skysight-inc/HackerNews huggingface dataset:
There are a lot of different opinions on this, but I'll share my thoughts. Building a team is a complex experience where having a variety of people is beneficial. If everyone on the team is "experienced" you increase the risk of too many chiefs clashing with big egos. You often need people at least who are experienced in different aspects of the work that needs to be done. Different experience levels are helpful too because there's different levels of complexity where the more junior developers do the simpler tasks, mid-level developers do more complex work, and senior developers lead and guide design. Pulling in people with different backgrounds also helps so that you bring in new ideas, rather than hiring people just like you. I believe that accepting people for their differences and ability to contribute to the team is a larger win over judgement.
No whether you have $1 in the bank or $100 million is irrelevant.

Your job is to understand and mitigate financial risk as is required by law.

And in this case there are many options for managing this risk other than splitting it up manually into multiple bank accounts. Speaking with a financial advisor would help with this.
Fine, humans are multifaceted creatures and some business owners do actually care about making a change in their market in a positive way. The moment you choose to start a private for-profit business however, you're still forced to optimize your business decisions to favor your own economic growth -- that will end up being the major driving factor behind most decisions. Few people let ideology come between them and large sums of cash.
There's the time component too. A 10 year bond is supposed to be cashed out in 10 years, not tomorrow. If you cash out before those 10 years, that cash is indeed money printing.
They are not bailing out the bank. They are giving the depositors their account balances. The bank is wiped out, the bank’s bond holders will take a big (maybe total) loss. They’ll sell off the banks assets over time to cover most of the shortfall.
No reason at all, obviously after bankruptcy is declared contractual obligations to pay mean nothing until the courts decide on what they mean ... which is never 100%.
I don't think you need to remember all of Nushell's commands (I certainly don't). You can go far with a handful of important ones; off the top of my head, get/select/where/sort-by/open are the most important.

This is something we should communicate better in the docs, I'll see what I can do.
> In fact, the debt probably is pretty similar to stuff held by everyone else in this ecosystem.

Anyone responsible that ended up holding similar bonds would've bought interest rate swaps to hedge their interest risk.
Non-sequitur. You are arguing in bad faith. Done.
They had too much cash in 2020 and 2021.

They suddenly needed cash in 2023, but the deposit train had run dry due to the general slowdown among their customer base, at which point they were forced into selling the assets they acquired in 2020-2021 and locking those losses.

Had they attracted enough new deposits, they could've let their long-dated portfolio run its course. Maybe even sell parts of it a few years from now if the rates went back to 0% territory, making those long-term bonds attractive again.

They weren't buying toxic assets or anything. Chase, BofA and Wells Fargo own long-term debt as well, just not to the extent SVB did.
Or pay someone/some company to do it.

You pay for AWS because you don’t feel like managing hardware, why just assume you can manage 10s of millions of dollars?
One bank collapsing (because of crypto shenanigans, as I've read in another article) does not make for a contagion.
There's a gallery for Textual:
https://www.textualize.io/textual/gallery

And for Rich:
https://www.textualize.io/rich/gallery
Functional Programming in Lean (March Update on Dependent Types)
lsp servers supply most of the refactorings available in VSCode.
Except people that owned T-Bills that they bought through SVB also lost access to their money.

Should they buy the T-Bills and hold the actual certificates under their mattress?
Digital verification crisis shows unhealthy dependency on centralised platforms
The Silicon Valley Bank Bailout
Google's open letter to Canadians regarding Bill C-18
For those out of the loop, Canada's bill C-18: It enacts the Online News Act, which proposes a framework for online communications platforms and digital news intermediaries. The bill would require tech companies such as Google and Meta to negotiate compensation deals with news organizations for linking to their content.
I'm not a supporter of bailouts in any sense.

