skysight-inc/HackerNews huggingface dataset:
>So next is maybe a major bank failure, or a disease killing a crop or other food that skyrockets prices, or a constitutional crisis following an executive branch election, or a cop killing just the wrong person in the wrong place at the wrong moment. Then, the protests, then, someone somewhere, probably the PRC, seeing an opportunity for severe destabilizion, funding and prodding extremists groups like the proud boys, then lots of blood, maybe a worker's revolution, maybe a reactionary power grab, idk, just bouncing ideas based on how it's gone before.

Hasn't the US experienced and weathered all these events?

>Fwiw I think direct action is still a valid option in the usa. The cops murdered a protestor at the cop city protests yes but the direct action is still getting tons of attention and by many measures, working.

You referring to George Floyd protests? Your english seems a bit off so its unclear. If thats the case, the police responded nationwide by refusing to do their jobs. Crime skyrocketed and now progressive DAs are being recalled, people moving to conservatives states and everybody is worse off than before. The many layers of bureaucracy allowed the police to be "reformed" and not actually have to change anything at the same time. Its a serious failure of the US system.

>So, page out of extinction rebellion book, continue putting obstacles in front of the people destroying the environment or implementing fascism. At the very least it'll slow things down.

Please help me understand what if any obstacles have been placed in front of them in recent years? I can't think of any at all. This next election is looking to be a free ride for Biden to be re-elected and at the very worse it'll be Trump again or Desantis. Trump was supposed to be the outsider candidate but it was business as usual(but worse because we also got his loud mouth and racism). (this is coming from a Bernie guy).
I used to have a script that would turn my desktop into a "whiteboard for temporary files". Every file older than 2 days would get copied to some temporary trash folder, and would then be deleted after 90 days of inactivity. I had no shortcuts on my desktop, only files and downloads. Everything there was meant to be temporary, quick sketches. Was super happy with that workflow and it was all a couple dozen lines of bash/powershell (as I migrated between OSes).
The 16-colors palette:

#000000 Black

#FFFFFF White

#880000 Red

#AAFFEE Cyan

#CC44CC Violet / Purple

#00CC55 Green

#0000AA Blue

#EEEE77 Yellow

#DD8855 Orange

#664400 Brown

#FF7777 Light red

#333333 Dark grey / Grey 1

#777777 Grey 2

#AAFF66 Light green

#0088FF Light blue

#BBBBBB Light grey / Grey 3
It was set to 250k from 100k… That’s quite far from ‘never adjusted’ and quite a bit more than ‘for inflation’.
Might as well compare it to AlpacaGPT, they are trained different. Carefully prompted the output shows flashes of excellence and really whips ass and it is still early days.

We have almost closed the gap in no time whereas on ChatGPT day 1 it seemed they were years ahead. Hopefully there will be more models and developments.
> If this is so prudent, how come nobody was suggesting it before it happened?

I guess this is kind of facile, but isn't it because the bank wasn't insolvent yet?

Interestingly, it sounds like systemically important banks may be required to do "resolution planning" for insolvency. If I'm understanding correctly, that sounds similar to what you're talking about.

SVB seems to have successfully lobbied for raising some of the thresholds for increased oversight from $50bn to $250bn. I don't know the specifics of exactly what was involved at this threshold, but it does seem clear that was a mistake.
It doesn't need rich people. All it needs is a sizable number of customers attempting to withdraw their funds. Actually that's exactly what these "bad actors" were accused of doing, they withdrew their money and warned others that the bank had liquidity issues. Which it obviously did.

Do you know what the reserve requirement for such a bank is?
Soon you'll need a government license to purchase serious compute.
How to handle facts with your Zettelkasten
https://compilerbook.com/
Pretty sure he has done OK with crypto

https://fortune.com/crypto/2023/01/18/peter-thiels-founders-...
If they make it affordable enough for high-traffic non-profit websites to use on a whim, they will be leaving a lot of money on the table from web businesses who do actually make money – and those businesses are actually the best customers for their SaaS – willing to pay more money for less traffic.

