skysight-inc/HackerNews huggingface dataset:
Why are the CRAs private? Even from a libertarian perspective — you have all the inefficiencies and abuses that are created by lack of choice, but without the oversight you’d get as a government function. It’s the worst of both worlds.
Of Money and Morals (2017)
Manufacturing can still work like this (and maybe other industries?). You're laid off every now and then, if work slows down, but with the expectation (possibly contractually—many of these have unions) that you'll be brought back when work picks back up. AFAIK they can collect unemployment during the lay-off, so it's better than being kept on with much-reduced hours.
I would agree with you if there was major technical risk, but this is a system integration problem. Re manufacturing, there are millions of heat pumps made every year, and an ecosystem of contract manufacturers and thermal parts suppliers.
You're assuming the FDIC is a person who you can just ring up and have a talk with. This is a large bureaucratic organization that moves at a glacial pace.

Consider that the SEC mishandled five separate inquiries into Madoff as early at 1992.

https://www.theguardian.com/business/2009/sep/02/bernard-mad...
>“You’re not thinking in the long run. What if you would have said goodbye to the internet when the bubble exploded back in the 2000s? There would be no Google. Or Meta whatsoever,” she said.

She says that like it would’ve been a bad thing.
It's much easier to sort clean utensils so I do the opposite.
> for an experienced C++ programmer who is used to managing memory by hand

nobody with an inch of nous does that anymore.
Again that's revisionist. They booked a huge loss (something like $1.2B) last week, before the bank run, precisely because they lacked liquidity to handle routine withdrawals. The bank run is the effect, not the cause.
Happy 2nd Birthday to this Bitwarden bug
They had very few Treasuries. Latest balance sheet from 2 months ago had $1B Treasuries compared to $91B MBS and $212B assets. https://www.cnbc.com/quotes/SIVB?tab=financials

All your link shows is that Guardian, Reuters, and others have equally as bad reporting as commenters here, just parroting each other constantly...

SVB's actual announcement says "Additionally, earlier today, SVB completed the sale of substantially of its available for sale securities portfolio. SVB sold approximately $21 billion of securities, which will result in an after tax loss of approximately $1.8 billion in the first quarter of 2023."

I haven't seen any evidence that there were substantial Treasuries sold, I just see MBS on their balance sheet.
"As a result of this, we eliminated the roles of 17 people." is also fine, shows more ownership, and is therefore better (IMO) than "Seventeen of our teammates are impacted today."

The way they phrased it is entirely standard in the industry, so it isn't exactly a mark of shame to conform with that (IMO poor) standard. (At least they avoided using an MLK quote.)
I'm glad it did!

I know plenty about what white poverty in Mississippi looked like in those years, on account of growing up in it. Of black poverty I know next to nothing, because it was Mississippi, after all, and one wasn't encouraged.

I hate that I need someone from nowhere nearby to show it to me, and at this late date besides - but I'm glad he was there to do it, and that he collected his work into the book a copy of which is on its way to me now.
HBO is like $15 and it’s for pure leisure and zero creative work.

Git(-|lab|hub) >> HBO
Probably that, plus SVB has a disproportionate number of branches in, well, Silicon Valley.

On Zillow right now I see about a dozen homes (not houses) for sale in Silicon Valley for less than $1M and zero for less than $500k within about a 45 minute commute of Sunnyvale. (excluding empty lots and actual trailer parks, and anything under 750 sq feet—and requiring A/C)

Quibble with my filters if you want, but the point is that a person earning these exorbitant SVB comps basically can’t afford to buy a home without spending 2 hrs each day commuting or living in a shoebox with roommates (I guess they could buy that $650k meth house out on the end of Stevens Canyon—-it only needs a little elbow grease: https://www.zillow.com/homedetails/17950-Stevens-Canyon-Rd-C... ).

