skysight-inc/HackerNews huggingface dataset:
> consolidated login across all Google apps

This makes great business sense for Google. Personally though, it's the reason I decided to de-Google. I was running some dev stuff from my personal account, - just messing around and too lazy to set up a separate dev account. Then I started to hear stories of people getting locked out of their google account because they did... Something. Something totally unknowable that triggered some flagging system and boom, everything is gone. So I started looking alternative services, one company per service. The last things I use Google for are Maps, Photos, Android backup. The only data I care about are my contacts and photos, and I keep a separate backup of both.

I was satisfied with this, but a few months ago I set up a new gmail account for a business. I hadn't set up the real business email yet so I used this email so sign up a bunch of other services that our business needed. Tripadvisor, Facebook, TikTok, YouTube, Google maps (registered with our actual verifiable business address), Google webmaster/SEO stuff with our actual real website. I spent a full day doing this. Then I was busy for a week on other stuff and when I went back to use this account it was permanently locked. No recourse, just a message saying the account violated something and was permanently locked - with a text box to write a complaint if I felt this way unfair.

Of course, I did write the complaint, as politely as possible, including my business details and personal email. But I never heard back and I assume no one actually reads those.

I permanently lost access to the TikTok account (no big deal except that I had got a good name. But I made the account under duress from my business partner anyway). I was able to gain access to the Facebook easily. Tripadvisor took me most of a day to regain access. Google maps still, several months later, has the wrong name for our business.

Moral of the story: if you're using Google as a primary service for anything without keeping backups elsewhere, maybe... Don't.
Watch Chinese news to see that China has a very militaristic approach
You can allow as many phone calls as you want but with thousands of players, you're going to get defect every single time you run the experiment.

There's no "steal" here. It's your money, at a bank, and if you're late on the defect button you might not get it back. The rational action is always to defect.
Most of the Canadian media market is owned by American interests

What a weird thing to say, this is wildly untrue.

Foreign ownership laws tilt this dramatically.
Directly, nobody was injured. Proximately, we really have no idea. I am in favor of strict liability for a broader variety of negligent behavior. Losing one's career over bad judgment is of course a kind of deterrent, but realistically lots of people fuck up and then go on to have moderately profitable second careers by writing a book and giving talks with titles like 'Learning Hard Lessons'. If they're entrepreneurial they can become stars of the MBA circuit.
Jaded, I suppose.

I don’t think the majority of legislators truly align the best interests of individual citizens to their decisions and actions.
Related comment from Garry:

- https://news.ycombinator.com/item?id=35143443
Quit my job in Fintech to work on my own AI startup.

I built https://FakeYou.com as a side project, and it blew up. I quit my job after I realized the potential, added monetization, and started to broaden what we do.

I've been working on https://storyteller.ai for a year and plan to launch our platform soon.

Both of these tool sets reinforce one another.

I'm hiring folks that were engineers that want to do AI instead. Please reach out! Our stack is Rust / Unreal / Pytorch / k8s.
You made me curious and I checked their financial report.

Gitlab spent 310M of their total 580M$ of operational costs in sales in 2022.

Those seem crazy numbers, I see similar ratios in other financial reports (such as Cloudflare's).

On one side it means that those companies are essentially cash positive the moment they cut sales expenses, on the other hand GitLab imho does not provide enough over some competitors such as GitHub to make me bet on them 10 years from now.
it should appear clear that fear is very contagious

This can be true, and the Fed's move can be the right one, and it can still be case that the system has been dishonestly socialized by the back door and that this will have terrible long term consequences. It can also be that the Fed's fears were overblown and that in fact letting SVB and a few other similar banks fail would not wreck the entire system.

Equity and debt holders have been completely wiped out.

