skysight-inc/HackerNews huggingface dataset:
Banks have lost all excuses to be making money out of other people's deposits. If those deposits are guaranteed by the government, and backstopped by the government, then there's absolutely no reason banks should be able to invest any of them.

There's absolutely no excuse left for why banks get to invest any of their clients money. They get free leverage from their clients for free. They can send it to zero and the entire risk will be held by the government. That's absurd.

Revoke banks ability to invest deposits. They can't get to have the cake and eat it too. They could offer higher interest rates for non guaranteed accounts which bear risk, or zero risk for the already zero interest rates.
Nothing. It's technology for the love of it.

I'm sure there are potential uses but training your own LLM would probably be more meaningfully useful versus running someone else's trained model, which is what this is.
I dunno, but POTUS appears to be fine with this being described as bailout.

[0] https://mobile.twitter.com/POTUS/status/1635080376572956672
Tbh, I think Spotify is actually in critical danger. Their base product of just streaming music is extremely replaceable by Google and Apple. Those two have the advantage of being able to preinstall and advertise their platforms making Spotify the next Firefox.

I imagine management at Spotify is doing anything to distinguish their product as more than just a music service.
Is there a community free from someone’s claim of contradiction and inconsistency? Is there a point to this kind of snark?

If you have concerns about the Amish community, tradition, or lifestyle, I’m sure they’re more interesting than the philosophical gotcha games that one could target at anyone.
The performance loss is because this is RTN quantization I believe. If you use the "4chan version" that is 4bit GPTQ, the performance loss from quantization should be very small.
The point is that diversifying deposits across banks reduces the risk of failures happening in the first place, reducing FDIC payouts. This incentive structure completely breaks down if there's no cap.
And just look around. It's exactly this, everywhere.
This is true, but lifestyle is undoubtedly a factor in people’s activity patterns.
It's easier for people to believe in a personified evil with a face that can be hated and a body that can be killed than it is for them to accept that many of our biggest problems are intractable hyperobjects which are simultaneously nobody's fault and everybody's fault.
It looked very familiar... Until I looked at the logo, and realized that it was Terminus.
>No farmer in America was banking there because, hey, that's obviously kind of a sketchy bank.

Wtf are you talking about? It was the 20th largest bank in the country. It wasn’t some sketchy thing exclusively for startups.
https://github.com/ajeetdsouza/zoxide
but the depositors aren't the ones whose actions caused the consequences... (well, you know what I mean).

The bank (which took actions) faces the consequences of no longer existing.

The customers don't lose their money.
I can’t believe anyone would put any stock in such “evidence”. No one is going to say “yeah, I pushed the limits of tax filing and got busted, nice catch IRS”. They’re going to say “I was just minding my own business when the IRS robbed me with their machine guns”.
> Even before Brexit, things hadn't been going well

While I think Brexit was unwise, it passed for this exact reason: things hadn't been going well.
A lot of people are doing exactly that. https://www.nytimes.com/2022/12/20/world/europe/uk-ambulance...

But the problem isn't with the ambulances, it's with overcrowded hospitals.
> No one knows that taxpayers will have to pay anything for any of this. It's possible they'll end up ahead.

Wouldn't SVB have been sold at auction by the FDIC if that were likely to happen?

I don't want to see startups fail or people lose their jobs, but this all feels like a cloaked way of passing the cost of the bailout onto the taxpayers (via raised FDIC fees that will trickle down).
I made a small tool to automatically handle git/npm stuff without worries. Think of it as a automated tiny local CI, you just run "happy" and can rest easy knowing that in few seconds/minutes (depending on your build+tests+etc) the latest running version will be deployed in git/npm/etc:

npm install happy -g

$ happy

// Basically does:
- npm build (if package.json build available)
- npm lint (if package.json lint available)
- npm test (if package.json test available)
- git add . && git commit -m $MESSAGE || "Saved on $DATE"
- git pull
- git push

happy --now
// Same but omit the build+lint+test steps, ideal for e.g. a documentation change

happy --major | --minor | --patch | --publish 1.2.3
// Same but use `np` (install separately) to bump the {publish} version and publish it in npm