I'm also not using them for my casual projects because I can't afford their cloud service, and I can't be bothered to self host, but they'll be totally fine without me.
On a mark to market basis ALL banks are undercapitalized. What do you think the banks did in the last several years besides buy bonds at 1.5%?

That’s why there’s a distinction because it gives an invalid view as well.
Plus there’s a footnote in the 10K that gives the value at fair value.
That is a good point. But Nu offers someting else:

> First and foremost, Nu is cross-platform. Commands and techniques should work across platforms and Nu has first-class support for Windows, macOS, and Linux.

Source: GitHub. No snark intended.
I think the banks that can handle it generally have diverse clientele. SVB had businesses and venture capitalists for clients. When you have a few clients who deposit billions and the relationship turns sour between the bank and some portion of the clientele, well watch out.
Why should we take for granted that that is likely? Because that is what the VCs say? Perhaps this is a convenient belief
Please don't quote ChatGPT answers, they sound very believable, but often have no basis in reality.
> it misunderstands what insolvency is - the inability to pay debts at maturity.

This is redefining insolvency based on the (legally sanctioned) accounting trickery of classifying assets as HTM.
I noticed the credits of the README mention a few other configs I hadn't looked at before including NvChad, LunarVim and CosmicVim. I'll have to try all these at some point to compare them to what I started using not long ago, SpaceVim.
This is not about salaries to employees or risk of companies dying. Neither of those get help when they are unlucky on free market.
Show HN: Superlines.io – Your Virtual Growth Agency
Around 2010 I worked for a project in Jakarta and found out that there was no website for apartment rentals, which was a local gap. With a local co-founder we built Bazarooma [1] (defunct now) which was a full stack platform (consisting of a property portal, backoffice, phone apps, consulting and operations) which allowed organisations to set up and operate their own real estate websites. Indonesia at that time had >200m people with a strong urbanisation trend, so I wouldn't exactly call it a "niche problem".
For a long time it seemed like we wouldn't make any money off the venture (lmk if you're interested in the reasons), but we made a successful exit in the end.

[1] http://blog.bazarooma.com/
I'm a long term vim user and now exclusively a neovim user. I adopted this from the first time I came across this. It's pretty neat, it does break from time to time but there's always a GitHub issue describing a workaround. It's pretty stable these days and breaks far less comparatively.
You could not patch 8086 microcode though. On this CPU was just because it was simpler and maybe smaller than random logic.

Most CPU have a form of microcode in one place or another, often sequencing transfers between registers and buses.

Also, ISA compat is still crucially important. Maybe slightly less than before high level languages prevalence, but only slightly. You can only just recompile high level code if: * you have the source * you have a compiler for source to target * it is completly generic (e.g. no specific accelerator used)

In practice Windows on ARM shows that few people do it - even less so in a timely manner.
What is the advantage of encouraging people/companies to spread their deposits among multiple banks? Say people were really worried about losing anything over the FDIC limit and so kept multiple separate accounts. Then a bank fails and the government still has to cover the deposits, so what's the benefit? Is the idea that if people are worried about their deposits they won't put more than the limit in banks that are making particularly risky investments? Isn't it more likely though that anyone who would do that would just spread their money out regardless, and therefore there's no disincentive to the banks.
Part of the reason why the fed was established was because there was a run on a significant number of banks roughly every 12 years between the founding of the US and the establishment of the fed.

Not correcting you, just supplementing what you said (it at least seems plausible without looking up the claim)
An additional tax on banks that will be passed onto consumers, surely?

Banks do not have a reputation of absorbing costs.
Appreciate the time you took to write this. What is the solution to rein in control from advertisers? Adopt an EU style approach to regulation?
I doubt they'll be allowed to complete it due the tech restrictions and it's partial Chinese ownership (Ping An).
The risk premium was access to a large and very cheap credit facility:

https://twitter.com/jonwu_/status/1634250770555219970
If you have a server and are in the market for a new RSS reader service, try FreshRSS. The killer feature: ability to scrape the full article content with CSS selectors when only a truncated feed is offered.
It can halluciate at low temp too. e.g. mice don't necessarily eat cheese; it's just a common stereotype of what mice eat.

