skysight-inc/HackerNews huggingface dataset:
This was a good read. I learned something.

But I can't help but think that part of the problem is the American lifestyle that does a poor job of allowing people to live both well and frugally while fully participating in life.

We have a gun to our head to own a car, to have a large home, etc. There's a cost to that, both individually and societally.
List of SVB Depositors [pdf]
Shout out to all the credit unions out there!

* Owned by those who bank there

* Non-profit organization -- "Excess" profit is typically returned to members as a dividend

* Savings from your accounts are used to invest in mortgages and bonds and securities in your community

* Deposits up to $250k are insured by the National Credit Union Share Insurance Fund (is all of this sounding familiar?)

signed, a happy credit union member
The current title, "Something Broke the Silicon Valley Bank Failure", doesn't make much sense; the actual title is, "Something Broke! The Silicon Valley Bank Failure - How tech hubris and low interest rates combined to produce a big mess.". The HN submission linter may have scrubbed the exclamation point.
If an adversarial government is conducting potentially dangerous research, would you not want to find a way to get your people in the room while they do it? And how would you convince them it was worth letting your people in to observe? There were Americans in the lab until funding for pandemic preparedness was pulled. The fact that we could have had eye witnesses accounts, but for a short sighted repealing of funding is inexcusable.
The point is that the PC boots up fully unattended. People could access my data without a password if they stole my machine and somehow managed to log in to it, say through a bug in the desktop manager on the login process. The LUKS key is in memory, so I guess if they can somehow read that, they could also access the drive. But I figure the convenience is worth it, I don't expect to be a high-level target for this. And if I were, the 5$ wrench attack would probably work better.

If they stole the hard drive, they wouldn't be able to access the data, the TPM wouldn't release the key.
The gadget looks cool. Just wondering though, can you turn off the notification for karma changes? Imagine if someone's post gets to the #1 spot, then their karma would be changing rapidly.

Can it notify you when you reach a new milestone in karma? (1000 karma, 500 karma)
Ask HN: How do you find domain names for a new product?
I am building a new product and finding an available domain name is a pain.

I vaguely remember a few years back someone posted their site where you can find available domain names. They had quirky word combination domain names.

But I cannot seem to find it right now. Does anyone remember the site or have something similar?
> Depositors have a reasonable expectation that when they choose a bank (especially a publicly traded bank that is regulated) that their deposits are safe.

The limits to FDIC have been on physical stickers legibly and purposefully placed all over every bank for decades, and define reasonable expectation clearly, for decades, to all customers.

That reasonable expectation states insurance limits are not unbounded.
Definitely not a complete list - companies missing
Ask people who know on lkml. Yeah sure google is no good to find this out. It used to be and that has changed. Which is my point.

> What makes you think there is any support for this hardware?

Because I tracked it down reading forum posts, lkml, armbian docs, etc. Timeconsuming. Good test that google was no good for any of you either.

Google does recommendation, not search. It has happened and you don't have to like it.
This simply isn't correct.

Both parties may think that it is the path of least resistance to a particular political debate is to have congress raise the debt ceiling, but characterizing either party as having a solidified interpretation of the legal necessity of those actions is silly, it's not really a thing either party has taken a solid position on.

As we saw in the Trump presidency, lots of things that are or were done as "norms" aren't necessary, and violating those norms was completely legal and, in some ways, extremely powerful and expedient for the Trump white house. (the most relevant of these being that Trump bypassed the appointments clause for many positions by having acting heads run certain institutions for months or years without senate confirmation)
> The company also raised another round of funding, this time $60 million

> in 2021, the brand was acquired for $45 million

I wonder what the founders' payout was.
These are the parts that aren't a reasonable argument:

> your right to access your own money won’t be put at risk.

The bank accounts that were frozen were those "that funnel money to demonstrators"[1] - i.e, not their own money.

> any cause that the Canadian government may retro-actively determine to be unacceptable

This was after the invocation of the Emergencies Act, which made it clear that the actions were not permissible. And the use of the Emergencies Act was found to be justified.[2]

[1] https://www.cbc.ca/news/politics/emergencies-act-banks-ottaw...

