skysight-inc/HackerNews huggingface dataset:
I will take a look at this if that's, if I need to save the fiber_data field from the TEB on windows easy enough to add.
Ah, I never found the about page since their email collection nag took up the whole page, I didn't realize there was anything behind it.
No chief risk officer?!?!?! Damn! Kind of like the movie Margin Call. Can't see the risk if you fire the entire department and promote a shill that goes along with it all.
Look up the SVB execs in 2 years' time and let us know how they're doing.
I think money is psychological too. I still think $20 is a lot of money but some people think $50 is the new $20.
Nonsense. Europe simply doesn't have venture capital. Neither do most countries and regions, hence they move to Silicon Valley.
As said in the Treasury Dept release yesterday (here: https://home.treasury.gov/news/press-releases/jy1337)

"Shareholders and certain unsecured debtholders will not be protected. Senior management has also been removed. Any losses to the Deposit Insurance Fund to support uninsured depositors will be recovered by a special assessment on banks, as required by law."

So this "special assessment" will be paid by all banks with FDIC coverage, and the cost will be passed on to the banking customers (us taxpayers).
you could assume that your commenter didn't read the whole line or your could try to understand that what they are asking is why you think that the lack of ethics enforcement of a text generating model means that the world is ending.
I agree with this, except that just losing your job and investments probably isn't a material punishment for many of the people involved.
That statement is a truism. Hope those fleeing understand that.

Investors are never protected when the things they invest in fail. At least, they aren't protected beyond the seniority rules of bankruptcy law.
For starters, zero monetization of any social media content involving children.

Second step, zero public posts involving children, maybe with some narrow carveouts.
ten years
> Surely Tyler Cowen has visited and enjoyed some famous art museums? Perhaps he has taken his kids to a local science museum? Perhaps he has benefitted from research done at universities, as pretty much everyone alive has?

The department in which he is tenured is basically funded by the Koch Bros' non-profit complex. He owes his entire career and current standing to them and their agenda-driven funding strategy.
I'm also interested in this.

Currently trying get a small project off the ground while working full time at a large company.
The goal is to get enough momentum on a project to find a good jumping off point.

The project is a multiplayer adaptation of frogger, where players are competing be the last man standing dashing across roads and rivers. The USP is allowing players to push each other around, this really adds to the competition (you can push people in front of cars, off of logs etc)

The target audience is "skibble.io users" so bored students / employees looking for something to do over zoom. So I'm building it out as a webpage with no login and as quick as possible time to game.

I have some info here
https://forums.tigsource.com/index.php?topic=72732.0

And there is an old local-only prototype here
https://danslocom.be/gamepages/crossy.html
> Cloudflare gets hacked (or compromised by intelligence agencies)

That's a feature, not a bug.
Why does ChatGPT “lie”? It just can't help it
Signature Bank becomes next casualty of banking turmoil after SVB
Three Million U.S. Households Making over $150k Are Still Renting
Thanks. To be transparent, I started it in high school but finished recently (started it at 16 and I am 22 now)

Personally I wouldn’t recommend anyone rolling their own engine
This is pretty much my angle.

My 14inch macbook pro has a power jack(magsafe), three Thunderbolt ports, an SD card slot, HDMI, and a really low-noise, high-power fantastic 3.5mm. About the only thing I really would ever want is ethernet but even then I probably would rather dock the machine over TB anywhere I would use that. It is just is so much better than plugging in 4 cables.

(Side note: It's kinda surprising that mankind has not invented a smaller RJ45)
The bottom rungs of US society have innumerable crisis going on. Housing, healthcare, education, nutritional food, childcare, etc.

The point is if things threaten the functioning of upper rungs of society, it gets worked on over the weekend by the leaders. If poor children do not have access to nutritional meals in schools, this gets knocked around for decades and decades while obesity and diabetes run rampant.

A simple example is spending the money to put whole grains, vegetables, and freshly prepared non sugary foods into a child’s plate twice a day during school hours. This would only require paying a few school employees well and paying a few dollars per meal per student for ingredients, but it is not something that has happened.

