skysight-inc/HackerNews huggingface dataset:
Well, yeah, that’s why SVB no longer exists, all the execs are canned, and shareholders are losing their shirts.

But depositors trusting a highly rated bank with a 40-year history shouldn’t be a “big bet” or gamble. For the risks startups take, this is about the lowest of the bunch.
Depends on how ethical you want to be, and on any agreements you signed. Based on experience with a university professor, and a small company with a potentially profitable idea, it can complicate taking the product to market. I'd recommend finding some alternative compute engine (cf craigslist), transferring your work to it, and disavowing anything you did on the university laptop.
well, i kind of hope you're right about that

it's going to be a pretty interesting couple of weeks
So how is an editor with macros not "[s]omething that let's you press keys really fast"?
> who ever trains a popular, albeit closed model, can give it whatever bias it wishes with nearly no oversight.

That's true even if you can download the whole model. It's not like we can figure out what it's doing from looking at the weights. Training the model locally might avoid intentional bias, but that's what takes a huge GPU farm.
SVB collapsed with 3% of depositors asking for their money back?
I bet it did. The dinosaurs were probably impressed.
Just hope that the Homeoffice doesn't screw the scheme up like they botched passport renewals last year[0].

Given their current leadership, however, that's almost guaranteed to happen.

3 Days turnaround time is a joke in itself. When I electronically applied for an Australian visa I had it 40 minutes later. And that was a "real visa". Not just a travel permit.

[0] https://www.theguardian.com/uk-news/2022/jul/09/uk-passport-...
Taiwan, South Korea, and Israel all have much lower populations than the UK and yet remain important global influencers.

It isn't all about population. The USA has 1/4 the population of China and yet technologically is a peer competitor. Japan had less than 1/2 the population of the USA in the 1980s and was a technological peer competitor.

With wise investment in capital equipment, education, and technology, even small, resource-poor countries can punch far above their weight. The UK remains a sufficient economy to serve as a foundation to rise significantly above its current situation. Imagine a UK with a $150,000 USD average income, thanks to intensive investment for a generation. If that sounds unrealistic, so would our current level of average incomes to people living in 1900. Somehow we've just lost the belief that we can continue to dramatically increase our quality of life.

Between its nuclear deterrent and soft power, the UK could remain a global power for at least the next couple of centuries if it chose to do so.

I wonder what the electoral interest would be in a UK political party that advocated the goal of doubling the nation's per capita income in 10 years?
We're not bailed out if we're under $250k.
So a bank collapses because of zero risk management, and over exposure to speculative bubbles with market runs, and your conclusion is that good steward regulations are the problem?
There’s no way DOD can have Musk as the CEO of Starlink, he’s not predictable enough
This is why we have inflation. The government won’t let wealth destruction occur. Everything is backstopped, even the poor financial decisions.

The taxpayers will pay for this through dollar devaluation and inflation.
I would argue that the $250K limit just became irrelevant
Indeed. This is a license for any small / mid-sized bank to take any crazy risk they want.
It's worth remembering that not every "bailout" wipes out equity holders. Citigroup and AIG were both bailed out during the financial crisis and their equity survived (although with heavy losses).
Who is 'we' here. The US didn't do anything in 1938. And the Brits and have done so lots of times since then. And lets not pretend the US doesn't have a long history of ceding issues to dictators if convenient. Handing over Afghanistan to the Taliban is apparently totally ok, but not defending Crimea is like the Münich conference.

Looking at isolated cases in history you can come up with lots of example for anything and everything. Its a typical politician move to pick the singular events and then act as if it is a universal lesson for every situation.

One can make the argument, but just say 'Münich' as if it settles everything is dumb.
Hard to trust anyone even wanting Python semantics, if I can be slightly elitist for a second.
We have a state-owned oil company called the Nigerian National Petroleum Commission (NNPC), but it is led by corrupt dunces that have no clue of what they're doing, so they've missed out on the recent oil boom that would have brought a lot of foreign exchange and strengthened our economy.

Picture this; we are Africa's largest oil exporter but have no local refinery. In other words, we get foreign exchange for selling oil then turn back and use those dollars to acquire end products instead of manufacturing those products by ourselves. We are corrupt and useless just like every other African country.
Sorry you had to spend like an hour opening a second account. But yes, not wasting people's time (not requiring small and medium businesses to hire CPAs to evaluate banks' books) is exactly the outcome the feds want.
I worked at a place where several people used a Jetbrains IDE and they loved them. We were doing web dev with Go and TS. So I asked one day what were the killer features that they liked so much and I don't remember what they listed but Emacs had all of it. So I would assume that applies for Java.
Who put them in charge? Like literally, the institution of a central bank is unconstitutional
Now say the same but for why the world insists that none of its aid be used to attack into internationally recognized Russian territory and why Ukraine isn't allowed to do so with HIMARS etc.

