skysight-inc/HackerNews huggingface dataset:
Fair enough, Australian urban development requires approval - and things previously approved are typically a shoe-in, the new and novel requires a bit of thought and can face delays and|or outright rejection for some time.

I've had a house or two in Perth over the years but I mainly live and work in rural or undeveloped outback locations and rarely face any pushback over experimental builds and installations.
> I have no idea why this idea is suddenly so unpopular.

It's not suddenly unpopular. It's never been popular to ask people to rescue businesses just because the lost a bet.

> it's clearly way too low for businesses.

Right, but businesses have a number of ways to limit their risk that individuals don't have. FDIC is not the only protection available, it's just the one that doesn't cost you anything.
The crypto projects you hear about in media platforms tend to be the ones with the largest marketing budgets, and the largest marketing budgets tend to be produced by scams. So your advice isn’t bad, but it also isn’t true.
The Fed gets regular audits as far as I can tell. But perhaps Ron Paul was campaigning for more thorough ones? (Or it was just a good sound bite?)

https://www.econlib.org/archives/2009/07/audit_the_fed_o.htm... and https://www.csmonitor.com/Commentary/Opinion/2009/0803/p09s0... might be interesting.

You might also like https://www.alt-m.org/2020/03/30/when-the-fed-tried-to-save-...
Little note: The Minix hard disk clone contains the text string "Copyright Autumnal Water Corp. 1991" which is consistent with a boot sector virus called "Autumnal.3072" so... I don't know, don't run it in a virtual machine hooked up to any other disk images you care about? This is the first time I've ever found malware on retrocomputing media, and goddamn if I don't love the verisimilitude. Don't Copy That Floppy and such.

I found that with binwalk. Using strings, I found the string "Dis is one half." which is on Wikipedia:

https://en.wikipedia.org/wiki/OneHalf

> OneHalf is a DOS-based polymorphic computer virus (hybrid boot and file infector) discovered in October 1994.[1] It is also known as Slovak Bomber, Freelove or Explosion-II.[2] It infects the master boot record (MBR) of the hard disk, and any files with extensions .COM, .SCR and .EXE.[3] However, it will not infect files that have SCAN, CLEAN, FINDVIRU, GUARD, NOD, VSAFE, MSAV or CHKDSK in the name.[4]

[snip]

> OneHalf is known for its peculiar payload: at every boot, it encrypts two unencrypted cylinders of the user's hard disk, but then temporarily decrypts them when they are accessed. This makes sure the user does not notice that their hard disk is being encrypted like this, and lets the encryption continue further. It also hides the real MBR from programs on the computer, to make detection harder. The encryption is done by bitwise XORing by a randomly generated key, which can be decrypted simply by XORing with the same bit stream again. Once the virus has encrypted half of the disk, and/or on the 4th, 8th, 10th, 14th, 18th, 20th, 24th, 28th and 30th of any month and under some other conditions, the virus will display the message:[4]

Dis is one half.

Press any key to continue ...

http://virus.wikidot.com/onehalf

So that's at least two different viruses. This thing is more infected than a streetwalker after Fleet Week.
Slap the companies logo on it and mail 100 of them to the office.
I really hope it's not the fed though, or any federal authorities. They shouldn't invent a new higher level of FDIC protection. They should allow losses here even if they want to do that. Just covering all of the losses which of course they could do, that's a bad precedent.
Ali Taylor, co-founder at Venture Studio:

“just got first founder email saying they are looking at moving their capital out of *all banks* due to contagion risk”

https://twitter.com/_ali_taylor/status/1634266779592585216
FDIC – SVB FAQ
He was pretty big on HN and Quora before the thugs got him.

The world hasn’t forgotten. He’s a big part of the reason why no one believes in tech anymore.
what are the implications of a bank that cannot fail no matter how reckless it is with everyones money?
I wouldn’t be so quick to write off the mention of other fire sales.

SVB’s assets may look good on paper, but they couldn’t sell those assets in the past few months or weeks, which is the prelude to Thurs/Fri.

