skysight-inc/HackerNews huggingface dataset:
I second this but aside from the rather ephemeral article itself, the implication of the title rings true. This will end up in a very bad bubble burst and possibly world wars again unless there’s some way to mitigate the monstrous overproduction of goods and services it generates. It’s time to stop breaking things down to the smallest part and see the whole picture again for once. We’re simply repeating 20th century and we know where it went last time,,,
That remains to be seen...

I would not be surprised if he could have offered the api $420/mo and 100x more apps were willing and/or able to pay.
"Common sense" that just fucked over the industry & a whole lot of workers in it.

In more mature industries, people would have been confident that the government wouldn't let their bank go under, because the government usually doesn't, and as a result the government usually doesn't have to. Instead, startup culture is so low-trust that we shot ourselves in the foot.
Dumb question perhaps: why only SVB crashed? I imagine all banks in US had an influx on money deposited in the same period as SVB
Bytedance has their in-house monoio <https://github.com/bytedance/monoio> (supports io-uring) but it requires rust nightly. On some benchmarks & applications it outperforms tokio by a significant margin. <https://github.com/bytedance/monoio/blob/master/docs/en/benc...>
I just added this comment below: https://news.ycombinator.com/item?id=35101717

A lot of farming NEEDs sun protection for better yields. Currently farms that don’t have sun protection over compensate by over watering (also could reduce yields).

Not to say every farm should have solar panels but it’s very likely a double digit percentage of farm land would benefit from agrovoltaics.
SS: Just spent a few hours to make a reverse SNI proxy in nodejs. This is version 1 but will later have more features. Hot reloading isn't ready yet but that will be one of the features (to reload the config without restarting). This supports multiple hosts and ports.

This was mostly something to focus on while I was learning out of curiousness how TLS negotiation/SNI protocol was structured.
Exactly. This idea is so dumb, it reminds me of solar powered roads or solar power on the roof of your car.

There’s no shortage of land out there that can’t be used for agriculture. The American southwest is full of empty land that just happens to be very sunny. There’s no need to comprise the productivity of farms and solar farms alike to try and squeeze them into the same space. Wind turbines on the other hand can work beats they don’t get in the way as much, especially on grazing land.
Businesses with more than 250k in the account should have diversified. Employees are at no fault of course but so are tax payers.

YC companies that have been exposed so badly through this are probably non-essential.

My company is also exposed and we will suffer, because we were stupid but luckily not complete morons
> many startups provide critical services from healthcare to security to dozen other sectors if they cannot pay for their servers those services will go down too

I don't know how this works in the US, but there not some kind of clause or law which basically prevents critical companies from becoming bankrupt like this?

In my country, vital infrastructure is supposed to have money on hand to keep the infra chugging along while the company gets put under administration. (or nationalized, depending on the political climate and what it provides).
I don't think "being made whole" means what you think it means.
The bank's assets will be liquidated. If you have a securities account at a bank those are your assets, not the bank's.
The 4-bit GPTQ LLaMA models are the current top-performers. This site has done a lot of the heavy lifting: https://github.com/qwopqwop200/GPTQ-for-LLaMa

With 30b-4bit on a RTX 4090, I'm seeing numbers like:

Output generated in 4.17 seconds (4.03 tokens/s, 21 tokens)

Output generated in 4.38 seconds (4.25 tokens/s, 23 tokens)

Output generated in 4.57 seconds (4.25 tokens/s, 24 tokens)

Output generated in 3.86 seconds (3.40 tokens/s, 17 tokens)

The lower size (7b, 13b) are even faster with lower memory use. A 16GB 3080 should be able to run the 13b at 4-bit just fine with reasonable (>1 token/s) latency.
Yeah, he was basically asking for the customers to keep fronting his risky shit. I'm almost certain SVB CEO already knew what was going to happen in the next 24 hours after his "stay calm" interview - FDIC doesn't get dispatched like that for no reason.

