skysight-inc/HackerNews huggingface dataset:
(hopefully by focusing on two current Republican governors and praising one and hopefully being even handed, this doesn’t turn into a political back and forth. I’m not really interested in getting into Democrat vs Republican whataboutism)

I can never see myself personally vote Republican because even the Republican politicians that I don’t have any personal antipathy toward (ie what are now called “RINOs”) still enable the ones that have cultural policies I disagree with.

That being said, I have to admit that I think some of the best governors are the Republican governors that “don’t do anything” besides act like a CEO and are more concerned with governing, bringing business into a state, balancing the budget, and don’t get into the culture wars.

I lived in GA until last year and I can say that every governor both Republican and Democrat have fit that mold since I actually started paying attention in the mid 90s.

The current Republican governor Kemp fits into that mold. He didn’t kowtow to the “election is stolen” crap. He didn’t get into the mud with Trump during his election or primary and he even signed a law making citizens arrest illegal after what happens with Ahmaud Arbery.

He even fought to bring in the “Soros controlled clean energy” Rivian manufacturing plant.

Now I live in Orlando, and Desantis is the exact opposite of Kemp.
People will quickly see that their faces don’t look right. That’s usually the first thing they look at.
> You must also understand that in Russian culture it was common to mock Ukrainians as dumb farmer hicks, while thinking of themselves as highly technologically advanced.

Where did you get this info from? My experience growing up in USSR (in areas that are now Russia and Ukraine) was totally different. Ukraine had a reputation (well deserved) as a major tech hub. Most of Soviet space industry (military for one) was there -- rockets, missiles, rocket engines, electronics. Kyiv University was one of the major places of learning rivaling MGU (Moscow State University). People from all over the Soviet Union were fighting nail and tooth to be allowed to move and live in Kyiv. Yes, there were folk-jokes (anekdoty) about Ukrainians like about anybody else. This does not reflect in any form upon the fact that Ukraine was very highly developed republic within USSR. 3 out of 7 leader of USSR were Ukrainians (Khrushchev - 8 years, Brezhnev - 18 years in power, Chernenko - 2 years). Ukraine has always been a force to recon with.

EDIT: typos.
Coinbase has paused USDC to USD conversions over the weekend:

https://twitter.com/coinbase/status/1634399032767307776
Heh, ok so he's still got the midas touch then :) I hadn't really seen anything of him recently but I figured in a "stopped clock is right twice a day" way he can't possibly always be wrong, but maybe I gave him too much credit
That wouldn't forgive bouncing emails as the account was full. At a bare minimum, it should say the email isn't in use, but it doesn't make sense that a bug report like email would even go to PR.
Deposits aren’t free. We will use round numbers. If I take $100B in deposits and pay .5% interest, that’s an expense of $500M per year and including overhead even when rates were 0, deposits at a bank cost more than 0.5%.

So I need to lend it out so I can make the spread and I’m not just bleeding it money
Last time I tried Octave it was several times slower than Matlab. Why use Octave instead of R, Python, or Julia? There is nothing Octave/Matlab can do that they can't. And anybody needing Matlab surely can afford to pay the licence fee?
Sure, and I didn't answer the question. I think it's hard to answer the question in a fair way. Banks and financial instututions fail in various ways from small to big more than most people think. On the other hand, they are 'too big to fail' so their mistakes get fixed by governments out of the public purse.

These options are not currently available to cryptocurrencies, but that's a social choice.

I tend to think that the scamming aspect of cryptocurrencies is massively overstated. There are lots of ways to be taken in and scammed, but that's true in the fiat world too. A small amount of care goes a long way in both worlds.
I wonder if someone is working on LoRA training for LLaMA? Maybe someone could fine tune an Instruct-LLaMA.
In general I dislike advertising industry, just like I dislike the banking industry, or the gambling industry, but I think the comparison to a crime syndicate is not a good one. The difference is that the existence of both is within the boundaries that are specified by law, which is the most objective mechanism that we have to define something as honest. I don't think the law is always right, but it's got to count for a bit more than each individual's subjective morals. Because in principle it tries to break down things and isolate exactly what is problematic, which is something we're not doing when we pass general judgement in the form of an opinion.

