skysight-inc/HackerNews huggingface dataset:
I don’t think regulator nepotism is the main reason that the authorities would be uncomfortable with loan decisions being made by a system that definitionally reinforces existing biases and is incapable of thought. It’s just a bad idea!
I'm very interested in this space. Can you share an example that illustrates the difference in "understanding" between the two?
How do you use it? I don’t use any kind of cloud for my photos, they’re either on my pc or on my phone. How do you utilise the cloud?
SVB does not deserve a bailout. They DID NOT hedge interest rate risk at all
Can you quote this part?
And over-leveraging your bank is bad business, but they do it anyway.
video editing?
You have stated Modern Monetary Theory precisely. Yes that is the new modern argument - government prints money, spends it on hospitals etc thus putting it in circulation and deletes it by taxation.

One HN comment == ten years of economic debate. :-)
It’s a hassle to get codes from within the menu though. There’s other Authenticator apps though and Tofu is FOSS.
Why don't defendants take the stand? Because even if they're not guilty of the crime they're accused of, they're usually guilty of something else. China's refusal to completely open the books is not strong evidence of lab origin.
In Jaron Lanier's review of John Markoff's book "What the Dormouse Said", he mentioned an exchange between Douglass Engelbart and Marvin Minsky:

https://web.archive.org/web/20110312232514/https://www.ameri...

>Engelbart once told me a story that illustrates the conflict succinctly. He met Marvin Minsky — one of the founders of the field of AI — and Minsky told him how the AI lab would create intelligent machines. Engelbart replied, "You're going to do all that for the machines? What are you going to do for the people?" This conflict between machine- and human-centered design continues to this day.
Silicon Valley Bank paid out bonuses hours before seizure
Same. iPhone 12 Pro ran it just fine.
Right. It's how mutations are done.

But there is a lot of mutable code that could be immutable, and `useEffect` is how that happens in React.
Because image macro text is in all caps?
I have paintball and pellet guns and I can assure you while they are fun it is not the same. Although high calibre (.30) precompressed pneumatic air rifles are approaching the capabilities and fun of combustion propellant firearms pretty rapidly these days. And as a plus you can fire them full auto and with noise mitigation attachments without the legal worries of combustion firearms.
because they are the "daddy" now .. wait until you find out that you cannot request records held in private, on you. Add to that the low-cost and culture of incrimination ... and .. once you get on that list, for any reason.. oh well
“Aware of” does not necessarily mean “capable of dealing with”. Forensics is generally bad science, yet gets admitted into court all the time. This occurs despite many legal textbooks, papers, and court opinions highlighting the deficiencies.
Borrowing short term and lending long is what all banks do. The problem here is a lack of diversification.
TLDR: He was so desperate to get rid of his tokens that he neglected setting a slippage parameter on his transaction. Therefore, he basically got frontrun and got pennies on the dollar for his inital tokens
You don't need to check a random sample. You can have a policy where every single loan application is checked by a human, and you can add whatever affirmation is needed. It will still increase the productivity of those loan officers by a factor of 5. (Put it differently, banks would be able to lay off 80% of their loan officers).
More like totally impractical for living specimens that you want to continue living meaningfully.
Not spending takes it out of the system.
There is alternative firmware that allows you to do some things with rolling codes. Most of the cool stuff the flipperzero can do can be found here - https://github.com/djsime1/awesome-flipperzero
If the default is on, most people would have it on.
Lost touch with reality?

Droughts, wildfires, hurricanes/typhoons seem as real to me as "scientists" continue to squabble. Critical viewpoints are integral to the "integrity of science", but without application/action where is the actual contribution?

Maybe the article authors are suggesting: just set at RCP2.6 or favor the IEA baseline range and call it a day? I would think they would lose funding, speaker fees, followers, etc...

One missing variable in the socioeconomic assumption input to RCP assessment is the proliferation of dis/mis information or lack of open data access.

