skysight-inc/HackerNews huggingface dataset:
For this kind of thing, you'd want to advertise it on e.g. Tindie - that's where the likely target audience would look for it, I think.
It looks fine to me. (windows, edge)
I don't know if starting with what the reader desires makes for great writing, though hackery definitely starts with what the writer expects or guesses the reader desires. Those are two different things.

It reminds me of David Chang starting Momofuku and putting dumplings on the menu because he thought people wanted them. It turns out he guessed wrong—they didn't—and neither did he, so the dumplings didn't make anyone happy. More here: https://archive.md/twtqo#selection-1433.165-1433.384

Perhaps one idea to unify this difference is: Who is "the reader," in this case? I remember reading Neil Strauss propose his idea on the Tim Ferriss podcast (https://tim.blog/wp-content/uploads/2018/07/15-neil-strauss....):

> My reader is me, as a reader, probably. I can be reading a book and thinking, “Oh, my god, will this guy just get on with it?” If you're reading a book and thinking, “You know what? This guy is not even living up to what he's writing and saying that he's doing. He's a total hypocrite.” – Whatever I'm thinking when I'm reading. So, my reader is just me the way I would read a book critically.

Average writers stop after typing what they want to say, and they don't consider what they, as a reader, would think (or even bother to read it themselves).
Pseudomonas is a dangerous UTI actually

the only sensitivity spectrum looks like this:
(1) fluoroquinolones (severe neurological and connective tissue side effects)
(2) IV tazobactam + piperacillin
(3) IV ceftazidime

If you're not in life threatening danger they will default to (1) which is a serious detriment to society and not adequately risk assessed. At least, this is how it was in 2014 when I was rendered disabled due to fluoroquinolone toxicity. It is possible because of public outrage over fluoroquinolones that the order has since changed but yeah. Nasty.
Crypto is correlated, it's not going to work.
OP's claim was that Stripe Capital's loan underwriter was SVB, hence why they weren't extending loans to SVB affected customers.

Stripe itself was, and probably still is, using Wells Fargo for US corporate accounting, per https://qr.ae/pvERsZ
I did my own research on the subject when I attempted to skate down the canal (a usually enjoyable winter activity) during that time period. The above characterization is mostly correct. However they forgot to mention the racial slurs. They also forgot to mention the constant harassment of medical staff at city hospitals just trying to get to and from work.
I agree it is a tough problem, specifically because the intention or causality is uncertain. It isn't sensible or desirable to punish good healthy behavior simply because it can not be readily discerned from bad behavior.

What are we to do with your example of the "good boss" who randomly selects a women to have coffee? Never have coffee with women, or all employees because only doing so with men could also be taken as harmful behavior?

At some point, trying to police every behavior on a probabilistic basis has more collateral damage than it is worth. At some point the problem can no longer be productively addressed by punishing behaviors and we have to use other mechanisms for harm reduction.
Famous last words. I'll take precautions regardless.
I think people are reacting to your suggestion that employees should report their employers for a circumstance that was entirely, 100% out of the hands of the employer.

To be clear, this isn’t about employers using SVB. This is because Rippling, a payroll vendor, uses SVB to transact payroll on behalf of customers.

This was entirely out of the control of the employer, most of which are scrambling along with Rippling to make employees whole ASAP.
> Over a bank?

Over a financial contagion that could sap the liquidity and solvency of the startups these VCs have invested in, and possibly cause harm to the wider economy (which I doubt they care very much about)?
Banks aren't allowed to borrow infinite amounts of money from the Fed. If they could SVB would still be ticking.
Not just bullet points, but tone and professionalism too. ChatGPT will translate "fuck you, pay me" to "Please provide payment as soon as possible."

Now, in the future, after the Zoomers take over, it's entirely possible that "fuck you, pay me" will become acceptable language between professionals and seen as a reasonable way to request remittance. But until then, we'll still need to rewrite things for a different audience in a way to best accomplish your goal.
That's because your eyes think it's out of focus so the muscles get tired.

