skysight-inc/HackerNews huggingface dataset:
Isn't "olive oil butter" basically exactly what margarine is? It can also be made with other vegetable oils of course.

I don't prefer it over butter although this is largely a matter of taste, but more importantly IMO, even if it was touted as a healthy alternative to butter in the 70s-80s, today margarine has been shown not to really be better after all. It's not used much anymore by people less than 50 or so, in France.

I think modern margarine is probably better as it doesn't contain much transfats anymore, but in France the damage to its reputation has been done already.

I live in Belgium though and people still use margarine here, but as far as I can't tell it's mostly because they just call everything "butter" and don't know the difference between margarine or butter.
Positional embeddings are tricky - it very much depends on the specific embedding method chosen. Some advanced methods allow conserved or even slightly improved performance with context length increased beyond what was used for the main pretraining run.

As often is the case with these large models, you can change it with some finetuning on longer context samples from the same dataset, with what is really a small amount of compute invested compared to the million hours spent on training the thing.
If I was the CFO of $SIVB I would've sold $575k in stock on March 8th 2023. No wait, that was February 27th 2023

2023-02-27
SIVB Beck Daniel J CFO S - Sale $287.59 -2,000 4,242 -32% -$575,180

http://openinsider.com/search?q=SIVB
Silicon Valley Bank Failure [pdf]
It's like they took an 80s Supra and slightly updated the looks while drastically changing the underlying technology.

Add to cart!
Most banks do not have most of their capital tied up for ten years; SVB had to sell their treasuries before the ten years at a loss. The only thing tying other banks who don't do that to SVB is random fear of a bank run.
Incorrect. I have friends with $500k payroll deposits due at noon Monday. Fdic has made no guarantees that they’ll have access to a sufficiently large amount to cover.
It's sad to see the word "Delorean" go the way of the word "Atari," divorced forever from the magic or mystery or mad genius of its original story, repurchased and repurposed to sell vapor to the nostalgic or underinformed.
Why don’t they let other startups buy these companies that might be in financial need now? Why can’t another company which had better financial risk management to profit from it?
What makes you think the majority of accounts would operate that way? Seems ridiculous considering it's SVB, not your average bank.
Since nobody shared the Quanta URL yet: https://www.quantamagazine.org
The value of the interest is not relevant to the truthiness of the concept. And zero is still a number, although some mathematicians might not agree...
It's not "universal". Suburban city-planning is a US thing, almost exclusively (I'm told Canada follows suit). Most cities allow mixed commerce-living. Meaning there's offices, shops, factories in-between and below housing.
Yet US suburban planning -by law- disallows offices (and shops and factories) to be mixed with housing. You are often literally not allowed to live close to work (or work close to your home). that isn't universal at all.
Look at Basel III and their liquidity tests. TLDR: government bonds (Treasuries for SVB) that matures in 5+ years are considered illiquid, and banks which are subject to Basel III (which SVB would be under old rules) must have at least 100% liquidity coverage ratio (which based on SVB's client base would require SVB to hold ~30% in short-term bonds).

Edit: this FT opine summarize the sillyness: https://www.ft.com/content/c95e7708-b903-405d-a017-963844eb3... (paywall bypass: http://archive.today/2023.03.11-083455/https://www.ft.com/co...)
It’s practically infinite precisely because if a bank goes under and you lose your checking account the entire banking system immediately collapses and there is a real bank run 1920s style.

I look at the FDIC and its ability to either pay or be bailed out to pay as an existential function of the State (US specific) and the inability to do so threatens its existence.
Nope. Lufthansa doesn't belong to the people. Siemens doesn't belong to the people. Infineon doesn't belong to the people.

Yet, even in the health care system the inssurers are private and doesn't belong to the people. It is just regulated how the system works.
A few tax refunds in a national crisis is not socialism. It would have been socialism if the US government nationalized failing companies (instead of giving trillions in handouts), and transferred ownership of those to the people in some form.
Yeah I get it, but everyone needs to be responsible for security as well. Look what happened with Lastpass. I can totally see someone doing something silly like exposing a device with default creds like a MySQL db on a production box, then forgetting about it and getting a new job a year later.