I would hazard a guess that there are few other banks where back office staff are generally not expected to afford a middle class lifestyle.
It looks good on an iphone~ no undefined anymore
I believe employees understand that working at a small, highly-leveraged startup is risky, whether or not they know which bank they use. The employees, by law, get 2 months wages guaranteed by the government (under the WARN act), and should have additional savings from their highly-paid SV tech job (which is partially highly paid because the employer engages in risky behavior) which I think is plenty of cushion to get their finances in order.

But the real problem I have is with special treatment. There's plenty of people out there who get screwed by their employer's negligence/malice but the only ones who get bailed out beyond the letter of the law are the ones with the networks, money, and influence to make noise about it.

> but let's not pretend it's an either/or, thing here, either.

But it is. You either spend money in 1 place, or you spend it in another.

> "bank bailout"

This isn't like a well-defined term as far as I'm aware, so 2 situations where banks/customers rely on the government to come to the rescue when risks don't pay out can both be called bailouts, whether or not the company remains in tact. You see plenty of media organizations and people calling this a bailout despite the fact that the bank is being dissolved, because it's a colloquial term.
Windows does offer an official API for this, as the article states. Unfortunately, everyone wants an API that works exactly like epoll, and IOCP just Doesn't Work Like That. It's actually way closer to how most people would expect async I/O to work, were they to design it from scratch without the well being poisoned by knowledge of epoll.

However, every *nix / macOS person writes their epoll code, then finds out that it Doesn't Work That Way on Windows, so this gives them back their epoll-like API.
Silicon Valley Bank collapse puts new spotlight on a 2018 bank deregulation law
State management hasn't really been solved.

Hence the whole debate about signals vs no signals last week. :)
The real question is not "when can the child consent" (depends on the child, hard to even define) but "where put the legal age for best reasonable protection of the children". I'd be fine with "no minor on social media" < 16.
What are you expecting someone with cancer to do? Sit in a room and do nothing forever? How do you think that's going to go for the business? You should be asking yourself these kinds of questions well before you think about speaking. You're commenting on a situation you're not involved in, and speaking out of ignorance.
Exactly, listen to anyone in banking. The idea of buying and holding such long dated MBS and LETTING YOUR HEDGES EXPIRE just as the Fed was raising rates is just unheard of. Even if they were allowed, it was spectacularly unwise and not just in hindsight.

https://youtu.be/GdfYnqyu7v8 There are multiple banking insiders who've discussed this that come to the same conclusion, here's a simple one for those who don't want to do any research, just WTF?!?

But why were they allowed to do this? Why could they add $120B in low interest bonds when rates were low and lots of cash was coming in during the pandemic?

Because the regulations were loosened in May of 2018 with lobbying by SVB (and possibly Thiel himself) they were just below the $250B limit. Also, what the hell were companies doing with $250M deposits earning nothing (not being swept into MoneyMarkets), when they could have been making $10M a year and been safe from losing it? Apparently, because their VCs recommended it.
They don't need it, they just don't get all their rated efficiency, which is much higher than single-speed systems. Single-speed systems commonly have cooling efficiencies around 10-14 SEER, the Gree Sapphire is 38 SEER. If you ran it at only full power, it'd probably only be 30 SEER.
Tagged unions with exhaustiveness checking, built into the language in a fairly deep way. Very different from what would come to mind for a C or C++ developer who hears the word "union".
Note that notcurses.com has a video demo of their library using Sixel, though the background music may be nsfw...
> The seriousness of the problem can be better understood by communicating with other involved parties including the bank, the government, investors, and clients.

Doing that would just give everyone else the info they need to start a run on the bank. Then they get their money out and you are left holding the bag and everyone is mad at you for not warning them.

If you know a bank is busted, and you tell other major investors, what do you think they would do? It only takes one person to freak out and the plan is ruined, and then you have your CEOs coming to you asking why the heck a board member who knew their bank was failing didn't help them get their money out.