It's pretty terrible. Plz no text shadow.
I raise you the challenge:

create a memeable flaw of chatGPT that won’t be fixed by the beginning of 2024.

I’ll do my best on the cancer front ;)
is there any merit to the complaint that some recent legislation in Canada has turned purview of some free speech matters over to "human rights tribunals" which, the complaint alleges, do not accord the same robust due process rights defendants have in courts?
Departments aren’t a hive mind. Individuals do work.
But how do you know what will resonate ahead of time? Isn't risk taking also a part of writing? Sometimes it's hard to know what the reader will like despite the best efforts by the writer. It's hard to foresee anything with a medium as unpredictable and imprecise writing. Predicting the success of writing is not at all like Marvel predicting how a blockbuster will do.
I'm pretty sure they mean rewrite the bottleneck.
Current wind, weather, ocean, conditions as forecast by supercomputers
>I think the penalties of many laws weren’t made with fairness in mind but deterrence.

It's a very common misconception that laws prohibit a given action. Getting straight to the point, they don't and can't: Mere words on paper can't stop a swinging fist, per se. The pen is not mightier than the sword.

Rather, the point of laws is deterence by consequence. You can swing that fist, and no piece of legalese can stop you in your endeavour, but that piece of legalese can and will stipulate the consequences for swinging that fist. The hope being the consequences will convince you to not swing that fist. The pen is not mightier than the sword, but the gavel can be mightier than the sword.

Obligatory IANAL.
Interest rates were going to go up at some point anyway.
> Some people have already had success porting Whisper to the Neural Engine, and as of 14 hours ago GGerganov (the guy who made this port of LLaMA to the Neural Engine and who made the port of Whisper to C++) posted a GitHub comment indicating he will be working on that in the next few weeks.

He has already done great work here: https://github.com/ggerganov/whisper.cpp
Switzerland has neither and China has both. Which one would you bank with?
The better approach is to separate your web app and marketing sites. Your marketing site is yoursite.com and your app can live on something like app.yoursite.com.

There are lots of marketing stacks that include all the tools for making landing pages, integrating them with advertising campaigns, etc. Don't hinder your marketing team by not letting them use standard marketing tools.

If you really want to stay on the same domain, I would still separate things into two separate stacks, but put a reverse proxy in front if it. For example yourdomain.com/app can proxy to app.yourdomain.com.
That layer cake can go much deeper.

M0 -> M1 -> M1 -> M2 -> M2 -> D1 -> D1 -> D2 -> D2 -> VP -> VP -> VP -> CxO -> CEO

Mx = manager
Dx = director
JP Morgan Chase, Bank of America, Citibank, and anyone else who will be bailed out by the fed.

But seriously, the problem with SVB was that their assets are trash and everyone knew it. If their assets were actually worth what they claimed they would have no problems.
Nobody here really cares about the monarchy beyond the novelty. But we don’t feel threatened by the fact that technically the monarchy has sweeping powers to dissolve government and walk away with our freedoms. Heck we aren’t even accumulating weapons just in case!
I've often been in the same situation.

None of us should be. Not just to protect ourselves from weird situations from this.

Financial freedom is power in so many ways. (and peace of mind)
Bezmenov's claims are not corroborated by any other agents, nor was he ever a high enough position to have learned of them. There also are no hints of them within the Russian archives, which have been used to corroborate a variety of real KGB activities based on claims of defectors, like creating fake KKK threats to drum up racial tension during civil rights.

Like most public defectors of the era, he's a bullshitter.
Ceramic will have to do for now
https://www.businessinsider.com/the-internet-archives-100-ce...
> As I mentioned before, heterosexual male teachers are not automatically viewed with moral suspicion in all-girls schools (second example: https://www.theatlantic.com/sexes/archive/2013/03/the-perils...),

There's nuance in this you're not seeing.

Those teachers may be married and/or have daughters. A single male SHOULD be questioned.

> You are applying a double standard to homosexual males that society does not apply to heterosexual males.

