skysight-inc/HackerNews huggingface dataset:
ChatGPT can solve a lot of problems but it cannot solve problems that you as a user don’t know questions to, which makes article/blogs superior to it, and will continue to be for a while still.

I have a project where I shared a lot of JavaScript info over the years and those articles are growing 10% month over month. Some get 500 daily views despite there being ChatGPT.

You just can’t trust it, neither can you get it to give you real context or the required visuals.
9 times out of 10 those types of infractions are intentional, stuff like this: https://www.reliasmedia.com/articles/11576-13-hospital-worke...
The future of TV is up in the air
Right, so, this is why we can't have nice things.

For a more gracious understanding of my comment, consider that I meant human decency might compel someone to honor the terms of the license, rather than abuse or ignore them. Relying solely on human decency would mean no auditing, no installed spyware, etc. That so few companies go this route suggests that despite having clear licenses, the humans involved aren't practicing decency enough to pay the bills.
The maturity value of a bond/mbs is not really the true value at a given time between it being issued and maturing. You can treat it that way as a person holding the bond if you pinky-promise to yourself to not sell until maturity, but since banks need to periodically sell these to let customers get their deposits, that fiction doesn’t work for them.

These things trade on the open market and adjust to interest rate changes. What really happened is that they bought a bunch of securities backed by depositors that lost value at mark-to-market. This is poor risk management, not some unfortunate unavoidable issue caused by a bank run. They are insolvent at market prices - illiquidity would be more like they have a bunch of contracts or snowflake assets (like buildings, or a security that doesn’t trade on the open market).

As a depositor, saying “in 10 years you will get the full value of your deposit back” is bullshit: you could give me the actual reduced value now, and I could invest it in the same kind of instrument, and in 10 years I’d also have the full value back - but I could do other things with it too, which may be preferable considering it’s my deposit that I may need to spend now rather than in 10 years.

The fear is that many other banks are in the same position, that they are technically underwater and vulnerable to runs because the true value of their deposit-backed assets have decreased due to interest rate increases, but that SVB was affected first because their customer base of VC-backed businesses just happened to have their withdrawal:deposit ratio increase the most.
Ruined a guys life because of overestimated profits. Ridiculous
One example I could see is if you have a certain brand/product, you could try making as many forum posts and articles about it as possible in hopes that the AI picks it up as a solution to the user's problem.

Kinda like SEO but for AI. I hope this doesn't happen though, since SEO crap ruined google.
It says both of those things...

- 100 megaton: https://en.m.wikipedia.org/wiki/Status-6_Oceanic_Multipurpos...

- automated: https://en.m.wikipedia.org/wiki/Status-6_Oceanic_Multipurpos...

The part about it somehow discrediting the idea that detonating a nuclear weapon under the ocean would cause a tsunami is why it's often a good idea to check sources, and not take Wikipedia at face value. From the source they cite: https://www.businessinsider.com/russia-doomsday-weapon-subma...

"A well-placed nuclear weapon of yield in the range 20 MT to 50 MT near a sea coast could certainly couple enough energy to equal the 2011 tsunami, and perhaps much more," Rex Richardson, a physicist who researches nuclear weapons, told Business Insider in March, referring to the Tohoku earthquake and tsunami that killed more than 15,000 people in Japan.

"Taking advantage of the rising-sea-floor amplification effect, tsunami waves reaching 100 meters in height" — about 330 feet — "are possible," he said."
Well……. The peons need to feed their kids and send them to school and shelter their families. So, yes, actually it is for them too. 12 hour shift jobs usually pay better and have longer contiguous time off. But, yes, these are all happy side effects. Profit doesn’t give a shit, and if it could find a way to get the same for less it would.
I have no idea what those things have to do with what I just wrote but I love your enthusiasm.
South Park literally aired an episode cowritten by gpt.

