skysight-inc/HackerNews huggingface dataset:
> more due to customers moving their assets from cash (Schwab pays a pitiful 0.5%), and into higher-yielding assets (like treasuries or money market funds). The assets stay on Schwab, but it still decreases Schwab's deposits and liquidity.

Also decreases Schwab’s ability to earn profit. They used to be able to give you 0.5% and take it to the market for more. If that source of profit evaporates, that hits their corporate equity.

As long as they have enough equity to burn through, they’ll be okay for customers. Businesses become less profitable all the time, but remain going concerns. But if expenses exceed revenue for the foreseeable future…
I usually buy groceries once a week. We typically buy 5 meals worth of food and eat left overs for two days. Thinking of those 5 meals takes about half the time buying groceries does. Personally, I like cooking and I like choosing what to eat. But every once in a while I wish someone would make a menu for me.
Since about 3-4 days I had issues with using tweetdeck, which doesn't load in Firefox with a key pinning failure. I'm not sure it's related, but it seems like to large of a coincidence not to.
I have seen naked toddlers in European swimming pools/lakes.
I see it in both graphs? Using Firefox here, in case it matters.
I love the results of blue apron but we canceled because we couldn't live with their wasteful packaging.
Probably
https://www.google.com/search?q=Michael+O'Church
https://en.wiktionary.org/wiki/gank#Verb_2
I use it for everything, even loop variables.
If I was a founder in the US right now I'd be opening at least 1 other bank account today and getting at least half my funds into that account. I would also never operate without at least 2 bank accounts.

Operating a business and having employees is a huge responsibility. If people are depending on you to manage the risk of your business so they can buy groceries it's important to take that as seriously as you can.
I mean, my Chase checking account is still only paying 0.01% interest. Many many people seem to be ok with ~0% interest on their day-to-day cash needs.
In today's economy, banking -- and by that I mean the basic function of a secure place to put your cash other than having it in dollar bills in a safety deposit box or under a mattress -- may be considered an "essential service", particularly for businesses. The fact is, you cannot operate a business without it. So putting your money somewhere safe (I'm talking cash here, not investments) should be something that is guaranteed. The $250K limit does that for individuals but not for businesses who may need millions in readily-available zero-risk (other than inflation) cash.

This line of thinking leads towards basic banking services being fully guaranteed, and perhaps owned, by the government (like the postal bank in some countries). Banks make money by providing other services on top of that.

Something along the lines of how power utilities work might be a model for the future.
Rivian in talks with Amazon to remove exclusivity clause of EV van agreement
That’s an impressive level of self awareness. I wasn’t able to see the flaws in my game until after I’d released it. I’m not sure if it was because I didn’t want to see them or if I was just too far down in the trenches or what.
Sure, just the loss of life in that war was severe for a small country.

I am, however, only talking about the Russian assumption of the ease of victory, where reality ended up being very different (7,000-9,000 Russian soldiers dead in a week in that one battle), and the evidence of it in the form of the musical instruments etc for the parade.
SVB stock is worthless. Doesn't matter if another bank buys the assets & liabilities.
what is SVB stock price?
> with better safety and privacy than Uber/Lyft.

LOL if you really believe that. Self driving cars will be connected to cloud with camera pointed on you the whole ride. Reasoning for this will be simple - people are pigs without a bit of a care for property of others when they are not supervised
> In Pynecone, the frontend compiles down to a React/NextJS app
Nokia, Ericson, cars, oil sector ++ dont worry
I love the fact that we can now start to make this joke about vim.
CIOs take aim at Silicon Valley talent
> There is a thing I would like to buy called "having my kid grow up in a stable environment in a nice town with a nice school" that I would probably pay $5M for.