We know that is true because when the CEO of the bank told major investors about the problem, they started a run on the bank. Do you think they would have reacted differently to the bad news if Peter Thiel had told them about it rather than the CEO of the bank?
When someone shows you who they truly are, believe them.
In the real world it is 15k yen.

That's the price of a Yamaha HS5 and some other speakers in that range.

And yep after that you definitely start getting diminishing returns.

https://www.amazon.co.jp/-/en/Yamaha-HS5-Active-Monitor-Spea...
What difference would the breakdown on parts and labor make to you as a prospective client, given that you cannot buy the units directly?
nature is healing
Yes, it's the same thing.
not only the overhead, but even the semantics

The difference is that the use of the smart pointers is checked of the compiler
Nope, not unions. Sum types. Sum types would be more analogous to tagged unions or discriminated unions.

> i have almost never needed to use such types

Well sure. When is an abstraction "needed"? Before Fortran, nobody "needed" a programming language either. So is a programming language necessary?

That's the funny thing about the word "need." It has very narrow application, and it's precisely why I didn't mention the word a single time in my top level comment.
> Parents with Munchausen's manipulating their prepubescent children into socially transitioning is a good explanation for the rise in prepubscent children socially transitioning. If we allow ourselves to believe that this scenario exists, then we must allow ourselves to consider the possibility that it happens a lot, since Munchausen's is at least as common as gender dysphoria.

You seem to have confused what used to be called Munchausen's syndrome and Munchausen's syndrome by proxy. Or where you got your information did. Now they are called factitious disorder imposed on self and factitious disorder imposed on another. Factitious disorder imposed on self is estimated about as common as gender dysphoria. The ranges overlap. Estimates for factitious disorder imposed on another are much lower.[1] And most cases involve infants or very young children. Probably because older children can speak for themselves and are less pliable.

[1] https://my.clevelandclinic.org/health/diseases/9834-factitio...
Wow, I looked it up on YouTube and it's quite a thrill just watching it go past. I can only imagine feeling the presence of the real thing.
If only important executives could have deputies, who could become 'Acting CRO' on an interim basis when needed...
I think the media went bananas with NFTs because images are clickbait and NFTs are primarily a way of trading images. NFTs allowed news organizations to write a bunch of both positive and negative articles about cryptocurrency and include unique images. Entire narratives could be created and gained traction based on who the artist was and "why we do (or don't) like them". Previous articles about the weird cryptocurrency thing didn't have images or only had the same tired Bitcoin, Ethereum, etc. logos or Getty stock images.
>You're bringing future telling into it which is something I've never mentioned or seen mentioned in the circles of the people who use them.

You keep trying to separate tarot reading as fortune telling/ entertainment and tarot reading as a legitimate tool. It may be both but you can't split the 2.

>I've only seen....

And I've only seen tarot cards used as a tool for fortune telling. Is my experience unique? Is my experience less valid than yours?
It's pretty amazing that a formerly public company like Twitter had such shitty documentation/processes/infrastructure.

I thought SOX mandated this sort of internal controls - after all, Twitter basically seems to be full of infrastructure risks that would (and have) negatively impacted them financially in a material way.

No key access? Why didn't they print it out and stick it in a safe deposit box, which is what a couple of startups I've been with have done...along with a couple of other key pieces of paper. Physical backup.
Or that the average person would care about these internal details beyond their understanding. Sure, you can't copy an NFT with the creators signature, but the average user has no idea how to validate this let alone even cares to validate your shitty profile pic isn't a clone.
> What about those in the northern half of the US that also need back-up heat for when it is very cold?

This heat pump is supposed to work to -15F and includes back-up resistive heat. Theoretically it can replace a heater and air conditioner anywhere. I know people north of Chicago that use a similar heat pump and resistive backup system and it's been fine to -30F keeping the house at 69F.

> I don't know the contractors they are talking about, but I literally had to say the words "heat pump" to my local Carrier installer and they did all the rest.