The author of the biggest comic in the world "one piece" admitted to using gpt to write and plan future storylines.
Nigeria is first African nation to ratify open banking operational regulations
SVB held $21bn of 'available for sale' bonds and $91bn of 'held to maturity' bonds on its balance sheet, that were actually only worth $19bn an $76bn respectively on a mark-to-market basis, which means a total unrecognised hole its in balance sheet of $17bn. SVB's total equity was only $16bn[1][2]

That means it didn't have a liquidity crisis, and it didn't have reserves in excess of it's liabilities, it had a solvency crisis, and it has more liabilities than it has assets (before even considering the haircut it's assets will suffer at liquidation prices).

The crux of the issue here is that, for many types of assets, banks are able to test whether they meet capital requirements based on the price they paid for the assets, rather than the price the assets are currently worth. So SVB was sailing along nicely whilst it's bond portfolio slipped further and further under water, and wasn't required to recapitalise when it should have done.

[1] https://ir.svb.com/financials/annual-reports-and-proxies/def...
[2] https://www.wsj.com/articles/bond-losses-push-silicon-valley...
> The cold, hard fact is that the bank doesn't have sufficient assets to pay back depositors.

That's not true. As of December 31, 2022, Silicon Valley Bank had approximately $209.0 billion in total assets and about $175.4 billion in total deposits. Even if liquidating assets forced a 15% haircut, depositors will be made whole.

If a bail out is necessary, it's likely in the form of a short-term loan to make depositors whole sooner rather than later. And, such a bail out can/should be structured as a loan with significant interest in which case it's not really a cost to taxpayers.
I took my parents' wedding china and I can probably count the times I've used it on a couple of hands. Though there's more of it than my own stoneware so when I do have a big crowd over, it's been handy a couple of times.
I changed to this with electronics when I decided that the midrange and below was more than enough for anything I'm doing and that every movable device should be treated as if it could be dropped on a tile floor or grow legs and walk away at any time.

Automated backups, cloud storage and services, encrypted local storage, remote wipe if feasible, devices that are midrange but still getting security and feature updates. Not quite seamless to move to a new device, but it's not that hard either.
Fiery but mostly peaceful. /s
That’s official numbers. There is no chance to check really how many were mobilized. Add Wagner prisoners and one can’t tell anymore anything.
My understanding is that if the fines ever become an existential threat then it motivates companies to commit criminal behavior but try to be sneakier about it, because in for a penny in for a pound.

Of course we’re finding out repeatedly that no threatening fines don’t prevent that behavior either. :/ there’s a theoretical fine line where just enough fines will prevent such behavior but frankly I’m having a harder and harder time believing such rhetoric.

Maybe it’s the ownership of such companies that are wrong. I highly doubt Cerebral would’ve made this decision in the first place if it was owned by regular people, especially regular mental health professionals.
Suppose I write a unique and deeply technical textbook on a subject. Someone could buy that book, read it, become an expert on that subject, and then profit from that expertise. This is all well and good. One of the things that makes ChatGPT different is its ability to scale such that it can provide that expertise to a much larger number of people and at a much lower cost.
My childhood hero. Sad to read what he went through in prison. The warez scene is still active and there's no slowing down so this bust doesn't really mean shit. Shoutout to the OGs RELOADED, SKIDROW, RAZOR, PARADOX,CODEX.
I do wish people had less of a tendency to be shy about Typescript in their product documentation. It's a selling point, show it off! Examples end up being a little more verbose, but they actually end up being useful for people that are writing Typescript (probably a closely overlapping group with those that care about their background jobs not disappearing).
This isn't even consistent. You can't disprove that language can express infinitely many thoughts by showing a thought language can't express. Likewise, the fact you can show that there exist functions a universal Turing machine can't compute doesn't disprove that a universal Turing machine can compute infinitely many functions.

