skysight-inc/HackerNews huggingface dataset:
Unsecured creditors in Lehman Brothers were entities like other banks and hedge funds who either offered unsecured credit lines or bank loans -- they're inherently risky and have nothing to do with retail or consumer banking. Those entities ate the losses and none of their customers lost money. It's good and appropriate they saw haircuts after the depositors and secured creditors were repaid in full.

Indymac is an interesting case - their insured depositors were made whole at $100k and then the uninsured amounts were paid out immediately at 50% -- but then that is indeed when Dodd Frank did the retroactive FDIC raise to $250k -- so all of their depositors were fully reimbursed at $250k and presumably there were some losses of uninsured beyond that. It was a weird entity, they didn't have any debt or secured creditors so there wasn't anything else for an acquiring bank to buy once it was bankrupt. Very different than SVB but fair enough, a case where uninsured depositors lost some money in a bank run.
Blogging in its purest, finest form. Thanks for sharing.
I would like to be paid for my content but Google broke that early "social contract" of the internet since they started taking a bigger and bigger cut of the advertising pie. Social networks dont even pay anything. Models will simply have to pay us if they want our data, and i think this is a more honest proposition
There is a difference in processing between replying to "Good Morning" and typing out a comment on HN like this.
So they’re at home contributing to their families growth instead of their countries numbers - sounds like they are doing it right.
I’d say they’re still to the right of this New New Labour.
I think of Columbo where the first two seasons are brilliant (freaking Steven Spielberg directed the first episode!) but it quickly goes downhill but goes on for decades. (Of course, Columbo is almost impossible to binge watch because it is so formulaic. On the other hand, when I turn on the TV and catch it randomly on reruns I think 'Columbo is such a great show'.)
As a C developer, I REALY want a interpreted C compiler with a crazy good debugger for this reason. On average I think C has really good debuggers (its a simple language that has been around for a long time) but there is so much more one could do. A few years ago i wrote a prototype called OPA, with some cool potential features. https://www.youtube.com/watch?v=pvkn9Xz-xks
This, these bonds/mbs are liquid instruments, they just lost value at market prices. When I make a deposit in a bank I am not purchasing a CD - I expect full liquidity. If the bank invested my deposit in something that lost money but should be worth my deposit amount in X years that is purely the bank’s fault, not my fault.
Very useful, We are using Defer to run our background tasks
Cracking software doesn't warrant hard prison sentences. That's a double negative for society.
https://www.justice.gov/archive/criminal/cybercrime/press-re... [2003]

> announced today that Shane E. Pitman, age 31, of Conover, North Carolina, was sentenced to 18 months in federal prison by the Honorable James C. Cacheris, United States District Judge, for conspiring to violate criminal copyright laws as the former leader of the oldest game software piracy ring on the Internet.

Btw: Coming from Europe - this whole thing about doing a public press release about each sentenced person things seems a bit off. There's a balance to be struck - and I'm honestly not quite sure we're doing it right in northern Europe with our extreme privacy for convicted people...
That's the only good thing that happened.

Meanwhile:

- failures are happening more often. Just in the past week they broke "following" page for half a day, and then image uploads for a few hours (with hilarious "your account has hit the API limit for their own site)

- they just randomly killed third-party apps that made Twitter what it was with zero warning or explanation

- destroyed all possible credibility of blue checkmarks. Which are not just celebrities, but also government agencies

- people report an increase in harassment and trolls
That'll surely stop those fancy GPTs from collecting our content.
You can try, and once you waste your time for 10 minutes getting nowhere, go ahead and read the blog post that actually tells you what to do.

Ego is certainly something ChatGPT shares with humans.
ICBMs can, at least in theory, be countered by effective anti-ballistic defense systems. The point of the 'tsunami nukes' is to sidestep that defense.
> How could language express an unlimited array of thoughts when language cannot even fully express the experience of eating a chicken nugget? Can language express all your thoughts when looking at a sunrise? When embracing your lover after a hard day?

