skysight-inc/HackerNews huggingface dataset:
something bad is going to happen to people who think they can just take Ozempic for the rest of their lives

there's no way a drug that effective has no side effects

I know people who have lost weight using Ozempic...you only lose weight...you do not become healthy...you do not gain muscle...you just are a flabby person who is less fat
They can insure it, however the banks explicitly don't want all those deposits (beyond what the law requires) to be insured because they don't want to pay the insurance cost. If you want that insurance, it's available, but of course it's not free.
Thank you for this.

In a discussion elsewhere, the moment I mentioned my opposition to a bailout, the immediate response was, "Sounds like you haven’t run a startup ¯\_(ツ)_/¯". I've started 4 companies, one of them a classic venture-backed thing.

The immediate assumption of "Oh, you people who are not as me and just can't possibly understand tech, so you don't get to have an opinion," is exactly the sort of arrogant exceptionalism that got a lot of people into this jam. Like, I get that it's awful to realize one's business is possibly doomed. I have been there. But in that moment to flail around and blame others rather than understanding the mistake? That's a great way to keep making the same sort of arrogant mistakes.
It’s already in post production.
Why should taxpayers pay for all of it? It's not like SVB had $0 in assets. Liquidation will hopefully cover enough to keep the lights on at smaller companies with uninsured deposits. The big depositors like Roku might lose something.

Lest we forget that even TARP was actually a net profit for taxpayers.
> crashes like a crypto exchange

Where depositors get up to $250k the next business day and, possibly, up to 50% of the rest within a week?
> remotely near zero

That sounds like an oxymoron ;), had to take a double-take when reading.
Brave is failing at enabling Micro-payments because they are blocking ads and serving their own. Why would any serious publication use them as a paywall?
This might explain why it appeared in your feed:
https://www.theguardian.com/technology/2023/feb/15/elon-musk...
jokes on you, rows are numbers, columns are letters :)

Dibs on Row 13!
I use Postgres in my personal projects because I have a server (with backups etc.) running anyway. Since this project also has OIDC authentication, I imagine the target audience may already be running a PG server?

Going by https://github.com/pgrok/pgrok/blob/main/internal/database/d... I don't think adding SQLite support should be that difficult. The ORM used (gorm) has SQLite support already.

Edit: this seems to be intentional to keep maintenance cost down: https://github.com/pgrok/pgrok/pull/11
I wonder if it works at both extremes:

1. if you know your deposits are at risk then you actively work to derisk them, for example placing most of your cash in T-Bills.

2. if you know your deposits are safe then you just keep them in the bank.

The middle seems less stable.
I don’t see what’s so hard to understand. Everyone else is one poor decision away from destitution. Why should you get special treatment?
I support when people react poorly in the context of airlines. I want as many unruly passengers as possible to strike fear into airlines and a government that seems hell bent on making flying as painful and frustrating as possible. I miss the COVID era rebelliousness among airline passengers. When one freaks out, remember that at least some of the docile faces and people around them are rooting for them to continue.

Ultra low tier services like spirit airlines shouldn't exist for flights longer than 4 hours. Ultra Economy seats for more than 10 hours might as well qualify as torture in some nations.
Many years ago I had a conversation with an older colleague of mine where I was overly optimistic about some inter-database tool. The other person was very skeptical of the tool (which proved true short afterwards), but this was less important. The more important thing was that my colleague at the time claimed that whoever creates a tool that is able to automatically connect different databases, in a sense that "John Smith" in one database will be unambiguously linked to "Smith J." in another, which would allow, for example, different government agencies to not burden us, the taxpayers with endless rigamarole of submitting the same information over and over...

So, he claimed that whoever builds such a thing will be instantly the richest person in the world, eclipsing Bill Gates and Jeff Bezos combined.

Well, having worked with many different databases, I can see how that's a mission impossible... So, what does this have to do with anonymization? -- Well, most databases in the world are either built by application developers or are later extended due to the demands of application developers in such a way that the meaning of the data stored in the database is impossible to determine without the application which works with the database. In all but the most trivial cases. Not to mention that data in the databases in majority of cases is generated by humans, and even though both application developers and data administrators try to prevent invalid inputs, they too make mistakes.