[2] https://www.cbc.ca/news/politics/poec-report-released-friday...
Good point, and obviously not a great time for SVB equity holders or EVE sensitivity regulation, but looking through their 10Ks or Marc Rubenstein’s great math yesterday at https://www.netinterest.co/p/the-demise-of-silicon-valley-ba... also not that much worse than Goldman at some points in 2008.

Not great, not terrible as they say, but aside from a couple of very niche specialists no bank on the planet would survive getting 25% of deposits pulled in a day.
Astronomers spotted shock waves shaking the cosmic web
Yes! Thank heavens people are finally starting to see the light. All these nonsense “modern” frameworks with their broken layers of abstraction need to read that article by Joel spoelsky on leaky abstractions.

And don’t be afraid to use this approach outside internal tools.
I'm struck by how many comments imply a certain amount of, "It was obvious" to this whole story.

Yet a lot of startups clearly were all in with SVB.

So what's the real lesson here for a startup?
Works in Progress: https://worksinprogress.co/

Most articles are focused on public policy but there is a good spread of topics. Strangely, it was acquired by Stripe last year.
You're important to us. You are needed. This will pass and there are people who love you
Yes if there's a material chance that the last third of folks at the concert get torched in a fire.
Frequent flyer miles are another analogous value proposition for airlines. QANTAS possibly has more value in FF miles than in current operating profit. And in like sense it's paid out in goods and services sold at profit price, not at wholesale value.
Interesting take — I imagine these banks will be getting net inflows as a result of this fiasco because people will assume (perhaps correctly) that they are too big to fail.
People get high without knowing the term “baked”. That’s a culture/age-specific term.
The fact that we have a history of rationalization was actually never questioned. Rather it was pointed out that it’s not the only thing that our minds do and that’s something you need to consider.

There are also humans who hallucinate. Studying this phenomenon is useful, yet, on its own, it’s says nothing about how human brain works in general.
> nor is it a target for hackers

I think hackers will decide on this, not you. And at least acknowledge that IME/PSP seriously expands the attack surface of the hardware at a very low level, enabling new classes of exploits against which the OS has no defense.
This account is absolutely shadow-banned. It deserves to be. Just like VCs with balances in SVB larger than 250k deserve to lose their shirts.
> This whole story is so bewildering, probably the only bank I can think of that was killed by its own customers (flaky VC herd) despite being generally healthy and having picked the least worst option last year (maturity risk). VCs now banding together is laudable, but why there wasn’t a Buffett type preferred stock rescue earlier this week to save their literal community bank is kinda beyond me.

That was my take as well: https://news.ycombinator.com/item?id=35103411

I'd love to see the partners of Sequoia, Union Square, YC, and other VC firms grilled by members of Congress over this.
Yeah I think it’s important to remember that we aren’t terrible failures, but the market has shifted completely. I’m entering my second month of looking really hard (30+ applications a month) and have only had a few interviews so far.

For my last job I sent out a few lazy applications in early Jan 2021 and was debating which of 3 offers I wanted to take a few weeks later.

I’m a better engineer than I have ever been, it’s just a rough market. Hopefully everyone has the savings and emotional fortitude for a long job search.
No, that the bond still pays out at the end of it’s term doesn’t mean it’s value is the same in a rising inflation world.

The actual value of the bond went down, because the expected value of the payout is less, even though the actual amount of dollars returned at maturity is the same.

Which is why the market price for it went down.
How would I have been wrong? They didn't stay at zero forever.
One can only dream of having a portfolio like this.
It is, but if that’s how you apply it to your partner who built 4 decades worth of plumbing that underpins your community, then stuff falls apart.
> Scary how fragile our financial systems can be in the face of herd mentality and irrational behavior.

The systems of finance are only as strong as the currency that underpins it, and when your foundation is based on nothing more than "hopes and dreams" then you will have this...