But obviously there's a difference between fixing things so someone receiving what they signed up vs someone not paying what they signed up for
there is https://en.wikipedia.org/wiki/Certificate_of_Deposit_Account... "The Certificate of Deposit Account Registry Service (CDARS), was a US for-profit service that broke up large deposits (from individuals, companies, nonprofits, public funds, etc.) and placed them across a network of more than 3000 banks and savings associations around the United States. This allowed depositors to deal with a single bank that participates in CDARS but avoid having funds above the Federal Deposit Insurance Corporation (FDIC) deposit insurance limits in any one bank."
A lot of prominent VCs were also screaming their heads off that other banks were about to fail.

These people played a zero-sum game, purposefully generating as much panic as possible to force the fed to act.

> Having your bank account randomly disappear isn't one of the risks that anyone should have to take.

The fed has sat on its hands for decades and done nothing to mandate better protection for ACH transactions, done nothing to mandate phasing ou magstripe transactions (Europe has been on chip and pin for decades), our check cashing system is a complete mess in ways scammers take advantage of, and debit cards have a fraction of the protection credit cards do despite "real money" being involved instead of credit.

But then a bunch of billionaires force hundreds of companies to do business with just one bank, that bank is outright incompetent in how it manages its funds and employed people who were central in the last financial crisis, and suddenly it's "well, we must act to protect confidence in the banking system"?

I have zero confidence in the banking system. My money doesn't feel remotely safe from being stolen. I can't even find a bank that will do hardware 2FA instead of SMS 2FA, which is worse than not having it at all.

What is jpow doing about that?
Actually, it appears BMI is more accurate for women than for men. I'm guessing because men have more variability in their muscle mass.

Overall, I think BMI looks like a pretty useful metric considering how easy it is to measure. That would explain why it sticks around despite being frequently criticized.

See charts 2.A and 2.B in: https://www.ncbi.nlm.nih.gov/pmc/articles/PMC2877506/
Clojure's STMs (originally borrowed from Scala iirc) are not going to help you with concurrent file IO.
So now SVB is the _safest_ place for your money. Time to open an account.
Aren't lots of us owners of SVB? I really don't get this "it's ok to wipe out the shareholders", i.e. all of us, "but it's not ok to wipe out the depositors" (e.g. Mark Cuban's 10M or so). Why should I lose money because of a run on this bank? If you're already bailing the bank out, oust the management, claw back what you can, but don't wipe out share holders or bond holders.
> 4. Using CSS for laying out a TUI app makes no sense (unless you are a web developer and have Stockholm syndrome from using it for web apps?)

Fun fact: CSS had, since CSS 2.0, the media type ‘tty’, for use in media queries targeting text browsers like links or lynx or such:

@media tty {
body {
max-width: 80ch;
}
}

With the powers of flexbox and grid and a limitation on those new character-based lengths I could imagine an alternative future with TUIs in a CSS layout.

But afaik ‘tty’ has never been implemented and as such never been used. In CSS Media Queries Level 4 all media types outside of ‘all’ and ‘screen’ have been deprecated.
I suppose it's possible that they don't want people to learn it, but if that's really true then the western banking system is in a lot more trouble than I even thought. The idea that learning a basic truth should completely undermine confidence is shocking. Perhaps I've been wrong to be a cryptocurrency skeptic all this time.
If this leads to bailout then does it mean that taxpayers are effectively responsible for the CEOs decisions?

If they are not, then it's 250k left from every account and all else is lost. And someone could be sued for that. Who should it be if not CEOs?
> Most people don't ever consider that money in their bank could disappear for no reason.

Geez. Let’s hope you’re wrong. Financial illiteracy is bad news in a society built on markets.

I can’t speak for “most people” and especially not people in Gen Z, but otherwise, as a matter of fact, many people do think about that and manage their money accordingly.
The issue is that you think making sure compliance being in place is a "distraction". This is like devs saying writing test classes is a "distraction", or having an infosec team is a "distraction", or having seatbelts in cars is a "distraction".
The All In Crew are the kings of rent seekers. Chamath himself made billions off the SPAC boom which should tell you all you need to know about them.