Wouldn't you agree for example that collecting and analysing user data for purposes of displaying relevant advertisements doesn't have to be dishonest, if the users consented to it? Maybe then the problem becomes that some methods of obtaining user consent are not honest -which would mean that there could be methods that are honest, and companies that can follow them.

And if the subject is so nuanced then maybe it's not fair to say that an employee that simply wants to work in their domain of expertise doesn't do honest work, just for failing to set more strict standards than the law with regards to their employer's activities.
It's an estimate.

https://en.wikipedia.org/wiki/Estimation
Agree. Inheritance is a code smell. And clean code does not smell :)
Both, yes.

The second one depends on your configuration, and your configuration depends on your hardware and your use-case. For example I have some 4GiB VPSs with a single vCPU and slow IO, so I configure the virtual memory to aggressively compress unused ram with lz4; decompressing them takes no CPU power and is orders higher throughput and lower latency than any disk swap can ever be, even when using just 1 vCPU. Then it means I have gigabytes of RAM that is used as file cache, instead of wasting that space with unused ram, and when everything is needed at the same time it just drops the cache. Having all that cache availability also means that it can take in a lot of files without locking up.

The first one also happens when you have too much RAM allocated for your things. When it's temporary until your applications finish it'll swap around and slowly finish eventually, but depending on your over-allocation and your swap's speed it can take significantly longer.
The Coffeeshop Fallacy (2011)
Nothing in the world “prevents insolvency”.

But different investment strategies present different risks. For a bank with a high correlation between deposits and low interest rates, having more investments with strong alpha to low interest rates presents more risk.

So, 28% is less risky than 56%, and Wells Fargo’s depositors have very different profiles than SVB, and WF is subject to the Fed’s liquidity rules that SVB was not.

So, while there is no such thing as risk-free anything, they are such totally different animals that the only reason to act like WF is lying / making PR noises not based in reality is the underwhelming observation that they both have “bank” in their name.

It’s a very low quality, knee-jerk, low-effort comment. That’s all.

(I really dislike WF so if the new HN ethos is to make wild unfounded claims just because we don’t like a company, I guess I could get on the bandwagon.)
Yes (I just don't have that much ram)

I have a separate branch that streams weights from ram - at which point I think I was only seeing negligible performance loss compared to storing the weights in vram. The bottleneck was compute, not GPU bandwidth.
Nice! I wonder whether there will also be public MPW shuttles?

Also, curious whether open tools suitable for HF design are available that could be used with this PDK.
Yes a Beowolf cluster could definitely harvest crops.
It really isn't your money is it. I used to think these "get your money out of banks" folks were kooky we-didn't-land-on-the-moon conspiracy nuts. The more I read this thread, the more I think they are right.
> You can get sued if you publish someones real pictures without makeup and photo-shopping.

That sounds really weird. Any further info?
A common kind of gobshitery to read these days, to make the straightforward into 'mysterious', 'unexplored' etc. to try and intrigue the reader into thinking they're being given some kind of deep and exclusive information. It's not caviar its fish and chips, and there's nothing wrong with that.
> Amazon requiring 2FA on deliveries.

That's probably not about information security, it's simply Amazon not trusting the gig economy delivery worker enough with an expensive package, so they give you a number only you know and he doesn't, and that's how they verify that he has to interact with you before marking the delivery as done. It's to prevent a common kind of theft.

(I'm not talking out of any inside knowledge on the process, just thought that'd be the reason)
Yeah America is the _only_ country in the world where people transport their bikes with their cars.
Ask HN: Best pretrained OCR model for dashcam footage?
I'm trying to detect things like speed limits, stop signs, retail building signs from a relatively low quality dashcam. The video is 1440p, but the optics aren't great.