To continue the example of DICOM files: those are typically generated by a combo of a technician operating the machine, a radiologist who reads the image, a doctor who ordered the imaging and a medical secretary who collected patient's data upon arrival. All of these people are very busy and have very little time to spend on patients. This often leads to mismatch between field type and data stored in those fields. Eg. patient's address gets stored in the name field, the name is stored in the allergies field and so on. Some data are essential for the file to move around the system, but a lot of the properties won't prevent the file from reaching its target, even if they contain completely nonsensical data.

----

My wife participated in some Kaggle challenges that had to do with chest CT. In order to do that, she went through some of the publicly available sets of images that belong to this general category. Each contained defective images, up to and including CTs of other body parts, X-rays and so on. (Needless to mention that stuff like proper radiological modality was wiped from the set, so there was no contrast information attached to images etc.) And that was only what she could find with some simple scripts which relied on heuristic.

What I'm trying to say is that dealing automatically with large quantities of data that was acquired in real-world situation will almost certainly not live up to expectations. It will require a human in the loop until we have AI comparable to human intelligence.
The proper call should be to increase FDIC insurance to 10mil or something then. It is incredibly unfair to be saying that depositors here deserve to be made whole because they are startup companies that somehow matter more to the economy.

Everyone agrees that shareholders and bondholders should we wiped out. Everyone agrees that deposits under 250k can and will be made whole due to FDIC. The disagreement if there is one is the 250k+, why should there be an exception just because these are tech startups?
I used to take a 17hr nonstop from NYC to Bangkok on Thai Airways. There’s not much that can make a flight like that easy, but it was by far preferred to the >28hr trips that had connections.

If people need to travel long haul, this is the way to go.
start up a few browsers and other programs

I think it’s more user behavior than application implementation.

Ymmv. Good luck.
That was not my argument. I tried to explain for the purposes of banking many alternatives were available. If it's credit they were looking for, banks only lend what you can offer as collateral. Funds come from the VCs.
Not sure if that's going to cover the haircut that depositors are going to take with respect to the difference in SBC's asset values at liquidation. There is surely going to be some gap and the question is should the taxpayers be on the hook for that gap to make the depositors whole.
I keep seeing this and I’m sorry, it’s just silly. My 12-person startup gets a $10M series A and my first priority should be to find 40 banks to put it in? CDs don’t work — my job is to spend that money in the next 18-24 months, not save it.

Edit: And the people saying the “CFO” should have done better…at that point, one person is probably still founder, CTO, CHRO, CFO, snack buyer, and janitor combined (been there).
Agreed. Especially for the bits of it that are at risk here, which are mainly small, unprofitable players.
"if you can’t find time to exercise, you’ll have to find time to be sick."

How much time for that do you have? Pushing around a walker when you're 65? Spending hours on the phone with Customer Support for some insurance issue?

https://albertcory50.substack.com/p/50-years-of-running
Thinking obesity is one number is as dumb as thinking intelligence is one number. Card counting used to be one number, till they realized how much better two numbers did. Yet in this day of smart phones, one still sees geriatricians calculating stroke risk using a rule they can do in their heads. I'd rather trust my health care to prediction markets, if we could work through the data privacy issues.

So where's the BMI table that asks height and "how wide are your shoulders?"

For some of us, "big boned" isn't a euphemism.
If it hadn't become insolvent in the first place, there would have been no need to liquidate its real assets in order to pay off liabilities.
Yes. They could have purchased insurance for their excess deposits. Other large businesses do this as a matter of course.
The smart contract on the blockchain allows them to blacklist addresses upon request from law enforcement.
The school's conservative newspaper is calling for the firing of the law school DEI dean who took the podium at the event: https://stanfordreview.org/fire-tirien-steinbach/
Ask HN: Why did they break Windows 11?
Rant / I want to ask your experience.