As the west looks on, some global partners are displaying excellence in cooperative data sharing and full disclosure on consumption patterns to help inform policy development: https://youtu.be/gfIoS9NB0Wg

Stick that in RCP input.
Not true. Imagine there was only ONE bank.
I've been following LLaMa closely since release and I'm surprised to see the claim that it's "general consensus" that's it isn't superior. I've seen machine and anecdotal evidence to the contrary. I'm not suggesting you're lying, but I am curious, can you point me to something you're reading?
I was working on an app as a side project similar to this. Basically each traveler would fill out a form saying I live in X and I have access to car/train/etc. transportation. The idea was to match people and then find a central location for remote teams to meet up. For example, 2 people live in Chicago, 3 in NYC, and one in SF. Where is the best city to meet up; however, I was optimizing on cost.

It turns out several people on HN had similar ideas (Villagers app was one but it seems to be offline now https://news.ycombinator.com/item?id=33344734). I stopped working on it after reading this HN thread where several people linked to various articles like https://blog.garrytan.com/travel-planning-software-the-most-....
I work for a large corporation, and a few people around me use Matlab. I don't, and I don't know Matlab (I used it for just a bit in a numeric analysis course 22 years ago and don't remember much).

Anyway, how reasonable would it be for me to tell them "Try to run your code with Octave"? i.e. how likely is this to succeed?
> Nowadays this metadata should be extended with description of AI postprocessing operations.

Of course. But to ensure that's valid for multiple purposes we need a secure boot chain, and the infrastructure for it.

To get there we need an AI arms race. People trying to detect AI art with machine learning vs. increasing AI sophistication. Companies trying to discourage AI leaks of company secrets and reduce liability (and reduce the tragic cost of mistakes of course) vs. employees being human.

Or we could have built a responsible and reasonable government that can debate and implement that.

Maybe I'm naive. I'll take responsibility for that.

In the meantime, it's playtime for the AIs. Bring your fucking poo bags, theyre shitting everywhere (1), pack it in, pack it out.

(1) what the world didnt know, was that this was beautiful too.
Sorry, what do you mean by mutable vs immutable code? I don't think it necessarily has to do with mutability, because you can "mutate state" in regular callbacks without useEffect. The only way to get true mutability in React is via refs, all other state is immutable.
Can’t leave Maps as well. I usually keep both on my phone but Maps is taking the cake. Apple Maps is far from usable in some scenarios where I am unfortunately. Also I’m not sure if I want to put everything in apples basket either. I usually feel overwhelmed honestly, no idea how to keep everything as private and not miss out at the same time.
Saying a machine cannot understand the way humans understand is like saying airplanes cannot fly the way birds fly.
Awful use of the language model.
nice. too bad the discussion doesn't go deep enough into how ubuntu sort of intertwines canonocal into the os. Like /etc/motd and other packages that phone home all the time. Not only are things opt-out instead of opt-in, some things you can't opt-out unless you delve into the sources (which at least you can do with the core OS)
Another big difference is quality of the results. Haven't tried myself but seen many complaints that it's nowhere near GPT-3 (at least for the 7B version). Correct me if I'm wrong!
What they don't bring up. The peg is a lie, hit $0.87.

https://www.cnbc.com/2023/03/11/stablecoin-usdc-breaks-dolla...
Ask HN: Why was the IBM PC keyboard so loud?
Did it give the impression that this computer is for business? And if so, was it successful in that regard?
This is an excellent article, but I feel like the problem is just that we've set these arbitrary standards for living space, and now it's hard to meet them. Why not flex on them?

For example, do bedrooms really need windows? As someone who's a light sleeper and a fan of blackout curtains, I'd actually appreciate a lot less natural light.
Completely agree, that part of my comment was only meant to speak to the political environment.
Here's a constructive critique: your post mentions the word "build" four times, but it does not mention the word "customer" once.

One possible exercise: Research 20 different potential customer niches, who might have jobs that need doing or frustrating issues they need help with. Reach out and interview a people working in each niche who could be potential customers, learn about their perspective, their challenges and frustrations, the existing tools or services they have tried, and how they fall short.

