skysight-inc/HackerNews huggingface dataset:
I'd call it stable as long as everybody who wants to trade their cryptocoins for real money can still get their dollars out. If that's the case, you can sell the cryptocoins online for less money if you want, but that'd be a bad sale because you're essentially giving up 10% of the value for no. Good reason (at the time of writing, value will fluctuate).

If this panic turns out to be nothing and the value will recover, some people panic trading right now are going to be at a loss. If trading in tokens for dollars doesn't come back spoon, the value may drop more and the panic sellers may be the ones that made the right choice by selling early.

The stability now hinges on whether or not cryptocurrency can be turned into real currency. At the moment, conversions are dropped, so it makes sense that the value has dropped. I don't believe for a second that this has to do anything with "banks closed during the weekend", I'm assuming the people behind the platform are now trying to figure out how to get liquidity with billions tied up in a shut down bank for the foreseeable future (or forever if SVB turns out to be insolvent after all). Maybe they can sell shares or trade other kinds of cryptocurrency reserves to make up the difference so exchanging USDC for real money can continue (probably bringing the price back up to a dollar immediately), maybe they can't and they're doomed.

If you have faith in the stablecoin, this may be the right moment to basically buy dollars for a 10% discount. If you don't and you have some money tied up in crypto exchanges, this is the moment to consider getting your money out before the impact of the depeg spreads.

If they can get enough real dollars to fulfil the demand, this may just prove that this is a viable mechanism, showing how stablecoins can survive with a significant amount of their real money inaccessible. It ain't over till the fat lady sings!
I get the sense that you think I disagree you. I don’t like this law AND I don’t think there’s a strong case for striking it down as unconstitutional under 1A because voting is way more protected than visiting a website.

The best case for striking this down would have been the right to privacy but the current supreme court gutted that.
Hey sorry, I read it and thought that was a typo.

For your explained meaning, it is in depositor's individual interest to remove their money. Get cash or t-bills. Also get a credit union account where they work for the members.
I was wrong here.
It may be clear but it's not correct.

https://news.ycombinator.com/item?id=35108659
http://undo.io and http://rr-project.org both support self-modifying code.

I am a co-founder of undo.io, many of our customers do this.

It's not as bad as it first sounds because the replay of the program will modify itself deterministically. (Though as always with this stuff, there are some gotchas.)
I think Ally is very focused on auto loans, so again industry concentration. They raised the rate they pay on their savings accounts yesterday.
Will be interesting
I tried to look up advice for people with my disability and got a paywall, how nice.
Europe of the 1980s and 1990s, maybe. But that was a pretty short period that may not return.
USDC depegs as Circle confirms $3.3B stuck with Silicon Valley Bank
That's nice for him
Kicked Out of Hospice, Malachy McCourt Wants One Last St. Patrick’s Day
Exactly. Except there are sources of non-determinism other than syscalls. Namely asynchronous signals, thread ordering, shared memory and non-deterministic instructions. They can all be dealt with though.
>What’s more, processors are so cheap and available that it is a trivial matter to add more of them to a system.

I don't know what Uncle Bob uses but the motherboard in my PC has exactly one CPU socket. And at $600 I wouldn't say it's cheap.

I'm not sure how can I add another CPU to my laptop and my mobile phone.

Also not all software is multithreaded.
About that 'full faith and credit' thing ... you have to have full faith in congress to give that credit.

https://www.cnbc.com/2023/01/13/us-will-hit-its-debt-limit-t...
come on. Why is BNPL taking off? no-cost emi? why should regular folk be given free access to credit to buy groceries and shit? remember, the interest is charged, it just gets added to the cost so everything gets expensive.

if only "essential" stuff like buying a home or a business got a loan, things would be much cheaper because overall there would be less interest to pay.
Reduce friction of getting your code reviewed
If I'm understanding this correctly... You can take an interest free loan out against your Ethereum and leave your Ethereum untouched. What happens if many people do that and never repay the loan?

As soon as you tether these 0% rate markets to something else, you are suddenly dealing with real like risk that cannot be ignored.
I'm just going to mention: thank god or the FDIC!

