skysight-inc/HackerNews huggingface dataset:
If you want to speed run getting certifications and that dumb sheet of paper everyone's obsessed with using 6 month class buffets, it's the best thing on the market.

If you genuinely need to be learning actual concepts from the classes, I can't really be sure if these mostly self-directed classes will be better or worse than a brick and mortar college. It will probably vary more on your personal learning style needs.
People still hold to Soviet style, Socialism/communism, why would you be surprised if they’re still holding on to modern monetary theory?
Another interesting one is when we "knew" how the sun worked. Of course we didn't know about nuclear reactions until the early 20th century, so it makes sense we didn't figure it out for a while after that. But before that it was a complete mystery! Scientists had calculated how much energy would be required to produce the amount of light we see and it seemed impossible given the estimated mass of the sun, for any know physical method to produce it (chemical, gravity compression). Some thought it was made of coal (sign of the times I guess) but that would of course require oxygen to react with... And would have only lasted a few million years I think...
GitHub – sanni/cartreader: A shield for the Arduino Mega
This is an update to that post, with a new image with a moon and a half image of the moon together in one image.

The full moon is enhanced, while the half image remains blurry.
With ramjets/scramjets maybe, but developing the inverse of what you suggest is where the money is being spent. Missiles on ballistic trajectories are easier to see on radar and have less ability to maneuver, so they're easier to intercept. So instead of starting out breathing air and then pulling into a ballistic climb at the end, the idea is to start out with a rocket powered ballistic flight, reenter the atmosphere, and then glide/fly through the atmosphere, possibly with a ram/scramjet, to the target. This way the missile is much harder to detect and intercept.

Like this image depicts: https://en.wikipedia.org/wiki/Qian_Xuesen#/media/File:Tsien_... (This sort of missile flight is sometimes called a Qian Xuesen trajectory, after the man who first came up with the idea.)
Whataboutism 101
Yes, paper-feel screen protectors for the iPad are good
So you’re saying I could make the full model run on a 16 core ryzen with 64GB of DDR4? I have an 8GB VRAM 3070 but based on this thread it sounds like the CPU might have better perf due to the RAM?
Anecdotally, I made a comment to a non-obese 20 something year old about how it is unhealthy to be obese. They went absolutely ballistic saying that I was fat-shaming and that you can’t say obesity is unhealthy.
If rates don't go up then you get better yield with long term treasuries
Yes: https://becomingbeautifultoday.files.wordpress.com/2016/06/c...
the run was a consequence of the bank's mismanagement, not the cause
Isn't you company responsible to insure its own assets above the FDIC deposit limit? I guess personal responsibility only applies to poor people not corporations.
>"How to use en dash, em dush ..."

How about stop fucking with people's brains. Hyphen - with spaces when needed - works just fine. I personally prefer round brackets ( have no idea if it is "legal" though ).

I understand it matters in publishing but then leave it to them to make things pretty.
The original discussion unfolded here 2 days ago:

"Samsung “space zoom” moon shots are fake, and here is the proof"

https://news.ycombinator.com/item?id=35107601 (375 comments)

And to potentially save you a click, here's the original post:

https://old.reddit.com/r/Android/comments/11nzrb0/samsung_sp...
Supposedly the 10,000 calorie diet of Michael Phelps is marketing vs factual. I don’t have a source for this (but happy to search if requested) but humans are not likely to be able to absorb 10,000 calories daily; I believe the maximum is a function of one’s basal metabolism but would lie around 6,500 calories for an elite athlete.
Oh. So “business” does not encompass “professional writing”. Good to know.

And also not “formal writing”.

And presumably no copy-pasted message from Word or whatever other app inserts “smart”-whatever automatically.

And also not any regular old business website. (Did you think newspapers were the only ones? Just because those were the examples?)

Even for personal writing: some people even take the time to insert bullet points, so “proper” punctuation is easy for them.