Another possible exercise: go read a "marketing for developers" book. I enjoyed reading Rob Walling's book "start small, stay small" a decade ago. Rob discusses some approaches to bootstrapping a business, including building things that people are already searching for. Some of the tricks and tools will be a decade out of date, but the mindset will not. It might be worth doing this to start thinking about what kinds of customers or niches would be more or less viable, and what mechanisms you have to learn about their needs or communicate your product/service ideas to them, to define some filtering criteria, before starting to research potential customer niches and interviewing people.

A third possible exercise: ban yourself from using the vague word "idea" when writing and thinking about possible businesses to build. Instead, read the first few chapters of a marketing textbook, and only allow yourself to use terms and language defined in the marketing textbook when writing and thinking about what you are going to do next.

https://startsmall.com/

https://open.umn.edu/opentextbooks/textbooks/principles-of-m...

(take all these suggestions with a mug of salt, i'm merely a professional builder of software things, i don't have any experience with marketing or how to bootstrap a business)
Great list!

> Missing whitespace. I've since realized that there is no perfect solution to this problem.

Indeed :)

HTML had the same problem, albeit with different and equally frustrating choices.

The problem is inherent to markup languages: difficulty separating intentional content from internal formatting. That is the both the feature and bug of markup.
you're aware that barrels of oil are sold in USD and this status is what maintains the American position as the world's reserve currency, right? you're also aware of the wars, coups, and sanctions that have been used over the past 60 years to maintain that position? Venezuela and Iran are the only two countries to have left that standard and we've ratcheted up sanctions on both in response.
Yes they don't have a shortfall as long as there wasn't a bank run and they'd have time to unwind their long term bonds.

But they don't have time and did have a bank run, and therefore they do have a shortfall.

I think you might be able to argue that the bank itself had enough intrinsic value beyond it's ledger which could make up the shortfall, but that's all in the eye of the beholder who might want to buy them. We'll really see whether this is the case or not based on whether they have a new owner on Monday or they don't.
So does every CEO, just not publicly
Your tool does not allow for classic federal tax rates. It caps in the high 30s claiming higher taxes "do not work" in spite of the fact tax rates were double that for decades.
It’s not that bad. Israel shows is that you can grow crops efficiently with low water.

Pistachios will probably go away. Beef will get more expensive. Rock and astroturf will replace lawns.

The real problem is the social strife from all the incumbents that believe somehow they are entitled to not adapting.
Oh but the plot thickens. Was this post itself a result of AI plagiarizing/paraphrasing of another older post?

https://old.reddit.com/r/Android/comments/11nzrb0/samsung_sp...
23% of the reserve, or $9.7B is held in cash.

I think on Thursday, SVB saw cash outflow requests over $40b in one day. USDC peg is so far below 1 right now there will definitely be a lot of par arbitrage Monday trying to withdraw.

Hopefully it doesn’t take longer than a day for them to settle treasury trades, and maybe some people have lost the keys to their crypto. They could also possibly have a line of credit with instant settlement assuming they’re truly solvent with marketable securities at market prices.
A Tough Weekend
It can't have been that incomprehensible if you got that much out of it, but I mean if you're going to call me wrong, what's your take?
My manager does not have to do this with me. We meet once a week where I update him on my progress for the projects assigned to me, or decide which next project I should take on. If anything impacts my ability to deliver, or if anything is unclear in terms of scope or priorities I talk to him on Slack to resolve it.

I am a professional. I do not need to be reminded about what I have promised to do. Maybe that's why I'm paid good money to do what I do.
Adblockers usually apply a combination of a network filter and a CSS filter to block the offending 3rd party script, and make the HTML element containing the ads invisible.

