skysight-inc/HackerNews huggingface dataset:
All I know is if Hinton and Aaronson are calling bullshit, it’s almost certainly bullshit. And the fact that OP thinks Chomsky is smarter than these two brilliant minds is completely laughable.
The VC's who told their portfolio companies to withdraw will be fine. The ones who didn't cause the bank run will be hurt the most.
Right, of course the real answer is that none of this is possible, at least not just replacing the interplanetary atmosphere without adjusting anything else for consistency.

But imagine this: a breathable nitrox atmosphere co-orbiting with the planets. Each planet is roughly at rest with respect to the local atmosphere, so no drag. Just lots and lots of wind shear. Probably planetary scale vortices. That'll sap orbital energy into heat, so probably not stable, but pilots can probably exploit it to acheive velocities comparable to orbital velocities over time. I think you'd probably have to have two sails connected by a tether, sufficiently far that their air streams are at significantly different speed, with one of them acting like a keel.
I’ve worked for TypeScript companies for a while now. Most devs I’ve met are fairly pragmatic and wouldn’t try something like this for production code, but I’ve definitely met a couple who have an exceedingly deep grasp of the type system and would appreciate the whimsy of it.
Services like this exist: https://www.investopedia.com/terms/c/certificate-of-deposit-...
As I understand it, legally even the simple stamp in a passport counts as a "visa", even when one does not have to apply (and pay) for a visa ahead of time.

Hence all of these various "visa waiver" schemes have been mis-named, they're just simpler/cheaper/easier visa schemes.
Increasing the need for reserves, which banks acquire usually via deposits.
Exactly. And they get away with it precisely because we believe in this wrong notion of freedom.

We’re still stuck at the 2nd stage of the three transformations that Nietzsche outlined back in the 1980s. Which is essentially to think we’re free only because we get to reject people who outright tell us what to do.

He said, “Free though callest thyself? Free of what - what do I care about it. But free to do what? That is what thy gleaming eyes shall tell me!”

It also helps that no one is paying any attention to BF Skinner anymore. It’s not the people who tell you what to do that you should fear. It’s those who know how to make you do it voluntarily.
> perfect control of their feeling

The administrators voice cracked at least twice… My interpretation of that is she was about to cry… At least twice. Perfect control would mean no loss of vocal control by her, wouldn’t it?
should have put it into gold right?
I think it’s a bit naive to believe that would stop someone from using this. Some new employee literally tried to install a CD crack on a work computer for some game just the other day.
Shorting is not illegal - market manipulation is.
salaries would rise, making it more costly, but motivating a few people to continue working there

Sure, and they wouldn't be wrong to do so, just like they're not wrong now. We can't admit that on one hand we need something because there is no viable replacement and on the other consider that those that choose to work on that make a morally questionable choice.
The data is full detail. You know if you don't put the winning bid in that one of your competitors are holding those assets, and in certain cases even know who is holding it [1]. In this case it doesn't really matter that much because most of the assets that caused the problem are not the loans but the MBS that SBV bought because it had massively increased deposits and couldn't find enough eligable borrowers to lend out to.[2]

[1] For various reasons it's not just "the winning bidder holds all the stuff". There's a lot of horse trading where people buy chunks of it and the winning bidder gets the rest. This is important from a TBTF point of view because the bank had a problem (ldo that's why it failed) so the FDIC and regulators don't really want a single other bank to just inherit all the problems. They would prefer them to be spread about a bit so there isn't just one bank under massive stress.

