skysight-inc/HackerNews huggingface dataset:
In earlier life, I authored this exact product (including distributed deploy) for a large investment bank and a fintech startup :)

This is immensely valuable to a lot of Python devs, especially in finance/quant community. Great work!

Edit: The reason why this is so impactful is b/c most users have no idea how to build a react app (along with the circus of build/deploy train one typically entails). They just want a quick-and-dirty UI for their Python model they developed in Jupyter or similar. If the model has legs, a separate FE dev would build a fancier front end later.
> I've never stated that, I've posed a relevant, important philosophical question

If you think this then go publish a paper and see how the community receives it. They decide what's important and relevant, not you.
Up north where I am from, all the racist conservatives own farms, and are constantly blaming things on "those illegals", but come harvest time you know exactly who are out in the fields doing the work. They purposely don't check anything, because they don't want no migrants, they want an underclass to exploit.
While libertarian tendencies may be more prevalent in the VC community, they seem to still be a small minority (or at least that’s my perception).

I for one undoubtedly think the treasuries actions create real moral hazard, but also am grateful that the depositors potentially affected by this won’t be harmed…
The last bank that was taken over by the FDIC was Almena State Bank in 2020 that had 65 million in assets. This does not play out regularly.
It's incredibly rewarding & gratifying to hear that, thank you!

I still firmly believe that making games -- especially under an "old-school" business model (ie no loot-boxes, no microTX, etc) -- has to rank extremely high on the "work gratification" scale.

I'm obviously super small -- but it's AWESOME to know >80k people have played SimAirport for >20 hours and ~20k have played >100hrs (!!) -- so damn rewarding!
It was their unwise bet on ten year T bonds that got SVB into difficulties, a far larger societal economic issue than is being acknowledged.

'This decade’s learning: bonds aren’t a universally safe asset class.' ...the US federal reserve are playing a dangerous game battling the inflation they enabled with rate hikes

http://www.brooock.com/a/svb-collapse-exposes-cracks-in-econ...
That doesn't sound even remotely close to right.

If the client is the owner of record Mercury hasn't any claim at all.
Thank you! Glad the finance/quant community can find it useful!
True, but I'm not interested in hearing the opinion of companies in that conversation. When I and my loved ones are reaching end of life, what decisions we make should be a conversation between me, my loved ones, and my doctor. Whether it's humane to pursue life-extension should be a part of that conversation, sure, but I trust my doctor to present that viewpoint: people who profit from that viewpoint and don't know anything else about the situation (such as Medicare Advantage providers) are welcome to fuck right off.

The reason our society keeps lurching from unthinking outrage to unthinking outrage is that people like you who can't be arsed to read an article and respond on topic keep proposing outrageous changes to our society. If you don't like unthinking outrage, maybe be more thoughtful and stop saying outrageous things.
There is extremely active denial of the problem. The parent comment didn't even consider this as a possibility.

Moreover, your comment is also an example. You can't simultaneously describe yourself as not denying the problem while completely dismissing that problem as "moral panic designed to deprive adults of access to care".

I am completely on board with giving adults access to care. I am significantly more hesitant to give parents access to medical interventions for their children. Please do not warp my words.

PS: You might describe Munchausen's by proxy as a rare condition, but its prevalence is on the order of 1% of the population, which happens to be at parity with the rate of gender dysphoria in the population. It is not a rounding error.
I'm not sure why you think the incentive to make money evaporates if deposits are assured.
>conversion between 48khz and 44.1khz sample rates

valid argument in late nineties when cards did it really badly.
It doesn't technical have to be one model.

A model that scans for high risk patients, then passes that into another model which takes actions, which can also be fed data from the police and mass surveillance with that it can also eliminate coverage for "anti-AI" people.
A liberal
I'm excited to see what the OpenAssistant crowd does with these models, they seem to have gathered the dataset to finetune them.

Lots of people use these models as talk therapy. We really need 1) standalone options, 2) reproducible weights with crowd sourced datasets to reduce biases (or at least know who you're talking to).
They don't specialize in writing per se, but they're alternatives. They have a lot of writing positions mentioned.

There is a list I have for writers only, but I have not published that blog post
I just had a discussion about this with my family, and I'm in your camp of living small and avoiding the painful adjustments that might come in future.

If I wanted to, I could get a house or buy an apartment, but it would require me to put in most of my wealth to cover the mortgage.

Currently in a rent-controlled apartment, so my housing costs after buying would go up about x5 with the interest rates we're seeing now. And then my utilities, insurance and other maintenance costs on top.

I feel I'd need to earn 2-3 times what I'm earning now to be comfortable with that level of spend. I would feel trapped if I'd have to sustain property ownership on my current salary level, as it would force me to keep working certain jobs and long hours.