Our "financial systems" are smoke, mirrors, and heavy complex set of scams we all pull on each other everyday...

The true "irrational behavior" is the system itself, and everyone that buys into it, you have to suspend rationality to engage with the banking system, and fiat currency
Yeah. I really wanted to try it but I couldn't get the commands to work. All the issues seem related to another gem written by the same author, which has not been updated since around the same time.

Not knowing ruby, I can't really invest too much time trying it to work. :<
What do you think of this?

https://redsails.org/dialectics-and-ai/
They are actually worth that amount if they hold them though.

If they weren’t forced to sell, they could collect coupons and make the exact amount of money they claim to have.

It’s not a matter of “actual” vs “paper”. Their books were correct until the run happened.
COBRA is retroactive.
> Actually a decent language that would transpile to POSIX sh would be interesting, now that I think about it.

Isn't this how we got the ultraportable monster configure scripts? Not sure about "decent" though...
Neat, I'm glad you have the option of purchasing hardware with this feature. But please let me buy hardware without it.
I remember it, and yet here we are, once again...
I hope so. I used to crush whiteboards but I really dislike these modern quiz platforms. I suppose I just need practice, but I'm like this old guy now with less time to practice on modern quiz platforms.

Bring back pure whiteboard and I will be almost as good at this stuff as I was when I was 22. Little slower on the recall, but still good.
Stable Diffusion paired with StyleGAN2 makes for some fun results - https://www.jasonfletcher.info/vjloops
I’ve been coding for over 25 years and I’ve gone through peaks and plateaus. I even ran a successful dev agency 15 years ago, and my coding now is much better now than it was then.
They aren’t achieving those goals though?
Deployment, scalability
This would be considered silly if a web dev said this about e.g. a script breaking because someone entered a single quote into a text field and it was interpolated directly into an SQL statement. We should not tolerate this from sysadmins either.
Inspiring :)
Per year? No mate, that's per month...

But on the other hand rent in SF (which is where I do my remote work from) is high, so I can't get ahead.
It says:

> “Can you code a game called Sumplete?” Despite protesting about its inability to make games earlier, ChatGPT immediately started spitting out fully formed HTML, Javascript, and CSS code. Sure enough, it had once again created a version of Tait’s game – only this time, we never discussed what it actually was beforehand.

I guess "a version of Tait's game" leaves some wriggle room about exactly what it did.
Funny, I come to the exact opposite conclusion given that information
Here in SoCal we are starting to see declining enrollment in K-12 and the University systems.
Makes sense that more specialized roles took less of a hit. I have to imagine the layoffs involved lots of generalists but they probably were not slashing their SREs.
That's interesting, I ran `cpupower frequency-info` a bunch of times and it reports a range from 900 MHz to 2.1 GHz, with the brick plugged in. It says the processor supports a range of 400 MHz to 4.8 GHz.

How can I check to see if this is a power brick problem?
You never know nowadays… What’s the ticker?
I think you're saying better education drives higher housing prices, right? But cities generally have high housing prices, so why is the education not as well funded? Why would the money go to rural areas?
> System call filtering isn't a sandbox. It provides a clearly defined
mechanism for minimizing the exposed kernel surface. It is meant to be
a tool for sandbox developers to use. Beyond that, policy for logical
behavior and information flow should be managed with a combination of
other system hardening techniques and, potentially, an LSM of your
choosing
Install the `manpages-posix` package: https://packages.ubuntu.com/bionic/all/manpages-posix/fileli...
Fascinating, thanks for sharing. It's amazing how many novel techniques went into the film. I haven't seen it yet, but looking forward to it.

One of my favorite TV shows as a kid was Movie Magic. Back in the 90s, most effects were practical, rather than CG, and it was interesting to learn about the various techniques used to achieve the results. From matte paintings, foley sounds and miniature sets, to animatronics and pyrotechnics. There were entire industries dedicated to this, which were replaced—practically overnight—by computers.

While there was a rough patch of awful CGI in the 90s and 00s, and the tech has certainly come a long way since then, even today, a discerning viewer can still tell CGI apart from live action.