[2] Yes yet another bank failure caused by mortgage backed securities although in this case it seems from the public information that it was actually the hedging strategy that caused SBV to go down, not the MBS. The reason MBS means it doesn't matter that much is all the information about individual MBS is public anyway and although you don't know who holds what on a line by line basis you know generally how much each bank on the street has and you know someone is holding all the pieces of a given bond.
I make an exception for using any in type params which extend type params, eg

const foo = <T extends Record<string, any>>(dict: T) => …

This is a good signal that foo maps over dict in some generic way that cares more about its dictionary-ness than its values. Sure, unknown works in that position too, but at least IMO the “doesn’t care” bit is more informative than “doesn’t know”. The latter might imply more type narrowing will happen than is the case.
This is HN. Who else had a funding term sheet which required the ongoing and exclusive use of SVB for deposits? I did.
As a long time customer of First Republic, I know them to be sound and very well managed. They are not Silicon Valley, which is also a good bank with a very valuable franchise I expect money center banks to be vying to acquire from the FDIC shortly, with some undertakings from FDIC, and all depositors to be protected. These two banks are very different in their balance sheets. As to First Republic, the concern is way overblown and I'm going to buy some First Republic stock tomorrow, as this price is ridiculous now.
Thiel is lucky a lot
Not everybody gets to actually choose though..
Why is CMS development always so god-awful? Does it have to be that way?
It didn’t lose it all. About 90% is still there as assets and is being sold as we speak. The liquid assets have been sold already, so 50% will go back to the depositors next week.
It doesn't have the HTM red flags around unrealized gains but it has similar red flags about a panic-prone undiversified and uninsured depositor base. Solvency is irrelevant when depositors panic and start a run on the bank anyway.
> The idea copyright is to protect the author’s specific personality in the expression of an idea while, at the same time, allowing for the free circulation of the idea itself.

Is that really the idea of copyright? I’m not sure it is.

The purpose of copyright is to allow Creators to create works and then make a living from them without others making copies and reselling them for their own profit.

For physical goods you don’t need anything special to ensure widgets aren’t resold infinitely, because resale of one leaves the seller without the item, and making new physical copies requires a lot of effort in materials, time, building factories, etc. so there’s a natural pressure/market forces to keep that kind of activity in check (and indeed we also have patent law to place other restrictions on this as well).

But with non-physical works that can be easily duplicated, the reseller can keep the original and sell effectively infinite copies.

With non-physical goods (i.e. ideas), you can’t remove them from someone’s mind after they’ve consumed them, so that’s where fair use and other balancing principles come in. Allowances are made that as long as a new work made by another Creator isn’t significantly close to the original, then copyright allows it, even if there’s room to argue that one is based off the other, because if you didn’t allow it then every part of human knowledge wouldn’t be allowed because someone else thought of it first.

So what’s the difference with MLs vs. a human brain? The dataset used to train the ML can be curated by a human to ensure restricted data doesn’t get in, and the data can be removed from the ML after training (such as by reverting to a previous version of bad data was added).

It then becomes a question of where did the original (training) data come from? If the human made the choice to wholesale scrape the Internet, then there’s clearly copyright violations since copyright (in the US) automatically grants Creators “all rights” unless otherwise waived (such as by adding a CC or Open Source license), and the human made the choice to ignore that distinction. The fact that most tech companies treat everything posted on the Internet as free use is going to bite them here. Only companies (like FB) that have full control of the data and user agreements where they clearly state this would be in the clear.

Ultimately this is going to be a collision of current practices where everyone treats online data like the Wild West, and is only getting away with the current state of things because bad behavior is so widespread that enforcement simply cannot keep up with the enormous scale of it.

The only code generating MLs that are safe to use are the ones trained using nothing but Open Source code, and even then the nuances of each type of OSS license need to be adhered to.
The flip side is also true: people claiming that unless the government provides a bailout, depositors above 250k will be wiped out.

There’s a procedure to handle this, including dispersing the assets:

“The FDIC will pay uninsured depositors an advance dividend within the next week. Uninsured depositors will receive a receivership certificate for the remaining amount of their uninsured funds. As the FDIC sells the assets of Silicon Valley Bank, future dividend payments may be made to uninsured depositors.”
Sweden Covid excess deaths lowest in EU
Pretty much however you turn the numbers, Sweden had the lowest or among the lowest excess deaths in EU during the COVID period.
That is absolutely the plan. The assets are now with a new bank that will be open for business on Monday.

