skysight-inc/HackerNews huggingface dataset:
> The creators of USDC could destroy their own coins to restore the 1:1 reserve peg. I doubt they'd do it, but it would immediately restore confidence.

Why should they? USDC is not an algorithmic stablecoin. For once, it's actually not a failure in crypto that lead to this depeg.

I'm not even sure they are allowed to do it by their own contracts with their clients as long as it is not clear that the USD at SBV is really lost.
You've seen the movie The Big Short?

Someone is likely coding:

query = f"The guidelines for approving or denying a loan are: {guidelines}.
Here are sample application that were approved: {sample_approvals}.
Here are sample applications that were denied: {sample_denials}.
Please write a loan application which is very likely to be approved. Provide necessary supporting details.
It's interesting that generative AI seems to have such tiny moats compared to other AI domains which have larger moats, mostly because they require private access to data. It seems that "downloading the textual internet" isn't that hard after all, and the field is not evolved yet to ponder about legality to use scraped texts in training which might provide a moat. That would suddenly make the archives of big copyright owners like random house way more valuable...
This one has always been truly baffling to me. By all means, make sure that need-based scholarships are plentiful, but isn't great academics the entire point of the Ivy league?

I was never going to make it into an Ivy anyway, but I remember learning about that system as a middle-class high school kid and thinking "huh, sucks for me I guess." Too rich for need-based scholarships, too poor to pay full price.
Yes, let's put people in charge of loan applications. Definitely no financially devastating 2008-like slippery slope there.

It'll be fine.
I found that four were the right number of keys, not two. One for the permanent safe, one for the keyring, one for offsite storage at another location (like office) and one to leave in the computer.
I’m sure you are aware but just to spell it out: fed money is _also_ not taxpayer money, it’s self-funded.
Seems like astonishingly bad engineering.
The wakefulness thing has been offered as a theory for the doubled rate of psychosis in ADHD children on Adderall compared to Ritalin.

https://www.healthline.com/health/adhd/adderall-psychosis
https://www.nejm.org/doi/full/10.1056/NEJMoa1813751

"Studies of Adderall and similar stimulants, such as methylphenidate (Ritalin), estimate that psychosis occurs in about 0.10 percent of users. However, new research with over 300,000 adolescents with ADHD showed that the rates of psychosis in adolescents in the amphetamine group was as high as 0.21 percent. "
Is there any camera that doesn't let you disable advanced image processing algorithms? It'd have to be some sort of locked-down phone, because there are many camera apps for both Android and iPhone. Also the default camera apps do allow you to disable these features. Nobody is forcing anyone to use fancy image processing algorithms. Having the government intervene for something like this seems like overkill.
> It’s seriously non intuitive to a layman the whole pressure thing.

Is there an issue with the above explanation?
Of course you can! That's the whole point of refs, and why you can't use them as a dependency to callbacks or effects. They're totally mutable, which makes them very tricky to deal with. I mean, I wouldn't recommend updating them outside of effects/callbacks, but it's valid. For example: you can make a ref to count the number of times React calls your render loop by updating it in the body.
If I could actually follow the edges myself, rather than getting put on a rail, this would be awesome. As it is, it has the scrolling-but-not-actually that I hate about some modern websites. Such as some data presentations at NYT and other papers.
yeah remember when a lot companies based themselves on the bing search api and then the price increase 3x-10x depending on usage? thanks, but no thanks.
So what's actually happening here? Amazon is allowing fraudsters to sell on their site, or someone within Amazon is switching products before they're delivered.
I would have thought this could easily be avoided by only ordering from authorised sellers.
I assume you're deriving the 23¢ from the 23% they have banked, but I would like to note that of that 23%, roughly a third (3.3bn of 9.7bn) was with SVB. The rest was with other banks not facing the same issue.
Is this a serious comment?