High temp is more likely to lead it into ranting on an unrelated topic. You ask it a question on what the mouse eats. It answers the question and then starts saying what lizards eat, or goes on a rant about food chains.
I mean, yeah.

Lots of people are starving and homeless for as trivial a "decision" as that.

I'd much rather give everybody food and a home, including the Etsy seller, instead of: giving the bankers a ski jolly, people still starving and homeless, less this Etsy seller. Why can't we do that?

Some of those entitled Etsy sellers voted against everybody having food and a home; My heart breaks, but not as much for those who have and hate. Maybe now that they are hungry and homeless too they will be a little more sympathetic. Surely that would be best.
Time to start the ponzi schemes. It goes on you win. When it fails any bank account holder pays. Win-win for everybody. Nothing wrong there.
Federal Regulators Shut Down Signature Bank in New York
This is reducto ad absurdum. The kind of risk management that would have saved startups here is basic, elementary business. Parking money at treasurydirect, firms that handle this kind of thing as a service.
The real victims in all of this are the taxpayers who will cover the costs.

CEOs who should have known better are not victims.
No, VCs who literally demanded they put their money there did. Guess who cries the most about bail out - VCs. The same people who wanted regulations to ease up, the same people that actually indirectly profited from bank taking higher risk.

It is ridiculous that the supposedly smartest groups whose literally did this to themselves gets bailed out.
Your digital cats?
CDARS : This was something that I was searching for. Any idea about their fee structure? How much does their service cost?
Having a team is something very different than having someone officially nominated with reporting lines upwards and board visibility.
I agree, and I have no idea how the "hold to maturity" accounting fiction is justified. It's very strange to me that we let a 200B bank use such different accounting rules than a 250B bank, and most other countries apply those rules to most or all of their banks.

This post facto trying to blame those exercising their fiduciary duty to those they advise, etc. to behave in ways in their own best interests for doing so is really weird. "Blacklist all the investors and directors who resigned" etc. being called for on Twitter.
If they are not pleasant to use, why are you using them? It’s literally the value they are supposed to introduce.
It took me ten years to get back into using an RSS reader. Over that time, I found individual blog posts to read via links from Twitter. And there were a few that I subscribed to over email. But now with the whole Twitter debacle, a month ago I looked around to find a good RSS reader and installed NetNewsWire. It's nice to be back.
It gets brought up a lot in vim discussions. It's missing a few major things for me;

1. Tabs (like in vim). I've found only vim and emacs have tabs in a way that makes sense to me. Kakoune also has a cool model, where I can use my window manager (or tmux) to recreate tabs.

2. Code folding, I like to fold everything as soon as I open a file to get an "overview" and then slowly unfold as look into the details. Wasn't in Helix last time I checked.

3. Narrowing. Emacs has it built in [0], (neo)vim requires a plugin [1]. Similar to code folding, when I'm working on a large function, I want to pretend it's the entirety of my buffer.

Other than that, I'm not convinced that changing the order of key combinations makes sense. Kakoune did the same, I'm not a fan. I spent too long "thinking" in vim mode.

I think it's great at bringing the "floor" up, it's much easier to get productive in helix. But the ceiling is lower than vim.

[0] https://www.gnu.org/software/emacs/manual/html_node/emacs/Na...

[1] https://github.com/hoschi/yode-nvim
It's been brokered by the people who make that call (sort of, not courts, but regulators and governments) so I'd imagine it is a done deal.
I have also seen some use case where python is use as a DSL to generate optimised C++/GPU code.
For example Pythran can be use like that.
This generated code will be use somewhere else like existing C++ codebase.
Doesn't work because there's no numpy installed in the node image:

>ModuleNotFoundError: No module named 'numpy'
They love to overcapitalize here as well. If I had a dollar for every SASS, LESS, and FF instead of their correct Sass, Less, Fx forms…
It's not only the earned interest on savings being discussed here, the OP was also including higher interest rates on the variable rate loans that most poorer borrowers qualify for.
My understanding is that a commercial bank can be solvent as long as too many clients don’t suddenly demand too much of their assets all at once.
> 2023 1

I'm not sure how 100% accurate that list is considering that it only lists SVB for 2023, but not Signature bank, NY that failed on the same day[1].