FDIC promises for the ordinary-people, everything will be uninterrupted. Checks from the older SVB accounts will clear, debit cards will work, money will be available.
In short, my experience is that it's much worse to the point that I won't use LLaMA.

The main change needed seems to be InstructGPT style tuning (https://openai.com/research/instruction-following)
> Feedback loop as you call it probably slowed down the pace turning the whole thing into a culture war, creating mass hysteria, and getting people to fight each other when they were likely already moving away from coal.

What made it a culture war was the fossil fuel companies pumping billions of dollars into politics for decades. The Republicans didn’t used to be the anti-science party – that took years of investment building think tanks, the media bubble, etc. which turned that into a litmus test for candidates and making any sort of consensus off limits (a Republican lobbyist I know socially used to represent the fishing & hunting interests. Around the Obama era, those old coalitions fell apart as politicians would tell him that he was right but there was no way they could support environmental protections and survive the primary media cycle).

It’s very easy to look at coal declining and say it was inevitable but that ignores how it was hard won at each step. As you had countries like China booming it’s really not hard to see how deniers having a little more clout could have lead to locking in decades of elevated emissions.
Yes, I would definitely suggest and recommend for businesses to not have a single point of failure for something as important as their working capital.
The previous discussion covers a lot of the experiences with this: https://news.ycombinator.com/item?id=29553767
Yeah I noticed I wasn't the only one with this idea either :)

It's using text-davinci-3 mostly because I was too lazy to move to gpt-3.5-turbo since that required moving to the chat api. I'll probably make the move if people use this tool enough that I'm worried about the bill from openai.

- It being impressively fast comes from me using the streaming API. That's actually where I spent most of my effort making work. OpenAI sends their messages via SSE to my server which then instantly streams that also by SSE to the browser client. It turns out this is hard to make work because most reverse proxies want to buffer responses so you have to figure out the configuration to make sure your responses aren't buffered.

- The candidate name link problem comes from the fact that I translate GPT3's output as markdown so [Candidate Name] turns into a link to nothing (I'm gonna go and change that soon I swear).
I misread the table. Thanks.
Yes, admittedly it may just reduce to something that can be done with existing tech. Maybe it may not be implementation or execution, but adoption.
> […] because our CEO used a well-reputed bank?

I'm just a Regular Joe, and I have saving and chequing accounts at two banks in case there's an account discrepancy / disagreement with one, I still have some funds I can pay bills with until things get sorted out. Stuff happens:

* https://en.wikipedia.org/wiki/2012_RBS_Group_computer_system...

I also have a couple of hundred dollars worth of cash (e.g, in case of power outages).

If you're a multi-million dollar operation, why do you have a single point of failure with regards to finances?

(And this has nothing to do with 'deserve': if you play golf during a thunderstorm, would you be surprised if you got zapped?)
> Loans are not made from deposits even now.

But banks have more deposits than loans even now. Because they need to get money from somewhere.
What interests me is how anybody could ever come to believe otherwise. The contrary belief flies in the face of all common sense, popular experience and medical science. It seems to come entirely from propaganda on social media telling fat people what they want to believe.
This is a distinction without a difference for pretty much everyone except finance nerds. It is totally irrelevant whether the mark to market on an illiquid asset is greater than the value of the deposits outstanding when I am trying to make payroll next week. What's the liquidation value of that illiquid asset? What games have been played to "mark to market" said illiquid asset? If you want to mark it at liquidation price (likely 10 cents on the dollar or less for a large portion of this stuff) then you might have a point that is relevant to the average person but at the same time my statement about all banks being insolvent by design would be technically true instead of practically true if you did that.
Gaming Console on a Stick to Feature Dual Raspberry Pi Chips
Even for productivity having a UI that “feels” nice is important for usability
Fortune is washing the exclusionary rules for non-bank by saying the executive administration imposed this rule when it is actually the Board of the Federal Reserve that imposed the rule:

"Finally, the Board has determined not to impose enhanced prudential
standards on nonbank financial companies supervised by the Board
through this final ($50B stress test) rule."

https://www.govinfo.gov/content/pkg/FR-2014-03-27/html/2014-...
>And the CEO dumping stock?

