skysight-inc/HackerNews huggingface dataset:
Here's the more mindblowing thing... not only are those MBS and treasuries completely liquid... they're correlated to interest rates! The fed has been forecasting interest rate hikes every single quarter. Every. Single. Quarter. They had plenty of time to roll over these investments at a slight loss. Heck, even reducing their exposure 50% would have been enough to not end up in this mess.

Instead, they waited until it was way too late (by most accounts, the fed is going to do another 50bps hike next) and all it took was some fear for the house of cards to come crumbling down.

This does feel like a regulatory failure though. Reserve requirements don't quite prevent a bank taking on massive undiversified risk like this.
Outside of it being possibly a smaller model, the prompts should be different as llama hasn't been trained to take instructions so it would I think need to be framed more as "A regex for emails is " and let it complete the rest. Just in case you have tried the exact same prompt.

Also those messages sound suspiciously like error messages from a system around it.
So my personal takeaway: pick a bank that is too big to fail, because if it happened to a bigger, non-niche bank they probably would have used the taxpayers' money to bail it out.

PS. the sentiment still makes no sense, SVB customers did not sign up for the bank to gamble with their money and they have a full moral right to do whatever it takes to get their working capital back the second they start to sense any trouble. These withdrawals are not just stupid meme stock lulz, this money belongs to the customers.
The kind of person it takes to make 4(!) official complaints and have the local police office in their contact list is exactly the same person to exaggerate dramatically, play the victim, and ultimately be the true source of anti-social behavior. I don’t believe there’s any veracity behind their claims, and the police department should have forwarded their calls to a therapist instead.
I was working with a newer developer once, and we started working on some app that was going to be something moderately complex. I literally started with a single class that looked like:

public class Foo
{
public static void main( String[] args )
{
System.out.println( "Done" );
}
}

And he was really struck at first, like "Why would you write Hello World when we're building a $WHATEVER? My response was that the very first thing I always want to see, in any new project, is something compiling, packaging and executing. It's my way of ensuring that at a minimum the environment is set up, cosmic radiation hasn't fried my CPU or RAM, etc. And once I have that trivial program running, I just start building up from there.

I more or less follow that same pattern for everything I write to this day. At most, the slightly more complex version I start with is something like a "template" or "skeleton" project. For example, I keep a sample Spring Boot project around that as a pom file, the directory structure, a package named something like org.fogbeam.example, and a simple controller that just returns "Hello World". Once I can build and run that, and hit localhost:8080 and see my "Hello World" page I start iterating from there.

I can't tell you exactly how I developed this habit over the years, but it's worked well for me.
Unfortunately I dont think there's any time traveling debugger - you can pretty easily go up and down the stack to see where the caller did x and write something in the console to do y, or you can set conditionals that would always trip when you are about to do something risky, but not go back in time.
That's what I wrote, "The fake exhaust pipes are to make the car appear performant and powerful."
Same is true for domain names. At least with the registrars that I've used and accidentally allowed my domains to lapse with, the domains stop resolving right away but the registrar doesn't just sell the domain to someone else immediately. You have a grace period to renew it late.
Sure. My view - we need concrete data about the actual harm done in cases like this. We have such data for most other types of crimes. In my opinion, saying that something bad "can" happen is not sufficient to determine the punishment.

Note this is not the same as being against punishing illegal sale of private data.
Great analogy with the calling a restaurant!

Lets say instead of telling you to hold while they get a person with a french accent on the phone, they only pay people with french accents to answer the phone. There are a little less people with french accents working at the restaurant, but still enough to get the phone answered with only a slight delay compared to a more traditional restaurant phone line. There's also a special 'no fuss' mode on your phone, where you can just chat with the phones default voice assistant. There's no waiting time, and the voice assistant fetches the correct data from the restaurants website and presents it conversationally.

Of course, if all of the people with french accents called in sick for work, the phone might end up unanswered. The problem should be able to be fixed, though, by having some sort of fallback mechanism to people with italian accents.
Why would this make more sense than three 8 hour shifts per day, for anybody but the employer?
Happening over the Ides of March... a bit ironic
The announcement is somewhat funny in a way that "independent Silicon Valley Bank"'s announcement actually happens on the website of the US website they are not supposed to have links with.
Llama is neither instruction finetuned nor human reinforcement learning ranked. It‘s a base model like the original GPT3 that needs much more careful prompting and few-shot reasoning to produce similar results.
I dont agree with Copyright and also dont think the punishment was deserved. I also did some cracking and keygens in the 90s (for fun, never released anything).

Nevertheless, my making argument against doing and condoning what this guy did is that, because of those type of actions today we have to deal with SaaS only software that is subscription based and stops working after the company folds (I can still use my Win16 copy of GetRight, thankyou very much).

