skysight-inc/HackerNews huggingface dataset:
Actually, for almost all of these companies, cooks, janitors, etc are contracted employees and work for the contracting company, not the startup. The startup retains a contract for services.

This allows them to keep those employees at arm's length and not have to pay the kind of salary and benefits that their "real" employees enjoy. It has also great bonuses in that if the "real" employees want to abuse the snot out of those contractors (including really vile stuff, obvious violations of the equal employment act), the tech company and the contracting company are heavily incentivized to "solve" the problem by removing the contracted employee from the position. Employees in that position, should they want to take action, have to go through multiple layers of red tape and ambiguous responsibility and risk upsetting the apple cart for all of their peers, because the tech company is always at Liberty to cancel the entire contract to avoid a "problem" contractor.

The whole system is a little bit rotten.

And yeah, it sure does suck for folks who are going to get bit as clients of Etsy because Etsy didn't hedge bets. Maybe Etsy learned a lesson.
If you’re small enough to get fully covered by all means please do, I agree 100%.
But, but, endless, cancerous, growth, and not a sustainable business model delivering customers what they want, is what we want, right?
There are absolutely dangerous ways to lose weight that will kill you quicker than the weight.
https://www.youtube.com/watch?v=wCOn7zS6b8c
It isn't the only thing in life of course. If you're healthy but living on the street it's not a very nice life.

For me being obese is not really a choice. It's just really hard to do anything about it, especially because I tend to overeat when I encounter stress in life. And I'm not wired with the discipline to fix it. I often go on diets but they never last.

Also, living alone cooking is a real chore and there's not enough ready made healthy food.

And in terms of exercise I really hate team sports and mindless weight lifting. I do hike a bit though when the season permits.

Are these excuses? Sure but if I could have changed it I would have.
> forced to use SVB because of your founder

Investor not founder.
The problem is that as soon as it becomes about who is willing to pay, it becomes useless. I'd rather have nothing than the current situation.

You can find services that manage to make this work. I subscribe to America's Test Kitchen. They have been around for over 20 years now. In addition to recipes they are well known for their equipment reviews. Many people subscribe to Consumer Reports, but for some reason I don't find their reviews very useful.
In 2004, the website All Music Guide did a horrible redesign. I was so irritated that I created a Firefox extension that did only one thing — it made All Music Guide a bit more useable.

To my knowledge, this was the first "site-specific" browser extension, so I wrote a blog post about it:

https://www.holovaty.com/writing/all-music-guide/

Aaron Boodman saw my post and decided to generalize the idea; he created Greasemonkey, which was a single browser extension that could aggregate site-specific JS customizations. In the years since, this idea of "user scripts" has further developed, and I think some browsers even support the concept natively.
The cash was always unlikely to disappear. It's just that even unlikely things happen sometimes.

If doing decent treasury management is too darned hard for rich people to do, I don't think that's a problem for the government to manage. Beyond the obvious expedient of using two or three banks, which would have solved most problems for most companies here, there are a number of obvious market-driven solutions. E.g., https://www.difxs.com/ or https://www.g2.com/categories/treasury-management
I'll commit to canceling Spotify as soon as they roll out autoplaying video. What's the best alternative system I can have lined up to switch to on that dark day?
It's just an AVR microcontroller with some dead simple C code(technically C++ but there's no reason to use C++ features very much).

The easiest way to configure it would be to just change the code.
The problem with that is that when consuming of the dictionary, “doesn’t know” is actually more appropriate. If you then access Object.values(foo) in your method you are given an iterable of anys which is unsafe.
I wonder what's going to happen long term to the recent trend of celebrating obesity in advertising. E.g. go to any Target and you will see overweight or obese models wearing the clothes they sell.

On one hand you have to represent your current population, and with the majority of Americans overweight or obese, that's who your customers are. On the other, can this be seen as normalizing a disease?
Well good thing shareholders aren't on the hook for those, and the floor value of the shares is zero. Imagine a world where that wasn't the case though.
That's the rumor and I imagine they got to pull the same tricks as SVB as regards to buying risky MBS without alerting the FED. But is there any evidence to support this?
It's been awful. Everyone on Reddit is so hopelessly confused about the issue that they can't even complain about it right.

