skysight-inc/HackerNews huggingface dataset:
Unless you're in the top 1% of the country when it comes to savings and income, the risk is not that high, you have guaranteed access to up to £85,000 or even £170,000 for joint accounts. It seems that even those above 55, only have on average £20K saved.
This has been fixed almost 2 days ago now. It’s literally mentioned at the top of the repo.
I think this is a different dichotomy - declarative vs imperative. Generally, the declarative languages have all the magic implemented in an imperative engine.
There’s definitely a similarity with us in that you need to have been trained on enough data to build up that prediction.

Language models are just missing some component that we have. The method for deciding what to output is wrong. People aren’t just guessing the next sound. It’s like they said, there’s multiple levels of thought and prediction going on.

It needs some sort of scratch pad where it keeps track of states/goals. “I’m writing a book” “I want to make this character scary”

Currently it only works on the next tokens and its context is the entire text so far, but that’s not accurate. I’m not deciding what to say based exactly on the entire text so far, I’m feature extracting and then using those features as context.

e.g She looks sad but she’s saying she is fine and it’s to do with death because my memory says her dad died recently so the key features to use for generation are: her being sad, her dad died, she may not want to talk about it
Thanks for the correction re: C vs Rust.

W.R.T. memory usage that's true, but I think they've been making big improvements there lately with things like node inlining so it may not be true in the near future.

W.R.T. 2, what are you comparing against here? Is the TruffleRuby interpreter that much slower than the CRuby interpreter, also once you use the native image version? Because it seems like once it starts compiling the hotspots the program must get faster than a purely interpreted version. Whilst it may take minutes to reach peak performance for that engine, how long does it take to reach the same performance as YJIT?

W.R.T. 3, yes, but is it easier to fix that or to develop a new JIT from scratch? What is your solution to the C extensions problem for example? My understanding is that this is a major limit to accelerating Python and Ruby without something like Sulong and its ability to inline across language boundaries.
> looking [...] for selected opinions making it easier for you to justify your decision to yourself.

Exactly this! I noticed I have a habit of doing this for everything I "choose" in my life. If I choose to buy X, I go online looking for opinions to validate my decision; if I choose to take Y sport, I do the same; if I feel inclined to belive in Z theory or follow W philosophy, I do the same.

I know what I want and believe, but I still find it hard to just trust myself and dive into it, rather I have to always justify it to myself by means of external opinions.

This may not be the best place to ask, but do you have any idea on how to deal with this "lack of confidence in my own choices"?
Can you tell the difference between hearsay and reliable news?
It‘s a bit like expecting physical USD bills to spontaneously combust due to whatever market forces.

The value of one USD stablecoin (measured e.g. in various commodities) might well go down, but the redeemability for one USD never should, regardless of the economic environment.
Maybe focus more on turning a profit than burning millions on operational costs and endlessly raising cheap VC money every month?
they haven't had a PR department since 2020
Ask HN: Besides SVB, what businesses are deeply utilized by SV for business?
One of the notable aspects to me of whole SVB situation was that startups were frequently contractual force to use SVB in deals by the counter parties. Are there any other business that SV heavily depends on, and if so, why?
Slightly ironic that you comment about the silliness of reserves on a post about insolvency of a bank that likely had little reserves
Michael, Ari and Frank Naccache are not typical Québécois names. I would guess they are either Mizrahi jewish or Lebanese.
Why wouldn't events like this reinforce the value of crypto as an alternative to traditional big bank big gov't currency? It's operated in a completely different way that isn't based on debt creation.
It's only a thing in the US, in specific cities where big tech companies are present and poaching people from each other.

These jobs with big rates have a few things in common:

- Salaries aren't the only thing that have inflated price tags in the places where you might hope to get those. Rents, mortages, and cost of living are expensive there too. You kind of need 2x-3x what you'd need somewhere else. More for some places. Basically, you pay more for less for most things that matter.

- Those big rates are fairly hard to get for any random person. You have to be able to sit up be a good little code minion, do your code exercises perfectly, climb corporate ladders, kiss the right asses, etc. And you have to keep that up for many years. Not everyone can do that. Or even pretend to enjoy doing that.

- There's no such thing as a free lunch. These companies want value for money. The big salary is the carrot that they dangle in front of you. But they don't give it to everyone. They give it to some so they can give far less to the rest of the crowd. The median is nowhere near the top of the range.

- It's a pretty exclusive club that gets these wages. The exclusivity is what buys compliance from those outside that club. Max salaries are insane. Median ones, not so much. In SFO, median salary is still high but not high enough to live there comfortably.

