skysight-inc/HackerNews huggingface dataset:
How about the over 5,000 CEOs and founders who signed this petition pool THEIR money and bailout Silicon Valley Bank.

How about the shareholders of Silicon Valley Bank pool Their resources and bailout Silicon Valley Bank.

Taxpayers have zero responsibility to lift a finger to put one penny into this failing bank. You all should have understood that a bank can do foolish and stupid things with your money when it's too big to fail.
This is the actual story. Rich VCs want their losses socialized. Vulture capitalists never change.
While there are cases where more than 16 GB is needed (if you’re working with a fancy tech stack involving memory hogs such as ES/Kafka/Zookeeper, for example), but outside of the HN bubble, 16 GB is certainly enough for most use-cases, and for lighter usage, you could get by with 8 GB.
> document.title
"Republicans in Some States Want to Ease Child Labor Laws to Fill Jobs"
Everything can be done in emacs.
Trump increased this to $250B in 2018. SVB as the 16th largest bank in the US at $209B didn’t trip this wire because the wire was moved.
Along with improvements in factory safety, child labor laws came about in the aftermath of the era Sinclair wrote about.

Why do you think rolling back any of those hard-won regulations is a good idea?
So if they had a more diverse portfolio and laddered maturities they might have been OK? And would that have been hard to do? Not a finance guy.
I think that it's wonderful that we live in a world where people can actually aspire to being an "elite", rather than the feudal world mentioned briefly in the article in which there is no glut. It's unfortunate that supply in the "elite" labor market takes many years to respond to actual market conditions, since the pipelines here are inherently longer, but I see this as a side effect of living in a world where those pipelines exist. Demand control is a hard subject, and the graduates of law school who don't get into Sullivan and Cromwell will probably find some other relatively decent job.
Viruses like rabies are interesting because they are actually not as serious in the species they evolved to infect; just turns out they rapidly kill some other species (us) that they don’t care about.

Make no mistake, rabies virus also has multiple immune evading mechanisms that are unluckily supercharged in humans.
Whoever calling for bailout or any government intervention in this incident should disclose how much money they have tied up with SVB for others to understand the level of conflict of interest the person has.
Lots of my regulars are already covered by others here, one to add: https://youtube.com/@2STROKESTUFFING

I'm not a petrolhead, not but a longshot, but his optimization process has very similar qualities to good software optimization. Oh, and there's also lots of great premature optimization.
Fictional Companies Owned by Microsoft
Coz you don't get useful experience from low value jobs.

Also what's wrong with companies having to pay living wage instead of child labour ?
> What interests me is how anybody could ever come to believe otherwise. The contrary belief flies in the face of all common sense, popular experience and medical science.

Did you read the article?

I can give you two simple examples:

Look at any picture of Dwayne “The Rock” Johnson when he has been ripped. Ditto with Arnold Schwarzenegger in his prime.

BMI says these folks are either obese or severely obese. Extreme examples, but illustrative of the weakness of bmi.

On a personal level, I have been listed as obese by a doctor when I weighed in 205 as someone who is 5’11” (somewhat carelessly, because bmi was 28.x, and “obese” is 30+, but still…).

Doctor did not care to notice that I was very muscular, exercise regularly (weights and cardio), and was pretty lean.

The doctor wanted to talk to me about my “weight problem”. I pulled out dexa can showing that I had 176 pounds of lean body mass and was 14-15% body fat (“healthy” range, and probably much leaner than her, even though she was slight build and thin), told her about my diet and exercise regimen, and she quickly reversed course.

You can see how muscular people are unhappy about bmi being used for individual evaluation.

BMI is a measure that is meant to be used to measure populations rather than individuals. Being used as a quick a dirty evaluation tool without looking in more detail by the doctor is irresponsible medicine — yet it is common practice.

This is why “anybody could come to believe otherwise”.

