skysight-inc/HackerNews huggingface dataset:
Oat milk and other such products have always been sold adjacent to the dairy milk, usually in the same coolers, in literally every grocery store I have ever visited.
> For Adam, the successes and lessons are plenty and we are excited to go on this journey with him and his colleagues building the future of living.

I’m sorry, this is a joke right?
It’s for the people! It says so right in the name!
Can you even buy new cassette players? You still haven’t given any reasons I’d want a cd.

Vinyl I can see the attraction as the players are pleasingly simple, these other formats, why bother? I can’t see use outside very niche cases.
These SVB threads really highlight how uninformed the SVB readership is lately. If you don't understand tech and finance why are you here?
Can you explain what imaginary environmental benefits your imaginary fake milk is supposed to have?
> “Depositors shouldn’t get anything beyond the insured $250,000”. Then what do we do with the billions in remaining assets? Appropriate them, and leave small and mid businesses hanged to dry?

I think the common sentiment is depositors should not get any more than whatever the remaining assets are worth.

And I think the prominent people asking the government to bailout depositors are worried about only getting 75% of their deposits back, because the remaining assets might not cover all of the deposits, or it might take a while to recover the deposits.

And that is what people are against.
Isn't that literally the definition of a bank depositor?
> Which I don't think is optimal for anyone participating.

There are 'visionaries', who want 'to change the world' and there are people who knows what they can start a business, make it profitable and then move on with profits.

Hayley Barna moved on in 2015.

If your choice is to 'change the world' then of course it's not 'optimal'.
I agree that the lessons learned is weak. The solution to a systemic failure like this can not be that everyone involved should try harder and be more careful. A solution is needed that addresses the weakness of the system.

How about a solution where the approvers need to forfeit a significant amount into escrow accounts to cover losses and receive a portion of the payout for their efforts and investment. Any payout would be systemically limited to the total amount held in escrow.

Writing this I realize that this perfectly describes a traditional financial institution. Not such a radically new idea.
Hidden in the definition of sufficient is "meeting the standards for absolution that an investigator would use". I honestly see no reason a system could not go so far as providing case law references or FICO + ECOA guidance as evidence for a compliant rejection, even if the underlying reason is some statistics based on sex.

And why would a perfectly reasonable bank tell its customers it's using AI? AI would provide the breadcrumbs and the loan officer would conduct a reasonable story using that - it's just parallel reconstruction at its finest. I imagine this is how credit scores work. A number comes out of the system and the officer has the messy job of explaining it.

I used to work in munitions export compliance and there intent really matters. It's the difference between a warning and going to federal prison. And intent is just a plausible story with evidence to back your decision, once you strip the emotion away.
Please can somehow explain how this might fit in with tools like AWS Secrets, pass CLI, GitHub Actions Secrets, etc?
Cheap deposits have become a painful pandemic hangover for US banks
Maybe it's changed in the last 5 years, but until fairly recently many vinyl collectors would go out of their way to tell anyone else that CDs didn't have the correct ambiance, sound quality etc.
Eh, the depositors aren’t totally blameless here. On Thursday they conspired to perform a huge bank run on SVB, on Friday they succeeded, and on Saturday they were demanding the government and taxpayers make them whole by Monday. They deserve to get their money back and they eventually will once SVB’s assets are liquidated. But that’s not good enough, they want it now, and they won’t hesitate to make you pay for the expedience. I don’t like that.
More than 85% of Silicon Valley's Bank's Deposits Were Not Insured.

https://time.com/6262009/silicon-valley-bank-deposit-insuran...
Lest we forget that banner ads date back to the late 90s at least. "Free by default" was enabled largely by advertising from the first, or as a sort of loss leader for traditional media companies. It's more of a sophisticated chicken and egg scenario than you are making it out to be. It sounds like you are just victim blaming for people not demanding to be charged money for online content.
Logic has been absolutely fantastic but they’ve recently switched owners/editors so it may not be the same in the future.
If you want a similar project which 'just works' then consider using zrok. Its fully opensource which you can self-host or use the free hosted version - https://zrok.io/
That's to be expected. 4 bits is too small. But the 8 bit 65b should outperform significantly.

Have you tried it?
> In French the em-dash is almost inexistant; we use parenthesis instead usually.

The only French-speaking place I've seen em-dashes used in daily life was Québec. For some (good) reason, it seems administration took a lot of care in using correct typography. My voting district for example was Mercier–Hochelaga-Maisonneuve (the first dash being an en-dash, and the second one a hyphen) and I was always amazed at how all communication actually used these two different dashes.

I can't imagine this level of care in French or Belgian official communication.
My partner prefers Country Crock to butter. Like not “it’s convenient“ but even if I cook for them they prefer I use the fake stuff because they like the taste better.