I do block proxies like this, but it’s hard to block every little thing.
Hi, it’s me, Uncle Sam, I’ll buy those assets at face value because that’s what I do. No Open Market Committee buying of the stocks, though.
In hindsight, were there actions that depositors could have taken to reduce the risk?

Was there any level of due diligence that could have warned people off of SVB?
It’s an insurance payout, not a bailout. If someone totals my car the insurance doesn’t say “well, that’s the risk of owning a car” and pay nothing. Insurance exists for these scenarios.
It's not so much anxiety - but one has to be prepared for the fact that these people can, and (far too often) will throw pretty much anything at you, with essentially no understand of what they're doing or why.

And then of course ghost you, even in the interview itself seemed to be perfectly fair and above board.

And when come back with the inevitable fake apology when confronted about it.
The gang finds out about fractional reserve banking.
> When you say that the output of LLM is "correct", what do you mean? The output that seems impressive is merely "plausibly written by an intelligent entity" but there is nothing about it that could be characterized as being "correct".

My point is that we should not make these types of distinctions about how "we" "reason" versus how an LLM does. For example, I have no idea if your reply came from ChatGPT, but it sounds pretty intelligent to me. In that sense, your output is "correct" because it led me to believe I am arguing with an intelligent being. The analogy to a broken clock which is correct twice a day is ridiculous, because ChatGPT, on average, is quite capable of producing meaningful replies to a very complex problem (natural language queries).

I don't quite get your analogy to insects. If we figure out an analog pheromone to the ones ants use to communicate, then we found out something very meaningful about ants. Likewise here, I am quite certain ChatGPT is not producing language in the same way a human does, but is it using the same principles? Chomsky and others are prescriptive in saying it is not, yet their arguments are not convincing.
Hang on a second- this project looks to be assuming that the db will be remote and over the internet. Even the SQLite official document recommends people to use PostresSQL in that scenario [0]:

>Generally, if your data is separated from the application by a network, you want to use a client/server database. This is due to the fact that the database engine acts as a bandwidth-reducing filter on the database traffic ... Use a client/server database engine. PostgreSQL is an excellent choice.

[0] https://www.sqlite.org/useovernet.html
What’s the modern day equivalent of faberge eggs that would trigger a revolution?
It sounds like they're trying to – and I think probably will – but it isn't a sure thing yet.

Resting in my armchair, I think they're trying to make deals with several other banks to absorb the SVB clientele. Maybe there's one bank that agrees to buy up a large chunk of the deposits and a couple smaller ones that participate as well. If there are multiple buyers, it spreads out risk and doesn't just give assets to a big big, and may help raise the price floor. The FDIC might cover the gap.
Node.js Date Parsing Inconsistency
You are making the same kind of argument that people asking for SVB depositors to be made whole are making.
I see a lot of unexpected saltiness and clear misconceptions in any thread about SVB.

“Depositors shouldn’t get anything beyond the insured $250,000”. Then what do we do with the billions in remaining assets? Appropriate them, and leave small and mid businesses hanged to dry?

“This is a bailout”. It would be if shareholders were to get their money back, which doesn’t seem likely. The government will use the bank assets to make customers, not owners, whole.

Generic screeching against the tech world. I get the schaudenfreude, but this will not hurt big tech and VCs as much as tens of thousands of small businesses, and the people employed at them. Some billionaires will be upset at some relatively insignificant losses, while hundreds of thousands may lose their jobs.
I think you’re beginning to get it.

Consider time it takes to get your deposit back:
FDIC says depositors will get $250k back on Monday morning (pretty incredible turnaround actually).
For the rest, they will have to wait for assets to be sold.
great, but they are forgetting one more detail. Even existing apartment buildings need to be fixed for remote renters. i.e. FLOW https://a16z.com/2022/08/15/investing-in-flow/
I recall several pastoral paintings with steam trains—- Have you ever seen a live steam train IRL? Massive smoke plume.