You’re a fine one to complain about pedantry. (I guess yours is a just-right level of (cover your ass) pedantry.)
Pandora is still better
It's just a graph of connections with neurons as nodes and synapses as the connections. Poorly translated as a "map" in reference to the historical studies that have tried to "map out" the brain wiring.
Apple Music could benefit from Spotfiy’s bad redesign
Every year Spotify gets worse, and I say this as a 10yr premium subscriber
By and large, the ones who ran aren't the ones who were hurt.
No it isn't--double-hypens are a great alternative to an em dash and are interpreted as such by many people and some software. GP's argument is for the grammatical functionality of differentiating dashes, not the specific symbols used.

That said, I don't use en dashes, if I want my numbers to line up I use a fixed-width font.
The old line goes

> Your BMI tells me your overweight.
> But rugby players BMIs are high, and they aren't overweight!
> You don't play rugby though do you.

I'm glad that "fat acceptance" may be turning a corner and will be banished hopefully and there can be a semblance of rational discourse.

Ideally you should be a BMI 22, non smoking, non drinking, long distance runner living in the countryside eating a perfectly balanced diet.

Mosy of us will achieve all that, just do what you can.

There's loads of nasty ways to mess up your health. Being fat seems to be the most appealing one (I get to eat what I want and sit around all day? Hell yeah!).
Weird. My other guess was that you might be using best_of but you aren't doing that either.
You really think people are that stupid? Biden and the Democrats had their chance either way. They chose to crush the unions, so the burden of proof is on them. However, since this is politics, nobody is going to listen because it's too damn late.
> Linux happened and nobody paid (in the beginning)

Linux happened mostly through the contributions of the paid developers of the Linux foundation. And still the majority of the commits belong to those developers. And it was possible to do so because the foundation received enough support from major donors, most of which were corporations. If you would want to choose an Open Source success story that wasnt backed by corporations, WordPress would be what you are looking for. But even then, the WordPress ecosystem found a way to fund itself directly through its users. Which means that they are also funded. In contrast, a gigantic amount of Open Source projects were abandoned when its contributors were no longer able to maintain them because life responsibilities started raining on them...

Unfortunately any social paradigm, movement or setup must be able to sustain itself economically. The best way to do it is to do it through its users, directly, so that concentrated capital wont be able to take it over.
My favorite quote that I've seen about this entire ordeal is "there are no libertarians in a bank run".
Yeah I made the switch to Tidal a few years back and am quite happy. UI is simple, usable, attractive, software works mostly flawlessly, and the algo is indeed amazing. Spotify’s recommendations were so shallow for me compared to Tidal. I actually now discover most of my new artists through the Tidal algo

Oh and my favorite aspect of Tidal is being able to browse the credits for releases and find things like names of producers, writers, session players
> Hence a balance sheet that doesn't mark the losses is a more accurate picture.

A dollar in ten years isn't equivalent to a dollar today, so I don't think it's really an accurate picture to claim otherwise.

You could use the held to maturity value as part of a projection of your balance sheet into the future. Although, mark to market to get current value and assume prevailing interest rates to get to future value should get you to the same place.

I agree that if 20% of your deposits are demanded in the same day, that's going to cause at least big problems if not failures to most banks.
Nothing at all unless it is forbidden by law, which it won't be. Walmart wants to make a profit, so showing how clothes look on your body is better to achieve this goal.
Wire it to a larger bank?
I hear ya, I'd rather not be working there and I do find excuses to work off site when I can (sadly a large portion of my role needs me in the facility).