https://www.barrons.com/articles/svb-financial-stock-sale-ce...
You're right that FDIC doesn't have to, but it's in everyone's interest that people keep keeping their money in a bank, so the long and the short of it is that the FDIC's playbook is to find another bank to buy SVB (for pennies on the dollar), and as part of that deal the purchaser bank will make them whole. FDIC doesn't necessarily have to do that, but it's what they've done in the past, so guessing that they will do something similar this time around isn't out of the question.
There are plenty of crops that grow well in or even prefer partially shaded conditions, particularly if there's a significant amount of reflected light as well as there likely would be around a solar array.
Why the CEO? They just an employee too right
The article gave two numbers I didn't know about, and both came as a surprise:

> As at the end of 2022, it had 37,466 deposit customers, each holding in excess of $250,000 per account -- and -- The bank does have another 106,420 customers whose accounts are fully insured but they only control $4.8 billion of deposits

So SVB had only about ~150k banking customers. And of those, less than 40k are actually affected by this debacle. But those were concentrated enough to make SVB the 20th largest bank in the US.

Puts things in perspective.
And we are happy to have you onboard!
Relevant Bits About Money article on FDIC and bank failure:

https://www.bitsaboutmoney.com/archive/deposit-insurance/

I should add: apart from 2008, bank failure has historically been quite rare
What is not taking shape is their software support. It's as poor as it was 7 years ago with the PINE64.
Usenet had spam filtering that was at least somewhat decentralized and that worked, though maybe not fully distributed. Some alt groups that didn't use it became unusable, and a few groups (sci.crypt) were intentionally destroyed by sporgery that was hard to stop by filters. There were also moderated groups that were hard to spam because of cryptographic signatures in the moderation approval. IIRC the signatures were 512 bit RSA, so maybe the keys can be cracked by now.

I think spam may have been less of an issue than the exploding size of binary newsgroups used for distributing warez and pr0n. That is a big reason ISP's gave up on it. Plus politicians like NY Gov Cuomo (not sure which Gov Cuomo, there were two that I know of) crusaded against it since OMG people could post anonymously.

I think Usenet with a few adjustments for velocity control is still a perfectly viable scheme. Every time I look at BBS software and think about how to do it better, the answer turns out to be Usenet.

If you read the novel "A Fire Upon The Deep" you might be amused to find that in it, Usenet still exists in an era of interstellar travel.
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This is not the only candidate for a bailout. There's a potential for contagion here.
https://www.marketwatch.com/story/20-banks-that-are-sitting-...
Yeah, this is all very odd. What the hell happened there?

In retrospect, the Chief Risk Officer leaving and not being replaced immediately was a bad sign: https://fortune.com/2023/03/10/silicon-valley-bank-chief-ris...
Lehman was an investment bank — they didn't take deposits. Wikipedia describes them as a "financial services firm".
Socialism for the rich, capitalism for everyone else.
At the headline itself: only literally. For example, I (and many others in Canada) work graveyard. I only have to work 4 days a week (which is fantastic), and it's apparently echoed in this legislation as it "...limits the maximum workweek to 48 hours". Graveyard can limit ones health, but I think it gets a bad rap, and could wax poetic about other reasons I prefer it.

Sent during day two of my long weekend :)
FDIC is funded by premiums from participating banks. Beyond the insured limit, there isn't really a guarantee that the "lost money will come back."
Did you read the whole report??? The complainant is essentially stalking his neighbour with surveillance footage, recording any time the neighbour so much as looks in his direction, and keeps a stalker-ish log book with insults. On top of that his wife and his father nearly hit the neighbour's 4 year olds with a car and then say they refuse to slow down. The report says the car was "inches away" from another person and that kid would have been run over!

And then the complainant has the audacity to file criminal suit over his neighbour giving him middle finger after he does it first! This story is about basic insanity.
That assumes a level of individualism that mostly doesn't exist. It doesn't matter if you are first in line if your customers are 1,000th in line: your business is going under either way.
this week ends in 34 hours, so this is unlikely

the ious are actually receiver's certificates, and as i understand it, borrowing against receiver's certificates is a commonplace thing to do in cases like this
Do you have any objective information to support that? Certainly some reactionary groups want to stop protests, which are a threat to authoritarian power.