In earlier generations, banks just fell over, and your money was gone. Saving money for retirement? Gone. Saving money for college? Gone.

Thank god for bank regulation/reporting and the FDIC. Painless? No. But SO MUCH BETTER than the deregulated wild west of times past by far.
Ask HN: Anyone else feel the idea is more difficult than execution?
Ok so this isn’t an entirely serious stance. A poorly (or not at all) executed idea will amount to nothing. But I can’t help wondering if others feel like I do and find it incredibly difficult to find ideas worthy of spending a lot of time on.

I’m an engineer and love building things. It feels like I can build anything or at the very least learn what I need to in order to have a serious shot at building something. How do you get from here to the point where there’s a spark that, with enough pivots, can lead to something that adds value? I’ve built and shipped things in the past. Procrastination isn’t my problem (I think).

I’ve digested pg’s essays on the topic and anything else I could find. This is a bit of privileged whining from my end, but would love to hear others thoughts.

Hope everyone has a great weekend!
> Because it could be socially enforced.

Exactly this. As one salaryman (サラリマン) once explained to me, it's not the Japanese are terminally addicted to office work. It's when they don't show up, someone else will have to do their work, so while there is work, and be it after five, it would be unfair to leave b/c then all that happens is your co-workers have to do it anyway. A national holiday is an excuse / prescript that is doled out to everyone (except, you know, police, firefighters, hospitals, and shop clerks), so no-one needs to put it on their conscience.
The uncanny failures of A.I.-generated hands
Gowalla – Keep up with your friends in the real world
IntelliJ can do time travel if you install the plugin: https://plugins.jetbrains.com/plugin/14767-time-travel-debug...
This is actually exactly what happened during the Kyle Rittenhouse case. A lawyer for the defense tried to question video evidence because of AI being used to enhance zoomed shots.
Nice. I didn’t know Pros could be bumped above 64GB. What did that setup set you back?
Not a VFX artist, but know lot of amateur weekend movie makers, also in the circle where 'concept videos' gets made for some or other tech proposals.

This could be a disruptor for above two scenarios.
SVB chief pressed lawmakers to weaken bank risk regulations
I gotcha. But I never had anything like $25mil. The business did. It's a rather significant difference. Even there, that wasn't profit that could be spent freely. The majority of it was already spoken for to cover expenses.
For small projects, Octave is easier to get started with because Octave/Matlab functions tend to be designed and documented more pragmatically. You can look up a function and start using it right away.

In Python and Julia, things tend to be documented more "bottom-up". Which is good for large projects, but tends to get in the way when you're just trying to get a small script to check one result or get one plot. (I don't have as much experience with R, so can't say which direction their docs lean towards.)
The HN guidelines cover what is on topic here. They also mention that it's preferred to flag off topic articles rather than comment on them. https://news.ycombinator.com/newsguidelines.html
What seems unclear to me is, does this use the onboard GPU or neural accelerator at all, or is it all CPU-based?

Cool if it's able to run 100% CPU-based because that makes portability and deployment a lot easier. Makes this code a lot more accessible.
Maybe another reminder that we Americans really need the Glass-Steagall Act back.
> Nobody will even be mad when the rug gets pulled.

this is one of the silliest comments I've ever seen on HN.
My personal preference would be an article or both article + video; reading can be faster. Doing something interactive might mean audio processing in the browser, that's a big ask.

I don't have enough experience to know what the most important topics / common issues would be, sorry. The NPR link below covers a lot of ground relevant to their reporters; podcasters might have a subset of those issues. You entered this discussion due to its focus on music production which has its own priorities.

The denoising example you provided is a step toward I was looking for. I think showing the waveform at each step would be an improvement, like at https://theaudacitytopodcast.com/tap005-my-secret-audacity-r... and https://training.npr.org/2017/01/31/the-ear-training-guide-f...

I think the example shows one step in the process but it could be fleshed out starting with the raw recording and documenting each step in turn (adjustments done including specific software settings along with audio clip + waveform at that current step) plus the rationale and potential gotchas to watch out for.