It is built to maintain many small Git/npm projects, which fits my usecase and needs perfectly. But it has some limitations ofc, like it works assuming small projects working on a single git branch so if you have any kind of more advanced git setup it won't work properly.
Ask HN: A flood of AI startups, are any of them defensible businesses?
Banking shouldn’t be an investment. The entire economy runs on the idea that banks are fundamentally secure. This is why banks are regulated, and why deposit insurance exists. The extension of it past $250,000 is very good
There are a few open source ones:

https://www.traccar.org/
https://owntracks.org/
https://apps.nextcloud.com/apps/phonetrack (if you have a nextcloud)

The nextcloud one is by far the lightest on my phone battery, the other ones would often use very much battery. But i use android and YMMV.
What coldtea mentioned, the examples in the site you linked look better (well, most of them, some still use these pointless gigantic buttons). And the thing is every time i see the Textual linked here, it isn't with screens/examples like in the site you linked but with screens/examples like in the official site linked above.

From what i see the screenshots in the site you linked at are from programs made by others instead of Textualize themselves, so perhaps they should take a note of how the people who actually use their library and make TUI applications style their programs and redesign theirs accordingly.
This may be in support of the 50bp hike the media was stuffing into Powell's mouth all last week after his statements before the Senate, find out where else powerful people have built crab traps.
Yeah unfortunately I think this is a good take, and it's a bummer. I'm glad for people getting their deposits made whole and happy everyone will be able to make payroll, but I would have really preferred a private sale, even with some amount of haircut, to further expanding the moral hazard in banking.
97% of accounts are not insured. The whole point of the $250k rule is so you don’t wake up and are homeless.

This is a corporate bail-out.

1. FDIC revoked the limit and is ensuring unlimited funds.

2. Providing funds to other banks that may be in distress.

3. This guarantees banks have no accountability & the govt will cover all losses.
It's a basic shell feature that every terminal user should know from day 1. Hardly a "trick".
Threadripper was nearly pointless. What they really need is some SP5 workstation boards, but what does that even get you that you don't get from the server boards? Integrated audio? Just add a sound card.

The real disappointment is the clock speeds on the lower core count Epyc SKUs. Epyc 9124 and Ryzen 9 7950X have the same configuration and Epyc has a higher TDP but it's 3GHz/3.7GHz instead of 4.5GHz/5.7GHz.

And the reason for it is that the Epyc SKUs with more cores have almost the same TDP, which they couldn't hit with twice as many cores at 4.5GHz -- the 9334 has a base clock of 2.7GHz, and probably not artificially. Who is going to pay ~$3000 for a 32-core 2.7GHz 9334 if there was a ~$1000 16-core 4.5GHz 9124? It would be only 20% faster for three times the price. So they artificially limit the 9124 for market segmentation.

Then there is nothing available with the higher clock speeds that has more I/O, 12 memory channels and RDIMMs. Which seems like leaving money on the table. I mean, sell something on SP5 with the 7950X's clock speeds for some price. WTF.
According to the AP, there was a second bank failure today (Sunday) and there was a risk of a third:

> In a sign of how fast the financial bleeding was occurring, regulators announced that New York-based Signature Bank had also failed and was being seized on Sunday. At more than $110 billion in assets, Signature Bank is the third-largest bank failure in U.S. history.

> Also Sunday, another beleaguered bank, First Republic Bank, announced that it had bolstered its financial health by gaining access to funding from the Fed and JPMorgan Chase.

https://apnews.com/article/silicon-valley-bank-bailout-yelle...
> Are you aware that SVB had exclusive banking clauses that preclude opening accounts with other banks?

That, in and of itself, ought to be a negative inducement to bank with them, and I think a good case could be made that such clauses should be prohibited by policy, as customer diversification across banks makes the financial system more resilient.
It's combination of multiple factors. I think education has the most pronounced effects on fertility/birth rate, though.

https://blogs.worldbank.org/health/female-education-and-chil...
https://rdcu.be/c7r33

There's also papers on extreme working hours having negative effects on fertility:
https://www.aijssnet.com/journals/Vol_5_No_1_February_2016/4...