The reason is protests are often very effective; they are a threat to their power. Look at Israel now, for example. Look at the US Constitution, which went out of its way to protect protests.
It's also an element that keeps people alive.
I'm surprised that nobody has noticed that the price was set at 42k because it's another one of Musk's 420 (aka weed) jokes, and not because of any specific data showing that is the optimal price point for this offering.
All those accounts are 100% totally fine, the fdic will move their money to a new bank. YOu can google how this works but its 100% seamless
The last time China annexed an entire country would be in 1951, however China has been taking little bites out of its neighbors since then[1]. Moreover, there is little dispute that China desires to annex Taiwan, which is at this point a fully independent country and a functioning democracy.

China is building settlements and outposts outside its territory in a number of places including their western[2] and southern[3] borders and eastern outlying islands[4]. In 2020 China recently largely ended democratic self-determination in Hong Kong, which had otherwise been promised 25 more years of independence.

[1] https://en.wikipedia.org/wiki/Territorial_changes_of_the_Peo...

[2] https://www.cnbc.com/2022/05/25/china-is-building-a-bridge-o...

[3] https://foreignpolicy.com/2021/05/07/china-bhutan-border-vil...

[4] https://www.theguardian.com/world/2022/mar/21/china-has-full...
I'm sensing that Abraham Tachjian (Canada's Open Banking lead) is going to speed things up this year.
Why?

My money at VMFXX is almost entirely composed of safe Fed Repos with average maturity of 2-weeks. VUSXX is mostly Treasury Bills, again of maturity averaging like 2-weeks. My money at SWVXX is composed of AAA-rated bank notes, of similar 2-weeks-ish maturity average.

The idea of a bank, like SIVB, being composed of largely 30-year mortgages and 10Y or 30Y Treasury Bonds is insane. The bank deserves to die after taking such high duration risks. There should be _NO_ bailout. I can barely believe a bank was so stupid to keep customer deposits backed by something so risky.

----------

We've been preparing our financial system for the last 15 years (since 2008) for the next financial storm. We've got "stress tests" to see that various banks have severed contamination between each other, at least in theory. Lets see how good our preparations have held up.

No point giving up and bailing things out before we've even tested our new financial system regulations. We can afford to let some banks go under. Only if the contagion has a chance of spreading everywhere should we consider the last-ditch effort of a bailout.
I was in a situation at age 14. It was before the CFFA act so I was very, very lucky. And it helped that police back then didn’t really know what they were doing when it came to computers. But it scared my straight. Never did anything like that again.
Actually, they are sacrificing employment to stabilize prices: https://time.com/6253699/federal-reserve-inflation-interest-.... The interest rate hikes are designed to cause unemployment, and it's not even working.
As a rule let's not use Twitter comments as indicators of anything, but most I see seem to either be enjoying the chaos or confused as to how SVB's bad decisions leading it to fail will lead to other banks failing.
Is that universally a bad thing? Are all US Banks so thinly capitalized that none of them could survive a run? If so, then doesn't that make one question why you'd ever keep money in a Bank in the first place?

I get that the FDIC insurance is supposed to make you whole as long as you have less than $250K in a bank. But then you have to ask if the FDIC can actually cover that for several banks at a time - particularly at a time when the debt ceiling has not been raised and so Treasury can probably ill afford additional unplanned spending.
Sure, but you haven't grappled with the heart of my point, whether this is better for the readers as well.