Which is fair, and makes total sense, but to GP's point, there are people for which renting an apartment does make more sense. Example: I'm single and rent a 2 bedroom apartment. Every time I've run the numbers on buying a house in a similar area of town, it ends up costing me more because I'm buying things I do not want (a yard, a garage, extra rooms, etc).
Repeat yourself, do more than one thing (2018)
Same here. I had good luck buying after the 2008 bust and selling some time later, and am open to taking advantage of an opportunity like that if we see another big dip. But otherwise, there's no rush to be house poor again in an overheated market like this. It was stressful then and intensified the golden handcuffs experience that often comes with working in tech. Accumulating flexible savings and then maybe buying a modest "retirement" home later in cash or with a small/short-term mortgage seems to be the way.
So there's an entire separate distribution now just to run "apt install flatpak"?

I agree the packaging war is silly, it seems pretty clear flatpak is going to win, and snap has lots of problems, etc. I sympathize-- I just can't imagine any scenario where enough people choose to use this distro for it to be reasonably recommendable.
This thinking, about who ends up with the money, feels right, but the math doesn't always work like it seems it should.

My counter-argument would be that when you rent, 100% of expenses for repairs and maintenance are borne by someone else, but if you have a mortgage all of those expenses are your own.

Different cites have different ratios between rent and mortgage, with some similar, some higher rents, some higher mortgages. I don't know any cites in which rents require a 20% down payment, though.

Finally, when comparing potential returns, and remember that neither the stock market nor future home equity are guaranteed, don't forget that down payment! Many people focus on the month-to-month after closing, and forget that if they put that lump sum into an index fund rather than into a down payment, they'd be able to (after 12 months) sell shares over time and take income from the index fund in a way they wouldn't from the house without selling it or taking out a HELOC loan.
Actual link to forum: https://www.audioasylum.com/messages/pcaudio/119979/

"found that a function called memcpy was the culprit, most memory players use memcpy and this is one of the reasons why memory play sounds worse ie digital sounding. Fortunately there is an optimised version of memcpy from http://www.agner.org/optimize/, using this version removes the hard edge produced by memcpy."
Popularity... 13.x" is the most sold. Using an M1 air for my personal laptop, and my work laptop always runs docked at home (thunderbolt). Larger laptop sizes just don't sell as many, though the Framework niche (currently) might be skewed a bit from the general population.

Though, would have liked a 3:2 aspect ratio that a handful of laptops have moved to.
Why can’t they just set the rate to 0 and be done with it? What does the interest rate have to do with inflation? The inflation is caused by the printing of money during the pandemic, the supply/productivity issues, environmental related inefficiencies and deglobalization. The FED does not have any control over any of these issues and is creating more issues.
According to Ukraine they destroyed a private home.

According to Russia one kinzhal vaporized a NATO secret operations base, even killing US officers.

Both or neither could be true. In this conflict neither side will even admit to how many of their own troops have died. The fog of war is really thick.
Yes, in Pynecone you write your frontend in Python and it's compiled to a SPA, plus a FastAPI backend server to handle state updates. Django and Flask handle the backend in Python, but you still have to use Javascript for the frontend.
Siemens is an enormous high-tech conglomerate and their most visible consumer arm is quite irrelevant next to they production of precision manufacturing tools, nuclear reactors, etc
That sentence really fail to capture the complexity of the situation.

« you’re either paying for your own plus more than a third in interests, plus strata, plus local taxes, plus maintenance or someone else’s mortgage which let you put your money elsewhere, live debt free, without the hassle of maintaining the place and the ability to move easily when new opportunities knock on your door »

I am not saying renting is better, but there is a different answer for everyone’s situation.
> it's still common for physical books to cost more based on the quality of paper and binding, illustrations etc.

Is the increased price usually actually due to the increased production cost or is this just good old price discrimination?
That's a really bold move, and what impresses me is not only the initiative, but the time they took to ride the wave of the positive outcome from the chaotic situation.
Chopped onions change smell after they've been sitting exposed to air for a while, and not for the better. I'll happily prep my own onions, even if it brings tears to my eyes.