I think the more important questions are: (a) are the assets actually there and fairly valued? (b) can anyone actually sell the assets quickly for near their current states value in the open market?

I think people underestimate how much prices swing when the assets are that large, there are few possible buyers, and everyone in every investment company is re-running their models this weekend with the assumption that SVB’s woes might also be independently happening in other larger banks.
> I think it is a fallacy (one often made by supporters of democracy) to believe that 90% of people want X, with X being the thing the government refuses to do....

No, no, it's not that 90% of people want more housing. It's that we'd have a form of government where, unless 90% of people want to prevent more housing, anybody can go build more housing. You'd need 90% support to pass a law (e.g. zoning regulations), 10% support to repeal it.

So you get all the laws everyone can agree on and none of the ones they can't.
LOL. Guy just wants to let his nuts hang after "a decade of coding"...I knew a molecular chemist ex Canadian Air Force pilot that taught himself Russian on a train ride and was a premier Canadian Pathologist out of mcgill that was more humble than this coder.
What kind of effort does it take to have any idea what you guys are talking about? Is there a For Dummies book?
> Recent reports that Department of Energy and FBI officials think the COVID-19 pandemic originated with a so-called lab leak

Why was the Department of Energy investigating the origin of a virus at all?
> You are conflating two things. Reserve requirements are not same as capital.

I know. I never wanted to imply otherwise. What made you think so?

> And there is a modern capital requirement, as per Basel III, in effect since 2022. Capital historically was calculated very differently.

Yes, the rules change all the time. So there's a modern incarnation of capital requirements. But capital requirements in general aren't new.
> Except that sunrise is not stable, so now your whole time system needs to slew and skew around to match the changes, and the meaning of day divisions changes seasonally and even daily

Wait a second...that's only because you are using noon as a reference.

The intervals from noons to consecutive noons decrease for half the year and increase for half the year, averaging 24 hours, with the swing being about a minute.

Similar for the intervals from sunrises to consecutive sunrises, except the swing can reach around 4 or 5 minutes.

Either of those is stable enough to use its average as a reference.
These are the new Beta docs.

The original docs made no such claim.

Which brings us back to the biggest problem with useEffect. Even the react devs don’t seem to have a clue how it should actually used, until only recently, despite it being among the 2 most used hooks ever since hooks were introduced.
Or how the alumni network will show up to give scholarships to prospects who are on the fence. “Oh, you’re thinking about that full ride from State huh? Well wouldn’t you know it, the Smiths just told me they really want to endow a scholarship…”
Then you are easily swayed by disingenuous actions.
What's the point in having banks anyway. Why let the people in the bank earn anything if they are risking money that isn't theirs and that the government will pay back anyway if they fail.

If banks are rescued from this, the only logical conclusion is that all banks should just cease to exist. Why should they get to play with what is effectively taxpayer's money, since that is where the risk will be paid from if they lose?

Let it all fail. If you don't let it fail, might as well go full on CDBC and revoke banks privilege and role in managing money. What's even the point of having banks when the banks don't really hold the risk themselves? Why have them as gatekeepers? They don't deserve a single dollar earned from risk that they don't hold.
It's because they weren't solvent.
you have to trust him, as the author of emacs and gcc, if you use them. admittedly, they are foss software, but have you (or anyone) ever trawled thru either for loopholes? i know i haven't.
>If you really think some rank and file programmer is going to suffer for an extended period of time (he/she won't, but just for the sake of argument), then let the Federal Government cut them an unemployment check directly

Saving the employees is not a motivating argument to me, anyway. These people work for risky companies, and should be prepared for their employers to evaporate overnight anyway. Functionally this is no different than the company running out of money or being sold and laying everyone off or any other of a half dozen scenarios where an early stage startup or otherwise small business could disappear overnight
There is no reason companies can't make payroll next week besides incompetence. The insured balanced will be available Monday and additional dividends on uninsured balances will land by the end of the week.

There is not indication in this article that sellers will not get paid, but those payments be delayed by a week or two as things get sorted.