[1] https://home.treasury.gov/news/press-releases/jy1337
I’ve actually replaced a bunch of static HTML pages with React, to benefit from TypeScript. I’m horrible with spelling and it helps me a lot.
Ok, but assuming the numbers above are correct, 150B in uninsured deposits - 5B in market cap firesale = 145B that SVB apparently didn’t have the cash on hand to repay.

If every depositor walks in first thing Monday morning and withdraws their bad bet in their (apparently single) chosen bank’s management, the customers of all other banks are now on the hook for 145B… which ultimately means everyone on the planet can expect to pay more for their haircuts.
HSBC to buy SVB UK for £1
- Diversify, yes. Will explore CDARS as marked by @andrewfromx in one of the comments below (https://youtu.be/gerVpi32Y_c)

- We had off shore accounts (in UK & India) & were actually considering to move everything to SVB. Good that we didn't.

- Moving money out of SVB? Yes. But not in a hurry as it was looking to be the case just 10 hours ago
I opened this article and immediately ctrl-f searched for "white". Was not surprised at all with what it jumped to.

Of course what matters here is viewing and rewriting everything through the lens of race

I'm just so tired of it.
This is a good example of how `never` is treated as `never`. Everything is assignable to the bottom type and intersecting with it will always be the bottom type, by definition. It’s also a good example of how the top type `any` casts to whatever you choose, because that’s also by design. Both types are vacant, the bottom type is infectious. That’s a good thing. And it works the same way with `unknown`, which it also should because once something is known to be part of the null set it should stay known as the null set.
Would you mind sharing which tools you use or share the scripts? That sounds like a fantastic, no brainer way of saving stuff. I'm guessing there's a lot of noise too, like when you're editing code?
A few months (weeks?) ago I would've said that this already was the case for language models. It's absolutely mind-blowing to me what is happening here - same with stable diffusion. Once Dall-E was out, I was sure that there was no way that anything like this could be run on consumer hardware. I'm very happy to be proven wrong.

In a way, things are still moving in this direction, though. 8 or so years ago it was more or less possible to train those models yourself to a certain degree of usefulness, as well, and I think we've currently moved way past any feasibility for that.
With version 29, large file support has been very much improved. Not marginally but orders of magnitudes. But differently: Editing large files is now (very) usable.
Do neural networks fall into the algorithm category?

How do you do squinting between an engineered process and a discovered relationship. Because the neural networks are much closer to discovered than engineered.
Not for many of us. I work in medtech, medical devices specifically. For me it's about bringing new medical treatments to market and therefore to be able to help people with those new devices. Large intrenched medical device manufacturers cannot innovate, they don't know how, so the only way to really innovate AMF bring new medical devices to market is through thr startup pathway.
Is there a simple way for me to have two configurations, my own and Astronvim? I don't want it to clobber my plugins and init.vim or anything.
Crypto has roughly $70 billion a day in total transaction volume. Visa's credit/debit processing network by comparison does about $34 billion a day.

(The Visa number is from 2020, I couldn't quickly find a more recent number)
First of all your portfolio is really good in my opinion. I finished a boot camp in 2017 after moving to wa state from Berkeley. One thing I think is tough about the industry now is everything being remote - I’ve gotten my two dev jobs through in person connections (and ironically of all the hundreds of jobs applied the only two I’ve worked are the ones I didn’t apply for).
My suggestion (based on what’s worked for me) is to work in dev adjacent roles as a way to get your foot in the door.
For me this was technical writing and qa/manual testing.

That way you’re getting real world experience and at the same time making quality connections.