But many of my peers seem to have made a different choice
Well, I’d argue that they should have hedged their rates risk especially as inflation started to tick up. They just don’t have good risk managers. But that said, if there hadn’t been a run the causal issues would have been a foot note in a quarterly filing. Everyone is acting as if SVB were Lehman or Bear Sterns. They just got caught with their pants down and everyone ran over to take a picture and post it on Twitter.
What a terrible website, I couldn’t make it to the end of the article because of all the ads and popups
> But in the end, even if we could argue that SVB should have been more prescient, it is clear that the root cause of the problems is the actions of the government and the FED.

No. SVB hid market to market losses by saying "these securities are held to maturity so I don't have to realize losses". THAT is the source of the problem. Not all banks did this. Sure excess liquidity was necessary for this behavior to be possible, but it wasn't the cause.

That's like saying the person who leaves their car unlocked is the root cause of the theft. No, the thief is. "Your honour... I plead not guilty, the car was unlocked."
Vaccine could save billions of bees from deadly disease
Adrian is a great guy and I highly recommend all his content.

For undergrad level PL, I highly recommend Dan Grossman's MOOC[0] or recent class recorded lectures[1]. Dan's thesis work strongly influenced Rust's borrow checker.

Disclosure: Dan advised me in undergrad and Adrian is a friend.

[0] https://www.coursera.org/learn/programming-languages

[1] https://courses.cs.washington.edu/courses/cse341/19sp/ (ctrl-f "Videos")
Diversifying reduces risk, period. The question is whether the portfolio is diversified enough, relative to its size.

A lack of sufficient opportunity for diversification isn't a problem with the fund, it's a problem with the (investment) market. Offer more opportunities for diversification and the problem resolves. Too bad the economic trend is to consolidate businesses instead of keeping them separate; too bad entrepreneurship is declining; too bad more and more new companies decide to stay private instead of aiming for an IPO.
>Federated E2EE can work. Matrix did it

Kind of hard to claim they've done it given their current level of adoption.
Yes, FT's article links posted on twitter have a cool behavior where it bypasses paywall if you enter through the right Referer (I assume)

Garnered from https://twitter.com/FT/status/1635265357048082435

I like them for this, but I don't see a lot of other news outlets doing this. Most other places simply post links to their paywalled articles.
It's also very unlikely that SVB is the only bank that made those kind of investments back when rates were low.
> But then the PPP and pandemic payments were bailouts, too

Yes, PPP loans were 100% bailouts. I do think, however, that there’s a significant difference, which is that we didn’t have widely available insurance for pandemics. Even if businesses wanted to protect themselves against the risk of pandemic, they probably could not have done so before COVID.

Businesses that fail to hedge risks when the option is readily available to them should fail.
I have been thinking for a while on heat pumps, and I think your proposition here is golden ! It is an obvious sale to me if you put up the savings upfront, esp. for new builds. I live in a house warmed by heat pumps, and the magic of utility bills is great!
ChatGPT would be an extremely expensive way to answer these questions.
Web browsers would be up there.
> Now, SVB, loaded with money, could have tried loaning it like crazy, but instead, decided to go the conservative way and buy bonds.

That's revisionist and silly[1]. Spending all your liquidity on long term bonds isn't "conservative" if you're a bank. It's not your money! It's your customer's money that you're just holding for them, and you just dropped it all in a vehicle that doesn't mature for 10 years. What if the customers want their money back? Yeah, we just found out.

No, the conservative option if you can't invest it is just to sit on it. That's what banks do. They sit on other people's money. That they are allowed to spend some of that money on speculation is a reasonable optimization, but it's just that. Obviously just sitting on it wasn't going to get the returns they'd promised to investors though. So they placed bets instead.

[1] And I'm not going to touch the idea that the "authorities" somehow forced them into this. No. Just no.
People are getting too caught up in the 250k limit.

Most bank failures result in all depositors being made whole - even over the limit. Normally by regulators “hinting” that a larger bank should acquire the failing banks assets whole.

FDIC exists to create faith in the banking system - no to just enforce a rule book on how deposit insurance is structured. The goal is for FDIC to never have to pay out in the first place - FDIC’s existence prevents the bank run from starting.

The obvious conclusion to the 250k limit (splitting deposits between banks) doesn’t really do anything to actually reduce risk in the banking system, or risk to FDIC. Splitting deposits like this is artificial behaviour that doesn’t have any real benefits to overall stability of the economy.
You can chase root causes all the way back to some Roman prelate if you want.

But at some point, there was a cause very close to the material problem you’re looking at. In this case, that’s the compounded risk that SVB took on in courting a concentrated clientele and trying to balance their books with unusually long-term purchases.

If you step past that and look at the government role, that’s a fine starting point for discussion about systemic issues in our society, but doesn’t absolve SVB of being the most proximate “root cause” of their own problems.
tl;dr version: Only have the AI "doctor" diagnose patients who you regard as expendable.
>Are there any silver linings to this scare?