Have you never worked on a large website or even looked at the cookies in the browser?
You'd have to be a really stupid exec to approve drawing bonus checks from your own bank.
I've been on 4 different brands of generic Ritalin. I'm sure I can tell them apart by taking one.

1. Normal (the first one - don't remember the manufacturer - was extremely hard to break in half)

2. Actavis - strong, but slow to hit

3. KVK - strong and hits fast

4. Mallinkrodt - weak

For years Mallinkrodt was the only brand my drug store would get. Now they switched back to KVK and it's like night and day. I only have to do half as much.
Bonuses are often calculated months in advance, and employees are also normally told about them weeks or more before they are paid (they're often even in contracts).

Despite the guy on Twitter calling the SVB issues in January, and arguably long term mismanagement that led to the downfall, the actual issues happened rapidly, over a matter of days.

These just didn't happen on the same time scale, and bonuses can't be undone in a matter of days with employees expecting them and even contracts demanding them.

There's a lot of reasonable takes on this whole terrible situation, but implying or suggesting that the bonus payouts were part of it or that employees are to blame for taking them is a terrible take.
No, not large understanding. But if you are unfamiliar with specific language features, or there is confusing code it can help you figure things out. But no it is not good for any large corpus of text, and you can't give it new stuff and teach it anything.
They do hold 32B in short term treasury bills though

https://www.blackrock.com/cash/en-us/products/329365/

These funds appear to be specifically for short term redemptions, if they turn over 3B in redemption's every 7 days then how are they meant to keep less then that in the banks
I have always kept away from circle after they were caught manipulating reviews.

https://www.reddit.com/r/Bitcoin/comments/5ms1zc/after_being...
Ask HN: Should I make my developer API product open source?
I'm building an API product for developers, it's an abstraction over email and calendar providers so if you have an app that has to connect to a user's email or calendar (perhaps a CRM to track and send emails with clients, schedule sales calls, etc), you don't have to manually integrate with Gmail, Outlook and iCloud yourself, you integrate with my API and all you'd have to do is call `send_email(email_address)` and I'd handle the backend for talking to each provider.

Does it make sense to make such a developer API product open-source? I've seen some companies make their product open-source or open-core and even some turn their OSS into closed source after they get a few sales (this is what the largest competitor in the space had done, their API was fully open source until a few years ago, now they're targeting enterprise mainly).

But then again there are lots of API companies that are wholly closed source and are pretty successful, like Bannerbear for example. So I'm not sure about the best method to move forward.
Agreed. I've met a bunch of people that literally commute via airplane. That's just crazy to me.

A one off meeting isn't going to move the needle as compared to that.
I would like to know how I can get the $400K/year corporate treasurer job that's just "park all the money in a single bank account with no insurance."
You mean you could ask a LLM to look at a sample of the loans and decide if there was a bias.
Some of the work they did in 2022 and before likely contributed to them being unable to handle this risk, so why should the be rewarded for running this bank into the ground before depositors and other creditors are made whole?
banks are a part of the market, why should they be exempt from market conditions?
> The program runs continuously in a loop and checks for new files every second.

That's not real-time. Real-time on Linux means using fanotify.

> 2. Phishing

> 3. Remote access tools

> 6. Password attacks

None of those things are part of the threat model that antivirus will defend against.
That's awesome! It lets me use POJO (Plain Old JavaScript Objects), and it makes efficient copies? Definitely going to give this a try.
There is no fee to covert USDC to USD. So as long as you buying USDC and depositing it into Circle is less than $1 per USDC you make profit. As long as you make profit it makes sense to arbitrage as much as you can.
but those are not for sale, and not transformer-specific. There must be some optimizations that can be done in hardware and transformers are several years old now
Yeah, that sort of thing looks inevitable too.
> But the only way they were able to participate in that world, and serve as a role model for others, was by quietly borrowing from a bank that understood what it meant to be a young venture capitalist with carry, but not enough savings.

Using borrowed money for venture capital seems very risky and not something that a bank should be celebrated for enabling.
"It's not a panic if you're the first one out the door."