So far I've been using generic OCR models like [1] and [2], but the results aren't great.

[1] https://github.com/faustomorales/keras-ocr
[2] https://github.com/JaidedAI/EasyOCR
I'd say they should learn that super low interest rates are nonsense.
That would actually be a useful feature, I'm aiming the camera but based on what makes "good professional" photos, it suggests "move to the left so you frame the picture well" or "those two people should be more spread out so its not one person with two heads" etc, kindof like lane warnings on cars.
Lol hell no
I have a few questions: Is this specific for the moon or is the AI generally sharpening around dark areas? If it is specific to the moon then how many common objects does the camera recognize? If you did the same test with a picture of a stop sign or a popular car would the results be similar? Also is this processing done on the camera or does this require an internet connection and work on Samsungs end? I have known about AI image enhancement for years but the idea of recognizing then re-texturing common objects is something I had never considered.
The title of that page is "concrete has encountered an issue". Concrete is a PHP based CMS and Doctrine is a PHP ORM used in all kinds of modern (and less modern) web frameworks. The stack trace specifically shows concrete5-8.5.7, released November of 2021.

So it's outdated alright, but not quite as ancient as the article makes it feel. The HTML may feel hand crafted but that's often because PHP frameworks often rely on templating languages to set up a base theme for the website, which then gets filled in by content generated by a WYSIWYG editor, saved to the database.

It's quite possible that they've used their old website as a basis for their theme/templates, keeping all their old HTML in place.
ChatGPT in command line with GPT-3.5-turbo API
The Charter of Rights and Freedoms is meaningless given the notwithstanding clause. The government can violate the “rights” in the Charter as long as they’re willing to pass legislation to do so every five years.

https://www.thecanadianencyclopedia.ca/en/article/notwithsta...
Show HN: Experiment for interacting with command lines in plain English
in Germany they do, but afaict usually only for expensive packages.
Pet Theory: Cramer being very bad is part of his appeal. If he was giving out good advice, then who would watch him? Just like Howard Stern was back in the day, you watch Cramer to see what stupid idea he's got next and the anger at his finely calibrated dumb being so widely broadcast is what keeps you coming back. Honestly, it's a great shtick, hard to pull off or replicate for so long.
35 year old dies BASE jumping.

“The same exact thing could happen to grandma!”

Yes, it could, but it’s not especially meaningful to say that the same thing that happened to X could happen to Y if Y were tbe same as X.

Seriously, read Matt Levine’s stuff about SVB. It was a different bank with different customers, different Fed regulations, different depositors, and a unique asset portfolio problem.
Founders fund pulls money before SVB collapses
https://archive.ph/0ZIu7
Because its a slippery slope. A little socialism always leads to too much.
Author did, did it again intentionally CLIPPING detail so there was none, not just blurred gone. It put detail.
If the bank pays interest they make that money by loaning money to someone. They don’t pay you to warehouse your money in the bank. With this is the assumption that they can’t immediately give you your money back because they don’t have it.

Checking accounts are different so the presumption is that money is just sitting in the bank doing nothing because they can’t predict when it will be spent.

Of course this isn’t how banks really work because reasons.
I think it’s about peace and trust more than anything. It’s not about war and aggression.
What happens when you have new requirements that weren't envisioned by the original designers, who are no longer there? How do you unravel the design to the point where you can create a new one?
> Decentralisation never lasts

Mycorrhizal networks, to pick just one of myriad counterexamples, would like a word. Decentralization is just something that humans are (so far) bad at designing for.