Source? I feel like every time this gets brought up, it turns out that it was part of a rule 10b5-1 sale (ie. it was scheduled months/years in advance), because if you actually thought the company was going to go under pretty soon, dumping stock will look so suspicious.
Only because people weren't asking the right questions.

It's like driving into a parking structure and seeing exposed rebar. It might still be standing now; but if you're smart, you need to find somewhere else to park.
If by "cause" you mean "say lots of scary-sounding stuff in public", then no, there probably isn't. If by "cause" you mean "take your money out", then yes, there is a cost. It takes time and effort to do. It especially costs if you're playing dodgeball, trying to get out of every institution that everyone says might possibly be in danger of failing.
> if businesses with deposits in SVB lose some material amount of their cash, people will be getting laid off, prices will increase for some goods

Why so necessarily? The first thing to happen is that their equity holders will take a hit. Only then will the other things you state happen. And if the equity holders take a hit, well, that's exactly why they're equity holders.
That is the epitome of an elitist comment. Do you even know anything about LSU?
This is what will be done:

“The FDIC will pay uninsured depositors an advance dividend within the next week. Uninsured depositors will receive a receivership certificate for the remaining amount of their uninsured funds. As the FDIC sells the assets of Silicon Valley Bank, future dividend payments may be made to uninsured depositors.”
They are paying 1.5x for retention.
> also, given that the cost to me is negligible, why wouldn't i just pull my money as soon as there were rumors

Right, that’s my point. It doesn’t make sense to try to figure out if the rumors are true, by the time you do it may be too late. This makes sense for you as the individual, but is dangerous for the overall stability of the system.
Yes, there is safety in size. But operational capabilities of companies using the big banks would be cut as well.

To draw an analogy, should every business owner with physical goods only sell and distribute their goods through Amazon and/or Walmart? Yes, their size provides many benefits, but also has dramatic costs to their business and impacts how customers are served.
It's not particularly illuminating to talk about "the right" and "the left" as if they were monolithic groups. Canadian truckers and U.S. judges don't have a great deal in common.

I mean, doesn't it seem silly to say: "Canadian truckers were loud and disruptive when protesting pandemic vaccine mandates, therefore there are no grounds for a U.S. judge who dislikes same-sex marriage to complain about a Stanford law school dean disrupting his talk?"
Wintergatan is pretty awesome IMHO.

https://youtube.com/@Wintergatan
Q why didn't SVB limit withdrawals and transfers after this started. Could they?
the only nuance i’ll add is that there’s a huge difference between subcutaneous fat (eg visible belly fat you can pinch) and visceral fat (the fat hugging your vital organs)

visceral fat is significantly more dangerous than subcutaneous fat, and people who have a high ratio of visceral fat to subcutaneous fat can appear skinny but are as or potentially less well off that someone who has a more balanced ratio of visceral to subq fat.
I don't see "depositors" as a special class of people at all. They're equivalent to shareholders to me. They all poured money in and expected dividends.

The true reality of the situation is that these people lent their money to the bank. To bail them out is equivalent to bailing out shareholders.
Parabiosis Illuminates Modifiable Pathways of Brain Aging
Yes, and the Gedankenstrich is usually set as en-dash with spaces around, only rarely as em-dash. See https://de.wikipedia.org/wiki/Halbgeviertstrich#Gedankenstri...
Thank you. It seems you misread the discussion.