You're also just plainly wrong, e.g. because recursion exists.
What was the crime he was sentenced for?
It doesn't serve society at all for this type of non-violent crime to result in prison time.
What sucks about these cheap 99 cent notebooks are the pages are so thin that they get all folded up and tattered easy, especially if they get tossed in a bag. I don't like how floppy they are if you don't have a table to write on either. stuff like mead cambridge line is a little more expensive, but the paper is a lot thicker per sheet which makes it stand up to abuse, and the cardboard back is substantial. They end up still looking pretty good when I would fill them out even carrying them in a backpack every day. There's probably other cheaper notebooks out there that also have these thicker, more durable sheets.
This was on hacker news a few days ago but there wasn't much interest, which is surprising.

Setting a data breakpoint, then rewinding time, then fixing the error in code (while game is running), hot-reloading code and continuing the run with it fixed. All from a recording of a panic dump from another user.

This is next level stuff. Extremely impressive.
You've left about 10 comments on this topic posing questions and soliciting information from other people. Curiosity is good of course, but at some point you should consider contributing information to support your point of view instead of expecting everyone else to provide you with information. It's not like you're a judge in this case with decisional authority and an obligation to assess the fact pattern in splendid isolation.
Wow that is really pathetic. There are easy ways around it but the implication is quite ironic: talking about chat bots taking all the credit for everything and then not letting anyone quote them.
> Seems like it would just be explaining.

Not if he happens to be a man as well!
The water in your mom's place is probably a bit acidic if I had to guess, and the filter removes the ions
How much? What are the fees involved?

This is the key element that will determine if further scrutiny is even warranted.
Will the chatbot that gives the answer also give a link to the sources it found this information at? if not then no one will go to your page (via search results) I've only played with chatgpt and it never gives back sources to where it finds the information.

Although someone in the comments above said Bing tries to include links back to sources where available, so that helps.
Or imagine listening to someone speak very slowly. A lot of the time, you already know what words they're going to say, you're just waiting for them to say it. There's a considerable amount of redundancy in language.
I have two boxes full of random notebooks I got as gifts at various times. Most of them are pretty, strong, nice. Like collectables.

My goto notebooks are walmart brand, anything with hard back, under $4, size A5 or similar, lined pages.

Whenever my book is full, I tear & scan pages as 300dpi color pdfs.
Does this also disable the handy "click to copy to clipboard" buttons that a lot of sites feature?
This seems like quite a stretch. I don't think we should eschew these aspects of a competent engineer just because it may be possible to relate them to the current gender discourse.
I remember as an undergrad realizing that the software that I wrote, that I enjoyed writing, was largely about making computers easier to use, and didn’t provide any value outside the computer. I think I’m mostly ok with that 30-some-odd years later, but when I’m looking for a new job, there’s a part of me that always hopes for something that’s at least a little socially redeemable.
> You would get $100/1.05^10 = $61.39.

Emphasis on the exponential decay relationship between market price and time-to-maturity. If you change that 10 to a 30, the bond is worth $23, and if you change it to a 50, it's $8.72. For a bond that pays $100 at maturation.

I think laypeople intuitively guess that long-dated bonds are safer, because that is sort of how it feels when you are borrowing money to buy a house. But in terms of the market value of the bond, you add exponentially more interest rate sensitivity as the time-to-maturity increases.
Disambiguating Arm, Arm ARM, ARMv9, ARM9, ARM64, AArch64, A64, A78, ...
I was apprehensive when I got to the end of Foundation because I really wanted to see what happened next and didn't know if it would be continued. I was happy to see they are planning another season. I'd contrast that to Squid Game that I knew, when it started, was going to come to a satisfying conclusion.
I do not think this is a problem of mortgage-backed securities.

The problem is that SVB tied up their liquidity for 10 years at a yield far lower than they would get with more secure investments after the FED's rate hikes.

The specific assets they invested into are immaterial.
You should consider that HN is just a different bubble with a different overton window, and that neither actually reflect reality
If you don't want to do the time, don't do the crime. Just because it happens on a computer in cyber space, doesn't mean it's not real.
How about selling nuclear weapons to willing buyers? Serious question. Willing drug users don't just destroy their own lives.
> He is not a rocket scientist.