Mr Libertarian himself David Sacks crying for govt intervention was hilarious. What a clown.
Is this 68B of RAM?

How do you get access to that on a Macbook?
So Roku gets its money back?
> subtle changes of behaviour for commands with the same name but apparently different implementations for different data types

This was one of the biggest problems with Nu's dataframe functionality; it should be resolved now that we no longer ship with dataframes by default.

Totally agreed on dot method being nice for discoverability, that's something we need to do better on.
They didn't have a Chief Risk Officer for 9 months, just hired one in January.
How does "reading the bank agreement" improve anything? Every bank has the same exact risk.
That is the standard as defined by law and to which all directors sign up to.

If you can't live up to that responsibility don't run a company.
Yes, it's a moral failure. Fiduciary duty is often poorly-remunerated and boring. If you can't tolerate that, don't become a fiduciary.
SVB literally needed a constant stream of new startup customers to cover the withdrawals of their current customers. Maybe you don't like the word ponzi, but it's an accurate description of the dynamic at play. Other banks don't have this problem because they don't have money-losing startups as their core customer base.

VC investment is highly sensitive to interest rates. Always has been, and everybody knows this. Instead of hedging against this risk SVB decided to double down on it and bet the bank on interest rates going back to zero. I'm sure they had a bunch of risk experts sign off on it, but we both know that doesn't mean anything. Complacency sets in after 15 years of low interest rates, and I think it's exactly because SVB did so well in the ZIRP environment that they got careless.
How are you getting 20 tokens/second? I'm getting 2.6 tokens/s on 3090 with int4 prequantized model. Is 4090 so much faster?
> The bank now has $100, and the customer has $0.

This is wrong.

Edit:
I see. I think you’re missing the full accounting picture. When somebody moves $100 of petty cash into a bank, they don’t have $0. They have $100 of cash. The bank has an asset and a liability. Rinse and repeat with the bank and Fed transactions. There’s not an $80 treasury note anywhere because those aren’t MTM.
APO is a simple OAuth IAM server in Golang
You don't have to be anywhere close to "omniscient" to understand the concepts of risk and insurance. Every layman knows about FDIC limits. In addition, these CEOs are backed and advised by resourceful VCs. Those VCs wrote checks into SVB accounts and apparently didn't care to give any advice about protecting those uninsured piles of cash. Hubris or incompetence or both.
Oh please, these are just excuses.

If you want to reap the benefits of capitalism, you should also get punishment for not doing the job well. Getting a haircut above the insured amount was the sensible thing here.
> I just hope nobody forgets how prominent VCs behaved during the brief period of uncertainty. The idea of some noble class of investors championing disruption is dead. They're just a bunch of rent seekers like everybody else. For some silly reason I had some respect for the startup industry before this, now I see it as a joke.

You have some serious disillusion.
"Having your bank account randomly disappear isn't one of the risks that anyone should have to take." Companies actually do. That's why they keep their assets as cash at a minimum and typically don't concentrate that cash in one institution. Risk management is a big part of institutional financial management. This isn't the first bank failure and this isn't going to be the last. This situation will, however, probably make bank bail outs less likely in the future. The political fall out will be huge. 100% this is a big point in the 2024 election. (Having a bank named Silicon Valley Bank collapse couldn't be a better metaphor).
I’d like it all to be true but this appears to be little more than wishful thinking.
>Everyone learned this during the collapse of banks in the mid 2000s.

No depositors lost a penny to bank failures in 07-08, or to any bank failures since 1933. If you had a billion dollars on deposit with Lehman, you got a billion dollars back. The lesson everyone has learned is that bank deposits are safe.

Which makes sense! Why should anyone with more than $250k have to become a bank analyst just to keep their money in a single account? It's not as if mid-sized businesses are going to hire CPAs to navigate this jungle. They'll just pick a giant bank, and we'll end up with a total of three banks in the whole country.
Okay I'll stop being a jerk and engage in good faith. I'll assume you think this is a valid use case for any and it communicates something important.