It SVB causes some companies to go bankrupt, they were in a precarious financial position already and did a bad job of managing their risks.

While I would support some legislative effort to support customers of tech companies that ate hurt by this collapse, bailing those tech companies out is not the way to do that.
The key to all modern "AI" bullshit (ChatGPT, StableDiffusion etc) is that they're just exquisite lossy compressors, where a good-enough perceptual loss function has been learned automatically.

There's nothing wrong with that until people start assuming they're lossless (like Huffman encoding) which they definitely are not. Unfortunately the general public doesn't understand the difference.
A 4090 gets 30 tokens/second with LLaMA-30B, which is about 10 times faster than the 300ms/token people are reporting in these comments.

(20 tokens/second on a Mac is for the smallest model, ~5x smaller than 30B and 10x smaller than 65B)
Realistically, you would have to open the device to determine whether or not it has been tampered with.

...or you could use something invented a century ago, called an X-ray machine.
It’s interesting just how bad of a summery that is compared to the human created abstract included in the text.

“It is now clear that the production of unintentional conchoidal sharp-edged flakes can result from tool-assisted foraging in nonhominin primates. Comparisons with Plio-Pleistocene lithic assemblages, dating from 3.3 to 1.56 million years ago, show that flakes produced by macaques fall within the technological range of artifacts made by early hominins. In the absence of behavioral observations, the assemblage produced by monkeys would likely be identified as anthropogenic in origin and interpreted as evidence of intentional tool production.”
And here I thought raising the challenge meant increasing the difficulty. I must be hallucinating!

Jokes aside; of course the memeable (internet famous) flaws will be fixed by RLHF. But that means nothing in terms of intelligence, does it?
How is $475 2x $378?

At 14,567 students that's 32,607 each. Website says tuition is 59,950.
I’d just like them to fix the problem where license plates are completely unreadable by most consumer cameras at night. It’s almost as though they are intentionally bad. (The plate ends up as a blown out white rectangle.)
Isn't there a limit on the input length? Like you couldn't put a whole research paper into it?
Very exciting stuff, thanks for sharing this. They don't have a ton of open positions, but I'll be keeping an eye on the careers page.
*were no credible alternatives
I confused a small coma in 7,168 with a small point 7.168.

Let me try again ...

* The user tried to make an exchange to get an estimated of 5,899,460

* A modal window appeared with the estimated 5,899,460

* The system got an updated estimated and changed it to 7203.45

* The user clicked "Confirm"
“Inactive ingredient” is a term with similar provenance as “junk dna”, “oldest human tool-making”, and “oldest humans in North America”. These terms represent a state of current understanding more than absolute truth.
Which I feel like Apple does do? When I turn my iPhone off, it says it’ll still be able to be found using find my phone…
How many FDIC insured bank accounts would the cat sweater business need to protect them from Etsy withholding their money? I am pretty sure more bank accounts isn't really going to help with that.
The question was more general, if the iPad zooming introduced any different pixels (e.g. a purple pixel between red and blue). Or, "uncharged pickles" as the judge put it.
The bank is already shut down, dead, gone, past tense. It's shareholders are wiped out, as they should be. Nobody is calling to save a bank that doesn't exist anymore. We're talking about the depositors. I think this has been confusing to a lot of people.
I find assembly rather sexy, but I come from an electronics background and assembly is very much like playing with CMOS logic and rather intuitive for me. I also love forth and other stack based languages.

I just assume everything I see on the internet is old and tired but if it is new to me that is good enough.
> You don't want a situation where everyone has to ask what banks some company puts its money in.

Here’s the scary thing: even if the answer was another bank, the average person wouldn’t know if that bank was just as weak as SVB.

If people think SVB is contagious for their vendor, that’s one problem. If they start to see every bank as a potential SVB next week, that’s a whole different problem for the entire economy.
Fresh hell? I used to fly QF1 which in the 70s was a 36-hour slog in a 747 (SYD, SIN, BOM, BAH, FRA, LHR). Usually we never left the aircraft.