We got into this sad state because of greed, from both sides of the counter.
> never proceed without [total] confidence in your understanding

The fellow I learned that from was apenwarr, FWIW.
This is consistent with my bias that FAANG salaries are where they are to discourage developers from accepting equity stakes at start-ups that could eventually disrupt the FAANG companies - that these salaries exist to starve the start-up ecosystem.

I have no evidence of this, and I have no reason for my priors to be set like this, but I do love bias confirmation.
No one knows for sure. We don't know what the value of their HTM MBS actually is on the open market.

What we do know for sure though, is that this process will take months, maybe years, to play out and many startups will run out of money long before this is resolved.
It is fun (in a morbid kind of way) just seeing how quickly the confidence on these things turn.

"Company is 200 years old and we will go for another 200 years more!"

2 Days later

"Whoops, all the moneys gone. Bye!"
I thought layoffs were way below trend? What layoffs?
That's subjective. I quit smoking 30 years ago and, unless someone smokes directly into my face, I still like the smell of tobacco.
Can you link to the Twitch stream VoD?
SVB is a commercial bank for tech/biotech, venture & private equity firms.

FDIC insurance of 250k is a months salary for <25 engineers. Less than 3% of depositors hold less than 250k.

FDIC takeover does not necessarily mean that SVB will cease operations permanently. I haven't yet read of depositors not being able to withdraw vs when FTX was collapsing. With FDIC taking over, seems they're going to liquidate more assets to pay off creditors and depositors. Or sell the bank to another financial institution. SVB is Top 20.

Washington Mutual was also a top consumer bank that FDIC seized and was sold to JP Morgan. JP Morgan ended up assuming responsibility of the depositors.
The reason it's wrong is that if you work for 12 hours per day, and sleep for 8 hours per day, that leaves you with only 4 hours per day for living your ONE AND ONLY life
Scrutiny on $43B USDC Stablecoin’s Cash Reserves at Failed Silicon Valley Bank
Your position requires that you dedicate your time to improving or promoting the company's products.

Virtual meetings and collaboration platforms are but tools to achieve that. An event better tool is working next to your colleagues to enable more synergy between the various initiatives people are working on organically.

As someone dedicated to your company's mission, you should want to use the best tool for the job.
If you think about it, autocomplete based on heuristics has already quite some intelligence. At least a lot more intelligence than just the words output of a parrot. The fact that neural nets are influenced by the same architecture, does not mean they could not be plentyfold more intelligent. I'm pretty convinced that the next level, within 10 years from now, will be indistinguishable from human intelligence in a lot of areas. Think about diagnosis of illnesses, predictions of weather and climate, logistics, teaching, driving cars, traffic regulation, prediction of natural disasters, migration,... We people tend to put the bar for intelligence higher after each breakthrough.
>What is one to do?

Buy a burner SIM then change the 2FA to Google Auth?
Thanks for doing this, nice work!

Please add some sort of license.
Bay Area congressman calls for Sillcon Valley Bank bailout
It doesn't really work this way. It takes time to set up acquisitions, even by the FDIC, and the "FDIC stormtroopers sell bank overnight" is apocryphal. They do weeks of legwork leading up to the actual handover of the bank.

We don't know the timeline here, but speculating that "it must be bad" because things didn't happen overnight isn't really responsible.
Love to see the might of US government successfully protecting copyright, but not _checks notes_ bank customers, airline customers, telco customers, housing customers or anyone else.
Those things also don't quip at you ever 5 minutes saying 'use me!' and 'check me!'
But we also put on pizza and Burgers... And deep fry it in batter...

Pineapple is an odd one.
Can the bank be sold and continue operating under new ownership without making all depositors whole?
Oh that's cool. You should make the type safety thing clearer on your lp
You forgot meetings to plan for meetings
The team making these poor choices at SVB should be criminally charged ... The tax payer shouldn't have to bail out banks.
Nah, the bank is responsible for their decisions.

They bought $80b of fixed-rate bonds at historically and artificially low interest rates in a time of massive QE. Even based on the information available at the time, this is not a surprising outcome at all.
To me it looked like you just repeated a meme, there isn't a large number of such people you talked about here on HN, so there is no need to repeat that meme everywhere.

If someone says "Computers will never be smarter than humans", then sure go ahead, post it. But most of the time it is just repeated whenever someone says that ChatGPT could be made smarter, or there is some class of problem it struggles with.
GDPR protects you from private enterprises spying on you, it doesn't protect you from your own government spying on you.
> but they just asked a small fraction of the fired people to come back.

That we know of (meaning they posted publicly about it). The real number could be way higher.

> but asking some of them to come back isn't a negative sign at all.