Another great quote from Margin Call. Love every bit of that movie. Very underrated too, as it was (unfairly) overshadowed by The Big Short.
Nobody is stopping you from running multiple node workers on the same machine. Singlethreadedness actually makes things easier, and even with my limited experience in Dotnet I have already had issues with thread-safety...
It seems somebody from VW started working at Samsung
Does anybody know how to run this on Linux with an AMD GPU?

Also do I have to bother with their crappy driver module that doesn't support most GPUs?
This would be a privacy nightmare. Banks would get into trouble if they send customer data to openAI. Unless they host their own LLM this is not yet practical.
First bioanthropological evidence for Yamnaya horsemanship
Don't be ignorant. There are many people living normal lives due to these medications whom would otherwise not be able to function. I do wonder though how did people deal with these problems in the past when neither ADHD or these drugs were recognized and available.
Automatic backups, decent editing, magic eraser, great search either by face, context, etc.. I can search for dogs, waterfalls, trees, clouds, whatever and it usually gives me exactly what I want.
The problem is that our industry democratized to the point that people want to hire the cheapest resources who can ship something. A mediocre node or ruby developer costs peanuts to hire compared to one who is mediocre at Go or Erlang. Btw.. If you hire a mediocre go or Erlang developer you’re fucked.

For IO bound work there’s not much difference between a service built with Go or Node. It’s really when you need services that have soft/hard real-time requirements or continuous processing requirements that imo it’s necessary to hire the right people for the right stuff.

For anyone else who is making a web platform that doesn’t have much complex backend processing, they can just use ruby or node.

Personally I use Go for all backend tasks and node for any one off scripting work. Go spits out a binary I can run on any Linux based system. Node scripts are easy to write and I use them for fixing issues or for simple single responsibility tasks.
We don't punish bankers in this country.
I don't understand why Rails, Django, Elixir (Phoenix presumably) etc don't cut it for an MVP, what's your rationale for this statement? They're often lauded as pretty good batteries-included frameworks.
can someone explain how a tweet this long is possible?
that’s if you have a Circle account which effectively no individual has access to. if you convert USDC to USD on Coinbase or another exchange you’re paying the market rate
Please explain what action could’ve been taken. Cancelling the 10b5-1 scheduled sale of securities based on material non public “inside” information?
Anybody arbing this with their MEV bots?

A couple MEV trackers on twitter are showing people making a shit ton of money through various onchain protocols goofing.

(this has nothing to do with the USDC redemption mechanism, nobody is doing that while banks are closed and Coinbase is disabled)
SVB and its depositors most likely felt that SVB was too big to fail and that the government would just bail them out
Sure they could. To put it in perspective, thousands of companies are unable to pay their employees and vendors this week due to the SVB collapse.

It does not seem unreasonable that SVB employee bonuses for "great job done in 2022" should have been delayed given the clear evidence on Thursday that the bank was imploding.
Hmm, I don't think I would have been quite as quick to hit the flag button. The (now missing?) PP comment to me read "probably couldn't get into an Ivy" with the crux being that Stanford is of course not part of the Ivy League. (But Yale Law School is certainly part of Yale, though iirc it's rare for graduate or professional students to play in the NCAA due to eligibility.)

Sometimes people forget that the Ivy League isn't a classification of elite schools but actually an athletic conference; this is of course directly relevant to the issue of athletic scholarships which is under discussion.
> wonder why we don't have external "neural processing" devices like we once had soundcards.

Some video cards/GPUs have become just that, becoming more and more geared towards non-graphics workloads ...
I can mostly tell when webpages from my search results are trying to bullshit me (and Kagi gives me some nice tools to suppress the bullshitting kind), but with ChatGPT I have no idea.
> Silicon Valley Bank is not a bank for rich people.

Dataset needed.
Because you're a greedy human and you will find a way to take a larger slice of the pie. It happens every single time. You'd think this would be obvious by now.

