skysight-inc/HackerNews huggingface dataset:
> It's also a general expression of lack of confidence in the US banking system.

that's not it. there are far better gauges of dissatisfaction in US banking, share price in banks is a far better gauge. if you want a metric for USD then swiss franc is better.

USDC and other "stable coins" are risky, noisy and generally bad medium to long term investments. Unlike domestic currency they have such small trading volumes that they are easy to manipulate.

Thats great if you're the one doing the manipulation. At best they perform better than cash, but without any of the protection, at worst they go bust. Emerging markets have less fraud than generic crypto backed devices.
Puh PHP is still super shitty.

Alone debug support on any Jim based language is so much better.

I would still recommend spring boot with normal pages (templated) so no frontend ja stuff. That should be the easiest and best supported stack.

I would also still do cloud native.

Configuring, upgrading, monitoring etc is so much easier with some cheap k8s behind it (managed by argocd).

Database: managed postgres.
The miscommunication here is between the phrases "bought" and "bought out." The latter phrase typically denotes that there's nothing left on the shelf, ie an exclusive license.
Making Deepfakes Gets Cheaper and Easier Thanks to A.I
Trying to understand exactly the function that is being computed - is it a weighted sum of the inputs?
ON the MSX you could create your own palette..
The cost may be high but still worth it depending on the alternative. I wonder what is happening with this in the evidence mining tools lawyers use for example.
The problem with narrow banks is that it would expose the fact that the Fed raising interest rates is causing significant instability.

I mean, if banks offer 5% interest and the fed raises interest to 4%, then there is no problem but if the Fed goes to 6%, it becomes a problem because people switch to the narrow bank. In other words, the banks in the real world cannot compete with banks that take government subsidies, so the subsidy must be carefully chosen instead of being raised arbitrarily.
> I mean what have I ever built?

Most of my work is not public too, it doesn't have to be.

> I mean Fowler I think t started thoughtworks.

Yeah, I've been too harsh comparing the two, but as someone that have to fight daily with the consequences of the popularization/normalization/blind adoption of the microservices (his contribution was huge in this field) architecture I'm not sure anymore if his contribution is a net positive. The book on refactoring was great though, product of a different era.
> Designed with purpose. DeLorean has confidence and a compelling presence. We will continue to apply our rebellious DNA to shape our vehicles and constantly push the boundaries of what’s possible. We are writing our legacy in real-time. Instinctively adapting to the future with a heightened curated experience. Rooted in counterculture we confidently embrace the unexpected.

Am I the only one who's getting a weird sense of relief that we can routinely start treating this sort of marketing blurbs as AI-generated bullshit every time se wee them?
This was always true.
Hi HN! Here is some context, late but still.

I made this project as tool for finding web design inspiration.

It is a showcase of screenshots of live, popular and successful websites. It is not curated and the screenshots are taken automatically.

The idea came when I wanted to see how crypto projects' websites look because I'm building something similar. I wanted to choose from the live websites not any curated gallery. I got the links of all the top cryptocurrency websites from CoinMarketCap and I needed to take screenshots for all of them and I realized it would be a nice side project :).

Still in development, so please keep it in mind.
> “I’m like, Giannis, you can’t be having accounts at 50 different banks. Let me tell you something, if JPMorgan goes under, your little dinky banks are going to go under too."

but isn't that the point - *when* they go under, each dinky bank's $250k is 100% FDIC insured?
This is really cool! Thanks for sharing. I've read a bit about these types of chips before, but ive never seen the one with the screen. Tempted to give this a try as a first foray into it.
InfrontJS
A brand new vanilla frontend framework for javascript purists.
> So essentially what you're saying is people should open a new account for every $250k they have

OP mentioned that there might be a service for that, and potentially also insurance that you can take out yourself for higher amounts.

> Insane that this is something that people now need to worry about.

Always has been, that is if you were just somewhat risk averse - more than one (unrelated!) bank account has always made sense.