It is embarrassing to say the least.
Yes, only cash. You're fine.

Schwab is not going under. Feds would never allow it. This is an overreaction, and honestly I'd start thinking about buying Schwab stock
You should read their press release from this morning: https://pressroom.aboutschwab.com/press-releases/press-relea...
So you are saying the bank ceo was in conspiracy with vc heavy weights to tank the bank at the expense of their startups who bank there? Made the CEO buy long term bonds right before a bank run?
Guardrails is a Python package that lets developers specify SLAs for GPT-3
Guardrails is a Python package that lets a user add structure, type and quality guarantees to the outputs of large language models (LLMs).
> got selected was also that they ran the same backend banking software

It can not be overstated just how important this would have been. These backed systems are complex, expensive and horrible. Implementing a (mondern) new backend at a bank is a multi year multi $10million process.
The image you linked to is displaying correctly. Its the large headline that is wrapped differently, not the small body text.
The difference is in the headline, not the body text.
So who did the excess returns go to? Did Lehman get a big fine or something?

Usually in a bankruptcy, if all creditors are paid off, the equity shareholders get the remainder.

Usually they get wiped out, but sometimes they do get money back. A bankruptcy crystallizes the debts, but the assets can continue to increase in value.

I think GP may have been focussing on one part of pwc’d recoveries but overall, Lehman lost money. Dunno.
What I meant was that expectation of continuing increases wasn't new, but thank you for pointing out that, in fact, expectation of such increases is actually declining.
A leak on BreachForums has revealed that a Rheinmetall has suffered a breach
> Is that an argument? The "newer is better" kind? Perhaps 1910 had that part figured out better than 2023.

The NCAA has been around and has regulated athletic scholarships in its current form since 1910. They're the ones who stepped in and said that athletes needed to be students at the universities they represented. That's good for the universities AND good for the athletes.

> I never argued it doesn't make them money or that the bean counters there can't see that.

> Just that it's (or oughta be) unrelated with the goals of an academic institution, whether it's lucrative or not.

Then you don't have any more universities aside from a few flagships and deeply endowed private institutions, because they have fundamentally different objectives than they did at the beginning of last century.
IQ also correlates with many other other things such as reaction time and other real, measurable phenomena, so to say 'yeah but that's just like, your opinion' is nonsense.
Spot on. Thank you for this comment! I think the $75k number is thrown around because perhaps it means you just escaped abject poverty.
Don't give up. You've got a reason to live.
But to OP's question, Schwab probably wouldn't fall under "dependent on the success of the American startup..."
The US economy depends on you trusting that your bank account is less likely to disappear than a pile of cash under your bed is.

That's why the US government steps in for one case and not the other.

There is also precident for the government to pay damages above insurance limits after natural disasters, which from the depositor's point of view this basically is.
Private profits, private losses for the shareholders (and creditors?)

Seems fair to me, government never bail me out when I do a bad investment.
They ignored inflation as being "transitory" for too long. That gave permission to keep rates low, so the administration could do massive influx of spending. Now they have to catch up, and its much harder because they are behind.
I have been wondering if there is a minimal and composable solution for creating a pseudoterminal, using just command-line tools in GNU Linux distros. bubblewrap has the --new-session flag, but it results in a terminal situation that is not really usable by programs like bash and emacs. It seems weird that the only way to truly prevent untrusted code from being able to exploit the terminal is to use su or sudo.
>That is, when does that video you post on Instagram of your family at Disney or someone blowing out candles at a birthday stop being just a family video and starts being content?

When you do it on an account that makes money or is even tangentially involved with making money.
humans putting text into form fields will never go away probably, so you will always have to do this at some point.
They have a similar percentage of held to maturity unrealized losses to equity as SVB. So, not good.