While network filters are still working well, it's getting harder to block on-site elements like popups because web frameworks often generate nonsensical class names to apply on divs, to prevent Developer A's class names and styles from conflicting with Developer B's. So if previously you could successfully hide the HTML email popup container by looking for the class/id "ad-container", you won't be able to do that if the class/id changes to "xxgsgshhmahbgsg"
You've asked a key question. Whether it came from the lab or a wet market, it is China's fuckup. We in other countries can at best punish them for that fuckup regardless of origin, but we have no control over their labs or their wet markets. That is China's problem to deal with.

As scientists, on the other hand, we like to understand things whether or not there is practical benefit.
Let me turn this around:

People to folks with student loans: "You know what you were signing up for."

Why is it unreasonable to say: "You know that banks only protect up to 250K, why are you surprised? Do better next time."

If its reasonable to protect the customers of the bank above what FDIC already does, then I don't wanna hear the same folks complain about loan forgiveness.
Whoops. I linked the wrong model. Middle of that page has a section on all the different options for the drive bay. A few that look very similar are m2 nvme.

I have a https://www.supermicro.com/en/products/motherboard/X10DRH-iT and they don’t support bifurcated pcie. It’s a shame cause I’ve extended the life of the servers by using pcie adapters to add high speed io layers and I’m limited to one device per port. I’d love to double that density.
How is this different from a HomeOwner's Association (HOA) enforcing community standards?

I don't understand the linked article (or your) point about this being some sort of illegal collusion. Can you help me understand how this is fundamentally different from an HOA enforcing things like "no boat parking"?
> But the real question is, of those $1 trillion in assets, how much did people actually lose, and how much did either the FDIC or a taking-over bank cover? Anybody have that number?

Zero.

Since the FDIC was founded, no depositor has lost a dollar of deposits in an FDIC-insured institution.

There are some non-deposit things that, if you squinted, looked a bit like deposits, and people have lost out on those.
I’m not against React but it sure seems like it’s more complicated than vanilla JS. The hater energy might be a clue knocking at the door, trying to quietly inform you of something you don’t want to hear.
Steady Lads
Terra was no stablecoin and it has been constantly pointed out that it wasn't.

USDC is backed 1 USDC for 1 USD. What you're actually seeing here is that the traditional finance system has lead to a crash in crypto. That's almost refreshing. Usually crypto fucks up by itself (see FTX and Terra for the most recent ones).
Medusa and the Seer
My ryzen 5900x spikes to 70% usage from this site - usually only goes that high when doing machine learning.
That is irrational behaviour. Depositors should spread their cash across multiple banks. This is very basic risk management.
Authenticator can be backed up locally by using the same mechanism they use for migrating to a new device.

That mechanism gives you a QR code containing the account information for one or more accounts, which you scan on the new device in Authenticator to import those accounts. Repeat until all accounts are migrated. I'm not sure how many accounts they can put in one QR code (I've only used Authenticator briefly to help someone else figure something out, and only put in 4 codes), but I'd expect at least 20.

To make a local backup just use the migration mechanism but instead of scanning the QR codes on a new device save them somewhere. On Apple devices you should be able to simply screenshot the migration QR codes. I've heard that on Android Authenticator blocks screenshots.

The contents of the QR codes are base64 encoded Google protocol buffers. If you extract the contents of the QR code, you can use the command line tool otpauth [1] to extract the TOTP setup URLs for each of the sites in the Google migration code.

You can have otpauth turn those individual site setup URLs into QR code images. This will do the trick:

otpauth -qr --link <text_from_google_QR_code>

That will leave one PNG file per account, named after the account, in the current directory. You can use those PNG files to setup those accounts on any other TOTP app that can scan QR codes.

[1] https://github.com/dim13/otpauth
I have no clue about this stuff either, but in my mind, every competent CEO has already asked their staff what uninsured deposits they have, what the financial condition of the institutions they have those uninsured deposits in is, they've asked their staff what they can do to mitigate risk from those uninsured deposits, and they want that answered over the weekend so they can go over it in an 8AM meeting on Monday and decide on what actions to take.
Because to keep people comfortable, and make them adopt it, it needed to have some characteristics in common with typewriters. I think.
Unfortunately, the current tax structure disproportionately affects not-as-wealthy people/companies. So raising taxes would probably be a very unfair move to most people.