FWIW, here in the EU we're only covered until 100k €, so 2.5 times as many banks required to spread safely ;-P

But, a lot of people do not need to have the cash around all the time, so one can but a big amount into relatively safe securities like S&P500 or for lower risk, which might be preferred here, gov bonds, and keep only the cash on hand for a few months of your expenses, which means most of the time two banks are enough, and having an account on two unrelated banks makes sense anyway - as if one has a bank run or fails completely you have still access to the cash on the other, for short-term things.

For companies this can work too, but they need a constant revenue stream matching their normal monthly expenses (e.g., salaries, office rents, ...) for it to work best.
I find this is always bean counting... in fact imo most unit testing should be about module boundaries, and not every single function (but fully admitted, that picture changes a bit with functional languages), because that is what is most reasonable.
Whoever said that unit testing is about testing your most smallest bits only and you need to test your smallest program decompositions?? (And by that logic, why not test each individual line, or each individual expression???)
Because composition also counts and you anyway need to test it, but instead hordes of programmers write unit test with bad mocks that only test unnecessary implementation detail and get fully in the way of any reasonable refactoring, but composition, functional behaviour is not tested.

So imo it is all about definition of what is a unit: It can be your one complicated algorithm heavy function, it can be a whole module at its module interface, it can even be x modules together achieving together a functionality/behaviour.

I can only roll eyes at people who try to tell other people what a unit test is and what not, and what is "wrong" unit testing.. I would hope we'd more distinguish bad vs good testing instead discussing about what is unit and what is integration testing... and most of the time bad tests stem from the crowd wanting to tell what is a unit test and what is not, tbh.
Didn't watch lol

I would prefer a readable content over video. But, a question is raisin:

How is the way I'm thinking not resulting in the way I'm writing? There is lore of hints that's the way the writings go.

How can I write without thinking?

How can the written change the way of thoughts?

There is a strong causality/ correlation misunderstanding within my sides? Ain't get it
Escobar’s accountants had to write off a percent or so a year because rats ate it.
This seems like a really well made experience, however perhaps a little bit less so as a usable source of information: both my desktop and laptop have trouble showing it with a smooth framerate, which makes even navigation difficult (on Firefox, if that's relevant), especially on mobile where the site feels like it's running 2-3x slower than it should. That said, watering it down and simplifying it would probably detract from the experience.

I wonder what the intersection would look like between awesome and memorable sites that are good for exploration and showcasing one's creativity, like this https://bruno-simon.com/ and boring and forgettable sites that are good for getting information out of in a familiar UX, like this https://stallman.org/

Maybe a toggle between "wow me but melt my CPU" and "bore me, but let me copy some paragraphs and bullet points for my notes about you", much like how we can have toggles for color schemes? Otherwise I have this silly image of an HR person engaging with this interactive experience when all they want to accomplish is fill out a few fields about you in the HR system hah. Of course, a PDF resume should cover most of those details, so it's not like there's anything wrong with being a bit fun on the web, either!
Every human groups can be also a place where you "bond and make lifelong friends. Also a great place to find a partner for life". Regardless of activity and regardless if that group, like a chess club or drama society, has athletic scolarship level favoritism or not.

No, athletic departments are not vital for the above social secondary benefits of an education, just one of the hundreds others out there providing bonds and lifelong friends without this level of special treatment. For educational and academic purpose of universities it is even less vital, a tiny tiny fraction of the educated people rely vitally on this receiving good education throughout the history and around the world. If it was gone it was not missed much, mostly by athletics not graduates, academics and educators.
Totally forgot about what I really like:

Quarkus with kotlin.

Kotlin makes so much more fun than java, runs on JVM too. Unfortunately it adds a kotlin complexity layer over quarkus which can add issues
Was excited that this was for Firefall, a game that was ridiculously fun until the company went under. Been waiting for a private server for ages.
A bit like a dlp projector.
Yes, this is the same for me. The things ChatGTP gets right are often the "common" situations. It's possible you aren't aware of these so surfacing these more "common" facts can be helpful. But ask it a question about an edge case and it will hallucinate a plausible answer, and even double down when you point out a mistake.