I feel like we lost some of that "magic" in the process.

Consider the animatronics used in Jurassic Park[1] and Free Willy 2[2]. They might be crude, stiff and surely very laborious and expensive to build, but the result on screen was much more impressive than today's state of the art CGI. Maybe we've been saturated and take VFX for granted today, but it's a shame that some of these practical effects didn't continue to improve, and are rarely used in modern films.

[1]: https://www.youtube.com/watch?v=X8Fv3tQm_Os

[2]: https://www.youtube.com/watch?v=Sdzksxe4rio
$SJIM (Inverse Cramer Tracker ETF)

https://finance.yahoo.com/quote/SJIM

And also $LJIM (Long Cramer Tracker)

https://finance.yahoo.com/quote/LJIM
Threat Hunting with KQL, Microsoft Security
Many people might be new to using KQL in Microsoft 365 Defender, Microsoft Sentinel and so on. Also, some people might be a bit challenging if they don’t have programming background. That’s why, I would like to share some great resources to start KQL journey !!
In the US, even in CA, the government taxes are quite modest compared to other developed countries. Healthcare on the other hand is ruinous unless you can afford the almost equally ruinous health insurance.
It's funny that the very same people that caused a run on the bank are likely lobbying the government to make the companies they invested in whole.
Yeah, I'm sure Thiel has some friends at the executive/C-level of SVB, if not the board, given all the business he pushes their way...
Google over-hired talent to do ‘fake work’, claims Keith Rabois
Yeah, I mean take your funds and put them under your mattress, because like where else is it safer? It totally sucks that your clients chose to put your funds in a highly geographically and industry central bank that failed for understandable reasons.

We also don't bail out the West Texas Bank for oil barons either when their bank fails.
Sorry I misread the thread, I thought you were densone
You don’t have to guess, the information is in the provided synopsis.

I’m sure there are issues similar to your description. Nevertheless, you seem to be a staunch defender of GPT-3, which to me indicates some kind of bias? Like, who cares if LLaMA is better - in fact, isn’t that a good indicator of progress?
Laid off in Jan (Senior Frontend Developer 7years exp) and took a few weeks off after getting laid off . I just cannot find an interview right now. I apply daily to around 5-10 jobs. It is making me question my skills as a developer. I never maintained an active github profie and seems like that was a mistake. Anyone has a remote job for frontend developer please help.
There's a nuance issue with your above statement in that you need both a free market and strong competition in that market. You can coerce people or companies to compete in a market all you want with mixed effect but if you have people/companies choosing to compete in a market because they think they can win by providing better value, then you have the actual driver of consumer surplus growth. What this means is that government should focus on restraining/breaking up businesses that have market power and possibly on mitigating natural monopoly situations preferentially if they are going to get involved.
Sops original author here. I haven't contributed to the project in a few years, but it's really cool to see that it continued to grow and gain traction outside of Mozilla. Thanks folks!
Google does not outsource their consumer hardware design and software. Yet.
Maybe try a complete change? Work in retail or landscaping or go back to school or something. Software can suck because we tie our self worth to being productive on a little screen.

Sometimes I feel envious of people who don’t use computers at work. It would be nice to not have them be so tied to my reality.
> its investment portfolio of U.S. Treasury securities

In other words, IOUs to itself, like the social security “fund”
In defense of serverless: A Response to DHH's post
The bank failed. How could you possibly argue that withdrawing wasn't rational?
> All rumors are false until officially denied.

Even officially denied rumors can be true. See FTX ensuring panicking users that they were very much liquid, days (hours?) before they announced bankruptcy
The best thing you can do is lots of testing. Setup an environment where you can isolate the prompt you are working on (the new chat playground is good for this) and load it with a system message and some assistant and user messages then play with it until you get the results you want.

I've had success with a simple system method that is one sentence defining how we are extending chatgpt.

"You are AcmeCoBot an extension of ChatGPT which we have enabled <x, y, z features> to assist users <goal>."