PS. My notes recommend Noise Removal > Compressor > Normalize in that order but I can't remember where that recommendation came from. I will have to try putting Noise Removal last.
Many "countries" don't do business in USD, they do business in their own currency. Why haven't those countries already been invaded if what you're saying is true?
Floor price 0.70
I agree with all of this except the last bit: I don't think the federal government was incompetent, they simply don't have the tools to deal with that kind of policing crisis and rely on the lower tiers to provide policing, and have very few tools to deal with such a thing if they don't do it.

Honestly I generally think Canadian federalism doesn't work anymore, at least in English Canada. Our media and voter landscape stubbornly refuses to understand and respect the separation of powers, so all it does is creat messes of misdirected blame and perverse incentives.
> Reality is what we remember it to be. We can have a better reality easily ;)

Cue Paris Syndrome, because expectations will also be of a better reality. Then you go somewhere, and eat something, and experience the mess that actually exists everywhere before some AI removed it from the record.

https://en.m.wikipedia.org/wiki/Paris_syndrome
Stablecoin provider doesn’t buy up cheap stablecoin: “it’s really suspicious that they’re not buying cheap stables, something’s wrong”

Stablecoin provider buys up cheap stablecoin: “it’s really suspicious that they’re supporting the stablecoin price, something’s wrong”
Rule number one of providing a stable coin: make sure you diversify your backing assets:

- in various geographies
- in various institutions
- in various currencies
- in various type of financial instruments

I'm thinking at least 3 of these weren't even thought about in this case.

At the very least, FB, when they were still trying to offer a stable coin called these properly.

What a freaking joke the folks managing USDC are stashing all of their eggs in the same basket.
Does anybody know of a library service that will ship you paper books when you check them out, and then you ship them back to check them back in? Sort of a ghost library, like the way Netflix originally worked with DVDs.
Thanks for the reference. I am Canadian and only just discovering this!

If anyone else wants to read Meads vs. Meads: https://www.canlii.org/en/ab/abqb/doc/2012/2012abqb571/2012a...
Money doesn’t magically appear out of nowhere. SVB does not have assets on its books to pay its short term liabilities.

Unless a government agency swoops in to bail out the difference between their short term liabilities and the net present value of their long term assets, somebody is going to be taking a haircut.

The equity of the bank itself isn’t enough to cover the losses so it’s going to be depositors.
Don't use this, it only gives more reason for MATLAB to exist.
Yes, once you understand the idea of a "grammar of graphics", ggplot is really the best and most flexible plotting system available. There's a reason that people have tried to clone it (with varying degrees of success) as libraries for python and Julia.
Nobody should have complete confidence in a bank. When I was young, I worked for a guy who ran multiple businesses and used multiple banks. He showed me how he balanced his treasury across multiple banks and instruments to minimize risk. He had lived through the Great Depression and seen banks fail. I took his advice seriously and have always used multiple banks. I am always concerned when any one account is higher than the FDIC limit. This requires cash flow planning and long term instruments, but it is what one has to do in this world.
Because it may go to 0
That was an artistic choice. I can assure you that people in a culture where it was common for families to have over seven children that survived knew exactly what babies actually looked like.
That is not what the parent poster was inferring.
“He said that some had refused to report to work because they hadn't been paid.”

And rightfully so. I am wondering if they will need to pay delayed salaries with an interest.
Reminds me a bit of Sheldon Brown's bicycle website: https://www.sheldonbrown.com/
Iphones already HDR the crap out of their photos. Saturation put to max levels for that pop, colors looking only vaguely like they really did.

The contrast between what my camera raw with a stock profile puts out and what my iphone puts out is striking, and it's very clear the iphone's version of reality is optimized for Instagram and maximum color punch at the cost of looking real.

Thing is, that's what people like. So that's what we're getting.