My counterpoint is this: communication involves two things, someone stating a message and someone receiving a message. You are doing part one. Is part two occurring? It may be because of certain conventions in your codebase or team, but I've personally never seen any used in that manner ever, so I would not receive your intended message.

If I were in the same situation I would use unknown and add a comment stating that the type is of no importance since I'm only worried about the keys. That way my message is clear and I prevent future developers from having to debug code where they assume the value is of a certain type and start accessing parameters and methods that do not exist.
Western Europe as well, it's called a holiday allowance in the Netherlands
Yet another open source LLM with tens of billions of parameters? Hmm, I guess maybe I'll install it and play around. But how does this compare to let's say Bloom: https://multilingual.com/bloom-large-language-model/

That was released last year, has more parameters, and is available to everyone, not just researchers.
False (at least in this case). From the Treasury’s statement: “No losses associated with the resolution of Silicon Valley Bank will be borne by the taxpayer.”

Ref: https://home.treasury.gov/news/press-releases/jy1337
Had me for a second there…
brew install python@3.11
Why should customers go down with the service provider? Who are these idiots reporting at the wsj?
People who want a full picture and like listening to a conversation instead of an article can listen to the recent All-In Podcast episode which discusses root cause and options.

https://youtu.be/CEee7dAk25c
The revolution has already happened in the form of quiet quitting, reduced consumerism, forgoing creating the next generation indefinitely. The impact are not felt over night but will eventually be felt decades from now. There is no other way to fight back. You can't vote for anyone that isn
't captured, any form of violence and you will be shot on sight. What else is there?
Good. Keep Discord out of FOSS.
No, a CEO of a 100 person company should be delegating stuff like this to people with expertise in such matters.

A startup CEO isn’t going to be an expert in everything, no matter how much some people worship them.
Great explanation. Username definitely checks out.
Thanks! I managed to get this running on CPU/system RAM on Debian 11 pretty easily.
The problem is that everyone now thinks of the haircut and flees any bank that its a fortress to make sure they don't face a haircut.

I.e. you have a bank run on every bank under the largest 10.
Does the outer space into which we dissolve taste of us at all?
The guy has violated his agreements with the SEC, just recently lit $44B on fire, and risked SpaceX's contracts over smoking weed on Joe Rogan.

I'm not convinced he's all that influenced by consequences.
lsp-java mode should handle most of that: https://emacs-lsp.github.io/lsp-java/
> we've chosen an economic model that maximizes growth but also incurs significant risks to stability.

You mean the same economic system that has been in place since the industrial revolution?

Sure, the US tried softening it a bit during the aftermath of the great depression, but in the end, this is just a free market economic behaving as expected?

The one thing that keeps surprising me is the belief that the US seems to have in self regulation, which has failed time and time again?
Sure, it's possible to justify that, and if I were in the Fed I might make the same decision. But how hard would you fight for this cause if it didn't benefit you personally?

I want to hear those reasons from others, not from a bunch of rich people who would be personally profiting at the ordinary person's expense.
Xtrakt: Get structured data out of every web page
Um, yes? If you have several million dollars of deposits you should absolutely split them among a series of banks as well as money market funds. This is why you need to find a competent banker who can give you sound financial advice.
Because I could not test it on anything else.
It doesn't sound like a good idea.

Who owns the laptop? Since you didn't pay for it, and it has been "secured" by someone else, you might find that they could take it back or wipe it remotely at any time.