"No bailouts!"

Nobody has been (seriously) talking about them. Shareholders in SVB are toast 100%. Debtors too probably.

"We should nationalize banks that fail!"

That's basically what receivership is. We just don't call it nationalizing because the government just wants to make depositors whole and then get their hands out of the pie.

"We need more (or less) regulation!"

The FDIC stepping in right now - where it appears the bank is solvent but can't satisfy liquidity requirements - is exactly when it should. SVB as a business failed but (it appears) depositors are being made whole by the sale of the banks assets. The system appears to have worked while also not cutting the bank prematurely (nobody seems to be complaining that SVB wasnt in major trouble).
You pay for it through your insurance premium though.
Depositors are (senior) creditors and take on credit risk. Similar to bond holders.
Could you add a feature for saving the chat history? Bing is sorely missing this feature. ChatHub would mean double the insightful saved knowledge. It could just save client side in IndexedDB.

I just ran it, logged into both systems, and it worked great for getting two different insightful answers to a technical question. Sometimes I like ChatGPT's perspective more since it doesn't go strait to the internet for answers like Bing.
Of course but the point still stands. If it lost it all we’d all be in serious trouble. It lost ~10% and there’s a nonzero chance depositors will be made whole anyway (with zero taxpayer money involved).
You need failures to 'ripple through the economy'

Removing these ripples brings greater risk, which is artificial stability and moral hazard

And taking your analogy further, show me one body of water in nature that doesn't have ripples and waves on its surface (that vary in magnitude)
It’s the frames type of design, left an outline, right content.
Don't forget about the Berkeley Timesharing System[1], Compatible Time-Sharing System[2], or Livermore Timesharing System[3], and a shocking number more[4]. The wealth of diversity even in the late 60's was amazing.

[1]https://en.wikipedia.org/wiki/Berkeley_Timesharing_System

[2]https://en.wikipedia.org/wiki/Compatible_Time-Sharing_System

[3]https://en.wikipedia.org/wiki/Livermore_Time_Sharing_System

[4]https://en.wikipedia.org/wiki/Time-sharing#Notable_time-shar...
Presumably they don't transfer the deposits, only the assets. Otherwise JPM would bid a negative amount.
I don't mean the one under "Overview", but the section below it
From their docs:

Why?
Stable subdomains and SSO are two things too expensive.

Why not just pick one from the Awesome Tunneling? Think broader. Not everyone is a dev who knows about server operations. For people working as community managers, sales, and PMs, booting up something locally could already be a stretch and requiring them to understand how to set up and fix server problems is a waste of team's productivity.

Copy, paste, and run is the best UX for everyone.
What’s your perspective on the likelihood of a few more similar bank failures happening in the next couple of quarters?
That's an old story in Windows. The motto of Windows user is "Who Moved my Cheese".

Around 1993 I was a Linux advocate, wound up with a Windows desktop in 2002, and circa 2006 I was also administering a hodge-podge of Windows computers and little difference between Windows 95, 98, ME, 2000, and XP would drive me nuts.
https://www.youtube.com/watch?v=jaGU0FrrXcQ

https://www.cnbc.com/2020/03/25/bill-ackman-exits-market-hed...
> 1) the bank didn't lose the money. A lot of it is locked up in long-term securities that would have to be sold at a loss to access the money now. But, at maturity, all of the money would be paid back. The money is there, but it's illiquid. A bank with the same investment but more liquid assets would have no problem

Also known as being literally insolvent. They can't pay back what they owe. People have bills to pay tomorrow, so nobody really cares that the money is gonna be there 10 years from now. Peopld want their money, and the bank can't pay it back. They might as well have taken the money and thrown it into a black hole.