Only those who were bag holding at the moment of collapse. There will have been plenty of equity and debt holders who profited from SVB's risk-taking behavior and got out in time to realize that profit. The lesson bank equity holders will learn here is not that banks need to be more careful. It's that you can set up a bank, drive custom and profit with hyper-risky tactics, and as long as you sell your stake before the fraud collapses you'll not only get away scott free but nobody will even care because the large numbers of angry people who might organize politically to get justice will all be bought off by taxes on everyone else.
I filed a complaint with the CFPB about exactly this last year: https://www.consumerfinance.gov/data-research/consumer-compl...

Their response was:

1. a notice that they needed more time to handle my complaint, and then on the deadline to respond
2. 650 words that can be summarized as
a) "Experian Consumer Services" is not the same as Experian, the credit reporting agency
b) The terms of service allow Experian Consumer Services to do what they want
c) You are already unsubscribed from emails from our partners

Regardless, I'd suggest everyone else affected by this issue file a complaint as well. At the very least, these complaints are not cheap to process.
Can't speak for everyone. But a train of thought I've heard from founders for years (when I've suggested moving their huge pile of investment money into something other than a bank account) goes something like this:

We are not a portfolio management company. We aren't here to manage investments, we are here to build something of value: our startup. The money that is invested in us is best spent on _us_. They view us as a good investment, and we view ourselves as the best possible return on our time and money. We are all on in our venture and our outcome is either 0 or 1, we are going to be the 1, so every dollar we get is best invested in ourselves and not [X]. No other investment will yield the same return as our outcome if the promises we've made to ourselves and our investors hold true.

So they park their money in a bank account, use that to calculate runway, and treat that runway as an ongoing investment in their startup. The bank losing their runway wasn't really a substantial risk compared to the other existential risks a startup faces on a daily basis - at least not until last week.
> MMT economics

https://www.investopedia.com/modern-monetary-theory-mmt-4588...

«Modern monetary theory (MMT) is a heterodox macroeconomic supposition that asserts that monetarily sovereign countries (such as the U.S., U.K., Japan, and Canada) which spend, tax, and borrow in a fiat currency that they fully control, are not operationally constrained by revenues when it comes to federal government spending.

Put simply, modern monetary theory decrees that such governments do not rely on taxes or borrowing for spending since they can print as much money as they need and are the monopoly issuers of the currency. Since their budgets aren’t like a regular household’s, their policies should not be shaped by fears of a rising national debt.

- Modern monetary theory (MMT) challenges conventional beliefs about how the government interacts with the economy, the nature of money, the use of taxes, and the significance of budget deficits.

- These beliefs, critics say, are a hangover from the gold standard era and are no longer accurate, useful, or necessary.

- MMT is used in policy debates to argue for such progressive legislation as universal healthcare and other public programs for which governments claim to not have enough money to fund.»
> another service where I've gone searching for an unsubscribe link and haven't found one

I get medicare.gov emails I can't unsub from (because some idiot wrote down their email address wrong - obviously no double opt in either).
Power Smoothie
Is this I am Jazz?
wild...as a hunter who has made the trek to California a few times for Javelina hog and black bear, i had no clue they even offered a permit for salmon at all...its just not something advertised much.
Getting your money back in 5 years at current rates means getting back 80 cents on the dollar.
There are no SEO summaries here, commenters are encouraged to read full articles before commenting (and often shamed if they obviously haven't), and what's posted here is often non-journalistic "news" (blogs etc) or outright non-news.
I hope you used your own computing device to log into the credit card lender's site...
This is perfect. Hopefully I can find some seats in April. My son is going to love it :)

Edit: I wonder how to book a ticket, e.g. the 22nd April London to Winchester one?
Theil will probably appreciate that his crime was that he was the first to stop clapping.

This narrative was taking form over the weekend, and it's intended to edge him out of funding or participating in the '24 election. It doesn't need to be true, it just has to stick.
Didn’t they announce HSBC is buying SVB. And they specifically said that no tax payer funds would be used here. The only loses here are for the shareholders of SVB. Did the gov broker the deal, sure, but it sounds like most of that brokering happened on the other side of the ocean. Basically it sounds like exactly the sort of thing a libertarian would support.
Ok, I just got an email from the new CEO. The king is dead, long live the king.