Movie theater butter has absolutely won over real butter in its niche. Pam and its contemporaries are also wildly popular over butter for pan cooking.

All things considered fake butter has got to be one of the most successful vegan alternatives since non-vegans will choose it over butter.
We’ve used https://github.com/antoniomika/sish quite successfully. It‘s very easy to setup with docker compose and even supports letsencrypt wildcard certificates.
Don’t forget the scrambled Fabergè egg.
The linked FT article is a quick writeup from her CBS interview.

CBS also has a transcript of the interview itself: https://www.cbsnews.com/news/janet-yellen-face-the-nation-tr...
Maybe. I had thought the Blackstones of the world had gotten very deep into the commercial real estate market at this point.
And then add an organization to double check the accounting numbers to validate if they are correct.
Right, but the bank still has substantial assets. The government is making sure the depositors get the bank's remaining money, not the shareholders.
What finally came true? That the RISC took over from 80x86?
Because they heard about HN from 4chan's /g/ board. You can spot the language they use from a mile away.
>The government will use the bank assets to make customers, not owners, whole.

The reason SVB is in receivership is because they don't actually have the ability to make all their depositors whole. Any scenario where uninsured depositors end up with all their money back is likely to be a bailout.
I wish they would go for a complete recreation of the original, at least as far as exterior style goes. I know they probably can’t as just the name was sold, but when I see that name I think of just one car.

Someone in my local town owns a Delorian, that car always attracts a crowd, people love it. Car people, non car people, everyone.
Looks good. Access to the revision history for each page would be a nice feature that might work well in the terminal.
For this payroll cicle, but what about the next one in two weeks?
I have family members who lived through it, (not in Poland, but next door), what they admit seems like a mixed bag, be it of course an authoritarian one, but a lot more mixed that what I initially assumed; for one the political system is much more open and free than under socialism back then, but they also say it's nowhere near as free as they imagined it would be.

They say the selection and abundance of food and products is much greater now, but that the quality of food is lower.

They're surprised when I tell them that I sometimes have to work during the weekend and oftentimes extra hours during the week as they assumed this only happens under socialism. They've also enjoyed more regular retreats that I do.

They say that the general quality of education seemed higher, excluding the propaganda.

They didn't have to pay tens of thousands for their education and be in debt as soon as they're adults.

They also admit that they can't really imagine buying and actually owning a house during their lifetimes with current market prices and admit that they didn't really have to think that much about such basic sensitivities back then.

But I am not in favor of that system, because as you may not be aware there are many more ways to implement certain socialist policies without eliminating the benefits of democracy and keeping the market free where it makes sense.

Capitalism makes sense in some places, it just doesn't make sense everywhere.
If you have an invite to Funnel, you can use the Go API.
> If would be different if scbrg had written “tilde is sometimes used for approximation”;

Oh, dear lord. I apologize for leaving out this very important word. I thought it was fairly clear that I didn't mean it was the only symbol used for approximation, pretty much like how, I don't know... nothing is the only thing used for anything.

Whatever phrase, symbol, word or tool in general you find, you can be fairly certain that there's something else that could be used instead.

In the really real world, people tend to use the symbols that are easy to type with their keyboards. Ironically, this is a bit like what TFA complains about; people always use the hyphen that's available with one keystroke when in fact they "should" (for some arbitrary value of "should") use a handful of different ones. And they use tilde for approximation, because nobody knows how to type a fucking ≈. You'll also note that they use " when they "should" have used “, ” or any of the umpteen other variants of quotation marks.

When it comes to ambiguity, which was what this sub thread was about, how things are often used is actually quite important. Because, you know, it's what people actually write that you have to disambiguate, not what they should have written.
> Then what do we do with the billions in remaining assets? Appropriate them, and leave small and mid businesses hanged to dry?

Easy, pay out $250K per account, then distribute the rest pro rata based upon closing balance from when the fed's took over. If they have to wait because assets need to be liquidated then sucks to be them. I'm sure they can get their money faster if they agree to a haircut.

> “This is a bailout”. It would be if shareholders were to get their money back, which doesn’t seem likely. The government will use the bank assets to make customers, not owners, whole.

Money to depositors for amounts greater than $250K is a bail out. They have no right to that money from the Feds.

> Generic screeching against the tech world. I get the schaudenfreude, but this will not hurt big tech and VCs as much as tens of thousands of small businesses, and the people employed at them. Some billionaires will be upset at some relatively insignificant losses, while hundreds of thousands may lose their jobs.

On the flip side, there's nothing special about many of the customers being small businesses, or startups, or big businesses, or really anything else. There's established rules for FDIC insurance and that's what we should be following.
My mistake it looks as though the desiderata was single client/server db backend in the first place, and remote db was just an added bonus of that - https://github.com/pgrok/pgrok/pull/11
> Why does everybody want everything to be free? That's a more interesting question.