By that point it's faster to find an answer by using a few "traditional" search keywords and reading the content yourself.

We can assume it will improve though, it's just not there yet for "edge cases" in it's training data.
An Illustrated Guide to Guy Debord’s “The Society of the Spectacle” (2016)
Seems like your measures of success are rather uneven. There are plenty of jobs related to sports that don't include playing professionally. If playing in a local orchestra counts as success, why not coaching the local high school team?
If you get a CS degree and end up doing UIs/forms in React then something along the way went very very wrong.
> Commuting in the car obviously makes impossible to do anything else.

I don't understand why you'd think that.

Do you just sit motionless, thoughtless, and in perfect silence in the car?
Interesting, I thought it was the opposite - people attempting some kind of damage control since having a “Y Combinator is asking for a bailout” story on the front page is not a good look. But I guess the title was changed to be a little less incendiary
Running locally your own personal assistant that knows everything about you on a deeply personal, conversational level seems a rather real necessity. But since people seem not to care today who has their files, their emails, their health records, maybe I am wrong and the next 10 years will actually only bring us the first $100 trillion market cap company.

LLMs are merely a technical detail, a stepping stone, the major breakthrough will be the first algorithm of a synthetic agent. Do we really want the boring dystopia HAL, Rehoboam, and so forth, or our own personal Star Trek Data.
There are tradeoffs. It's a lot easier to manage your dose for edibles vs smoking. Edibles and smoking do have qualitatively different effects though.
They lost me at weird shaped steering wheel and massive touchscreen.
> over 25% of the USA lives in HOA communities

You actually think that 25% of the US population live in the same exact HOA?

What is the singular HOA that currently covers 100 million people?

If 25% of the US housing market agreed to literally the exact same agreement, then yes, that would be an appropriate analogy.

Is that why you thought this was an equivalent analogy? Because you actually thought that 100 million people had agreed to the same market agreement?
This was more explicit when implementing class based components than functional components because the class based API had explicit overridable methods for those aspects of the component lifecycle.

That issue probably wouldn’t exist except that React has to make some concessions to performance, therefore component reuse, therefore component state working in sometimes unintuitive ways.
Just recently Siri would belly-up on “Turn off Living Room lightS” — it would only work if I said “light” (singular). Extremely frustrating. They fixed it, I think, but this arbitrariness and many other make me think Siri is more quirk- and algorithms-based than a true AI.
Waist to Height Ratio
As a side note, I'd love to read anything you've written about Tokyo, or Japan in general. Could you share blog posts or such, if there's any?

Otherwise, simone.brunozzi at gmail if you're willing to :)
https://archive.is/ARsMO
Normally contract law. You select an account offering with different procedures for liquidation.

A demand deposit or checking accound has little or no notice. A money market may take a day or so for underlying assets to be exited. CoD's and such typically don't even have the option for withdrawal. You just have to wait for maturation.

Point is, you know this when you open the account. They should take great pains to ensure you understand the instrument... And to manage things appropriately, which apparently, SVB did not.
Submitted because WtHR has recently been formally adopted as an indicator of morbidity (future poor health) in the UK. (per the link.)
ChatCBT
For comparison 2023 usdc are trading at 0.80$ 2019 assets
Especially with more and more companies leaving (and start-ups not staring in) Silicon Valley.
Now Samsung has to patch their Moon template.
The great firewall of the US begins with tic tok
Are those CPUs documented enough so that we can be 100% sure of that?
I wish we would work on bio hardware which closely resemble the brain.

I don't care if it's running on silicon or on some brain like tissue, I just care I can 3d print and train human-like thinking assistants.
Makes more sense. But as you said, still amazing!
Your tools should be as complex as they need to be. For most apps, that is a lot simpler than the developer has made them.