I believe such visual phenomena could inspire art, even if it’s only indirectly through other artists.

Great idea, but without actual written confession, we can only discuss by visual examination. Article just has too few images.
Yeah, in better news though, it seems to be using gorm which has different drivers available (https://gorm.io/docs/connecting_to_the_database.html), SQLite being one of them. So unless they are doing something postgres specific, should be relatively easy to switch it out.
When the government has to step in and use money to back things up, that’s a bailout. “Making depositors whole” can only be accomplished if the assets owned by SVB are bought for more than their market value, where the government is on the hook for the delta. That’s a bailout.
The 402 response needs to be properly implemented. But, to do this expeditiously, we need people wanting to move away from advertising revenue for their content.

I've consistently posted here about Aperture, Lightning Network's reverse proxy service that implements 402s via Lightning. With support from major browsers, this would provide a means for all different types of services and content providers to easily monetize their sites.

https://github.com/lightninglabs/aperture
Yes, and if you hold it for the 10 year term, you do get the money back, plus a small amount of interest. The problem is that now, you can buy bonds with a shorter term that provide higher interest rates. Thus to sell the old bonds now, you have to sell them for less than you paid for them so that the return on them becomes competitive with buying a new bond.
They should have used an em-dash.

"working to help depositors--who are concerned about their money."
How Are Places on the Moon Named?
https://www.smithsonianmag.com/air-space-magazine/how-are-pl...

Planetary Names: How Names Are Approved
https://planetarynames.wr.usgs.gov/Page/Approved
They also lobbied to become more vulnerable. Greg Becker the CEO worked to get regulations removed that helped them get in this position by removing public liquidity stress test reports and reduce the frequency of liquidity stress tests.
No, the project has two parts. One server and one client. The client obviously runs on a different host than the server, but nothing in the architecture says that the server and the db has to run on different hosts.

You can also see that the pgrokd.yml config example is connecting to the database via localhost, so running on the same machine as "pgrokd" (the server part of pgrok).
Not necessarily. They’re worth 100B still, but they require the purchaser to “lock up” their capital. If you need liquid cash now and potential buyers are only interested in locking up their capital for higher gains/rewards, you might consider selling at a loss.
How to Set Default Fonts and Font Aliases on Linux
The insurance had an explicit policy limit. That’s what the premiums were based on.

Up to $250k per depositor isn’t a bailout. A penny above that is.
Your citation for why they aren't depositors refers to them as depositors. I'm confused.
I would refer to my other comment. Investing in a bank always carries the risk of a bank collapse, a threat that people that are under the FDIC limit implicitly are insured against. Large stakeholders that didn't pay an asset management firm to diversify their holdings or expect their holdings to be diversified at SVB were not acting with the competence necessary for that level of investment. A bank doubling their assets over a two year time period is a clear indication that something was wrong.
First, the balance between the bank's assets (its loans…)

Keep in mind those loans are largely being paid by SVB customers that are very likely scrambling to make sure they can pay their employees right now.

It’s pretty assured that more SVB loans will be defaulting in the coming weeks than if their depositors didn’t lose access to about half of their money.
I was thinking to pull out my money. Maybe Redneck bank, but ultimately chose not to this morning. I have less thank 250k. I might pull out 40k for 4 week bills. But that’s just for better interest while staying relatively liquid.
Obviously it is quite seasonal. In February we generated 350kWh or 12.5kWh per day average, importing 13.2kWh in total and exporting 153kWh. In January it was 8.5kWh per day average.
If I’m a treasurer at a small firm, I’m just going to move my funds to the biggest bank I can find. Who has the time or energy to spend interrogating the asset mix and bond duration of the bank with your checking account?
Come on, realistically, no company can afford private offices for all their workforce. Even for roles that do require complete concentration like programming, it's not feasible to expect even Big Tech companies to foot the bill. The infrastructure cost alone would be astronomical. Such buildings just don't scale, and the setup couldn't keep up with the growth rate. So at best, they can have private offices for tech leads, managers and senior staff, but this undeniably goes against the "flat" organizational structure some companies like to virtue signal.