> Is it because years of free broadcast television and radio conditioned us to expect everything to be ad-supported and "free?"

> Is it because everything was sort of "free by default" in the early days of the internet because we hadn't worked out payment systems and such?

Well, we were sold the dream: https://www.wired.com/2008/02/ff-free/

> But blaming the current miasma on "advertisers" is so short-sighted.

It's tangential but it's not short-sighted. There are generations being introduced to the web through Tik-tok, FB, etc., that don't know it could be/was different. A lot of money into making sure they stay in the garden.
> to make them whole.

The quote in the rather short article is:

> “But we are concerned about depositors, and we’re focused on trying to meet their needs.”

I don't think "trying to meet their needs" is the same as ensuring they will "be made whole".

The biggest issues around people with uninsured accounts (the vast majority) is both how much and how long. This will be a mess if either the amount is significantly less than "whole" or if the time to be made whole takes months not days.
Hmm, I didn’t express myself clearly. I edited my comment to clarify what I meant.
It doesn't appear to require an account. I just gave it a try, installed the deb, typed that one line command and it just worked. No idea if it would work in those countries though, I only tried it in a US location.
"Baker was awarded the prize alongside his colleagues for their coverage of allegations that scientific papers co-authored by Stanford President Marc Tessier-Lavigne contained manipulated imagery."

the manipulated images were altered in two ways:

Images of laboratory equipment and Western blots (a technique used to detect specific proteins in a sample) were manipulated to enhance the brightness and contrast, making it easier to see the results. However, in some cases, this also resulted in the amplification of certain signals, making them appear stronger than they actually were.

Some images were duplicated or altered to represent different experimental conditions, while in reality, they were from the same experiment. This could give the impression that multiple experiments were conducted when in fact, they were not.
Microsoft is going to use Reflect to spot student with inadequate feelings
Reflect will measure students' faces and tell the teacher that somebody is cheating and has to work in a different fields, let's say.
It does seem as though larger banks can only work with entities that fit inside their self-described personas. If you do not align exactly with one of their personas - good luck.

At least that is what I have seen here in Canada, I imagine the US is very similar in that regard.
Charging for digital content is (or at least should be) about recouping the cost it took to make it, not the (near-zero) cost to distribute it.
How much does an office actually cost in real $?

Some companies like Microsoft routinely provided them
This is the true power of ChatGPT. It can say many bad choices for lunch, and sound plausibly like a coworker. Now no one has to say the first, bad choice for lunch.

Revising the hallucinated creations / amalgamations from a language model allows an individual to do the same with much more interesting problems. (And if the answer was junk, just throw it out. Like McDonalds for work lunch.)

> Free yourself from the pressure of making something good at the initial stage, quickly get to the part where you’re revising instead of creating, and watch how much more quickly you can build momentum.
That's fine, punish the bank and change the regulations. Depositors had nothing to do with that.
The all in podcast has become an unintentional parody of itself.
It's coherent to think the FDIC shouldn't put in more than $250,000 per insured account and also that if funds in excess of that are available without FDIC participation that they should all go to depositors.

People implying other things probably don't really understand how banks work.
> because none of the commands work

The Readme had some outdated information. Explained better on the issue https://github.com/pedrozath/coltrane/issues/56

> The chords for guitar also are weird. It doesn't seem to be using traditional shapes, but is looking for available notes within a fret range. Which leads to difficult, basically unusable fingerings.

That's a design choice on this library. I tried to rely the least as possible on lookup tables, dictionaries, etc, leaving things to be discovered algorithmically instead. It is a difficult challenge, but for example if someone decides to use an entirely different tuning, the software will provide. The software might also find chords that you have never thought about. What has to be improved here is the sorting mechanism for guitar chords.

> The other functions would be very useful to have, if it worked

Just try running `coltrane` and test it interactively.
The requirement to mark-to-market and undergo liquidity tests I think would’ve flagged the interest rate exposure back when SVB started on this path.

> Calculating the amount of a highly liquid asset. In calculating the amount of a highly liquid asset included in the liquidity buffer, the bank holding company must discount the fair market value of the asset to reflect any credit risk and market price volatility of the asset.
> I’m sorry, this is a joke right?

Yes, but please don’t tell Andreesen Horowitz; they aren’t in on the joke.
My understanding is much of the difference between name brand and generics is the excipients used, as they effect drug delivery. Not all generics will use the same and the name brands generally have patents on the ones they use. For psychoactive compounds this can make a considerable difference in how the drug functions for an individual.
YSK that lisdexaphetamine has come off patent this year, and is purely a dextroamphetamine prodrug. It might provide more consistent results compared to adderall even in a generic formulation.
I worked in a company with 2-3 person offices. And I think 2 persons was the best. You could stick two people together that needed to cooperate a lot anyway, or a senior with a (very) junior.
We practically never needed meeting rooms, except for team/project meetings, because whenerver 2 -4 people needed to discuss something they just met up in one of their offices.
Actual cash in a deposit box at the bank?
What about any of that invalidates my assertion that useEffect is not the tool to reach for most of the time?