Then a user message with the actual instructions on what you want/need - this is much closer prompting for gpt-3.

user msg 1: Translate the following to German for me... some text
assistant msg 1: an example translation

new user msg: Translate the following to German for me...

The model completes these interactions well. We may run 1-10 of these completions before using chatgpt for the last mile message that actually gets sent to a user. It takes a while to wrap your head around using the chatgpt api for a non-chat completion.
Looker from 216-Word Pitch Email to $2.6B Acquisition
GitHub instantly suspends accounts based on file content
The latter. Arguably, being exempt from Dodd-Frank may well have allowed SVB to be more resilient than otherwise.

The general thrust of Dodd-Frank was to push banks away from high-risk investments. The Volcker Rule that’s at the heart of Dodd-Frank is most explicit about this, it expressly forbids certain types of investment for being too high-risk. Treasury bonds are considered to be some of the lowest-risk investments possible, with correspondingly low returns (in fact, in researching this I discovered, horrifyingly, that it’s not uncommon for Treasury bonds to be described as literally risk-free). The Volcker Rule has a specific exemption to explicitly allow trading in U.S. Government securities, in recognition of their perceived low risk.

SVB held a lot of Treasury bonds, percentage-wise more than most other banks. This is because they had a lot of startups depositing a lot of venture capital funding, they needed somewhere to invest it, and Treasury bonds were one of the few investment options that were in regulatory compliance and available in large amounts.

When the Federal Reserve started rapidly increasing interest rates, this tanked the value of Treasury bonds. And “tanked” is no exaggeration; there are grim charts from the beginning of this year like https://www.usbancorpassetmanagement.com/index/our-insights/... and back in November 2022 we had the Chairman of the FDIC warning that these unrealized losses could very quickly become actual losses for a bank that needed to increase liquidity.

Which is precisely what happened to SVB, down to the letter.

The argument that “Dodd-Frank exemption is good actually” goes like so: if the regulations were applied more stringently to SVB, they would have bought even more safe-bet Treasury bonds (and offered lower interest rates to depositors), and thus they would have been even more blown out by Federal Reserve increasing rates.
Flight to safety? Like when there was the Southwest Airlines December debacle - AAL skyrocketed for a bit.
What happened with SVB is ‘pretty simple’: CIO Meb Faber
The advantage over Restic and Borg is error correction. Otherwise Restic and Borg do the same and are more tested.
This is scary. This is why you should use sourcehut or self-host.
I'm surprised no one is talking about what it takes to get a bank charter to begin with.

Starting in 2009 (iirc), the requirements changed to be so stringent that basically the only people who would be on the board of directors were people that lie about their kickbacks for being on the board. You'll notice a sharp falloff of the banks being created after that time, and banking has become so consolidated now that if one of the majors goes under, the others are unlikely to be able to absorb the costs or losses.

I mean, who in their right mind would sit on a bank board, accept personal liability for decisions made, and be prohibited from receiving any kind of compensation for those risks (including just a basic salary).
Ask HN: Simplest Newsletter App?
I'm trying to set up a newsletter for my site - so far explored Buttondown & Tinyletter, and I find both complex.

All I want is a simple app where I can plug in my email to send emails to all subscribers. Most importantly, no pages & pages of settings!
> I'd love to see the partners of Sequoia, Union Square, YC, and other VC firms grilled by members of Congress over this.

Yup, and how Peter Thiel and his fund just so happened to say "You need to move your money out of SVB, and you need to do it TODAY", on Thursday, to all their startups...
Operant Conditioning
Where does that leave NLP of everybody can just use prompting + few shot learning using context to build an AI model?
My m1 max was $3k and it runs the 30b model
They were taking the hit whether they held the bonds or sold them. The sale price is based on the net present value of future cash flows of the bond, and in today's interest rate regime, those future cash flows were relatively small. It has nothing to do with the book value.
The comments from head of YC alone might be that selling point

If bank regulators move swiftly and ensure orderly withdrawals, his comments will go down in history as crying wolf, and that's putting it lightly