skysight-inc/HackerNews huggingface dataset:
yes, and i wonder if they were preparing for the SVB thing in advance, too. The run that everyone is blaming happened in about 24 hr window and ended up in them taking over, is it even possible to prepare for a bank takeover in such a short time?
It's kind of meaningless for them to destroy it, when they can just mint more anyway.
Yep mystery solved
Guile Hacker Handbook
That’s a great question - typically memory in transformers scale as O(N^2) with token count, so there must be an upper limit, but I would bet it to be far more than 4096 tokens
Many people would would support this, however what's being proposed is a pure money grab of taxpayers money
They were aware of the FDIC's terms
The (lack of) popularity of Elm and ReasonML are probably instructive as to how well React would have done in a pure functional language.
There are already solutions to this kind of problem. Using embeddings to store semantic meaning -> query the vector database with a question -> use extractive q/a models to get relevant context -> using a Reader model to generate answers based on the context from the document.

just checkout Haystack tutorials. I started looking into it after getting introduced to the concept by articles mentioning OpenAI embeddings and GPT 3 api, but it can be done using open source models.
Considering the size of the cities and how close they are, I'm surprised train transportation is so slow. Paris has 11 million people (comparable to Los Angeles). Berlin has 6 million people (comparable to Philadelphia). As the crow flies, they are 545 miles apart. By road the distance is 650 miles. Assuming you average 60mph, that's 11 hours by car. And when you get to your destination you have a car, so you can easily travel outside the main city. Using a car also means you don't have to worry about transportation to/from the train stations, nor do you have to do anything special to transport bulky items such as bicycles.

Some of my friends have greatly praised European trains, so I thought they'd be far more compelling.
If only there was a download link…
Would they really need USD reserves? Until the USD is withdrawn, it's just an entry on their internal ledger, and it can't be withdrawn outside business hours, and during business hours they can then exchange the USDC for USD.
Completely unrelated to anything, but why was this document scanned by a potato? They do not keep the original electronic version?
It depends. If it works, this could help forestall a fire sale of the same sort of assets which are backing SVB uninsured deposits.
You want to play at a risky bank, you get to pay for risky insurance.
Compis: Contemporary systems programming language in the spirit of C
Indeed, VCs bridge startups all the time. There are other mechanisms available also-- hedge funds are willing to pay 80 cents on the dollar for these deposits (indicating that they expect to recover more than that)
There are a billion and a half brain-farts out there that never got off the ground for each one that does. That is why they are a dime a dozen. You don't pay a million dollars for a single lottery ticket.

These guys know about coconut island because they were out on their boat looking for it. Thats the hard part and how you derisk ideas. Understanding your users and market, figuring out how to execute well through trial and error and graft. (And some luck)

Theres crickets are on the insights to their users, what they know about their market, true. This is why its hard to copycat innovative companies. They know their users and the practicalities of running their particular type of business better than others. The ideas in the linked threads are easy to understand, you could interview their users, read a FAQ to see how it works.

I know the "insights" & "ideas" may seem like the same thing, but they are not. Ideas are second order, once you have the insight, you try various ideas to hone in on something that works. Ideas are lovely - easy, simple to understand. Thats why people flock to them. Insights are usually hard earned. Thats why the meme is incredibly helpful - ie forget your divine inspiration get out there and pick up a shovel.
The bank had assets worth something like 90-100% of deposits. Deposits beyond the 250k insurance limit will get paid back at 90-100 cents on the dollar (hopefully 100) based on what the FDIC can sell the bank or its assets for. Absolute worst case, uninsured depositors take a single digit percent haircut. They don't lose 100% beyond $250k, like you're suggesting.
You are being unnecessarily rude, but I am entertained. If this cash flow situation is still an issue on Monday I would appreciate a non-snarky serious analysis given the policy insider position you say you have. Amid the cutting remarks you have made some good points and I'd like to hear more of that but in an educational way.

Not trying to be condescending, I don't have any significant financial assets myself. I'm just interested in train wrecks and want to understand them better. I'd be lying if I said I wasn't experiencing high levels of schadenfreude though.
You're asking for taxpayers to pay for depositors losing their stash. Why should others be responsible to pay for the irresponsibility here? We all take a risk when it comes to storing/investing our money. Same could happen to anyone. Depositors should have been more responsible, and taken better precautions - like by not storing everything in one account, at one institution. So depositors are also in part to blame (certainly more so than taxpayers who have nothing to do with SIVB), even if the culpability mostly lies with the management at SIVB.
Attention doesn’t have a window, unless you mean there’s a limit to the number of absolute positional embeddings available at train time?
llama.cpp runs on the CPU anyways, the whole conversation is on a false premise. The only hard thing about running it on consumer hardware is the quantization step (where the largest RAM requirements come in) and that's not even a technical problem since you could just redistribute the quantized version if it weren't for the license of the model.
Noticed this as well. Now I can’t find that generic in stock either.