And this is a straw man:

> Pulitzer prize email that evokes monumental emotions

There's nothing wrong with a plain and simple email. Indeed, I think that's generally better unless the writer finds it worth the time to write something fancier.
I got a new car last August, noticed like two months in that someone lightly scratched/bumped the rear left bumper. Oddly enough it's almost a good thing because now I'm not as scared anymore
if the integrations and overall experience is worse... won't that mean there's less attention (and possibly less quality attention) to be sold?
The jury is already allowed to do that.
A company spending millions of dollars per year on payroll will have the relationships necessary to weather a storm like this. SVB made some very poor investment decisions but they didn’t light the money on fire: it’s not going to take years to liquidate. There is huge upside opportunity for buyers of assets from a distressed bank: the assets are worth less than what SVB paid (hence the crisis) but are not worthless. We will have to wait and see, and perhaps my optimism is naive, but I struggle to see a situation in which these remaining assets can’t be liquidated in the coming weeks. Even pre-crisis, SVB held less than $200bn — that’s a small amount of money in the context of the US banking system. Apple alone has, what, $100bn?
Not really keys, but hardware wallets like Trezor or Ledger can do a lot of this for ~twice the price.
Also,

what about people losing their housing, financial security and destroyed their lives during the great recession?
they also played by the rules. Why did they not receive a bailout, but SVB somehow does?
No, he spent the money so people would think that’s what he’s doing. All we need to know he’s not actually doing this is to see that his handpick journalists are ignoring evidence of the Trump White House asking Twitter to remove posts.

If the FBI flagging posts to be removed is government weaponization of Twitter, then the White House doing the same must be as well, to an even more egregious degree. And yet crickets from Musk.

If he’s only releasing and reacting to one side, then we must conclude the entire “Twitter Files” is simply a right wing, partisan messaging campaign.
It's a stunningly well produced, informative and entertaining video with excellent visuals. It puts a lot of expensive tv, never-mind youtube to shame.
It was bound to happen.

The rest of the world weathered the pandemic; it’s time for tech bubble to burst.
A professional diagnosis with ADHD doesn't rely on any actual biological testing and only upon a performance by the patient and maybe evidence submitted from teachers/bosses/friends/family/etc, and it's known that a patient can fake their way to a diagnosis. So I don't care if ADHD is self-diagnosed or not, if somebody wants to get a "real diagnosis", it's easy as shit for anybody to get one, and "real diagnosis" is rising at the same time that self-diagnosis is regardless.

People can diagnose themselves with whatever they want, psychiatric diagnosis is largely bullshit, my question is more why do people WANT to diagnose themselves with these conditions, and does having labels like this actually help you.

To me, I see this entire phenomenon as being rooted in psychiatry taking it for granted that the more diagnosis's the general population has, the more drugs they're, the more therapy they're in, the better off they are. When psychiatry seems to think that more is better, why shouldn't teenagers think that too? Psychiatry has been applying more and more labels to the general population for decades and decades, if trends continue, todays self-diagnosed teen is next decade's totally valid patient, so aren't teens just getting ahead of the curve by self-diagnosing now?
I can't edit my comment now, but it's 30B that needs 18GB of VRAM.

LLaMA-13B, GPT-3 175B level, only needs 10GB of VRAM with the GPTQ 4bit quantization.

>do you think there's anything left to trim? like weight pruning, or LoRA, or I dunno, some kind of Huffman coding scheme that lets you mix 4-bit, 2-bit and 1-bit quantizations?

Absolutely. The GPTQ paper claims negligible output quality loss with 3-bit quantization. The GPTQ-for-LLaMA repo supports 3-bit quantization and inference. So this extra 25% savings is already possible.

As of right now GPTQ-for-LLaMA is using a VRAM hungry attention method. Flash attention will reduce the requirements for 7B to 4GB and possibly fit 30B with a 2048 context window into 16GB, all before stacking 3-bit.

Pruning is a possibility but I'm not aware of anyone working on it yet.

LoRa has already been implemented. See https://github.com/zphang/minimal-llama#peft-fine-tuning-wit...
> - This is not a liquidity issue as long as SVB maintains their deposits, since these securities will pay out more than they cost eventually.