It's a very negative sign, especially at the scale it happened (as I said, we know about the cases where the person accepted to go back or publicly stated they were offered to come back).
When I first saw this I assumed it was talking about Dialectic Behavioural Therapy... Aka the trendy shit a psych tried to get me to do that very nearly resulted in me committing suicide...
...Blackburn, however, says researchers will continue to find a way to scrutinize what’s happening on Twitter. “We’ve been mostly cut off from Facebook for years and we’ve continued to make progress,” he says. “It’s not like science is going to be held hostage by a guy that played himself into burning $44 billion on a website that makes no money, just so he could force all its users to read his shitposts.”
Maybe this > https://gizmodo.com/meta-p92-twitter-clone-decentralized-mas...

META might go on attack mode.
Logitech MS Ergo mouse was a game changer, move my thumb instead of wrist
Per the CEO of your favorite orange site, if somebody here doesn't know who this is (I didn't).

Things don't look good right now.
They replaced it with another defective battery that only lasted ~28 cycles before it expanded. Apple refuses to do anything about it.

Edit: Screenshot I submitted to Apple.

https://ibb.co/jwRN1MH
Oof. It’s a creative solution. But it’s a dangerous strategy for something that I might be using professionally. Getting locked out would be a huge pain then.

I’ll give it a go regardless! Thank you for the idea
Yes it happens literally every year. It's not usually a huge %, like it might end up being in this case.
A lot of people think that social media activity is their significant contribution to a cause. Post or like or share something pertaining to social issue of the day and their little soul can now go feel great about the change they've made in the world!
The hierarchy was very sparse in many orgs. As an M1 (first tier manager), I managed a team of 13 people. My manager only had 3-4 people, and same for their manager. There definitely was a lot of room to flatten the hierarchy.
That's why it's always important the jury be educated on their rights to decide verdicts however they see fit.
I've watched Jeremy Allaire's career since he cofounded Allaire Corp with his brother and never remotely seen him make such a bad move.

My belief is that the FDIC will only guarantee up to $250,000, am I misunderstanding?
https://archive.ph/G9D9e
From the outside I saw Google going downhill in the late 2000's when it started trying to push SEO-oriented publishers to becoming Adsense publishers. I have been reading this blog for a long time (my alter ego was a major commenter) and it tells the sordid tale in great detail if you dig deep into the history

http://www.seobook.com/blog
Here's a question I have been meaning to ask many times but refrained from doing so: what makes people like you so scared of the idea of creating or modifying hardware for personal use? Why does the simple prospect of adding a movable latch to a dishwasher lead to the above hyperbole which seems to be related to the design and production of a complete dishwasher instead of simply adding a moving latch to an existing one? Add to that the comments related to the enormous size of corporation needed to undertake any design work, the prospect of houses burning down because someone did something to his dishwasher and the picture becomes clear: thou shalt not think outside the box and be scared.

Now back to the prospect of adding a moving latch to a dishwasher which will have been prepared for something like that already given the fact that another model in the same series comes equipped with one. If you have a look at the mechanism you'll probably see the latch itself being built into the door with the bar mounted on the housing of the machine. In the 'cheaper' version this bar will be a grey piece of plastic, screwed down against the machine. In the 'expensive' version the bar is a longer piece of the same gray plastic which can slide in and out, moved by a motor of some kind (most likely a rack and pinion with end stops, could also be a servomotor). To add the moving latch to the version without one you'd take the screwed-down latch and either add it to a bar which can be moved using a servomotor (which can be had for a couple of € nowadays) or make a longer version using one of the many methods available to do such. Next you´d check whether the controller provides the control signals for the latch drive in the 'cheaper' version, if it does you can simply use those. If it does not you'll have to use an existing 'ready' signal to trigger the latch, the mentioned buzzer being a good candidate. Get a cheap microcontroller, program it to drive the motor when the 'ready' signal is given and to retract the bar when it is pulled from the latch or when the door is opened past a certain point and voila, you have a self-opening dishwasher. If you count the time spent to create your own version as billable hours it is probably not worth the effort but that is the wrong way to look at it. If you count the time spent cooking your own food, riding a bike instead of a faster mode of transport, reading a book or simply looking at the clouds as billable hours those things suddenly seem to be very expensive so why bother? Well, because there is more to life than billable hours. In this case it may simply be the joy of creating something, of overcoming an artificial hurdle, of one-upping the bean counters who decided to overcharge for such a simple feature or just because you think you can.
I guess SVB was too busy building the VC pyramid scheme to care about asset and money management.

I wonder what the sentiment of YC startups that have access to bookface [0] is right now. I don't think it is happy days there.

[0] https://bookface.ycombinator.com/
In the form of a question. The first line would be better.