The inverse isn't true because as soon as you actually need complexity your basic tools stop working. The "smug superiority" of the original post here is an admission that the author didn't need complex tools. The fact they recongized that, even if it was for the wrong reason if you're right about the smugness, is a good thing for their users.
Anatomy of a Bank Takeover
How does an FDIC bank takeover look? This NPR report from 2009 shows its age in some ways (e.g., everyone has a Blackberry), but describes what likely happened to Silicon Valley Bank over the last few days.
Is there any proof that anyone has ever successfully redeemed USDT from Tether?
> Also a great place to find a partner for life.

All I read here is “it’s a great tool for social reproduction and stratification”. This is dystopian. We’ve seen what this mindset gave with Oxbridge, and it is toxic.
Give it a year and people will have a negative connotation with seeing the blue checkmark.
Good list of reasons why React still is pretty shit.. Most if not all things could've thrown proper errors explaining what's happening.
100%

But I think this is worse. Bailing out individuals is one level, bailing out massive banks is pure corruption.
Raise your hand if you were a Valleyschwag subscriber. Good times.
I think it’s important to question whether the nostalgia comes from CDs and vinyls merely being a thing of the past or, rather, the analog nature of vinyl, including the process of putting on a record. I’d argue that its the latter.
> Tether claims

Over the years Tether has claimed many things. The sum total of their claims that turned out to be true is 0.
Sorry if my comment sounded dismissive! I do think it's a great project.
Next wave: fake social media accounts with AI generated content
All photos and captions are fake. Real story: https://laurasnake.com/real-story.html
I like this user's approach: https://news.ycombinator.com/user?id=LinuxBender

>> I intentionally filter my karma. It is not visible to me.
I really enjoy the Resurgence & Ecologist[1]. I also like the IEEE Spectrum[2]

[1] https://www.resurgence.org/

[2] https://spectrum.ieee.org/
Dexamphetamine is certainly prescribed in Europe, I know a fair few people with prescriptions for it.
And this kind of stuff shows that it clearly cannot:

https://acoup.blog/2023/02/17/collections-on-chatgpt/

> If you know nothing about either book, this answer almost sounds useful (it isn’t). Now this is a trivial research task; simply typing ‘the limits of empire review’ into Google and then clicking on the very first non-paywalled result (this review of the book by David Potter from 1990) and reading the first paragraph makes almost immediately clear the correct answer is that Isaac’s book is an intentional and explicit rebuttal of Luttwak’s book, or as Potter puts it, “Ben Isaac’s The Limits of Empire offers a new and formidable challenge to Luttwack.”

> A human being who understands the words and what they mean could immediately answer the question, but ChatGPT which doesn’t, cannot: it can only BS around the answer by describing both books and then lamely saying they “intersect in some ways.”

> The information ChatGPT needed was clearly in its training materials (or it wouldn’t have a description of either book to make a lossy copy of), but it lacks the capacity to understand that information as information (rather than as a statistically correlated sequence of words). Consequently it cannot draw the right conclusion and so talks around the question in a convincing, but erronous way.
"Transformers for Natural Language Processing", Denis Rothman (Packt)
If you want the best sound quality, CDs are definitely the way to go - they are better than vinyl and compressed digital audio files

Only if they’re mastered with the intention of producing the best quality. There are tons of CDs out there that were mastered for other purposes [1]. These are a big factor in the vinyl boom because the latter versions (of the same album) tend not to have the same flaw. Of course, there were also vinyl records and cassettes mastered in this crappy way, but I suspect those won’t be so popular today.

[1] https://en.wikipedia.org/wiki/Loudness_war
A should have died, how am I here event. However six days after the accident still resting up, I slowly began to realise I was losing or had lost some core bits of memory / learning from a couple of important younger years, which made some things impossible like programming at the level I used to be able to do. While that in itself was sad and perhaps expected, more notable to me were the changes relating to some other people in my life, mostly to do with figuring I was a soft target for some of their antics ... I ended up going down the part of researching human behaviour, which brought about a peaceful realisation why various nasty people in my past life were and are they way they are - some people are just destined to be not the greatest people to work with or even be around.
Yes that's the problem. Thank you for pointing it out.