I don't find it surprising since extreme work hours --> worse health/social outcomes --> low fertility.

China and Japan has similar thing going on, but I'm sure there's way more nuance to this issue than my statement shows.
There was only a bank run once people worked out they were insolvent. They wouldn’t have been able to survive unless interest rates went back down without much net deposit change in the meantime…
> Good, they would’ve gone under otherwise.

Why? They seemed to be in pretty good shape.
In every other FDIC bailout, all depositors have been made whole. I don't think any depositor (of standard accounts) has lost money.
> In CSS Media Queries Level 4 all media types outside of ‘all’ and ‘screen’ have been deprecated.

And ‘print’. The deprecated and now-never-matching media types are: tty, tv, projection, handheld, braille, embossed, aural, speech.

Source: https://www.w3.org/TR/mediaqueries-4/#media-types

(Also observe the note: “it is expected that all of the media types will also be deprecated in time, as appropriate media features are defined which capture their important differences.” Although features are a technically superior approach, replacing print in this way is never going to be particularly practical or pragmatic. I’m not convinced they’ll ever get to that point, and am confident they will never take the same deprecation route for ‘print’ as they have for the rest, making them never-matching (and ‘all’ and ‘screen’ are certainly not going to get that treatment).)
> When you can't get electricity for your e-bike, it's a large, heavy, but still functional bicycle.

For some definition of functional.

I really do not enjoy using my electric bicycle without electric assistance. Something about the electric engine makes it really heavy to use without that assistance.

I’d much rather have a bike that didn’t use electricity in the first place.
How does this compare to Nuitka or Jax?
Other than reddit, I think the vast majority of redesigns went well.

How many people are still wanting their iOS 6 or old YouTube designs back? It’s a bit of a shock when it happens but eventually you just get used to it and realise the old one actually did look worse.

Reddit is an exception. It looks fine, but it runs like shit.
back in the covid period, i wrote a small set of scripts to automatically attend my university lectures on zoom:

https://github.com/WantGuns/auto_meet

it does the bare minimum of:

- parsing calendar events (which have meet links)
- open zoom meets on lecture's starting time
- exit meet meets on lecture's ending time
- shutdown machine when all the meetings were over

my sleep schedule was f-ed up to say the least. these scripts helped me maintain my attendance :)
These tips are blowing my mind. Thank you!
Thanks. It makes sense and I guess that someone wanting to buy (some of) it may appear more easily now. Let's see. (But if I were a client I don't think I'd be inclined to wait.)
This is a strange question given your partner's occupation, I assume you mean within the same country, likely the US or perhaps the EU? (I have no idea how skills recognition works in the EU)
Obviously people have different salaries but also are payroll taxes and other taxes or fees that also need to be paid like unemployment insurance and whatever else the local government has decided. Sometimes these are collected city/county as well as at state level.

Benefits also cost $500-2500/mo (if you cover 100% employee and 70% dependents).

Not complaining but just saying there are costs that are not always apparent to employees.
> Civil forfeiture isn't a means to punish people for wrongdoing

Could have fooled me.

Thing is, when you are the CEO and you make the big paycheck, being a target for the mob is part of the job. 1,000 years ago if the crops failed, and the peasants started going hungry, either the priest or the lord was blamed. They can't control the weather, but it was someone's responsibility to make sure there was enough food stored.

The common sentiment is that the people who caused the failure should not be allowed to keep the money they made driving the ship ashore. Nobody is forced to be a CEO with million-dollar comp. It isn't some travesty of justice when they are held accountable.
I knew a wood worker in Floria who made great stuff but his Etsy was a total flop. He moved and changed address on site to North Carolina. He can’t keep up with orders now. No other changes. Same products, no advertising.
My guess is the developer tools. Maybe the web page makes you open a date dropdown for "check-in" > select check-in date, same for checkout, hit "search", and then a pop-up would open saying "sorry, nothing available", which you'd have to dismiss before repeating the process, but in the developer tools you might be a able to see that there's an XHR query which is just something like /searchAvailability?checkIn=20230313&checkOut=20230315/&guests=2, and OP's script could just modify the dates and hit this request URL.
Which apartment block do you thing a most people would rather live in, the one that charges you an extra 10 percent a year but promises to replace all your belongings if it ever burns down, or one that tells you it will never burn down?
> you should recognize when someone knows something more than you and show some humility