Charles Schwab $SCHW
4Q22

Held-to-maturity unrealized losses $15,580 mln
/ Tangible common equity $17,439 mln
= HTM losses of equity 89%

Compared to Silicon Valley Bank $SIVB
4Q22

Held-to-maturity unrealized losses $15,160 mln
/ Tangible common equity $11,880 mln
= HTM losses of equity 128%

source: https://twitter.com/hkeskiva/status/1634982958087159809
I mean it's like printed everywhere that deposits over $250k may lose value... how do you reconcile that?
It's overreaction. Schwab is in a completely different tier than svb, didn't manage its assets like svb, and even if it did, the new Fed facility will allow Schwab to get face value loans on its collateral.

You're fine. Everyone is fine.
> I’m pretty sure that’s not because New York is a proper noun, but because it is an open compound.

You are correct -- it's not because it's a proper noun. The rule I recall is that if a proper noun is also a compound modifier, the en dash is warranted. (I think this is in Chicago.) The example you gave from Chicago's FAQ is sort of the same rule but with the en dash coming at the beginning.

And the author of the original blog post caveated his use of the en dash (instead of the em dash), which I missed when I read it the first time, and speaks to your point of some style guides calling for an en:

> Choosing between the en dash or em dash is not a big deal. In my writing (as a manager corresponding with government officials and politicians, and also as a marketer communicating with real people) I use ‘space-n-dash-space’ instead of the em-dash – just to keep everyone happy.
That's insightful.

It seems that a virtual environment created by Poetry looks very similar, except that it doesn't contain an `include` directory.
It contains:

* `bin` directory

* `lib/<python-version>/site-packages/` directory

* `pyvenv.cfg`
A current loop in a homogeneous magnetic field experiences a torque, but no force.
Are they trying to link this product to the faking of the moon landing? Is this a weird viral marketing thing?
Apparently they put a LOT of cash into treasuries when yields were low. They maybe be in the same position as SVB:

* bought a bond for $100

* now it's only worth $80

* so they either hold it for 10 years and get their $100 back or sell now for 80, realise a huge loss and go bankrupt
Sometimes the title is changed to match the title of the linked post, per HN rules. This can make it look like the post gone. It's still there, just named differently.
Should they not push for a good policy just because it benefits them? I don't really get the criticism, unless you think they were hiding the fact they had skin in the game.
Looks very cool. Is there something like this for MacOS via brew of some such vs npx?
> I had a database full of HN Stories since the very beginning, which accumulated to ~1GB.

Just curious, is there any way to download that?
How much do you think it should cost?
>If you can't make friends with them in one hour, in most cases you gonna hurt their "subjective feeling". Many many times I was getting response like "everything was good, but it's not just a good time".

This is something I struggle with, on the other side of the hiring table. Culture-wise, my team and I look for people who aren't afraid to be up-front about what they don't know and ask direct questions about it. And likewise, who don't hesitate to speak up when more experienced people are unclear or make mistakes. I recognize that kind of socialization tracks quite closely with western upper-middle-class upbringing, but I'd like to do better breaking out of that. Do you have suggestions for improvement?
They're big on shutting you down for missing an email and then not talking to you. They did it to me over 10 years ago with adsense. Also, im a big fan of you calling them out and vowing to never use them again. Thats how it works.
They have offices in Europe to tap into the low cost talent in the area, nothing more.
Did you modify the lambda.cpp repo to move frmo 4-bit to 8-bit quantization? Or did you write something custom?
I am solo building a 2D game engine. Does it count?
physics-defying optical zoom that cannot fit in a smartphone

Is it actually “physics defying” or just can’t be done with available technology?
JP Morgan isn’t really seen as being “exposed” to tech, in the way Schwab is. Schwab has a ton of customers in Silicon Valley, a lot of the big tech companies use them for RSU disbursement. So maybe the drops are seen as % exposure to Silicon Valley tech? Not saying the drop is rational, just trying to explain it to myself too.
It's probably an attack not an overreaction I think...
> Or because he's quoting the comment in his question.

On HN the usual way to quote is like I have done above.

I too react like the poster above you and would probably not quote that way except to ridicule. Hopefully there aren't many of these across my posts.