- It's a corporate rat race. With all the negative effects as well. Like toxic work culture. Political games and a lot of tech bros (let's face it, equality is a problematic topic) slapping each other on the back and over using words like "awesome". This kind of behavior is common fiercely competitive places. It isn't necessarily very nice to deal with or be around such people. And it attracts people that are good at that kind of thing. I.e. sociopaths.
It’s more than a desire for money too. The SV culture simply assigns a lot of respect to founders — definitely to the successful and also somewhat to those who try and fail. The founders I know do this not to get rich but to access that prestige. In fact, most know it will be a financially difficult task. Consider eg the lore of the Airbnb founders having to max out a binder full of credit cards…
What on earth does GPT have to do with this.
Or if she was a diversity hire.
Those higher yield t-bills are a great way for banks to make money, too. SVB is a case of misreading the trend and getting caught out.

I see a ton of banks offering CDs at half a percent below the matching T-bills rate....
This reminds me alot of this techniquefor turning live action into animation:

https://www.youtube.com/watch?v=_9LX9HSQkWo

It unsurprisingly received alot of pushback from people in the industry but I think it's really impressive.
Don't worry, I can walk to 2 different beaches in 10 mins, but they're both "crap" and "doggie beaches", so we instead drive 40 minutes to go to a "good beach"...
When only a handful of people can afford to buy and are forced to rent that does not show lower inequality.

it does. less rich people = less inequality.
I actually am into hacking at home but I'd definitely not play around with my business' production environment. Wouldn't know where to start if sh* hits the fan.
Stablecoins are a cryptocurrency that conforms to the ERC-20 standard[1] so they can be used in blockchain applications that want something that implements that. USDC/USDT are therefore the closest things to USD that can be used in that way.

Obviously people differ as to the utility of those applications but that's what the "C" gets you. You can do those things if you want to. Of course there's quite a lot you can do with actual dollars that you can't do with USDC so you give up a lot also.

[1] https://ethereum.org/en/developers/docs/standards/tokens/erc...
$NFLX pays all cash, IIRC. But that's not the point.

The point is in most cases, you need to move to a Tier 1 city with homes in the $800s and above or rents in the $3500/mo+ range to get offered that much cash/equity/bonus mix. (That's the low end. Stuff isn't great in that range unless you move far.) The total package is less to much less elsewhere.

You also need to factor the risk of being called back into the office (or losing your job if you can't do that).

Also, it depends on what you value. Some people really really value that big vest. Same problem as those who go into law, medicine or management (out of an MBA), generally.
> Do you think it's possible that someone working for Wells Fargo might actually know something about banking?

Replace Wells Fargo with SI or SVB and you have your answer (which is, it isn't how much they know about the economy, but what they're really cooking with it).
Supports Vulkan... so an RPi 4 can run x64 Linux, emulating Wine64 (and Wine32), "emulating" DirectX games on Windows...
Wasnt this issue caused because SVB bought a long term, illiquid instrument?

I.e they made a rather individual choice to lock up most of their assets this way. Does that actually suggest this is more broadly systemic?
It claims that it's self hostable, maybe it's because I'm on the phone right now, but I couldn't find any self hosting instructions.
>SVB represents $200B assets and the customers are in large part revenue negative or growing startups. That doesn’t make it Ok but it cannot be representative of the greater economy.

There are ~1900 publicly traded companies with a market cap over $1B. (NAMER)
There are over 1000 privately owned companies with valuations over $1B. (NAMER?)

Writing off startups as not contributing to the economy (jobs, spending with vendors, etc.) is a harder to argue in 2023 than it would have been in the past.

This very well could be the beginning of a stall in the greater economic engine. Except this time it isn't necessarily fueled by failure of the underlying assets. Instead the underlying assets may fail because of the banks. Which could cascade into additional failures across the system.
Sadly that isn’t how we measure inequality because it doesn’t makes sense. By your method a feudal society is perfectly equal since only a fraction of the population has any wealth whilst the rest slave away in the fields…
They said quantitatively not anecdotally.
If you’re asking when machine learning will be used to predict stock movements based on financial reports, it’s already been happening for years.
Did you mean Western capitalism or is Eastern capitalism some technical term that I'm unaware of?
Yes, this is different than "have a clean codebase".

I'd say that companies have more specific goals than making money - it's usually making money in a particular field. There are then strategic goals, set semi regularly by the leadership, which are the level I'm generally talking about.

You should have that concept of making money in mind though, as it helps guide what to prioritise. I've seen engineers spend thousands and thousands of pounds of their time (more if you consider the opportunity cost) to lower some bill by under a hundred a month - a large upfront cost with years before it'll pay back.
PulseQueue: Create music with web-based virtual analog synthesizers
> For operational reasons, they pretty much have to keep the money they will use for payroll at a single bank.