Again simplistic logic. A double standard does not preclude it from being true. You have to see motive. Your link isn't evidence for anything. Can you read the minds of those teachers? Do you know if anything happened behind closed doors?

By virtue of once being a young single heterosexual male with no children I know how these men think. A high school teacher at an all female school is not only fighting external forces of how he's perceived but the internal forces of his instincts. If an attractive female HS student makes a move, the temptation is real.

Typically for males, though, the consequences of such violations are a hundred times more severe then if a female did it so you tend to see female teachers violate this rule more regularly.
$260k salary (not TC) is a lot! Median personal salary in SF is $96k.
Can you name the 16th and 17th largest banks?

Most of us can think of a few big ones, and a handful of local ones.
this is a response to the title: the crack that just appeared must be the largest!
As someone who works in industry, I regret going to grad school at all. It didn't do anything at all to further my career. I know people with PhDs too and all it did was bump their initial salary by a few years worth of raises (but at the cost of spending even longer getting their PhD). Unless you're going into research, I would say just starting working as soon as possible.
They’re confusing cause and the current situation. The cause was not a joke in the balance sheet, it was a liquidity crisis, SVB created a hole by taking a haircut on the illiquid assets to try and keep the house of cards up.

Few of the explainers are covering both parts of this.
I see Pascal as not really very different from C, except a bit more wordy. It's fallen out of general favour since the 1980s.

IIRC, there were several Pascal-to-C translators around that didn't seem to do a great deal more than 'search-and-replace'. (As in something like '{' instead of 'begin' and '}' instead of 'end', etc.)

Get a hold of Wirth's book on Pascal and have a rummage through it. See if it catches your fancy. There are quite a few Pascals out there on the Web. Grab one and play with it if you want to go any further.

http://libgen.rs/search.php?req=pascal+wirth&open=0&res=25&v...
We bank with Mercury and I couldn't get a hold of them in business hours after receiving this email at 5:30PM CET on a Friday (unsurprisingly). This email seems odd to me, Mercury shows a transaction posted as of March 9 for employee payments, and another posted as of March 10 for tax payments. Had I was successful in contacting Mercury, would they even be able to reverse them?

Rippling should be working with FDIC to sort out these in-flight payments, not asking their customers this. When I reached their support team for what the additional instructions are, I couldn't get an answer. This situation sure doesn't look great.
If they had more capital, wouldn't that have made them _less risky_? Sounds like a tautology!
It think this stretches eventually. I think it as, If the current value of assets is less than current value of liabilities, we have solvency issue. If the current value is higher but will need some time to offload those assets, it is a liquidity issue.
> then we need to come up with better reasons

the best reason is to allow more risks to be taken.

A 100% reserve system means that a bank would not be able to make loans that they'd want to make (aka, a customer wants the loan, and they can service it, etc).

A 100% reserve system would seize up at a small shock much more easily than a <100% reserve system. The reason is that if a bank required 100% reserves, they would not lend money (even to another bank), even if the lending would've been profitable. This means a bank must standalone on an island, rather than as an inter-connected network with other banks.

You pay for <100% fractional reserve system with some risk of bank runs. If the majority of people can get a gov't backed guarantee that they would be made whole, these runs tend to be minor or not happen at all. And overall economic activity is smoother due to more liquidity available to lubricate everything (e.g., it's easier to get loans to do things to provide more economic activity).
Indiana University a Midwest US state school has a 3+ Billion Dollar endowment behind it and ranks 16th right now. University of Texas is #1 at $42B and Berkeley is 20th at $2.6B. These are just state schools. Stanford is at $38B and Yale is at $42B. There is plenty of money out there in the university endowments. They just need to spend it on things like research and professors rather than Golf Courses and sports stadiums.
What is a "30 day" bank run? How is a bank run measured in time?
Elon Musk reportedly wants to be his employees' landlord: https://www.msn.com/en-us/news/technology/elon-musk-reported...
Generally not, but there will always be someone (next in line) who is responsible for the overall risk management. I think the problem was, once they discovered this mess, there wasn't a whole lot they could do, with rates going up. They could have booked several billion dollar loss early on, but instead, they decided to wait it out.
Version SAT (2016)
> The winning strategy is to pretend you are committing to the group (so as to maximize the time you have) while selling as fast as you can. See also: Bill Hwang's Archegos Capital.