Funny; this is exactly what I was thinking OP needs to hear.
the math is still the same though, just different degrees. If we (as tax payers) are ok with insuring 3 accounts (as an example) x 250k each, why are we not ok with insuring 1 account for 750k?
Elect a 3rd party that is willing to curtail the SCOTUS's power?
Tim Cook Ordered Headset Launch Despite Designers Warning It Wasn't Ready
imgopt - shell script for image optimizing — just a convenience / batch processing wrapper more or less.
Nothing earth-shattering, just really handy for me over the past year.

https://gist.github.com/wittman/ab90f0eca5124233fa5163a32f89...

# Prerequisites:
ImageOptim (desktop app)
https://imageoptim.com/mac

## pngquant
https://github.com/kornelski/pngquant

brew install pngquant

## oxipng
https://github.com/shssoichiro/oxipng

brew install oxipng

## sips
(utility provided by default in OS X)
“ no losses will be borne by the taxpayer” seems to have gotten lost in the media cycle.
That wasn't what I was asking. I wanted to know how the ESF is funded. It looks like it is taxpayer money, insofar as it comes from budget appropriations.
I am not saying we should rely on it. I'm saying rich depositors having some skin in the game is a valuable component of a for-profit banking system. And it's hardly ancient thinking to suggest that financially sophisticated players should use a little of that sophistication when picking a bank. You could read Bair's "Bull by the Horns" for somebody who understood the 2008 crisis very well but had big concerns about the moral hazard that bailouts create.

If the rich really want a risk-free bank, I'm all for the government creating one. No loans, no interest, no profit, just deposits and withdrawals, unlimited guarantee.

But I expect that won't happen, because the rich don't actually want pure safety. They want to privatize the gains from risk and socialize the losses. And the more they come to think that's achievable by, say, hysterically encouraging bank panics, the more we'll suffer for it.
> Why is this not commonplace? Simply because the additional fee discourages it?

You actually answer this question in the second half, because banks have been treating the government as free unlimited insurance.
That’s a senior software Eng in LA’s annual salary. With five years of experience.
Yes and that is why they did what the Treasury told them to. It was directly in their shareholder's interests to support the recovery of the banking industry. Ken Lewis still lost his job for doing it.
If a VC firm tells you to keep your funds in a bank that gets a run, and you lose access to it, that VC firm destroys its reputation forever.

Please think about the payoff matrix and the fiduciary responsibility of the actors.
SVB’s fall marks identity crisis: bonfire of the venture capitalists
I had the same issues with LSP and I switched to eglot and it's much less sluggish for me. I don't know why that is or if it's a general solution but worth giving a shot as eglot is built in I think in the newer versions.
If I had to pick just one tactic for intelligence gathering it would be "count on somebody to make a mistake with operational security." They got Che Guevara that way.
Command names can be shadowed, you can `function get-content { "hello world" }` and that also breaks gc alias. The only safe way to script is to use the full command names including module names `Microsoft.PowerShell.Management\Get-Content`
So, at least two banks failed this week, 16th largest and a smaller one. Then Fed panics and effectively institutes an “unlimited” insurance/backstop policy, as a direct result.

I don’t know if I would call those events “pedestrian”.
It’s not the opinion that is getting the species killed: it’s just nature, we can’t do anything about it, otherwise we would have seen aliens already.
Yeah but the problem is that nobody wrote that down beforehand. It's not good to make it up as we go during emergencies. It's good to have clear rules written down ahead of time.
No. Spite is hurting yourself to hurt someone else. A desire for karma is willing to hurt yourself for justice. They look very similar, but are different.
I thought it was an operating system?
ChatGPT Is a Regex God
On the other hand:

https://www.cbssports.com/soccer/news/a-dallas-fc-under-15-b...
Actually no. The FDIC was created to protect small depositors without the knowledge to protect themselves against bank failure. Larger depositors were expected to assess their banks or find ways of safeguarding themselves.