Does anyone know the details behind this one? Why would it be a problem to split payroll between multiple accounts?
arm64 is not that interesting due the toxic IP tied to this ISA. Would be more interesting to target RISC-V.
I beg to differ. I am western European, I was born the poorest of my classmates, friends, colleagues, whatever. I'm also the one, among my circle, earning way more than everybody else. Despite that, my net worth is and will always be on the lower end of said circle. Most if not all of my peers have parents that own their house, some of them own activities which they've already basically partially passed on their children etc. I know it sounds bitter but I feel like I was born to work while most of my peers were born into rent-seeking mode. Due to the high taxation, I've an hard cap on what I can make with my life unless I get insanely lucky, the combination of high taxation and high rent is an enormous pressure, my life would be totally different if I had started with my own home. Maybe there are statistics out there about this, but it feels like that having your own home early (e.g. through the help of parents) is more important than whatever career or academic achievement (PHD, etc.) you go through. I don't think it's the same in the USA.
The point wasn’t that reserve requirements were “lowered”; they were removed - because the Fed moved to a different mechanism to set short-term interest rates.

If banks choose to keep lots of reserves (because you’re paying interest on them), it’s hard to change the willingness of banks to lend by changing the reserve requirement, right?

In economic terms, the supply of reserves is meeting the demand curve for reserves in an inelastic region.

So the Fed decided to announce a new approach; the so-called “ample reserves regime” where short term interest rate control would be achieved by administered rates rather than by the reserve requirements of the “limited reserves regime” that went before.

If this sounds very far from the quotidian business of deposit taking and loan making: that’s because it is.
my sympathy is with them but please someone explain why companies were putting millions in banks beyond FDIC limit with almost no interest. Could have managed it themselves in a brokerage laddering treasuries or hired someone to do so. This is what big corps do and with interest rates so high seems a no brainier.Would at least think their investors would have insisted on it.
When you see a bank in condition that a bank run would be a reasonable response, it is rational to pull your money out now. If enough people act rationally (or have that information) at the same time, then a bank run starts, by people acting rationally.
In the last month, they’ve had steering wheels falling off, FSD, and loose seats:

https://www.cnn.com/2023/02/16/business/tesla-fsd-recall/ind...

https://www.usatoday.com/story/money/cars/2023/03/05/tesla-r...

https://static.nhtsa.gov/odi/inv/2023/INOA-PE23003-5769.PDF

Now, every company has recalls but I was also thinking about the way I’ve heard a ton of people say the vehicle quality isn’t up to the other vehicles in that price range. They had the EV market largely to themselves for a while, and redefined performance, but in the subsequent decade they’ve acquired a lot of competition from companies which are more experienced on everything but the powertrain. In 2023, they don’t have the performance or handling crown, and they also don’t have the lead in luxury interior or other creature comforts, or even CarPlay.

That doesn’t mean they’re even close to doomed, of course, but it’s cutting into profits and especially their margin for soaking up Musk’s misjudgments and lapses. I think there’s a fair chance that FSD will control what happens next: it’s not hard to imagine the various government investigations and lawsuits about misrepresentation culminating in Musk taking a deal to step down as CEO, a job he doesn’t appear to want to show up for, and I would not be surprised if it leads to some kind of merger. I’d assume that e.g. Toyota might have a plan waiting for the right strike price.
Cool, I really hope they open this up. It feels like being able to restrict it to either a subset of public pages or private data would immediately be extremely useful and only a small conceptual change from what's there.

I just built this locally over our RFCs and it's good but a properly integrated thing would be fantastic.
After Lehman Brothers filed for Chapter 11 in the US on Sep 15 2008, the UK regulators have shut down their UK branch immediately - on Sep 16. This was even before they were delisted from NYSE (Sep 17).
You don't have to be smart to get rich
Sometimes banks really do hate #7. Sometimes you really won’t believe #11.

Accuracy alone is not an ironclad defense against clickbait.
I see. I hope you have a great journey. I used to want to implement a system like that for my import/export tasks because my workload heavily involves importing and exporting CSV files. But the deadline defeated me ;) I have no time to design a system like that
By the way, I really love how simple the defer API is to use
Nice name and logo. Does anybody know if there is a such tool for video and photo?
The A to Z of Economics
https://archive.ph/fxUN2
No, C# has plenty of features making functional programming possible, so it is definitely on the spectrum of FP languages.

Let’s go at it from the other direction - is Haskell functional? Because it has unsafe pointer access and unsafe IO, so it can pretty much express every C# program as well, right?
Exactly.

If you're a cook for an army who is pillaging and destroying, you are still contributing to destruction while making soup.
Yeah I have never followed him much at all but my gut feeling about him pretty much agrees with you. Still no one is perfect and I think he was a better than average politician among his peers. I think one of his problems was that in an era of tea party and trumpism taking over the republican party he had no hope there. His best bet in politics was probably running for Senate but I suspect he was more ambitious than that.
If that's true that's extremely worrying

Are you saying every bank in the world has assets significantly less than liabilities due to over exposure on long term low interest rate bonds?
ARM64 is interesting because a ton of people have ARM64 hardware. In an ideal world we'd all be using RISC-V rather than either ARM64 or x86_64, but we're a long, long way away from that.
I think fennel seeds are considered a spice in culinary terms. The bulb part I think would be a vegetable in culinary terms.
Funny, I usually blame the courier first. Some have an established track record of delaying deliveries, or claiming that they tried to deliver but nobody was at home. (I call the latter the "Finnish post office" strategy.) Repeat offenders get punished by not having business in the future. Eventually.