I'm working on it.
Hopefully people differentiate a taxpayer “bailout” of depositors vs a sale / auction that makes depositors whole.
https://www.cnbc.com/quotes/FRC?tab=financials

They didn't buy MBS, but they have very similar assets/liabilities. They have $17B more "assets" than liabilities, but $166B are in loans and only $4B in cash, meanwhile they have $176B in deposits that are about to be withdrawn heavily. They are going to need to liquidate those loans and you want to guess how much of a % haircut they're going to take on a liquidation of that scale, for similar assets to the MBS SVB purchased last year?
...and when the discussion on whether to use [mnxyz+]-dashes has finally been sorted we can start on which font to use to render these dashes, whether they should be proportionally rendered, how to handle ligatures with dashes, to RGBA or not to RGBA dashes, hinted dashes versus unhinted dashes, the big difference between the visually identical dashes in language A versus language B, et ce.te.ra.
This is enshittification writ large: https://pluralistic.net/2023/01/21/potemkin-ai/

> Here is how platforms die: first, they are good to their users; then they abuse their users to make things better for their business customers; finally, they abuse those business customers to claw back all the value for themselves. Then, they die.

> I call this enshittification, and it is a seemingly inevitable consequence arising from the combination of the ease of changing how a platform allocates value, combined with the nature of a "two sided market," where a platform sits between buyers and sellers, holding each hostage to the other, raking off an ever-larger share of the value that passes between them.
> > Second, CA gets the least back in federal spending per dollar of taxes paid, and NY is close

State by State statistics are irrelevant considering that people who are getting up in arms are small business owners and entrepreneurs who will never receive a bailout because considered not structurally important or not big enough. And yes on a percentage basis there are more of them in flyover America, but just because flyover America States get more federal funds doesn't mean that contractors for such goods and servies are based there at all.

Plus a contract with the Govt. for a good or service to be provided is way different than a bailout. In one instance it's the Govt. acting as a customer, in the other it's the Govt. coming to the rescue to save businesses from bad outcomes.

> > Third, it is not a minor inconvenience when $10M’s of investor money from a fundraising round gets permanently lowered to $250K (no “bailout”) or if a startup stops making payroll for 2 years (upper bound of the time range the FDIC has proposed).

On a systemic level it's a minor inconvenience because the name of the game of a country is to build cool products and services in order to consume them, somebody else will have a try at building a cool product or service and those who were banking with SVB will still have all the means to consume them (which in the end is what really matters) thanks to the FDIC

And besides, get real, 99% of people will never see 250k lump sum being credited on a bank account they control (either corporate or personal) , much less a 10M lump sum which is 99.999 percentile territory, which brings me back to my OP point:

Nobody will ever feel sorry for people who live in the 'top right' area of the chart of life. Or they will but there should not be absolutely any money involved. As an example people will feel sorry for a fighter jet pilot involved in an accident during training even though the guy spent his whole life living the dream flying above the cloud and the sound barrier.

This is the state of the art. Plain and simple. As evidenced by the honors given to the fallen pilot and the insults and spits thrown in the direction of those who are receiving the bailouts.

Call it a reasoning defect, logical fallacy, whatever, I don't care. It's the state of the art, as evidenced by people reactions. So if you are so disturbed by other people indifference, stop (or alternatively never try) raising (and dealing) money but get a cool job giving you mad emotions and away from the limelight of the financial press and the corporate board room, that way you'll never have anything to worry about as it pertains to pitchforks and social hatred.
Simple, because it's easier to convince people that being overweight is perfectly fine and healthy. As opposed to changing diets, exercising, and holding companies accountable for the junk they put in our food to cut costs.
I am certain that tempers (and fears) had not cooled enough to look dispassionately at this in 2021, and probably not in 2022 either. Hopefully, 2023 is long enough that we can look at it and stay rational.
Mostly the money comes from fees levied on banks in the FDIC program.
Depositors don’t put money in a bank expecting profits!! Yes they might get interest, but the main goal is safe storage of easily accessible money. Where exactly do you expect people to put money if not a bank?! And do you really expect, and want to live in a world where there is such an expectation (due to unreliable financial institutions), the average startup founder to spend time hedging bank risk?