I think your attempts at counterexamples are bad.

None of those experiences (modulo being vegetarian so no chicken) seem to me to be hard to express in language. Slow, perhaps, but not hard.

However.

I believe that words are mere references to experiences, and without shared experience the meaning of any given word will generally differ somewhat between any two minds, and therefore while my words can model my experiences I can be sure that those same words will not create in your mind more than a merely similar experience, not even if you can visualise all the same senses, which you may not: if you have aphantasia, me saying "red" will never convey red in quite the same way, and I assume all other senses have equivalents though I do not know their names.
15 years ago it looked like solar thermal might be the way to go. But it turns out that, once people started manufacturing a lot of solar PV panels, they got really good at it. Solar PV costs dropped 90% in a decade.

At this point, in most cases, it would probably be foolish to build a non-PV solar power plant.
I thought the same thing! Then I was reminded that it's also used prominently on acne medication I've seen in stores.. https://cdn11.bigcommerce.com/s-i5q5a5nhp2/images/stencil/12...

edit: also, for some reason - this older song came to mind: https://www.youtube.com/watch?v=nEYwmfd65C8
Unlike cost saving/outsourcing combinations like Renault cars or Grundig TVs being made in Turkey. Or other PR releases mentioning keywords like "synergy" (say Microchip/Atmel comes to mind).

Well I don't know about Liebherr excavators and such machinery. But Liebherr refrigerators and freezers are amongst the best there are.
Because most of the potential investors are sophisticated enough to realize they wouldn't be 'investing' as plugging holes in what would be rapidly turning into a Ponzi scheme.
Where is the limit with copyright law then? Is ChatGPT allowed to be trained on books?

If the "terms" of the book ban it, can I just read the book and then write notes which I upload to ChatGPT? (Would a Microsoft employee be paid to take classes/read books for the purpose?)

I don't think we know the answers here yet. Information wants to be free though and we're going to have to reconcile that moving forward!
I’d point to https://www.schneier.com/blog/archives/2023/02/banning-tikto...

It’s security theater…
Love my Rhodia dotGrid pads!
> Money that is "saved" can still be used for productive purposes.

If I wanted to put money to productive purposes (at risk, with reward) I would do so myself. I'd buy bonds, stocks, options, lend money out, whatever. I already do this.

Whatever I keep in cash, without investing, is intentionally kept as cash, and I want that part to be zero risk, I don't need the bank to help me invest it at nonzero risk.
on FB/Twitter you get paid in popularity (a think some people strive for). with the chatgpt model you get nothing, no one knows you exist.

Also on FB/Twitter/isnta you can build up a following that likes you work, that you can then market/sell to. again with chatgpt you end up with nothing in the end.
Sure. What does the retroactive data say? If the data is bad then I agree - it should be punished accordingly.
Interesting, but i don't get the difference between str and stur. To me it looks basically the same. Can someone ELI5?
Does this mean that one will be able to route TCP traffic through Cloudflare?

(I would have named it something else.)
I think "fake work" seems a reasonable phrase to describe what a lot of the mouse-moving class do, or at least it's difficult to connect it to real world value - and I wouldn't necessarily exclude the digital workers looking in here at a remove from the redundancies.

When you consider the mental and physical energy and time it takes to produce the life of relevant comfort and safety of the average Western digital worker against the raw materials and environment that life is extracted and fashioned from (compared, say, to the prospect of surviving against nature on your wits and bodily power alone or the plight of a penniless war refugee), can you honestly say with a straight face: "yes, I deserve that"?

We - most of us - live off the value provided us from the great good fortune of having been born in to a society fashioned and built over hundreds of years; it seems to me that provides the bulk of what we "earn" as individuals, and particularly so in the digital economies.
Fair enough. My comment was directed toward the manager rather than the engineer - though I could have left out “male”/“female” without impacting my point.
> I read once a stellar idea to help get over the fear of starting to draw in a notebook (or an art project, or a new software project) is to just start scribbling and drawing. Intentionally starting with a mess makes it much easier to break the cycle of "This thing I'm doing isn't good enough yet for this".