One argument against deposit insurance was that it would lead to complacency and businesses offloading their responsibility to the government. And, here we are.

100% deposit insurance sounds great until you realize it leads to government regulation of 100% of the lending. TANSTAAFL. That is a very very bad outcome, there's very little room in it for a model like the Silicon Valley Bank, but that's where we are headed.
Estimates are 3 million Uyghurs are involuntarily in camps right now - but I guess some would call that not being homeless.
I watched the video and that is a pretty amazing tool. Great start to the immersion of ChatGPT coding styles mixed in with Stable Diffusion. Although I'm wondering when you asked it to add in the phone number, it basically regenerated the entire code instead of just adding it to it.

Stable Diffusion/Dalle has some amazing stock imagery that can be generated so the tool itself looks good.

Just a suggestion for easier onboarding... as the video clears things up, but then the homepage adds confusion as I'm not exactly understanding what the product result is or supposed to be. Why not allow users to generate a website right from the homepage and then add the create new app button from there so they can continue working? This way, it's like a full on immersive experience right from the start, which is a better CTA.
You can witness the same problems people have with capitalism demonstrated by monkeys and most other animals. It’s really just nature, some will be driven to have resources and power.
What is the general opinion about Nushell and this tools (or others)?

https://github.com/multiprocessio/dsq

https://github.com/jqnatividad/qsv

https://csvkit.readthedocs.io/en/latest

https://github.com/kellyjonbrazil/jc

https://github.com/TomWright/dasel

https://github.com/johnkerl/miller

https://stedolan.github.io/jq

https://github.com/harelba/q

...
I think you are wrong to not keep doing this (and I also don’t believe you’ll stop doing it unless it’s actually hard to continue doing, vs. the initial setup being difficult). I can tell you that after this I will start doing it. I don’t see these events as proving anything for the future. I have no idea what the political climate will be next time around, or any other factors. It’s like being down 9-0 in a soccer game and saying “hey, remember that one epic game we were also down 9-0 but then came back 9-10? Everything is fine.” What? No way. I don’t want my team down 9-0 at the half, ever.

BTW, in my experience many many people are risk averse in specific things they see that others don’t. It’s super hard to be an expert on everything. Talk to someone that knows about construction and they’ll have similar laments about home maintenance. Is it bad to “bail out” people that have their homes washed away in a hurricane? I honestly don’t know. But what I do know is that I’m definitely not jealous of them for making a silly location choice and “not paying the price”. That experience is not fun. I promise this episode was fairly disruptive even with this outcome. It is much better to look on from the outside than wonder whether a bunch of people you don’t know will save you. You’ll feel really bad if the next one isn’t bailed out because something is different and it gets you because you stopped doing something that aligned with your values just because of this thing this time.
SCARDS/INPUT, SPRINT/PRINT, SPUNCH/OBJECT, GUSER, 0...99

$ RUN *SYSPROG SCARDS=3FTJ:INPUT.DAT SPRINT=*VIRTDEV*

I was at UBC from late '84 to around '90. One of the last to use unit-record equipment as the undergrad Mac Lab went in around summer '95. I had a lot of fun with the MTS command macro facility and wrote a (highly) simplified sh(1) that let me do redirections and "pipelines" with a mostly sh syntax.

The part I miss is the system support for line oriented files and the tricks you could do with the command language to specify subsets of lines in a given file.

FILE(1,8)

will only include lines 1 through 8.

The file system naming scheme was essentially 2 level: location(account/public/temporary/device), and the name (12 characters). Somewhere I have a *Forum log where they were contemplating adding a hierarchal filesystem with the sort of arguing you would expect.

(hmmm...are you Andrew Reid?)
Well I'm hopeful we can move beyond medieval practice and that the presumption of innocence will prevail. Fortunately things seem to be going well for team rule-of-law.
Big fan of lofi. I don't get this, why would you want air traffic chatter at the same time?
It's not a coincidence because the Department of Justice prosecutes the criminal offenses.
Former Ontario municipal employees launch $125M lawsuit over vaccine mandates