There's definitely a bias against them when natural gas is available. Until probably the past 3-4 years very few HVAC contractors in the midwest were familiar with heat pumps or had bad experiences 5-15 years back and recommended against them as it's "too cold" for them to work here.
Feature-length AI-generated pornos don't seem that far off the horizon.
This is really cool, thanks for sharing.

Do you know the functional limit of the iPhone’s LiDAR? Ie: could I strap my Pro to my old DJI drone and create some photogrammetry of my house or whatever?
An actual libertarian I would point out that HSBC is only buying the UK branch of SV Bank and the line about no taxpayer funds is evasive language and a borderline lie.

No tax revenue is being used to bail out the depositors, but every American with a bank account is paying for it. They're just applying a new fee to every Bank in the country to cover the losses

It is still socialized losses.
So the fact that the event goes against human rights is not enough to cancel a contract? What a sad world we live in.
> the AI safety arguments basically rely on assuming that the singularity is not merely real, but guaranteed

The argument goes like this: If you want to save the world, then doomsday scenario S is the best place for you to invest your resources if S has a nonzero probability, and currently we are investing less resources in S than in other existential risk scenarios (per basis point of probability).

"AI risk" is a pretty good candidate for S (especially back in 2010-2015 when the movement was just starting.)

> Whether AGI is possible or not, regardless of anyone's personal opinion, is as yet unprovable and unfalsifiable.

"AGI is impossible" is certainly falsifiable: All I have to do is build an AGI and show it to you.

Further, there is no theoretical reason AGI is impossible. Rather the reverse; consider these Well Settled Scientific Facts:

- (1) Human Mind = Human Brain

- (2) Human Brain obeys the laws of physics

- (3) We understand the laws of physics well enough to simulate them in a computer

If you accept these three facts, then in theory AGI is possible: You could implement AGI by building a machine implementation of the Human Brain by fully simulating the underlying physics.

> Assuming that AGI itself is possible, there is no way to tell whether we, as humans, can create an intelligence that is "smarter" than we are.

> Assuming that we can create an AGI that is "smarter" than we are, there is no way to determine whether it would be able to upgrade itself to become exponentially smarter than that, and beyond human understanding and control.

An AI safety person would say to this: "You're right, we don't know -- and that's exactly the problem."

What we can do is assign a probability based on our confidence. How likely do you think it is that we can do those things? 20%? 2%? 0.000002%?

If you say "0.000002%", what makes it so extraordinarily certain it's impossible? If you say "2%" or "20%" then as a matter of self-preservation, shouldn't our society be devoting a lot of money and smart people's time and attention to figuring out how to make sure it doesn't happen?
I'd probably suggest checking out Reddit (r/hvac for pros, and r/hvacadvice for homeowners) -- you'll generally get really good advice, often from professionals, if you provide good inputs/context.

If you have 2+ floors, you probably need (or have) zones, and it may be worth paying a professional to engineer a solution that meet your requirements. I recall finding some small businesses online that do exactly this for a nominal fee (<$500 IIRC).

You might also consider looking for residential HVAC companies that also do commercial refrigeration; the conceptual physics for commercial refrigeration aren't much different from residential HVAC, just specialized refrigerants & components that are tailored to those use-cases (ie labs often require extra-cold freezers, etc).

FWIW, my gut is you'd be happy with most variable-speed offerings, if sized appropriately. Low humidity here makes it easier, but I'm sure you can do what you want, but it may not be cheap.
Not only a CCO, but a Director of Privies and Urinals. When it comes to busy bathrooms, head-count is important.
Yeah this is just weird. Go seek therapy
I generally like the product as described, but definitely there are tricky challenges for you, and no-product launch at HN is perhaps a bit premature. (You can't do a launch like this on HN, you need to hype it up in the media and then to it a-la Tesla).

As specifically for the product:

All-electric is no-go in many locations. I live in the (outside) Seattle suburb, electricity goes out few times in the winter. In this case I can still heat from the gas running controls from the generator. I.e. back-up furnace is an important add-on.