Sweet potatoes turn brown exposed to air, sometimes even in the span of time from prepping the first to prepping the last before they go into the pot all together.

I would venture that most things do not improve with exposure to air once cut up. I would also tend to agree that just sending unprepped ingredients doesn't save any time, but I think I'm willing to take more time to get a better meal.
Freshly is prepared meals, not prepped ingredients. And IMO Freshly is kinda gross. If you want prepped meals you can just heat-and-eat, CookUnity is a good bit better. Although some of the meals CU sells are pushing 20 bucks. That's quite a lot for what amounts to a microwave meal.
"You're either paying your own repair and maintenance expenses or someone else is."

As someone who has been hit by a perfect storm of expensive repairs, I wish I were still renting.
Not affiliated, but this isn't just a Back-end API that supports delivering html- it's much more similar to streamlit afaict.

Here's one of their examples https://pynecone.io/docs/getting-started/introduction
We Hate the Media
My wife and I each got an 11th Gen Framework in late 2021, and I think it's mostly this - e.g. my wife wanted an HDMI port and I didn't - but I've also found reason to switch ports around a few times. It's certainly not everyday, but I've had a few different workspace arrangements where sometimes it was better to have my charging port on one side or the other; not strictly necessary, but nicer for cable management. Next month I might borrow my wife's HDMI port when I need to give a few presentations.
Pascal is Codd&Date's unwanted overeager hype man. I appreciate that he cares, and he is smart, but he needs someone to make him presentable.
What about the fields in the type?
You might well be right, but it's odd when you really think about it. We're allowing behavior we deem immoral or harmful to happen in cases where we think it makes our entertainment a bit better.
Many of these people would be better served by having better funded public transit, especially in densely populated areas.

This would 1. help the elderly have more freedom. 3. help people who already use public transport. 4,5. It would make roads safer and allow for less space being used for private vehicles which makes the remaining spaces safer.

Improving intercity and freight rail can also help many people in category 6 who can now do something productive or fun on the train rather than risk driving long distance, and can take some long distance freight off of roads.

The only people who need to have private vehicles are those would live in rural locations, who would still benefit from traveling to a more distant urban area, and people who's jobs demand it such as tradies (trades people). These would all be served by having less people on the roads when they don't need to be.
You’re thinking of 6110 (advanced programming languages) not 6120
not trying to be snarky, genuinely curious: What benefit does that have over ordering delivery from a restaurant?
This is interesting, thanks.

If someone wanted to dig deeper, does anyone know if Google makes the .dev zone file public?
We are taking the responsibility seriously. We have payday on Wednesday and ACH configured with Gusto. They told us to send them a wire by 11am Wednesday, but this was prior to last night's announcement. So I'm wondering if this has changed.

It's likely not possible to open an account at another bank, wire all our money from SVB to there, and then wire the money to Gusto by 11am on Wednesday. So in the interest of ensuring employees are paid, the fastest option will likely be using SVB.

You're right that operating with two bank accounts now sounds like a good idea. We actually have that already because our structure involves a US parent corporation and a UK subsidiary, but the second bank account is in the UK (thankfully not with SVB UK, although ironically that's because we dragged our feet on moving to it).
first assignment would be to add the multiply and divide operators...

I admit I have trouble understanding how the VM run() function works... anybody can give some insight?
Not ashamed to admit that I’ve signed up for 3 or 4 different meal kit delivery services in the past 2 years just to get the signup promo, and then abruptly canceled (milking venture backed businesses is my passion). The main value add for me is finding new recipes I can buy myself at the grocery store, since the mark up is a bit too high for my budget. Maybe if one of these businesses reached a critical density, they could figure out a more economical delivery system, like the milk man of yore.
Hello Fresh has a rotating list of recipes on their website that do not require a membership to access.