What can be much more manageable is to have comfortable cubicles for everyone (not the cramped desks with dividers, which is what probably gave cubicles the bad rep), and also have many small and large meeting rooms where people can congregate and collaborate in. This has the benefit of defaulting to semi-private workspaces which can easily scale, and moves the noisy collaborative areas to closed rooms, so that they don't bother anyone else. The smaller rooms could even serve as rotating private offices, if needed, that anyone can book for a limited period of time.

But the open floor office only has practical drawbacks, and definitely has to go. It only got popular because it's really the cheapest option for companies; just place some desks, chairs and monitors in a huge space, and sell it as "collaborative". But if they really want to entice people to come back to the office, they need to invest in better working conditions.
https://en.wikipedia.org/wiki/2008
It is very impartant to have live collaboration possibility.

Also working from home is not as productive.
There's value in white board interviews. Candidates can't cheat their way through them. I realised the value in them during the lockdowns when interviews went online and I found that a few candidates were cheating. Sadly the interviewer guidelines at the company I was working at that time, explicitly forbade me from writing anything about candidates cheating in the interview feedback, and instead required you to just "notify" the recruiter about it. The gradient of the falling hiring bar, only got steeper.

Also, the bit about puzzles, leetcode is somewhat of a myth, mostly perpetuated by salty candidates who couldn't pass tech interview loops, for whatever reason. Puzzles were explicitly banned at Meta and Google, when I worked there, and if a question is found on leetcode or a similar site (as they eventually do), they'd get banned too. The idea isn't to make candidates jump through a series of pointless hoops, but to concretely evaluate their coding and reasoning abilities. It's certainly not perfect, but it's a lot more BS proof that just having a chat or take home assignments. Also, needless to say, more senior candidates are expected to successfully grapple with harder problems.
That's not even remotely true. Nothing about us is inherent to bartering.

That's of course relying on the assumption that we would get rid of money entirely as the only solution.
Depends what they're doing with it. If they're depending on some particular toolbox including its advanced functionalities, it'd be a tough move. If they only need base Matlab and maybe some basic features from some toolboxes, Octave probably has them covered.
I'll second the advice to learn Laravel!

PHP has gotten a lot better over time. For someone who hasn't used it since version 5 or earlier, writing modern PHP with a modern framework like Laravel will probably feel like whole new language. Speed has improved substantially, especially throughout the 7.x releases, and the type system has improved a lot as well.

Laravel itself is a great framework with amazing documentation, and it should be very easy to get started. The one thing I'd warn anyone who's written "old PHP" about is falling into old habits. It's easy to write the same old spaghetti code and jam everything into the controller, but your code will be much more readable if you do some practice projects and intentionally expose yourself to the modern way of doing things. If you've been using other languages in the meantime, this may be an easier transition for you.
The minimum viable product burned to ash
https://www.bbc.com/news/business-60128075

Plant-milk brand Oatly has been told not to repeat some of its adverts, after complaints to the Advertising Standards Authority (ASA) were upheld.

The ads, which used the slogan "Need help talking to dad about milk?", made unsubstantiated environmental claims, the ASA found.

You are a very nice person to make such great choices for the environment I'm sure, just be aware it is all nonsense.
> It is a coin that is redeemable 1:1 for cash, always.

That's what I realized after doing some more research. This is really a test of Circle's claims. If circle really has 1-1 liquid assets to cover all USDC, this is a non-issue and many people will make some very easy money after this weekend.

If, however, it's assets are not as liquid as claimed or not as 1-1 as claimed, then USDC and Circle will likely collapse Monday morning, quite possibly taking down Coinbase and much more with them.
> Managing director of SYPAQ, David Vicino, says the drones were supplied to Ukraine for humanitarian purposes including delivering medical supplies, food and water.