> 2) The investors are going to get screwed, and the depositors will likely be made most of the way whole. This is without a government bailout. Given that the assets are there, I'd be surprised if a big bank didn't gobble them up for the goodwill of future tech unicorns.

I suppose it's moral as long as not one cent of public money is used to pay anyone off. That includes "backstopping" bank runs or whatever it is the Fed does. That also includes literally any measure that could conceivably increase inflation which is an indirect way of making us all pay for it.
Anthony Fantano for music
I'd not consider that argument solid at all, considering that SVIB and Silvergate are the only ones bankrupt, while the other banks are solvent.

Instead, I'd look at the concentration of depositors within narrow geographic and professional areas and their connections to one another, which allows panic to spread faster and enables a bank run; other banks have a much broader and diverse set of depositors. I'd also look at the foolishness of some of those depositors who deposited far too much in one bank instead of distributing funds across many banks. Both are errors of over-concentration. Retail banking only made up 7% of deposits at SVIB; the rest was VC/tech money. That's not by any stretch of the imagination like other banks, and that's what caused this unique failure, not the same interest rate hikes that all banks are exposed to (and which they all account for regularly in internal exercises and stress tests like responsible banks do).
The desire to avoid getting lectured at the doctor's office can result in folks avoiding the doctor in general. Avoiding the doctor had strong negative effects.

The main issue is the cognitive dissonance between being fat and bring told that being fat is unhealthy so you're unhealthy. The easiest way for one's mind to resolve this is to retreat into the imaginary realm where being fat can be healthy. The retreat into the imaginary is easier than not being fat and the cognitive dissonance is avoided.
Realistically, this bank run occurred because the depositors were highly correlated. Other banks do not have such a correlated depositor base.
If you're not paying for your internet service, you're the product. If you're not paying for your research, you're reading a marketing document.
Only a few chosen players get to bid so it’s going to come with some haircut off market
So certainly not impressive, and morally ambiguous, but when chatGPT first released, I worked with it to create a python script that crawled The New Yorker sitemaps, found articles with embedded audio versions, downloaded the mp3 by reconstructing the file url using the article ID in the page source, and then renamed the file to match the page title and saved it to a well structured Google Drive directory. Now when I walk my dog, exercise, or clean, I'll put on a random article and have a much more enjoyable experience than a podcast would offer. The mp3s were publicly available so I think it's fine for personal use?

I'd never written a line of code in my life, so going through the iterative process of getting it functioning and fixing bugs was pretty invigorating. I could see where the generated code was going awry and describe it in natural language, and chatGPT would turn that into syntax and explain why it worked. Definitely a fun way to learn.

I'm sure it's ugly/inefficient, but here's the script:

https://pastebin.com/raw/DuAVAikD
What I’ve always heard is that if it’s something someone can’t fix in 5 minutes they probably already know and you telling them isn’t helping

Now it’s a different story if you’re willing to work with them daily to help them lose weight or something similar. But just telling your friend “he your fat, it’s bad for you fix it” will only hurt
piEreader: proof-of-concept, open source, and DIY e-reader
The public has an interest in enabling high risk ventures, BUT, this must happen through a well designed mechanism that sustains itself. Like how I explained in my comment later: Through the taxes levied for that reason, through insurance fees charged to fund that mechanism and so on.

But none of these apply in this case. High risk decisions were made by all of these actors, including most of the depositors, while privatizing all the profits. The very CEO of the bank is a libertarian and he publicly advocates that government should disappear. All the depositors are either part of the VC crowd, or startups that are practically controlled by those VC crowd. And most of the money (ironically) still belongs to that actual VC crowd indirectly because those VCs control the startups that they gave those funds to.

So basically it was all privatized profits until the risky decisions came home and suddenly a need for socializing the losses came to being, causing even the die hard libertarian CEO of SVB to start publicly demanding that the govt. should bail them out, in a public display of total lack of principles. (then again Ayn Rand did the same).