>A Croatian national has been arrested for allegedly operating NetWire
> Now fuck Russia and all, but this guy is convinced that Russia managed to worm into American consciousness in the mid 80s,

It was a mid-80s interview; he us saying USSR did that 2-3 generations prior to the interview, which would be about the birth of the USSR. Most plausibly, the Soviet influence in the early 20th century international labor movements would be the main channel, though there would be other avenues where this was attempted. There certainly were in the 1980s influences from that that had become self-sustaining and organic, reinforced by continuing influence efforts, but I wouldn’t describe it as an overwhelming success.

It’s possible that the internal perception (whether top-down propaganda or just the result of Soviet intelligence community resume-burnishing by self-promoting bureaucrats) overstated the success, such that the perceptions of a defector would be that they were stronger than they were – or its possible that an defector who was ideologically opposed to his old regime would deliberately overstate the case to try to marshal the US against it before it actually got as bad as he described it.

(Its pretty clearly a strategy the USSR had, and that Russia continues with, arguably, more success than the USSR ever had, but that’s…well documented in other sources which don’t have nearly as dire a description of the level of success it had in the 1980s.)
Might be good for Bay Area but judging by the comments very unpopular by non tech Twitter and by both those on right and left.
Reserve requirements should be based on current market price or at least last quarter or last year, not purchase price.

They would have had to recapitalize way earlier if that was the case.
Not an expert, but was having some thoughts.

Let debt be a graph where the nodes are people (with ledgers) and the edges are all of the form "alice rents $x from bob for y% APR". Actions that resolve/relax graph are payments of the form "alice pays bob $z", that lead to all balances being 0. Let the edges decay to null when balance is 0, such that a 'resolved graph' is simply a list of nodes with no edges, meaning 'no one is in debt to anyone'.

From this we can infer:

1. There is only one logical 'debt graph' in the world since they can (and do) all join.
2. The people running the graph do not want the graph to die, ever.
3. The profit of the debt business is proportional to transactions over time,
which is proportional to edges of the debt graph.
4. They want to (add, prevent from decay) as many edges as possible.

I somehow feel like I've caught my first, hazy glimpse of something important.
For the same reason that many businesses do not want "more customers" above anything else - to the point of selling at cost or at a loss - and if they increase prices is not necessarily because they want "less customers".
People lose access to old phone numbers all the time. I'm sure there's a system in place for this, especially if you have an established account.
Is it really preferred? I simply cannot return to my home state because my home state has become so disconnected politically and socially. It's pretty sad. There are several states that fit this category for many. I don't even particularly feel that safe traveling through some states.

Many states are effectively headed towards extremism and terrorist states. It's not like the extreme states are differing in subtle ways. They are openly attacking human rights and really what America should be about. It isn't good by any measure.
For natural numbers you can form that first one in terms of the second one. Natural number can be through of as an inductive construction.

Either:

- Zero

- 1+ (another natural number)
Simple type safety from front end to long running jobs is actually a big deal. You should highlight this.

To achieve type safety normally involves a shared interfaces folder and has to be specifically implemented
All of these moves make sense when you zoom out and realize Musk has no interest in Twitter as a business. It is a megaphone to amplify his own voice and the voices that support his viewpoints. Having third party API consumers able to pull in content and reorder it other than how he wants it presented is counter to that goal.

The genius of Fox News was "why spend money on buying political attack ads when you can just buy the network and run them all day long." Twitter is just becoming that too.
that doesn't excuse the Fed's behaviors.
Hilarious to see a half-billionaire complain about 20 bucks a month.
> is a misplaced sympathy.

I think you meant isn't a misplaced sympathy?
I admit, it's long. But the ending was brilliant.

"In the modern-day vernacular, people often refer to a criminal case “being thrown out”. Obviously, this is little more than a figurative expression. Cases aren’t actually thrown out, in the literal or physical sense. Nevertheless, in the specific circumstances of this case, the Court is inclined to actually take the file and throw it out the window, which is the only way to adequately express my bewilderment with the fact that Mr. Epstein was subjected to an arrest and a fulsome criminal prosecution. Alas, the courtrooms of the Montreal courthouse do not have windows.

A mere verdict of acquittal will have to suffice."
There are an infinite number of real numbers, and yet "blue" is not a real number.

A set can be infinite and yet not contain all things.
Super cool project. This is from the author of whisper.cpp, which enables highly accurate real-time audio transcription on the M1/M2:

https://github.com/ggerganov/whisper.cpp
At the very least, they should be allowing Blue subscribers enough API access to do basic Zapier style workflows running a few times a day. There are a lot of folks out there who want to do the same simple personal uses of the Twitter API they have been doing for 10+ years.