Following this thread, the discussion isn't about the existence or absence of punctuation. The discussion is about the case of three specific punctuation marks, which appear extremely similar if not identical. These punctuation marks are being discussed after reading an article about their differences, which are only apparent to those among us who find memorization more important than clarity.

In this exact context, the question is whether all three punctuation marks are needed when literally none of them is distinctive enough as punctuation from the other two. If you read the comment to which I had replied, you will see them also make that point.
> Whoever is buying it is doing so to get the customer list.

And to prevent contagion, I'd guess? Or do you not see it that way?
SVB's problems were the result of glutting on long maturation bonds instead of bills.
> But this is their house catching on fire and all of their money just vanishing through no fault of their own.

You can choose to hold money in multiple banks. There are services that will happily set up laddered CDs across many institutions for you to diversify exposure and maximize insurance.

To use your tortured analogy: if my neighbor's house burned down, and he didn't buy fire insurance... I would be sad, but I don't exactly think it's my problem (or the government's) to pay to make him whole.

> If startups were going under because it turns out that they were pointless and there was no market, and they ran out of runway… then sure.

I know we all like to believe we control our own destiny. Tiny little inconsequential-seeming choices wobble startups between success and failure every single day. Having a good product is such a tiny piece of it all.
There is no pharmacist near me that will perform this, as far as I know.

And I actually only learned that this was possible from a comercial I saw yesterday (Im out of town currently) weirdly enough.
I am not smart enough to have a full solution, but I think part of it must include some honest examination of all the players here, including the big ones whose mere opposition has a chance of crushing new founders. So a lot of that has to come from other established players in the space. Maybe being a little bit less eager to hop on to rounds led by these folks. Use soft power at a minimum.

But what do I know, I'm just a nobody in the space! Others who have more power, wealth, and wisdom will be able to handle this better. (And I should point out that I don't absolve SVB of their errors here either, it's just that I think their errors are more about miscommunication about a bad situation of their own doing that had a clear solution ).
The comparison would be FTX where they handed the auditor a pile of Excel spreadsheets and some vague, "I thought they were in last week's email" kind of accounting.

Real banks have real controls and want to know where every fractional cent (blast, my Superman 3 scheme is foiled in the crib) is at any moment.

Edit: minor English goof
Nobody who is jacked has ever been considered obese. This weird "gotcha" about bodybuilders and alike having the BMI of an obese person and being healthy is a meaningless edge cases that tries to stray away discussions.

The vast majority of people are not gym rats, thus their BMI roughly corresponds to their fat levels, correctly approximating overweightness and obesity.
Yes, I posted this as part of a comment some time ago:

> Software used by a certain minimum number of users, and software used in certain fields (like medicine, transport, and finance) need to be subjected by regulatory agencies to certain objective (hence automated?) tests to ensure they meet some minimum reliability, usability, security, and performance requirements. In this regime, small-time SaaS software, or hobby projects, would not need any regulation, but flagship software products of Facebook, Google, SAP, Oracle, Tesla, etc would need it.
Thank you for being a bummer on this occasion. I for one, found strength in your tone.
Any government money beyond FDIC insured amount is a bailout.
Lies, Damned Lies, and Subscriptions – long essay on why subscriptions are bad
scipy / numpy / etc broke multiple times for me.

I’m usually dealing with other people’s python, so I don’t remember which ones broke. Usually stuff around 3rd party services, async I/O or parsing.
Discovery might be difficult but enforcement is pretty simple. If you have a loan and break the terms of service, they can call your loan due.

It's kind of like the terms of service on a home mortgage loan.
No they don't, because the banking system is fractional reserve. Pretty much every bank has more outstanding loans that deposits (even if part of those loans is to the government).
It's so over the top that it actually registered as cynism with me.
Good call. That would be pretty suspicious unto itself, but would require different style monitoring... Watching udev I guess.
I miss web pages from the 1990s.

I don't know when this site was first made, but its design looks like the 90s web and I love it.