No, the consortium members actually made money by slowly unwinding LTCM's trade book. It's not clear that a fire sale of LTCM's collateral by a rogue counterparty would have done the same, and at best might have just minimized their losses had LTCM completely collapsed.
High duration, yes, but actually extremely low risk.

The thing that killed SVB was the bank run. They would have been fine with the raise. Panic set in and killed them. FRB is not in a better position, but nobody is panicking, so they’ll survive.
I'm a bit wary about filling the external wall with polystyrene balls or whatever. I need to determine whether there are enough brick ties installed and that they are working. Brick ties are basically bits of heavy wire that should be laid in the mortar that hold the two rows of bricks together.

The idea of filling the cavities of a fairly old brick built building with some form of insulation is sound but does need care. In the UK (and elsewhere too) we generally go for "sticks and bricks" construction. The external "box" is often a double skin of brickwork. My house is roughly six meters by 12 meters (20' x 40') in plan. Each storey is about 2.5m high - that's why you see wood in 2.4m lengths (allow for bits above and below).

So let's look at the structural components: Take a wall 12m long x 5m high. The wall is constructed of two skins of brickwork. Brickwork is very good in compression but not so good in response to a lateral force. If wind is allowed to whistle inside our brickwork it will basically raise the pressure inside the gap between the two skins of brick. If you pump something into the gap that will also exert a lateral force. To stop your walls collapsing outwards, you should have brick ties installed and they should be in reasonable condition and the mortar should be gripping them effectively.

You can go for external or internal insulation instead. External means cladding of some sort and internal means you will lose some internal floor space.

The biggest gain of all is insulating the loft - heat rises. You should aim for a good 250mm of "wooley" or equivalent.

In general I'd suggest looking for draughts and plugging them. Do be careful that ventilation is still maintained.
Right. But that is exactly the distinction between being illiquid and being insolvent.
I wonder though how big the risk is. SVB is, according to the business press, in trouble because they parked a large excess of deposits over loans in low interest rate US government debt. The mark to market value of that debt has fallen as interest rates have risen, but it's not like the bottom has fallen out. The bonds still retain 90+% of their value. Note that the capital hole SVB was trying to plug when the run started was that large relative to their deposits. If Brex is loaning a fraction of verified deposits, against the money those depositors will get back once a buyer is found for SVB, there shouldn't be that much risk. It's likely that depositors will get back most of their money - I don't think you'll see a fire sale, pennies on the dollar deal here.
Where does one acquire a smartcard? I can't find anywhere without a MOQ
A stubbornly strong economy complicates the fight against inflation
Every game has winners and losers. The fact that losers exist doesn't mean there aren't winners. Banks with poor management go bankrupt. The ones with good management run the entire economy. One doesn't detract from the other.
Not anymore. Very few maintain this, JPM being the notable exception.

The only difference is that panic set in and there was a bank run, largely led by VCs telling startups to pull their money.
That only exists in a few regions, hence regional.
At least someone does, because I avoid it when I can.
Employees have no choice and no insight into what contractor their employer outsources payroll and taxes to. Unless the employer is liable for trouble that their contractor caused there will be all sorts of perverse incentives - it has happened before that the cheap payroll contractor did not pay taxes although they said they would. The agency of choice and the liability must be with the employer, else all sorts of undesirable things will happen.
Moody's Downgrades Credit Ratings on Silicon Valley Bank, SVB Financial
Hosting providers such as Hetzner or OVH take care of all of that for you and include it into a fixed, monthly price per server.

I however would like to address some of your points which I find absolutely ridiculous:

> Staff salaries for administrators that maintain an on-premise data center

Every cloud-native company I've been at had an entire team wrangling YAML files around. I'm not exactly sure why they had to do so (because everything was stable and as you say, the cloud is supposed to handle all maintenance/etc for you) but they did and cost a pretty penny.