Silicon Valley Bank, N.A. rising from the ashes of SVB...can gusto update now please.
Fauci: “There’s no reason to be walking around with a mask. When you’re in the middle of an outbreak, wearing a mask might make people feel a little bit better and it might even block a droplet, but it’s not providing the perfect protection that people think that it is. And, often, there are unintended consequences — people keep fiddling with the mask and they keep touching their face.”

WHO: "wearing a mask can provide a false sense of security, say experts, leading some to become less vigilant in more important hygiene measures, such as hand washing. Additionally, removing a mask so it no longer covers your nose, or touching the outside of the mask can make it less effective."

https://www.weforum.org/agenda/2020/03/who-should-wear-a-fac...

And they were right! Masks didn't work, it can be clearly seen in graphs of case numbers. But they later reversed that position. To say now that it was all misinterpretation of the never-wrong scientists is revisionist history. Their words were plain and we have the receipts.
At the same time getting rid of the nurses bursary that helped new nurses get trained.

Salaries not increasing with inflation.

Staff finding it harder to stay in the UK after Brexit.

Closure of many hospitals, a gradual move (including the previous gov) to many more privatised services.

All these things have increased costs without improving the service.
Nobody I know self manages their git and integrations regardless of where they physically work.
I don’t think the accounting of losses to the fund is actually discretionary, if they lose money they have to report it, they can’t just re-define the fund as marginally smaller than it was before. I don’t think I understand what you mean.
The issue with this is that news is largely fungible. If any news source adds a robots.txt that stops aggregators than other news sources will instantly rip off their content and put it on google. Since they don't actually employ any journalists but just an AI summarizer bot their expenses are low enough that they can make money off the few people who actually click the link.

The problem with this strategy is that eventually all the actual news sources will run out of money and the journalists will be laid off, at which point there's no news for the scalper sites to copy.
Arthur Peppercorn is the most British name I've ever heard. Incredible.
Of course the engineer's name is Peppercorn! Just what you'd expect from a Jules Verne novel about steam locomotives.
It’s actually hilarious that the three most troubled banks had the highest employee compensation (though that data is 4 years old). The headline writes itself
My understanding is that when people refer to deposits being insured in America they are nearly always referring to the FIDC insuring $250k on deposits (not for values greater than that amount, and not for stocks etc).

Is it common practice for other banks to insure deposits more than what SVB? I keep hearing the 'how could they not have insured X% of their accounts'. That question adds to the hysteria if most banks wouldn't hold insurance if they had those clients. There isn't a lot of reporting separating whether SVB was underinsured or whether the only difference is that other banks have a lot of individual depositors vs catering for businesses.
Splitting deposits to stay under the 250k limit would have reduced funding for this specific, narrow focused bank with an exceptionally high duration risk. It's less likely that the customers would try to pull 250k from 4 bank accounts at once because they believe all of them are unsafe than 1M from a single account. How could that not change the overall risk profile for the FDIC?
In your assertion here are you assuming that the bank was solvent and just had a liquidity problem, not a solvency problem?
I think you could easily argue that social media links to the news websites provides more value to the news website than vice-versa. If, for example, only the headline and sub-headline were quoted in the posts without the link -- which the Heritage Minister indicated would not constitute a fee -- any discussion could still take place, and certainly there would be even less benefit to the news organization.

Any news website can already prevent Facebook from generating link previews through meta tags, as I understand. But very few, if any, websites do this indicating that they understand it's not in their interests.

Perhaps people are not reading the articles because the _discussion_ is more valuable to them than the content of the article? Don't we all occasionally jump to the comment section on HN/reddit instead of reading the article? Seems to me that many news organizations have not yet figured out how to provide their customers with a product they are willing to "pay" for.

I mean, any brief visit to a small news website without an ad-blocker or, worse, a scroll through the comment section, should make this fairly evident.
I, too, prefer that companies spoke in direct, plain terms, without PR shenanigans.