There are so many breaking changes to Windows 11, especially to user interface which ruins power user's (or any user's) experience.

Some examples include:
- Alt-Tab does not work like it used to; it's worse imo
- Context menu is very different, less accessible
- Folders behave differently
- Task bar cannot "never combine" windows like why the hell would you remove features

I see so many breaking changes most of them without a way to revert, or need to go through burning hoops to change. most guides saying to change 10 options in registry often don't even work.

I miss Windows 7. I will even settle for 10 now...

Also I recommend reading this post about UI inconsistencies in Windows 11:
https://ntdotdev.wordpress.com/2023/01/01/state-of-the-windows-how-many-layers-of-ui-inconsistencies-are-in-windows-11/
Agreed. Making depositors whole and tightening regulation aren't mutually exclusive.
I’ve noticed this tendency for at least a decade. People in general— even highly educated people in the media, government, and academia— are ignorant about economics and finance. There tends to be no nuance in much of the popular takes. I’m still quite ignorant, myself, but at least I can offer a bit more insight than: “capitalism: bad”.

I am curious, though, as to whether or not this general ignorance is new, or if it’s just that I’ve become more aware of it over the years.
One issue with this approach with SVB liquidating everything is that suddenly a lot of bonds are going to be sold, and this creates a big risk to have depressed assets prices, and prices of the bonds spiraling down further if there are no buyer on the other side.

This is what happened during the Kerviel scandal in France, when Societe Generale tried to unwind the risky positions of a trader.

Unless the government steps in and decides to purchase these bonds that SVB is selling and add them on its balance sheet... Which essentially would put the burden on the random non-Silicon Valley guys who didn't ask for anything (and it's not fair).

The other thing, is that many companies don't need 100% of their cash. They may just use SVB as storage, and waiting for the bonds to mature may be totally fine rather than take a loss.

Also, during this interval that they have to wait. If capital is needed, VCs may have better capabilities to raise capital at good conditions, rather than a failed bank.
Exercise is essential for health, but not the best bet to lose weight, isn't it?
Yup. The federal government should get a dividend out beyond insurance ASAP if the bank is not acquired. They say "next week", but it should really be Monday or Tuesday.

And it's OK even to incur a little bit of risk/uncertainty when doing so.

But this is different from bailing out all the depositors 100%.
Transporting Antibodies Across the Blood–Brain Barrier to Treat Alzheimer's
That assume that the bank can keep their depositors while offering uncompetitive interest rates on deposits. For example, a bank that bought 3-12 month t-bills could offer depositors 4% interest on their savings accounts and still make a profit. Why would anyone leave their deposits with SVB for the next ten years if they can only afford to offer 1.5%, because they made a bad bet on long duration bonds?

Sure, banking has a fair amount of inertia, but eventually people realize that they are leaving FDIC insured money on the table.
The UX of Spotify have gone downhill every since they pivoted towards podcasts, and became particularily bad when they introduced the filter-system for your library and the homepage. Please, fire the product managers creating meaningless work just to keep their job. The only good addition to Spotify in the last five years is the _RE_-launch off in-app lyrics.
> It was VC money, that's money intentionally being gambled in high risk endeavors.

The high risk endeavor does not have anything to do with the bank where you deposit the money raised. Here, it does not matter if the source of money is a VC or another.
I think fwlr is doing a good job bringing actual data & detail to the conversation. They don't seem to be attempting to excuse or exonerate the bank officers, indeed they do call this behavior "dirty laundry". But they are fairly questioning whether the regulation would have actually prevented this scenario. If there is a subtext intended, it seems to be that the Fed didn't adhere to its previous assertions about how fast interest rates would rise, which is something that would undermine the stress tests.
If you've got avx2 and enough RAM you can run these models on any boring consumer laptop. Performance on a contemporary 16 vCPU Ryzen is on par with the numbers I'm seeing out of the M1s that all these bloggers are happy to note they're using :)
Yeah I think a lot of people confuse the overweight category with the obese category in these discussions.
Alcohol actually is relevant--and note what happened when we were stupid and tried banning it.