How you think the banking system works is how "educated" people think it works and even that isn't correct, by the way. There is no reserve. The funds aren't real. It's all just made up numbers. There have been several Hollywood films made about it (e.g. The Big Short and Margin Call). It's almost so stupid you think there must be something else to it, but it's just people playing with numbers.
The arbitrage the comment was talking about would be done by people with Circle accounts. If you don't have an account it would be in your interest to sell your USDC for as close to $1 possible. This will inflate the value of USDC on the open market until Circle account holders start to fear that they will be holding the bag.
> The big tip-off that all is not as it seems is that he calls himself "Uncle Bob" Martin.

Totally agree. I believe "Uncle" is a pretty ingenious piece of branding meant to paint him as an implicitly trustworthy and wise figure that I should feel endeared to. He's just a guy who has built a career out of offering his opinions on how others should do a job he's never done. Notice that his About page [0] doesn't mention a single piece of software that he's actually built.

He reminds me of a company I used to work for. It was a healthcare architecture firm that got sued so many times for their fuckups that they pivoted to being a "thought leader" in their industry. Instead of continuing to build hospitals, they focused on consulting and publishing articles with their innovative [1] ideas about how hospitals should be designed. A classic case of "those who can't do, teach".

[0] http://cleancoder.com/files/about.md

[1] I shit you not, one of their ideas was a "hover gurney" that was basically a giant quadcopter with a bed on it. It was supposed to be easier to move. Blasting germs all over the hallway with hurricane-force winds was apparently not an issue anyone thought worthy of consideration.
Those loading skeleton irritates me to no end. Sometimes they don't go away, and I'm left wondering what is going on. This is just so much better. Solid, dependable, nothing shifts around.
Anyone have any idea based on trading price and volume roughly how much was lost below 1:1 peg in past 24-hours?
As somebody approaching 40 who has been on ADHD meds most of his adult life and for portions of his childhood:

It’s not that (generic) Adderall is different so much as there seems to have been an explosion of generic manufacturers all using wildly different amounts of the actual amphetamine salts and binding agents.

For me personally, the Mallinckrodt generic seems to use a different binding agent that causes bloating and occasional headaches.

The shortage has really demonstrated just how differently these generics are formulated.

Eg: I used to take Sandoz 20mg tablets that were about the size of two baby aspirins. At one point, a few months back, I was forced to modify my prescription so it could be filled as 10mg tablets.

My new 10mg bottle was filled with Teva manufactured pills that each were roughly the size of 2.5 of my old Sandoz 20mgs - despite being half the dosage. That’s a ton of filler.

The worst part about the shortage - beyond the anxious pharmacy hunt each month - is that my insurance pushed a new shortage policy that places a moratorium on modifying ADHD prescriptions. I literally am not allowed to try “creative” solutions like Dexedrine or even something like modafanil.
You’re mischaracterizing what’s happening at Etsy and at most responsibly managed businesses that worked with SVB. There’s an inevitable operational issue when a bank fails and this causes delays in normal process as funds, accounts, data, and workflows need to be shuffled around. These organizations will get some, but probably not all, of their money back out and were prepared to weather this sort of event regardless.

That’s a different issue than companies thinking they didn’t need to prepare for bank troubles. Some of those were naively managed by people who didn’t understand the scale of wealth they were tasked to manage and its risks, nor understood that they needed to hire someone who could manage it for them safely. And some of those were managed or advised by people intentionally betting that the government would bail them out of the tail risk that they did know about.

We need to be extremely wary of encouraging that latter group, even if it comes at the expense of burning a few inexperienced startup founders.
How wholesome, we were both wrong but for different reasons :)
You mean something that can autonomously issue a trafic citation to an autonomous vehicle?

Or maybe detect non-courteous behavior by man or machine using mandatory OTA real-time data collection?

Or something that can retrospectively charge you with a violation based on your past driving history as recorded by your own vehicle as you go?