Reality be damned.
Not an excuse, cash on hand needs can be handled by cash management accounts at one of the big financial institutions with cash in money market. Checking accounts are a lousy place to keep cash. At the minimum use Bank of America or similar with access to a linked Merrill Lynch treasury money market or similar.
Much like Chuck Norris references in movies from 2004, I get the sense that this advice is a product of its time. One of those “it makes more sense if you were there” things. (It even starts off acknowledging that it’s an article about current trends!) Not to say it doesn’t generally still hold true, but this part stuck out to me:

> Programmers waste enormous amounts of time thinking about, or worrying about, the speed of non-critical parts of their programs

I don’t think this is widely true today (outside e.g. game development anyway). If it were, we’d probably have lots of fast software that’s very hard to read! But computers were a lot slower then, compilers weren’t as advanced, and it would make a lot of sense if performance was top of mind for most programmers at the time.
Before the collapse of Silicon Valley Bank,executives sold a lot of their shares
coinbase is not letting people buy USDC on their platform

you could buy DAI which is also trading at a discount though
No, this is just question-begging by treating GPT's access to the world as being external to it, but your own as being part of you.

If we fix this by treating your senses as external, then we can imagine a copy of you with its senses rewired so that artichokes* taste like icecream (and vice-versa). (plus we lie to you about which is which.) The resulting imtringued2 is identical to you, but doesn't like ice cream despite it saying it likes ice cream. Just like IceCreamGPT2.

* Or some equally disgusting "food".
I think the "no keys, no coins" crowd definitely has the right idea, but the existence of cryptocurrency exchanges is a sign that for many people decentralisation isn't usable enough just yet. These exchanges hold billions exactly because using these currencies just like real money isn't practical enough, or isn't the intended target of the people trading in them.

I think cryptocurrencies suffer from the fact most people seem to use them purely for speculation. I can't remember the last time I've paid by cash but I've never seen any store accept USDC or Dogecoin or anything else. Some online stores used to take cryptocurrencies but they've all stopped as far as I can tell.

Mayne this isn't true in other countries. I can imagine people in Argentina or Turkey or Venezuela using cryptocurrencies because their official currency is even less stable than your average cryptocoin and because foreign currencies often become available in limited numbers when banks struggle to contain their slipping currencies, basically sidestepping the government or the banking system. I haven't seen any evidence for it, though.
I would too, but my tradbank where I have my fiat does not process transfers on weekends :(

So the money I want to send from my bank to Kraken, will not arrive until Monday. By that time this whole thing could already be over and USDC could be back at a dollar per pop.

Well, probably it is for the best anyway. I will spend my fiat to buy more Bitcoin instead. It is cheap too, currently.

If I were to spend my fiat on underpriced USDC, there is no telling how long I would have to hold those USDC before the situation is resolved and USDC gets back to its $1 peg.
Also, I feel, it's a whole lot easier to refactor "clean" or "readable" code for performance than the other way around.

Make it run.

Make it clean. (and if need be,)

Make it fast.
For what it's worth there is a "grammar of graphics" library for Matlab as well, called gramm
So I have to be careful here b/c my experience is 30y old, so may be inaccurate or things may have changed since. But Wikipedia says:

Public holidays in Japan (国民の祝日, kokumin no shukujitsu) were first established by the Public Holiday Law (国民の祝日に関する法律, Kokumin no Shukujitsu ni Kansuru Hōritsu, lit. "An Act on public holidays"; Act No. 178 of 1948) of 1948. It has since been amended 11 times to add additional holidays, the latest being in 2018, for a total of 16 recognized holidays.

Article 3 of this law specifies that when a national holiday falls on a Sunday, the next working day shall become a public holiday, known as furikae kyūjitsu (振替休日, "compensatory public holiday", literally "substitute holiday").[3] Article 3 also determines that any day that falls between two other national holidays shall also become a holiday, known as kokumin no kyūjitsu (国民の休日, literally "citizens' holiday").

(https://en.wikipedia.org/wiki/Public_holidays_in_Japan)

So not 100% what I said—didn't know that bridge days are officially holidays, but not 'completely false' and 'not the general rule'.