He doesn't represent himself as one either. Between he and Scott Manley and others there are a lot of kids out there who are pumped about space in ways that I never felt as a kid. Is it wrong to be enthusiastic about something that is not one's own life-work, to be exited about anything headed pointy-end-up, flamey-end-down? Look at the mission statement:

Everyday Astronaut’s mission is to bring space down to Earth for everyday people. To celebrate and lift up those who are helping humanity explore the world we live on and our place amongst the stars. We believe the best way to get people excited about space exploration is through education. By breaking down complex topics, it helps give some perspective and insight into the decisions made every day through the industry. We help remove the barriers of intimidating subject matter to help foster an excited public to cheer on those who are pushing the boundaries and help inspire future generations. The point is, rocket science is awesome, and you don’t need to be a rocket scientist to be excited.
What are you saying?

1) You wrote the Mint article.

2) Mint took the text from your tweet unattributed.

3) ???
Spurious excuses for the massive drops in viewership also seem never ending.
So I suppose that getting Putin to sign off on Gaddafi’s removal was part of that fuckup. Libya was a Russian satellite and Russia has a veto at the UN Security Council.

Given the two dumb wars that Obama was saddled with, I thought he navigated things pretty well.
i sort of get your point, but in a way that's kind of what blogs/reddit posts, writing samples published anywhere, short of a paid publication, are. its just that GPT does it a lot more efficiently compared to your slow manual brain/process of scavenging the internet yourself for inspiration for your next novel or some creative thing.
"you would just be working for free as a content creator for all of these companies"

-- This has been true ever since the FB/Twitter era took off
> something something essential liberty for immediate security...

Something something quote taken out of context and repeated mindlessly
Should we wait for it and ask "what are questions I should ask I don't know about"?
The assets are all regulated t-bills and MBS with real interests and secured by hard assets not made up first party coins with manipulated values
> Do you think MBS are always and forever a bad investment because of a bubble 15 years ago?

I think heavy exposure to a single type of long-term asset for a retail bank is always going to be a bad investment decisions, because risks materialize, and correlated risks tend to materialize together, and when a retail bank suddenly lacks liquidity...
Git-REPL: A Git REPL (read-eval-print loop) courtesy of rlwrap
Yeah, it has no PR.
Meta decentralized social plans confirmed. Fediverse Embrace-Extend-Extinguish?
I'm drawing parallels to what you are saying. I'm saying that just because a technology is disruptive doesn't mean it has to completely obliterate the thing that came before it. The internet didn't kill books and social media didn't kill real life interaction.

Also, why is the assumption that AI can't cite sources? Isn't that what Bing already does?
Musk stressed the hell out of twitter. His technique and demeanor were total trash. They probably fired the wrong people in many situations. But he did prove that they were overhired by 50% or more.
Ask HN: Why can't you play a note using one line of code like in the early 80s?
Why can't you do that in iOS for example?
He says it takes three generations to reveal, so 80/90s being the start of subversion makes perfect sense.
I'm the opposite of the author, the nicer the notebook, the more likely I am to use it.

Currently I'm using a Mnemosyne 105 and my primary writing instrument is a Rotring 600 (0.7mm).

When this notebook is filled, I'll probably re-order several more.
As a American, I write it as vice.
How do I test my jobs?

Is there a local runtime a-la miniflare?

Or do I have to deploy and then run my unit tests against your APIs?
It is. It's also a prediction that a lot of executives and CEO's and pundits and politicians and bank managers are marking right now.

I'm not claiming it's definitely going to happen, but if it is about to happen, we can expect to see a lot more of these failures to start happening, based on that graph.