https://www.hellofresh.com/recipes
Someone with 3 250k accounts is liable to need a bailout on 1 of 3 costing less money.
I personally have 2 cloud compute instances running, one with a specially requested GPU, and going back 3 months I have no emails from them marked "important", and only two that haven't directly resulted from my actions, each an update - clearly marked "[Update]" - to some element of their legal infrastructure which I suspect they're required to inform of

have you actually checked this or are you just assuming it's the case?
Could’ve said the same for any major technological advance. Luddism is not a solution. If these models are easily run on a laptop then yes some people are going to hurt themselves or others but we already have laws that deal with people doing bad things. The world is not going to end though. Your Taiwan scenario has a much higher probability of ending the world than this yet you seem unconcerned about that.
Why aren’t all the participants (influencers) in a performance (channel) automatically actors already? That seems obvious. We acknowledge people with blogs as writers and authors. Is the weird, made-up language around streaming an intentional obfuscation of the precedent in behavior and law?
Did Ukraine use Nazis to ethnically cleanse Russian speakers in regions which wanted independence? According to all Western media before a year ago: yes.
I'd love to see something like this. I'm an old computer science guy and would love to write software again. I can write plenty of functionality in Python but I don't really want to learn all the JS stuff. I just don't like it. If I could abstract away the details it would be a big help. I'm not going to build anything that requires scale or commercial performance so I can afford to compromise versus the "purity" of having your own stack.
Yea and updating is daunting because something always breaks. I install my vim plugins with nixos for that reason.
We're talking about DDoSing a bank. So we should count only bank transactions.

If I make a new cryptocurrency today and announce it is worth 50 trillion-trillion volume and start trading with myself, that doesn't DDoS no bank.
Unfortunately, the biggest "problem country" in the middle east is the one that's the safest from US invasion.
you immediately blocked on discord after sending the rejection message making it impossible to even say “thank you, good luck” in response, so there was no feasible way to reply or stay in contact or even follow your game, and I remember thinking he’s going to regret treating people this way later on when it comes time to build a community around his game… lesson learned now I hope?
He's not just scoring points, he's letting people know that this won't be like 2008 when the government did save investors by bailing them out.
Ah. Thanks, didn't see that.
I agree, though I think it is more likely that those over FDIC limits will move from a smaller bank to a more stable larger bank, purely because they have more reason to worry.

SVB being an exception is absolutely true though.
> If you are doing compiler research/development, you have to be familiar with the latest and greatest research because the margins for improving things are fairly slim. It’s usually fine to be not familiar with how things worked ~30 years ago.

On the other hand, if the margins for improving compiler quality are slim they can be ignored without great consequences: it makes sense to study state of the art research only in the niches that turn out to be relevant for a specific need of a specific project, not blindly and at the expense of important general principles and techniques (i.e. mostly the problems of 75 years ago and the solutions of 25 years ago).
Property tax rates might be lower in California, but nominal property taxes are dependent on when you purchased the property. If you purchase an $800,000 house in California in 2019, your property tax might be $8,000, similar to Texas's 2% property tax on a $400,000 house. The difference in California is that if you purchased property long ago, or inherited it, you pay far less than 2% of the market value in property tax.

But that is not relevant for anyone looking to purchase a home, and generally, land in CA is much more expensive than TX, so I doubt there are any property tax savings by buying in CA.
Universities have a process for providing proof of degrees as long as the student authorizes it. Thing is when you're in mid-late career, no employer cares.
I make use of a few different meal services... and I completely agree with the prep issue. While the "get fresh food for X meals" is a nice idea, I invariably hit issues with portions - most companies only provide portions for 2 or 4 people. This works poorly for the odd sized household (especially the 1 sized).

So... I have factor. They're single sized microwave items. Very convenient for lunches with a 2 minutes in the microwave and you're good.

I also have tovala. They've got a special (but inexpensive) toaster oven or air fryer. With them, you get raw protein and a side and do 1 min of prep for it and then cook it in the oven for 13 to 20 min depending on the food. The portion sizes there are 1. The longer prep and the "need that toaster oven" make it not as useful for the "on the go". This is cooked in single use aluminum trays and so cleanup is minimal.