(As for an almost green account commenting on HN standards I have been here is some form or another since around 2009 I think, I just once in a while create a new account so it won't be trivially simple to doxx me.)
> More than 80% of our total bank deposits fall within the FDIC insurance limits

That's all you need to hear right there.
CS Programs Ranked by New Grad Earnings
A Neovim Task Runner in 30 Lines of Lua
> What happens if your server is overheating? As I said, this is usually provided by data center itself, however you have to still have to vet the vendor.

It's 2023. Hardware operates within spec 99.99% of the time, unless the data center is literally on fire. AWS/GCP has outages too, btw.

> Yes, AND Nagios, Solarwinds, Cisco, IBM, VMWare, etc. etc. and every one of their subsidiaries that have esoteric needs.

If you have all these esoteric needs ON TOP of needing a multi-DC redundant setup with 1000s of servers, then being able to afford 1-2 additional engineers is a complete non-factor. In the cloud, this would mean you're hiring additional cloud engineers anyway.

> Ummm...no. Just no. Have you ever had to create multiple subnets, DMZs, SD-WAN setups, plus VPN access, etc. etc. with multiple locations, all with security in mind, and full redundancy across three data centers? "just a linux admin" isn't the job description for that.

Again, if that's your use case, then we're not talking about 1 cloud engineer vs 3 non-cloud engineers. We're talking an IT department of several hundred people just for infra. It's absolutely not evident that cloud would result in cost-savings here, because at this scale, everything is on an individual scenario basis.
I am just worried in general about them, They are too big and a lot of people have exposure in this case to them in one way or other.
This is about regulating the UK
It'd be way worse without the Fed, we'd have a collapse of everything...
HN is funny... first there were links [1, 2] to the reddit posts (where the person doing the investigations posted their results), and a few days later, the link to the mainstream media coverage (which is also based on the reddit post).

[1] https://news.ycombinator.com/item?id=35107601
[2] https://news.ycombinator.com/item?id=35123389
So nothing here is ironclad but it looks like some of those trapped folks might have had a bit of water and food [0]

> In Turkey, for example, experts say those who were stuck in collapsed residential buildings may have had access to some source of water or food.

That article cites "the rule of 4s" which I've always heard this called the "rule of 3s" (3 minutes without oxygen, 3 hours without shelter, 3 days without water, and 3 weeks without food), and that's what Wikipedia calls it but who knows.

Per a BBC article [1], the longest someone has ever survived without water is 18 days, but a wikipedia article about that person says that he "survived by ingesting condensed water" [2]

[0] https://www.cnn.com/2023/02/18/health/turkey-quake-rescues/i...

[1] https://www.bbc.com/future/article/20201016-why-we-cant-surv...

[2] https://en.wikipedia.org/wiki/Andreas_Mihavecz
Most of the regional bank stocks have been halted:
https://twitter.com/BrianRoemmele/status/1635279537885052928
I grew up in an area with quite a few Amish, and it is interesting how tech from the past 10 years has affected that community.

Like the article says, not all Amish follow the same rules, nor do they abstain entirely from electricity (only some do). For example, it’s very popular for some Amish to have phones and do business with locals via FaceBook.

Would be wild to see one of my old neighbors now, cruising down a dirt road on an electric bike, holding onto his straw hat.
Developing resilient applications with Toxiproxy and Testcontainers
This is no longer a problem, because the Fed facility created yesterday allows firms to get face value loans against their collateral. So even if Schwab has a 10% asset decline in m2m terms, it can still borrow at full price from the Fed for up to a year.

There's no liquidity risk anymore. This is just overreaction
Even for static text, line breaks (<br>) can cause unexpected results unless you check at varying viewports. Non-breaking spaces may provide a better option, depending on the specifics of the situation.
> Being part of hsbc stops the assets needing to be sold at a loss

Borrowing in the maket at 5% so you can keep the bonds paying 1% for the next 10 years might not seem like a "loss" but it is a loss.
Yes, a BS in computer engineering is typically what you want for a 50/50 mix of software and hardware. Basically if you get that degree you understand and can build a machine from digital logic/basic circuits all the way up to it boots to an operating system (that you wrote) and its login prompt. It's a deep dive into machine architecture and system programming. An electrical engineering degree doesn't focus as much on the software side, and a regular CS degree doesn't focus as much on the hardware--computer engineering is in the middle.
And yet somehow almost every other bank didn't fail due to interest rate hikes. They seem to be prepared enough for the social media climate.
so it needs make/gcc, python AND node available... what versions, I wonder?
Just in case you check back.