I know this place loses its sanity whenever the bad rocket man is mentioned, but all they did is put themselves in line with the US's stated policy about the target of their aid to Ukraine.
Is this any different without steps 5 and 7? I don't understand how the FDIC actions change the incentives here.
Silicon Valley is the wealthiest area in the world. CEOs, founders, employees, janitors...etc.

Nobody will feel sorry for them, the rank has no meaning whatsoever when you are aboard a golden ship.

Everybody in the wooden and plastic fiber small boats around are cheering for the gold ship to go down with no particular attention given to the ranks.

It's the same sentiment that has people cheering for the electric and fracking revolution to make countries like Qatar, UAE, Saudi irrelevant and poor.
If you're a vim user but interested in trying out Emacs, I'd highly recommend Doom Emacs: https://github.com/doomemacs/doomemacs. I had been using neovim as my main editor for a while, but the vim bindings (evil) in Doom Emacs are excellent.

It was a lot to take in at first, so I went back to neovim. But I started using org mode more and more until I finally just went all in on Emacs. Now I understand that the editor war is pointless. Bringing vim + emacs together is bliss.
I think the problem is more about friction. While it might be possible to install another shell on every remote server you work on, are the features really worth the trouble?

Also, I've sometimes had to work on remote boxes on an internal-only network, with no outside internet access. In that case installing anything new is even more of a pain, so it's easier to work with the defaults as much as possible.

That said, I'm all for learning new tools. Progress couldn't be made if everybody just stuck with the old. But there's always a trade-off to be made between time investment into new tools vs. just getting your work done with the old ones.
The good news is that the failure of SBNY is probably what convinced them to pull out the stops and make the FDIC guarantee unlimited.

The bad news, is that if your bank fails this week you would get full coverage. If your bank fails next month the FDIC may choose to let you hang out to dry. At this point, anyone who keeps their money at a small bank is a fool. Only store your cash at a large bank. The US govt only cares about systemically important banks.
Deel makes $120M of its own cash available to support customers affected by SVB
In our codebase this will never be allowed:

type ColorHexValue = `#${string}`
type ColorRGBValue = `rgb(${number},${number},${number})`

At least one developer will ask to find an alternative -- use actual CSS names or use a function to create these strings, treat them as strings and forget all those funky typing, becausenobody knows what color a combination of HSV values looks like and nobody would be able to maintain that code. Just because it is possible doesn't mean people should use it.
They needed advertising for a service with a year long wait list and no competitors?
University IP rules are usually quite strict. If your company has anything to do with your research they'll come knocking for royalties. You should also check at what level you're allowed to do outside work, in some places grad students aren't allowed to consult for example.

While I was a postdoc I consulted for the company I used to work for sometimes. I agreed it with the University IP office and they were happy under the proviso that no institutional resources were used and it didn't affect my work any more than I declared it would.

So technically are you allowed to? The short answer is probably not with a provided machine, but you could check with your university IP people - they exist. On the other hand lots of universities run entrepreneur programs for grad students so it would be hard to see how they'd complain if you used a university supplied machine for that. They might expect a cut if you do though. In theory most universities have all sorts or rules about releasing open source software too, but I don't know anyone who's ever really followed those.

I really doubt the IT department secured and vetted a Mac. Most likely they inventoried it and gave it a sticker. If in doubt install Little Snitch and see if it phones home, but unless you're using the institution VPN I doubt they can track anything. Unlike Windows where you may have to use an institutional sign in, I think it would be obvious if such a system was on your laptop.

If you drop out of school to pursue it then they're going to ask for the laptop back at least.

The practical answer is I doubt they would know, check or even consider pursuing anything unless you really made bank. And at that point you can afford a legal team.
It's interesting to see how this started just before the weekend and how they're seemingly working hard towards a solution before the markets open tomorrow.
SVB collapse had zero to do with crypto. You must not have read any of the news - it was a classic bank run.
Potentially, yes. Something with real-world catastrophic consequences should require you to prove you weren’t being negligent. In this case, it feels like the equivalent of running for a while knowing that your QA team was empty and ignoring failing tests for a year.
> This is why UK origin founders are one of the biggest cohort of immigrant unicorn founders in US.

Is this true? Would love to read about it as a Brit in North America!
> asks other entities to spend a lot of energy (potentially releasing massive amounts of CO2 into the atmosphere)

They are not wrong.
>Banks similar to Silicon Valley Bank are essential because they undercut BoA, and prevent the "Canada" situation.

>Unfortunately, SVB blew its top off. But the system itself is good.