Obviously, if the dexa scan comes back saying someone is 30% body fat, no amount of muscle can make that “healthy”, but I think that’s not where most thoughtful people have issues with potentially specious claims of obesity.
How have you found the quality of chatgpt’s recipes?
That’s the list for all creditors, not depositors. Almost all deposits get transferred to another financial institution. It will be listed on the failed bank report.
> But I believe current yields on 10-year MBS are greater than 4%, the numbers I've seen put them at about 110 bp over 10-year Treasurys, which would make the reduction in market value even deeper.

Presumably they were yielding more than treasuries when they bought them as well. The relevant thing is whether the spread has narrowed or widened (too lazy to check and too coward to guess...).
The exact steps that work on a Mac should work on x64 Linux, since the addition of AVX2 support! (Source - I did it last night)
In summer tourist areas, it's pretty common to bring in students from e.g. eastern Europe and (I think) often provide housing. But doesn't seem like a terrible deal for everyone involved. A lot of ski areas have dorms as well for seasonal workers.
Many commenters have argued that it is the personal responsibility of depositors to be on top of the health of any institution where they have more than $250k. An obvious consequence of that is that it's their duty to cause the largest possible bank run at the earliest possible moment.
Really it's the repetitive motion injuries that are by far the most dangerous here in this specific industry. Especially in people that are still developing and are not fully grown. The industry will gladly burn them up and then farm off their injuries to socialized healthcare for the rest of their lives.

And you're completely correct. There are reasons why we don't let kids make a huge number of different contracts. They don't have the knowledge to know when they are being exploited.
Don't forget Recursive Imposter Syndrome: Look at all those people, suffering from Imposter Syndrome. They're not like me, the real imposter.
In that comment which refers to an article, scene optimiser is described as AI optimising photography parameters like exposure, doesn't mention making up details. If this is Samsung's position, then it's totally not cool.
> It might be more stable for the sheer fact of being very local

Being very local (and concentrated on one sector) didn't help SVB. Most credit unions require (or used to) you to be in some industry or union, etc to join. Like teacher's credit unions, etc. So potentially there would be sector exposure. But I think in recent years most CUs have relaxed those requirements (I know the one I'm in did) and allow pretty much anyone to join.
Yes, that is the letter of the law. The intent, given that the FDIC emerged from the Great Depression, is to prevent bank runs.

Most banks with a large retail deposit base are immune from bank runs. SVB is unique in that it didn’t have a large retail deposit base yet also had a bimodal customer distribution (financially sophisticated VCs and later-stage startups/enterprises and early stage startups which have the financial sophistication of your local auto mechanic).

No acquiring bank will want to touch SVB because of its lack of retail deposits - the risk of account holders fleeing at the earliest opportunity is very high. That forecloses one of the FDIC’s main tools for resolving a bank collapse - especially one of this magnitude.

So we have a very unique situation here: a large mostly commercial bank that, unlike most large commercial banks, has a bunch of mom-and-pop level customers.

I don’t know what the solution is, but hopefully it will go in the direction of minimizing impact on these small businesses.
Not really. If you have 25 employees, you probably need $75-150k to make payroll every two weeks.

You would cover this through rotating receivables through accounts. And you’d likely have multiple accounts to avoid the $250k threshold.

My local bagel store owner talks about this and has different accounts for different purposes. And he banks with some national level bank and still splits money across accounts.

It’s not a good idea to have large amounts of cash sitting in single accounts.

If you have two employees then you don’t need much cash in an account at all.
Yeah, fuck making housing affordable and people actually wanting to start a family, let's go to child labour to offset the problem for few years
> doesn't does distract us

"doesn't just" perhaps?
Or:

open foo.txt out> bar.txt
Historically we would discourage shell users from

cat somefile.txt | whatever

and instead tell them to use either

whatever < somefile.txt

or, if the command accepts input file names as arguments then use those like

whatever somefile.txt

or

whatever -i somefile.txt

etc

But perhaps in fish, “useless use of cat” is not so useless and would be recommended?