> paying with crypto is always going to be more painful [than fiat] unless you use an exchange

Always is a long time. As governments figure out how to add features to fiat via CBDC's I can definitely image some bloat that would make paying in fiat needlessly complex. It's not like cryptocurrency has the market cornered on bad decisions.
This is a very fast BiCMOS process with both MOSFETs and bipolar transistors. Some digital logic can be implemented with MOSFETs but since they are 130 nm it's not very competitive with smaller cutting edge CMOS processes. Bipolar transistors are really the whole point of choosing this process and it's aimed for implementing analog and RF circuits. Bipolar transistors are extremely fast and can be used to make amplifiers operating at >200 GHz. MOSFETs can be used to implement some simple digital blocks for controlling the RF blocks.

I have made several tapeouts with this process and I have very good experiences with it. Compared to other open source PDKs that Google has open sourced previously this one is quite modern and offers very good RF performance.

It doesn't seem quite ready for design yet. Transistor models and stackup are published so schematic level simulation is possible. There is a roadmap chart in the repository (https://github.com/IHP-GmbH/IHP-Open-PDK/blob/main/ihp-sg13g...) and it seems that they are going to offer free MPW runs.
Part of the problem is that "socialism" is such a vague term, at least in the US. The most prominent self-defined socialist in the US, Bernie Sanders, doesn't want a Bolshevik revolution but basically just move the US to be more like Canada and Western Europe with increased safety nets and universal health care and free/cheap university education. On the other hand, yes, there are various fringe groups who are actually into Marx and collective ownership of everything despite the disasters they led to historically.
And that’s the majority of banks in the US, or the majority of bank customers that were affected?

Seriously, it was a childish and overly dramatic comment. Stop digging.
I often need to google command line arguments for certain commands, such as ffmpeg or tar. So I thought, what if we could simply ask what we want to do instead? So, I created a small cli that allows for natural language input, like "hey, export first frame of video.mp4 as compressed jpg". Note: The cli always asks for confirmation before executing any commands.
The $2B loss was on the highest quality 10% of the assets is my understanding, would that not imply the floor of the real loss will be more like $20B?
Their average yield to maturity is 36 days, not 6 years

They haven't lost any money even if marking to market, and worse case just need to hold out a month for maturity
I guess I havent noticed that people do that for things other than selfies.

I generally just burst-mode-scan an area or scenery location and later that night, or when I add to Strava or wherever, I have an old school contact sheet (but with 60-80 images per thing) to look though. Then narrow it down to 5-10, pick the one or two I like best and discard the rest.
Ask HN: Is fintech harming us with their innovation?
Which is just a bypass of system because they are not regulated like banks
Author tested for this by doing the experiment again with detail clipped into highlights, completely gone, model detail was added back.

> To further drive home my point, I blurred the moon even further and clipped the highlights, which means the area which is above 216 in brightness gets clipped to pure white - there's no detail there, just a white blob - https://imgur.com/9XMgt06

> I zoomed in on the monitor showing that image and, guess what, again you see slapped on detail, even in the parts I explicitly clipped (made completely 100% white): https://imgur.com/9kichAp
I'm not saying they should have known better. You're probably right that technological limitations played a part. On the other hand it doesn't require a microscope to see that a baby is born with different proportions than an adult. My point is that it seems like that aspect of reality was almost disregarded; seen maybe, but not recognized as of much importance. And why would that be?
The job of any bank including SVB is to manage financial risk. If they can't do that, it means they can't do their job, and they deserve to go out of business.
The fact that USDC is down before Tether is fascinating.

One has proven reserves and has been open about its losses, thus is suffering for it.

The other is one of the biggest financial frauds in history and has no open information about its reserves, has suffered known losses in the past and failed to inform customers… keeps going.
> require some proof of "humanity" in social media, forums, etc.

Very shortly (and PoCs have been made already) AI will be able to trivially create social media presences, forum posts, and anything else that could be used to determine “humanness” at scale.
Is it Gaussian blur, though, or some other invertible kernel?
I wonder if that'll ever cause legal problems in the future. Sorry, that photo someone took where the accused was in background at a party some years ago? He was kinda blurry and those facial features have been enhanced with AI, that evidence will have to be thrown out. Or maybe the photo is of you, and you need it as an alibi..
Eh, during the low interest rate period things seemed to behave as one might expect: companies deploy capital and hire like crazy, companies have access to mountains of investment pools, home prices rise, inflation rises, etc...