There are also contract opportunities which can sometimes be worthwhile.

Based on your portfolio you are competent to be considered for an interview, dont get discouraged but possibly find the things you haven’t been doing and focus on that.

Applying online is a tough way to get a position, keep up the good work

Edit: not my first choice but have kind of found a niche as a Ruby on Rails dev. When starting out I think it’s good to have a specific stack to focus on, for looking for job postings and having subject matter expert experience in a single thing. Python is a widely used language and a good one to know (wish I had more experience and something I’d do differently if possible)

I also think your skills should be near the top of your resume.
The banks need to buy treasuries, because they treat bonds as a risk free financial instrument. Everyone else would have to recognize the risks inherent in those bonds and thus demand higher interest. The federal government can't afford that.

The reason why banks need to be bailed out, is because they treat treasuries as risk-free financial instruments. If they didn't get bailed out from time to time, they'd have to recognize the risk in buying treasuries.
ASML's suppliers plot exodus from China
Didn't realise this upset grammar nerds -— thanks for the inspiration :)
And also access to those users’ other accounts if they reuse passwords (most people probably do)
Possible that they've come to some sort of arrangement. Sometimes the left hand hand isn't aware of what the right hand is doing (regulators on either side of the Atlantic are unaware of what is going on across the pond.) Given the tech war, it's hard to imagine a more sensitive institution.
Fair or unfair doesn't matter; it's an allocation decision and the tech industry and its workers are strategically important to the U.S. That's always the axis on which these decisions will be made.

> It’s a call for fair treatment for all.

This will definitely be the rallying cry in the upcoming political shitstorm/reenactment of "The Merchant of Venice". But it's easy to make arguments about fairness and justice when your words don't become policy and your vote is 1/435.

> ...so the U.S. banking system continues to perform its vital roles...in a manner that promotes strong and sustainable economic growth.

As Yellen and Powell insinuate, crippling a bunch of startups and making a bunch of pension funds etc. have zero returns -- all because of a monetary system failure -- is not a strategically good decision if they want stability and people to continue investing in tech.
Or, said anorher way, it becomes more difficult for them to profit off of the labor of others.
Wouldn't we be able to move power anywhere in the world losslessly? You could generate power in California meant to be used in New York for instance.
The rules was setup that FIDC can take over when they smell something wrong before it is proven true insolvent.
typescript? no thanks.
What does "1/0.85" mean here? The reciprocal of 0.85 is ~1.176, so is that what you are recommending?
$20 Billion is roughly $60 for every person in the country

It's more the state government budget for about 1/3 of the states in the union
Nobody was pretending, all of the information was public. You are allowed to read about a bank's investments and then decide to join their fund i.e. deposit above the FDIC threshold - unfortunately, a lot of small business owners did not see it that way.
What about magnetic confinement fusion? My understanding was that tokamaks use superconductors to produce their magnetic fields. Does a low temperature superconductor help with that?
So yeah their balance sheet calculation did not show it as marked to market, but even accounting for that, they were still solvent at the end of 2022 according to their annual report: https://d18rn0p25nwr6d.cloudfront.net/CIK-0000719739/f36fc4d... page 95 (there were $15B of unrecognized losses mentioned, but even then they were solvent: $211,793M of assets -> $196,641M of assets assuming all Hold-to-maturity marked down to market, which is still more than the $195,498 of liabilities they had.
IF they have tons and tons of cash they are rich. Which means they should know much better. They have less than zero excuses. They are often not making positive money so they should be extremely prudent with their finance. Tells a lot that nothing is expected from them and they should be treated like kids...
All angles of a concert or parade are captured and instantly synthesized into a time shiftable fully 3D world. Why limit the output to 2D video?
People have decent oss solutions for running inference. There are currently no high quality oss code for training and the best checkpoints are still unavailable (gpt3.5+4/palm/claude)…

There are only a few hundred folks who have actual experience training at this scale.

llama is both not oss and not as good as da-vinci-003/etc. Prob best actual oss model is like flan-t5-xxl.