Opiates used at a sustained level are actually not that harmful--the danger comes from those who are deliberately seeking the extremes (things like crushing the time-release pills and snorting them) and from the lack of quality control of the illegal marketplace. We don't see the chronic pain patients keeling over left and right from ODs--except when we try to deny them the relief and drive them to the illegal market or to suicide. If the cause of their pain doesn't otherwise mess them up they can often lead reasonably normal lives.

We also have a problem with confusing habituation with addiction. A patient who needs controlled substances will likely habituate and be in a bad way if they're denied but that doesn't mean they are addicts--you can seek the relief the drugs bring without seeking the drugs themselves. If the underlying problem is resolved you taper them off and it's not an issue. Part of the opioid crisis was the doctors being deceived into thinking the tapering wasn't needed. The CDC has finally realized that cutting them too quickly is medically bad--but the system is still geared to persecute drug seekers and catches too many innocents in the loop. Woe to the patient that loses the doc that has been handling the drugs! (And it's not always because they were going to a pill mill. Doctors are human, they retire, they get sick, they die. And the DEA likes to pressure pain management docs into retirement.)
SVB was offering above market interest rates though:

According JPM: “At the end of 2022, SIVB only offered 0.60% more on deposits than its peers as compensation for the risks illustrated below; in 2021 this premium was 0.04%.”
Doesn't seem to be actually a clone though, at least not of current Plausible, because if it is, they are currently breaking the AGPL license.

But Plausible was MIT licensed until 2020, so maybe a clone of early Plausible?
Textual is a beautiful Terminal User Interface library in Python
The interest rate is the opportunity cost of investing elsewhere. Why would someone buy a bond at a 1% discount when they can buy the exact same bond at a 2℅ discount?

Aside from not making large unmatched unhedged yield curve bets, not marking portfolio prices to market was a problem for SVB.
turning depositors, probably the most senior possible form of debt, into shareholders, the least senior form of debt, is a garbage deal that nobody in their right mind would take.
The solvency gap is minuscule and there are known buyers lining up. They will pay a premium to acquire the business of 40k companies (and whatever is left of the brand) and that capital (along with the assets) is ensuring creditors are made whole while shareholders get wiped. There is no bailout; people just seem to project 2007 onto a completely different situation.
>You're counting every second of every image that a child sees as a separate "image" that is learned. I'm counting the number of objects that a child sees, because people aren't doing frame-capture and analysis on every image, they're doing lazy interpolation (which is why all your peripheral vision in in monochrome but you perceive it as full color).

Then it sounds like he is slightly overestimating the dataset (since some of the frame is monochrome) and you are massively underestimating it.
This is more in the "hack" category, but here is a solution for bookmarking directories[1] that I am quite fond of:

mkdir ~/.marks/
export CDPATH=.:~/.marks/
function mark { ln -sr "$(pwd)" ~/.marks/"$1"; }

Then:

mark @name # add bookmark called @name for the current directory
cd @name # jump to the bookmarked location
cd @<tab> # list all available bookmarks

It can list bookmarks, auto-complete, jump to sub-directories within bookmarks, all without introducing any new commands - just `cd`.

[1]: http://karolis.koncevicius.lt/posts/fast_navigation_in_the_c...
Update to the “Samsung space zoom moon shots are fake”
Simply put, it’s an enabling belief.

Being obese isn’t a root cause. It is a symptom of something else.

Particularly, when it is a symptom of depression, believing in “healthy obesity” can be enabling even if it’s not the truth. That person (not statistic) needs to see themselves as healthy and loved to have a chance at being healthy.