Along these lines, something I have shamelessly stolen from Merlin Mann is to write "The first page is profound" on the first page of every notebook I get.
> All insured depositors will have full access to their insured deposits no later than Monday morning, March 13, 2023. The FDIC will pay uninsured depositors an advance dividend within the next week. ...
Though the network's funding ambiguity caused season four to be compressed and season five to be past peek filler, that Babylon Five had a five season arc planned out from the beginning made it an enjoyable show to watch. But it's difficult to plan something out like that when there's a chance it will be terminated after two seasons and of course some people can't stand the thought of leaving money on the table so they want something open ended to keep shows going for as long as their ratings keep the bills paid. Can't imagine much reason to watch The Simpsons now other than habit and inertia.
Here’s how our Builder works:
When a commit is pushed, we fetch your application’s repository from GitHub and compile (if TypeScript) all the files in the first `defer/` folder found.
Then, we require each of those files to retrieve the metadata exposed by the `defer()` helper, on the `default` export (is it a CRON function or not, a function name, concurrency, retries, etc).

When a background function gets a call from your application, the `defer()` wrapper intercepts this call and pushes an execution to the Defer API with the function’s name and serialized arguments.

I hope it makes thinks clearer, let me know!

[update: grammar]
He literally said Communism and USSR are going to take other the world unless the last free country (USA) stops them. 4 years later his entire country fell apart. Almost all of the satellite countries have ran from Communism and Russian ideology except Belarus.

He also said we had serval years to live on until we would have no where to defect to, except maybe Antartica.

Another comment was all the wealthy businessmen are hanging themselves by trading with USSR and they would pray to be killed but probably sent to Alaska, presumably to a Gulag after USSR takes over.
Not anymore, the digital patient file is finally ready.
Where can we find a list of startups that have large quantities of deposits at SVB?
Are we in the singularity now ?
Like a lot of people, I admittedly use a case but that's as much because I prefer the greater gripiness for one-handed use as much as for protection.
Stealing a dollar each from 3.1 million people would get the kind of law enforcement response that stealing $3.1M does even though the individual impact of that crime is virtually nil

That's an interesting question whether it's fair to treat it this way. I can see valid arguments on both sides.
It’s hard to tell for sure. But it is definitely the case that today it is safe for me to receive my pay check in USD, as it allows me to pay my rent and buy my groceries and buy a little bit of BTC for a portion of it. Whereas, receiving my pay in a fixed amount of BTC would be a very big gamble today.

Maybe if I move to El Salvador, it could be different :thinking_face:
I'm super excited for ChatGPT-4.
I remember playing around with gpt-2, and distinctly being underwhelmed.
GPT-3 was the first time I felt truly excited about generative text AI.

I can't wait to see how GPT-4 is!
That's the point. These models are doing the same thing when they produce accurate output as when they produce inaccurate output, it's just that the strategy they use produces good answers sometimes and bad answers some other times.
You had me curious so that's about 3k short tons of gold. Could crush a lot of people. https://www.wolframalpha.com/input?i=165+billion+USD+%2F+%28...
Old computers had hardware synths (ICs like the C64s SID) or piezo speakers which where simple to interface with. But you can do this, you just need to use a DSL made for synthesis like SuperCollider.