It's unclear what is your production strategy: if you repackage existing devices with better software and integrations, then it's a viable option since repairs can be reasonably done (i.e. I had control board on the AC unit replaced in a day and failed water heater replaced in 3 days). If you produce new hardware, then it's hard to justify: when it fails in the winter, what exactly is the repair plan?

In addition to that ducted heat pump with smart controls is not exactly a new concept, I can buy one right now. It looks like yours is going to be integrated with better sensors, humidifier and ERV? Are they part of the system? Are they separate install?
The new facility isn't at 0% but it values securities at par value (some of which are valued by the market at 60 cents on the dollar)
> Not providing a 10 year old with puberty blockers when you suspect that it is because the child has been manipulated into believing that they have gender dysphoria is practicing medicine.

Not if there is no reasonable basis for that suspicion; in that case, it is just practicing bigotry.

> Parents with Munchausen’s manipulating their prepubescent children into socially transitioning is a good explanation for the rise in prepubscent children socially transitioning.

Without a causal mechanism to explain the increase in both the incidence of the disorder and that particular manifestation, its a pretty crappy explanation, when “people become more likely to report symptoms that they actually have when the social stigma of reporting those symptoms is reduced and awareness exists of treatments that mitigate the symptoms” is a much better explanation with a clear causal mechanism for the upswing in reports of gender dysphoria.
So users take links to news websites, and post them on other websites, in a way that Canada thinks should be illegal?

What's Facebook done wrong here?
I agree that the West has done terrible things. In fact, I think China would have success with global south exploiting that. China should learn the lesson not to conquer people, not that they need to act the same way. China should go do its thing, making stuff and helping other countries, and only fight when they need to. The way for China to show they are the strongest and best is to give Taiwan its independence.

My worry is that China thinks it needs to invade Taiwan to show they are superpower and knock down the current superpower. Which will just create an endless war, look at the Cold War or WW2. I have theory that authoritarian government produces this dominance thinking, combined with misconception about how the US rules.

The West is half of the world economy. In the middle of the war, no ships will sail to China since it would be too risky. In addition, the US and allies can easily blockade China completely. Another consequence is that invasion will destroy the fabs in Taiwan and nobody will get chips for a while.

I was debating with someone from China that was afraid of US invading mainland China, and we were all pointing out that was impossible. He was talking about scenarios of China attacking US mainland, we pointed out that was unlikely and deeply unwise. He couldn't handle that China would likely be attacked and couldn't respond. But that is limited war works to prevent nuclear war.
I remember one of my undergrad economics professors going on a rant about how we will never run out of oil or tungsten or whatever because the marginal cost will increase gradually until we find alternative materials.

It sounded very intelligent and convincing to me at 18, and sounds downright idiotic to me now.
Ok, but since they now only have a small fraction instead of everything stored at SVB, they wouldn't have to withdraw all their deposits from all their different accounts when word gets out that SVB is unsafe. An being explicitly fully insured, a lot of them might not even have bothered to withdraw from SVB. How would that result in the same risk profile?
So more like renting
Humans need to start living in harmony with nature. We need to stop using artificial fertilizers that end up in the ocean and slowly suffocating and starving animals. I like oxygen and so do they. We must also stop spraying literal poison on the land and exterminating the insect population that other animals need to survive. We must stop cooking the planet and especially the oceans, and stop burning forests in order to grow things like avocado.

However I understand that people do need to eat something, and thus I would encourage people to consider their diet based on the more complex plane than vegetarian vs meat. Most food, especially cheap food, do have negative consequences on the environment. If you can, look into the background of food you buy, alternative raise and farm your own food (chickens are excellent pets and one of the best way to keep grass down without using machinery, and they eat practically everything that would go into a compost). It doesn't scale but it do reduce the problem. Those that want to take a even bigger step can try the few environment friendly choices like say seaweed and shellfish. There is zero risk of mussel genocide, through one has to be aware of the farming method.