(I mean aside from the fact that they seem to recommend their “open” command, and so they probably prefer their own “open” over “cat”.)
The Process.WaitForExit() method has been unavailable for the last decade
It waits until a process has finished executing. However, in the last decade or so, this method has been reported to be unavailable and throwing the error "System.ComponentModel.Win32Exception: 'Access is denied.'" in some cases.
Obviously, just use Alt-X butterfly ...
Yeah. The only justification for HTM accounting is an expectation that depositors will be irrationally "sticky", i.e. that when interest rates increase they won't move their money to a bank (or Treasury bill, etc.) offering a correspondingly increased return. It's a real economic loss no matter what; the HTM accounting just assumes that the depositors' irrational behavior will allow the bank to earn its way out of it. For the SVB it clearly didn't.
What about it looks terrible? The braces are necessary, because this is a lambda.
https://archive.is/6A7zI
I read that several times thinking it was Nutshell. And now I wish it were.
Because they dont do shit like this?

https://streamable.com/7czsxd

Yea we slack off but nothing like this.

So happy seeing this lmaao
I’ve been using nu as my main shell for a few years now. Very happy with it.
Which uses are appropriate at a bank that is about to fail?
Your last point is spot on.
No disagreement here. Ignoring the other pros/cons of BigTech vs. startup work culture that some might mention, many startup employees would take BigTech jobs if they could. Not everybody can land a BigTech job though.
https://www.rfc-editor.org/rfc/rfc8216.html#section-4.3.1.1
> why should taxpayers cover their losses

It doesn’t follow that there will be any losses to cover. The government can take ownership of the assets of the bank and won’t be stuck having to sell them at a loss.
You can just turn off "scene optimizer" in the stock app.
> Couldn't we, in theory, slingshot the planes into the air to achieve the same relative fuel burn rates ?

The required release velocity would need to be so high that drag from air resistance (which increases with the square of velocity) would slow down the vehicle such that there would be no benefit.

See: https://en.wikipedia.org/wiki/Max_q
These banks are too big to fail, so I would guess they will be net beneficiaries of the current panic. If you have 10x the FDIC limit, it's probably good to diversify, but it seems highly unlikely the govt would let either bank even come close to failing.
Brave Wallet on desktop now allows users to sell crypto for fiat
I don't really know what it means, but I've seen it used to work around depth issues in Typescript, but can this use a "trampoline"?
What are some prompts that seem to be working on non-finetuned models? (beyond what is listed in example.py)
T-bills are super liquid, have a low bid-ask spread, and are cheap to turn into cash, so there's no real need for a barter system in t-bills.
personally I full-screen between 3 apps on my work mac, as a way to devote that real-estate to only work-relevant stuff. if I added a hacker news widget to my work desktop, I would be too distracted and never get any work done :)

this way I can glance at the widget whenever I'm feeling a bit bored and open the page on my phone, then take a break away from my desk with the content in my hand
> I can't think of a single bit of investigative journalism someone did as a side project that has spawned an entire industry

Maybe not an entire industry, but Bellingcat has been impactful and it started with a guy commenting on the guardian comments section.
"I get the schaudenfraude, but this will not hurt big tech and VCs and much as tens of thousands of small businesses, and the people employed at them."

It's good for those "businesses" if VC and Big Tech are unharmed because were it not for VC investment and Big Tech acquisitions, these "companies" would have no money to pay the people who "work" at them.

Legitimate businesses that can pay employees from revenues and generate profits are generally not SVB's customers. They can use normal banks.

Arguably a "job" that depends on interest rates being "zero" and investors writing checks cover payroll is not something anyone should be relying on longterm.

"Generic screeching against the tech world" is a red herring. Perhaps it is easy for "tech" companies to dish out hype but difficult for them to accept any negative commentary. The question that must be considered is whether the "tech" company's so-called "business model" really is one. Arguably these "companies" never had a successful business model and never found one, if they remain reliant on VC, SVB and Big Tech. Intermediaries, surveillance, data collection, advertising services, all purely parasitic activity. If this is not something the world really needs and is willing to pay for, entities like SVB and their customers will burn out or fade away.