> Ukrainian ambassador to Australia, Vasyl Myroshnychenko, says “they are already being used by Ukrainian soldiers for a variety of missions including lethal ones”.

I wonder if SYPAQ is happy with the off-label use cases.
The “capitalists” invested in this business will get $0.

Look at their stock chart. Heck, look at what their bonds are paying.

There will very likely be nothing left for the “capitalists” after depositors are paid.
Nah, FDIC-insured funds are available the next business day in every bank failure. Funds over the limit could be locked up but their primary goal is to make sure that $250k is ~immediately available.
I observed an interesting effect.

I left the "palette demo" flickering on the same spot for about 5 minutes while doing other stuff on a dell up2720.

After closing the page, the pattern was still visible on the LCD when showing a grey image (or on top of the same pattern again where ghosting became quite visible). It's visible both as a slight color shift but mostly flickering.

Putting the screen to a fixed color pattern (via LCD conditioning) was still showing the same, again mostly on grey, excluding thus most of the driver/display chain as an issue which I suspected as first (dirty cache).

The effect is gone after about 5 more minutes.

First time I see persistence like this on an LCD. A static flat image can't do this on this panel.

Can anybody reproduce the same?
https://jobsort.com/search?q=system%20administrator but my job search engine doesn't seem to find any internships though, but maybe it's helpful to you.
If you want the taxpayers to assume the risks maybe don’t allow the CEO to lobby to be excepted from the regulations which prevent this risk?

This whole situation is dodgy and I’m the last person to be calling for government intervention.
This reminds me of one of Weird Al's better songs

"Word Crimes" https://www.youtube.com/watch?v=8Gv0H-vPoDc
> Don’t you think there is a huge difference between the bank shareholders getting bailed out and depositors getting bailed out?

Of course they're different. But they're both bail outs.

If my house burns down and I have $250K of home owners insurance, do I get the rest covered by the Feds?

> Let’s think about the risk of “morale hazard” in these case: Bail out the shareholders: we can throw more money into the stock and never lose money! Risk free returns, I better pump this bubble up! Bail out depositors: I feel safe having my money in a reputable bank! I can operate my business and pay vendors/employees, I can keep doing my job without interruption.

SVB, and banks in general, offer incentives for people to deposit money. It can be anything from account bonuses to non-monetary perks like access to other sources of capital. To say that depositors had nothing to do with the losses is extremely naive.

> Bailing out one group makes them greedy, bailing out the other makes them productive.

They're both greedy. Or stupid. Or both. Either way, no hand outs.

> This is not old testament judgement, this is a financial war and our gov has to use every appropriate tool to fight it.

The government does work solely for the depositors or investors of SVB. It works for all of us and we've established rules for when it is authorized to step in and provide both liquidity and direct bail outs.

Romanticizing a specific customer base does not earn them special treatment.
Why do the screenshots show some sort of syntax highlighting applied to the article text?
What does crunchy mean with regard to a book?
Because businesses need to be able to pay their employees, because the banking system as a whole relies on trust to function.

And because we're not really bailing out depositors. The FDIC is just doing its best to make sure depositors take precedence over bank shareholders, which is as it should be.

Sure, you could let Roku lose a half billion dollars, but it's not their fault SVB couldn't meet its obligations. They didn't invest in the bank. Placing your money in a bank should not be a gamble.
Silicon Valley Bank Blinders
How weird would it be if we lived in some alternate reality where space was filled with air (laws of physics would be have to be different obviously). You would be able to fly a plane to mars.
I'm not sure why we should hold on to such tradition on creativity and certainty emerging from negativity - the reference that comes to mind when you talk about this is the "negation" concept from post-modern continental philosophers like Lacan. If so, I would say I hold zero weight to any argument appealing to such concepts as they have no empirical grounds. I would appreciate if you could correct me here if you mean something else.
That was my reaction after seeing St Petersburg. Palace after palace after palace...