The only case where I genuinely agree that the "cloud" saves money on administration is fully-managed PaaS providers.

> The cost of keeping the servers powered 24/7

A non-cloud-based, peak-capacity-sized deployment costs less to run than a cloud-based deployment scaled at minimum capacity. Servers are super fucking cheap nowadays. Hetzner will happily sell you a 16-core, 128GB of RAM, 4TB redundant NVME SSD machine with 20TB of included external bandwidth for ~150 bucks a month. AWS will cost more than that on bandwidth alone.
I take 10% of my salary in an equity IOU (ESPP) and I'd do more if they'd let me. But they only let execs into the deferred compensation plan.
FDIC insurance does not come from taxes.
Thanks. The article interests me and I appreciate you making it available to be read by all.
Pun probably unintentional.
Back when this promo was still going on, they were the good ones
With a recent PR, text-generation-webui makes this very easy to use https://github.com/oobabooga/text-generation-webui/pull/206
> The government solution is the one that enables identity theft. Right now that means taking out credit in someone else's name etc., and we put the cost of that on some large organization or insurance company and just eat it.

How do you get back a compromised Google or Facebook or Twitter account?

If your former spouse changes your password on google and is able to answer every security question you've set up just as well as you can... what can you do about it?

On the other hand, when the change of address form at the post office goes in you can walk into the post office and say "this is my government issued ID and I still live at this location. Change my address back to my proper residence and put a hold on future address changes for that address without verification."
Have you tried using vims :Termdebug? By default it's GDB but you can use rr or others inside of it. Just like anything else in vim you can extend it to fit your workflow.

It has some rough edges sure but I'm using it successfully with C and Rust. If you have tried but still don't like it what's your use-case?
I disagree with the overall learning from SVB’s collapse. Bonds are safe. The learning, to me, is that keeping interest rates at zero for too long distorts expectations in an unsafe way. What did SVB do wrong, exactly? They took in a lot of money, i.e. they ran a successful business. And they bought safe assets with that money. Who at the time would have disagreed with their strategy? The issue is that the Fed created expectations that interest rates had a reasonable chance of staying 0 for the next decade. This blame falls squarely with Powell. He lowered rates in 2019, well before the pandemic. Who can blame someone for seeing near-0 rates in 2019 and believing they would stay that way well into the 2020s?

Also worth noting that SVB was not the only one to belief this. The market, in general, was supporting insanely high valuations whose only justification was near-0 rates well in to the future.
We didn't bail them out.

Banks pay insurance premiums to the FDIC. These premiums create the reserve the FDIC uses to pay for these exact situations.
Even under the ancient - and extreme - jurisprudence of 'an eye for an eye' then this is clearly not fair unless a cracker actually ruined people's lives.
Right. The "soft skills" that make you popular and likeable with your peers are seriously disjoint from the "soft skills" that show you're in tune with management's (possibly unstated) priorities and know how to navigate them and know where the actual decision-making power centers are (and aren't). Sometimes, these skills are antagonistic to each other.

Trying to munge these all together under one label seems counterfactual. Certainly, they're very different sets of skills: the former are social, the latter overtly political.
Bing crossed 100M daily active users for the first time with Bing Chat AI
No to mention the rather flippant suspension of Charter Rights during the Trucker Convoy.
I agree with everything besides “business X relies on lending.”

Businesses _in the west_ rely on lending. Islamic businesses _cannot_ morally or legally rely on lending, so they must have alternatives. And if you look at the alternatives you will realise that debt is not essential.

Sure, if all western governments banned lending tomorrow there would be crisis, but because any major change shocks an economy, not because economies _need_ debt.

Haha I knew you’d come around about the GFC, it’s definitely not a good example of the superiority of Western Financial system LOL
It only takes one bank to default, and an infinite amount of articles like this are instantly published. Urgh.
What gp said is not a headline, it's a paragraph.