However, you are right from a customer's perspective. A third party cock-up is not an excuse - it may not be your fault, but it still is your problem.
Sad, but why shocking?

Imagine you're the backend guy tasked with generating the passwords for new users. You see the problem. Now, technically fixing it involves figuring out which other things users will now be able to screw up with dots. More importantly, socially it could involve anything from making a teammate work on this to making an external vendor fork the overengineered HyperReact framework they are using. While this happens, you will be reporting to your manager that sign up isn't ready and you don't have a clue when they can launch the product.

Or you can remove a few characters from PASSWORD_CHARS, maybe increase the password length a bit to compensate, and call it a day.
>I've always considered "middleware"'ish type stuff to be "systems level" by virtue of the "it mainly provides services to other software" aspect of the definition seen above.

The middleware-programming is also systems-programming was also reinforced by Rob Pike when he originally presented Go as a "systems language". However, he now admits[1] it confused people and Go might be better categorized as a "server" apps language -- i.e. writing Google's backend infrastructure code that doesn't need to be written in C++.

In the 1980s, "systems programming" was usually a synonym for "bare metal programming" because "systems programming" was just a shorter way of saying "_operating_ systems programming". (One writes an operating system to boot up on bare metal.) And systems programming was typically assembly/C/C++ instead of business programming like COBOL or dBASE. In that mode, writing kernel drivers or a UEFI boot loader is also "systems programming". In contrast, "applications programming" was something else.

That said, if today you surveyed 100 random programmers in various domains, I'd have no idea if there's a dominant view of what systems programming is.

[1] from the article: Rob Pike: When we first announced Go, we called it a systems programming language, and I slightly regret that because a lot of people assumed it was an operating systems writing language. What we should have called it is a server writing language, which is what we really thought of it as. Now I understand that what we have is a cloud infrastructure language. Another definition of systems programming is the stuff that runs in the cloud.
The mac M1/M2 shares CPU and GPU memory. Not all GPUs have enough memory available. Transferring data to/from the GPU has a perf disadvantage. Hence, few PCs are capable of running LLMs.
It sure does. Putting up with a year of a not-so-nice job sounds much more mentally draining than 10 years of a job you're happy with. A good job can provide you with other things than just compensation.
The thing being discussed is designed for cloud, so I think self managed is a better description?

https://protomaps.com/docs/cdn

Self hosting pmtiles is straightforward also, make a file available to a server that supports range requests:

https://protomaps.com/docs/pmtiles#2.-serve-your-file-locall...
This is the way. It's too bad this can't be pinned to the top. Thanks for laying this out so clearly.
OMG, IT IS happening! Wish I had the machinery to play with this sooo much...
When I look at your site, I can't tell what your bread & butter is. I think that needs to stand out... what is it?

Your site says to scroll down - how can you tweak it, so I don't have to read that to know what to do next?

It took me a while to figure out you had a live demo of each of your project. Make that button stand out. Add some color to your site - it's black, and depressing. You want the person going to your site to feel drawn in.

This may sound harsh, but it's not meant to be - but do you have a better photo for your site? It's a cool Facebook photo style... but it's not good for a portfolio/CV type photo. First impressions count for way more than people would like to admit. If your potential employers first impression of you is from the site - then you're starting a step behind.

You do have an interesting and good breadth of work on your portfolio. So you have that going for you.
How so? If it‘s eventually redeemable for $1, the market price should not matter.

Whether that is still the case is the big question.
"Panic moves at the speed of information." I read that on Schlock Mercenary (web comic), but the author may have stolen the idea from somewhere else.
What will be the impact on startup ecosystem after Silicon Valley Bank crisis?
IMHO
Tech Industry was in coma and it has died yesterday.
https://twitter.com/WhaleWire/status/1634287873364054035?s=20

Please share your thoughts on this topic as well
https://news.ycombinator.com/item?id=35045281
Try cocaine! Just kidding, but in all seriousness it sounds like you’re lacking energy and focus, not time or motivation.

There are numerous strategies you can use to increase those. Some include exercise (you’ll be trading time for long term health, energy, and discipline, but it is practically always worth it), meditation (this will help you build that focus muscle and also learn to let go of unhelpful or unrealistic expectations), and various energy management techniques like bifurcating your day into daily maintenance activities (chores, work, food) and contiguous time you set aside just for yourself.