Why not obtain your own dedicated hardware for your project?
Turns out one picture really is worth 1000 words.
Yea not a nodejs/javascript dev at all but this is failing to install on Fedora. I don't have time to dig into it at the moment but if anybody has any well known gotchas that could be the issue that would be helpful :)

Edit: I do have nodejs and npx installed
All good - I think valvearchive.com is the go-to place for this sort of stuff. There's an about page with some emails but also links to a Discord channel so hopefully one of them is responsive. I've never tried to submit myself.
If that doesn't work, betaarchive.com is also a good place to post links to it - they have a dedicated Gaming subforum.
Board members have personal liability for payroll in California.
> HR may not even talk to treasury.

HR, especially in places where they don’t talk to treasury, may have the power to request for payments to be made but they aren’t likely to have the ability to approve or authorize payments.
How does your example (btop) differ from their usage examples in any meaningful way -> https://www.textualize.io/textual/gallery ?
It's a funny joke, but imo Stadia shutting down has very little to do with the viability of cloud gaming as a business and a lot more to do with how google (mis)managed it.
FDIC Establishes Signature Bridge Bank, N.A., As Successor to Signature Bank
It doesn't matter what the Fed and VC's tell each other, everyone is going to see this as them getting bailed out by the Federal Government.
Bull shit, 99% of people that use the banking system do not worry about bank runs.
Shareholders are going to 0.
Anyone remember Motorola making the world's first e-ink phone?[1] Hardware was great and sturdy while affordable, but its UX was a professional torture device and battery life was sub-par for the expectations of an e-ink device.

Not sure how I feel jumping into an e-ink phone train again in the age of today. A lot of modern communication is done via pics and videos in messaging apps, so having a slow grayscale display will suck.

[1] https://en.wikipedia.org/wiki/Motorola_Fone
What about redirecting to a file? I would be worried that my eyeballs might not even be able to keep up with megabytes per second, so having the output in a file would seem more useful anyway.
Everyone withdrawing their money ASAP is what caused the solvency problem. There's a big difference between warning people of a problem and encouraging them to behave in a way that creates it.

No bank could survive this kind of run. See https://en.wikipedia.org/wiki/Bank_run
I gathered what you meant. My point is what stops the next developer working on your codebase from adding code in the body of your function that accesses the values of the object in an unsafe way?
> Having your bank account randomly disappear isn't one of the risks that anyone should have to take.

Not only is it a risk many take, but many end up losing a significant amount. The FDIC actually has a list of the numerous failed banks they've helped depositors recover assets from here[1]. You can see that depositors often lose a lot when banks fail.

Now I don't think this is a good thing, and I think it would be worthwhile to have a conversation about a systemic way to avoid this. But it was eye-opening to see so many not advocating any systemic approach, and instead just saying "the government should do whatever it can to cover all SVB loses because people like us are special."

[1] https://closedbanks.fdic.gov/dividends/
Aren't they (at least some large portion of the assets) mortgage backed securities, i.e the same sort of stuff like 2008? If the economy collapses and the housing market collapses then they can become worthless. Very different than lessay US government bonds. Right now they're worth their market value which right now isn't worthless but also isn't enough...
The VCs took a risk by choosing to use the same bank, not insuring the deposits beyond the FDIC minimum, then stamping toward the exit every man for themselves instead of looking after their own community. Privatized gains and socialized losses.
And we wonder why people are turning to marxism. If the "people" are being forced to bail out a bunch of rich people who create self serving incestuous relations between their companies to game the system and bend and break laws when it suits them, why not just have the "people" own everything ?

As a capitalist, I am appalled by the behavior of the VC industry and the government that enables them.

And, yes, it is a bailout. There may not be any taxpayer money front and center, but this will be paid by the average person in some way, and not by the people who created this fiasco, or those who are going to benefit from it.
Startup founders are very sophisticated. Perhaps they were aware of the risks SVB was taking with their money?
Signature had 100Bn in assets and is the third-largest bank to have failed in US history (after WaMu and SVB).
I am not convinced this means they are fake. I'd expect any image enhancement using good AI to depend on the surrounding areas. This could plausibly cause a blank square to be filled in when the surrounding areas have data, while a blank square on its own is not.