There is no good, no evil. We have a lot of shades between that.

Just like the Ukraine do anything for getting support (even they need to lie, picture graphs and do other bad things) - people still thinking there is just Russian propaganda.

I think thats what is called projecting the enemy to verify own failures.

Use your brains. But check whether there is no preformed bias towards something. Keep asking whether own positions might be wrong. Don't get catched by the ratcatchers like Trump, Merkel or G.W -to name a few, not fixing to certain- but be careful not to play into the agenda of antihumanists.

Difficult.
Plus we wouldn't have really known a priori that subscription box business models suck.

Solving for the economic fitness functions of the world requires compute, capital, and labor investment. Mental models alone are shallow.
Recommendation Algorithms Are a Necessary Evil (Sort Of)
Yes, maybe, but I haven't seen all those supposedly new trolls (and to be fair, I never saw the bots Musk was constantly complaining about before purchase).

I think it's possible trolls, spam and "bots" exist in a kind of invisible state: they can be found if one looks for them (what regulators are probably doing) but they never appear on most users' timelines.
I basically launched a similar service just recently [1]. Guess, the idea is pretty obvious, especially hearing about all the layoffs in the past months combined with OpenAI's impressive progress.

For feedback: I tried your generator, and it gave me a cover letter (impressively fast!) as promised. The letter's signature was a link and read "Candidate Name", which I clicked (of course) and went straight to a 404. The cover letter was gone. So, maybe some way to save a link to the letter, e.g. a unique URL, that you can navigate back to? You could store the letter content for a few hours or days for that, or even just encode the full content into a query string. Alternatively, a big, fat "Copy to clipboard" button could also help.

You mentioned GPT-3 - is it actually 3 or 3.5-turbo?

Looking forward to what a multimodal GPT-4 can do for us now. AI-generated profile photos, application video, automatically calling the recruiters on the phone, etc. The ideas to shake up recruiters' lives seem endless now ;)

You are welcome to test my generator and borrow some ideas if you find it interesting. It's behind a free signup, as I was slightly afraid of piling up OpenAI API cost.

[1] https://www.resufit.com
To get the sale? It seems to have worked. Truth is orthogonal.
We can audit and fix the code of our existing laws as we slowly come to consensus, but how do you meaningly iterate on the output of an oracle in a way that converges to the societal consensus of societal structure?
Are you basically tell me to shut up and to close my browsers window?

EDIT:

Na, you might point me to the readers mode. Thank you for that. My browser do not have a vertical button (Smartphone browsing)
Try getting a human to come up with a novel idea and you'll find their idea is just a remix of existing ones, partial understanding and a masked view of the world from their unique perspective (or they incorporated a random stimulus).

This constant reach to see human cognition as somehow unique (without evidence) is tiring and frankly an ego-extension / "made in God's image" type thought hole.
I d rather have 2023 dollars then !
Couple of days I created a fakefluencer with AI generated content: https://www.instagram.com/redsolotravel/

Full story: https://laurasnake.com/real-story.html

Price: Training model $2, generating 1000 images: $3
Exact same 'strategy' as Atari basically.
I was approached by a well-known University. But I declined, even though it would've been good to teach.
To understand how pytorch works (bottom-up with practice video lectures): Neural Networks: Zero to Hero
Andrej Karpathy https://youtube.com/playlist?list=PLAqhIrjkxbuWI23v9cThsA9Gv...
I got my first phone when I joined Motorola in 1998. This was a StarTac and it was fantastic (anything would be for a first phone but its form factor was great, especially that it was fashionable to wear it on your belt)

I went through the RAZR (really cool too) and finally the Q when I left in 2008.

10 years of really great phones and a cool part of my life.