As an alternative, I would like to know what THC / medical Marijuna product is the best alternative to out of stock Adderall. I will take my answer off air. Click
Why not install bash and GNU utilities?
Here's a thought. Recently the whole connectome of the fruit fly has been mapped. 3000 neurons and 548k connections.

The fruit flys brain is capable of piloting the body of the fruit fly on a precision and energy efficiency that's simply unmatched in any kind of aerial machine we have developed. And only with those many connections, half a million? Neurons are very complex computation machines that can module their response very carefully.

The human brain does so much more than simply being able to process language. It's capable of one shot learning and to course correct incredibly easy. These features are very important for survivability and I would say are the "magic sauce" that we just haven't been able to replicate.

So I'm actually not so sure this is simply a parameters game. There could be important structures and specialisation that we are missing. In the fruit fly there are 93 different types of neurons, in the human brain iirc it might be hundreds.
Nice.

A convenient list of grifters that I can avoid working for and with in the future.
I actually had a few CS grads in my bootcamp. They really didn't have any real-world development skills, let alone a portfolio. Thank you for the kind words on my portfolio.
Except if you look at mortgages as an example, the government already has a huge impact on who gets loans (via Fannie Mae and Freddie Mac, plus programs like USDA home loans). That influence is largely to expand access to people who would otherwise get cut out of the system.
Perhaps it's license type has led to less adoption and recognition?
We will see what happens this weekend but if Ackman is right then we’ll see bank after bank go to 0 in the coming weeks and months.

50% of mortgages were written (new + refinanced) between 2020 and 2022. These are all in bonds paying 3% or less. Who is holding these?

If deposits were used to buy these then so many banks are done for. Those depositors want their money back so they can get 4%+ interest now. Everyone is going to start to pull.

Contagion is here.
Which can be fine, depending what "work" means.

One of the most toxic beliefs around the arts is that they're essentially just a hobby for everyone, including successful professionals.

There's a lot of "I could do that", slightly less "I could do that if I practiced enough" and occasionally some "You're so lucky to be doing that."

Insiders know it's basically a job. There's a surprising amount of admin, marketing, and networking involved, a lot of stress around deadlines, sometimes stress and drama around coworkers/reviewers/critics/consumers/managing execs, and so on.

That's in addition to craft and technique, which even the most gifted creatives have to spend plenty of time on.

No one wafts out of their bedroom and casually sketches a hit single, a symphony, or a best selling novel.

So if people want to write reviews for free - that's creative in the hobby sense. But not so much in the professional sense.

The upside about creative professionals is that unlike hobbyists - and like other professionals - they will get the job done. Whatever the job is.

It may not always be the biggest success, but something will be produced, and it's very likely to be of higher quality than the output of a casual.
SVB had some unique aspects, but it wasn't dissimilar from a lot of others.
PHP / Laravel. Its not a contest. Its easy to write and setup. It has auth, security, templating and all you need.
I have the 64GB M2 Max I will have to try this out, its amazing that this laptop can do things my high end desktop can't do, Apple really made some good architectural choices with apple silicon.
Maybe because you have a niche Linux uses and very specific distro. On Windows, there are no distro and no gui manager. Everything works. I have been to old folks home teaching computing. From starting Windows to surfing Internet to print out take less than 15mins. The teaching is very straight forward. The same for Linux which I taught a bunch of teenagers are nightmare when they bring their own laptops. So many drivers missing and breakage here and there. The irony is that wsl actually save the day because it just works. I can setup a scenario where closing my eyes and select 25 brands and install python anaconda and minecraft to just work. I can bet 100K usd you cant do the same in the same amount of time on Linux of ANY distro of your choosing. Simply you are damn good with your specific Linux and your niche habits doesnt translate to majority computer users worldwide. Take building controls very specific niche, Linux equivalent GUI server simply rare and usually lack the full feature of Windows equivalent. Yes, one can run Win VM in Linux to get it done, but boy that is getting complicated for engineers working in that field.
Scale isn’t the problem, the product need for instant (client-side) reactivity is.
Works fine on my Fairphone 4, and they are definitely only midrange...
Agreed, and it's kinda crazy that someone as respected as him is choosing to die on this hill.
I dont understand why pursuing "neuromorphic hardware". These are like asics running the most rudimentary (and wrong) simulation of human neurons, which are not known to solve any problem very well, in order to ... what exactly?

Artificial neural networks with backprop is all we need for AI
I tried to see how expensive this site is in terms of carbon footprint. The website timed out citing that the webpage is really slow. As much as I like the concept, it feels just unnecessarily heavy although I do not know enough about making it lightweight while keeping the concept intact.
And what is the difference between a dictionary in a language you don't know and a corpus of text in a language you don't know? It's still a bunch of unknown words. How are you going to find out their meanings just by looking at them?