One has to take into account tho that not everyone can take off on holidays; shops are generally open; department stores have their own holiday rules in Japan. Not entirely sure about Universities, but I seem to remember my school followed national holidays.
Bank insolvency is not handled by courts. FDIC has sole and complete control of bank insolvencies. FDIC is the receiver or conservator for handling bank insolvencies by law.

FDIC doesn't claw back bank transactions that have "settled". So if you wire cleared, you are good for the money.

Search for "FDIC Discretion Without Ongoing Judicial Oversight" in the document below

No ongoing judicial oversight Pursuant to Section 11(d)(13)(D) of the FDI Act, except
as otherwise provided, no court has primary jurisdiction over any claims or action for payment
from, or actions seeking a determination with regards to, an institution for which the FDIC has
become a receiver. Further this provision also limits courts’ ability to engage in a review of any
claims relating to acts or omissions of the institution or the FDIC as receiver. Under Section
11(d)(13)(C) of the FDI Act, no court may issue an attachment or execution over the assets that
are in the possession of the FDIC as receiver.

https://corpgov.law.harvard.edu/wp-content/uploads/2008/10/0...
I think we would be far better off in analyzing codebases that are considered well done and then try to reverse engineer some good practices out of these. Uncle Bob et all are just riffing on tiny sample projects that they work on in between speaking engagements. I’d trust the opinions of these types of people a lot more if they actually had achieved anything other than writing books and talking.
They get liquidated if the price falls. Like I said it’s the same as MakerDAO just single collateral. Also there is a percentage fee to open the loan.
What to expect after Iran, Saudi Arabia agree to restore ties
I've found quite a few books I wanted from better world books. That they resell the used books at good prices is what I like about them. That they do these other partnerships makes me like them even better.
I'm a decent photographer and still use my phone for this. It's good enough, and can even skip the AI stuff if I want to. Or even better: I can keep the AI stuff in the raw and edit its impact on the final photo later.
"picking up pennies in front of a steam roller"

Shorting stable coins seems to be an inverse of that.
That’s because DAI is just a wrapper for USDC nowadays.
Fair, I should've clarified that DINB does not have every penny that SIVB had. However, the point still stands: The tellers at the window on Monday will be working for DINB (which is owned by the FDIC) not SIVB

Even beyond that point, though, the FDIC now owns Silicon Valley Bank so even everyone else who worked for the bank that didn't transfer to DINB still now works for the FDIC (as long as they're still employed--which is probably a rapidly shrinking amount of time)

https://www.sec.gov/ix?doc=/Archives/edgar/data/719739/00011...

>On March 10, 2023, SVB Financial Group’s (the “Company”) wholly owned subsidiary, Silicon Valley Bank (the “Bank”) was closed by the California Department of Financial Protection and Innovation, and the Federal Deposit Insurance Corporation was appointed as receiver. The Company is no longer the parent company of the Bank.

Even if someone remains on the payroll of Silicon Valley Bank, they are an employee of the FDIC since it now owns Silicon Valley Bank

SIVB did have a holding company, so not every single employee of the company moved to the FDIC. Those at the holding company, not the actual bank, most certainly didn't transfer to the FDIC
I don't understand you. I have said that Hetzner is not going to suspend my account (or deprive me of customer support) on the grounds of paying too little per month. What kind of data point you need? I am the data point. I'm their customer since 2015.

The general point I was trying to make is not an advertisement of particular hosting provider, but the fact that traditional hosting providers are totally fungible. If tomorrow this company goes bonkers and starts doing stupid things, then I just migrate to OVH, DigitalOcean, Vultr or any other competitor on this market. But unlike traditional hosting providers, there is no market among big cloud providers, as they are not fungible on the customer API level, so each of them is actually a monopoly. And monopoly is generally no good for customers. The rest can be deduced from this principle.
This is the lowest USDC has been at (0.91 USD at writing this comment), ever. So a test of the currency to say the least.

In perspective, Tether (USDT, another "stable coin") lowest was 0.91 USD at the 25th of April, 2017.

Another stable coin, DAI, is also at it's lowest point right now at 0.93 USD. DAI seems to have a big part of it's collateral in USDC, however that now makes sense...