20 hours doesn’t sound so bad, though being in Perth does, so I can understand why they might experiment with service from there.
> People are misdirecting their (rightful) ire over 2008 bank bailouts at depositors

I'm not mad at the depositors. I just don't think it's right to ask the rest of us to cover their bad bet.

> Bank deposit accounts are supposed to be boring financial infrastructure, not a source of risk.

And it's not, up to FDIC limits. But we aren't talking about average joes here. We're talking about businesses dealing with very large amounts of money. These people have a responsibility to know that everything comes with risk -- including uninsured deposits -- and not to be naive about how business and banking actually works.
agree. it's always such systemic / procedural lapses that allow problems to go unnoticed
rms seemed as every bit the fanatic and extremist, but I knew, even entering college in 1989, that software (and hardware) freedom was endangered, and needed us to take extraordinary steps to preserve and expand it.
Some of the rules around prescribed controlled substances seem to have no legitimate purpose in actually "preventing addicts from getting it" though.

Not US, Australia, but wouldn't be surprised if same rules apply there – suppose you are prescribed 50mg Vyvanse. You start to feel like 50mg is too much (the side effects are too bad), and you want to try 40mg instead. Can the pharmacist dispense you 40mg instead of 50mg? No. Because it is a controlled substance (or "Schedule 8" as it is called in Australia), the pharmacist can only legally dispense the exact thing you were prescribed – they'll tell you to go back to the prescriber and get a new prescription. If it wasn't a controlled substance, the pharmacist would have more flexibility; in the past, I've gotten pharmacists to dispense prescription drugs without a prescription because I hadn't got around to getting a new script – something they are legally allowed to do (at least here in Australia) for non-controlled substances. They can't do that again and again – it is important the prescriber is kept in the loop – but as a short-term once-off, it does no harm. But going back to the prescriber involves getting another appointment, taking the time out of one's day to attend it, paying for it, etc. In the end one might just decide to put up with the side effects–which is a clearly less than optimal health outcome. Or, one can be reduced to trying to cut the dosage one's self – open the capsule, dissolve the contents in a measured quantity of liquid, then measure out the liquid – which will seem like too much effort to bother with.

I can understand how someone who is prescribed 50mg asking for 60mg or 70mg could be a sign of a developing addiction, but asking for less than one is prescribed is the complete opposite of how an addicted person behaves. So why isn't it allowed? Because the rules only have a rather diffuse relationship with preventing addiction (or other health harms). I think, to a great extent, the rules have come to exist for their own sake, not for the sake of anyone's health.
> There's option 3: The limit is in practice "At least 250k" and the value of "At least" varies depending on the nature of the deposit, the institution it's in, and its failure mode.

Well, option three is basically what we have now, and my argument is that it's supremely fucked up. As you point out, it highlights how vague, unclear laws or backstops are ripe for corruption and political cronyism.

It also adds a new form of moral hazard: if you're going to blow up, make sure you blow up big. Some small little bank that is pretty contained? Sorry depositors, you're all screwed. But scream "contagion" enough times and use the "nice economy you got there - be a shame if someone were to ruin it" tactic, and get Washington to come to your rescue.
Give your self a free phone number using Google voice
Clipnote Studio
good questions, i agree!
MMT is both novel and correct. The problem is that the novel parts aren't correct, and the correct parts aren't novel.

Have a look at https://www.econlib.org/library/Columns/y2021/Sumnermodernmo... for MMT.

I suggest having a look at market monetarism. See eg https://marketmonetarist.com/2015/07/14/the-euro-a-monetary-...

What kind of orthodox economy theory have you had a look at?
They can and they have been look on HuggingFace or search torrent sites.

You only actually need about 30GB of VRAM (or unified memory) and no ram to run the largest 65B model.
I think it's helpful to understand capitalism as a historical process in the real world, and not as a pure idea which society fails to live up to. The state had an important role in the development of capitalism everywhere, it still plays a crucial role, and that's just the nature of the system. It's possible that you just don't actually like capitalism - healthy!
Here is the famous Tanenbaum thread:

http://www.oldlinux.org/Linux.old/docs/linux_is_obsolete.txt

It's in RMAIL/BABYL format, open it with C-u M-x rmail and then h for the summary view. Or just read it as text.
"Infiltrating the government" generally implies having the government do something nefarious. If the government did hardly anything, there would be people who don't like that, but that's not really the same thing. The difference between someone infiltrating the government and someone impeding anyone else from infiltrating the government.
Malwarebytes blocked this site instantly. Don't dip in without protection.
>Why Write?