Step-by-step please, and show your work. Like ChatGPT.
Show HN: Turbowatch – fast file change detector for Node.js
Ah yes, that's what I meant by putting the argument in single quotes.

I thought you were saying that the statement 'In both cases, they get the string “(“ in argv.' wasn't necessarily true. My apologies!
Death, taxes, and bailouts
All these people shocked by the risk inherent in their large deposits — it wouldn’t hurt for there to be somewhere you actually can rest cash securely, for a service fee. You could imagine a federal institution for this, or simply a regulatory program that required banks to offer such an account.

The only reason there’s risk on uninsured deposits is because banks are allowed to place their own bets with the money in exchange for holding it.
You can checkout our library too which does just that :)

https://github.com/jerpint/buster
Crypto first, tech second, then crypto/tech intermediaries, then exposed regional banks, then funds and general banks, etc. etc.
> The vast majority of modern day economic activity takes place electronically, and as such requires partnering with a number of different financial organizations to make that happen.

Ideally though that number isn't 1. All they're saying is they should have multiple banks.
They could order a bunch from amazon or newegg and then return them. It wouldn't be as targeted but it would still get some interesting results.
> These are all in bonds paying 3% or less. Who is holding these?

Fannie Mae and Freddie Mac. Most mortgage originators packaged up the mortgages and sold them immediately to the government.
I'm not sure I would drive a car if there was a 50% chance it would mess with my menstrual cycle.
> Your understanding is very outdated.

And yours may be very optimistic. LLMs are not knowledge bases, and ChatGPT has proven it times and times again by dreaming stories when asked for facts. Even though you could engineer a way to structure answers that seem like lines of reasoning, there is no way to 1- prove that observations aren't entirely made up (the LLM doesn't "know", and worse, this model is not designed to evaluate how much it deviates from a baseline, i.e. what it invented vs. what it thinks it knows for certain) and 2- there is no formal evidence that this way of structuring answers is sound logic (again, you can fool ChatGPT into logic errors that a high schooler would discern, and that makes sense solely based on the fact that LLMs don't work like formal systems by composing axioms and proofs ; that at the moment is impossible because of 1).
Longer inputs consume more memory, and if your input are shorter than the token length, they have to be padded.

So asking a simple one sentence question to a model that has a 81,920 token limit would be a collosal waste of resources.
Why would this be the wakeup call, and why are you arguing for fucking over employees that are making what is a median salary for their region? I'm not pro-bailout either but regular employees are about the least-deserving of the fall-out from this.
We have it running as part of SHARK (which is built on IREE). https://github.com/nod-ai/SHARK/tree/main/shark/examples/sha...
This is probably a few weeks of iteration away of being able to run on regular consumer hardware
It's very common. The guidelines ask to use the original title https://news.ycombinator.com/newsguidelines.html , and the mods usually enforce it. Someone even made a tracker https://hackernewstitles.netlify.app/

I don't like neither title. If I has infinite power, I'd use the other part of the title, something like "Petition: Thousands of startups and hundreds of thousands of startup jobs are at risk"
My bad. Looks like they added those pairs in 2021 and I didn't notice (though it looks like you have to "opt out of the USD and USDC unified experience" in order to access them). I edited my comment accordingly.
The really subtle footgun that I see is unexpected state preservation. This is where the component isn't designed to be "reused" for completely different props. This is because the state has something about the props and will end up unhappy if they change.

Some common warning signs are generic parameters for components and using a prop as the default value for a state hook. But neither of these are a reliable indicator of a problem.

These bugs also often lie hidden for a long time because They can be hard to trigger because you need the same structure of components with a generic property changed. But when they bite they seem like impossible errors.

I've wondered if React could add a useStateKey([deps]) hook that would allow forcing a state reset if the given values change. This would work similar to a key attribute but be controllable by the code inside the component.
He3: Free, Modern, Productive Developer Toolbox
Institutions have long memories, especially government ones. I suspect there are a decent number of people who still work there and cut their teeth during the financial crisis.

It would also be mind blowing to me for someone whose job is to handle bank failures to not have a playbook for them. I know that FEMA has a truly impressive library of disaster playbooks in their analogous role.
have you tried exercising it and resting it again
Italy just became a real-time case study in female leadership
This is why I recommend to people to park your money with entities like NFCU, PenFed or NASA FCU if they are available to you (and at least one of those likely is for most Americans).

If things start to go south, government employees and the military are still going to get their money.
There's option 3: The limit is in practice "At least 250k" and the value of "At least" varies depending on the nature of the deposit, the institution it's in, and its failure mode.