Oh wait . . .
wait try this:

"You can see what scopes your personal access tokens have by going to the "Settings" page of your GitHub account and clicking on "Developer settings" in the left sidebar. Then click on "Personal access tokens" to see a list of your tokens.

Each token in the list will show the scopes that it has been granted. You can click on the name of a token to view its details, including its scopes."

Is there any token there with repo?
Yep, can't wait for loan "hacks" like randomly name-dropping job titles and institutions in the loan application. "Our pet hamsters 'Stanford University' and 'Quantitative Analyst' are looking forward to having more room"
I’d have to look into editing and what magic eraser is but my phone offers the same functionality. I don’t have automatic backups though which is a huge plus. Thanks.
As per Google v. Oracle APIs are not copyrightable.
Is the overhead from say, 10 accounts as opposed to 1 really that onerous? If you have 25 million in cash that you want liquid is a savings account really the best vehicle?
This Chomskyism and Chomsky hate is strange:

"Yes, they’re wrong, and yes, despite being wrong they’re self-certain, hostile, and smug, and yes I can see this, and yes it angers me"

Norvig's essay is less hateful and goes deeper.

The Norvig - Chomsky Debate

https://news.ycombinator.com/item?id=34857287
> I figured if people are going to get angry at me, I might as well get paid for it.

omg i know right, every time a post of mine winds up on the hn frontpage for a second the comments are all like "actually you're wrong and this thing you worked so hard on is very stupid, please delete this now, also please feel bad, thank you for absolutely nothing"

it reminds me of playing magic the gathering in 2008 - the 14 year olds at the shop (of which i was one) would always talk this way (arrogant & mean) about each others decks.

having a confident contrarian opinion is fun. and everyone loves an underdog. but it's extreme here :/
I know of at least one large European bank where it explicitly doesn't.
> These failures aren't common

These are common when inflation rate grows faster than expected. Since 2016 is a small timeframe to find the average.
I feel like I look for different things when I’m thinking “boring”. I would rather use .Net or Java for one simple reason - I know I won’t be rewriting the whole thing in a year when the ecosystem has suddenly shifted to the Next Big Thing, which seems particularly prevalent in the JS/TS/Node arena.
I believe Midjourney may have used bits of Stable Diffusion in their product, which is definitely profitable.
That's pretty common when the government has to take over a business. You basically give the employees an incentive to not start shredding and instead work with and enable the .gov takeover as smoothly as possible. Practically there'll be a lot of extra work and you want the people who know their systems best assisting.
> Write a short note explaining your decision for every application

Is there any evidence or reason to suspect that this would result in the desired effect? (explanations that faithfully correspond to the specifics of the input data resulting in the generated output)

I suspect the above prompt would produce some explanations. I just don't see anything tethering the explanations to the inner workings of the LLM. It would make some very convincing text that would convince a human... that would only be connected to the decisions by coincidence. Just like when ChatGPT hallucinates facts, internet access, etc. They look extremely convincing, but are hallucinations.

In my unscientific experience, to the LLM, the "explanation" would be just more generation to fit a pattern.
The Ivies and adjacent elite colleges are more than capable of giving out academic scholarships—they simply refuse to because that would lead to a race to the bottom in terms of how much money they'd be able to extract from top talent (who could easily negotiate colleges against each other for lower and lower tuition). And, from experience, Colubmia's defection hardly counts for much (which is why, I suspect, it's permitted): even their "prestigious" Rabi Scholarship yields no reduction in a mind-boggling $90,000 tuition—just a minute research stipend. They want to make you feel special while ensuring you still pay full price.
How Not to Tell the History of Science
How's support for these machines under the mainline kernel these days? Why are we still relying on downstream kernel forks even for this old hardware? Shouldn't support be completely upstreamed by now?
SSB (Secure Scuttlebutt) is the only active one that comes to mind. The others mentioned in the comments doesn't have "web of trust" like SSB and are more just "alternative social media".