Edit: You could actually do this on pre ALSA linux and can possibly do this on modern BSD, OSS created a DSP device which you could write directly too, even from a shell. Assuming memory serves here, I remember writing to /dev/dsp from the shell but it is possible there was some intermediary which I am forgetting about.
the idea that some linguistic facilities are innate? or the government binding model of grammar or something else?

for the first two, I think this orthogonal
I'm not convinced most people at very large companies are doing "real" work most of the time anyway. Wouldn't need to do anything special at these large companies to create fake work just for these people, it would just be "regular" work.
My understanding is that the price of the displays is largely dependent on the size of the screen due to manufacturing techniques. I don't know the specifics unfortunately.
Pre built framework to test product idea quickly
I am looking for a pre canned framework/service/idea that would allow me to quickly spin up a site that could support a marketing campaign. The idea is that I could market a product, and users could land on my page , and submit their email, when the site relays a message saying something like, (Out of product, enter email to be notified when in stock). I know this is something that can be developed, but looking to see if there is anything before I pursue that path. Thank you in advance.
If by 'error' you mean the amount of a transaction then yes you enter it twice but that should not really increase errors.

Now, on the other hand, it is especially designed to account correctly for that amount in order to keep your accounts correct and balanced. It is be much easier to lose track of things with single-entry accounting.
I suspect that it's "Adding Scheduler Activations to Mach 3.0", presented at the Usenix Mach III Symposium in 1993. https://dada.cs.washington.edu/research/tr/1992/08/UW-CSE-92...
No, but you have to look for (and talk in terms of) actual level of capability rather than just "you've done it for a while".
We just bought a Miele to replace a Bosch dishwasher. The Bosch was leaking internally and we had to keep draining it out. A technician came to look but couldn't find the problem - he wanted to take it away for 2 weeks. I don't understand why all the seals and tubes can't just be replaced at a service interval. To Bosch credit, they didn't charge for looking at it and it's out of warranty and he was here for hours.

We switched because Miele have a much longer warranty and sell direct from their website. We'll sell on the Bosch and hopefully someone with a bit of leak hunting time will get a nice dishwasher for cheap.
Why do people like him think copyright laws are bad and made by rich people, but also support open source software, which relies on the same copyright laws to exist.

If hes an anarchist then fine, but it looks like he wants laws that benefit him and not people that actually write software.

I read the whole thing and I still don't know why he did it. He says there was no money incentive and his work had no impact on piracy. What was its purpose then?
GPT-3 came out almost 3 years ago. If anything this has been too slow compared to previous ones.
> The cold, hard fact is that the bank doesn't have sufficient assets to pay back depositors

This is not obvious at this time. This is not a cold hard fact. They absolutely, undeniably had assets in excess of depositor liabilities at the end of Dec 2022. They incurred losses since then. The accountants are still accounting.

> and no regulatory sleight of hand changes that fact.

There literally is regulatory "sleight of hand" to do this, and the FDIC has a demonstrated history of doing it, many times. When banks like this fail, they shop the assets and existing customers around to other banks, and critically: will pay the acquiring bank to close the gap between assets and liabilities + provide liquidity while assets mature.

> There's a reason why large deposits aren't insured, and that's because the rich have the knowledge and resources to take care of themselves, and shouldn't force ordinary people to subsidize them when their bets go bad.

The FDIC is entirely funded by insurance premiums paid for by the banks themselves. They are not tax payer funded.

Your fear is causing you to spread misinformation and scare people more than necessary.
We support both CJS and ESM but showcase examples in ESM in our docs and landing
Running 200k threads in babashka, no problem
Doesn't stop the battery from expanding and ruining the keyboard, trackpad, bottom and top case.

RIP 2015 MBP - you still had a few years left in ya.
I would guess many more people will move to youtube to create content and much of the web hollows out because there's no longer an incentive to write articles on many topics because they no longer get any traffic.

Given that google owns youtube I imagine they would be in an ideal position to extract and use the information in youtubes videos to power their chatbot in a way nobody else can.
Oh, I certainly agree and sorry if that came off as "don't have passion". You should. I'm thinking of my experiences where the assessment was "this looks amazing but here's the technical reasons why this is a bad idea" was met with the moral equivalent of "how DARE you compromise my artistic vision for your filthy technology issues!", and that's usually a good time to part ways with that designer.
I suspect a typo for SVB, "Silicon Valley Bank".
Replying since I can't edit: FDIC is issuing a Receivership Certificate which I am assuming has first cut priority so it does not appear to be a bail-in. Debtors and equity will get hosed, as it should be, hopefully they can avoid a bail-out as well.