Does anyone know why do they do this, though? Is it to de-risk potential lawsuits or do they believe people prefer that way ("sounds professional")?
> I don't see how he could profit massively from that

If you can cause the citizenry to get riled up against whichever government is threatening to regulate your endeavors into oblivion, then you can use it as a threat to prevent governments from doing that.
Okay well banks are not owed existence. If the banks went out of business give the deposit holders the choice of holding the underlying assets or the choice of selling them on the market.

If you held the same portfolio as the bond, you too would not be able to withdraw at full face value.

You are believing a lie if you think a ten million dollar deposit can be immediately withdrawn anywhere in its entirety.
You’re assuming homogeneous agents. In other words, no leaders; no whales. The real world doesn’t work like this.
How can you get the money to buy the shares, if you are a regular worker? Maybe get a loan from a bank?
What do you mean? Vaccines work by preparing the immune system before a real infection so that the real virus can be destroyed before it causes too much damage.
> With plain venv it’s hard to maintain multiple different Python versions on the same machine;

plain venv never advertised itself as a solution to this problem... I don't like this tool, but, sorry to say so, you are barking on the wrong tree.

Also, it's not hard to maintain different versions of Python on the same machine without conda. I can literally do this with my eyes closed w/o touching the mouse: it boils down to:

cd ~/src/cpython
git checkout 3.8
git fetch --all
git reset --hard origin/3.8
git clean -Xdf
./configure --with-ensurepip=install --with-system-ffi=yes
make
sudo make altinstall

Sorry. I've done this from memory and I kept one eye open. So, I kinda lied. But not really.
Employees are one of or the most expensive part of doing business for many. I guess you could google Gross vs Net margins in various companies or industries as an example (maybe here[1]). But layoffs aren't merely firing people, they are "firing people and not re-hiring for their positions or work." So it's often closing out on entire product strategies, such as the case here with YC.

[1]: https://pages.stern.nyu.edu/~adamodar/New_Home_Page/datafile...
Might be a basic question from a STEM nerd with not a lot of finance background, but what are "insured" millions held in? Special class of corporate accounts?
Then explain why they also offer locking (for a fee), and what the difference is?
They did a moratorium on crab fishing by crab fishermen but allow trawling for groundfish that a) picks up crab as bycatch and b) destroys their spawning grounds.

It’s not a great example of an effective policy response.
The CEO is responsible for lack of CRO too
And maybe the life in the ocean is more than just a "resource" for humans to exploit, like so much coal or gas.
OpenAI has their residency program: https://openai.com/blog/openai-residency
I would if I worked in an elevator company.
I wish I had time to make a list what would be required to bootstrap this.

Either by adding complexity (more features to the compiler) or dropping complexity (fewer C features in the implementation).

Did you ever look at that?

Edit: functions, enum, struct, arrays and maybe make all variables/functions a-z?

Edit2: https://joyofsource.com/projects/bootstrappable-tcc.html

Edit3: https://news.ycombinator.com/item?id=35135384
Beyond the inconvenience, it's ultimately just insulting. I can only imagine the number of decimal places at which conversions budged upward from such a transparently belligerent implementation of a modal, and yet some miserable product manager made the call to ship it. What an utter waste of everything that went into producing such a wretched, parasitic product.

Have I mentioned I don't particularly like Experian?
You're 20 years too late. It was good at the time.
You can't tell me they are on the same level. I'm infuriated just reading all the issues people have with this experian service.
> I wouldn't say that networks trump demonstrated ability (I prefer that to "credentials" because that's what credentials are a proxy for)

That's not what I said. To emphasize my own comment:

> Whenever I've seen a situation with low supply/high demand

In context to the GGP I was making reference to improving resumes when the labor market is over-saturated. Many orgs will sooner hire someone who's been vouched for than to sift through 100s of Github repos and contact 100s of references. They might not be as good as the best candidate in the pool, but the expense of verifying that might be too much, especially if they don't have the bandwidth to do that (e.g., HR staff, time from tech staff). And in times like these, candidates will be just leaping out of their networks.
Lots of comments questioning the wisdom of this quote, but I think it's essentially spot on, albeit lacking some tact:

> You’re in business for 40 years and you are telling me you can’t raise $2 billion privately? Get on a jet and fly to Kuwait like everyone else and give them control of one-third of the bank.