I didn't realize there were that many bank failures during the Great Recession myself. I thought it was only a handful, just a few high profile ones.
Hopefully he isn't working in India on a 13 hour schedule lest he shall be able to enjoy his 20s.
Just pay the worker a fair wage and they won't be pressured or expected to work these long shifts (which is what we all know is REALLY going on.) Putting pressure on The Corporation is asking too much, right?
So that's the best defense tech bullshittery that we are just like finance ?
...and you don't need even 'interpreted languages' for that...
All human knowledge is just turtles all the way down. We're just trying to create turtle that shits turtles so we can relax.
Love their pens so much! I always stock up when I'm in a city with a Muji store
I admit I rarely use my fine china I inherited but that's because I actually prefer to use my stoneware day to day.
If the companies had their account with SVB then rippling is not the issue. Issue arises when their bank is something else but since rippling uses SVB, they see debit in their accounts but SVB doesn't release pay roll.

(Unless rippling forces you for opening SVB account, i don't know, i do not use rippling)
Thanks. This is what finally ruins it for everyone else in startup land who plays by the rules.
Looks like #2
IANAL but I think yes and no? I think you're still obligated to pay your loan payments, but there's also a concept of "netting" where in certain circumstances you are entitled to what you describe.

Definitely don't take my word for it, just throwing this out there as maybe a starting point for more research.
This happened to someone I bumped into on a Meetup group last year. She'd been hired by Google for a research project. She said she hadn't done anything useful for a year and was just there to put it on her CV and was suicidally bored. I bet she got laid off recently.

Anyway it's not like it doesn't happen anywhere else. On two separate contracts I completed the work embarrassingly early and was paid to finish the contract and look busy so I didn't show the managers up or the staff on the team I was working on. We're talking really basic shit here like being hired to make a single web form that writes a row into a SQL table.
> One of the things that makes ChatGPT different is its ability to scale such that it can provide that expertise to a much larger number of people and at a much lower cost.

That, and the fact that it regularly spouts "facts" that are complete nonesense.
How do they keep churning these out this fast? Feels like this kind of technology should take longer to develop, if only through the baby-with-nine-mums-in-one-month adage.
You aren't gambling on the startup if the collateral is the receivership certificate / advance dividend. Those should be quick to verify. Any loans up to $250k would be even easier.
I was wondering when people would start publishing bad code on github along the lines of: this is a bubble sort algorithm, but the last line of the code deletes every file on your hard drive.

then when people are just blindly inserting code they end up running that and nuking their computer.

(or install a rootkit)
I think this is moving the goal post. Every time there is an advance in AI/Machine Learning, the response is "well humans can still do X that a computer can't do, explain that!".
And whenever there is a discovering in the brain, the response is "well, ok, that looks a lot like its running an algorithm, but we still have X that is totally un-explainable".

"and some brain machinery to make that happen" - Getting close to not having a lot of "brain machinery" left that is still a mystery. Pretty soon we'll have to accept that we are just biological machines (albeit in the form of crap throwing monkeys), built on carbon instead of silicon, and we run a process that looks a lot like large scale neural nets, and we have same limitations, and how we respond to our environment is pre-determined.
The minimalismart.com softcovers that GP linked to have a B5 (10x7.6) size as well, including dot grid option.
I hope the update Github Copilot to GPT 4, too.
The "just" in your comment doesn't follow from the article. There is no evidence that there is nothing other than "predicting the next word" in the brain. It may be a part but not the only part.
It sounds like subversion happened starting in the 80/90s lead to rise of the current Democrat party.
He's speaking semi facetiously. No one making the work or doing the work thought it was "fake". It was "nice to have" work.
The regulation to my knowledge does require marking to maturity. Yes as I have commented elsewhere in this post, all banks do this.

SVB had the unique situation of being the canary in the mine, as they had to get a lot of MBS during low interest rates of 2021/2020. Your question is the jackpot one, yes: how many other banks are following closely by.

If the Fed continues or increases the rate hike I would be surprised if we don't hear more -- assuming no other action.

The silver lining might be that SVB might give the heads up for the Fed, FDIC and government to act.