And I also splurged for a suvie (. That's in the 30 min and longer category with more cleaning (of the trays - they're not single use), but you can cook for a time (have this ready at 12:15 pm) and it does it. It's got a much more expensive (and larger) kitchen device... but the prep is typically in the less than 5 minutes and has the advantage of frozen to cooked rather than refrigerated to cooked meaning that the meal kits can be stored in the chest freezer in the basement for longer durations rather than needing to be done by the end of the week.
They could sell the 7950X but on SP5 and for $4000, or with twice as many compute dice but the same clocks as the 7950X and the TDP of the 9474F for $8000. Put a 24-core in the middle for $6000 and call these the "workstation" line.

At those prices there would be no money to lose because nothing close to equivalent would be cheaper, but then at least it would exist.
My uncle used to work for Philips in Brazil at its peak. They had just completed building a data-center (we didn't call them like that back then) in the 70's, IIRC, to host the many very large IBM mainframes they operated. It was a thing to behold - the whole company connected via 3278 terminals, running e-mail and other productivity applications on IBM PROFS (later to be called OfficeVision).

The building now hosts the biggest datacenter of one of the largest Brazilian hosting companies.

Too many companies moved from making things to licensing technology and brands, forgetting that the best way to get valuable technologies and brands is by making things.
Tovala somehow avoids this with sweet potatoes in their meals, though they do require cutting of bell peppers and some other things.
Most funds don't beat the market in the long term, what's the sample size you are using? If he was so successful, why did he stop?
The relational model (and generally working at the level of sets/collections, instead of the level of individual values/objects) actually makes it easier to have this kind of incremental computation in a consistent way, I think.

There's a bunch of work being done on making relational systems work this way. Some interesting reading:

- https://www.scattered-thoughts.net/writing/an-opinionated-ma...

- https://materialize.com/ which is built on https://timelydataflow.github.io/differential-dataflow/, which has a lot of research behind it

- Which also can be a compilation target for Datalog: https://github.com/vmware/differential-datalog

- Some prototype work on building UI systems in exactly the way you describe using a relational approach: https://riffle.systems/essays/prelude/ (and HN discussion: https://news.ycombinator.com/item?id=30530120)

(There's a lot more too -- I have a hobby interest in this space, so I have a small collection of links)
Always have a backup. I have 2 corporate bank accounts (at least). Neither of them are SVB. Chase is solid. Avoid shiny objects. Startups have enough risk in their daily existence, the last thing you need is to introduce unnecessary risk. Be a revolutionary where it matters. Be boring, steady, and predictable everywhere else.
Funny, I was at the O'Reilly conference in 2005 (Etech) when Google Reader was *launched*, and wrote a blog post about it[1].

Here was my take on the launch:

> At first I wondered if this would be the product that pushes RSS aggregators to the mainstream, but I'm beginning to think that a full-featured RSS reader won't ever cross the chasm from early adopters to the mainstream. A product like My Yahoo suits the purposes of a huge percentage of the mainstream audience, so unless their needs change significantly, there's no incentive to change to another aggregator.

Sadly this seems to be true: My Yahoo didn't make it, but the FB/Twitter/Insta/TikTok/Google News algos serve as curated feeds where non-nerds prefer to get their news. There was a lot of anger amongst the digerati when Google Reader shut down, but in retrospect it seems to have been the right move.

1 - https://www.reemer.com/archive/v1/2005/10/07/web_20_google_a...
I'm in NYC. Even if I bought something with a monthly down payment comparable to my current rent, it would be a lot less nice than the place I'm renting now. It would also be in a worse location. Even if I decided to do that, the down payment is a major issue. My savings grows, but the prices grow faster. I would need a sudden financial windfall of at least a few hundred K in order to buy. If I did receive such a windfall, and I found the right place, then I think I would end up buying. But I don't see that happening any time soon.