I wouldn't focus too much on the experience not being technical. Showing that you've been responsible for things is equally important. You can probably "dress up" any experience so that it is relevant - e.g. working as part of a team, managing complex instructions/requirements. Even just turning up to work on time...
The Weaponization of Capital: Strategic Implications of China’s PE / VC Playbook
Isn't that between SVB (among others) and the regulators?
This argument is interesting, that it's being driven customers leaving banks that aren't adjusting their returns to the new Fed interest rates, but wouldn't Schwab be a beneficiary then?

https://twitter.com/biancoresearch/status/163497930475582259...

> "And, as this chart shows, THIS IS A PROBLEM FOR ALL OF BANKING, not just SVB. All banks, as I noted the retweet below, thought they could offer 0.50% deposit rates (orange) forever and no one would ever move."

> "The sleeping giant, the American public, awoke at 5% (blue). Now at cocktail parties instead of regaling their friends about crypto, Ark, or the price of wheat, they are now bragging how they ditch their near 0% yield savings account for a 4.9% Schwab money market account! How smart am I!!"

However not all Schwab accounts are at that rate (this seems to come down to FDIC-insured or not), for comparison to Vanguard / Fidelity see (Mar 1 2023):

https://www.mymoneyblog.com/charles-schwab-cash-sweep-option...
Self Instruct:

https://arxiv.org/pdf/2212.10560.pdf

https://github.com/yizhongw/self-instruct
Many startups are just the same old thing but with technology. Most are not innovative, and would be better understanding the problems of their main business model before trying technology to solve everything.
I was also surprised to see the dramatic drop in this post's HN ranking. I can't believe it's organic, but maybe it is. I agree a 2001 article on a Tiny C compiler probably has as lot less impact to the general HN readership than this post here. My comment below on "diversify your sources of information" as one of the bullets is highly relevant.
> It's probably inevitable though that it would have become more of a social media product over time.

Personally I would have welcomed that.

Google Reader did essentially become a social media product over time. By the end it was the primary social network for many of the people in my research area. I was mystified when they shut it down to redirect resources to yet another Facebook clone rather on building on a successful foundation that was already present.

By now most people realize that this is just how Google operates, by shuffling resources around in a blind panic. But many people can point to the first product shutdown that crystalized the realization for them. Google Reader was mine, and judging by the comments in this thread it served the same purpose for others as well.
Not sure amount of views or likes really matter. If you are interested in profiting from your kid, you will actively promote their content. It's rare to reach a lot of popularity without active promotion.
I would draw the line there. Actively promote your kid Social network content should be just banned.
I poked around this site and it's mostly Fabian Pascal ranting about how everybody else is doing things wrong and are also idiots.
This verges on conspiracy theory logic, to my eyes... no, VCs certainly did not purposefully put their entire portfolios and industries at risk in order to put a stop to interest rate rises. You'd have to presume an all-knowing and all-powerful cast of actors to pull that off. The original point was a good one -- that the overall outcome of this disaster is overly good to VCs, but that's about as far as it goes.
I accept that I am definitely wrong in that case. Apologies, and yes, this can be eye opener.
One fair argument that is going to squeeze the market a bit is that suddenly a LOT of companies just realized that maybe they shouldn't have all/50%/30%/20% their cash in one account. This is going to cause a short run where money is stuck between banks as it slushes around. Most larger banks will probably see increases in deposits. Smaller, more risky banks will likely see more immediate liquidity issues caused by the run and less deposits to cover the money taken out.
Looks like a lot of work, and very well done! Procedural too!