Many of the things happening today are contradictory, but eventually a domino falls to topple everything else. Knowing which domino does that would make you lots and lots of money, albeit maybe with some guilt as everyone else suffers.
No, it is the minimum , maximum, and only insurance the FDIC provides. Banks can and do get private insurance beyond that.

And stop acting like any uninsured money evaporates in a bank failure.

Actually probably just stop talking about banks. This whole thread is an embarrassment of “smart people with strong opinions about things they have zero knowledge about”.
yeah, but they added fees on top, so it was never like your principal was going down without paying installments. Now the interest rates are back to 5%, and 6% might come soon.

The best period was last year when mortgages were already around 4% (because they’re driven by the free market and what was happening in the US) and on top of that you had negative interest on your bank account, because Danish National’s bank interest rate was negative, so banked passed off the costs to customers. The negative interest rate also didn’t help when the inflation was going up quite quickly.
That isn't far from how iphones work now. They have mediocre cameras, people only think they are good because they throw a lot of AI image enhancement at it.
Am I wrong though that if the loan were to default and the depositor tried to withdraw all 1000, the bank wouldn’t be able to return it?

Perhaps because of the insurance from central banks this problem is avoided.
This explains why the FDIC couldn't find a buyer of the distressed assets and also seized the bank in the middle of the day. They always wait until after the close of business on Friday (or, at the very least end of business of whatever day) to avoid a panic

Out of 563 previous bank failures going back to October 2000, only 31 did not have an acquiring institution lined up (https://www.fdic.gov/resources/resolutions/bank-failures/fai...)

Usually the FDIC will sell the assets and liabilities of the failed bank to a healthy bank, sometimes at a negative value (paying the acquiring bank to receive the assets) and then also making the acquiring bank whole on losses of the assets

SIVB is upside down on various interest bearing assets like MBS and US Treasuries. In a normal case, it'd be cheaper for the FDIC to just make up those losses than directly make depositors whole, so they do that

In this case, given how little of SIVB's deposits are actually insured, the scale of the run before they got the doors closed, and the amount of losses they are going to take in the assets, the FDIC obviously wasn't willing to backstop the losses and no one was willing to take the risk

Depositors are definitely taking a haircut on this one
As a beginner I locked the keys in the car. Dad just asked someone nearby in the parking lot with a similar ford laser to borrow their keys and it opened right up and even started the engine.
A crisis that will eclipse 2008.
It may not be expensive if it’s being approximately done by a neural network that implicitly learned to do it when sharpening images.
Don't Snapchat filters already do stuff like this in real-time? And that tech is the infancy of where it's going.
I've used that and can confirm it works great. I just use it to run Arm64 Linux on my M1 chip at work for speed.
I believe chatbots understand part of what they say
If you believe usdc will recover isn’t this free money? Where else can you buy usdc other than Coinbase?
I would be more concerned with the impact on criminal system as more and more both defense and prosecution is dependent on cell phone camera data...

It is all faked by AI well.....
They say they also clipped all whites above a certain level too. That’s just information that’s been destroyed and then invented by the AI right?
On top of that Octave is not 100% MATLAB compatible, especially if are into more complex projects with toolboxes. I wasted tons of time try to do a college assignment in Octave before turning to MATLAB.
Not everyone agrees that TCP support is required for DNS: https://twitter.com/RichFelker/status/994667677112156161

Though I don't personally agree with that reading of the RFC.
Why does the Fed oppose Narrow Banking (2019)
Everything that isn’t tech is a very, very large set. What I assume the OP is really saying here is a “screen fast”. Reading is nearly the same activity for our text-scrolling-addicted brains. I recommend _anything_ outside even if it’s just sitting and staring. Eventually you’ll fill that time as long as you have discipline for no-tech.