Yes. Canadians who brag about how none of their banks had to be bailed out in the 2008 crisis are a) wrong (they received tens of billions from Ottawa, and US TARP money), and b) don't realize that the Big Five Canadian banks have far, far, far more market share than the US's Big Four. As you said, there is no equivalent of a Silicon Valley Bank in Canada. There are no regional banks whatsoever; no smaller player that may be more friendly to startups, or otherwise more flexible, than the Big Five.
The shear volume of misinformed, misleading, or malicious takes produced over the weekend, priced at a buck each, could probably cover whatever losses are eventually realized in this mess.

I don’t mean to minimize this severity of the problem - if a bank can follow the rules, and be undone so easily, the rules need to be reevaluated. SVB management was negligent in their risk and deserves to be wiped out. But in a disaster precipitated and fueled by panic, professional and amateur purveyors of opinion and analysis should take more care to be well reasoned and factual.
Isn't inflation destroying the value of money?
They should tell everyone that the government issues USD and therefore doesn’t need to first obtain the reserves from tax payers before making them available to protect bank depositors.

If they were honest about this and everyone realised it, they could go one step further and eliminate involuntary unemployment overnight with a job guarantee.
Students took the loans before the expectation of government pay-off existed.
<-- For all of these projects, this is the major question.

I just wish it was standard form to include:

"This project requires __GB of RAM, and, if running on GPU, __GB of VRAM for the _B parameter model. It will generate output at __ tokens per second on a ___ CPU, and __ tokens per second on a ___ GPU."

It's obnoxious as heck as it is right now, since a bunch of things fit, a bunch don't, and there's a lot of overhead to find out.
Conjecture on why 194 bits[0] and not 192 bits[1]:

a) CS off by one error (started bit count at 1 instead of 0 )

b) Included 'NIL' as a bit.

[0] https://xtao.org/blog/last-intro.html

[1] https://tromp.github.io/cl/LC.pdf
The companies who deposit money in these banks don't have a lot of say where the bank invests their money.
For their own benefit? Seems like an educated population benefits everyone, hence why we spend a portion of the national and local budgets funding schools kids can go to for free. The big miss in the usa seems to be not extending this idea to higher education - perhaps this is why the usa is so dependant on immigration for jobs that require higher education.

Student loan forgiveness seems to be one way to do that. I don't know why they don't just nip at the bud of the problem and subsidize education from the get go though.
SVB shareholders have been wiped out in this, and the prospect of that fate should motivate banks to try to avoid a similar outcome for their institutions going forward.
I was under the impression that the sqlite.org website used Dr. Richard Hipp's "althttpd" (written in C): https://sqlite.org/althttpd/doc/trunk/althttpd.md
Thats what China does and what CBDCs are about. See: Tofu Dreg projects and social credit score system. With privatization you get decentralization.
Context: One week ago, there were precisely two US banks serving crypto companies, Silvergate and Signature. As of today there are zero.
Title should probably clarify that Apple has not announced the iPhone SE 4
ASN.1 Playground: ASN.1 compiler, encoder, decoder
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DESIGN

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COOKING

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POLITICS

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I’ve gone my entire life without knowing the difference and survived just fine.

It may not be entirely irrelevant, but it’s very close to it. A bit like saying your tie has to be knotted a specific way to look respectable. Very fun for the in-group, but completely incomprehensible to those outside.

Like, I’m not opposed to having a few silly things to learn just to separate those that can be bothered to pay attention from those that do not, but I’d be hard pressed to say it’s actually relevant outside of that.
Then there is the reverse. The cultural concept of the English word "Home" has no foreign equivalent. It often doesn't pertain to a particular building but the feeling of "This is where I belong, amongst this culture, with these people, in this climate, etc, etc"

The concept of 'Home" in English usually gets mis-translated to, more or less, "My House" in other languages.
I wish there were more websites like it or an easy way to find them. Maybe there's a business case for it, like an index of web pages.

/s

But seriously, are there any good search engines of text only or mostly text websites?
That would a reasonable ask for such a “clean” bank, especially when the upside is that there is no “special assessment” being imposed due to recklessness of other “dirty” banks.
Ahh for sure, that’s a demographically representative sample of the american population. /s

Yes people have gotten fatter. That’s a thing that’s happening. To me that’s evidence of systemic problems in our food supply, economic factors like poverty. None of which are reason to treat someone poorly for being impacted by that.
I've been seeing reports of this across several different countries and various reasons are always given for the cause. However, they are always grasping at straws.