You mean it's not a solvency issue? It sounds like a textbook liquidity issue.
Technically, we can just use client certs, YK supports them (via smartcard emulation, you can also use that to auth via SSH), just it wasn't really there, ever, on UI front...
Keeping your money in a bank is acting in a risky manner?
Any private entity's risk assessors would place a massive haircut on those pieces of paper, if they would even allow them to be purchased.
I read they owe the MLB about $1 billion. I'm guessing this will take longer than the baseball season to go through bankruptcy court, but if the MLB gets the broadcast rights it could be interesting.
Max speed: 148.7
Max height: 3998
Flips: 34

Perfect landing. :)
> ‘Vice’ in American English, still has alternative meanings, like ‘vice president’.

Does that count as English? I though it is borrowed Latin, like de facto, et cetera or per se.
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Board members and executives are special actors in a corporate structure.
How is this better than the kinds of transfers millions of other people use? With bitcoin you're converting twice via a very volatile pseudo-currency, so for most people the fees plus the risk mean other things are better.
It’s biased to make a statement of fact?
It's not nearly as bad as the sound of children laughing.
SV isn't known for creating jobs either. Google, a TRILLION dollar company, won't even employ overseas tech support staff, let alone domestic.
The name "double-entry" is a little bit misleading. The "double" part makes it sound like you are duplicating work, but that's not really what's happening.

If you were accounting with pen and paper, you would write the transaction amount twice — positive in one column and negative in another. This maintains the invariant that money cannot be created or destroyed.

In terms of an abstract data model, though, each transaction is best thought of as a flow, or a weighted arrow. It has one amount and two ends: a source and a destination. The "double" in "double-entry" really just means that the arrow has two ends. Obviously every arrow has to have a head and a tail — it doesn't make sense for there to be no source or no destination.

The credit vs. debit thing confuses people a lot, and in my opinion is a red herring. If I could wave a magic wand, I would delete the words "credit" and "debit" from accounting because they are hopelessly inconsistent.

All you have to do is think of the conservation of money like the conservation of mass — when it moves, it leaves one place and arrives at another. The moment I stopped using the words "credit" and "debit", my understanding of accounting went from "I have no idea what I'm doing" to "Everything is intuitively obvious."
Macs have UMA so an off the shelf Mac can use up to about 120GB of vram. Far more than any consumer card, more than the biggest a100.

GPU power is lower, of course, but pure vram is not a problem.
welcome to a capitalistic economy in which the free market reigns supreme.

This is part of a healthy economic market according to market economic theory.
Oh, all right then!
I think the US government should create an Energy Star like program for printers.

The average cost per year of ink would be shown and whether aftermarket cartridges are accepted.

The average person buys because they see the initial cheap cost. It is a bait and switch that is terrible for the environment.

Even worse, HP runs green washing ads on YouTube about printing trees.

Years ago, I switched over to Brother laserjets that accept aftermarket cartridges. Never worry about printing costs.
It’s up to you really. Plenty of game frameworks support sound but the API is going to be a little more complex than the Coco. I mean people make games with sound with PyGame and Phaser all the time.
The subtext here is David Sacks and his friends are investors in Silicon Valley companies. Lots of Silicon Valley companies are depositors of SVB and could lose money if there is a haircut on assets over $250k, or at least will lose temporary access to their cash. David Sacks wants SVB to be bailed out by a major bank so those deposits are made good. He’s talking about a wider economic impact because that’s an argument that such a bailout is necessary for the country, not just local VCs.
Wrong, they are, ... um were, publicly traded under the symbol SIVB. [0]

Trading Halted. They were down 66% on the day before halt

On 08-March-2023, they were trading at $267.90, by the end of the 9th, 106.08. By trading halt today, $39.49. Now, it's worthless. Imagine thinking you got a bargain at $106, or $39...

[0] https://finance.yahoo.com/quote/SIVB
That is the loader music from the Amiga game X-Out, by the way, by Chris Hülsbeck.

https://youtu.be/nMUrnNa5h-o
VC firms don't hold capital either - LPs do. They may be able to do a capital call, but it'll take time.

Many SVB startups with more than 20 - 30 employees can't make payroll on Monday.

Edit: It's also unclear today whether the assets held by SVB can cover all the missing deposits, since they will likely need to be sold under market rates to liquidate all of them in the near-term.