Big Tech fans commenting on HN have used the phrase, "The market has spoken" in the past to foreclose any debate on the merits of the so-called "tech" industry. Well, here the market is speaking.
GPT-3 is a very different model from GPT-3.5. My understanding is that they were comparing LLaMA's performance to benchmark scores published for the original GPT-3, which came out in 2020 and had not yet had instruction tuning, so was significantly harder to use.
But in terms of socializing the risk it works out the same. There is no difference between paying a company back $5mm or 20 companies 250k each.
> I don't want to believe that it will come without any obligations though.

A no strings attached guarantee of 100% depositor funds over $250K would be awful (but sadly, has a chance of happening).

I hope you are right and any bailout comes with obligations. I think you could easily craft a win-win-win where companies get their >250K deposits back in return for offering a great deal to the public.
Ransomware gang posts video of data stolen from Minneapolis schools
All I want is for the rules to be followed — the ones we all agreed to before this happened. That means no bailouts for anybody, and unfortunately that means some tough lessons would have to be learned.

When an event like this happens and all the sudden the government puts the rest of the public on the hook for the losses, it disastrously erases trust. After 15 years, MOST Americans still have zero trust that the rules are fairly applied. The hidden expense is a lot of cynicism and unrest. We can’t tolerate more of that.

The public can’t mitigate the risks of depositors, and unless you want to invite them into that arena, follow the written rules. We already have a process in place, we only need to follow it now.
The CPU part is the problem. Qualcomm is barely doing anything when it comes to making good ARM chips which compete, and most other chip manufacturers are not much better.

I have a bad feeling though that when ARM processors do finally become viable outside the apple ecosystem, that they will all be locked to running windows, thanks to lack of UEFI support on arm and the mess that is device trees.
FDIC, Fed, and Treasury are considering a plan to backstop all SVB depositors
According to the Washington Post, the FDIC, Fed, and Treasury are considering a plan to backstop all SVB depositors if a buyer for the whole bank can’t be found in the coming hours (The Information says gov’t officials want to sell SVB to a regional bank, not an existing giant G-SIB institution, and the ideal bidder is someone like PNC, USB, or COF). The FDIC has the authority to guarantee all deposits at an institution if it concludes that a systemic risk is posed by the firm’s failure (although to do so would require the approval of 2/3 of the Fed and FDIC boards along with support from the Treasury Sec). A Reuters report says the US gov’t is preparing “material action” to stabilize deposits at SVB and prevent contagion from spreading.
It's mainly harmful to your career due to the prejudices of other people. And that is a good reason to stay away!
Show HN: Topiary – universal formatter engine using treesitter
It's an article about stock prices. The US stock exchanges close at 4 p.m. Eastern time on Friday. Aside from opinions and speculation, what has changed re: First Republic's stock price since then?
Mike Tyson
I find it hard to believe you are not being disingenuous but actually this clueless. Why do you think those jobs have trouble filling open positions? It's because employers don't want to pay higher wages to offset the unfavourable working conditions. Adults can see that's a bad deal, hence the labour shortage. Child labour law changes are meant to suppress wages by using children who either don't have enough diligence yet to realize this is a bad deal, or stuck in situations where saying no is not an option.
canon is also a great choice because the ef mount is larger than most other dslr and it can fit pretty much every dslr lens that exists (vintage and new) without the need for an expense adapter that has optical elements. You can even 3d print them
Genuine question: can anyone confirm if SVB required startups participating in their venture loans to use them as their exclusive bank for deposits to ensure collateral?

I heard that mentioned elsewhere and it seems like maybe its indicated at item 5.2 in this registered loan agreement[1], but the internet is a tricky place and legal language doesn’t always say what you think.

That said, it would explain why there was so many uninsured, exclusive deposits and why VC’s who had built those loans into their fundraising recommendations/strategies are freaking out. The usual risk management strategies for large deposit accounts get thrown out the window when they’re disallowed by the loan agreement you depend on, for a loan you’re unlikely to have secured anywhere else.

[1] https://www.sec.gov/Archives/edgar/data/1386858/000119312512...
document360 support i18n
There is a legitimate issue beyond “but Capitalism” here.