Especially when we could be coloring with crayons instead . . .
Using airfoil design rationalization as an example may not be the best choice in this context since there is a fairly long history of incorrect rationalizations for wing lift.

"Incorrect Lift Theories": https://www.grc.nasa.gov/www/k-12/VirtualAero/BottleRocket/a...
"No One Can Explain Why Planes Stay in the Air": https://www.scientificamerican.com/article/no-one-can-explai...
*Rippling (but lol)
I did not intend to be glib or offensive. But I do not apologize for my assertion that humans ought to have sovereignty over their own bodies. It is not the job of the governmemt to concern itself with what the citizenry does to their own bodies.
Nice try, Agent Schrader. ;)
Why? I don't see any irony here.

The bank also had very few chocolate coins (probably none), but that doesn't mean requiring them to hold more of those in their vault would have improved matters.

The problem is that the bank is insolvent; not so much that the bank is out of liquidity.

If they were solvent, someone would lend them the liquidity they need.
Ill advised for any company to keep funds above and beyond that necessary for day to day transactions all at one financial institution when it is quite easy to spread the excess funds across many banks/types of accounts. That is especially true when said funds far exceed those covered by standard deposit insurance.

Many brokerages offer their clients the option to spread their free cash across a large number of banks to minimize risk. Excess cash could also be invested in 4-week Treasury bills, again held at more than one fiduciary agent.
Yes, Adam Smith would know for sure!
That’s not plain English though, and I’m not seeing why that makes the plain English chatgpt attempt poor?
Sure, it’s not technically “their job” to destroy a dollar’s worth of obligations for 90 cents. It’s just a darn good idea.
There is no evidence at all that it copied the smartphone game. No one has even been able to show a textual description of its rules online that could be copied. And modifying the rules of Sudoko to create a variation is well within ChatGPT's known abilities. You can easily test this stuff yourself.
....Do you not understand that a bank is a creature of "we'll keep it safe until you need it?"

That a bank, even if the ultimate investment of float they did, finds themselvesbin a position they cannot reconstitute sufficient float to pay out it's liabilities has ultimately engaged in bad/risky investments?

Risk can happen in terms of "Wow those turned out to be really crappy mortgages," ot in "Well, I just dumped all that money in single year TBills, and the interest rate went up!"

Any bond in an increasing interest rate environment in the abscence of enough time being available to fully mature is setting principle on fire. Because you can't cash out, because no one will buy.

That's what went sour. You bet peoples money on things'll stay the same... And you were wrong, and there was no time to paper over it with the coupons of those bills.
Amen. Listen to this person, this is the voice of reason.
This is par for the course for Etsy, their business operations have been consistently poor. They need to take the brand hit from not conducting due diligence properly. That said it seems in Etsy case they are competent enough that the payments will be delayed not stopped.

You cannot just bail out every bank that fails, or the financial ecosystem will break down. Companies need to evaluate their partners not just trust the government to care for them.
> I don't think many people are qualified to assess the risk of a bank, and I don't think it's reasonable to expect founders to be able to do this.

That's not what anyone is expecting them to do. At all.

What's reasonable to expect is that they know that any uninsured deposit comes with a chance that it will be lost, and that they take steps to limit their risk to acceptable levels -- just like every other risk businesses take.

None of this is esoteric knowledge. Even as an individual opening a bank account, you are informed of the risk in the contract you sign.
SVB did a poor job managing risk with its overweight long term bond investments. That doesn't seem to merit personal property seizure and jail time to me, especially considering how much innovation they've helped create in the past few decades. But maybe I've just gone soft.
Fungus: The Befunge CPU