Not to mention that depositors can get their money back without taxpayer money being used. That’s the whole point of the FDIC stepping in. SVB’s assets have value and can be used to give money back; if another bank buys SVB, odds are depositors will get the vast majority of their money back. It’s not a bailout if the government is not spending money and I don’t know why even a positive, non-bailout outcome seems to be viewed unfavorably.
Ultimately, its an art tool — a shovel — ecosystem that is democratized enough that it is dominated by high-quality, end-user usable components.

Making money with it in the non-shovel-selling sense is going to be commercial artists (or other people with visual image needs, perhaps avoiding the need for commercial artists) incorporating it in production workflows. But except when they are also selling shovels (e.g., Pixar with Renderman) there’s not a whole lot of incentive to trumpet workflow components rather than product in that space.
It's called Switzerland, where shareholders of Private Banks used to have unlimited liability (now it has changed).
Code Red: Downplaying Academic Excellence in Med School Admissions
Instead of paying adults more, states let companies hire kids for labor shortage
But the ultimate crux is done by the Federal Reserve Board for allowing $50+B --> non-bank <-- to skimp on the stress test. (emphasis is mine but the key crux). This was done on March 14. 2014, which is 4 years earlier.

"Finally, the Board has determined not to impose enhanced prudential standards on nonbank financial companies supervised by the Board through this final ($50B stress test) rule."

Not seeing any partisan hacks there, unless you count the financial ones.

https://www.govinfo.gov/content/pkg/FR-2014-03-27/html/2014-...
When I hear that in the US health insurance can cost upwards of $1000 a month, I really think something is severely broken in the system there.

In the Netherlands it costs around 150 with good services. In Spain it's free but no way the tax expenditure is that high because most people don't even make much more than 1000 euro.
> Is it because everything was sort of "free by default" in the early days of the internet because we hadn't worked out payment systems and such?

We still haven't worked out per-view micropayments. Instead, the only viable models are begging people to sign up for a subscription.
> Unicode is about functionality, not some fancy unnecessary decoration.

At least, it is what was intended, but it has many problems. You can do international text without it. Unfortunately, it is also used for fancy decorations too. One possible alternative is TRON code, although usually it would be to not to force character encoding on programs that don't need them.

With Unicode, there is then duplicated work of validation, etc, which can both cause some data to be lost and can slow it down because it does things redundantly, etc. It tries to display text using mixed directions in a way that isn't very good, etc.
He is shorting?
Gaspard Monge and His System of Descriptive Geometry (2020)
- FarmCraft101 = A guy who owns a farm and does a mixture of Dad skills and quite ambitious engineering https://www.youtube.com/@FarmCraft101

- StuffMadeHere = A lot of people have already recommended this, I also would too https://www.youtube.com/@StuffMadeHere

- Asianometry = "Science, Technology, History, Asia, mostly" great on semiconductors and the economics/business levers behind it https://www.youtube.com/@Asianometry

- Project Farm = thorough testing of hardware https://www.youtube.com/@ProjectFarm

- TwoMinutePapers = Latest breakthrough in AI https://www.youtube.com/@TwoMinutePapers

- Marius Hornberger = a very talented machinist/maker who makes good videos https://www.youtube.com/@MariusHornberger
The em dash: that character that teaches you you can't use 7-bit ascii anymore.
Show HN: Jump 'n Bump online – play cute bunnies jumping on each other's heads
Direct link: https://jumpnbump.netlify.app/
You get those stack frames because Java actually properly handles errors (instead of writing out the last error without any further context) - you definitely has at least that amount of stacktrace in pretty much every CRUD app built on top of your framework of choice. Frameworks solve a litany of mainstream problems with CRUD apps so imo it is absolutely well warranted.

And frankly, java trivially optimizes those virtual calls away, so it unlikely to have any serious performance impact. Add to it that the overabstraction you talk about hasn’t been as prevalent in the last decade anymore (it actually came from the C++ times, .COM, etc), and you are left with memory layout as the only serious performance bottleneck in most managed languages and that is not as significant in every kind of workload (you are not writing simulations all the time)
If I'm understanding this correctly, they're only devaluing points when you redeem them for cash or transfer them to another points system. In so doing, they're effectively creating lock-in for their own points redemption programs.