Maybe the rest of us will realize that the investor class does not know what they're doing. Yes, all of them.

Which is OK. They were "right" in the past and got rich. That doesn't increase their chances of being right in the future or in the present. The key thing is that they assume the risks. If the investor class is wrong, they get wiped out and replaced by smarter people.

Except these super-smart people who know more (except apparently about banking risk, which fucks up their world every 12 years, and then they immediately forget about) will then explain why it's an ugly situation, but you really have to save their investments.

An example (you can save this for the next time) - https://twitter.com/sama/status/1634958179657449475
> I didn't know about extended attributes before this, but also I grew up with Windows and now Linux and just haven't run into them.

Extended attributes have existed in Linux for many years and are used extensively in security controls.

The two most common examples are likely access control lists (ACLs) and SELinux contexts.

For the latter, many commands (mv, cp, ls, ps, etc.) have a -Z option to preserve or view the SELinux context associated with a file/process.
SVB collapse: Peter Thiel’s role scrutinized as spark of bank run
I mean... I'm fine with less regulation so long as we actually let large businesses and investors fail.
Apple makes computers, and means of using them to communicate ideas.

They don't need to chase other industries, because what they do keeps them beyond busy.
One of the most popular ADS is probably the Zone.Identifier [1][2] which is how Windows knows if the program you're trying to run was downloaded from the Internet.

[1]: https://learn.microsoft.com/en-us/openspecs/windows_protocol...

[2]: https://devblogs.microsoft.com/scripting/powertip-use-powers...
Definitely agree that a good customer experience is key here. We're not shipping half baked hardware to end customers. That's what engineering development (alpha build, design validation build, production validation build, home pilot) is for. After all that happens, then customers can an install (and one that's well designed and tested).
I don't mean to be disrespectful of the work you put in, maybe I'm just a cheapskate. I would pay around $10/mo.
Fund managers at a Swedish pension firm don't have yachts. The teachers/train drivers/policemen etc. they manage pensions for definitely don't.
Yes, I never claimed they were. I was responding to the idea that only warm-blooded mammals have the concept of wind-chill. Any system that takes advantage of evaporative cooling will have the concept of wind chill. A "swamp cooler" is one example.
Do people not use Linux anymore? General Linux admin skills were common knowledge when I was in university ~10 years ago, and many people ran Linux as their primary OS. Most of my friends had their own VPS with little pet websites.

Has the cloud killed this skillset? Seems increasingly less common these days.
The Trolley Problem is seen differently by someone who has to push the lever inside the trolley, by someone who has to do it remotely from far away and by a coder programming trolley's software.
Do you really feel that, if one takes homosexuality to be wrong, its really a big deal to God, compared to people starving or lacking basic medical care while others are rich, or people shooting at each other? Also, why do people make such a big deal about gay sex being wrong, when far more people, including many Catholics , are having sex outside of marriage which is equally against the teaching of the church? What is "specially bad" about gay sex in that context? To me, it'd be a cruel God that creates people who find themselves to be gay and then condemns them for being something they did not choose for themselves. It seems to me, since God is caring and merciful, he must make allowances. Which leads me to question the church's official teaching on homosexuality. I have friends in both camps BTW - friends and colleagues that are gay, and Catholic friends who lean towards traditional/conservative. At least 90% of married Catholics use contraception, so there must be a lot of devout Catholics who have decided the church has got it wrong on that rule for example. It is such a mess. A friend years ago wrestled with this as he came from a traditional Catholic upbringing and then discovered he was gay. I think it comes back to "judge not lest thy be judged".
This is quantified by "heating degree days" and I don't think your intuition is correct here.

https://upload.wikimedia.org/wikipedia/commons/d/da/United_S...

The difference between "Can use a heat pump" and "can't" is only maybe 10º or 15º. The coldest places are only ~20% colder than much more populated areas with millions of more residents.

Metro Boston has around 5 million people -- that's more than 3x as many as who live in North Dakota and South Dakota combined. Their climate is cold and they get around 6,000 HDD every winter compared to the frigid upper plains who average something like 8,000 or 8,500. So 1.3x more heat requirement per person but spread out across 1/3 as many people.

Not to mention all of e.g. Chicago, Denver, Des Moines, Cleveland, Detroit, New York, the rest of New England, etc. etc. where heat pumps do just fine.
Yeah, how does it go? There’s at least one obvious way to do something? Python… makes me anxious. I don’t mind writing Python but setting it up is crazy.
Being a durable store of value is generally part of the definition of cash along with liquidity and fungibility.
Governments put so much effort into making banking deposits function as cash because the modern banking system would break down if people thought they were better served by having a hidden shoebox full of cash.
I don't think anyone here is gleeful about a pension fund losing its money but there is a meaningful difference in terms of which parties should receive federal assistance.
This does have everything to do with the corporate world because that is where the originator of this post works and that is where I work. And NOT once, at all, in my long version or my TLDR version did I advocate that we become this way ("corrupt" or "criminal") either, as our personalities generally wouldn't allow it.