Yes, the depositors were also risk takers. They took the risk of trusting that high-risk bank that lobbied for watering down regulations for more profit. They took the risk of trusting the VCs who forced them to put their money in that bank. Non startup/VC related clients took the risk of putting their money in that bank for reasons ranging from higher gains to groupthink. Those were decisions taken by them. The public cannot be expected to save them from the consequences of that risk taking without getting back its money's worth. And no - the return cannot be 'a more lively startup ecosystem'. The expected return can only be money. That the public so desperately needs for repairing the society.
The hilarious thing about this is that Stanford is known within the legal community for being one of the most conservative law schools.

It seems that what passes for modern "conservatism" on the bench these days is too extreme even for the likes of Stanford.
In terms of shell aliases and helper functions, I actually go out of my way to not allow myself any.

As a young person, I was on a trip to visit another ISP to learn how a VPN would work between our two companies. Their administrator, a wonderful person with 30 years of experience in the telco-turned-ISP world, had all these incredible aliases on her workstation for managing her fleet. But on the new vendor's system, a fresh install of the same OS left her almost unable to perform.

My jobs have all had the same opportunity for the same experience, and I've tried to leave it alone. I spend maybe 2/3 of my time logged into someone else's server, and I don't doubt myself, even knowing fully well it's a personal preference above all.
Millions of galaxies emerge in new simulated images from Roman Space Telescope
This is not a contagion event, this is a "lots of banks were exposed to the same macro economic risk" event. It'll play out how it plays out, but a bailout of SVB's depositors (what he and others are explicitly arguing for with hysterics like this) will not have any effect. SVB's collapse is correlated, not causal.
Should be able to run 65B, people got it running on 64GB.

https://twitter.com/lawrencecchen/status/1634507648824676353
Some data here: https://twitter.com/GRDecter/status/1634208651421310977
Wait so, you're in favor of the bank being bailed out here?

The phrase "too big to fail" doesn't mean it's impossible for it to fail; that's not a thing. It means the govt/public feeling obligated to bail it out when it does fail because the public thinks they're so dependent on it that they're worse off of they let it fail.
Its understood that those regulations wouldn’t have saved the train in Palestine. That’s one problem with the discourse on the left. I don’t favor regulation for the sake of regulation - nor cutting it for its own sake. There obviously needs to be a rational best-effort cost-benefit analysis. Not cheap politics.
I mean, sorta? I mostly agree, but that is what I'm asking.

I'm reminded of folks that were against LED lightbulbs because folks could just turn off their lights a few hours earlier. Not only would that have been a drastic change in behavior, it is comically incomparable in impact. To get the same impact, you would have to turn off your lights basically all day to get close to the same change. Such that sometimes we do have much better levers than previous drastic changes could have even dreamed of achieving.

As such, it really depends on the drastic action. For the most part, I don't see how aggressive goals for electric vehicles is harming folks. So if that is what we are looking at, fully back on board with you.

With a major caveat of not liking fear mongering. Honesty of where we are is important for its own reasons. Trust in future plans, at the least.
What you call "corruption" is fundamental capitalism. In other words, there has never been and can never be a capitalist society without it. Thinking otherwise is capitalist utopianism.

"The government" (or state) is part of capitalism. In fact, it is a critical component. There could be no capitalism without a state to enforce it. Libertarianism is not a coherent ideology; it is a disease of the intellect.
Yeah, you should be familiar with the state of the art in your field. You don’t need to be as strong with theory though as Research Scientists.
Why downvote? It's an interesting cultural take.
Yes, you have convincing points. I guess I just don't like the way most of SV works.
It’s the server (probably WordPress’s fault), not JS. &#8211; is an en dash:

$ curl -s https://www.punctuationmatters.com/en-dash-em-dash-hyphen/ | grep -A6 '<h3>What'
<h3>What do they look like?</h3>
<table style="height: 139px;" width="289">
<tbody>
<tr>
<td><strong> &#8211;</strong></td>
<td><strong> hyphen </strong></td>
</tr>
The business got in trouble with long term mortgage backed securities, not government bonds. "The government did it" is a bad take on this one. It was the business that chose excessive long term illiquid mortgage backed securities vs short to mid term government bonds which would have been a better choice.
AFAIK is also isn't super contagious, less opportunity for it to evolve
The Power of Beliefs
This is just the first step in what is certain to be a protracted retreat for Cochrane. Many observers have pointed out critical flaws in the review, including authors of underlying studies who say their work has been misrepresented. Cochrane has to salvage their reputation or this one will sink them.
Simplified summary for those scared off by a link to Reddit:

He made an image of an intentionally blurry moon, and then used the camera to take a picture of it while it was displayed on the monitor from across the room. The resulting picture was of a sharply detailed moon!
I'm approaching your threshold of "I started accumulating so many of them, it got to be a problem just remembering all the ones I had and how to trigger them"

Can you share a repo with your "custom right-click menus and Emacs-style keychords" to save me some time?

Love hacker news!
An actual car (not an NFT) is in the design stages at a company run by DeLorean's daughter, who happens to also be an accomplished cyber security professional. https://dngmotors.com/
Shame implies a personal failing, which readily translates into feelings of guilt and helplessness.

It is not at all a constructive approach.

The "healthy obesity" thing is the pendulum flying to the opposite end of the spectrum: unconditional support turned into acceptance and promotion of what we know to not be true.
Depositors aren’t being zeroed out, they will just maybe take a haircut. I do hope FDIC finds a way to unfreeze at least meaningful fraction by tomorrow so payroll/etc can be met.
We don't need automatic mistake-makers, eh?
0) Make narrow banking illegal

1) Hold interest rates near zero, inflating the fuck out of the economy

2) Use government to destroy market value of distant maturing bonds by holding real interest rates deeply negative and then rapidly inverting it. Force people to seek ever more risky investments and long term low interest MBS securities just to barely not even break even.

3) Suck all the liquidity out of the market by using fed to raise interest rates sharply

4) Banks fail

5) "There wasn't enough government intervention, we need more!"
Wayland is a protocol, and several implementations of it uses less memory than the huge monolithic xserver. Hell, likely the biggest userbase of wayland is the car industry where they use it for embedded screens running on embedded hardware.
A bank run is basically impossible in a solvent bank.

They could borrow as much funds as they need from the Fed or other banks as long as they have assets to cover it.

The issue here is not a bank run it was simply that they were insolvent.
> Now imagine this times by a thousand at every layer of the stack and in every process and every library.

I think that such things are often overused, such as due to using too many dependencies, using badly designed file formats and character encodings, duplication of working, etc.
I would really need to see a price comparison for this vs the standard price for the same route with a layover.
My opinion on this matter is entirely driven by the fact that I got used to easy '--' and '---' en/em dashes in LaTex. So now when I use Word, I added autocorrection triggers for '--' and '_-' to the same effect.

But, it makes this whole em dash-filled thread very confusing to read as everyone (from my viewpoint) is using en dashes (--) where em dashes belong!
so exciting!
> If the fraction was to stay constant deposits would increase as fast as loans.

In relative terms yes, in absolute terms, they'd be lower.

> the problem of the US banking system in the last years has been that deposits have been increasing much faster than loans

Yes, it seems to be. "Too much money chasing too few returns", as they say.
Right, which is literally the argument against a small set of giant "too big to fail" banks.
https://archive.ph/XYuBe
My perception is the opposite. The US is a place where you absolutely can slap your beer gut and make a joke about “having a keg instead of a 6 pack”

Perhaps your social circle doesn’t accept that attitude, but in some of the most obese parts of the country, the norm is to “eat some steak and potatoes and put some meat on your bones, skinny boy”

There’s a reason doctors are afraid to tell patients they’re overweight. People interpret it as a personal attack on their choices rather than a medical diagnosis.
i feel like with programming, im making this up, but like 99% of the time if you pitch a rewrite you'll be shot down and its probably right. of that 1% of rewrites,.9 of them probably should have been shot down.

do designers not do this or have this culture? "lets redo the design of everything", how does that not get shot down?