The original docs are outdated

The abstraction itself is ripe for misuse

Tons of devs use it when they shouldn’t.

Insert shrug emoji here.
Notoriously difficult to anticipate???

Stanning for SVB when every single media outlet and signal from the Fed at the time of the purchases of those bonds was that there would be increasing rates for the forseeable future. My mom saw it coming, everyone who was thinking of buying a house saw it coming, damn near everyone on the planet saw it coming.

Other banks were not sitting with +40% of their assets in 10yr term low interest securities... try more like 25%
Lactose free milk is widely available in the US, and has been for at least a decade (when I started paying attention).

Lactaid is the primary brand, but there are plenty of store brands as well. Iirc, it’s created by treating regular enzymes to regular milk that break lactose down into simpler sugars.

It comes with maybe a 25-50% markup. Taste wise, it is a bit sweeter than regular milk, but otherwise indistinguishable. Oddly, it also lasts much longer than regular milk before going bad.
I guess that’s true if you are a Roku or a Roblox, but how can you say that about sub-50 person company still trying to find its footing?
Literally not a single person is suggesting not using the banks existing assets to make depositors true.

what we are saying is this should ONLY use the assets SVB has. Nothing more.

I’m not sure why y’all keep making a strawman to fight this.
Redesigning the Electron Cash BCH Mobile Wallet
What investors are clamoring for and what the government has announced are two different things.
Wehead
> Generic screeching against the tech world

There's some of this, for sure. But there's an equivalent screeching from the tech finance world[1] demanding a full government guarantee. That ain't happening, and I think it's appropriate for the fed to make that clear.

FWIW: the dirty secret here is likely that there's a bunch of internal dealing going on as regards SVB. They were The Startup Bank for some reason, it's not random. And my guess is that we'll discover that a whole lot of big venture players turn out to be extremely exposed[2] to an SVB failure. A lot of VCs are probably losing their shirts here.

[1] Jason Calacanis's caps lock has been stuck down since Friday.

[2] Or worse. Genuine fraud has turned up in previous FDIC seizures. But no evidence exists right now.
You are confusing different things.

I also agree that banks shouldn’t be the sole intermediating agents for money creation but this has absolutely nothing to do with retail banking.

Who exactly is the captive audience in retail banking? Last time I checked there was plenty of choice there.

Anyway, SVB clearly is a failure of risk management which is a failure of the regulatory environment.
The response to this crisis has been very telling. No one I meet wants Big Tech to be saved or has any good response when asked about Silicon Valley. The response is one we would expect for a group of people that have enslaved us rather than liberated us. Made us miserable rather than delighted.

I see two waves in Silicon Valley. Wave one was actual innovation, computers etc. Wave two was rent-seeking conmen fueled by zero interest rates and privacy thieves.
Is ChatGPT good enough at spotting bugs in C# code?
The reason is because there are countless scenarios in the US economic system, where people/businesses fail cause of no fault of their own, but they are told tough luck that's the free market at work cause these people are simply unconnected or their failure is deemed unimportant. It's why the finanical bailouts left a bitter taste for anyone paying attention, and why gov't action here is immediately scoffed at.
This whole saga has exposed the shocking financial illiteracy in this industry. There are laws and procedures about how to handle the situation. Banks fail all the time and the FDIC disposes of them all the time.

Depositors will get their insured money on monday. The FDIC will then dispose of all the banks assets and return the proceeds to its creditors, that is depositors.

Calling for the government to guarantee all deposits unconditionally is exactly calling for a bailout. Calling for the government to follow it's own laws and procedures as usual is redundant.
If you can have more than 250,000 in a bank account, you are rich. You should know and accept the risks you are taking. If you do not like the FDIC insurance laws, get it changed.

In 2008, people lost their houses and many their savings because they were not rich. And these people were not bailed out even though it was due to issues they had no control over. Most of these losses were a lot less than that 250,000 you have. But you are saying "because I have 250,000 I deserve a bailout, screw the people who are not rich because that is their fault."
unfortunately, i think the earth would burn up, due to compression and friction
No it isn’t. You’re exposing yourself to interest rate risk when doing that
Vinyl people claim all the time that vinyl sounds better. Usually about the "warmth" or "better mastering". You do it in your post above. The post you replied to doesn't even mention streaming or Spotify. Maybe they are talking about CDs or lossless FLACs or lossless streaming or reel to reels or any format that offers higher quality sound than vinyl?