
> …SVB put that money in safe investments: long term bonds.

Andy: Unintuitively, long-term bonds are NOT safe, they’re UNSAFE. SHORT-term bonds are safe.
As soon as Framework offers a 3.5K+ touchscreen and DDR5 RAM, I'm in. Without those I'll probably go with another Dell XPS 13 for my next machine.
The average credit score in the US was 711[1] in 2020. It is highly unlikely the distribution is different for these 3 million house holds vs. the population that it's even worth discussing as a contributing factor unless you have some other information we're missing (I'd wager people making 150K as a holdhouse probably have better credit rating than the general population if anything).

1 - https://www.valuepenguin.com/average-credit-score
I bought a Zenith System III 21 inch table top set made in 1982 in 2000 or 2001 for 5 dollars at a yard sale. It lasted another 18 years.

TV's were expected in that time period to last 20+ years, they were a major investment.

The other interesting thing about Zenith is, its not uncommon to buy an older Zenith table top radio and have it work out of the box (and by older, I mean, tubes), they use mostly Mica Capacitors, and they seem to last forever.
It's just a clickbait article, like many others written on this topic. Samsung doesn't replace the image of the moon with some pre-saved picture they already have. They take the actual real picture taken with your camera and then enhance it, whether with some AI algorithm or not - adding detail to make it look sharp. If you use a picture of a moon that's wrong(craters in the wrong place etc) then it will just sharpen that up, it won't replace it with a "correct" version of the moon. How is that different than selfie algorithms present on pretty much any phone that make you look great, smoothing out your face, removing blemishes etc.