That is, despite the fact that the run on the bank was the culmination of bad risk management, not the start, it was absolutely not a foregone conclusion the bank would fail. They definitely should have already had any asset commitments signed before they went public. Then they would have been able to say, truthfully, "we are in a stronger capital position than we've ever been in" as opposed to "please don't panic". SVB had a lot of value in their unique expertise that an outside investor would have valued before the run on the bank - it's really sad that institutional knowledge will be lost now.
The bill seems rediculous. Imagine the non internet version where you weren't allowed to discuss the days headlines with a friend without buying the paper.
Um, excuse me, but there existed a Tiny-C in 1979. Whatever you are talking about creating in 2000 is in no way an original idea.

References:

Dr. Dobb's Journal #32 (Feb 1979) page 41, review of Tiny-C User Manual by Ted Shapin [0]

Dr. Dobb's Journal #35 (May 1979) page 37, "Tiny-C Interpreter on C-Dos" by Ray Duncan[1]

Tiny-C Associates incorporated in Holmdel, NJ, March 1978 [2]

"Tiny C" trademark application filed 1979, cancelled 1987 [3]

There was also a "Small C", see DDJ #45 (May 1980), "A Small C Compiler for the 8080s" by Ron Cain[4]. Cain references buying a copy of "the Tiny-C interpreter from Tiny-C Associates" and finding it too slow, so he bootstraps his own C compiler, writing it in C, compiles it on a UNIX system, then using it to compile itself to get the 8080 machine code.

See also DDJ #69 (July 1982) p. 66, "Small C for the 9900" by Matthew Halfant[5], porting Cain's compiler to another platform.

[0] https://archive.org/details/dr_dobbs_journal_vol_04_201803/p...

[1] https://archive.org/details/dr_dobbs_journal_vol_04_201803/p...

[2] https://www.bizapedia.com/nj/tiny-c-associates.html

[3] https://alter.com/trademarks/tiny-c-73219160

[4]https://archive.org/details/dr_dobbs_journal_vol_05_201803/p...

[5] https://archive.org/details/dr_dobbs_journal_vol_07_201803/p...
Explain how burning the system your community depends on to the ground when it wouldn't have burned otherwise is "rational"
> this worked for a little bit longer, but he proceeded to get on a VPN, and then another when i blocked that IP, then another when i blocked that IP, etc, etc.

Beyond VPNs, I've even seen attackers leverage residential IP networks which makes VPN detection ineffective as well [1]. If you ever need a more permanent identifier to ban users on, consider using a device/browser fingerprinting tool [2]. It helps avoid the whack-a-mole issue of more sophisticated attackers churning IPs/emails/user agents/etc.

[1] https://brightdata.com/proxy-types/residential-proxies
[2] https://stytch.com/products/device-fingerprinting (I'm admittedly biased towards our solution as I work at Stytch)
This sounds fine for a very narrow subset of use cases which follow the Happy Path but a complete disaster for anything else. I mean, come on, there are so many React devs who struggle to get it right so how on earth is a Python abstraction layer going to be any better? Just learn JS.
Watching China's expansion into the South China Sea and the Spratly Islands over the last number of years make me skeptical of them giving up any amount of land.
1. The force needed to "click" varies depending on where you put your fingers. Clicks near the top of the track pad take more oomph

2. AFAICT you can't change the scroll speed on Fedora (not sure if that's Framework's fault but still super annoying)
Tabs, splits, programmability, best-in-class graphics support, an ssh multiplexor, session management, Lua scripting.

Alacritty and Wezterm have very different--if not opposite--philosophies. Choose Alacritty if you want something simple, fast, focused, done right. Choose WezTerm for flexibility and being a cross-platform environment by itself.