My fantasy would be for the government to abolish taxes altogether and just print the money they need, then use whatever mechanisms they have to take enough money out of the market to keep inflation in check.

That way we wouldn't have to pay taxes and the government could just get whatever money they need when they need it. I mean, they already do, so why make people jump through hoops and threaten them with jail for not paying taxes properly, if they could just do without taxes in the first place?

It kinda feels like the whole system is a scam to keep control over the population.
Yes. I was using julia as a shell calculator to multiply small matrices. Octave happens to be much faster for this (admittedly niche) use case.
It's pretty easy to use it for naughty things like brute forcing gates/garages, cloning NFC/RFID badges, turning off other people's TVs/aircons, messing with car key fobs, cloning iButton keys, etc
I did not say that at all. This programs relation to theory is about the same as the relation between numbers and calc, while numbers are very important to calc you are not learning or using calc by using numbers, there is a hell of a lot more to it.
Isn't that the case that when a HQ of a company/parent company files for bankruptcy, then all UK and EU branches must also immidietly close?
Terra was collateralized by crypto. USDT is collateralized by… something, maybe. Given that USDT always regained its peg regardless, the depeg of USDC seems like an overreaction.
Hey NoCoiners, can you give us some coin?
> ... entirely different ...

The article nailed the "unrealized losses in its htm (hold to maturity) fixed income portfolio", and it nailed the risk of deposit bleeds forcing liquidation of the htm assets, realizing the unrealized losses, leading to insolvency.
Considering that the Adderall shortage has affected my pharmacy's supply of Concerta, you are probably just relatively lucky.
It was always baffling to me that collusion on financial aid wasn't illegal (also note that it's not just the Ivies that are involved.)

I find this particularly interesting:

"But the 3rd Circuit’s 1993 rationale isn’t helpful to the Ivies today. Back then, the court rejected the government’s accusation that the schools’ cooperation on financial aid increased tuition for other students. But subsequent work has concluded that the government was probably right."

Over the past 30 years, universities have absolutely continued to raise tuition and fees beyond the rate of inflation. They have increased the size of university administrations and enhanced campus facilities and services to some extent, but the educational benefit isn't as clear, while student loan debt has ballooned.

Tuition at Yale (for example) was about $15K in 1993 (equivalent to around $31K today.) In 2023 Yale's tuition is more than $64K.

I'd like to hear Yale's explanation of how this is possibly sensible.
>... it's about the "did they actually delay payments", which is an active process and requires intent.

You mean like making the big decision to switch banks during a crisis like this knowing that payments would likely be delayed as a part of the process? Huh, would ya look at that.

If you're aware of the fallout that will occur when you make a decision, and you still make that decision, it's your fault. They knew what would, or could, happen and they said, "Do it".

If we really want to compare this to Amazon, the correct analogy would be, "This item ships to you every two weeks. It would normally arrive today, but Amazon chose to switch carriers at the last minute which requires package re-routing, so it will arrive in two days". There wouldn't have been a delay if Amazon (or Rippling) hadn't switched carriers (or banks).
Show HN: Insula, an AI humanoid you can chat with
I built this because I feel like the natural speech modality with AI is underexplored. I would love to one day have a genuine AI friend, and I think Insula is a first step towards that.

Please give me your brutally honest feedback, thanks!
Are we sure it was not actually done by some other country like USA for example?
Xwoaf-rebuild-4.0 http://pupngo.dk/xwinflpy/xwoaf_rebuild.html

One floppy image, full GUI and tons of applications through busybox. Here is a video showing the full distro https://www.youtube.com/watch?v=8or3ehc5YDo

On the other hand it's not "modern", 2.2.26 kernel is from 1999
On the contrary, OPs site is much more the type of thing people were experimenting with early on, about 25 years before today's sameness.

I wonder what percentage of today's HN readership built a site along these lines using image maps:

https://www.w3schools.com/htmL/html_images_imagemap.asp