Banks that may be otherwise solvent may become insolvent because of a domino risk of bank runs.

Probably the right thing to do is forced equity dilution of a bank experiencing a run. That is, the Fed buys senior equity in the bank and the injection pays for short term losses.

The equity injection guarantee alone would likely be enough to stop the contagion and calm markets.
I'm naturally thin too, but thin is relative. I noticed on day soon after college that I was starting to acquire (relatively minor) fat deposits, and despite that not making me even close to overweight, I resolved that I wasn't going to put up with that. Since then I've payed more attention to health and fitness. I could eat pizza all the time and not be overweight, but I don't because I know that would be unhealthy.
It's not Microsoft based?
> Was it Muhammad Ali who said "Everyone has a plan until they get punched in the mouth"?

It was Mike Tyson - https://www.sun-sentinel.com/sports/fl-xpm-2012-11-09-sfl-mi...
The fact PowerShell has this masochistic tendency to have commands that start with capital case already makes it outside of the realm of consideration for me. It's absolute nonsense. Also I have to say your example is extremely confusing and would probably take quite a bit of time to write IRL. For reference, the equivalent in sh would be:

find . -maxdepth 1 -type f -size +10M -exec ls -lt {} +

Or a very terse example:

du -s -h * | sort -r -h | sed 10q

The thing is that if you're already used to POSIX-compliant shells then this is simply natural to write. Nushell has a different proposition of making it closer to natural language, which makes the learning curve much better. PowerShell just makes it different, but not really that much better.

Also this is somewhat tangential, but I hate that PowerShell 5 and 7 are completely different things, and that PowerShell 5 is still the default even in Windows 11.

Oh yeah, and just for lols this is the same thing in zsh:

ls -lt *(.L+10240k)

By the way, I should note that it's possible to make the PowerShell example much simpler like the following:

gci | ? Length -gt 10MB | sort LastWriteTime

The thing that really gets me here is the need to know aliases to keep it short, if you were to do it without the aliases it would look like this:

Get-ChildItem | Where-Object { $_.Length -gt 10MB } | Sort-Object LastWriteTime

Also, again, case-sensitive commands make me mad.
I somewhat disagree in that the current administration has also been very open to paying SpaceX for all its other contracts, even buying more crew launches etc.

Paying for Starlink got turned into a public spat and thus ended up drowned out by idiots.
Which Stores Are Scanning Your Face? No One Knows
>other banks may have the situation and be vulnerable to "contagion".

Are other banks that are in danger are now halting bonuses in anticipation to make sure to keep their books as sound as possible.

And are they issuing new equity, diluting shareholders and employee option holders, to make sure they make it through responsibly?
Each token is inferenced against the entire model. For the largest model that means 60GB of data or at least 10 seconds per token on the fastest SSDs. Very heavy SSD wear from that many read operations would quickly burn out even enterprise drives too.
Why would they ask for more money when half of the terminals in Ukraine are bought and paid for by Poland? One EU country is paying for half of it all.
> 4.3 to 13.3 kg

That’s not a vast range? It means some people gain more than they „should“, and some less than half of the caloric intake.

It’s also not „my“ arithmetic btw.
A few comments:

Another reason that elites often feel like losers is that they are at the very tail end of the bell curve when it comes to whatever skill or talent they are elite at. At the end of the bell curve you have a huge variance between people, in a way that you do not in the middle of the bell curve. So the chances are very good that you are in close proximity/competition to someone who is not just better than you at something you are supposed to be good at, but much, much better/smarter/faster/etc. I experienced this phenomena in college and grad school.

As for what is to be done, the best thing I can think to do is to produce more elite slots by devolving our increasingly consolidated world to more local control. This will produce more elite slots at the cost of some efficiency, but that's probably the right trade off for "loser" elites, as well as for non-elites for whom the elites would become more accessible/more closely aligned.
The NCUA is the US Federal Government Agency that oversees Credit Unions.

A Credit Union is not the same as a bank, since a CU is member-owned and member-controlled.