The cynical part of me wonders if they timed this change to coincide with the SVB debacle in the hopes that the negative PR would be drowned out.
With what kind of telepathy did you uncover this fact?
Thanks, I think there's something faulty in my understanding of terminology. By "deposits" I was understanding "deposits backed by holdings at the central bank".

The original question I was trying to answer was "If everyone gets cash from loans, who'll be the depositors putting cash in the bank to be loaned?". I just don't think that question is well-posed. A bank creating a loan requires new cash deposits of only R x loan_amount, where R is the reserve requirement. For making payroll this ought to be almost nothing.
The entire system is a house of cards. The collateral of the system itself is debt (USTs). There is no firm ground to stand on after decades of low interest rates. Marginal tweaks to banking regulations neither caused nor can fix this.

The Fed is raising rates and we are taking our medicine.
I think of NYC and CA as flyover country since I never go there, but fly right over it to get to Europe or Asia ;P
I thought superior UI was the reason to use Spotify rather than YouTube Music, at least if you don't care about Spotify's exclusive podcasts?
The story how he got fired ...https://youtu.be/QNznD9hMEh0
How to find these boring problems? Every time I look at a boring problem in tech there is a pretty okayish solution, so I'm discouraged to even try to make something, as I know that okayish solution will be even better when I get mine to work.
> To enter the UK you need to go through Border Patrol

Not in every case. Eg arrivals from Ireland.

Also I think it’s been politically motivated to hide behind the lie of it being difficult or impossible to count the number of immigrants in the country. Various people/groups believe the UK population is vastly underreported
Does pandora even let you choose the songs? Pandora sucked for at least a decade because of their stupid “radio” model.
More/stricter regulation is definitely needed...on drag shows! /s
Long-duration fixed income assets go down in value when interest rates rise. This is true whether they're long-dated treasuries or agency MBS. Banks that finance with short term liabilities and own long-term assets are risky because of this: when rates rise the value of their assets declines while the value of their liabilities remains mostly the same.

This is a very different phenomenon than what happened in 2008. In 2008, banks owned a different kind of MBS that was poorly-underwritten, poorly documented, and truanched in a way that made their value extremely sensitive to various model assumptions. This made them extremely illiquid, meaning that if you tried to sell them in volume you would have to sell at a large discount relative to the value of the expected discounted cashflow of the security. (This is not true of 2023 MBS. These MBS are a totally different species. In 2023 rates rose, the value decreased, but we can be extremely certain of the value and they are extremely easy to sell at little discount to this value).

Contagion happened in 2008 because when there was a run on bank A, bank A had to sell its illiquid MBS at a large discount. This reduced/made uncertain the value of bank B's similar MBS, which triggers a run at bank B. In that sense, the bank A run causes the bank B run. There's no spillover mechanism in this 2023 scenario: SVB's selling its treasury or MBS portfolio doesn't meaningfully impair some unrelated bank's assets. To the extent that some unrelated bank is in trouble, it's because they face correlated macro shocks, not because there's a causal spillover.
https://github.com/oobabooga/text-generation-webui/wiki/LLaM... Here you go. You'll need a Nvidia GPU with at least 8 GB VRAM though.
unplug the phones and pull the internet... seems simple enough.
Are you saying someone who is an alcoholic should feel happy about being an alcoholic and just live it up because, why would I as an alcoholic try and not be an alcoholic if society is telling me I have no agency over it.
Of the information available right now, most of it says that First Republic is in a completely different position. At least based on their disclosure on Friday (https://ir.firstrepublic.com/static-files/295faa27-f208-4936...), their risk of a run due to un-insured deposits and sector exposure is much lower:

> Consumer deposits have an average account size of less than $200,000 and business deposits have an average account size of less than $500,000

… and far less of their assets are likely to share SVB's duration exposure:

> The investment portfolio is less than 15% of total bank assets.