In fact, I stated: "The only way you can really get through it is to either deal with it or to get out of it, by starting your own company, or coming up with other multiple streams of income." [to paraphrase]

For as long as I've been in corporate... I've always experienced aspects of it. It's not technically considered criminal or corrupt, as these types of things happen in this environment, and many do get away with it, and it's not seen as anything at all. There are just some people, who happen to be in a type of management position, who steal an idea, and are able run with it.

I hope the "real world" and every job in it is not all like this.
Other than Peter Thiel there's not a lot of Libertarians on this list: https://www.opensecrets.org/industries/contrib.php?cycle=202...

This conjecture about Libertarians in tech is dated. Might've been true in the 90s, but the industry has been captured since then.
He was going about it in a manic way, and certainly while this observation into social behavior is in the eye of the beholder, it is hardly uncontroversial to label tweeting in full caps as off-putting alarmist behavior.
i have the 65B model running fine on my 48GB Ryzen 5.
I suspect that a familiarity level with western-style IQ tests may be part of the story as well.

I was issued such tests several times as a young child. The first time, I cried and did miserably. It was all so strange and unfamiliar. Had never seen logic puzzles before and didn't understand what they were asking of me.

My mom took me back a few weeks later and paid for me to re-take another IQ test. I did so well they placed me in "gifted" classes where I remained throughout my primary education. I didn't magically get smarter; I just became more comfortable with the test format.

I had a similar experience as an adult in my late 20s. Bought a Mensa book containing two practice exams. Took one and fell about 15 points (a full standard deviation!!!) shy of my childhood score. A week later I took the second test and equaled my childhood score almost exactly. Again, I am assuming I didn't sprout a bunch of new synaptic connections.

I suspect that second chances like these and familiarity with IQ tests in general correspond tightly with socioeconomic background. The more privilege you have, the more likely you are to get the chance to become comfortable with these sorts of tests and score closer to your maximum personal potential.

If I, an American, take an IQ test right now... I'm probably going to score better than somebody from another part of the world with equal intelligence who's never seen one of those tests before.
I agree entirely. I'm just always amused by the joke "you know how dumb the average person is? Well, half of everyone is dumber than that". Not because of the overt joke (which rests on the incorrect and snobby idea that the average person is dumb), but because in mixing up "average" for "median", the joke itself is like a dumb person complaining about how dumb people are.
I'd advise against judging health of personal interaction in a society based on interactions between parents and children. Calling one healthy over the other has many issues.

Just one example: in India people help one's families to a huge extent. But kids are also brought up under heavy use of corporal punishment and there's a high degree of family involvement in children's affairs, such as dictating career choices and marriage. Is that a healthier society?

If societal pressure is the only reason why people take care of their families, what's the point? So I don't find it individualistic if someone does not feel obliged to help, it's much more complex than that. There should be more between a parent and child than obligation and well-defined roles. I help my family because I love them, because they raised me to love them, not solely because they're my ancestors.
I feel like most of the commenters here so far haven't read the article -- the person did some test diagnoses and found that it had some correct ones and some not-so-correct ones.

Mildly interesting, but hardly indicative of some dystopian feature.
In countries other than the U.S., this is called "liberalism".
I don't know much about finance and have never worked in banking but anyone more than 40 years old should know that fed rates can go into double digits. It's not like a black swan. It's happened before so I'm a bit surprised people are so shocked by the feds moves.
Attention seeking + lack of moral compass.
> I don't want to downplay the library, but how hard is Javascript/HTML for the majority of python programmers?

Not easy, esp. when you throw in CSS and the build systems
What is the larger issue? That people buying bonds don't understand that their value drops when interest rates go up and that if you might need the money from the bonds before the bond matures you need to hedge for that?
Uh.. while my comment was firmly tongue in cheek I don’t think you realise how ridiculous these things can get.

https://shop.martinshifi.co.uk/products/b-w-nautilus?variant...

Can be yours for the bargain price of GBP 57,750
"Parents who expect gratitude from their children (there are even some who insist on it) are like usurers," says Kafka in his 1914-1923 diaries.
iTerm2 to feature new AI-powered natural language command generation
Thanks. I guess this is all quite new but it would help if it was clearer about what can be run where.

From this, it seems like the frontend parts can't have arbitrary Python included and it's the backend parts where you can drop in some Python for the logic. Making this clear early will help people get the right mental model of what this is really doing.

Anyway, good luck with this! I will keep an eye on it for sure.