Edit: I just noticed that it says that in the link of the thread. I'm tired and I didn't read it carefully, my mistake.
Ok, I'll correct myself. MIT Scheme supports it, but you need to do voodo in order to load the 6001 directory, as it's configured to a non-functional user setup.

It's very unmaintained, and the authors should provide either a script or a README.sicp file (both came from MIT, ffs) in order to easily setup the SICP compact package.
Thank you for the link to the item. Some interesting discussion there, though the consensus that led to it being flagged seems appropriate.. Shame that the discussion was not focused on the paper and able to progress further into its limitations.. This is an area that bears cross discipline analysis to see if the effects are corroborated, as well as some thought into the way that these observations can be made with the least possible bias.. A shame that the nascent discussions of the research on the item you linked to were overshadowed by the content of the post containing this paper.
With a usage of, what did they say in the news today, 13% ?
He ruined the lives of many hard-working software developers who relied on selling their code to feed their families.

This was back when programming was a highly skilled and difficult job that only a few could do, so cracking was even more harshly targeting people.
> If you don't want to do the time, don't do the crime

The same thing was told by the persecutors of those who smuggled slaves from the South to their freedom.
Come on. They are democratizing the social networks.
You can already do this with Spectrum (https://developers.cloudflare.com/spectrum/).
Full stop that should not be a criminal offense. Jailing that man for that sentence does not serve justice.
It won't be long before these excellent image generators will give way to video generators and YouTube will be flooded with AI-spam.
Sounds like German media claims that US IC claims something.
Nothing new. It has been prohibitively expensive and cumbersome to get Twitter data for years, even for research as an Institution.
Are intelligence leaks a faction trying to get the word out? Someone trying to CYA? An attempt to manipulate public opinion by essentially speaking out of both sides of their mouths? All of the above?

When it comes to intelligence stuff conclusions are more of a probability cloud. Everyone is lying, so the question is which scenarios are more or less likely?

Instead of COVID let's take Lyme Disease as an example. Lyme Disease is named after Lyme, CT, where the stuff was first diagnosed/discovered. That's interesting. What's also interesting is that there was a biological weapons research facility across the Long Island Sound from there.

Well, if you didn't know anything else about Lyme disease it wouldn't be a stretch to believe, at some level, that the origin was some kind of bio weapon that escaped. New disease near a weapons lab? Sounds within the realm of possibility.

Now you add some more information: namely, that Lyme disease is a worldwide problem, and they've been found in ticks all over the world. Well that makes the lab origin theory substantially less likely (probably 0%), because it's unclear how ticks would have spread to Asia, Europe. Nobody is going to go around infecting ticks as a bioweapon.

So your analysis really comes down to how much information you have. You have a bunch of guys walking around randomly, not a big deal. You have a bunch of random guys meeting in random places really often, well, maybe that's something that needs to be watched.
ugh, really gets to me. What the hell is the point of claiming to be the political inheritors of a proletarian revolution if you're gonna treat workers like that?
Copyleft is a defensive measure in a hostile environment. If there were no copy laws at all then they wouldn't argue for them.
Interest rate rise will cause the same loss for bonds of the same duration. However MBS don’t have fixed durations. As interest rates go up, borrowers are expected to hold onto their mortgage longer. So the expected duration goes up for an MBS as well and loss is expected to be higher than bonds with similar duration to begin with.
However there is a mitigating factor for MBS in a rising rate environment, that is they are amortizing instruments. So the duration doesn’t go up as dramatically as callable bonds/CDs.
He should open a Patreon.
This isn't an MBS problem. It's just a poorly performing asset problem.
They don't sell real coffee, so there's no reason to believe they'd sell real art.