There are no doubt certain banks that would be more palatable politically to backstop further. I could imagine a national bank with mostly retail depositors and few over-250k accounts is "prettier" politically than if you had a tightly focused regional player that had mostly corporate accounts. I could see politicians saying "Why should Iowa bail out the bad decisions of Bay Area investors? Nobody in Dubuque actually has an account there."
> There’s an inevitable operational issue when a bank fails and this causes delays in normal process as funds, accounts, data, and workflows need to be shuffled around.

Yup. But if the FDIC is reasonably sure that they'll get many cents on the dollar for depositors, they should free up more than the FDIC insurance limit for large depositors quickly (e.g. Monday). It's in everyone's interest to limit the amount of chaos, and acting relatively quickly and incurring some small amount of risk isn't exactly inviting moral hazard.
Monday is going to be a shit show.

All banks are going to see large depositors pull funds, to diversify risks. They will have incoming deposit activity too, but the weaker ones may have a cash crunch that causes a widespread run, as dominos begin to fall.

Hopefully govt takes quick actions like this one, to minimize effect - but we are definitely getting more pain before relief :(
Anthropologists have been trying to do that for decades, beginning with chaînes opératoires approaches in the 70s, to Haidle's cognigram approach ([0]), to the explicitly comp-sci inspired approaches like Perrault's [1]. They tend to suffer from the same set of issues, namely that they tend to be difficult to consistently apply within reasonable epistemological frameworks and unspecific in their arguments/predictions. Even when you have those, you still need to ground-truth things with the material record of "who was using tools when", so the kind of work discussed in the linked article remains valuable.

[0] https://doi.org/10.1017/S095977431200025X

[1] https://doi.org/10.1086/673264
That was a throwaway example I gave no thought, you're taking it way too literally.

Are you seriously suggesting there is no way to trick a hypothetical MortgageGPT, or are you simply saying my unscientific example is too simplistic, because I know it is.
Should CEOs really be paid tens of millions a year?
you should repeat the test to see if Amazon even ships you the same cables twice, big variable in there
you would sacrifice your friends and family for a cause

there is a difference between avoiding people i don't like and abandoning friends or family. you are making a claim that has no basis in reality.

i stay away from people who are primarily materialist, so those would never become friends to begin with. the special case that a friend suddenly turns materialist is unlikely to happen.

my basic moral obligation as a human is to make a positive contribution to the world. i can't see how i can make a positive contribution to someone who is materially oriented, but there is no need, because i get to choose how and who i contribute to. there is no obligation to work with anyone specific except my parents and my children (and siblings) but you can rest assured that my conviction here is how i grew up so everyone in my immediate family is similarly oriented. there is no risk of abandoning any of them.

You would alienate anyone that you need to convince to make change happen so you can feel morally superior

i am not alienating anyone. i am staying away from people who try to push their worldview on me like you are doing now. i am holding my ground on my beliefs, but you try to keep telling me that i am wrong. i am not trying to feel morally superior. i am just trying to explain that i reject your moral basis.
Having it be on par with DaVinci is a big claim, will definitely be putting that to the test
Agreed. If > 50% of the attendees are already in a central-ish location, that changes the calculation by quite a lot.

Fun and well-designed tool, though.
So Sydney is an audiophile? Got it!
>I mean who turns off google safe search when writing an essay or lyrics?

Adults?
Seconding the recommendation for Nautilus. I used to subscribe to their print edition for a while, and had loved it.
This is actually making me want to start using film again because it is so much harder to fake.
Okay so now I'm very confused; what was the expected "profit" here, on this investment?
Their risk was not being diversified. They were heavily invested in long-term TBills. As interest rates have climbed, the value of those long-term TBills have fallen. Had they established ladders of different maturation lengths, they may have been able to weather the storm.

As usual, Money Stuff[0] has an amusing and informative description of the events. A choice quote

And so if you were the Bank of Startups, just like if you were the Bank of Crypto, it turned out that you had made a huge concentrated bet on interest rates. Your customers were flush with cash, so they gave you all that cash, but they didn’t need loans so you invested all that cash in longer-dated fixed-income securities, which lost value when rates went up. But also, when rates went up, your customers all got smoked, because it turned out that they were creatures of low interest rates, and in a higher-interest-rate environment they didn’t have money anymore. So they withdrew their deposits, so you had to sell those securities at a loss to pay them back. Now you have lost money and look financially shaky, so customers get spooked and withdraw more money, so you sell more securities, so you book more losses, oops oops oops.

[0]: https://newsletterhunt.com/emails/24927
You are correct to point out that a straight read of my comment sounds like madness. I am going to edit to decrease my dripping sarcasm.

FWIW, my thought process (I should leave being a comedian to comedians) is that this is sort of like kids asking for their inheritance early.
Word not found anywhere on the linked page: "emergency"
It limits risk in the case of a depeg where you are unable to exchange USDC back into USD. You don't want all your company's assets to be exchanged into USDC.