Telling them to eat better or exercise is thinking about yourself in a generic version of their circumstances rather than them in their actual circumstances.
That social graph is the definition of the VC ecosystem.
It's easier to keep indulging in your vices when people tell you they're healthy, hear it or repeat it enough and you'll end up believing it yourself
$40b was withdrawn Friday morning. If that’s not a run, I don’t know what is.
well it’s missing from the headline and not everyone is reading the article
Do we really need to wonder that long why a tight knit group of people is able to outperform a big corporation on design?
You’re expecting dividends from your checking account?
Clothing companies have also played a role in normalizing obesity with advertisements featuring obese people, often accompanied by pro-fat propaganda slogans like "healthy at any size". They do this out of pure greed; fat people have money and buy clothes, so it makes business sense to advertise products to them. But these ads are bad for public health because they promote unhealthy standards as normal and okay.
I cant wait to get my 96gb m2 i ordered last week.

Maybe it could even run the 30b model?
I think it cuts both ways. If you're a connoisseur of something — film, music, novels, food, wine, etc. — it's not necessarily fun to hang around people who have no taste in that thing, lack discernment, and think everything is great. That can quickly get boring and tiresome.

It feels to me that there's a kind of inauthenticity to the author's approach, and it's possible to perceive that inauthenticity in others. Fake enthusiasm can be as bad as or worse than lack of enthusiasm.
Alternately, recognize that Capitalism is chaotic and prone to collapse. Then require risk management be updated accordingly AND use something like Socialism for when that chaos and risk are unacceptable.

And then don't mix the two.

Basically the (idealized) Democratic Socialism of the Nordic governments.

Food for thought:

David Graeber in Debt: The First 5,000 Years asks if Capitalism might be intrinsically unmanageable, so therefore prone to collapse. He notes that every economy in history experienced a debt crisis, requiring intervention (eg revaluing currency, revolution).

More recently, Katarina Pistor wrote The Code of Capital, which documents the modern economy built on top of our shared legal fiction of property. Here's a pretty good interview. https://the-ezra-klein-show.simplecast.com/episodes/katharin...

FYI, I'm not an economist, so I'm not aware of anyone making the specific case that Capitalism is chaotic and so therefore will eventually collapse (aka chaos theory).
This time is different in so many ways. Top 20 bank. 2nd biggest bank failure in US history. $200B+ assets.

You don't want wealthy people and companies thinking their money isn't 100% safe in a top 20 US bank.
Warning: https://demo.navidrome.org hijacks the back button, open it in a new tab
> The issue is it wasn't pension money. It was VC money, that's money intentionally being gambled in high risk endeavors. It's not right for thr tax payers to bail out rich VCs who gambles their money.

Putting your startup's funds in a FDIC insured bank isn't exactly "gambling".
Even more sophisticated was Dartmouth Time Sharing System <https://en.wikipedia.org/wiki/Dartmouth_Time_Sharing_System>. Unbelievable capabilities and userbase for 1988, let alone 1968!
Faces may not be the best example, because there's a lot of evidence babies are 'hardcoded' to be interested in and pay attention to faces. This implies there's some knowledge of them built in.

However, if you substitute abstract shapes (blocks, balls, etc.), your point absolutely stands up.

In some ways, though, isn't it more interesting to have an intelligence that learns in a completely different way from humans, as opposed to one that learns through essentially the same method?
Scene: Erlich Bachman's house in Palo Alto.
The team is sitting in the den around their computers.
We see Jin-yang on the TV with a chyron saying he's the new owner of SVB, now DINB, and that depositors now own equivalent to their deposits in PiperCoin.

Erlich Bachman storms into the room, bellows: Jay Powww!
It seems like running it on an A100 in a datacenter would be better, though? Unless you think cloud providers are logging the outputs of programs that their customers run themselves.
This makes sense to me. The quality of content from creators practicing "100/1000 true fans" model seem to deteriorate rapidly. Fully un-supported or ad-supported content on the Internet has more tangency to the mode thus value.
> The first $250k per depositor is automatically insured and then after that they have to pay premiums per account.

No, the banks have to pay premiums to FDIC for the insured amount, period. They have to pay premiums for these first $250k that get insured; it's "automatically insured" because they don't get a choice, but that insurance costs a market-price premium out of which all the potential payouts come.