I wonder what the common similarity that each of these deaths has over the past 3 years.
Over levered risk built on cheap money was a huge driver of inflation. They need to let those bets fail to let the money drain out of the system. But they won’t. This would have been a deflationary event.
Is this not “Sparkasse” in Germany as well
There ain’t no such thing as a free lunch. You pay in fees, forgone interest, or risk.
you could clone the repo and comment out https://github.com/cocktailpeanut/dalai/blob/main/index.js#L... i.e. the specific synchronous download call..?
> good stuarts

good stewards?
Imagine that 'Torquemada' is the spiritual leader of your religion, this would be most offensive:

https://youtu.be/LnF1OtP2Svk?t=77
SVB failed after depositors tried to pull out 42B on Thursday, which small US bank has enough liquidity to satisfy 25%+ of all deposits in 1 day?
I think thats exactly the point so everyone can run it on their PCs with no GPU.
Absolutely this... how is this not a bailout? Insofar as the amatuer hour banks that didn't buy swaps on the interest rate risk of their unmarked treasuries and mbs will now be saved from going under - for a year at least.
> Yellen has just broadcast that FDIC insurance is essentially unlimited, as long as you can threaten wider disruption to the economy.

yup. it doesn't matter how big you fuck up if you are too big a risk to US economy. the US govrt (American tax payers) will bail you out.
Any examples on running on multiple GPUs?
> They weren't even defense contractors at that time.

Flat wrong.

> DoD just like some other EU countries bought additional devices and services.

Did they specifically pay for Starlink dishes and access designed to be used on planes and drones? If not, I don't see what the issue is.

> Musk has become a problem and seems to have lost his mind

And somehow the 2 major company he is running have not lost their minds and a both growing and still successful.

Maybe having a CEO who has lost his mind should be done more often. Or you just don't like Musk ...
So the new position you've shifted to is that Starlink should be usable for all purposes within Ukraine, just like all other aid.

If you can't keep a consistent position from one post to the next maybe you don't have much of an argument.
Does average person read the website?
You know what’s even better than “collecting fat bonuses each year”?

Selling your equity compensation for even bigger returns.

Compensation packages for CEOs are structured such that most of the money is at risk equity grants.

They’d be nuts to lose tens of millions of equity in exchange for their base + bonus.
>"At the same time, this is yet another example of changing the rules in the middle of the game. Yellen has just broadcast that FDIC insurance is essentially unlimited, as long as you can threaten wider disruption to the economy."

Rules exist to serve a purpose. If one risks fucking up the economy with the only goal that the rules are preserved - it could end up with pitchforks.
Like spending $44 billion on a marginally profitable social media network, seemingly in a fit of pique at the SEC, and inserting a VIP modifier of 1000X into the algorithm so that his posts always pop to the top of everyone's feed because he was mad that the US President's tweet got more attention? Does that sound like the actions of a person with zero interest in wielding power over the residents of his new domain?
Money destruction != Value of money destruction

If a thing X goes down in number, the value of X increases.
https://twitter.com/PeterContiBrown/status/16350630127753256...

Edit:

Even better: https://twitter.com/petercontibrown/status/16350760923390525...
If you allow banks to make extremely speculative investments with depositor money, you end up with Ponzi-like behavior that ultimately hurts unsophisticated retail folks. Just like all the crypto "banks" offering 20% staking that are collapsing now.

All you've described is a way to build a pitfall for naive investors so they can lose the first $20k they've ever saved.
One tip I have for dishwashers: use the soap dispenser as your dirty/clean indicator.

When you empty the clean dishwasher, immediately fill and close the soap dispenser. As long as you do that, you now have a reliable indicator for everyone of clean (open) or dirty (closed).
top_k is now implemented
Fortunately our criminal justice systems presumes innocence
I thought that might be the case, but the alignment looked too good to me.
Canada is 1/10th the population of the US. We don't need regional banks. There are also plenty of credit unions for those of us that don't want to bank with the big banks which are just as capable as many of the larger banks.
Yep! It's surprising to me, too, how recently (within the past 4 years, by my estimation) there has been an intense, renewed interest in sixel.

It has coincided with the creation of a lot of new terminal emulators (some of the youngest have the most support for sixel and similar features), and with the trend of using GPU acceleration in terminal emulators.

I couldn't exactly say 'why now', but one guess is that macOS' explosion in popularity among developers and the relatively high popularity of desktop Linux within the developer community in particular have produced a generation of developers who appreciate the power and flexibility of the Unix command line but have also grown up with rich graphics on their computers from the start.

There's clearly a strong contemporary desire for a more IDE-like terminal experience, and for graphically enriched tools that are still decidedly text-centric. Efforts to establish new standards and protocols for this have mostly withered or seen little uptake, so resurrecting support for (today) rarely-used features of old physical terminals has emerged as a viable approach for adding graphics to our CLI environments.

Maybe some day we'll escape from the 80s, but for now it seems that we are still returning to them to find 'new' material, for various practical reasons.